Wise Finances Quotes

Show the youth the consequences of their actions and why they should choose wisely

Money should not direct you to what to do and what not to do; the giver of the money is responsible for playing that role.

You either waste, spend or invest time. Make your choice wisely

Leverage is a term that makes us sound very sophisticated and wise when we use it. Let’s analyze what it really means.

I love supporting the blue-chip companies’ revival. Shows wise when you are on the top and you are still not ignorant & arrogant to realise your weaknesses.

Relations are by product of Money(mostly), keep your finances in line and rest all is taken care" This is a fact, which would be rarely accepted by people, but inside everyone knows that...Those who've not yet experienced it would still say, money cannot buy love, respect bla bla bla...

Time is a rare resource and must be invested wisely

Personal finance is a means to an end—living a rich and fulfilling life. It is not hard. It is not complicated. I write this to share simple truths I've learned from some very wise people.

By building wealth to the point where you can be financially independent, you create a situation where you can choose what you want to do. That’s the most luxurious thing that money can buy.

It's not unhealthy or wrong to change your mind, career wise, nor is it selfish to dream for something better than what you have, even if what you already have is "pretty good" compared to what other people have.

I have never understood the importance of having children memorize battle dates. It seems like such a waste of mental energy. Instead, we could teach them important subjects such as How the Mind Works, How to Handle Finances, How to Invest Money for Financial Security, How to Be a Parent, How to Create Good Relationships, and How to Create and Maintain Self-Esteem and Self-Worth. Can you imagine what a whole generation of adults would be like if they had been taught these subjects in school along with their regular curriculum? Think how these truths would manifest. We would have happy people who feel good about themselves. We would have people who are comfortable financially and who enrich the economy by investing their money wisely. They would have good relationships with everyone and would be comfortable with the role of parenthood and then go on to create another generation of children who feel good about themselves. Yet within all this, each person would remain an individual expressing his or her own creativity.

Merry Christmas to all and to all, good luck getting your asses out of the new debt (hole) you've put yourselves this holiday season. Remember the wise old saying, 'It's the THOUGHT that counts.' There's nothing like a CONVERSATION about what you WANTED to give.

Instead of saying “until,” they say, “if . . . then.” They claim that if they pursue their goal something bad will happen. Maybe the finish will turn them into a monster. Maybe they will turn into a bad person. Either way, because they’re wise and good guys, they just can’t pursue their finish. Often, the second kind of noble obstacle shows up in finances.

Since inception, the IPL has worn its brand value like a corroboration of inner virtue. On the eve of this tournament, under the headline 'Brand IPL touches the sky', the league's website reverberated with the announcement that Brand Finance, a branding consultancy, had valued the brand value of the IPL brand at $4.13 billion worth of brand—which is a lot of brand, brand-wise.

One of the mistakes we make in handling God’s Word is that we reduce it to a set of directions on how to live. We look for directions about relationships, church life, sex, finances, marriage, happiness, parenting, and so on. We mistakenly think that if we have clear directions we will be all right. But we keep getting lost! All the wise and precise directions given to us in Scripture haven’t kept us from getting lost in the middle of our personal “big city.

I'm all for supporting entrepreneurship, especially within one's personal sphere. Still, be wise. Careful who you do business with (especially someone handling sensitive information i.e finances, records, contracts). It takes one "falling out", and your entire life is laid bare over hard feelings. Business ethics and diplomacy tend to get lost in the fog of anger, jealousy, and/or resentment. Everything is not for everyone. Vet a friend, like you would a stranger. It's business, not personal.

As to the general situation, he (Pericles) repeated his previous advice; they must prepare for war and bring their property from the country into the city; they must defend their walls but not go out to battle; they should also equip for service the fleet in which lay their strength.Their allies should be kept well in hand, for their power depended on the revenues which they derived from them; military successes were generally gained by a wise policy and command of money.The state of their finances was encouraging; they had on an average six hundred talents of tribute coming in annually from their allies, to say nothing of their other revenue; and there were still remaining in the Acropolis six thousand talents of coined silver.(The whole amount had once been as much as nine thousand seven hundred talents, but from this had to be deducted a sum of three thousand seven hundred expended on various buildings, such as the Propylaea of the Acropolis, and also on the siege of Potidaea.) Moreover there was uncoined gold and silver in the form of private and public offerings, sacred vessels used in processions and games, the Persian spoil and other things of the like nature, worth at least five hundred talents more. (Book 2 Chapter 13.2-4)

My Future Self My future self and I become closer and closer as time goes by. I must admit that I neglected and ignored her until she punched me in the gut, grabbed me by the hair and turned my butt around to introduce herself. Well, at least that’s what it felt like every time I left the convalescent hospital after doing skills training for a certification I needed to help me start my residential care business. I was going to be providing specialized, 24/7 residential care and supervising direct care staff for non-verbal, non-ambulatory adult men in diapers! I ran to the Red Cross and took the certified nurse assistant class so I would at least know something about the job I would soon be hiring people to do and to make sure my clients received the best care. The training facility was a Medicaid hospital. I would drive home in tears after seeing what happens when people are not able to afford long-term medical care and the government has to provide that care. But it was seeing all the “young” patients that brought me to tears. And I had thought that only the elderly lived like this in convalescent hospitals…. I am fortunate to have good health but this experience showed me that there is the unexpected. So I drove home each day in tears, promising God out loud, over and over again, that I would take care of my health and take care of my finances. That is how I met my future self. She was like, don’t let this be us girlfriend and stop crying! But, according to studies, we humans have a hard time empathizing with our future selves. Could you even imagine your 30 or 40 year old self when you were in elementary or even high school? It’s like picturing a stranger. This difficulty explains why some people tend to favor short-term or immediate gratification over long-term planning and savings. Take time to picture the life you want to live in 5 years, 10 years, and 40 years, and create an emotional connection to your future self. Visualize the things you enjoy doing now, and think of retirement saving and planning as a way to continue doing those things and even more. However, research shows that people who interacted with their future selves were more willing to improve savings. Just hit me over the head, why don’t you! I do understand that some people can’t even pay attention or aren’t even interested in putting money away for their financial future because they have so much going on and so little to work with that they feel like they can’t even listen to or have a conversation about money. But there are things you’re doing that are not helping your financial position and could be trouble. You could be moving in the wrong direction. The goal is to get out of debt, increase your collateral capacity, use your own money in the most efficient manner and make financial decisions that will move you forward instead of backwards. Also make sure you are getting answers specific to your financial situation instead of blindly guessing! Contact us. We will be happy to help!

Financing is not the finish line for success. It means you are ready to start the marathon with the backing of fiscal endurance. Failure is still an option if you do not spend wisely, allocate correctly and continue to budget effectively.

Zero Line Spender, Saver, Wealth Creator Your financial personality type determines your financial position in life. Let’s say there is a zero financial line that represents a position where you owe nothing and have nothing. Perhaps you can remember those days getting started on your own. So, let us assume you just graduated from college and you’re one of the lucky few who graduated at the zero line, you owe nothing. Pretty amazing considering that in 2013, the debt on student loans exceeded all credit card debt owed in America. But fortunately, you made it out free and clear to the zero line. You’re a “Spender” so you go to the showroom and pick one out. With your job and the car as collateral, you get a car loan and you drop below the zero line. You lifestyle gets more and more expensive and since you are a ‘Spender” you probably take on credit card debt to help finance your lifestyle desires. You are constantly working your way back to becoming a zero, financially speaking. Then, you get married and now there are two in debt working their way back to zero. Eventually, children come along, and the odds of being able to put away enough money to pay your debt and interest and live on the top side of the zero line are becoming virtually impossible. Unfortunately, many Americans live in this position with little or no chance of ever living debt free. When something comes along that requires their savings, they must deplete their funds in order to avoid paying interest and then they must start saving again for their next expense. They are constantly returning to the zero line. The money they have accumulated is compounding interest, giving them uninterrupted growth. Having access to capital allows them to negotiate more favorable loans by collateralizing against their accounts rather than depleting them. They make payments to the lending institution with dollars from their current cash flow, protecting the growth of the money they have saved and invested for their future. Saving and investing with uninterrupted compounding is an important wealth concept for moving further and further away from the zero line.

Wisdom solves almost anything

Time spent wisely gets compensated

Everyone is entitled to his or her personal opinion. A wise friend will notice the positive changes and would want to follow you, but a person who derives pleasure in their current misery would find other birds like them that they can flock with together.

At a surface level, the Kalman filter resembles the kind of time series analysis that’s common in finance. The key difference is that the Kalman filter is used on reproducible systems while finance is typically a non-reproducible system. If you’re using the Kalman filter to guide a drone from point A to point B, but you have a bug in your code and the drone crashes, you can simply pick up the drone21, put it back on the launch pad at point A, and try again. Because you can repeat the experiment over and over, you can eventually get very precise measurements and a functioning guidance algorithm. That’s a reproducible system. In finance, however, you usually can’t just keep re-running a trading algorithm that makes money and get the same result. Eventually your counterparties will adapt and get wise. A key difference relative to our drone example is the presence of animate objects (other humans) who won’t always do the same thing given the same input.

multiply?

purpose

In a volatile market, high leverage trading can be a double-edged sword. If you’re not an experienced trader, it is best to avoid taking large leverage positions. Protect your capital—start small, learn, and scale wisely.

Ralph Waldo Emerson said, ‘A man in debt is so far a slave.’ In our modern times, we have coined a variety of terms that dull the slavish nature of debt. We refer to EMIs as ‘financing solutions’, we speak of zero interest and zero down payments, we hear about floating and fixed rates, but in its most basic form, debt is slavery. The possessions you acquire while you get into debt do not belong to you. They belong to the person who loaned you the money, and because so many of us trade our time for money, he owns your time too, and a tiny bit of your life. In the past, slaves were legal property of their masters. Today, slavery is practised in the form of monetary debt.

Despite what your prior reservations were about money and whether you’re born rich or not, one thing we all share equally is the amount of time we have. Everyone has 24 hours in one day from Oprah Winfrey to the poor person on the street. What’s different is how we use each hour given to us, so I advise you to use your time wisely!

Thank you Lord that you are the source of all that I have. Eery skill, talent, all finances and earthly possessions. Bless your Holy name. You are Jehovah Jireh the God who provides. Thank you Lord I am a good steward over all you provide. I honor you Lord with the tithe and first fruit of my increase. God everything I have is yours. Instruct my spending. Help me to be wise in the area of finances.

While King Ahasuerus has been rotating his guests during these six months, these seven princes have most likely been with him the whole time as well. To Ahasuerus, it may have seemed that these were the right men to go to for advice, but Ahasuerus is not at his sharpest after these six months of celebrating. We can only imagine that these advisors are as bored and as drunk as King Ahasuerus, even though earlier in this chapter (verse 8) the historian makes a point of telling us that the guests were not required to drink. These men may have been “partying” right along with Ahasuerus for these six months, and their judgement may be hindered by the atmosphere as much as the king’s judgement has been hindered. On a more personal note, can you think of any time when you sought out the wrong person for advice or counsel? I sure can! You would not seek advice on your finances from someone who filed bankruptcy yesterday, nor would you seek advice on marriage from a child. When you need wise counsel, you need to find someone who has experienced victory in the same situation in which you are experiencing difficulty. Of course, when I catch myself looking to the wrong people for advice, many times I realize something: I am not really looking for advice, I am looking for support. Sometimes we seek out people that we expect will be sympathetic to our cause. Ahasuerus may have done this very thing in choosing these men. Maybe Ahasuerus has already determined what he wants to do with Vashti, and now he is looking for validation. Big mistake! Here is a lesson we can take from Ahasuerus: there are situations in our lives when we should seek an opinion from an objective party. The Bible encourages us to seek wise counsel. We should use wisdom and choose someone with more experience and wisdom than we have ourselves. If Ahasuerus wanted approval, he found it in these seven advisors. If he merely wanted a decisive opinion on what course of action to take, he has found that. And Memucan answered before the king and the princes: “Queen Vashti has not only wronged the king, but also all the princes, and all the people who are in all the provinces of King Ahasuerus. For the queen’s behavior will become known to all women, so that they will despise their husbands in their eyes, when they report, ‘King Ahasuerus commanded Queen Vashti to be brought in before him, but she did not come.’ Esther 1:16-17 When Ahasuerus asks for advice, one of the advisors speaks out quickly. Memucan answers Ahasuerus, and apparently he has taken Vashti’s refusal pretty personally himself. Perhaps Memucan’s wife is among those women that Vashti is entertaining. Memucan exaggerates this situation to make it seem like a very serious infraction indeed, and he wants the king to see it his way. Memucan says, “Queen Vashti has not only wronged the king, but also all the princes, and all the people who are in all the provinces” (v. 16). He suggests that the queen’s refusal will make all women despise their husbands (v. 17). … Is Memucan taking this situation a little far? This very day the noble ladies of Persia and Media will say to all the king’s officials that they have heard of the behavior of the queen. Thus there will be excessive contempt and wrath. If it pleases the king, let a royal decree go out from him, and let it be recorded in the laws of the Persians and the Medes, so that it will not be altered, that Vashti shall come no more before King Ahasuerus; and let the king give her royal position to

But acharya, even if we find someone else to finance it, is it wise to use religious differences?’ ‘My dharma tells me that I need to unify Bharat under Chandragupta. If I need to use religious differences to create unity, so be it. The ends justify the means.

Devote time wisely to discover your true self

You can resolve any situation with wisdom

You may know that the Chinese word for ‘crisis’ is made up of two symbols, one of which can signify ‘opportunity’.

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Faith scripture confessions you can declare when believing for a God-ordained house: • "I trust in God's plan to prosper me, not to harm me, and to give me a hope and a future. I confess that the house I seek is part of His plan for my good!" (Jeremiah 29:11) • "I know that God is my provider and will supply all my needs according to His riches in glory. I confess that He will provide me with the perfect home at the right time!" (Philippians 4:19) • "I believe that God goes before me and prepares the way. I confess that He has already prepared the perfect home for me and I will recognize it by faith!" (Deuteronomy 31:8) • "I confess that I am a wise and faithful steward of my finances and resources. God will bless me with the house that is within His will for my life!" (Matthew 25:21) Remember to hold on to these confessions with faith and patience, trusting that God's timing is perfect. Keep seeking Him and His guidance in your journey to finding your God-ordained house!

Success in business hinges on mastering the art of financial stewardship; guiding your business with a steady hand and wise financial decisions, balance is key: manage your finances with precision and foresight

may or may not have been wise,

And thus, rather than some newfound ability to be who you want to be, you actually become more worried and more anxious with what you are not. And so the cycle goes. You feel anxiety or resignation over your weight or your appearance, your career or finances, your character flaws and failings. The worry that everyone is getting ahead while you’re standing still. The phobia of being left behind.

Invest wisely, for time is the fuel that ignites the flame of future wealth.

I don’t trust a person who hasn’t failed. Failing makes you strong and resilient and wise and interesting. Perfect people don’t exist, and the ones who aspire to be perfect are boring. Failing is how you grow. It’s how you change and learn that you can resurrect yourself, how you learn to apologize, reconsider, and reject a life of self-pity. I have failed at retail work, school, finances, family, friendships, relationships, fashion, and driving my car…I have learned that I don’t know anything, and that I will never know everything, and that I will likely keep on failing.

To illustrate the important differences between rules and principles, how do you react to the following statement? Thou shall not kill. If you are like most people, your mind is probably thinking of a number of exceptions: What about in the time of war, or in self-defense? What if, on the other hand, I said, Love one another. Now where does your mind go? You’re caught, aren’t you? There is no exception to be found. Thou shall not kill is a rule; Love one another is a principle. A rule merely requires compliance, whereas a principle requires discernment, the ability to judge wisely and objectively. If you want to define a higher standard of care based on trust, you must do so with principles, not rules.

Spend Money wisely, you can either make yourself or break yourself when you got money in hand.

The British bankers at that time also controlled the fledgling American banks which offered to loan Abraham Lincoln money to fight the war. Lincoln wisely refused and created the famous Lincoln greenbacks with which he financed the Civil War.38 Abraham Lincoln, in a famous address, declared: “At what point, then, is the approach of danger to be expected? I answer, if it ever reach us it must spring up among us, it cannot come from abroad. If destruction be our lot, we must ourselves be its author and finisher. As a nation of freemen we must live through all time or die of suicide.” 39 Lincoln’s refusal to finance the Union through debt to the internationalists demonstrated his keen insight into their strategy for global dominion. Hence, he financed the Civil War by printing the Lincoln greenbacks. In both respects—with regard to the Civil War and the British bankers’ attempt to seize control of the economics of America—once again the aims of the globalists were frustrated. This is what caused Lincoln’s assassination. Nonetheless, America remained in control of her own credit. The result of this victory was low interest loans for entrepreneurs, which led to great business expansion. This great expansion in the post-Civil War era enhanced the fears of those who sought to bring the world into a One World Order. If America was allowed to continue to expand, she would be a major—perhaps insurmountable—obstacle in the way of their goal. For one hundred years, America was able to avoid total control of her capital by the international bankers. Lincoln was most certainly a great irritant and obstacle to the aspirations of the globalists. He was the last president to seek categorically a halting of the globalists’ drive toward a Global One World Government. It cost him his life; he was murdered by John Wilkes Booth, also an agent of the internationalists.40 America’s emergence from the Civil War as a great industrial power was due to the effective centralization of capital and credit within the Federal Government, thanks to Lincoln. It was America’s control over her own capital that was making her prosperous. It was the aim of the international bankers to change all that. Lincoln was the victim of a major conspiracy—a conspiracy so important that even the European bankers were involved. Lincoln had to be eliminated because he dared to oppose their attempt to force a central bank on the United States. He became an example to those who would later oppose such machinations in high places. Could it be that, one hundred years later, John F.

Dear Heavenly Father, I thank You that You are the God of the breakthrough. Thank You that no matter what it is, my health, my finances, my relationships or my state of mind, You can break through any spiritual obstacle holding me from Your best for me. Thank You that no weapon formed against me will succeed. Thank You that You are my defender against the enemy in every form. Thank You that the victory has already been sealed for me through You, in Jesus name, amen.

Finance people should remember Albert Einstein’s wise words: “Not everything that counts can be counted, and not everything that can be counted counts.

Prior to the U.S. government’s entrance into the home loan business in the 1930’s – this coming as a result of FDR’s New Deal – savings and loan associations had, up until that point, provided the majority of the loans which were used to finance the acquisition of homes. The Homeowners Refinancing Act and the Home Owners Loan Corporation Act were each passed in 1933…just as the Great Depression was devastating the finances of Americans. These two housing Acts? Extensions by the U.S. government into the private sector. One byproduct of FDR’s New Deal. The Home Refinancing Act and the Home Owners Loan Corporation Act provided assistance to Americans who were in danger of losing their homes. Due to an inability to refinance their home loans. Thanks to the New Deal, Americans gained access to new refinancing opportunities. Which, should there have been no New Deal, would not have been in place. The government’s election to get more deeply involved in the home loan business during the Great Depression was a wise foray by the U.S. government into the private sector.

He does not despise meaningful investments because he is free from myopic thinking. His investment extends beyond finances. He is a wise man who knows that no matter how painful investing is, it is worth it. He invests time, effort, and resources in transformation. He endures short-term inconvenience for long-term gratification.

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As an accomplished entrepreneur with a history that spans more than fourteen years, Annette Wise is constantly looking for ways to give back to her community. Using enterprising efforts, she qualified for $125,000 in startup funding to develop a specialized residential facility that allows developmentally disabled adults to live in the community after almost a lifetime of living in a state institution. In doing so, she has provided steady employment in her community for the last thirteen years. After dedicating years to her residential facility, Annette began to see clearly the difficulty business owners face in planning for retirement successfully. Searching high and low to find answers, she took control of financial uncertainty and in less than 2 years, she became a Full Life Agent, licensed Registered Representative, Investment Advisor Representative and Limited Principal. Her focus is on building an extensive list of clients that depend on her for smart retirement guidance, thorough college planning, detailed business continuation, and business exit strategies. Clients have come to rely on Annette for insight on tax advantaged savings and retirement options. Annette’s primary goal is to help her clients understand more than just concepts, but to easily understand how money works, the consequences of their decisions and how they work in conjunction with their desires and goal. Ever the curious soul who is always up for a challenge, Annette is routinely resourceful at finding sensible means to a sometimes-challenging end. She believes in infinite possibilities as well as in sharing her knowledge with others. She is the go-to source for “Smart Wealth Solutions.” Among Annette’s proudest accomplishments are her two wonderful sons, Michael III and Matthew. As a single mom, they have been her inspiration and joy. She is forever grateful to the greatest brothers in the world- Andrew and Anthony Wise, for assistance in grooming them into amazing young men.

10 Steps Process Requirement So that we can get a clear picture of your current financial position and your future lifestyle desires our 10-step process requires 2 meetings. Meeting #1 include steps 1 through 5 and should take no longer than 45 minutes. If in meeting #1 we determine that what we do fit with what you are looking for, you will receive 2 very short questionnaires to complete and we will then schedule meeting #2. The first is a very short and simple financial questionnaire. The second is an online communication profile that assesses how you like to be communicated to and how you naturally approach or respond to problems, information, change and risk. Both are very important to us moving forward. They help us be more effective in how we communicate your data to you. Meeting #2 include steps 6 – 10 and should take no longer than one (1) hour. In this meeting we will identify areas in which you are losing money unknowingly and unnecessarily. We will customize appropriate wealth strategies to help you become more efficient in your finances so that you can achieve your goals and objectives.