Wills And Estates Quotes

You hate America, don't you?' That would be as silly as loving it,' I said. 'It's impossible for me to get emotional about it, because real estate doesn't interest me. It's no doubt a great flaw in my personality, but I can't think in terms of boundaries. Those imaginary lines are as unreal to me as elves and pixies. I can't believe that they mark the end or the beginning of anything of real concern to a human soul. Virtues and vices, pleasures and pains cross boundaries at will.

As God adds his ‘Yes’ to your ‘Yes,’ as he confirms your will with his will, and as he allows you, and approves of, your triumph and rejoicing and pride, he makes you at the same time instruments of his will and purpose both for yourselves and for others. In his unfathomable condescension God does add his ‘Yes’ to yours; but by doing so, he creates out of your love something quite new – the holy estate of matrimony…

If you must be careless with your possessions, let it be in connection with material things. Your mind is your spiritual estate! Protect and use it with the care to which Divine Royalty is entitled. You were given a WILL-POWER for this purpose.

But what if he neglect the care of his soul? I answer: What if he neglect the care of his health or of his estate, which things are nearlier related to the government of the magistrate than the other? Will the magistrate provide by an express law that such a one shall not become poor or sick? Laws provide, as much as is possible, that the goods and health of subjects be not injured by the fraud and violence of others; they do not guard them from the negligence or ill-husbandry of the possessors themselves. No man can be forced to be rich or healthful whether he will or no. Nay, God Himself will not save men against their wills.

Some people--Samad for example--will tell you not to trust people who overuse the phrase "at the end of the day"--football managers, estate agents, salesmen of all kinds--but Archie's never felt that way about it. Prudent use of said phrase never failed to convince him that his interlocutor was getting to the bottom of things, to the fundamentals.

I want to give myself to you, Master; I have given myself to you." Peaking through her lashes, she found his eyes, saw the conflicting emotions swirling within the depths of the green. "Will you accept what I give you?

[Hating America] would be as silly as loving it,” I said. “It’s impossible for me to get emotional about it, because real estate doesn’t interest me. It’s no doubt a great flaw in my personality, but I can’t think in terms of boundaries. Those imaginary lines are as unreal to me as elves and pixies. I can’t believe that they mark the end or the beginning of anything of real concern to the human soul. Virtues and vices, pleasures and pains cross boundaries at will.

A will, an estate, could become about more than money, property, possessions. Who was left the most could be interpreted as who was loved the most. There were different sorts of greed. Of need.

Hence it is a mistake to think, that the supreme or legislative power of any common-wealth, can do what it will, and dispose of the estates of the subject arbitrarily, or take any part of them at pleasure.

We are taught by great actions that the universe is the property of every individual in it. Every rational creature has all nature for his dowry and estate. It is his, if he will. He may divest himself of it; he may creep into a corner, and abdicate his kingdom, as most men do, but he is entitled to the world by his constitution.

Things we wouldn't be willing to pay for if it meant giving up our house for them, or some pleasant or productive estate, we are quite ready to obtain at the cost of anxiety, of danger, of losing our freedom, our decency, our time.

I’ve found that just saying the word “treehouse” causes people to smile, no matter their age. It is like a password to the inner child’s sanctum, a place both exotic and familiar, a place of memories and dreams. The treehouse doesn’t bring us to the highest elevations. It doesn’t offer the broadest vistas. Yet even a shabby, ramshackle tree shelter—a few old boards held together with bent nails and a rope ladder—will radiate more joy than the swankest hilltop estate.

Estates are sometimes held by foolish forms, the breaking of a stick or the payment of a peppercorn. I was willing to hold the whole huge estate of earth and heaven by any such feudal fantasy. It could not well be wilder than the fact that I was allowed to hold it at all. At this stage I give only one ethical instance to show my meaning. I could never mix in the common murmur of the rising generation against monogamy, because no restriction on sex seemed so odd and unexpected as sex itself. To be allowed, like Endymion, to make love to the moon and then to complain that Jupiter kept his own moons in a harem seemed to me (bred on fairy tales like Endymion's) a vulgar anticlimax.Keeping to one woman is a small price for so much as seeing one woman. To complain that I could only be married once was like complaining that I could only be born once. It was incommensurate with the terrible excitement of which one was talking. It showed, not an exaggerated sensibility to sex, but a curious insensibility to it. A man is a fool who complains that he cannot enter Eden by five gates at once. Polygamy is a lack of the realization of sex; it is like a man plucking five pears in mere absence of mind.

In eighteenth-century England, a fad swept the upper class. Several families felt their estate needed a hermit, and advertisements were placed in newspapers for “ornamental hermits” who were slack in grooming and willing to sleep in a cave. The job paid well, and hundreds of hermits were hired, typically on seven-year contracts, with one meal a day included. Some would emerge at dinner parties and greet guests. The English aristocracy of this period believed hermits radiated kindness and thoughtfulness, and for a couple of decades it was deemed worthy to keep one around.

I have heard your orators speak on many questions. One among them the so-called vital question of money which is above all things the most coveted commodity but I, as a Jainist, in the name of my countrymen and of my country, would offer you as the medium of the most perfect exchange between us, henceforth and forever, the indestructible, the unchangeable, the universal currency of good will and peace, and this, my brothers and sisters, is a currency that is not interchangeable with silver and gold, it is a currency of the heart, of the good life, of the highest estate on the earth.

But Anne was asking herself why being queen mattered so much, when the chance for true love was hers for the seizing. And always she came back to the argument that the crown was hers for the seizing too. She had never seen marriage alone as an especially fulfilling estate for women. She had always wanted more in life – and more than she had ever dreamed of would soon, God willing, be in her grasp. There was so much that she could accomplish as queen.

One of the questions asked by al-Balkhi, and often repeated to this day, is this: Why do the children of Israel continue to suffer? My grandmother Dodo thought it was because the goyim were jealous. The seder for Passover (which is a shame-faced simulacrum of a Hellenic question-and-answer session, even including the wine) tells the children that it's one of those things that happens to every Jewish generation. After the Shoah or Endlösung or Holocaust, many rabbis tried to tell the survivors that the immolation had been a punishment for 'exile,' or for insufficient attention to the Covenant. This explanation was something of a flop with those whose parents or children had been the raw material for the 'proof,' so for a time the professional interpreters of god's will went decently quiet. This interval of ambivalence lasted until the war of 1967, when it was announced that the divine purpose could be discerned after all. How wrong, how foolish, to have announced its discovery prematurely! The exile and the Shoah could now both be understood, as part of a heavenly if somewhat roundabout scheme to recover the Western Wall in Jerusalem and other pieces of biblically mandated real estate. I regard it as a matter of self-respect to spit in public on rationalizations of this kind. (They are almost as repellent, in their combination of arrogance, masochism, and affected false modesty, as Edith Stein's 'offer' of her life to expiate the regrettable unbelief in Jesus of her former fellow Jews.) The sage Jews are those who have put religion behind them and become in so many societies the leaven of the secular and the atheist.

ETIENNE DELANCARRE Domingo Salvard,” said Sabetha, reading out loud from the lantern-lit plaque beside the building’s street entrance. “Master solicitor, bonded law-scribe, authorized notary, executor of wills and estates, Vadran translator and transcriber. Fortunes assured, justice delivered, enemies confounded. Reasonable rates.” Locke

Two weeks later General Kaledin received a deputation from his troops. 'Will you,' the asked, 'promise to divide the estates of the Cossack landlords among the working Cossacks?' 'Only over my dead body,' responded Kaledin. A month later, seeing his army melt away before his eyes, Kaledin blew out his brains. And the Cossack movement was no more...

By the end of the eighteenth century it had become clear that none of the estates or classes in the various countries was willing or able to become the new ruling class, that is to identify itself with the government as the nobility had done for centuries.8 The failure of the absolute monarchy to find a substitute within society led to the full development of the nation-state and its claim to be above all classes, completely independent of society and its particular interests, the true and only representative of the nation as a whole.

Real estate investing can make you wealthy, and it can make you wealthy faster than any other investment out there, if you are willing to work toward it. And that’s the key: work.

If you don't take care your customer,your competitor will.

Putting makeup on the face of your listing—before the big date—will increase its value in the eyes of buyers.

A source is always its own will.

Trump was no aberration or idiosyncrasy, as Mike saw it, but a reflection, a human mirror in which to see all we’d allowed ourselves to become. Sure, you could read the man for metaphors—an unapologetically racist real estate magnate embodying the rise of white property rights; a self-absorbed idiot epitomizing the rampant social self-obsession and narcissism that was making us all stupider by the day; greed and corruption so naked and endemic it could only be made sense of as the outsize expression of our own deepest desires—yes, you could read the man as if he were a symbol to be deciphered, but Mike thought it was much simpler than all that. Trump had just felt the national mood, and his particular genius was a need for attention so craven, so unrelenting, he was willing to don any and every shade of our moment’s ugliness, consequences be damned.

The extravagant schemes and immoderate expense of Duke Charles had already excited the suspicion of his Estates; and the mutual good-will betwixt the prince and people began to be exchanged for suspicion and distrust on the one side, and defiance on the other. The refractory disposition of the Estates had of late increased; for they had disapproved of various wars in which their Duke had needlessly embarked, and from his levying such large bodies of mercenary troops, they came to suspect he might finally employ the wealth voted to him by his subjects for the undue extension of his royal prerogative, and the destruction of the liberties of the people.

In eighteenth-century England, a fad swept the upper class. Several families felt their estate needed a hermit, and advertisements were placed in newspapers for “ornamental hermits” who were slack in grooming and willing to sleep in a cave.

English minister David Clarkson preached one of the most comprehensive and searching sermons on counterfeit gods ever written.113 About idolatry he said, “Though few will own it, nothing is more common.” If we think of our soul as a house, he said, “idols are set up in every room, in every faculty.” We prefer our own wisdom to God’s wisdom, our own desires to God’s will, and our own reputation to God’s honor. Clarkson looked at human relationships and showed how we have a tendency to make them more influential and important to us than God. In fact, he showed that “many make even their enemies their god . . . when they are more troubled, disquieted, and perplexed at apprehensions of danger to their liberty, estates, and lives from men” than they are concerned about God’s displeasure.114 The human heart is indeed a factory that mass-produces idols.

The old gentleman died: his will was read, and like almost every other will, gave as much disappointment as pleasure. He was neither so unjust, nor so ungrateful, as to leave his estate from his nephew;—but he left it to him on such terms as destroyed half the value of the bequest. Mr. Dashwood had wished for it more for the sake of his wife and daughters than for himself or his son;—but to his son, and his son's son, a child of four years old, it was secured, in such a way, as to leave to himself no power of providing for those who were most dear to him, and who most needed a provision by any charge on the estate, or by any sale of its valuable woods. The whole was tied up for the benefit of this child, who, in occasional visits with his father and mother at Norland, had so far gained on the affections of his uncle, by such attractions as are by no means unusual in children of two or three years old; an imperfect articulation, an earnest desire of having his own way, many cunning tricks, and a great deal of noise, as to outweigh all the value of all the attention which, for years, he had received from his niece and her daughters. He meant not to be unkind, however, and, as a mark of his affection for the three girls, he left them a thousand pounds a-piece.

Every rational creature has all nature for his dowry and estate. It is his, if he will. He may divest himself of it; he may creep into a corner, and abdicate his kingdom, as most men do, but he is entitled to the world by his constitution. In proportion to the energy of his thought and will, he takes up the world into himself.

After the riot in Chicago that Summer, I was greatly discouraged. But we had trained a group of about two thousand disciplined devotees of nonviolence who were willing to take blows without retaliation. We started out engaging in constitutional privileges, marching before real estate offices in all-white communities. And that nonviolent , disciplined, determined force created such a crisis in the city of Chicago that the city had to do something to change conditions. We didn’t have any Molotov cocktails, we didn’t have any bricks, we didn’t have guns, we just had the power of our bodies and our souls. There was power there, and it was demonstrated once more.

I asked Mr. Spenlow what he considered the best sort of professional business? He replied, that a good case of a disputed will, where there was a neat little estate of thirty or forty thousand pounds, was, perhaps, the best of all. In such a case, he said, not only were there very pretty pickings, in the way of arguments at every stage of the proceedings, and mountains upon mountains of evidence on interrogatory and counter-interrogatory (to say nothing of an appeal lying, first to the Delegates, and then to the Lords), but, the costs being pretty sure to come out of the estate at last, both sides went at it in a lively and spirited manner, and expense was no consideration.

Quadrant II is the important but not urgent. This may be the most important use of your time as an EntreLeader. The things that fall in this category impact the quality of your life and business possibly more than any other area. Examples of what falls into this area are exercise, strategic planning, goal setting, reading nonfiction leadership/business books, taking a class or three, relationship building, prayer, date night with your spouse, a day off devoted to brainstorming, doing your will/estate plan, saving money, and having the oil changed in your car. We can all agree that things that aren’t urgent but are important may be the most important activities we engage in as we look back at our life. The problem is we live in a society where the urge to be in motion, frenetic motion, at all times seems to be the spirit of the age. There is something about a quad II activity that causes you to pause and let a breath out, sigh, then engage in it. Activities like the ones mentioned above are the building blocks of a high-quality life and business, and yet because they are not urgent they seem to be some of the things we avoid the most.

Other people's houses are right on top of this one," he said. "I think they could take one step and be in our living room." "You haven't seen the courtyard yet, Gregori. The house opens up to a courtyard in the back, and it's immense and in quite good shape." Savannah began heading up the stairs, ignoring his grousing. "I hate to think what you would call bad shape," he muttered as he followed her upstairs. "I wonder why everything is so dusty," Savannah said. "I had the real estate people come in and clean and get things ready for our arrival." "Do not touch anything," Gregori hissed softly, and very gently caught her shoulders to put her behind him. "What is it?" Instinctively she lowered her voice and looked around, trying to see if there was some danger she had been unable to sense. "If people came and made up the bed and prepared the house for your arrival, then they would have removed the dust too." "Maybe they're incredibly incompetent," she suggested hopefully. Gregori glanced at her and found the hard edge of his mouth softening. She was making him want to smile all the time, even in the most serious of situations. "I am certain any company would work overtime trying to make you happy, ma petite. I know I do." She blushed at the memory of how he did so. "So why all the dust?" she asked, deliberately distracting him. "I think Julian left us a message. You have remained with humans so long, you see only with your eyes." Savannah rolled her eyes at the reprimand. "And you've lived in the hills so long,you've forgotten how to have fun." The pale eyes slid over her, wrapping her in heat. "I have my own ideas of fun, cherie. I would be willing to show you if you like," he offered wickedly. Her chin lifted, blue eyes challenging. "If you think you're scaring me with your big-bad-wolf routine,you're not," she said. He could hear her heart beat. Smell her scent calling to him. "Perhaps I will think of something to change that," he cautioned her.

One of these men told me at a book festival that if he did not transgress too many boundaries in his marriage, there would always be a comforting pair of slippers warming for him by the fire...Will there ever be a comforting pair of slippers (pink, feathered) warming for me by the egg-shaped fireplace? Not unless I became a female character in a vintage Hollywood movie and paid a housekeeper to put them there.

You hate America, don't you?' 'That would be as silly as loving it,' I said. 'It's impossible for me to get emotional about it, because real estate doesn't interest me. It's no doubt a great flaw in my personality, but I can't think in terms of boundaries. Those imaginary lines are as unreal to me as elves and pixies. I can't believe that they mark the end or the beginning of anything of real concern to a human soul. Virtues and vices, pleasures and pains cross boundaries at will.

There are two inevitable conditions of life, confronting all of us, which destroy its whole meaning; (1) death, which may at any moment pounce upon each of us; and (2) the transitoriness of all our works, which so soon pass away and leave no trace. Whatever we may do--found companies, build palaces and monuments, write songs and poems--it is all not for long time. Soon it passes away, leaving no trace. And therefore, however we may conceal it from ourselves, we cannot help seeing that the significance of our life cannot lie in our personal fleshly existence, the prey of incurable suffering and inevitable death, nor in any social institution or organization. Whoever you may be who are reading these lines, think of your position and of your duties--not of your position as landowner, merchant, judge, emperor, president, minister, priest, soldier, which has been temporarily allotted you by men, and not of the imaginary duties laid on you by those positions, but of your real positions in eternity as a creature who at the will of Someone has been called out of unconsciousness after an eternity of non-existence to which you may return at any moment at his will. Think of your duties-- not your supposed duties as a landowner to your estate, as a merchant to your business, as emperor, minister, or official to the state, but of your real duties, the duties that follow from your real position as a being called into life and endowed with reason and love.

The panic was blamed on many factors—tight money, Roosevelt’s Gridiron Club speech attacking the “malefactors of great wealth,” and excessive speculation in copper, mining, and railroad stocks. The immediate weakness arose from the recklessness of the trust companies. In the early 1900s, national and most state-chartered banks couldn’t take trust accounts (wills, estates, and so on) but directed customers to trusts. Traditionally, these had been synonymous with safe investment. By 1907, however, they had exploited enough legal loopholes to become highly speculative. To draw money for risky ventures, they paid exorbitant interest rates, and trust executives operated like stock market plungers. They loaned out so much against stocks and bonds that by October 1907 as much as half the bank loans in New York were backed by securities as collateral—an extremely shaky base for the system. The trusts also didn’t keep the high cash reserves of commercial banks and were vulnerable to sudden runs.

While he talked, however, he was criticising her, comparing the laziness of her attitude with the brisk and respectful alertness of other women when he talked. He knew that these other women belonged to a different class; his wife, the parson’s wife, the wives of the inspectors on other estates, these were not, of course, in the same sphere as the new mistress of Kleinwalde; but she was only a woman, and dress up a woman as you will, call her by what name you will, she is nothing but a woman, born to help and serve, never by any possibility even equal to a clever man like himself.

You hate America, don’t you?” she said. “That would be as silly as loving it,” I said. “It’s impossible for me to get emotional about it, because real estate doesn’t interest me. It’s no doubt a great flaw in my personality, but I can’t think in terms of boundaries. Those imaginary lines are as unreal to me as elves and pixies. I can’t believe that they mark the end or the beginning of anything of real concern to a human soul. Virtues and vices, pleasures and pains cross boundaries at will.” “You’ve changed so,” she said. “People should be changed by world wars,” I said, “else what are world wars for?

The colony can change a man if he willing and there be things he can do here that he can't do nowhere else. Regard this, coming to a land where a man can seduce, rape or sodomise any niggerwoman or boy or girl he wish and there be nothing that nobody goin' do, for every other white man be doing the same...Negro take heed of the case of William Clarke, who rape and strangle five negro girl but nobody arrest until he kill Worthy Park Estate most expensive slave and get lock up for destroying property, not murder. But that don't stop the white man. As for the white woman, she can only turn her eye and sip tea.

In his Discourses, Epictetus imagines having a conversation with Zeus, in which Zeus explains his predicament in the following terms: “Epictetus, had it been possible I should have made both this paltry body and this small estate of thine free and unhampered. … Yet since I could not give thee this, we have given thee a certain portion of ourself, this faculty of choice and refusal, of desire and aversion.” He adds that if Epictetus learns to make proper use of this faculty, he will never feel frustrated or dissatisfied.26 He will, in other words, retain his tranquility—and even experience joy—despite the blows Fortune might deal him.

Listen well,” he said when he could finally trust himself to speak. “Before this conversation began, I was fully determined to make her my wife. But were it possible to increase my resolve, your words just now would have done it. Do not doubt me when I say that Lillian Bowman is the only woman on this earth whom I would ever consider marrying. Her children will be my heirs, or else the Marsden line stops with me. From now on my overriding concern is her well-being. Any word, gesture, or action that threatens her happiness will meet with the worst consequences imaginable. You will never give her cause to believe that you are anything but pleased by our marriage. The first word I hear to the contrary will earn you a very long carriage ride away from the estate. Away from England. Permanently.” “You can’t mean what you are saying. You are in a temper. Later, when you have calmed yourself, we will—” “I’m not in a temper. I’m in deadly earnest.” “You’ve gone mad!” “No, my lady. For the first time in my life I have a chance at happiness— and I will not lose it.” “You fool,” the countess whispered, trembling visibly with fury. “Whatever comes of it, marrying her will be the least foolish thing I’ve ever done,” he replied, and took his leave of her with a shallow bow. -Marcus & his mother

Consider it a Solstice and birthday present in one.' He gestured to the house, the gardens, the grounds that flowed to the river's edge. With a perfect view of the Rainbow at night, thanks to the land's curve. 'It's yours. Ours. I purchased it on Solstice Eve. Workers are coming in two days to begin clearing the rubble and knock down the rest of the house.' I blinked again, long and slow. 'You bought me an estate?' 'Technically, it will be our estate, but the house is yours. Build it to your heart's content. Everything you want, everything you need- build it.' The cost alone, the sheer size of this gift had to astronomical. 'Rhys.' He paced a few steps, running his hands through his blue-black hair, his wings tucked in tight. 'We have no space at the town house. You and I can barely fit everything in the bedroom. And no one wants to be at the House of Wind.' He again gestured to the magnificent estate around us. 'So build a house for us, Feyre. Dream as wildly as you want. It's yours.' I didn't have words for it. What cascaded through me. 'It- the cost-' 'Don't worry about the cost.' 'But...' I gaped at the sleeping, tangled land, the ruined house. Pictured what I might want there. My knees wobbled. 'Rhys- it's too much.' His face became deadly serious. 'Not for you. Never for you.' He slid his arms around my waist, kissing my temple. 'Build a house with a painting studio.' He kissed my other temple. 'Build a house with an office for you, and one for me. Build a house with a bathtub big enough for two- and for wings.' Another kiss, this time to my cheek. 'Build a house with a garden for Elain, a training ring for the Illyrian babies, a library for Amren, and an enormous dressing room for Mor.' I choked on a laugh at that. But Rhys silenced it with a kiss to my mouth, lingering and sweet. 'Build a house with a nursery, Feyre.' My heart tightened to the point of pain, and I kissed him back. Kissed him again and again, the property wide and clear around us. 'I will,' I promised.

On problems finding female ancestors,of any background, remember "I cannot put gas in my car without a note from my husband. The Car, the house, and everything else I think that I own is in his name. When I die, I cannot decide who will receive my personal effects. If he dies first I may be allowed to stay in my own home, or may be given a certain number of days to vacate the premises. Any real estate I inherit from my husband is not mine to sell of devise in a will. All the money I earn belongs to my husband. I cannot operate or engage in business in my own name. If my ancestor is enslaved, I cannot marry, may not be allowed to raise my own children, join a church, travel freely, own property or testify against those who harm me.

Though all the brilliant intellects of the ages were to concentrate upon this one theme, never could they adequately express their wonder at this dense darkness of the human mind. Men do not suffer anyone to seize their estates, and they rush to stones and arms if there is even the slightest dispute about the limit of their lands, yet they allow others to trespass upon their life—nay, they themselves even lead in those who will eventually possess it. No one is to be found who is willing to distribute his money, yet among how many does each one of us distribute his life! In guarding their fortune men are often closefisted, yet, when it comes to the matter of wasting time, in the case of the one thing in which it is right to be miserly, they show themselves most prodigal. And so I should like to lay hold upon someone from the company of older men and say: "I see that you have reached the farthest limit of human life, you are pressing hard upon your hundredth year, or are even beyond it; come now, recall your life and make a reckoning. Consider how much of your time was taken up with a moneylender, how much with a mistress, how much with a patron, how much with a client, how much in wrangling with your wife, how much in punishing your slaves, how much in rushing about the city on social duties. Add the diseases which we have caused by our own acts, add, too, the time that has lain idle and unused; you will see that you have fewer years to your credit than you count. Look back in memory and consider when you ever had a fixed plan, how few days have passed as you had intended, when you were ever at your own disposal, when your face ever wore its natural expression, when your mind was ever unperturbed, what work you have achieved in so long a life, how many have robbed you of life when you were not aware of what you were losing, how much was taken up in useless sorrow, in foolish joy, in greedy desire, in the allurements of society, how little of yourself was left to you; you will perceive that you are dying before your season!"7 What, then, is the reason of this? You live as if you were destined to live forever, no thought of your frailty ever enters your head, of how much time has already gone by you take no heed. You squander time as if you drew from a full and abundant supply, though all the while that day which you bestow on some person or thing is perhaps your last. You have all the fears of mortals and all the desires of immortals. You will hear many men saying: "After my fiftieth year I shall retire into leisure, my sixtieth year shall release me from public duties." And what guarantee, pray, have you that your life will last longer? Who will suffer your course to be just as you plan it? Are you not ashamed to reserve for yourself only the remnant of life, and to set apart for wisdom only that time which cannot be devoted to any business? How late it is to begin to live just when we must cease to live! What foolish forgetfulness of mortality to postpone wholesome plans to the fiftieth and sixtieth year, and to intend to begin life at a point to which few have attained!

Trusting in God's Direction When I served as a denominational leader in Vancouver, one of our churches believed God was leading it to begin three new mission churches for different language groups. At that time, the church had only seventeen members. Human reason would have immediately ruled out such a large assignment for a small church. They were hoping to receive financial support from our denomination's Home Mission Board to pay the mission pastors' salaries. One pastor was already in the process of relocating to Vancouver when we unexpectedly received word that the mission board would be unable to fund any new work in our area for the next three years. The church didn't have the funds to do what God had called it to do. When they sought my counsel, I suggested that they first go back to the Lord and clarify what God had said to them. If this was merely something they wanted to do for God, God would not be obligated to provide for them. After they sought the Lord, they returned and said, “We still believe God is calling us to start all three new churches.” At this point, they had to walk by faith and trust God to provide for what He was clearly leading them to do. A few months later, the church received some surprising news. Six years earlier, I had led a series of meetings in a church in California. An elderly woman had approached me and said she wanted to will part of her estate for use in mission work in our city. The associational office had just received a letter from an attorney in California informing them that they would be receiving a substantial check from that dear woman's estate. The association could now provide the funds needed by the sponsoring church. The amount was sufficient to firmly establish all three churches this faithful congregation had launched. Did God know what He was doing when He told a seventeen-member church to begin three new congregations? Yes. He already knew the funds would not be available from the missions agency, and He was also aware of the generosity of an elderly saint in California. None of these details caught God by surprise. That small church in Vancouver had known in their minds that God could provide. But through this experience they developed a deeper trust in their all knowing God. Whenever God directs you, you will never have to question His will. He knows what He is going to do.

With such a tower of strength to back both his arguments and his conscience, it may be imagined that Mr Harding has never felt any compunction as to receiving his quarterly sum of two hundred pounds. Indeed, the subject has never presented itself to his mind in that shape. He has talked not unfrequently, and heard very much about the wills of old founders and the incomes arising from their estates, during the last year or two; he did even, at one moment, feel a doubt (since expelled by his son-in-law’s logic) as to whether Lord Guildford was clearly entitled to receive so enormous an income as he does from the revenues of St Cross; but that he himself was overpaid with his modest eight hundred pounds, — he who, out of that, voluntarily gave up sixty-two pounds eleven shillings and fourpence a year to his twelve old neighbours,

Christ is the all-sufficient Husband who willingly weds himself to us. On the one hand, he has taken full responsibility for all our debts, and on the other hand, his honor and riches and the inestimable value of his eternal estate are now all ours—“our debts are paid, our settlements secured, and our names changed.”25 He now deals with us with great affection, as is proper toward his bride, and we are given his “great love, tenderness, and sympathy.” In the coming wedding of the church to Christ we are brought face-to-face with the divine affections. “The gospel is not designed to make us stoics: it allows full room for those social feelings which are so necessary and beneficial in our present state,” writes Newton, and the affections and beauty and mutual love in the greatest marriage on earth are but an echo of the beauty in the gospel.

And besides the physical lengths we go to, the things we willingly inflict upon our bodies, there's an even darker side to our obsession with perfection, and that's what it does to our minds. The real cost of a diet isn't those irritating hunger pangs you have to ignore but the constant preoccupation with food, the never-ending counting and weighing and bargaining that takes up so much mental real estate. The hatred we have for our bodies doesn't stop at our thighs. It takes over our entire self. It affects our relationships, how we treat others and how we think we deserve to be treated. It seeps into our professional lives, determining what we have the energy to accomplish and the will to aim for. It saps our ambition beyond dropping dress sizes. You can't dream of becoming an artist, an explorer, or a leader when your dreams are occupied by visions of thin.

Your enjoyment of the world is never right till every morning you awake in Heaven; see yourself in your Father's palace; and look upon the skies, the earth and the air as celestial joys; having such a reverend esteem of all, as if you were among the Angels. [...]. You never enjoy the world aright till the sea itself floweth in your veins, till you are clothed with the heavens and crowned with the stars; and perceive yourself to be the sole heir of the whole world, and more than so, because men are in it who are every one sole heirs as well as you. Till you can sing and rejoice and delight in God, as misers do in gold, and kings in sceptres, you can never enjoy the world. Till your spirit filleth the whole world, and the stars are your jewels; till you are as familiar with the ways of God in all ages as with your walk and table; till you are intimately acquainted with that shady nothing out of which the world was made; till you love men so as to desire their happiness with a thirst equal to the zeal of your own; till you delight in God for being good to all; you never enjoy the world. Till you more feel it than your private estate, and are more present in the hemisphere, considering the glories and the beauties there, than in your own house; till you remember how lately you were made, and how wonderful it was when you came into it; and more rejoice in the palace of your glory than if it had been made today morning. Yet further, you never enjoyed the world aright, till you so love the beauty of enjoying it, that you are covetous and earnest to persuade others to enjoy it. And so perfectly hate the abominable corruption of men in despising it that you had rather suffer the flames of hell than willingly be guilty of their error.

An estate manager doesn't usually have to work alongside the tenants, does he?" she managed to ask. "He does if he wants to talk to them. These men and their wives don't have time to set aside their labors for a leisurely cup of tea at midmorning. But they're willing to have a conversation while I help repair a broken fence or take part in brickmaking. It's easier for them to trust a man with a bit of sweat on his brow and calluses on his hands. Work is a kind of language- we understand each other better afterward." Phoebe listened carefully, perceiving that not only did he respect the estate tenants, he sincerely liked them. He was so very different from what she'd expected. No matter what he had once been, the cruel and unhappy boy seemed to have made himself into someone capable of empathy and understanding. Not a brute. Not a bad man at all. Henry, she thought ruefully, our enemy is turning out to be awfully difficult to hate.

You needn't instruct me to think about my children's welfare," Phoebe said quietly. "I've always put them first, and always will. As for me being a child... I'm afraid I'm not nearly enough like one." A faint smile touched her lips. "Children are optimistic. They have a natural sense of adventure. To them, the world has no limitations, only possibilities. Henry was always a bit childlike in that way- he never became disenchanted with life. That was what I loved most about him." "If you loved Henry, you will honor his wishes. He wanted Edward to have charge of his family and estate." "Henry wanted to make sure our future would be in capable hands. But it already is." "Yes. Edward's." "No, mine. I'll learn everything I need to know about managing this estate. I'll hire people to help me if necessary. I'll have this place thriving. I don't need a husband to do it for me. If I marry again, it will be to a man of my choosing, in my own time. I can't promise it will be Edward. I've changed during the past two years, but so far, he doesn't see me for who I am, only who I was. For that matter, he doesn't see how the world has changed- he ignores the realities he doesn't like. How can I trust him with our future?" Georgiana regarded her bitterly. "Edward is not the one who is ignoring reality. How can you imagine yourself capable of running this estate?" "Why wouldn't I be?" "Women aren't capable of leadership. Our intelligence is no less than men's, but it is shaped for the purpose of motherhood. We're clever enough to operate the sewing machine, but not to have invented it. If you asked the opinions of a thousand people whether they would trust you or Edward to make decisions for the estate, whom do you think they would choose?" "I'm not going to ask a thousand people for their opinions," Phoebe said evenly. "Only one opinion is required, and it happens to be mine." She went to the doorway and paused, unable to resist adding, "That's leadership." And she left the dowager fuming in silence.

What is a “pyramid?” I grew up in real estate my entire life. My father built one of the largest real estate brokerage companies on the East Coast in the 1970s, before selling it to Merrill Lynch. When my brother and I graduated from college, we both joined him in building a new real estate company. I went into sales and into opening a few offices, while my older brother went into management of the company. In sales, I was able to create a six-figure income. I worked 60+ hours a week in such pursuit. My brother worked hard too, but not in the same fashion. He focused on opening offices and recruiting others to become agents to sell houses for him. My brother never listed and sold a single house in his career, yet he out-earned me 10-to-1. He made millions because he earned a cut of every commission from all the houses his 1,000+ agents sold. He worked smarter, while I worked harder. I guess he was at the top of the “pyramid.” Is this legal? Should he be allowed to earn more than any of the agents who worked so hard selling homes? I imagine everyone will agree that being a real estate broker is totally legal. Those who are smart, willing to take the financial risk of overhead, and up for the challenge of recruiting good agents, are the ones who get to live a life benefitting from leveraged Income. So how is Network Marketing any different? I submit to you that I found it to be a step better. One day, a friend shared with me how he was earning the same income I was, but that he was doing so from home without the overhead, employees, insurance, stress, and being subject to market conditions. He was doing so in a network marketing business. At first I refuted him by denouncements that he was in a pyramid scheme. He asked me to explain why. I shared that he was earning money off the backs of others he recruited into his downline, not from his own efforts. He replied, “Do you mean like your family earns money off the backs of the real estate agents in your company?” I froze, and anyone who knows me knows how quick-witted I normally am. Then he said, “Who is working smarter, you or your dad and brother?” Now I was mad. Not at him, but at myself. That was my light bulb moment. I had been closed-minded and it was costing me. That was the birth of my enlightenment, and I began to enter and study this network marketing profession. Let me explain why I found it to be a step better. My research led me to learn why this business model made so much sense for a company that wanted a cost-effective way to bring a product to market. Instead of spending millions in traditional media ad buys, which has a declining effectiveness, companies are opting to employ the network marketing model. In doing so, the company only incurs marketing cost if and when a sale is made. They get an army of word-of-mouth salespeople using the most effective way of influencing buying decisions, who only get paid for performance. No salaries, only commissions. But what is also employed is a high sense of motivation, wherein these salespeople can be building a business of their own and not just be salespeople. If they choose to recruit others and teach them how to sell the product or service, they can earn override income just like the broker in a real estate company does. So now they see life through a different lens, as a business owner waking up each day excited about the future they are building for themselves. They are not salespeople; they are business owners.

The unknown is terribly tempting, and danger even more so. But in its contempt for the instinct of the individual, modern society has done its best to eliminate both of these phenomena : certainly, under present conditions, the unknown no longer exists except for those whose emotions are easily intoxicated, and as for danger, everything visibly assumes an inoffensive hue each day. And yet in love—love of all kinds, whether it is this physical fury, or this spectre, or this diamond-like genie who murmurs to me a name equivalent to coolness—in all love there resides an outlaw principle, an irrepressible sense of delinquency, contempt for prohibitions and a taste for havoc. Confine this hundred-headed passion within the boundaries of your estates, if you will, or requisition whole palaces for it : nothing can stop it surging forth elsewhere, always elsewhere, there where its appearance is least expected, where its splendour is an outburst. Best of all, love thrusts up shoots where no one plants it : how vulgarity convulses it ! it is liable to give sudden wanton twitches. There are maniacs possessed by the street's haunting memory, and only there can they experience the full flow of their nature.

This estate supports hundreds of people. Without it, many of them won’t survive. Tell me you’d be willing to stand face-to-face with one of the tenants and tell him that he has to move his family to Manchester so they can all work in a filthy factory.” “How can the factory be any worse than living on a muddy scrap of farmland?” “Considering urban diseases, crime, slum alleys, and abject poverty,” Devon said acidly, “I’d say it’s considerably worse. And if my tenants and servants all leave, what of the consequences to the village of Eversby itself? What will become of the merchants and businesses once the estate is gone? I have to make a go of this, West.” His brother stared at him as if he were a stranger. “Your tenants and servants.” Devon scowled. “Yes. Who else’s are they?” West’s lips curled in a derisive sneer. “Tell me this, oh lordly one…what do you expect will happen when you fail?” “I can’t think about failure. If I do, I’ll be doomed from the start.” “You’re already doomed. You’ll preen and posture as lord of the manor while the roof caves in and the tenants starve, and I’m damned if I’ll have any part of your narcissistic folly.” “I wouldn’t ask you to,” Davon retorted, heading for the door. “Since you’re usually as drunk as a boiled owl, you’re of no use to me.” “Who the hell do you think you are?” West called after him. Pausing at the threshold, Devon gave him a cold glance. “I’m the Earl of Trenear,” he said, and left the room.

And quit saying my name like that!" "Like what, Jillian?" He sounded genuinely curious. "Like . . . like . . . a prayer or something." "As you wish." He paused the length of two heartbeats--during which she was astonished he'd capitulated to her will, because he certainly never had before--then he added with such husky resonance that it slipped inside her heart without her consent, "Jillian." Perish the man! "Guards. Guards!" Her guards arrived on a run, then halted abruptly, studying the man standing before their mistress. "Milady, you summoned?" Hatchard inquired. "Remove this iniquitous scoundrel from Caithness before he breeds . . . bring"--she corrected herself hastily--"his depravity and wicked insolence into my home," she sputtered to a finish. The guards looked from her to Grimm and didn't move. "Now. Remove him from the estate at once!" When the guards still didn't move, her temper rose a notch. "Hatchard, I said make him leave. By the sweet saints, toss him out of my life. Banish him from the country. Och! Just remove him from this world, will you, now?" The flank of guards stared at Jillian with openmouthed astonishment. "Are you feeling well, milady?" Hatchard asked. "Should we fetch Kaley to see if you've a touch of the fever?" "I don't have a touch of anything. There's a degenerate knave on my estate and I want him off it," Jillian said through gritted teeth. "Did you just grit?" Hatchard gaped. "Pardon?" "Grit. It means to speak from between clenched teeth--" "I'm going to scream from between clenched teeth if you disobedient wretches don't remove this degenerate, virile--" Jillian cleared her throat--"vile rogue from Caithness.

As for the Economy, this new embodiment as I called it of Fate or the Gods, this global power that governs the lives of Chinese workers in village factories, Brazilian miners, children working cocoa plantations in West Africa, sex workers in Mumbai, real estate salesmen in Connecticut, sheep-farmers in Scotland or on the Darling Downs, disembodied voices in call centres in Bangalore, workers in the hospitality industry in Cancun or Venice or Fiji, keeping them fatefully interconnected, in its mysterious way, by laws that do exist, the experts assure us, though they cannot agree on what they are- it is too impersonal, too implacable for us to live comfortably with, or even to catch hold of and defy. When we were in the hands of the Gods, we had stories that made these distant beings human and brought them close. They got angry, they took our part or turned violently against us. They fell in love with us and behaved badly. They had their own problems and fought with one another, and like us were sometimes foolish. But their interest in us was personal. They watched over us and were concerned though in moments of willfulness or boredom they might also torment us as “wanton boys” do flies. We had our ways of obtaining their help as intermediaries. We could deal with them. The Economy is impersonal. It lacks manageable dimensions. We have discovered no mythology to account for its moods. Our only source of information about it, the Media and their swarm of commentators, bring us “reports,” but these do not help: a possible breakdown in the system, a new crisis, the descent of Greece, or Ireland or Portugal, like Jove’s eagle, of the IMF. We are kept in a state of permanent low-level anxiety broken only by outbreaks of alarm.

But I am pondering over the skill with which you have presented the whole argument in support of your proposition, Ischomachus. For you stated that husbandry is the easiest of all arts to learn, and after hearing all that you have said, I am quite convinced that this is so. Of course it is, cried Ischomachus; but I grant you, Socrates, that in respect of aptitude for command, which is common to all forms of business alike—agriculture, politics, estate-management, warfare—in that respect the intelligence shown by different classes of men varies greatly. [...]Just as a love of work may spring up in the mind of a private soldier here and there, so a whole army under the influence of a good leader is inspired with love of work and ambition to distinguish itself under the commander’s eye. Let this be the feeling of the rank and file for their commander; and I tell you, he is the strong leader, he, and not the sturdiest soldier, not the best with bow and javelin, not the man who rides the best horse and is foremost in facing danger, not the ideal of knight or targeteer, but he who can make his soldiers feel that they are bound to follow him through fire and in any adventure. [...]And this, in my judgment, is the greatest thing in every operation that makes any demand on the labour of men, and therefore in agriculture. Mind you, I do not go so far as to say that this can be learnt at sight or at a single hearing. On the contrary, to acquire these powers a man needs education; he must be possessed of great natural gifts; above all, he must be a genius. For I reckon this gift is not altogether human, but divine—this power to win willing obedience: it is manifestly a gift of the gods to the true votaries of prudence. Despotic rule over unwilling subjects they give, I fancy, to those whom they judge worthy to live the life of Tantalus, of whom it is said that in hell he spends eternity, dreading a second death.

Very well-why don't you make your case?" And perhaps if she listened and closely observed, she might get some hint of what, beneath the words, behind his so often impassive mask, was really going on inside him. "Your case beyond the obvious social imperatives, that is." "Difficult given my case is based on the obvious social imperatives." "Nevertheless, you might at least try to find a broader foundation." From the corner of her eye, she saw him look up as if imploring divine aid-or perhaps more prosaically asking why me?-and had to hide a smile. Eventually he lowered his head and leveled his hazel gaze at her. "All right-let's try for a broader perspective. You're a Cynster, well bred, well connected, well dowered, and more than passably attractive." She inclined her head. "Thank you, kind sir." "Don't thank me yet. You're also opinionated, willful to a fault, argumentative, and at times irrationally stubborn. Be that as it may, for some reason I don't comprehend, we managed to run along reasonably well through the last week or so, when we had a common goal. I take that as an indication that, were we to marry and jointly take on the common goal of managing my father's estate, the estate that will in time be ours, we would again find ourselves on common ground, enough at least to make a marriage work." He'd surprised her. Leaning back, she looked at him. He'd angled his shoulders into the curve of the wall, stretching one arm along the upper edge, long legs stretched out so that his boots brushed her hems. At ease, relaxed and debonair, he appeared the epitome of the sophisticated London rake, which, of course, he was. He was also an enigma. At some point during their hike through the mountains, she'd realized that no matter what he allowed her to see, there was something different, something even more attractive, beneath his polished veneer. "You'd share the responsibilities of running the estate?" She hasn't expected him to speak of such matters. "If you wished to involve yourself with it.

Pigs eat acorns, but neither consider the sun that gave them life, nor the influence of the heavens by which they were nourished, nor the very root of the tree from whence they came. Thomas Traherne Your enjoyment of the world is never right till every morning you awake in Heaven; see yourself in your Father’s palace; and look upon the skies, the earth and the air as celestial joys; having such a reverend esteem of all, as if you were among the Angels. The bride of a monarch, in her husband’s chamber, hath no such causes of delight as you. You never enjoy the world aright till the sea itself floweth in your veins, till you are clothed with the heavens and crowned with the stars; and perceive yourself to be the sole heir of the whole world, and more than so, because men are in it who are every one sole heirs as well as you. Till you can sing and rejoice and delight in God, as misers do in gold, and kings in sceptres, you can never enjoy the world. Till your spirit filleth the whole world, and the stars are your jewels; till you are as familiar with the ways of God in all ages as with your walk and table; till you are intimately acquainted with that shady nothing out of which the world was made; till you love men so as to desire their happiness with a thirst equal to the zeal of your own; till you delight in God for being good to all; you never enjoy the world. Till you more feel it than your private estate, and are more present in the hemisphere, considering the glories and the beauties there, than in your own house; till you remember how lately you were made, and how wonderful it was when you came into it; and more rejoice in the palace of your glory than if it had been made today morning. Yet further, you never enjoyed the world aright, till you so love the beauty of enjoying it, that you are covetous and earnest to persuade others to enjoy it. And so perfectly hate the abominable corruption of men in despising it that you had rather suffer the flames of hell than willingly be guilty of their error. The world is a mirror of Infinite Beauty, yet no man sees it. It is a Temple of Majesty, yet no man regards it. It is a region of Light and Peace, did not men disquiet it. It is the Paradise of God. It is more to man since he is fallen than it was before. It is the place of Angels and the Gate of Heaven. When Jacob waked out of his dream, he said, God is here, and I wist it not. How dreadful is this place! This is none other than the House of God and the Gate of Heaven. Thomas Traherne

They came in to look. I watched them. Most people go through museums like they do Macy's: eyes sweeping the display, stopping only if something really grabs their attention. These two looked at everything. They both clearly liked the bicycle picture. Yup, Dutch, I decided. He was a few steps ahead when he got to my favorite painting there. Diana and the Moon. It was-surprise surprise-of Diana, framed by a big open window, the moon dominating the sky outside. She was perched on the windowsill, dressed in a gauzy wrap that could have been nightclothes or a nod to her goddess namesake. She looked beautiful, of course, and happy, but if you looked for more than a second, you could see that her smile had a teasing curve to it and one of her hands was actually wrapped around the outside frame. I thought she looked like she might swing her legs over the sill and jump, turning into a moth or owl or breath of wind even before she was completely out of the room. I thought she looked, too, like she was daring the viewer to come along. Or at least to try. The Dutch guy didn't say anything. He just reached out a hand. His girlfriend stepped in, folding herself into the circle of his outsretched arm. They stood like that, in front of the painting, for a full minute. Then he sneezed. She reached into her pocket and pulled out a tissue.He took in and, without letting go of her, did a surprisingly graceful one-handed blow. Then he crumpled the tissue and looked around for a trash can. There wasn't one in sight. She held out her free hand; he passed over the tissue, and she stuck it right back into her pocket. I wanted to be grossed out. Instead, I had the surprising thought that I really really wanted someone who would do that: put my used Kleenex in his pocket. It seemed like a declaration of something pretty big. Finally,they finished their examination of Diana and moved on.There wasn't much else, just the arrogant Willings and the overblown sunrise. They came over to examine the bronzes. She saw my book. "Excuse me. You know this artist?" Intimately just didn't seem as true anymore. "Pretty well," I answered. "He is famous here?" "Not very." "I like him." she said thoughtfully. "He has...oh, the word...personism?" "Personality?" I offered. "Yes!" she said, delighted. "Personality." She reached behind her without looking. Her boyfriend immediately twined his fingers with hers. They left, unfolding the map again as they went, she chattering cheerfully. I think she was telling him he had personality. They might as well have had exhibit information plaques on their backs: "COUPLE." CONTEMPORARY DUTCH. COURTESY OF THE ESTATE OF LOVE, FOR THE VIEWING PLEASURE (OR NOT) OF ANYONE AND EVERYONE.

It’s no wonder your grandmother despairs of you. God only knows what a trial you are to your poor parents.” The humor vanished abruptly from his face. “Sadly, my parents are too dead to be overly concerned about my behavior.” His words were flip, but the sudden glint of grief in his eyes told another tale. “Please forgive me,” she said hastily, cursing her quick tongue. “It’s awful to lose your parents. I know that better than anyone.” “No need for apologies.” He pushed away from the door. “They despaired of me long before they died, so you weren’t far off the mark.” “Still, it was very wrong of me to-“ “Come now, Miss Butterfield, this has naught to do with my proposal. Will you pretend to be my fiancée or not?” When she hesitated, he went on with a hint of anger, “I don’t see why you make such a fuss over it. It’s not as if I’m asking you to do anything wicked.” That ridiculous remark banished her brief moment of sympathy. “You’re asking me to lie! To deceive a woman for the sake of your purpose, whatever that is. It goes against every moral principle-“ “And threatening to stab a man does not?” He cast her a thin smile. “Think of it as playing a role, like an actress. You and your cousin will be guests at my estate for a week or two, entirely at your leisure.” A dark gleam shone in his eyes. “I can even set up an effigy of myself for you to stab at will.” “That does sound tempting,” she shot back. “As for Freddy there, he can ride and hunt and play cards with my brothers. It’s better entertainment than he’d find in the gaol.” “As long as you feed me, sir,” Freddy said, “I’ll follow you anywhere.” “Freddy!” Maria cried. “What? That blasted inn where we’re staying is flea-ridden and cold as a witch’s tit. Plus, you keep such tight hold on my purse strings that I’m famished all the time. What’s wrong with helping this fellow if it means we finally sleep in decent beds? And it’s not a big thing, your pretending to be betrothed to him.” “I’m already betrothed, thank you very much,” she shot back. “And what about Nathan? While we’re off deceiving this man’s poor grandmother, Nathan might be hurt or in trouble. You expect me just to give up searching for him so you can get a decent meal?” “And keep from being hanged,” Freddy pointed out. “Let’s not forget that.” “Ah, the missing fiancé,” Lord Stoneville said coldly. “I did wonder when you would bring him back into it.” She glowered at him. “I never let him out of it. he’s the reason I’m here.” “So you say.” That inflamed her temper. “Now see here, you insufferable, arrogant-“ “Fine. If you insist on clinging to your wild story, how about this: while you pretend to be my fiancée, I’ll hire someone to look for fiancé. A simple trade of services.

Lottie pressed her face into the crook of his neck and shoulder. She had to stop him now, before her will was completely demolished. “No. Please stop. I’m sorry.” His hand slid from her blouse, and he touched her damp lips with his fingers. “Have I frightened you?” he whispered. Lottie shook her head, somehow resisting the urge to curl into his embrace like a sun-warmed cat. “No… I’ve frightened myself.” For some reason her admission made him smile. His fingers moved to her throat, tracing the fragile line with a sensitivity that made her breath catch. Tugging the peasant blouse back up to her shoulder, he retied the frayed ribbon that secured the neckline. “Then I’ll stop,” he said. “Come— I’ll take you to the house.” He stayed close to her as they continued through the forest, occasionally moving to push a branch out of the way, or taking her hand to guide her over a rough place on the path. As familiar as she was with the woods of Stony Cross Park, Lottie had no need of his assistance. But she accepted the help with demur. And she did not protest when he paused again, his lips finding hers easily in the darkness. His mouth was hot and sweet as he kissed her compulsively… swift kisses, languid ones, kisses that ranged from intense need to wicked flirtation. Drugged with pleasure, Lottie let her hands wander to the thick dishevelment of his hair, the iron-hard nape of his neck. When the blistering heat rose to an untenable degree, Lord Sydney groaned softly. “Charlotte…” “Lottie,” she told him breathlessly. He pressed his lips to her temple and cuddled her against his powerful body as if she were infinitely fragile. “I never thought I would find someone like you,” he whispered. “I’ve looked for you so long… needed you…” Lottie shivered and dropped her head to his shoulder. “This isn’t real,” she said faintly. His lips touched her neck, finding a place that made her arch involuntarily. “What’s real, then?” She gestured to the yew hedge that bordered the estate garden. “Everything back there.” His arms tightened, and he spoke in a muffled voice. “Let me come to your room. Just for a little while.” Lottie responded with a trembling laugh, knowing exactly what would happen if she allowed that. “Absolutely not.” Soft, hot kisses drifted over her skin. “You’re safe with me. I would never ask for more than you were willing to give.” Lottie closed her eyes, her head spinning. “The problem is,” she said ruefully, “I am willing to give you entirely too much.” She felt the curve of his smile against her cheek. “Is that a problem?” “Oh, yes.” Pulling away from him, Lottie held her hands to her hot face and sighed unsteadily. “We must stop this. I don’t trust myself with you.” “You shouldn’t,” he agreed hoarsely. -Lottie & Nick

Falling in love wouldn't have been such a disaster if she'd been curious or even willing to travel. But no, he'd fallen for a woman with roots so deep into an estate that she was willing to stay on even when she no longer had any claim to it.

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I expect that as more student loans default and fewer college graduates obtain decent or high paying jobs, colleges will experience a large drop in enrollment and will have to adjust their costs so that the average family can afford it – all with the overhang of expanded capacity and real estate on their books. If they don’t, college will be only available for the wealthy people and this will become yet another political tinderbox.

Retirement Lifestyle Planning There are four (4) major financial questions that you must be able to answer in order to know if your current or future plan will work for you. What rate of return do you have to earn on your savings and investment dollars to be able to retire at your current standard of living and have your money last through your life expectancy? How much do you need to save on a monthly or annual basis to be able to retire at your current standard of living and your money last your life expectancy? Doing what you are currently doing, how long will you have to work to be able to retire and live your current lifestyle till life expectancy? If you don’t do anything different than you are doing today, how much will you have to reduce your standard of livingat retirement for your money to last your life expectancy? Motto for Retirement Lifestyle Planning A solid financial plan is a powerful possession that offers a sense of peace and freedom. Our process allows us to determine appropriate strategies and help you understand how to achieve your goals and live your dreams. Our process stresses informed financial decision making. We encourage you to review all decisions with your team of tax and legal professionals. For the record, we are not tax or legal professionals and this information is not intended as tax or legal advice. Now we’d like to remind you that a well-executed financial plan requires diverse knowledge and utilizes some or all of the following strategies and services: -Retirement Lifestyle Planning Making the most of your employer-sponsored retirement plans and IRAs. Determining how much you need to retire comfortably. Managing assets before and during retirement including Social Security analysis. -Estate Planning Referring you to qualified Estate Attorneys to review your wills and trusts to help preserve your estate for your intended heirs by helping with beneficiary designations. Reducing exposure to estate taxes and probate costs. Coordinating with your tax and legal advisors. -Tax Management Helping to reduce your current and future tax burden by considering multiple strategies for review by your tax professional.Also, referring you to qualified tax specialists if needed. -Legacy Planning/Charitable Planning Creating a solid future for generations to come by ensuring that your legacy will live on through those you love or causes you care deeply about. -Risk Management Reviewing existing insurance policies. Recommending policy changes when appropriate. Finding the best policy for your individual wants and needs. -Investment Planning Determining your asset allocation needs. Helping you understand your risk tolerance. Recommending the appropriate investment vehicles to help you reach and exceed your goals.

Staring down into her mutinous face, he said ruefully, “Don’t look like that. Good God, one would think we were conspiring to murder someone.” “I have just the person in mind,” she muttered. “You had better pray that nothing ever happens to him, because then I would become the earl. And I would wash my hands of the estate.” “Would you really?” She seemed genuinely shocked. “Before you could blink.” “But you’ve worked so hard for the tenants…” “As you yourself once said, Devon is carrying a heavy burden. There’s nothing in this world I want badly enough to be willing to do what my brother is doing. Which means I have no choice but to support him.” Kathleen nodded glumly. “Now you’re being practical.” West smiled slightly. “Will you accompany me back to the lion’s den?” “No, I’m tired of quarreling.” Briefly she rested her forehead against his chest, a close and trusting gesture that touched him nearly as much as it surprised him.

A title is nothing without an estate.” “You can’t afford the estate.” “Then I’ll have to find a way.” “How? You have no bloody idea how to manage complex finances. As for farming, you’ve never planted so much as a single turnip seed. Whatever you’re qualified for, which isn’t much, it’s certainly not running a place like this.” Oddly, the more that his brother echoed the doubts that were already in his mind, the more stubborn Devon became. “If Theo was qualified, I’ll be damned if I can’t learn to do it.” West shook his head incredulously. “Is that where this nonsense is coming from? You’re trying to compete with our dead cousin?” “Don’t be an idiot,” Devon snapped. “Isn’t it obvious there’s far more at stake than that? Look around you, for God’s sake. This estate supports hundreds of people. Without it, many of them won’t survive. Tell me you’d be willing to stand face-to-face with one of the tenants and tell him that he has to move his family to Manchester so they can all work in a filthy factory.” “How can the factory be any worse than living on a muddy scrap of farmland?” “Considering urban diseases, crime, slum alleys, and abject poverty,” Devon said acidly, “I’d say it’s considerably worse.

She is owned by no one,” Leo said with care. “Good. Then I’ll—” “She is under my protection, however.” Latimer arched a brow, amused. “What am I to infer from that?” Leo was deadly serious. “That you are to go nowhere near her. That she’ll never have to endure the sound of your voice or the insult of your presence ever again.” “I’m afraid I can’t oblige you.” “I’m afraid you’ll have to.” A coarse laugh erupted. “Surely you’re not threatening me.” Leo smiled coldly. “Much as I always tried to ignore your inebriated ravings, Latimer, a few things did stick in my memory. Some of your confessions of misconduct would make more than a few people unhappy. I know enough of your secrets to land you in Marshalsea prison without so much as a chum ticket. And if that’s not enough, I would be more than willing to resort to bashing your skull in with a blunt object. In fact, I’m becoming quite enthused about the idea.” Seeing the astonishment in the other man’s eyes, Leo smiled without humor. “I see you grasp my sincerity. That’s good. It might save us both some inconvenience.” He paused to give his next statement greater impact. “And now I’m going to instruct my servants to escort you off my estate. You’re not welcome.” The older man’s face went livid. “You’ll regret having made an enemy of me, Ramsay.” “Not nearly as much as I’ve regretted having once made a friend of you.

don’t think Jess knows. If Camilla had a will, who knows? If she didn’t, Herb will inherit her estate,

She tried to imagine marriage, as she had as a girl at St. Clerans, her family’s estate in Ireland, covering her eyes with a veil and dream-walking the grounds as a fairy-girl bride, but she quickly came to: There was always present the vortex of a darker past, what had been done to her and Jack as children, what they had done to each other as adults, and would probably, even against their will, do to each other again. In Barcelona they met again. They talked of Regina Le Clery, his friend who had just died in a plane crash at Orly Airport, and again of her mother, killed in a car crash in 1969, who managed her father’s many transgressions ably, like a deposed queen burying a broken heart; and they talked of ghosts, memories that lace the eye; and he fell asleep fingering the pearls, once her mother’s, she wore that night to bed; and following him to France, she discovered he had slept with another woman.

Sometimes, troting on my bludy pads threw a Yuman zone, such as RiverWalkEstates, along such rodes as Hummingbird Way and Slow Stream Ave or even Melody Manner Passage, seeing so many grate Dens, with lites like indoor suns, and water shooting majik lee out of there grass at will, seeing that long line of Kars trot away so proud every morning full of Yumans, and the other splenders Yumans cud do, such as make grass short, such as cause flowrs to grow inside there Dens, I woslike: Why did the Curator do it so rong, making the groop with the gratest skils the meenest?

Americans. All had good credit ratings, and banks were willing to issue mortgages if the FHA would approve. But the agency stated that “no loans will be given to colored developments.” When banks told the real estate agent that without FHA endorsement they would not issue the mortgages, he approached the Prudential Life Insurance Company, which also said that although the applicants were all creditworthy, it could not issue mortgages unless the FHA approved. Today, Fanwood’s population remains 5 percent black in a county with a black population of about 25 percent.

It's not my fault the floors are porous. Take it up with management." He glowers. "Maybe I will. And maybe I'll have you evicted." "Good luck with that," I say with a smirk. "You know how French laws work." His threat is empty. When it comes to real estate, the laws in France protect the renters, not the owners. Even if he starts the eviction process, it could still take up to three years to get rid of me.

While great negotiators can sometimes turn situations where there is a gap between buyer and seller MAOs, in many cases, the price gap is impossible to overcome and the likelihood of a deal is small. For that reason, we typically like to take one of two approaches to these types of negotiations: Go in with a very low offer (typically at or below your target price) in hopes of shocking the seller into realizing that his property is worth much less than he had thought. If he doesn’t walk away and is still willing to negotiate, there is a chance that he is more highly motivated than you had anticipated, and he may reduce his MAO. If we wanted to go this route for the example above, we’d likely pick an opening price bid somewhere in the $140,000 to $150,000 range. Communicate to the seller that you don’t want to insult him with a low price and that you don’t plan to make an offer. The seller will either thank you for your honesty (in which case there was no deal to be made), or the seller will ask you what your price would have been. If the seller is interested in what you would have offered, that’s an indication that he may be more motivated than we suspected, and again, may be willing to move off his MAO. If the seller asks you what your offer would have been, we typically will present the offer exactly as we did in the first example above, but indicate that we might have a bit of flexibility in that price.

Non-Round Numbers Are Better at Anchoring Choosing a round number will send the message—especially to experienced negotiators—that you have no specific rationale for that price. And, if you have no rationale for a price, it’s reasonable to assume that you aren’t committed to that price. For example, if a house is listed at $250,000, and you offer $200,000, a smart seller will realize that it’s unlikely that $200,000 number has any specific meaning to you, and that you’re likely just fishing to see if the seller will budge on their price. On the other hand, if you were to offer, $204,200 on that same house, the seller will assume there was thought put into that offer, and will likely believe that the number has some specific meaning. You could reinforce this belief by communicating additional information to the seller when making the offer. For example, before offering $204,200, you might say to the seller: Investor: “I’m glad I met you today… this is actually perfect timing. I just left a closing this morning where I sold a previous property, and I have some cash available to make another purchase.” You haven’t said that the amount of cash you have available is $204,200, but given that your offer is so specific, the seller will likely assume a connection. The seller is now anchored to your $204,200 number, subconsciously thinking that this number is important to your side of the negotiation, perhaps even a requirement for you. Later in the negotiation, you can reinforce this anchor by saying something to the effect of: Investor: “I only have a specific amount of cash available to invest right now. I may be able to increase my offer a little bit, but not much.” Without saying it, you have reinforced the belief that $204,200 is the specific amount you have available to purchase the property, though you’re willing to reluctantly try to find a few more nickels under the sofa cushion.

They set about reversing all the changes that had been made since the break with Rome . . . The only thing that wasn't put back was the monasteries - this was deemed unworkable as the aristocracy, catholic and Protestant alike, had bought those lands from the crown, were really enjoying them and, if it came down to it, gave much more of a shit about their vast new properties than they did about the difference between the mass and holy communion. Weird, isn't it? People were willing to die for these religious differences, but they wouldn't sacrifice real estate.

We proceeded under the thinking that passing highly appreciating assets was a smart estate planning move. Indeed it was—from just that one lens. However, the assets in question appreciated dramatically beyond our expectations, which resulted in a higher proportion of wealth at the younger generation than might be ideal as compared to the older generation. This imbalance has created some regret within the older generation (“giver’s remorse,” if you will). From a lesson’s learned perspective, what I’d say to other family office principals is to give thought to the range of outcomes when passing assets to the next generation. How would you feel if the asset went to zero? If it appreciated twentyfold? While a potential gift or sale may be tax efficient, does it align with your goals and desires for you, your children, and the larger family office? I

For the first time, I understand that, as much as one might desire change, one has to be willing to take a risk, to free-fall, to fail, and that you’ve got to let go of the past—in other words, I have to finish my book. And then what? Go back to school; study religion, Zulu culture, literature? Become a suburban real-estate agent? This isn’t so much about time on my hands as about life in my hands. And it’s life as currency. Where am I going to spend it? What’s the best value? I’m limited only by what I can dream and allow myself to risk, and by the very real fact of the children—I can’t take off trekking the globe in search of myself. It seems pointless to go on for the sake of going on, if there isn’t some larger idea, some sense of enhancing the lives of others.

A wealthy man and his son loved to collect works of art. They had in their collection works ranging from Picasso to Raphael and Rembrandt. When the Vietnam War broke out, the son was drafted and sent to fight in ’Nam. He was very courageous and died in battle. The father was notified and grieved deeply for his only son. About a month later, a young lad appeared at the door to his house and said, “Sir, you don’t know me, but I am the soldier for whom your son gave his life that fateful day. He was carrying me to safety when a bullet struck him in the heart. He died instantly. He used to often talk about you and your love for art. Here’s something for you,” he added, holding out a package. “It is something that I drew. I know I am not much of an artist, but I wanted you to have this from me as a small measure of memory and thanks.” It was a portrait of his son, painted by the young man. It captured the personality of his son. The father’s eyes welled up with tears as he thanked the young man for the painting. He offered to pay for the picture, but the man replied, “Oh! No, sir. I could never repay what your son did for me. It is my gift to you.” The father hung the portrait over his mantel and showed it proudly to all his visitors along with all of the great works of art he possessed. Some time later, the old man died. As decreed in his will, his paintings were all to be auctioned. Many influential and rich people gathered together, excited over the prospect of owning one of the masterpieces. On a platform nearby also sat the painting of his son. The auctioneer pounded his gavel. “Let’s start the bidding with the picture of his son. Who will bid for this picture?” There was silence. A voice shouted from the back, “Let’s skip this one. We want the famous masters.” But the auctioneer persisted. “Ten dollars, twenty dollars, what do I hear?” Another voice came back angrily, “We didn’t come here for this. Let’s have the Picassos, the Matisses, the van Goghs.” Still the auctioneer persisted. “The son. Anyone for the son? Who’ll take the son?” Finally a quavering voice came from the back. It was the longtime gardener of the house. “I’ll take the son for ten dollars. I am sorry, but that’s all I have.” “Ten dollars once, ten dollars twice, anybody for twenty dollars? Sold for ten dollars.” “Now let’s get on with the auction,” said a wealthy art aficionado sitting in the front row. The auctioneer laid down his gavel and spoke. “I am sorry, but the auction is over.” “But what about the other paintings? The masters?” “The auction is over,” said the auctioneer. “I was asked to conduct the auction with a stipulation, a secret stipulation that said that only the painting of the son would be auctioned. Whoever bought that painting would inherit the entire estate, paintings and all. The one who took the son gets everything.

Just think about this: If you were to die, how long would it take for people to go through your stuff? How many hours would they have to take off from their jobs to find and organize your personal property? Could they find your will? Where would they look for any instructions on your estate? Have you written down in a secure place the passwords to your computer or phone so friends and family can contact people if you pass away?

The Modus Operandi of THE REGULUS CONCLAVE as spelled out in 1853! “We hold such and such opinions upon one point only; and that one point is, mutual interest, and under that; 1st, that we can govern this nation; 2d, that to govern it, we must, subvert its institutions; and, 3d, subvert them we will! It is our interest; this is our only bond. Capital must have expansion. This hybrid republicanism saps the power of our great agent by its obstinate competition. We must demoralize the republic. We must make public virtue a by-word and a mockery, and private infamy to be honor. Beginning with the people, through our agents, we shall corrupt the State. “We must pamper superstition, and pension energetic fanaticism—as on ’Change we degrade commercial honor, and make success the idol. We may fairly and reasonably calculate, that within a succeeding generation, even our theoretical schemes of republican subversion may be accomplished, and upon its ruins be erected that noble Oligarchy of caste and wealth for which we all conspire, as affording the only true protection to capital. “Beside these general views, we may in a thousand other ways apply our combined capital to immediate advantage. We may buy up, through our agents, claims upon litigated estates, upon confiscated bonds, mortgages upon embarrassed property, land-claims, Government contracts, that have fallen into weak hands, and all those floating operations, constantly within hail, in which ready-money is eagerly grasped as the equivalent for enormous prospective gains. “In addition, through our monopoly of the manufacturing interest, by a rigorous and impartial system of discipline, we shall soon be able to fill the masses of operators and producers with such distrust of each other, and fear of us, as to disintegrate their radical combinations, and bring them to our feet. Governing on ’Change, we rule in politics; governing in politics, we are the despots in trade; ruling in trade, we subjugate production; production conquered, we domineer over labor. This is the common-sense view of our interests—of the interests of capital, which we represent. In the promotion of this object, we appoint and pension our secret agents, who are everywhere on the lookout for our interests. We arrange correspondence, in cipher, throughout the civilized world; we pension our editors and our reporters; we bribe our legislators, and, last of all, we establish and pay our secret police, local, and travelling, whose business it is, not alone to report to us the conduct of agents already employed, but to find and report to us others, who may be useful in such capacity. “We punish treachery by death!” (from YIEGER'S CABINET or SPIRITUAL VAMPIRISM, published 1853)

her the legal authority

younger son said to his father, “Father, let me have the share of the estate that will come to me.” So the father divided the property between them. A few days later, the younger son got together everything he had and left for a distant country where he squandered his money on a life of debauchery. When he had spent it all, that country experienced a severe famine, and now he began to feel the pinch so he hired himself out to one of the local inhabitants who put him on his farm to feed the pigs. And he would willingly have filled himself with the husks the pigs were eating but no one would let him have them. Then he came to his senses and said, “How many of my father’s hired men have all the food they want and more, and here am I dying of hunger! I will leave this place and go to my father and say: Father, I have sinned against heaven and against you; I no longer deserve to be called your son; treat me as one of your hired men.” So he left the place and went back to his father.

I thought my duty was to restore Haan, but Haan is not King Cosugi or the burned-down palace or the ruins of the great estates or the dead nobles and their descendants pining for glory-these are but parts of an experiment at a way of life for the people of Haan, her true essence. When the experiment has proven to be a failure, one must be willing to try new paths, new ways of doing things.

Successful real estate investing begins with identifying value. How do investors identify value? That’s easy. They look at real estate. They look at a lot of real estate. They look very carefully at a lot of real estate. I wish I could tell you there was a shortcut, but there’s not, and I caution you against trying to create one. When you are starting to learn the value of real estate in an area, you will need to look at a lot of real estate. And as you carefully begin to get a sense of what people are asking and what people are willing to pay, you gain a sense of market value—what’s worth what. This applies to both sales prices and rental rates. These are the two big variables in the value equation.

to contain. At that thought, he wondered if any feeders had been brought to the Estate tonight, he‘d have to get Alexander to check.  They had two or three resident feeders; people who lived on the Estate and worked there or studied during the day and were available to Julius and his staff for feeding when necessary.  Julius encouraged his staff to go off the Estate and find donors in the clubs and bars of the City.  He enforced a strict code of conduct when it came to feeding; donors had to be willing, there was to be no violence in the act and the donor’s memories had to be cleared of anything to do with being bitten and fed on.  But occasionally someone needed blood urgently or didn’t have time to go ‘hunting’, and this was what the feeders were for.  He only allowed the feeders to stay for a few months at the most; they usually left with some memory about undertaking a medical experiment and a decent bank account, so it worked for all parties concerned.  Julius wasn’t sure what Gabi would make of that, but they did have to feed somehow, he was trying to do it in the most humane way he could.

12 I wrote to Mrs. Traynor. I didn’t tell her about Lily, just that I hoped she was well, that I was back from my travels and would be in her area in a few weeks with a friend, and would like to say hello if possible. I sent it first class, and felt oddly excited as it plopped into the postbox. Dad had told me over the phone that she had left Granta House within weeks of Will’s death. He said the estate workers had been shocked, but I thought back to the time I had spotted Mr. Traynor out with Della, the woman he was now about to

The twins were nineteen, soon to be twenty, but one could be excused for thinking they were younger than their actual age. Raised in an atmosphere largely devoid of authority, they had run free on a country estate with few diversions other than those they created for themselves. Their parents had spent much of their time in London society, leaving their daughters in the care of servants, governesses, and tutors. None of them had been able or willing to take a firm hand with them. To be certain, Pandora and Cassandra were high-spirited but also affectionate, intelligent, and endearing. And they were as beautiful as a pair of pagan goddesses, both of them long-limbed and glowing with health. Pandora was perpetually disheveled and full of energy, her dark hair falling from its pins as if she'd just been running through the woods. Cassandra, the golden-haired twin, was more compliant and romantic in nature, more willing to abide by rules.

You hate America, don’t you?” she said. “That would be as silly as loving it,” I said. “It’s impossible for me to get emotional about it, because real estate doesn’t interest me. It’s no doubt a great flaw in my personality, but I can’t think in terms of boundaries. Those imaginary lines are as unreal to me as elves and pixies. I can’t believe that they mark the end or the beginning of anything of real concern to a human soul. Virtues and vices, pleasures and pains cross boundaries at will.

When I went into the attic to find the veil for Rose, I discovered this painting,” she began. “This is your great-grandfather, the third Earl of Ashton.” He wasn’t certain what to make of it, but then the weight of her words struck him. She’d said it was his great-grandfather. “He had green eyes,” Moira whispered. “You can see it for yourself.” Iain accepted the portrait, and when he took a closer look at the man, his blood ran cold. It was like looking into a mirror. There was no doubt at all that he was a blood relation to this man. He set down the portrait, and the hair stood up on his arms. Moira spoke first. “You have to understand how broken I was after I was violated by a man who was not my husband. And because Aidan sought revenge, he died. I found myself with a living reminder of that night.” Tears rolled down her cheeks. “Every time I looked at you, I could only think of the violence. I couldn’t see that you were a gift that Aidan left to me, so I wouldn’t be alone.” Moira turned away, her shoulders slumped forward. He couldn’t answer her, though he knew what she was saying. She finished with, “There is nothing I can say to undo the years I mistreated you. I neglected the only son remaining to me. The last piece of my husband, because I was too blind to see the truth.” For a time, he was frozen, not knowing how to respond. He was the Earl of Ashton in truth. By blood and by birthright. “I will leave, if you ask it of me,” she whispered. “I deserve to be cast out for what I did.” A part of him wanted to lash out at her, for the years she’d made him feel like a shadow worth nothing at all. But what good would it do? She had aged into a fragile shell of a woman who had based her life upon misery and bitterness. He had Rose now, the woman he loved more than life itself. He had brought her here to help him rebuild Ashton . . . but perhaps she could help him rebuild more than the estate. With a heavy sigh, he placed his hand upon his mother’s shoulder. “Will you walk with me when I meet my bride?” Moira took his hand and pressed it to her forehead. Against his fingers, he felt the wetness of her tears. “I will, yes. Thank you.” It would take time to let go of the past. But it would begin with a single step.

Instead of the carriage Beatrix had expected, there was a single horse on the drive, Christopher’s large bay gelding. Beatrix turned to give him a questioning look. “Don’t I get a horse? A pony cart? Or am I to trot along behind you?” His lips twitched. “We’ll ride together. If you’re willing. I have a surprise for you.” “How unconventional of you.” “Yes, I thought that would please you.” He helped her to mount the horse, and swung up easily behind her. No matter what the surprise was, Beatrix thought as she leaned back into his cradling arms, this moment was bliss. She savored the feel of him, all his strength around her, his body adjusting easily to every movement of the horse. He bade her to close her eyes as they went into the forest. Beatrix relaxed against his chest. The forest air turned sweeter as it cooled, infused with scents of resin and dark earth. “Where are we going?” she asked against his coat. “We’re almost there. Don’t look.” Soon Christopher reined in the horse and dismounted, helping her down. Viewing their surroundings, Beatrix smiled in perplexity. It was the secret house on Lord Westcliff’s estate. Light glowed through the open windows. “Why are we here?” “Go upstairs and see,” Christopher said, and went to tether the horse. Picking up the skirts of her blue dress, Beatrix ascended the circular staircase, which had been lit with strategically placed lamps in the wall brackets where ancient torches had once hung. Reaching the circular room upstairs, Beatrix crossed the threshold. The room had been transformed.

What turns an opportunity into a deal is that the property meets your Criteria and the seller is willing to meet your Terms.

Wendy sat in my o ice, perched on the edge of her chair, alert, inquisitive, and a little bit embarrassed. An experienced and highly successful real estate agent, she had come to me for a financial consultation—and the facts of her situation were hardly reassuring. Although she earned well over $250,000 a year and was able to put two kids through private school at an annual cost of $15,000 each, her personal finances were a mess. A self-employed single parent, she had less than $25,000 saved for retirement, no life or disability insurance, and never bothered to write a will. In short, this intelligent, ambitious businesswoman was completely unprotected from the unexpected and utterly unprepared for the future. When I asked Wendy why she had never done any financial planning, she shrugged and o ered a response I'd heard countless times before: “I've always been too busy working to focus on what to do with the money I make.

You could say that they had already gotten their share of the copper mining fortune of W.A. Clark. The millions had been divided equally among his five surviving children: Huguette and her four half-siblings from his first marriage. Each of W.A.'s five children who lived to adulthood had received one-fifth of his estate after his death in 1925 equal shares for May, Katherine, Charlie, Will, and Huguette. Huguette got her allowance for a couple of years, and eventually got something extra, inheriting Bellosguardo and the jewels and cash that her mother received from her prenup. But W.A.'s plan, it seemed, was to treat each of his children equally.

Daily Affirmation: If I am willing to spend two years of my life like others won’t, I can spend the rest of my life like others can’t.” The Sky Isn’t The Limit Never tell me the sky is the limit when there are footprints on the moon. The sky is not the limit, if so we never would have gone to the moon. With the proper mindset and mentors, regardless of where you are presently in life, your possibilities are limitless. You are one idea or one person away from resources that could change the legacy of your family and those of others. Will your great-great grandchildren remember your name because they see your footprints (i.e. businesses you left them, stocks you purchased or real estate)?

At Westminster Abbey, Welsh Guards in crimson uniforms raised the casket to their shoulders. They took it down the long aisle of the church and placed it at the front of the altar. After laying a bouquet of white lilies at the foot of the coffin, Prince Charles and Prince Philip led William and Harry, Queen Elizabeth II, and the Queen Mother to seats in the front of the sanctuary. About two thousand mourners were seated behind them. Her brother Charles said, “Above all, we give thanks for the life of a woman I am so proud to be able to call my sister; the unique, the complex, the extraordinary and irreplaceable Diana, whose beauty, both internal and external, will never be extinguished from our minds.” The dean of Westminster said, “Diana profoundly influenced this nation and the world.” At William’s suggestion, Elton John sang “Candle in the Wind,” in which he made specific reference to Diana: “Your footsteps will always fall here/among England’s greenest hills;/ your candle’s burned out long before/ your legend ever will.” The funeral procession made a two-hour trip to the Spencer family home. Along the way, crowds sobbed and threw flowers. Diana was buried on an island in the middle of a small lake on the family estate. The burial was private.

In his will, Washington left strict orders that all the slaves he owned outright were to be freed after his wife's death. Older slaves, particularly his retired personal servant William Lee, with him through war and peace, were to be cared for the rest of their lives. Younger slaves whose family could not support them were to remain in service until age twenty-five. The youngsters were to be taught to "read & write; and to be brought up to some useful occupation".   More than $10,000 was eventually paid from Washington's estate in pensions to former slaves.   Of the nine early presidents who owned slaves, he was the only one to set his slaves free. This final act is perhaps the best summary of his greatness. While other men talked of liberty, Washington took action to bring it about.