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We're constantly judging and grading other parents, just to make sure that they aren't any better than us. I'm as guilty as anyone. I see some lady hand her kid a Nintendo DS at the supermarket and I instantly downgrade that lady to Shitty Parent status. I feel pressure to live up to a parental ideal that no one probably has ever achieved. I feel pressure to raise a group of human beings that will help America kick the shit out of Finland and South Korea in the world math rankings. I feel pressure to shield my kids from the trillion pages of hentai donkey porn out there on the Internet. I feel pressure to make the insane amounts of money needed for a supposedly 'middle-class' upbringing for the kids, an upbringing that includes a house and college tuition and health care and so many other expenses that you have to be a multimillionaire to afford it. PRESSURE PRESSURE PRESSURE.

She attended Northwest Missouri State Teachers College in Maryville, where the tuition was $76 per year. (In 2013 it was approximately $14,000 per year for in-state residents, a twelve-fold increase after adjusting for inflation.)

As I am new to teaching this course, University policy is that we are to use this time to get to know each other better.  I realize that this is an incredible waste of all of our times and tuition money, is utterly tedious, and accomplishes nothing, but that is the rule.”  She started handing out more paperwork.  “Break into small groups and try to answer as many of the inane and entirely nonsensical questions as you can, before you stop caring about the assignment and learn to hate the others in your group.  Once you have spent five consecutive minutes discussing how it is impossible for the members of your group to discuss anything for five minutes-- as you obviously have nothing in common and are all equally boring-- the assignment will be complete, and you can promptly forget all of the names and information you have learned about your classmates, and go home.  Please hand in your papers to me on your way out, so that I can discard them without bothering to read what you wrote, as I do not care.

In every generation, the embrace of Calvinism by a faction of students and faculty placed schools and administrators in a difficult position. Since the 1920s, Calvinism had acquired a reputation among fundamentalist institutions of higher education as both compelling and disruptive. Calvinists often demanded greater theological consistency than school leaders wanted to endorse. And they sometimes disparaged important elements of American evangelicalism, including the emotional revivalism and dispensational Bible-reading methods beloved by so many evangelicals. In addition, school administrators remained painfully aware of the fact that their interdenominational schools needed to remain friendly to a relatively wide variety of denominational backgrounds. The big tent of American evangelicalism often included groups that considered Calvinism a foreign imposition. As in all things, school administrators balked at the idea of embracing any idea that would drive away students and their tuition dollars. In effect, Calvinism served as a perennial reminder of the unresolvable tension in fundamentalist and evangelical institutions between the demands of theological purity, interdenominational viability, and institutional pragmatism.

Lynum had plenty of information to share. The FBI's files on Mario Savio, the brilliant philosophy student who was the spokesman for the Free Speech Movement, were especially detailed. Savio had a debilitating stutter when speaking to people in small groups, but when standing before a crowd and condemning his administration's latest injustice he spoke with divine fire. His words had inspired students to stage what was the largest campus protest in American history. Newspapers and magazines depicted him as the archetypal "angry young man," and it was true that he embodied a student movement fueled by anger at injustice, impatience for change, and a burning desire for personal freedom. Hoover ordered his agents to gather intelligence they could use to ruin his reputation or otherwise "neutralize" him, impatiently ordering them to expedite their efforts. Hoover's agents had also compiled a bulging dossier on the man Savio saw as his enemy: Clark Kerr. As campus dissent mounted, Hoover came to blame the university president more than anyone else for not putting an end to it. Kerr had led UC to new academic heights, and he had played a key role in establishing the system that guaranteed all Californians access to higher education, a model adopted nationally and internationally. But in Hoover's eyes, Kerr confused academic freedom with academic license, coddled Communist faculty members, and failed to crack down on "young punks" like Savio. Hoover directed his agents to undermine the esteemed educator in myriad ways. He wanted Kerr removed from his post as university president. As he bluntly put it in a memo to his top aides, Kerr was "no good." Reagan listened intently to Lynum's presentation, but he wanted more--much more. He asked for additional information on Kerr, for reports on liberal members of the Board of Regents who might oppose his policies, and for intelligence reports about any upcoming student protests. Just the week before, he had proposed charging tuition for the first time in the university's history, setting off a new wave of protests up and down the state. He told Lynum he feared subversives and liberals would attempt to misrepresent his efforts to establish fiscal responsibility, and that he hoped the FBI would share information about any upcoming demonstrations against him, whether on campus or at his press conferences. It was Reagan's fear, according to Lynum's subsequent report, "that some of his press conferences could be stacked with 'left wingers' who might make an attempt to embarrass him and the state government." Lynum said he understood his concerns, but following Hoover's instructions he made no promises. Then he and Harter wished the ailing governor a speedy recovery, departed the mansion, slipped into their dark four-door Ford, and drove back to the San Francisco field office, where Lynum sent an urgent report to the director. The bedside meeting was extraordinary, but so was the relationship between Reagan and Hoover. It had begun decades earlier, when the actor became an informer in the FBI's investigation of Hollywood Communists. When Reagan was elected president of the Screen Actors Guild, he secretly continued to help the FBI purge fellow actors from the union's rolls. Reagan's informing proved helpful to the House Un-American Activities Committee as well, since the bureau covertly passed along information that could help HUAC hold the hearings that wracked Hollywood and led to the blacklisting and ruin of many people in the film industry. Reagan took great satisfaction from his work with the FBI, which gave him a sense of security and mission during a period when his marriage to Jane Wyman was failing, his acting career faltering, and his faith in the Democratic Party of his father crumbling. In the following years, Reagan and FBI officials courted each other through a series of confidential contacts. (7-8)

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The opportunity for disruption in an industry can be correlated to a handful of factors—a disruptability index. The key signal is dramatic increase in price with no accompanying increase in value or innovation. This is also known as unearned margin. The poster child for this is my sector, higher education. Consider a university lecture. Whether you are 19 or 90, you likely picture the same thing. An auditorium, an older person at the front, a group of young people in the seats, lecture, notes, teaching assistants. Almost nothing has changed in forty years, or even eighty. But there has been one dramatic change—the price. College tuition has increased 1,400% in the past 40 years.1 A red flag for disruption.

The basics of starting a business are very simple; you don’t need an MBA (keep the $60,000 tuition), venture capital, or even a detailed plan. You just need a product or service, a group of people willing to pay for it, and a way to get paid.

For too long the various fields of knowledge have been closed to the majority of people, because of knowledge barriers (such as entrance exams), financial barriers (tuition), class barriers (guilds, unions, and directors of admission), language barriers (each group adopting its own arcane terminology with the supposed purpose of facilitating communication among members but with the effects being a rebuff to the uninitiated). These obstacles are undemocratic in that they do not let an individual have free access to knowledge that society has collected — our common inheritance, the greatest store of wealth to which we are all heirs. Such barriers have resulted in an elite group that understands and a mass of outsiders who are excluded from knowledge. For example, in earlier times the Bible was only available in Latin or Greek and accessible exclusively to priests and scholars. That exclusivity is kept alive today in the medical profession. There are innumerable, hidden psychological and social pressures that keep people from being free to explore the constructive use of their hands and minds. Because of artificial limitations on who shall know, society fails to reap the knowledge, the productivity, and the peace and well-being that come from universal participation. In a very real sense, we are hoarding our wealth rather than investing it in the best blue chip stock on the market — human ability.

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