Debit Quotes

The so-called ‘psychotically depressed’ person who tries to kill herself doesn’t do so out of quote ‘hopelessness’ or any abstract conviction that life’s assets and debits do not square. And surely not because death seems suddenly appealing. The person in whom Its invisible agony reaches a certain unendurable level will kill herself the same way a trapped person will eventually jump from the window of a burning high-rise. Make no mistake about people who leap from burning windows. Their terror of falling from a great height is still just as great as it would be for you or me standing speculatively at the same window just checking out the view; i.e. the fear of falling remains a constant. The variable here is the other terror, the fire’s flames: when the flames get close enough, falling to death becomes the slightly less terrible of two terrors. It’s not desiring the fall; it’s terror of the flames. And yet nobody down on the sidewalk, looking up and yelling ‘Don’t!’ and ‘Hang on!’, can understand the jump. Not really. You’d have to have personally been trapped and felt flames to really understand a terror way beyond falling.

I had to leave my debit card at home when I went into a bookstore or else I would drain my account.

I’m only marginally qualified to be giving advice at all. My body mass index is certainly not ideal, I frequently use my debit card to buy things that cost less than three dollars because I never have cash on me, and my bedroom is so untidy it looks like vandals ransacked the Anthropologie Sale section. I’m kind of a mess.

The paths to liberation are numerous, but the bank along the way is always the same, the Bank of Karma, where the liberation account of each of us is credited or debited depending on our actions.

All good people agree, And all good people say, All nice people, like Us, are We And every one else is They: But if you cross over the sea, Instead of over the way, You may end by (think of it!) looking on We As only a sort of They!

Rule #1: You may bring only what fits in your backpack. Don’t try to fake it with a purse or a carry-on. Rule #2: You may not bring guidebooks, phrase books, or any kind of foreign language aid. And no journals. Rule #3: You cannot bring extra money or credit/debit cards, travelers’ checks, etc. I’ll take care of all that. Rule #4: No electronic crutches. This means no laptop, no cell phone, no music, and no camera. You can’t call home or communicate with people in the U.S. by Internet or telephone. Postcards and letters are acceptable and encouraged. That’s all you need to know for now.

Freuchen tells how one day, after coming home hungry from an unsuccessful walrus-hunting expedition, he found one of the successful hunters dropping off several hundred pounds of meat. He thanked him profusely. The man objected indignantly: "Up in our country we are human!" said the hunter. "And since we are human we help each other. We don't like to hear anybody say thanks for that. What I get today you may get tomorrow. Up here we say that by gifts one makes slaves and by whips one makes dogs. ... The refusal to calculate credits and debits can be found throughout the anthropological literature on egalitarian hunting societies. Rather than seeing himself as human because he could make economic calculations, the hunter insisted that being truly human meant refusing to make such calculations, refusing to measure or remember who had given what to whom, for the precise reason that doing so would inevitably create a world where we began "comparing power with power, measuring, calculating" and reducing each other to slaves or dogs through debt. It's not that he, like untold millions of similar egalitarian spirits throughout history, was unaware that humans have a propensity to calculate. If he wasn't aware of it, he could not have said what he did. Of course we have a propensity to calculate. We have all sorts of propensities. In any real-life situation, we have propensities that drive us in several different contradictory directions simultaneously. No one is more real than any other. The real question is which we take as the foundation of our humanity, and therefore, make the basis of our civilization.

I didn't care about embarrassing myself further. What was one more debit of mortification when my balance sheet was already in the red by hundreds of thousands?

A borrower who doesn't returns is a beggar.

The so-called 'psychotically depressed' person who tries to kill herself doesn't do so out of quote 'hopelessness' or any abstract conviction that life's assets and debits do not square. And surely not because death seems suddenly appealing. The person in whom Its invisible agony reaches a certain unendurable level will kill herself the same way a trapped person will eventually jump from the window of a burning high-rise. Make no mistake about people who leap from burning windows. Their terror of falling from a great height is still just as great as it would be for you or me standing speculatively at the same window just checking out the view; i.e. the fear of falling remains a constant. The variable here is the other terror, the fire's flames: when the flames get close enough, falling to death becomes the slightly less terrible of two terrors. It's not desiring the fall; it's terror of the flames. And yet nobody down on the sidewalk, looking up and yelling 'Don't!' and 'Hang on!', can understand the jump. Not really. You'd have to have personally been trapped and felt flames to really understand a terror way beyond falling.

For years I viewed my interaction with the Bible as a debit account: I had a need, so I went to the Bible to withdraw an answer. But we do much better to view our interaction with the Bible as a savings account: I stretch my understanding daily, I deposit what I glean, and I patiently wait for it to accumulate in value, knowing that one day I will need to draw on it.

When reconciling great hatred there will some remain. How can it be made good? Therefore the wise man accepts the debit side of the account and does not have to enforce payment from others.

Karma is a balance sheet of life which debits and credit all your deeds.YourWhich is audited by our creator and actions are based on what we accumulated in it.

Producing a high body count was crucial for promotion in the officer corps. Many high-level officers established “production quotas” for their units, and systems of “debit” and “credit” to calculate exactly how efficiently subordinate units and middle-management personnel performed. Different formulas were used, but the commitment to war as a rational production process was common to all.11

Its hurtful and wonderful how our jokes survive us. Since I left home on this journey, I've thought a lot about this-how a big part of any life is about the hows and whys of setting up machinery. it's building systems, devices, motors. Winding up the clockwork of direct debits, configuring newspaper deliveries and anniversaries and photographs and credit card repayments and anecdotes. Starting their engines, setting them in motion and sending them chugging off into the future to do their thing at a regular or irregular intervals. When a person leaves or dies or ends, they leave an afterimage; their outline in the devices they've set up around them. The image fades to the winding down of springs, the slow running out of fuel as the machines of a life lived in certain ways in certain places and from certain angles are shut down or seize up or blink off one by one. It takes time. Sometimes, you come across the dusty lights or electrical hum of someone else's machine, maybe a long time after you ever expected to, still running, lonely in the dark. Still doing its thing for the person who started it up long, long after they've gone. A man lives so many different lengths of time.

On a side note, is there any place on earth that sounds like it has a more chill vibe than Hawaiian Brian’s? Or for that matter, is there a chiller name than “Hawaiian Brian”? “Damnit! Hawaiian Brian just stole my debit card and liquidated all my bank accounts!” I can’t ever see someone having to utter that sentence.

There are five different prayers: for health, wealth, a death, a birth, a sin. You pick the one you want, punch in the number, then punch in your own number so your account will be debited, and punch in the number of times you want the prayer repeated.

When you slander someone [talk negatively about people], you earn a debit in your account and that person will earn a credit. Who would do these kinds of business?

Karma is the balance sheet of life which debits and credit all your deeds.YourWhich is audited by our creator and actions are based on what we accumulated in it.

this nation is both its credits and debits.

Remember, as you look at yourself, to look kindly, and also remember that you are not balancing a checkbook: anything you see that you don’t like, or that you want to change, is not a debit that you subtract from your virtues. When you learn to reflect on your strengths, it becomes easier to look at your weaknesses with acceptance and compassion. Keep your virtues at their full value and cherish them.

Let us never weary of repeating, that to think first of the disinherited and sorrowful classes; to relieve, ventilate, enlighten, and love them; to enlarge their horizon to a magnificent extent; to lavish upon them education in every shape; to set them an example of labor, and never of indolence; to lessen the weight of the individual burden by increasing the notion of the universal aim; to limit poverty without limiting wealth; to create vast fields of public and popular activity; to have, like Briareus, a hundred hands to stretch out on all sides to the crushed and the weak; to employ the collective power in the grand task of opening workshops for every arm, schools for every aptitude, and laboratories for every intellect; to increase wages, diminish toil, and balance the debit and credit--that is to say, proportion enjoyment to effort, and supply to demand; in a word, to evolve from the social machine, on behalf of those who suffer and those who are ignorant, more light and more comfort, is (and sympathetic souls must not forget it) the first of brotherly obligations, and (let egotistic hearts learn the fact) the first of political necessities.

The level of violence finally forced the local paper to do what the local police would not: Talk to the victims. Shaina Perry remembers the punch to her face, blood streaming from a cut over her eye, her backpack with her asthma inhaler, debit card, and cell phone stolen, and then the laughter. They just said “Oh, white girl bleeds a lot,” said Perry, 22, who was attacked at Kilbourn Reservoir Park over the Fourth of July weekend.2

It takes all my strength to do daily tasks. To some people, I’m just a number. I’m a projected food stamps debit card lifetime member. I’m seen as crazy or insane, but it doesn’t matter. I know I am bigger than my suffering.

...the balance sheet of her life, an endless list of credits and debits, of accomplishments and failures, small acts of kindness and real acts of cruelty. And the tears finally come as she looks away, unable to see this thing to the very end, for she knows without looking of the terrible imbalance, how long ago the credits stopped while the debits of vanity and selfishness run on and on.

The reason twenty-nine feet is such a common length for RVs, I presume, is that once a vehicle gets much longer, you need a special permit to drive it. That would mean forms and fees, possibly even background checks. But show up at any RV joint with your thigh stumps lashed to a skateboard, crazily waving your hooks-for-hands, screaming you want that twenty-nine-footer out back for a trip you ain't sayin' where, and all they want to know is: Credit or debit, tiny sir?

What?” he asked in a low voice. “You looked like you spent your last joy bill.” He hissed, “What does that even mean?” “I don’t know. I was just trying it out.” “Well, it doesn’t work. It doesn’t make sense. And anyway, I’ve got plenty of joy bills. Loads.” Helen said, “What’s happening there on your phone?” “A very small joy debit.” His older sister’s smile shone brightly. “You see, it does work. Now, did you or did you not need to get out of that room?” Gansey inclined his head in slight acknowledgment. Gansey siblings knew each other well. “You’re so welcome,” Helen said. “Let me know if you need me to write a joy check.” “I really don’t think it works.

Toddlers walk through life like we all wish we could: confident, demanding, and 100 percent positive that they are the center of the universe. They can kick their father in the testicles and feel nothing. They love to laugh. They love to destroy expensive cosmetics and to fingerpaint with long-wearing lipstick. Toddlers love to render electronic devices useless. They enjoy making debit cards and keys vanish into thin air. They like to permanent marker on shit. Toddlers live that #thuglyfe better than any of us could even try to because toddlers. don’t. give. a. fuck. The quicker you understand that, the better. Repeat after me: Toddlers don’t care and they never did.

Ippolit Matveevich turned even redder, pulled out a tiny notebook, and wrote in a calligraphic hand: 25/4/1927 — rubles issued to Comrade Bender — 8. Ostap took a look inside the little book. 'Oh-ho! If you've gone ahead and opened a personal account for me, then the least you could do is tally it right. Start up a debit column, start up a credit column. Don't forget to enter the sixty thousand rubles you owe me in the debits, and the vest can go in the credits. The balance is in my favor: 59,992 rubles.

After Cosimo de’ Medici took over the family bank in the 1430s, it became the largest in Europe. By managing the fortunes of the continent’s wealthy families, the Medici made themselves the wealthiest of them all. They were innovators in bookkeeping, including the use of debit-and-credit accounting that became one of the great spurs to progress during the Renaissance. By means of payoffs and plotting, Cosimo became the de facto ruler of Florence, and his patronage made it the cradle of Renaissance art and humanism.

Showing off is more ridiculous in instances where the thing that is being shown off was bought on credit.

GOD don't have any mercy to human being since we generate Debit & Credit account of our own life.

Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants.

It wasn’t that I truly felt bad that I’d upset my mother—it was more that I hated any debits in her column.

In all your doings and dealings, personal or professional, for selflessness or consideration; exchange goodness of positive vibes. Be a good karmic being.

Goodwill; earned by deeds, not words, weighed by values, not intangibility; same for respect.

I pay bills when the paper they’re printed on turns pink or gets threatening, and if my debit card is still accepted then I feel like I’m winning.

What was one more debit of mortification when my balance sheet was already in the red

Never let a credit to your bank account become a debit from your soul.

There was no element of self-sacrifice in their relationships, but instead a carefully balanced system of debit and credit. If the debit column grew too long, the friendship would break up.

Five-Year,” a term given to cash minted before 2023. That was the last year cash was produced without embedded chips that could trace every use of the currency as if it was a debit or credit card.

If middle-class society is decaying, if we have got into a blind alley from which we cannot emerge without attacking past institutions with torch and hatchet, it is precisely because we have given too much to counting. It is because we have let ourselves be influenced into giving only to receive. It is because we have aimed at turning society into a commercial company based on debit and credit.

I wonder,” said Reginald, “if you have ever walked down the Embankment on a winter night?” “Gracious, no, child! Why do you ask?” “I didn’t; I only wondered. And even your philanthropy, practised in a world where everything is based on competition, must have a debit as well as a credit account. The young ravens cry for food.” “And are fed.” “Exactly. Which presupposes that something else is fed upon.

We were born and brought up with the maxim that 'time is money'. We know exactly what money is, but what does the word time mean? The day is made up of twenty-four hours and an infinite number of moments. We need to be aware of those moments and to make the most of them regardless of whether we're busy doing something or merely contemplating life. If we slow down, everything lasts much longer. Of course, that means that washing the dishes might last longer, as might totting up the debits and credits on a balance sheet or checking promissory notes, but why not use that time to think about pleasant things and to feel glad simply to be alive?

A denied expectation hurts more than a denied hope, while a fulfilled hope makes us happier than a fulfilled expectation. Hope’s got a higher return on happiness and less debit on denial, it’s just not as measurable. My parents measured.

Over the years I have had much occasion to ponder this word, the intelligentsia. We are all very fond of including ourselves in it—but you see not all of us belong. In the Soviet Union this word has acquired a completely distorted meaning. They began to classify among the intelligentsia all those who don't work (and are afraid to) with their hands. All the Party, government, military, and trade union bureaucrats have been included. All bookkeepers and accountants—the mechanical slaves of Debit. All office employees. And with even greater ease we include here all teachers (even those who are no more than talking textbooks and have neither independent knowledge nor an independent view of education). All physicians, including those capable only of making doodles on the patients' case histories. And without the slightest hesitation all those who are only in the vicinity of editorial offices, publishing houses, cinema studios, and philharmonic orchestras are included here, not even to mention those who actually get published, make films, or pull a fiddle bow. And yet the truth is that not one of these criteria permits a person to be classified in the intelligentsia. If we do not want to lose this concept, we must not devalue it. The intellectual is not defined by professional pursuit and type of occupation. Nor are good upbringing and good family enough in themselves to produce and intellectual. An intellectual is a person whose interests in and preoccupation with the spiritual side of life are insistent and constant and not forced by external circumstances, even flying in the face of them. An intellectual is a person whose thought is nonimitative.

Learning to crow: If we’ve been taught to credit our success externally and debit our failures to ourselves, we’re indeed in a bind. It is important to come to an authentic assessment of our talents and strengths, speaking from our center. [p. 91]

The worst of what is called good society is not only that it offers us the companionship of people who are unable to win either our praise or our affection, but that it does not allow of our being that which we naturally are; it compels us, for the sake of harmony, to shrivel up, or even alter our shape altogether. Intellectual conversation, whether grave or humorous, is only fit for intellectual society; it is downright abhorrent to ordinary people, to please whom it is absolutely necessary to be commonplace and dull. This demands an act of severe self-denial; we have to forfeit three-fourths of ourselves in order to become like other people. No doubt their company may be set down against our loss in this respect; but the more a man is worth, the more he will find that what he gains does not cover what he loses, and that the balance is on the debit side of the account; for the people with whom he deals are generally bankrupt,—that is to say, there is nothing to be got from their society which can compensate either for its boredom, annoyance and disagreeableness, or for the self-denial which it renders necessary. Accordingly, most society is so constituted as to offer a good profit to anyone who will exchange it for solitude. Nor

Karma operates not so much as some external credit-and-debit ledger but more as an energy, a charge that grows over time. This is how even small acts of generosity, especially when motivated by the best intention, can become causes for much greater wealth in the future.

Steve embraced the marketing adage that every single moment a consumer encounters a brand—whether as a buyer, a user, a store visitor, a passerby seeing a billboard, or someone simply watching an ad on TV—is an experience that adds either credits or debits to the brand’s “account” in his imagination.

For every transaction, a journal entry must be recorded that includes both a debit and a credit. Debits increase asset accounts and decrease equity and liability accounts. Credits decrease asset accounts and increase equity and liability accounts. Debits increase expense accounts, while credits increase revenue accounts.

One day while I was apologizing to Serennah for not having the money to pay for something that she needed, she pointed out that our lack of finances has kept us humble. We do not have any high-maintenance spoiled brats in this household. We have never missed a meal; some of those blessed meals have consisted of beans and rice (nutritionally okay but harder for Kip to swallow), but we were still thankful. I told our kids that if you have never had your debit card denied while trying to make a purchase, you have not lived! I was joking at the time, but as I thought about it some more, I agreed with Serennah. These humbling moments keep us from getting too proud.

Live as if the best day is today; plan as if the best day was yesterday.

The present value of your presence to your loved ones in need is higher than the future value of your promises.

Don’t just exist, live; explore, enjoy, repeat.

Be with them who need you the most, for the presence is the best present.

Be a limited edition of yourself; for elusive is valued.

I know what is wrong. You havn't decided what you want.' She'd underlined this many times. 'Terribly important to draw up a balance sheet every now and then, debits and credits. Decide what's important, what's worth fighting for. Don't drift, ever. Decide then act. If you fail well at least you tried. Don't know what you want so can't advise you how to get it.

In the widening gap between credits and debits hangs a question: What parts of this life are you willing to give up, so you can keep on living? Most who face this dilemma will not end up dwelling in vehicles. Those who do are analogous to what biologists call an “indicator species”—sensitive organisms with the capacity to signal much larger shifts in an ecosystem.

Visa’s Zero Liability policy covers all Visa credit—and debit-card transactions processed over the Visa network. Visa extends the same protections and benefits to its debit cards as it does to credit cards—including the ability for credit-card issuers to resolve merchant disputes on the cardholder’s behalf if goods were defective or weren’t received, you were overcharged, or for other reasons.

My twenties and thirties were contradictory decades, years when I eliminated conditions and truths that went against my grain. The value in this conservative era was that it safeguarded me from fatal character debits early in life. It was a time when I was often more concerned with not running red lights than I was with investing in the greenlights. I did what I wanted, I learned to live. I survived. My forties were a much more affirming decade, years when I started to play offense with truths I had learned and put them into action. An era where I doubled down on what fed me. The value of this liberal age was that it illuminated my most life-endorsing character assets. It was a time when I not only cruised through more greenlights because I had eliminated more red and yellow ones, but a time when I created more greenlights to travel through. A time when past reds and yellows finally turned green, as old hardships revealed themselves as good fortune, a time when the greenlights beamed brighter because I gave them more power to shine. I did what I needed, I lived to learn. I thrived. As I approach the next chapter of truths to cross, the only thing I know for sure is that I will recalibrate again,

She'd gone into the glass booth of the station to pay and the young man behind the counter was reading Anna Karenina and he turned the book over on the counter regretfully. She saw the big Russian saga drain out of his eyes as he took her in...she had watched as the gas attendant dragged himself from a cold night in Russia, full of passion and big fireplaces and lust. Back into the cold, lonely night of St. John's to take Helen's debit card, and she had felt motherly.

To track your money, write down or digitally capture every dollar you spend for one month. Include everything, from your $1,800 mortgage payment to the $4 coffee you grabbed on your way into work. Here, savings counts as an expense, so remember to include any money you put into a savings or retirement account (unless it was taken out of your paycheck—don’t include that). Record each expense regardless of whether you pay by cash, check, debit or credit card, automatic payment, or online transfer.

We simply cannot believe Jefferson’s complaints about his slaves, which fit into his pattern of shifting blame to others for his own mistakes and weaknesses. During his presidency Jefferson averred that the slave’s “burden on his master [is] daily increasing,” yet as the economic historian Steven Hochman has found, “during his presidency Jefferson’s nailery and his farms provided an income that should have met reasonable expectations. The debit side of Jefferson’s balance sheet was where he had his problems

While Greta gave Nicole her number, she watched Nicole notice Big Swiss. Watching women notice Big Swiss had become one of Greta’s favorite pastimes. Greta likened it to standing in line at a crowded bakery, focusing intensely on the pastries in the display case, feeling pressured to hurry up and decide because the line was so long, absentmindedly ordering from the faceless counterperson, meeting that person at the register, fumbling with your wallet, dealing with the debit card, and then realizing you’re being rung up by Charlize Theron, who’s making deliberate eye contact with you.

Roman numerals offer more opportunities for errors, since the same digit may be either added or subtracted, depending on its place in the sequence. More fundamentally, Roman numerals have no zero or negative numbers to indicate either debits or declining mathematical functions. Like other cultural features, numbers do not exist simply as badges of cultural identity, but to get a particular job done—and some cultural features get the job done better than others, which is why virtually every culture discards some of its own features and replaces them with features borrowed from other cultures.

The difference between a debt and an obligation is that a debt can be precisely quantified. This requires money. Not only is it money that makes debt possible: money and debt appear on the scene at exactly the same time. Some of the very first written documents that have come down to us are Mesopotamian tablets recording credits and debits, rations issued by temples, money owed for rent of temple lands, the value of each precisely specified in grain and silver. Some of the earliest works of moral philosophy, in turn, are reflections on what it means to imagine morality as debt—that is, in terms of money.

Miss Oliphant?” he said. His voice was cautious, quiet. “Three liters of Glen’s, please,” I said. My voice sounded strange—croaky and broken. I hadn’t used it for some time, I supposed, and then there was all that vomiting. He placed one before me, then seemed to hesitate. “Three, Miss Oliphant?” he said. I nodded. Slowly, he put another two bottles on the counter, all of them now lined up like skittles that I’d need to knock over, knock back. “Anything else?” he said. I briefly considered a loaf of bread or a tin of spaghetti, but I was not in the least bit hungry. I shook my head and offered him my debit card. My hand was shaking and I tried to control it, but failed. I punched in the numbers, and the wait for the receipt to be printed was interminable.

Two particular technological advancements would move Europe and the world away from physical coins and in turn help bring about the demise of silver's monetary role: the telegraph, first deployed commercially in 1837, and the growing network of trains, allowing transportation across Europe. With these two innovations, it became increasingly feasible for banks to communicate with each other, sending payments efficiently across space when needed and debiting accounts instead of having to send physical payments. This led to the increased use of bills, checks, and paper receipts as monetary media instead of physical gold and silver coins. More nations began to switch to a monetary standard of paper fully backed by, and instantly redeemable into, precious metals held in vaults.

This does not mean that the state necessarily creates money. Money is credit, it can be brought into being by private contractual agreements (loans, for instance). The state merely enforces the agreement and dictates the legal terms. Hence Keynes’ next dramatic assertion: that banks create money, and that there is no intrinsic limit to their ability to do so: since however much they lend, the borrower will have no choice but to put the money back into some bank again, and thus, from the perspective of the banking system as a whole, the total number of debits and credits will always cancel out.29 The implications were radical, but Keynes himself was not. In the end, he was always careful to frame the problem in a way that could be reintegrated into the mainstream economics of his day.

The banking system we have today is a direct descendent of banking from the Middle Ages. The Medici family in Florence, Italy, arguably created the formal structure of the bank that we still retain today, after many developments. The paper currency we have today is an iteration on coins used before the first century. Today’s payments networks are iterations on the 12th century European network of the Knights Templar, who used to securely move money around for banks, royalty and wealthy aristocrats of the period. The debit cards we have today are iterations on the bank passbook that you might have owned if you had had a bank account in the year 1850. Apple Pay is itself an iteration on the debit card—effectively a tokenised version of the plastic artifact reproduced inside an iPhone. And bank branches? Well, they haven’t materially changed since the oldest bank in the world, Monte Dei Paschi de Sienna, opened their doors to the public 750 years ago.

In English, “thank you” derives from “think.” It originally meant, “I will remember what you did for me”—which is usually not true either—but in other languages (the Portuguese obrigado is a good example) the standard term follows the form of the English “much obliged”—it actually does mean, “I am in your debt.” The French merci is even more graphic: it derives from “mercy,” as in begging for mercy; by saying it you are symbolically placing yourself in your benefactor’s power—since a debtor is, after all, a criminal.63 Saying “you’re welcome” or “it’s nothing” (French de rien, Spanish de nada)—the latter has at least the advantage of often being literally true—is a way of reassuring the one to whom one has passed the salt that you are not actually inscribing a debit in your imaginary moral account book. So is saying “my pleasure”—you are saying, “No, actually, it’s a credit, not a debit—you did me a favor because in asking me to pass the salt, you gave me the opportunity to do something I found rewarding in itself!”64

Social networks including Facebook, Twitter and Pinterest took a step closer to offering ecommerce on their own platforms this week, as the battle to win over retailers hots up. Facebook announced on Thursday it is trialling a “buy” button to allow people to purchase a product without ever leaving the social network’s app. The initial test, with a handful of small and medium-sized businesses in the US, could lead to more ecommerce companies buying adverts on the network. It could also allow Facebook to compile payment information and encourage people to make more transactions via the platform as it would save them typing in card numbers on smartphones. But the social network said no credit or debit card details will be shared with other advertisers. Twitter acquired CardSpring, a payments infrastructure company, this week for an undisclosed price as part of plans to feature more ecommerce around live events or, as it puts it, “in-the-moment commerce experiences”. CardSpring connects payment details with loyalty cards and coupons for transactions online and in stores. The home of the 140-character message hired Nathan Hubbard, former chief executive of Ticketmaster, last year to work on creating an ecommerce product. It has since worked with Amazon, to allow people to add things to their online basket by tweeting, and with Starbucks to encourage people to tweet to buy a coffee for a friend.

In the end, to be sure, to present the debit side of the account to these religions and to bring into the light of day their uncanny perilousness — it costs dear and terribly when religions hold sway, not as means of education and breeding in the hands of the philosopher, but in their own right and as sovereign, when they themselves want to be final ends and not means beside other means. Among men, as among every other species, there is a surplus of failures, of the sick, the degenerate, the fragile, of those who are bound to suffer; the successful cases are, among men too, always the exception, and. considering that man is the animal that has not yet been established, the rare exception. But worse still: the higher the type of man a man represents, the greater the improbability he will turn out well: chance, the law of absurdity in the total economy of mankind, shows itself in its most dreadful shape in its destructive effect on higher men, whose conditions of life are subtle, manifold and difficult to compute. Now what is the attitude of the above-named two chief religions towards this surplus of unsuccessful cases? They seek to preserve, to retain in life, whatever can in any way be preserved, indeed they side with it as a matter of principle as religions for sufferers, they maintain that all those who suffer from life as from an illness are in the right, and would like every other feeling of life to be counted false and become impossible.

As an analogy, we used to think of books, music, and movies as distinct. Then they all became represented by packets sent over the internet. Yes, we listened to music in audio players and viewed books in ebook readers, but their fundamental structure became digital. Similarly, today we think of stocks, bonds, gold, loans, and art as different. But all of them are represented as debits and credits on blockchains. Again, the fundamental structure became digital. Now, we are starting to think of different kinds of collections of people –— whether communities, cities, companies, or countries —– all fundamentally as networks, where the digital profiles and how they interact become more and more fundamental. This is obvious for communities and companies, which can already be fully remote and digital, but even already existing cities and countries are starting to be modeled this way, because (a) their citizens48 are often geographically remote, (b) the concept of citizenship itself is becoming similar to digital single sign-on, (c) many 20th century functions of government have already been de-facto transferred to private networks like (electronic) mail delivery, hotel, and taxi regulation, (d) cities and countries increasingly recruit citizens online, (e) so-called smart cities are increasingly administrated through a computer interface, and (f) as countries issue central bank digital currencies and cities likely follow suit, every polity will be publicly traded on the internet just like companies and coins.

Look,” she told me one day in a Millsport coffeehouse. “Shopping—actual, physical shopping—could have been phased out centuries ago if they’d wanted it that way.” “They who?” “People. Society.” She waved a hand impatiently. “Whoever. They had the capacity back then. Mail order, virtual supermarkets, automated debiting systems. It could have been done and it never happened. What does that tell you?” At twenty-two years old, a Marine Corps grunt via the street gangs of Newpest, it told me nothing. Carlyle took in my blank look and sighed. “It tells you that people like shopping. That it satisfies a basic, acquisitive need at a genetic level. Something we inherited from our hunter-gatherer ancestors. Oh, you’ve got automated convenience shopping for basic household items, mechanical food distribution systems for the marginalized poor. But you’ve also got a massive proliferation of commercial hives and speciality markets in food and crafts that people physically have to go to. Now why would they do that, if they didn’t enjoy it?” I probably shrugged, maintaining my youthful cool. “Shopping is physical interaction, exercise of decision-making capacity, sating of the desire to acquire, and an impulse to more acquisition, a scouting urge. It’s so basically fucking human when you think about it. You’ve got to learn to love it, Tak. I mean you can cross the whole archipelago on a hover; you never even need to get wet. But that doesn’t take the basic pleasure out of swimming, does it? Learn to shop well, Tak. Get flexible. Enjoy the uncertainty.

Saying it hopes to poach customers from banks, Walmart is rolling out a mobile checking account with a linked debit card — a program that it promises will remain low-cost by eliminating fees for overdrafts or failing to maintain a minimum balance. The monthly membership fee of $8.95 is waived if customers set up direct deposits of at least $500 a month, something that even consumers with subprime credit scores probably would be able to do. Users also may load cash into their accounts at participating stores or deposit checks remotely by taking photos with their smartphones, officials at the Bentonville, Ark., company said.

MONTH ONE ACTION PLAN Open a new checking account that is free of monthly maintenance fees. Notify your employer to have your direct deposit sent to the new account. Same with any automatic payments or transfers you make from your checking account—notify everyone of the new account. Balance your checkbook each month; verify all your withdrawals and deposits, and keep track that every bill you pay is recorded as a debit on your account. Open a new savings or money market account that is FDIC insured and carries a high APY. Make it a goal to build a savings account over time that has a balance large enough to cover up to eight months of living expenses. Sign up for automatic deposits into your savings account. If you have more than $100,000 at any one institution, make sure you understand the rules for getting full insurance coverage.

Every time you use a banknote; every time you use a modern coin; every time you use a credit card or debit card; every time you use internet banking; every time you use any modern crypto currency; every time you use a gift voucher; every time you use a poker chip; in fact, every time you enter into any form of transaction that does not rely on bartering, each such transaction has its ideological origins in John Law’s idea that money need have no intrinsic value.

But I suppose that’s not what love is all about. You can’t spend your entire lives locked up in towers, ivory or otherwise, walking on beaches, having fabulous sex. You can’t. Because there are children to look after, bins to put out, direct debits to sort, livings to be made. There is baggage: so much baggage! Guilt and regret and recriminations.

The interesting finds are that the 7-repeat people: hold fewer funds in savings; are less likely to pay off credit card balances each month; withdraw more cash than needed at the ATM; are less likely to use a debit card instead of a credit card; and are less likely to purchase overdraft protection.

time. The trial balance is typically prepared at the end of a period, prior to preparing the primary financial statements. The purpose of the trial balance is to check that debits—in total—are equal to the total amount of credits. If debits do not equal credits, you know that an erroneous journal entry must have been posted. While a trial balance is a helpful check, it’s far from perfect, as there are numerous types of errors that a trial balance doesn’t catch. (For example, a trial balance wouldn’t alert you if the wrong asset account had been debited for a given transaction, as the error wouldn’t throw off the total amount of debits.) Chapter 8 Simple Summary For every transaction, a journal entry must be recorded that includes both a debit and a credit. Debits

The way you’re already penalised if you don’t pay your gas bill by direct debit, or the way they give you a discount if you’re rich enough to pay your house insurance in a oner. The world we fought for, Don thinks bitterly, and then, as he always does now, he shrugs it off. Not his problem.

A wise person hates none and loves everyone. When you give love to someone without any expectations, your happiness account is credited. Each time you hate those who love you, or cheat your friends or become unfaithful to your beloved, a certain amount of happiness gets debited from your account.

The cab hummed around the corner and stopped in front of us. “Are you the Dula party?” it said. “No, we’re just out for a walk,” Dad said. Mother gave him a look. “Of course we are. It’s three in the goddamned morning.” “Your voice does not match the caller’s,” the cab said. “After midnight I need positive identification.” “I called,” my mother said. “Do you recognize this voice?” “Please show me a debit card.” A tray slid out and Dad flipped a card onto it. “Voice and card.” The doors opened silently. “Do you require help with your luggage?” “Stay put,” Dad said, instead of no. He’s always testing them.

We are all debit of the credits. We all are. Especially me.

Loans NRIs can give loans to resident Indians on a repatriable or non-repatriable basis. NRIs can also receive loans from residents. Loan from NRIs in foreign currency or on a repatriable basis A resident Indian can borrow up to US dollars 250,000 from NRI close relatives on a repatriation basis i.e. on repayment, the NRI can credit the funds in an NRE account and take this money back without any restrictions. The NRI should be a close relative of the borrower. Please check ‘Who is your relative’ for details. The amount of loan should be received by an inward remittance or by debit to the NRE/FCNR account. The loan should be a minimum of 1 year and without any interest. The funds cannot be used for agricultural/plantation/real estate business or for relending. Income: As the loan should be interest-free, no income can be generated. Taxability: As there is no income, there is no tax. Loan from NRIs in Indian rupees or on a non-repatriable basis A resident, not being a company incorporated in India, may borrow in rupees from an NRI on a non- repatriation basis. The period of loan should be 3 years or less and the rate of interest should not exceed 2% over the prevailing bank rate at the time of the loan. The loan has to be utilized for meeting the borrower’s personal requirement or for his business purposes. The funds cannot be used for agricultural/plantation/real estate business or for relending or for investment in shares, securities or immovable property. For example, Ms. Isumati has given an unsecured loan to her father’s firm earning 15% interest. If she goes to the UK for further studies and becomes an NRI, while she may continue with the loan, RBI rules would apply. The funds cannot be used for real estate business and if the bank rate is 10%, she cannot be paid more than 12% interest on her loan. Her father would also need to deduct TDS @ 30.9% on the interest. Income: Income from loans given to residents is interest. Taxability: The interest income on loans given is taxable for NRIs. Loans to NRIs NRIs are allowed to borrow from a bank/authorized

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The ‘information’ one receives from within, shows credit [punya] and debit [paap] karmas. All the Knowledge-Vision is present within. Everything can be Known from within but only as long as you do not create obstructions. If you were to cross-over [violate] it, then the ‘information’ will stop coming through.

I say, “It’s really really Bogart’s hat, I swear to god. Really. Just don’t tell my mom about this because I had to spend some serious money—like upwards of twenty-five grand I debited from her Visa card, which all goes to cancer research, all of it—and I had to get the hat just so that we might have a little piece of Bogie history, just so we might at least have that forever. Right?” I feel so awful, because the truth is that I bought the hat at the thrift store for four dollars and fifty cents.

Cash—not a debit card, but cold hard cash—is the only currency I use these days; it’s harder to part with, makes me cerebrate over each purchase. Every

Does heaven operate on credits and debits? Can her kindness wash away my sins?

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We can consider successes and failures in our life as credit and debit entries of our happiness account. Every time we succeed in achieving our goal, we get credit in the form of happiness and every time we fail, we debit our happiness account. If we have enough credits of happiness, we can easily withstand some failures just like the person who has a million dollar bank balance, does not get disconcerted if he loses out on a few thousand dollars. However, the same loss can bring much grief to a person who has a very small balance in his account.

Chasing tax cheats using normal procedures was not an option. It would take decades just to identify anything like the majority of them and centuries to prosecute them successfully; the more we caught, the more clogged up the judicial system would become. We needed a different approach. Once Danis was on board a couple of days later, together we thought of one: we would extract historical and real-time data from the banks on all transfers taking place within Greece as well as in and out of the country and commission software to compare the money flows associated with each tax file number with the tax returns of that same file number. The algorithm would be designed to flag up any instance where declared income seemed to be substantially lower than actual income. Having identified the most likely offenders in this way, we would make them an offer they could not refuse. The plan was to convene a press conference at which I would make it clear that anyone caught by the new system would be subject to 45 per cent tax, large penalties on 100 per cent of their undeclared income and criminal prosecution. But as our government sought to establish a new relationship of trust between state and citizenry, there would be an opportunity to make amends anonymously and at minimum cost. I would announce that for the next fortnight a new portal would be open on the ministry’s website on which anyone could register any previously undeclared income for the period 2000–14. Only 15 per cent of this sum would be required in tax arrears, payable via web banking or debit card. In return for payment, the taxpayer would receive an electronic receipt guaranteeing immunity from prosecution for previous non-disclosure.17 Alongside this I resolved to propose a simple deal to the finance minister of Switzerland, where so many of Greece’s tax cheats kept their untaxed money.18 In a rare example of the raw power of the European Union being used as a force for good, Switzerland had recently been forced to disclose all banking information pertaining to EU citizens by 2017. Naturally, the Swiss feared that large EU-domiciled depositors who did not want their bank balances to be reported to their country’s tax authorities might shift their money before the revelation deadline to some other jurisdiction, such as the Cayman Islands, Singapore or Panama. My proposals were thus very much in the Swiss finance minister’s interests: a 15 per cent tax rate was a relatively small price to pay for legalizing a stash and allowing it to remain in safe, conveniently located Switzerland. I would pass a law through Greece’s parliament that would allow for the taxation of money in Swiss bank accounts at this exceptionally low rate, and in return the Swiss finance minister would require all his country’s banks to send their Greek customers a friendly letter informing them that, unless they produced the electronic receipt and immunity certificate provided by my ministry’s web page, their bank account would be closed within weeks. To my great surprise and delight, my Swiss counterpart agreed to the proposal.19

Merger of plans and actions determine the amalgamation of goals and acquisition of success in life.

Good books and bad books, like people, are part and parcel of life. Keep reading, books and people.

To balance the balance sheet of life, concentrate on your assets of positivity while managing your liabilities of negativities.

Best Capital with highest ROI to invest in is, self-growth; becoming better than before, valued higher than prior, day by day.

The key factor between the reconciliation of actions and expectations is satisfaction.