Liquidity Risk Quotes

All this talking, this rather liquid confessing, was something I didn't think I could ever bring myself to do. It seemed foolhardy to me, like an uncooked egg deciding to to come out of its shell: there would be a risk of spreading out too far, turning into a formless puddle.

Why do I take a blade and slash my arms? Why do I drink myself into a stupor? Why do I swallow bottles of pills and end up in A&E having my stomach pumped? Am I seeking attention? Showing off? The pain of the cuts releases the mental pain of the memories, but the pain of healing lasts weeks. After every self-harming or overdosing incident I run the risk of being sectioned and returned to a psychiatric institution, a harrowing prospect I would not recommend to anyone. So, why do I do it? I don't. If I had power over the alters, I'd stop them. I don't have that power. When they are out, they're out. I experience blank spells and lose time, consciousness, dignity. If I, Alice Jamieson, wanted attention, I would have completed my PhD and started to climb the academic career ladder. Flaunting the label 'doctor' is more attention-grabbing that lying drained of hope in hospital with steri-strips up your arms and the vile taste of liquid charcoal absorbing the chemicals in your stomach. In most things we do, we anticipate some reward or payment. We study for status and to get better jobs; we work for money; our children are little mirrors of our social standing; the charity donation and trip to Oxfam make us feel good. Every kindness carries the potential gift of a responding kindness: you reap what you sow. There is no advantage in my harming myself; no reason for me to invent delusional memories of incest and ritual abuse. There is nothing to be gained in an A&E department.

I touched the combination lock. I concentrated so hard I felt like I was dead-lifting five hundred pounds. My pulse quickening. A line of sweat trickled down my nose. Finally I felt gears turning. Metal groaned, tumblers clicked, and the bolts popped back. Carefully avoiding the handle, I pried open the door with my fingertips and extracted an unbroken vial of green liquid. Hal exhaled. Thalia kissed me on the cheek, which she probably shouldn't haven't done while I was holding a tube of deadly poison. "You are so good," she said. Did that make the risk worth? Yeah, pretty much.

In other words, it is not in craving after ready-made, complete and finished things that love finds its meaning ― but in the urge to participate in the becoming of such things. Love is akin to transcendence; it is but another name for creative drive and as such is fraught with risks, as all creation is never sure where it is going to end.

Love? No, I don’t miss love. Love is not greatest or purest, it’s never a perfect blend, just an impure liquid, the kind you should really sniff before you taste. But the risk is you still might not notice it’s poisonous.

Dauntless traitors crowded the hallway; the Erudite crowd the execution room, but there, they have made a path for me already. Silently they study me as I walk to the metal table in the center of the room. Jeanine stands a few steps away. The scratches on her face show through hastily applied makeup. She doesn’t look at me. Four cameras dangle from the ceiling, one at each corner of the table. I sit down first, wipe my hands off on my pants, and then lie down. The table is cold. Frigid, seeping into my skin, into my bones. Appropriate, perhaps, because that is what will happen to my body when all the life leaves it; it will become cold and heavy, heavier than I have ever been. As for the rest of me, I am not sure. Some people believe that I will go nowhere, and maybe they’re right, but maybe they’re not. Such speculations are no longer useful to me anyway. Peter slips an electrode beneath the collar of my shirt and presses it to my chest, right over my heart. He then attaches a wire to the electrode and switches on the heart monitor. I hear my heartbeat, fast and strong. Soon, where that steady rhythm was, there will be nothing. And then rising from within me is a single thought: I don’t want to die. All those times Tobias scolded me for risking my life, I never took him seriously. I believed that I wanted to be with my parents and for all of this to be over. I was sure I wanted to emulate their self-sacrifice. But no. No, no. Burning and boiling inside me is the desire to live. I don’t want to die I don’t want to die I don’t want to! Jeanine steps forward with a syringe full of purple serum. Her glasses reflect the fluorescent light above us, so I can barely see her eyes. Every part of my body chants it in unison. Live, live, live. I thought that in order to give my life in exchange for Will’s, in exchange for my parents’, that I needed to die, but I was wrong; I need to live my life in the light of their deaths. I need to live. Jeanine holds my head steady with one hand and inserts the needle into my neck with the other. I’m not done! I shout in my head, and not at Jeanine. I am not done here! She presses the plunger down. Peter leans forward and looks into my eyes. “The serum will go into effect in one minute,” he says. “Be brave, Tris.” The words startle me, because that is exactly what Tobias said when he put me under my first simulation. My heart begins to race. Why would Peter tell me to be brave? Why would he offer any kind words at all? All the muscles in my body relax at once. A heavy, liquid feeling fills my limbs. If this is death, it isn’t so bad. My eyes stay open, but my head drops to the side. I try to close my eyes, but I can’t—I can’t move. Then the heart monitor stops beeping.

Everyone knows about market risk and management risk. But there are a variety of non obvious risks to consider when managing a portfolio of investments. They include political risk, share premiums and discounts risk, Interest Rate risk, Income Risk, Tax law changes risk, valuation risk, and liquidity risk, among others. This is why professional active portfolio management is the way to go.

Since the 1970S, financial innova­tions such as the securitisation of mortgage debt and the spreading of investment risks through the creation of derivative markets, all tacitly (and now, as we see, actually) backed by state power, have permitted a huge flow of excess liquidity into all facets of urbanisa­tion and built environment construction worldwide.

She watched the stream of hot black liquid fall, and felt suddenly, painfully alive to what she had risked in overthrowing her life for the man walking away into the night with another woman.

At home, I have a poster on my wall of a rose that’s bleeding. Its petals are white, and red liquid oozes from its heart, thick and glistening warm. Only, if you look very close, you can see the droplets are coming from above, where a little girl’s wrist—camouflaged by a cluster of leaves—has been pricked by thorns as she reached inside to catch a monarch. I used to wonder why she risked getting sliced up just to touch a butterfly. But now it makes sense: she wanted those wings so she could fly away, because the pain of trying to reach for them was more tolerable than the pain of staying grounded, wherever she was. Today, I embrace that child’s perfect wisdom. What I wouldn’t give for a set of wings . . .

The more you warn your colleagues about the tail risks—the rare but devastating events that can bring the bank down—the more they roll their eyes, give a yawn and change the subject. This eventually leads to self-censorship. The system filters out the thoughtful and replaces them with the faithful.”11

Butter was demonized and replaced with margarine, one of the most supremely stupid nutritional swap-outs in recent memory. Only much later did we discover that the supposedly healthier margarine was laden with trans fats, a really bad kind of fat created by using a kind of turkey baster to inject hydrogen atoms into a liquid (unsaturated) fat, making it more solid and giving it a longer shelf life. (Any time you read “partially hydrogenated oil” or “hydrogenated oil” in a list of ingredients, that means the food in question contains trans fats.) Unlike saturated fats from whole foods such as butter, trans fats (at least the manmade kind) actually do increase the risk for heart disease and strokes!

Two things were needed to minimise the risk. First, the pool had to be drained, but its two valves in the basement - which could only be turned by hand - were now submerged under radioactive water from the firemen’s failed attempt to extinguish the reactor fire. Second, the commission decided that the earth beneath the reactor building should be frozen with liquid nitrogen to harden the ground, support the foundations and help to cool the superheated core.

The tattoos around his eyes burned as he scanned the surrounding area. No one but him probably noticed, but the plumes of darkness branching in every direction were writhing and groaning, desperate to avoid the light of the moon and street lamps. Come to me, he beseeched them. They didn’t hesitate. As if they’d merely been waiting for the invitation, they danced toward him, flattening against his car, shielding it—and thereby him—from prying eyes. “Freaks me out every damn time you do that,” Rowan said as he crawled into the front passenger seat. For the first time, Sean’s friend had accompanied him to “keep you from doing something you’ll regret.” Not that Gabby had known. Rowan had lain in the backseat the entire drive. “I can’t see a damn thing.” “I can.” Sean’s gaze could cut through shadows as easily as a knife through butter. Gabby was in the process of settling behind the wheel of her car. Though more than two weeks had passed since their kiss, they hadn’t touched again. Not even a brush of fingers. He was becoming desperate for more. That kiss . . . it was the hottest of his life. He’d forgotten where he was, what—and who—was around him. He’d never, never, risked discovery like that. But that night, having Gabby so close, those lush lips of hers parted and ready, those brown eyes watching him as if he were something delicious, he’d been unable to stop himself. He’d beckoned the shadows around them, meshed their lips together, touched her in places a man should only touch a woman in private, and tasted her. Oh, had he tasted her. Sugar and lemon. Which meant she’d been sipping lemonade during her breaks. Lemonade had never been sexy to him before. Now he was addicted to the stuff. Drank it every chance he got. Hell, he sported a hard-on if he even spotted the yellow fruit. At night he thought about pouring lemon juice over her lean body, sprinkling that liquid with sugar, and then feasting. She’d come, he’d come, and then they could do it all over again. Seriously. Lemonade was like his own personal brand of cocaine now—which he’d once been addicted to, had spent years in rehab combating, and had sworn never to let himself become so obsessed with a substance again. Good luck with that. “I’m getting nowhere with her,” Rowan said. “You, she watches. You, she kissed.” “Yeah, I’ve been meaning to talk to you about that.” Gabby’s car passed his and he accelerated, staying close enough to her that anyone trying to merge into her lane wouldn’t clip his car because they couldn’t see him. Not that anyone was out and about at this time of night. “She’s mine. I don’t want you touching her.” “Finally. The truth. Which is a good thing, because I already called Bill and told him you were gonna be the one to seduce her.” “Thanks.” This was one of the reasons he and Rowan were such good friends. “But I thought you were here tonight to keep me from her.” “First, you’re welcome. Second, I lied.

In his work Maladies and Remedies of the Life of the Flesh, published in Leiden under the pseudonym Christianus Democritus, he claimed to have discovered the Elixir of Life—a liquid counterpart to the Philosopher’s Stone—which would heal any ailment and grant eternal life to the person who drank it. He tried, but failed, to exchange the formula for the deed to Frankenstein Castle, and the only use he ever made of his potion—a mixture of decomposing blood, bones, antlers, horns and hooves—was as an insecticide, due to its incomparable stench. This same quality led the German troops to employ the tarry, viscous fluid as a non-lethal chemical weapon (therefore exempt from the Geneva Convention), pouring it into wells in North Africa to slow the advance of General Patton and his men, whose tanks pursued them across the desert sands. An ingredient in Dippel’s elixir would eventually produce the blue that shines not only in Van Gogh’s Starry Night and in the waters of Hokusai’s Great Wave, but also on the uniforms of the infantrymen of the Prussian army, as though something in the colour’s chemical structure invoked violence: a fault, a shadow, an existential stain passed down from those experiments in which the alchemist dismembered living animals to create it, assembling their broken bodies in dreadful chimeras he tried to reanimate with electrical charges, the very same monsters that inspired Mary Shelley to write her masterpiece, Frankenstein; or, The Modern Prometheus, in whose pages she warned of the risk of the blind advancement of science, to her the most dangerous of all human arts.

Then, suddenly, a shadowy flash came to me. Tiffany, taking an order, arguing with a girl. Shockingly, not me. Another flash, of Detective Toscano walking into Yummy’s minutes ago. Tiffany nervously kneading a coaster between her fingers. The coaster I held in my hands right now. Tiffany was scared. Why was she scared of the cop? “Hey! Space shot! You want your Coke or not?” I tried to ignore Tiffany’s screeching and hold on to the vision, but it blurred and disappeared. I grabbed my new glass from her outstretched hand. “I heard you got into an argument last night,” I said. Tiffany paled, which I never thought possible since her skin was so fake-and-bake tan. She nervously twirled a lock of her bleach blond hair around her finger. “Where did you hear that?” “Doesn’t matter where I heard it.” I took a chance and added, “But it was pretty juicy gossip, considering who she was.” Tiffany’s pale face turned to green and I involuntarily took a step back ,half expecting an Exorcist-style stream of vomit to shoot out of her gaping mouth. Instead, she narrowed her eyes and leaned closer. “Get away from me,” she growled. And then it became clear. My flash of her argument. Her fear of the detective. She’d argued with the girl who was murdered last night. And she did not want Detective Toscano to find out about it. I stepped away from the bar, giddy with my new knowledge. I had the upper hand on Tiffany Desposito. I could torture her with this. Drag it out. Hold it over her head for days, even weeks. “It’s too bad you’re not with Justin anymore,” she said to my back. “He’s a cutie. And such a good kisser.” And that was my limit. I spun around and dumped my brand-new Coke over her head. She shrieked and flailed her hands as the liquid streamed over her face and down between her giant boobs. She peeled her sticky hair off her eyes and snarled, “I’ll get you for this.” I merely smiled, then sauntered over to the two Toscanos, who had apparently been watching this whole display with entertained grins on their faces. “You’re the new detective?” I asked the elder Toscano. He nodded. Either his mouth was too full with French fries or he was too scared of me to speak at the moment. “Tiffany Desposito, the wet and sticky waitress over there? She had a fight with the girl who was murdered. Last night, at this restaurant. You should question her right away. I wouldn’t even give her a chance to go home and shower first. I think she’s a flight risk.” I strolled back to my booth, sat down, and tore into my pancakes, happy as a kid on Christmas. Nate and Perry stared at me in silence for a few moments. Then Perry said, “Maybe you should have let me go over.” Nate shook his head. “Nah. She did just fine.

The alien ship was already thundering towards the upper reaches of the atmosphere, on its way out into the appalling void which separates the very few things there are in the Universe from each other. Its occupant, the alien with the expensive complexion, leaned back in its single seat. His name was Wowbagger the Infinitely Prolonged. He was a man with a purpose. Not a very good purpose, as he would have been the first to admit, but it was at least a purpose and it did at least keep him on the move. Wowbagger the Infinitely Prolonged was --- indeed, is --- one of the Universe's very small number of immortal beings. Those who are born immortal instinctively know how to cope with it, but Wowbagger was not one of them. Indeed he had come to hate them, the load of serene bastards. He had had his immortality thrust upon him by an unfortunate accident with an irrational particle accelerator, a liquid lunch and a pair of rubber bands. The precise details of the accident are not important because no one has ever managed to duplicate the exact circumstances under which it happened, and many people have ended up looking very silly, or dead, or both, trying. Wowbagger closed his eyes in a grim and weary expression, put some light jazz on the ship's stereo, and reflected that he could have made it if it hadn't been for Sunday afternoons, he really could have done. To begin with it was fun, he had a ball, living dangerously, taking risks, cleaning up on high-yield long-term investments, and just generally outliving the hell out of everybody. In the end, it was the Sunday afternoons he couldn't cope with, and that terrible listlessness which starts to set in at about 2:55, when you know that you've had all the baths you can usefully have that day, that however hard you stare at any given paragraph in the papers you will never actually read it, or use the revolutionary new pruning technique it describes, and that as you stare at the clock the hands will move relentlessly on to four o'clock, and you will enter the long dark teatime of the soul. So things began to pall for him. The merry smiles he used to wear at other people's funerals began to fade. He began to despise the Universe in general, and everyone in it in particular. This was the point at which he conceived his purpose, the thing which would drive him on, and which, as far as he could see, would drive him on forever. It was this. He would insult the Universe.

Johnston wrote how by 1990, “Trump’s inability to pay his debts had put him at risk of losing his casinos.”64 The rules of the New Jersey Casino Control Commission required casino owners to have enough liquidity to pay their bills or see their ownership license revoked. Trump would either get a government rescue package or declare bankruptcy. Casino regulators, Johnston wrote, documented that Trump was down to his last $1.6 million.65 He had obligations to make payments on more than $1 billion worth of bonds every ninety days on his three casinos in Atlantic City. Johnston wrote: Trump’s obvious difficulty complying with the financial stability requirements of the Casino Control Act raised a glaring question: Had regulators been monitoring Trump’s finances since he got his casino license in 1982? The answer was no. The regulators had been too busy with work they deemed more important. There was, for example, the predawn arrest of a cocktail waitress named Diane Pussehl, who was pulled from bed and charged with a felony for picking up a $500 chip on the floor of Harrah’s casino. A judge tossed the case out, so the casino regulators filed a misdemeanor charge. It also was tossed. Then they went after Pussehl’s license, arguing she was morally unfit to work in a casino. Pussehl kept her license.66

Does your family know?” He reached for the syringe kit and began preparing a dose for himself. Tillie licked her lips. “No.” She paused. “Do you need help with that?” “Oh no, thank you. I’m quite used to doing it myself.” “Doesn’t your mother scold you for using so much?” “She does, but Father feels differently. He believes that just as some people need certain foods more than others to stay well, some people must lean on the effects of morphine to function well. There’s no shame in it.” “I confess I’ve been using more and more lately. I feel so much better under its effect.” Tom looked at her seriously. “Are you due for a dose?” “I may be, perhaps.” Tillie’s hands were shaking. Tom held up the filled syringe. “You can use this. I’ll do mine afterward.” “Are you sure?” “Yes.” “Is it the right amount?” Tillie had inched so far forward she risked falling off her chair. “It’s probably a little more than you’re used to. Maybe half a grain. There are different doses I use for different reasons. Ones for pain.” He drew up extra liquid as he spoke. “Ones for when I’m well, ones just to feel normal, and . . .” He pulled harder on the syringe. There must be three times her usual amount. “And ones for celebrating.” Tillie felt like celebrating, like forcing happiness to smother the pall that had descended

MT: But you are. You are justifying it. RG: I'm trying to show that there's meaning at precisely the point where the nihilistic temptation is strongest today. I'm saying: there's a Revelation, and people are free to do with it what they will. But it too will keep reemerging. It's stronger than them. And, as we have seen, it's even capable of putting mimetic phenomena to work on its behalf, since today everyone is competing to see who is the most “victimized.” Revelation is dangerous. It's the spiritual equivalent of nuclear power. What's most pathetic is the insipidly modernized brand of Christianity that bows down before everything that's most ephemeral in contemporary thought. Christians don't see that they have at their disposal an instrument that is incomparably superior to the whole mishmash of psychoanalysis and sociology that they conscientiously feed themselves. It's the old story of Esau sacrificing his inheritance for a plate of lentils. All the modes of thought that once served to demolish Christianity are being discredited in turn by more “radical” versions of the same critique. There's no need to refute modern thought because, as each new trend one-ups its predecessors, it's liquidating itself at high speed. The students are becoming more and more skeptical, but, and above all in America, the people in power, the department chairs, the “chairpersons,” as they say, are fervent believers. They're often former sixties' radicals who've made the transition to administrative jobs in academia, the media, and the church. For a long time, Christians were protected from this insane downward spiral, and, when they finally dive in, you can recognize them by their naïve modernist faith. They're always one lap behind. They always choose the ships that the rats are in the midst of abandoning. They're hoping to tap into the hordes of people who have deserted their churches. They don't understand that the last thing that can attract the masses is a Christian version of the demagogic laxity in which they're already immersed. Today, it's thought that playing the social game, whether on the individual or the group level, is more indispensable than thinking…it's thought that there are truths that shouldn't be spoken. In America, it's become impossible to be unapologetically Christian, white, or European without running the risk of being accused of “ethnocentrism.” To which I reply that the eulogists of “multiculturalism” place themselves, to the contrary, in the purest of Western traditions. The West is the only civilization ever to have directed such criticisms against itself. The capital of the Incas had a name that I believe meant “the navel of the world.

In July 2018, a safety crisis rocked the global drug supply—and seemed to prove Baker’s point. Regulators in Europe announced a harrowing discovery: the widely used active ingredient for valsartan, a generic version of the blood pressure drug Diovan, contained a cancer-causing toxin known as NDMA (once used in liquid rocket fuel). The drug had been made by the Chinese company Zhejiang Huahai Pharmaceuticals, the world’s largest manufacturer of valsartan active ingredients. In the United States, over a dozen drug manufacturers, all of which used the Chinese ingredient, recalled their products, as did dozens more manufacturers around the world. The Chinese company tried to defend itself by explaining that it had altered its production process in 2012 to increase yields of the drug, a change that had been approved by regulators. In short, the change had been made to maximize profit. Some patients had been consuming the toxin for six years. As the FDA tried to reassure consumers that the risk of developing cancer, even from daily exposure to the toxin, was extremely low, a second cancer-causing impurity was detected in the ingredients. Though the valsartan catastrophe seemed to take the FDA by surprise, it shouldn’t have. In May 2017, an FDA investigator had found evidence at the plant in Linhai, China, that the company was failing to investigate potential impurities in its own drugs, which showed up as aberrant peaks in its test results. The investigator designated the plant as Official Action Indicated, but the agency downgraded that to VAI. In short, the company was let off the hook—only to wind up in the middle of a worldwide quality scandal less than a year later. By

Laura stands, in another photograph, wearing a two-piece gown, bodice and skirt, from centuries ago. The scarlet material is trimmed in gold brocade. From her waist the skirt billows outward, broad as a spinnaker, and grazes the floor in a huge circle. It fastens in front by a series of cobalt buttons, and she is about to start closing it, but for the moment it gapes open: a vertical window, eight or ten inches wide, runs from her waist to the floor. The gold brocade lines the opening like a ceremonial decoration, a veneration of what lies within. But nothing lies within. Inside the vast regal tent of the garment is darkness. Because of the lighting and pose, Laura’s body seems to end at the belly, to have no stumps at all. The opening exposes a pure emptiness. It is unclear how she is standing, what keeps her upright. The cavern beneath the skirt is illumined just enough to suggest that she isn’t wearing her prosthetics. She stands on no legs, suspended, magical. And that magic, along with her strong jawline turned in profile, endows her with omnipotence. The cavern is at once a universe and a womb. The vertical opening is a vaginal slit, and to slip through it, to slide the body inside the scarlet walls of the tent, to wait inside while she fastens the skirt and encloses you, swallows you, would be to live out the primal fantasy of entering the vagina not only with the penis but with everything from the skull to the toes: to be ensconced, to be consumed. The photograph’s viewer, not its subject, is at risk of disintegrating, coming apart, deliquescing in the lightless world he has longed for, turning to liquid in the womb. Laura, with her half-body, will remain more than intact, more than whole.

사이트문의~홈피:anaba.0pe.kr/ ??☎:텔레↔mak856 ??☎:카톡↔123w ☎라인【kom85】 사이트문의~홈피:anaba.0pe.kr/ ??☎:텔레↔mak856 ??☎:카톡↔123w ☎라인【kom85】 사이트문의~홈피:anaba.0pe.kr/ ??☎:텔레↔mak856 ??☎:카톡↔123w ☎라인【kom85】 #스테로이드판매, ,#디볼구입, #아나바구입방법,#옥산드롤론구입 #메디텍위니 ,#암브로콜구입 #스테로이드구입,#에페드린구입 #이퀴포이즈구입,#클렌부테롤 #아나볼릭스테로이드 #메디텍위니구입,#클렌부테롤구입, #스타노조롤구입, #아나볼릭스테로이드구입,#인슐린IGF #데카듀라볼린구입,#성장호르몬HGH구입 #프로바이론구입,#lg성선구입##성선 #성선구입,#에난,#에난구입, #이퀴구입,#윈스트롤구입 #케어트로핀,#케어트로핀구입 #유트로핀플러스구입 How are they taken? Steroids are taken in different ways, and the dosage may vary depending on the condition you have. The table below gives an idea of how often you might need to take steroids. You should always take medication as prescribed by the person treating you. Tablets, liquids and soluble tablets Usually once a day. Preferably in the morning. Either with or after food to prevent stomach problems. Creams and gels Usually once or twice a day for a few weeks. Your doctor might suggest taking them less often but for a longer period. Should only be used on affected areas of the skin. Eye drops and ointments May need to be taken regularly throughout the day. Usually one drop in each eye each time you take it. You will be given the lowest possible dose for the shortest possible time, to reduce the risk of side effects. Your dose will probably be reduced gradually as your symptoms improve, or your doctor might suggest a weaker medication. It’s important that you don’t stop taking steroids without speaking to the person treating you first. If you’ve taken steroid tablets for more than a few days, they can cause side effects known as withdrawal symptoms if you stop suddenly. You might be given a small dose, known as a maintenance dose, for a long time to make sure your symptoms don’t return.

It was then that I made the discovery that his talk created reverberations, that the echo took a long time to reach one's ears. I began to compare it with French talk in which I had been enveloped for so long. The latter seemed more like the play of light on an alabaster vase, something reflective, nimble, dancing, liquid, evanescent, whereas the other, the Katsimbalistic language, was opaque, cloudy, pregnant with resonances which could only be understood long afterwards, when the reverberations announced the collision with thoughts, people, objects located in distant parts of the earth. The Frenchman puts walls about his talk, as he does about his garden: he puts limits about everything in order to feel at home. At bottom he lacks confidence in his fellow-man; he is skeptical because he doesn't believe in the innate goodness of human beings. He has become a realist because it is safe and practical. The Greek, on the other hand, is an adventurer: he is reckless and adaptable, he makes friends easily. The walls which you see in Greece, when they are not of Turkish or Venetian origin, go back to the Cyclopean age. Of my own experience I would say that there is no more direct, approachable, easy man to deal with than the Greek. He becomes a friend immediately: he goes out to you. With the Frenchman friendship is a long and laborious process: it may take a lifetime to make a friend of him. He is best in acquaintanceship where there is little to risk and where there are no aftermaths. The very word ami contains almost nothing of the flavor of friend, as we feel it in English. C'est mon ami cannot be translated by "this is my friend." There is no counterpart to this English phrase in the French language. It is a gap which has never been filled, like the word "home." These things affect conversation. One can converse all right, but it is difficult to have a heart to heart talk.

The 12 Principles of Permaculture Investing are: 1. Accumulate & Compound Capital: Consistently save and invest to grow your capital base over time, leveraging the power of compound interest. 2. Utilize Capital: Actively deploy your capital into productive investments that generate returns, rather than letting it sit idle. 3. Retain Maximum & Gradiented Liquidity: Maintain a balance between liquid assets (easily accessible cash) and less liquid investments, ensuring you can meet immediate needs while still investing for the long term. 4. Actively Manage Passive: While focusing on passive income sources, actively monitor and adjust your investments to optimize returns and mitigate risks. 5. Prioritize Long-Term Growth: Focus on investments that offer potential for significant growth over the long term, even if they don't provide immediate high yields. 6. Prioritize Consistent Yields: Balance your portfolio with investments that provide reliable, consistent income to support your financial needs. 7. Add Net Value to all Stakeholders: Invest in ways that benefit not only yourself but also the broader community, environment, and all parties involved. 8. Provide Authentic Data: Be transparent and honest in your financial reporting, providing accurate information to all stakeholders. 9. Collect & Utilize Authentic Data: Base your investment decisions on reliable, verified data rather than speculation or rumors. 10. Diversify Holistically: Diversify your investments across different asset classes, industries, and geographical regions to reduce risk and maximize potential returns. 11. Harvest Yields Equitably: Distribute profits fairly among all stakeholders, ensuring everyone benefits from the investment's success. 12. Reinvest Yields in Most Profitable Assets: Continuously evaluate your portfolio and reinvest profits into the most promising opportunities to further compound your growth.

By contrast, in a liquidity crisis only one creditor can save the debtor: the government. There is no competitive market that offers emergency loans during a liquidity crisis. This means that the government can dictate terms. It can also neglect the interests of other stakeholders or discriminate among them for political reasons. The risk of abuse is far higher than it is in a normal bankruptcy.

Before investing, an NRI needs to analyze the investment product, its features, expected return, terms of investment as well as his risk profile, objectives, time horizon, liquidity constraints, effect of investment on the total portfolio, taxation in India and in the resident country and any

Everyone who liquidates at the bottom of the market is quick to rationalize, ironically, that they decided to prevent further losses.

Here are a few notable things that can spark inflammation and depress the function of your liver: Alcohol overload—This is relatively well-known. Your liver is largely responsible for metabolizing alcohol, and drinking too much liquid courage can send your liver running to cry in a corner somewhere. Carbohydrate bombardment—Starches and sugar have the fastest ability to drive up blood glucose, liver glycogen, and liver fat storage (compared to their protein and fat macronutrient counterparts). Bringing in too many carbs, too often, can elicit a wildfire of fat accumulation. In fact, one of the most effective treatments for reversing NAFLD is reducing the intake of carbohydrates. A recent study conducted at KTH Royal Institute of Technology and published in the journal Cell Metabolism had overweight test subjects with high levels of liver fat reduce their ratio of carbohydrate intake (without reducing calories!). After a short two-week study period the subjects showed “rapid and dramatic” reductions of liver fat and other cardiometabolic risk factors. Too many medications—Your liver is the top doc in charge of your body’s drug metabolism. When you hear about drug side effects on commercials, they are really a direct effect of how your liver is able to handle them. The goal is to work on your lifestyle factors so that you can be on as few medications as possible along with the help of your physician. Your liver will do its best to support you either way, but it will definitely feel happier without the additional burden. Too many supplements—There are several wonderful supplements that can be helpful for your health, but becoming an overzealous natural pill-popper might not be good for you either. In a program funded by the National Institutes of Health, it was found that liver injuries linked to supplement use jumped from 7 percent to 20 percent of all medication/supplement-induced injuries in just a ten-year time span. Again, this is not to say that the right supplements can’t be great for you. This merely points to the fact that your liver is also responsible for metabolism of all of the supplements you take as well. And popping a couple dozen different supplements each day can be a lot for your liver to handle. Plus, the supplement industry is largely unregulated, and the additives, fillers, and other questionable ingredients could add to the burden. Do your homework on where you get your supplements from, avoid taking too many, and focus on food first to meet your nutritional needs. Toxicants—According to researchers at the University of Louisville, more than 300 environmental chemicals, mostly pesticides, have been linked to fatty liver disease. Your liver is largely responsible for handling the weight of the toxicants (most of them newly invented) that we’re exposed to in our world today. Pesticides are inherently meant to be deadly, but just to small organisms (like pests), though it seems to be missed that you are actually made of small organisms, too (bacteria

2. Don’t trade penny stocks. A penny stock is any stock that trades under $5. Unless you are an advanced trader, you should avoid all penny stocks. I would extend this by encouraging you to also avoid all stocks priced under $10. Even if you have a small trading account ($5,000) or less, you are better off buying fewer shares of a higher-priced stock than a lot of shares of a penny stock. That is because low-priced stocks are most often associated with lower quality companies. As a result, they are not usually allowed to trade on the NYSE or the Nasdaq. Instead, they trade on the OTCBB ("over the counter bulletin board") or Pink Sheets, both of which have much less stringent financial reporting requirements than the major exchanges do. Many of these companies have never made a profit. They may be frauds or shell companies that are designed solely to enrich management and other insiders. They may also include former “blue chips” that have fallen on hard times like Eastman Kodak or Lehman Brothers. In addition, penny stocks are inherently more volatile than higher-priced stocks. Think of it this way: if a $100 stock moves $1, that is a 1% move. If a $5 stock moves $1, that is a 20% move. Many new traders underestimate the kind of emotional and financial damage that this kind of volatility can cause. In my experience, penny stocks do not trend nearly as well as higher-priced stocks. They tend to be more mean-reverting (Mean reversion occurs when a stock moves up sharply from its average trading price, only to fall right back down again to its average trading price). Many of them are eventually headed to zero, but they are still not good short candidates. Most brokers will not let you short them. And even if you do find a broker who will let you short a penny stock, how would you like to wake up to see your penny stock trading at $10 when you just shorted it at $2 a few days before? I learned that lesson the hard way. It turned out that I was risking $8 to make $2, which is not a good way to make money over the long term. To add injury to insult, a penny stock might appear to be liquid one day, and the next day, the liquidity dries up and you are confronted by a $2 bid/ask spread. Or the bid might completely disappear. Imagine owning

After all, the Fed has driven down rates with the intention of encouraging investors to take on more risk. Yet those who embrace low yields, poor credits, thin liquidity and even currency mismatches today may discover, when market conditions deteriorate, that the modest yield pick-up proves poor compensation for future losses. Mr. Piketty can rest easy. In an age when risk-free assets yield little or nothing, the determination of the wealthy to earn somewhat more will, in due course, do more to restore equality than his proposed taxes. A free market solution to a political problem–who says capitalism is failing?

Even when beautifully maintained mammoth carcasses that are pulled out of frozen Siberian soils ooze with liquid resembling blood, the cells that scientists recover have always been damaged.

Later, back in the lab, Roy Weber, a professor in the Department of Bioscience at Aarhus University, spins the liquid in a vial to run tests on it, allowing him to see that the dark liquid was indeed full of red blood cells. But they had all broken open and released their hemoglobin—the molecule that carries oxygen in blood—out into the slurry.

You might think that change means losing your sense of order or risking making a mistake, including a mistake about your belief in God. Yet even that’s okay, because the deadening alternative is much worse. The Holy One does not really need your loyal verbal protection. God’s love is so ingenious and victorious that I find God is willing to turn the world around to get me facing in the right direction. God seems to be totally into change. I know this every time I see how divine grace maneuvers around my sinfulness and human events, and how the entire universe itself is continually changing states from solids to liquids to gasses to seeming emptiness. Change is God’s clear pattern. Surely, we are not greater than God.

acronym CAMELS stands for Capital adequacy, Asset quality, Management quality, Earnings, Liquidity, and Sensitivity to market risk. Under this system, banks are ranked on a 1 to 5 scale,

Less than one percent. That’s how many we saved. But the arithmetic, though severe, is important. During the liquidation of the ghetto, 5,000 to 8,000 Jews were taken every day to Treblinka and murdered. During the entire war – more than five years – we saved only 2,500 children. The mathematics of rescue was also severe. To save one Jewish child, ten Poles and two Jews had to risk death. To betray that same child and the family that hid him required only one informer or, worse still, one blackmailer. The risk of being caught by the SS was not prison, but death – death for the entire family. “We all have to ask ourselves, ‘What would I have done?’ But understanding does not erase the regret I feel for my own insufficient efforts. Less than one percent. I agree with Wladyslaw Bartoszewski, one of the organizers of ZEGOTA, who said, ‘Only the dead have done enough.

No liquid investment alternatives with stable guaranteed principal values exist that can provide real returns by consistently beating the combined impact of inflation and income taxes.

On September 12, in a report to the British parliament, Mervyn, without naming names, sharply criticized the ECB and the Fed. “The provision of such liquidity support . . . encourages excessive risk-taking, and sows the seeds of future financial crises,” he wrote. In other words, there would be no Bank of England put. Mervyn’s concern explained why the Bank of England had not joined the ECB and the Swiss National Bank in proposing currency swap agreements with the Fed. By the time of our September 18 announcement, however, Mervyn appeared to have changed his mind. On the day after our meeting, the Bank of England for the first time announced it would inject longer-term funds (10 billion pounds, or roughly $20 billion, at a three-month term) into British money markets. Later in the crisis I observed, “There are no atheists in foxholes or ideologues in a financial crisis.” Mervyn had joined his fellow central bankers in the foxhole.

Few industries have enough cash to cover their debt without having to count on selling inventory or converting receivables to cash.   A healthy cash ratio is considered to be between 0.5 and 1.   Liquidity ratios are helpful way to measure if a company is at risk of not being able to pay its debt. However, some critics point out that those ratios are past-oriented and cannot predict future cash problems.   Also, such ratios can be misleading because of creative accounting practices (a topic we will cover later on), especially because accounts receivable might be inflated or inventory could be wrongly estimated.