“
Freedom is the possibility of isolation. You are free if you can withdraw from people, not having to seek them out for the sake of money, company, love, glory or curiosity, none of which can thrive in silence and solitude. If you can't live alone, you were born a slave. You may have all the splendours of the mind and the soul, in which case you're a noble slave, or an intelligent servant, but you're not free. And you can't hold this up as your own tragedy, for your birth is a tragedy of Fate alone. Hapless you are, however, if life itself so oppresses you that you're forced to become a slave. Hapless you are if, having been born free, with the capacity to be isolated and self-sufficient, poverty should force you to live with others.
”
”
Fernando Pessoa (The Book of Disquiet)
“
It was not long before I discovered that withdrawing addicts lost their composure in exactly the same manner that careless millionaires lose their money: gradually, then suddenly.
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”
Andrew Davidson (The Gargoyle)
“
I don't purchase people with money, or hiss like a snake to attract their attention, all i do is to rest on my couch because i have the conviction that no human can progress with an exception without a power behind.
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”
Michael Bassey Johnson
“
For each now strives to isolate his person as much as possible from the others, wishing to experience within himself life's completeness, yet from all his efforts there results not life's completeness but a complete suicide, for instead of discovering the true nature of their being they lapse into total solitariness. For in our era all are isolated into individuals, each retires solitary within his burrow, each withdraws from the other, conceals himself and that which he possesses, and ends by being rejected of men and by rejecting them. He ammasses wealth in solitariness, thinking: how strong I am now and how secure, yet he does not know, the witless one, that the more he ammasses, the further he will sink into suicidal impotence. For he has become accustomed to relying upon himself alone has isolated himself from the whole as an individual, has trained his soul not to trust in help from others, in human beings and mankind, and is fearful only of losing his money and privileges he has acquired. In every place today the human mind is mockingly starting to lose its awareness of the fact that a person's true security consists not in his own personal, solitary effort, but in the common integrity of human kind.
”
”
Fyodor Dostoevsky (The Brothers Karamazov)
“
But rules for sustainability, like every workable social rule, would be put into place not to destroy freedoms, but to create freedoms or to protect them. A ban on bank robbing inhibits the freedom of the thief in order to assure that everyone else has the freedom to deposit and withdraw money safely. A ban on overuse of a renewable resource or on the generation of a dangerous pollutant protects vital freedoms in a similar way.
”
”
Donella H. Meadows (Limits to Growth: The 30-Year Update)
“
Imagine a person who enjoys alcohol, perhaps a bit too much. He has a quick three or four drinks. His blood alcohol level spikes sharply. This can be extremely exhilarating, particularly for someone who has a genetic predisposition to alcoholism.23 But it only occurs while blood alcohol levels are actively rising, and that only continues if the drinker keeps drinking. When he stops, not only does his blood alcohol level plateau and then start to sink, but his body begins to produce a variety of toxins, as it metabolizes the ethanol already consumed. He also starts to experience alcohol withdrawal, as the anxiety systems that were suppressed during intoxication start to hyper-respond. A hangover is alcohol withdrawal (which quite frequently kills withdrawing alcoholics), and it starts all too soon after drinking ceases. To continue the warm glow, and stave off the unpleasant aftermath, the drinker may just continue to drink, until all the liquor in his house is consumed, the bars are closed and his money is spent. The next day, the drinker wakes up, badly hungover. So far, this is just unfortunate. The real trouble starts when he discovers that his hangover can be “cured” with a few more drinks the morning after. Such a cure is, of course, temporary. It merely pushes the withdrawal symptoms a bit further into the future. But that might be what is required, in the short term, if the misery is sufficiently acute. So now he has learned to drink to cure his hangover. When the medication causes the disease, a positive feedback loop has been established.
”
”
Jordan B. Peterson (12 Rules for Life: An Antidote to Chaos)
“
The greatest fear of a professional investor, who manages money for a living, is capital withdrawals at the wrong time.
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”
Naved Abdali
“
I have to determine for myself, and not for other men. I don’t blame them, or think I am better than they; their circumstances are different. I would never choose to withdraw myself from the labour and common burden of the world; but I do choose to withdraw myself from the push and the scramble for money and position. Any man is at liberty to call me a fool, and say that mankind are benefited by the push and the scramble in the long-run. But I care for the people who live now and will not be living when the long-run comes. As it is, I prefer going shares with the unlucky.
”
”
George Eliot (Felix Holt: The Radical)
“
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Robinhood
“
What Is Trust? There are many different models and definitions of trust in the published literature. However, the focus of this book is to learn to build and maintain trust in the workplace. For this purpose, trust is defined as choosing to risk making something you value vulnerable to another person’s actions. When you trust someone, what you make vulnerable can range from concrete things such as money, a job, a promotion, or a particular goal, to less tangible things like a belief you hold, a cherished way of doing things, your “good name,” or even your sense of happiness and well being. Whatever you choose to make vulnerable to the other’s actions, you do so because you believe their actions will support it or, at the very least, will not harm it. Some people tend to extend trust to others easily and with little or no evidence it is warranted. They only withdraw their trust it if is betrayed. Others believe that people must earn their trust by demonstrating trustworthiness. Whether you tend to extend trust more or less easily, you do so by assessing the probability that the other person will support or harm what you value in the future. In this sense choosing to trust or distrust is a risk assessment.
”
”
Charles Feltman (The Thin Book of Trust; An Essential Primer for Building Trust at Work)
“
Freedom is the possibility of isolation. You are free if you can withdraw from people, not having to seek them out for the sake of money, company, love, glory or curiosity, none of which can thrive in silence and solitude. If you can’t live alone, you were born a slave.
”
”
Fernando Pessoa (The Book of Disquiet)
“
Listen very carefully. Because I'm only going to lay this out for you once. I'm no longer the easy prey I once was and if you go up against me I will make sure you end up behind bars. You've fraudulently pocketed the money from the video. Our lawyers already have a criminal suit against you ready to go. Unless you're particularly keen on jail, you will leave my family alone, and you will withdraw the video and return all that money to the people you stole it from."
Julia opened her mouth, but Trisha held up her hand and she closed it. "And if you do one thing to harm DJ"- because suddenly Trisha was sure Julia had something on DJ; her nineties-Bollywood-plot theory didn't seem so farfetched- "I will make sure that every one of the families you've preyed on to make money off their tragedies gets together and sues your ass until every penny you've ever leeched is gone. Now get out of my office. Get out of my building- which by the way is private property. Soliciting business here is illegal. So the next time you think of setting foot here, know that I will have security throw you out on your cowardly, pathetic ass.
”
”
Sonali Dev (Pride, Prejudice, and Other Flavors (The Rajes, #1))
“
Freedom is the possibility of isolation. You are free if you can withdraw from people, not having to seek them out for the sake of money, company, love, glory or curiosity, none of which can thrive in silence and solitude. If you can't live alone, you were born a slave. - The Book of Disquiet
”
”
Fernando Pessoa
“
Life is a tiring business indeed.
Soy sauce runs out. Milk runs out. Dishwashing detergent runs out. Lancôme lipsticks—I thought I had stockpiled several years' worth—run out. Dust underneath the dining table becomes dust balls. Newspapers and magazines pile up, and so does laundry. E-mail and junk mail keep coming. When occasion demands, I make myself presentable and I present myself. I listen to my sister's same old complaints on the phone. I withdraw money for my elderly mother, whose tongue works fine but whose body is a mess. I contact her caseworker. And now I have reached a stage in life when my own health is prone to betray me.
”
”
Minae Mizumura (The Fall of Language in the Age of English)
“
If your teacher is in a private, for-profit school, however, and you withdraw your child, then the owner of the school will quickly feel the effect in his pocket, and the bad teacher will be fired. In a free system the parent, the consumer, is the boss. Tooley found that private-school proprietors constantly monitor their teachers and follow up parents’ complaints. His team visited classrooms in various parts of India and Africa, and found teachers actually teaching in fewer of the government classrooms they visited than in private classrooms – sometimes little more than half as many. Despite having no public funds or aid money, the unrecognised private schools had better facilities such as toilets, electricity and blackboards. Their pupils also got better results, especially in English and mathematics. The
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”
Matt Ridley (The Evolution of Everything: How New Ideas Emerge)
“
Looking at international economic life brings to mind the ancient image of the world riding on the back of a turtle—only in reality, the turtle is a woman. She inches along, laboring just beneath the level of economic visibility, often blaming herself for not being able to bear more weight. Occasionally, she retreats into her shell, as if withdrawal were the only form of rebellion. But only when she upsets its balance will the world roll off her back.
”
”
Gloria Steinem (Moving Beyond Words: Essays on Age, Rage, Sex, Power, Money, Muscles: Breaking the Boundaries of Gender)
“
When investing in cryptocurrencies, one must exercise extreme caution. My capital investment was locked along with all of my returns at a binary investment firm, which was the exact issue I was having. Though I genuinely think there are legitimate businesses you can invest in, the difficulty is how to know for sure before making a decision. It was almost like watching a movie as the whole thing played out for me when I fell for these con artists posing as investors. Before it happened to me, I was unable to believe that such things exist. But when it turned out that I couldn't withdraw my money, I started looking for a way to get it back. Fortunately, through recommendations from others, I was introduced to a recovery agent named Fastfund Recovery. When I discovered that the scammers' website had been taken down, Fastfund Recovery was such a lifesaver; they were able to access it and helped me get my money back. I can't be more grateful. You can catch up with them by email.
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Well, buying an annuity means you give the insurance company a lump sum—say, $500,000 at age 60—and in return you get a guaranteed monthly payout (for example, $2,400 each month) for the rest of your life, however long that happens to be. Like all insurance, annuities aren’t free—insurance companies have to make money to stay in business!—but if your goal is to maximize the life experiences you can buy with the money you’ve earned, they’re a very sensible solution. That’s partly because, even after the insurance company’s fees, your monthly payouts amount to more than you would probably be willing to pay yourself if you wanted to make sure you didn’t outlive your money. For example, one popular rule of thumb for retirement spending is the “4 percent rule,” whereby you withdraw 4 percent from your savings each year of retirement. Well, with annuities, your annual payouts will probably amount to more than 4 percent of what you put into the annuity—and, unlike the 4 percent withdrawals, those payouts are guaranteed to continue for the rest of your life.
”
”
Bill Perkins (Die with Zero: Getting All You Can from Your Money and Your Life)
“
...but first the period of human isolation must conclude.'
'What isolation?' I asked him.
'That which is now reigning everywhere, especially in our age, but it is not all concluded yet, its term has not come. For everyone now strives most of all to separate his person, wishing to experience the fullness of life within himself, and yet what comes of all his efforts is not the fullness of life but full suicide, for instead of the fullness of self-definition, they fall into complete isolation. For all men in our age are separated into units, each seeks seclusion in his own hole, each withdraws from the others, hides himself, and hides what he has, and ends by pushing himself away from people and pushing people away from himself. He accumulates wealth in solitude, thinking: how strong, how secure I am now; and does not see, madman as he is, that the more he accumulates, the more he sinks into suicidal impotence. For he is accustomed to relying only on himself, he has separated his unit from the whole, he has accustomed his soul to not believing in people's help, in people or in mankind, and now only trembles lest his money and his acquired privileges perish. Everywhere now the human mind has begun laughably not to understand that a man's true security lies not in his own solitary effort, but in the general wholeness of humanity. But there must needs come a term to this horrible isolation, and everyone will at once realize how unnaturally they have separated themselves one from another. Such will be the spirit of the time, and they will be astonished that they sat in darkness for so long, and did not see the light...
”
”
Fyodor Dostoevsky (The Brothers Karamazov)
“
What about the Erdahl family?” “Kevin’s dad is withdrawing his money, obviously. Switching it to Hed instead. He wants to crush us, naturally. And if Kevin doesn’t get convicted in court for . . . everything that’s happened, then . . . well, he’ll be playing for Hed too. All our best players will follow him.” Peter leans against the wall. Smiles sadly. “So, good news and bad news, then.” “The good news is that you’re still GM. The bad is that I’m not sure we’re even going to have a club next season for you to be GM of.” He turns to go, but changes his mind. He looks
”
”
Fredrik Backman (Beartown (Beartown, #1))
“
In 2000, John Duthie won the Poker Million on the Isle of Man. He was in the newspapers, he was on television. The first player to win £1,000,000 outside America. Knowing himself, Duthie had the cleverest idea of all time: he put a chunk of the money away, for mortgages and children’s education, in a bank account that he opened jointly with his father-in-law. Brilliant. If it had been a joint account with his wife, he might have phoned her from a casino one desperate night and begged her to co-sign a big withdrawal slip. But a call like that to his wife’s father? Never.
”
”
Victoria Coren (For Richer, For Poorer: A Love Affair with Poker)
“
Whether we are squander ing resources by over- or underinvesting in microprocessors or steel can be revealed only by the message contained in the relative profita bility of rival firms in these industries. But this is precisely the infor mation we garble when we channel money toward one or another of the contenders. Deprived of its elimination process, the market would no longer be able to serve its function as a method for discov ering better and eliminating worse production techniques. Without the necessity of responding to consumers' wants or needs, businesses would never withdraw from unprofitable avenues of production
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Anonymous
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RFF
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An Act for establishing religious Freedom.
Section 1
Whereas, Almighty God hath created the mind free;
That all attempts to influence it by temporal punishments or burthens, or by civil incapacitations tend only to beget habits of hypocrisy and meanness, and therefore are a departure from the plan of the holy author of our religion, who being Lord, both of body and mind yet chose not to propagate it by coercions on either, as was in his Almighty power to do,
That the impious presumption of legislators and rulers, civil as well as ecclesiastical, who, being themselves but fallible and uninspired men have assumed dominion over the faith of others, setting up their own opinions and modes of thinking as the only true and infallible, and as such endeavouring to impose them on others, hath established and maintained false religions over the greatest part of the world and through all time;
That to compel a man to furnish contributions of money for the propagation of opinions, which he disbelieves is sinful and tyrannical;
That even the forcing him to support this or that teacher of his own religious persuasion is depriving him of the comfortable liberty of giving his contributions to the particular pastor, whose morals he would make his pattern, and whose powers he feels most persuasive to righteousness, and is withdrawing from the Ministry those temporary rewards, which, proceeding from an approbation of their personal conduct are an additional incitement to earnest and unremitting labours for the instruction of mankind;
That our civil rights have no dependence on our religious opinions any more than our opinions in physics or geometry,
That therefore the proscribing any citizen as unworthy the public confidence, by laying upon him an incapacity of being called to offices of trust and emolument, unless he profess or renounce this or that religious opinion, is depriving him injuriously of those privileges and advantages, to which, in common with his fellow citizens, he has a natural right,
That it tends only to corrupt the principles of that very Religion it is meant to encourage, by bribing with a monopoly of worldly honours and emoluments those who will externally profess and conform to it;
That though indeed, these are criminal who do not withstand such temptation, yet neither are those innocent who lay the bait in their way;
That to suffer the civil magistrate to intrude his powers into the field of opinion and to restrain the profession or propagation of principles on supposition of their ill tendency is a dangerous fallacy which at once destroys all religious liberty because he being of course judge of that tendency will make his opinions the rule of judgment and approve or condemn the sentiments of others only as they shall square with or differ from his own;
That it is time enough for the rightful purposes of civil government, for its officers to interfere when principles break out into overt acts against peace and good order;
And finally, that Truth is great, and will prevail if left to herself, that she is the proper and sufficient antagonist to error, and has nothing to fear from the conflict, unless by human interposition disarmed of her natural weapons free argument and debate, errors ceasing to be dangerous when it is permitted freely to contradict them.
”
”
Thomas Jefferson
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RFF
“
And in the business with Gauguin too, perhaps. Let’s wait and see. I thought that he was on the rocks, and there I was with money, and this boy who does better work than I do with none; so I said, He ought to have half of mine, and let him, if he likes. But if Gauguin isn’t on the rocks, then I am in no great hurry. And I withdraw my proposal categorically, and the only question left for me is simply this: if I looked for a comrade to work with, would it be a good thing, would it be to my brother’s advantage and mine, and would the other fellow lose by it, or would he gain? These are the questions that my mind is running on, but they’d have to come up against reality to become facts.
”
”
Vincent van Gogh (Delphi Complete Works of Vincent van Gogh (Illustrated) (Masters of Art Book 3))
“
JFK asked his brother, Attorney General Robert Kennedy, to break up organized crime. Nobody high-up in government has tangled the Mafia. J. E. Hoover, the hired hands of FBI and CIA, ran the assassination teams. They have been used since World War II. JFK was attempting to end the oil-tax depletion rip-offs, to get tax money from oil companies. JFK instituted the nuclear test ban treaty, often called “the kiss of death,” to oppose the Pentagon. JFK called off the Invasion of Cuba. He allowed Castro to live, antagonized narcotics and gambling, oil and sugar interests, formerly in Cuba. JFK asked his brother, Attorney General Robert Kennedy, to break up the CIA, the “hidden government behind my back.” Allen Dulles was fired. Dulles, the attorney for international multinationals, was angry. JFK planned to withdraw troops from Vietnam after the 1964 elections. Nov. 24, 1963, two days after JFK’s burial, the Pentagon escalated the Vietnam war … with no known provocations, after JFK was gone. There was no chance Kennedy could survive antagonizing the CIA, oil companies, Pentagon, organized crime. He was not their man. The assassination of JFK employed people from the Texas-Southwest. It was not a Southern plot. Upstarts could not have controlled the northern CIA, FBI, Kennedy family connections. This was a more detailed, sophisticated conspiracy that was to set the pattern for future murders to take place. The murder was funded by Permindex, with headquarters in Montreal and Switzerland. Their stated purpose was to encourage trade between nations in the Western world. Their actual purpose was fourfold: 1) To fund and direct assassinations of European, Mid-East and world leaders considered threats to the western world, and to Petroleum Interests of their backers. 2) Provide couriers, agents for transporting and depositing funds through Swiss Banks for Vegas, Miami and the international gambling syndicate. 3) Coordinate the espionage activities of White Russian Solidarists and Division V of the FBI, headed by William Sullivan. 4) Build, acquire and operate hotels and gambling casinos. See: Nomenclature of an Assassination Cabal, by William Torbitt.
”
”
Mae Brussell (The Essential Mae Brussell: Investigations of Fascism in America)
“
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RFF
“
Swamiji, I am puzzled about following your instruction. Suppose I never ask for food, and nobody gives me any. I should starve to death".
"Die then!" This alarming counsel split the air. Die if you must, Mukanda! Never believe that you live by the power of food and not by the power of God! He who has created every form of nourishment. He who has bestowed appetite, will inevitably see that His devotee is maintained. Do not imagine that rice sustains you nor that money or men support you. Could they aid if the Lord withdraws your life breath? They are His instruments merely. Is it by any skill of yours that food digests in your stomach? Use the sword of your discrimination, Mukanda! Cut through the chains of agency and perceive the Single Cause!
”
”
Parmahansa Yogananda (Autobiography of a Yogi)
“
This all sounds pretty ominous, but you haven’t seen anything yet. You must add the “multiplier effect” of bank lending practices. Practically no one is aware that, when you make a deposit of $1,000 at your favorite bank, they can now lend out $10,000 as a result of your deposit. It is called the “fractional reserve lending system,” that is, they are creating money out of thin air. (My own description of what they are doing is the world’s largest con game). It is all predicated on the theory that “everyone is not going to withdraw their money at the same time.” For a complete treatise on what is going on in banking I suggest, no, I beg you to read The Case Against The Fed, by Murray Rothbard. You can get it at the Ludwig von Mises Institute located in Auburn, AL.
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”
R. Nelson Nash (Becoming Your Own Banker: Unlock the Infinite Banking Concept)
“
At all times it is a bewildering thing to the poor weaver to see his employer removing from house to house, each one grander than the last, till he ends in building one more magnificent than all, or withdraws his money from the concern, or sells his mill, to buy an estate in the country, while all the time the weaver, who thinks he and his fellows are the real makers of this wealth, is struggling on for bread for his children, through the vicissitudes of lowered wages, short hours, fewer hands employed, etc. And when he knows trade is bad, and could understand (at least partially) that there are not buyers enough in the market to purchase the goods already made, and consequently that there is no demand for more; when he would bear and endure much without complaining, could he also see that his employers were bearing their share; he is, I say, bewildered and (to use his own word) "aggravated" to see that all goes on just as usual with the millowners. Large houses are still occupied, while spinners' and weavers' cottages stand empty, because the families that once filled them are obliged to live in rooms or cellars. Carriages still roll along the streets, concerts are still crowded by subscribers, the shops for expensive luxuries still find daily customers, while the workman loiters away his unemployed time in watching these things, and thinking of the pale, uncomplaining wife at home, and the wailing children asking in vain for enough of food--of the sinking health, of the dying life of those near and dear to him. The contrast is too great. Why should he alone suffer from bad times?
”
”
Elizabeth Gaskell (Mary Barton)
“
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Restrictionism, however, demands positive sacrifices from the national exchequer when it is carried out by the withdrawal of notes from circulation (say through the issue of interest-bearing bonds or through taxation) and their cancellation.
The unpopularity of restrictionism has other causes as well. Attempts to raise the objective exchange-value of money, in the circumstances that have existed, have necessarily been limited either to single States or to a few States and at the best have had only a very small prospect of simultaneous realization throughout the whole world. Now as soon as a single country or a few countries go over to a money with a rising purchasing power, while the other countries retain a money with a falling or stationary exchange-value, or one which although it may be rising in value is not rising to the same extent, then, as has been demonstrated above, the conditions of international trade are modified. In the country whose money is rising in value, exportation becomes more difficult and importation easier.
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”
Ludwig von Mises (The Theory of Money and Credit)
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With or without the Chinese, Calcutta was dead. Partition had deprived it of half its hinterland and burdened it with a vast dispirited refugee population. Even Nature had turned: the Hooghly was silting up. But Calcutta’s death was also of the heart. With its thin glitter, its filth and overpopulation, its tainted money, its exhaustion, it held the total Indian tragedy and the terrible British failure. Here the Indo-British encounter had at one time promised to be fruitful. Here the Indian renaissance had begun: so many of the great names of Indian reform are Bengali. But it was here, too, that the encounter had ended in mutual recoil. The cross-fertilization had not occurred, and Indian energy had turned sour. Once Bengal led India, in ideas and idealism; now, just forty years later, Calcutta, even to Indians, was a word of terror, conveying crowds, cholera and corruption. Its aesthetic impulses had not faded – there was an appealing sensibility in every Bengali souvenir, every over-exploited refugee ‘craft’ – but they, pathetically, threw into relief the greater decay. Calcutta had no leaders now, and apart from Ray, the film director, and Janah, the photographer, had no great names. It had withdrawn from the Indian experiment, as area after area of India was withdrawing, individual after individual. The British, who had built Calcutta, had ever been withdrawn from their creation; and they survived. Their business houses still flourished in Chownringhee; and to the Indians, products of the dead Indian renaissance, who now sat in some of the air-conditioned offices, Independence had meant no more than this: the opportunity to withdraw, British-like, from India. What then was the India that was left, for which one felt such concern? Was it no more than a word, an idea?
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In today’s digital age, online transactions have become the lifeblood of businesses and freelancers alike. Whether you’re a graphic designer working with international clients or an entrepreneur running an e-commerce store, having reliable payment solutions is crucial. Enter Skrill—a platform that promises fast, secure, and global payment services to streamline your financial interactions. But not all Skrill accounts are created equal; a verified account opens doors to enhanced features that can make all the difference in your operations. If you’re looking to elevate your online business or freelance career, buying a verified Skrill account might just be the smartest move you’ll make this year. Let’s dive into what makes these accounts so valuable and how you can get one today!
What is a Verified Skrill Account?
A verified Skrill account is a digital wallet that has undergone a stringent verification process. This means the user has provided the necessary identification and documentation to confirm their identity.
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What “verification” actually is (and why Revolut asks for it)
Verification — often called KYC (Know Your Customer) — is Revolut’s process to confirm who you are and whether you represent the person or business that opened the account. It’s not “gatekeeping”; it’s a legal requirement under anti‑money‑laundering (AML), counter‑terrorist financing (CTF) and fraud‑prevention rules that apply to regulated e‑money providers and banks. In practice that means Revolut will request an identity document (passport, national ID card, driver’s licence), usually alongside a selfie and sometimes proof of address or business documents for company accounts. When Revolut asks for documents, you’ll get an in‑app banner, push notification, or an email with instructions — the app is the primary place to submit evidence.
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Why this matters: verified status increases your transaction limits, opens features (e.g., crypto, investments, higher card limits) and reduces friction for normal payments — but it also binds the account to a legal identity. That’s why buying someone else’s “verified” account or submitting forged documents is both risky and often illegal.
The core benefits of being verified (what you gain legitimately)
Higher transfer and withdrawal limits — many features are restricted until identity checks are complete.
Access to regulated services — crypto trading, certain investments, and business features typically require verification.
Faster customer support and reduced friction — verified users trigger fewer manual checks during routine transactions.
Better fraud protections — banks and fintechs can respond faster to suspicious activity when the account is clearly tied to a verified identity.
These are legitimate outcomes of compliance, not arbitrary hoops.
Accepted documents — what Revolut commonly accepts (personal & business)
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When looking to buy verified Bybit accounts, price comparison is crucial. Different sellers may offer varying rates for similar accounts. Taking the time to investigate these differences can save you money.Start by checking multiple platforms that specialize in selling Bybit accounts. Look at user reviews and ratings to gauge reliability alongside pricing. A lower price might seem tempting but could reflect a lack of legitimacy.Consider not just the upfront cost but also any hidden fees associated with account transfers or future withdrawals. Some sellers may charge extra for features like enhanced security measures or customer support after purchase.Balancing affordability with trustworthiness ensures you make a wise investment while safeguarding your trading endeavors on this popular crypto platform.
What to Look for in a Seller Before You Buy Verified Bybit Accounts?
When considering a seller for verified Bybit accounts, trustworthiness is paramount. Look for sellers with positive reviews and testimonials from previous buyers. This can provide insight into their credibility.Transparency in the selling process is essential. A reliable seller will clearly outline what’s included with the account and any associated fees. Avoid vague descriptions or unclear terms.Check if they offer customer support. Responsive communication indicates that they are serious about service and willing to assist you after your purchase.Additionally, assess their payment options. Secure methods such as escrow services can protect both parties during transactions, reducing potential risks.Be cautious of prices that seem too good to be true; they often signal hidden issues or scams waiting to happen. Always prioritize quality over cost when selecting a seller for your Bybit account needs.
Is It Safe to Buy Verified Bybit Accounts from Third-Party Vendors From Smmbanks?
When considering purchasing verified Bybit accounts from third-party vendors smmbanks, safety should be your top priority. While some sellers may offer appealing deals, the risk of encountering scams is significant.It’s crucial to research each vendor thoroughly. Look for reviews and testimonials from previous buyers to gauge their reputation. A lack of transparency often signals a potential red flag.Additionally, ensure that the vendor adheres to legal guidelines regarding KYC verification. This can help protect you from future account issues with Bybit itself.Using secure payment methods can add another layer of protection during transactions. Avoid sharing sensitive information that could compromise your personal data or financial security.Taking these precautions can mitigate risks associated with buying verified Bybit accounts through third-party platforms.
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The world of cryptocurrency is rapidly evolving, and Binance stands at the forefront of this revolution. With millions of users worldwide, it has become one of the largest cryptocurrency exchanges in existence. But as traders flock to this platform, a vital question arises: What sets verified accounts apart from regular ones?
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Buy verified Binance accounts is a user profile on the Binance exchange that has undergone a thorough identification process. This verification typically involves submitting personal information and documents to confirm your identity.
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Introduction
Stripe has become one of the most popular payment gateways globally, powering millions of online businesses with secure, efficient, and scalable payment solutions. Verified Stripe accounts are crucial for business owners, entrepreneurs, and digital agencies to ensure smooth payment processing, high transaction limits, and enhanced trust with customers.
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In the ever-growing world of online payments, Skrill has established itself as one of the most reliable and widely accepted digital wallets. Used for everything from freelancing and ecommerce to trading and gaming, Skrill offers a fast, secure way to send and receive money globally. However, creating and verifying a Skrill account can be challenging for users in certain regions or for those without access to the necessary documentation. As a result, many people are now looking for a shortcut — to buy a verified Skrill account.
A verified Skrill account is one that has successfully passed Skrill’s identity and address verification processes. This usually includes uploading a government-issued ID (such as a passport or driver’s license), providing proof of address (like a utility bill or bank statement), and sometimes submitting a selfie for additional security. Once verified, the account has full access to all Skrill features — including higher transaction limits, account-to-account transfers, and bank withdrawals.
The demand to buy verified Skrill accounts is mainly driven by users who live in restricted countries, those who have had their original accounts suspended, or people who want to avoid the time-consuming verification process. For freelancers, crypto traders, affiliate marketers, or dropshippers, a verified Skrill account provides fast and flexible payment options with lower fees than traditional banking.
Verified accounts are often available for purchase on online forums, Telegram groups, and digital service marketplaces. These accounts are typically created using real or synthetic documents and are sold with full login credentials. Depending on the seller, you may also receive access to the email, phone number, and recovery options linked to the account. Aged accounts with existing transaction history are usually more expensive, as they’re considered more trustworthy and less likely to be flagged by Skrill’s security system.
While the idea of buying a verified Skrill account might seem convenient, it’s not without risks. First and foremost, buying or selling accounts is strictly against Skrill’s Terms of Service. If Skrill detects any suspicious activity — such as login from a new country, mismatched information, or irregular transaction patterns — the account can be frozen or permanently disabled without warning. This can lead to loss of funds, especially if the account is actively used for large transactions.
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For long-term use and peace of mind, it’s always recommended to open and verify your own Skrill account through official means. If that’s not possible due to regional restrictions, consider using legal alternatives like Payoneer, Wise, or crypto wallets that are supported in your area.
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In today’s fast-moving digital world, online payment systems are essential for global commerce, freelance work, and eCommerce platforms. Skrill, formerly known as Moneybookers, is one such digital wallet widely used for fast and secure money transfers across the globe. However, due to strict verification requirements, many people look to buy verified Skrill accounts to skip the long process.
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What Is a Verified Skrill Account?
A verified Skrill account is a user account that has completed Skrill’s full KYC (Know Your Customer) verification process. This includes:
Uploading government-issued ID
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Once verified, an account is considered trustworthy and gains access to more features, such as:
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There are many reasons someone might want to buy a verified Skrill account rather than go through the process of creating and verifying one themselves.
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Verification also ensures a higher level of security, helping to protect users’ assets while adhering to regulatory standards.
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Binance accounts are user accounts created on Binance, one of the largest cryptocurrency exchanges in the world. These accounts allow individuals and businesses to buy, sell, trade, and manage various cryptocurrencies such as Bitcoin, Ethereum, and many others. Binance offers both basic and advanced trading features, catering to both beginners and experienced traders.
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A Binance account works as a gateway for users to access a variety of cryptocurrency-related services offered by Binance, one of the world’s largest and most popular cryptocurrency exchanges. Here’s how it works:
Account Creation: To get started, users create an account on Binance by registering with an email address or mobile number. After registration, they can log in and access the platform’s features.
Identity Verification (KYC): To enhance security and comply with regulatory standards, users may need to complete the Know Your Customer (KYC) verification process. This involves submitting identification documents to confirm identity, which also unlocks higher withdrawal limits and additional features.
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Using verified Binance accounts offers several significant advantages for cryptocurrency traders and investors, making it an essential step for those looking to maximize their trading experience and security. Binance, being one of the largest and most popular cryptocurrency exchanges globally, provides a wide range of features and services that are unlocked once an account is fully verified. Below are the key benefits of using verified Binance accounts:
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One of the primary benefits of a verified Binance account is the ability to withdraw higher amounts of cryptocurrency and fiat. While unverified accounts have strict withdrawal limits, verified accounts allow users to withdraw much larger sums, which is crucial for active traders or those making larger transactions. This increased flexibility is especially valuable when dealing with substantial investments or frequent withdrawals.
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Verified Binance accounts open up access to advanced trading features such as margin trading, futures trading, and leveraged products. These tools allow users to engage in more complex and potentially profitable trading strategies. Verified accounts also unlock participation in the Binance Earn program, where users can stake their assets and earn passive income, along with other investment opportunities like savings and liquidity farming.
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In today’s digital landscape, having a verified PayPal account can open the doors to countless opportunities. Whether you're running an online business or simply looking for a safe way to send and receive money, PayPal has established itself as one of the most trusted platforms out there. But what if you don’t have the time or patience to go through the lengthy verification process? That’s where buying verified PayPal accounts comes into play.
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Buying a verified PayPal account can open up a world of opportunities for online transactions. With this type of account, you gain access to higher transaction limits and instant withdrawals, making it easier to manage your finances.
A verified status adds an extra layer of trust when dealing with vendors or clients. It enhances your credibility and reassures others that you're operating within the guidelines set by PayPal.
Additionally, having a verified account often means fewer restrictions on payments. This allows for smoother business operations without the hassle of holds or limitations on funds.
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For freelancers and entrepreneurs, a verified PayPal account is essential for receiving payments promptly. Speedy transactions can make all the difference in maintaining good relationships with clients.
In today’s digital economy, buying such an account could be a strategic move to elevate your online presence and boost financial flexibility.
Factors to Consider When Buying a Verified PayPal Account
When considering the purchase of a verified PayPal account, several factors come into play. First, verify the seller's credibility. Research online reviews and ratings to gauge their reputation.
Next, assess the account's age and transaction history. Older accounts with a solid track record are often less risky than newer ones.
Security is paramount. Ensure that two-factor authentication is enabled and check for any past issues related to fraud or disputes.
Pricing also matters. Compare prices across different platforms but be wary of deals that seem too good to be true; they often are.
Understand your intended use for the account. Different purposes may require unique features or limits on transactions, so choose wisely based on your needs and goals.
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When looking to buy verified PayPal accounts, the right platform can make all the difference. Here are 11 standout places that cater to this niche.
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Next, check out **Buy Verified Accounts**. They offer a variety of account types with clear descriptions, making it easy for you to find what fits your needs.
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When you buy from a trusted source like USAPVAMart, your verified Payoneer account typically includes:
✅ Login credentials
✅ Email access used for registration
✅ Uploaded identity documents (passport/NID/driver’s license)
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✅ Virtual bank details (optional)
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✅ PayPal
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Introduction to Verified LinkedIn Accounts
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In today’s digital economy, LinkedIn remains a cornerstone for online transactions, offering a secure and convenient platform for individuals and businesses worldwide. A verified LinkedIn account, which has undergone LinkedIn identity and financial verification process, provides enhanced functionality, higher transaction limits, and increased trust among users. However, the demand for verified LinkedIn accounts has led to a controversial market where individuals seek to purchase pre-verified accounts. This 1200-word guide explores the reasons behind buying verified LinkedIn accounts, the benefits, risks, legal considerations, and safer alternatives, helping you make an informed decision.
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✅Access: Unlocks higher withdrawal limits, fiat deposits/withdrawals, and P2P trading.
✅Without KYC, your account is limited and at risk. With KYC, you gain full functionality and protection.
✅Step 1: Create Your Official Bybit Account
✅Go to Bybit’s official website
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✅Step 2: Complete the KYC Process
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Requires detailed financial and corporate documents.
✅What you’ll need:
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✅Smartphone or webcam for a liveness check.
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✅Navigate to Account & Security → Identity Verification.
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✅Wait for approval — most cases are processed within minutes to 24 hours.
✅Step 3: Use Bybit’s Official Identity Transfer (Optional)
If you already control a verified account but want to move your identity to another account you also own, Bybit provides an Identity Transfer tool.
✅Key rules:
✅Your source account will be restricted for 24 hours.
✅Withdrawals may be limited for several days after transfer.
✅The target account must be unverified.
This is the only safe way to move a verified identity between accounts. Never use third-party “identity sellers.”
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✅Enable Google Authenticator (2FA).
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Why verification matters: access to higher limits, security, and compliance with terms of service.
1: Understanding Cash App Verification Requirements
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5: Recognizing and Avoiding Scams
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Network security: using trusted networks, avoiding public Wi-Fi for financial apps.
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Conclusion
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Mark Haddon
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That woman, the wife of the village policeman, is afraid you will find out how much she spends, so she withdraws until you have left. She is a secret eater of chocolate, which she buys from the housekeeping money her husband gives her. And then she takes cheap rancid ham and stale cheese and tells her husband it’s my fault. He ought to beat her.
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George Bellairs (Death in High Provence (Chief Inspector Littlejohn #27))
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Traditional financial planning would say you need to accumulate 20 times your current income, or $5 million in critical mass, to generate $250,000 of pretax income (assuming a 5% withdrawal rate). But if you aren’t required to pay tax, and the actual income you need is $125,000 without taxes, you really need to accumulate only 20 times $125,000, or a total critical mass of just $2.5 million within this structure. That means you get to your goal 50% faster or you get twice the spendable income if you reach your original goal of critical mass in the same time.
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Anthony Robbins (MONEY Master the Game: 7 Simple Steps to Financial Freedom (Tony Robbins Financial Freedom))
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America's legacy of oppression and dispossession of dark people is in large part met with the ethos of "We Shall Overcome," "Si Se Puede," and "We Gon' Be Alright." This is not to say that we have not resisted, rioted, rebelled, rightfully so and with righteous rage. It is these acts of rebellion that have allowed us to create a collective identity and, therefore, build schools, educate our children, use the church as a place of worship and community building, gather the best legal minds to argue for basic human rights, take to the streets as a demonstration of our commitment, and withdraw or withhold our money from companies and institutions that demean us and deny us. It is these acts that have allowed us to produce beautiful, visceral, and eloquent literature, photography, visual art, and films that explain and endure our suffering, soundscapes for all to enjoy (but which only those in the struggle can feel and heal from), body movements that express pain and joy simultaneously, food that can only be made from love, and a joy that cannot be replicated outside of the dark body. We have created in the void, defiant of the country's persistent efforts to killed and commodify us. Finding ways to matter.
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Bettina L. Love (We Want to Do More Than Survive: Abolitionist Teaching and the Pursuit of Educational Freedom)
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Virtually all brokerage firms offer individual retirement accounts (IRAs). There are two main types: traditional and Roth. The main difference between them is tax treatment. Traditional IRAs give you a tax deduction now, and tax-deferred growth for the money in the account; you pay taxes only when you begin to withdraw money. Roth IRAs give you no tax deduction now, but all of the money in the account grows tax-free as long as you don’t take it out early (the after-tax money you put in you can still access penalty-free if you need to).
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Michele Cagan (Real Estate Investing 101: From Finding Properties and Securing Mortgage Terms to REITs and Flipping Houses, an Essential Primer on How to Make Money with Real Estate (Adams 101 Series))
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As people accumulate more money, they become less dependent on public goods and, in turn, less interested in supporting them. If they get their way, through tax breaks and other means, personal fortunes grow while public goods are allowed to deteriorate. As public housing, public education, and public transportation become poorer, they become increasingly, then almost exclusively, used only by the poor themselves.[6] People then begin to denigrate the public sector altogether, as if it were rotten at the root and not something the rich had found it in their interest to destroy. The rich and the poor soon unite in their animosity toward public goods—the rich because they are made to pay for things they don’t need and the poor because what they need has become shabby and broken. Things collectively shared, especially if they are shared across class and racial divides, come to be seen as lesser. In America, a clear marker of poverty is one’s reliance on public services, and a clear marker of affluence is one’s degree of distance from them. Enough money brings “financial independence,” which tellingly does not signal independence from work but from the public sector. There was a time when Americans wished to be free of bosses. Now we wish to be free of bus drivers. We wish for the freedom to withdraw from the wider community and sequester ourselves in a more exclusive one, pulling further and further away from the poor until the world they inhabit becomes utterly unrecognizable to us.
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Matthew Desmond (Poverty, by America)
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The top 1% of the world’s wealthy control more than 50% of all wealth, according to Credit Suisse’s global wealth report. In the United States, the 1% own more wealth than the bottom 90%. The number of millionaires in the world has tripled in the decades since 2000. And the amount of the world’s wealth controlled by the bottom 50% of the global population? Under 3%. These inequalities are more than numbers. They are fuel for high emotions and mass social change. They have led to the rise of populist political movements and propelled a variety of unlikely candidates into power. The difference between the top 1% and all the rest gets our attention. So much for money. Let’s now consider something infinitely more valuable: happiness. Specifically, the happiness found in Bliss Brain. Here we also find huge inequalities. Historically, Bliss Brainers are a tiny percentage of the population. Few even attempt the journey to enlightenment, and of those who seek Nirvana, even fewer attain it. When a rare spiritual genius, such as Jesus or Buddha, reached that pinnacle, the event was so significant that it changed the entire course of world history. WITHDRAWING FROM EVERYDAY LIFE The lives of the great spiritual masters of history inspired others to follow their example. But like the saints, these aspirants could not reach enlightenment in the everyday world, with its demons and distractions. So for thousands of years, those committed to the spiritual path went to special places such as hermitages, wilderness retreats, monasteries, and convents. They exiled themselves from ordinary society in order to pursue nonordinary states of consciousness. They couldn’t achieve Bliss Brain amid the hubbub of society, so they turned their backs on it. The rest of society stayed in ordinary consciousness, driven by the desires and demons of the Default Mode Network (DMN). In my book Mind to Matter, I call this survival orientation “Caveman Brain.” It’s hard to find Bliss Brain when surrounded by Caveman Brain, and pulling yourself out of that environment and into a sacred space is usually a prerequisite for enlightenment. What percentage of the population undertook the journey? No census of enlightenment seekers is possible, but one proxy is the number entering religious seclusion. In the early 1300s, England had a monastic population of about 22,000, with another 10,000 in other religious occupations.
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Dawson Church (Bliss Brain: The Neuroscience of Remodeling Your Brain for Resilience, Creativity, and Joy)
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CHAPTER 4 THE ONE PERCENT The top 1% of the world’s wealthy control more than 50% of all wealth, according to Credit Suisse’s global wealth report. In the United States, the 1% own more wealth than the bottom 90%. The number of millionaires in the world has tripled in the decades since 2000. And the amount of the world’s wealth controlled by the bottom 50% of the global population? Under 3%. These inequalities are more than numbers. They are fuel for high emotions and mass social change. They have led to the rise of populist political movements and propelled a variety of unlikely candidates into power. The difference between the top 1% and all the rest gets our attention. So much for money. Let’s now consider something infinitely more valuable: happiness. Specifically, the happiness found in Bliss Brain. Here we also find huge inequalities. Historically, Bliss Brainers are a tiny percentage of the population. Few even attempt the journey to enlightenment, and of those who seek Nirvana, even fewer attain it. When a rare spiritual genius, such as Jesus or Buddha, reached that pinnacle, the event was so significant that it changed the entire course of world history. WITHDRAWING FROM EVERYDAY LIFE The lives of the great spiritual masters of history inspired others to follow their example. But like the saints, these aspirants could not reach enlightenment in the everyday world, with its demons and distractions. So for thousands of years, those committed to the spiritual path went to special places such as hermitages, wilderness retreats, monasteries, and convents. They exiled themselves from ordinary society in order to pursue nonordinary states of consciousness. They couldn’t achieve Bliss Brain amid the hubbub of society, so they turned their backs on it. The rest of society stayed in ordinary consciousness, driven by the desires and demons of the Default Mode Network (DMN). In my book Mind to Matter, I call this survival orientation “Caveman Brain.” It’s hard to find Bliss Brain when surrounded by Caveman Brain, and pulling yourself out of that environment and into a sacred space is usually a prerequisite for enlightenment. What percentage of the population undertook the journey? No census of enlightenment seekers is possible, but one proxy is the number entering religious seclusion. In the early 1300s, England had a monastic population of about 22,000, with another 10,000 in other religious occupations.
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Dawson Church (Bliss Brain: The Neuroscience of Remodeling Your Brain for Resilience, Creativity, and Joy)
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Over the next few hours, depositors tried to withdraw another $8 billion. But the Reserve Fund couldn’t sell assets fast enough to come up with the money. The shadow bank run was hidden from the public,
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Jacob Goldstein (Money: The True Story of a Made-Up Thing)
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Capital withdrawals by investors can torpedo investment strategies of money managers at the worst possible time.
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Naved Abdali
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Freedom is the possibility of isolation. You are free if you can withdraw from people, not having to seek them out for the sake of money, company, love, glory or curiosity, none of which can thrive in silence and solitude. If you can’t live alone, you were born a slave. You may have all the splendours of the mind and the soul, in which case you’re a noble slave, or an intelligent servant, but you’re not free. And you can’t hold this up as your own tragedy, for your birth is a tragedy of Fate alone. Hapless you are, however, if life itself so oppresses you that you’re forced to become a slave. Hapless you are if, having been born free, with the capacity to be isolated and self-sufficient, poverty should force you to live with others. This tragedy, yes, is your own, and it follows you.
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Fernando Pessoa (The Book of Disquiet)
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On 14 April, Gandhi addressed a large meeting in his ashram. The recent happenings in the city were, he said, ‘most disgraceful’. He had said ‘times without number that satyagraha admits of no violence, no pillage, no incendiarism; and still in the name of satyagraha, we burnt down buildings, forcibly captured weapons, extorted money, stopped trains, cut off telegraph wires, killed innocent people and plundered shops and private houses’. These events in Ahmedabad had ‘most seriously damaged the satyagraha movement’. Had ‘an entirely peaceful agitation followed my arrest’, added Gandhi, ‘the Rowlatt Act would have been out or on the point of being out of the Statute book today. It should not be a matter of surprise if the withdrawal of the Act is now delayed.’
Gandhi had now decided to ‘offer satyagraha against ourselves for the violence that has occurred’. This would take the form of a seventy-two-hour fast. Gandhi asked those assembled to also ‘observe a twenty-four-hour fast in slight expiation of these sins’.
Gandhi’s address, reported the Bombay government, ‘had a very beneficial effect and the disturbances at Ahmedabad practically came to an end on ...14th April’ itself.
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Ramachandra Guha (Gandhi 1915-1948: The Years That Changed the World)
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SEP-IRA (Self-Employment IRA) Another kind of IRA. As with a traditional IRA, you pay the taxes you owe when you withdraw money—for instance, at retirement age. Made for solopreneurs or companies with a few employees. If you side hustle, you can have a SEP in addition to a trad/Roth IRA and a 401(k), even if you do not work full-time for yourself. This is one of the biggest reasons I was able to hit my $100K goal. Take those tax-advantaged accounts and contribute as much as you can. Maximum yearly contribution: 25 percent of your income, up to $61,000. Solo 401(K) Similar to the employer-sponsored 401(k) plan, except that you’re your own sponsor! You can have a Roth and/or traditional IRA in addition to a solo 401(k). This is an option only if you’re self-employed full-time, and you cannot have both a SEP-IRA and a solo 401(k). Maximum yearly contribution: $20,500.
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Tori Dunlap (Financial Feminist: Overcome the Patriarchy’s Bullsh*t to Master Your Money and Build a Life You Love—A Personal Finance Handbook for Women, Mindful Spending, and Financial Literacy)
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Traditional 401(K) or 403(B) Account Typically offered by your employer, a 401(k) account allows you to invest a percentage of your wages for retirement. A 403(b) is the public sector’s equivalent to a 401(k). Investing through a 401(k) or 403(b) is one of the most advantageous ways to invest, since the government is giving you tax breaks. Your employer will sometimes match what you contribute, up to a certain percent. (FreE mONaY!) Remember from our Financial Game Plan that this is the trump card: if you have an employer match, take advantage of it. Maximum yearly contribution: $20,500, which means you can contribute any amount up to that limit. This does not include any employer match, so go crazy. (This and all other retirement account maximums are current for the 2022 tax year.) Individual Retirement Account (IRA) This is an individual retirement account, meaning it’s not tied to your employer. You have to open it up on your own, and it’s yours forever. Good news: you can have both a 401(k) and an IRA! Maximum yearly contribution: $6,000. You technically have fifteen and a half months to contribute that $6,000. The government lets you put money in your IRA during the twelve months of that year, plus the first months of the following year leading up to the tax filing deadline. A little confusing, but stay with me: if you want to contribute to your IRA in 2023, you will have from January to December 2023, plus January to April 15, 2024, to hit that $6,000 max. So, let’s say that you’re rounding out the year of contributions at $4,500. That means you have another three-ish months to get the full $6,000! More time, yay! If we’re already in the new year, and you want the money to specifically go to the previous year’s IRA, you simply need to specify that when you contribute. It’s usually as easy as checking a “previous year” box. Let’s talk about the most common retirement accounts. In addition to the differences above, 401(k) and IRA accounts come in two flavors: traditional and Roth. The main difference between these accounts is in how they’re taxed. In traditional accounts, you won’t pay any taxes on this money until you withdraw it at retirement. You get the tax benefits now. Roth accounts require tax payments now, so you don’t have to pay them later. You get the tax benefits later. In some cases, you can make both traditional and Roth contributions into the same account.
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Tori Dunlap (Financial Feminist: Overcome the Patriarchy’s Bullsh*t to Master Your Money and Build a Life You Love—A Personal Finance Handbook for Women, Mindful Spending, and Financial Literacy)
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This leads to “private opulence and public squalor,” a self-reinforcing dynamic that transforms our communities in ways that pull us further apart. It’s an old problem, one documented by the Roman historian Sallust in his first monograph, Bellum Catilinae, which recounts the political turmoil that roiled Rome in 63 b.c.e., during the time of Julius Caesar.[5] But the mid-century economist John Kenneth Galbraith popularized the predicament in his 1958 book, The Affluent Society. Galbraith did not spill much ink (or any ink, really) on the issue of exploitation. His great concern had to do with the fact that private fortunes were significantly outpacing investments in public services like schools, parks, and safety net programs. The process tends to begin gradually before accelerating under its own momentum. As people accumulate more money, they become less dependent on public goods and, in turn, less interested in supporting them. If they get their way, through tax breaks and other means, personal fortunes grow while public goods are allowed to deteriorate. As public housing, public education, and public transportation become poorer, they become increasingly, then almost exclusively, used only by the poor themselves.[6] People then begin to denigrate the public sector altogether, as if it were rotten at the root and not something the rich had found it in their interest to destroy. The rich and the poor soon unite in their animosity toward public goods—the rich because they are made to pay for things they don’t need and the poor because what they need has become shabby and broken. Things collectively shared, especially if they are shared across class and racial divides, come to be seen as lesser. In America, a clear marker of poverty is one’s reliance on public services, and a clear marker of affluence is one’s degree of distance from them. Enough money brings “financial independence,” which tellingly does not signal independence from work but from the public sector. There was a time when Americans wished to be free of bosses. Now we wish to be free of bus drivers. We wish for the freedom to withdraw from the wider community and sequester ourselves in a more exclusive one, pulling further and further away from the poor until the world they inhabit becomes utterly unrecognizable to us.
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Matthew Desmond (Poverty, by America)
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THE DIFFERENCE BETWEEN A TAX SHELTER AND TAX DEFERMENT The first lesson I learned was simple: not every tax break is scuzzy. Leona Helmsley, also known as the “Queen of Mean,” may have been sentenced to sixteen years in prison for tax evasion (ah, sweet justice), but there’s a big difference between legal and illegal tax avoidance. When I first started out, I didn’t have nearly as many tax-avoidance strategies as the rich did, but there are a few available to anyone, and taking advantage of every opportunity is absolutely critical. Tax sheltering means putting your money someplace where taxes no longer apply. Think of taxes as gravity in The Matrix, or logic in the Transformers movies. Even if it technically exists, it doesn’t apply to you. For example, if you invest in an index ETF and it goes up, it’s not reported on your tax return. If you earn interest on that account, ditto. Once your money is inside a tax shelter, you never get taxed on it again. This is because the money that goes into a tax-sheltering account has already been taxed. Tax deferment, on the other hand, is the process of taking a chunk of your income and choosing not to pay income taxes on it that year. Here’s how it works: You contribute a portion of your income to a tax-deferred account. The amount you contribute reduces your taxable income for that year, and accountants would call this contribution “deductible.” So, if you made $50,000 one year, and you chose to defer $10,000, then that year you would only be taxed as if you earned $40,000. That $10,000 you deferred gets put into a special account where it can grow tax-free, but if you withdraw it, it will be added on to your taxable income and you’ll pay taxes on it then. This is because money going into tax deferral hasn’t been taxed yet. To recap . . . Tax Shelter Tax Deferral Contributions are . . . Not deductible Deductible Growth/interest/dividends are . . . Tax-free Tax-free Withdrawals are . . . Tax-free Taxed as income
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Kristy Shen (Quit Like a Millionaire: No Gimmicks, Luck, or Trust Fund Required)
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don't want money that comes from depriving others of their homes. They all have a right to live, a chance." "Of course!" Gunter was impatient. "We've gone over all this before! But I tell you most of these people are trash, and no matter about that, they all will be put off that land, anyway. The government is going to buyout whoever has control. That will mean us, and that means we'll get a nice, juicy profit." "From the government? Your own government, Uncle?" Connie studied him coolly. "I fail to understand the sort of man who will attempt to defraud his own government. There are people like that, I suppose, but somehow I never thought I'd find one in my own family." "Don't be silly, child. You know nothing of business ... you aren't practical." "I suppose not. Only I seem to remember that a lot of worthwhile things don't seem practical at the moment. No, I believe I'll withdraw my investment in this deal and buy a small ranch somewhere nearby. I will have no part in it.
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Louis L'Amour (RIDERS OF THE WESTERN TRAILS: : The Second Louis L’Amour 4 Book Western Bundle - Showdown On The Hogback, Rider Of Lost Creek, The Rider Of The Ruby Hills, Ride, You Tonto Raiders!)
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In the case of Israel and Palestine, it can feel as though the situation is impossible and that the sides are unequal because Israel has more political power, nuclear weapons, and the support of the United States. You may be deceived by appearance. During the Vietnam War everyone saw that America was the big power and the Vietnamese were a tiny nation without weapons, technology, or the huge amount of money that the Americans had. But the Americans had to withdraw from Vietnam. We should not be too sure.
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Thich Nhat Hanh (Peace Begins Here: Palestinians and Israelis Listening to Each Other)
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she was sitting in the drive-through of the Dairy Queen Bank & Trust withdrawing money to pay an anonymous blackmailer who might have murdered Steve Chasen, and keeping it all a tidy secret from her long-lost boyfriend who had no idea they had a history together. She thought her head might explode.
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Stephanie Bond (Voodoo or Die (Voodoo in Mojo, #2))
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Even before the first Soviet tanks crossed into Afghanistan in 1979, a movement of Islamists had sprung up nationwide in opposition to the Communist state. They were, at first, city-bound intellectuals, university students and professors with limited countryside appeal. But under unrelenting Soviet brutality they began to forge alliances with rural tribal leaders and clerics. The resulting Islamist insurgents—the mujahedeen—became proxies in a Cold War battle, with the Soviet Union on one side and the United States, Pakistan, and Saudi Arabia on the other. As the Soviets propped up the Afghan government, the CIA and other intelligence agencies funneled millions of dollars in aid to the mujahedeen, along with crate after crate of weaponry. In the process, traditional hierarchies came radically undone.
When the Communists killed hundreds of tribal leaders and landlords, young men of more humble backgrounds used CIA money and arms to form a new warrior elite in their place. In the West, we would call such men “warlords.” In Afghanistan they are usually labeled “commanders.” Whatever the term, they represented a phenomenon previously unknown in Afghan history. Now, each valley and district had its own mujahedeen commanders, all fighting to free the country from Soviet rule but ultimately subservient to the CIA’s guns and money.
The war revolutionized the very core of rural culture. With Afghan schools destroyed, millions of boys were instead educated across the border in Pakistani madrassas, or religious seminaries, where they were fed an extreme, violence-laden version of Islam. Looking to keep the war fueled, Washington—where the prevailing ethos was to bleed the Russians until the last Afghan—financed textbooks for schoolchildren in refugee camps festooned with illustrations of Kalashnikovs, swords, and overturned tanks. One edition declared:
Jihad is a kind of war that Muslims fight in the name of God to free Muslims.… If infidels invade, jihad is the obligation of every Muslim.
An American text designed to teach children Farsi:
Tey [is for] Tofang (rifle); Javed obtains rifles for the mujahedeen
Jeem [is for] Jihad; Jihad is an obligation. My mom went to the jihad.
The cult of martyrdom, the veneration of jihad, the casting of music and cinema as sinful—once heard only from the pulpits of a few zealots—now became the common vocabulary of resistance nationwide. The US-backed mujahedeen branded those supporting the Communist government, or even simply refusing to pick sides, as “infidels,” and justified the killing of civilians by labeling them apostates. They waged assassination campaigns against professors and civil servants, bombed movie theaters, and kidnapped humanitarian workers. They sabotaged basic infrastructure and even razed schools and clinics.
With foreign backing, the Afghan resistance eventually proved too much for the Russians. The last Soviet troops withdrew in 1989, leaving a battered nation, a tottering government that was Communist in name only, and a countryside in the sway of the commanders. For three long years following the withdrawal, the CIA kept the weapons and money flowing to the mujahedeen, while working to block any peace deal between them and the Soviet-funded government. The CIA and Pakistan’s spy agency pushed the rebels to shell Afghan cities still under government control, including a major assault on the eastern city of Jalalabad that flattened whole neighborhoods. As long as Soviet patronage continued though, the government withstood the onslaught.
With the collapse of the Soviet Union in late 1991, however, Moscow and Washington agreed to cease all aid to their respective proxies. Within months, the Afghan government crumbled. The question of who would fill the vacuum, who would build a new state, has not been fully resolved to this day.
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Anand Gopal
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Imagine a drug that can intoxicate us, can infuse us with energy, and can do so when taken by mouth. It doesn’t have to be injected, smoked, or snorted for us to experience its sublime and soothing effects. Imagine that it mixes well with virtually every food and particularly liquids, and that when given to infants it provokes a feeling of pleasure so profound and intense that its pursuit becomes a driving force throughout their lives. Overconsumption of this drug may have long-term side effects, but there are none in the short term—no staggering or dizziness, no slurring of speech, no passing out or drifting away, no heart palpitations or respiratory distress. When it is given to children, its effects may be only more extreme variations on the apparently natural emotional roller coaster of childhood, from the initial intoxication to the tantrums and whining of what may or may not be withdrawal a few hours later. More than anything, our imaginary drug makes children happy, at least for the period during which they’re consuming it. It calms their distress, eases their pain, focuses their attention, and then leaves them excited and full of joy until the dose wears off. The only downside is that children will come to expect another dose, perhaps to demand it, on a regular basis. How long would it be before parents took to using our imaginary drug to calm their children when necessary, to alleviate pain, to prevent outbursts of unhappiness, or to distract attention? And once the drug became identified with pleasure, how long before it was used to celebrate birthdays, a soccer game, good grades at school? How long before it became a way to communicate love and celebrate happiness? How long before no gathering of family and friends was complete without it, before major holidays and celebrations were defined in part by the use of this drug to assure pleasure? How long would it be before the underprivileged of the world would happily spend what little money they had on this drug rather than on nutritious meals for their families?
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Gary Taubes (The Case Against Sugar)
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I have no doubt that she is sincerely desirous of seeing all the evils of suffering humanity remedied, and that she thinks this might easily be done, if Government would only undertake it. But, alas! that poor unfortunate personage, like Figaro, knows not to whom to listen, nor where to turn. The hundred thousand mouths of the press and of the platform cry out all at once:-- "Organize labour and workmen. "Do away with egotism. "Repress insolence and the tyranny of capital. "Make experiments upon manure and eggs. "Cover the country with railways. "Irrigate the plains. "Plant the hills. "Make model farms. "Found social workshops. "Colonize Algeria. "Suckle children. "Instruct the youth. "Assist the aged. "Send the inhabitants of towns into the country. "Equalize the profits of all trades. "Lend money without interest to all who wish to borrow." "Emancipate Italy, Poland, and Hungary." "Rear and perfect the saddle-horse." "Encourage the arts, and provide us with musicians and dancers." "Restrict commerce, and at the same time create a merchant navy." "Discover truth, and put a grain of reason into our heads. The mission of Government is to enlighten, to develop, to extend, to fortify, to spiritualize, and to sanctify the soul of the people." "Do have a little patience, gentlemen," says Government in a beseeching tone. "I will do what I can to satisfy you, but for this I must have resources. I have been preparing plans for five or six taxes, which are quite new, and not at all oppressive. You will see how willingly people will pay them." Then comes a great exclamation:--"No! indeed! where is the merit of doing a thing with resources? Why, it does not deserve the name of a Government! So far from loading us with fresh taxes, we would have you withdraw the old ones. You ought to suppress "The salt tax, "The tax on liquors, "The tax on letters, "Custom-house duties, "Patents." In
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Frédéric Bastiat (Essays on political economy)
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She sighed to herself, and longed to leave this place. It’d been four months now since everything came to its ugly conclusion. She opened the drawer to the sideboard beside her and stared down at the money she’d been withdrawing in lumps from her bank account over the last few months.
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T.M.E. Walsh (For All Our Sins (DCI Claire Winters #1))
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Heaven ain't some Swiss bank. You can't squirrel away money in some secret account up there and expect to make a withdrawal. You gotta do what you can before goin' into battle. That's the first rule of soldierin'.
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Hiroshi Sakurazaka (All You Need Is Kill)
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The Congressmen and Senators themselves had seen to it that bribery was the only way of doing business with them. Frequently they would introduce bills so bothersome to business that they would be offered handsome sums to withdraw them. The money would be accepted, since obtaining it was the only point of the enterprise, and the bill would be dropped. This technique was known as ‘the Strike’. Others would call it extortion.
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Hugh Brogan (The Penguin History of the USA)
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MONTH ONE ACTION PLAN Open a new checking account that is free of monthly maintenance fees. Notify your employer to have your direct deposit sent to the new account. Same with any automatic payments or transfers you make from your checking account—notify everyone of the new account. Balance your checkbook each month; verify all your withdrawals and deposits, and keep track that every bill you pay is recorded as a debit on your account. Open a new savings or money market account that is FDIC insured and carries a high APY. Make it a goal to build a savings account over time that has a balance large enough to cover up to eight months of living expenses. Sign up for automatic deposits into your savings account. If you have more than $100,000 at any one institution, make sure you understand the rules for getting full insurance coverage.
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Suze Orman (Women & Money: Owning the Power to Control Your Destiny)
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Never admit that you live by the power of food and not by the power of God! He who has created every form of nourishment, He who has bestowed appetite, will certainly see that His devotee is sustained! Do not imagine that rice maintains you, or that money or men support you! Could they aid if the Lord withdraws your life-breath? They are His indirect instruments merely. Is it by any skill of yours that food digests in your stomach? Use the sword of your discrimination, Mukunda! Cut through the chains of agency and perceive the Single Cause!
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Paramahansa Yogananda (The Autobiography of a Yogi ("Popular Life Stories"))
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As Fidel Castro’s M–26–7 forces increased their attacks, the Cuban army was forced to withdraw into the larger towns for safety. This caused ever-increasing pressure on Batista. The United States government stopped supplying the Batista régime with weapons and ammunition. In 1958, in spite of an all-out attack and heavy aerial bombings upon Castro’s guerrilla forces, known as “Operation Verano,” the rebels continued advancing. At that time Batista’s Army had 10,000 soldiers surrounding the Sierra Maestra Mountains and Castro had 300 men under his command, many of them former Batista soldiers who joined the rebels after being appalled by the abuses that they were ordered to carry out. By closing off the major roads and rail lines, Castro put Batista’s forces at a severe disadvantage. On January 1, 1959, with his pockets stuffed with money and an airplane full of art, Presidente Fulgencio Batista flew the coop. Flying to the Dominican Republic before continuing to Portugal some months later, he left Anselmo Alliegro Mila to serve as Acting President. The next day he was relieved and Carlos Manuel Piedra, who had served as the senior member of the Supreme Court, was appointed Provisional President for a day. It was in accordance with the 1940 Cuban constitution, but his appointment was opposed by the new leader, Fidel Castro.
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Hank Bracker
“
As Fidel Castro’s M–26–7 forces increased their attacks, the Cuban army was forced to withdraw into the larger towns for safety. This caused ever-increasing pressure on Batista. The United States government stopped supplying the Batista régime with weapons and ammunition. In 1958, in spite of an all-out attack and heavy aerial bombings upon Castro’s guerrilla forces, known as “Operation Verano,” the rebels continued advancing. At that time Batista’s Army had 10,000 soldiers surrounding the Sierra Maestra Mountains and Castro had 300 men under his command, many of them former Batista soldiers who joined the rebels after being appalled by the abuses that they were ordered to carry out. By closing off the major roads and rail lines, Castro put Batista’s forces at a severe disadvantage. On January 1, 1959, with his pockets stuffed with money and an airplane full of art, Presidente Fulgencio Batista flew the coop. Flying to the Dominican Republic before continuing to Portugal some months later, he left Anselmo Alliegro Mila to serve as Acting President. The next day he was relieved and Carlos Manuel Piedra, who had served as the senior member of the Supreme Court, was appointed Provisional President for a day. It was in accordance with the 1940 Cuban constitution, but his appointment was opposed by the new leader, Fidel Castro…. Piedra was 92 years old when he died in 1988.
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Hank Bracker
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It’s a common theme among the highly concentrated investors profiled in this book. Permanent capital—capital not subject to withdrawal or redemption—is an essential component for achieving high returns in concentrated portfolios because it offers the luxury of ignoring the short-term fluctuations of the market:65 Why would we want those artificial constraints? Lou had considerable periods in the dotcom bubble when the averages were outperforming Lou. It was years and he got well all at once. Nobody was saying to him, “How can you do this to us for three years running?” The money management business is not necessarily a good way to manage money if you are really trying to maximize your returns over 30 years.
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Allen C. Benello (Concentrated Investing: Strategies of the World's Greatest Concentrated Value Investors)
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however, the round trip was a very long one (fourteen months was in fact well below the average). It was also hazardous: of twenty-two ships that set sail in 1598, only a dozen returned safely. For these reasons, it made sense for merchants to pool their resources. By 1600 there were around six fledgling East India companies operating out of the major Dutch ports. However, in each case the entities had a limited term that was specified in advance – usually the expected duration of a voyage – after which the capital was repaid to investors.10 This business model could not suffice to build the permanent bases and fortifications that were clearly necessary if the Portuguese and their Spanish allies* were to be supplanted. Actuated as much by strategic calculations as by the profit motive, the Dutch States-General, the parliament of the United Provinces, therefore proposed to merge the existing companies into a single entity. The result was the United East India Company – the Vereenigde Nederlandsche Geoctroyeerde Oostindische Compagnie (United Dutch Chartered East India Company, or VOC for short), formally chartered in 1602 to enjoy a monopoly on all Dutch trade east of the Cape of Good Hope and west of the Straits of Magellan.11 The structure of the VOC was novel in a number of respects. True, like its predecessors, it was supposed to last for a fixed period, in this case twenty-one years; indeed, Article 7 of its charter stated that investors would be entitled to withdraw their money at the end of just ten years, when the first general balance was drawn up. But the scale of the enterprise was unprecedented. Subscription to the Company’s capital was open to all residents of the United Provinces and the charter set no upper limit on how much might be raised. Merchants, artisans and even servants rushed to acquire shares; in Amsterdam alone there were 1,143 subscribers, only eighty of whom invested more than 10,000 guilders, and 445 of whom invested less than 1,000. The amount raised, 6.45 million guilders, made the VOC much the biggest corporation of the era. The capital of its English rival, the East India Company, founded two years earlier, was just £68,373 – around 820,000 guilders – shared between a mere 219 subscribers.12 Because the VOC was a government-sponsored enterprise, every effort was made to overcome the rivalry between the different provinces (and particularly between Holland, the richest province, and Zeeland). The capital of the Company was divided (albeit unequally) between six regional chambers (Amsterdam, Zeeland, Enkhuizen, Delft, Hoorn and Rotterdam). The seventy directors (bewindhebbers), who were each substantial investors, were also distributed between these chambers. One of their roles was to appoint seventeen people to act as the Heeren XVII – the Seventeen Lords – as a kind of company board. Although Amsterdam accounted for 57.4 per cent of the VOC’s total capital, it nominated only eight out of the Seventeen Lords.
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Niall Ferguson (The Ascent of Money: A Financial History of the World)
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My life is not glamorous. I have no intention for it to be. I've seen enough real life TV series about the emotional price of "high end" shoes, the carving disappointment of documenting every cash withdrawal on lunch, dinner and beautified / colorized apparel, about the political correctness underwired in social media protesting instead of voting. Something about me feels more sympathy towards the guy who went for canned beer and cigarettes in the backyard at 2 pm rather than your 5 cents.
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Ioana Cristina Casapu
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Julius waited stone-faced as the other centurions scattered to their centuries, eager to make sure their men were ready for a forced march, none of them wanting to suffer the embarrassment of causing the cohort any delay in their headlong charge to the west. The tribune watched them go for a moment, then turned back to the heavily built centurion with a grim smile.
‘So, Centurion, what, you are wondering, have you done to have your expected position as Uncle Sextus’s deputy usurped by your colleague Clodius?’
Julius shrugged, his heavyset face impassive. ‘The Badger’s a good man, Tribune, more than capable of leading the cohort down a road and deploying them to wipe out a few hundred bandits. I’ll admit I’m curious though. Was it something I’ve done?’
Scaurus smiled, putting a hand on the big man’s shoulder. ‘Yes, Julius, it was something you’ve done. It was every little bit of professionalism you’ve displayed since I took this cohort under my command, every order given and every enemy killed. In the absence of the first spear you’re my best individual officer, and I’ve got a job that needs doing here that I can’t entrust to anyone less than my best centurion. We’re forced to withdraw our force from Tungrorum to deal with this new threat, but there’s enough money being held in the headquarters’ safe room to attract every thief and gang leader in this whole city, what with the pay chests and the proceeds of the grain fraud. I’m leaving you here, Julius, you and your century, and depending on you to make sure that nobody gets their grubby fingers on that money. I want a double-strength guard on the vault, and the rest of your men, whether eating, resting or sleeping, no more than a dozen heartbeats away. You can also keep Centurion Corvus’s wife and the wounded safe from harm while you’re at it, and relieve me of the trouble of carting that jar of naphtha around. As of this moment you’re free to kill anyone and everyone you suspect to be a threat to the emperor’s gold, without hesitation or fear of any repercussion. If we return that gold to the throne we will be congratulated and possibly even rewarded, but if we lose it again, having exposed its original loss and recapture to the throne’s eyes, the outcome will be altogether darker for everyone concerned. Do we understand each other, Centurion?
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Anthony Riches (The Leopard Sword (Empire, #4))