Refund Start Quotes

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Without any wind blowing, the sheer weight of a raindrop, shining in parasitic luxury on a cordate leaf, caused its tip to dip, and what looked like a globule of quicksilver performed a sudden glissando down the centre vein, and then, having shed its bright load, the relieved leaf unbent. Tip, leaf, dip, relief - the instant it all took to happen seemed to me not so much a fraction of time as a fissure in it, a missed heartbeat, which was refunded at once by a patter of rhymes: I say 'patter' intentionally, for when a gust of wind did come, the trees would briskly start to drip all together in as crude an imitation of the recent downpour as the stanza I was already muttering resembled the shock of wonder I had experienced when for a moment heart and leaf had been one.
Vladimir Nabokov (Speak, Memory)
If you sell me a horse that throws a shoe, or starts to limp, or spooks at shadows, I will miss a valuable opportunity. A quite unrecoverable opportunity. If that happens, I will not come back and demand a refund. I will not petition the constable. I will walk back to Imre this very night and set fire to your house. Then, when you run out the front door in your nightshirt and stockle-cap, I will kill you, cook you, and eat you. Right there on your lawn while all your neighbors watch.
Patrick Rothfuss (The Name of the Wind (The Kingkiller Chronicle, #1))
Happiness is overrated; it’s far too short-lived, for a start. If you bought it on Amazon, you’d demand a refund. Broke after a month and impossible to fix. Next time will try misery—apparently that shit lasts forever.
C.J. Tudor (The Hiding Place)
Although the 1996 welfare reform pushed millions of low-income single moms into the workforce, it did nothing to improve the conditions of low-wage jobs. In fact, if anything, economic theory (and plain old common sense) might support the opposite conclusion: although we can’t know for sure, it stands to reason that by moving millions of unskilled single mothers into the labor force starting in the mid-1990s, welfare reform and the expansion of the EITC and other refundable tax credits may have actually played a role in diminishing the quality of the average low-wage job in America. As unskilled single mothers flooded into the workforce at unprecedented rates, they greatly increased the pool of workers available to low-wage employers. When more people compete for the same jobs, wages usually fall relative to what they would have been otherwise. Employers can also demand more of their employees. What
Kathryn J. Edin ($2.00 A Day: Living on Almost Nothing in America)
Starting a little over a decade ago, Target began building a vast data warehouse that assigned every shopper an identification code—known internally as the “Guest ID number”—that kept tabs on how each person shopped. When a customer used a Target-issued credit card, handed over a frequent-buyer tag at the register, redeemed a coupon that was mailed to their house, filled out a survey, mailed in a refund, phoned the customer help line, opened an email from Target, visited Target.com, or purchased anything online, the company’s computers took note. A record of each purchase was linked to that shopper’s Guest ID number along with information on everything else they’d ever bought. Also linked to that Guest ID number was demographic information that Target collected or purchased from other firms, including the shopper’s age, whether they were married and had kids, which part of town they lived in, how long it took them to drive to the store, an estimate of how much money they earned, if they’d moved recently, which websites they visited, the credit cards they carried in their wallet, and their home and mobile phone numbers. Target can purchase data that indicates a shopper’s ethnicity, their job history, what magazines they read, if they have ever declared bankruptcy, the year they bought (or lost) their house, where they went to college or graduate school, and whether they prefer certain brands of coffee, toilet paper, cereal, or applesauce. There are data peddlers such as InfiniGraph that “listen” to shoppers’ online conversations on message boards and Internet forums, and track which products people mention favorably. A firm named Rapleaf sells information on shoppers’ political leanings, reading habits, charitable giving, the number of cars they own, and whether they prefer religious news or deals on cigarettes. Other companies analyze photos that consumers post online, cataloging if they are obese or skinny, short or tall, hairy or bald, and what kinds of products they might want to buy as a result.
Charles Duhigg (The Power of Habit: Why We Do What We Do in Life and Business)
I started taking walks with my children on trash day just to collect the extra proofs of purchase. We’d roam the alleys together, stopping at each diaper box. I learned to swiftly tear the proof of purchase off in a stealth maneuver I’d refined with practice: pushing the stroller up close to the box, bending down as if tying my shoe, and ripping off the qualifier, all in less than thirty seconds.
Mary Potter Kenyon (Coupon Crazy: The Science, the Savings, and the Stories Behind America's Extreme Obsession)
The Amazon version of the Andon Cord started with a conversation about a customer care problem during a weekly business review. The issue centered on the way mistakes made by one set of employees—those working in the retail group—were creating headaches for a different set—those in the customer care department. “When the people in the retail group don’t provide the right data for the customer, or enter a product description that’s inaccurate,” the head of customer care explained, “the customer is disappointed with the purchase. And that means they call customer care, which lands us with the hassle of refunding the product.
John Rossman (The Amazon Way: 14 Leadership Principles Behind the World's Most Disruptive Company)
Falco’s eyes flickered when he saw Cristian. “This one is actually with me,” he said, slipping an arm around Cass’s waist. “Then you might want to keep a closer eye on her.” Cristian nodded curtly at Falco and turned back toward the salon. Looking back over his shoulder, Falco added, “They tell me she’s got special skills.” He let his hand slide even lower, onto one of Cass’s slender hips, as he directed her back out into the night. Cass pulled away from Falco the second the door shut and they were out of the man’s line of vision. “Special skills?” Her voice burned with acid. Falco grinned. “You mean you don’t?” He leaned in close and snaked both his arms around her waist. “I’m going to require a refund then.” His breath was hot against her neck. Cass couldn’t help it. She saw the room with the candles again, her naked body intertwined with Falco’s, the two of them so close together they were practically wearing the same skin. Her whole body went rigid at the thought. “Oh come on,” Falco whispered in her ear. “I was joking. Acting the part.” Cass softened a little bit but still pulled back from his embrace. She couldn’t think of him that way when she was angry. She shouldn’t think of him that way at all. She took a deep breath and tried to regain control of her thoughts. “And acting the part requires you to put your hands all over me? Or is that just an extra benefit?” She didn’t know if she was more angry at Falco for treating her like a common prostitute or for leaving her alone in that house full of brutes. Falco rolled his eyes. “Don’t flatter yourself, Cassandra. I prefer my women a little less…repressed.” Without thinking, Cass reached out and slapped him. Her palm connected with the side of Falco’s face with a satisfying smack. She withdrew her hand immediately, horrified at what she’d done. To her surprise, Falco started laughing. “That’s more like it,” he said, his blue eyes lighting up the night. He rubbed the side of his face. “I think that’s going to leave a mark.” “I--I’m sorry,” Cass said. A red blotch began to form across Falco’s cheekbone. “Don’t be. I’m sure I deserved it. If not now, then at sometime in the past.” He winked. “Or the future.
Fiona Paul (Venom (Secrets of the Eternal Rose, #1))
How much does this thing cost?” Travis says, walking closer to it. Honestly, Travis is always like this. A negative nelly is what my mother would call him. He always has to ask the questions that nobody wants to answer because it ruins all the fun. “Well, that’s a hard question. Are you talking about the rental price or the price of all the smiles on everyone’s faces as they are having the time of their lives?” “The rental price.” “Well, here’s the thing−” I start, but he holds his hand up and looks to Tina. “$1599.00 plus deposit and taxes,” she says. “WHAT?” Travis exclaims. “No way! Forget it. This is a veto.” “You can’t use a veto for this!” I argue. “Well, I just did,” he says, shrugging. I can see he has already put the idea out of his mind, which is completely ridiculous. I mean, I know it is pretty expensive, but then I think of all the fun memories everyone will make together− and can you really put a price on that? “Travis, you’re not seeing the bigger picture here!” I argue. “We said a small party. A couple of friends, some food and wine. This,” he says, pointing to the obstacle course, “is not small.” “Who wants small for a thirtieth birthday party? I mean, you only turn thirty once−” From the look on Travis’ face I decide to switch tactics. “What about if we charge people?” “You’re crazy,” he says. “Not our guests, but the neighbours and stuff. Kind of like a carnival.” Actually, I just thought of that idea right here and now, but it’s not a bad one. Plus, it might be easier to have the neighbours agree to have it on the street if I let them join in the fun. “Or we could just stick to the regular plan,” Travis says and turns to Tina. “I’m sorry we wasted your time.” I already know the next part of this conversation is not going to go well. “I kind of already put the deposit down,” I say, trying to get an imaginary piece of dirt off my sweater. No one says anything and I am starting to feel pretty sorry for Tina because she looks beyond uncomfortable with the conversation. “What kind of deposit?” Travis says in a low tone. “The non-refundable kind,” I say, biting my lip. “How much was the deposit?” he asks, looking from me to Tina. Tina’s eyes are wide and she looks to me desperately, asking me to rescue her from this awkwardness. Honestly, if anyone needs a life jacket right now− it’s me. “Nimfy perfin,” I mumble. “What?” “Ninety percent,” I say, meeting his eyes. “The remaining ten percent is due on delivery.” “You really are crazy,” he says, shaking his head. “I don’t know what you are getting all worked up about,” I say. “I’m paying for it!” “Etty, this… thing… is your rent for the month!” “I’ll take extra shifts,” I say, shrugging. “I wanted to make sure Scott’s day was really special.” “It’s going to be special because he’s with his friends and family. You don’t need to do these things.” “Yes, I do!” I say. “It’s how I show people that I care about them.” “Write them a nice card,” Travis says slowly. “I knew you wouldn’t understand. You’re always the storm cloud that rains on my parade!” “No, I’m the voice of reason in a land of eternal sunshine and daisies,” he says, and turns to Tina. “Is there any way we can get her deposit back?” Tina is now fidgeting with her skirt. “No, I’m sorry, but−” “Don’t worry Tina, I don’t want my deposit back. What I want is my brother to have the best day ever with his friends and family on a hundred foot inflatable obstacle course,” I narrow my eyes at Travis while lifting my purse further up my shoulder. “Now, if you will excuse me, I have to go and start my first of twenty overtime shifts to pay for the best day of all of our lives.
Emily Harper (My Sort-of, Kind-of Hero)
We analyzed the ten tech companies worth over a billion dollars that went public in 2014 and 2015, and the average company spent a jaw-dropping $0.72 on sales and marketing for every $1.00 of sales during the three-year hypergrowth period before going public. As a matter of fact, one of the companies, Box, spent $1.59 for every $1.00 in sales! You’re probably wondering, how does a company like Box justify spending more money on sales and marketing than they generate in sales? The answer is “customer lifetime value.” Once Box mathematically proved that they could acquire a customer for less than the lifetime value (LTV) of that customer, they raised a war chest of investment capital and didn’t care if they spent more on sales and marketing than they generated in annual sales, because they knew that they would generate a big return in the long run. You probably don’t have access to a massive war chest of investment capital, but that doesn’t mean you are unable to invest more resources on growth. Instead of benchmarking your growth investment against customer lifetime value, benchmark against your bottom-line profits. Here is a list of financial scenarios and corresponding actions: If you desire growth and have a profitable business, operate at a break-even point and reinvest the profit, or a portion of the profit, back into growth. If you are running a break-even or unprofitable business, spend some time going through your expenditures looking for redundancies or unnecessary expenses. If you cannot find any opportunities to save money, prepare yourself to take a temporary pay cut (you can time this around your tax refund or right after your busy period if your business has seasonality). If you are unable to take a temporary pay cut, prepare yourself to work some extra hours (start by batching activities so you can spend a day per week working from home, and use the time you save when not having a work commute to invest in growth). If you are unable to take a temporary pay cut AND unable to work any extra hours, then read the paragraph below.
Raymond Fong (Growth Hacking: Silicon Valley's Best Kept Secret)
If you sell me a horse that throws a shoe, or starts to limp, or spooks at shadows, I will miss a valuable opportunity. A quite unrecoverable opportunity. If that happens, I will not come back and demand a refund. I will not petition the constable. I will walk back to Imre this very night and set fire to your house. Then, when you run out the front door in your nightshirt and stockle-cap, I will kill you, cook you, and eat you. Right there on your lawn while all your neighbors watch.
Patrick Rothfuss (The Name of the Wind (The Kingkiller Chronicle, #1))
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When the Eurozone was started, a fundamental stabilising force that existed at the level of the member-states was taken away from these countries. This is the lender of last resort function of the central bank.” EZ governments, “could no longer guarantee that the cash would always be available to roll over the government debt.” Unlike stand-alone nations, EZ members did not have “the power to force the central bank to provide liquidity in times of crisis.” This created a fundamental fragility in the monetary union. Without a buyer-of-last-resort, shocks that provide re-funding difficulties in banks or nations can trigger self-fulfilling liquidity crises that degenerate into solvency problems.
Richard Baldwin (The Eurozone Crisis: A Consensus View of the Causes and a Few Possible Solutions)
Cost of Cruise Sales Other Sales Cost of Other Sales (Refunds) (Refund Credits) Car Commissions Hotel Commissions Other Commissions Service Fees and Tuition Advertising Income Interest Income Air Sales and Cost of Air Sales
Tom Ogg (How to Start a Home Based Travel Agency)
Mr. Hazlit, won’t you please, please help me find my reticule? It is one of my dearest possessions. I feel horrid for having lost track of it, and I’m too embarrassed to prevail upon anybody else but you to aid me in my hour of need.” She turned her best swain-slaying gaze on him in the moonlight, the look Val had told her never to use on his friends. For good measure, she let a little sincerity into her eyes, because she’d spoken nothing but the truth. “God help me.” Hazlit scrubbed a hand over his face. “Stick to quoting the law with me, please. I might have a prayer of retaining my wits.” She dropped the pleading expression. “You’ll keep our bargain, then?” “I will make an attempt to find this little purse of yours, but there are no guarantees in my work, Miss Windham. Let’s put a limit on the investigation—say, four weeks. If I haven’t found the thing by then, I’ll refund half your money.” “You needn’t.” She rose, relieved to have her business concluded. “I can spare it, and this is important to me.” “Where are you going?” He rose, as well, as manners required. But Maggie had the sense he was also just too… primordial to let a woman go off on her own in the moonlight. “I’m going back to the ballroom. We’ve been out here quite long enough, unless you’re again trying to wiggle out of your obligations?” “No need to be nasty.” He came closer and winged his arm at her. “We’ve had our bit of air, but you’ve yet to tell me anything that would aid me in attaining your goal. What does this reticule look like? Who has seen you with it? Where did you acquire it? When did you last have it?” “All of that?” “That and more if it’s so precious to you,” he said, leading her back toward the more-traveled paths. “That is just a start. I will want to establish who had access to the thing, what valuables it contained, and who might have been motivated to steal it.” “Steal?” She went still, dropping his arm, for this possibility honestly hadn’t occurred to her. She realized, as he replaced her hand on his arm, that she’d held the thought of theft away from her awareness, an unacknowledged fear. “You think somebody would steal a little pin money? People are hung for stealing a few coins, Mr. Hazlit, and transported on those awful ships, and… you think it was a thief?” “You clearly do not.” She was going to let him know in no uncertain terms that no, she could not have been victimized by a thief. She was too careful, too smart. She’d hired only staff with the best references, she seldom had visitors, and such a thing was utterly… “I did not reach that conclusion. I don’t want to.” Voices
Grace Burrowes (Lady Maggie's Secret Scandal (The Duke's Daughters, #2; Windham, #5))
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I had been searching for a trustworthy platform to invest a substantial amount of money, and after some research, I decided to commit over half a million dollars to what appeared to be a legitimate opportunity. Unfortunately, what followed was nothing short of a nightmare. After making my deposit, I was unable to access my funds. My account was locked, and when I tried to reach out to customer support, I was told that I could only regain access to my account if I paid an additional fee. They claimed this would "unfreeze" my account, but it quickly became clear that this was just another scam tactic. The company refused to let me withdraw any of my funds unless I complied with their demands for more money. That’s when I realized I had been duped by a fake investment platform. I was devastated, as I had invested a significant portion of my life savings. However, I didn’t give up. A co-worker, who had experienced a similar issue with a fraudulent company, recommended TECH CYBER FORCE RECOVERY to me. They had helped him recover a large part of his investment, and so I decided to give them a try. TECH CYBER FORCE RECOVERY was extremely responsive and professional from the start. They took my case seriously, and their team began investigating my situation right away. I was kept in the loop throughout the process, and it was clear that they were dedicated to helping me recover my money. After several weeks of hard work, I was overjoyed to receive a notification that $215,000 had been successfully refunded to my account. While I didn’t get all of my money back, the refund I received was a huge relief. TECH CYBER FORCE RECOVERY’s thorough approach and persistence made all the difference. I cannot express enough how grateful I am for their expertise and support in recovering a significant portion of my investment. For anyone who finds themselves in a similar situation, I highly recommend reaching out to a trusted recovery service like TECH CYBER FORCE RECOVERY. It can be hard to trust anyone after experiencing a scam, but with the right professionals on your side, there’s hope for recovering what you’ve lost. WHATSAPP (+1-561-726-3697)
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