Checking Account Quotes

Blaming others is an act of refusing to take responsibility. When a person can’t accept the fact or the reality, they blamed another person or the situation instead of taking accountability.

For millions of people, “wealth” amounts to little more than a few weeks’ wages in a checking account or low-interest savings account, a car, and a few pieces of furniture. The inescapable reality is this: wealth is so concentrated that a large segment of society is virtually unaware of its existence, so that some people imagine that it belongs to surreal or mysterious entities. That is why it is so essential to study capital and its distribution in a methodical, systematic way.

But I was 22 when I started this job, and you know what? Sometimes it really is okay to just have a fucking job. Not a passion, not a career, but a steadfast source of bi-weekly income deposited directly into a checking account from which food, and medicine, and apps one totally forgot about having downloaded will be paid for.

Okay, so I may use basic math for doing my checking account, the percent-off sales on my favorite shoes, and other mundane things, but Calculus? When the hell would I ever use this?

Reality Check His lying is not contigent on who you are or what you do. His lying is not your fault. Lying is his choice and his problem, and if he makes that choice with you, he will make it with any other woman he’s with. That doesn’t mean you’re an angel and he’s the devil. It does mean that if he doesn’t like certain things about you, he has many ways to address them besides lying. If there are sexual problems between you, there are many resources available to help you. Nothing can change until you hold him responsible and accountable for lying and stop blaming yourself. The lies we tell ourselves to keep from seeing the truth about our lovers don’t feel like lies. They feel comfortable, familiar, and true. We repeat them like a mantra and cling to them like security blankets, hoping to calm ourselves and regain our sense that the world works the way we believe it ought to. Self-lies are false friends we look to for comfort and protection—and for a short time they may make us feel better. But we can only keep the truth at bay for so long. Our self-lies can’t erase his lies, and as we’ll see, the longer we try to pretend they can, the more we deepen the hurt.

Afterwards, go to a pub for lunch. I've got $260 in my savings account and I really want you to use it for that. Really, I mean it--lunch is on me. Make sure you have pudding--sticky toffee, chocolate fudge cake, ice-cream sundae, something really bad for you. Get drunk too if you like (but don't scare Cal). Spend all the money. And after that, when days have gone by, keep an eye out for me. I might write on the steam in the mirror when you're having a bath, or play with the leaves on the apple tree when you're out in the garden. I might slip into a dream. Visit my grave when you can, but don't kick yourself if you can't, or if you move house and it's suddenly too far away. It looks pretty there in the summer (check out the website). You could bring a picnic and sit with me. I'd like that.

When I looked at my life’s ledger I realized I was a very rich woman. What I was experiencing was merely a temporary cash-flow problem. Finally, I came to an inner awareness that my personal net worth couldn’t possibly be determined by the size of my checking account balance. Neither can yours.

When I am high I couldn’t worry about money if I tried. So I don’t. The money will come from somewhere; I am entitled; God will provide. Credit cards are disastrous, personal checks worse. Unfortunately, for manics anyway, mania is a natural extension of the economy. What with credit cards and bank accounts there is little beyond reach. So I bought twelve snakebite kits, with a sense of urgency and importance. I bought precious stones, elegant and unnecessary furniture, three watches within an hour of one another (in the Rolex rather than Timex class: champagne tastes bubble to the surface, are the surface, in mania), and totally inappropriate sirenlike clothes. During one spree in London I spent several hundred pounds on books having titles or covers that somehow caught my fancy: books on the natural history of the mole, twenty sundry Penguin books because I thought it could be nice if the penguins could form a colony. Once I think I shoplifted a blouse because I could not wait a minute longer for the woman-with-molasses feet in front of me in line. Or maybe I just thought about shoplifting, I don’t remember, I was totally confused. I imagine I must have spent far more than thirty thousand dollars during my two major manic episodes, and God only knows how much more during my frequent milder manias. But then back on lithium and rotating on the planet at the same pace as everyone else, you find your credit is decimated, your mortification complete: mania is not a luxury one can easily afford. It is devastating to have the illness and aggravating to have to pay for medications, blood tests, and psychotherapy. They, at least, are partially deductible. But money spent while manic doesn’t fit into the Internal Revenue Service concept of medical expense or business loss. So after mania, when most depressed, you’re given excellent reason to be even more so.

Rule #1: If Checking Account > $1,000, Move All $ over $1,000 into Investing Account. Rule #2: If Investing Account > $1,000, Move All $ over $1,000 into Investments. Rule #3: Never Break Rule #1 or Rule #2.

I had this bad habit of checking my bank account every day, as if compulsively looking at it would make it grow.

Kurogane: That's what you want, isn't it? Underneath that constant grin, you're keeping everyone away. So that nobody gets involved with you. But look. Just now you checked to see if the kid had a fever, and you're relieved that the princess doesn't see the wretched condition of this world. And in the last country, you used your magic. Fai: *smiling* I said it, didn't I? I wasn't going to die. And so... Kurogane: Yeah, but that was all about you not dying on your own account. Dying for somebody else... That's a whole new question. Back then, if you hadn't done anything, we would have been captured, and if we handled it wrong, we might have died. But you decided to use magic on your own. You involved yourself in their lives. Fai: *no longer smiling, looks depressed* I... I don't want to make anyone unhappy because of their involvement with me.

If you don’t smoke cannabis, you may spend your evening balancing your checking account. If you do smoke cannabis you may spend your evening contemplating the causes of the Greek Renaissance.

I would do anything for you.” His eyes locked onto mine in the dashboard lights, intense and a little hurt. “What is it going to take for you to believe me? To trust me? You want my background checked? Do it. You want my credit score? Awesome. My bank account? I’ll add you on. You have my word, my body, my time, and I’m standing here offering my last name. What else can I give you?

And if you still don’t believe me that I’m not making commissions off of our dogs, I will be happy to show you my checking account, and you’ll be impressed to see that the total is exactly the same as my age.

Yeah…uh, about Facebook…all that social networking. I don't have it. My parents check my sister's emails, Facebook, and texts like stalkers. In order to get our cell phones, Kika and I had to agree to the Jordan Household No Privacy Act. I do have a school email account. But Facebook and Twitter…if you're me…there's no point. You'd be my only ‘friend’ besides my family.

When I need some striking inspiration about deep depression for my new painting, I just need to go to check my bank account...

God never gives you a dream that matches your budget. He’s not checking your bank account, He’s checking your faith.

My weight is a bit like the state of my bank account; if I don't check the balance I can't get upset.

The stream of Time, irresistible, ever moving, carries off and bears away all things that come to birth and plunges them into utter darkness, both deeds of no account and deeds which are mighty and worthy of commemoration; as the playwright [Sophocles] says, it 'brings to light that which was unseen and shrouds from us that which was manifest.' Nevertheless, the science of History is a great bulwark against this stream of Time; in a way it checks this irresistible flood, it holds in a tight grasp whatever it can seize floating on the surface and will not allow it to slip away into the depths of Oblivion. ...I, having realized the effects wrought by Time, desire now by means of my writings to give an account of my father's deeds, which do not deserve to be consigned to Forgetfulness nor to be swept away on the flood of Time into an ocean of Non-Remembrance; I wish to recall everything....

Maybe this is what it’s like when you die. Your inbox stays empty. At first, you just think nobody’s answering, so you check your SENT box to make sure your outgoing mail is okay, and then you check your ISP to make sure your account is still active, and eventually you have to conclude that you’re dead.

...I do not function too well on emotional motivations. I am wary of them. And I am wary of a lot of other things, such as plastic credit cards, payroll deductions, insurance programs, retirement benefits, savings accounts, Green Stamps, time clocks, newspapers, mortgages, sermons, miracle fabrics, deodorants, check lists, time payments, political parties, lending libraries, television, actresses, junior chambers of commerce, pageants, progress, and manifest destiny.

Look at each failure as a deposit made into the account that will help you write the check for your next significant success.

And suddenly I was an accountant who was popping out of bed in the morning, excited to get to work. That doesn't happen to accountants. Ever. I've checked with other accountants.

And he explained that they avoided free checking because it was really a tax on poor people—in the form of fines for overdrawing their checking accounts.

This has been an afternoon of romantic omens, gentle on the heart, but why me? Love never happens to me. Everything else, but not love. Does Arnold play drums? Guess I never asked. I’ve been terribly insensitive this last year. I haven’t even checked to see if he has a TikTok account.

The best way to check what you want is to first imagine that you have nothing and then check if the thing you want really matters to you. Your priorities would change; your wishes would change for sure.

We need an engineering friend.” She points a finger at Carin. “Go back to Briar and hook up with an engineering student.” “Okay, but I’ll need to actually have sex with him beforehand, so I won’t be back until,” she pretends to check the time, “ten or so.” “We’re all college graduates,” I proclaim. “We can put this together ourselves.” Clapping my hands, I motion for everyone to get on the floor with me. After three tries of trying to lower myself to the ground and making Hope and Carin nearly pee their pants laughing in the process, D’Andre takes pity on all of us and helps me onto my knees. Which is where Tucker finds us. “Is this some new fertility ritual?” he drawls from the doorway, one shoulder propped against the frame. “Because she’s already pregnant, you know.” “Get yo ass in here, white boy, and put this thing together,” D’Andre snaps. “This is ridiculous.” “What’s ridiculous?” Tucker stops next to me, and I take the opportunity to lean against his legs. Even kneeling is hard when you’re toting around an extra thirty pounds. “We took it apart. How can you not know how to put it back together?” D’Andre repeats his earlier excuse. “I’m an accounting major.” Tucker rolls his eyes. “You got an Allen wrench?” “Are you mocking us right now?” I grumble. “I don’t have any wrenches, let alone ones with names.” He grins. “Leave this to me, darlin’. I’ll get it fixed up.” “I want to help,” Hope volunteers. “This is like surgery, except with wood and not people.” “Lord help us,” D’Andre mutters.

I begin with the respect that the anarch shows towards the rules. Respectare as an intensive of respicere means: ‘to look back, to think over, to take into account.’ These are traffic rules. The anarchist resembles a pedestrian who refuses to acknowledge them and is promptly run down. Even a passport check is disastrous for him. ‘I never saw a cheerful end,’ as far back as I can look into history. In contrast, I would assume that men who were blessed with happiness – Sulla, for example – were anarchs in disguise.

Yeah, said the Kid. He dredged up his watch and checked the time. Maybe you’d better go eat. You need to keep your strength up if you aim to wrest the secrets of creation from the gods. They’re a testy lot by all accounts.

O, how I wanted to hug him! O, how I wanted to pour our my affection! But there are times, I was learning, when one must not, on any account, give in to impulse. It was, I suppose, what they mean by the whole idea of "being British": holding oneself in check for the greater good; substituting the encouraging word for the crushing embrace.

In chili’s hand were his car keys, Ray-bans and Marlboros, without which he wouldn't leave his bathroom. Chili drank only black coffee and neat Jack Daniel’s; his suits were Boss, his underwear Calvin Klein, his actor Pacino. His barber shook his hand, his accountant took him to dinner, his drug dealer would come to him at all hours and accept his checks.

For individuals whose only capital is a small balance in a checking account, the return is negative, because such balances yield no interest and are eaten away by inflation. Savings accounts often yield little more than the inflation rate.

Do reflections also travel at the speed of light? What does your buddy Albert think? When the light hits the glass and starts back in the opposite direction doesnt it have to come to a full stop first? And so everything is supposed to hang on the speed of light but nobody wants to talk about the speed of dark. What’s in a shadow? Do they move along at the speed of the light that casts them? How deep do they get? How far down can you clamp your calipers? You scribbled somewhere in the margins that when you lose a dimension you’ve given up all claims to reality. Save for the mathematical. Is there a route here from the tangible to the numerical that hasnt been explored? I dont know. Me either. Photons are quantum particles. They’re not little tennisballs. Yeah, said the Kid. He dredged up his watch and checked the time. Maybe you’d better go eat. You need to keep your strength up if you aim to wrest the secrets of creation from the gods. They’re a testy lot by all accounts.

Lead is one toxic legacy in America's cities. Another is segregation, secession, redlining, and rebranding: this is the art and craft of exclusion. We built it into the bones of our cities as surely as we laid lead pipes. The cure is inclusion. Flint's story is a clear call for committing anew to our democratic faith in the common wealth. As the water crisis demonstrates, it is simply not good enough for government officials to say, 'Trust us.' For all the inefficiencies and messiness that comes with democracy, the benefits - transparency, accountability, checks and balances, and the equitable participation of all people - are worth it.

Instructions for Dad. I don't want to go into a fridge at an undertaker's. I want you to keep me at home until the funeral. Please can someone sit with me in case I got lonely? I promise not to scare you. I want to be buried in my butterfly dress, my lilac bra and knicker set and my black zip boots (all still in the suitcase that I packed for Sicily). I also want to wear the bracelet Adam gave me. Don't put make-up on me. It looks stupid on dead people. I do NOT want to be cremated. Cremations pollute the atmosphere with dioxins,k hydrochloric acid, hydrofluoric acid, sulphur dioxide and carbon dioxide. They also have those spooky curtains in crematoriums. I want a biodegradable willow coffin and a woodland burial. The people at the Natural Death Centre helped me pick a site not for from where we live, and they'll help you with all the arrangements. I want a native tree planted on or near my grave. I'd like an oak, but I don't mind a sweet chestnut or even a willow. I want a wooden plaque with my name on. I want wild plants and flowers growing on my grave. I want the service to be simple. Tell Zoey to bring Lauren (if she's born by then). Invite Philippa and her husband Andy (if he wants to come), also James from the hospital (though he might be busy). I don't want anyone who doesn't know my saying anything about me. THe Natural Death Centre people will stay with you, but should also stay out of it. I want the people I love to get up and speak about me, and even if you cry it'll be OK. I want you to say honest things. Say I was a monster if you like, say how I made you all run around after me. If you can think of anything good, say that too! Write it down first, because apparently people often forget what they mean to say at funerals. Don't under any circumstances read that poem by Auden. It's been done to death (ha, ha) and it's too sad. Get someone to read Sonnet 12 by Shakespeare. Music- "Blackbird" by the Beatles. "Plainsong" by The Cure. "Live Like You Were Dying" by Tim McGraw. "All the Trees of the Field Will Clap Their Hands" by Sufian Stevens. There may not be time for all of them, but make sure you play the last one. Zoey helped me choose them and she's got them all on her iPod (it's got speakers if you need to borrow it). Afterwards, go to a pub for lunch. I've got £260 in my savings account and I really want you to use it for that. Really, I mean it-lunch is on me. Make sure you have pudding-sticky toffee, chocolate fudge cake, ice-cream sundae, something really bad for you. Get drunk too if you like (but don't scare Cal). Spend all the money. And after that, when days have gone by, keep an eye out for me. I might write on the steam in the mirror when you're having a bath, or play with the leaves on the apple tree when you're out in the garden. I might slip into a dream. Visit my grave when you can, but don't kick yourself if you can't, or if you move house and it's suddenly too far away. It looks pretty there in the summer (check out the website). You could bring a picnic and sit with me. I'd like that. OK. That's it. I love you. Tessa xxx

It is a central obligation of politicians as well as journalists, researchers, scientists, and academicians to inform the public of the truth, and to identify lies without fear of retribution. It is the civic responsibility of all of us to check the facts we read or hear, to find and depend upon reliable sources, to share the truth with others, and hold accountable those who lie to us or suppress the truth.

It was 9:30 P.M., just an hour from deadline for the second edition. Woodward began typing: A $25,000 cashier's check, apparently earmarked for the campaign chest of President Nixon, was deposited in April in the bank account of Bernard L. Barker, one of the five men arrested at the break-in and alleged bugging attempt at Democratic National Committee headquarters here June 17. The last page of copy was passed to Sussman just at the deadline. Sussman set his pen and pipe down on his desk and turned to Woodward. 'We've never had a story like this,' he said. 'Just never.' -- Carl Bernstein, Bob Woodward

We discuss calling the police. We have to quickly review anything that could go wrong if we do. Are our immigration papers in order? They are. Do we have outstanding parking tickets? I have three, Achor Achor two. We calculate whether or not we have enough in checking accounts to pay the tickets if the police demand it. We decide that we do.

Here’s the deal. When you get married, you become a team. The pastor at your wedding wasn’t joking when he said, “And now you are one.” It’s called unity. The old marriage vows say, “Unto thee I pledge all my worldly goods.” In other words, “I’m all in,” so combine the checking accounts. It’s hard to have unity when you separate your bank accounts. When his money is over here, and her money is over there, it’s easy to live in your own little financial world instead of working as a team. When you do your spending together, it’s about “our” money. We have an income and we have expenses and we have goals. So when you’re both in agreement on where the money is going, then you’ve taken a major step to being on the same page in your marriage, and you will create awesome levels of communication. This all boils down to trust. Do you trust your spouse or not? I’ve heard from people who keep separate bank accounts just in case their spouse leaves them. Well, why on earth would you marry someone you can’t trust? And if that’s really the case, then you need marriage counseling, not separate bank accounts! Your spouse isn’t your roommate, and this isn’t a joint business venture. It’s a marriage! You don’t run your household and your life separately. Your job is to love each other well, and that includes having shared financial goals—which is hard to do when you have separate accounts.

What I’ve noticed in a lot of other cartoonists is a sullen resentfulness about their lack of attention and tiny checking accounts. I vowed back in the days when I had no money that I would not allow that kind of bitterness to overtake me. . . . Cartooning, in general, is a very solitary occupation, and it breeds all sorts of self-punishing thinking

It’s all been worth it. Every fight, all those years of childish experimentation, the occasional heartbreak, the paltry checking account, the used, old trucks. To have lived with another human being, another person, this man, as long as I have, and to see him change and grow. To see him become more decent and more patient, stronger and more competent—to see how he loves our children—how he wrestles with them on the floor and kisses them unabashedly in public. To hear his voice in the evening, reading books to them, or explaining to them what his father was like while he was alive, or what I was like as a girl, a teenager, a young woman. To hear him explain why our part of the world is so special.

I flatter myself, that I have discovered an argument of a like nature, which, if just, will, with the wise and learned, be an everlasting check to all kinds of superstitious delusion, and consequently, will be useful as long as the world endures. For so long, I presume, will the accounts of miracles and prodigies be found in all history, sacred and profane.

Hacks and attacks happen. Safety Netiquette helps. Periodic account reconciliation is required. Check.

In the end, he settled on posting one picture every week of whatever personal art project he happens to be working on. “It’s a great way for me to have a visual archive of my projects,” he explained. He also follows only a small number of accounts, all of which belong to artists whose work inspires him—making the experience of checking his feed both fast and meaningful.

the annual presentation of a county’s accounts by its sheriff to the Exchequer, so named because a chequerboard was used as an abacus by the royal treasurer to check the figures while the sheriff watched

The ability to eavesdrop on people's communications vests immense power in those who do it. And unless such power is held in check by rigorous oversight and accountability, it is almost certain to be abused. Expecting the US government to operate a massive surveillance machine in complete secrecy without falling prey to its temptations runs counter to every historical example and all available evidence about human nature.

My phone dings and before I can pick it up, it dings several more times. I catch sly grins and snickers in my direction from my 'friends' and I just know that this can not be good. I check my phone to find that there's several updates on Facebook. Oh, no. [Bradley Patrick is marrier to Colleen Frasier Patrick)] [Bradely Patrick likes Colleen Frasier Patrick's status] My eyes grown wide and I see that all of my 'friends' like my status. But I haven't been on Facebook since we left Boston. What the fuck? And why has my name changed! [Colleen Frasier Patrick is having lunch with 'the hubs' Bradley Patrick] Who hacked my Facebook account? I glare around at each of them. I can't tell who did it. They all look guilty. I try to log into my account, but the password has been changed. Who changed my password? I know I'm screaming but I can't stop myself. They all burst out laughing.

Her mental list of items she’d need from her apartment was growing. There were things a girl just couldn’t live without, so Keegan would have to get them when he retrieved Muffin. “I need another purse. Can you get me my Prada knockoff? It’s in my closet on the shelf. Pink. It’s pink. I got it from a vendor in Manhattan. Jeez he was a tough negotiator, but it was worth the haggling. It’s soooo cute.” Keegan sighed, raspy and long. “Okay.” “Oh! And my nail polish. I have two new bottles in the bathroom under the sink in one of those cute organizer baskets, you know? Like the ones you get at Bed Bath and Beyond? God, I love those. Anyway, I need Retro Red and Winsome Wisteria.” Another sigh followed, and then a nod of consent. “My moisturizer. I never go anywhere, not even overnight, without my moisturizer. Not that I ever really go anywhere, but anyway I need it, or my skin will dehydrate and it could just be ugly. Top left side of my medicine cabinet.” “Er, okay.” “My shoes. I can’t be without shoes. Let’s see. I need my tennis shoes and my white sandals, because I don’t think there’s much hope for these, wouldn’t you say?” Marty looked up at him and saw impatience written all over his face. “And my laptop. I can’t check on my clients without my laptop, and they need me. Plus, there’s that no-good bitch Linda Fisher. I have to watch that she’s not stealing my accounts. Do you have all of that?” He gave her that stern look again. The one that made her insides skedaddle around even if it was meant in reproach. “I’m going too far, huh?” His smile was crooked. “Just a smidge.

You ever put a down payment on a car with your ethics? Ever written a child-support check from a bank account filled with your morals? I passed bankrupt three exits ago, and—not to be an alarmist—but things are beginning to look pretty bleak.

In September 1998, one month after they met with Bechtolsheim, Page and Brin incorporated their company, opened a bank account, and cashed his check. On the wall of the garage they put up a whiteboard emblazoned “Google Worldwide Headquarters.

There is every reason to believe that the largest fortunes are often those that are best indexed and most diversified over the long run, while smaller fortunes—typically checking or savings accounts—are the most seriously affected by inflation.

Most incarcerated women—nearly two-thirds—are in prison for nonviolent, low-level drug crimes or property crimes. Drug laws in particular have had a huge impact on the number of women sent to prison. “Three strikes” laws have also played a considerable role. I started challenging conditions of confinement at Tutwiler in the mid-1980s as a young attorney with the Southern Prisoners Defense Committee. At the time, I was shocked to find women in prison for such minor offenses. One of the first incarcerated women I ever met was a young mother who was serving a long prison sentence for writing checks to buy her three young children Christmas gifts without sufficient funds in her account. Like a character in a Victor Hugo novel, she tearfully explained her heartbreaking tale to me. I couldn’t accept the truth of what she was saying until I checked her file and discovered that she had, in fact, been convicted and sentenced to over ten years in prison for writing five checks, including three to Toys “R” Us. None of the checks was for more than $150. She was not unique. Thousands of women have been sentenced to lengthy terms in prison for writing bad checks or for minor property crimes that trigger mandatory minimum sentences. The collateral consequences of incarcerating women are significant. Approximately 75 to 80 percent of incarcerated women are mothers with minor children. Nearly 65 percent had minor children living with them at the time of their arrest—children who have become more vulnerable and at-risk as a result of their mother’s incarceration and will remain so for the rest of their lives, even after their mothers come home. In 1996, Congress passed welfare reform legislation that gratuitously included a provision that authorized states to ban people with drug convictions from public benefits and welfare. The population most affected by this misguided law is formerly incarcerated women with children, most of whom were imprisoned for drug crimes. These women and their children can no longer live in public housing, receive food stamps, or access basic services. In the last twenty years, we’ve created a new class of “untouchables” in American society, made up of our most vulnerable mothers and their children.

Even to my mother, her hard-won autonomy must at times have resembled a cage. Still, it was a cage of her own design, different from and superior to the one my father, and her parents, and Gloversville itself, would have put her in, if she'd allowed them to. In retrospect, what astonishes me is the courage she must have summoned in order to imagine, by working in Schenectady, by having her own checking account, by going out on the occasional date, that she was outside the cage she was so clearly trapped in.

Well, I like you. And I like your room." Logan wound his arms around me from behind, pulling my back against his chest. "Very much, on both accounts." "As much as I'd like to stay like this, my dad's going to come in here in about three seconds and ask us if we want soda or snacks," I groaned, "and if he sees us like this he's going to add castration to the menu." Logan dropped me from his hold as if I were made of lava—a bold statement considering he wielded fire demon power. He bolted to the opposite side of the room, settling in my pink beanbag chair with a textbook protectively over his crotch. He glanced warily at the door, his face pale. Sure enough, a minute later my dad poked his head in just to check and see if we needed anything. Then he made sure the door was as wide open as possible. And tested the lock. And studied the hinges, possibly contemplating removing the door from the frame. And then he left. Probably to go collect his award for Most Embarrassing Dad of All Time That Ever Existed in the History of Everything.

Some people today claim that cultures rooted in oral tradition are far more careful to make certain that traditions that are told and retold are not changed significantly. This turns out to be a modern myth, however. Anthropologists who have studied oral cultures show that just the opposite is the case. Only literary cultures have a concern for exact replication of the facts “as they really are.” And this is because in literary cultures, it is possible to check the sources to see whether someone has changed a story. In oral cultures, it is widely expected that stories will indeed change—they change anytime a storyteller is telling a story in a new context. New contexts require new ways of telling stories. Thus, oral cultures historically have seen no problem with altering accounts as they were told and retold.3

I understand so far,’ said Miller. ‘But why a passport? Why not a driving licence, or an ID card?’ ‘Because shortly after the founding of the republic the German authorities realised there must be hundreds or thousands wandering about under false names. There was a need for one document that was so well researched that it could act as the yardstick for all the others. They hit on the passport. Before you get a passport in Germany, you have to produce the birth certificate, several references and a host of other documentation. These are thoroughly checked before the passport is issued. ‘By contrast, once you have a passport, you can get anything else on the strength of it. Such is bureaucracy. The production of the passport convinces the civil servant that, since previous bureaucrats must have checked out the passport holder thoroughly, no further checking is necessary. With a new passport, Roschmann could quickly build up the rest of the identity – driving licence, bank accounts, credit cards. The passport is the open sesame to every other piece of necessary documentation in present-day Germany.

Three portraits by Hans Holbein have for generations dictated the imagery of the epoch. The first shows King Henry VIII in all his swollen arrogance and finery. The second gives us Sir Thomas More, the ascetic scholar who seems willing to lay his life on a matter of principle. The third captures King Henry’s enforcer Sir Thomas Cromwell, a sallow and saturnine fellow calloused by the exercise of worldly power. The genius of Mantel’s prose lies in her reworking of this aesthetic: Look again at His Majesty and see if you do not detect something spoiled, effeminate, and insecure. Now scrutinize the face of More and notice the frigid, snobbish fanaticism that holds his dignity in place. As for Cromwell, this may be the visage of a ruthless bureaucrat, but it is the look of a man who has learned the hard way that books must be balanced, accounts settled, and zeal held firmly in check. By the end of the contest, there will be the beginnings of a serious country called England, which can debate temporal and spiritual affairs in its own language and which will vanquish Spain and give birth to Shakespeare and Marlowe and Milton.

The guest speaker was Herb Sandler, the CEO of a giant savings and loan called Golden West Financial Corporation. “Someone asked him if he believed in the free checking model,” recalls Eisman. “And he said, ‘Turn off your tape recorders.’ Everyone turned off their tape recorders. And he explained that they avoided free checking because it was really a tax on poor people—in the form of fines for overdrawing their checking accounts. And that banks that used it were really just banking on being able to rip off poor people even more than they could if they charged them for their checks.

Keep your focus and theirs not on checking tasks off of lists, but on finding root causes. Hold them accountable for personal behavior; don’t let them indulge in excuses or blame the system. Show them how taking ownership of their work and taking ownership of their life are exactly the same thing.

Don't fall into the habit of bringing work home, Rick. It indicates a lack of planning, and you would eventually find yourself stuck indoors every night. Teaching is like having a bank account. You can happily draw on it while it is well supplied with new funds; otherwise you're in difficulties. Every teacher should have a fund of ready information on which to draw; he should keep that fund supplied regularly by new experiences, new thoughts and discoveries, by reading and moving around among people from whom he can acquire such things." "Not much chance of social movement for me, I'm afraid." "Nonsense, Rick, you're settled in a job now, so there's no need to worry about that; but you must get out and meet more people. I'm sure you'll find lots of nice people about who are not foolishly concerned with prejudice." "That's all right, Dad; I'm quite happy to stay at home with you and Mom." "Nice to hear you say that, but we're old and getting a bit stuffy. You need the company of younger people like yourself. It's even time he had a girl, don't you think, Jess?" Mom smiled across at me. "Ah, leave him alone, Bob, there's plenty of time for that." We went on to chat about other things, but I never forgot what Dad Belmont had said, and never again did I take notebooks home for marking. I would check the work in progress by moving about the class, helping here, correcting there; and I very soon discovered that in this way errors were pin-pointed while they were still fresh in the child's mind.

In 2001, a teenager was arrested in Pennsylvania for daytime burglary. The teenager had broken into a local home, by climbing in through a bedroom window. The teenager stole two expensive diamond rings, but instead of quickly leaving the crime scene, he decided that he needed to check his Facebook first.   After he checked his Facebook, he finally left. However, not only had he signed into his actual Facebook account,  he did not sign out of his account, or even close out the browser. When the police checked the scene of the crime, his Facebook profile was still open, with all of his personal information readily available.

the effects the denial of our true and strong emotions have on our bodies. Such denial is demanded of us not least by morality and religion. On the basis of what I know about psychotherapy, both from personal experience and from accounts I have been given by very many people, I have come to the conclusion that individuals abused in childhood can attempt to obey the Fourth Commandment* only by recourse to a massive repression and detachment of their true emotions. They cannot love and honor their parents because unconsciously they still fear them. However much they may want to, they cannot build up a relaxed and trusting relationship. Instead, what usually materializes is a pathological attachment, a mixture of fear and dutiful obedience that hardly deserves the name of love in the genuine sense of the word. I call this a sham, a façade. In addition, people abused in childhood frequently hope all their lives that someday they will experience the love they have been denied. These expectations reinforce their attachment to their parents, an attachment that religious creeds refer to as love and praise as a virtue. Unfortunately, the same thing happens in most therapies, as most people are still dominated by traditional morality. There is a price to be paid for this morality, a price paid by the body. Individuals who believe that they feel what they ought to feel and constantly do their best not to feel what they forbid themselves to feel will ultimately fall ill—unless, that is, they leave it to their children to pick up the check by projecting onto them the emotions they cannot admit to themselves. This

•I lost money in every way possible: I misplaced checks and sometimes found them when they were too old to take to the bank. If I did find them in time, I missed out on the interest they could’ve made in my savings account. I paid late fees on bills, even though I had money in the bank — I’d just forgotten to pay them or lost the bill in my piles. I bought new items because they were on sale with a rebate, but forgot to mail the rebate form. •I dealt with chronic health worries because I never scheduled doctor’s appointments. •I lived in constant fear of being “found out” by people who held me in high regard. I always felt others’ trust in me was misplaced. •I suffered from nonstop anxiety, waiting for the other shoe to drop. •I struggled to create a social life in our new home. I either felt I didn’t have time because I needed to catch up and calm some of the chaos, or I wasn’t organized enough to make plans in the first place. •I felt insecure in all my relationships, both personal and professional. •I had nowhere to retreat. My life was such a mess, I had no space to gather my thoughts or be by myself. Chaos lurked everywhere. •I rarely communicated with long-distance friends or family. •I wanted to write a book and publish articles in magazines, yet dedicated almost no time to my creative pursuits.

Why then I do but dream on sovereignty, Like one that stands upon a promontory And spies a far-off shore where he would tread, Wishing his foot were equal with his eye, And chides the sea that sunders him from thence, Saying, he'll lade it dry to have his way: So do I wish the crown, being so far off, And so I chide the means that keeps me from it, And so, I say, I'll cut the causes off, Flattering me with impossibilities, My eye's too quick, my hear o'erweens too much, Unless my hand and strength could equal them. Well, say there is no kingdom then for Richard; What other pleasure can the world afford? I'll make my heaven in a lady's lap, And deck my body in gay ornaments, And witch sweet ladies with my words and looks. O miserable thought! and more unlikely Than to accomplish twenty golden crowns! Why, love forswore me in my mother's womb; And for I should not deal in her soft laws, She did corrupt frail nature with some bribe, To shrink mine arm up like a wither'd shrub, To make an envious mountain on my back, Where sits deformity to mock my body; To shape my legs of an unequal size, To disproportion me in every part, Like to a chaos, or an unlick'd bear-whelp That carries no impression like the dam. And am I then a man to be belov'd? O monstrous fault, to harbor such a thought! Then since this earth affords no joy to me But to command, to check, to o'erbear such As are of better person than myself, I'll make my heaven to dream upon the crown, And whiles I live, t' account this world but hell, Until my misshap'd trunk that bears this head Be round impaled with a glorious crown. And yet I know not how to get the crown, For many lives stand between me and home; And I - like one lost in a thorny wood, That rents the thorns, and is rent with the thorns, Seeking a way, and straying from the way, Not knowing how to find the open air, But toiling desperately to find it out - Torment myself to catch the English crown; And from that torment I will free myself, Or hew my way out with a bloody axe. Why, I can smile, and murther whiles I smile, And cry "Content" to that which grieves my heart, And wet my cheeks with artificial tears, And frame my face to all occasions. I'll drown more sailors than the mermaid shall, I'll slay more gazers than the basilisk, I'll play the orator as well as Nestor, Deceive more slily than Ulysses could, And like a Simon, take another Troy. I can add colors to the chameleon, Change shapes with Proteus for advantages, And set the murtherous Machevil to school. Can I do this, and cannot get a crown? Tut, were it farther off, I'll pluck it down.

One can even imagine that inflation tends to improve the relative position of the wealthiest individuals compared to the least wealthy, in that it enhances the importance of financial managers and intermediaries. A person with 10 or 50 million euros cannot afford the money managers that Harvard has but can nevertheless pay financial advisors and stockbrokers to mitigate the effects of inflation. By contrast, a person with only 10 or 50 thousand euros to invest will not be offered the same choices by her broker (if she has one): contacts with financial advisors are briefer, and many people in this category keep most of their savings in checking accounts that pay little or nothing and/or savings accounts that pay little more than the rate of inflation.

Country Future Index. It’s an alternative to the GNP measurement, taking into account debt, political stability, environmental health and the like. A useful cross-check on the GNP, and it helps tag countries that could use our help. We identify those, go to them and offer them a massive capital investment, plus political advice, security, whatever they need. In return we take custody of their bioinfrastructure.

Bear in mind that Mother Teresa’s global income is more than enough to outfit several first-class clinics in Bengal. The decision not to do so, and indeed to run instead a haphazard and cranky institution which would expose itself to litigation and protest were it run by any branch of the medical profession, is a deliberate one. The point is not the honest relief of suffering but the promulgation of a cult based on death and suffering and subjection. Mother Teresa (who herself, it should be noted, has checked into some of the finest and costliest clinics and hospitals in the West during her bouts with heart trouble and old age) once gave this game away in a filmed interview. She described a person who was in the last agonies of cancer and suffering unbearable pain. With a smile, Mother Teresa told the camera what she told this terminal patient: “You are suffering like Christ on the cross. So Jesus must be kissing you.” Unconscious of the account to which this irony might be charged, she then told of the sufferer’s reply: “Then please tell him to stop kissing me.” There are many people in the direst need and pain who have had cause to wish, in their own extremity, that Mother Teresa was less free with her own metaphysical caresses and a little more attentive to actual suffering.

My mother," said St. Clare, getting up and walking to a picture at the end of the room, and gazing upward with a face fervent with veneration, "she was divine! Don't look at me so!—you know what I mean! She probably was of mortal birth; but, as far as ever I could observe, there was no trace of any human weakness or error about her; and everybody that lives to remember her, whether bond or free, servant, acquaintance, relation, all say the same. Why, cousin, that mother has been all that has stood between me and utter unbelief for years. She was a direct embodiment and personification of the New Testament,—a living fact, to be accounted for, and to be accounted for in no other way than by its truth. O, mother! mother!" said St. Clare, clasping his hands, in a sort of transport; and then suddenly checking himself, he came back, and seating himself on an ottoman, he went on:

Bank-friendly writers and lobbyists fostered a myth that the economy needed its investment banks to remain solvent to keep the economy functioning. But many former officials, including Bair, SIGTARP‘s Neil Barofsky, and Reagan Administration budget director David Stockman, rejected the claims that public guarantees for reckless bank loans was needed to protect insured depositors. Retail savings and checking accounts were never threatened by the bad gambles that banks made. But this myth had to be promoted in order for Paulson, Geithner Bernanke and other bank protectors to persuade Congress to overrule Bair and make government (“taxpayers”) pay. Their aim was to save the banks from being nationalized, and to protect bankers from being prosecuted for fraud or reining in the exorbitant salaries and bonuses they had given themselves. No attempt was made to change the system that had led to the crash. If

Basically, when you get to my age, you'll really measure your success in life by how many of the people you want to have love you actually do love you. I know people who have a lot of money, and they get testimonial dinners and they get hospital wings named after them. But the truth is that nobody in the world loves them. If you get to my age in life and nobody thinks well of you, I don't care how big your bank account is, your life is a disaster. That's the ultimate test of how you have lived your life. The trouble with love it that you can't buy it. You can buy sex. You can buy testimonial dinners. You can buy pamphlets that say how wonderful you are. But the only way to get love is to be lovable. It's very irritating if you have a lot of money. You'd like to think you could write a check: I'll buy a million dollars' worth of love. But it doesn't work that way. The more you give love away, the more you get." — Warren Buffett

By the time my divorce was settled, I had over a million dollars put away between the proceeds from the sale of our home and what Cole gave me for the firm. Some people would think I’m crazy, but I don’t even care about the money. I embrace the idea of starting fresh, of creating a life of my own. This morning, I took a cab to our local CASA office and wrote them a check for the entire amount, but what I had left in my savings account. I wrote Abbi’s name in the memo; it was hers.

A pine cone cannot fall from a tree unless God is involved. A bumblebee cannot pollenate a flower or sting your arm apart from the will of God. Money cannot enter or exit your bank account apart from the sovereignty of God. Little Ernest cannot be born or be buried in that grave just a half-mile from my house apart from God’s will. Legislation cannot be passed in this country or in any other apart from God’s sovereignty. You hold this book in your hands because God sovereignly allows you to hold this book in your hands. Everything is under His sovereign rule. Some of us believe that God is a bit like the president. He has a lot of power and authority, but there are checks and balances to limit Him. He is limited by our human choices, the events of the future, the wrongs of the past, or by those who do not believe in Him. Some of His legislations could be vetoed. His popularity can ebb and flow. But God is not like that at all. There are no limits to His rule and power.

Democratic countries that veer into anocracy do so not because their leaders are untested and weak, like those who are scrambling to organize in the wake of a dictator, but rather because elected leaders—many of whom are quite popular—start to ignore the guardrails that protect their democracies. These include constraints on a president, checks and balances among government branches, a free press that demands accountability, and fair and open political competition. Would-be autocrats such as Orbán, Erdoğan

Maybe this is a bad time to bring this up, but you need to pay your credit card bill. It’s maxed out, and you’ve missed the past two due dates. And the thing is—and this is going to sound selfish, because it is—but your Netflix account got suspended, and I was only halfway through season three of Cheers. The laugh track is a bit off-putting, but it’s still a good show. I really love the plot twist that Norm’s nagging wife, Vera, turns out to have been dead for ten years, and Norm has kept her memory alive by continuing a fictional narrative about her. Sam and Diane knew that Vera wasn’t really alive and that Norm was delusional, but in episode seven, when they go to check in on Norm, they find him cuddled up next to her decayed corpse and reading her Lord Byron’s “The First Kiss of Love,” and he’s crying. The stench is unbearable, but less unbearable than the brutal truth of the moment. My point is, I didn’t get to finish watching Cheers because you’re behind on your credit card payments. I need you to deal with that.

Destroyers seize gold and leave to its owners a counterfeit pile of paper. This kills all objective standards and delivers men into the arbitrary power of an arbitrary setter of values. Gold was an objective value, an equivalent of wealth produced. Paper is a mortgage on wealth that does not exist, backed by a gun aimed at those who are expected to produce it. Paper is a check drawn by legal looters upon an account which is not theirs: upon the virtue of the victims. Watch for the day when it bounces, marked: ‘Account overdrawn.

The difference gave China a $420 billion trade surplus (the US carried the opposite, a $420 billion trade deficit with China). Americans paid for those goods with US dollars, and those payments were credited to China’s bank account at the Federal Reserve. Like any other holder of US dollars, China has the option to sit on those dollars or use them to buy something else. Uncle Sam doesn’t pay interest on the dollars China keeps in its checking account at the Fed, so China usually prefers to move them into what is effectively a savings account at the Fed. It does this by purchasing US Treasuries. “Borrowing from China” involves nothing more than an accounting adjustment, whereby the Federal Reserve subtracts numbers from China’s reserve account (checking) and adds numbers to its securities account (savings). It’s still just sitting on its US dollars, but now China is holding yellow dollars instead of green dollars. To pay back China, the Fed simply reverses the accounting entries, marking down the number in its securities account and marking up the number in its reserve account. It’s all accomplished using nothing more than a keyboard at the New York Federal Reserve Bank.

Well, no, Sister Brannigan was the one putting her name on the checks to the cemetery. Someone else was making the deposits into her personal account.” “But now that she’s gone?” “I suppose the Neapolitan benefactor will have to find someone else if he wants to remain anonymous.” Bree snorted, “For a second I thought maybe it might be Bernardo.” “Well, why not? I mean, a little bank fraud isn’t likely to keep my father up at night,” Alessandro said. “But he’s in New York,” Bree reminded him. “Geography, darling?” Alessandro asked amused. “You say that with such pride it scares me,” Bree said rolling her eyes. “I love you too,” Alessandro smiled. “But no. If he was, why let us go off on this whole journey?” “It’s Bernardo. If there’s something I’ve learned about your father it’s that the rules of logic don’t apply to him. Or any other kind of rules,” Bree added, “Maybe this is all some kind of big elaborate plan and we’re gonna go home and find out he’s been keeping Francesca and Adriano frozen in his basement in one of those sci-fi freezers that they say you can buy and use to come back to life in a hundred years.” Alessandro shook his head at her, not impressed with her sense of humour.

Nominal assets are subject to a substantial inflation risk: if you invest 10,000 euros in a checking or savings account or a nonindexed government or corporate bond, that investment is still worth 10,000 euros ten years later, even if consumer prices have doubled in the meantime. In that case, we say that the real value of the investment has fallen by half: you can buy only half as much in goods and services as you could have bought with the initial investment, so that your return after ten years is −50 percent, which may or may not have been compensated by the interest you earned in the interim.

And the sound of my own washer and dryer interfered with my sleep. So I just threw away my dirty underpants. All the old pairs reminded me of Trevor, anyway. For a while, tacky lingerie from Victoria’s Secret kept showing up in the mail—frilly fuchsia and lime green thongs and teddies and baby-doll nightgowns, each sealed in a clear plastic Baggie. I stuffed the little Baggies into the closet and went commando. An occasional package from Barneys or Saks provided me with men’s pajamas and other things I couldn’t remember ordering—cashmere socks, graphic T-shirts, designer jeans. I took a shower once a week at most. I stopped tweezing, stopped bleaching, stopped waxing, stopped brushing my hair. No moisturizing or exfoliating. No shaving. I left the apartment infrequently. I had all my bills on automatic payment plans. I’d already paid a year of property taxes on my apartment and on my dead parents’ old house upstate. Rent money from the tenants in that house showed up in my checking account by direct deposit every month. Unemployment was rolling in as long as I made the weekly call into the automated service and pressed “1” for “yes” when the robot asked if I’d made a sincere effort to find a job.

Checking out shoes when looking for Lesbians is an elimination device, a negative marker. Lesbians wear sensible shoes whenever possible. Irene and I have learned to pass right by a woman who looks like a Lesbian from head to ankle, but wears flimsy shoes with pointed toes and heels. She is sure to mention a husband by her second sentence. So, what does a Lesbian look like? Well, we saw two old women drive into a campground in a large motorhome. One dog and no men accompanied them. These are Lesbian-positive clues. We seldom see old women in campgrounds unless they are accompanied by old men. They walked the dog, each wearing a long “ladies” winter coat and lipstick. We casually intercepted them. “Nice dog,” says Irene. The dog growled. We mentioned the movie about nuclear war on TV the night before. “They should go to Russia. Show it to the Communists,” they angrily replied. We walked on. If they were Lesbians, I did not want to know. “Not Lesbians,” pronounced my expert. “There are Lesbians who wear ‘ladies’ coats and Lesbians who wear lipstick. There are even Lesbians who prefer nuclear war to “Godless Communism”; but Lesbians would not let their dog growl at a woman without correcting it.

A disturbing demonstration of depletion effects in judgment was recently reported in the Proceedings of the National Academy of Sciences. The unwitting participants in the study were eight parole judges in Israel. They spend entire days reviewing applications for parole. The cases are presented in random order, and the judges spend little time on each one, an average of 6 minutes. (The default decision is denial of parole; only 35% of requests are approved. The exact time of each decision is recorded, and the times of the judges’ three food breaks—morning break, lunch, and afternoon break—during the day are recorded as well.) The authors of the study plotted the proportion of approved requests against the time since the last food break. The proportion spikes after each meal, when about 65% of requests are granted. During the two hours or so until the judges’ next feeding, the approval rate drops steadily, to about zero just before the meal. As you might expect, this is an unwelcome result and the authors carefully checked many alternative explanations. The best possible account of the data provides bad news: tired and hungry judges tend to fall back on the easier default position of denying requests for parole. Both

Because the other way wasn’t working. The waking up just to get the day over with until it was time for bed. The grinding it out was a disgrace, an affront to the honor and long shot of being alive at all. The ghost-walking, the short-tempered distraction, the hurried fog. (All of this I’m just assuming, because I have no idea how I come across, my consciousness is that underground, like a toad in winter.) The leaving the world a worse place just by being in it. The blindness to the destruction in my wake. The Mr. Magoo. If I’m forced to be honest, here’s an account of how I left the world last week: worse, worse, better, worse, same, worse, same. Not an inventory to make one swell with pride. I don’t necessarily need to make the world a better place, mind you. Today, I will live by the Hippocratic oath: first do no harm. How hard can it be? Dropping off Timby, having my poetry lesson (my favorite part of life!), taking a yoga class, eating lunch with Sydney Madsen, whom I can’t stand but at least I can check her off the list (more on that later), picking up Timby, and giving back to Joe, the underwriter of all this mad abundance. You’re trying to figure out, why the agita surrounding one normal day of white-people problems? Because there’s me and there’s the beast in me.

Security is a big and serious deal, but it’s also largely a solved problem. That’s why the average person is quite willing to do their banking online and why nobody is afraid of entering their credit card number on Amazon. At 37signals, we’ve devised a simple security checklist all employees must follow: 1. All computers must use hard drive encryption, like the built-in FileVault feature in Apple’s OS X operating system. This ensures that a lost laptop is merely an inconvenience and an insurance claim, not a company-wide emergency and a scramble to change passwords and worry about what documents might be leaked. 2. Disable automatic login, require a password when waking from sleep, and set the computer to automatically lock after ten inactive minutes. 3. Turn on encryption for all sites you visit, especially critical services like Gmail. These days all sites use something called HTTPS or SSL. Look for the little lock icon in front of the Internet address. (We forced all 37signals products onto SSL a few years back to help with this.) 4. Make sure all smartphones and tablets use lock codes and can be wiped remotely. On the iPhone, you can do this through the “Find iPhone” application. This rule is easily forgotten as we tend to think of these tools as something for the home, but inevitably you’ll check your work email or log into Basecamp using your tablet. A smartphone or tablet needs to be treated with as much respect as your laptop. 5. Use a unique, generated, long-form password for each site you visit, kept by password-managing software, such as 1Password.§ We’re sorry to say, “secretmonkey” is not going to fool anyone. And even if you manage to remember UM6vDjwidQE9C28Z, it’s no good if it’s used on every site and one of them is hacked. (It happens all the time!) 6. Turn on two-factor authentication when using Gmail, so you can’t log in without having access to your cell phone for a login code (this means that someone who gets hold of your login and password also needs to get hold of your phone to login). And keep in mind: if your email security fails, all other online services will fail too, since an intruder can use the “password reset” from any other site to have a new password sent to the email account they now have access to. Creating security protocols and algorithms is the computer equivalent of rocket science, but taking advantage of them isn’t. Take the time to learn the basics and they’ll cease being scary voodoo that you can’t trust. These days, security for your devices is just simple good sense, like putting on your seat belt.

Part of what kept him standing in the restive group of men awaiting authorization to enter the airport was a kind of paralysis that resulted from Sylvanshine’s reflecting on the logistics of getting to the Peoria 047 REC—the issue of whether the REC sent a van for transfers or whether Sylvanshine would have to take a cab from the little airport had not been conclusively resolved—and then how to arrive and check in and where to store his three bags while he checked in and filled out his arrival and Post-code payroll and withholding forms and orientational materials then somehow get directions and proceed to the apartment that Systems had rented for him at government rates and get there in time to find someplace to eat that was either in walking distance or would require getting another cab—except the telephone in the alleged apartment wasn’t connected yet and he considered the prospects of being able to hail a cab from outside an apartment complex were at best iffy, and if he told the original cab he’d taken to the apartment to wait for him, there would be difficulties because how exactly would he reassure the cabbie that he really was coming right back out after dropping his bags and doing a quick spot check of the apartment’s condition and suitability instead of it being a ruse designed to defraud the driver of his fare, Sylvanshine ducking out the back of the Angler’s Cove apartment complex or even conceivably barricading himself in the apartment and not responding to the driver’s knock, or his ring if the apartment had a doorbell, which his and Reynolds’s current apartment in Martinsburg most assuredly did not, or the driver’s queries/threats through the apartment door, a scam that resided in Claude Sylvanshine’s awareness only because a number of independent Philadelphia commercial carriage operators had proposed heavy Schedule C losses under the proviso ‘Losses Through Theft of Service’ and detailed this type of scam as prevalent on the poorly typed or sometimes even handwritten attachments required to explain unusual or specific C-deductions like this, whereas were Sylvanshine to pay the fare and the tip and perhaps even a certain amount in advance on account so as to help assure the driver of his honorable intentions re the second leg of the sojourn there was no tangible guarantee that the average taxi driver—a cynical and ethically marginal species, hustlers, as even their smudged returns’ very low tip-income-vs.-number-of-fares-in-an-average-shift ratios in Philly had indicated—wouldn’t simply speed away with Sylvanshine’s money, creating enormous hassles in terms of filling out the internal forms for getting a percentage of his travel per diem reimbursed and also leaving Sylvanshine alone, famished (he was unable to eat before travel), phoneless, devoid of Reynolds’s counsel and logistical savvy in the sterile new unfurnished apartment, his stomach roiling in on itself in such a way that it would be all Sylvanshine could do to unpack in any kind of half-organized fashion and get to sleep on the nylon travel pallet on the unfinished floor in the possible presence of exotic Midwest bugs, to say nothing of putting in the hour of CPA exam review he’d promised himself this morning when he’d overslept slightly and then encountered last-minute packing problems that had canceled out the firmly scheduled hour of morning CPA review before one of the unmarked Systems vans arrived to take him and his bags out through Harpers Ferry and Ball’s Bluff to the airport, to say even less about any kind of systematic organization and mastery of the voluminous Post, Duty, Personnel, and Systems Protocols materials he should be receiving promptly after check-in and forms processing at the Post, which any reasonable Personnel Director would expect a new examiner to have thoroughly internalized before reporting for the first actual day interacting with REC examiners, and which there was no way in any real world that Sylvanshine could expect

Let me remind you again that when you put a book out there, you are a published author in a space where you are an expert. Your book becomes the ultimate business card, not to mention a source of ongoing revenue. Did someone say “ongoing revenue?”. Who does not need to make some extra money on a regular basis? Realize that this book will take some work to complete once, but thereafter it exists forever – working to bring you royalty checks five, ten, twenty years from now. Money will be consistently flowing into your bank account. If you write a good book that provides real value, then you realistically have a revenue stream which will bring income for decades to come.

Having seen several hundred lease agreements entered into by people I have counseled, my financial calculator confirms that the average interest rate is 14 percent. Shouldn’t you lease or rent things that go down in value? Not necessarily, and the math doesn’t work on a car, for sure. Follow me through this example: If you rent (lease) a car with a value of $22,000 for three years, and when you turn it in at the end of that three-year lease the car is worth $10,000, someone has to cover the $12,000 loss. You’re not stupid, so you know that General Motors, Ford, or any of the other auto giants aren’t going to put together a plan to lose money. Your fleece/lease payment is designed to cover the loss in value ($12,000 spread over 36 months is equal to $333 per month), plus provide profit (the interest you pay). Where did you get a deal in that? You didn’t! On top of that, there is the charge of 10 to 17 cents per mile for going over the allotted miles and the penalties everyone turning in a lease has experienced for “excessive wear and tear,” which takes into account every little nick, dent, carpet tear, smudge, or smell. You end up writing a large check just to walk away after renting your car. The whole idea of the back-end penalties is twofold: to get you to fleece/lease another one so you can painlessly roll the gotchas into the new lease, and to make sure the car company makes money.

And yet I cannot shake off my misgivings. Even now I can picture her face—so innocent in appearance, so distressed at being accused—and I am forced to wonder, is there some additional factor at play here that I have failed to take into account? When I view the matter in this light it gives rise to an uneasiness in me: I am suddenly overwhelmed by the presentiment that none of my plans is destined to come to fruition. Something has been against me ever since I came to this house! Something that wants to thwart me and frustrate me in every project I undertake! I have checked and rechecked my thinking, retraced every step in my logic, I can find no flaw, yet still I find myself beset by doubt . . . . What is it that I am failing to see?

The remedy is to terminate them after the founding generation dies out. Older foundations like Ford should be sunset immediately and its funds distributed to hospitals and other institutions that serve the needy and the poor, recipients for whom the word “charity” was invented. As the tax law is presently designed, the Ford Foundation will exist forever and will be accountable to no one except a self-perpetuating board, which is accountable to no one. This is undemocratic and unacceptable. Republicans have ignored the problems created by this system for far too long. Unless they are prepared to get serious about fighting the war the left has declared, unless the powers of this shadow political universe are checked, the progressives’ march toward a societal transformation cannot be arrested, let alone stopped.

Such gratitude! It hurt me to see you lose your professional standing, McGee. Like you were going soft and sentimental. So, through my own account, I put us into Fletcher and rode it up nicely and took us out, and split the bonus right down the middle. It's short-term. It's a check. Pay your taxes. Live a little. It's a longer retirement this time. We can gather up a throng and go blundering around on this licentious craft and get the remorses for saying foolish things while in our cups. We had a salvage contract, idiot, and the fee is comparatively small but fair." "And you are comparatively large but fair." "I think of myself that way. Where did the check go? Into the pocket so fast? Good." he looked at his watch. "I am taking a lady to lunch. Make a nice neat deck there, Captain." And away he went, humming.

Do you wish to know whether that day is coming? Watch money. Money is the barometer of a society’s virtue. When you see that trading is done, not by consent, but by compulsion—when you see that in order to produce, you need to obtain permission from men who produce nothing—when you see that money is flowing to those who deal, not in goods, but in favors—when you see that men get richer by graft and by pull than by work, and your laws don’t protect you against them, but protect them against you—when you see corruption being rewarded and honesty becoming a self-sacrifice—you may know that your society is doomed. Money is so noble a medium that it does not compete with guns and it does not make terms with brutality. It will not permit a country to survive as half-property, half-loot. “Whenever destroyers appear among men, they start by destroying money, for money is men’s protection and the base of a moral existence. Destroyers seize gold and leave to its owners a counterfeit pile of paper. This kills all objective standards and delivers men into the arbitrary power of an arbitrary setter of values. Gold was an objective value, an equivalent of wealth produced. Paper is a mortgage on wealth that does not exist, backed by a gun aimed at those who are expected to produce it. Paper is a check drawn by legal looters upon an account which is not theirs: upon the virtue of the victims. Watch for the day when it bounces, marked: ‘Account overdrawn.’ “When you have made evil the means of survival, do not expect men to remain good. Do not expect them to stay moral and lose their lives for the purpose of becoming the fodder of the immoral. Do not expect them to produce, when production is punished and looting rewarded. Do not ask, ‘Who is destroying the world?’ You are.

Lieutenant Thomas R. Gilligan, thirty-seven, was off duty and out of uniform, checking out TVs in an electronics store. He went to investigate the commotion and stopped James Powell, a ninth grader who had joined the mob of angry students. Powell was unarmed, according to witnesses. Gilligan maintained that the boy flashed a knife. He shot him three times. Two days later, Harlem erupted. Pierce told Carney, "You have the people who are angry. Justifably so. And then there's the police force. How are they going to defend this shit? Again! And city hall and the activists. And in the way back of the room, you can barely hear a little voice, and that's the family. They've lost a son. Somebody has to speak for them." "They're going to sue?" "Sue and win. You know they ain't going to fire the bastard." Sermon crept into his voice here. "What kind of message will that send--that their police force is accountable? We'll sue, and it will take years, and the city will pay because millions and millions are still cheaper than putting a true price on killing a black boy.

The Proofs Human society has devised a system of proofs or tests that people must pass before they can participate in many aspects of commercial exchange and social interaction. Until they can prove that they are who they say they are, and until that identity is tied to a record of on-time payments, property ownership, and other forms of trustworthy behavior, they are often excluded—from getting bank accounts, from accessing credit, from being able to vote, from anything other than prepaid telephone or electricity. It’s why one of the biggest opportunities for this technology to address the problem of global financial inclusion is that it might help people come up with these proofs. In a nutshell, the goal can be defined as proving who I am, what I do, and what I own. Companies and institutions habitually ask questions—about identity, about reputation, and about assets—before engaging with someone as an employee or business partner. A business that’s unable to develop a reliable picture of a person’s identity, reputation, and assets faces uncertainty. Would you hire or loan money to a person about whom you knew nothing? It is riskier to deal with such people, which in turn means they must pay marked-up prices to access all sorts of financial services. They pay higher rates on a loan or are forced by a pawnshop to accept a steep discount on their pawned belongings in return for credit. Unable to get bank accounts or credit cards, they cash checks at a steep discount from the face value, pay high fees on money orders, and pay cash for everything while the rest of us enjoy twenty-five days interest free on our credit cards. It’s expensive to be poor, which means it’s a self-perpetuating state of being. Sometimes the service providers’ caution is dictated by regulation or compliance rules more than the unwillingness of the banker or trader to enter a deal—in the United States and other developed countries, banks are required to hold more capital against loans deemed to be of poor quality, for example. But many other times the driving factor is just fear of the unknown. Either way, anything that adds transparency to the multi-faceted picture of people’s lives should help institutions lower the cost of financing and insuring them.

Mr. Colbert, the famous minister of Louis XIV, was a man of probity, of great industry and knowledge of detail, of great experience and acuteness in the examination of public accounts, and of abilities, in short, every way fitted for introducing method and good order into the collection and expenditure of the public revenue. That minister had unfortunately embraced all the prejudices of the mercantile system, in its nature and essence a system of restraint and regulation, and such as could scarce fail to be agreeable to a laborious and plodding man of business, who had been accustomed to regulate the different departments of public offices, and to establish the necessary checks and controls for confining each to its proper sphere. The industry and commerce of a great country he endeavoured to regulate upon the same model as the departments of a public office; and instead of allowing every man to pursue his own interest in his own way, upon the liberal plan of equality, liberty, and justice, he bestowed upon certain branches of industry extraordinary privileges, while he laid others under as extraordinary restraints.

It is my contention that the popular misuse of “do not judge” reveals just how far the discipline of sound biblical study has slipped in recent years. More than that, it sheds light on the state of our culture, a culture that seeks to avoid accountability and responsibility for personal actions. This current trend and mentality runs counter to the teachings of Scripture. For the collective teaching of the Bible insists that those who are created in the image of God are morally responsible to God and to one another. So to use “do not judge” as a means of dismissing oneself from moral responsibility would be to interpret it in a way that pits it against the rest of Scripture. We should remember that “all Scripture is God-breathed,” or inspired by the Holy Spirit, and as such it is without error and never contradicts itself (because God never contradicts himself). Therefore, it is always wise to interpret a given passage of Scripture by comparing it with the principles and teachings found elsewhere in Scripture. This provides a healthy check and balance and helps us avoid misinterpretations, logical inconsistencies, and inappropriate applications.

When I am high I couldn’t worry about money if I tried. So I don’t. The money will come from somewhere; I am entitled; God will provide. Credit cards are disastrous, personal checks worse. Unfortunately, for manics anyway, mania is a natural extension of the economy. What with credit cards and bank accounts there is little beyond reach....During one spree in London I spent several hundred pounds on books having titles or covers that somehow caught my fancy: books on the natural history of the mole, twenty sundry Penguin books because I thought it could be nice if the penguins could form a colony..... But then back on lithium and rotating on the planet at the same pace as everyone else, you find your credit is decimated, your mortification complete: mania is not a luxury one can easily afford. It is devastating to have the illness and aggravating to have to pay for medications, blood tests, and psychotherapy. They, at least, are partially deductible. But money spent while manic doesn’t fit into the Internal Revenue Service concept of medical expense or business loss. So after mania, when most depressed, you’re given excellent reason to be even more so.

I suspect, however, that the thing that confuses you about Ian is that he’s half Scot. In many ways he’s more Scot than English, which accounts for what you’re calling a ruthless streak. He’ll do what he pleases, when he pleases, and the devil fly with the consequences. He always has. He doesn’t care what anyone thinks of him or of what he does.” Pausing, Jordan glanced meaningfully at the couple who’d paused to look at a shrubbery on the front lawn. Ian was listening to Elizabeth intently, an expression of tenderness on his rugged face. “The other night, however, he cared very much what people thought of your lovely friend. In fact, I don’t like to think what he might have done had anyone actually dared to openly insult her in front of him. You’re right when you aren’t deceived by Ian’s civilized veneer. Beneath that he’s a Scot, and he has a temper to go with it, though he usually keeps it in check.” “I don’t think you’re reassuring me,” Alex said shakily. “I should be. He’s committed himself completely to her. That commitment is so deep that he even reconciled with his grandfather and then appeared with him in public, which I know was because of Elizabeth.” “What on earth makes you think that?” “For one thing, when I saw Ian at the Blackmore he had no plans for the evening until he discovered what Elizabeth was going to do at the Willingtons’. The next I knew, he was walking into that ball with his grandfather at his side. And that, my love, is what we call a show of strength.” She looked impressed by his powers of deduction, and Jordan grinned. “Don’t admire me too much. I also asked him. So you see, you’re worrying needlessly,” he finished reassuringly. “Scots are a fiercely loyal lot, and Ian will protect her with his life.” “He certainly didn’t protect her with his life two years ago, when she was ruined.” Sighing, Jordan looked out the window. “After the Willingtons’ ball he told me a little of what happened that long-ago weekend. He didn’t tell me much-Ian is a very private man-but reading between the lines, I’m guessing that he fell like a rock for her and then got the idea she was playing games with him.” “Would that have been so terrible?” Alexandra asked, her full sympathy still with Elizabeth. Jordan smiled ruefully at her. “There’s one thing Scots are besides loyal.” “What is that?” “Unforgiving,” he said flatly. “They expect the same loyalty as they give. Moreover, if you betray their loyalty, you’re dead to them. Nothing you do or say will change their heart. That’s why their feuds last from generation to generation.” “Barbaric,” Alexandra said with a shiver of alarm. “Perhaps it is. But then let’s not forget Ian is also half English, and we are very civilized.” Leaning down, Jordan nipped her ear. “Except in bed.

We are nobler. Loyalty, magnanimity, care for one's reputation: these three united in a single disposition we call noble, and in this quality we excel the Greeks. Let us not abandon it, as we might be tempted to do as a result of feeling that the ancient objects of these virtues have lost in estimation (and rightly), but see to it that this precious inherited drive is applied to new objects. To grasp how, from the viewpoint of our own aristocracy, which is still chivalrous and feudal in nature, the disposition of even the noblest Greeks has to seem of a lower sort and, indeed, hardly decent, one should recall the words with which Odysseus comforted himself in ignominious situations: 'Endure it, my dear heart! you have already endured the lowest things!' And, as a practical application of this mythical model, one should add the story of the Athenian officer who, threatened with a stick by another officer in the presence of the entire general staff, shook this disgrace from himself with the words: 'Hit me! But also hear me!' (This was Themistocles, that dextrous Odysseus of the classical age, who was certainly the man to send down to his 'dear heart' those lines of consolation at so shameful a moment.) The Greeks were far from making as light of life and death on account of an insult as we do under the impress of inherited chivalrous adventurousness and desire for self-sacrifice; or from Seeking out opportunities for risking both in a game of honour, as we do in duels; or from valuing a good name (honour) more highly than the acquisition of a bad name if the latter is compatible with fame and the feeling of power; or from remaining loyal to their class prejudices and articles of faith if these could hinder them from becoming tyrants. For this is the ignoble secret of every good Greek aristocrat: out of the profoundest jealousy he considers each of his peers to stand on an equal footing with him, but is prepared at any moment to leap like a tiger upon his prey, which is rule over them all: what are lies, murder, treachery, selling his native city, to him then! This species of man found justice extraordinarily difficult and regarded it as something nearly incredible; 'the just man' sounded to the Greeks like 'the saint' does among Christians. But when Socrates went so far as to say: 'the virtuous man is the happiest man' they did not believe their ears and fancied they had heard something insane. For when he pictures the happiest man, every man of noble origin included in the picture the perfect ruthlessness and devilry of the tyrant who sacrifices everyone and everything to his arrogance and pleasure. Among people who secretly revelled in fantasies of this kind of happiness, respect for the state could, to be sure, not be implanted deeply enough but I think that people whose lust for power no longer rages as blindly as that of those noble Greeks also no longer require the idolisation of the concept of the state with which that lust was formerly kept in check.

Lifting a goblet of wine to her lips, Evie glanced at him over the rim as she drank. “What is in that ledger?” “A lesson in creative record keeping. I’m sure you won’t be surprised to learn that Egan has been draining the club’s accounts. He shaves away increments here and there, in small enough quantities that the thefts have gone unnoticed. But over time, it totals up to a considerable sum. God knows how many years he’s been doing it. So far, every account book I’ve looked at contains deliberate inaccuracies.” “How can you be certain that they’re deliberate?” “There is a clear pattern.” He flipped open a ledger and nudged it over to her. “The club made a profit of approximately twenty thousand pounds last Tuesday. If you cross-check the numbers with the record of loans, bank deposits, and cash outlays, you’ll see the discrepancies.” Evie followed the trail of his finger as he ran it along the notes he had made in the margin. “You see?” he murmured. “These are what the proper amounts should be. He’s padded the expenses liberally. The cost of ivory dice, for example. Even allowing for the fact that the dice are only used for one night and then never again, the annual charge should be no more than two thousand pounds, according to Rohan.” The practice of using fresh dice every night was standard for any gaming club, to ward off any question that they might be loaded. “But here it says that almost three thousand pounds was spent on dice,” Evie murmured. “Exactly.” Sebastian leaned back in his chair and smiled lazily. “I deceived my father the same way in my depraved youth, when he paid my monthly upkeep and I had need of more ready coin than he was willing to provide.” “What did you need it for?” Evie could not resist asking. The smile tarried on his lips. “I’m afraid the explanation would require a host of words to which you would take strong exception.

Pokémon with a blue glow surrounding it in your menu simply indicates that you have caught this Pokémon in the last 24 hours. If you tap on a Pokémon, you can check its name, HP below the Pokémon, CP above the Pokémon, various traits, different attacks and the location and date you caught this particular Pokémon. You can rename your Pokémon by tapping the pencil next to its name.   You may also want to give your Pokémon a power up to boost its maximum health and CP, and thus making your Pokémon more powerful. This will cost you Stardust and Pokémon candy. If you wish to get rid of a Pokémon, you will want to tap the “Transfer” button in order to transfer your Pokémon to the Professor. Note that once you transfer a Pokémon to the Professor, this Pokémon will be lost forever and cannot be retrieved.   The last category features your items. In your items you will find all the items with their quantities you currently own. Pressing the trash allows you to toss an item if you wish to do so. Your maximum capacity is 350 items, but you can buy an upgrade in the Shop if you wish to expand your capacity.   An additional feature of the main menu is the Settings panel, which you will find in the upper right of your screen. If you open up the Settings, you can toggle the Music, Sound Effects, Vibration and Battery Saver. You may also revisit Professor Willow if you missed any of his speeches using the Quick Start option. Another feature is being able to sign out. This could be useful in case you wish to log in via another account. You can check the version of the application in the Settings too.   Toggling the Battery Save option will allow you to enter the Battery Save state. To enter this state simply tick the box and hold your device upside down. Your device will enter a battery saving state, indicated by a dark screen featuring the Pokémon Go logo, until held in its authentic state again. This feature is especially useful when your device is below 5% of its battery life. To utilize the remaining battery life to the fullest extent, simply hold your device upside down and put your device where it’s most comfortable for you. Mind that you may want to have your device in a position where you can still notice vibration, because whenever a Pokémon approaches you, your device will notify you through vibration, if you’ve enabled vibration in the Settings. Whenever your device vibrates, you can turn around your device with ease to continue playing without having to unlock your device. Note that you will not be notified when passing a gym or PokéStop.   The

• No matter how open we as a society are about formerly private matters, the stigma around our emotional struggles remains formidable. We will talk about almost anyone about our physical health, even our sex lives, but bring depression, anxiety or grief , and the expression on the other person would probably be "get me out of this conversation" • We can distract our feelings with too much wine, food or surfing the internet, • Therapy is far from one-sided; it happens in a parallel process. Everyday patients are opening up questions that we have to think about for ourselves, • "The only way out is through" the only way to get out of the tunnel is to go through, not around it • Study after study shows that the most important factor in the success of your treatment is your relationship with the therapist, your experience of "feeling felt" • Attachment styles are formed early in childhood based on our interactions with our caregivers. Attachment styles are significant because they play out in peoples relationships too, influencing the kind of partners they pick, (stable or less stable), how they behave in a relationship (needy, distant, or volatile) and how the relationship tend to end (wistfully, amiably, or with an explosion) • The presenting problem, the issue somebody comes with, is often just one aspect of a larger problem, if not a red herring entirely. • "Help me understand more about the relationship" Here, here's trying to establish what’s known as a therapeutic alliance, trust that has to develop before any work can get done. • In early sessions is always more important for patients to feel understood than it is for them to gain any insight or make changes. • We can complain for free with a friend or family member, People make faulty narratives to make themselves feel better or look better in the moment, even thought it makes them feel worse over time, and that sometimes they need somebody else to read between the lines. • Here-and-now, it is when we work on what’s happening in the room, rather than focusing on patient's stories. • She didn't call him on his bullshit, which this makes patients feel unsafe, like children's whose parent's don’t hold them accountable • What is this going to feel like to the person I’m speaking to? • Neuroscientists discovered that humans have brain cells called mirror neurons, that cause them to mimic others, and when people are in a heightened state of emotion, a soothing voice can calm their nervous system and help them stay present • Don’t judge your feelings; notice them. Use them as your map. Don’t be afraid of the truth. • The things we protest against the most are often the very things we need to look at • How easy it is, I thought, to break someone’s heart, even when you take great care not to. • The purpose on inquiring about people's parent s is not to join them in blaming, judging or criticizing their parents. In fact it is not about their parents at all. It is solely about understanding how their early experiences informed who they are as adults so that they can separate the past from the present (and not wear psychological clothing that no longer fits) • But personality disorders lie on a spectrum. People with borderline personality disorder are terrified of abandonment, but for some that might mean feeling anxious when their partners don’t respond to texts right away; for others that may mean choosing to stay in volatile, dysfunctional relationships rather than being alone. • In therapy we aim for self compassion (am I a human?) versus self esteem (Am I good or bad: a judgment) • The techniques we use are a bit like the type of brain surgery in which the patient remains awake throughout the procedure, as the surgeons operate, they keep checking in with the patient: can you feel this? can you say this words? They are constantly calibrating how close they are to sensitive regions of the brain, and if they hit one, they back up so as not to damage it.