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Every part of business that involves the movement of resources can be improved by learning from fungi.

The divine line "Bitcoin/Cryptocurrency is for criminals" is a cunning defensive strategy created by so called traditional financial services sector.

Biomimicry is critical in regard to using design as a way to solve problems in business. Biological ecosystems have invented solution after solution to all kinds of problems. The key is to learn to see nature through nature's eyes, and to speak nature's language and then to establish a continuous translation between biological ecosystems and human ecosystems.

DeFi boom is a very near equivalent of an apocalyptic event for the traditional financial institutions.

In crypto, everyday is not a green day, but true holders will later get paid.

Learning how cryptocurrency works is like learning a new language. It is incredibly difficult at the beginning, but once it clicks it will stick with you forever.

Most people think the big money in crypto is in day trading, but the holy grail in cryptocurrency industry right now is spotting the gems before the public knows about it. Understanding pre-sale, public sale and pre-exchange purchase arrangements is so vital for massive profits.

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The Decentralization of Finance is really good for humanity. Now that we circumvent can banks, exchanges and brokerages by using smart contracts on the blockchain… every person, every family, and every business will experience more freedom, more liberty, more opportunities, more power, more abundance, and more wealth. So DeFi is a win for humanity.

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Critique Economy, a largely discursive and academic mini-industry that seems to have consumed too much of the left's energy of late, as its actual institutional power has declined.

It is a very important and lucrative skill one can have that allows them to be able to see into the future and act toward it in the present.

The more you dig deeper into crypto the more you will discover you know little about so many things in life. Keep learning and never stop!

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The very principles of economics suggest that scarcity, validity, and demand can transform anything, even a stone, into a Store-of-Value (SoV). Such an event will happen only once in an era and we are extremely fortunate to be witnessing the birth of a new type of SoV, the Crypto.

Cryptocurrency is here to stay, so we hear on cryptosphere everyday. But there are some fundamental situations that needs to take place for this speculated ‘store of value’ to really have its foot to stand on, and that is, government’s ability to enforce taxation on businesses and individuals making gains with this currency. So, either we like it or not, crypto taxation needs to be enforced for government to really entertain any form of adoption. Asian countries dominates the cryptocurrency spaces but the governments are finding it a bit hard to really tax crypto transactions.

What do these decades-old international organizations see in an arcane digital technology built by the crypto-libertarians and Cypherpunks who gave us Bitcoin? It’s the prospect that this decentralized computing system could resolve the issue of social capital deficits that we discussed in the context of the Azraq refugee camp. By creating a common record of a community’s transactions and activities that no single person or intermediating institution has the power to change, the UN’s blockchain provides a foundation for people to trust that they can securely interact and exchange value with each other.

The long-standing arguments on whether to, or not to, enforce a crypto taxation laws or capital gains tax on cryptocurrency trading and transactions is glaringly coming to an end. It is believed that in order to legalize cryptocurrency as a legal tender, there would be need for documented cryptocurrency taxation by the government.

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As of today, the majority of Asian countries are still examining crypto technology and drafting their regulatory outlines. Better crypto tax regulations should come in the next few months or a year from now. Now, we can settle the argument on crypto taxation laws enforcement. It is very certain that it is just a matter of time for this event to unfold, collecting capital gains tax is just a time bomb waiting to explode in the cryptocurrency space, or else, the government will place outright ban on these commodities.

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Using an example of how this would work in a more relatable scenario. If you were to imagine a hacker accessing the computer system of your bank and transferring all your funds from your own account into his and deleting all evidence of the transaction, existing technology would not be able to pick this up and you would likely be out of pocket. In the case of a blockchain currency like Bitcoin, having one server hacked with a false transaction being inserted into the database would not be consistent with the same record across the other copies of the database. The blockchain would identify the transaction as being illegitimate and would ultimately reject it meaning the money in your account would be kept safe.

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Ethereum’s blockchain is a list of transactions involving the cryptocurrency Ether, a multitude of other tokens (including those representing CryptoKitties) and other related data, all of which is recorded on Ethereum.

The truth is that crypto-marketers use right-wing libertarian rhetoric in order to attract a particular audience because it is also one that is willing to part with their government-backed money.

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Crypto is the true ritual if you know your Babaláwo (mentor) well enough.

Platform cryptocurrencies: These cryptocurrencies are designed to get rid of middlemen, create markets, and even launch other cryptocurrencies. Ethereum is one of the biggest cryptos in this category. It provides a backbone for future applications. NEO is another prime example. Such cryptocurrencies are generally considered good long-term investments because they rise in value as more applications are created on their blockchain.

The fourth and final step, Brian predicted, would come in the form of blockchain apps that let people do things like borrow, lend, and invest without relying on a bank. Step four, he wrote, would mark the inauguration of Finance 2.0 and bring one billion people into the emerging crypto universe. If this was the future, then Coinbase’s master plan was to lay stepping-stones to Finance 2.0 while investing

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Un hotel che puntasse molto sugli automatismi potrebbe essere percepito allo stesso tempo come innovativo e all’avanguardia o come spietatamente orientato al profitto a scapito del personale umano.

Un ospite che fa self check-in a un chiosco non è solo il consumatore del servizio, ma ne è anche l’erogante. Se, e quando l’auto check-in diventerà la regola in hotel, la responsabilità del servizio si trasferirà in toto dall’operatore al front office all’ospite stesso (e, per proprietà transitiva, alla tecnologia utilizzata).

Se l’ospite fa check-in in maniera autonoma, allora il receptionist non dovrà conoscere il software gestionale necessario. Questo significa che si può aumentare il numero di esseri umani impiegabili a un costo minore, in quanto il loro lavoro diventa via via meno qualificato e che l’esperienza dell’ospite, in futuro, non sarà più soltanto il risultato del rapporto tra ospite e staff, ma tra ospite, staff e tecnologia presente in struttura.

A quei servizi che oggi comunemente accostiamo al segmento luxury si andrà ad aggiungere un nuovo plus: la certezza di essere accolti e accompagnati per tutta la durata del soggiorno da persone reali. L’ospite luxury del futuro potrebbe essere disposto a pagare un extra per questo servizio umano-centrico, esattamente come oggi sono disposti a pagarlo per oggetti fatti a mano, rispetto a quelli creati su larga scala.

Il solo fatto che una tecnologia sia adottabile non coincide necessariamente con il bisogno di adottarla.

Nel travel, e soprattutto nell’hospitality, ci troviamo in un limbo di tecno-analfabetismo: il cambiamento è a portata di mano, ma non abbiamo (ancora) i mezzi intellettuali per accettarlo e adottarlo.

Un mutamento d’opinione è iniziato dopo la pandemia di COVID-19. Anche i più tecnofobici, durante quegli interminabili mesi di quarantena del 2020, hanno dovuto scendere a patti con la tecnologia, fino alle scelte (prima di allora impensabili) di imprenditori storicamente tradizionalisti che hanno deciso abbandonare in toto gli uffici fisici per lo smart working, finalmente convinti dalle evidenze dei fatti della liceità del modello.

Se esiste un effetto positivo della pandemia del 2020, esso è sicuramente l’accelerazione nell’adozione della tecnologia in ogni campo. Il coronavirus ha creato un vero e proprio salto quantico in avanti di almeno dieci anni, se non in termini di qualità della tecnologia, almeno nell’ambito della sua accettazione e adozione da parte di luddisti, tecno-scettici e tecno-pessimisti.

Quando pensiamo al riscaldamento globale e all’impatto (drammaticamente alto) che il travel ha su di esso, la prima associazione mentale è quella dell’inquinamento aereo, ferroviario e automobilistico, non certo qualcosa di così “immateriale” come il cloud o la blockchain. Tuttavia i numeri relativi al consumo energetico sono allarmanti.

Caricando la propria coscienza nel cloud, non si avrebbe più bisogno di un corpo fisico e l’impatto ambientale degli esseri umani “uploadati” sarebbe esponenzialmente minore.

La domanda attorno alla superintelligenza non è più “se”, ma “quando”.

C’è da pensare che se mettessimo nella stessa stanza le menti (umane) più brillanti del pianeta arriverebbero alle medesime conclusioni di una superintelligenza, sebbene in tempi estremamente più lunghi.

Una cura universale per il cancro, il Santo Graal della medicina moderna, potrebbe essere raggiunta da una Super Intelligenza Artificiale mentre i suoi “competitor” biologici sono in pausa caffè.

Immaginiamo un’AI sviluppata per trovare una soluzione alla fame del mondo: essa, essendo goal-oriented e non condividendo la morale umana, potrebbe semplicemente decidere che il modo più facile, efficace e veloce per metter fine al problema sia quello di sterminare due miliardi di terrestri, piuttosto che inventare nuovi metodi di agricoltura.

Il raggiungimento di un AI superintelligente è una questione di “quando” non di “se”.

Siamo talmente abituati alla complessità distributiva che ormai l’accettiamo quasi come normale o come segno di un salutare “distribution mix” e, sebbene la situazione sia lievemente migliorata negli ultimi anni, grazie al consolidamento di Expedia Group, Booking Holdings e HotelBeds e al fallimento di vecchi dinosauri come Thomas Cook, i player in gioco rimangono ancora troppi.

Lungi dall’essere verticalizzata, la distribuzione alberghiera è ancora estremamente frammentata. Tuttavia, esiste un player che potrebbe cambiare le carte in tavola. Sto parlando, ovviamente, di Google.

Il vantaggio di Google su aziende come TripAdvisor, Trivago, Booking Holdings e Expedia Group è ovvio: la possibilità di intercettare il viaggiatore in tutti i micro momenti del viaggio.

Rispetto a qualunque altro formato, la realtà virtuale offre una ricchezza di significato (semantica) e di segni (semiotica) imparagonabile a qualsiasi altro mezzo comunicativo.

Grazie all’immersività della realtà virtuale, è possibile azzerare la distanza tra il punto di vista di chi voglio raggiungere e il punto di vista che gli voglio far conoscere.

Cos’è, esattamente, il metaverso? Può essere definito come una nuova realtà digitale che combina elementi di AR, VR, realtà mista, social networking, gioco online, shopping e lavoro. Alcuni potrebbero etichettarlo come realtà estesa (XR), ma è difficile affibbiare una label comunemente accettata al concetto perché – chiariamolo il prima possibile – il metaverso non esiste. Almeno, non ancora.

Il metaverso non è solo VR e AR, ma anche mixed reality. In pochi anni, potremmo essere in grado di unirci ai nostri amici a un concerto sotto forma olografica e goderci l’esperienza seduti sul nostro divano mentre i nostri compagni sono fisicamente all'evento.

Non mi sembra troppo inverosimile che, tra cinque anni, i Marriott e gli Hilton del mondo inizieranno a costruire meta-versioni dei loro hotel in Horizon, consentendo agli avatar/ospiti di incontrarsi con i loro amici nella hall, o fare brainstorming nelle sale riunioni virtuali, ovviamente a pagamento.

L’Estonia ha recentemente deciso di sperimentare (con successo) dei giudici-robot per risolvere tutte quelle controversie civili di minore entità (fino a 7.000 euro).

Quando accumuliamo compulsivamente miglia e punti, siamo principalmente guidati dalla chimica del nostro corpo: quando riceviamo una ricompensa, rilasciamo dopamina, una sostanza che svolge un ruolo importante nel comportamento umano.

Uno studio di J. D. Power ha dimostrato come gli ospiti che comprendono appieno come riscattare i propri punti hanno una soddisfazione complessivamente più elevata. La cattiva notizia è che, secondo lo stesso studio, solo la metà dei membri comprende come funziona effettivamente il processo.

Più i membri sono vicini alla ricompensa, più spesso acquistano per raggiungerla. In psicologia questo fenomeno è noto come “ipotesi dell’obiettivo gradiente” ed è stato studiato sin dagli anni Trenta. Pertanto dare ai membri obiettivi realistici e un modo trasparente per monitorare i loro progressi li farà acquistare sempre più spesso.

Potrei volare da Barcellona a Londra con Ryanair e poi soggiornare in un hotel a cinque stelle. Ryanair pensa che io sia il loro tipo di cliente, mentre l’hotel pensa che io sia un tipo di cliente a cinque stelle. In realtà potrei essere un viaggiatore più interessato al cuscino su cui dormo rispetto che al sedile su cui mi siedo per due ore. In questo modo, nessuno dei due brand comprenderà le mie reali preferenze di stile di vita finché non inizieranno a collaborare.

Gli albergatori devono essere abbastanza coraggiosi da iniziare a prepararsi per un futuro che non possono evitare.

È la nostra umanità che ci lega e il tocco umano è la più grande leva che abbiamo per migliorare il valore e l’esperienza che offriamo agli ospiti. Per raggiungere questo obiettivo, tuttavia, dobbiamo imparare a usare gli automatismi e a liberare il personale umano da compiti noiosi e ripetitivi.

La chiusura mentale, la mancanza di immaginazione e questa fiducia incrollabile nello status quo mal convivono con la realtà in cui viviamo, nella quale la velocità di innovazione tende a essere esponenziale, piuttosto che lineare.

Per comprendere la realtà, bisogna tornare alla maieutica socratica. Il sapere di non sapere come unico sapere possibile. Solo quando ci si libera dall’arroganza delle sovrastrutture mentali (il sé, l’ego) allora ci si riallinea con il divenire e si accetta, senza temerlo, il cambiamento.

La tecnologia è cambiamento, il cambiamento fa paura, ergo la tecnologia fa paura. Tuttavia essa fa paura perché non la si comprende, in quanto si cerca di interpretarla con schemi mentali pregiudiziali o, ancora peggio, la si subisce acriticamente.

Il nostro atteggiamento nei confronti della tecnologia dovrebbe essere questo: un misto di pragmatismo zen e curiosità intellettuale.

Kitanai, kiken, kitsui” è un modo di dire Giapponese, traducibile in “sporchi, pericolosi e umilianti” e si riferisce a quei lavori non qualificati e sottopagati che pochi sono disposti a fare. Fino a poco tempo fa, l’utilizzo di lavoratori non biologici era riservato quasi esclusivamente a queste 3K; tuttavia, negli ultimi anni, si è consolidata una nuova tendenza che vede il fenomeno dei robot, intelligenza artificiale e service automation sempre più in concorrenza con i lavoratori umani per impieghi più specializzati e meglio pagati.

Non è difficile immaginare un futuro, anche piuttosto prossimo, in cui milioni di persone perderanno qualsiasi tipo di valore economico e saranno difficilmente o per nulla impiegabili. Non è un caso che si cominci a parlare con insistenza di reddito minimo universale proprio ora: quando (e, si badi bene, non se) la forza-lavoro umana non specializzata sarà diventata superflua, queste persone non avranno più nessuna forma di sostentamento.

Sebbene uno scenario monopolista potrebbe non essere augurabile, è innegabile che il traveler’s journey, a oggi, sia quantomeno frammentario e dispersivo. Poter iniziare la ricerca, usufruire dei contenuti, finalizzare la prenotazione aerea e alberghiera e ricevere assistenza sulla destinazione senza mai uscire dall’ecosistema Google sarebbe un miglioramento esponenziale in termini di user experience.

Come il termine “googlare” è diventato ormai sinonimo di “cercare su un motore di ricerca”, in futuro lo stesso termine potrebbe essere sinonimo con “prenotare un hotel”.

Spesso gli albergatori (soprattutto quelli di piccole e medie dimensioni) spendono per una prenotazione diretta addirittura più di quello che versano in commissioni alle OTA. Credo sia un problema di percezione: quando un hotel firma un contratto con Booking.com sa che una prenotazione intermediata ha un costo dell’X%, mentre calcolare esattamente quanto “pesa” una prenotazione diretta è sicuramente un processo più difficile (e spesso subdolo).

C’è sicuramente una componente narcisistica nel ricevere molte prenotazioni dirette, ma se queste hanno un valore minore di quelle intermediate, allora la strategia complessiva va rivista.

Essere transumanista significa modificare il nostro approccio nei confronti di temi quali la vita, l’evoluzione e, in ultima analisi, la morte. Significa (ri)prendere il controllo su un’esistenza che, per milioni di anni, è sempre stata dettata da fattori esterni – come i limiti biologici, fisici e cognitivi intrinseci nella nostra specie e modellare la nostra vita in funzione delle nostre preferenze.

Il transumanista, come tutti gli uomini, riconosce i suoi limiti; ma, a differenza degli altri uomini, si ribella contro di essi.

Giustifichiamo le operazioni lasik per i forti miopi ma, se potessimo raggiungere una supervista a raggi X con un intervento simile, anche in assenza di miopia, dovremmo farlo? Sarebbe eticamente corretto? Il doppio standard è qui: se l’enhancement è curativo allora parliamo di progressi della medicina, senza grossi dubbi etici. Ma se è migliorativo, allora le cose si fanno più complicate.

Con la velocità alla quale si muove la tecnologia oggi, potremmo trovarci a scegliere tra il general manager aumentato e quello totalmente biologico molto prima di quello che pensiamo.

Argomenti come etnia, sessualità e orientamento politico potrebbero diventare variabili tutto sommato frivole, in confronto alla differenza di performance tra un individuo aumentato e uno completamente biologico.