Prudent Spending Quotes

The fact is that camels are far more intelligent than dolphins. They are so much brighter that they soon realised that the most prudent thing any intelligent animal can do, if it would prefer its descendants not to spend a lot of time on a slab with electrodes clamped to their brains or sticking mines on the bottom of ships or being patronized rigid by zoologists, is to make bloody certain humans don't find out about it. So they long ago plumped for a lifestyle that, in return for a certain amount of porterage and being prodded with sticks, allowed them adequate food and grooming and the chance to spit in a human's eye and get away with it.

I’m not the kind of girl who spends hours getting ready. I don’t blow dry my hair. And I hate make up. I’m not pretty. And I don’t want to be. I am passionate and restless and wild. I’m exhausted by prudent ideologies. I’m not inferior because of my lack of convention. I’m as strong as I am broken. I’m tired of having my sexuality mistaken for an invitation. I will sweat and I will run. I will let the rain come down on me. I want to feel life as I am. I don’t want to skate through having my immoderation controlled by weak judgements. By fear. I don’t want to be who I’m supposed to be, I want to be who I am.

Neither one of the couple cared for money, but their disdain of it took the form of always spending a little more than was prudent.

[I]f the public wants the military to perform better, give more prudent advice to its civilian leadership, and spend taxpayer money more wisely, it must elect a Congress that will dial down a few notches its habitual and childish 'we support the troops!' mantra and start asking skeptical questions - and not accepting bland evasions or appeals to patriotism as a response.

From an early age they knew what little value the world placed in books, and so didn't waste their time with them. Whereas I, even now, persist in believing that these black marks on white paper bear the greatest significance, that if I keep writing I might be able to catch the rainbow of consciousness in a jar. The only trust fund I have is this story, and unlike a prudent Wasp, I'm dipping into principal, spending it all.

The only trust fund I have is this story, and unlike a prudent Wasp, I’m dipping into principal, spending it all...

There's only so much of yourself to give, be prudent what you spend it on. - The Malwatch

3. We believe that people spend their own money more prudently than they spend other people’s money. So goods and services produced in the competitive marketplace are likely to be produced more efficiently and with more regard for real consumer demand than goods produced by government, and thus we should try to keep as many aspects of life as possible outside the control of government.

APPENDIX REJUVENATING YOUR BRAIN Don’t retire. Don’t stop being engaged with meaningful work. Look forward. Don’t look back. (Reminiscing doesn’t promote health.) Exercise. Get your heart rate going. Preferably in nature. Embrace a moderated lifestyle with healthy practices. Keep your social circle exciting and new. Spend time with people younger than you. See your doctor regularly, but not obsessively. Don’t think of yourself as old (other than taking prudent precautions). Appreciate your cognitive strengths—pattern recognition, crystallized intelligence, wisdom, accumulated knowledge. Promote cognitive health through experiential learning: traveling, spending time with grandchildren, and immersing yourself in new activities and situations. Do new things.

To blindly trust government is to automatically vest it with excessive power. To distrust government is simply to trust humanity - to trust in the ability of average people to peacefully, productively coexist without some official policing their every move. The State is merely another human institution - less creative than Microsoft, less reliable than Federal Express, less responsible than the average farmer husbanding his land, and less prudent than the average citizen spending his own paycheck.

Wild horses wouldn't have made Daniel admit that his wife, Anna, would have lectured him for an hour if she'd known what he was up to.Daniel considered it basic strategy not to tell her until it was done. "Since she's been moping and sighing around here," he lied without qualm, "I thought I'd bury my pride and call you myself.It's time you took a weekend and came to see your mother." Alan lifted a wry brow, knowing his father all too well. "I'd think she'd be all wrapped up in her first prospective granchild. How is Rena?" "You can see for yourself this weekend," Daniel informed him. "I-that is, Rena and Justin have decided they want to spend a weekend with the family. Caine and Diana are coming too." "You've been busy," Alan murmured. "What was that? Don't mumble, boy." "I said you'll be busy," Alan amended prudently. "For your mother's sake, I can sacrifice my peace and quiet.She worries about all of you-you especially since you're still without wife and family.The firstborn," he added, working himself up, "and both your brother and sister settled before you. The eldest son,my own father's namesake, and too busy flitting around to do his duty to the MacGregor line." Alan thought about his grueling morning and nearly smiled. "The MacGregor line seems to be moving along nicely. Maybe Rena'll have twins.

there were growing pains. Warren Harding addressed the unemployment and lack of growth with a response America would never see again. “We will attempt intelligent and courageous deflation,” he said at the 1920 Republican Convention, “and strike at government borrowing which enlarges the evil.” The rest of the passage is astounding to the modern ear: We promise that relief which will attend the halting of waste and extravagance, and the renewal of the practice of public economy, not alone because it will relieve tax burdens but because it will be an example to stimulate thrift and economy in private life. Let us call to all the people for thrift and economy, for denial and sacrifice if need be, for a nationwide drive against extravagance and luxury, to a recommitment to simplicity of living, to that prudent and normal plan of life which is the health of the republic. There hasn’t been a recovery from the waste and abnormalities of war since the story of mankind was first written, except through work and saving, through industry and denial, while needless spending and heedless extravagance have marked every decay in the history of nations.

If someone crushes a tube of toothpaste and tosses it away capless, experience tells me they are prudent about saving money, though at the end of the day they will spend money on themselves, as if to compensate for their earlier inattention. Consumers who discard a toothpaste tube with its cap screwed down tightly seldom allow themselves to relax, and are reluctant to expose who they really are, or to indulge themselves with a luxury. Consumers who throw away a half-full toothpaste tube are, in general, less secure than people who wait until the tube is depleted.

The fact is that camels are far more intelligent than dolphins.* They are so much brighter that they soon realized that the most prudent thing any intelligent animal can do, if it would prefer its descendants not to spend a lot of time on a slab with electrodes clamped to their brains or sticking mines on the bottom of ships or being patronized rigid by zoologists, is to make bloody certain humans don’t find out about it. So they long ago plumped for a lifestyle that, in return for a certain amount of porterage and being prodded with sticks, allowed them adequate food and grooming and the chance to spit in a human’s eye and get away with it.

FINANCIAL FREEDOM For the Lord your God will bless you as he has promised, and you will lend to many nations but will borrow from none. You will rule over many nations but none will rule over you. Deuteronomy 15:6 God promised Israel that if they were obedient to Him, they’d lack nothing. He’d bless Israel so abundantly that they’d have plenty to lend to others. Interesting how the verse goes from not being a borrower to not being ruled. The link between indebtedness and control is reiterated in Proverbs 22:7: “The rich rule over the poor, and the borrower is slave to the lender.” America is so many trillions of dollars in debt it’s almost impossible to account. Yet we have leaders refusing to acknowledge it, refusing to cut spending, and refusing to exercise fiscal prudence. What’s worse is the very real danger of being owned by lenders. When we are dependent on China, a nation that does not particularly like us, we’re in big trouble. Washington spends our money in unbelievably wasteful ways. The government’s backing of the green-energy company Solyndra cost us half a billion dollars alone! The Obama “stimulus” package, enacted in 2009, is expected to cost well over $800 billion by 2019, and the only real stimulus it has provided has been to government spending. The stories of government waste are legion. How about the $16 billion of ammunition the government purchased, only to decide it didn’t need it, so it spent $1 billion to destroy it! How’s that for prudently handling the nation’s money and resources? SWEET FREEDOM IN Action Today, vow to pay closer attention to how politicians spend your money. Those who do not exercise fiscal restraint do not deserve your vote. Find candidates who do. Remember that bigger government is the problem, not the cure.

It is the term “social welfare” that allows some leeway for groups who might be inclined to participate in federal politics, as it can be argued that political advocacy falls within the broad umbrella of promoting the common good. The 501(c)(4) designation therefore allows groups to conduct political activities, but it also affords an additional benefit: 501(c)(4) groups are not required to disclose their donors to the FEC. This latter point became particularly important in the wake of Citizens United. The 527 organizations that began gaining notoriety for their activities in 2004 had long been allowed to pursue political activities exclusively, and had been required to disclose their donors even before passage of the BCRA. Although the BCRA limitations on “express advocacy” constrained the 527s somewhat, the rules did provide an outlet for unlimited—albeit disclosed—contributions for issue advertising prior to 2010. There was effectively no benefit of seeking 501(c)(4) tax status during this period, however. Since the IRS prior to 2010 employed a broad definition of political activities prohibited for 501(c) groups, there was little reason to risk running afoul of the tax code. Groups with a primarily political purpose could achieve tax-free status and avoid IRS scrutiny by organizing as a 527 group and disclosing their donors.15 In expanding permissible election-related activity however, the Citizens United decision immediately made 501(c)(4)s a more attractive option for groups looking to make independent expenditures. Importantly, because they are primarily defined as nonprofit “social welfare” organizations as opposed to political committees, 501(c)(4)s are not allowed to make or sponsor advertisements naming a candidate their primary activity, meaning that they must constrain their election-related spending to half of their overall expenditures. Yet, if corporations and other groups could not be stopped from spending money in elections—even for express advocacy—in the wake of Citizens United, it was considerably more difficult for the IRS to stop a 501(c) group from doing so either. After Citizens United, 501(c)(4)s therefore differed little from 527s either in the type of activities they could legally spend money on or the size of the contributions they could receive. However, the lack of a disclosure requirement for 501(c)(4)s provides a considerable advantage compared to 527s. Seeking 501(c)(4) status in the post–Citizens United world therefore seems like a prudent move for groups wanting to accept unlimited contributions, but who might not be inclined to publicize their donor lists: At present, 501(c)(4)s can pursue electioneering activities using anonymous unlimited funders so long as their activities can plausibly be defended as contributing to the social welfare (broadly defined) and so long as political spending does not constitute their “primary” expenditure (Luo 2010). In practice, the IRS/FEC has taken “primary” to mean more than half of a group’s overall expenditures.

September 23 "Be who you are and say what you feel, because those who mind don't matter and those who matter don't mind." Dr. Seuss (1904–1991) According to this advice from the good doctor, we are fine just the way we are. Whether we change dramatically or stay the same, we need not be aShamed of today’s thoughts, feelings and actions. Dr. Seuss tells us that while it may be prudent to hear out our critics, our self-image need not be swayed by their vantage points. Our best friends are not waiting for us to be better; they appreciate us completely—just the way we are. How long can we sustain belief in ourselves without becoming critical of ourselves? It will likely take practice. Somewhere along the line we became conditioned to never be satisfied. Where did that get us? Did we turn to pills, booze, bad relationships, Gambling, spending, eating and/or self-abuse? The doctor has prescribed a new medicine for the mind. Can we accept the remedy? Let’s look at ourselves through the eyes of those who consider us fine—right now, just like this. Why not start loving ourselves the way we are right now? When we hear the internal critic, how about showing that voice some compassion too? In being fair with myself I will avoid judging others. Bill W. said, “The way our ‘worthy’ alcoholics have sometimes tried to judge the ‘less worthy’ is, as we look back on it, rather comical. Imagine, if you can, one alcoholic judging another!” Now imagine needing the approval of another addict to feel worthy. We may hear in meetings, “Once I needed your approval and I would do anything to get it; today I appreciate your approval, but I am not willing to do anything to get it.” What situations challenge my ability to be authentic? How many minutes can I go without criticizing myself? Do I feel desperate for the approval of others?

The fact is that camels are far more intelligent than dolphins.* They are so much brighter that they soon realized that the most prudent thing any intelligent animal can do, if it would prefer its descendants not to spend a lot of time on a slab with electrodes clamped to their brains or sticking mines on the bottom of ships or being patronized rigid by zoologists, is to make bloody certain humans don’t find out about it.

Spend time with people younger than you. See your doctor regularly, but not obsessively. Don’t think of yourself as old (other than taking prudent precautions). Appreciate your cognitive strengths—pattern recognition, crystallized intelligence, wisdom, accumulated knowledge. Promote cognitive health through experiential learning: traveling, spending time with grandchildren, and immersing yourself in new activities and situations. Do new things.

The thrifty and prudent are on the way to riches, for while they spend wisely they save carefully, and gradually enlarge their spheres as their growing means allow.

Don’t retire. Don’t stop being engaged with meaningful work. Look forward. Don’t look back. (Reminiscing doesn’t promote health.) Exercise. Get your heart rate going. Preferably in nature. Embrace a moderated lifestyle with healthy practices. Keep your social circle exciting and new. Spend time with people younger than you. See your doctor regularly, but not obsessively. Don’t think of yourself as old (other than taking prudent precautions). Appreciate your cognitive strengths—pattern recognition, crystallized intelligence, wisdom, accumulated knowledge. Promote cognitive health through experiential learning: traveling, spending time with grandchildren, and immersing yourself in new activities and situations. Do new things.