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If you commit to giving more time than you have to spend, you will constantly be running from time debt collectors.
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Elizabeth Grace Saunders (The 3 Secrets to Effective Time Investment: Achieve More Success with Less Stress: Foreword by Cal Newport, author of So Good They Can't Ignore You)
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Life owes you, but sometimes you have to be your own fucking debt collector. And if we have to burn in hell for it, heaven's going to be sparsely populated.
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Jo Nesbø (Phantom (Harry Hole, #9))
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Life owes you, but sometimes you have to be your own fucking debt collector.
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Jo Nesbø (Phantom (Harry Hole, #9))
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Autumn is always a time of Fear and Greed and Hoarding for the winter coming on. Debt collectors are active on old people and fleece the weak and helpless. They want to lay in enough cash to weather the known horrors of January and February. There is always a rash of kidnapping and abductions of schoolchildren in the football months. Preteens of both sexes are traditionally seized and grabbed off the streets by gangs of organized perverts who traditionally give them as Christmas gifts to each other to be personal sex slaves and playthings.
Most of these things are obviously Wrong and Evil and Ugly — but at least they are Traditional. They will happen. Your driveway will ice over, your furnace will blow up, and you will be rammed in traffic by an uninsured driver in a stolen car.
But what the hell? That's why we have Insurance, eh? And the Inevitability of these nightmares is what makes them so reassuring. Life will go on, for good or ill. But some things are forever, right? The structure may be a little Crooked, but the foundations are still strong and unshakable.
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Hunter S. Thompson (Kingdom of Fear: Loathsome Secrets of a Star-Crossed Child in the Final Days of the American Century)
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Karma: The delusion of the pretentious; who think the Universe should act as their debt collector.
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Steve Maraboli
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What if...what if that is the price one has to pay for staying on? Perhaps that is how they look at it: perhaps that is how I should look at it too. They see me as owing something. They see themselves as debt collectors, tax collectors. Why should I be allowed to live here without paying?
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J.M. Coetzee (Disgrace)
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Many states utilize “poverty penalties”—piling on additional late fees, payment plan fees, and interest when individuals are unable to pay all their debts at once, often enriching private debt collectors in the process.
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Michelle Alexander (The New Jim Crow: Mass Incarceration in the Age of Colorblindness)
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Every song was the same song. These were songs for people who were scared to open their mailboxes, whose phone calls never brought good news. These were songs for people standing at the crossroads waiting for the bus. People who bounced between debt collectors and dollar stores, collection agencies and housing offices, family court and emergency rooms, waiting for a check that never came, waiting for a court date, waiting for a call back, waiting for a break, crushed beneath the wheel.
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Grady Hendrix (We Sold Our Souls)
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We fought with those cocksuckers all the way down,” says one Deutsche Bank trader. And, all the way down, the debt collectors at Deutsche Bank sensed the bond traders at Morgan Stanley misunderstood their own trade. They weren’t lying; they genuinely failed to understand the nature of the subprime CDO.
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Michael Lewis (The Big Short: Inside the Doomsday Machine)
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Slade placed his pistol on the table next to his chair. "Sid down, Doll. This might take awhile," he said, as he took a deep breath. "I gots a proposition for ya'. Does 100 G's interest you? Sure might help keep them debt collectors you got at bay. Plus, might be able to finish up yer' master's degree without havin' to work your ass off to pay the bills.
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Dianne Harman Cornered Coyote
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Jack Winchester was a notorious hitman for a ruthless New Jersey crime family until a job went wrong, and he wound up serving time. Four years later, Jack is free and he wants out of the game, but his boss won't let him go. Forced to take on one
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Jon Mills (The Debt Collector (The Debt Collector, #1))
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The worldview of the underdog socialist is that the neoliberals have mastered the game of reason, judgment, and statistics, leaving the left with emotion. Its heart is in the right place. Underdog socialists have a surfeit of compassion and find prevailing policies deeply unfair. Seeing the welfare state crumbling to dust, they rush in to salvage what they can. But when push comes to shove, the underdog socialist caves in to the arguments of the opposition, always accepting the premise on which the debate takes place... The underdog socialist forgets that the real problem isn't the national debt, but overextended households and businesses. He forgets that fighting poverty is an investment that pays off in spades. And he forgets that, all the while, the bankers and the lawyers are polishing turds at the expense of waste collectors and nurses.
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Rutger Bregman (Utopia for Realists: How We Can Build the Ideal World)
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Beyond mass incarceration, beginning in the 1990s we adopted a new set of criminal justice strategies that further punish poor people for their poverty. Low-income people are arrested for minor violations that are only annoyances for people with means but are disastrous for the poor and near poor because of the high fines and fees we now almost routinely impose. Poor people are held in jail to await trial when they cannot afford bail, fined excessive amounts, and hit with continuously mounting costs and fees. Failure to pay begets more jail time, more debts from accumulated interest charges, additional fines and fees, and, in a common penalty with significant consequences for those living below or near the poverty line, repeated driver's license suspensions. Poor people lose their liberty and often lose their jobs, are frequently barred from a host of public benefits, may lose custody of their children, and may even lose their right to vote. And immigrants, even some with green cards, can be subject to deportation. Once incarcerated, impoverished inmates with no access to paid work are often charged for their room and board. Many debtors will carry debts to their deaths, often hounded by bill collectors and new prosecutions.
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Peter Edelman (Not a Crime to Be Poor: The Criminalization of Poverty in America)
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Yeah.” She tried her best to not look like a total buffoon, but she knew that train had left the station.
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Jon Mills (The Debt Collector (The Debt Collector, #1))
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Dana asked. Jack nodded while slowly taking a seat. “Were you injured?” “Oh, no, just a few bruises.” His eyes flicked between her and the sheriff as he waited for the interrogation to begin. There was something he disliked about being in the presence of police. Cities, small towns—it didn’t matter. In his early years growing up in Jersey, he had had a clear
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Jon Mills (The Debt Collector (The Debt Collector, #1))
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As illusions go, this one is pretty stubborn. When you’re obsessed with efficiency and productivity, it’s difficult to see the real value of education and care. Which is why so many politicians and taxpayers alike see only costs. They don’t realize that the richer a country becomes the more it should be spending on teachers and doctors. Instead of regarding these increases as a blessing, they’re viewed as a disease. Yet unless we prefer to run our schools and hospitals as if they were factories, we can be certain that, in the race against the machine, the costs of healthcare and education will only go up. At the same time, products like refrigerators and cars have become too cheap. To look solely at the price of a product is to ignore a large share of the costs. In fact, a British think tank estimated that for every pound earned by advertising executives, they destroy an equivalent of £7 in the form of stress, overconsumption, pollution, and debt; conversely, each pound paid to a trash collector creates an equivalent of £12 in terms of health and sustainability.
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Rutger Bregman (Utopia for Realists: And How We Can Get There)
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From mid-2011 to about mid-2016, employees at Wells Fargo Bank opened over three and a half million fake bank accounts. As The New York Times reported in 2016, “Some customers noticed the deception when they were charged unexpected fees, received credit or debit cards in the mail that they did not request, or started hearing from debt collectors about accounts they did not recognize. But most of the sham accounts went unnoticed, as employees would routinely close them shortly after opening them.” Ultimately, 5,300 Wells Fargo employees were fired as a result of their involvement in these deceptive practices. Practices that then CEO John Stumpf told Congress “go against everything regarding our core principles, our ethics and our culture.
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Simon Sinek (The Infinite Game)
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It does not matter who then becomes the profiteer on his renounced glory and tormented soul, a mystic God with some incomprehensible design or any passer-by whose rotting sores are held as some inexplicable claim upon him—it does not matter, the good is not for him to understand, his duty is to crawl through years of penance, atoning for the guilt of his existence to any stray collector of unintelligible debts, his only concept of a value is a zero: the good is that which is non-man. “The name of this monstrous absurdity is Original Sin. “A sin without volition is a slap at morality and an insolent contradiction in terms: that which is outside the possibility of choice is outside the province of morality. If man is evil by birth, he has no will, no power to change it; if he has no will, he can be neither good nor evil; a robot is amoral. To hold, as man’s sin, a fact not open to his choice is a mockery of morality. To hold man’s nature as his sin is a mockery of nature. To punish him for a crime he committed before he was born is a mockery of justice. To hold him guilty in a matter where no innocence exists is a mockery of reason. To destroy morality, nature, justice and reason by means of a single concept is a feat of evil hardly to be matched. Yet that is the root of your code.
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Ayn Rand (Atlas Shrugged)
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Briger was a big gruff man, who was known for his bold bets on distressed debt—the troubled bonds and loans that everyone else was too afraid to touch, and that gave Briger and his firm arm-twisting leverage over large companies and occasionally small countries. He sometimes called himself a “financial garbage collector” and he looked the part.
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Nathaniel Popper (Digital Gold: Bitcoin and the Inside Story of the Misfits and Millionaires Trying to Reinvent Money)
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The surprising part of the Fair Debt Collection Practices Act, is that the lawmakers even admit that the abusive tactics of the debt collectors contributed to several painful results. The top negative consequences were personal bankruptcies, marital instability, the loss of jobs, and the invasion of individual privacy. - The Credit Repair Book: The Credit Repair Company's Secret Weapon.
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Cornelius J. (The Credit Repair Book: The Credit Repair Company's "Secret Weapon" (Credit Repair Companies Secrets Book 1))
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I’m Temple Claybourne, an upright, warm-blooded hairy mammal, Caucasian, skidding into my fourth decade of existence, the progeny of meat-eating Anglo-Saxon tribal chieftains, left-handed, flat of foot, with low cholesterol and a predictably receding hairline, carrying a zero debt load, a nervous driver, nervous in crowds, nervous around women, hungry with curiosity, a collector of comforting, unnecessary things.
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Loyd Boldman (The Gravity Addict)
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undeterred, “and that I am not running to the king’s rescue. You will find me kissing the Prince of the East right on his disgusting mouth before that happens.” I pause, stretch my fingers, and shake away the fact that I just brought that murderous bastard back to life in my mind. “I thank you for your help,” I add, “but consider your debt to me cleared. I will go my own way from here.” He assesses me, disbelief clouding his expression. “You are foolish. You will never find Winter Road without me. And know this. That is the only way you hold any chance of ever reaching Winterhold. Second…” He shakes his head on a laugh, peering at me from beneath the hood of those dark, feathery lashes. “If the Eastlanders take the king, who is about as pathetic and helpless as you, my dear, understand there’s a great chance that your Nephele, the Frost King’s high servant and paramour, will be found ever at his side. Lovers are often protective like that.
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Charissa Weaks (The Witch Collector (Witch Walker #1))
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Some element of the world did not hold up its end of the bargain and anger is the debt collector.
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Sloane Crosley (Grief Is for People)
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once claimed his employer was Jesus Christ and Company. He was a swindler, insurance salesman, debt collector, a member of the Illinois bar;
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Ron Hansen (The Assassination of Jesse James by the Coward Robert Ford)
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every American was wealthy. It was the reason so many Americans ended up trapped inside a foreign prison system. It was a nightmare. Still, the alternative of trying to break him out was a last resort and one he wasn’t even considering.
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Jon Mills (Hard Time (The Debt Collector, #8))
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The debt collector, Pyotr, smiled, a slimy thing that seemed to want to crawl around the side of his head and escape to the thicket of his hair.
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Michael R. Fletcher (Norylska Groans)
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Mass plus velocity equals something worth seeing." -- David Templeton, Dry Creek PD Sergeant and SWAT Team Leader
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Gavin Reese (The Debt Collectors (Alex Landon Case Files #3))
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I still feel a tremendous sense of power in this job. Somewhere, our suspect's waking up, planning out his day, having some coffee. He has no idea he'll be dead or in jail before sundown. God help me, I still love this job, I just can't help it." -- Mauricio Hernandez, DEA Special Agent In Charge (Phoenix Field Office)
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Gavin Reese (The Debt Collectors (Alex Landon Case Files #3))
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He'll choose between two boxes. One of grey bars and concrete, the other wood. There's no third option for men like that." -- Alex Landon, Dry Creek PD Detective
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Gavin Reese (The Debt Collectors (Alex Landon Case Files #3))
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We are the sum total of all our experiences, for good or bad. Eventually, all our sins catch up and demand payment.
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Jon Mills (The Debt Collector (The Debt Collector, #1))
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To look solely at the price of a product is to ignore a large share of the costs. In fact, a British think tank estimated that for every pound earned by advertising executives, they destroy an equivalent of £7 in the form of stress, overconsumption, pollution, and debt; conversely, each pound paid to a trash collector creates an equivalent of £12 in terms of health and sustainability.30
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Rutger Bregman (Utopia for Realists: How We Can Build the Ideal World)
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There was an uprising in western Pennsylvania against the whiskey tax my husband had levied to pay the country’s war debt. Tax collectors had been tarred and feathered. Whiskey rebels had blown up the stills of their neighbors who paid the tax. They’d kidnapped a federal marshal. They’d even threatened to build a guillotine. Here. In America. President
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Stephanie Dray (My Dear Hamilton)
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The parables of Jesus reveal a God who is consistently overgenerous with His forgiveness and grace. He portrays God as the lender magnanimously canceling a debt, as the shepherd seeking a strayed sheep, as the judge hearing the prayer of the tax collector. In Jesus’ stories, divine forgiveness does not depend on our repentance or on our ability to love our enemies or on our doing heroic, virtuous deeds. God’s forgiveness depends only on the love out of which He fashioned the human race.
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Brennan Manning (The Relentless Tenderness of Jesus)