Federal Government Retirement Quotes

The rest of us, on the ·other hand-we members of the protected classes-have grown increasingly· dependent on our welfare programs. In 2020 the federal government spent more than $193 billion on homeowner subsidies, a figure that far exceeded the amount spent on direct housing assistance for low income families ($53 billion). Most families who enjoy those subsidies have six-figure incomes and are white. Poor families lucky enough to live in government-owned apartments of often have to deal with mold and even lead paint, while rich families are claiming the mortgage interest deduction on first and second homes. The lifetime limit for cash welfare to poor parents is five years, but families claiming the mortgage interest deduction may do so for the length of the mortgage, typically thirty years. A fifteen-story public housing tower and a mortgaged suburban home are both government subsidized, but only one looks (and feels) that way. If you count all public benefits offered by the federal government, America's welfare state (as a share of its gross domestic product) is the second biggest in the world, after France's. But that's true only if you include things like government-subsidized retirement benefits provided by employers, student loans and 529 college savings plans, child tax credits, and homeowner subsidies: benefits disproportionately flowing to Americans well above the poverty line. If you put aside these tax breaks and judge the United States solely by the share of its GDP allocated to programs directed at low-income citizens, then our investment in poverty reduction is much smaller than that of other rich nations. The American welfare state is lopsided.

Have you ever wondered where the idea of retirement at the age of 65 came from? I'll tell you where: Otto von Bismarck, the president of Prussia, in 1889. Actually, Bismarck's government: At the time, the life expectancy of the average Prussian was about 45. Today, so many are living well into their 80s and 90s that the same promise might well bankrupt the federal government within the next generation.

Social Security and Medicare were sold to the public as insurance programs. They are not. As such, they now rely mostly on the “contributions” of younger workers and massive federal borrowing to subsidize them. Despite repeated and dire warnings about their unsustainable fiscal condition from the trustees appointed to oversee them, younger workers are compelled to continue to pay into these programs, from which they are unlikely to benefit upon their retirement and for which future generations will bear the brunt of their eventual collapse.

Hamilton used the sinking fund to maintain the confidence of creditors in the government’s securities; he had no intention of paying off the outstanding principal of the debt. Retiring the debt would only destroy its usefulness as money and as a means of attaching investors to the federal government.

Through a series of connections, it was arranged for us to pick up boxes of documents detailing George Bush, Sr.’s Watchtower cocaine and heroin routes. Retired Brigadier General Russell Bowen was once an integral part of this operation. He worked directly under Bush until he turned whistleblower through his 1991 book The Immaculate Deception, The Bush Crime Family Exposed4. It was widely known that the Mexican and Caribbean drug ops I had worked under MK Ultra mind control tied directly in with Watchtower. These documents and evidences could prove invaluable to us since General Bowen was leaving the country in disgust and frustration with the lack of justice. Bush, Sr. had locked him up in a Federal Prison until he agreed to leave the country.

In her book The Government-Citizen Disconnect, the political scientist Suzanne Mettler reports that 96 percent of American adults have relied on a major government program at some point in their lives. Rich, middle-class, and poor families depend on different kinds of programs, but the average rich and middle-class family draws on the same number of government benefits as the average poor family. Student loans look like they were issued from a bank, but the only reason banks hand out money to eighteen-year-olds with no jobs, no credit, and no collateral is because the federal government guarantees the loans and pays half their interest. Financial advisers at Edward Jones or Prudential can help you sign up for 529 college savings plans, but those plans' generous tax benefits will cost the federal government an estimated $28.5 billion between 2017 and 2026. For most Americans under the age of sixty-five, health insurance appears to come from their jobs, but supporting this arrangement is one of the single largest tax breaks issued by the federal government, one that exempts the cost of employer-sponsored health insurance from taxable incomes. In 2022, this benefit is estimated to have cost the government $316 billion for those under sixty-five. By 2032, its price tag is projected to exceed $6oo billion. Almost half of all Americans receive government-subsidized health benefits through their employers, and over a third are enrolled in government-subsidized retirement benefits. These participation rates, driven primarily by rich and middle-class Americans, far exceed those of even the largest programs directed at low income families, such as food stamps (14 percent of Americans) and the Earned Income Tax Credit (19 percent). Altogether, the United States spent $1.8 trillion on tax breaks in 2021. That amount exceeded total spending on law enforcement, education, housing, healthcare, diplomacy, and everything else that makes up our discretionary budget. Roughly half the benefits of the thirteen largest individual tax breaks accrue to the richest families, those with incomes that put them in the top 20 percent. The top I percent of income earners take home more than all middle-class families and double that of families in the bottom 20 percent. I can't tell you how many times someone has informed me that we should reduce military spending and redirect the savings to the poor. When this suggestion is made in a public venue, it always garners applause. I've met far fewer people who have suggested we boost aid to the poor by reducing tax breaks that mostly benefit the upper class, even though we spend over twice as much on them as on the military and national defense.

Give us an idea of…” Noya Baram rubs her temples. “Oh, well.” Augie begins to stroll around again. “The examples are limitless. Small examples: elevators stop working. Grocery-store scanners. Train and bus passes. Televisions. Phones. Radios. Traffic lights. Credit-card scanners. Home alarm systems. Laptop computers will lose all their software, all files, everything erased. Your computer will be nothing but a keyboard and a blank screen. “Electricity would be severely compromised. Which means refrigerators. In some cases, heat. Water—well, we have already seen the effect on water-purification plants. Clean water in America will quickly become a scarcity. “That means health problems on a massive scale. Who will care for the sick? Hospitals? Will they have the necessary resources to treat you? Surgical operations these days are highly computerized. And they will not have access to any of your prior medical records online. “For that matter, will they treat you at all? Do you have health insurance? Says who? A card in your pocket? They won’t be able to look you up and confirm it. Nor will they be able to seek reimbursement from the insurer. And even if they could get in contact with the insurance company, the insurance company won’t know whether you’re its customer. Does it have handwritten lists of its policyholders? No. It’s all on computers. Computers that have been erased. Will the hospitals work for free? “No websites, of course. No e-commerce. Conveyor belts. Sophisticated machinery inside manufacturing plants. Payroll records. “Planes will be grounded. Even trains may not operate in most places. Cars, at least any built since, oh, 2010 or so, will be affected. “Legal records. Welfare records. Law enforcement databases. The ability of local police to identify criminals, to coordinate with other states and the federal government through databases—no more. “Bank records. You think you have ten thousand dollars in your savings account? Fifty thousand dollars in a retirement account? You think you have a pension that allows you to receive a fixed payment every month?” He shakes his head. “Not if computer files and their backups are erased. Do banks have a large wad of cash, wrapped in a rubber band with your name on it, sitting in a vault somewhere? Of course not. It’s all data.” “Mother of God,” says Chancellor Richter, wiping his face with a handkerchief.

Liberty is poorly served by men whose good intent is quelled from one failure or two failures or any number of failures, or from the casual indifference or ingratitude of the people, or from the sharp show of the tushes of power, or the bringing to bear soldiers and cannon or any penal statutes. Liberty relies upon itself, invites no one, promises nothing, sits in calmness and light, is positive and composed, and knows no discouragement. The battle rages with many a loud alarm and frequent advance and retreat…the enemy triumphs…the prison, the handcuffs, the iron necklace and anklet, the scaffold, garrote and leadballs do their work…the cause is asleep…the strong throats are choked with their own blood…the young men drop their eyelashes toward the ground when they pass each other…and is liberty gone out of that place? No never. When liberty goes it is not the first to go nor the second or third to go…it waits for all the rest to go…it is the last…When the memories of the old martyrs are faded utterly away…when the large names of patriots are laughed at in the public halls from the lips of the orators…when the boys are no more christened after the same but christened after tyrants and traitors instead…when the laws of the free are grudgingly permitted and laws for informers and bloodmoney are sweet to the taste of the people…when I and you walk abroad upon the earth stung with compassion at the sight of numberless brothers answering our equal friendship and calling no man master—and when we are elated with noble joy at the sight of slaves…when the soul retires in the cool communion of the night and surveys its experience and has much extasy over the word and deed that put back a helpless innocent person into the gripe of the gripers or into any cruel inferiority…when those in all parts of these states who could easier realize the true American character but do not yet—when the swarms of cringers, suckers, dough-faces, lice of politics, planners of sly involutions for their own preferment to city offices or state legislatures or the judiciary or congress or the presidency, obtain a response of love and natural deference from the people whether they get the offices or no…when it is better to be a bound booby and rogue in office at a high salary than the poorest free mechanic or farmer with his hat unmoved from his head and firm eyes and a candid and generous heart…and when servility by town or state or the federal government or any oppression on a large scale or small scale can be tried on without its own punishment following duly after in exact proportion against the smallest chance of escape…or rather when all life and all the souls of men and women are discharged from any part of the earth—then only shall the instinct of liberty be discharged from that part of the earth.

Actions Summary The following list of new institutions, policies and actions is my best effort at envisaging what is required for Australia to survive the climate emergency. • A National Target and Plan for 95% or more of electricity to be supplied by renewables by 2030. • State plans to electrify all transport, beginning with the swift retirement of non-electric buses and including a plan for 50% of all new car sales to be EVs by 2030. • Implement planned changes to how we work and live so as to minimise unnecessary travel. • A plan for clean hydrogen to replace bunker fuel in shipping. • A plan for the adoption of e-fuels for aviation, with an aim to have all domestic flights running on e-fuel by 2030. • A National Commission for Climate Adaptation, with a Coastal Defence Fund and a Commission for Primary Production operating under its umbrella. • A National Initiative on Drawdown Innovation to provide leadership in early stage research and fund some on-ground projects. • The Federal Government to help convene a Global Working Group on Geoengineering.

With the first banks opened on Monday, the afternoon brought another request from Roosevelt. Stating that he needed the tax revenue, he asked Congress that beer with alcohol content of up to 3.2 percent be made legal; the Eighteenth Amendment did not specify the percentage that constituted an intoxicating beverage. Congress complied. The House passed the bill the very next day with a vote count of 316–97, pushing it to the Senate. Wednesday brought good cheer: The stock market opened for the first time in Roosevelt’s presidency. In a single-day record, the Dow Jones Industrial Average gained over 15 percent—a gain in total market value of $3 billion. By Thursday, for increased fiscal prudence, the Senate had added an exemption for wine to go with beer, but negotiated the alcohol content down to 3.05 percent. Throughout the week, banks were receiving net deposits rather than facing panicked withdrawals. Over the following weeks, the administration developed a sweeping farm package designed to “increase purchasing power of our farmers” and “relieve the pressure of farm mortgages.” To guarantee the safety of bank deposits, the Federal Deposit Insurance Corporation was created. To regulate the entire American stock and bond markets, the Exchange Act of 1933 required companies to report their financial condition accurately to the buying public, establishing the Securities and Exchange Commission. Safety nets such as Social Security for retirement and home loan guarantees for individuals would be added to the government’s portfolio of responsibilities within a couple of years. It was the largest peacetime escalation of government in American history.

federal government to protect it from foreign terrorist attacks. That lesson caused him to create a global intelligence division and a counterterrorism force. The audacity of the idea was breathtaking—a local police force with a worldwide perspective that could unearth terrorist plots wherever conceived and prevent them from reaching New York City. When Kelly proposed hiring a deputy commissioner for counterterrorism and another for a reconceived intelligence unit, Bloomberg approved it. “The world no longer stops at the oceans,” the mayor said at the time. “We have to make sure we get the best information as quickly as we possibly can,” he asserted. It was the same concept—accurate information delivered in real time to people making important, complex decisions—that had been the basis for Bloomberg’s global business. Kelly had little trouble convincing his boss of the need, or the viability of the bold idea, even though at the time he had not yet developed a detailed plan.15 Kelly rapidly changed the status of the NYPD on the Joint Task Force on Terrorism that the FBI had been running in New York City since 1980. He named retired Marine Corps Lieutenant General Frank Libutti the first NYPD deputy commissioner for counterterrorism, and he increased the number of NYPD detectives assigned to the group from twenty to more

America today is not the same nation as when you were born. Depending on your age, if you were born in America, your home nation was a significantly different land than it is today:   ·                    America didn’t allow aborting babies in the womb; ·                     Same sex marriage was not only illegal, no one ever talked about it, or even seriously considered the possibility; (“The speed and breadth of change (in the gay movement) has just been breathtaking.”, New York Times, June 21, 2009) ·                    Mass media was clean and non-offensive. Think of The I Love Lucy Show or The Walton Family, compared with what is aired today; ·                    The United States government did not take $500 million dollars every year from the taxpayers and give it to Planned Parenthood, the nation’s largest abortion provider. ·                    Videogames that glorify violence, cop killing and allow gamesters who have bought millions of copies, to have virtual sex with women before killing them, did not exist. ·                    Americans’ tax dollars did not fund Title X grants to Planned Parenthood who fund a website which features videos that show a “creepy guidance counselor who gives advice to teens on how to have (safe) sex and depict teens engaged in sex.” ·                    Americans didn’t owe $483,000 per household for unfunded retirement and health care obligations (Peter G. Peterson Foundation). ·                    The phrase “sound as a dollar” meant something. ·                    The Federal government’s debt was manageable.            American Christian missionaries who have been abroad for relatively short times say they find it hard to believe how far this nation has declined morally since they were last in the country. In just a two week period, not long ago, these events all occurred: the Iowa Supreme Court declared that same sex marriage was legal in the State; the President on a foreign tour declared that “we do not consider ourselves a Christian nation…” and a day later bowed before the King of the nation that supplied most of the 9/11 terrorists; Vermont became the first State to authorize same sex marriage by legislative action, as opposed to judicial dictate; the CEO of General Motors was fired by the federal government; an American ship was boarded and its crew captured by pirates for the first time in over 200 years; and a major Christian leader/author apologized on Larry King Live for supporting California’s Proposition 8 in defense of traditional marriage, reversing his earlier position. The pace of societal change is rapidly accelerating.

The Illuminati use several umbrella organizations whose leaders usually don’t know that they are being manipulated and controlled. One of the Illuminati organizations working from behind the scenes of visible world politics is the Association of the Round Table. Just like the Order of the Illuminati this society is devoted to the destruction of national states, and they strive for a sort of international super-state: the prototype of the so-called New World Order! The Round Table was founded in 1891 by the politician Cecil Rhodes and is built in the same way as the Order of the Illuminati. In 1902 the Association of Helpers (a group of supporters from the outside from seven different countries) was created. This group created the Round Table Societies in different countries. The North American branch of the Round Table Group was initially called National Civic Federation, a name that was changed in 1921 by Colonel Mandell House into Council on Foreign Relations (CFR).[46] Today the organization claims approximately 2000 members. It is striking that almost all members of the CFR hold important positions in the government of the United States, the CIA and the American financial world. Aside from the enormous influence of the organization over the majority of American public life, it also exercises considerable pressure on the Congress and the government of the United States. At the moment the CFR is the most important component of the “World Government” operating behind the scenes.[47] The grandson of Franklin Roosevelt declared that the President completely depended on the CFR; every step he took was dictated by this institution. In 1975 retired Navy Admiral Chester Ward, former Judge Advocate General of the U.S. Navy and former CFR member, wrote in a critique that the goal of the CFR is the submergence of U.S. sovereignty and national independence into an all powerful One World government. In one of the first issues of Foreign Affairs (1922), the Council on Foreign Relations magazine, World Government is already endorsed:

As has been the case far too often in the Obama administration, which may go down as the least transparent administration in history, the IRS refused to respond to our FOIA requests. Judicial Watch was forced to sue the IRS in federal court in October 2013, shortly after Lois Lerner had “retired” to avoid the consequences of her actions. Judicial Watch’s efforts through these FOIA requests and subsequent litigation led to the discovery that in addition to targeting conservatives at the IRS, Lois Lerner sent confidential taxpayer information to attorneys at the Federal Election Commission, which enforces federal campaign finance rules, in violation of federal law. Email communications revealed that Lerner, who formerly worked at the Federal Election Commission (FEC), sent extensive materials on conservative organizations—the American Issues Project and Citizens for the Republic—to the FEC, including detailed confidential information, after inquiries from the FEC attorneys. She disclosed this information in spite of Section 6103 of the Internal Revenue Code, which bars the IRS from sending such information to anyone, including other federal agencies. It also turned out that the FEC attorneys were acting without authority to make such an inquiry, because the commissioners who run the agency had never approved an investigation. The emails discovered by Judicial Watch provided a disturbing window into the activities of two out-of-control federal agencies, whose employees, because of their political bias, were trying to target conservative organizations.

In 2013, the United States spent almost $400 billion in federal tax subsidies for homeownership and retirement savings. That was 30 percent of all federal tax expenditures. About 70 percent of the savings from the mortgage interest and property tax deductions went to the top 20 percent of earners. Almost none went to the bottom 40 percent. The proportions were similar for retirement-related tax deductions.13 On the bottom end of the income spectrum, if government policy served any function, it was to create hurdles for families trying to save.

Your Personal Economic Model One tool we use when discussing the best course of action to secure your financial future is the Personal Economic Model®. Just as a medical doctor would use an anatomical model to convey medical concepts, we use the following model to convey financial concepts. This model offers a visual representation of the way money flows through your hands. On the left, you will notice the Lifetime Capital Potential tank, which illustrates that the amount of money you will control during your lifetime is both large, as well as finite. Most people are shocked to see how much money can flow through their hands in their lifetime. Once earned, your money flows directly to the Tax Filter where the state and federal governments take tax dollars owed from your paycheck. The after tax dollars are then directed to either your Current Lifestyle or your Future Lifestyle. Your management of the Lifestyle Regulator determines where these dollars go. Regulating the cash flow between your current lifestyle desires and your future lifestyle requirements may be the most important financial decision you will ever make. Here’s why. Each and every dollar that is allowed to flow through to your Current Lifestyle is consumed and gone forever. The goal is to accumulate enough money in the Savings and Investment tanks so that when you retire, the dollars in those tanks can be used to pay for your future lifestyle requirements. Retirement planning seems hard for most people to do but it is not rocket science. The best position, position A, would be to have enough in the tanks so that you can live in the future like you live today adjusted for inflation and have your money last at least to your life expectancy. That’s a win, but the icing on the cake would be to accomplish that with little to no impact on your present standard of living, and that is exactly what we strive to help our clients to do. Working with us can help you with the following: Optimize the balance between your Current and Future Lifestyles Identify inefficiencies in your current personal economic model (where are you losing money) Design, implement, and execute a plan to secure your financial future Limit the impact on your Current Lifestyle dollars (maintain your current standard of living)

we now know the FBI is riddled with incompetent partisan hacks. the intelligence community seems to exist mostly to spy on you and leak information about politicians it dislikes. your state and local governments are full of bureaucrats who are paid more to deliver less every year and then retire with a fat pension in their 50s. Academia meanwhile is apparently dominated by lazy mediocrities more interested in political activism than in teaching. there is a lot of rot in our halls of power, but our federal courts may be the most decayed institution of all...

Wacey had called Etbauer “the ultimate government employee,” a man who had never collected a paycheck in his life that wasn’t from either the state or the Federal government. He had attained his rank due to a particularly bureaucratic method known as ADV or “advanced due to vacancy.” That meant that Etbauer simply put in his time and moved up as others moved out or retired. As state employees either left to take other jobs or start businesses of their own, bureaucrats like Etbauer (who no private sector employer would ever want on the payroll) simply grew in power and seniority like a tumor within the agency, amassing security and building a fine pension.

Owing to my involvement in mental health treatment reform, the industrial complex that I am most familiar with is the “pharmaceutical-industrial complex.” Two high-profile politicians who have revolved between the doors of government and pharmaceutical corporations are Billy Tauzin and Mitch Daniels.6 When in Congress, Billy Tauzin, a Democrat turned Republican, played a key role in shepherding the Medicare prescription drug law into passage in ways that it would become a financial bonanza for Big Pharma. Tauzin fought hard—and won—the battle to ensure that the federal government would be prohibited from negotiating discounts with drug companies. The law was signed by George W. Bush in December 2003. A few months later, Tauzin announced that he was retiring from Congress to take the job as director of Pharmaceutical Research and Manufacturers of America (PhRMA), a trade group representing giant pharmaceutical corporations. Through February 2010, Tauzin received an estimated annual salary of $2 million as head of PhRMA, where he became, essentially, Big Pharma’s leading lobbyist.

The United States could ensure a decent retirement for its elderly without allowing Medicare and Social Security to overwhelm the federal budget. To do so, though, the country would need to address two issues with the programs. First, the American healthcare system is unusually wasteful. The United States today spends about $13,000 per person annually on healthcare, a far higher total than any other country. Canada spends about $8,ooo per person, while France, Germany, and Japan spend closer to $6,000. Some of the American spending has ancillary benefits -- high drug prices effectively subsidize drug development for the rest of the world -- but much of the spending does not. It instead pays for inefficient bureaucracy and care that does not make people healthier. Second, Medicare, Social Security, and other programs that purport to be part of the safety net devote a significant portion of their budgets to helping well-off Americans. (Housing subsidies are another example.) The universality of the programs was a deliberate part of their design and increased their popularity. But as the country has aged and the programs have grown, universality comes with a big downside: Increasingly, the federal government is prioritizing older adults over children. Even the affluent elderly can receive more government help than impoverished children.

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