Types Of Credit Quotes

All of them are the same type; girls with overprocessed hair and too much makeup and way too much access to Daddy’s credit cards. Girls who, if you took away the designer labels, hair dye and cover-up, wouldn’t be more than average-looking, but with all that stuff look too plastic to be pretty.

I think there are many ways to matter." He plucks the book from his pocket. "These are the words of a man - Voltaire. But they are also the hands that set the type. The ink that made it readable, the tree that made the paper. All of them matter, though credit goes only to the name on the cover.

...her other paramour was a student at the UASD -- one of those City College types who's been in school eleven years and is always five credits shy of a degree. Students today don't mean na; but in Latin America whipped into a frenzy by the fall of Arbenz, by the stoning of Nixon, by the Guerillas of the Sierra Madre, by the endless cynical maneuverings of the Yankee Pig Dogs -- in a Latin America already a year and a half into the Decade of Guerilla -- a student was something else altogether, an agent for change, a quantum string in the staid Newtonian universe. Such a student was Arquimedes. He also listened to the shortwave, but not for Dodgers scores; what he risked his life for was the news leaking out of Havana, news of the future. Arquemides was, therefore, a student, the son of a Zapatero and a midwife, a tirapiedra and a quemagoma for life. Being a student wasn't a joke, not with Trujillo and Johnny Abbes scooping up everybody following the foiled Cuban Invasion of 1959.

The three of us exchanged glances but said nothing. After all, what was there to say? The truth was that hookers did take credit cards—or at least ours did! In fact, hookers were so much a part of the Stratton subculture that we classified them like publicly traded stocks: Blue Chips were considered the top-of-the-line hooker, zee crème de la crème. They were usually struggling young models or exceptionally beautiful college girls in desperate need of tuition or designer clothing, and for a few thousand dollars they would do almost anything imaginable, either to you or to each other. Next came the NASDAQs, who were one step down from the Blue Chips. They were priced between three and five hundred dollars and made you wear a condom unless you gave them a hefty tip, which I always did. Then came the Pink Sheet hookers, who were the lowest form of all, usually a streetwalker or the sort of low-class hooker who showed up in response to a desperate late-night phone call to a number in Screw magazine or the yellow pages. They usually cost a hundred dollars or less, and if you didn’t wear a condom, you’d get a penicillin shot the next day and then pray that your dick didn’t fall off. Anyway, the Blue Chips took credit cards, so what was wrong with writing them off on your taxes? After all, the IRS knew about this sort of stuff, didn’t they? In fact, back in the good old days, when getting blasted over lunch was considered normal corporate behavior, the IRS referred to these types of expenses as three-martini lunches! They even had an accounting term for it: It was called T and E, which stood for Travel and Entertainment. All I’d done was taken the small liberty of moving things to their logical conclusion, changing T and E to T and A: Tits and Ass!

The other type of politician tends to be manipulative, selfish, and have unhealthy needs to be the center of attention. These people play games, start rumors, get little done but take credit for others’ work, and jockey to been seen as indispensable to their leaders. Leaders who fall under this type of politician’s spell often have teams with poor morale and performance. Partners

Do you think a life has any value if one doesn’t leave some mark upon the world?' Remy’s expression sobers, and he must read the sadness in her voice, because he says, 'I think there are many ways to matter.' He plucks the book from his pocket. 'These are the words of a man—Voltaire. But they are also the hands that set the type. The ink that made it readable, the tree that made the paper. All of them matter, though credit goes only to the name on the cover.' He has misread her, of course, assumed the question stemmed from a different, more common fear. Still, his words hold weight—though it will be years before Addie discovers just how much.

Whatever I have to do here, I’m ready for it. Work hard, do my homework, get an A, get back home to Bob and the kids, and back to work. Back to normal. I’m determined to recover 100 percent. One hundred percent has always been my goal in everything, unless extra credit is involved, and then I shoot higher. Thank God I’m a competitive, type A perfectionist. I’m convinced I’m going to be the best traumatic brain injury patient Baldwin has ever seen. But they won’t be seeing me for very long because I also plan to recover faster than anyone here would predict. I wonder what the record is.

It must not be thought, however, that in pagan Ireland Fairyland was altogether conceived as a Hades or place of the dead. We have already seen that in some of its types and aspects it was inherently nothing of the sort; as when, for example, it came to be confused with the Land of the Gods. In all likelihood these separate paradises and deadlands of a nature so various were the result of the stratified beliefs of successive races dwelling in the same region. A conquering race would scarcely credit that its heroes would, after death, betake themselves to the deadland of the beaten and enslaved aborigines. The gods of vanquished races might be conceived as presiding over spheres of the dead for which their victors would have nothing but contempt, and which, because of that very contempt, might come to be conceived as hells or places of a debased and grovelling kind, pestiferous regions which only the spirits of despised "natives" or the undesirable might inhabit.

But even though nobody from the government ever says anything out loud about a lack of evidence being the real reason nobody from these companies goes to jail, we’re all—including reporters who cover this stuff—still supposed to accept that as the real explanation. It’s a particular feature of modern American government officials, particularly Democratic Party types, that they often expect the press and the public to give them credit for their unspoken excuses. They’ll vote yea on the Iraq war and the Patriot Act and nay for a public option or an end to torture or a bill to break up the banks. Then they’ll cozy up to you privately and whisper that of course they’re with you in spirit on those issues, but politically it just wasn’t possible to vote that way. And then they start giving you their reasons.

Stanley Kowalski: I don't go in for that stuff. Blanche DuBois: What stuff? Stanley Kowalski: Compliments to women about their looks. I never met a woman yet that didn't know if she was good-looking or not without being told, and some of them give themselves credit for more than they've got. I once went out with a woman who told me, " I'm the glamorous type," she says, "I am the glamorous type!" I say, "So What?" Blanche DuBois: And what did she say then? Stanley Kowalski: She didn't say nothing. That shut her up like a clam.

I think there are many ways to matter.' He plucks the book from his pocket. 'These are the words of a man—Voltaire. But they are also the hands that set the type. The ink that made it readable, the tree that made the paper. All of them matter, though credit goes only to the name on the cover.

I think there are many ways to matter.” He plucks the book from his pocket. “These are the words of a man—Voltaire. But they are also the hands that set the type. The ink that made it readable, the tree that made the paper. All of them matter, though credit goes only to the name on the cover.

I think there are many ways to matter.” He plucks the book from his pocket. “These are the words of a man—Voltaire. But they are also the hands that set the type. The ink that made it readable, the tree that made the paper. All of them matter, though credit goes only to the name on the cover.

Casting people look at your picture, then at you to see if it matches. Are you actually a girl? Do you have blond hair? You sporting a rack of any significance? If you’re what they are looking for, they turn over to your résumé, scan your credits and your lies, then scribble down this magic word: callback.” Bob rolled paper into the old Royal, adjusted the margins and tabs, and within minutes had typed out a crisp, clear, and clean résumé that made Sue look like she was as experienced a dreamer as ever hopped a bus to the big city. She could boast of thirty roles. The one thing missing from the paper was her name at the top.

To promote trade along these routes, Mongol authorities distributed an early type of combined passport and credit card. The Mongol paiza was a tablet of gold, silver, or wood larger than a man’s hand, and it would be worn on a chain around the neck or attached to the clothing. Depending on which metal was used and the symbols such as tigers or gyrfalcons, illiterate people could ascertain the importance of the traveler and thereby render the appropriate level of service. The paiza allowed the holder to travel throughout the empire and be assured of protection, accommodations, transportation, and exemption from local taxes or duties.

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This idea about crossing borders many times a day on the internet…Well, imagine there’s a blogger in Australia and they’ve written a nice article and actually they want to be paid a little bit of money when people read their thing. He’s not set up on Visa, you don’t want to type out all this stuff on a credit card. Surely, if you were to pay him 50p’s worth of bitcoin for this incredible article that he’s written, or a piece of data that he’s calculated that for some reason has value to you, it enables little transactions like that to happen on a vast scale. You can do it quickly and simply and get rid of all this noise in the middle. Ironically, I think cryptos are more likely to push the world towards paid content than the other way around – because they enable it in a way that wasn’t possible before.

That’s partly because, as social psychologists have found in decades’ worth of studies, high achievers usually take too much credit for their successes and assign too much external blame for their failures. It’s a type of attribution bias that protects self-esteem but also prevents learning and growth. People focus on situational factors or company politics instead of examining their own role in the problem.

There are four types of levers that policy makers can pull to bring debt and debt service levels down relative to the income and cash flow levels that are required to service them: Austerity (i.e., spending less) Debt defaults/restructurings The central bank “printing money” and making purchases (or providing guarantees) Transfers of money and credit from those who have more than they need to those who have less

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1. What is this force, Lucilius, that drags us in one direction when we are aiming in another, urging us on to the exact place from which we long to withdraw? What is it that wrestles with our spirit, and does not allow us to desire anything once for all? We veer from plan to plan. None of our wishes is free, none is unqualified, none is lasting. 2. "But it is the fool," you say, "who is inconsistent; nothing suits him for long." But how or when can we tear ourselves away from this folly? No man by himself has sufficient strength to rise above it; he needs a helping hand, and some one to extricate him. 3. Epicurus remarks that certain men have worked their way to the truth without any one's assistance, carving out their own passage. And he gives special praise to these, for their impulse has come from within, and they have forged to the front by themselves. Again, he says, there are others who need outside help, who will not proceed unless someone leads the way, but who will follow faithfully. Of these, he says, Metrodorus was one; this type of man is also excellent, but belongs to the second grade. We ourselves are not of that first class, either; we shall be well treated if we are admitted into the second. Nor need you despise a man who can gain salvation only with the assistance of another; the will to be saved means a great deal, too. 4. You will find still another class of man, – and a class not to be despised, – who can be forced and driven into righteousness, who do not need a guide as much as they require someone to encourage and, as it were, to force them along. This is the third variety. If you ask me for a man of this pattern also, Epicurus tells us that Hermarchus was such. And of the two last-named classes, he is more ready to congratulate the one, but he feels more respect for the other; for although both reached the same goal, it is a greater credit to have brought about the same result with the more difficult material upon which to work.

Small places make for small lives. And some people are fine with that. They like knowing where to put their feet. But if you only walk in other people's steps, you cannot make your own way. You cannot leave a mark." Addie's throat tightens. "Do you think a life has any value if one doesn't leave some mark upon the world?" Remy's expression sobers, and he must read the sadness in her voice, because he says, "I think there are many ways to matter." He plucks the book from his pocket. "These are the words of a man - Voltaire. But they are also the hands that set the type. The ink that made it readable, the tree that made the paper. All of them matter, though credit goes only to the name on the cover.

EXPLORE WAYS TO STOP A HABIT The Fogg Behavior Model applies to all types of behavior change. In this exercise, you’ll explore simple ways to stop a habit. Step 1: Write down three habits that you’d like to stop. Try to be specific. For instance, write “Stop buying soda for lunch” rather than “Stop drinking soda.” Step 2: For each habit, think of ways you might remove (or avoid) the prompt. If you can’t think of anything, that’s okay. Move on to the next step. Step 3: For each habit, think of ways to make it harder to do (ability). Step 4: For each habit, think of ways to reduce your motivation. Step 5: For each habit, select your best solution from steps 2, 3, and 4. Extra Credit: Put your solution into practice.

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The more difficult it becomes to process a series of statements, the less credit you give them overall. During metacognition, the process of thinking about your own thinking, if you take a step back and notice that one way of looking at an argument is much easier than another, you will tend to prefer the easier way to process information and then leap to the conclusion that it is also more likely to be correct. In experiments where two facts were placed side by side, subjects tended to rate statements as more likely to be true when those statements were presented in simple, legible type than when printed in a weird font with a difficult-to-read color pattern. Similarly, a barrage of counterarguments taking up a full page seems to be less persuasive to a naysayer than a single, simple, powerful statement.

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Also I do not know who needs to fucking hear this. But the gods really can fucking manifest here. They choose to come here. They choose to change with the stories that are told about them. They choose to take the credit humans give them for things they aren't 100% of the time truly responsible for. They can perform miracles. They can shapeshift. They can take vessels. The fairy realm is a real fucking place outside the astral you can visit. These things are fucking real and have value and power and if you are on this path or stupid enough to disregard all that you are A, either going to get yourself killed or B, will never truly learn the secrets you’re meant to learn, rise as high as your meant to rise, or power yourself with what you can. If you are really so vein and stupid not to believe they are real or can do these types of things? How dare you call yourself a fucking witch.

Remy nods thoughtfully. "Small places make for small lives. And some people are fine with that. They like knowing where to put their feet. But if you only walk in other people's steps, you cannot make your own way. You cannot leave a mark." Addie's throat tightens. "Do you think a life has bay value if one doesn't leave some mark upon the world?" Remy's expression sobers, and he must read the sadness in her voice, because he says, "I think there are many ways to matter." He plucks the book from his pocket. "These are the words of a man - Voltaire. But they are also the hands that set the type. The ink that made it readable, the tree that made the paper. All of them matter, though credit goes only to the name on the cover." He has misread her, of course, assumed the question stemmed from a different, more common fear. Still, his words hold weight -- though it will be years before Addie discovers just how much.

The German economic system as it existed before the war depended on three main factors: I. Overseas commerce as represented by her mercantile marine, her colonies, her foreign investments, her exports, and the overseas connections of her merchants; II. The exploitation of her coal and iron and the industries built upon them; III. Her transport and tariff system. Of these the first, while not the least important, was certainly the most vulnerable. The Treaty aims at the systematic destruction of all three, but principally of the first two. I (1) Germany has ceded to the Allies all the vessels of her mercantile marine exceeding 1600 tons gross, half the vessels between 1000 tons and 1600 tons, and one quarter of her trawlers and other fishing boats.[9] The cession is comprehensive, including not only vessels flying the German flag, but also all vessels owned by Germans but flying other flags, and all vessels under construction as well as those afloat.[10] Further, Germany undertakes, if required, to build for the Allies such types of ships as they may specify up to 200,000 tons[11] annually for five years, the value of these ships being credited to Germany against what is due from her for Reparation.[12]

I see over and beyond all these national wars, new "empires," and whatever else lies in the foreground. What I am concerned with — for I see it preparing itself slowly and hesitatingly — is the United Europe. It was the only real work, the one impulse in the souls, of all the broad-minded and deep-thinking men of this century — this reparation of a new synthesis, and the tentative effort to anticipate the future of "the European." Only in their weaker moments, or when they grew old, did they fall back again into the national narrowness of the "Fatherlanders" — then they were once more "patriots." I am thinking of men like Napoleon, Heinrich Heine, Goethe, Beethoven, Stendhal, Schopenhauer. Perhaps Richard Wagner likewise belongs to their number, concerning whom, as a successful type of German obscurity, nothing can be said without some such "perhaps." But to the help of such minds as feel the need of a new unity there comes a great explanatory economic fact: the small States of Europe — I refer to all our present kingdoms and "empires" — will in a short time become economically untenable, owing to the mad, uncontrolled struggle for the possession of local and international trade. Money is even now compelling European nations to amalgamate into one Power. In order, however, that Europe may enter into the battle for the mastery of the world with good prospects of victory (it is easy to perceive against whom this battle will be waged), she must probably "come to an understanding" with England. The English colonies are needed for this struggle, just as much as modern Germany, to play her new role of broker and middleman, requires the colonial possessions of Holland. For no one any longer believes that England alone is strong enough to continue to act her old part for fifty years more; the impossibility of shutting out homines novi from the government will ruin her, and her continual change of political parties is a fatal obstacle to the carrying out of any tasks which require to be spread out over a long period of time. A man must to-day be a soldier first and foremost that he may not afterwards lose his credit as a merchant. Enough; here, as in other matters, the coming century will be found following in the footsteps of Napoleon — the first man, and the man of greatest initiative and advanced views, of modern times. For the tasks of the next century, the methods of popular representation and parliaments are the most inappropriate imaginable.

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And don’t tell me again that you were ten years old. Your age has nothing to do with what I’m talking about. There are no big changes between ten and twenty—or ten and eighty, for that matter. You still can’t love a Jesus as much as you’d like to who did and said a couple of things he was at least reported to have said or done—and you know it. You’re constitutionally unable to love or understand any son of God who throws tables around. And you’re constitutionally unable to love or understand any son of God who says a human being, any human being—even a Professor Tupper—is more valuable to God than any soft, helpless Easter chick.” Franny was now facing directly into the sound of Zooey’s voice, sitting bolt upright, a wad of Kleenex clenched in one hand. Bloomberg was no longer in her lap. “I suppose you can,” she said, shrilling. “It’s beside the point whether I can or not. But, yes, as a matter of fact, I can. I don’t feel like going into it, but at least I’ve never tried, consciously or otherwise, to turn Jesus into St. Francis of Assisi to make him more ‘lovable’—which is exactly what ninety-eight per cent of the Christian world has always insisted on doing. Not that it’s to my credit. I don’t happen to be attracted to the St. Francis of Assisi type. But you are. And, in my opinion, that’s one of the reasons why you’re having this little nervous breakdown.

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In one sense—and this sounds a little hyper-sentimental—but from one angle almost every moment strikes me that way—the sheer Mystery of existence itself, the sheer and ultimate unknowability of everything, makes every moment a “holy-shit-how-did-this-happen?” moment. I’m certainly known as a philosopher, but what really strikes me the most is not the knowability of each moment, but the sheer unknowability of each moment—the magical Mystery tour of our entire trajectory—it’s awesome, amazing, unbelievable, miraculous, and completely unknowable in the last analysis—what the Christian mystics call “divine ignorance” and Zen calls “don’t-know mind”—those words are applying to the ultimate Reality! An integral approach is not a way to know it all, but to try to include in what we know as much as is humanly possible, because the only way to know anything about this ultimate Mystery is to know as much as we humanly can—the less we leave out, the more Mystery we embrace. It’s like Socrates is credited with saying: the more you know, the more unknowable you realize it all is (Socrates was said to be the wisest man alive because he realized he knew nothing at all). So every moment is a type of “holy-shit!” moment—that anything is happening at all is just miraculous, totally holy-shit miraculous.

Many casualties?’ ‘Thirty or more. Mostly young girls from the typing pool and half of them were Catholic, there’s the irony. The Provisionals have already claimed credit, if that’s the right word. A nasty business.’ ‘Binnie Gallagher would be the first to agree with you.’ Which seemed to have little or no effect on him, for he sat staring down at the desk, whistling softly to himself while he traced complicated patterns on a memo pad with a pencil. I said, ‘Look, I’m not too happy about what you might call the security aspects

A strain of newly minted “cyberlibertarian” ideals informed the early Internet, which assumed that a fairly minimal communications layer was sufficient; obviously necessary higher-level architectural elements, such as persistent identities for humans, would be supplied by a hypothetical future layer of private industry. But these higher layers turned out to give rise to natural monopolies because of network effects; the outcome was a new kind of unintended centralization of information and therefore of power. A tiny number of tech giants came to own the means of access to networks for most people. Indeed, these companies came to route and effectively control the data of most individuals. Similarly, there was no provision for provenance, authentication, or any other species of digital context that might support trust, a precious quality that underlies decent societies. Neither the Internet nor the Web built on top of it kept track of back links, meaning what nodes on the Internet included references to a given node. It was left to businesses like commercial search engines to maintain that type of context. Support for financial transactions was left to private enterprise and quickly became the highly centralized domain of a few credit card and online payment companies.

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My needs are. I don’t want things like other people.” Even if I could imagine a future for myself, I don’t see anything resembling the type of personal future so many others strive for. “Why? Why train yourself for such simplicity when you are worth so much . . .” My chest caves in with the look she gifts me, the one that makes me feel invincible. “You are so much more than what you let people see—than what you give yourself credit for.

You are anything but simple.” “My needs are. I don’t want things like other people.” Even if I could imagine a future for myself, I don’t see anything resembling the type of personal future so many others strive for. “Why? Why train yourself for such simplicity when you are worth so much . . .” My chest caves in with the look she gifts me, the one that makes me feel invincible. “You are so much more than what you let people see—than what you give yourself credit for.

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Research on those with the intention and sense of having the ability to start one’s own business (entrepreneurial intention) has tended to identify a “heroic,” extraverted, not-very-sensitive type. However, HSPs have also been found to have a strong entrepreneurial intention, being skilled at recognizing opportunities (depth of processing, aware of subtle stimuli, creativity, etc.) and motivated to be self-employed and manage their own energy and resources— something I discuss in the chapter on work. Finally, John Hughes, an interim CIO and an author on best practices for CEOs, has written on the reasons HSPs make exceptional leaders. First, they notice what others miss, having a greater sense of what is happening for their team. Second, they prefer to process more than simply to take action, often standing back to let others on their team receive credit. Third, and most important, they exhibit what is called “resonant leadership,” obtaining a “feel” for what is going on, often nonverbal, so that they lead with understanding and empathy. Such leaders tend to “say and do the right things at just the right time. This isn’t luck or magic, it’s their innate ability to feel deeply, process richly, and patiently consider the right words and actions for the moment.

Regardless, I wouldn’t kiss Xavier Castillo if he were the last man on earth,” I said coolly. “He is not my type.” He’s also gorgeous, and kind, and smarter than people give him credit for, a voice sang in my head.

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Brennan credited his time in the army with shaping his deep suspicion of government. While he was fighting at the front, his draft board sent a letter to his home stating he would be fined and imprisoned if he did not turn up for his physical. “Just goes to show how much the government knows about what’s going on,” he said. On April 4, 1919, Walter Brennan was one of six thousand returning troops that Governor Calvin Coolidge saluted as their ship docked. Six days later, while the demobbed Brennan was marching in a Swampscott parade, he spotted Ruth Wells, the daughter Lynn’s local sheriff, crossing the street. Walter’s and Ruth’s families knew one another, but Walter, three years older than Ruth, had not paid that much attention to her until he went away to war and began writing letters to her. When Ruth was six, she broke a bottle belonging to Walter’s mother, and nine-year-old Walter teased her to tears by telling her, “she’d get it when they got home.” During the war, she attended Simmons College, graduating in 1919 from a three-year program in secretarial studies, having taken courses not only in shorthand, typing, business practices, commercial law, and economics, but also in English, History, French, and German. Her yearbook entry in The Microcosm gives the impression of a lively and sociable personality with interests in the theater, parties, and dances. She was not one to sulk or spend much time worrying. “He kind of discovered you,” Ralph Edwards said to Ruth. “Oh, I did that,” she explained. “We were invited by Walter’s mother to dinner, my mother and my two sisters . . . Walter

While much of postmodernist analysis should be credited with theoretical imagination, as well as talent for capturing something of the Zeitgeist, this type of analysis nonetheless misses some crucial facts about consumption: that consumption is vitally linked to production; consumption is anchored in concrete relations; and the driving force in consumption is individual interest, as encouraged and often shaped by profit interests.

Annihilating nihilism is a peculiar phenomenon – the product of financial capitalism. In the sphere of financial capitalism, destroying concrete wealth is the easiest way to accumulate abstract value. The credit default swap (CDS) is the best example of this transformation of life, resources and language into nihil. The CDS is a contract in which the buyer of the CDS makes a series of payments to the seller and, in exchange, receives a pay-off if an instrument – typically a bond or loan – goes into default (fails to pay). Less commonly, the credit event that triggers the pay-off can be the restructuring or bankruptcy of a company, or even simply the downgrading of its credit rating. If the financial game is based on the premise that the value of money invested will increase as things are annihilated (if factories are dismantled, jobs are destroyed, people die, cities crumble, and so on), this type of financial profiteering is essentially constructed upon a bet on the degradation of the world.

the self-help industry was worth $11 billion in the US and had earned UK publishers £60 million over the last five years. Rates of antidepressant use had increased by 400 per cent in the last fifteen years and were now the third most-prescribed type of medication worldwide (after cholesterol pills and painkillers). Even those lucky few who’d never so much as sniffed an SSRI or picked up a book promising to boost their mood had probably used food, booze, caffeine or a credit card to bring on a buzz. But

income, expenses, and finances: How much debt do I want to carry, and for what purpose? Would I like to pay off one or more of my credit accounts? By when? How much money do I want to make next month? Next year? Five years from now? What expenses do I want to cut down or cut out? — My home and community: What changes do I want to make in my current living environment? Do I want to fix up my home or yard? Do I want to move? What is my ideal home like? Where is it? What is my personal corner or room like? Does it have a garden, pool, or pond? Is it near the ocean, a lake, the desert, or mountains? Is it in the city or the country? What part of the world do I live in? What is my neighborhood like? What community projects am I involved in, if any? — My spiritual life: How much time do I want to devote to spiritual practices, such as meditation, classes, church, volunteer work, and so on? What books do I want to read? What classes do I want to take? What spiritual teachers, authors, or leaders do I want to meet, listen to, and/or work with? What spiritual power places do I want to visit, with whom, and when? What spiritual projects do I want to work on? What spiritual gift do I want to give to others? — My health and fitness: What changes do I want to make in my health and fitness? How much time per day or week do I want to spend exercising? What type of exercise program would I most enjoy and benefit from? Where would I exercise? With whom? What physical healings do I want? If I were to manifest my true natural state of perfect health right now, what would my body be like? About what weight or fat percentage would my body feel comfortable and healthy being? What types of foods would be in my regular diet? What would my ideal sleeping pattern be? How would I deal with stress or tension? What unnecessary stressors do I want to get rid of? What toxins (emotional or physical) can I eliminate from my diet or life? — My family life: What type of family life do I want? What about children? How much time do I want to spend with my kids? What do I want to teach or share with them? How can I be closer to my family and/or spend more quality time with them? What type of

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If you are carrying large credit card balances or other types of debt with high rates of interest, start paying as much as possible toward these debts until they are fully paid off. You would be surprised at how much it can free up to put toward your retirement savings.

Future of Prepaid Instruments Merchants continue to have their closed loop wallets as an easy way for pushing refunds, a tactic for increasing customer stickiness. But with instant refund solutions, these wallets also may lose their charm. Only a few types of prepaid cards have some value: Gift Cards (because these are a lazy person’s gifting choice), Forex cards (Quintessential for overseas trips) and Specialised cards (Sodexo). But this status is changing with the growth of a particular sector – NBFC/LendingTech. As NBFC/LendingTech companies cannot issue credit cards so prepaid cards are used as instruments to lend the money (by doing just in time funding to the prepaid card). In Apr’21, RBI have issued new guidelines for prepaid cards/wallets: Balance limit is increased to Rs. 2,00,000 Interoperability among PPI instruments Cash withdrawal at ATM and POS PPI entities can set-up operations for NEFT/RTGS transfers With these new guidelines and boom in neo-banks & LendingTech companies, prepaid cards and wallets may get another shot at not just revival but a remarkable growth. Let’s wait and watch!

Yes, but we should take credit for the partnerships that lead to our successes,” Lunis instructed sagely. “Those in our lives directly reflect on us. You are the type of person who has a fairy godmother. Never discount the importance of that.

In those days, if you made a long-distance call from a pay phone, the operators would ask you to deposit a certain amount of money to speak for three minutes. Each type of coin would make a distinctive sound on the line, which the operator would track and credit.

EXERCISE #1: EXPLORE WAYS TO STOP A HABIT The Fogg Behavior Model applies to all types of behavior change. In this exercise, you’ll explore simple ways to stop a habit. Step 1: Write down three habits that you’d like to stop. Try to be specific. For instance, write “Stop buying soda for lunch” rather than “Stop drinking soda.” Step 2: For each habit, think of ways you might remove (or avoid) the prompt. If you can’t think of anything, that’s okay. Move on to the next step. Step 3: For each habit, think of ways to make it harder to do (ability). Step 4: For each habit, think of ways to reduce your motivation. Step 5: For each habit, select your best solution from steps 2, 3, and 4. Extra Credit: Put your solution into practice.

Two-sided networks have two groups of users who each consistently play a distinct role in transactions. For example, credit card companies serve cardholders and merchants, recruiting websites match job seekers and corporate employers, and videogame consoles connect gamers with game developers. By contrast, one-sided networks have just one type of user. Although every Skype call has a sender and a receiver, these roles are transient: Most Skype users make and receive calls at different times.

There’d been 350 fewer murders in 1994 than in 1993; 650 fewer than in 1990. Even Bratton didn’t take all the credit: “Nobody can be sure exactly what is going on,” he told the Times in an article titled “When Crime Recedes: New York Crime Falls, But Just Why Is a Mystery.” What the NYPD could own was the start of a virtuous cycle. At first, “fear,” wrote Fred Siegel, “declined even more rapidly than crime.” Subway ridership was up, and more New Yorkers spending more time in public space dampened opportunistic crime. The next year, murders fell to a 25-year low, making the panic over young Black superpredators appear less like science and more like White panic, but theories on both sides were being disproved. Three-quarters of New Yorkers below the poverty line were statistically in “extreme poverty,” and by 1998, more than 600,000 people a month relied on emergency meals, more than twice the number as when Giuliani took office, so if hunger made you a criminal, crime should have been shooting up. Nor were the moral measures that a Manhattan Institute type might look for—single-parent homes, for example—getting any better.