Loans Quotes

I sincerely believe that banking establishments are more dangerous than standing armies, and that the principle of spending money to be paid by posterity, under the name of funding, is but swindling futurity on a large scale.

It was up to him to pay back to the world in beauty and caring what Leslie had loaned him in vision and strength.

Interlibrary loans are a wonder of the world and a glory of civilization.

If you must write prose or poems, the words you use should be your own. Don't plagiarize or take 'on loan'. There's always someone, somewhere, with a big nose, who knows, who'll trip you up and laugh when you fall.

The submission of one's will is really the only uniquely personal thing we have to place on God's altar. The many other things we 'give' are actually the things He has already given or loaned to us.

Love's pure free joy when it works, but when it goes bad you pay for the good hours at loan-shark prices.

God, I love a man who reads

Hard-covered books break up friendships. You loan a hard covered book to a friend and when he doesn’t return it you get mad at him. It makes you mean and petty. But twenty-five cent books are different.

Look, this is a loan. I don't know if love is something I will run out of one day. I don't know if I should be giving it all to you guys or not. Today, I feel like maybe I should have kept some for myself for days when no one else loves me.

Just like credit card companies, or those student loan people. Now there's evil for you.

So you got Phoenix back,” declared Karla, clapping her hands in delight. “That’s lovely.” “I’m more on loan,” I muttered. “Yeah, my little library book.

Neither a borrower, nor a lender be; For loan oft loses both itself and friend, And borrowing dulls the edge of husbandry. This above all: to thine own self be true,   85 And it must follow, as the night the day, Thou canst not then be false to any man. Farewell; my blessing season this in thee!

Clearly," Jason said, "you are not doing nothing. You are most definitely doing something. What it looks like you're doing is pouring packets of sugar on Lauren Moffat's head." Shhh," I said. "It's snowing. But only on Lauren." I shook more sugar out of the packets. "'Merry Christmas, Mr. Potter,'" I called softly down to Lauren in my best Jimmy Stewart imitation. "'Merry Christmas, you old building and Loan.'" Jason started cracking up, and I had to hush him as Becca saw my sugar supply running low and hastened to hand me more packets. Stop laughing so loud," I said to Jason. "You'll spoil this beautiful moment for them." I sprinkled more sugar over the side of the balcony. "'Merry Christmas to all, and to all a good night.

Imperialism is a system of exploitation that occurs not only in the brutal form of those who come with guns to conquer territory. Imperialism often occurs in more subtle forms, a loan, food aid, blackmail . We are fighting this system that allows a handful of men on Earth to rule all of humanity.

The secret of high finance...if you really need a loan, you won't qualify. And if you don't need a loan, all the lenders will line up to give you money.

The truth is, you can never really know a man until you've loaned him money. And you can never know a woman until you've slept in her bed.

Never loan your heart to hatred; it pays you back with self-destruction. Majority of people living are not aware that anger is an acid that destroys its own container.

How can people decide who they want to spend the rest of their life with at this age? I can’t even decide what to have for dinner! I can’t decide if I want to be an actor, even though I’ve already got 35,000 dollars in student loans telling me I sure as hell better want to be an actor.

What grinds me the most is we're sending kids out into the world who don't know how to balance a checkbook, don't know how to apply for a loan, don't even know how to properly fill out a job application, but because they know the quadratic formula we consider them prepared for the world` With that said, I'll admit even I can see how looking at the equation x -3 = 19 and knowing x =22 can be useful. I'll even say knowing x =7 and y= 8 in a problem like 9x - 6y= 15 can be helpful. But seriously, do we all need to know how to simplify (x-3)(x-3i)?? And the joke is, no one can continue their education unless they do. A student living in California cannot get into a four-year college unless they pass Algebra 2 in high school. A future psychologist can't become a psychologist, a future lawyer can't become a lawyer, and I can't become a journalist unless each of us has a basic understanding of engineering. Of course, engineers and scientists use this shit all the time, and I applaud them! But they don't take years of theater arts appreciation courses, because a scientist or an engineer doesn't need to know that 'The Phantom of the Opoera' was the longest-running Broadway musical of all time. Get my point?

That’s nice of you, but it’s not necessary to loan me a car.” “I loan you cars all the time.” “And I almost always destroy them or lose them. I have terrible luck with cars.” “Working at Rangeman is a high-stress job, and you’re one of our few sources of comic relief. I give you a car and my men start a pool on how long it will take you to trash it. You’re a line item in my budget under entertainment.

Treat the earth well: it was not given to you by your parents, it was loaned to you by your children. We do not inherit the Earth from our Ancestors, we borrow it from our Children.

Tolkien understood about the things that happen after the end. Because this is after the end, this is all the Scouring of the Shire, this is figuring out how to live in the time that wasn’t supposed to happen after the glorious last stand. I saved the world, or I think I did, and look, the world is still here, with sunsets and interlibrary loans. And it doesn’t care about me any more than the Shire cared about Frodo.

One moment you're carrying this loveable little tyke on your shoulders, the next she's off, and you realize what you suspected all along: However much you love them, your own children are only ever on loan.

Remember that all we have is “on loan” from Fortune, which can reclaim it without our permission—indeed, without even advance notice. Thus, we should love all our dear ones, but always with the thought that we have no promise that we may keep them forever—nay, no promise even that we may keep them for long.

Black-on black crime' is jargon, violence on language, which vanishes the men who engineered the covenants, who fixed the loans, who planned the projects, who built the streets and sold red ink by the barrel.

But a society that protects some people through a safety net of schools, government-backed home loans, and ancestral wealth but can only protect you with the club of criminal justice has either failed at enforcing its good intentions or has succeeded at something much darker.

When I get hold of a book I particularly admire, I am so enthusiastic that I loan it to someone who never brings it back.

African leaders should not turn the continent into a giant collector of donations and loans from wealthy nations—they must find other plausible means to help established their economic security so as to minimize poverty. This incoherent blunder on the mainland must be scrutinized.

You are mine. I can do what I want with you. I can dress you. Fuck you. Send you away. Loan you to others. You belong to me. And you've finally realized it isn't romantic, it isn't sexy, or fun. It's something no one should want or desire. You're a captive.

Everything comes to him who waits, except a loaned book.

You don't really know how fragile and fleeting your own voice is, until you watch a rich man take it away as easily as signing a bank loan.

When the government makes loans or subsidies to business, what it does is to tax successful private business in order to support unsuccessful private business.

Yes, blood for blood, his bitter loan came due. He paid with death.

What grinds me the most is that we’re sending kids out into the world who don’t know how to balance a checkbook, don’t know how to apply for a loan, don’t even know how to properly fill out a job application, but because they know the quadratic formula we consider them prepared for the world?

Some refuse the loan of life to avoid the debt of death.

Why did Africa let Europe cart away millions of Africa's souls from the continent to the four corners of the wind? How could Europe lord it over a continent ten times its size? Why does needy Africa continue to let its wealth meet the needs of those outside its borders and then follow behind with hands outstretched for a loan of the very wealth it let go? How did we arrive at this, that the best leader is the one that knows how to beg for a share of what he has already given away at the price of a broken tool? Where is the future of Africa?

It was Leslie who had taken him from the cow pasture into Terabithia and turned him into a king. He had thought that was it. Wasn't king the best you could be? Now it occurred to him that perhaps Terabithia was like a castle where you came to be knighted. After you stayed for a while and grew strong you had to move on. For hadn't Leslie, even in Terabithia, tried to push back the walls of his mind and make him see beyond to the shining world—huge and terrible and beautiful and very fragile? (Handle with care—everything—even the predators.) Now it was time for him to move out. She wasn't there, so he must go for both of them. It was up to him to pay back to the world in beauty and caring what Leslie had loaned him in vision and strength. As for the terrors ahead—for he did not fool himself that they were all behind him—well, you just have to stand up to your fear and not let it squeeze you white. Right, Leslie? Right.

A thought crossed his mind: How do you make poor people feel wealthy when wages are stagnant? You give them cheap loans.

Wait." I began to pull off his jacket. "You forgot this." "Keep it," he said without looking back. "I'll get it from you on Monday. When we discuss tutoring." And Noah Hutchins - girl-using stoner boy and jacket-loaning savior - faded into the shadows.

To find what you seek in the road of life, the best proverb of all is that which says: "Leave no stone unturned.

I suppose I'll be remembered as dull. Timid. No one ever knew me. People came. They went. I was kind, I think. Not sympathetic, but considerate of others. I always gave up my place in line. I loaned out pencils and paper, or let people take them from me. I never reported a sexual assault.

We have nothing that is really our own; we hold everything as a loan.

set her glasses down on her dresser. “Thanks for the loan,” I say. “But they make my head hurt. And they’re ugly.” I can almost hear her laughing.

Our partners do not belong to us; they are only on loan, with an option to renew—or not. Knowing that we can lose them does not have to undermine commitment; rather, it mandates an active engagement that long-term couples often lose. The realization that our loved ones are forever elusive should jolt us out of complacency, in the most positive sense.

All that history, the love & laughter, is designed for youth. It is what keeps the story of who we are alive from one generation to the next. It ensures our indelible mark in the souls of generations we will never have the pleasure of holding in a warm embrace. Life is short people. Before you know it, another decade will pass, people you love will be lost to this world, and all that will be left of them is what we carry in our hearts." 2011

But in anything you love, isn’t there always some bit of sadness, some essence of suffering? That, to me, is what makes art worth it. Suffer through it—mine the emotions you keep inside yourself, face whatever’s emotionally burdensome, take control of it—then emerge reborn in the end.

I tell everyone never to take more than a fifteen-year fixed-rate loan, and never have a payment of over 25 percent of your take-home pay. That is the most you should ever borrow.

Some days he walked along the banks of the river that smelled of shit and pesticides bought with World Bank loans.

Do you know how hard it is to climb over a roof while wearing a gown?" A sly smile welled up in the corner of his mouth. "None of the court ladies will loan me a gown to try.

when I was four years old they tried to test my I.Q. they showed me a picture of 3 oranges and a pear they said, which one is different? it does not belong they taught me different is wrong but when I was 13 years old I woke up one morning thighs covered in blood like a war like a warning that I live in a breakable takeable body an ever-increasingly valuable body that a woman had come in the night to replace me deface me see, my body is borrowed yeah, I got it on loan for the time in between my mom and some maggots I don't need anyone to hold me I can hold my own I got highways for stretchmarks see where I've grown I sing sometimes like my life is at stake 'cause you're only as loud as the noises you make I'm learning to laugh as hard as I can listen 'cause silence is violence in women and poor people if more people were screaming then I could relax but a good brain ain't diddley if you don't have the facts we live in a breakable takeable world an ever available possible world and we can make music like we can make do genius is in a back beat backseat to nothing if you're dancing especially something stupid like I.Q. for every lie I unlearn I learn something new I sing sometimes for the war that I fight 'cause every tool is a weapon - if you hold it right.

Unworthiness always puts you in debt to anyone and everyone who shows you the slightest degree of attention or love or energy. Eventually, in this form of bankrupt relationship, your benefactors will demand or expect more than you are able or willing to give. This is the precise moment they will choose to call in the loan.

Your body is on loan from the planet. All the countless numbers of people who have lived on this planet before you and me have all become topsoil, and so will you. This planet will collect back atom by atom what it has loaned to you.

Andy says, I don't understand how they can give loans to people who want to spend two weeks lying on the sand at the goddam Jersey shore and then turn down a woman with three kids hanging on by her fingernails.

Laney held up a hand. "I checked it out. He went there on scholarship and paid the rest with student loans. And he's good looking, too. Nate and I met him for dinner last night, and I subtly learned that he's looking to meet someone" "How did you learn that?" "I asked him if he was looking to meet someone" "that is subtle

...sunlight is (life and day are)only loaned:whereas night is given(night and death and the rain are given;and given is how beautifully snow)

As my father used to say: "There are two sure ways to lose a friend, one is to borrow, the other to lend.

That scene in the office stayed with me. Those cigars, the fine clothes. I thought of good steaks, long rides up winding driveways that led to beautiful homes. Ease. Trips to Europe. Fine women. Were they that much more clever than I? The only difference was money, and the desire to accumulate it. I'd do it too! I'd save my pennies. I'd get an idea, I'd spring a loan. I'd hire and fire. I'd keep whiskey in my desk drawer. I'd have a wife with size 40 breasts and an ass that would make the paperboy on the corner come in his pants when he saw it wobble. I'd cheat on her and she'd know it and keep silent in order to live in my house with my wealth. I'd fire men just to see the look of dismay on their faces. I'd fire women who didn't deserve to be fired.

Give thy thoughts no tongue, Nor any unproportioned thought his act. Be thou familiar, but by no means vulgar; Those friends thou hast, and their adoption tried, Grapple them to thy soul with hoops of steel, But do not dull thy palm with entertainment Of each new-hatched unfledged comrade. Beware Of entrance to a quarrel, but being in, Bear’t that th’opposèd may beware of thee. Give every man thy ear, but few thy voice; Take each man’s censure, but reserve thy judgement. Costly thy habit as thy purse can buy, But not expressed in fancy; rich, not gaudy; For the apparel oft proclaims the man, And they in France of the best rank and station Are most select and generous, chief in that. Neither a borrower nor a lender be, For loan oft loses both itself and friend, And borrowing dulls the edge of husbandry. This above all: to thine own self be true; And it must follow, as the night the day, Thou canst not then be false to any man.

But nothing on this earth is guaranteed, when you get right down to it, you know? I've been thinking about that. About how your kids aren't really YOURS, they're just these people that you try to keep an eye on, and hope you'll all grow up someday to like each other and still be in one piece. What I mean is, everything you get is really just on loan. Does that make sense?" "Sure," I said. "Like library books. Sooner or later they've all got to go back into the nightdrop.

In fact this is precisely the logic on which the Bank of England—the first successful modern central bank—was originally founded. In 1694, a consortium of English bankers made a loan of £1,200,000 to the king. In return they received a royal monopoly on the issuance of banknotes. What this meant in practice was they had the right to advance IOUs for a portion of the money the king now owed them to any inhabitant of the kingdom willing to borrow from them, or willing to deposit their own money in the bank—in effect, to circulate or "monetize" the newly created royal debt. This was a great deal for the bankers (they got to charge the king 8 percent annual interest for the original loan and simultaneously charge interest on the same money to the clients who borrowed it) , but it only worked as long as the original loan remained outstanding. To this day, this loan has never been paid back. It cannot be. If it ever were, the entire monetary system of Great Britain would cease to exist.

In you i thought i had found, someone to share lifes ups and downs. Friends then lovers, I did it right, each day with you in felt so bright. But i was a fool to think it could last, that for me your heart could beat as fast. Where i gave you my heart for free, you only ever loaned yours to me. In hindsight the warning signs were there, but i was too loved up, too happy to care.

How simple love would be, Younger Brother, if we only had to bestow it on those who deserved it. Yet what would it be worth? If you gave a poor man a silver coin then that would be a gift. If you expected him to pay you back, then that would make it a loan. We do not loan our love, Lantern. We give it freely.

Finally, don’t put on a Let’s Be Fair tone and say “But black people are racist too.” Because of course we’re all prejudiced (I can’t even stand some of my blood relatives, grasping, selfish folks), but racism is about the power of a group and in America it’s white folks who have that power. How? Well, white folks don’t get treated like shit in upper-class African-American communities and white folks don’t get denied bank loans or mortgages precisely because they are white and black juries don’t give white criminals worse sentences than black criminals for the same crime and black police officers don’t stop white folk for driving while white and black companies don’t choose not to hire somebody because their name sounds white and black teachers don’t tell white kids that they’re not smart enough to be doctors and black politicians don’t try some tricks to reduce the voting power of white folks through gerrymandering and advertising agencies don’t say they can’t use white models to advertise glamorous products because they are not considered “aspirational” by the “mainstream.

You could have fucked me ’til your uncut, overexposed on the blogs, ‘too ginormous for my snatch’ pecker fell off. And I’d still no way never ever in a thousand years sell, loan, sample you my Easton. And to answer your question, I run my company with my pussy, and twenty-four other pussy-sporting employees. Easton girls do not allow dickheads or cocks in our fashion world. Period.

Sonny would tell Marcus about how America used to lock up black men off the sidewalks for labor or how redlining kept banks from investing in black neighborhoods, preventing mortgages or business loans. So was it a wonder that prisons were still full of them? Was it a wonder that the ghetto was the ghetto?

When you’re a conservative Republican, you never think people are making money by ripping other people off,” he said. His mind was now fully open to the possibility. “I now realized there was an entire industry, called consumer finance, that basically existed to rip people off.

Men are like children, in that, if you spoil them, they become naughty. Therefore it is well not to be too indulgent or charitable with anyone. You may take it as a general rule that you will not lose a friend by refusing him a loan, but that you are very likely to do so by granting it; and, for similar reasons, you will not readily alienate people by being somewhat proud and careless in your behavior; but if you are very kind and complaisant towards them, you will often make them arrogant and intolerable, and so a breach will ensue.

The west has fiscalised its basic power relationships through a web of contracts, loans, shareholdings, bank holdings and so on. In such an environment it is easy for speech to be “free” because a change in political will rarely leads to any change in these basic instruments. Western speech, as something that rarely has any effect on power, is, like badgers and birds, free. In states like China, there is pervasive censorship, because speech still has power and power is scared of it. We should always look at censorship as an economic signal that reveals the potential power of speech in that jurisdiction.

But the Turing test cuts both ways. You can't tell if a machine has gotten smarter or if you've just lowered your own standards of intelligence to such a degree that the machine seems smart. If you can have a conversation with a simulated person presented by an AI program, can you tell how far you've let your sense of personhood degrade in order to make the illusion work for you? People degrade themselves in order to make machines seem smart all the time. Before the crash, bankers believed in supposedly intelligent algorithms that could calculate credit risks before making bad loans. We ask teachers to teach to standardized tests so a student will look good to an algorithm. We have repeatedly demonstrated our species' bottomless ability to lower our standards to make information technology look good. Every instance of intelligence in a machine is ambiguous. The same ambiguity that motivated dubious academic AI projects in the past has been repackaged as mass culture today. Did that search engine really know what you want, or are you playing along, lowering your standards to make it seem clever? While it's to be expected that the human perspective will be changed by encounters with profound new technologies, the exercise of treating machine intelligence as real requires people to reduce their mooring to reality.

The most famous lenders in nature are vampire bats. These bats congregate in the thousands inside caves, and every night fly out to look for prey. When they find a sleeping bird or careless mammal, they make a small incision in its skin, and suck its blood. But not all vampire bats find a victim every night. In order to cope with the uncertainty of their life, the vampires loan blood to each other. A vampire that fails to find prey will come home and ask a more fortunate friend to regurgitate some stolen blood. Vampires remember very well to whom they loaned blood, so at a later date if the friend returns home hungry, he will approach his debtor, who will reciprocate the favour. However, unlike human bankers, vampires never charge interest.

I think a free library is an outrageous perk. I think being able to take out 50 books at a time is an astounding luxury, especially if you've priced hardbound books anytime since the Clinton administration. Go into a public library, fill out the application, and here you go, we'll loan you $1,000 worth of materials. Collateral? Nah - just take them. You're good for it. We'd do it for anybody. And we would.

Stop being chained down by bad credit I have the key to set you free...

The bankers and financiers are badly overplaying their hands, again, and people are starting to catch on to the scam. Real wealth is tangible things produced with tangible effort. Loans made out of thin-air 'money' require no effort and are entirely ephemeral. But if those loans are used to acquire real ownership of real assets, then something has been exchanged for nothing and one party is getting screwed.

Damn me not I make a better fool. And there is nothing vaster, more beautiful, remote, unthinking (eternal rose-red sunrise on the surf—great rectitude of rocks) than man, inhuman man, At whom I look for a thousand light years from a seat near Scorpio, amazed and touched by his concern and pity for my plight, a simple star, Then trading shapes again. My wife is gone, my girl is gone, my books are loaned, my clothes are worn, I gave away a car; and all that happened years ago. Mind & matter, love & space are frail as foam on beer.

@SeanCassinova Where might one procure a shoe horn in NYC? @RugbyFan101 to @SeanCassinova I’ll loan you my horn any day of the week, baby ;-) @SeanCassinova to @RugbyFan101 Who is this and where did you get my number? @RugbyFan101 to @SeanCassinova Uh, this is Twitter. @SeanCassinova to @RugbyFan101 That’s a very strange name. What were your parents thinking? @EilishCassidy @SeanCassinova Stop being an arse.

Racism is both overt and covert. It takes two, closely related forms: individual whites acting against individual blacks, and acts by the total white community against the black community. We call these individual racism and institutional racism. The first consists of overt acts by individuals, which cause death, injury or the violent destruction of property. This type can be recorded by television cameras; it can frequently be observed in the process of commission. The second type is less overt, far more subtle, less identifiable in terms of specific individuals committing the acts. But it is no less destructive of human life. The second type originates in the operation of established and respected forces in the society, and thus receives far less public condemnation than the first type. When white terrorists bomb a black church and kill five black children, that is an act of individual racism, widely deplored by most segments of the society. But when in that same city - Birmingham, Alabama - five hundred black babies die each year because of the lack of proper food, shelter and medical facilities, and thousands more are destroyed and maimed physically, emotionally and intellectually because of conditions of poverty and discrimination in the black community, that is a function of institutional racism. When a black family moves into a home in a white neighborhood and is stoned, burned or routed out, they are victims of an overt act of individual racism which many people will condemn - at least in words. But it is institutional racism that keeps black people locked in dilapidated slum tenements, subject to the daily prey of exploitative slumlords, merchants, loan sharks and discriminatory real estate agents. The society either pretends it does not know of this latter situation, or is in fact incapable of doing anything meaningful about it.

The only dream I ever had was the dream of New York itself, and for me, from the minute I touched down in this city, that was enough. It became the best teacher I ever had. If your mother is anything like mine, after all, there are a lot of important things she probably didn't teach you: how to use a vibrator; how to go to a loan shark and pull a loan at 17 percent that's due in thirty days; how to hire your first divorce attorney; what to look for in a doula (a birth coach) should you find yourself alone and pregnant. My mother never taught me how to date three people at the same time or how to interview a nanny or what to wear in an ashram in India or how to meditate. She also failed to mention crotchless underwear, how to make my first down payment on an apartment, the benefits of renting verses owning, and the difference between a slant-6 engine and a V-8 (in case I wanted to get a muscle car), not to mention how to employ a team of people to help me with my life, from trainers to hair colorists to nutritionists to shrinks. (Luckily, New York became one of many other moms I am to have in my lifetime.) So many mothers say they want their daughters to be independent, but what they really hope is that they'll find a well-compensated banker or lawyer and settle down between the ages of twenty-five and twenty-eight in Greenwich, Darien, or That Town, USA, to raise babies, do the grocery shopping, and work out in relative comfort for the rest of their lives. I know this because I employ their daughters. They raise us to think they want us to have careers, and they send us to college, but even they don't really believe women can be autonomous and take care of themselves.

THERE HAVE ALWAYS BEEN ITINERANTS, drifters, hobos, restless souls. But now, in the second millennium, a new kind of wandering tribe is emerging. People who never imagined being nomads are hitting the road. They’re giving up traditional houses and apartments to live in what some call “wheel estate”—vans, secondhand RVs, school buses, pickup campers, travel trailers, and plain old sedans. They are driving away from the impossible choices that face what used to be the middle class. Decisions like: Would you rather have food or dental work? Pay your mortgage or your electric bill? Make a car payment or buy medicine? Cover rent or student loans? Purchase warm clothes or gas for your commute? For many the answer seemed radical at first. You can’t give yourself a raise, but what about cutting your biggest expense? Trading a stick-and-brick domicile for life on wheels?

You're a rule person," he said. "My sister was a cheater. It sort of became necessary." "She cheated at this game?" "She cheated ateverything ," I said. "When we played Monopoly, she always insisted on being banker, then helped herself to multiple loans and 'service fees' for every real estate transaction. I was, like, ten or eleven before I played at someone else's house and they told me you couldn't do that." He laughed, the sound seeming loud in all the quiet. I felt myself smiling, remembering. "During staring contests," I said, "she always blinked.Always . But then she'd swear up and down she hadn't, and make you go again, and again. And when we played Truth, she lied. Blatantly.

I am shocked to find that some people think a 2 star 'I liked it' rating is a bad rating. What? I liked it. I LIKED it! That means I read the whole thing, to the last page, in spite of my life raining comets on me. It's a good book that survives the reading process with me. If a book is so-so, it ends up under the bed somewhere, or maybe under a stinky judo bag in the back of the van. So a 2 star from me means,yes, I liked the book, and I'd loan it to a friend and it went everywhere in my jacket pocket or purse until I finished it. A 3 star means that I've ignored friends to finish it and my sink is full of dirty dishes. A 4 star means I'm probably in trouble with my editor for missing a deadline because I was reading this book. But I want you to know . . . I don't finish books I don't like. There's too many good ones out there waiting to be found. Robin Hobb, author

It is a rule . . . in all the world that interest is to be paid on borrowed money. May I say something about interest? Interest never sleeps nor sickens nor dies; it never goes to the hospital; it works on Sundays and holidays; it never takes a vacation; it never visits nor travels . . . it has no love, no sympathy; it is as hard and soulless as a granite cliff. Once in debt, interest is your companion every minute of the day and night; you cannot shun it or slip away from it; you cannot dismiss it; it yields neither to entreaties, demands nor orders; and whenever you get in its way or cross its course or fail to meet its demands, it crushes you.

Besides," said Suriyawong. "This was not a rescue operation." "What was it, target practice? Chinese skeet?" "An offer of transportation to an invited guest of the Hegemon," said Suriyawong. "And the loan of a knife." Achilles held up the bloody thing, dangling it from the point. "Yours?" he asked. "Unless you want to clean it," said Suriyawong. Achillese handed it to him. Suriyawong took out his cleaning kit and wiped down the blade, then began to polish it. "You wanted me to die," said Achilles quietly. "I expected you to solve your own problems," said Suriyawong.

I was deluded, and I knew it. Worse: my love for Pippa was muddied-up below the waterline with my mother, with my mother's death, with losing my mother and not being able to get her back. All that blind, infantile hunger to save and be saved, to repeat the past and make it different, had somehow attached itself, ravenously, to her. There was an instability in it, a sickness. I was seeing things that weren't there. I was only one step away from some trailer park loner stalking a girl he'd spotted in the mall. For the truth of it was: Pippa and I saw each other maybe twice a year; we e-mailed and texted, though with no great regularity; when she was in town we loaned each other books and went to the movies; we were friends; nothing more. My hopes for a relationship with her were wholly unreal, whereas my ongoing misery, and frustration, were an all-too-horrible reality. Was groundless, hopeless, unrequited obsession any way to waste the rest of my life?

Yet here, Laertes? Aboard, aboard, for shame! The wind sits in the shoulder of your sail, And you are stay'd for. There, my blessing with thee. And these few precepts in thy memory See thou character. Give thy thoughts no tongue, Nor any unproportion'd thought his act. Be thou familiar, but by no means vulgar. Those friends thou hast, and their adoption tried, Grapple them to thy soul with hoops of steel; But do not dull thy palm with entertainment Of each new-hatch'd, unfledged comrade. Beware Of entrance to a quarrel; but being in, Bear't that the opposed may beware of thee. Give every man thy ear, but few thy voice; Take each man's censure, but reserve thy judgment. Costly thy habit as thy purse can buy, But not express'd in fancy; rich, not gaudy; For the apparel oft proclaims the man, And they in France of the best rank and station Are of a most select and generous, chief in that. Neither a borrower nor a lender be; For loan oft loses both itself and friend, And borrowing dulls the edge of husbandry. This above all: to thine own self be true, And it must follow, as the night the day, Thou canst not then be false to any man. Farewell. My blessing season this in thee!

The tradition among libraries of boasting about the number of volumes in their collection is well established, but surely, it is not aggregation that makes a library; it is dissemination. Perhaps libraries should bang on about how many volumes are on loan, are presently off crowding nightstands, and circulating through piles on the mantel, and weighing down purses. Yes, it is somewhat vexing to thread through the stacks of a library, only to discover an absence rather than the sought-after volume, but once the ire subsides, doesn’t one feel a sense of community? The gaps in a library are like footprints in the sand; they show us where others have gone before; they assure us we are not alone.

In some cases, they are already doing so. Influenced by a coalition of community groups, the New York City Council passed a historic budget in the summer of 2014 that created a $1.2 million fund for the growth of worker-owned cooperatives. Richmond, California has hired a cooperative developer and is launching a loan fund; Cleveland, Ohio has been actively involved in starting a network of cooperatives, as we’ll see in the next chapter; and Jackson, Mississippi elected a mayor (Chokwe Lumumba) in 2013 on a platform that included the use of public spending to promote co-ops. On the federal level, progressive politicians like Bernie Sanders are working to get the government more involved in supporting employee ownership.130

I don’t know if I ever liked you,” I say, and bathroom acoustics being what they are, the declaration is magnified and that much more unkind, which makes me feel bad until I see that he is missing a shoe, and I feel it anew, this terrible disappointment in myself that I am happy to take out on him. He is the most obvious thing that has ever happened to me, and all around the city it is happening to other silly, half-formed women excited by men who’ve simply met the prerequisite of living a little more life, a terribly unspecial thing that is just what happens when you keep on getting up and brushing your teeth and going to work and ignoring the whisper that comes to you at night and tells you it would be easier to be dead. So, sure, an older man is a wonder because he has paid thirty-eight years of Con Ed bills and suffered food poisoning and seen the climate reports and still not killed himself, but somehow, after being a woman for twenty-three years, after the ovarian torsion and student loans and newfangled Nazis in button-downs, I too am still alive, and actually this is the more remarkable feat. Instead I let myself be awed by his middling command of the wine list.

Almost as an article of faith, some individuals believe that conspiracies are either kooky fantasies or unimportant aberrations. To be sure, wacko conspiracy theories do exist. There are people who believe that the United States has been invaded by a secret United Nations army equipped with black helicopters, or that the country is secretly controlled by Jews or gays or feminists or black nationalists or communists or extraterrestrial aliens. But it does not logically follow that all conspiracies are imaginary. Conspiracy is a legitimate concept in law: the collusion of two or more people pursuing illegal means to effect some illegal or immoral end. People go to jail for committing conspiratorial acts. Conspiracies are a matter of public record, and some are of real political significance. The Watergate break-in was a conspiracy, as was the Watergate cover-up, which led to Nixon’s downfall. Iran-contra was a conspiracy of immense scope, much of it still uncovered. The savings and loan scandal was described by the Justice Department as “a thousand conspiracies of fraud, theft, and bribery,” the greatest financial crime in history. Often the term “conspiracy” is applied dismissively whenever one suggests that people who occupy positions of political and economic power are consciously dedicated to advancing their elite interests. Even when they openly profess their designs, there are those who deny that intent is involved. In 1994, the officers of the Federal Reserve announced they would pursue monetary policies designed to maintain a high level of unemployment in order to safeguard against “overheating” the economy. Like any creditor class, they preferred a deflationary course. When an acquaintance of mine mentioned this to friends, he was greeted skeptically, “Do you think the Fed bankers are deliberately trying to keep people unemployed?” In fact, not only did he think it, it was announced on the financial pages of the press. Still, his friends assumed he was imagining a conspiracy because he ascribed self-interested collusion to powerful people. At a World Affairs Council meeting in San Francisco, I remarked to a participant that U.S. leaders were pushing hard for the reinstatement of capitalism in the former communist countries. He said, “Do you really think they carry it to that level of conscious intent?” I pointed out it was not a conjecture on my part. They have repeatedly announced their commitment to seeing that “free-market reforms” are introduced in Eastern Europe. Their economic aid is channeled almost exclusively into the private sector. The same policy holds for the monies intended for other countries. Thus, as of the end of 1995, “more than $4.5 million U.S. aid to Haiti has been put on hold because the Aristide government has failed to make progress on a program to privatize state-owned companies” (New York Times 11/25/95). Those who suffer from conspiracy phobia are fond of saying: “Do you actually think there’s a group of people sitting around in a room plotting things?” For some reason that image is assumed to be so patently absurd as to invite only disclaimers. But where else would people of power get together – on park benches or carousels? Indeed, they meet in rooms: corporate boardrooms, Pentagon command rooms, at the Bohemian Grove, in the choice dining rooms at the best restaurants, resorts, hotels, and estates, in the many conference rooms at the White House, the NSA, the CIA, or wherever. And, yes, they consciously plot – though they call it “planning” and “strategizing” – and they do so in great secrecy, often resisting all efforts at public disclosure. No one confabulates and plans more than political and corporate elites and their hired specialists. To make the world safe for those who own it, politically active elements of the owning class have created a national security state that expends billions of dollars and enlists the efforts of vast numbers of people.

The Power of the Dog by Rudyard Kipling There is sorrow enough in the natural way From men and women to fill our day; And when we are certain of sorrow in store, Why do we always arrange for more? Brothers and Sisters, I bid you beware Of giving your heart to a dog to tear. Buy a pup and your money will buy Love unflinching that cannot lie-- Perfect passion and worship fed By a kick in the ribs or a pat on the head. Nevertheless it is hardly fair To risk your heart for a dog to tear. When the fourteen years which Nature permits Are closing in asthma, or tumour, or fits, And the vet's unspoken prescription runs To lethal chambers or loaded guns, Then you will find--it's your own affair-- But ... you've given your heart to a dog to tear. When the body that lived at your single will, With its whimper of welcome, is stilled (how still!). When the spirit that answered your every mood Is gone--wherever it goes--for good, You will discover how much you care, And will give your heart to a dog to tear. We've sorrow enough in the natural way, When it comes to burying Christian clay. Our loves are not given, but only lent, At compound interest of cent per cent. Though it is not always the case, I believe, That the longer we've kept 'em, the more do we grieve: For, when debts are payable, right or wrong, A short-time loan is as bad as a long-- So why in--Heaven (before we are there) Should we give our hearts to a dog to tear?

Poetic Terrorism WEIRD DANCING IN ALL-NIGHT computer-banking lobbies. Unauthorized pyrotechnic displays. Land-art, earth-works as bizarre alien artifacts strewn in State Parks. Burglarize houses but instead of stealing, leave Poetic-Terrorist objects. Kidnap someone & make them happy. Pick someone at random & convince them they're the heir to an enormous, useless & amazing fortune--say 5000 square miles of Antarctica, or an aging circus elephant, or an orphanage in Bombay, or a collection of alchemical mss. ... Bolt up brass commemorative plaques in places (public or private) where you have experienced a revelation or had a particularly fulfilling sexual experience, etc. Go naked for a sign. Organize a strike in your school or workplace on the grounds that it does not satisfy your need for indolence & spiritual beauty. Graffiti-art loaned some grace to ugly subways & rigid public monuments--PT-art can also be created for public places: poems scrawled in courthouse lavatories, small fetishes abandoned in parks & restaurants, Xerox-art under windshield-wipers of parked cars, Big Character Slogans pasted on playground walls, anonymous letters mailed to random or chosen recipients (mail fraud), pirate radio transmissions, wet cement... The audience reaction or aesthetic-shock produced by PT ought to be at least as strong as the emotion of terror-- powerful disgust, sexual arousal, superstitious awe, sudden intuitive breakthrough, dada-esque angst--no matter whether the PT is aimed at one person or many, no matter whether it is "signed" or anonymous, if it does not change someone's life (aside from the artist) it fails. PT is an act in a Theater of Cruelty which has no stage, no rows of seats, no tickets & no walls. In order to work at all, PT must categorically be divorced from all conventional structures for art consumption (galleries, publications, media). Even the guerilla Situationist tactics of street theater are perhaps too well known & expected now. An exquisite seduction carried out not only in the cause of mutual satisfaction but also as a conscious act in a deliberately beautiful life--may be the ultimate PT. The PTerrorist behaves like a confidence-trickster whose aim is not money but CHANGE. Don't do PT for other artists, do it for people who will not realize (at least for a few moments) that what you have done is art. Avoid recognizable art-categories, avoid politics, don't stick around to argue, don't be sentimental; be ruthless, take risks, vandalize only what must be defaced, do something children will remember all their lives--but don't be spontaneous unless the PT Muse has possessed you. Dress up. Leave a false name. Be legendary. The best PT is against the law, but don't get caught. Art as crime; crime as art.

On Rachel's show for November 7, 2012: We're not going to have a supreme court that will overturn Roe versus Wade. There will be no more Antonio Scalias and Samuel Aleatos added to this court. We're not going to repeal health reform. Nobody is going to kill medicare and make old people in this generation or any other generation fight it out on the open market to try to get health insurance. We are not going to do that. We are not going to give a 20% tax cut to millionaires and billionaires and expect programs like food stamps and kid's insurance to cover the cost of that tax cut. We'll not make you clear it with your boss if you want to get birth control under the insurance plan that you're on. We are not going to redefine rape. We are not going to amend the United States constitution to stop gay people from getting married. We are not going to double Guantanamo. We are not eliminating the Department of Energy or the Department of Education or Housing at the federal level. We are not going to spend $2 trillion on the military that the military does not want. We are not scaling back on student loans because the country's new plan is that you should borrow money from your parents. We are not vetoing the Dream Act. We are not self-deporting. We are not letting Detroit go bankrupt. We are not starting a trade war with China on Inauguration Day in January. We are not going to have, as a president, a man who once led a mob of friends to run down a scared, gay kid, to hold him down and forcibly cut his hair off with a pair of scissors while that kid cried and screamed for help and there was no apology, not ever. We are not going to have a Secretary of State John Bolton. We are not bringing Dick Cheney back. We are not going to have a foreign policy shop stocked with architects of the Iraq War. We are not going to do it. We had the chance to do that if we wanted to do that, as a country. and we said no, last night, loudly.

It was late in Ruana and Ray's visit when Samuel started talking about the gothic revival house that Lindsey and he had found along an overgrown section of Route 30. As he told Abigail about it in detail, describing how he had realized he wanted to propose to Lindsey and live there with her, Ray found himself asking, "Does it have a big hole in the ceiling of the back room and cool windows above the front door?" "Yes," Samuel said, as my father grew alarmed. "But it can be fixed, Mr. Salmon. I'm sure of it." "Ruth's dad owns that," Ray said. Everyone was quiet for a moment and then Ray continued. "He took out a loan on his business to buy up old places that aren't already slated for destruction. He wants to restore them," Ray said. "My God," Samuel said. And I was gone. (Susie finnally giving up on earth and moving on)

You were in business making meth? Do you have any idea what that drug does to people?" We weren't givin' it away," Concise snaps. "If someone was fool enough to mess himself up, that was his problem." I shake my head, disgusted. "If you build it, they will come." If you build it," Concise says, "you cover your rent. If you build it, you pay off the loan sharks. If you build it, you put shoes on your kid's feet and food in his belly and maybe even show up every now and then with a toy that every other goddamn kid in the school already has." He looks up at me. "If you build it, maybe your son don't have to, when he grow up." It is amazing -- the secrets you can keep, even when you are living in close quarters. "You didn't tell me." Concise gets up and braces his hands against the upper bunk. "His mama OD'd. He lives with her sister, who can't always be bothered to take care of him. I try to send money so that I know he's eatin' breakfast and gettin' school lunch tickets. I got a little bank account for him, too. Jus' in case he don't want to be part of a street gang, you know? Jus' in case he want to be an astronaut or a football player or somethin'." He digs out a small notebook from his bunk. "I'm writin' him. A diary, like. So he know who his daddy is, by the time he learn to read." It is always easier to judge someone than to figure out what might have pushed him to the point where he might do something illegal or morally reprehensible, because he honestly believes he'll be better off. The police will dismiss Wilton Reynolds as a drug dealer and celebrate one more criminal permanently removed from society. A middle-class father who meets Concise on the street, with his tough talk and his shaved head, will steer clear of him, never guessing that he, to, has a little boy waiting for him at home. The people who read about me in the paper, stealing my daughter during a custody visit, will assume I am the worst sort of nightmare.

and I feel it anew, this terrible disappointment in myself that I am happy to take out on him. He is the most obvious thing that has ever happened to me, and all around the city it is happening to other silly, half-formed women excited by men who’ve simply met the prerequisite of living a little more life, a terribly unspecial thing that is just what happens when you keep on getting up and brushing your teeth and going to work and ignoring the whisper that comes to you at night and tells you it would be easier to be dead. So, sure, an older man is a wonder because he has paid thirty-eight years of Con Ed bills and suffered food poisoning and seen the climate reports and still not killed himself, but somehow, after being a woman for twenty-three years, after the ovarian torsion and student loans and newfangled Nazis in button-downs, I too am still alive, and actually this is the more remarkable feat. Instead I let myself be awed by his middling command of the wine list.

It was fun to see him becoming sententious again, glorying in a science he had invented, and as positive as a village soothsayer. 'So one should neither give nor receive?' I laughed. 'And if the lover is poor, his mistress indigent, then both she and he must tactfully let themselves and each other die?' 'Let them die,' he repeated. I had accompanied him as far as the revolving glass door of the lobby. 'Let them die,' he said again. 'It's less dangerous. I can swear on my word of honor that I never gave a present or made a loan or an exchange of anything except . . . this . . .' He waved both hands in a complicated gesture which fleetingly indicated his chest, his mouth, his genitals, his thighs. Thanks no doubt to my fatigue, I was reminded of an animal standing on its hind legs and unwinding the invisible. Then he resumed his strictly human significance, opened the door, and easily mingled with the night outside, where the sea was already a little paler than the sky.

Cleopatra moreover came of age in a country that entertained a singular definition of women’s roles. Well before her and centuries before the arrival of the Ptolemies, Egyptian women enjoyed the right to make their own marriages. Over time their liberties had increased, to levels unprecedented in the ancient world. They inherited equally and held property independently. Married women did not submit to their husbands’ control. They enjoyed the right to divorce and to be supported after a divorce. Until the time an ex-wife’s dowry was returned, she was entitled to be lodged in the house of her choice. Her property remained hers; it was not to be squandered by a wastrel husband. The law sided with the wife and children if a husband acted against their interests. Romans marveled that in Egypt female children were not left to die; a Roman was obligated to raise only his first-born daughter. Egyptian women married later than did their neighbors as well, only about half of them by Cleopatra’s age. They loaned money and operated barges. They served as priests in the native temples. They initiated lawsuits and hired flute players. As wives, widows, or divorcées, they owned vineyards, wineries, papyrus marshes, ships, perfume businesses, milling equipment, slaves, homes, camels. As much as one third of Ptolemaic Egypt may have been in female hands.

The coat of arms of the human race ought to consist of a man with an axe on his shoulder proceeding toward a grindstone. Or, it ought to represent the several members of the human race holding out the hat to each other. For we are all beggars. Each in his own way. One beggar is too proud to beg for pennies but will beg a loan of dollars, knowing he can’t repay; another will not beg a loan but will beg for a postmastership; another will not do that but will beg for an introduction to “society”; one, being rich, will not beg a hod of coal of the railway company but will beg a pass; his neighbor will not beg coal, nor pass, but in social converse with a lawyer will place before him a supposititious case in the hope of getting an opinion out of him for nothing; one who would disdain to beg for any of these things will beg frankly for the presidency. None of the lot is ashamed of himself, but he despises the rest of the mendicants. Each admires his own dignity, and carefully guards it, but in his opinion the others haven’t any.

They hang around, hitting on your friends or else you never hear from them again. They call when they’re drunk, or finally get sober, they’re passing through town and want dinner, they take your hand across the table, kiss you when you come back from the bathroom. They were your loves, your victims, your good dogs or bad boys, and they’re over you now. One writes a book in which a woman who sounds suspiciously like you is the first to be sadistically dismembered by a serial killer. They’re getting married and want you to be the first to know, or they’ve been fired and need a loan, their new girlfriend hates you, they say they don’t miss you but show up in your dreams, calling to you from the shoe boxes where they’re buried in rows in your basement. Some nights you find one floating into bed with you, propped on an elbow, giving you a look of fascination, a look that says I can’t believe I’ve found you. It’s the same way your current boyfriend gazed at you last night, before he pulled the plug on the tiny white lights above the bed, and moved against you in the dark broken occasionally by the faint restless arcs of headlights from the freeway’s passing trucks, the big rigs that travel and travel, hauling their loads between cities, warehouses, following the familiar routes of their loneliness.

Poor, wretched, and stupid peoples, nations determined on your own misfortune and blind to your own good! You let yourselves be deprived before your own eyes of the best part of your revenues; your fields are plundered, your homes robbed, your family heirlooms taken away. You live in such a way that you cannot claim a single thing as our own; and it would seem that you consider yourselves lucky to be loaned your property, your families, and your very lives. All this havoc, this misfortune, this ruin, descends upon you not from alien foes, but from the one enemy whom you yourselves render as powerful as he is, for whom you go bravely to war, for whose greatness you do not refuse to offer your own bodies unto death. ... Where has he acquired enough eyes to spy upon you, if you do not provide them yourselves? How can he have so many arms to beat you with, if he does not borrow them from you? The feet that trample down your cities, where does he get them if they are not your own? How does he have any power over you except through you? How would he dare assail you if he had no cooperation from you? What could he do to you if you yourselves did not connive with the thief who plunders you, if you were not accomplices of the murderer who kills you, if you were not traitors to yourselves? You sow crops in order that he may ravage them, you install and furnish your homes to give him goods to pillage; you rear your daughters that he may gratify his lust; you bring up your children in order that he may confer upon them the greatest privilege he knows—to be led into his battles, to be delivered to butchery, to be made servants of his greed and the instruments of his vengeance; you yield your bodies unto hard labour in order that he may indulge in his delights and wallow in his filthy pleasures; you weaken yourselves in order to make him stronger and the mightier to hold you in check. From all these indignities, such as the very beasts of the field would not endure, you can deliver yourselves if you try, not be taking action, but merely by willing to be free. Resolve to serve no more, and you are at once freed. I do not ask that you place hands upon the tyrant to topple him over, but simply that you support him no longer; then you will behold him, like a great Colossus whose pedestal has been pulled away, fall of his own weight and break into pieces.

Cixi’s lack of formal education was more than made up for by her intuitive intelligence, which she liked to use from her earliest years. In 1843, when she was seven, the empire had just finished its first war with the West, the Opium War, which had been started by Britain in reaction to Beijing clamping down on the illegal opium trade conducted by British merchants. China was defeated and had to pay a hefty indemnity. Desperate for funds, Emperor Daoguang (father of Cixi’s future husband) held back the traditional presents for his sons’ brides – gold necklaces with corals and pearls – and vetoed elaborate banquets for their weddings. New Year and birthday celebrations were scaled down, even cancelled, and minor royal concubines had to subsidise their reduced allowances by selling their embroidery on the market through eunuchs. The emperor himself even went on surprise raids of his concubines’ wardrobes, to check whether they were hiding extravagant clothes against his orders. As part of a determined drive to stamp out theft by officials, an investigation was conducted of the state coffer, which revealed that more “than nine million taels of silver had gone missing. Furious, the emperor ordered all the senior keepers and inspectors of the silver reserve for the previous forty-four years to pay fines to make up the loss – whether or not they were guilty. Cixi’s great-grandfather had served as one of the keepers and his share of the fine amounted to 43,200 taels – a colossal sum, next to which his official salary had been a pittance. As he had died a long time ago, his son, Cixi’s grandfather, was obliged to pay half the sum, even though he worked in the Ministry of Punishments and had nothing to do with the state coffer. After three years of futile struggle to raise money, he only managed to hand over 1,800 taels, and an edict signed by the emperor confined him to prison, only to be released if and when his son, Cixi’s father, delivered the balance. The life of the family was turned upside down. Cixi, then eleven years old, had to take in sewing jobs to earn extra money – which she would remember all her life and would later talk about to her ladies-in-waiting in the court. “As she was the eldest of two daughters and three sons, her father discussed the matter with her, and she rose to the occasion. Her ideas were carefully considered and practical: what possessions to sell, what valuables to pawn, whom to turn to for loans and how to approach them. Finally, the family raised 60 per cent of the sum, enough to get her grandfather out of prison. The young Cixi’s contribution to solving the crisis became a family legend, and her father paid her the ultimate compliment: ‘This daughter of mine is really more like a son!’ Treated like a son, Cixi was able to talk to her father about things that were normally closed areas for women. Inevitably their conversations touched on official business and state affairs, which helped form Cixi’s lifelong interest. Being consulted and having her views acted on, she acquired self-confidence and never accepted the com“common assumption that women’s brains were inferior to men’s. The crisis also helped shape her future method of rule. Having tasted the bitterness of arbitrary punishment, she would make an effort to be fair to her officials.