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And we did. A study of middle-class families in Los Angeles found that just one in four families could fit a car in its garage. (It also found that mothers’ stress levels rose as they described their household mess.) Americans who struggled to afford health insurance and college could nevertheless buy lots of stuff, sometimes on credit.

The Atlantic puts it best: “It’s boring to point out that having more money affords you more food, more clothes, more housing, and more cars. But the richest families actually spend less on food, clothes, housing, and cars than the poorest families as a share of their income. The real difference between the rich and the poor is that the rich spend a larger share of their much larger income on insurance, education, and when you drill into the housing component, mortgages – all of which are directly related to building wealth, preserving wealth, and passing it down in the form of inheritance of direct investments in the lives of their children.

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