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Salvation is a simple yet mysterious truth. The way is clear: a person must agree with God about his sins and turn from them. He must personally invite Jesus into his life as Lord and Savior. My friend Ron Dunn put it best, I think, when he said that salvation happens when “we give all we know about ourselves to all we know about Jesus.” This is a transaction that takes place by faith.
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Ron Phillips (Unexplained Mysteries of Heaven and Earth: Surprising Insights About Our World and Beyond)