Life Insurance Policies Quotes

Faith is walking face-first and full-speed into the dark. If we truly knew all the answers in advance as to the meaning of life and the nature of God and the destiny of our souls, our belief would not be a leap of faith and it would not be a courageous act of humanity; it would just be... a prudent insurance policy.

There's a reason we refer to "leaps of faith" - because the decision to consent to any notion of divinity is a mighty jump from the rational over to the unknowable, and I don't care how diligently scholars of every religion will try to sit you down with their stacks of books and prove to you through scripture that their faith is indeed rational; it isn't. If faith were rational, it wouldn't be - by definition - faith. Faith is belief in what you cannot see or prove or touch. Faith is walking face-first and full-speed into the dark. If we truly knew all the answers in advance as to the meaning of life and the nature of God and the destiny of our souls, our belief would not be a leap of faith and it would not be a courageous act of humanity; it would just be... a prudent insurance policy.

I could never work out whether we were to view religion as a life-insurance policy or a life sentence. I can understand a wrathful God who'd just as soon dangle us all from a hook. And I can understand a tender, unprejudiced Jesus. But I could never quite feature the two of them living in the same house. You wind up walking on eggshells, never knowing which... is at home at the moment.

In a society in which nearly everybody is dominated by somebody else's mind or by a disembodied mind, it becomes increasingly difficult to learn the truth about the activities of governments and corporations, about the quality or value of products, or about the health of one's own place and economy. In such a society, also, our private economies will depend less and less upon the private ownership of real, usable property, and more and more upon property that is institutional and abstract, beyond individual control, such as money, insurance policies, certificates of deposit, stocks, and shares. And as our private economies become more abstract, the mutual, free helps and pleasures of family and community life will be supplanted by a kind of displaced or placeless citizenship and by commerce with impersonal and self-interested suppliers... Thus, although we are not slaves in name, and cannot be carried to market and sold as somebody else's legal chattels, we are free only within narrow limits. For all our talk about liberation and personal autonomy, there are few choices that we are free to make. What would be the point, for example, if a majority of our people decided to be self-employed? The great enemy of freedom is the alignment of political power with wealth. This alignment destroys the commonwealth - that is, the natural wealth of localities and the local economies of household, neighborhood, and community - and so destroys democracy, of which the commonwealth is the foundation and practical means.

The search for God is a reversal of the normal, mundane worldly order. In search for God, you revert from what attracts you and swim toward that which is difficult. You abandon your comforting and familiar habits with the hope (the mere hope!) that something greater will be offered you in return for what you have given up.. if we truly knew all the answers in advance as to the meaning of life and the nature of God and the destiny of our souls, our belief would not be a leap of faith and it would not be a courageous act of humanity; it would just be.. a prudent insurance policy.

Why did her family think pachinko was so terrible? Her father, a traveling salesman, had sold expensive life insurance policies to isolated housewives who couldn't afford them, and Mozasu created spaces where grown men and women could play pinball for money. Both men had made money from chance and fear and loneliness. Every morning, Mozasu and his men tinkered with the machines to fix the outcomes--there could only be a few winners and a lot of losers. And yet we played on, because we had hope that we might be the lucky ones. How could you get angry at the ones who wanted to be in the game? Etsuko had failed in this important way--she had not taught her children to hope, to believe in the perhaps-absurd possibility that they might win. Pachinko was a foolish game, but life was not.

You know, nothing is stronger than blood bonds. What else is the reason for the success of life insurance policies? Why bother with what happens to your blood relatives after your death? After all, you stop existing. Why then bother about what is happening to your kids, and why be concerned about what is happening on Earth even? Well, it’s because, after one’s final exit, one lives through one’s children.

What I am in search of is not so much the gratification of a curiosity or a passion for worldly life, but something far less conditional. I do not wish to go out into the world with an insurance policy in my pocket guaranteeing my return in the event of a disappointment, like some cautious traveller who would be content with a brief glimpse of the world. On the contrary, I desire that there should be hazards, difficulties and dangers to face; I am hungry for reality, for tasks and deeds, and also for privation and suffering.

Turns out that once you kill a god, people want to talk to you. Paranormal insurance salesmen with special "godslayer" term life policies. Charlatan's with "godproof" armor and extraplanar safe houses for rent. But most notably, other gods...

I had no idea that marriage was only supposed to be between two people who wanted to get between the sheets and make more people. What ever happened to marrying for love— or to get on your partner’s health insurance policy, or for presents? No one was going to buy two people in their thirties a four-slice toaster if we just continued to live in sin.

A novelist must wrestle with all mysteries and strangeness of life itself, and anyone who dies not wish to accept that grand, bone-chilling commission should write book reviews, editorials, or health-insurance policies instead.

Friendship is a real-deal insurance policy against the hurricanes of life—and there’s social-science evidence that the hard stuff seems less difficult with a good friend by your side.

she’d learned two things: they were all in this together, and if their husbands ever took out a life insurance policy on them they were in trouble. HELTER SKELTER May 1993

they were all in this together, and if their husbands ever took out a life insurance policy on them they were in trouble.

I could never work out whether we were to view religion as a life-insurance policy or a life sentence.

If you’re an adrenaline junkie, I understand why you’d find that exciting. But I’m not, and I don’t. To me, the only good reason to take a risk is that there’s a decent possibility of a reward that outweighs the hazard. Exploring the edge of the universe and pushing the boundaries of human knowledge and capability strike me as pretty significant rewards, so I accept the risks of being an astronaut, but with an abundance of caution: I want to understand them, manage them and reduce them as much as possible. It’s almost comical that astronauts are stereotyped as daredevils and cowboys. As a rule, we’re highly methodical and detail-oriented. Our passion isn’t for thrills but for the grindstone, and pressing our noses to it. We have to: we’re responsible for equipment that has cost taxpayers many millions of dollars, and the best insurance policy we have on our lives is our own dedication to training. Studying, simulating, practicing until responses become automatic—astronauts don’t do all this only to fulfill NASA’s requirements. Training is something we do to reduce the odds that we’ll die.

He had a penis one inch in diameter and seven and a half inches long. During the past year, he had averaged twenty-two orgasms per month. This was far above the national average. His income and the value of his life insurance policies at maturity were also far above average.

If faith were rational, it wouldn't be - by definition - faith. Faith is belief in what you cannot see or prove or touch. Faith is walking face-first and full-speed into the dark. If we truly knew all the answers in advance as to the meaning of life and the nature of God and the destiny of souls, our belief would not be a leap of faith and it would not be a courageous act of humanity; it would just be...a prudent insurance policy.

As my wife saw it—as most people would see it, I imagine—an unwritten book was hardly a financial plan. “In other words,” she said, “you’ve got some magic beans in your pocket. That’s what you’re telling me. You have some magic beans, and you’re going to plant them, and overnight a huge beanstalk is going to grow high into the sky, and you’ll climb up the beanstalk, kill the giant who lives in the clouds, and then bring home a goose that lays golden eggs. Is that it?” “Something like that,” I said. Michelle shook her head and looked out the window. We both knew what I was asking for. Another disruption. Another gamble. Another step in the direction of something I wanted and she truly didn’t. “This is it, Barack,” Michelle said. “One last time. But don’t expect me to do any campaigning. In fact, you shouldn’t even count on my vote.” — AS A KID, I had sometimes watched as my salesman grandfather tried to sell life insurance policies over the phone, his face registering misery as he made cold calls in the evening from our tenth-floor apartment in a Honolulu high-rise. During the early months of 2003, I found myself thinking of him often as I sat at my desk in the sparsely furnished headquarters of my newly launched Senate campaign

she’d learned two things: they were all in this together, and if their husbands ever took out a life insurance policy on them they were in trouble.

But as the Pujo Committee finds “the so-called control of life insurance companies by policy-holders through mutualization is a farce” and “its only result is to keep in office a self-constituted, self-perpetuating management.

If we truly knew all the answers in advance as to the meaning of life and the nature of God and the destiny of our souls, our belief in all that would not be a leap of faith and it would not a courageous act of humanity; it would just be... a prudent insurance policy. I'm not interested in the insurance industry. I am tired of being a skeptic, I'm irritated by spiritual prudence and I feel bored and parched by empirical debate. I don't want to hear it anymore. I couldn't care less about evidence and proof and assurances. I just want God. I want God inside me. I want God to play in my bloodstream the way light amuses itself on water.

My Father, the Age I Am Now Time, which diminishes all things, increases understanding for the aging. —PLUTARCH My mother was the star: Smart and funny and warm, A patient listener and an easy laugher. My father was . . . an accountant: Not one to look up to, Ask advice from, Confide in. A man of few words. We faulted him—my mother, my sister, and I, For being this dutiful, uninspiring guy Who never missed a day of work, Or wondered what our dreams were. Just . . . an accountant. Decades later, My mother dead, my sister dead, My father, the age I am now, Planning ahead in his so-accountant way, Sent me, for my records, Copies of his will, his insurance policies, And assorted other documents, including The paid receipt for his cemetery plot, The paid receipt for his tombstone, And the words that he had chosen for his stone. And for the first time, shame on me, I saw my father: Our family’s prime provider, only provider. A barely-out-of-boyhood married man Working without a safety net through the Depression years That marked him forever, Terrified that maybe he wouldn’t make it, Terrified he would fall and drag us down with him, His only goal, his life-consuming goal, To put bread on our table, a roof over our head. With no time for anyone’s secrets, With no time for anyone’s dreams, He quietly earned the words that made me weep, The words that were carved, the following year, On his tombstone: HE TOOK CARE OF HIS FAMILY.

Try the following experiment. Go to the airport and ask travelers en route to some remote destination how much they would pay for an insurance policy paying, say, a million tugrits (the currency of Mongolia) if they died during the trip (for any reason).Then ask another collection of travelers how much they would pay for insurance that pays the same in the event of death from a terrorist act (and only a terrorist act). Guess which one would command a higher price? Odds are that people would rather pay for the second policy (although the former includes death from terrorism). The psychologists Daniel Kahneman and Amos Tversky figured this out several decades ago.

The only real insurance you have against disease is a healthy body. Invest wisely, generously and often in that policy.

His doctor had treated two cases of falciparum malaria prior to treating Elon—both patients died.” Thiel remembers that he had a morbid conversation with the HR director after learning that Musk had taken out, on behalf of the company, a key-man life insurance policy for $100 million. “If he had died,” Thiel says, “all of our financial problems were going to be solved.

Faith is belief in what you cannot see or prove or touch. Faith is walking face-first and full-speed into the dark. If we truly knew all the answers in advance as to the meaning of life and the nature of God and the destiny of our souls, our belief would not be a leap of faith and it would not be a courageous act of humanity; it would just be . . . a prudent insurance policy. I’m not interested in the insurance industry. I’m tired of being a skeptic, I’m irritated by spiritual prudence and I feel bored and parched by empirical debate. I don’t want to hear it anymore. I couldn’t care less about evidence and proof and assurances. I just want God. I want God inside me. I want God to play in my bloodstream the way sunlight amuses itself on water.

Why did her family think pachinko was so terrible? Her father, a traveling salesman, had sold expensive life insurance policies to isolated housewives who couldn’t afford them, and Mozasu created spaces where grown men and women could play pinball for money. Both men had made money from chance and fear and loneliness. Every morning, Mozasu and his men tinkered with the machines to fix the outcomes—there could only be a few winners and a lot of losers. And yet we played on, because we had hope that we might be the lucky ones. How could you get angry at the ones who wanted to be in the game? Etsuko had failed in this important way—she had not taught her children to hope, to believe in the perhaps-absurd possibility that they might win. Pachinko was a foolish game, but life was not.

Before all else, men are expected to be good providers. Our parent's generation expects it of us, the family courts expect it of us, women on first dates often expect it, and in the event of an early death, our life insurance policies pre-suppose it. The simple mechanics of being a good provider excludes men from a number of other spaces, which, not coincidentally, are reserved for women. What more, as they aspire to switch traditional breadwinner roles with men in our evolving economy, even highly successful professional women collapse into the expectation that men are supposed to provide.

Infrequently used papers include insurance policies, guarantees, and leases. Unfortunately, these must be kept automatically regardless of the fact that they spark no particular joy in your heart. As you will almost never need to access papers in this category, you don’t have to put a lot of effort into storing them.

Faith is belief in what you cannot see or prove or touch. Faith is walking face-first and full-speed into the dark. If we truly knew all the answers in advance as to the meaning of life and the nature of God and the destiny of our souls, our belief would not be a leap of faith and it would not be a courageous act of humanity; it would just be…a prudent insurance policy.

A statistician for the Prudential Insurance Company predicted the imminent extinction of Black people in his epic book that relied on the 1890 census figures. Unlike the Plessy ruling, Frederick Hoffman’s Race Traits and Tendencies of the American Negro received plenty of attention in 1896. Packed with statistical tables and published by the American Economic Association, the book was a pioneering work in American medical research, and it catapulted Hoffman into scientific celebrity in the Western world as the heralded father of American public health. At “the time of emancipation,” he wrote, southern Blacks were “healthy in body and cheerful in mind.” “What are the conditions thirty years after?” Well, “in the plain language of the facts,” free Blacks were headed toward “gradual extinction,” pulled down by their natural immoralities, law-breaking, and diseases. Hoffman supplied his employer with an excuse for its discriminatory policies concerning African Americans—that is, for denying them life insurance. White life insurance companies refused to insure a supposedly dying race. Yet another racist idea was produced to defend a racist policy.3

Jot down a few important personal details and passwords. Assign or update your beneficiaries. Update (or finally get) the right insurance policies. Finish your will, living will, and power-of-attorney documents. Plan for at least six months of expenses in a savings fund. Save for a long and lovely retirement or an emergency tomorrow. Prioritize the urgent items from the not-so-important.

State-regulated insurance companies, like the Equitable Life Insurance Company and the Prudential Life Insurance Company, also declared that their policy was not to issue mortgages to whites in integrated neighborhoods. State insurance regulators had no objection to this stance. The Bank of America and other leading California banks had similar policies, also with the consent of federal banking regulators.

The good parent isn’t looking for a balanced relationship. It is happy to give unilaterally. It doesn’t need to be asked how its day was or what it thinks of the government’s new policy on insurance. It knows that a child should be able to take a parent substantially for granted. The parents’ reward for all their work won’t be direct; it will arrive by noting, in many years’ time, that their child has developed into a very good parent themselves.

The point is that if you think you can pinpoint the cause, then you can fool yourself into thinking you can avert the cause. It's deeply egotistical. It's life played as a grand insurance policy. Our myth-making around cancer stems from the same impulse. Because we don't know exactly why most of it happens, we weave a makeshift wisdom around it, a false prophet, which seeps into the common story and feeds our hunger to understand why. The guilt is a byproduct, a way to assign blame and seek absolution. It's a lesser evil than the forces of randomness. And it gives us the illusion of control.

Sometimes the anticipation of something is scarier than the actual happening. I remember being in a cab in New York City with a friend when I was young and competing. We were playing this game: I’d look out the window and he’d slap my thigh as hard as he could. The pain wasn’t so bad, but the anticipation was unbearable. That’s fear for me most of the time. I picture the worst-case scenario unfolding and wait for that slap to come. Why do I do it? Maybe to protect myself. It’s like when you cross your fingers to ward off a jinx. If I think of the worst that could happen, it won’t happen. It’s some warped insurance policy.

The key trait of a Sperm Pirate is that she is not driven by desperation. Escaping poverty or hardship is not her motive. She usually has a good education and access to the same opportunities as the man she tries to trap. However, she understands that it is more efficient to enjoy a lavish lifestyle through the sweat of another’s labour. But the Sperm Pirate is acutely aware that the infatuation of a hormonal man has a brief shelf life. This poor collateral must be cashed in before it expires. A pregnancy is the best way to convert this volatile resource into a stable asset. Babies are reliable insurance policies. They create legal obligations for financial support, even when the sweet milk of passion turns sour.

But this book is about something else: what goes on in the lives of real people when the industrial economy goes south. It’s about reacting to bad circumstances in the worst way possible. It’s about a culture that increasingly encourages social decay instead of counteracting it. The problems that I saw at the tile warehouse run far deeper than macroeconomic trends and policy. too many young men immune to hard work. Good jobs impossible to fill for any length of time. And a young man [one of Vance’s co-workers] with every reason to work — a wife-to-be to support and a baby on the way — carelessly tossing aside a good job with excellent health insurance. More troublingly, when it was all over, he thought something had been done to him. There is a lack of agency here — a feeling that you have little control over your life and a willingness to blame everyone but yourself. This is distinct from the larger economic landscape of modern America.

I just have to ask these questions. Are you DEA? FDA? NICB? NHCAA? Are you a private investigator hired by any private or governmental entity? Do you work for a medical insurance company? Are you a drug dealer? Drug addict? Are you a clinician? A med student? Getting pills for an abusive boyfriend or employer? NASA?” “I think I have insomnia. That’s my main issue.” “You’re probably addicted to caffeine, too, am I right?” “I don’t know.” “You better keep drinking it. If you quit now, you’ll just go crazy. Real insomniacs suffer hallucinations and lost time and usually have poor memory. It can make life very confusing. Does that sound like you?” “Sometimes I feel dead,” I told her, “and I hate everybody. Does that count?” “Oh, that counts. That certainly counts. I’m sure I can help you. But I do ask new patients to come in for a fifteen-minute consultation to make sure we’ll make a good fit. Gratis. And I recommend you get into the habit of writing notes to remind yourself of our appointments. I have a twenty-four-hour cancellation policy. You know Post-its? Get yourself some Post-its. I’ll have some agreements for you to sign, some contracts. Now write this down.” Dr. Tuttle told me to come in the next day at nine A.M.

If there are costs to becoming legal, there are also bound to be costs to remaining outside the law. We found that operating outside the world of legal work and business was surprisingly expensive. In Peru, for example, the cost of operating a business extralegally includes paying 10 to 15 per cent of its annual income in bribes and commissions to authorities. Add to such payoffs the costs of avoiding penalties, making transfers outside legal channels and operating from dispersed locations and without credit, and the life of the extralegal entrepreneur turns out to be far more costly and full of daily hassles than that of the legal businessman. Perhaps the most significant cost was caused by the absence of institutions that create incentives for people to seize economic and social opportunities to specialize within the market place. We found that people who could not operate within the law also could not hold property efficiently or enforce contracts through the courts; nor could they reduce uncertainty through limited liability systems and insurance policies, or create stock companies to attract additional capital and share risk. Being unable to raise money for investment, they could not achieve economies of scale or protect their innovations through royalties and patents.

Harvard’s Ichiro Kawachi agrees. He identifies a range of social policies that would be vital to promoting greater socioeconomic equality—and hence, better health. “Make an investment in education, for example, to give people a decent start in life,” he says. “We can subsidize childcare, which is a major stress for low-income mothers, especially those who are single parents. We can expand unemployment insurance and expand access to health care. This is controversial only in the United States. Other societies view health care as a basic human right.

As long as the Good News remains a matter of abstract facts, it will have little more effect on your life than your insurance policy has on the way you drive.

The Gospel is not a fire insurance policy for the next world, but a life assurance policy for this world.

WHY HABITS ARE GOOD FOR BUSINESS If our programmed behaviors are so influential in guiding our everyday actions, surely harnessing the same power of habits can be a boon for industry. Indeed, for those able to shape them in an effective way, habits can be very good for the bottom line. Habit-forming products change user behavior and create unprompted user engagement. The aim is to influence customers to use your product on their own, again and again, without relying on overt calls to action such as ads or promotions. Once a habit is formed, the user is automatically triggered to use the product during routine events such as wanting to kill time while waiting in line. However, the framework and practices explored in this book are not “one size fits all” and do not apply to every business or industry. Entrepreneurs should evaluate how user habits impact their particular business model and goals. While the viability of some products depends on habit-formation to thrive, that is not always the case. For example, companies selling infrequently bought or used products or services do not require habitual users—at least, not in the sense of everyday engagement. Life insurance companies, for instance, leverage salespeople, advertising, and word-of-mouth referrals and recommendations to prompt consumers to buy policies. Once the policy is bought, there is nothing more the customer needs to do. In this book I refer to products in the context of businesses that require ongoing, unprompted user engagement and therefore need to build user habits. I exclude companies that compel customers to take action through

John F. Kennedy’s “Ask not what your country can do for you, but what you can do for your country” has maligned into “What can my country do for me?” While I can’t comment on the societal deterioration outside of the United States, within the last 20 years Sidewalking has become a way of life in America. Americans once loyally proclaimed, “Give me liberty or give me death.” Now we just say, “Give me.” As I write, the economy is in a tailspin. The housing market crashed, lending dried up, and millions have lost their savings. How did we get here? It isn’t complicated: We relied on “others” to make financial decisions for us. We ignored the fine print. We didn’t read the contract. We didn’t read the legislation. We made government an insurance policy. As a society, history is doomed to repeat if we continue to repeat the same behavior.

Unhorsing capitalism was never the New Deal’s intent anyway. Especially since the outset of the war, the regime had largely come to agreeable terms with big business interests. It shed most programmatic overtures to universalize the welfare state and extend it into areas like health and housing. Structural reconfigurations of power relations in the economy, long-term economic planning, and state ownership or management of capital investments (commonplace during the war) were all offensive to the new centers of the postwar policy making, what soon enough would be widely referred to as the Establishment. Moreover, the “welfare state,” for all the tears now shed over its near death, was in its origins in late-nineteenth-century Europe a creature of conservative elitists like Bismarck or David Lloyd George, and had been opposed by the left as a means of defusing working-class power and independence, a program installed without altering the basic configurations of wealth and political control. As the center of gravity shifted away from the Keynesian commonwealth toward what one historian has called “commercial Keynesianism” and another “the corporate commonwealth,” labor and its many allies among middle-class progressives and minorities found themselves fighting on less friendly terrain. If they could no longer hope to win in the political arena measures that would benefit all working people—like universal health insurance, for example—trade unions could pursue those objectives for their own members where they were most muscular, especially in core American industries like auto and steel. So the labor movement increasingly chose to create mini private welfare states.

Christianity is not an insurance policy against life’s ills and troubles.

History records a great many foolish comments, such as, "it looks perfectly safe,” or “Indians? What Indians?” and Dogger added to the list with an old favourite which has caused more encyclopedias and life insurance policies to be sold than you would have thought possible. “I suppose,” he said, “that you’d better come in.

NRIs are allowed to buy life insurance in India and it may not be necessary for them to be physically present within the geographical location of India while purchasing a Life Insurance Policy. 

The five major sources of income which are exempt for NRIs are: Proceeds from Life Insurance Policy - provided the policy complies with the exemption criteria/conditions Dividend from a domestic company or mutual fund scheme - provided the company or mutual fund scheme has paid the Dividend Distribution Tax (DDT), if applicable Interest on an NRE account – provided the NRE account is maintained as per the FEMA rules Interest on FCNR or RFC accounts – provided the account owner is a non-resident or RBNOR under the Income Tax Act Long Term Capital Gain on equity and equity based mutual fund – provided the Security Transaction Tax (STT) has been paid

Damn it, talk to me. Who are you?”Now she looked back at me, her green eyes full and hard and very bright. “I am Death.”I felt an inward shudder pass over me, a reflexive tremor of dread. The first time I tried to speak, my throat was too dry and I had to swallow twice just to get enough moisture to form words. “What’s that supposed to mean?”“You are in no position to question me, Perry.”Her voice was brittle. “You must think of your family.”“Believe me, I am.”“Then for now at least, you will do as I say.”I thought about my little sister, alone in the house and frightened, and the two men with cropped military haircuts, how they had come after us downtown, and my fear crackled up into a sharp orange flame of fury. “You should never have brought my family into this. You had no right to do that.”“I did what was necessary.”“Putting Annie’s life in danger? How does that help the plan?”“It was an insurance policy, nothing more. Everything else is just a cover.”“What about when we were dancing?”I said. “Was that just part of the cover too?”She turned back to the window, the lights of the city playing across our faces as the cab cut through the night. “Gobi.”But she didn’t look over again.

Why? Personalities! Ninety-nine people out of every hundred who purchase life insurance policies do not know what is in their policies and, what seems more startling, do not seem to care. What they really purchase is the pleasing personality of some man or woman who knows the value of cultivating such a personality. Your

Gospel is not a fire insurance policy for the next world, but a life assurance policy for this world.

Permanent life insurance that builds cash value can be a great tool in this situation. The premiums are paid with after-tax dollars. The policy grows tax deferred, and you can access those cash values before or after retirement on a tax-free basis as long as it is structured properly. Upon your death, the death benefit is paid to your beneficiaries generally income tax free and, if you set it up properly, estate tax free.

Why do the wealthiest people in America buy the biggest life insurance policies? It isn't because they need it. They have plenty of money. Their kids will have plenty of money. Why buy it? It is because they want to leave their money an efficient way!

But it seemed to me that going through life making decisions on what I might possibly feel in a future that may or may not come about was a bad way to live. I wasn’t going to have a baby as an insurance policy against some future remorse I couldn’t yet imagine. I had more respect for myself than that. The truth was, no one knows what they’re missing in the end. You can only live your own life, and do your best with the outcome when you roll the dice.

It is important that nurses and doctors know that failing to use legally required health and safety protocols with COVID-19 patients may invalidate their disability and life insurance policies.

Over the next few years, the number of African Americans seeking jobs and homes in and near Palo Alto grew, but no developer who depended on federal government loan insurance would sell to them, and no California state-licensed real estate agent would show them houses. But then, in 1954, one resident of a whites-only area in East Palo Alto, across a highway from the Stanford campus, sold his house to a black family. Almost immediately Floyd Lowe, president of the California Real Estate Association, set up an office in East Palo Alto to panic white families into listing their homes for sale, a practice known as blockbusting. He and other agents warned that a 'Negro invasion' was imminent and that it would result in collapsing property values. Soon, growing numbers of white owners succumbed to the scaremongering and sold at discounted prices to the agents and their speculators. The agents, including Lowe himself, then designed display ads with banner headlines-"Colored Buyers!"-which they ran in San Francisco newspapers. African Americans desperate for housing, purchased the homes at inflated prices. Within a three-month period, one agent alone sold sixty previously white-owned properties to African Americans. The California real estate commissioner refused to take any action, asserting that while regulations prohibited licensed agents from engaging in 'unethical practices,' the exploitation of racial fear was not within the real estate commission's jurisdiction. Although the local real estate board would ordinarily 'blackball' any agent who sold to a nonwhite buyer in the city's white neighborhoods (thereby denying the agent access to the multiple listing service upon which his or her business depended), once wholesale blockbusting began, the board was unconcerned, even supportive. At the time, the Federal Housing Administration and Veterans Administration not only refused to insure mortgages for African Americans in designated white neighborhoods like Ladera; they also would not insure mortgages for whites in a neighborhood where African Americans were present. So once East Palo Alto was integrated, whites wanting to move into the area could no longer obtain government-insured mortgages. State-regulated insurance companies, like the Equitable Life Insurance Company and the Prudential Life Insurance Company, also declared that their policy was not to issue mortgages to whites in integrated neighborhoods. State insurance regulators had no objection to this stance. The Bank of America and other leading California banks had similar policies, also with the consent of federal banking regulators. Within six years the population of East Palo Alto was 82 percent black. Conditions deteriorated as African Americans who had been excluded from other neighborhoods doubled up in single-family homes. Their East Palo Alto houses had been priced so much higher than similar properties for whites that the owners had difficulty making payments without additional rental income. Federal and state hosing policy had created a slum in East Palo Alto. With the increased density of the area, the school district could no longer accommodate all Palo Alto students, so in 1958 it proposed to create a second high school to accommodate teh expanding student population. The district decided to construct the new school in the heart of what had become the East Palo Alto ghetto, so black students in Palo Alto's existing integrated building would have to withdraw, creating a segregated African American school in the eastern section and a white one to the west. the board ignored pleas of African American and liberal white activists that it draw an east-west school boundary to establish two integrated secondary schools. In ways like these, federal, state, and local governments purposely created segregation in every metropolitan area of the nation.

At the time, the Federal Housing Administration and Veterans Administration not only refused to insure mortgages for African Americans in designated white neighborhoods like Ladera; they also would not insure mortgages for whites in a neighborhood where African Americans were present. So once East Palo Alto was integrated, whites wanting to move into the area could no longer obtain government-insured mortgages. State-regulated insurance companies, like the Equitable Life Insurance Company and the Prudential Life Insurance Company, also declared that their policy was not to issue mortgages to whites in integrated neighborhoods. State insurance regulators had no objection to this stance. The Bank of America and other leading California banks had similar policies, also with the consent of federal banking regulators.

We do not mean to imply that political issues are unimportant. For many of us, policy affecting health insurance or military engagement or gun control can be the difference between life and death, and we get that. But what we are saying is that as a nation we have made political issues philosophical quicksand in which all of us are drowning. We can resurface by understanding that political issues are one expression of our values, but not the only expression.

At 50, people are still looking for a stockbroker to work a miracle for them, but at 60 they start looking for an advisor to help them negotiate a truce with reality. Regardless of when people are actually planning to retire, 60 is psychologically the beginning of the end of the accumulation period in their lives, and the beginning of the beginning of the distribution phase.... Variable annuitization offers genuine hope to people who (a) need to live on more than six percent of their capital, (b) need their income to grow in some relation to equity returns, which have historically been more than three times the inflation rate, and (c) at the very, very least, need to be assured that some income will continue for their entire lives. Variable annuitization is the only chance these people have. ...If Americans understood how the capital markets actually work, most folks would choose variable universal life insurance over variable life and whole life as the cheapest form of permanent insurance they could buy for the long run. That's simply because the insurance cost of an insurance policy is a pure function of how much of its own money the insurance company has exposed. Since the policyholder's own cash value builds up most significantly over time - and therefore the insurance company's exposure falls further, faster - in variable universal policies than in other debt-based (or general account-based) contracts, the net premium dollars allocated to the purchase of the death benefit must be lower, at the end of the day. And the policyholder's equity must be commensurately greater.

And that is why, when attempting to balance and evaluate their investment port-folio, people often err by failing to knock down mental walls among accounts. As a result, their true portfolio mix—the combination of stocks, bonds, real estate, insurance policies, mutual funds, and the like—is often not what they think, and their investment performance often suffers.

One of the many perks that came with the apartment was a life insurance policy issued by Tony at least once every time I talked to him: "Anybody bothering you, you tell me. I'll take care of it. I know people. You don't know who I know, but I know people." This was reassuring, as I knew that the Spagnolis had been robbed one Christmas morning and Tony had been stabbed by the fleeing assailant. The story goes the guys who did it were taken care of. That's it.

A car is one of the biggest investments of your life. Our Phoenix car insurance policy does not only pay for collisions, but also for events such as damage, theft, and damage caused due to natural calamities, damage during transit or shipment and various other factors. Furthermore, car insurance will also safeguard you against any lawsuits that may arise from accidents. To have more information about the car insurance in Phoenix or want to get the quote just make a short call at (480) 405-4779.

Eighty-five years after the storms of steel of the German-French fronts, sixty-five years after the peak of the Stalinist mass exterminations, fifty-five years after the liberation of Auschwitz, and just as long after the bombardments of Dresden, Hiroshima, and Nagasaki, the swinging back of the Zeitgeist to the preference for middling circumstances is to be understood as a tribute to normalization. In this regard, it has an unconditionally affirmative civilizing value. Furthermore, democracy per se presupposes the cultivation of middling circumstances. As is well known, spirit spits what is lukewarm out of its mouth; in contrast, pragmatism holds that the temperature of life is lukewarm. Thus the impulse toward the middle, the cardinal symptom of the fin de siècle, does not have only political motives. It symbolizes the weariness of apocalypse felt by a society that has had to hear too much of revolutions and paradigm shifts. But above all it expresses the general pull toward the conversion of the drama of history into the insurance industry. Insurance policies anchor antiextremism in the routines of the post-radical society. The insurance industry is humanism minus book culture. It brings into shape the insight that human beings as a rule do not wish to be revolutionized, but rather to be safeguarded. Whoever understands this will bank on the fact that in the future contra-innovative revolts from out of the spirit of the insurance claim are most probable of all.

A car is one of the biggest investments of your life. Our Portland car insurance policy does not only pay for collisions, but also for events such as damage, theft, and damage caused due to natural calamities, damage during transit or shipment and various other factors. Furthermore, car insurance will also safeguard you against any lawsuits that may arise from accidents.

But I've learned that if you fake your death, don't come back. Not for your wife. Not for your girlfriend. Not for your kids. If you fake your death, don't do it at sea. Go for a hike. If you're interested in claiming a life insurance payout, don't get greedy. Keep the policy modest. Don't bother with a stand-in body and an elaborate funeral. Spend your time and money on obtaining quality authenticating documents. In your new life, commit to a disguise for your new identity and use your real first name. Don't google yourself and lead your hunters to your hideout. And for the love of God, don't drive if you're supposed to be dead. Ditch the car.

Maybe you should get a very large life insurance policy on the next husband,” Lily suggested slurping her coffee loudly. “You know, before he makes an ash of himself.” “Very funny, but don’t think I haven’t thought of it. It’s an unpredictable way to score more rental properties, but I do seem to be good at burying men.

Birds— and Territory My dad and I designed a house for a wren family when I was ten years old. It looked like a Conestoga wagon, and had a front entrance about the size of a quarter. This made it a good house for wrens, who are tiny, and not so good for other, larger birds, who couldn’t get in. My elderly neighbour had a birdhouse, too, which we built for her at the same time, from an old rubber boot. It had an opening large enough for a bird the size of a robin. She was looking forward to the day it was occupied. A wren soon discovered our birdhouse, and made himself at home there. We could hear his lengthy, trilling song, repeated over and over, during the early spring. Once he’d built his nest in the covered wagon, however, our new avian tenant started carrying small sticks to our neighbour’s nearby boot. He packed it so full that no other bird, large or small, could possibly get in. Our neighbour was not pleased by this pre- emptive strike, but there was nothing to be done about it. “If we take it down,” said my dad, “clean it up, and put it back in the tree, the wren will just pack it full of sticks again.” Wrens are small, and they’re cute, but they’re merciless. I had broken my leg skiing the previous winter— first time down the hill— and had received some money from a school insurance policy designed to reward unfortunate, clumsy children. I purchased a cassette recorder (a high- tech novelty at the time) with the proceeds. My dad suggested that I sit on the back lawn, record the wren’s song, play it back, and watch what happened. So,

Birds— and Territory My dad and I designed a house for a wren family when I was ten years old. It looked like a Conestoga wagon, and had a front entrance about the size of a quarter. This made it a good house for wrens, who are tiny, and not so good for other, larger birds, who couldn’t get in. My elderly neighbour had a birdhouse, too, which we built for her at the same time, from an old rubber boot. It had an opening large enough for a bird the size of a robin. She was looking forward to the day it was occupied. A wren soon discovered our birdhouse, and made himself at home there. We could hear his lengthy, trilling song, repeated over and over, during the early spring. Once he’d built his nest in the covered wagon, however, our new avian tenant started carrying small sticks to our neighbour’s nearby boot. He packed it so full that no other bird, large or small, could possibly get in. Our neighbour was not pleased by this pre- emptive strike, but there was nothing to be done about it. “If we take it down,” said my dad, “clean it up, and put it back in the tree, the wren will just pack it full of sticks again.” Wrens are small, and they’re cute, but they’re merciless. I had broken my leg skiing the previous winter— first time down the hill— and had received some money from a school insurance policy designed to reward unfortunate, clumsy children. I purchased a cassette recorder (a high- tech novelty at the time) with the proceeds. My dad suggested that I sit on the back lawn, record the wren’s song, play it back, and watch what happened. So, I went out into the bright spring sunlight and taped a few minutes of the wren laying furious claim to his territory with song. Then I let him hear his own voice. That little bird, one- third the size of a sparrow, began to dive- bomb me and my cassette recorder, swooping back and forth, inches from the speaker. We saw a lot of that sort of behaviour, even in the absence of the tape recorder. If a larger bird ever dared to sit and rest in any of the trees near our birdhouse there was a good chance he would get knocked off his perch by a kamikaze wren.

State-regulated insurance companies, like the Equitable Life Insurance Company and the Prudential Life Insurance Company, also declared that their policy was not to issue mortgages to whites in integrated neighborhoods. State insurance regulators had no objection to this stance.

From the pragmatic standpoint of our culture, such an attitude is very bad for business. It might lead to improvidence, lack of foresight, diminished sales of insurance policies, and abandoned savings accounts. Yet this is just the corrective that our culture needs. No one is more fatuously impractical than the "successful" executive who spends his whole life absorbed in frantic paperwork with the objective of retiring in comfort at sixty-five, when it will be all too late.

list of documents that may be required. It can look intimidating, especially if you’ve not been actively involved in your family finances, but don’t panic. If you can’t find all of them or don’t have access, there is a later step in the divorce process called “discovery,” when you can legally compel the other side to provide copies of anything else you need: •Individual income tax returns (federal, state, local) for past three years •Business income tax returns (federal, state, local) for past three years •Proof of your current income (paystubs, statements, or paid invoices) •Proof of spouse’s income (paystubs, statements, or paid invoices) •Checking, savings, and certificate statements (personal and business) for past three years •Credit card and loan statements (personal and business) for past three years •Investment, pension plan, and retirement account statements for past three years •Mortgage statement and loan documents for all properties you have an interest in •Real estate appraisals •Property tax documents •Employment contracts •Benefit statements •Social Security statements •Life, homeowner’s, and auto insurance policies •Wills and trust agreements •Health insurance cards •Vehicle titles and/or registration •Monthly budget worksheet •List of personal property (furnishings, jewelry, electronics, artwork) •List of property acquired by gift or inheritance or owned prior to marriage •Prenuptial agreements •Marriage license •Prior court orders directing payment of child support or spousal support Your attorney or financial advisor may ask for additional documents specific to your case. Some of these may not be applicable to you.

Sooner or later, disorder will irrupt into everyone’s life no matter how many insurance policies he or she has. It

Before you start to save one penny for a child’s future college costs, I insist that you have the following financial priorities taken care of: You do not have credit card debt. You have an eight-month emergency savings fund. You have a term life insurance policy. You are saving for retirement; aiming to set aside 15% of your gross salary. Until all of that is in place you are not to think about saving for college.

Pittsburgh. The late 1930s. Fear was rampant as to where the next meal would come from. There was little in the way of excitement, just the day to day struggle to make ends meet. Little or no surprise existed, and hope was at a low ebb. In the middle of this, a man sold his life insurance policy. He bought a new car, a fur coat for his wife, boxing gloves for his sons, and four full bags of groceries for the family. He drove up the street for the neighborhood to see. The celebration was deafening. That was my father, and he taught me this lesson in scarcity. I never forgot it. Thanks, George.

The pandemic of 1918–1919 was clearly one of influenza, except in two of its features. One, it killed more humans than any other disease in a period of similar duration in the history of the world. Two, it killed an unprecedentedly large proportion of the members of a group who, according to records before and since, should have survived it with no permanent injury. The year 1918 was an actuarial nightmare: the flu and pneumonia death rate of life insurance policy holders over 45 and 50, for whose deaths the insurance companies were at least partly prepared, did, of course, rise, but only slightly as compared to the rate of young adults, whose deaths in great numbers no insurance company anticipated.16

Perhaps no editor has been so guilty of stirring up the baser passions of human beings as [William Randolph] Hearst. Often in his early years as an editor and publisher, he did some political arousings on the side of the workers. It helped him get circulation. Gradually, however, he evolved a policy which prevailed over all liberal doctrines that he might advocate-devoting his publications to the will of the big moneyed interests to have and to retain everything that they possessed and to insure their hopes of getting more through their 'superior intelligence

life insurance and health insurance policies because sometimes, in the fine print, there are allowances for a certain number of hours of outside care.

Insurance with investment is the 9th wonder of the world.

Best insurance policies are those that remain not encashed.

I knew that there was in me a recurrent tendency to think back to the excitement of new beginnings and regret the ends they've come to. The bitterness that can give rise to is bearing false witness to life. I thought that the essence of life lies not in the defeat of our expectations but in the joy that they were ever there at all. Life's a spendthrift mother. Once she has given what she has, it's ungrateful to complain that she didn't have the foresight to take out an insurance policy on your behalf. You just say thanks.

Money won't replace you, but when you have life insurance, your dreams for your family can still be continued by the monetary benefits of your insurance policies.

If you say "no" to a life insurance policy, make sure you have a sufficient plan B in case of emergency.

Why did her family think pachinko was so terrible? Her father, a traveling salesman, had sold expensive life insurance policies to isolated housewives who couldn't afford them, and Mozasu created spaces where grown men and women could play pinball for money. Both men had made money from chance and fear and loneliness. Every morning, Mozasu and his men tinkered with the machines to fix the outcomes - there could only be a few winners and a lot of losers. And yet we played on, because we had hope that we might be the lucky ones. How could you get angry at the ones who wanted to be in the game? Etsuko had failed in this important way - she had not taught her children to hope, to believe in the perhaps-absurd possibility that they might win. Panchinko was a foolish game, but life was not.

While my coffee brews, I flip through the mail: catalog, bill, junk, bill … and an envelope with the return address for LifeLine, the agency that handled Paul’s life insurance policy. Probably just a follow-up, since they already sent Lana the generous settlement. I slide my finger under the seal and remove the letter. I scan the document quickly at first, then my eyes widen: medical fraud … investigation … misrepresentation … My hand begins shaking and I almost drop the sheet of paper. It sounds as if the insurance company thinks I had something to do with Paul’s death. I sink onto a counter stool, rereading the letter, this time more closely. Then I reach for my cell phone and call my lawyer.

She spoke wearily, her eyes rimmed a permanent shade of red. “They say we need to take him off of life support. That his body is deteriorating.” The wail of Brandon’s mom came down the hallway. It had become a sound we knew all too well. She broke down at random. Everyone did. Well, everyone except for me. I was void of emotion while my predator and I shared space. Instead of feeling pain at Sloan’s suffering, I spiraled further into my OCD. I slept less. I moved more. I dove deeper into my rituals. And nothing helped. Sloan didn’t react to the sound of grief down the hall. “His brain isn’t making hormones anymore or controlling any of his bodily functions. The medications he’s on to maintain his blood pressure and body temperature are damaging his organs. They said if we want to donate them, we have to do it soon.” “Okay,” I said, pulling tissues from a box and shoving them into her hands. “When are they doing it?” She spoke to the room, to someplace behind me. She didn’t look at me. “They’re not.” I stared at her. “What do you mean they’re not?” She blinked, her eyelids closing mechanically. “His parents don’t want to take him off life support. They’re praying for a miracle. They’re really religious. They think he rebounded once and he’ll rebound again.” Her eyes focused on me, tears welled, threatening to fall. “It’s going to all be for nothing, Kristen. He’s an organ donor. He’d want that. He’s going to rot in that room and he’s going to die for nothing and I have no say in any of it.” The tears spilled down her face, but she didn’t sob. They just streamed, like water from a leaky hose. I gaped at her. “But…but why? Didn’t he have a will? What the fuck?” She shook her head. “We talked about it, but the wedding was so close we just decided to wait. I have no say. At all.” The reality suddenly rolled out before me. It wouldn’t just be this. It would be everything. His life insurance policy, his benefits, his portion of the house, his belongings—not hers. She would get nothing. Not even a vote. She went on in her daze. “I don’t know how to convince them. The insurance won’t cover his stay much longer, so they’ll be forced to make a decision at some point. But it will cover it long enough for his organs to fail.” My brain grasped at a solution. “Claudia. She might be able to convince them.” She hadn’t been able to make the meeting. And she would side with Sloan—I knew she would. She had influence on her parents. “Maybe Josh too,” I continued. “They like him. They might listen to him.” I stood. She looked up at me, a tear dripping off her chin and landing on her thigh. “Where are you going?” “To find Josh.

I could never work out whether we were to view religion as a life-insurance policy or a life sentence. I can understand a wrathful God who’d just as soon dangle us all from a hook. And I can understand a tender, unprejudiced Jesus. But I could never quite feature the two of them living in the same house.

But pleas about cost savings don’t get people to change their behavior. Neither do voluntary assessments that are supposed to scare people straight. The people who’d be most scared don’t show up for the assessments, because they know the assessments will tell them things they don’t want to hear. And the people who show up, unless they’re told they’re going to keel over within a year, figure they can make marginal changes and be fine. It makes you wonder whether the conventional corporate drive toward “wellness” isn’t just ineffective, but also a huge missed opportunity. The reigning assumption in the world of HR managers, large insurers, and policy wonks is that changing behavior is hard, so people need to be nudged toward healthy behaviors by making that change seem easy and palatable. “Gamify” it. Give people points for reading informative online articles about nutrition. Count pedometer steps. Make the healthy choices seem just a little bit different than the choices that result in chronic disease. Make the change seem smaller, so that people can follow a bread crumb trail of small adjustments to a better life without really changing their perspective. There are a lot of snazzy mobile apps and candy-colored motivational posters that push this approach. There are a lot of single-serving snacks with low calorie counts, sold as healthier-but-you-wouldn’t-know-it. They’re packed with sugar, so they end up making people hungrier and fatter.

When Mom says “bong,” she means her nebulizer. It turns water into vapor, and she huffs it all day like a singer breathing hot mist before a performance. Except Mom’s machine is handheld. I’m surprised she doesn’t carry it in a gun sling. But my mom is not just inhaling water. “Let’s get some colloidal silver in those lungs,” she says. Second to prayer, colloidal silver is Mom’s insurance policy on life. She makes her own, soaking two silver rods in a glass vat of water that sits next to her kitchen sink. I’ll let her explain it. This is from one of her emails telling me how to live forever: “I use distilled water and 99% pure silver rods. The rods are connected to a positive and negative charge (think of a jumper cable for your car) and they are immersed in the distilled water. Some people leave the rods in the water 2–4 hours. I leave mine in for 8–12 hours so my silver water is extra strength and powerful…I drink ¼ cup colloidal silver in a glass of water before bed, and have for years and years. RARELY am I ever sick. I take a bottle of colloidal silver on every trip (especially overseas) in case I pick up a stomach bug or am around anyone who is sick. I use it on wounds, use it for pink eye, ear infections, the flu, and more because it kills over 600 viruses and most bacteria, including MRSA. There are also studies that show the benefits of colloidal silver against cancer.” Every time I’m home, she gives me a bottle of the stuff to take back to Los Angeles. I, like a good millennial, googled its effectiveness. The scientific establishment seems to believe that colloidal silver does approximately nothing good, and in large quantities, some bad. Perhaps you’ve seen the viral meme of the old blue man? He consumed so much colloidal silver that his skin dyed blue from the inside. He looks like a Smurf with a white beard. Well, he looked like a Smurf. He’s dead. Maybe from something common like heart failure, but… When I told my mother this, she wouldn’t hear it. “I know it works. I’ve been using it for years. I don’t care what those articles say. I’ve read hundreds of articles about it.

The best on horses you think will lose are a valuable "insurance policy." When rare disaster strikes, you'll be glad you had the insurance. 71 The exponential growth of wealth in the Kelly system is also a consequence of proportional betting. As the bankroll grows, make larger bets. 98 [2 questions are central to John Kelly's analysis] What level of risk will lead to the highest long-run return? What is the chance of losing everything? 286 As Fred Schwed, Jr. author of Where are the Customer's Yatchs? put it back in 1940, "Like all of life's rich emotional experiences, the full flavor of losing important money cannot be conveyed in literature." 304 Claude Shannon: A smart investor should understand where he has an edge and invest only in those opportunities. 308 The longer you hold a stock, the harder it is to beat the market by much. 316

Organize their money on a chopping board. Sort out your worth. $15,000 for outdated textbooks K-12. 
$1,000 for a lifetime of flu vaccinations.
 $8 an hour to help someone else make money.
 $300 a year for food coupons.
 $1,000 additional salary for any job that has a chance of expected death.
 $600 co-pay on medication for an illness they cause you.
 $2,000 for social security.
 $15,000 for pension.
 $150,000 for the average life insurance policy. $250,000 for a doctor’s fatal mistake.
 $350,000 if the doctor made it in a different state.
 2/5 of a soul lost in the workplace.
 3/5 of a soul lost to fuck for food.
 $4,000 to bury someone in the soil. And there you have you. Easy to make. Affordable. Special.

Why did her family think pachinko was so terrible? Her father, a traveling salesman, had sold expensive life insurance policies to isolated housewives who couldn’t afford them, and Mozasu created spaces where grown men and women could play pinball for money. Both men had made money from chance and fear and loneliness. Every morning, Mozasu and his men tinkered with the machines to fix the outcomes—there could only be a few winners and a lot of losers. And yet we played on, because we had hope that we might be the lucky ones. How could we get angry at the ones who wanted to be in the game? Etsuko had failed in this important way—she had not her children to hope, to believe in the perhaps-absurd possibility that they might win. Pachinko was a foolish game, but life was not.

Doug is more valuable alive and earning an income, then dead with a life insurance policy.

Great gifts and achievements early in life are simply not an insurance policy against suffering later on. On the contrary, studies show that people who have chased power and achievement in their professional lives tend to be unhappier after retirement than people who did not.

Suddenly, at a time when medicine had more of value to offer, tens of millions of people were interested in gaining access and expected their employers to provide insurance so they could do so. For-profit insurance companies moved in, unencumbered by the Blues’ charitable mission. They accepted only younger, healthier patients on whom they could make a profit. They charged different rates, depending on factors like age, as they had long done with life insurance. And they produced different types of policies, for different amounts of money, which provided different levels of protection.

I could never work out whether we were to view religion as a life-insurance policy or a life sentence. I can understand a wrathful God who’d just as soon dangle us all from a hook. And I can understand a tender, unprejudiced Jesus. But I could never quite feature the two of them living in the same house. You wind up walking on eggshells, never knowing which Tata Nzolo is home at the moment.

The most controversial part of the controversial legislation now derided by Republicans as “Obamacare”—the mandate that individuals buy health insurance—was originally proposed by Republican economists, championed by the conservative Heritage Foundation, introduced in Congress by Republican politicians, and enacted in Massachusetts under Republican governor Mitt Romney.16 Planned Parenthood, now anathema to Republicans because of its pro-choice policies, enjoyed the support of two of the biggest dynasties of Republican politics, the Goldwater and Bush families, until the rise of the Religious Right in the 1980s made the pro-life position a litmus test for the GOP. And Republican platforms from 1940 to 1976 endorsed the Equal Rights Amendment for women.

Turns out that when you kill a god, people want to talk to you. Paranormal insurance salesmen with special "godslayer" term life policies. Charlatans with "god-proof" armor and extraplanar safe houses for rent. But, most notably, other gods, who want to first congratulate you on your achievement, second warn you not to try such shenanigans on them, and finally suggest that you try to slay one of their rivals-purely as a shenanigan, of course.