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In this abundant earth no doubt Is little room for things worn out: Disdain them, break them, throw them by! And if before the days grew rough We once were lov'd, us'd -- well enough, I think, we've far'd, my heart and I.

Ghost implies a whole lot of things that I am NOT. Do I look like Casper to you?" "Fine," said Nick. "We're not ghosts, we're Undefined Spectral Doohickies. USDs. Are you happy now?

He look'd a little disorder'd, when he said this, but I did not apprehend any thing from it at that time, believing as it us'd to be said, that they who do those things never talk of them; or that they who talk of such things never do them.

Multiple emerging technologies will combine and create a global market that will likely exceed $10 trillion USD around 2025 -2027!

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The benefits of good nutrition may be particularly strong for two sets of people who do not decide what they eat: unborn babies and young children. In fact, there may well be an S-shaped relationship between their parent’s income and the eventual income of these children, caused by childhood nutrition. That is because a child who got the proper nutrients in utero or during early childhood will earn more money every year of his or her life: This adds up to large benefits over a lifetime. For example, the study of the long-term effect of deworming children in Kenya, mentioned above, concluded that being dewormed for two years instead of one (and hence being better nourished for two years instead of one) would lead to a lifetime income gain of $3,269 USD PPP. Small differences in investments in childhood nutrition (in Kenya, deworming costs $1.36 USD PPP per year; in India, a packet of iodized salt sells for $0.62 USD PPP; in Indonesia, fortified fish sauce costs $7 USD PPP per year) make a huge difference later on.

By my rambling digressions I perceive myself to be grown old. I us'd to write more methodically. But one does not dress for private company as for a publick ball. 'Tis perhaps only negligence.

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How is forex traded? The main idea of forex is that you’re buying one currency and at the same time, selling another. Currencies are normally quoted in pairs, like EUR/USD or USD/SGD. The exchange rate represents the purchase price between the two currencies. In EUR/USD ratio, This represents the number of US Dollars in every Euro you have. If you think the Euro will increase in value against the US Dollar from the last exchange rate, you buy Euros with US Dollars and you cash in profit from that.

Tổng thống Mexico có thể đã bay sang New York, quy tụ hơn 20 ngân hàng lớn đã cho đất nước của ông vay tiền và tuyên bố như sau: "Thưa các quý vị, chúng tôi đã bị khánh tận. Và quý vị có biết câu ngạn ngữ này không: nếu một người vay của bạn 1000 USD thì đó là vấn đề của anh ta. Nhưng nếu một người vay bạn 10 triệu USD, thì đó là vấn nạn của bạn. Vâng, chúng tôi chính là vấn nạn của quý vị. Chúng tôi không thể thanh toán cho quý vị được. Vậy xin quý vị làm ơn đàm phán lại, thay đổi định hạn thanh toán và tiếp tục cấp thêm tín dụng cho chúng tôi.

I have us'd it, nuncle, ever since thou mad'st thy daughters thy mother; for when thou gav'st them the rod, and put'st down thine own breeches, [Sings] Then they for sudden joy did weep, And I for sorrow sung, That such a king should play bo-peep And go the fools among.

Mason is able to inspect the long Map, fragrant, elegantly cartouch’d with Indians and Instruments, at last. Ev’ry place they ran it, ev’ry House pass’d by, Road cross’d, the Ridge-lines and Creeks, Forests and Glades, Water ev’ry-where, and the Dragon nearly visible. “So,— so. This is the Line as all shall see it after its Copper-Plate ’Morphosis,— and all History remember? This is what ye expect me to sign off on?” “Not the worst I’ve handed in. And had they wish’d to pay for Coloring? Why, tha’d scarcely knaah the Place . . . ?” “This is beauteous Work. Emerson was right, Jeremiah. You were flying, all the time.” Dixon, his face darken’d by the Years of Weather, may be allowing himself to blush in safety. “Could have us’d a spot of Orpiment, all the same. Some Lapis . . . ?

(BDO) October 22: The Dollar Squeeze A debt is a short cash position—i.e., a commitment to deliver cash that one doesn’t have. Because the dollar is the world’s reserve currency, and because of the dollar surplus recycling that has taken place over the past few years…lots of dollar denominated debt has been built up around the world. So, as dollar liquidity has become tight, there has been a dollar squeeze. This squeeze…is hitting dollar-indebted emerging markets (particularly those of commodity exporters) and is supporting the dollar. When this short squeeze ends, which will happen when either the debtors default or get the liquidity to prevent their default, the US dollar will decline. Until then, we expect to remain long the USD against the euro and emerging market currencies. The actual price of anything is always equal to the amount of spending on the item being exchanged divided by the quantity of the item being sold (i.e., P = $/Q), so a) knowing who is spending and who is selling what quantity (and ideally why) is the ideal way to get at the price at any time, and b) prices don’t always react to changes in fundamentals as they happen in the ways characterized by those who seek to explain price movements in connection with unfolding news. During this period, volatility remained extremely high for reasons that had nothing to do with fundamentals and everything to do with who was getting in and out of positions for various reasons—like being squeezed, no longer being squeezed, rebalancing portfolios, etc. For example, on Tuesday, October 28, the S&P gained more than 10 percent and the next day it fell by 1.1 percent when the Fed cut interest rates by another 50 basis points. Closing the month, the S&P was down 17 percent—the largest single-month drop since October 1987.

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That's richt. When we were campaignin' wi' Marlborough oor lads had mony time to sleep wi' the canon dirlin' aboot them. Ye get us'd to't, as Annalpa says aboot bein' a weedow woman. And if ye hae noticed it, Coont, there's nae people mair adapted for fechtin' under difeeculties than oor ane; that's what maks the Scots the finest sogers in the warld. It's the build o them, Lowlan' or Hielan', the breed o' them; the dour hard character o' their country and their mainner o' leevin'. We gied the English a fleg at the 'Forty-five,' didnae we? That was where the tartan cam' in: man, there's naethin' like us!

Tho' I seldom attended any public worship, I had still an opinion of its propriety, and of its utility when rightly conducted, and I regularly paid my annual subscription for the support of the only Presbyterian minister or meeting we had in Philadelphia. He us'd to visit me sometimes as a friend, and admonished me to attend his administrations, and I was now and then prevail'd on to do so, once for five Sundays successively. Had he been in my opinion a good preacher, perhaps I might have continued, [65] notwithstanding the occasion I had for the Sunday's leisure in my course of study; but his discourses were chiefly either polemic arguments, or explications of the peculiar doctrines of our sect, and were all to me very dry, uninteresting, and unedifying, since not a single moral principle was inculcated or enforc'd, their aim seeming to be rather to make us Presbyterians than good citizens. At length he took for his text that verse of the fourth chapter of Philippians, "Finally, brethren, whatsoever things are true, honest, just, pure, lovely, or of good report, if there be any virtue, or any praise, think on these things." And I imagin'd, in a sermon on such a text, we could not miss of having some morality. But he confin'd himself to five points only, as meant by the apostle, viz.: 1. Keeping holy the Sabbath day. 2. Being diligent in reading the holy Scriptures. 3. Attending duly the publick worship. 4. Partaking of the Sacrament. 5. Paying a due respect to God's ministers. These might be all good things; but, as they were not the kind of good things that I expected from that text, I despaired of ever meeting with them from any other, was disgusted, and attended his preaching no more.

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His Sons, the fairest of her Daughters Eve. Under a tuft of shade that on a green Stood whispering soft, by a fresh Fountain side They sat them down, and after no more toil Of thir sweet Gardning labour then suffic’d To recommend coole Zephyr, and made ease More easie, wholsom thirst and appetite More grateful, to thir Supper Fruits they fell, Nectarine Fruits which the compliant boughes Yeilded them, side-long as they sat recline On the soft downie Bank damaskt with flours: The savourie pulp they chew, and in the rinde Still as they thirsted scoop the brimming stream; Nor gentle purpose, nor endearing smiles Wanted, nor youthful dalliance as beseems Fair couple, linkt in happie nuptial League, Alone as they. About them frisking playd All Beasts of th’ Earth, since wilde, and of all chase In Wood or Wilderness, Forrest or Den; Sporting the Lion rampd, and in his paw Dandl’d the Kid; Bears, Tygers, Ounces, Pards Gambold before them, th’ unwieldy Elephant To make them mirth us’d all his might, & wreathd His Lithe Proboscis; close the Serpent sly Insinuating, wove with Gordian twine His breaded train, and of his fatal guile Gave proof unheeded; others on the grass Coucht, and now fild with pasture gazing sat, Or Bedward ruminating: for the Sun Declin’d was hasting now with prone carreer To th’ Ocean Iles, and in th’ ascending Scale Of Heav’n the Starrs that usher Evening rose: When Satan still in gaze, as first he stood, Scarce thus at length faild speech recoverd sad. O Hell! what doe mine eyes with grief behold, Into our room of bliss thus high advanc’t Creatures of other mould, earth-born perhaps, Not

That was brave of you, carrying her over your shoulder,’ said Nanny. ‘With them elves firing arrows, too.’ ‘And it meant less chance of one hitting me, too,’ said Granny. Nanny Ogg was shocked. ‘What? You never thought that, did you?’ ‘Well, she’d been hit already. If Yd been hit too, neither of us’d get out,’ said Granny, simply. ‘But that’s – that’s a bit heartless, Esme.’ ‘Heartless it may be, but headless it ain’t. I’ve never claimed to be nice, just to be sensible.

The cost of errors is enormous: o Medical errors in the US incur an estimated economic value of almost USD 1 trillion78 – and 86% of those mistakes are administrative.79 o 80% of US medical billings contain at least minor mistakes – creating unnecessary annual healthcare spending of $68 billion.80

food prices in Japan are 60 per cent higher than world market prices, and the price of rice is a multiple of the world price. A sense of the extremity of the situation is given by the fact that a single apple in Japan can cost USD5. On my trip from Tokyo to Niigata, I bought apples in convenience stores in Tokyo and Chichibu for USD4 and USD3 respectively, although I balked at paying USD10 for ten strawberries.123 You know that something is wrong when a few strawberries cost what Japan’s lowest-paid temporary workers now make in an hour.

What offer could I possibly refuse from a kidnapper and a murderer?’ ‘Ah, sarcasm, the easiest form of humor and the trait of an ordinary mind. Your predictability never ceases to amuse me, Dulac. Classifications aside, I’ve arranged for us to meet in Belize City, tomorrow evening. I’ve reserved a ticket in your name for the morning flight to New York. The connecting flight to Belize City gets in at 4 p.m.’ ‘Why in hell’s name would I go anywhere to meet you?’ ‘Because I have something here that you want.’ ‘If you’re talking about the diary—’ ‘Dulac, trust me. I guarantee you will accept my offer. Oh, and don’t bother calling Roquebrun. I’m told he’s enjoying the Vatican’s money in a five star brothel in Kuala Lumpur.’ ‘Bastard. Out of curiosity, who ratted? Garcia?’ ‘Must be, although that’s also irrelevant now.’ ‘Not to me. If you didn’t, Garcia must have ordered the contract to whack me.’ ‘Why don’t you ask him? By the way, I booked your room at the Hotel Mirador and I’ve deposited $10,000 USD in your Paris bank account, for incidentals. You’re probably thinking you’ll need company. Shall we meet in the hotel restaurant, say at 7 p.m.? Oh, and Dulac, time is pressing. Don’t disappoint me.’ The line went dead. ‘Go for it,’ said Karen over the phone. ‘What have you got to lose?’ ‘Try two miserable days flying half way round the planet on a quack call from a murdering psychopath.’ ‘Like it or not, in one way or another, he’s always kept his promise.’ ‘That’s a strange way of looking at it,’ said Dulac. ‘At first, I thought he wanted to sell me the diary, but why go through all that trouble? He can send it directly to the Vatican. There’s something else, but why me?’ ‘Bizarre as it may seem, you’re probably the only one he can trust.’ ‘I’ve checked the reservations and they’re confirmed and paid for. And I received ten grand in my account. I suppose if he wanted me dead, he would just hire another hit man.’ Dulac took a drag from his Gitane. First, I’ve got to call Gina again. Then I have some unfinished business in Belize.’ ‘If you don’t mind, this time I won’t go with you. But do be careful, Thierry.’ ‘Don’t worry, I’ll have professional backup.’ Chapter

While the rich became richer, the taxation policy of the government, instead of correcting this trend, actively strengthened it. One of the first decisions of the first Modi government was to abolish the wealth tax that had been introduced in 1957. While the fiscal resources generated by this tax were never significant, the decision was more than a symbolic one.126 The wealth tax was replaced with an income tax increase of 2 percent for households that earned more than Rs 10 million (133,333 USD) annually.127 Few people pay income tax in India anyway: only 14.6 million people (2 percent of the population) did in 2019. As a result, the income-tax-to-GDP ratio remained below 11 percent. Not only has the Modi government not tried to introduce any reforms to change this, but it has instead increased indirect taxes (such as excise taxes), which are the most unfair as they affect everyone, irrespective of income. Taxes on alcohol and petroleum products are a case in point. As some state governments have also imposed their own taxes, this strategy means that India has one of the highest taxation rates on fuel in the world. The share of indirect taxes in the state’s fiscal resources has increased under the Modi government to reach 50 percent of the total taxes—compared to 39 percent under UPA I and 44 percent under UPA II.128 Modi’s taxation policy, a supply-side economics approach, is in keeping with the managerial rhetoric of promoting the spirit of enterprise that the prime minister, who readily presents himself as an efficiency-conscious “apolitical CEO,” relishes. One of the neoliberal measures the Modi government enacted in the name of economic rationality, right from his very first budget in 2015, was to lower the corporate tax.129 For existing companies it was reduced from 30 to 22 percent, and for manufacturing firms incorporated after October 1, 2019 that started operations before March 31, 2023, it was reduced from 25 to 15 percent—the biggest reduction in twenty-eight years. In addition to these tax reductions, the government withdrew the enhanced surcharge on long- and short-term capital gains for foreign portfolio investors as well as domestic portfolio investors.130

As the 2019 elections were approaching, the Modi government felt the need to appear less pro-rich and more pro-poor again. But the union budget passed in February was somewhat a missed opportunity so far as the peasants were concerned. No loan waivers were announced in their favor, simply an enhanced interest subvention on loans and an annual income support of Rs 6,000 (80 USD)—6 percent of a small farmer’s yearly income—to all farmers’ households owning two hectares or fewer.131 In fact, the union budget was once again more geared to pleasing the middle class. The income tax exemption limit jumped from Rs 200,000 (2,667 USD) to 250,000 (3,333 USD), and the income tax rate up to Rs 5 lakh (6,667 USD) was reduced from 10 to 5 percent. The income tax on an income of Rs 10 lakh (13,333 USD) dropped from Rs 110,210 (1,470 USD) to Rs 75,000 (1,000 USD).132 The poor were doubly affected by the fiscal policy of the Modi government in 2014–2019: not only did the tax cuts in favor of the middle class, the abolition of the wealth tax, and, more importantly, the reduction of the corporate tax rates have to be offset by increased indirect taxes, but the stagnation of fiscal resources did not allow the government of India to spend more on public education and public health—all the more so as Narendra Modi wanted to reduce the fiscal deficit. First of all, tax collection diminished. The exchequer “lost” Rs 1.45 lakh crore (1.933 billion USD) in the reduction of the corporate tax, for instance. That was the main reason why gross direct tax collection dipped 4.92 percent133 in 2019–2020, a fiscal year during which gross tax collections were less than those in 2018–2019. Tax collections had never declined on a year-on-year basis since 1961–1962.134 Second, government expenditures diminished. The central government reduced its spending on education from 0.63 percent of GDP in 2013–2014 to 0.47 percent in 2017–2018. The trend was marginally better on the public health front, where the Center’s spending declined from 0.37 percent of GDP in 2013–2014 to 0.34 percent in 2015–2016, before rising again to reach 0.38 percent in 2016–2017.

This strategy, together with the partial dismantling of measures to fight poverty, partly explains the continuous rise of inequalities in India. However, some of the rich have become richer for other reasons as well, including the close relationship between the Modi government and industrialists. FROM CRONY CAPITALISM TO COLLUSIVE CAPITALISM While the Modi government is not responsible for the enrichment of Indian tycoons, which began in most cases prior to the BJP victory in 2014, it continued to help them. In Gujarat, the Modi government had apparently granted unwarranted advantages to industrialists, including the sale of land below market prices, dispensations from environmental standards, unjustified tax rebates, interest-free loans, and so on.136 After forming the central government, the NDA government allegedly shielded Indian industrialists from banks to which these men owed billions. Such collusion has contributed to destabilizing a banking system undermined by dubious debts—particularly those held by these big investors, who do not pay back their loans.137 Even if the problem began under the previous government, it has persisted in part owing to collusion between businessmen and the ruling class. The government’s cronies continued to receive huge loans from public-sector banks (whose heads have trouble disobeying the government),138 which they proved unable to pay back. In May 2018, nonperforming assets (NPAs) vested in public banks—in other words, loans for which the borrower had not made payment on either the interest or the principal in at least ninety days—accounted for 12.65 billion dollars, or about 14 percent of their total loans (compared to 12.5 percent in March the previous year139 and only 3 percent in March 2012).140 A small number of borrowers were largely responsible for this evolution, among whom were prominent large industrialists.141 In 2015, in a fifty-seven-page document, Credit Suisse gave a detailed analysis of the astounding level of debt of ten Indian corporations that continued to borrow even though all the red flags had gone up.142 In 2018, 84 percent of the dubious loans were owed by major corporations, and twelve of them accounted for 25 percent of the outstanding NPAs.143 Among them is the group owned by Gautam Adani, a supporter of Prime Minister Narendra Modi since 2002.144 In 2015, the group increased its debt level by 16 percent to acquire a seaport and two power plants. Consequently, its debt soared to 840 billion rupees (11.2 billion USD), compared to only 331 billion rupees (4.41 billion dollars) in 2011.145

It is forecasted that spending by buy-side firms on alternative data is likely to increase to close to 2 billion USD for 2020 (see Figure 1.9). This compares with 232 million USD in 2016.

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Inflation differential: Higher inflation in one county results in discount of that country’s currency in future. If the rate of inflation in India and USA are 8% and 4%, respectively, INR would depreciate and USD would appreciate by 4% per year. For

You’ll be hard-pressed to live on $50 USD a day in Australia, New Zealand, and Europe. Southeast Asia, China, India, Central America can all be easily done for much less than $50 per day.

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By far the largest class of stablecoins are fiat collateralized. These are backed by an off-chain reserve of the target asset. Usually they are custodied by an external entity or group of entities that undergo routine audits to verify the collateral's existence. The largest fiat-collateralized stablecoin is Tether5 (USDT) with a market capitalization of $62 billion, making it the third largest cryptocurrency behind Bitcoin and Ethereum at time of writing. Tether also has the highest trading volume of any cryptocurrency but is not audited.6 The second largest is USDC,7 and its holdings of USD are regularly audited. USDC is redeemable 1:1 for USD and vice versa for no fee on Coinbase's exchange. USDT and USDC are very popular to integrate into DeFi protocols as demand for stablecoin investment opportunities is high.

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