Financial Strain Quotes

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If I loan money to a friend or relative, the relationship will be strained or destroyed. The only relationship that would be enhanced is the kind resulting from one party being the master and the other party a servant.
Dave Ramsey (The Total Money Makeover: A Proven Plan for Financial Fitness)
You want to know the story? I'd be happy to tell you. I think I have just enough caloric energy stored up to make it through the telling of the tale. It's short. I am monstrously fat. I am a glutton. My wife was disgusted and repulsed. She gave me six months to lose one hundred pounds. I joined Weight Watchers . . . see it there, right across the street, that gaunt storefront? This afternoon was the big six-month weigh-in. So to speak. I had gained almost seventy pounds in the six months. An errant Snickers bar fell out of the cuff of my pants and rolled against my wife's foot as I stepped on the scale. The scale over there across the street is truly an ingenious device. One preprograms the desired new weight into it, and if one has achieved or gone below that new low weight, the scale bursts into recorded whistles and cheers and some lively marching-band tune. Apparently, tiny flags protrude from the top and wave mechanically back and forth. A failure--see for instance mine--results in a flatulent dirge of disappointed and contemptuous tuba. To the strains of the latter my wife left, the establishment, me, on the arm of a svelte yogurt distributor whom I am even now planning to crush, financially speaking, first thing tomorrow morning. Ms. Beadsman, you will find an eclair on the floor to the left of your chair. Could you perhaps manipulate it onto this plate with minimal chocolate loss and pass it to me.
David Foster Wallace (The Broom of the System)
The explosion of energy prices—thanks to a bubble that Western banks and perhaps some foreign SWFs had a big hand in creating—led to Americans everywhere feeling increased financial strain. Tax revenue went down in virtually every state in the country. In fact, the correlation between the rising prices from the commodities bubble and declining tax revenues is remarkable. According to the Rockefeller Institute, which tracks state revenue collection, the rate of growth for state taxes hit its lowest point in five years in the first quarter of 2008, which is when oil began its surge from around $75 to $149 a barrel.
Matt Taibbi (Griftopia: Bubble Machines, Vampire Squids, and the Long Con That Is Breaking America)
A program that stops and frisks predominantly those who are the least likely to have illegal contraband is not law enforcement.80 A war on drugs that uses race and ethnicity as the litmus test for crime is not justice.81 Millions of black citizens recognize this and, therefore, question the very legitimacy of this key pillar in American democracy.82 Meanwhile, state budgets have cracked under the strain of bloated, unsustainable prison systems.83 Mayors worry that their cities will ignite when yet another black person, who is more likely than not unarmed, is killed by police.84 The costs of the continued misuse of the criminal justice system are more than the United States can bear—morally, politically, and financially. It is time to rethink America.
Carol Anderson (White Rage: The Unspoken Truth of Our Racial Divide)
We equate blessing with a new job, a new house, a banner year for our company, a big bonus at work, a new baby, a clean medical report, or an acceptance into the college of our choice. In our Western mindset—conditioned by the affluence surrounding us—God’s blessings are pleasant and enjoyable. When the opposite happens—suffering, hardship, loss of job, loss of health, financial strain—“blessing” isn’t usually the first word off our lips. As we cope with trials, we wonder if we’re being punished by God. We question if we’ve somehow merited God’s judgment. And we fervently pray that the burdens will be removed. In God’s economy, blessings are radically different than our American perception. This is the second counterintuitive principle we learn from Scripture: persecution means you’re blessed, not cursed.
J. Paul Nyquist (Prepare: Living Your Faith in an Increasingly Hostile Culture)
You say human race as if we all belonged to the same club.' 'When in fact there is no difference between you and the cattle.' 'We of the over-class view you all as 'customers!' 'Until now it has been money.' 'We've monetized everything from food to shelter.' 'Entertainment, technology, education, reproduction...' 'We've manipulated the markets and morals. Started wars.' 'Created financial crises and doled out hope in teaspoons to keep everything in working order.' 'And for two thousand years, it's worked pretty well.
David Lapham (The Strain, Volume 4: The Fall)
Once the criminal has served his time, he returns to his old neighborhood. There’s a good chance he’s been psychologically damaged by his time behind bars. His employment prospects have plummeted. While in prison, he’s lost many of his noncriminal friends and replaced them with fellow-criminal friends. And now he’s back, placing even more strain emotionally and financially on the home that he shattered by leaving in the first place. Incarceration creates collateral damage. In most cases, the harm done by imprisonment is smaller than the benefits; we’re still better off for putting people behind bars. But Clear’s point is that if you lock up too many people for too long, the collateral damage starts to outweigh the benefit.
Malcolm Gladwell (David and Goliath: Underdogs, Misfits, and the Art of Battling Giants)
So…it wasn’t love at first sight then? With Dad? You fell in love later?” I don’t know why I feel disappointed. I don’t even believe in love at first sight. Except where it applies to my parents being perfect for each other. And anyways, isn’t that a kind of child-myth that all kids want to believe? “Sweetie…It was never love.” Screw disappointment. Now I feel gut-kicked. “What do you mean? But you had to…Then how did I…?” Mom sighs. “You were…the result of a moment of…weakness on my part.” But she takes too long to choose her words. I wonder what she thought of first, instead of “weakness.” Pity? Stupidity? She dabs her napkin at some imaginary syrup at the corner of her mouth. “The only weak moment we ever had, which is kind of extraordinary. Not that I regret it at all,” she says quickly. “I wouldn’t trade you for anything. You know that, right?” I wonder if “I wouldn’t trade you for anything” is also a child-myth. “So I was an accident. Not even the normal kind of accident. Like, a one-night stand, or a oops-I-didn’t-take-my-pill accident. I was an oops-I-accidentally-mated-with-my-first-experiment accident.” I put my head in my hands. “Lovely.” “That man loved you, Emma, from the moment you were born. He’d be very upset to hear you talking like that right now. Frankly, I am, too. I was not some experiment.” I bite my lip. “I know. It’s just…a lot, don’t you think?” “That’s why we’re going to have two pieces of strawberry pie, Agnes,” Mom says, her voice strained. I pull my stricken face from my hands and force it to smile. “Yes, please,” I say. I’m beginning to think Agnes isn’t a waitress for financial gain. I think she needs gossip to thrive. There’s no way a normal waitress would be or should be this attentive.
Anna Banks (Of Triton (The Syrena Legacy, #2))
A strain of newly minted “cyberlibertarian” ideals informed the early Internet, which assumed that a fairly minimal communications layer was sufficient; obviously necessary higher-level architectural elements, such as persistent identities for humans, would be supplied by a hypothetical future layer of private industry. But these higher layers turned out to give rise to natural monopolies because of network effects; the outcome was a new kind of unintended centralization of information and therefore of power. A tiny number of tech giants came to own the means of access to networks for most people. Indeed, these companies came to route and effectively control the data of most individuals. Similarly, there was no provision for provenance, authentication, or any other species of digital context that might support trust, a precious quality that underlies decent societies. Neither the Internet nor the Web built on top of it kept track of back links, meaning what nodes on the Internet included references to a given node. It was left to businesses like commercial search engines to maintain that type of context. Support for financial transactions was left to private enterprise and quickly became the highly centralized domain of a few credit card and online payment companies.
Eric A. Posner (Radical Markets: Uprooting Capitalism and Democracy for a Just Society)
Actively living through the critical illness of a loved one or undergoing financial strain can doubtlessly incite a great deal of pain. Please be kind to yourself, and those who are suffering.
Jay D'Cee
Someone's excessive eating habits are causing a financial burden on their family, leading to increased expenses for food and healthcare. This is causing unwanted stress and strain on the family's resources.
Shaila Touchton
There are lots of things that are tough about being a single parent. The emotional, physical, and financial strain of being entirely responsible for absolutely everything – around the clock, a relentless twenty-four/seven – takes its toll.
Adele Parks (I Invited Her In)
Financial settlements with victims of abuse have put an increasing strain on Church finances. Nationally, the Church paid more than $3 billion to settle abuse complaints between 1950 and 2015. In Boston, the archdiocese paid $154 million to settle with 1,230 victims from 2002 through June 30, 2014, the most recent figures available. Between 2004 and 2015, twelve dioceses nationwide filed for bankruptcy protection.
The Boston Globe (Betrayal: The Crisis in the Catholic Church: The findings of the investigation that inspired the major motion picture Spotlight)
BDS on college campuses is a savvy, well-funded political operation whose sponsors and organizers include groups and individuals with ties to Islamist agendas. I didn’t make this up. A much smarter person than me said this in his sworn testimony in front of the United States Congress. Here is Dr. Jonathan Schanzer, former terrorism finance analyst for the United States Department of the Treasury: The overlap of former employees of organizations that provided support to Hamas who now play important roles [in the BDS movement]… speaks volumes about the real agenda of key components of the BDS campaign.10 Schanzer, now senior vice president at the Washington, DC–based think tank the Foundation for Defense of Democracies, is an expert in uncovering financial ties that are designed to be hidden. In his testimony, Dr. Schanzer describes a head-spinning web of financial and personal connections between BDS and supporters of terrorism. The BDS US campus operation represents a savvy rebranding of the Palestinian cause to make it more palatable—and, you know, less terror-y—for the American people. Key figures in the BDS movement come from a particularly uncompromising strain of Palestinian nationalism that calls for a State of Palestine to stretch from the river to the sea (yes, without Israel). Apparently, when they saw that their message was not resonating with Western society (not surprisingly, I would say), they decided to pivot and started pouring their resources into American colleges in order to influence future leaders and voters in America and Europe. “Investing in the future they are,” as Yoda would say.
Noa Tishby (Israel: A Simple Guide to the Most Misunderstood Country on Earth)
In some quarters, and particularly among those who comment on these matters in in political circles or in the media or the blogosphere or other forms of public discussion, there is, without question, a strain of hostility and resentment likely to be encountered by anyone who attempts to characterize and emphasize the value of the intellectual life carried on in universities. Clearly, a wider anti-intellectualism feeds into this, something well charted in the US from at least Richard Hofstadter onwards and brilliantly diagnosed by Thorstein Veblen and others before that. The narrower version of this response finds it pretty outrageous for academics to criticize or complain about anything to do with universities and their support and regulation by their host society. Along with more understandable and even perhaps justifiable sources of these reactions, we do have to recognize – and here is where I know I am particularly laying myself open to misunderstanding – the force of which Nietzche termed resentiment. There is a bitterness in these reactions, a combination of anger and sneering, together with a levelling intent, that far exceeds what might seem called for by any actual disagreement about the subject matter. And if I may be allowed to risk a little sally of speculative phenomenology, I think this reaction, for all its hostility and dismissiveness, encodes a twisted acknowledgement that there is something desirable, even enviable, about the role of the scholar or the scientist. Part of the reaction, of course, involves a resentment of the supposed security of tenure in a world with very little security of employment; some of it is a sense of how much autonomy, comparatively speaking, academics have in their working lives, how much flexibility in choosing their working hours and so on, in a world where, again, most people enjoy all too little autonomy. But some of it also may be a kind of grudging acknowledgement that the matters that scholars and scientists work on are in themselves more interesting, rewarding and perhaps humanly valuable than the matter most people have to devote their energies too in their working lives. Academics are the object of, simultaneously, envy and resentment because their roles seem to allow them to deal with intrinsically rewarding matters while being financially supported by the labour of others who are not privileged to work on such matters.
Stefan Collini (Speaking of Universities)
The cheap-food boom has been seductively comfortable for us all. Let's face it: Farming is damn hard work, typically done for damnable pay. By relinquishing this burden, by handing the reins to the corporations, we relieved ourselves of a lot of backaches, sunburns, and financial strains. We struck a deal: The agribusinesses got a guaranteed chunk of our income and our full faith in their ability to keep us sustained. In return, we got to pursue lifestyles that don't revolve around soil and toil and that allow us a measure of leisure time unprecedented in human history.
Ben Hewitt (The Town That Food Saved: How One Community Found Vitality in Local Food)
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There will be no funeral homes, no hospitals, no abortion clinics, no divorce courts, no brothels, no bankruptcy courts, no psychiatric wards, and no treatment centers. There will be no pornography, dial-a-porn, no teen suicide, no AIDS, no cancer, no talks shows, no rape, no missing children . . . no drug problems, no drive-by shootings, no racial tension, and no prejudice. There will be no misunderstandings, no injustice, no depression, no hurtful words, no gossip, no hurt feelings, no worry, no emptiness, and no child abuse. There will be no wars, no financial worries, no emotional heartaches, no physical pain, no spiritual flatness, no relational divisions, no murders, and no casseroles. There will be no tears, no suffering, no separations, no starvation, no arguments, no accidents, no emergency departments, no doctors, no nurses, no heart monitors, no rust, no perplexing questions, no false teachers, no financial shortages, no hurricanes, no bad habits, no decay, and no locks. We will never need to confess sin. Never need to apologize again. Never need to straighten out a strained relationship. Never have to resist Satan again. Never have to resist temptation. Never!
Mark Hitchcock (The End: A Complete Overview of Bible Prophecy and the End of Days)
When a person loses a job, we know the first area to be impacted negatively will be career. The next immediate one affected is financial. With those two in trouble, family relationships are likely to be strained, causing personal development and self-esteem to crumble. Naturally, he’s embarrassed and doesn’t want to hang out with the guys right then (social). With all of this negative stress on Monday morning, rather than being out beating the streets, the poor guy is sitting on the couch eating potato chips and watching Seinfeld reruns. So physically he begins deteriorating—and of course in all of this he wonders, “Why is God angry with me?” (spiritual).
Dan Miller (48 Days to the Work You Love: Preparing for the New Normal)
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Third, there’s the financial strain. A nuclear power plant must be completely finished before it can generate any electricity. Even nine-tenths done, it’s useless.
Bent Flyvbjerg (How Big Things Get Done: The Surprising Factors That Determine the Fate of Every Project, from Home Renovations to Space Exploration and Everything In Between)
Within the Fed, officials were fully aware of the strains on the financial system - the hoarding of currency, the growing problem of bank failures, the reluctance of banks to lend, prices falling at a rate of 20 percent per annum. Somehow they were unable to put all these pieces of the jigsaw puzzle together. At the Federal Reserve Board, Meyer pressed for a more aggressive policy and even Adolph Miller, who with his natural contrarian streak, seemed to end up so often in the minority, joined him. But the Board was legally powerless to initiate action.
Liaquat Ahamed (Lords of Finance: The Bankers Who Broke the World)
I’ve seen wishing and waiting turn too many entrepreneurs onto the dark roads of financial strain, burnout, and despair. They’ve invested everything in the belief that they will get there ... and yet, they still have no real idea where “there” is. They just know it’s better, and different, than here. To me, this is a huge reason why entrepreneurial failure is rampant. Most entrepreneurs don’t lack talent, heart, or even business sense. They simply don’t know how to turn their wishes into plans, and their plans into profits.
Michelle Jacobik (The Path To Profits: An Entrepreneur's Guide To Having It All... And Still Having A Life!)
Some pressures you can say no to (like taking on that side hustle on top of a 50-hour working week) but others you can’t (such as physical illness or financial pressures or the emotional strain of a relationship breakdown).
Julie Smith (Why Has Nobody Told Me This Before?)
Joseph’s gift to Babet was considered one of the decorative “musts” of the day—a gold-plated rolling pin, designed to show that its owner “no longer made her own bread, but was financially able to endure the strain of purchasing ready-made loaves at the grocer’s.
Stephen Birmingham (Our Crowd: The Great Jewish Families of New York)
Signs of strain in the subprime area have continued to increase, but appear to remain contained to this sector.
Timothy F. Geithner (Stress Test: Reflections on Financial Crises)
ONE STRESS RESPONSE FOR ALL STRESSORS There is but one stress response for all stressors. When I say all stressors, I mean all stressors, including exercise stress, relationship conflict, abuse of any kind, financial strain, discrimination, work tension, harassment, and racism. In the same way that moderate-to-vigorous-intensity exercises activate the SAM and HPA axes, so do psychological stressors; however, unlike exercise, psychological stressors tend to be involuntary and long-lasting, meaning that they are less likely to give you the allostasis that you want and more likely to give you the allostatic load that you don’t want. If you’re here because your mind needs healing, you’re probably familiar with chronic stress. At worst, it leaves you feeling helpless. And then something very unexpected happens: Instead of fight or flight, stress causes you to freeze. Learned Helplessness and How to Overcome It “There’s nothing I can do to change things, so what’s the point in even trying,” Leslie thinks to herself before crawling back into bed and burying herself under the covers.
Jennifer Heisz (Move The Body, Heal The Mind: Overcome Anxiety, Depression, and Dementia and Improve Focus, Creativity, and Sleep)
tell people not to be scared to put conditions on a financial gift. You could give them money only if they agree to go through Financial Peace University. You could give them a copy of this book or another one of my books, The Total Money Makeover, and “pay” them to write you a book report. You could require that they submit three monthly budgets to you as you continue to help them through a transitional time. If they accuse you of butting in, just remind them that they are ASKING you to butt in by giving them money. If they want your help, they need to take all of your help, not just your money. Third, I remind people that they can only help others if they have the cash on hand themselves. Never cosign a loan to “help” someone else, and never loan money to a friend or relative. That just keeps them in debt longer, strains the relationship, and keeps the cycle of destruction going.
Dave Ramsey (Dave Ramsey's Complete Guide To Money: The Handbook of Financial Peace University)
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Cameron Springthorpe
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Christopher
anxiety mellow. He recognized that the fight was over. His kids were launched. We all had our own happy work lives. Nobody was counting on him anymore. I had been able to build the thing he struggled with for decades: a stable, diversified business. The baton was passed, and along with it I was able to take away the financial strain on our family. Around that time, I asked my
Andrew Wilkinson (Never Enough: Why You Don't Want to Be a Billionaire)
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Getting marriage right is a lifelong project of many dimensions, but money is a bigger one than we want to admit. The greatest predictor of divorce in America for both men and women isn’t cheating or parenting decisions or career goals—it’s financial disagreement. Money is the second-most-argued-about topic among American couples (number one is tone of voice or attitude). Half of Americans struggling with financial tension say it’s had a negative impact on intimacy with their partner. Lack of money is one of the greatest—if not the greatest—strains on relationships, which is why divorce rates are significantly higher among lower-income Americans. Marrying someone who is better at money than you can be a great benefit (note: “better at money” doesn’t mean cheap). Marrying down in terms of money skills is fine (half of all spouses do it), but know what you are in for. I have a friend who makes an incredible living, and his spouse is pathological when it comes to spending. This person will spend $1,500, no joke, on flowers for a dinner party. They are broken when it comes to managing money. It’s a source of anxiety for both of them. Unhealthy relationships with money can come in many forms and will eat away at relationships.
Scott Galloway (The Algebra of Wealth: A Simple Formula for Financial Security)
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Example: ‘Life insurance can help ease your worries that your loved ones will be taken care of and may not have to deal with the financial strain that could arise from you no longer being around, or the financial hardship that can impact your kids through their surviving parent. If you have a partner, would he or she be able to take care of the kids without your help? Prevent your partner’s financial hardship affecting your kids’ welfare and future’.
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