Estate Management Quotes

Above all else, be true to your heart. When you marry, whether it be a marquis or an estate manager (or both!), it will be for life. You must go where your heart leads and never forget that love is the most precious gift of all. Money and social status are poor substitutes for a warm, tender embrace, and there is little in life more fulfilling than the joy of loving and knowledge that you are loved in return.

Every thought in your mind needs to be filtered. If you are going to survive this war, you need to be a domineering, controlling, micro-managing tyrant when it comes to your thought life. Any and all thoughts outside of God’s Word, you take captive, shut up, and expel. You give those thoughts no time. No mental real estate. No free pass. You throw those thoughts into prison. No, better yet, you send them straight to solitary confinement. And when you’re done, you throw away the keys.

Some people--Samad for example--will tell you not to trust people who overuse the phrase "at the end of the day"--football managers, estate agents, salesmen of all kinds--but Archie's never felt that way about it. Prudent use of said phrase never failed to convince him that his interlocutor was getting to the bottom of things, to the fundamentals.

Whether you're the manager of a restaurant, a bar, a school, a construction company, an investment fund or a real estate management firm - leadership is critical to moving the business forward.

He looked round the street and saw a sign on a building: THIS PROPERTY IS MANAGED BY THE SOUTH SIDE REAL ESTATE COMPANY. He had heard that Mr. Dalton owned the South Side Real Estate Company, and the South Side Real Estate Company owned the house in which he lived. He paid eight dollars a week for one rat-infested room.

And he refused to specialize in anything, preferring to keep an eye on the overall estate rather than any of its parts. . . . And Nikolay’s management produced the most brilliant results. —Leo Tolstoy, War and Peace

If you wish to be thought a good estate manager, or a good horseman, or a good physician, or a good flute player without really being one, just imagine all the tricks you have to invent just to keep up appearances. You might succeed at first, but in the end you’re going to be exposed as an impostor.

The secret to your future is hidden in your daily routine. You have to be self—disciplined to spend your time wisely.

I told him I had, perhaps, different notions of matrimony from what the received custom had given us of it; that I thought a woman was a free agent as well as a man, and was born free, and, could she manage herself suitably, might enjoy that liberty to as much purpose as the men do; that the laws of matrimony were indeed otherwise, and mankind at this time acted quite upon other principles, and those such that a woman gave herself entirely away from herself, in marriage, and capitulated, only to be, at best, but an upper servant, and from the time she took the man she was no better or worse than the servant among the Israelites, who had his ears bored—that is, nailed to the door-post—who by that act gave himself up to be a servant during life; that the very nature of the marriage contract was, in short, nothing but giving up liberty, estate, authority, and everything to the man, and the woman was indeed a mere woman ever after—that is to say, a slave. Roxana: The Fortunate Mistress (1724)

The amount of space per employee shrank from 500 square feet in the 1970s to 200 square feet in 2010, according to Peter Miscovich, a managing director at the real estate brokerage firm Jones Lang LaSalle.

The Shire at this time had hardly any ‘government’. Families for the most part managed their own affairs. Growing food and eating it occupied most of their time. In other matters they were, as a rule, generous and not greedy, but contented and moderate, so that estates, farms, workshops, and small trades tended to remain unchanged for generations.

It is a formidable list of jobs: the whole of the spinning industry, the whole of the dyeing industry, the whole of the weaving industry. The whole catering industry and—which would not please Lady Astor, perhaps—the whole of the nation’s brewing and distilling. All the preserving, pickling and bottling industry, all the bacon-curing. And (since in those days a man was often absent from home for months together on war or business) a very large share in the management of landed estates. Here are the women’s jobs—and what has become of them? They are all being handled by men. It is all very well to say that woman’s place is the home—but modern civilisation has taken all these pleasant and profitable activities out of the home, where the women looked after them, and handed them over to big industry, to be directed and organised by men at the head of large factories. Even the dairy-maid in her simple bonnet has gone, to be replaced by a male mechanic in charge of a mechanical milking plant.

In The Price of Admission, journalist Daniel Golden documents the ways in which elite schools manage to find room for the children of alums, big donors, celebrities, athletes, the elite college’s own faculty, and wealthy parents whose estates might eventually make their heirs into big donors.20

There is seldom a physical description of a character or scene in Pride and Prejudice and yet we feel that we have seen each of these characters and their intimate worlds; we feel we know them, and sense their surroundings. We can see Elizabeth's reaction to Darcy's denunciation of her beauty, Mrs. Bennet chattering at the dinner table or Elizabeth and Darcy walking in and out of the shadows of the Pemberley estate. The amazing thing is that all of this is created mainly through tone—different tones of voice, words that become haughty and naughty, soft, harsh, coaxing, insinuating, insensible, vain. The sense of touch that is missing from Austen's novels is replaced by a tension, an erotic texture of sounds and silences. She manages to create a feeling of longing by setting characters who want each other at odds.

but he’d managed to get his hands on a big estate

Today I get 100 times more done with 100 times less effort. What’s my secret? I learned to stop being a cadet and start being a general.

Our primary objective in every mortgage transaction should be to borrow in a way that reduces debt, improves financial stability, and helps us get debt free in as short a time as possible!

The problem with fiat is that simply maintaining the wealth you already own requires significant active management and expert decision-making. You need to develop expertise in portfolio allocation, risk management, stock and bond valuation, real estate markets, credit markets, global macro trends, national and international monetary policy, commodity markets, geopolitics, and many other arcane and highly specialized fields in order to make informed investment decisions that allow you to maintain the wealth you already earned. You effectively need to earn your money twice with fiat, once when you work for it, and once when you invest it to beat inflation. The simple gold coin saved you from all of this before fiat.

The faux university also did not have professors, not even part-time adjunct professors, and the “faculty” (as they were called) were certainly not “the best of the best.” They were commissioned sales people, many with no experience in real estate. One managed a fast food joint, as Senator Marco Rubio would point out during the March 3 Republican primary debate in 2016. Two other instructors were in personal bankruptcy while collecting fees from would-be Trump University graduates eager to learn how to get rich. Trump

Old Campion had once said that he believed – he positively believed, with shudders – that Christopher desired to live in the spirit of Christ. That had seemed horrible to the general, but Mark did not see that it was horrible, per se.… He doubted, however, whether Christ would have refused to manage Groby had it been his job. Christ was a sort of an Englishman and Englishmen did not as a rule refuse to do their jobs.… They had not used to; now no doubt they did. It was a Russian sort of trick. He had heard that even before the revolution great Russian nobles would disperse their estates, give their serfs their liberty, put on a hair shirt and sit by the roadside begging.… Something like that. Perhaps Christopher was a symptom that the English were changing. He himself was not. He was just lazy and determined – and done with it!

Three years ago, my older brother unexpectedly inherited an earldom. Since he knew nothing about estate management, or God help us, farming, I agreed to move to Hampshire to help him make a go of it.” “Why would you change your life like that?” Ethan couldn’t resist asking. Leaving London for a quiet rural existence was his idea of hell on earth. “What were you trying to escape?” Ravenel smiled. “Myself, I suppose. Even a life of debauchery can become tiresome. And I discovered that estate farming suits me. The tenants have to pay attention to me, and I’m easily amused by cows.

Capable, clever and with a natural gift for land and estate management, Anne had been the natural choice to take on the huge task of running Shibden. Not only had she impressed Uncle James with her abilities to deal with the renewal of leases and misbehaving tenants, he also knew that she would never marry and therefore the estate would not be broken up. In their conversations together, Anne had left him under no illusion that her emotional and sexual feelings for other women precluded the possibility of her ever entering into a marriage with a man, in which she stood to lose all that was hers. It was another four decades, on the passing of the Married Women’s Property Act in 1870 (thirty years after Anne’s death), before women would be able to keep hold of and inherit property following marriage. So, remarkable as it may seem to us now, it was Anne Lister’s lesbian sexuality (then with no name or legal recognition), which played a crucial role in helping her to keep control of her wealth at a time when it was thought that it was impossible for a woman to do so. That Uncle James, in 1826, seemed to understand and recognise this is even more extraordinary.

I worked in construction management and I don’t think construction workers are always honoured in the way they deserve. Barring natural disasters, a house or a 50-storey building is going to remain standing until it’s demolished, and that’s irrespective of the quality of craftsmanship. But the aesthetic qualities of good bricks will never be appreciated unless the workmanship is of the highest standard. Whether it’s writing, cooking or bricklaying, quality of workmanship will always be the determining factor as to whether or not the finished product turns out mediocre or really exceptional. The choice of brick - just like the choice of words or spices - may well have a large bearing on the aesthetics of a new build, be it a large housing estate or just an ordinary garden wall but put the trowel in the right hands and poor-quality bricks can be made to look much better than they really are.

There were twenty-three females on the Keltar estate--not counting Gwen, Chloe, herself, or the cat--Gabby knew, because shortly after Adam had become visible last night, she'd met each and every one, from tiniest tot to tottering ancient. It had begun with a plump, thirtyish maid popping in to pull the drapes for the evening and inquire if the MacKeltars "were wishing aught else?" The moment her bespectacled gaze had fallen on Adam, she'd begun stammering and tripping over her own feet. It had taken her a few moments to regain a semblance of coordination, but she'd managed to stumble from the library, nearly upsetting a lamp and a small end table in her haste. Apparently it had been haste to alert the forces, for a veritable parade had ensued: a blushing curvaceous maid had come offering a warm-up of tear (they'd not been having any), followed by a giggling maid seeking a forgotten dust cloth (which--was anyone surprised?--was nowhere to be found), then a third one looking for a waylaid broom (yeah, right--they swept castles at midnight in Scotland--who believed that?), then a fourth, fifth, and sixth inquiring if the Crystal Chamber would do for Mr. Black (no one seemed to care what chamber might do for her; she half-expected to end up in an outbuilding somewhere). A seventh, eighth, and ninth had come to announce that his chamber was ready would he like an escort? A bath drawn? Help undressing? (Well, okay, maybe they hadn't actually asked the last, but their eyes certainly had.) Then a half-dozen more had popped in at varying intervals to say the same things over again, and to stress that they were there to provide "aught, aught at all Mr. Black might desire." The sixteenth had come to extract two tiny girls from Adam's lap over their wailing protests (and had stayed out of his lap herself only because Adam had hastily stood), the twenty-third and final one had been old enough to be someone's great-great-grandmother, and even she'd flirted shamelessly with the "braw Mr. Black," batting nonexistent lashes above nests of wrinkles, smoothing thin white hair with a blue-veined, age-spotted hand. And if that hadn't been enough, the castle cat, obviously female and obviously in heat, had sashayed in, tail straight up and perkily curved at the tip, and would her furry little self sinuously around Adam's ankles, purring herself into a state of drooling, slanty-eyed bliss. Mr. Black, my ass, she'd wanted to snap (and she liked cats, really she did; she'd certainly never wanted to kick one before, but please--even cats?), he's a fairy and I found him, so that him my fairy. Back off.

That's something for me to consider. So what else can you tempt me with?" Breckenridge hid a wry smile; he'd guessed that, in common with her female Cynster mentors, she'd be drawn to the prospect of managing a large household and the estate's people. Organizing ran in the blood. "I believe I mentioned that I'm under sisterly edict to marry. Unsurprisingly, a large and pertinent motive behind my sisters' prodding is the desirability of me begetting an heir, or more, thus securing the succession. Perish the thought the estate might ever revert to the Crown, so you could view your pole as my future countess as in part holding the ton line against King George and his cronies." She narrowed her eyes on his. That's the most inventive way I've ever heard of saying you want children." His lips curved, then he let the expression fade. "I do-but do you?" She looked forward. "Yes, of course." After a moment she added, "I can't imagine not wanting children, truth be told." "Well, then we're in agreement on that." "Don't get carried away-you haven't yet convinced me we should wed.

Before I inherited the title,” he said dazedly, “I wouldn’t have trusted either of us with a goldfish, much less a twenty-thousand-acre estate. I’ve always shunned any kind of responsibility because I knew I couldn’t manage it. I’m a scapegrace and a hothead, like our father. When you told me that I had no idea how to run the estate and I was going to fail--” “That was a load of bollocks,” West said flatly. Devon grinned briefly. “You made some valid points.

I thought of Atargatis, the First, frightening and beautiful. The mermaid goddess who lived on in the soul of every woman who'd ever fallen in love with the ocean. I thought of Sebastian, my little mermaid queen, how happy he was the day of the parade, just getting the chance to express himself, to be himself. I thought of Vanessa, the story about how she and her girlfriends became feminist killjoys to get a women's literature core in their school, the way she'd accepted me this summer without question, gently pushed me out of my self-imposed shell. Of her mother, Mrs. James, how she'd grabbed that bullhorn at the parade and paved the way for Sebastian's joy. I thought of Lemon, so wise, so comfortable in her own skin, full of enough love to raise a daughter as a single mom and still have room for me, for her friends, for everyone whose lives she touched with her art. I thought of Kirby, her fierce loyalty, her patience and grace, her energy, what a good friend and sister she'd become, even when I'd tried to shut her out. I thought of all the new things I wanted to share with her now, all the things I hoped she'd share with me. I thought of my mother, a woman I'd never known, but one whose ultimate sacrifice gave me life. I thought of Granna, stepping in to raise her six granddaughters when my mom died, never once making us feel like a burden or a curse. She'd managed the cocoa estate with her son, personally saw to the comforts of every resort guest, and still had time to tell us bedtime stories, always reminding us how much she treasured us. I thought of my sisters. Juliette, Martine, and Hazel, their adventures to faraway lands, new experiences. Gabrielle with her island-hopping, her ultimate choice to follow her heart home. And Natalie, my twin. My mirror image, my dream sharer. I knew I hadn't been fair to her this summer—she'd saved my life, done the best she could. And I wanted to thank her for that, because as long as it had taken me to realize it, I was thankful. Thankful for her. Thankful to be alive. To breathe.

I managed to have such a mediocre time at a place that is pretty much custom designed for delivering the best years of your life. I’d like to say that I wasn’t the same person back then that I later became and now am. But the truth is that I was the exact same person. I was more myself then than at any other time in my life. I was an extreme version of myself. Everything I’ve always felt I felt more intensely. Everything I’ve always wanted, I wanted more. Everything I currently dislike, I downright hated back then. People who think I’m judgmental, impatient, and obsessed with real estate now should have seen me in college. I was bored by many of my classmates and irked by the contrived mischief and floundering sexual intrigues of dormitory life. I couldn’t wait to get out and rent my own apartment, preferably one in a grand Edwardian building on the Upper West Side of Manhattan. In that sense, I guess my college experience was just as intense as my husband’s. I just view that intensity negatively rather than nostalgically, which perhaps is its own form of nostalgia.

From a strictly theoretical standpoint, other forces pushing toward greater equality might exist. One might, for example, assume that production technologies tend over time to require greater skills on the part of workers, so that labor’s share of income will rise as capital’s share falls: one might call this the “rising human capital hypothesis.” In other words, the progress of technological rationality is supposed to lead automatically to the triumph of human capital over financial capital and real estate, capable managers over fat cat stockholders, and skill over nepotism.

Originally, the word power meant able to be. In time, it was contracted to mean to be able. We suffer the difference. Iwas waiting for a plane when I overheard two businessmen. One was sharing the good news that he had been promoted, and the other, in congratulation, said, “More power to you.” I've heard this expression before, but for some reason, I heard it differently this time and thought, what a curious sentiment. As a good wish, the assumption is that power is the goal. Of course, it makes a huge difference if we are wishing others worldly power or inner power. By worldly power, I mean power over things, people, and situations—controlling power. By inner power, I mean power that comes from being a part of something larger—connective power. I can't be certain, but I'm fairly sure the wish here was for worldly power, for more control. This is commonplace and disturbing, as the wish for more always issues from a sense of lack. So the wish for more power really issues from a sense of powerlessness. It is painfully ironic that in the land of the free, we so often walk about with an unspoken and enervating lack of personal freedom. Yet the wish for more controlling power will not set us free, anymore than another drink will quench the emptiness of an alcoholic in the grip of his disease. It makes me think of a game we played when I was nine called King of the Hill, in which seven or eight of us found a mound of dirt, the higher the better, and the goal was to stand alone on top of the hill. Once there, everyone else tried to throw you off, installing themselves as King of the Hill. It strikes me now as a training ground for worldly power. Clearly, the worst position of all is being King of the Hill. You are completely alone and paranoid, never able to trust anyone, constantly forced to spin and guard every direction. The hills may change from a job to a woman to a prized piece of real estate, but those on top can be so enslaved by guarding their position that they rarely enjoy the view. I always hated King of the Hill—always felt tense in my gut when king, sad when not, and ostracized if I didn't want to play. That pattern has followed me through life. But now, as a tired adult, when I feel alone and powerless atop whatever small hill I've managed to climb, I secretly long for anyone to join me. Now, I'm ready to believe there's more power here together.

This book makes the case that Trump’s election would not have been possible without 9/11 and the subsequent military interventions conceived by the national security state. Further, I argue that if the CIA had not spent over a billion dollars arming Islamist militants in Afghanistan against the Soviet Union during the height of the Cold War, empowering jihadist godfathers like Ayman al-Zawahiri and Osama bin Laden in the process, the 9/11 attacks would have almost certainly not taken place. And if the Twin Towers were still standing today, it is not hard to imagine an alternate political universe in which a demagogue like Trump was still relegated to real estate and reality TV.

To be sure, the cost of managing capital and of “formal” financial intermediation (that is, the investment advice and portfolio management services provided by a bank or official financial institution or real estate agency or managing partner) is obviously taken into account and deducted from the income on capital in calculating the average rate of return (as presented here). But this is not the case with “informal” financial intermediation: every investor spends time—in some cases a lot of time—managing his own portfolio and affairs and determining which investments are likely to be the most profitable. This effort can in certain cases be compared to genuine entrepreneurial labor or to a form of business activity.

The same thing, notes Brynjolfsson, happened 120 years ago, in the Second Industrial Revolution, when electrification—the supernova of its day—was introduced. Old factories did not just have to be electrified to achieve the productivity boosts; they had to be redesigned, along with all business processes. It took thirty years for one generation of managers and workers to retire and for a new generation to emerge to get the full productivity benefits of that new power source. A December 2015 study by the McKinsey Global Institute on American industry found a “considerable gap between the most digitized sectors and the rest of the economy over time and [found] that despite a massive rush of adoption, most sectors have barely closed that gap over the past decade … Because the less digitized sectors are some of the largest in terms of GDP contribution and employment, we [found] that the US economy as a whole is only reaching 18 percent of its digital potential … The United States will need to adapt its institutions and training pathways to help workers acquire relevant skills and navigate this period of transition and churn.” The supernova is a new power source, and it will take some time for society to reconfigure itself to absorb its full potential. As that happens, I believe that Brynjolfsson will be proved right and we will start to see the benefits—a broad range of new discoveries around health, learning, urban planning, transportation, innovation, and commerce—that will drive growth. That debate is for economists, though, and beyond the scope of this book, but I will be eager to see how it plays out. What is absolutely clear right now is that while the supernova may not have made our economies measurably more productive yet, it is clearly making all forms of technology, and therefore individuals, companies, ideas, machines, and groups, more powerful—more able to shape the world around them in unprecedented ways with less effort than ever before. If you want to be a maker, a starter-upper, an inventor, or an innovator, this is your time. By leveraging the supernova you can do so much more now with so little. As Tom Goodwin, senior vice president of strategy and innovation at Havas Media, observed in a March 3, 2015, essay on TechCrunch.com: “Uber, the world’s largest taxi company, owns no vehicles. Facebook, the world’s most popular media owner, creates no content. Alibaba, the most valuable retailer, has no inventory. And Airbnb, the world’s largest accommodation provider, owns no real estate. Something interesting is happening.

You sent for me to lick me into shape, sir, because you couldn't stomach the thought that a regular rum 'un would step into your shoes, if naught was done to teach him how to support the character of a gentleman. Well, it may be that i'm not quite such a JackPudding as I let you think. I own, it was a ramshackle thing to do, but when I saw how there wasn't one amongst you that didn't believe I'd been reared in a hovel, I could no more resist trying how much I could make you swallow than I could stop drawing breath! But by what road you thought I came by a commission in such a regiment as mine, if I'd been an unlettered rustic, the lord only know! I was no more bookish than Richmond, but I got my schooling at Harrow, sir! However, when it comes to the management of large estates, I'm no better than a raw recruit - and that's what I'm hoping you mean to teach me.

An estate manager doesn't usually have to work alongside the tenants, does he?" she managed to ask. "He does if he wants to talk to them. These men and their wives don't have time to set aside their labors for a leisurely cup of tea at midmorning. But they're willing to have a conversation while I help repair a broken fence or take part in brickmaking. It's easier for them to trust a man with a bit of sweat on his brow and calluses on his hands. Work is a kind of language- we understand each other better afterward." Phoebe listened carefully, perceiving that not only did he respect the estate tenants, he sincerely liked them. He was so very different from what she'd expected. No matter what he had once been, the cruel and unhappy boy seemed to have made himself into someone capable of empathy and understanding. Not a brute. Not a bad man at all. Henry, she thought ruefully, our enemy is turning out to be awfully difficult to hate.

While he digs he is free to let his mind wander, and he dreams his kingdom of pear trees in the orchard across to his left, growing skywards, gnarling, putting forth fat green soft fruits with ease each year. The trees that already grow in the orchards he loves almost as women in his life; the Catherine pear, the Chesil or pear Nouglas, the great Kentish pear, the Ruddick, the Red Garnet, the Norwich, the Windsor, the little green pear ripe at Kingsdon Feast; all thriving where they were planted in his father's ground at Lytes Cary before the management of the estate became his own responsibility as the eldest son. So much has happened these last six years since his father handed over and left for his house in Sherborne: there have been births and deaths - Anys herself was taken from him only last year. But the pear trees live on, reliably flowering and yielding variable quantities as an annual crop that defines the estate, and he has plans to add more.

You needn't instruct me to think about my children's welfare," Phoebe said quietly. "I've always put them first, and always will. As for me being a child... I'm afraid I'm not nearly enough like one." A faint smile touched her lips. "Children are optimistic. They have a natural sense of adventure. To them, the world has no limitations, only possibilities. Henry was always a bit childlike in that way- he never became disenchanted with life. That was what I loved most about him." "If you loved Henry, you will honor his wishes. He wanted Edward to have charge of his family and estate." "Henry wanted to make sure our future would be in capable hands. But it already is." "Yes. Edward's." "No, mine. I'll learn everything I need to know about managing this estate. I'll hire people to help me if necessary. I'll have this place thriving. I don't need a husband to do it for me. If I marry again, it will be to a man of my choosing, in my own time. I can't promise it will be Edward. I've changed during the past two years, but so far, he doesn't see me for who I am, only who I was. For that matter, he doesn't see how the world has changed- he ignores the realities he doesn't like. How can I trust him with our future?" Georgiana regarded her bitterly. "Edward is not the one who is ignoring reality. How can you imagine yourself capable of running this estate?" "Why wouldn't I be?" "Women aren't capable of leadership. Our intelligence is no less than men's, but it is shaped for the purpose of motherhood. We're clever enough to operate the sewing machine, but not to have invented it. If you asked the opinions of a thousand people whether they would trust you or Edward to make decisions for the estate, whom do you think they would choose?" "I'm not going to ask a thousand people for their opinions," Phoebe said evenly. "Only one opinion is required, and it happens to be mine." She went to the doorway and paused, unable to resist adding, "That's leadership." And she left the dowager fuming in silence.

What is a “pyramid?” I grew up in real estate my entire life. My father built one of the largest real estate brokerage companies on the East Coast in the 1970s, before selling it to Merrill Lynch. When my brother and I graduated from college, we both joined him in building a new real estate company. I went into sales and into opening a few offices, while my older brother went into management of the company. In sales, I was able to create a six-figure income. I worked 60+ hours a week in such pursuit. My brother worked hard too, but not in the same fashion. He focused on opening offices and recruiting others to become agents to sell houses for him. My brother never listed and sold a single house in his career, yet he out-earned me 10-to-1. He made millions because he earned a cut of every commission from all the houses his 1,000+ agents sold. He worked smarter, while I worked harder. I guess he was at the top of the “pyramid.” Is this legal? Should he be allowed to earn more than any of the agents who worked so hard selling homes? I imagine everyone will agree that being a real estate broker is totally legal. Those who are smart, willing to take the financial risk of overhead, and up for the challenge of recruiting good agents, are the ones who get to live a life benefitting from leveraged Income. So how is Network Marketing any different? I submit to you that I found it to be a step better. One day, a friend shared with me how he was earning the same income I was, but that he was doing so from home without the overhead, employees, insurance, stress, and being subject to market conditions. He was doing so in a network marketing business. At first I refuted him by denouncements that he was in a pyramid scheme. He asked me to explain why. I shared that he was earning money off the backs of others he recruited into his downline, not from his own efforts. He replied, “Do you mean like your family earns money off the backs of the real estate agents in your company?” I froze, and anyone who knows me knows how quick-witted I normally am. Then he said, “Who is working smarter, you or your dad and brother?” Now I was mad. Not at him, but at myself. That was my light bulb moment. I had been closed-minded and it was costing me. That was the birth of my enlightenment, and I began to enter and study this network marketing profession. Let me explain why I found it to be a step better. My research led me to learn why this business model made so much sense for a company that wanted a cost-effective way to bring a product to market. Instead of spending millions in traditional media ad buys, which has a declining effectiveness, companies are opting to employ the network marketing model. In doing so, the company only incurs marketing cost if and when a sale is made. They get an army of word-of-mouth salespeople using the most effective way of influencing buying decisions, who only get paid for performance. No salaries, only commissions. But what is also employed is a high sense of motivation, wherein these salespeople can be building a business of their own and not just be salespeople. If they choose to recruit others and teach them how to sell the product or service, they can earn override income just like the broker in a real estate company does. So now they see life through a different lens, as a business owner waking up each day excited about the future they are building for themselves. They are not salespeople; they are business owners.

In 1872, Lubbock learned from a rector in rural Wiltshire that a big chunk of Avebury, an ancient circle of stones considerably larger than Stonehenge (though not so picturesquely composed), was about to be cleared away for new housing. Lubbock bought the threatened land, along with two other ancient monuments nearby, West Kennett Long Barrow and Silbury Hill (an enormous manmade mound—the largest in Europe), but clearly he couldn’t protect every worthy thing that grew threatened, so he began to press for legislation to safeguard historic treasures. Realizing this ambition was not nearly as straightforward as common sense would suggest it ought to be, because the ruling Tories under Benjamin Disraeli saw it as an egregious assault on property rights. The idea of giving a government functionary the right to come onto the land of a person of superior caste and start telling him how to manage his estate was preposterous—outrageous. Lubbock persevered, however, and in 1882, under the new Liberal government of William Ewart Gladstone, he managed to push through Parliament the Ancient Monuments Protection Act—a landmark piece of legislation if ever there was one. Because

Behind her, Annabelle heard Daisy say to Lillian accusingly, “I thought you said that no one ever comes to this meadow!” “That’s what I was told,” Lillian replied, her voice muffled as she stepped into the circle of her gown and bent to jerk it upward. The earl, who had been mute until that point, spoke with his gaze trained studiously on the distant scenery. “Your information was correct, Miss Bowman,” he said in a controlled manner. “This field is usually unfrequented.” “Well, then, why are you here?” Lillian demanded accusingly, as if she, and not Westcliff, was the owner of the estate. The question caused the earl’s head to whip around. He gave the American girl an incredulous glance before he dragged his gaze away once more. “Our presence here is purely coincidental,” he said coldly. “I wished to have a look at the northwest section of my estate today.” He gave the word my a subtle but distinct emphasis. “While Mr. Hunt and I were traveling along the lane, we heard your screaming. We thought it best to investigate, and came with the intention of rendering aid, if necessary. Little did I realize that you would be using this field for…for…” “Rounders-in-knickers,” Lillian supplied helpfully, sliding her arms into her sleeves. The earl seemed incapable of repeating the ridiculous phrase. He turned his horse away and spoke curtly over his shoulder. “I plan to develop a case of amnesia within the next five minutes. Before I do so, I would suggest that you refrain from any future activities involving nudity outdoors, as the next passersby who discover you may not prove to be as indifferent as Mr. Hunt and I.” Despite Annabelle’s mortification, she had to repress a skeptical snort at the earl’s claim of indifference on Hunt’s behalf, not to mention his own. Hunt had certainly managed to get quite an eyeful of her. And though Westcliff’s scrutiny had been far more subtle, it had not escaped her that he had stolen a quick but thorough glance at Lillian before he had veered his horse away. However, in light of her current state of undress, it was hardly the time to deflate Westcliff’s holier-than-thou demeanor. “Thank you, my lord,” Annabelle said with a calmness that pleased her immensely. “And now, having dispensed such excellent advice, I would ask that you allow us some privacy to restore ourselves.” “With pleasure,” Westcliff growled.

When I started in real estate, despite high ambition, I was constrained by the same 24 hours as everyone else. My early success came from a grueling schedule, long hours, and the high price of near burn-out. In self-defense, I devised a system that featured direct marketing in place of traditional prospecting plus a highly effective team, with all the non-rainmaker tasks delegated to them. This took me to the top of the profession, twice #1 in RE/MAX worldwide in commissions earned, and 15 years as one of the top agents—working less hours than most. While an active agent, I consistently sold over 500 homes a year, even while starting and developing a second business, training and coaching more millionaire agents than any other coach. Without the inspiration of Dan Kennedy’s direct marketing methods and his extraordinary, extreme time-management philosophy, these achievements simply would not have been possible. LEVERAGING yourself, by media in place of manual labor, and with other people is very intimidating to most real estate agents and to most small businesspeople. It frankly is not easy to get right, but it is the quantum leap that uniquely and simultaneously lifts income and supports a great lifestyle. —CRAIG PROCTOR, CRAIGPROCTOR.COM

The Gospels were written in such temporal and geographical proximity to the events they record that it would have been almost impossible to fabricate events. Anyone who cared to could have checked out the accuracy of what they reported. The fact that the disciples were able to proclaim the resurrection in Jerusalem in the face of their enemies a few weeks after the crucifixion shows that what they proclaimed was true, for they could never have proclaimed the resurrection under such circumstances had it not occurred. The Gospels could not have been corrupted without a great outcry on the part of orthodox Christians. Against the idea that there could have been a deliberate falsifying of the text, no one could have corrupted all the manuscripts. Moreover, there is no precise time when the falsification could have occurred, since, as we have seen, the New Testament books are cited by the church fathers in regular and close succession. The text could not have been falsified before all external testimony, since then the apostles were still alive and could repudiate any such tampering with the Gospels. The miracles of Jesus were witnessed by hundreds of people, friends and enemies alike; that the apostles had the ability to testify accurately to what they saw; that the apostles were of such doubtless honesty and sincerity as to place them above suspicion of fraud; that the apostles, though of low estate, nevertheless had comfort and life itself to lose in proclaiming the gospel; and that the events to which they testified took place in the civilized part of the world under the Roman Empire, in Jerusalem, the capital city of the Jewish nation. Thus, there is no reason to doubt the apostles’ testimony concerning the miracles and resurrection of Jesus. It would have been impossible for so many to conspire together to perpetrate such a hoax. And what was there to gain by lying? They could expect neither honor, nor wealth, nor worldly profit, nor fame, nor even the successful propagation of their doctrine. Moreover, they had been raised in a religion that was vastly different from the one they preached. Especially foreign to them was the idea of the death and resurrection of the Jewish Messiah. This militates against their concocting this idea. The Jewish laws against deceit and false testimony were very severe, which fact would act as a deterrent to fraud. Suppose that no resurrection or miracles occurred: how then could a dozen men, poor, coarse, and apprehensive, turn the world upside down? If Jesus did not rise from the dead, declares Ditton, then either we must believe that a small, unlearned band of deceivers overcame the powers of the world and preached an incredible doctrine over the face of the whole earth, which in turn received this fiction as the sacred truth of God; or else, if they were not deceivers, but enthusiasts, we must believe that these extremists, carried along by the impetus of extravagant fancy, managed to spread a falsity that not only common folk, but statesmen and philosophers as well, embraced as the sober truth. Because such a scenario is simply unbelievable, the message of the apostles, which gave birth to Christianity, must be true. Belief in Jesus’ resurrection flourished in the very city where Jesus had been publicly crucified. If the people of Jerusalem thought that Jesus’ body was in the tomb, few would have been prepared to believe such nonsense as that Jesus had been raised from the dead. And, even if they had so believed, the Jewish authorities would have exposed the whole affair simply by pointing to Jesus’ tomb or perhaps even exhuming the body as decisive proof that Jesus had not been raised. Three great, independently established facts—the empty tomb, the resurrection appearances, and the origin of the Christian faith—all point to the same marvelous conclusion: that God raised Jesus from the dead.

A reply dated 13 May finally arrived from the town clerk. Mr Mottershead could open the zoo subject to: 1) the type of animals being limited to those already described in previous correspondence; 2) the estate should not be used as an amusement park, racing track or public dance hall; and 3) no animals were to be kept within a distance of a hundred feet from the existing road. This necessitated the purchase of an additional strip of land between the road and the estate, which would have to be securely enclosed, but which couldn't be used for animals. (First it was used as a children's playground and later became a self-service cafe.) Somehow my dad managed to get a further mortgage of £350 to pay for the land and fencing. Of all the conditions, the most damaging in the long term was the last: the zoo was allowed 'no advertisement, sign or noticeboard which can be seen from the road above-mentioned'. Only a small sign at the entrance to the estate would be permitted, which meant the lodge, which was a good twenty-five yards from the road was completely invisible to any passing car. This would remain a problem for a very long time. For many years, the night before bank holidays, Dad and his friends would have to go out and hang temporary posters under the official road signs on the Chester bypass. The police turned a blind eye as long as they were taken down shortly afterwards.

Mr. Ravenel, if you are to spend a fortnight here, you will conduct yourself like a gentleman, or I will have you forcibly taken to Alton and tossed onto the first railway car that stops at the station.” West blinked and looked at her, clearly wondering if she was serious. “Those girls are the most important thing in the world to me,” Kathleen said. “I will not allow them to be harmed.” “I have no intention of harming anyone,” West said, offended. “I’m here at the earl’s behest to talk to a set of clodhoppers about their turnip planting. As soon as that’s concluded, I can promise you that I’ll return to London with all possible haste.” Clodhoppers? Kathleen drew in a sharp breath, thinking of the tenant families and the way they worked and persevered and endured the hardships of farming…all to put food on the table of men such as this, who looked down his nose at them. “The families who live here,” she managed to say, “are worthy of your respect. Generations of tenant farmers built this estate--and precious little reward they’ve received in return. Go into their cottages, and see the conditions in which they live, and contrast it with your own circumstances. And then perhaps you might ask yourself if you’re worthy of their respect.” “Good God,” West muttered, “my brother was right. You do have the temperament of a baited badger.” They exchanged glances of mutual loathing and walked away from each other.

But if her idiot suitors were staying at Halstead Hall with her, then by thunder, he'd be here, too. They wouldn't take advantage of her on his watch. "We're agreed that you won't do any of that foolish nonsense you mentioned, like spying on them, right?" "Of course not. That's what I have you for." Her private lackey to jump at her commands. He was already regretting this. "Surely the gentlemen will accept the invitation," she went on, blithely ignoring his disgruntlement. "It's hunting season, and the estate has some excellent coveys." "I wouldn't know." She cast him an easy smile. "Because you generally hunt men, not grouse. And apparently you do it very well." A compliment? From her "No need to flatter me, my lady," he said dryly. "I've already agreed to your scheme." Her smile vanished. "Really, Mr. Pinter, sometimes you can be so..." "Honest?" he prodded. "Irritating." She tipped up her chin. "It will be easier to work together if you're not always so prickly." He felt more than prickly, and for the most foolish reasons imaginable. Because he didn't like her trawling for suitors. Or using him to do it. And because he hated her "lady of the manor" role. It reminded him too forcibly of the difference in their stations. "I am who I am, madam," he bit out, as much a reminder for himself as for her. "You knew what you were purchasing when you set out to do this." She frowned. "Must you make it sound so sordid?" He stepped as close as he dared. "You want me to gather information you can use in playing a false role to catch s husband. I am not the one making it sordid." "Tell me, sir, will I have to endure your moralizing at every turn?" she said in a voice dripping with sugar. "Because I'd happily pay extra to have you keep your opinions to yourself." "There isn't enough money in all the world for that." Her eyes blazed up at him. Good. He much preferred her in a temper. At least then she was herself, not putting on some show. She seemed to catch herself, pasting an utterly false smile to her lips. "I see. Well then, can you manage to be civil for the house party? It does me no good to bring suitors here if you'll be skulking about, making them uncomfortable." He tamped down the urge to provoke her further. If he did she'd strike off on her own, and that would be disastrous. "I shall try to keep my 'skulking' to a minimum." "Thank you." She thrust out her hand. "Shall we shake on it?" The minute his fingers closed about hers, he wished he'd refused. Because having her soft hand in his roused everything he'd been trying to suppress during this interview. He couldn't seem to let go. For such a small-boned female, she had a surprisingly firm grip. Her hand was like her-fragility and strength all wrapped in beauty. He had a mad impulse to lift it to his lips and press a kiss to her creamy skin. But he was no Lancelot to her Guinevere. Only in legend did lowly knights dare to court queens. Releasing her hand before he could do something stupid, he sketched a bow. "Good day, my lady. I'll begin my investigation at once and report to you as soon as I learn something." He left her standing there, a goddess surrounded by the aging glories of an aristocrat's mansion. God save him-this had to be the worst mission he'd ever undertaken, one he was sure to regret.

As for the Economy, this new embodiment as I called it of Fate or the Gods, this global power that governs the lives of Chinese workers in village factories, Brazilian miners, children working cocoa plantations in West Africa, sex workers in Mumbai, real estate salesmen in Connecticut, sheep-farmers in Scotland or on the Darling Downs, disembodied voices in call centres in Bangalore, workers in the hospitality industry in Cancun or Venice or Fiji, keeping them fatefully interconnected, in its mysterious way, by laws that do exist, the experts assure us, though they cannot agree on what they are- it is too impersonal, too implacable for us to live comfortably with, or even to catch hold of and defy. When we were in the hands of the Gods, we had stories that made these distant beings human and brought them close. They got angry, they took our part or turned violently against us. They fell in love with us and behaved badly. They had their own problems and fought with one another, and like us were sometimes foolish. But their interest in us was personal. They watched over us and were concerned though in moments of willfulness or boredom they might also torment us as “wanton boys” do flies. We had our ways of obtaining their help as intermediaries. We could deal with them. The Economy is impersonal. It lacks manageable dimensions. We have discovered no mythology to account for its moods. Our only source of information about it, the Media and their swarm of commentators, bring us “reports,” but these do not help: a possible breakdown in the system, a new crisis, the descent of Greece, or Ireland or Portugal, like Jove’s eagle, of the IMF. We are kept in a state of permanent low-level anxiety broken only by outbreaks of alarm.

History favors the bold. Compensation favors the meek. As a Fortune 500 company CEO, you’re better off taking the path often traveled and staying the course. Big companies may have more assets to innovate with, but they rarely take big risks or innovate at the cost of cannibalizing a current business. Neither would they chance alienating suppliers or investors. They play not to lose, and shareholders reward them for it—until those shareholders walk and buy Amazon stock. Most boards ask management: “How can we build the greatest advantage for the least amount of capital/investment?” Amazon reverses the question: “What can we do that gives us an advantage that’s hugely expensive, and that no one else can afford?” Why? Because Amazon has access to capital with lower return expectations than peers. Reducing shipping times from two days to one day? That will require billions. Amazon will have to build smart warehouses near cities, where real estate and labor are expensive. By any conventional measure, it would be a huge investment for a marginal return. But for Amazon, it’s all kinds of perfect. Why? Because Macy’s, Sears, and Walmart can’t afford to spend billions getting the delivery times of their relatively small online businesses down from two days to one. Consumers love it, and competitors stand flaccid on the sidelines. In 2015, Amazon spent $7 billion on shipping fees, a net shipping loss of $5 billion, and overall profits of $2.4 billion. Crazy, no? No. Amazon is going underwater with the world’s largest oxygen tank, forcing other retailers to follow it, match its prices, and deal with changed customer delivery expectations. The difference is other retailers have just the air in their lungs and are drowning. Amazon will surface and have the ocean of retail largely to itself.

But I am pondering over the skill with which you have presented the whole argument in support of your proposition, Ischomachus. For you stated that husbandry is the easiest of all arts to learn, and after hearing all that you have said, I am quite convinced that this is so. Of course it is, cried Ischomachus; but I grant you, Socrates, that in respect of aptitude for command, which is common to all forms of business alike—agriculture, politics, estate-management, warfare—in that respect the intelligence shown by different classes of men varies greatly. [...]Just as a love of work may spring up in the mind of a private soldier here and there, so a whole army under the influence of a good leader is inspired with love of work and ambition to distinguish itself under the commander’s eye. Let this be the feeling of the rank and file for their commander; and I tell you, he is the strong leader, he, and not the sturdiest soldier, not the best with bow and javelin, not the man who rides the best horse and is foremost in facing danger, not the ideal of knight or targeteer, but he who can make his soldiers feel that they are bound to follow him through fire and in any adventure. [...]And this, in my judgment, is the greatest thing in every operation that makes any demand on the labour of men, and therefore in agriculture. Mind you, I do not go so far as to say that this can be learnt at sight or at a single hearing. On the contrary, to acquire these powers a man needs education; he must be possessed of great natural gifts; above all, he must be a genius. For I reckon this gift is not altogether human, but divine—this power to win willing obedience: it is manifestly a gift of the gods to the true votaries of prudence. Despotic rule over unwilling subjects they give, I fancy, to those whom they judge worthy to live the life of Tantalus, of whom it is said that in hell he spends eternity, dreading a second death.

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How is money created? An example: You buy a house or take out a mortgage on the excess value of your property. You want 200,000 Dollars. The following happens. The bank’s computer adds these virtual numbers - because that is what they are - to your bank account, and then you have to bleed for the next 30 years, WITH INTEREST. The bank attached a fictional number to your name and for 30 years you need to work to pay the money back. The bank didn’t build your house, nor did it pay for the materials. That was done by people like you and me. They too have to pay, because they also have a mortgage. And when you die, your kids will have to pay taxes on your estate. Often, they have to take out a mortgage of their own to do so[74]. Another example of how banks create money out of nothing: You go to the bank to lend 1,000 Dollars. One year later, you have to pay 1,100 Dollars back, including interest. The additional 100 Dollars come from fellow citizens, for instance in the form of wages or profit sharing. In other words, the extra 100 Dollars come from society. This can only happen when the total amount of money in circulation increases. That increase – inflation – is created when the bank creates more money. In other words: “Interest payments are a direct way to create money.” All the money that exists comes from the bank. This remarkable phenomenon has been described as follows by Mr. Robert Hemphill, Credit Manager of the Federal Reserve Bank in Atlanta: “If all the bank loans were paid, there would not be a dollar in circulation. This is a staggering thought. We are completely dependent on the commercial banks. Someone has to borrow every dollar we have in circulation, cash, or credit. If the banks create ample synthetic money we are prosperous; if not, we starve. We are absolutely without a permanent money system. When one gets a complete grasp of the picture, the tragic absurdity of our hopeless situation is almost incredible - but there it is.”[75]

Very well-why don't you make your case?" And perhaps if she listened and closely observed, she might get some hint of what, beneath the words, behind his so often impassive mask, was really going on inside him. "Your case beyond the obvious social imperatives, that is." "Difficult given my case is based on the obvious social imperatives." "Nevertheless, you might at least try to find a broader foundation." From the corner of her eye, she saw him look up as if imploring divine aid-or perhaps more prosaically asking why me?-and had to hide a smile. Eventually he lowered his head and leveled his hazel gaze at her. "All right-let's try for a broader perspective. You're a Cynster, well bred, well connected, well dowered, and more than passably attractive." She inclined her head. "Thank you, kind sir." "Don't thank me yet. You're also opinionated, willful to a fault, argumentative, and at times irrationally stubborn. Be that as it may, for some reason I don't comprehend, we managed to run along reasonably well through the last week or so, when we had a common goal. I take that as an indication that, were we to marry and jointly take on the common goal of managing my father's estate, the estate that will in time be ours, we would again find ourselves on common ground, enough at least to make a marriage work." He'd surprised her. Leaning back, she looked at him. He'd angled his shoulders into the curve of the wall, stretching one arm along the upper edge, long legs stretched out so that his boots brushed her hems. At ease, relaxed and debonair, he appeared the epitome of the sophisticated London rake, which, of course, he was. He was also an enigma. At some point during their hike through the mountains, she'd realized that no matter what he allowed her to see, there was something different, something even more attractive, beneath his polished veneer. "You'd share the responsibilities of running the estate?" She hasn't expected him to speak of such matters. "If you wished to involve yourself with it.

A winnowing fan was droning away in one of the barns and dust poured out of the open door. On the threshold stood the master himself, Alyokhin, a man of about forty, tall, stout, with long hair, and he looked more like a professor or an artist than a landowner. He wore a white shirt that hadn't been washed for a very long time, and it was tied round with a piece of rope as a belt. Instead of trousers he was wearing underpants; mud and straw clung to his boots. His nose and eyes were black with dust. He immediately recognised Ivan Ivanych and Burkin, and was clearly delighted to see them. 'Please come into the house, gentlemen,' he said, smiling, 'I'll be with you in a jiffy.' It was a large house, with two storeys. Alyokhin lived on the ground floor in the two rooms with vaulted ceilings and small windows where his estate managers used to live. They were simply furnished and smelled of rye bread, cheap vodka and harness. He seldom used the main rooms upstairs, reserving them for guests. Ivan Ivanych and Burkin were welcomed by the maid, who was such a beautiful young woman that they both stopped and stared at each other. 'You can't imagine how glad I am to see you, gentlemen,' Alyokhin said as he followed them into the hall. 'A real surprise!' Then he turned to the maid and said, 'Pelageya, bring some dry clothes for the gentlemen. I suppose I'd better change too. But I must have a wash first, or you'll think I haven't had one since spring. Would you like to come to the bathing-hut while they get things ready in the house?' The beautiful Pelageya, who had such a dainty look and a gentle face, brought soap and towels, and Alyokhin went off with his guests to the bathing-hut. 'Yes, it's ages since I had a good wash,' he said as he undressed. 'As you can see, it's a nice hut. My father built it, but I never find time these days for a swim.' He sat on one of the steps and smothered his long hair and neck with soap; the water turned brown. 'Yes, I must confess...' Ivan Ivanych murmered, with a meaningful look at his head. 'Haven't had a wash for ages,' Alyokhin repeated in his embarrassment and soaped himself again; the water turned a dark inky blue.

Two nights after the Chaworth ball, Gabriel practiced at the billiards table in the private apartments above Jenner's. The luxurious rooms, which had once been occupied by his parents in the earlier days of their marriage, were now reserved for the convenience of the Challon family. Raphael, one of his younger brothers, usually lived at the club, but at the moment was on an overseas trip to America. He'd gone to source and purchase a large quantity of dressed pine timber on behalf of a Challon-owned railway construction company. American pine, for its toughness and elasticity, was used as transom ties for railways, and it was in high demand now that native British timber was in scarce supply. The club wasn't the same without Raphael's carefree presence, but spending time alone here was better than the well-ordered quietness of his terrace at Queen's Gate. Gabriel relished the comfortably masculine atmosphere, spiced with scents of expensive liquor, pipe smoke, oiled Morocco leather upholstery, and the acrid pungency of green baize cloth. The fragrance never failed to remind him of the occasions in his youth when he had accompanied his father to the club. For years, the duke had gone almost weekly to Jenner's to meet with managers and look over the account ledgers. His wife Evie had inherited it from her father, Ivo Jenner, a former professional boxer. The club was an inexhaustible financial engine, its vast profits having enabled the duke to improve his agricultural estates and properties, and accumulate a sprawling empire of investments. Gaming was against the law, of course, but half of Parliament were members of Jenner's, which had made it virtually exempt from prosecution. Visiting Jenner's with his father had been exciting for a sheltered boy. There had always been new things to see and learn, and the men Gabriel had encountered were very different from the respectable servants and tenants on the estate. The patrons and staff at the club had used coarse language and told bawdy jokes, and taught him card tricks and flourishes. Sometimes Gabriel had perched on a tall stool at a circular hazard table to watch high-stakes play, with his father's arm draped casually across his shoulders. Tucked safely against the duke's side, Gabriel had seen men win or lose entire fortunes in a single night, all on the tumble of dice.

Sometimes, as in the case of the copper companies, the nationalizations were achieved through legislation that won overwhelming support. (By now, no one in Chile loved the American companies; even the head of Chile’s Roman Catholic bishops declared that nationalization was right and just.) At other times the methods skirted or even overstepped the bounds of legality. The government would simply approve the seizures of farms and factories, one of those “loopholes” Allende was relying on. Perhaps the most important—and pernicious—method was by squeezing the companies economically, as he tried to do with El Mercurio. The government had the authority to approve price hikes and wage increases. Companies that were targets for takeovers were prohibited from raising their prices but were forced to raise their workers’ pay. Moreover, as the government extended its control of the banks, credit for distressed companies dried up. Forced bankruptcies were a favorite tool of Allende’s Socialists. And who was there to run these companies once they were taken over? Ambassador Davis reports: “Government-appointed managers were usually named on the basis of a political patronage system that would have put Tammany Hall to shame.” Many formerly profitable companies were soon incurring heavy losses. In the countryside, where peasants—often illiterate—were seizing control of the estates, there was resistance even to the simplest methods of accounting and cost calculation. As Allende told Debray, “We shall have real power when copper and steel are under our control, when saltpeter is genuinely under our control, when we have put far-reaching land reform measures into effect, when we control imports and exports through the state, when we have collectivized a major portion of our national production.” But it wasn’t just the economy that Allende was trying to control. He was also taking steps to centralize the government and restrict political freedom. He saw his most important political reform as replacing the bicameral legislature with a single chamber in order to strengthen the presidency and weaken congress’s ability to block his objectives. It would also have the power to override judicial decisions. He called the proposed new body the “People’s Assembly,” but he never gained sufficient support from the “people” to call a plebiscite on the question.

In 1853, Haussmann began the incredible transformation of Paris, reconfiguring the city into 20 manageable arrondissements, all linked with grand, gas-lit boulevards and new arteries of running water to feed large public parks and beautiful gardens influenced greatly by London’s Kew Gardens. In every quarter, the indefatigable prefect, in concert with engineer Jean-Charles Alphand, refurbished neglected estates such as Parc Monceau and the Jardin du Luxembourg, and transformed royal hunting enclaves into new parks such as enormous Bois de Boulogne and Bois de Vincennes. They added romantic Parc des Buttes Chaumont and Parc Montsouris in areas that were formerly inhospitable quarries, as well as dozens of smaller neighborhood gardens that Alphand described as "green and flowering salons." Thanks to hothouses that sprang up in Paris, inspired by England’s prefabricated cast iron and glass factory buildings and huge exhibition halls such as the Crystal Palace, exotic blooms became readily available for small Parisian gardens. For example, nineteenth-century metal and glass conservatories added by Charles Rohault de Fleury to the Jardin des Plantes, Louis XIII’s 1626 royal botanical garden for medicinal plants, provided ideal conditions for orchids, tulips, and other plant species from around the globe. Other steel structures, such as Victor Baltard’s 12 metal and glass market stalls at Les Halles in the 1850s, also heralded the coming of Paris’s most enduring symbol, Gustave Eiffel’s 1889 Universal Exposition tower, and the installation of steel viaducts for trains to all parts of France. Word of this new Paris brought about emulative City Beautiful movements in most European capitals, and in the United States, Bois de Boulogne and Parc des Buttes Chaumont became models for Frederick Law Olmsted’s Central Park in New York. Meanwhile, for Parisians fascinated by the lakes, cascades, grottoes, lawns, flowerbeds, and trees that transformed their city from just another ancient capital into a lyrical, magical garden city, the new Paris became a textbook for cross-pollinating garden ideas at any scale. Royal gardens and exotic public pleasure grounds of the Second Empire became springboards for gardens such as Bernard Tschumi’s vast, conceptual Parc de La Villette, with its modern follies, and “wild” jardins en mouvement at the Fondation Cartier and the Musée du Quai Branly. In turn, allées of trees in some classic formal gardens were allowed to grow freely or were interleaved with wildflower meadows and wild grasses for their unsung beauty. Private gardens hidden behind hôtel particulier walls, gardens in spacious suburbs, city courtyards, and minuscule rooftop terraces, became expressions of old and very new gardens that synthesized nature, art, and outdoors living.

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Anna Chapman was born Anna Vasil’yevna Kushchyenko, in Volgograd, formally Stalingrad, Russia, an important Russian industrial city. During the Battle of Stalingrad in World War II, the city became famous for its resistance against the German Army. As a matter of personal history, I had an uncle, by marriage that was killed in this battle. Many historians consider the battle of Stalingrad the largest and bloodiest battle in the history of warfare. Anna earned her master's degree in economics in Moscow. Her father at the time was employed by the Soviet embassy in Nairobi, Kenya, where he allegedly was a senior KGB agent. After her marriage to Alex Chapman, Anna became a British subject and held a British passport. For a time Alex and Anna lived in London where among other places, she worked for Barclays Bank. In 2009 Anna Chapman left her husband and London, and moved to New York City, living at 20 Exchange Place, in the Wall Street area of downtown Manhattan. In 2009, after a slow start, she enlarged her real-estate business, having as many as 50 employees. Chapman, using her real name worked in the Russian “Illegals Program,” a group of sleeper agents, when an undercover FBI agent, in a New York coffee shop, offered to get her a fake passport, which she accepted. On her father’s advice she handed the passport over to the NYPD, however it still led to her arrest. Ten Russian agents including Anna Chapman were arrested, after having been observed for years, on charges which included money laundering and suspicion of spying for Russia. This led to the largest prisoner swap between the United States and Russia since 1986. On July 8, 2010 the swap was completed at the Vienna International Airport. Five days later the British Home Office revoked Anna’s citizenship preventing her return to England. In December of 2010 Anna Chapman reappeared when she was appointed to the public council of the Young Guard of United Russia, where she was involved in the education of young people. The following month Chapman began hosting a weekly TV show in Russia called Secrets of the World and in June of 2011 she was appointed as editor of Venture Business News magazine. In 2012, the FBI released information that Anna Chapman attempted to snare a senior member of President Barack Obama's cabinet, in what was termed a “Honey Trap.” After the 2008 financial meltdown, sources suggest that Anna may have targeted the dapper Peter Orzag, who was divorced in 2006 and served as Special Assistant to the President, for Economic Policy. Between 2007 and 2010 he was involved in the drafting of the federal budget for the Obama Administration and may have been an appealing target to the FSB, the Russian Intelligence Agency. During Orzag’s time as a federal employee, he frequently came to New York City, where associating with Anna could have been a natural fit, considering her financial and economics background. Coincidently, Orzag resigned from his federal position the same month that Chapman was arrested. Following this, Orzag took a job at Citigroup as Vice President of Global Banking. In 2009, he fathered a child with his former girlfriend, Claire Milonas, the daughter of Greek shipping executive, Spiros Milonas, chairman and President of Ionian Management Inc. In September of 2010, Orzag married Bianna Golodryga, the popular news and finance anchor at Yahoo and a contributor to MSNBC's Morning Joe. She also had co-anchored the weekend edition of ABC's Good Morning America. Not surprisingly Bianna was born in in Moldova, Soviet Union, and in 1980, her family moved to Houston, Texas. She graduated from the University of Texas at Austin, with a degree in Russian/East European & Eurasian studies and has a minor in economics. They have two children. Yes, she is fluent in Russian! Presently Orszag is a banker and economist, and a Vice Chairman of investment banking and Managing Director at Lazard.

could never have been accomplished without Fred’s money and influence) chipped away at the empire’s value. By the late 1980s, the Trump Organization seemed to be in the business of losing money, as Donald siphoned untold millions away from Trump Management in order to support the growing myth of himself as a real estate phenom and master dealmaker.

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But the flock of Silicon Valley unicorns had grown so large that Benioff himself had become nervous. The kind of rapid expansion that venture capital made possible wasn’t sustainable without discipline. In the middle of the decade, Benioff had issued a warning: “There’s going to be a lot of dead unicorns.” Neumann had begun pitching WeWork as a new breed of SaaS business: “space as a service.” The idea was that companies of all sizes would no longer handle their own real estate portfolios but would instead turn over the management of their physical space to WeWork, transforming the company into something like a real estate cloud—a “platform.” This was a goal shared by every ambitious start-up of the decade, no matter how specious the claim. Facebook, Uber, and Airbnb identified as platforms, as did Beyond Meat, the pea-protein burger maker (“plant-based-product platforms”); Peloton, the indoor exercise bike company (“the largest interactive fitness platform in the world”); and Casper, the mattress company (a “platform built for better sleep”). It was no longer good enough for companies to simply be what they were.

Ivanka Trump joined the show that year to promote the property, playing the role of Trump’s “adviser”—the same amorphous role she now plays in the White House. She pledged to work with that season’s winner, Sean Yazbeck, to manage it.15 But as noted in chapter 2, Trump SoHo appears in significant respects to have been a money-laundering scheme posing as a real estate property. Trump

Real estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense, paid for in full, and managed with reasonable care, it is about the safest investment in the world.

Case #6 Sandy and Bob Bob is a successful dentist in his community. In the 15 years since he established his own practice, he has established a reliable base of patients and has built a thriving business in a great location. A couple years ago, he brought his wife, Sandy, a business expert with an MBA, on board to help him oversee the business end of the dental practice. She had recently left her job at a financial services firm, and Bob knew that Sandy’s business acumen would be helpful in getting his administrative house in order. She brought on new employees, developed effective new processes, and enhanced the office’s marketing efforts. Within a few months, Sandy’s improvements had managed to make the dental practice a well-oiled machine. Now she could turn her attention to their real estate portfolio. Bob and Sandy owned three small apartment buildings around town, as well as one small commercial center that was home to a nail salon, a chiropractor’s office, a coffee house and a wine shop. Fortunately, Bob’s dental practice was a success and their investments earned a nice passive income for them. Unfortunately, because Bob earned on average $250,000 per year, the couple couldn’t use passive loss, which in their case came to about $100,000, from their investments to offset his high earned income. Eventually, they would be earning sheltered profits—when the mortgages on their properties were paid off and the rentals made pure profit, or if they were to sell a property. When those things eventually happened, they could use their losses to shelter those profits. But until that time, the losses were going unused. Sandy made an appointment with their CPA to discuss the situation and see how they might improve their tax situation. The CPA asked, “What about becoming a real estate professional?” He explained to Sandy that if she spent 750 hours per year, or about 15 hours a week, on the couple’s real estate investments, she would be considered a real estate professional by the IRS. This would enable the couple to write off 100 percent of their passive losses against Bob’s high income, which would bring his taxable income down to $100,000. This $100,000 deduction brought Bob and Sandy into a lower tax bracket, saving them roughly $31,000 in taxes. Sandy already devoted a large percentage of her time to overseeing their investments, and when she saw the tax advantages, her decision became clear: She would file the Section 469(c)(7) and become a real estate professional.

When a fund manager doesn’t have to constantly worry about having enough cash or liquid assets on hand to meet constant redemptions (as is the case with regular mutual funds), she can take a long-term view. That lets her buy alternative assets like commercial real estate, real estate debt, and shares in high-end private investment funds.

Then come the fees: virtually all interval funds charge a sales fee (or “front-end load”) when you buy shares, and those fees typically hover around 5.25 percent. So if you invested $1,000 in a real estate interval fund, you only end up buying $947.50 worth of shares (and paying a sales charge of $52.50). With most funds, you’ll also pay a redemption fee (usually around 2 percent) when you sell your shares. Interval funds also charge more in ongoing fees than managed mutual funds (and substantially more than ultra-low fee index funds). The ongoing expense ratios range from about 2.25 percent to more than 5 percent annually. So for every $1,000 you have invested, you could pay more than $50 in annual fees.

Examples of real estate mutual funds include: • Fidelity Real Estate Investment Portfolio (FRESX), a managed fund (so expect a higher expense ratio) that selects REITs with high-quality properties (mainly commercial and industrial) • Cohen & Steers Realty Shares (CSRSX), a managed fund that holds a targeted portfolio of forty to sixty commercial REITs • Vanguard Real Estate Index Fund Admiral Shares (VGSLX), a low-cost index fund that tracks a key REIT benchmark index (called the MSCI US Investable Market Real Estate 25/50 Index) • Cohen & Steers Quality Income Realty Fund (RQI), a closed-end fund that holds a variety of high-income-producing commercial REITs and real estate–related stocks

• Loads are sales charges that kick in when you buy (front-end load) or sell (back-end load) open-end mutual fund shares. • Expense ratio refers to ongoing fees for the fund, which range from 0.09 percent to more than 3 percent; lower fees are associated with index funds, higher fees with managed funds. • Minimum investment requirement for open-end funds typically ranges from $500 to $3,000 for the initial investment only. • NAV (net asset value) equals the total current value of all assets held by the fund minus any outstanding liabilities divided by the total number of outstanding shares [(assets – liabilities)/shares].

Real estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense, paid for in full, and managed with reasonable care, it is about the safest investment in the world.

Gabriel has been urging her to take a stronger hand in the management of the Clare lands—just as Mr. Ravenel advised a minute ago.” “But she doesn’t want to?” Pandora asked sympathetically. “Because farming is so boring?” West gave her a sardonic look. “How do you know if it’s boring? You’ve never done it.” “I can tell by the books you read.” Turning to Kingston, Pandora explained, “They’re all about things like scientific butter making, or pig keeping, or smut. Now, who could possibly find smut interesting?” “Not that kind of smut,” West said hastily, as he saw the duke’s brows lift. “You’re referring to the multicellular fungi that afflicts grain crops, of course,” Kingston said blandly. “There are all different kinds of smut,” Pandora said, warming to the subject. “Smut balls, loose smut, stinking smut—” “Pandora,” West interrupted in an undertone, “for the love of mercy, stop saying that word in public.” “Is it unladylike?” She heaved a sigh. “It must be. All the interesting words are.” With a rueful smile, West returned his attention to the duke. “We were talking about Lady Clare’s lack of interest in estate farming.

Many real estate investing clubs assign roles to members based on their personal background and abilities. Those responsibilities could include: • Keeping club records • Bookkeeping and taxes • Property maintenance • Tenant management • Member communications • Scheduling meetings • Representing the club at closings • Researching potential investments By keeping these jobs “in-house,” the club can direct more funds toward building its real estate portfolio or increasing equity.

• Lodging REITs (e.g., Hospitality Properties Trust [HPT]), which hold properties such as hotels, resorts, and travel centers. • Self-storage REITs (e.g., Public Storage [PSA]), which specialize in both owning self-storage facilities and renting storage spaces to customers. • Office REITs (e.g., Boston Properties [BXP]), which own, operate, and lease space in office buildings. • Industrial REITs (e.g., PS Business Parks [PSB]), which own and manage properties such as warehouses and distribution centers. • Data center REITs (e.g., Equinix [EQIX]), which own data centers, properties that store and operate data servers and other computer networking equipment. • Timberland REITs (e.g., Rayonier [RYN]), which hold forests and other types of real estate dedicated to harvesting timber. • Specialty REITs, which narrow in on very specific properties such as casinos, cell phone towers, or educational facilities.

In a world so influenced by media, with a populace addicted to cheap entertainment and omnipresent pop culture, celebrities have their own place of prominence at the apex of society. Every branch of showbiz - music, television, cinema, and even braindance - has its own stars whose works shape trends, opinions, and tastes. Their live concerts and releases of new content are worldwide events, observed and celebrated by tens of millions of fans all around the globe. Most of them, like Us Cracks, are products of the entertainment industry - devised and created to feed current fashions. Some of them are natural-born talents, discovered and promoted by some manager who recognized their potential and helped them to unpack it. Regardless of their origins, they will shine brightly for a period of time until some new star outshines them, or they're cast aside by their fans' ever-changing tastes. Until then, they will be admired and worshiped, living filthy-rich lives in fabulous estates and villas, whimsically coasting about in limos, private jets, and luxury boats - the embodiment of the public's dreams and desires. Demigods among mere mortals.

Buying more and more of the best land, sometimes owning multiple estates spread across several states, extended plantation families - fathers who provided sons and sons-in-law with a start - created slaveholding conglomerates that controlled hundreds and sometimes thousands of slaves. The grandees' vast wealth allowed them to introduce new hybrid cotton seeds and strains of cane, new technologies, and new forms of organization that elevated productivity and increased profitability. In some places, the higher levels of capitalization and technical mastery of the grandees reduced white yeomen to landlessness and forced smallholders to move on or else enter the wage-earning class as managers or overseers. As a result, the richest plantation areas became increasingly black, with ever-larger estates managed from afar as the planters retreated to some local country seat, one of the region's ports, or occasionally some northern metropolis. Claiming the benefits of their new standing, the grandees - characterized in various places as 'nabobs,' 'a feudal aristocracy,' or simply 'The Royal Family' - established their bona fides as a ruling class. They built great houses strategically located along broad rivers or high bluffs. They named their estates in the aristocratic manner - the Briars, Fairmont, Richmond - and made them markers on the landscape. Planters married among themselves, educated their sons in northern universities, and sent their wives and daughters on European tours, collecting the bric-a-brac of the continent to grace their mansions. Reaching out to their neighbors, they burnished their reputations for hospitality. The annual Christmas ball or the great July Fourth barbecue were private events with a public purpose. They confirmed the distance between the planters and their neighbors and allowed leadership to fall lightly and naturally on their shoulders, as governors, legislators, judges, and occasionally congressmen, senators, and presidents.

Real estate cannot be lost or stolen, nor can it be carried away. It is purchased with common sense, paid for in full, and managed with reasonable care. Real estate is about the safest investment in the world. –Franklin D. Roosevelt

Albert Fortna, a retired Christian entrepreneur, personifies integrity since his 1985 conversion. Having owned a Honda Motorcycle & Car Dealership (1970-1978) owned and managed a Motorcycle salvage business (1977-1984) in Tampa, he later transitioned into real estate development (1980-2008) in the Tampa Bay area. Albert's online presence is a testament to the trust he's earned.

All the effort I'd put into conquering my negative mind had changed me. My demons and insecurities, which had been my primary energy sources for two decades, no longer owned the same real estate in my brain. I had managed to finally put each of them in their rightful place, and in that vacuum, a new sense of self emerged. To write my book, I'd developed the mindset of an artist, and the book's great success was the one minefield I hadn't anticipated. While money doesn't always make you happy, it dam sure can make you feel satisfied. And satisfaction is a hop-step from complacency. Oh, I looked the part. I was ripped, and if you tried to run with me, you'd come away thinking that I still had it. But even though I worked out twice a day, I was a part-time savage at best, a glorified Weekend Warrior. Weekend Warriors do hard things when they fit into their busy schedules. They do them to check a box and only when they want to. Then they dial it back after a couple of long, hard days. When you are a full-time savage, it's a lifestyle. There is no "want to." There is only "must do."p75

Their condominium complex even has a name, Palm Desert Flower Estates—four words that she puts in a different wrong order every time—and it’s made of blindingly white stucco and has smooth, even sidewalks, streetlights, and mailboxes in a respectable row, with names all uniformly typed out by a little label machine. There’s even an office, with a manager and a full-time, smiling secretary, and a glittering turquoise pool in the back, with white plastic lounge chairs, always empty.

Another good source is the Institute of Real Estate Management (IREM) . Each year it publishes a comprehensive book entitled Income and Expense Analysis: Conventional Apartments (Chicago: IREM/National Realtors Association), which provides data on more than 3,700 apartment buildings in over 150 different major metropolitan areas.

You have the luxury of coming here when you like. He must manage a great estate all on his own, year-round. I can understand why he might want to leave that responsibility to his nephew.

Glacier Wealth Management’s vision has been to build full-service wealth management, estate planning, and insurance advising firm. We recognize clients’ goals and needs are specifically unique to their individual situations. We manage finances through a comprehensive approach integrating investment advice, tax, and cost analysis strategies. We bridge the gap between financial advisors, accountants, attorneys, and insurance agents when structuring personal and business finances.

•​Businesses that do not require my presence I own them, but they are managed or run by other people. If I have to work there, it’s not a business. It becomes my job. •​Stocks •​Bonds •​Income-generating real estate •​Notes (IOUs) •​Royalties from intellectual property such as music, scripts, and patents •​Anything else that has value, produces income or appreciates, and has a ready market

We emphasize on building love long term partnerships. Majority of our stays come from connecting with our private network of clients through our partnership with their company. We have local teams of highly seasoned cleaners, maintenance guys and property managers ensuring the property is in tip top shape from the beginning to end of each visit. We give every guest the same perfect experience.

Surveillance capitalism doesn't manage the system of jails. It will not kidnap you from your country of origin strap you down and pour water down your throat until you break your ribs trying to free yourself it will not collect the story of your life as an diosyncratic, veteran and frame you in court as a Taliban sympathiser, and you’re all of this information is potentially available to estate that does have the capacity to do all that if it can be collected, it can be presumably subpoenaed there will never be a state from which there is no good reason to hide the radical transparency. We have accepted step-by-step these past years is a bad we have made that we and the people with the guns in cages will stay on good terms.

Chris Dragiev is a hard-working, loyal and kind man who is passionate about his family and career. He received his real estate license in 2007 and graduated from SPSU in 2011 with a degree in construction management. Chris has been a plumber for 15 years and recently received his Master Plumber License.

Short-Term Investment Long-Term Relationship".

Someone steered them to Myron Sugarman, a San Francisco attorney who specializes in estate and taxation issues. “Myron has got clients who are worth far more than me,” Fiddler says. “He’s seen this movie over and over again.” Sugarman led the couple to the conclusion that help would be essential. You don’t just stick this kind of money in your savings account. “I realized there was going to be a lot of work involved in managing this that I had no interest in and no aptitude for,” Fiddler says. “It’s real work.” The Fiddlers needed an entourage. Enter Dennis Covington, the founder of a boutique wealth firm called Ohana Advisors.

Investment firms are buying up more vacation homes, aiming to cash in on growing demand from tourists and remote workers. Most vacation rental homes are owned by small-time owners who list their properties on websites such as Airbnb Inc., but the number of financial firms investing in the sector is growing. New York-based investment firm Saluda Grade is launching a venture with short-term- rental operator AvantStay Inc. to buy about $500 million of homes, the companies said Tuesday. Saluda Grade said it is also looking to raise debt by selling mortgage bonds backed by its homes to investors, the first vacation-rental mortgage securitization, according to the company. Andes STR, a startup that buys and manages short-term rental homes on behalf of investors, also recently signed a deal with Chilean investment firm WEG Capital to buy roughly $80 million of properties in the U.S., Andes said. These investors are betting they can get higher returns if they rent out homes by the night instead of by the year. Low-interest rates have made it more attractive to borrow and Buy Traditional Rental Homes, inflating property prices and making it harder for new buyers to turn a profit. That has prompted some institutions and wealthy families to look in more obscure corners of the property market where competition is smaller, investment advisers say. Some are turning to investments in vacation homes, where demand has surged in many places during the pandemic as more people choose to work from remote locations and leisure travel heated up last year. “There’s a lot more yield available in the short-term market,” said Saluda Grade’s chief executive, Ryan Craft. It is the latest sign of how the pandemic is changing the way people work and live, and how real-estate investors are angling to find new ways to profit from these shifts. Saluda Grade is targeting homes within driving distance of major population centers, Mr. Craft said. His company will buy the homes and AvantStay will manage them for a fee. But while vacation-rental homes can offer higher returns, they also pose challenges to investors. Mortgages are usually more expensive and harder to get for short-term rentals than for owner-occupied homes, said Giri Devanur, CEO of reAlpha Tech Corp., a startup that wants to pool money from small-time investors to buy short-term-rental homes.

Jerry finally yelled, “Jim! We need your help.” “I’m behind you,” I said, trying to keep the impatience out of my voice.  Jerry spun around, spotting us.  From his new vantage point, there was a tree and a bush in the way.  All he could see was part of my head and Badgelor’s tail.  “Oh, you were taking a dump,” he said.  Apparently, my exasperated face and my dropping-a-deuce face were similar.  Good to know.  “Nope, just standing here,” I ground out.  Jerry rushed through the bush, tripped again, and landed in the only mud puddle in the area.  Globs of mud flew toward us. like a claymore mine.  Several splattered over my clean armor.  One large chunk flew right into Badgelor’s nose. An instant later, Badgelor sneezed in a most unheroic fashion.  The sudden bucking motion caused me to fall off my steed and land in a heap, directly in front of Jerry.  I got to my feet an instant before he managed to look up.  Badgelor had turned away to paw at his nose desperately.  Shart was, as usual, laughing hysterically. “Did he just sneeze?” asked Jerry. “No, that is an ancient War Badger Battle Cry,” I replied evenly.  “Badgelor senses trouble.” Jerry paused, turning to face Badgelor in wonder.  “Amazing.  So, he knows that someone is attacking Lorraine’s estate?” “We suspected it,” I nodded sagely, which was true.

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She tried to imagine marriage, as she had as a girl at St. Clerans, her family’s estate in Ireland, covering her eyes with a veil and dream-walking the grounds as a fairy-girl bride, but she quickly came to: There was always present the vortex of a darker past, what had been done to her and Jack as children, what they had done to each other as adults, and would probably, even against their will, do to each other again. In Barcelona they met again. They talked of Regina Le Clery, his friend who had just died in a plane crash at Orly Airport, and again of her mother, killed in a car crash in 1969, who managed her father’s many transgressions ably, like a deposed queen burying a broken heart; and they talked of ghosts, memories that lace the eye; and he fell asleep fingering the pearls, once her mother’s, she wore that night to bed; and following him to France, she discovered he had slept with another woman.

Orlando REO Professionals I, Inc: Serving the greater Central Florida area. We are a group of REO listing specialists, covering: Orange, Osceola, Seminole, Polk, Lake & Volusia counties. Every one of the listing specialists has a minimum of 7 years REO experience. Together added up, a total of over 75 years of real estate experience. Orlando REO Professionals I, Inc. prides itself on having the best inspection and BPO grades every month. We are experts in providing top notch investment property advice and wealth management. We have several clients and millions of dollars in properties, pooled into hedge funds and other property investment portfolios.

What are you trying to buy? Asset type? Size? Price? To determine the answer to the first question, do the following: Start with your own net worth. Add in friends and family. The total team net worth is your starting point. Choose a market. Consider travel time and expense. You must be able to be in your market to look at deals at least once a month. Determine the viability of your market. Job growth? Population growth? Get deal flow from the market. Real estate agents Find all commercial realty companies in the city. Get on all their mailing lists. Analyze deals online from realtors in the area. Call the realtors about their listings. Direct to owners Get lists of owners. Create a system to reach owners directly. Mail Text Cold calling Analyze deals. Income approach Income – Expenses = Net operating income Net operating income – Debt service = Cash flow Check with lenders for current terms on debt. What is the CoC return? Cap rate? Debt ratio? Comparable data Check the analyzed cap rate against cap rates in the area for similar properties. Check comparable sale prices. Comps should be close in size and age to the subject property. Comps should have similar amenities. Comps should be within a few miles of the subject property. Exit Hold and operate. Refinance. Sell or flip. Consider upcoming market conditions. Debt Check with lenders or a mortgage broker to determine the availability of loans for this type of property. What are the terms and conditions? Is this the information you used to analyze the deal originally? Make the offer. Use an LOI to submit the offer in writing. The LOI will summarize the main deal points. If your offer is less than 15 percent of the asking price, speak with the realtor before you submit the offer. Once the offer is accepted, send the LOI to your attorney and have them draft the purchase agreement. Draft the purchase and sale agreement. Now that you have a fully executed contract, the clock starts. Earnest money goes into escrow. Do your due diligence. Financial inspection Physical inspection Lease audit Begin your loan application. The lender will complete three inspections. Appraisal Environmental inspection Physical engineer inspection of the buildings Do your closing. The lender will wire the loan proceeds to the closing escrow. Wire your down payment funds to the closing escrow. You own a new property! Engage property management for takeover of operations.

Jason Kurland, forty-seven, represented them all. In fall 2011, Kurland, then an attorney at the Long Island branch of the firm Rivkin Radler specializing in commercial real estate law, received a phone call that would determine his future. The caller, seeking legal advice, had gotten Kurland’s name from another client. Payment would not be an issue because he and two coworkers had just won a $254 million Powerball jackpot. After taxes on their lump-sum payout, they would have $104 million to share. We stereotype lottery winners as financially unsophisticated. Not these guys. They were a founding partner, senior portfolio manager, and chief investment officer for Belpointe Asset Management, a financial firm in Greenwich, Connecticut, where mansions sprout from spacious lots and single-family homes list for quintuple the national median price. Kurland was no lottery expert, but he quickly made it his business to become one. He researched how different states tax lottery winnings, whether and how big jackpot winners need to be identified (at least eight states let them remain anonymous), and the legal tricks one might use, depending on location, to claim a monster windfall. Claiming in the name of a trust or a limited liability corporation, for instance, won’t reduce the initial tax hit, but it may limit a winner’s public exposure. Some states let you claim using a legal entity and others don’t. Some require press conferences. Some allow an attorney to claim the prize as a trustee. “In that case, the attorney signs the back of the ticket—and you have to make sure you trust that attorney,” Kurland said. (We will come to see the irony in that advice.)

We want a passionate committed detail oriented motivated self starter who is a total rock star about getting the building manager to fix our toilet before the other five people with plumbing problems get their issues handled; who can outmaneuver the rock stars from that commercial real estate office on the sixth floor.

On the first run, two bombs landed within fifty yards of the target. We were shocked but still unbelieving. Someone else chose another target, and on this run the bombs made a direct hit! After three more runs, all with similar results, there was no doubt: all-weather bombing had arrived in the Marine Corps. On that day, Dalby earned a chorus of supporters. The support was not, however, universal. In the audience was a brigadier general from Washington. After the demonstration, he examined the equipment and was repelled by its obvious tentative condition. He commented that it had no real combat application, that "rain would short out this maze of wires in nothing flat." I heard Dalby declare that he would "never let a general behind the scenes again until I have it packaged up like a box of candy.

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Claudia A Barber, a distinguished legal practitioner based in Laurel, MD, and Washington, DC, brings over 35 years of expertise in real estate, government contracts, and administrative law. Leading a prominent law firm specializing in real estate transactions and government contracts, Claudia excels in management and community service, advocating for churches and their members. She was named 2024 Lawyer of Distinction. In 2024, she authored “How to Survive Protracted Civil Litigation When the Judicial System STOPPED Being Fair and Impartial.” This book quickly became the top seller in Justice on Amazon in July 2024

Finding the Best Accounting Firms Near You In today’s business landscape, having the right accounting firm can make a significant difference in managing your finances, ensuring compliance, and planning for growth. Whether you are a small business owner or an individual seeking tax advice, finding the best accounting firms near you can provide the expertise and support needed to maintain financial stability. Why Local Accounting Firms Matter Choosing a local accounting firm offers several advantages, especially when it comes to personalized service and understanding local regulations. Local firms are familiar with state-specific tax laws and compliance requirements, which can save time and prevent costly mistakes. Moreover, they offer face-to-face meetings, allowing for better communication and a stronger relationship between the accountant and the client. This personalized approach ensures that the accounting services are tailored to your unique needs. Services Offered by the Best Accounting Firms The top accounting firms near you typically offer a wide range of services that cater to both businesses and individuals. These services may include bookkeeping, tax preparation, payroll management, financial consulting, and auditing. Additionally, many accounting firms provide specialized services such as estate planning, business valuations, and forensic accounting. With such comprehensive services, the best firms ensure that every aspect of your financial management is handled efficiently and professionally. Expertise and Experience One of the most important factors in choosing the best accounting firm is the level of expertise and experience they offer. Reputable firms have a team of certified public accountants (CPAs) and professionals with years of experience in various industries. This allows them to provide valuable insights, strategic advice, and accurate financial reporting. Furthermore, experienced firms are better equipped to handle complex financial situations, ensuring that your business remains compliant and financially sound. Reviews and Reputation Before making your decision, it’s important to research reviews and the reputation of the accounting firms near you. Online reviews and testimonials can provide insight into the experiences of past clients and help you choose a reliable firm. Additionally, asking for referrals from other business owners or professionals in your area can guide you toward a trustworthy accounting partner. In conclusion, finding the best accounting firms near you is crucial for managing finances and ensuring compliance. By considering factors such as local expertise, services offered, and reputation, you can choose an accounting firm that meets your specific financial needs and goals.

Finding the Right Accounting Firm Near You Choosing the right accounting firm is crucial for managing your financial records and ensuring compliance with regulations. Whether you’re a small business owner or an individual in need of tax services, working with a local accounting firm can provide personalized support and expertise. By finding a firm near you, you can establish a close working relationship and enjoy the convenience of in-person consultations, making it easier to address your specific financial needs. Benefits of Working with a Local Accounting Firm One of the main advantages of working with a local accounting firm is the ability to meet face-to-face. This personal interaction helps build trust and fosters a stronger understanding of your financial situation. Local firms are also more familiar with regional tax laws, regulations, and business practices, allowing them to offer tailored solutions that align with your needs. Additionally, local firms often provide quicker response times and more personalized services compared to larger, national firms, which can be beneficial for small businesses and individuals. Services Offered by Accounting Firms Near You Most local accounting firms provide a wide range of services that cater to both businesses and individuals. These services include bookkeeping, tax preparation, payroll management, auditing, and financial consulting. For businesses, accounting firms offer valuable assistance with tax compliance, budgeting, and cash flow management. Individuals can also benefit from services such as personal tax filing, retirement planning, and estate management. Many firms also offer specialized services tailored to specific industries, ensuring that they meet the unique needs of their clients. How to Choose the Best Local Accounting Firm When searching for the best accounting firm near you, it’s important to consider factors like experience, reputation, and the range of services offered. Start by looking for firms that specialize in your industry or financial needs. Additionally, check reviews and ask for recommendations from local businesses or colleagues. It’s also a good idea to schedule an initial consultation to assess the firm’s approach and ensure it aligns with your financial goals. Conclusion In conclusion, finding the right accounting firm near you can significantly enhance your financial management. By working with a local firm, you benefit from personalized services, in-depth regional knowledge, and a close working relationship. With the right partner, you can ensure that your financial records are accurate, compliant, and aligned with your long-term goals.

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