Debit Quotes

The so-called ‘psychotically depressed’ person who tries to kill herself doesn’t do so out of quote ‘hopelessness’ or any abstract conviction that life’s assets and debits do not square. And surely not because death seems suddenly appealing. The person in whom Its invisible agony reaches a certain unendurable level will kill herself the same way a trapped person will eventually jump from the window of a burning high-rise. Make no mistake about people who leap from burning windows. Their terror of falling from a great height is still just as great as it would be for you or me standing speculatively at the same window just checking out the view; i.e. the fear of falling remains a constant. The variable here is the other terror, the fire’s flames: when the flames get close enough, falling to death becomes the slightly less terrible of two terrors. It’s not desiring the fall; it’s terror of the flames. And yet nobody down on the sidewalk, looking up and yelling ‘Don’t!’ and ‘Hang on!’, can understand the jump. Not really. You’d have to have personally been trapped and felt flames to really understand a terror way beyond falling.

I had to leave my debit card at home when I went into a bookstore or else I would drain my account.

I’m only marginally qualified to be giving advice at all. My body mass index is certainly not ideal, I frequently use my debit card to buy things that cost less than three dollars because I never have cash on me, and my bedroom is so untidy it looks like vandals ransacked the Anthropologie Sale section. I’m kind of a mess.

The paths to liberation are numerous, but the bank along the way is always the same, the Bank of Karma, where the liberation account of each of us is credited or debited depending on our actions.

All good people agree, And all good people say, All nice people, like Us, are We And every one else is They: But if you cross over the sea, Instead of over the way, You may end by (think of it!) looking on We As only a sort of They!

Rule #1: You may bring only what fits in your backpack. Don’t try to fake it with a purse or a carry-on. Rule #2: You may not bring guidebooks, phrase books, or any kind of foreign language aid. And no journals. Rule #3: You cannot bring extra money or credit/debit cards, travelers’ checks, etc. I’ll take care of all that. Rule #4: No electronic crutches. This means no laptop, no cell phone, no music, and no camera. You can’t call home or communicate with people in the U.S. by Internet or telephone. Postcards and letters are acceptable and encouraged. That’s all you need to know for now.

Freuchen tells how one day, after coming home hungry from an unsuccessful walrus-hunting expedition, he found one of the successful hunters dropping off several hundred pounds of meat. He thanked him profusely. The man objected indignantly: "Up in our country we are human!" said the hunter. "And since we are human we help each other. We don't like to hear anybody say thanks for that. What I get today you may get tomorrow. Up here we say that by gifts one makes slaves and by whips one makes dogs. ... The refusal to calculate credits and debits can be found throughout the anthropological literature on egalitarian hunting societies. Rather than seeing himself as human because he could make economic calculations, the hunter insisted that being truly human meant refusing to make such calculations, refusing to measure or remember who had given what to whom, for the precise reason that doing so would inevitably create a world where we began "comparing power with power, measuring, calculating" and reducing each other to slaves or dogs through debt. It's not that he, like untold millions of similar egalitarian spirits throughout history, was unaware that humans have a propensity to calculate. If he wasn't aware of it, he could not have said what he did. Of course we have a propensity to calculate. We have all sorts of propensities. In any real-life situation, we have propensities that drive us in several different contradictory directions simultaneously. No one is more real than any other. The real question is which we take as the foundation of our humanity, and therefore, make the basis of our civilization.

I didn't care about embarrassing myself further. What was one more debit of mortification when my balance sheet was already in the red by hundreds of thousands?

A borrower who doesn't returns is a beggar.

The so-called 'psychotically depressed' person who tries to kill herself doesn't do so out of quote 'hopelessness' or any abstract conviction that life's assets and debits do not square. And surely not because death seems suddenly appealing. The person in whom Its invisible agony reaches a certain unendurable level will kill herself the same way a trapped person will eventually jump from the window of a burning high-rise. Make no mistake about people who leap from burning windows. Their terror of falling from a great height is still just as great as it would be for you or me standing speculatively at the same window just checking out the view; i.e. the fear of falling remains a constant. The variable here is the other terror, the fire's flames: when the flames get close enough, falling to death becomes the slightly less terrible of two terrors. It's not desiring the fall; it's terror of the flames. And yet nobody down on the sidewalk, looking up and yelling 'Don't!' and 'Hang on!', can understand the jump. Not really. You'd have to have personally been trapped and felt flames to really understand a terror way beyond falling.

Producing a high body count was crucial for promotion in the officer corps. Many high-level officers established “production quotas” for their units, and systems of “debit” and “credit” to calculate exactly how efficiently subordinate units and middle-management personnel performed. Different formulas were used, but the commitment to war as a rational production process was common to all.11

For years I viewed my interaction with the Bible as a debit account: I had a need, so I went to the Bible to withdraw an answer. But we do much better to view our interaction with the Bible as a savings account: I stretch my understanding daily, I deposit what I glean, and I patiently wait for it to accumulate in value, knowing that one day I will need to draw on it.

When reconciling great hatred there will some remain. How can it be made good? Therefore the wise man accepts the debit side of the account and does not have to enforce payment from others.

Karma is a balance sheet of life which debits and credit all your deeds.YourWhich is audited by our creator and actions are based on what we accumulated in it.

Its hurtful and wonderful how our jokes survive us. Since I left home on this journey, I've thought a lot about this-how a big part of any life is about the hows and whys of setting up machinery. it's building systems, devices, motors. Winding up the clockwork of direct debits, configuring newspaper deliveries and anniversaries and photographs and credit card repayments and anecdotes. Starting their engines, setting them in motion and sending them chugging off into the future to do their thing at a regular or irregular intervals. When a person leaves or dies or ends, they leave an afterimage; their outline in the devices they've set up around them. The image fades to the winding down of springs, the slow running out of fuel as the machines of a life lived in certain ways in certain places and from certain angles are shut down or seize up or blink off one by one. It takes time. Sometimes, you come across the dusty lights or electrical hum of someone else's machine, maybe a long time after you ever expected to, still running, lonely in the dark. Still doing its thing for the person who started it up long, long after they've gone. A man lives so many different lengths of time.

On a side note, is there any place on earth that sounds like it has a more chill vibe than Hawaiian Brian’s? Or for that matter, is there a chiller name than “Hawaiian Brian”? “Damnit! Hawaiian Brian just stole my debit card and liquidated all my bank accounts!” I can’t ever see someone having to utter that sentence.

There are five different prayers: for health, wealth, a death, a birth, a sin. You pick the one you want, punch in the number, then punch in your own number so your account will be debited, and punch in the number of times you want the prayer repeated.

this nation is both its credits and debits.

Karma is the balance sheet of life which debits and credit all your deeds.YourWhich is audited by our creator and actions are based on what we accumulated in it.

When you slander someone [talk negatively about people], you earn a debit in your account and that person will earn a credit. Who would do these kinds of business?

Remember, as you look at yourself, to look kindly, and also remember that you are not balancing a checkbook: anything you see that you don’t like, or that you want to change, is not a debit that you subtract from your virtues. When you learn to reflect on your strengths, it becomes easier to look at your weaknesses with acceptance and compassion. Keep your virtues at their full value and cherish them.

Let us never weary of repeating, that to think first of the disinherited and sorrowful classes; to relieve, ventilate, enlighten, and love them; to enlarge their horizon to a magnificent extent; to lavish upon them education in every shape; to set them an example of labor, and never of indolence; to lessen the weight of the individual burden by increasing the notion of the universal aim; to limit poverty without limiting wealth; to create vast fields of public and popular activity; to have, like Briareus, a hundred hands to stretch out on all sides to the crushed and the weak; to employ the collective power in the grand task of opening workshops for every arm, schools for every aptitude, and laboratories for every intellect; to increase wages, diminish toil, and balance the debit and credit--that is to say, proportion enjoyment to effort, and supply to demand; in a word, to evolve from the social machine, on behalf of those who suffer and those who are ignorant, more light and more comfort, is (and sympathetic souls must not forget it) the first of brotherly obligations, and (let egotistic hearts learn the fact) the first of political necessities.

The level of violence finally forced the local paper to do what the local police would not: Talk to the victims. Shaina Perry remembers the punch to her face, blood streaming from a cut over her eye, her backpack with her asthma inhaler, debit card, and cell phone stolen, and then the laughter. They just said “Oh, white girl bleeds a lot,” said Perry, 22, who was attacked at Kilbourn Reservoir Park over the Fourth of July weekend.2

It takes all my strength to do daily tasks. To some people, I’m just a number. I’m a projected food stamps debit card lifetime member. I’m seen as crazy or insane, but it doesn’t matter. I know I am bigger than my suffering.

A denied expectation hurts more than a denied hope, while a fulfilled hope makes us happier than a fulfilled expectation. Hope’s got a higher return on happiness and less debit on denial, it’s just not as measurable. My parents measured.

...the balance sheet of her life, an endless list of credits and debits, of accomplishments and failures, small acts of kindness and real acts of cruelty. And the tears finally come as she looks away, unable to see this thing to the very end, for she knows without looking of the terrible imbalance, how long ago the credits stopped while the debits of vanity and selfishness run on and on.

The reason twenty-nine feet is such a common length for RVs, I presume, is that once a vehicle gets much longer, you need a special permit to drive it. That would mean forms and fees, possibly even background checks. But show up at any RV joint with your thigh stumps lashed to a skateboard, crazily waving your hooks-for-hands, screaming you want that twenty-nine-footer out back for a trip you ain't sayin' where, and all they want to know is: Credit or debit, tiny sir?

What?” he asked in a low voice. “You looked like you spent your last joy bill.” He hissed, “What does that even mean?” “I don’t know. I was just trying it out.” “Well, it doesn’t work. It doesn’t make sense. And anyway, I’ve got plenty of joy bills. Loads.” Helen said, “What’s happening there on your phone?” “A very small joy debit.” His older sister’s smile shone brightly. “You see, it does work. Now, did you or did you not need to get out of that room?” Gansey inclined his head in slight acknowledgment. Gansey siblings knew each other well. “You’re so welcome,” Helen said. “Let me know if you need me to write a joy check.” “I really don’t think it works.

Toddlers walk through life like we all wish we could: confident, demanding, and 100 percent positive that they are the center of the universe. They can kick their father in the testicles and feel nothing. They love to laugh. They love to destroy expensive cosmetics and to fingerpaint with long-wearing lipstick. Toddlers love to render electronic devices useless. They enjoy making debit cards and keys vanish into thin air. They like to permanent marker on shit. Toddlers live that #thuglyfe better than any of us could even try to because toddlers. don’t. give. a. fuck. The quicker you understand that, the better. Repeat after me: Toddlers don’t care and they never did.

Ippolit Matveevich turned even redder, pulled out a tiny notebook, and wrote in a calligraphic hand: 25/4/1927 — rubles issued to Comrade Bender — 8. Ostap took a look inside the little book. 'Oh-ho! If you've gone ahead and opened a personal account for me, then the least you could do is tally it right. Start up a debit column, start up a credit column. Don't forget to enter the sixty thousand rubles you owe me in the debits, and the vest can go in the credits. The balance is in my favor: 59,992 rubles.

After Cosimo de’ Medici took over the family bank in the 1430s, it became the largest in Europe. By managing the fortunes of the continent’s wealthy families, the Medici made themselves the wealthiest of them all. They were innovators in bookkeeping, including the use of debit-and-credit accounting that became one of the great spurs to progress during the Renaissance. By means of payoffs and plotting, Cosimo became the de facto ruler of Florence, and his patronage made it the cradle of Renaissance art and humanism.

Showing off is more ridiculous in instances where the thing that is being shown off was bought on credit.

[But] I fear that in the individual lives of all but a few, the balance is in debit - we do so little that is positive good, even if we negatively avoid what is actively evil.

It wasn’t that I truly felt bad that I’d upset my mother—it was more that I hated any debits in her column.

Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants.

GOD don't have any mercy to human being since we generate Debit & Credit account of our own life.

What was one more debit of mortification when my balance sheet was already in the red

In all your doings and dealings, personal or professional, for selflessness or consideration; exchange goodness of positive vibes. Be a good karmic being.

Goodwill; earned by deeds, not words, weighed by values, not intangibility; same for respect.

I pay bills when the paper they’re printed on turns pink or gets threatening, and if my debit card is still accepted then I feel like I’m winning.

Never let a credit to your bank account become a debit from your soul.

There was no element of self-sacrifice in their relationships, but instead a carefully balanced system of debit and credit. If the debit column grew too long, the friendship would break up.

Five-Year,” a term given to cash minted before 2023. That was the last year cash was produced without embedded chips that could trace every use of the currency as if it was a debit or credit card.

If middle-class society is decaying, if we have got into a blind alley from which we cannot emerge without attacking past institutions with torch and hatchet, it is precisely because we have given too much to counting. It is because we have let ourselves be influenced into giving only to receive. It is because we have aimed at turning society into a commercial company based on debit and credit.

I wonder,” said Reginald, “if you have ever walked down the Embankment on a winter night?” “Gracious, no, child! Why do you ask?” “I didn’t; I only wondered. And even your philanthropy, practised in a world where everything is based on competition, must have a debit as well as a credit account. The young ravens cry for food.” “And are fed.” “Exactly. Which presupposes that something else is fed upon.

We were born and brought up with the maxim that 'time is money'. We know exactly what money is, but what does the word time mean? The day is made up of twenty-four hours and an infinite number of moments. We need to be aware of those moments and to make the most of them regardless of whether we're busy doing something or merely contemplating life. If we slow down, everything lasts much longer. Of course, that means that washing the dishes might last longer, as might totting up the debits and credits on a balance sheet or checking promissory notes, but why not use that time to think about pleasant things and to feel glad simply to be alive?

Over the years I have had much occasion to ponder this word, the intelligentsia. We are all very fond of including ourselves in it—but you see not all of us belong. In the Soviet Union this word has acquired a completely distorted meaning. They began to classify among the intelligentsia all those who don't work (and are afraid to) with their hands. All the Party, government, military, and trade union bureaucrats have been included. All bookkeepers and accountants—the mechanical slaves of Debit. All office employees. And with even greater ease we include here all teachers (even those who are no more than talking textbooks and have neither independent knowledge nor an independent view of education). All physicians, including those capable only of making doodles on the patients' case histories. And without the slightest hesitation all those who are only in the vicinity of editorial offices, publishing houses, cinema studios, and philharmonic orchestras are included here, not even to mention those who actually get published, make films, or pull a fiddle bow. And yet the truth is that not one of these criteria permits a person to be classified in the intelligentsia. If we do not want to lose this concept, we must not devalue it. The intellectual is not defined by professional pursuit and type of occupation. Nor are good upbringing and good family enough in themselves to produce and intellectual. An intellectual is a person whose interests in and preoccupation with the spiritual side of life are insistent and constant and not forced by external circumstances, even flying in the face of them. An intellectual is a person whose thought is nonimitative.

Learning to crow: If we’ve been taught to credit our success externally and debit our failures to ourselves, we’re indeed in a bind. It is important to come to an authentic assessment of our talents and strengths, speaking from our center. [p. 91]

The worst of what is called good society is not only that it offers us the companionship of people who are unable to win either our praise or our affection, but that it does not allow of our being that which we naturally are; it compels us, for the sake of harmony, to shrivel up, or even alter our shape altogether. Intellectual conversation, whether grave or humorous, is only fit for intellectual society; it is downright abhorrent to ordinary people, to please whom it is absolutely necessary to be commonplace and dull. This demands an act of severe self-denial; we have to forfeit three-fourths of ourselves in order to become like other people. No doubt their company may be set down against our loss in this respect; but the more a man is worth, the more he will find that what he gains does not cover what he loses, and that the balance is on the debit side of the account; for the people with whom he deals are generally bankrupt,—that is to say, there is nothing to be got from their society which can compensate either for its boredom, annoyance and disagreeableness, or for the self-denial which it renders necessary. Accordingly, most society is so constituted as to offer a good profit to anyone who will exchange it for solitude. Nor

There is also a finance troop, including a covert division that essentially launders money for use in denied missions. Commercial banks provide the unit with preloaded debit or credit cards untraceable to the government and are reimbursed through a backdoor channel.

Karma operates not so much as some external credit-and-debit ledger but more as an energy, a charge that grows over time. This is how even small acts of generosity, especially when motivated by the best intention, can become causes for much greater wealth in the future.

Steve embraced the marketing adage that every single moment a consumer encounters a brand—whether as a buyer, a user, a store visitor, a passerby seeing a billboard, or someone simply watching an ad on TV—is an experience that adds either credits or debits to the brand’s “account” in his imagination.

That’s why we created a PayPal debit card. It’s a little counterintuitive, but the easier you make it for people to get money out of PayPal, the less they’ll want to do it. But if the only way for them to spend money or access it in any way is to move it to a traditional bank, that’s what they’ll do instantly.

For every transaction, a journal entry must be recorded that includes both a debit and a credit. Debits increase asset accounts and decrease equity and liability accounts. Credits decrease asset accounts and increase equity and liability accounts. Debits increase expense accounts, while credits increase revenue accounts.

One day while I was apologizing to Serennah for not having the money to pay for something that she needed, she pointed out that our lack of finances has kept us humble. We do not have any high-maintenance spoiled brats in this household. We have never missed a meal; some of those blessed meals have consisted of beans and rice (nutritionally okay but harder for Kip to swallow), but we were still thankful. I told our kids that if you have never had your debit card denied while trying to make a purchase, you have not lived! I was joking at the time, but as I thought about it some more, I agreed with Serennah. These humbling moments keep us from getting too proud.

Live as if the best day is today; plan as if the best day was yesterday.

The present value of your presence to your loved ones in need is higher than the future value of your promises.

Be with them who need you the most, for the presence is the best present.

Don’t just exist, live; explore, enjoy, repeat.

Be a limited edition of yourself; for elusive is valued.

I know what is wrong. You havn't decided what you want.' She'd underlined this many times. 'Terribly important to draw up a balance sheet every now and then, debits and credits. Decide what's important, what's worth fighting for. Don't drift, ever. Decide then act. If you fail well at least you tried. Don't know what you want so can't advise you how to get it.

In the widening gap between credits and debits hangs a question: What parts of this life are you willing to give up, so you can keep on living? Most who face this dilemma will not end up dwelling in vehicles. Those who do are analogous to what biologists call an “indicator species”—sensitive organisms with the capacity to signal much larger shifts in an ecosystem.

Visa’s Zero Liability policy covers all Visa credit—and debit-card transactions processed over the Visa network. Visa extends the same protections and benefits to its debit cards as it does to credit cards—including the ability for credit-card issuers to resolve merchant disputes on the cardholder’s behalf if goods were defective or weren’t received, you were overcharged, or for other reasons.

My twenties and thirties were contradictory decades, years when I eliminated conditions and truths that went against my grain. The value in this conservative era was that it safeguarded me from fatal character debits early in life. It was a time when I was often more concerned with not running red lights than I was with investing in the greenlights. I did what I wanted, I learned to live. I survived. My forties were a much more affirming decade, years when I started to play offense with truths I had learned and put them into action. An era where I doubled down on what fed me. The value of this liberal age was that it illuminated my most life-endorsing character assets. It was a time when I not only cruised through more greenlights because I had eliminated more red and yellow ones, but a time when I created more greenlights to travel through. A time when past reds and yellows finally turned green, as old hardships revealed themselves as good fortune, a time when the greenlights beamed brighter because I gave them more power to shine. I did what I needed, I lived to learn. I thrived. As I approach the next chapter of truths to cross, the only thing I know for sure is that I will recalibrate again,

She'd gone into the glass booth of the station to pay and the young man behind the counter was reading Anna Karenina and he turned the book over on the counter regretfully. She saw the big Russian saga drain out of his eyes as he took her in...she had watched as the gas attendant dragged himself from a cold night in Russia, full of passion and big fireplaces and lust. Back into the cold, lonely night of St. John's to take Helen's debit card, and she had felt motherly.

To track your money, write down or digitally capture every dollar you spend for one month. Include everything, from your $1,800 mortgage payment to the $4 coffee you grabbed on your way into work. Here, savings counts as an expense, so remember to include any money you put into a savings or retirement account (unless it was taken out of your paycheck—don’t include that). Record each expense regardless of whether you pay by cash, check, debit or credit card, automatic payment, or online transfer.

We simply cannot believe Jefferson’s complaints about his slaves, which fit into his pattern of shifting blame to others for his own mistakes and weaknesses. During his presidency Jefferson averred that the slave’s “burden on his master [is] daily increasing,” yet as the economic historian Steven Hochman has found, “during his presidency Jefferson’s nailery and his farms provided an income that should have met reasonable expectations. The debit side of Jefferson’s balance sheet was where he had his problems

While Greta gave Nicole her number, she watched Nicole notice Big Swiss. Watching women notice Big Swiss had become one of Greta’s favorite pastimes. Greta likened it to standing in line at a crowded bakery, focusing intensely on the pastries in the display case, feeling pressured to hurry up and decide because the line was so long, absentmindedly ordering from the faceless counterperson, meeting that person at the register, fumbling with your wallet, dealing with the debit card, and then realizing you’re being rung up by Charlize Theron, who’s making deliberate eye contact with you.

Roman numerals offer more opportunities for errors, since the same digit may be either added or subtracted, depending on its place in the sequence. More fundamentally, Roman numerals have no zero or negative numbers to indicate either debits or declining mathematical functions. Like other cultural features, numbers do not exist simply as badges of cultural identity, but to get a particular job done—and some cultural features get the job done better than others, which is why virtually every culture discards some of its own features and replaces them with features borrowed from other cultures.

Miss Oliphant?” he said. His voice was cautious, quiet. “Three liters of Glen’s, please,” I said. My voice sounded strange—croaky and broken. I hadn’t used it for some time, I supposed, and then there was all that vomiting. He placed one before me, then seemed to hesitate. “Three, Miss Oliphant?” he said. I nodded. Slowly, he put another two bottles on the counter, all of them now lined up like skittles that I’d need to knock over, knock back. “Anything else?” he said. I briefly considered a loaf of bread or a tin of spaghetti, but I was not in the least bit hungry. I shook my head and offered him my debit card. My hand was shaking and I tried to control it, but failed. I punched in the numbers, and the wait for the receipt to be printed was interminable.

The banking system we have today is a direct descendent of banking from the Middle Ages. The Medici family in Florence, Italy, arguably created the formal structure of the bank that we still retain today, after many developments. The paper currency we have today is an iteration on coins used before the first century. Today’s payments networks are iterations on the 12th century European network of the Knights Templar, who used to securely move money around for banks, royalty and wealthy aristocrats of the period. The debit cards we have today are iterations on the bank passbook that you might have owned if you had had a bank account in the year 1850. Apple Pay is itself an iteration on the debit card—effectively a tokenised version of the plastic artifact reproduced inside an iPhone. And bank branches? Well, they haven’t materially changed since the oldest bank in the world, Monte Dei Paschi de Sienna, opened their doors to the public 750 years ago.

In English, “thank you” derives from “think.” It originally meant, “I will remember what you did for me”—which is usually not true either—but in other languages (the Portuguese obrigado is a good example) the standard term follows the form of the English “much obliged”—it actually does mean, “I am in your debt.” The French merci is even more graphic: it derives from “mercy,” as in begging for mercy; by saying it you are symbolically placing yourself in your benefactor’s power—since a debtor is, after all, a criminal.63 Saying “you’re welcome” or “it’s nothing” (French de rien, Spanish de nada)—the latter has at least the advantage of often being literally true—is a way of reassuring the one to whom one has passed the salt that you are not actually inscribing a debit in your imaginary moral account book. So is saying “my pleasure”—you are saying, “No, actually, it’s a credit, not a debit—you did me a favor because in asking me to pass the salt, you gave me the opportunity to do something I found rewarding in itself!”64

Social networks including Facebook, Twitter and Pinterest took a step closer to offering ecommerce on their own platforms this week, as the battle to win over retailers hots up. Facebook announced on Thursday it is trialling a “buy” button to allow people to purchase a product without ever leaving the social network’s app. The initial test, with a handful of small and medium-sized businesses in the US, could lead to more ecommerce companies buying adverts on the network. It could also allow Facebook to compile payment information and encourage people to make more transactions via the platform as it would save them typing in card numbers on smartphones. But the social network said no credit or debit card details will be shared with other advertisers. Twitter acquired CardSpring, a payments infrastructure company, this week for an undisclosed price as part of plans to feature more ecommerce around live events or, as it puts it, “in-the-moment commerce experiences”. CardSpring connects payment details with loyalty cards and coupons for transactions online and in stores. The home of the 140-character message hired Nathan Hubbard, former chief executive of Ticketmaster, last year to work on creating an ecommerce product. It has since worked with Amazon, to allow people to add things to their online basket by tweeting, and with Starbucks to encourage people to tweet to buy a coffee for a friend.

In the end, to be sure, to present the debit side of the account to these religions and to bring into the light of day their uncanny perilousness — it costs dear and terribly when religions hold sway, not as means of education and breeding in the hands of the philosopher, but in their own right and as sovereign, when they themselves want to be final ends and not means beside other means. Among men, as among every other species, there is a surplus of failures, of the sick, the degenerate, the fragile, of those who are bound to suffer; the successful cases are, among men too, always the exception, and. considering that man is the animal that has not yet been established, the rare exception. But worse still: the higher the type of man a man represents, the greater the improbability he will turn out well: chance, the law of absurdity in the total economy of mankind, shows itself in its most dreadful shape in its destructive effect on higher men, whose conditions of life are subtle, manifold and difficult to compute. Now what is the attitude of the above-named two chief religions towards this surplus of unsuccessful cases? They seek to preserve, to retain in life, whatever can in any way be preserved, indeed they side with it as a matter of principle as religions for sufferers, they maintain that all those who suffer from life as from an illness are in the right, and would like every other feeling of life to be counted false and become impossible.

Look,” she told me one day in a Millsport coffeehouse. “Shopping—actual, physical shopping—could have been phased out centuries ago if they’d wanted it that way.” “They who?” “People. Society.” She waved a hand impatiently. “Whoever. They had the capacity back then. Mail order, virtual supermarkets, automated debiting systems. It could have been done and it never happened. What does that tell you?” At twenty-two years old, a Marine Corps grunt via the street gangs of Newpest, it told me nothing. Carlyle took in my blank look and sighed. “It tells you that people like shopping. That it satisfies a basic, acquisitive need at a genetic level. Something we inherited from our hunter-gatherer ancestors. Oh, you’ve got automated convenience shopping for basic household items, mechanical food distribution systems for the marginalized poor. But you’ve also got a massive proliferation of commercial hives and speciality markets in food and crafts that people physically have to go to. Now why would they do that, if they didn’t enjoy it?” I probably shrugged, maintaining my youthful cool. “Shopping is physical interaction, exercise of decision-making capacity, sating of the desire to acquire, and an impulse to more acquisition, a scouting urge. It’s so basically fucking human when you think about it. You’ve got to learn to love it, Tak. I mean you can cross the whole archipelago on a hover; you never even need to get wet. But that doesn’t take the basic pleasure out of swimming, does it? Learn to shop well, Tak. Get flexible. Enjoy the uncertainty.

The demon’s magic was unlike anything Neeve had ever used before. It was negative, a magical debit card; a psychic proof of energy was neither created nor destroyed. If they wanted to make a building, the demon would have to unmake part of the forest.

data, as with taking the user’s data and saving it as a new post to a message base. Or a program may do grander things with the user-provided data, such as debiting the credit card number provided, logging the products being ordered, and putting

Costs in employee time. To the debit side of the ledger must also be added the transactional costs of metrics: the expenditure of employee time by those tasked with compiling and processing the metrics—not to speak of the time required to actually read them. That is exacerbated by the “reporting imperative”—the perceived need to constantly generate information, even when nothing significant is going on. Sometimes the metric of success is the number and size of the reports generated, as if nothing is accomplished unless it is extensively documented. Those within the organization end up spending more and more time compiling data, writing reports, and attending meetings at which the data and reports are coordinated. So, as the heterodox management consultants Yves Morieux and Peter Tollman note, employees work longer and harder at activities that add little to the real productiveness of their organization, while sapping their enthusiasm.

So, where’d you wake this morning?” “My place.” “Yeah?” “Yeah.” “Oh, come on. Don’t act like it was your bed.” She smiled as she grabbed a debit card from the next customer. “I did, actually.” “Really?” She didn’t believe him. “I woke up in my bed, but I didn’t drink last night.” “You don’t drink,” Rob said as he slid the gas hose into a vehicle. Emily smiled at him, “And you don’t wake up in your bed.

We will never mention debits and credits. We won’t ever refer to the general ledger or trial balances. This book is about financial intelligence, or, as the subtitle says, knowing what the numbers really mean. It’s written not for would-be accountants but for people in organizations—leaders, managers, employees—who need to understand what is happening in their company from a financial perspective and who can use that information to work and manage more effectively.

At worst, a couple of people still owed him, and he’d find a way to pass the debt to them. This was one of the reasons Reggio had abjured criminality: it was so damn hard to keep track of one’s obligations, and the debit and credit columns never balanced the way they should.

In 1978, the federal Department of Health, Education, and Welfare reported264 that it lost between $5.5 and $6.5 billion of its $150 billion annual budget to fraud, abuse, and waste. However, just 15 percent of that $5.5 to $6.5 billion—less than 1 percent of HEW’s yearly spending—got siphoned away due to “unlawful, willful misrepresentation (fraud) or excessive services and program violations (abuse).” Further, less than $500 million of the agency’s losses was attributable to the partially federally funded AFDC program. The vast majority of those debits, around $4 billion, came via Medicaid and other health care initiatives

Debit me, one Memento Mori

He took control of the house and her debit card. Suddenly the cupboards were full of everything Logan liked to eat. The energy provider had been changed to get a better price and put in Logan’s name. She didn’t care. He had maxed out the credit cards to get cash should they need it.

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When Paul asserts that God was reconciling “the world,” he refers specifically to human beings. He goes on to make explicit what reconciliation involves: not counting their trespasses against them. The Greek verb for “count” or “reckon” is an accounting term. Paul employs it to signify that through Christ’s death “for all” God has wiped clear from the debit ledger the transgressions of those who have availed themselves of his gift of reconciliation.

Curbing the financial sector. Since so much of the increase in inequality is associated with the excesses of the financial sector, it is a natural place to begin a reform program. Dodd-Frank is a start, but only a start. Here are six further reforms that are urgent: (a) Curb excessive risk taking and the too-big-to-fail and too-interconnected-to-fail financial institutions; they’re a lethal combination that has led to the repeated bailouts that have marked the last thirty years. Restrictions on leverage and liquidity are key, for the banks somehow believe that they can create resources out of thin air by the magic of leverage. It can’t be done. What they create is risk and volatility.2 (b) Make banks more transparent, especially in their treatment of over-the-counter derivatives, which should be much more tightly restricted and should not be underwritten by government-insured financial institutions. Taxpayers should not be backing up these risky products, no matter whether we think of them as insurance, gambling instruments, or, as Warren Buffett put it, financial weapons of mass destruction.3 (c) Make the banks and credit card companies more competitive and ensure that they act competitively. We have the technology to create an efficient electronics payment mechanism for the twenty-first century, but we have a banking system that is determined to maintain a credit and debit card system that not only exploits consumers but imposes large fees on merchants for every transaction. (d) Make it more difficult for banks to engage in predatory lending and abusive credit card practices, including by putting stricter limits on usury (excessively high interest rates). (e) Curb the bonuses that encourage excessive risk taking and shortsighted behavior. (f) Close down the offshore banking centers (and their onshore counterparts) that have been so successful both at circumventing regulations and at promoting tax evasion and avoidance. There is no good reason that so much finance goes on in the Cayman Islands; there is nothing about it or its climate that makes it so conducive to banking. It exists for one reason only: circumvention. Many

Travel to Cuba Generally Tourist travel to Cuba is prohibited under U.S. law for U.S. citizens, permanent residents, and others subject to U.S. jurisdiction. The hard and fast rules have been relaxed some and exceptions are now made for certain travelers who can show an acceptable reason, to visit the Island Nation in which case a “Tourist Visa" is required and available. US Citizens must have a valid passport with two blank pages available, for entry and exit stamps, at the time of entry into Cuba. United States issued credit and debit cards do not work in Cuba so travelers should plan to bring enough cash with them to cover all the expenses they might incur during their trip. Authorized travelers to Cuba are subject to daily spending limits. See the Office of Foreign Assets Control page of the U.S. Department of the Treasury.The export of Cuban convertible pesos (CUC) is strictly prohibited, regardless of the amount. Travelers may only export the equivalent of $5000 in any currency other than the Cuban convertible peso (CUC). Anyone wishing to export more than this amount must demonstrate evidence that the currency was acquired legitimately from a Cuban bank. Cuba has many Hotels and Resort Areas, most of which are foreign owned; I counted 313 of them. Many are Canadian or European owned with Meliá Hotels International in the lead with twenty-eight hotels in Cuba alone. Being a Spanish hotel chain, it was founded in 1956 in Palma de Mallorca, Spain. The photo show the internationally known “Nacional Hotel.” Some Cruise Lines including Carnival now offer cruises to Cuba and advise guests as to the entry requirements. Follow Captain Hank Bracker, author of “The Exciting Story of Cuba” on Facebook, Goodreads and his Web Page as well as Twitter. His daily blogs and weekend commentaries are now being read by hundreds and frequrntly thousands of readers. Send suggestions and comments to PO Box 607 Elfers, FL 34680-0607.

The resulting financial overhead consists of claims on the economy’s actual means of production. Yet most people think of these bonds, bank loans and stocks and creditor claims as wealth, not its antithesis on the debit side of the balance sheet. This inside-out doublethink is a precondition for the bubble economy to be applauded by the mass media, keeping its corrosive momentum expanding. From the corporate sphere and real estate to personal budgets, the distinguishing feature over the past half-century has been the rise in debt/equity and debt/income ratios. Just as debt leveraging has hiked corporate break-even costs of doing business, so the cost of living has been increased as homes and office buildings have been bid up on mortgage credit. “Creating wealth” in a debt-financed way makes economies high-cost, exacerbated by the tax shift onto labor and consumers instead of capital gains and “free lunch” rent. These financial and fiscal policies have enabled financial managers to siphon off the industrial profits that were expected to fund capital formation to increase productivity and living standards. The

The ‘information’ one receives from within, shows credit [punya] and debit [paap] karmas. All the Knowledge-Vision is present within. Everything can be Known from within but only as long as you do not create obstructions. If you were to cross-over [violate] it, then the ‘information’ will stop coming through.

Cash—not a debit card, but cold hard cash—is the only currency I use these days; it’s harder to part with, makes me cerebrate over each purchase. Every

Does heaven operate on credits and debits? Can her kindness wash away my sins?

MONTH ONE ACTION PLAN Open a new checking account that is free of monthly maintenance fees. Notify your employer to have your direct deposit sent to the new account. Same with any automatic payments or transfers you make from your checking account—notify everyone of the new account. Balance your checkbook each month; verify all your withdrawals and deposits, and keep track that every bill you pay is recorded as a debit on your account. Open a new savings or money market account that is FDIC insured and carries a high APY. Make it a goal to build a savings account over time that has a balance large enough to cover up to eight months of living expenses. Sign up for automatic deposits into your savings account. If you have more than $100,000 at any one institution, make sure you understand the rules for getting full insurance coverage.

We are all debit of the credits. We all are. Especially me.

The cab hummed around the corner and stopped in front of us. “Are you the Dula party?” it said. “No, we’re just out for a walk,” Dad said. Mother gave him a look. “Of course we are. It’s three in the goddamned morning.” “Your voice does not match the caller’s,” the cab said. “After midnight I need positive identification.” “I called,” my mother said. “Do you recognize this voice?” “Please show me a debit card.” A tray slid out and Dad flipped a card onto it. “Voice and card.” The doors opened silently. “Do you require help with your luggage?” “Stay put,” Dad said, instead of no. He’s always testing them.

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I say, “It’s really really Bogart’s hat, I swear to god. Really. Just don’t tell my mom about this because I had to spend some serious money—like upwards of twenty-five grand I debited from her Visa card, which all goes to cancer research, all of it—and I had to get the hat just so that we might have a little piece of Bogie history, just so we might at least have that forever. Right?” I feel so awful, because the truth is that I bought the hat at the thrift store for four dollars and fifty cents.

What is pudgal (non-Self complex made up of mind-speech-body)? It is influx and outflow; it is credit and debit. And if you ‘know’ the Soul (get Self-realized), you will attain liberation.

The interesting finds are that the 7-repeat people: hold fewer funds in savings; are less likely to pay off credit card balances each month; withdraw more cash than needed at the ATM; are less likely to use a debit card instead of a credit card; and are less likely to purchase overdraft protection.

But I suppose that’s not what love is all about. You can’t spend your entire lives locked up in towers, ivory or otherwise, walking on beaches, having fabulous sex. You can’t. Because there are children to look after, bins to put out, direct debits to sort, livings to be made. There is baggage: so much baggage! Guilt and regret and recriminations.