Ramsey Show Quotes

The lottery is a tax on poor people and on people who can’t do math. Rich people and smart people would be in the line if the lottery were a real wealth-building tool, but the truth is that the lottery is a rip-off instituted by our government. This is not a moral position; it is a mathematical, statistical fact. Studies show that the zip codes that spend four times what anyone else does on lottery tickets are those in lower-income parts of town. The lottery, or gambling of any kind, offers false hope, not a ticket out.

Even if you have all the connections in the world, you still have to show up and do the work. More often than not, I couldn't even manage to show up.

My kids, you, and I can have good things happen as a result of our Total Money Makeover only if we have the spiritual character to recognize that wealth is not the answer to life’s questions. We further must recognize that while wealth is very fun, it comes with great responsibility. Another paradox is that wealth will make you more of what you are. Let that one soak in for a minute. If you are a jerk and you become wealthy, you will be king of the jerks. If you are generous and you become wealthy, you will be most generous. If you are kind, wealth will allow you to show kindness in immeasurable ways. If you feel guilty, wealth will ensure that you feel guilty for the rest of your life.

The crying wailed, somewhere beneath the planks. Several sweeps of the light showed that the cellar was otherwise deserted. Though the face mouthed behind him, he ventured down. For God’s sake, get it over with; he knew he would never dare return.

Coming home from school, armed with my A+ project in hand, I’d been so excited to show my father. Ramsey Abbott was known as a Senator by most people, but to me he was just Daddy. Until that day. When he hung himself from a beam in our family room.

The average household income in America is right around $50,000 per year, according to the Census Bureau. Joe and Suzy Average would invest $7,500 (15 percent) per year or $625 per month. If you make $50,000 per year and have no payments except the house mortgage and live on a budget, can you invest $625 per month? Follow me here. If Joe and Suzy invest $625 per month with no match into Roth IRAs from age thirty to age seventy, they will have $7,588,545 tax-FREE! That is almost $8 million. What if I’m half-wrong? What if you end up with only $4 million? What if I’m six times wrong? Sure beats the 97 out of 100 sixty-five-year-olds who can’t write a check for $600! I would submit to you that Joe and Suzy are well below average. Why? In our example they started at the average household income in America, and in forty years of work never got a raise. They saved 15 percent of income and never increased it by one dollar. There is no excuse to retire without financial dignity in the United States today. Most of you will have well over $2 million pass through your hands in your working lifetime, so do something about catching some of that money. Gayle asked me one day if it was too late for her to start saving. Gayle wasn’t twenty-seven like Joe and Suzy. She was fifty-seven years old, but with her attitude you would have thought this lady was 107. Harold Fisher had a much better outlook at age one hundred than Gayle did at age fifty-seven. Life had dealt her some blows and had knocked most of the hope out of her. A Total Money Makeover is not a magic show. You start where you are, and you do the steps. These steps work if you are twenty-seven or fifty-seven, and they don’t change. Gayle might be starting the retirement investing step at sixty that Joe and Suzy start at thirty years old. Gayle was unwise to enter her sixties without an emergency fund and with credit-card debt and a car payment. She, like all of us, couldn’t save when she has debt and no umbrella for when it rains. Would it have been better for Gayle to start when she was twenty-seven or even forty-seven? Obviously. But once she was done with the pity party, she still needed to start with Baby Step One and follow The Total Money Makeover step-by-step to put herself in the best position possible.

Your job as an EntreLeader is to make sure when your team member leaves your office they take their monkey with them. The first step is to give them some ideas for options and instruct them to come back with three good ways to solve the problem and a suggested course of action. The next step is to teach your team to come to your office with a problem only after they have found three or more possible solutions and a suggested course of action. That makes for some great discussions and teachable moments as you show them how you would make the call. After solving problems and making the call with your help several times, the best team members begin to see the pattern you use and can do what you do. The final step is very personally rewarding.

Hoover fed the story to sympathetic reporters—so-called friends of the bureau. One article about the case, which was syndicated by William Randolph Hearst’s company, blared, NEVER TOLD BEFORE! —How the Government with the Most Gigantic Fingerprint System on Earth Fights Crime with Unheard-of Science Refinements; Revealing How Clever Sleuths Ended a Reign of Murder and Terror in the Lonely Hills of the Osage Indian Country, and Then Rounded Up the Nation’s Most Desperate Gang In 1932, the bureau began working with the radio program The Lucky Strike Hour to dramatize its cases. One of the first episodes was based on the murders of the Osage. At Hoover’s request, Agent Burger had even written up fictional scenes, which were shared with the program’s producers. In one of these scenes, Ramsey shows Ernest Burkhart the gun he plans to use to kill Roan, saying, “Look at her, ain’t she a dandy?” The broadcasted radio program concluded, “So another story ends and the moral is identical with that set forth in all the others of this series….[ The criminal] was no match for the Federal Agent of Washington in a battle of wits.” Though Hoover privately commended White and his men for capturing Hale and his gang and gave the agents a slight pay increase—“ a small way at least to recognize their efficiency and application to duty”—he never mentioned them by name as he promoted the case. They did not quite fit the profile of college-educated recruits that became part of Hoover’s mythology. Plus, Hoover never wanted his men to overshadow him.

Probably my favorite method of funding school, other than saving for it, is scholarships. There is a dispute as to how many scholarships go unclaimed every year. Certainly there are people on the Web who will hype you on this subject. However, legitimately there are hundreds of millions of dollars in scholarships given out every year. These scholarships are not academic or athletic scholarships either. They are of small- to medium-sized dollar amounts from organizations like community clubs. The Rotary Club, the Lions Club, or the Jaycees many times have $250 or $500 per year they award to some good young citizen. Some of these scholarships are based on race or sex or religion. For instance, they might be designed to help someone with Native American heritage get an education. The lists of these scholarships can be bought online, and there are even a few software programs you can purchase. Denise, a listener to my show, took my advice, bought one of the software programs, and worked the system. That particular software covered more than 300,000 available scholarships. She narrowed the database search until she had 1,000 scholarships to apply for. She spent the whole summer filling out applications and writing essays. She literally applied for 1,000 scholarships. Denise was turned down by 970, but she got 30, and those 30 scholarships paid her $38,000. She went to school for free while her next-door neighbor sat and whined that no money was available for school and eventually got a student loan.

We want the people around us to show us a satisfactory measure of genuine empathy, but no one has any idea what that looks like. This puts everyone in the precarious position of guaranteed failure. I know that no one knows how to deal with stuff like this. There are no experts here.

The minutes for 24 November 1916, for instance, show the group worrying that a false judgement ‘has nothing as its object’.

Many believe that the law enforcement response is what ended the violence that accompanied the crack era. New research suggests the availability of guns was a more salient variable. Economists Geoffrey Williams and W. Alan Bartley compiled handgun price and production data from the late eighties and early nineties from advertisements in Gun Digest. Comparing that data to crime rates revealed a “supply shock” of low-priced pistols, corresponding to higher levels of gun homicide among young Black men. It turns out, just as crack was exploding, the federal government eased its oversight of the gun industry, and manufacturers kicked up production of cheap firearms, dubbed “Saturday night specials” by law enforcement due to the rate at which they showed up at weekend crime scenes. According to the analysis by Williams and Bartley, production of these guns peaked in 1993, the same year the murder rate peaked nationally. It was product-liability lawsuits, more funding for the Bureau of Alcohol, Tobacco, Firearms, and Explosives, and the Brady Bill that forced a decline in the production of cheap guns, and subsequently in the murder rate.

On Election Day, Wallace carried five Southern states, winning almost 10 million popular votes and 46 electoral votes—the greatest showing of any third-party candidate in American history. Wallace remains the last non-Democratic, non-Republican candidate to win any pledged electoral votes. Still,

Just one moment, then.” She stopped in front of the inner door. “Something is going to happen now. Are you easily frightened?” He couldn’t puzzle out her expression. “Frightened?” Good God, what was this woman going to show him? Could all this secrecy and worry be justified after all? She opened the door and a tiny, furry thing rushed out, claws scrabbling on the polished floorboards. To his shame, Ramsey flinched. As though door and mouth were somehow connected, once released the tiny, furry thing began to bark. It had the voice of a much larger animal. “Misha is very fierce,” she said, and he realized that she had been fighting back a smile. “However, he is not as terrifying as he looks.” She slid through and the door closed behind her, leaving him alone with the small, bat-eared dog, who darted back and forth just out of Ramsey’s reach, emitting loud noises of loathing and distrust.

Then Cameron Ramsey showed up, all sexy and quiet. None of us even know why he’s in here. He definitely doesn’t fit. I mean, the kid drives a BMW.

Sometimes this is the artist’s work—to stand and knock on the door of glory and, whenever possible, siphon little wisps of smoke from those places where we catch a glimpse of the light so that others might see and believe. What can we show each other of glory anyway except light in shadow? What glory can anyone see in any of us except for wisps of smoke, traces of the great burning fire? And is that not enough for now—to show enough to prove there’s more?

Just finished my new painting. It shows these houses, with the lake in the foreground, and the bloated body of a drowned man at the edge of the water—Relentless Plague, I think. I hope they like it.

One of my colleagues, Scott A. Small, MD, a neurologist who heads the Alzheimer’s Disease Research Center at Columbia University, made headlines in 2014 after showing that drinking a dark-chocolate beverage high in cocoa flavanols could improve memory function in older adults. Small and colleagues recruited thirty-seven individuals, between the ages of fifty and sixty-nine, to drink a cocoa beverage each day over a period of three months. Tough sell, right? About half of those individuals were given a beverage high in flavanols. The others were given one with a lower dose of these healthy molecules. After the three-month period was over, Small and colleagues gave the study participants a memory test. Lo and behold, individuals who had consumed the higher flavanol beverage showed a 25 percent greater advantage on the memory task than those who didn’t.3 The researchers also

I think what y'all are doing is great." (The Dave Ramsey Show, September 2012)

author of the ransom note. Quoting Steve Thomas (Thomas 2000)[10], “Then, while reviewing a list of book titles from the Ramsey home at the request of Don Foster, I dug out the Polaroid photographs from the Evidence Room. Using magnifying glasses, evidence tech Pat Peck and I compared the titles on the list with what the pictures showed. Entire shelves of books had been overlooked. When we checked the photos from a big manila envelope marked as evidence item #85KKY, I almost fell out of my chair, and Peck inhaled in sharp surprise. A picture showed Webster's New Collegiate Dictionary on a coffee table in the first-floor study, the corner of the lower left-hand page sharply creased and pointing like an arrow to the word incest. Somebody had apparently been looking for a definition of sexual contact between family members. Ever so slowly, our accumulated circumstantial evidence grew.

Our annual January get-together was a long-running tradition, going back to the first year of our marriage. The truth, even though he denies this, is that the first party was an attempt by James to prove to his friends that I wasn’t as bad a choice of a mate as I seemed. Richmond and Ramsey—and others, most likely—had warned James that a big-mouthed, hot-tempered woman like me could never be properly tamed. But James was determined to show them that I could, on occasion, be as domestic and wifely as any other woman. I suspect he’s still trying to convince them.

There were outfits purchased for work, church, and casual weekends but nothing to wear to the burial of my seventeen-year-old son. I pulled out a dress and put it back, held up a pair of slacks and put them back too. I glanced at my comfy zip-up robe hanging on the hook and wanted to put it on, crawl into bed, and cancel the day. This isn’t normal! I don’t want to do this! Maybe if I don’t dress or show up, this won’t be real.

Such neighborhoods were effectively off-limits to Black Newarkers. Realtors refused to show them properties, homeowners wouldn’t sell to them, and the banks denied their loans.