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Certainly providers do overcharge; hospitals do seek to squeeze as much as they can out of the insurance company. Thus the insurers, who need profit like patients need air and water, have a legitimate and reasonable point. But that their point can only be expressed at the expense of the patient is proof of the moral illegitimacy of the whole industry.

Diana Adams is more interested in seeing increased social protections for alternative families. While same-sex marriage was an important victory for gay rights and opened up a cultural conversation about the definition of marriage and love, she says, we shouldn't forget that the movement was also "a queer critique of the nuclear family and traditional monogamous sexuality." The same is true of monogamy's insurgents. Rather than "cram people into the institution of marriage," she says, "we ultimately want to get the government out of the business of deciding whether you get tax benefits, health insurance, and immigration status based on whom you're having sex with." Her thoughts remind me of the late psychologist and gay activist Michael Shernoff, who reflected critically on the shift "from gay men radically transforming American society" to gay men "assimilating into it in conservative and hetero-normative ways." He lauded consensual nonmonogamy as a "vibrant, normative, healthy part" of the gay community, and expressed concern that the advent of gay marriage might consign this "venerable, multigenerational tradition" to the category of adultery. "Couples who succesfully negotiate sexual nonexclusivity," he wrote, "are, whether or not they are conscious of it, being genuinely subversive, in one of the most constructive ways possible...by challenging the patriarchial notion that there is only one "proper" and "legitimate" (hetero-normative) way that loving relationships should and need to be conducted" Monogamy was once a subject that was never even discussed in the therapist's office, but today as a matter of course I ask every couple, What is your monogamy agreement? Marriage without virginity was once inconceivable. So, too, sex without marriage.

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