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Once you have an idea about the type of MA plan you want, it’s time to check out the CMS “star” ratings that measure the quality of MA plans. Plans receive from 1 to 5 stars, with some half stars in between. These ratings are being cleverly used by CMS. First, they give quick and easily understood guidance to consumers. Beyond this, however, they also represent powerful carrots and sticks for insurers.
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Philip Moeller (Get What's Yours for Medicare: Maximize Your Coverage, Minimize Your Costs (The Get What's Yours Series))