Shortage Of Funds Quotes

A major hindrance to cancer effort has been a chronic, severe shortage of funds—a situation that is not generally recognized.

Any of you would go around the world for the sealing ordinance if you knew its importance, if you realized how great it is. No distance, no shortage of funds, no situation would ever keep you from being married in the holy temple of the Lord. There is no bias nor prejudice in this doctrine. It is a matter of following a certain program to reach a definite goal. If you fail in following a program, you fail in attaining the goal. Even in college work, if you never registered properly, never attended your classes, never did the things which are required by the college, you would never receive your degree. Certainly you cannot expect the eternal program to be less exacting.

The world currently has two reasonably disturbing and disturbingly reasonable examples as to what this unraveling might look like: Zimbabwe and Venezuela. In both cases mismanagement par excellence destroyed the ability of both countries to produce their for-export goods—foodstuffs in the case of Zimbabwe, oil and oil products in the case of Venezuela—resulting in funds shortages so extreme, the ability of the countries to import largely collapsed. In Zimbabwe, the end result was more than a decade of negative economic growth, generating outcomes far worse than those of the Great Depression, with the bulk of the population reduced to subsistence farming. Venezuela wasn’t so . . . fortunate. It imported more than two-thirds of its foodstuffs before its economic collapse. Venezuelan oil production dropped so much, the country even lacks sufficient fuel to sow crops, contributing to the worst famine in the history of the Western Hemisphere. I don’t use these examples lightly. The word you are looking for to describe this outcome isn’t “deglobalize” or even “deindustrialize,” but instead “decivilize.

On the other hand, a generous capital market is usually associated with the following: fear of missing out on profitable opportunities reduced risk aversion and skepticism (and, accordingly, reduced due diligence) too much money chasing too few deals willingness to buy securities in increased quantity willingness to buy securities of reduced quality high asset prices, low prospective returns, high risk and skimpy risk premiums It’s clear from this list of elements that excessive generosity in the capital markets stems from a shortage of prudence and thus should give investors one of the clearest red flags. The wide-open capital market arises when the news is good, asset prices are rising, optimism is riding high, and all things seem possible. But it invariably brings the issuance of unsound and overpriced securities, and the incurrence of debt levels that ultimately will result in ruin. The point about the quality of new issue securities in a wide-open capital market deserves particular attention. A decrease in risk aversion and skepticism—and increased focus on making sure opportunities aren’t missed rather than on avoiding losses—makes investors open to a greater quantity of issuance. The same factors make investors willing to buy issues of lower quality. When the credit cycle is in its expansion phase, the statistics on new issuance make clear that investors are buying new issues in greater amounts. But the acceptance of securities of lower quality is a bit more subtle. While there are credit ratings and covenants to look at, it can take effort and inference to understand the significance of these things. In feeding frenzies caused by excess availability of funds, recognizing and resisting this trend seems to be beyond the ability of the majority of market participants. This is one of the many reasons why the aftermath of an overly generous capital market includes losses, economic contraction, and a subsequent unwillingness to lend. The bottom line of all of the above is that generous credit markets usually are associated with elevated asset prices and subsequent losses, while credit crunches produce bargain-basement prices and great profit opportunities. (“Open and Shut”)

This threat of unsustainability is the constant, and most compelling, cry of those who would establish a private health care system in parallel to Medicare. Driven by the belief that health care is a commodity that can be best delivered through profit, they argue that the current system would be helped and not threatened by this change. The evidence is clear: this is rubbish. Wherever it has been tried (in other countries and in limited ways here in Canada), a parallel system has increased waiting lists and practitioner shortages in the public system. It also erodes commitment to funding the public system by those who can afford to sidestep the queues, ultimately leading to two systems that are very different in quality and cost.

The 9/11 Commission warned that Al Qaeda "could... scheme to wield weapons of unprecedented destructive power in the largest cities of the United States." Future attacks could impose enormous costs on the entire economy. Having used up the surplus that the country enjoyed as part of the Cold War peace dividend, the U.S. government is in a weakened financial position to respond to another major terrorist attack, and its position will be damaged further by the large budget gaps and growing dependence on foreign capital projected for the future. As the historian Paul Kennedy wrote in his book The Rise and Fall of Great Powers, too many decisions made in Washington today "bring merely short-term advantage but long-term disadvantage." The absence of a sound, long-term financial strategy could bring about a deterioration that, in his words, "leads to the downward spiral of slower growth, heavier taxes, deepening domestic splits over spending priorities and a weakening capacity to bear the burdens of defense." Decades of success in mobilizing enormous sums of money to fight large wars and meet other government needs have led Americans to believe that ample funds will be readily available in the event of a future war, terrorist attack, or other emergency. But that can no longer be assumed. Budget constraints could limit the availability or raise the cost of resources to deal with new emergencies. If government debt continues to pile up, deficits rise to stratospheric levels, and heave dependence on foreign capital grows, borrowing the money needed will be very costly. [Alexander] Hamilton understood the risks of such a precarious situation. After suffering through financial shortages, lack of adequate food and weapons, desertions, and collapsing morale during the Revolution, he considered the risk that the government would have difficulty in assembling funds to defend itself all too real. If America remains on its dangerous financial course, Hamilton's gift to the nation - the blessing of sound finances - will be squandered. The U.S. government had no higher obligation that to protect the security of its citizens. Doing so becomes increasingly difficult if its finances are unsound. While the nature of this new brand of warfare, the war on terrorism, remains uncharted, there is much to be gained if our leaders look to the experiences of the past for guidance in responding to the challenges of the future. The willingness of the American people and their leaders to ensure that the nation's finances remain sound in the face of these new challenges - sacrificing parochial interests for the common good - is the price we must pay to preserve the nation's security and thus the liberties that Hamilton and his generation bequeathed us.

Every organisation faces challenges, but few seize to perform, not due to any shortage of funds, technology or knowledge, but due to the fact that people in such organisations do not use their creativity to explore innovative solution for their challenges.

Virtually unable to attract new capital to the foundering enterprise, the company seized the next year on a novel approach to raising money to fund the embryonic British Empire: a lottery. With the reluctant approval of King James and the Church of England, the Virginia Company sold lottery tickets to the public, discovering no shortage of gamers willing to hazard hard coinage for the chance to win the 01,000 grand prize, a fortune at a time when the typical working-class family scraped by on little more than a pound a month. Having begun as a corporation, Virginia had evolved into a gamblers' stake with a lively populist following back in England.

Incompetence: The COVID-19 pandemic hit the world in 2019. It takes three years to train a nurse. In 2022 there is a shortage of nurses. Why wasn’t a massive government funded training program initiated to train huge numbers of nurses in 2019?

I really hated the jobs I had that were poorly funded.

So, we shouldn't keep going on about corruption and embezzlement of all kinds (in any case, the recrimination is part of the crime). We should lucidly take the view that, from a rational point of view and a reasonable human perspective, there are no longer sufficient needs or useful ends to cope with such a mass of money and resources. Were it not for efficient, organized embezzlement, there is a danger we would be confronted with an excess of means and a shortage of ends — a grave and demoralizing situation which we must stave off with bankruptcies, waste, misuse of public funds, etc. The only offender in all this, if we accept that the main function of money is to circulate and be spent, is the small saver. For whereas the big financial crooks merely contravene the moral law or legality, he contravenes the immoral law, the profound law of our society . . . Saving, the retentio n of monies, th e unlawful imprisonment of private funds which could be put to public use, that is to say which could become liquid capital — that is where real corruption lies today. And it is only right that the law should come down on the small saver at the same time as it grants an amnesty to th large-scale fraudsters and gives the green light to their operations.

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