Tracking Money Quotes

Money, an invention in which its creators decide who gets what amount of the finite pie. A person could work miracles for humankind and be given next to none of this manmade item, whereas another person could do next to nothing, or even perform major adverse actions against humankind and the planet, and be given a huge helping of it. This is because the monetary system that was initially used as a way of keeping track of goods and services rendered had been hijacked by the Masters to be used against the population.

Someone who doesn't make the (Olympic) team might weep and collapse. In my day no one fell on the track and cried like a baby. We lost gracefully. And when someone won, he didn't act like he'd just become king of the world, either. Athletes in my day were simply humble in our victory. I believe we were more mature then...Maybe it's because the media puts so much pressure on athletes; maybe it's also the money. In my day we competed for the love of the sport...In my day we patted the guy who beat us on the back, wished him well, and that was it.

Usually, when we think of power, we think of external power. And we think of powerful people as those who have made it in the world. A powerful woman isn’t necessarily someone who has money, but we think of her as someone with a boldness or a spark that makes her manifest in a dramatic way. When we think of a powerful man, we think of his ability to manifest abundance, usually money, in the world. Most people say that a powerful woman does best with a powerful man, that she needs someone who understands the bigness of her situation, a man who can meet her at the same or even greater level of power in the world. Now this is true, if power is defined as material abundance. A woman often faces cultural prejudice when she makes more money than a man, as does he. A woman who defines power by worldly standards can rarely feel totally relaxed in the arms of a man who doesn’t have it. If power is seen as an internal matter, then the situation changes drastically. Internal power has less to do with money and worldly position, and more to do than with emotional expansiveness, spirituality and conscious living… I used to think I needed a powerful man, someone who could protect me from the harshness and evils of the world. What I have come to realize is that…the powerful man I was looking for would be foremost, someone who supported me in keeping myself on track spiritually, and in so maintaining clarity within myself, that life would present fewer problems. When it did get rough, he would help me forgive. I no longer wanted somebody who would say to me, “Don’t worry honey, if they’re mean to you I’ll beat them up or buy them out.” Instead, I want someone who prays and meditates with me regularly so that fewer monsters from the outer world disturb me, and who when they do, helps me look within my own consciousness for answers, instead of looking to false power to combat false power. There’s a big difference between a gentle man and a weak man. Weak men make us nervous. Gentle men make us calm.

Money, like emotions, is something you must control to keep your life on the right track.

I could stay here, I thought, make money at the track while she nurses me over the bad moments, rubs oil on my body, cooks for me, talks to me, goes to bed with me. Of course, there would always be arguments. That is the nature of a woman. They like the mutual exchange of dirty laundry, a bit of screaming, a bit of dramatics. Then an exchange of vows.

Both political parties have moved to the right during the neoliberal period. Today’s New Democrats are pretty much what used to be called “moderate Republicans.” The “political revolution” that Bernie Sanders called for, rightly, would not have greatly surprised Dwight Eisenhower. The fate of the minimum wage illustrates what has been happening. Through the periods of high and egalitarian growth in the ‘50s and ‘60s, the minimum wage—which sets a floor for other wages—tracked productivity. That ended with the onset of neoliberal doctrine. Since then, the minimum wage has stagnated (in real value). Had it continued as before, it would probably be close to $20 per hour. Today, it is considered a political revolution to raise it to $15.

Only fools with no money of their own, take financial track of the rich and the famous

I also feel fairly confident that the original Texaco Salvatore was a good family man, with perhaps a propensity for wearing his wife's panties and betting his kids' college money at the track, but otherwise a solid dude.

Two questions I'm pondering: 1. If money didn't exist, would you still chase your dreams? 2. If money didn't exist, would you still keep your job? If the answer is "YES" to both, you're on track. If the answer is "NO" to either, what needs to change?

If," ["the management consultant"] said tersely, “we could for a moment move on to the subject of fiscal policy. . .” “Fiscal policy!" whooped Ford Prefect. “Fiscal policy!" The management consultant gave him a look that only a lungfish could have copied. “Fiscal policy. . .” he repeated, “that is what I said.” “How can you have money,” demanded Ford, “if none of you actually produces anything? It doesn't grow on trees you know.” “If you would allow me to continue.. .” Ford nodded dejectedly. “Thank you. Since we decided a few weeks ago to adopt the leaf as legal tender, we have, of course, all become immensely rich.” Ford stared in disbelief at the crowd who were murmuring appreciatively at this and greedily fingering the wads of leaves with which their track suits were stuffed. “But we have also,” continued the management consultant, “run into a small inflation problem on account of the high level of leaf availability, which means that, I gather, the current going rate has something like three deciduous forests buying one ship’s peanut." Murmurs of alarm came from the crowd. The management consultant waved them down. “So in order to obviate this problem,” he continued, “and effectively revalue the leaf, we are about to embark on a massive defoliation campaign, and. . .er, burn down all the forests. I think you'll all agree that's a sensible move under the circumstances." The crowd seemed a little uncertain about this for a second or two until someone pointed out how much this would increase the value of the leaves in their pockets whereupon they let out whoops of delight and gave the management consultant a standing ovation. The accountants among them looked forward to a profitable autumn aloft and it got an appreciative round from the crowd.

We would all be together on the journey then, our destination the village at the end of the road where people gamble day and night but never lose their money, eat but never fill their stomachs, drink but never leave their minds.

In the end, managing your finances well is a lot like developing a strong personal productivity system: You keep track of everything without making it your full-time job; you set goals; you break them down into small bite-size tasks; you save yourself time by automating manual work; and you spend your time and brainpower focusing on the big picture. That’s what I try to do with my time and money.

Asking me not to break the rules of society is like telling your kid not to eat candy because it’s bad for him. The kid will continue to eat candy until you take it away, or until you prove why he shouldn’t. You also need to provide substitutes for the candy you have denied that child. I was told often enough what was bad, but I was never given a substitute or the opportunity to try another world until I had already become so defiant and twisted, I no longer cared about someone else’s right or wrong. By then I could not see enough honest faces in the world to pattern myself after. Your Bibles didn’t mean anything to me. A Bible had driven my mother from her home. The people you chose to raise me beat and raped me and taught me to hate and fear. From what I have seen throughout my life, the laws of the land are practiced only by the little guy. Those who have money and success abuse every law written and get away with it. I admit my reasoning comes from the wrong side of the tracks, but once these opinions are formed and reinforced a few times, it is hard to believe otherwise. So even if I don’t shed a tear, I console myself: I had some help in becoming the person I am.

I could stay here, I thought, make money at the track while she nurses me over the bad moments, rubs oils on my body, cooks for me, talks to me, goes to bed with me.

Only fools with no money of their own, keep financial track of the rich and the famous

Money. An instrument invented in ancient temple complexes, to keep track of debt: counters that acquired mobility and went a-walking, weaving webs of debt into vast and intricate meshes, enslaving and directing the labor of billions in service of the obligations created by its issuance. . . . Money: a shadow play projected on the walls of our minds by the dark sun of debt.

Nector [speaking to Bernadette] could have told her, having drunk down the words of Nanapush, that comfort is not security and money in the hand disappears. He could have told her that only the land matters and never to let go of the papers, the titles, the tracks of the words, all those things that his ancestors never understood how the vital relationship to the dirt and grass under their feet.

There is a saturation of books on Amazon due to a sudden get-rich-quick surge in "everyone can be authors" seminars similar to the house flipping ones in the early 2000s which led to the housing bubble and an economic slowdown in the U.S. To distinguish quality books from those get-rich-quick ones, look at the author's track record - worldwide recognition as books that garnered credible awards, authors who speak at book industry events, authors who speak at schools, authors whose books are reference materials and reading sources at school and libraries. Get-rich books have a system to get over 500 reviews quickly, manipulates the Kindle Unlimited algorithm, and encourage collusion in the marketplace to knock out rivals. Be wary of trolls who are utilized to knock down the rankings of rival's books too. Once people have heard there is money to be made as a self-published author, just like house flipping, a cottage industry has risen to take advantage of it and turn book publishing into a get rich scheme, which is a shame for all the book publishers and authors, like me, who had published for the love of books, to write to help society, and for the love of literature. Kailin Gow, Parents and Books

These children were deprived of something more important than money—love. They ended up paying for that deprivation during the remainder of their lives, and society suffered, too, because their crimes removed many people from the world and their assaultive behavior left alive equally as many victims who remain permanently scarred.

Now-a-days lower Broadway is blocked with traffic at this hour and everyone walks; even the decrepit John Jacob Astor can be seen crawling along the street like some ancient snail, his viscous track the allure of money. Instead

McLarney laughs, then leaps into the parable of Snot Boogie, who joined the neighborhood crap game, waited for the pot to thicken, then grabbed the cash and bolted down the street only to be shot dead by one of the irate players. "So we're interviewing the witnesses down at the office and they're saying how Snot Boogie would always join the crap game, then run away with the pot, and that they'd finally gotten sick of it..." Dave Brown drives in silence, barely tracking this historical digression. "And I asked one of them, you know, I asked him why they even let Snot Boogie into the game if he always tried to run away with the money." McLarney pauses for effect. "And?" asks Brown. "He just looked at me real bizarre," says McLarney. "And then he says, 'you gotta let him play....This is America

I wear silk -- the cover to uncover -- because silk is what I want you to think of. But I dislike the cloth. It is too stern. So tell me anything but track me like a climber for here is the eye, here is the jewel, here is the excitement the nipple learns. I am unbalanced -- but I am not mad with snow. I am mad the way young girls are mad, with an offering, an offering... I burn the way money burns.

WHAT MAKES YOU HAPPY? Over two thousand years ago, Aristotle came to the unsurprising conclusion that what a person wants above all is to be happy. In 1961, the US psychologist Mihaly Csikszentmihalyi wrote: ‘While happiness itself is sought for its own sake, every other goal – health, beauty, money or power – is valued only because we expect that it will make us happy.’ Csikszentmihalyi looked for a term that described the state of feeling happy. He called it ‘flow’. But when are we ‘in the flow’? After interviewing over a thousand people about what made them happy, he found that all the responses had five things in common. Happiness, or ‘flow’, occurs when we are: • intensely focused on an activity • of our own choosing, that is • neither under-challenging (boreout) nor over-challenging (burnout), that has • a clear objective, and that receives • immediate feedback. Csikszentmihalyi discovered that people who are ‘in the flow’ not only feel a profound sense of satisfaction, they also lose track of time and forget themselves completely because they are so immersed in what they are doing.

…I relied on an unpublished report by Jose Fernandez-Partagas, a late-twentieth-century meteorologist who recreated for the National Hurricane Center the tracks of many historical hurricanes, among them the Galveston Hurricane. He was a meticulous researcher given to long hours in the library of the University of Miami, where he died on August 25, 1997, in his favorite couch. He had no money, no family, no friends--only hurricanes. The hurricane center claimed his body, had him cremated, and on August 31, 1998, launched his ashes through the drop-port of a P-3 Orion hurricane hunter into the heart of Hurricane Danielle. His remains entered the atmosphere at 28 N., 74.2 W., about three hundred miles due east of Daytona Beach.

And whether or not the educators who are trying to raise up America's students can actually set and meet higher academic standards, our cultural values make their job next to impossible. It's so much easier for pundits and politicians to point out figures and blame the people who are in the trenches every day than it is to get in there with them, or even to find out what actually goes on in those trenches. It's so much easier for parents to blame teachers when their kids get in trouble than to do the heavy lifting required at home to keep kids on track. And it's so much easier for us as a nation to cross our fingers and hope that we'll "get lucky" with the innovative "solutions" being tested on America's schools today than it is for us to roll up our sleeves and invest our own time, talent, and money in the schools that are even now-- with or without us-- shaping our nation's future.

To be honest, I can’t imagine how anyone could say ‘I’m weak’ and then stay that way. If you know that about yourself, why not fight it, why not develop your character? Their answer has always been: ‘Because it’s much easier not to!’ This reply leaves me feeling rather discouraged. Easy? Does that mean a life of deceit and laziness is easy too? Oh no, that can’t be true. It can’t be true that people are so readily tempted by ease … and money. I’ve given a lot of thought to what my answer should be, to how I should get Peter to believe in himself and, most of all, to change himself for the better. I don’t know whether I’m on the right track.

Money can buy you social status, a luxurious bed in a prestigious hospital, and more time with your family when you got sick. Who doesn't want that?

Social media can help you build a community that believes in you and will buy from you.

Damn wars, damn conflicts, damn poverty! Instead of spending money on bombs, wouldn’t it be better to feed the world and restore all these magnificent routes and tracks?

After much passing around of money Cousin Joshua was moved across the tracks and placed in state accommodations for the irresponsible

His only lead was Ginny Slade, aka Virginia Watson Slade, and he’d have to track her down, but it wouldn’t be easy. It would take time and money. Lots and lots of Danvers money.

Twist and wring out the budget, work extra hours, sell something, or have a garage sale, but quickly get your $1,000. Most of you should hit this step in less than a month. If it looks as though it is going to take longer, do something radical. Deliver pizzas, work part-time, or sell something else. Get crazy. You are way too close to the edge of falling over a major money cliff here. Remember, if the Joneses (all the broke people) think you are cool, you are heading the wrong way. If they think you are crazy, you are probably on track.

No president in history has burned more public money to sustain his personal lifestyle than Donald Trump. Three-quarters of the way through his first year in office, President Trump was on track to spend more on travel in one year of his presidency than Barack Obama in eight -- even though Trump only rarely ventured west of the Mississippi or across any ocean.

We're your guardians until my uncle tracks down your cousin and arrests him." Tammy's face was almost comical in its incredulity. "But it's daylight," she said at last. "Vampires can't go out in the sun, everyone knows that!" Bones chuckled. "Right. And we shrink back from crosses, can't travel over water, can't enter a home unless invited, and always get staked in the end by the righteous slayer. Really, who'd be afraid of a creature like that? All you'd need is a Bible, a tanning bed, and some holy water to send us shivering to our dooms.

What is spreading today is repressive kleptocracy, led by rulers motivated by greed rather than by the deranged idealism of Hitler or Stalin or Mao. Such rulers rely less on terror and more on rule twisting, the manipulation of information, and the co-option of elites. Their goal is self-enrichment; the corrosion of the rule of law is the necessary means. As a shrewd local observer explained to me on a visit to Hungary in early 2016, “The main benefit of controlling a modern bureaucratic state is not the power to persecute the innocent. It is the power to protect the guilty.” No president in history has burned more public money to sustain his personal lifestyle than Donald Trump. Three-quarters of the way through his first year in office, President Trump was on track to spend more on travel in one year of his presidency than Barack Obama in eight—even though Trump only rarely ventured west of the Mississippi or across any ocean.

Nightbitch resolved to demand things- all sorts of things. To ask. To not assume she had to cook the dinner and do the night-nights and clean the house and pay the bills and buy the presents and send the cards and schedule to appointments and keep track of every last thing all by herself. This was, after all, a partnership, wasn’t it? This was, after all, the modern era, empowerment and feminism and all that, and she had not been taking advantage of any of it because, she discovered as she thought further, she did not have a job. Or, rather, she did not have a job that paid any money whatsoever; in fact, it was a drain on money, represented negative money, this mothering job. Because her husband paid for their lives, paid for the privilege she had of staying home each and every day devoting herself completely to motherhood and nothing else, she had felt, ever since she stepped down from her position at the gallery, that she was in no place to demand anything, He worked all week, and she felt it was too much to ask him to lift a finger on the weekend, because she had automatically devalued her work from the start. She had been, she saw now, inculcated by a culture that told her, Look, it’s cute you’re a mom, and go do your thing, but, honestly, it’s not that hard; you’re probably not all that smart or interesting , but good for you for feeling fulfilled by mothering.

Keeping track of your kids’ clothing needs can be difficult. Annette compiles a list of needed clothes (dress, play, underwear, and outerwear) twice yearly—when she switches the kids’ wardrobes from summer to winter

You love them. The fives and twenties and the profit margins, overheads, the trading fees and tax-free fuckwhats.” “I love little more than a tax-free fuckwhat.” “How does anybody keep track of money anyway, when it’s zinging around all over the place? This guy puts it here for five minutes into pork asses, then whap! he kicks the asses and slaps it into gizmos, then shuffles some of that into peanut brittle.” “It’s never wise to put all your eggs into one pork’s ass.

If you want to save money while traveling, always delete your browser cookies or use incognito mode before you book airline tickets online. The reason is, ticket prices go up when you visit travel websites multiple times because of collected browsing history data.

He did. He researched her. Someone told him that she had a special interest in John Milton. It did not take long to discover the century to which this man belonged. A third-year literature student in Beard’s college who owed him a favor (for procuring tickets to a Cream concert) gave him an hour on Milton, what to read, what to think. He read “Comus” and was astounded by its silliness. He read through “Lycidas,” “Samson Agonistes,” and “Il Penseroso”— stilted and rather prissy in parts, he thought. He fared better with “Paradise Lost” and, like many before him, preferred Satan’s party to God’s. He, Beard, that is, memorized passages that appeared to him intelligent and especially sonorous. He read a biography, and four essays that he had been told were pivotal. The reading took him one long week. He came close to being thrown out of an antiquarian bookshop in the Turl when he casually asked for a first edition of “Paradise Lost.” He tracked down a kindly tutor who knew about buying old books and confided to him that he wanted to impress a girl with a certain kind of present, and was directed to a bookshop in Covent Garden where he spent half a term’s money on an eighteenth-century edition of “Areopagitica.” When he speed-read it on the train back to Oxford, one of the pages cracked in two. He repaired it with Sellotape.

Douglas Strong was a wealthy and successful man. But even though he’d hidden his tracks cleverly, there was no doubt in my mind that he had been skimming money from his own business, going back at least a year. Why? And could the reason have anything to do with his death?

The key to true wealth is putting your money to work for you. Practically speaking, that means spending money on income-producing assets that will supply cash and continue to grow in value over time. The most common assets used to build wealth include: • Stocks • Bonds • Real estate

Right or Wrong Don't know But those things don't give me Money, But gives Satisfaction It consumes my time, But gives me happiness Those things can't give me Future, But I can't live without them These things Can't give me fame, But adds value to my life So Conservation is life

I can't believe he's going to make me give him the speech. I am livid that he's going to make me give him the speech. I do it, piecing it together from times I've seen it done on TV and in movies. I tell him that there are many people who love him and would be crushed if he were to kill himself, while wondering, distantly, if that is the truth. I tell him that he has so much potential, that he has so many things to do, while most of me believes that he will never put his body and brain to much use at all. I tell him that we all have dark periods, while becoming ever more angry at him, the theatrics, the self-pity, all this, when he has everything. He has a complete sort of freedom, with no parents and no dependents, with money and no immediate threats of pain or calamity. He is the 99.9th percentile, as I am. He has no real obligations, can go anywhere at any moment, sleep anywhere, move at will, and still he is wasting everyone's time with this. But I hold that back--I will save that for later--and instead say nothing but the most rapturous and positive things. And though I do not believe much of it, he does. I make myself sick saying it all, everything so obvious, the reasons to live not at all explainable in a few minutes on the edge of a psychiatric ward bed, but still he is roused, making me wonder even more about him, why a fudge-laden pep talk can convince him to live, why he insists on bringing us both down here, to this pedestrian level, how he cannot see how silly we both look, and when, exactly, it was that his head got so soft, when I lost track of him, how it is that I know and care about such a soft and pliant person, where was it again that I parked my car.

I have been in the speculative game ever since I was fourteen. It is all I have ever done. I think I know what I am talking about. And the conclusion that I have reached after nearly thirty years of constant trading, both on a shoestring and with millions of dollars back of me, is this: A man may beat a stock or a group at a certain time, but no man living can beat the stock market! A man may make money out of individual deals in cotton or grain, but no man can beat the cotton market or the grain market. It's like the track. A man may beat a horse race, but he cannot beat horse racing.

1. Project What is the project? Why is it unique? Why is the business needed? Why will customers love your product? 2. Partners Who are you? Who are the partners? What are your educational backgrounds? How much experience do you all have? How are you and your partners qualified to make the project a success? 3. Financing What is the total cost of the project? How much debt and how much equity is there? Are partners investing their own money? What is the investor’s return and reward for their risk? What are the tax consequences? Who is your CFO or accounting firm? Who is responsible for investor communications? What is the investor’s exit? 4. Management Who is running your company? What is their experience? What is their track record? Have they ever failed? How does their experience relate to your industry? Do you believe this is the strongest management team you can assemble? Can you pitch them with confidence?

It all must have cost a fortune, guessed Lucy, who had lost track of the actual total sometime around December 18. Oh, sure, it had been great fun for the hour or two it took to open all the presents, but those credit card balances would linger for months. And what was she going to do about the letter? It was from the financial aid office at Chamberlain College advising her that they had reviewed the family’s finances and had cut Elizabeth’s aid package by ten thousand dollars. That meant they had to come up with the money or Elizabeth would have to leave school. She guiltily fingered the diamond studs Bill had surprised her with, saying they were a reward for all the Christmases he was only able to give her a handmade coupon book of promises after they finished buying presents for the kids. It was a lovely gesture, but she knew they couldn’t really afford it. She wasn’t even sure he had work lined up for the winter.

To a Jew this role of the Jewish leaders in the destruction of their own people is undoubtedly the darkest chapter of the whole dark story. It had been known about before, but it has now been exposed for the first time in all its pathetic and sordid detail by Raul Hilberg, whose standard work The Destruction of the European Jews I mentioned before. In the matter of cooperation, there was no distinction between the highly assimilated Jewish communities of Central and Western Europe and the Yiddish-speaking masses of the East. In Amsterdam as in Warsaw, in Berlin as in Budapest, Jewish officials could be trusted to compile the lists of persons and of their property, to secure money from the deportees to defray the expenses of their deportation and extermination, to keep track of vacated apartments, to supply police forces to help seize Jews and get them on trains, until, as a last gesture, they handed over the assets of the Jewish community in good order for final confiscation.

Me: I’m glad we never had to resort to robbing banks for money. You’d be a terrible accomplice. Georgia: Yes, remember that. Me = terrible accomplice. Me: Tell me something I don’t already know. If you were a hooker, you’d probably track your payments on an Excel spreadsheet and claim them on your taxes. (Add terrible hooker to the list.) Georgia: Whatever. I’d be the most organized hooker. I’d get one of those credit card swipe-y things. Me: When is the right time to complete the transaction in that scenario? Georgia: I think they’d swipe before, and sign their PayPal receipt after. Me: Prostitute Georgia is classy AF. Georgia: I know, right?

The railroad they built yonder wasn’t even a decent road, but they’d been granted all that land by a rotten Congress that they’d bought up—land on both sides of the tracks for miles and miles, east and west. That’s what they were after, you see. They got all that land along the right of way—hundreds of thousands of acres—and it never cost them a cent of their own money.

In fact, even today coins and banknotes are a rare form of money. The sum total of money in the world is about $60 trillion, yet the sum total of coins and banknotes is less than $6 trillion.7 More than 90 per cent of all money – more than $50 trillion appearing in our accounts – exists only on computer servers. Accordingly, most business transactions are executed by moving electronic data from one computer file to another, without any exchange of physical cash. Only a criminal buys a house, for example, by handing over a suitcase full of banknotes. As long as people are willing to trade goods and services in exchange for electronic data, it’s even better than shiny coins and crisp banknotes – lighter, less bulky, and easier to keep track of. For

Nassim Taleb writes in his book Fooled By Randomness: In Pharaonic Egypt … scribes tracked the high-water mark of the Nile and used it as an estimate for a future worst-case scenario. The same can be seen in the Fukushima nuclear reactor, which experienced a catastrophic failure in 2011 when a tsunami struck. It had been built to withstand the worst past historical earthquake, with the builders not imagining much worse—and not thinking that the worst past event had to be a surprise, as it had no precedent. This is not a failure of analysis. It’s a failure of imagination. Realizing the future might not look anything like the past is a special kind of skill that is not generally looked highly upon by the financial forecasting community. At a 2017 dinner I attended in New York, Daniel Kahneman was asked how investors should respond when our forecasts are wrong. He said: Whenever we are surprised by something, even if we admit that we made a mistake, we say, ‘Oh I’ll never make that mistake again.’ But, in fact, what you should learn when you make a mistake because you did not anticipate something is that the world is difficult to anticipate. That’s the correct lesson to learn from surprises: that the world is surprising.

Cousin Joshua was frustrated by the authorities when he fired upon the president of the University, who in his opinion was little more than a sewage disposal expert. This was no doubt true, but an idle excuse for assault with a deadly wapon. After much passing around of money Cousin Joshua was moved across the tracks and placed in state accommodations for the irresponsible, where he remained for the rest of his days.

To want to own a restaurant can be a strange and terrible affliction. What causes such a destructive urge in so many otherwise sensible people? Why would anyone who has worked hard, saved money, often been successful in other fields, want to pump their hard-earned cash down a hole that statistically, at least, will almost surely prove dry? Why venture into an industry with enormous fixed expenses (...), with a notoriously transient and unstable workforce, and highly perishable inventory of assets? The chances of ever seeing a return on your investment are about one in five. What insidious spongi-form bacteria so riddles the brains of men and women that they stand there on the tracks, watching the lights of the oncoming locomotive, knowing full well it will eventually run over them? After all these years in the business, I still don't know.

When I interviewed with the Chief of Family Medicine at a large medical corporation on the West Coast, he explained that, since he was part of a team of people who arranged for pharmaceutical companies to issue cash grants, he was in a position to offer me a particularly enticing salary. “What are the grants for?” I asked. “We have a quality improvement program that tracks physician prescribing patterns. We call it ‘quality’ but it’s really about money.” And that’s all it’s about. It works like this. In his organization, any patient with LDL cholesterol over 100 is put on a cholesterol-lowering medication. Any person with a blood pressure higher than 140/90 is put on a blood pressure medication. Any person with “low bone density” is put on a bone-remodeling inhibitor. And so on. The doctors who prescribe the most get big bonuses. Those who prescribe the least get fired. With a hint of incredulousness in his voice, he explained, “So far, every time we’ve asked for funding for our program, the drug companies give it to us.” If this is where healthcare is headed, then these hybrid physicians-executives will instinctively turn their gaze to our children and invent more creative methods to bulldoze an entire generation into the bottomless pit of chronic disease.

Sometimes work was just what you clocked into while you were falling in love. Sometimes sex was just something you did while you weren't at work. Drugs were something you did sometimes when you couldn't deal with one of those things, or with yourself. The City was so expensive and so grueling sometimes that it was easy to be unsure why you were there. Many were there to make money, money that could largely only be made there, in the long spiny arms of industries that could never grow anywhere else or anywhere smaller. Some people just liked it, its loudness and crowdedness and surprises. Some started there for a reason and then couldn't imagine being anywhere else, but maybe lost track of that reason along the way. Some people had a plan. Some were just chancing it. Either way the months flew by, and over the years you came up with something or you came up with not much.

As far as visual art goes, it has to reveal something about reality that you can't really put into words. Any artist who can explain his work with words is not exactly on the right track. It's tough. You're always probing down in the dark and you reveal things to yourself as you do your art. People who use formulas or use their skill mainly just to make money -- I don't know how they can stand it. It must become very boring, I would think.

Will:"You know, when two people narrowly escape falling to their deaths, they usually have something to talk about, Even if they hadn't met before that moment, they usually have something to sayto each other afterward. But you haven't said anything to me. I've been tryingto give you some time. I've been trying to give you some space. All I want is-" Ivy:"Thank you. Thank you for risking your life. Thank you for saving me." "That's not what I wanted! Gratitude is the last thing I-" "Well, let me tell you what I want, Honesty." "When haven't I been honest? When?" "I found your note, Will. I know you blackmailed Gregory. I didn't tell the police yet, but I will." "So tell them, go ahead! It's old news to them, but if you've got the note, it's one more piece for the police files. I just don't get- Wait a minute. Do you think- You couldn't really think I did that to make money, could you?" "That's usually why people blackmail." "You think I'd betray you like that? Ivy I set up that blackmail--I got the Celentanos to help me out, and i videotaped it-so that i had something to take to the police." "Back in August when you were in the hospital, Gregory called me and told me you had tried to commit suicide. I couldn't believe it. I knew how much you missed Tristan, but I knew you were a fighter, too. I went to the train station that morning to look around and try to figure out what had gone through your head. As i was leaving I found the jacket and hat. I picked them up, but for weeks I didn't know how or even if they were connected to what had happened." "When school started I ran across some file photos of Tristan in the newspaper office. Suddenly I figured it out. I knew it wasn't like you to jump in front of a train, but it was just like you Eric and Gregory to con you across the track. I remembered how Eric had played chicken with us, and I blamed him at first. Later I realized that there was a lot more than a game going on." "Why didn't you tell me this before? You should have told me this before." "You weren't telling me things, either." "I was trying to protect you!" "What the heck do you think I was doing?...I had to distract him, give him another target, and try to get something on him at the same time. It almost worked. I gave the tape to Lieutenant Donnelly Tuesday afternoon, but Gregory had already laid his trap." "You thought I'd betray you." "Will I'm sorry. I was wrong. I really am sorry, I made a mistake. A big one. Try to understand. I was so mixed up and afraid. I thought I betrayed myself when I trusted you-and betrayed Tristan when I fell in love with you. Will!" "You fell in love with me?" "Love you, Will." "Love you, Ivy.

It should be pointed out, however, that throughout the debate emphasis was placed on raising money only for the proper expense of government.3 None of the advocates of income taxation spoke of expanding the functions of government, and while the opposition mentioned “socialism” it seems doubtful that they had any idea of a New Deal. The American mind of the nineteenth century was incapable of comprehending paternalism, regulation, and control; it was too strongly rooted in the past for that. Even those who advocated the tax method of undermining private property were not aware of what they were doing, and would probably have stopped in their tracks if they could have foreseen the consequences of their proposal. It was not any urgency for Big Government—which they could not even have understood—that prompted them to advocate income taxation. It was simply an urgency to “soak the rich”—the very common sin of envy.

Whatever the final cost of HS2, all those tens of billions could clearly buy lots of things more generally useful to society than a quicker ride to Birmingham. Then there is all the destruction of the countryside. A high-speed rail line offers nothing in the way of charm. It is a motorway for trains. It would create a permanent very noisy, hyper-visible scar across a great deal of classic British countryside, and disrupt and make miserable the lives of hundreds of thousands of people throughout its years of construction. If the outcome were something truly marvellous, then perhaps that would be a justifiable price to pay, but a fast train to Birmingham is never going to be marvellous. The best it can ever be is a fast train to Birmingham. Remarkably, the new line doesn’t hook up to most of the places people might reasonably want to go to. Passengers from the north who need to get to Heathrow will have to change trains at Old Oak Common, with all their luggage, and travel the last twelve miles on another service. Getting to Gatwick will be even harder. If they want to catch a train to Europe, they will have to get off at Euston station and make their way half a mile along the Euston Road to St Pancras. It has actually been suggested that travelators could be installed for that journey. Can you imagine travelling half a mile on travelators? Somebody find me the person who came up with that notion. I’ll get the horsewhip. Now here’s my idea. Why not keep the journey times the same but make the trains so comfortable and relaxing that people won’t want the trip to end? Instead, they could pass the time staring out the window at all the gleaming hospitals, schools, playing fields and gorgeously maintained countryside that the billions of saved pounds had paid for. Alternatively, you could just put a steam locomotive in front of the train, make all the seats inside wooden and have it run entirely by volunteers. People would come from all over the country to ride on it. In either case, if any money was left over, perhaps a little of it could be used to fit trains with toilets that don’t flush directly on to the tracks, so that when I sit on a platform at a place like Cambridge or Oxford glumly eating a WH Smith sandwich I don’t have to watch blackbirds fighting over tattered fragments of human waste and toilet paper. It is, let’s face it, hard enough to eat a WH Smith sandwich as it is.

To track your money, write down or digitally capture every dollar you spend for one month. Include everything, from your $1,800 mortgage payment to the $4 coffee you grabbed on your way into work. Here, savings counts as an expense, so remember to include any money you put into a savings or retirement account (unless it was taken out of your paycheck—don’t include that). Record each expense regardless of whether you pay by cash, check, debit or credit card, automatic payment, or online transfer.

opportunity. The bizarre codes on the pages she’d sorted for Randy suddenly made sense. They must have been the files that kept track of where the bank had stashed millions of dollars. Jim wanted the money out, and so did the Covellis. The Mob was somehow involved with the bank’s dealings, and Carmichael worked for them. Being a bartender was just a facade. Beatrice hadn’t known him at all. But Tony and Max had known him, she realized. Tony was a police detective; he was the one who told her about the Covellis in the first place. He must have known. Every word Carmichael might have overheard at the bar replayed in her mind—her conversations with Tony about snooping around the bank, the missing safe deposits, the missing master key. Maybe Tony had wanted Carmichael to hear. The old man pointed the gun at Teddy in her head. Maybe the Covellis would bring down the bank if law enforcement failed. No one, not even Tony, suspected that she and Max had the power to do anything but run. Max was right. They all underestimated women like them. Beatrice stepped out from behind the curtain with the keys in her hand and crept toward the vault. CHAPTER 72 Friday, August 28, 1998 A black-and-white photograph of two women looked up from Box 547 in the yellow glow of the detective’s flashlight. They were smiling. The glass in the silver picture frame was cracked. Iris picked it up and handed it to Detective McDonnell. Underneath it she found a brown leather book and a candle. That was it. “What the hell is this?” Iris

[At the British Museum] For it is a perennial puzzle why no woman wrote a word [in the time of Shakespeare] when every other man, it seemed, was capable of song or sonnet. What were the conditions in which women lived, I asked myself; (...) [In] Professor Trevelyan's History of England [one can read that] wife-beating [or daughter-beating] was a recognized right of man (...) [A woman] could hardly read, could scarcely spell, and was the property of her husband [or father]. Here I am asking why women did not write poetry in the Elisabethan age, and I am not sure how they were educated; whether they were taught to write; whether they had sitting-rooms to themselves; how many women had children before they were 21; what, in short, they did from eight in the morning till eight at night. They had no money evidently; (...) they were married whether they liked it or not (...) at fifteen or sixteen very likely... [Under these circumstances] It would have been extremely odd (...) for any woman to have written the plays of Shakespeare in the age of Shakespeare. (...) When, however, one reads of a witch being ducked, of a woman possessed by devils, of a wise woman selling herbs, or even of a very remarkable man who had a mother, then I think we are on the track of a lost novelist, a suppressed poet (...). Indeed, I would venture to guess that Anom, who wrote so many poems without signing them, was often a woman. (...) And undoubtedly, I thought, looking at the shelf where there are no plays by women, her work would have gone unsigned. That refuge she would have sought certainly.

All the while, the market and commercial interests are enjoying free rein. The food industry supplies us with cheap garbage loaded with salt, sugar, and fat, putting us on the fast track to the doctor and dietitian. Advancing technologies are laying waste to ever more jobs, sending us back again to the job coach. And the ad industry encourages us to spend money we don’t have on junk we don’t need in order to impress people we can’t stand.28 Then we can go cry on our therapist’s shoulder. That’s the dystopia we are living in today.

It is “trickling down” to women of all social classes from elitist schools and universities because that is where women are getting too close to authority. There, it is emblematic of how hunger checkmates power in any woman’s life: Hundreds of thousands of well-educated young women, living and studying at the fulcrum of cultural influence, are causing no trouble. The anorexic woman student, like the anti-Semitic Jew and the self-hating black, fits in. She is politically castrate, with exactly enough energy to do her schoolwork, neatly and completely, and to run around the indoor track in eternal circles. She has no energy to get angry or get organized, to chase sex, to yell through a bullhorn, asking for money for night buses or for women’s studies programs or to know where all the women professors are. Administering a coed class half full of mentally anorexic women is an experience distinct from that of administering a class half full of healthy, confident young women. The woman in these women canceled out, it is closer to the administration of young men only, which was how things were comfortably managed before.

Computers were built in the late 1940s because mathematicians like John von Neumann thought that if you had a computer—a machine to handle a lot of variables simultaneously—you would be able to predict the weather. Weather would finally fall to human understanding. And men believed that dream for the next forty years. They believed that prediction was just a function of keeping track of things. If you knew enough, you could predict anything. That’s been a cherished scientific belief since Newton.” “And?” “Chaos theory throws it right out the window. It says that you can never predict certain phenomena at all. You can never predict the weather more than a few days away. All the money that has been spent on long-range forecasting—about half a billion dollars in the last few decades—is money wasted. It’s a fool’s errand. It’s as pointless as trying to turn lead into gold. We look back at the alchemists and laugh at what they were trying to do, but future generations will laugh at us the same way. We’ve tried the impossible—and spent a lot of money doing it. Because in fact there are great categories of phenomena that are inherently unpredictable.

I have been in the speculative game ever since I was fourteen. It is all I have ever done. I think I know what I am talking about. And the conclusion that I have reached after nearly thirty years of constant trading, both on a shoestring and with millions of dollars back of me, is this: A man may beat a stock or a group at a certain time, but no man living can beat the stock market! A man may make money out of individual deals in cotton or grain, but no man can beat the cotton market or the grain market. It's like the track. A man may beat a horse race, but he cannot beat horse racing.

Nearly every aspect of modern civilization has been flattening down except one: money. Minting money is one of the last jobs left for a central government that most political parties agree is legitimate. It takes a central bank to battle the perennial scourges of counterfeit and fraud. Someone has to regulate the amount of money issued, keep track of the serial numbers, ensure that the money is trusted. A robust currency requires accuracy, coordination, security, enforcement—and an institution that takes responsibility for all those. Thus behind every currency stands a watchful central bank.

In the real world of globalised finance, where investment portfolios for the major centres are combined, where the markets (stock, bond, money, real estate, government securities, forex and commodities) tick almost round-the-clock from Tokyo Monday morning to New York Friday 5 pm, via London, Frankfurt, etc, in between (and the digital books are passed at the appropriate times), tracking such practices as “round tripping” – discovering the real footprints – is going to be exceedingly difficult. It would be better to focus on tracing the footprints of the black incomes where they are generated, i e, in India itself.

In Memory of My Feelings" My quietness has a man in it, he is transparent and he carries me quietly, like a gondola, through the streets. He has several likenesses, like stars and years, like numerals. My quietness has a number of naked selves, so many pistols I have borrowed to protect myselves from creatures who too readily recognize my weapons and have murder in their heart! though in winter they are warm as roses, in the desert taste of chilled anisette. At times, withdrawn, I rise into the cool skies and gaze on at the imponderable world with the simple identification of my colleagues, the mountains. Manfred climbs to my nape, speaks, but I do not hear him, I'm too blue. An elephant takes up his trumpet, money flutters from the windows of cries, silk stretching its mirror across shoulder blades. A gun is "fired." One of me rushes to window #13 and one of me raises his whip and one of me flutters up from the center of the track amidst the pink flamingoes, and underneath their hooves as they round the last turn my lips are scarred and brown, brushed by tails, masked in dirt's lust, definition, open mouths gasping for the cries of the bettors for the lungs of earth. So many of my transparencies could not resist the race! Terror in earth, dried mushrooms, pink feathers, tickets, a flaking moon drifting across the muddied teeth, the imperceptible moan of covered breathing, love of the serpent! I am underneath its leaves as the hunter crackles and pants and bursts, as the barrage balloon drifts behind a cloud and animal death whips out its flashlight, whistling and slipping the glove off the trigger hand. The serpent's eyes redden at sight of those thorny fingernails, he is so smooth! My transparent selves flail about like vipers in a pail, writhing and hissing without panic, with a certain justice of response and presently the aquiline serpent comes to resemble the Medusa.

Pleasure Principles What you pay attention to grows. This will be familiar to those who have read Emergent Strategy. Actually, all the emergent strategy principles also apply here! (Insert eggplant emoji). Tune into happiness, what satisfies you, what brings you joy. We become what we practice. I learned this through studying somatics! In his book The Leadership Dojo, Richard Strozzi-Heckler shares that “300 repetitions produce body memory … [and] 3,000 repetitions creates embodiment.”12 Yes is the way. When it was time to move to Detroit, when it was time to leave my last job, when it was time to pick up a meditation practice, time to swim, time to eat healthier, I knew because it gave me pleasure when I made and lived into the decision. Now I am letting that guide my choices for how I organize and for what I am aiming toward with my work—pleasure in the processes of my existence and states of my being. Yes is a future. When I feel pleasure, I know I am on the right track. Puerto Rican pleasure elder Idelisse Malave shared with me that her pleasure principle is “If it pleases me, I will.” When I am happy, it is good for the world.13 The deepest pleasure comes from riding the line between commitment and detachment.14 Commit yourself fully to the process, the journey, to bringing the best you can bring. Detach yourself from ego and outcomes. Make justice and liberation feel good. Your no makes the way for your yes. Boundaries create the container within which your yes is authentic. Being able to say no makes yes a choice. Moderation is key.15 The idea is not to be in a heady state of ecstasy at all times, but rather to learn how to sense when something is good for you, to be able to feel what enough is. Related: pleasure is not money. Pleasure is not even related to money, at least not in a positive way. Having resources to buy unlimited amounts of pleasure leads to excess, and excess totally destroys the spiritual experience of pleasure.

The small group of Benedict supporters gathered that night were not simply upset at money matters gone awry. There was, as they discussed that evening, something that made most of them squirm. They had seen the proof of what one called a “gay lobby.” The common bond for the gay clerics at the highest positions of the Curia was that they had abandoned their celibacy vows. The problem, the small group agreed, was that they often used sex as a carrot for advancement to ambitious up-and-coming clerics. It was deplorable, they concluded, that a fast career track was within reach for any cleric willing to submit to the Vatican’s equivalent of a casting couch.2,II

Here’s a Reader’s Digest version of my approach. I select mutual funds that have had a good track record of winning for more than five years, preferably for more than ten years. I don’t look at their one-year or three-year track records because I think long term. I spread my retirement, investing evenly across four types of funds. Growth and Income funds get 25 percent of my investment. (They are sometimes called Large Cap or Blue Chip funds.) Growth funds get 25 percent of my investment. (They are sometimes called Mid Cap or Equity funds; an S&P Index fund would also qualify.) International funds get 25 percent of my investment. (They are sometimes called Foreign or Overseas funds.) Aggressive Growth funds get the last 25 percent of my investment. (They are sometimes called Small Cap or Emerging Market funds.) For a full discussion of what mutual funds are and why I use this mix, go to daveramsey.com and visit MyTotalMoneyMakeover.com. The invested 15 percent of your income should take advantage of all the matching and tax advantages available to you. Again, our purpose here is not to teach the detailed differences in every retirement plan out there (see my other materials for that), but let me give you some guidelines on where to invest first. Always start where you have a match. When your company will give you free money, take it. If your 401(k) matches the first 3 percent, the 3 percent you put in will be the first 3 percent of your 15 percent invested. If you don’t have a match, or after you have invested through the match, you should next fund Roth IRAs. The Roth IRA will allow you to invest up to $5,000 per year, per person. There are some limitations as to income and situation, but most people can invest in a Roth IRA. The Roth grows tax-FREE. If you invest $3,000 per year from age thirty-five to age sixty-five, and your mutual funds average 12 percent, you will have $873,000 tax-FREE at age sixty-five. You have invested only $90,000 (30 years x 3,000); the rest is growth, and you pay no taxes. The Roth IRA is a very important tool in virtually anyone’s Total Money Makeover. Start with any match you can get, and then fully fund Roth IRAs. Be sure the total you are putting in is 15 percent of your total household gross income. If not, go back to 401(k)s, 403(b)s, 457s, or SEPPs (for the self-employed), and invest enough so that the total invested is 15 percent of your gross annual pay. Example: Household Income $81,000 Husband $45,000 Wife $36,000 Husband’s 401(k) matches first 3%. 3% of 45,000 ($1,350) goes into the 401(k). Two Roth IRAs are next, totaling $10,000. The goal is 15% of 81,000, which is $12,150. You have $11,350 going in. So you bump the husband’s 401(k) to 5%, making the total invested $12,250.

Mook had chosen not to spend money on polling, to the great frustration of some of the campaign’s aides and advisers in key states. In Florida, Craig Smith, the former White House political director, and Scott Arceneaux, a veteran southern Democratic political operative, had begged Mook to poll the state in October to no avail. Mook believed it was a waste of money. He had learned from David Plouffe, Obama’s campaign manager, that old-school polling should be used for testing messages and gauging the sentiments of the electorate and that analytics were just as good for tracking which candidate was ahead and by how much in each state. Plus, the analytics were quicker and much cheaper.

In fact, even today coins and banknotes are a rare form of money. The sum total of money in the world is about $60 trillion, yet the sum total of coins and banknotes is less than $6 trillion.7 More than 90 per cent of all money – more than $50 trillion appearing in our accounts – exists only on computer servers. Accordingly, most business transactions are executed by moving electronic data from one computer file to another, without any exchange of physical cash. Only a criminal buys a house, for example, by handing over a suitcase full of banknotes. As long as people are willing to trade goods and services in exchange for electronic data, it’s even better than shiny coins and crisp banknotes – lighter, less bulky, and easier to keep track of.

Here are the four keys to successful commitments: 1. Strong desire: In order to fully commit to something, you need a clear and personally compelling reason. Without a strong desire you will struggle when the implementation gets difficult, but with a compelling desire, seemingly insurmountable obstacles are seen as challenges to be met. The desired end result needs to be meaningful enough to get you through the hard times and keep you on track. 2. Keystone actions: Once you have an intense desire to accomplish something, you then need to identify the core actions that will produce the result you’re after. In today’s world, many of us have become spectators rather than participants. We must remember that it’s what we do that counts. In most endeavors there are often many activities that help you accomplish your goal. However there are usually a few core activities that account for the majority of the results, and in some cases there are only one or two keystone actions that ultimately produce the result. It is critical that you identify these keystones and focus on them. 3. Count the costs: Commitments require sacrifice. In any effort there are benefits and costs. Too often we claim to commit to something without considering the costs, the hardships that will have to be overcome to accomplish your desire. Costs can include time, money, risk, uncertainty, loss of comfort, and so on. Identifying the costs before you commit allows you to consciously choose whether you are willing to pay the price of your commitment. When you face any of these costs, it is extremely helpful to recognize that you anticipated them and decided that reaching your goal was worth it. 4. Act on commitments, not feelings: There will be times when you won’t feel like doing the critical activities. We’ve all been there. Getting out of bed at 5:30 a.m. to jog in the winter cold can be daunting, especially when you’re in a toasty warm bed. It is during these times that you will need to learn to act on your commitments instead of your feelings. If you don’t, you will never build any momentum and will get stuck continually restarting or, as is so often the case, giving up. Learning to do the things you need to do, regardless of how you feel, is a core discipline for success.

The rise of loneliness as a health hazard tracks with the entrenchment of values and practices that supersede any notion of "individual choices." The dynamics include reduced social programs, less available "common" spaces such as public libraries, cuts in services for the vulnerable and the elderly, stress, poverty, and the inexorable monopolization of economic life that shreds local communities. By way of illustration, let's take a familiar scenario: Walmart or some other megastore decides to open one of its facilities in a municipality. Developers are happy, politicians welcome the new investment, and consumers are pleased at finding a wide variety of goods at lower prices. But what are the social impacts? Locally owned and operated small businesses cannot compete with the marketing behemoth and must close. People lose their jobs or must find new work for lower pay. Neighborhoods are stripped of the familiar hardware store, pharmacy, butcher, baker, candlestick maker. People no longer walk to their local establishment, where they meet and greet one another and familiar merchants they have known, but drive, each isolated in their car, to a windowless, aesthetically bereft warehouse, miles away from home. They might not even leave home at all — why bother, when you can order online? No wonder international surveys show a rise in loneliness. The percentage of Americans identifying themselves as lonely has doubled from 20 to 40 percent since the 1980s, the New York Times reported in 2016. Alarmed by the health ravages, Britain has even found it necessary to appoint a minister of loneliness. Describing the systemic founts of loneliness, the U.S. surgeon general Vivek Murthy wrote: "Our twenty-first-century world demands that we focus on pursuits that seem to be in constant competition for our time, attention, energy, and commitment. Many of these pursuits are themselves competitions. We compete for jobs and status. We compete over possessions, money, and reputations. We strive to stay afloat and to get ahead. Meanwhile, the relationships we prize often get neglected in the chase." It is easy to miss the point that what Dr. Murthy calls "our twenty-first-century world" is no abstract entity, but the concrete manifestation of a particular socioeconomic system, a distinct worldview, and a way of life.

The nation has been turned upside down and inside out. The country that was once discovered by people seeking religious freedom is now oppressing religious rights. It has been a slow train rumbling down the track of destruction since the 1960's. It started with the removal of the Bible from our public schools. Next the generation known as the 'love generation' opened the door for the approval of sex outside of marriage. For every ten years since then, it's been a slippery slope of materialism, I got mine, what can you do for me, and money is power. "We as a nation have stopped focusing on God and family and replaced them with money and success. Parents are teaching their children to do whatever it takes to get ahead...just don't get caught. If you do, find someone to blame it on.

As it turned out, Sharpe was right. Cooperation succumbed to market forces, but even more to the war waged on it by the business classes. By 1887 the latter were determined to destroy the Knights, with their incessant boycotts, their strikes (sometimes involving hundreds of thousands), their revolutionary agitation, and their labor parties organized across the country. In the two years after the infamous Haymarket bombing in Chicago and the Great Upheaval of 1886, in which 200,000 trade unionists across the country went on a four-day-long strike for the eight-hour day but in most cases failed—partly because Terence Powderly, the leader of the Knights, who had always disliked strikes, refused to endorse the action and encouraged the Knights not to participate—capitalist repression swept the nation. Joseph Rayback summarizes: The first of the Knights’ ventures to feel the full effect of the post-Haymarket reaction were their cooperative enterprises. In part the very nature of such enterprises worked against them. The successful ventures became joint-stock corporations, the wage-earning shareholders and managers hiring labor like any other industrial unit. In part the cooperatives were destroyed by inefficient managers, squabbles among shareholders, lack of capital, and injudicious borrowing of money at high rates of interest. Just as important was the attitude of competitors. Railroads delayed the building of tracks, refused to furnish cars, or refused to haul them. Manufacturers of machinery and producers of raw materials, pressed by private business, refused to sell their products to the cooperative workshops and paralyzed operations. By 1888 none of the Order’s cooperatives were in existence.170

Who are you? Who are the players, the management team? What’s your expertise and track record? Have any of you succeeded in doing this before? Who are your advisors and what are their credentials? #2. What is it? What is your product or service? Even if it’s complex, this explanation must be easily understandable. Do you have any intellectual property rights, such as patents, that will provide some measure of exclusivity? #3. Where are you? What’s the status of your venture? Do you have a working prototype or has anyone tested your product or idea? What benchmarks have you already hit? #4. Where are you going? What’s your goal? What milestones will you attain along the way to achieving that goal? #5. Who wants it? Who’s your target market? What’s the problem being solved? Where’s the PAIN? What itch are you scratching? #6. How many people will want it? What’s your potential market size?

Graduation (Friends Forever)" And so we talked all night about the rest of our lives Where we're gonna be when we turn 25 I keep thinking times will never change Keep on thinking things will always be the same But when we leave this year we won't be coming back No more hanging out cause we're on a different track And if you got something that you need to say You better say it right now cause you don't have another day Cause we're moving on and we can't slow down These memories are playing like a film without sound And I keep thinking of that night in June I didn't know much of love But it came too soon And there was me and you And then we got real blue Stay at home talking on the telephone And we would get so excited and we'd get so scared Laughing at ourselves thinking life's not fair And this is how it feels As we go on We remember All the times we Had together And as our lives change Come whatever We will still be Friends Forever So if we get the big jobs And we make the big money When we look back now Will our jokes still be funny? Will we still remember everything we learned in school? Still be trying to break every single rule Will little brainy Bobby be the stockbroker man? Can Heather find a job that won't interfere with her tan? I keep, keep thinking that it's not goodbye Keep on thinking it's a time to fly And this is how it feels La, la, la, la: Yeah, yeah, yeah La, la, la, la: We will still be friends forever Will we think about tomorrow like we think about now? Can we survive it out there? Can we make it somehow? I guess I thought that this would never end And suddenly it's like we're women and men Will the past be a shadow that will follow us around? Will these memories fade when I leave this town I keep, keep thinking that it's not goodbye Keep on thinking it's a time to fly

by blitzing students with information and making the application process as simple as dropping a résumé into a box, by following up relentlessly and promising to inform applicants about job offers in the fall of their senior year—months before firms in most other industries—Wall Street banks had made themselves the obvious destinations for students at top-tier colleges who are confused about their careers, don’t want to lock themselves in to a narrow preprofessional track by going to law or medical school, and are looking to put off the big decisions for two years while they figure things out. Banks, in other words, have become extremely skilled at appealing to the anxieties of overachieving young people and inserting themselves as the solution to those worries. And the irony is that although we think of Wall Street as a risk-loving business, the recruiting process often appeals most to the terrified and insecure.

The strongest evidence yet was published in 2010. In a painstaking long-term study, much larger and more thorough than anything done previously, an international team of researchers tracked one thousand children in New Zealand from birth until the age of thirty-two. Each child’s self-control was rated in a variety of ways (through observations by researchers as well as in reports of problems from parents, teachers, and the children themselves). This produced an especially reliable measure of children’s self-control, and the researchers were able to check it against an extraordinarily wide array of outcomes through adolescence and into adulthood. The children with high self-control grew up into adults who had better physical health, including lower rates of obesity, fewer sexually transmitted diseases, and even healthier teeth. (Apparently, good self-control includes brushing and flossing.) Self-control was irrelevant to adult depression, but its lack made people more prone to alcohol and drug problems. The children with poor self-control tended to wind up poorer financially. They worked in relatively low-paying jobs, had little money in the bank, and were less likely to own a home or have money set aside for retirement. They also grew up to have more children being raised in single-parent households, presumably because they had a harder time adapting to the discipline required for a long-term relationship. The children with good self-control were much more likely to wind up in a stable marriage and raise children in a two-parent home. Last, but certainly not least, the children with poor self-control were more likely to end up in prison. Among those with the lowest levels of self-control, more than 40 percent had a criminal conviction by the age of thirty-two, compared with just 12 percent of the people who had been toward the high end of the self-control distribution in their youth.

That wasn’t necessary,” Benix told Kestrel. “It was,” she said. “He’s tiresome. I don’t mind taking his money, but I cannot take his company.” “You couldn’t spare a thought for me before chasing him away? Maybe I would like a chance to win his gold.” “Lord Irex can spare it,” Ronan added. “Well, I don’t like poor losers,” said Kestrel. “That’s why I play with you two.” Benix groaned. “She’s a fiend,” Ronan agreed cheerfully. “Then why do you play with her?” “I enjoy losing to Kestrel. I will give anything she will take.” “While I live in hope to one day win,” Benix said, and gave Kestrel’s hand a friendly pat. “Yes, yes,” Kestrel said. “You are both fine flatterers. Now ante up.” “We lack a fourth player,” Benix pointed out. Bite and Sting was played in pairs or fours. Despite herself, Kestrel looked at Arin standing not too far away, considering the garden or the house beyond it. From his position he would have had a view of Irex’s tiles, and Ronan’s. He would not, however, have been able to see hers. She wondered what he had made of the game--if he had bothered to follow it. Perhaps feeling her gaze on him, Arin glanced her way. His eyes were calm, uninterested. She could read nothing in them. “I suppose our game is over then,” she told the two lords in a bright voice. “Shall we join the others?” Ronan poured the gold into her purse and slipped its velvet strap over her wrist, unnecessarily fiddling with the broad ribbon until it lay flat against Kestrel’s skin without a winkle. He offered his arm and she took it, resting her palm on the cool silk of his sleeve. Benix fell in step, and the three walked toward the heart of the murmuring party. Kestrel knew, rather than saw, that Arin shifted position and followed, like the shadow line of a sundial. This was precisely what he was supposed to do as her attendant at Lady Faris’s picnic, yet she had the uncomfortable impression of being tracked.

In the summer of 1931,” Otto Dietrich, Hitler’s press chief first for the party and later for the Reich, relates, “the Fuehrer suddenly decided to concentrate systematically on cultivating the influential industrial magnates.”14 What magnates were they? Their identity was a secret which was kept from all but the inner circle around the Leader. The party had to play both sides of the tracks. It had to allow Strasser, Goebbels and the crank Feder to beguile the masses with the cry that the National Socialists were truly “socialists” and against the money barons. On the other hand, money to keep the party going had to be wheedled out of those who had an ample supply of it. Throughout the latter half of 1931, says Dietrich, Hitler “traversed Germany from end to end, holding private interviews with prominent [business] personalities.” So hush-hush were some of these meetings that they had to be held “in some lonely forest glade. Privacy,” explains Dietrich, “was absolutely imperative; the press must have no chance of doing mischief. Success was the consequence.

A hundred bucks,cuz.And judging by that spectacular toss over the rail, I'd say you earned it." Wyatt tucked the money into his pocket. "It was pretty spectacular, wasn't it? And it worked. It got the attention of our pretty little medic." Jesse,Amy,and Zane stopped dead in their tracks. Amy laughed. "You did all that to get Lee's attention?" "Nothing else I've tried has worked. I was desperate." Jesse shook his head in disbelief. "Did you ever think about just buying her a beer at the Fortune Saloon? I'd think that would be a whole lot simpler than risking broken bones leaping off a bull." "But not nearly as memorable.The next time she sees me at the saloon, she'll know my name." Zane threw back his head and roared. "So will every shrink from here to Helena. You have to be certifiably nuts to do all that just for the sake of a pretty face." "Hey." Wyatt slapped his cousin on the back. "Whatever works.'" Zane pulled out a roll of bills. "Ten says she's already written you off as someone to avoid at all costs." Wyatt's smile brightened. "Chump change. If you want to bet me, make it a hundred." "You got it." Zane pulled a hundred from the roll and handed it to Jesse. "Now match it, cuz. I was going to bet that you can't persuade Marilee Trainor to even speak to you again. But just to make things interesting, I'm betting that you can't get her to have dinner with you tonight." "Dinner? Tonight? Now you're pushing the limits,cuz. She's already refused me." "Put up or shut up." Wyatt arched a brow. "You want me to kiss and tell?" "I don't say anything about kissing. I don't care what you do,after you get her to have dinner with you.That's the bet. So if you're ready to admit defeat, just give me the hundred now." "Uh-oh." Wyatt stopped dead in his tracks. "Is that a dare?" Amy stood between them,shaking her head. "You sound like two little kids." Wyatt shot her a wicked grin. "Didn't you know that all men are just boys at heart?" He reached into his pocket and handed Zane a bill before he strolled away. Over his shoulder he called, "I'll catch you back at the ranch. You can pay me then." He left his cousins laughing and shaking their heads.

It’s easy to see that “money” in this sense is in no way the product of commercial transactions. It was actually created by bureaucrats in order to keep track of resources and move things back and forth between departments. Temple bureaucrats used the system to calculate debts (rents, fees, loans, etc.) in silver. Silver was, effectively, money. And it did indeed circulate in the form of unworked chunks, “rude bars” as Smith had put it.33 In this he was right. But it was almost the only part of his account that was right. For one thing, silver did not circulate very much. Most of it just sat around in Temple and Palace treasuries, some of which remained, carefully guarded, in the same place for literally thousands of years. It would have been easy enough to standardize the ingots, stamp them, create some authoritative system to guarantee their purity. The technology existed. Yet no one saw any particular need to do so. One reason was that while debts were calculated in silver, they did not have to be paid in silver—in fact, they could be paid in more or less anything one had around.

In addition to bearing him thirteen children, Soya was privileged to copy the 1,225-page War and Peace by hand eight times while Tolstoy was editing it, because Tolstoy needed clean drafts to send along to the publisher. She also helped him work on the less famous but equally essential book Resurrection about the many women he cheated on with her. In the final weeks of his life, the increasingly radical Tolstoy left his wife without telling her, refused to see her when she tracked him down, and then died ij a train station. But at least Soya was comforted by the fact Tolstoy also made sure that they never had any money. At this point he had already freed his serfs, renounced his title, and given away most of his wealth to the poor. Instead of his wife and kids, he left the entirety of his estate and future royalties to the fringe Doukhobor spiritual movement. Tolstoy was selected for the first Nobel Prize in Literature in 1901, but he turned it down because he knew the prize money would complicate things in his life, What could a man with a wife and about a dozen children possibly need money for?

[…] if sophistication is the ability to put a smile on one's existential desperation, then the fear of a glossy sheen is actually the fear that surface equals depth. *** […] we wake up, we do something—anything—we go to sleep, and we repeat it about 22,000 more times, and then we die. *** Part of our new boredom is that our brain doesn't have any downtime. Even the smallest amount of time not being engaged creates a spooky sensatino that maybe you're on the wrong track. Reboot your computer and sit there waiting for it to do its thing, and within seventeen seconds you experience a small existential implosion when you remember that fifteen years ago life was nothing but this kind of moment. Gosh, mabe I'll read a book. Or go for a walk. Sorry. Probably not going to happen. Hey, is that the new trailer for Ex Machina? *** In the 1990s there was that expression, "Get a life!" You used to say it to people who were overly fixating on some sort of minutia or detail or thought thread, and by saying, "Get a life," you were trying to snap them out of their obsession and get them to join the rest of us who are still out in the world, taking walks and contemplating trees and birds. The expression made sense at the time, but it's been years since I've heard anyone use it anywhere. What did it mean then, "getting a life"? Did we all get one? Or maybe we've all not got lives anymore, and calling attention to one person without a life would put the spotlight on all of humanity and our now full-time pursuit of minutia, details and tangential idea threads. *** I don't buy lottery tickets because they spook me. If you buy a one-in-fifty-million chance to win a cash jackpoint, you're simultaneously tempting fate and adding all sorts of other bonus probabilities to your plance of existence: car crashes, random shootings, being struck by a meteorite. Why open a door that didn't need opening? *** I read something last week and it made sense to me: people want other people to do well in life but not too well. I've never won a raffle or prize or lottery draw, and I can't help but wonder how it must feel. One moment you're just plain old you, and then whaam, you're a winner and now everyone hates you and wants your money. It must be bittersweet. You hear all those stories about how big lottery winners' lives are ruined by winning, but that's not an urban legend. It's pretty much the norm. Be careful what you wish for and, while you're doing so, be sure to use the numbers between thirty-two and forty-nine.

Say what you will of religion, but draw applicable conclusions and comparisons to reach a consensus. Religion = Reli = Prefix to Relic, or an ancient item. In days of old, items were novel, and they inspired devotion to the divine, and in the divine. Now, items are hypnotizing the masses into submission. Take Christ for example. When he broke bread in the Bible, people actually ate, it was useful to their bodies. Compare that to the politics, governments and corrupt, bumbling bureacrats and lobbyists in the economic recession of today. When they "broke bread", the economy nearly collapsed, and the benefactors thereof were only a select, decadent few. There was no bread to be had, so they asked the people for more! Breaking bread went from meaning sharing food and knowledge and wealth of mind and character, to meaning break the system, being libelous, being unaccountable, and robbing the earth. So they married people's paychecks to the land for high ransoms, rents and mortgages, effectively making any renter or landowner either a slave or a slave master once more. We have higher class toys to play with, and believe we are free. The difference is, the love of profit has the potential, and has nearly already enslaved all, it isn't restriced by culture anymore. Truth is not religion. Governments are religions. Truth does not encourage you to worship things. Governments are for profit. Truth is for progress. Governments are about process. When profit goes before progress, the latter suffers. The truest measurement of the quality of progress, will be its immediate and effective results without the aid of material profit. Quality is meticulous, it leaves no stone unturned, it is thorough and detail oriented. It takes its time, but the results are always worth the investment. Profit is quick, it is ruthless, it is unforgiving, it seeks to be first, but confuses being first with being the best, it is long scale suicidal, it is illusory, it is temporary, it is vastly unfulfilling. It breaks families, and it turns friends. It is single track minded, and small minded as well. Quality, would never do that, my friends. Ironic how dealing and concerning with money, some of those who make the most money, and break other's monies are the most unaccountable. People open bank accounts, over spend, and then expect to be held "unaccountable" for their actions. They even act innocent and unaccountable. But I tell you, everything can and will be counted, and accounted for. Peace can be had, but people must first annhilate the love of items, over their own kind.

Immediately after leaving the gate we encountered a bunch of raggedly dressed street kids. They blinked sad brown eyes and held out their hands begging for money, but we ignored them. Dan flashed us an accusing look, as if we were heartless bastards. He fished some coins out of his pocket, and tossed them to the children. A frantic mob of kids immediately overwhelmed Dan, hopping up and down, clamoring for money. Dan finally broke free from the grasping children, and we set off down the street. Suddenly, Dan stopped dead in his tracks, belatedly realizing his expensive scuba diving watch was missing. While we laughed and said, “I told you so!” Dan rubbed his naked wrist and stomped around the street in disbelief, bemoaning the loss of his watch. Then an innocent looking little boy timidly approached Dan. Obviously feeling sorry for the kind-hearted American, the cute little ragamuffin timidly spoke, “Mister, I know who stole your watch. Give me a hundred pesos and I’ll get it back for you.” Dan breathed a sigh of relief, thanked the little angel profusely, and gave him a hundred pesos worth eight American dollars. The little boy quickly scuttled into the crowd never to be seen again. We laughed so hard we were choking. Dan had just set a new chump record, losing an expensive watch and a hundred pesos all within minutes of leaving the base. We dragged him into the nearest bar to console him with cold San Miguel beer.

A striking example from the history of writing is the origin of the syllabary devised in Arkansas around 1820 by a Cherokee Indian named Sequoyah, for writing the Cherokee language. Sequoyah observed that white people made marks on paper, and that they derived great advantage by using those marks to record and repeat lengthy speeches. However, the detailed operations of those marks remained a mystery to him, since (like most Cherokees before 1820) Sequoyah was illiterate and could neither speak nor read English. Because he was a blacksmith, Sequoyah began by devising an accounting system to help him keep track of his customers’ debts. He drew a picture of each customer; then he drew circles and lines of various sizes to represent the amount of money owed. Around 1810, Sequoyah decided to go on to design a system for writing the Cherokee language. He again began by drawing pictures, but gave them up as too complicated and too artistically demanding. He next started to invent separate signs for each word, and again became dissatisfied when he had coined thousands of signs and still needed more. Finally, Sequoyah realized that words were made up of modest numbers of different sound bites that recurred in many different words—what we would call syllables. He initially devised 200 syllabic signs and gradually reduced them to 85, most of them for combinations of one consonant and one vowel. As one source of the signs themselves, Sequoyah practiced copying the letters from an English spelling book given to him by a schoolteacher. About two dozen of his Cherokee syllabic signs were taken directly from those letters, though of course with completely changed meanings, since Sequoyah did not know the English meanings. For example, he chose the shapes D, R, b, h to represent the Cherokee syllables a, e, si, and ni, respectively, while the shape of the numeral 4 was borrowed for the syllable se. He coined other signs by modifying English letters, such as designing the signs , , and to represent the syllables yu, sa, and na, respectively. Still other signs were entirely of his creation, such as , , and for ho, li, and nu, respectively. Sequoyah’s syllabary is widely admired by professional linguists for its good fit to Cherokee sounds, and for the ease with which it can be learned. Within a short time, the Cherokees achieved almost 100 percent literacy in the syllabary, bought a printing press, had Sequoyah’s signs cast as type, and began printing books and newspapers. Cherokee writing remains one of the best-attested examples of a script that arose through idea diffusion. We know that Sequoyah received paper and other writing materials, the idea of a writing system, the idea of using separate marks, and the forms of several dozen marks. Since, however, he could neither read nor write English, he acquired no details or even principles from the existing scripts around him. Surrounded by alphabets he could not understand, he instead independently reinvented a syllabary, unaware that the Minoans of Crete had already invented another syllabary 3,500 years previously.

I met with a group of a hundred or so fifth graders from a poor neighborhood at a school in Houston, Texas. Most of them were on a track that would never get them to college. So I decided then and there to make a contract with them. I would pay for their four-year college education if they kept a B average and stayed out of trouble. I made it clear that with focus, anyone could be above average, and I would provide mentoring support to them. I had a couple of key criteria: They had to stay out of jail. They couldn't get pregnant before graduating high school. Most importantly, they needed to contribute 20 hours of service per year to some organization in their community. Why did I add this? College is wonderful, but what was even more important to me was to teach them they had something to give, not just something to get in life. I had no idea how I was going to pay for it in the long run, but I was completely committed, and I signed a legally binding contract requiring me to deliver the funds. It's funny how motivating it can be when you have no choice but to move forward. I always say, if you want to take the island, you have to burn your boats! So I signed those contracts. Twenty-three of those kids worked with me from the fifth grade all the way to college. Several went on to graduate school, including law school! I call them my champions. Today they are social workers, business owners, and parents. Just a few years ago, we had a reunion, and I got to hear the magnificent stories of how early-in-life giving to others had become a lifelong pattern. How it caused them to believe they had real worth in life. How it gave them such joy to give, and how many of them now are teaching this to their own children.

Stay involved in democracy. Fight for democracy. It can be messy and frustrating, believe me, I know. I understand why many Americans are frustrated by government and feel like it doesn’t make a difference. It’s not perfect, and not supposed to be. It’s only as good as we are, as what we choose to care about, as the people we elect. We’re never going to get 100 percent of what we want right away. But what if we got some of it right away, and protected it, and kept moving forward until we got the rest? That’s what voting is about. It’s not about making things perfect; it’s about making things better. It’s about putting us on track so that a generation from now, we can look back and say, “things got better starting now.” Voting is about using the power we have and pooling it together to get a government that’s more concerned, more responsive, more focused on the things that matter. This precious system of self-government is how we’ve come this far. It’s worth our time and effort. It’s worth protecting. I was heartened to see voter turnout leap this year over where it usually is. That’s great. Now imagine if we did that every time? Imagine if sixty or seventy percent of us, or even more, voted every time. We’d have a government that looks more representative, that’s full of life experience that’s more representative, that understands what people are going through and how we can work together to make people’s lives better. We’d have a government full of people who could corral a pandemic, who believe in science and have a plan to protect this planet for our kids; who care about working Americans and have a plan to help folks start getting ahead; who believe in racial equality and are willing to do the work to bring us closer an America where no matter what we look like, where we come from, who we love, or how much money we’ve got, we can make it if we try. That’s not science fiction. It’s possible! We just have to keep at it. Dec. 2020

Starting a little over a decade ago, Target began building a vast data warehouse that assigned every shopper an identification code—known internally as the “Guest ID number”—that kept tabs on how each person shopped. When a customer used a Target-issued credit card, handed over a frequent-buyer tag at the register, redeemed a coupon that was mailed to their house, filled out a survey, mailed in a refund, phoned the customer help line, opened an email from Target, visited Target.com, or purchased anything online, the company’s computers took note. A record of each purchase was linked to that shopper’s Guest ID number along with information on everything else they’d ever bought. Also linked to that Guest ID number was demographic information that Target collected or purchased from other firms, including the shopper’s age, whether they were married and had kids, which part of town they lived in, how long it took them to drive to the store, an estimate of how much money they earned, if they’d moved recently, which websites they visited, the credit cards they carried in their wallet, and their home and mobile phone numbers. Target can purchase data that indicates a shopper’s ethnicity, their job history, what magazines they read, if they have ever declared bankruptcy, the year they bought (or lost) their house, where they went to college or graduate school, and whether they prefer certain brands of coffee, toilet paper, cereal, or applesauce. There are data peddlers such as InfiniGraph that “listen” to shoppers’ online conversations on message boards and Internet forums, and track which products people mention favorably. A firm named Rapleaf sells information on shoppers’ political leanings, reading habits, charitable giving, the number of cars they own, and whether they prefer religious news or deals on cigarettes. Other companies analyze photos that consumers post online, cataloging if they are obese or skinny, short or tall, hairy or bald, and what kinds of products they might want to buy as a result.

MATHEMATICAL MIRACLE Some years ago, I heard a story which has been making the rounds in Midwest A.A. circles for years. I don’t have any names to back up this story, but I have heard it from many sources, and the circumstances sound believable. A man in a small Wisconsin city had been on the program for about three years and had enjoyed contented sobriety through that period. Then bad luck began to hit him in bunches. The firm for which he had worked for some fifteen years was sold; his particular job was phased out of existence, and the plant moved to another city. For several months, he struggled along at odd jobs while looking for a company that needed his specialized experience. Then another blow hit him. His wife was forced to enter a hospital for major surgery, and his company insurance had expired. At this point he cracked, and decided to go on an all-out binge. He didn’t want to stage this in the small city, where everyone knew his sobriety record. So he went to Chicago, checked in at a North Side hotel, and set forth on his project. It was Friday night, and the bars were filled with a swinging crowd. But he was in no mood for swinging—he just wanted to get quietly, miserably drunk. Finally, he found a basement bar on a quiet side street, practically deserted. He sat down on a bar stool and ordered a double bourbon on the rocks. The bartender said, “Yes, sir,” and reached for a bottle. Then the bartender stopped in his tracks, took a long, hard look at the customer, leaned over the bar, and said in a low tone, “I was in Milwaukee about four months ago, and one night I attended an open meeting. You were on the speaking platform, and you gave one of the finest A.A. talks I ever heard.” The bartender turned and walked to the end of the bar. For a few minutes, the customer sat there—probably in a state of shock. Then he picked his money off the bar with trembling hands and walked out, all desire for a drink drained out of him. It is estimated that there are about 8,000 saloons in Chicago, employing some 25,000 bartenders. This man had entered the one saloon in 8,000 where he would encounter the one man in 25,000 who knew that he was a member of A.A. and didn’t belong there. Chicago, Illinois

The school is teeming with activity. The rooms are small and large, many are special-purpose rooms, like shops and labs, but most are furnished like rather shabby living or dining rooms in homes: lots of sofas, easy chairs, and tables. Lots of people sitting around talking, reading, and playing games. On an average rainy day—quite different from a beautiful suddenly snowy day, or a warm spring or fall day—most people are inside. But there will also be more than a few who are outside in the rain, and later will come in dripping and trying the patience of the few people inside who think the school should perhaps be a “dry zone.” There may be people in the photo lab developing or printing pictures they have taken. There may be a karate class, or just some people playing on mats in the dance room. Someone may be building a bookshelf or fashioning chain mail armor and discussing medieval history. There are almost certainly a few people, either together or separate, making music of one kind or another, and others listening to music of one kind or another. You will find adults in groups that include kids, or maybe just talking with one student. It would be most unusual if there were not people playing a computer game somewhere, or chess; a few people doing some of the school’s administrative work in the office—while others hang around just enjoying the atmosphere of an office where interesting people are always making things happen; there will be people engaged in role-playing games; other people may be rehearsing a play—it might be original, it might be a classic. They may intend production or just momentary amusement. People will be trading stickers and trading lunches. There will probably be people selling things. If you are lucky, someone will be selling cookies they baked at home and brought in to earn money. Sometimes groups of kids have cooked something to sell to raise money for an activity—perhaps they need to buy a new kiln, or want to go on a trip. An intense conversation will probably be in progress in the smoking area, and others in other places. A group in the kitchen may be cooking—maybe pizza or apple pie. Always, either in the art room or in any one of many other places, people will be drawing. In the art room they might also be sewing, or painting, and some are quite likely to be working with clay, either on the wheel or by hand. Always there are groups talking, and always there are people quietly reading here and there. One

Mystery is the sugar in the cup,' said the Doctor. She picked up the container of white crystals the delicatessen had included in the picnic basket and poured a large dollop into her cognac. 'I don’t think I’d do that, Gunilla,' said Darcourt. 'Nobody wants you to do it, Simon. I am doing it, and that’s enough. That is the curse of life—when people want everybody to do the same wise, stupid thing. Listen: Do you want to know what life is? I’ll tell you. Life is a drama.' 'Shakespeare was ahead of you, Gunilla,' said Darcourt. '"All the world’s a stage,"' he declaimed. 'Shakespeare had the mind of a grocer,' said Gunilla. 'A poet, yes, but the soul of a grocer. He wanted to please people.' 'That was his trade,' said Darcourt. 'And it’s yours, too. Don’t you want this opera to please people?' 'Yes, I do. But that is not philosophy. Hoffmann was no philosopher. Now be quiet, everybody, and listen, because this is very important. Life is a drama. I know. I am a student of the divine Goethe, not that grocer Shakespeare. Life is a drama. But it is a drama we have never understood and most of us are very poor actors. That is why our lives seem to lack meaning and we look for meaning in toys—money, love, fame. Our lives seem to lack meaning but'—the Doctor raised a finger to emphasize her great revelation—'they don’t, you know.' She seemed to be having some difficulty in sitting upright, and her natural pallor had become ashen. 'You’re off the track, Nilla,' said Darcourt. 'I think we all have a personal myth. Maybe not much of a myth, but anyhow a myth that has its shape and its pattern somewhere outside our daily world.' 'This is all too deep for me,' said Yerko. 'I am glad I am a Gypsy and do not have to have a philosophy and an explanation for everything. Madame, are you not well?' Too plainly the Doctor was not well. Yerko, an old hand at this kind of illness, lifted her to her feet and gently, but quickly, took her to the door—the door to the outside parking lot. There were terrible sounds of whooping, retching, gagging, and pitiful cries in a language which must have been Swedish. When at last he brought a greatly diminished Gunilla back to the feast, he thought it best to prop her, in a seated position, against the wall. At once she sank sideways to the floor. 'That sugar was really salt,' said Darcourt. 'I knew it, but she wouldn’t listen. Her part in the great drama now seems to call for a long silence.' 'When she comes back to life I shall give her a shot of my personal plum brandy,' said Yerko. 'Will you have one now, Priest Simon?

How exactly the debt should be funded was to be the most inflammatory political issue. During the Revolution, many affluent citizens had invested in bonds, and many war veterans had been paid with IOUs that then plummeted in price under the confederation. In many cases, these upright patriots, either needing cash or convinced they would never be repaid, had sold their securities to speculators for as little as fifteen cents on the dollar. Under the influence of his funding scheme, with government repayment guaranteed, Hamilton expected these bonds to soar from their depressed levels and regain their full face value. This pleasing prospect, however, presented a political quandary. If the bonds appreciated, should speculators pocket the windfall? Or should the money go to the original holders—many of them brave soldiers—who had sold their depressed government paper years earlier? The answer to this perplexing question, Hamilton knew, would define the future character of American capital markets. Doubtless taking a deep breath, he wrote that “after the most mature reflection” about whether to reward original holders and punish current speculators, he had decided against this approach as “ruinous to public credit.”25 The problem was partly that such “discrimination” in favor of former debt holders was unworkable. The government would have to track them down, ascertain their sale prices, then trace all intermediate investors who had held the debt before it was bought by the current owners—an administrative nightmare. Hamilton could have left it at that, ducking the political issue and taking refuge in technical jargon. Instead, he shifted the terms of the debate. He said that the first holders were not simply noble victims, nor were the current buyers simply predatory speculators. The original investors had gotten cash when they wanted it and had shown little faith in the country’s future. Speculators, meanwhile, had hazarded their money and should be rewarded for the risk. In this manner, Hamilton stole the moral high ground from opponents and established the legal and moral basis for securities trading in America: the notion that securities are freely transferable and that buyers assume all rights to profit or loss in transactions. The knowledge that government could not interfere retroactively with a financial transaction was so vital, Hamilton thought, as to outweigh any short-term expediency. To establish the concept of the “security of transfer,” Hamilton was willing, if necessary, to reward mercenary scoundrels and penalize patriotic citizens. With this huge gamble, Hamilton laid the foundations for America’s future financial preeminence.

Sam was about to travel to Asia with her boyfriend and she was fretting about what her backers would think if she released some of her new songs while she was 'on vacation'. She was worried that posting pictures of herself sipping a Mai Tai was going to make her look like an asshole. What does it matter? I asked her, where you are whether you're drinking a coffee, a Mai Tai or a bottle of water? I mean, aren't they paying for your songs so that you can... live? Doesn't living include wandering and collecting emotions and drinking a Mai Tai, not just sitting in a room writing songs without ever leaving the house? I told Sam about another songwriter friend of mine, Kim Boekbinder, who runs her own direct support website through which her fans pay her monthly at levels from $5 to $1,000. She also has a running online wishlist of musical gear and costumes kindof like a wedding registry, to which her fans can contribute money anytime they want. Kim had told me a few days before that she doesn't mind charging her backers during what she calls her 'staring at the wall time'. She thinks this is essential before she can write a new batch of songs. And her fans don't complain, they trust her process. These are new forms of patronage, there are no rules and it's messy, the artists and the patrons they are making the rules as they go along, but whether these artists are using crowdfunding (which is basically, front me some money so I can make a thing) or subscription services (which is more like pay me some money every month so that I can make things) or Patreon, which is like pay per piece of content pledge service (that basically means pay me some money every time I make a thing). It doesn't matter, the fundamental building block of all of these relationships boils down to the same simple thing: trust. If you're asking your fans to support you, the artist, it shouldn't matter what your choices are, as long as you're delivering your side of the bargain. You may be spending the money on guitar picks, Mai Tais, baby formula, college loans, gas for the car or coffee to fuel your all-night writing sessions. As long as art is coming out the other side, and you're making your patrons happy, the money you need to live (and need to live is hard to define) is almost indistinguishable from the money you need to make art. ... (6:06:57) ... When she posts a photo of herself in a vintage dress that she just bought, no one scolds her for spending money on something other than effects pedals. It's not like her fan's money is an allowance with nosy and critical strings attached, it's a gift in the form of money in exchange for her gift, in the form of music. The relative values are... messy. But if we accept the messiness we're all okay. If Beck needs to moisturize his cuticles with truffle oil in order to play guitar tracks on his crowdfunded record, I don't care that the money I fronted him isn't going towards two turntables or a microphone; just as long as the art gets made, I get the album and Beck doesn't die in the process.