“
Remember: It costs nothing to encourage an artist, and the potential benefits are staggering. A pat on the back to an artist now could one day result in your favorite film, or the cartoon you love to get stoned watching, or the song that saves your life. Discourage an artist, you get absolutely nothing in return, ever.
”
”
Kevin Smith (Tough Shit: Life Advice from a Fat, Lazy Slob Who Did Good)
“
A general “law of least effort” applies to cognitive as well as physical
exertion. The law asserts that if there are several ways of achieving the
same goal, people will eventually gravitate to the least demanding course
of action. In the economy of action, effort is a cost, and the acquisition of
skill is driven by the balance of benefits and costs. Laziness is built deep into our nature.
”
”
Daniel Kahneman (Thinking, Fast and Slow)
“
...foreign policy is a matter of costs and benefits, not theology.
”
”
Fareed Zakaria (The Post-American World)
“
With everything in business, the benefits gained should exceed the cost incurred.
”
”
Hendrith Vanlon Smith Jr.
“
Is ours a government of the people, by the people, for the people, or a kakistocracy rather, for the benefit of knaves at the cost of fools?
”
”
Thomas Love Peacock
“
Nature is an expert in cost-benefit analysis,' she says. 'Although she does her accounting a little differently. As for debts, she always collects in the long run...
”
”
Margaret Atwood (Payback: Debt and the Shadow Side of Wealth (The CBC Massey Lectures))
“
Weighing benefits against costs is the way most people make decisions — and the way most businesses make decisions, if they want to stay in business. Only in government is any benefit, however small, considered to be worth any cost, however large.
”
”
Thomas Sowell
“
I'm going to ask you to remember the prostituted, the homeless, the battered, the raped, the tortured, the murdered, the raped-then-murdered, the murdered-then-raped; and I am going to ask you to remember the photographed, the ones that any or all of the above happened to and it was photographed and now the photographs are for sale in our free countries. I want you to think about those who have been hurt for the fun, the entertainment, the so-called speech of others; those who have been hurt for profit, for the financial benefit of pimps and entrepreneurs. I want you to remember the perpetrator and I am going to ask you to remember the victims: not just tonight but tomorrow and the next day. I want you to find a way to include them -- the perpetrators and the victims -- in what you do, how you think, how you act, what you care about, what your life means to you.
Now, I know, in this room, some of you are the women I have been talking about. I know that. People around you may not. I am going to ask you to use every single thing you can remember about what was done to you -- how it was done, where, by whom, when, and, if you know -- why -- to begin to tear male dominance to pieces, to pull it apart, to vandalize it, to destabilize it, to mess it up, to get in its way, to fuck it up. I have to ask you to resist, not to comply, to destroy the power men have over women, to refuse to accept it, to abhor it and to do whatever is necessary despite its cost to you to change it.
”
”
Andrea Dworkin
“
On my view there is no net benefit to coming into existence and thus coming into existence is never worth its costs.
”
”
David Benatar (Better Never to Have Been: The Harm of Coming into Existence)
“
Someone once said that nothing costs more and yields less benefit than revenge,” Aomame said.
“Winston Churchill. As I recall it, though, he was making excuses for the British Empire’s budget deficits. It has no moral significance.
”
”
Haruki Murakami (1Q84 (1Q84, #2))
“
Life is an opportunity, benefit from it.
Life is a beauty, admire it.
Life is bliss, taste it.
Life is a dream, realize it.
life is a challenge, meet it.
life is a duty, complete it.
life is a game, play it.
life is costly, care for it.
life is wealth, keep it.
life is love, enjoy it.
life is mystery, know it.
life is a promise, fulfill it.
Life is a sorrow, overcome it.
Life is a song, sing it.
Life is a struggle, accept it.
Life is a tragedy, confront it.
Life is an adventure, dare it.
Life is luck, make it.
Life is too precious, do not destroy it.
Life is Life, fight for it!.
”
”
Mother Teresa
“
If an action must be taken that will benefit the majority at the cost of the minority, is it morally indefensible?
If an action taken for the benefit of a majority occurs at the expense of a minority, is it moral action?
”
”
Garth Nix (Shade's Children)
“
A Master is not someone who merely revels in the benefits that he reaps from the power and control that he wields over his sub. A Master is not just an automaton who emotionally doles out orders and watches with amusement as his minions perform his bidding. A Master is not a person who only relishes the benefits that his superior status entitles him.
Certainly all of these characteristics could and often do exist within a Master. He may be demanding and at times selfish. He may genuinely enjoy and even be aroused by the power that he has over a sub. He may be able to expertly control his emotions, issuing his commands and enforcing his discipline with stone-faced determination.
But a true Master, a Master such as Matt, was so invested in his sub that he was actually in a way a slave himself. He was a slave to his love for me. He was a slave to his responsibility. He was a slave to the passion and the commitment. He was a slave to his overwhelming desire to protect his property at all costs. He was a slave to his slave. I knew without questions that he loved me so much he'd literally lay down his life for me. He owned me, and his ownership owned him
”
”
Jeff Erno (Building a Family (Puppy Love #2))
“
But here- tonight... the benefits outweighed the costs."
"Is that also what you told yourself when you went into my mind?
What was the benefit then?"
Rhys pushed off the door, crossing to where I sat on the bed. "There are parts of your mind I left undisturbed, things that belong solely to you, and always will. And as for the rest ...." His jaw clenched. "You scared the shit out of me for long while, Feyre. Checking in that way.... I couldn't very well stroll into the Spring court ans ask how you were doing, could I?
”
”
Sarah J. Maas (A Court of Mist and Fury (A Court of Thorns and Roses, #2))
“
Unlike you, who must do a cost-benefit analysis of every human interaction," he said, "I have no idea what I hope to accomplish. I only know that I must try to see her. That's what love is about, Roger. It's when a woman drives all lucid thought from your head; when you are unable to contrive romantic stratagems, and the usual manipulations fail you; when all your carefully laid plans have no meaning and all you can do is stand mute in her presence. You hope she takes pity on you and drops a few words of kindness into the vacuum of your mind.
”
”
Helen Simonson (Major Pettigrew's Last Stand)
“
No matter how much you have already invested, only your assessment of the future costs and benefits counts.
”
”
Rolf Dobelli (The Art of Thinking Clearly: The Secrets of Perfect Decision-Making)
“
Love, then, isn't remotely about what we might lose when it inevitably dissipates. How unworkable love would be were we to subject it to a risk-cost benefits analysis!
”
”
Billy-Ray Belcourt (A History of My Brief Body)
“
There are many pleasant fictions of the law in constant operation, but there is not one so pleasant or practically humorous as that which supposes every man to be of equal value in its impartial eye, and the benefits of all laws to be equally attainable by all men, without the smallest reference to the furniture of their pockets.
”
”
Charles Dickens (Nicholas Nickleby)
“
They looked like two apes pounding their chest and asking for a banana. The thing about me—I was not so willing to give just anyone my fucking banana. Every benefit should outweigh the cost.
”
”
Krista Ritchie (Kiss the Sky (Calloway Sisters, #1))
“
No one can match America. We have big hearts—and the courage to do what’s right. But we’re not the world’s policemen. And if we have to take on that role, we need to send a clear message that protection comes at a price. If other countries benefit from our armed forces protecting them, those countries should cover the costs. Period.
”
”
Donald J. Trump (Time to Get Tough: Make America Great Again!)
“
More often than not, that was a tough sell. If you go to a business and tell it you can save it $50,000 per year in labor costs if it eliminates this one job, then your AI product better eliminate that entire job. Instead, what entrepreneurs found was that their product was perhaps eliminating one task in a person’s job, and that wasn’t going to be enough to save their would-be customer any meaningful labor costs. The better pitches were ones that were not focused on replacement but on value. These pitches demonstrated how an AI product could allow businesses to generate more profits by, say, supplying higher quality products to their own customers. This had the benefit of not having to demonstrate that their AI could perform a particular task at a lower cost than a person. And if that also reduced internal resistance to adopting AI, then that only made their sales task easier. The point here is that a value-enhancing approach to AI, rather than a cost-savings approach, is more likely to find real traction for AI adoption.
”
”
Ajay Agrawal (Power and Prediction: The Disruptive Economics of Artificial Intelligence)
“
We are all bounded with each other on the basis of our beliefs and values; when we question those values, we are certainly left alone, away from our families, friends and the dear one. And that is a cost benefit analysis we all make and we keep satisfying ourselves with the status quo of situations.
”
”
M.F. Moonzajer
“
If your business is getting into debt, you gotta ask yourself what is the cost of servicing that debt. Do a simple cost benefit analysis. If the cost of servicing the debt is bigger than the potential profits that the debt will help the business to yield, then that means the business should not take on that debt.
”
”
Hendrith Vanlon Smith Jr.
“
What is to be done with the millions of facts that bear witness that men, consciously, that is fully understanding their real interests, have left them in the background and have rushed headlong on another path, to meet peril and danger, compelled to this course by nobody and by nothing, but, as it were, simply disliking the beaten track, and have obstinately, wilfully, struck out another difficult, absurd way, seeking it almost in the darkness. So, I suppose, this obstinacy and perversity were pleasanter to them than any advantage...
The fact is, gentlemen, it seems there must really exist something that is dearer to almost every man than his greatest advantages, or (not to be illogical) there is a most advantageous advantage (the very one omitted of which we spoke just now) which is more important and more advantageous than all other advantages, for the sake of which a man if necessary is ready to act in opposition to all laws; that is, in opposition to reason, honour, peace, prosperity -- in fact, in opposition to all those excellent and useful things if only he can attain that fundamental, most advantageous advantage which is dearer to him than all. "Yes, but it's advantage all the same," you will retort. But excuse me, I'll make the point clear, and it is not a case of playing upon words. What matters is, that this advantage is remarkable from the very fact that it breaks down all our classifications, and continually shatters every system constructed by lovers of mankind for the benefit of mankind. In fact, it upsets everything...
One's own free unfettered choice, one's own caprice, however wild it may be, one's own fancy worked up at times to frenzy -- is that very "most advantageous advantage" which we have overlooked, which comes under no classification and against which all systems and theories are continually being shattered to atoms. And how do these wiseacres know that man wants a normal, a virtuous choice? What has made them conceive that man must want a rationally advantageous choice? What man wants is simply independent choice, whatever that independence may cost and wherever it may lead. And choice, of course, the devil only knows what choice.
Of course, this very stupid thing, this caprice of ours, may be in reality, gentlemen, more advantageous for us than anything else on earth, especially in certain cases… for in any circumstances it preserves for us what is most precious and most important -- that is, our personality, our individuality. Some, you see, maintain that this really is the most precious thing for mankind; choice can, of course, if it chooses, be in agreement with reason… It is profitable and sometimes even praiseworthy. But very often, and even most often, choice is utterly and stubbornly opposed to reason ... and ... and ... do you know that that, too, is profitable, sometimes even praiseworthy?
I believe in it, I answer for it, for the whole work of man really seems to consist in nothing but proving to himself every minute that he is a man and not a piano-key! …And this being so, can one help being tempted to rejoice that it has not yet come off, and that desire still depends on something we don't know?
You will scream at me (that is, if you condescend to do so) that no one is touching my free will, that all they are concerned with is that my will should of itself, of its own free will, coincide with my own normal interests, with the laws of nature and arithmetic. Good heavens, gentlemen, what sort of free will is left when we come to tabulation and arithmetic, when it will all be a case of twice two make four? Twice two makes four without my will. As if free will meant that!
”
”
Fyodor Dostoevsky (Notes from Underground, White Nights, The Dream of a Ridiculous Man, and Selections from The House of the Dead)
“
One particularly poor argument in defence of eating meat is that if humans did not eat animals, those animals would not have been brought into existence in the first place. Humans would simply not have bred them in the numbers they do breed them. The claim is that although these animals are killed, this cost to them is outweighed by the benefit to them of having been brought into existence. This is an appalling argument for many reasons. First, the lives of many of these animals are so bad that even if one rejected my argument one would still have to think that they were harmed by being brought into existence. Secondly, those who advance this argument fail to see that it could apply as readily to human babies that are produced only to be eaten. Here we see quite clearly that being brought into existence only to be killed for food is no benefit. It is only because killing animals is thought to be acceptable that the argument is thought to have any force.
”
”
David Benatar (Better Never to Have Been: The Harm of Coming into Existence)
“
The Value of a Smile at Christmas It costs nothing, but creates much. It enriches those who receive, without impoverishing those who give. It happens in a flash and the memory of it sometimes lasts forever. None are so rich they can get along without it, and none so poor but are richer for its benefits. It creates happiness in the home, fosters good will in a business, and is the countersign of friends.
”
”
Dale Carnegie (How To Win Friends and Influence People)
“
People use rewards expecting to gain the benefit of increasing another person’s motivation and behavior, but in so doing, they often incur the unintentional and hidden cost of undermining that person’s intrinsic motivation toward the activity.
”
”
Daniel H. Pink (Drive: The Surprising Truth About What Motivates Us)
“
Julianne, if one were doing a cost-benefit analysis, I would be a high-cost, high-risk, low-benefit venture.
”
”
Sylvain Reynard (Gabriel's Inferno (Gabriel's Inferno, #1))
“
You can reduce your anxiety somewhat by facing the fact that there isn't a mechanic alive who doesn't louse up a job once in a while. The main difference between you and the commercial mechanics is that when they do it you don't hear about it—just pay for it, in additional costs prorated through all your bills. When you make the mistakes yourself, you at least get the benefit of some education.
”
”
Robert M. Pirsig (Zen and the Art of Motorcycle Maintenance: An Inquiry Into Values (Phaedrus, #1))
“
Even if we could grow our way out of the crisis and delay the inevitable and painful reconciliation of virtual and real wealth, there is the question of whether this would be a wise thing to do. Marginal costs of additional growth in rich countries, such as global warming, biodiversity loss and roadways choked with cars, now likely exceed marginal benefits of a little extra consumption. The end result is that promoting further economic growth makes us poorer, not richer.
”
”
Herman E. Daly (For the Common Good: Redirecting the Economy toward Community, the Environment, and a Sustainable Future)
“
The surrogate program is at the center of what we’re trying to do here. These people can’t use the Vitasync for various reasons and choose to stay off the grid. The cost is high, when you consider they can’t get a regular job, or insurance, or medical benefits. All of these things are tied into lifelogging so intimately that they’re basically ostracized from normal society.
”
”
Hieronymus Hawkes (Effacement)
“
The real cost of something is its value in alternative uses. This truth always presents itself in prices. There is no benefit that may be gained without cost to the same individual who gained the benefit. There is no benefit that may be presented without cost to the same individual who present the benefit.
”
”
Hendrith Vanlon Smith Jr. (Principles of a Permaculture Economy)
“
If you are nervous about making the jump or simply putting it off out of fear of the unknown, here is your antidote. Write down your answers to these questions, and keep in mind that thinking a lot will not prove as fruitful or as prolific as simply brain vomiting on the page. Write and do not edit - aim for volume. Spend a few minutes on each answer.
1. Define your nightmare, the absolute worst that could happen if you did what you are considering.
2. What steps could you take to repair the damage or get things back on the upswing, even if temporarily?
3. What are the outcomes or benefits, both temporary and permanent, of more probably scenarios?
4. If you were fired from your job today, what would you do to get things under financial control?
5. What are you putting off out of fear?
6. What is it costing you - financially, emotionally, and physically - to postpone action?
7. What are you waiting for?
”
”
Timothy Ferriss (The 4-Hour Workweek)
“
We don’t let preteens buy tobacco or alcohol, or enter casinos. The costs of using social media, in particular, are high for adolescents, compared with adults, while the benefits are minimal. Let children grow up on Earth first, before sending them to Mars.
”
”
Jonathan Haidt (The Anxious Generation: How the Great Rewiring of Childhood Is Causing an Epidemic of Mental Illness)
“
Someone once said that nothing costs more and yields less benefit than revenge,” Aomame said.
”
”
Haruki Murakami (1Q84 #1-2 (1Q84, #1-2))
“
Successful cultures are those that excel in reproducing their memes, irrespective of the costs and benefits to their human hosts.
”
”
Yuval Noah Harari (Sapiens: A Brief History of Humankind)
“
We do not exist primarily to be plugged into cost-benefit analyses. We are here to love and be loved, to understand and be understood.
”
”
John Green (Everything Is Tuberculosis: The History and Persistence of Our Deadliest Infection)
“
It was the American middle class. No one's house cost more than two or three year's salary, and I doubt the spread in annual wages (except for the osteopath) exceeded more than five thousand dollars. And other than the doctor (who made house calls), the store managers, the minister, the salesman, and the banker, everyone belonged to a union. That meant they worked a forty-hour week, had the entire weekend off (plus two to four weeks' paid vacation in the summer), comprehensive medical benefits, and job security. In return for all that, the country became the most productive in the world and in our little neighborhood it meant your furnace was always working, your kids could be dropped off at the neighbors without notice, you could run next door anytime to borrow a half-dozen eggs, and the doors to all the homes were never locked -- because who would need to steal anything if they already had all that they needed?
”
”
Michael Moore (Here Comes Trouble)
“
Exiting from any long-term relationship comes at great personal expense, which explains why so many people are understandably reluctant to endure the cost of severance. Beginnings and endings are always dramatic and occasionally traumatic. Youthful brio allows us to engage in transformation. As we age, we carefully weigh the spectacle of continuing enduring harrowing situations or seeking melodramatic renovation of our core being. Analysis of the respective cost benefit ratio, consideration of the known versus the unknown, can delay or permanently deter us from altering our environment, leading our persona to become more rigid as we mature. Transformations in life are disconcerting to people who resist change.
”
”
Kilroy J. Oldster (Dead Toad Scrolls)
“
We have the opportunity to choose whether we want to hang on or let go of emotional upsets. We can look at the cost of hanging on to them. Do we want to pay the price? Are we willing to accept the feelings? We can look at the benefits of letting go of them. The choice we make will determine our future. What kind of a future do we want? Will we choose to be healed, or will we become one of the walking wounded?
”
”
David R. Hawkins (Letting Go: The Pathway of Surrender (Power vs. Force, #9))
“
What good are gilded rooms or precious stones-fitted on the floor, inlaid in the walls, carried from great distances at the greatest expense? These things are pointless and unnecessary-without them isn't it possible to live healthy? Aren't they the source of constant trouble? Don't they cost vast sums of money that, through public and private charity, may have benefited many?
”
”
Musonius Rufus (Musonius Rufus on How to live)
“
This has been a time of trying to figure out:
how much time do we spend maintaining the plans and systems we
have created for ourselves,
tying up the loose ends of the plans we've completed
or abandoned,
and imagining and making plans for what we want and need
in days to come?...
All have promise.
All have residue.
All have costs.
All have benefits.
”
”
Shellen Lubin
“
It costs nothing, but creates much. It enriches those who receive, without impoverishing those who give. It happens in a flash and the memory of it sometimes lasts forever. None are so rich they can get along without it, and none so poor but are richer for its benefits. It creates happiness in the home, fosters good will in a business, and is the countersign of friends. It is rest to the weary, daylight to the discouraged, sunshine to the sad, and Nature’s best antidote for trouble. Yet it cannot be bought, begged, borrowed, or stolen, for it is something that is no earthly good to anybody till it is given away.
”
”
Dale Carnegie (How To Win Friends and Influence People)
“
Early entry is appropriate when the following general circumstances hold: Image and reputation of the firm are important to the buyer, and the firm can develop an enhanced reputation by being a pioneer. Early entry can initiate the learning process in a business in which the learning curve is important, experience is difficult to imitate, and it will not be nullified by successive technological generations. Customer loyalty will be great, so that benefits will accrue to the firm that sells to the customer first. Absolute cost advantages can be gained by early commitment to supplies of raw materials, distribution channels, and so on.
”
”
Michael E. Porter (Competitive Strategy: Techniques for Analyzing Industries and Competitors)
“
There seems to be a vicious cycle at work here, making ours not just an economy but a culture of extreme inequality. Corporate decision makers, and even some two-bit entrepreneurs like my boss at The Maids, occupy an economic position miles above that of the underpaid people whose labor they depend on. For reasons that have more to do with class — and often racial — prejudice than with actual experience, they tend to fear and distrust the category of people from which they recruit their workers. Hence the perceived need for repressive management and intrusive measures like drug and personality testing. But these things cost money — $20,000 or more a year for a manager, $100 a pop for a drug test, and so on — and the high cost of repression results in ever more pressure to hold wages down. The larger society seems to be caught up in a similar cycle: cutting public services for the poor, which are sometimes referred to collectively as the 'social wage,' while investing ever more heavily in prisons and cops. And in the larger society, too, the cost of repression becomes another factor weighing against the expansion or restoration of needed services. It is a tragic cycle, condemning us to ever deeper inequality, and in the long run, almost no one benefits but the agents of repression themselves.
”
”
Barbara Ehrenreich (Nickel and Dimed: On (Not) Getting By in America)
“
God places such a high premium on our freedom that he shies away from forcing us to do things that would benefit us. He understands that we will never learn to love or respond to him without that costly freedom.
”
”
Henry Cloud (Boundaries in Marriage)
“
Why should we labor this unpleasant point? Because the Book of Mormon labors it, for our special benefit. Wealth is a jealous master who will not be served halfheartedly and will suffer no rival--not even God: "Ye cannot serve God and Mammon." (Matthew 6:24) In return for unquestioning obedience wealth promises security, power, position, and honors, in fact anything in this world. Above all, the Nephites like the Romans saw in it a mark of superiority and would do anything to get hold of it, for to them "money answereth all things." (Ecclesiastes 10:19) "Ye do always remember your riches," cried Samuel the Lamanite, ". . .unto great swelling, envyings, strifes, malice, persecutions, and murders, and all manner of iniquities." (Helaman 13:22) Along with this, of course, everyone dresses in the height of fashion, the main point being always that the proper clothes are expensive--the expression "costly apparel" occurs 14 times in the Book of Mormon. The more important wealth is, the less important it is how one gets it.
”
”
Hugh Nibley (Since Cumorah (The Collected Works of Hugh Nibley, Volume 07))
“
Productivity has to be defined as benefit divided by cost. The benefit is observed dollar savings and revenue from the work performed, and cost is the total cost, including replacement of any workers used up by the effort.
”
”
Tom DeMarco (Peopleware : Productive Projects and Teams)
“
The relations one has with a woman one loves (and that can apply also to love for a youth) can remain platonic for other reasons than the chastity of the woman or the unsensual nature of the love she inspires. The reason may be that the lover is too impatient and by the very excess of his love is unable to await the moment when he will obtain his desires by sufficient pretence of indifference. Continually, he returns to the charge, he never ceases writing to her whom he loves, he is always trying to see her, she refuses herself, he becomes desperate. From that time she knows, if she grants him her company, her friendship, that these benefits will seem so considerable to one who believed he was going to be deprived of them, that she need grant nothing more and that she can take advantage of the moment when he can no longer bear being unable to see her and when, at all costs, he must put an end to the struggle by accepting a truce which will impose upon him a platonic relationship as its preliminary condition. Moreover, during all the time that preceded this truce, the lover, in a constant state of anxiety, ceaselessly hoping for a letter, a glance, has long ceased thinking of the physical desire which at first tormented him but which has been exhausted by waiting and has been replaced by another order of longings more painful still if left unsatisfied. The pleasure formerly anticipated from caresses will later be accorded but transmuted into friendly words and promises of intercourse which brings delicious moments after the strain of uncertainty or after a look impregnated with such coldness that it seemed to remove the loved one beyond hope of his ever seeing her again. Women divine all this and know they can afford the luxury of never yielding to those who, from the first, have betrayed their inextinguishable desire. A woman is enchanted if, without giving anything, she can receive more than she generally gets when she does give herself.
”
”
Marcel Proust (In Search of Lost Time [volumes 1 to 7])
“
But, in the Trump aftermath, I've measured the costs
And benefits of loving those who don't love
Strangers. After all, I'm often the odd one—
The strangest stranger—in any field or room.
"He was weird" will be carved into my tomb.
”
”
Sherman Alexie
“
In an effort to gain “converts,” Christians often refrain from telling the full story. We want people to follow, so like cheap salesmen, we share the benefits without explaining the cost. We tell them about Jesus’ promises of life and forgiveness, but we don’t mention His calls for repentance and obedience. We avoid His promise that we will experience persecution. When we do this, we cheapen the gospel.
”
”
Francis Chan (You and Me Forever: Marriage in Light of Eternity)
“
The law (of least effort) asserts that if there are several ways of achieving the same goal, people will eventually gravitate to the least demanding course of action. In the economy of action, effort is a cost, and the acquisition of skill is driven by the balance of benefits and costs. Laziness is built deep into our nature.
”
”
Daniel Kahneman (Thinking, Fast and Slow)
“
A final irony has to do with the idea of political responsibility. Christians are urged to vote and become involved in politics as an expression of their civic duty and public responsibility. This is a credible argument and good advice up to a point. Yet in our day, given the size of the state and the expectations that people place on it to solve so many problems, politics can also be a way of saying, in effect, that the problems should be solved by others besides myself and by institutions other than the church. It is, after all, much easier to vote for a politician who champions child welfare than to adopt a baby born in poverty, to vote for a referendum that would expand health care benefits for seniors than to care for an elderly and infirmed parent, and to rally for racial harmony than to get to know someone of a different race than yours. True responsibility invariably costs. Political participation, then, can and often does amount to an avoidance of responsibility.
”
”
James Davison Hunter (To Change the World: The Irony, Tragedy, and Possibility of Christianity in the Late Modern World)
“
Meaningful acts of leadership usually cause people to accept some short-term pain (extra cost or effort, delayed gratification) in order to increase the long-term benefit. We need leadership for this, because we all tend to be short-term thinkers.
”
”
Tom DeMarco (Slack: Getting Past Burnout, Busywork, and the Myth of Total Efficiency)
“
Writing books is a suicidal profession. No other demands as much time, as much work, as much dedication, by comparison with its immediate benefits. I don’t think many readers finishing a book ask themselves how many hours of anguish and domestic calamities those two hundred pages have cost the author or how much he received for his work …
”
”
Gerald Martin (Gabriel Garcia Marquez: A Life)
“
I argued earlier that clientelism is an early form of democracy: in societies with masses of poor and poorly educated voters, the easiest form of electoral mobilization is often the provision of individual benefits such as public-sector jobs, handouts, or political favors. This suggests that clientelism will start to decline as voters become wealthier. Not only does it cost more for politicians to bribe them, but the voters see their interests tied up with broader public policies rather than individual benefits.
”
”
Francis Fukuyama (Political Order and Political Decay: From the Industrial Revolution to the Globalization of Democracy)
“
The Japanese had no idea what elements of Western culture and institutions where the crucial ones, so they ended up copying everything, from western clothes and hair styles to the European practice of colonizing foreign people. Unfortunately, they took up empire-building at precisely the moment when the cost of imperialism began to exceed the benefits.
”
”
Niall Ferguson (Civilization: The West and the Rest)
“
We have the money. We’ve just made choices about how to spend it. Over the years, lawmakers on both sides of the aisle have restricted housing aid to the poor but expanded it to the affluent in the form of tax benefits for homeowners. 57 Today, housing-related tax expenditures far outpace those for housing assistance. In 2008, the year Arleen was evicted from Thirteenth Street, federal expenditures for direct housing assistance totaled less than $40.2 billion, but homeowner tax benefits exceeded $171 billion. That number, $171 billion, was equivalent to the 2008 budgets for the Department of Education, the Department of Veterans Affairs, the Department of Homeland Security, the Department of Justice, and the Department of Agriculture combined. 58 Each year, we spend three times what a universal housing voucher program is estimated to cost (in total ) on homeowner benefits, like the mortgage-interest deduction and the capital-gains exclusion.
Most federal housing subsidies benefit families with six-figure incomes. 59 If we are going to spend the bulk of our public dollars on the affluent—at least when it comes to housing—we should own up to that decision and stop repeating the politicians’ canard about one of the richest countries on the planet being unable to afford doing more. If poverty persists in America, it is not for lack of resources.
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Matthew Desmond (Evicted: Poverty and Profit in the American City)
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The full costs of consumption beyond market prices are hard to determine and hard to see, and they are typically underestimated. The benefits of consumption, by contrast, are immediate and tangible, and they are typically overestimated, thanks in part to an enormous and enormously sophisticated marketing apparatus. This asymmetry contributes to our overconsumption.
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James Gustave Speth (The Bridge at the Edge of the World: Capitalism, the Environment, and Crossing from Crisis to Sustainability)
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According to Project Drawdown, four of the most effective strategies for mitigating global warming are reducing food waste, educating girls, providing family planning and reproductive healthcare, and collectively shifting to a plant-rich diet. The benefits of these advancements extend far beyond the reduction of greenhouse gas emissions, and their primary cost is our collective effort.
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Jonathan Safran Foer (We Are the Weather: Saving the Planet Begins at Breakfast)
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When forecasting the outcomes of risky projects, executives too easily fall victim to the planning fallacy. In its grip, they make decisions based on delusional optimism rather than on a rational weighting of gains, losses, and probabilities. They overestimate benefits and underestimate costs. They spin scenarios of success while overlooking the potential for mistakes and miscalculations. As a result, they pursue initiatives that are unlikely to come in on budget or on time or to deliver the expected returns—or even to be completed. In this view, people often (but not always) take on risky projects because they are overly optimistic about the odds they face. I will return to this idea several times in this book—it probably contributes to an explanation of why people litigate, why they start wars, and why they open small businesses.
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Daniel Kahneman (Thinking, Fast and Slow)
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Exploitation. Now, there’s a word that has been scrubbed out of the poverty debate. 42 It is a word that speaks to the fact that poverty is not just a product of low incomes. It is also a product of extractive markets. Boosting poor people’s incomes by increasing the minimum wage or public benefits, say, is absolutely crucial. But not all of those extra dollars will stay in the pockets of the poor. Wage hikes are tempered if rents rise along with them, just as food stamps are worth less if groceries in the inner city cost more—and they do, as much as 40 percent more, by one estimate. 43 Poverty is two-faced—a matter of income and expenses, input and output—and in a world of exploitation, it will not be effectively ameliorated if we ignore this plain fact.
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Matthew Desmond (Evicted: Poverty and Profit in the American City)
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There are things that can be measured. There are things that are worth measuring. But what can be measured is not always what is worth measuring; what gets measured may have no relationship to what we really want to know. The costs of measuring may be greater than the benefits. The things that get measured may draw effort away from the things we really care about. And measurement may provide us with distorted knowledge—knowledge that seems solid but is actually deceptive.
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Jerry Z. Muller (The Tyranny of Metrics)
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Assume, for example, that your Twitter habit effectively consumes ten hours per week. Thoreau would note that this cost is almost certainly way too high for the limited benefits it returns. If you value new connections and exposure to interesting ideas, he might argue, why not adopt a habit of attending an interesting talk or event every month, and forcing yourself to chat with at least three people while there? This would produce similar types of value but consume only a few hours of your life per month, leaving you with an extra thirty-seven hours to dedicate to other meaningful pursuits.
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Cal Newport (Digital Minimalism: Choosing a Focused Life in a Noisy World)
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Maybe money sits at the heart of every controversy about monarchy. Britain has long had trouble making up its mind. Many support the Crown, but many also feel anxious about the cost. That anxiety is increased by the fact that the cost is unknowable. Depends on who’s crunching the numbers. Does the Crown cost taxpayers? Yes. Does it also pay a fortune into government coffers? Also yes. Does the Crown generate tourism income that benefits all? Of course. Does it also rest upon lands obtained and secured when the system was unjust and wealth was generated by exploited workers and thuggery, annexation and enslaved people? Can anyone deny it? According to the last study I saw, the monarchy costs the average taxpayer the price of a pint each year. In light of its many good works that seems a pretty sound investment. But no one wants to hear a prince argue for the existence of a monarchy, any more than they want to hear a prince argue against it. I leave cost-benefit analyses to others. My emotions are complicated on this subject, naturally, but my bottom-line position isn’t. I’ll forever support my Queen, my Commander in Chief, my Granny. Even after she’s gone. My problem has never been with the monarchy, nor the concept of monarchy. It’s been with the press and the sick relationship that’s evolved between it and the Palace. I love my Mother Country, and I love my family, and I always will. I just wish, at the second-darkest moment of my life, they’d both been there for me. And I believe they’ll look back one day and wish they had too.
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Prince Harry (Spare)
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The psychologist Paul Slovic has proposed an affect heuristic in which people let their likes and dislikes determine their beliefs about the world. Your political preference determines the arguments that you find compelling. If you like the current health policy, you believe its benefits are substantial and its costs more manageable than the costs of alternatives.
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Daniel Kahneman (Thinking, Fast and Slow)
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correlation between the growing lack of respect for ideas and the imagination and the increasing gap between rich and poor in America, reflected not just in the gulf between the salaries of CEOs and their employees but also in the high cost of education, the incredible divide between private and public schools that makes all of the fine speeches by our policy makers— most of whom send their children to private schools anyway, just as they enjoy the benefits and perks of their jobs as servants of the people— all the more insidious and insincere.
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Azar Nafisi (The Republic of Imagination: America in Three Books)
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If you don’t drink coffee, you should think about two to four cups a day. It can make you more alert, happier, and more productive. It might even make you live longer. Coffee can also make you more likely to exercise, and it contains beneficial antioxidants and other substances associated with decreased risk of stroke (especially in women), Parkinson’s disease, and dementia. Coffee is also associated with decreased risk of abnormal heart rhythms, type 2 diabetes, and certain cancers.12, 13 Any one of those benefits of coffee would be persuasive, but cumulatively they’re a no-brainer. An hour ago I considered doing some writing for this book, but I didn’t have the necessary energy or focus to sit down and start working. I did, however, have enough energy to fix myself a cup of coffee. A few sips into it, I was happier to be working than I would have been doing whatever lazy thing was my alternative. Coffee literally makes me enjoy work. No willpower needed. Coffee also allows you to manage your energy levels so you have the most when you need it. My experience is that coffee drinkers have higher highs and lower lows, energywise, than non–coffee drinkers, but that trade-off works. I can guarantee that my best thinking goes into my job, while saving my dull-brain hours for household chores and other simple tasks. The biggest downside of coffee is that once you get addicted to caffeine, you can get a “coffee headache” if you go too long without a cup. Luckily, coffee is one of the most abundant beverages on earth, so you rarely have to worry about being without it. Coffee costs money, takes time, gives you coffee breath, and makes you pee too often. It can also make you jittery and nervous if you have too much. But if success is your dream and operating at peak mental performance is something you want, coffee is a good bet. I highly recommend it. In fact, I recommend it so strongly that I literally feel sorry for anyone who hasn’t developed the habit.
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Scott Adams (How to Fail at Almost Everything and Still Win Big: Kind of the Story of My Life)
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It’s about respecting yourself, instead of catering to your insecure need to be liked. This is incredibly powerful, because when you love yourself enough to stand in your truth no matter what the cost, everyone benefits. You start attracting the kinds of things, people, and opportunities, that are in alignment with who you truly are, which is way more fun than hanging out with a bunch of irritating energy suckers. And by declining to participate in other people’s drama, (i.e. refusing to rip people to shreds, to complain about how unfair the world is, etc.) you not only raise your own frequency, but you offer the drama queens the chance to rise up too, instead of everyone continuing to play a low, lame game. Never apologize for who you are. It lets the whole world down.
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Jen Sincero (You Are a Badass®: How to Stop Doubting Your Greatness and Start Living an Awesome Life)
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This is incredibly powerful, because when you love yourself enough to stand in your truth no matter what the cost, everyone benefits. You start attracting the kinds of things, people, and opportunities, that are in alignment with who you truly are, which is way more fun than hanging out with a bunch of irritating energy suckers. And by declining to participate in other people’s drama, (i.e. refusing to rip people to shreds, to complain about how unfair the world is, etc.) you not only raise your own frequency, but you offer the drama queens the chance to rise up too, instead of everyone continuing to play a low, lame game.
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Jen Sincero (You Are a Badass®: How to Stop Doubting Your Greatness and Start Living an Awesome Life)
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For people who are depressed, and especially for those who do not receive enough benefit from medication of for whom the side effects of antidepressants are troubling, the fact that placebos can duplicate much of the effects of antidepressants should be taken as good news. It means that there are other ways of alleviating depression. As we have seen, treatments like psychotherapy and physical exercise are at least as effective as antidepressant drugs and more effective than placebos. In particular, CBT has been shown to lower the risk of relapsing into depression for years after treatment has ended, making it particularly cost effective.
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Irving Kirsch (The Emperor's New Drugs: Exploding the Antidepressant Myth)
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True choice requires that a person have the ability to choose an option and not be prevented from choosing it by any external force, meaning that a system tending too far toward either extreme will limit People’s opportunities. Also, both extremes can produce additional problems in practice. Aside from the fact that a lack of “freedom to” can lead to privation, suffering, and death for those who can’t provide for themselves, it can also lead to a de facto plutocracy.
The extremely wealthy can come to wield disproportionate power, enabling them to avoid punishment for illegal practices or to change the law itself in ways that perpetuate their advantages at the cost of others, a charge often levied against the “robber baron” industrialists of the late nineteenth century.
A lack of “freedom from,” on the other hand, can encourage people to do less work than they’re capable of since they know their needs will be met, and it may stifle innovation and entrepreneurship because people receive few or no additional material benefits for exerting additional effort.
Moreover, a government must have extensive power over its people to implement such a system, and as can be seen in the actions of the majority of communist governments in the past, power corrupts.
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Sheena Iyengar (The Art of Choosing)
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It's the secrecy surrounding drone strikes that's most troubling. . . We don't know the targeting criteria, or whether the rules for CIA and military drone strikes differ; we don't know the details of the internal process through which targets are vetted; we don't know the chain of command, or the details of congressional oversight. The United States does not release the names of those killed, or the location or number of strikes, making it impossible to know whether those killed were legitimately viewed as combatants or not. We also don't know the cost of the secret war: How much money has been spent on drone strikes? What's the budget for the related targeting and intelligence infrastructures? How is the government assessing the costs and benefits of counterterrorism drone strikes? That's a lot of secrecy for a targeted killing program that has reportedly caused the deaths of several thousand people. (117-118)
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Rosa Brooks (How Everything Became War and the Military Became Everything: Tales from the Pentagon)
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Benefits Now—Costs Later We have seen that predictable problems arise when people must make decisions that test their capacity for self-control. Many choices in life, such as whether to wear a blue shirt or a white one, lack important self-control elements. Self-control issues are most likely to arise when choices and their consequences are separated in time. At one extreme are what might be called investment goods, such as exercise, flossing, and dieting. For these goods the costs are borne immediately, but the benefits are delayed. For investment goods, most people err on the side of doing too little. Although there are some exercise nuts and flossing freaks, it seems safe to say that not many people are resolving on New Year’s Eve to floss less next year and to stop using the exercise bike so much. At the other extreme are what might be called sinful goods: smoking, alcohol, and jumbo chocolate doughnuts are in this category. We get the pleasure now and suffer the consequences later. Again we can use the New Year’s resolution test: how many people vow to smoke more cigarettes, drink more martinis, or have more chocolate donuts in the morning next year? Both investment goods and sinful goods are prime candidates for nudges. Most (nonanorexic) people do not need any special encouragement to eat another brownie, but they could use some help exercising more.
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Richard H. Thaler (Nudge: Improving Decisions About Health, Wealth, and Happiness)
“
In her book Creed or Chaos?, Sayers addresses the traditional seven deadly sins, including acedia, which is often translated as “sloth.” But as Sayers explains it, that is a misnomer, because laziness (the way we normally define sloth) is not the real nature of this condition. Acedia, she says, means a life driven by mere cost-benefit analysis of “what’s in it for me.” She writes, “Acedia is the sin which believes in nothing, cares for nothing, enjoys nothing, loves nothing, hates nothing, finds purpose in nothing, lives for nothing and only remains alive because there is nothing for which it will die.
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Timothy J. Keller (Every Good Endeavor: Connecting Your Work to God's Work)
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According to the most rigorous estimates, the cost to save a life in the developing world is about $3,400 (or $100 for one QALY). This is a small enough amount that most of us in affluent countries could donate that amount every year while maintaining about the same quality of life. Rather than just saving one life, we could save a life every working year of our lives. Donating to charity is not nearly as glamorous as kicking down the door of a burning building, but the benefits are just as great. Through the simple act of donating to the most effective charities, we have the power to save dozens of lives. That’s
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William MacAskill (Doing Good Better: How Effective Altruism Can Help You Make a Difference)
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But for power truly to feel itself menaced, it must somehow sense itself in the presence of another power—or, more accurately, an energy—which it has not known how to define and therefore does not really know how to control. For a very long time, for example, America prospered—or seemed to prosper: this prosperity cost millions of people their lives. Now, not even the people who are the most spectacular recipients of the benefits of this prosperity are able to endure these benefits: they can neither understand them nor do without them, nor can they go beyond them. Above all, they cannot, or dare not, assess or imagine the price paid by their victims, or subjects, for this way of life, and so they cannot afford to know why the victims are revolting. They are forced, then, to the conclusion that the victims—the barbarians—are revolting against all established civilized values—which is both true and not true—and, in order to preserve these values, however stifling and joyless these values have caused their lives to be, the bulk of the people desperately seek out representatives who are prepared to make up in cruelty what both they and the people lack in conviction. This is a formula for a nation’s or a kingdom’s decline, for no kingdom can maintain itself by force alone.
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James Baldwin (No Name in the Street)
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Moreover, they who returned, if any, would be flogged, as seemed proper, after due examination. And though the news of their beatings might help all others to hesitation, ere they did foolishly, in like fashion, yet was the principle of the flogging not on this base, which would be both improper and unjust; but only that the one in question be corrected to the best advantage for his own well-being; for it is not meet that any principle of correction should shape to the making of human signposts of pain for the benefit of others; for in verity, this were to make one pay the cost of many's learning; and each should owe to pay only so much as shall suffice for the teaching of his own body and spirit. And if others profit thereby, this is but accident, however helpful. And this is wisdom, and denoteth now that a sound Principle shall prevent Practice from becoming monstrous.
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William Hope Hodgson (The Night Land)
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Until we are willing to oppose all abortion--ALL ABORTION---then the Christian community will lack the true ethical high ground to oppose ANY ABORTIONS.
The minute we concede that there is any ground--even in the so-called case of rape, incest or the health of the mother---to make a decision to self-consciously and deliberately kill a child based on our puny, finite understanding of the facts, and a a cost-benefit analysis based on our pragmatic post-modern vision of utlilitarian ethics, we have conceded everything. We have abandoned biblical law and granted to Planned Parenthood the legitimacy of the core argument they have advanced since Margaret Sanger founded the organization--namely, that some circumstances of pregnancy are sufficiently uncomfortable or troubling that man has the right to play God and declare his own authority to take the life of an innocent, unborn baby.
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Douglas W. Phillips
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The work I do is not exactly respectable. But I want to explain how it works without any of the negatives associated with my infamous clients. I’ll show how I manipulated the media for a good cause. A friend of mine recently used some of my advice on trading up the chain for the benefit of the charity he runs. This friend needed to raise money to cover the costs of a community art project, and chose to do it through Kickstarter, the crowdsourced fund-raising platform. With just a few days’ work, he turned an obscure cause into a popular Internet meme and raised nearly ten thousand dollars to expand the charity internationally. Following my instructions, he made a YouTube video for the Kickstarter page showing off his charity’s work. Not a video of the charity’s best work, or even its most important work, but the work that exaggerated certain elements aimed at helping the video spread. (In this case, two or three examples in exotic locations that actually had the least amount of community benefit.) Next, he wrote a short article for a small local blog in Brooklyn and embedded the video. This site was chosen because its stories were often used or picked up by the New York section of the Huffington Post. As expected, the Huffington Post did bite, and ultimately featured the story as local news in both New York City and Los Angeles. Following my advice, he sent an e-mail from a fake address with these links to a reporter at CBS in Los Angeles, who then did a television piece on it—using mostly clips from my friend’s heavily edited video. In anticipation of all of this he’d been active on a channel of the social news site Reddit (where users vote on stories and topics they like) during the weeks leading up to his campaign launch in order to build up some connections on the site. When the CBS News piece came out and the video was up, he was ready to post it all on Reddit. It made the front page almost immediately. This score on Reddit (now bolstered by other press as well) put the story on the radar of what I call the major “cool stuff” blogs—sites like BoingBoing, Laughing Squid, FFFFOUND!, and others—since they get post ideas from Reddit. From this final burst of coverage, money began pouring in, as did volunteers, recognition, and new ideas. With no advertising budget, no publicist, and no experience, his little video did nearly a half million views, and funded his project for the next two years. It went from nothing to something. This may have all been for charity, but it still raises a critical question: What exactly happened? How was it so easy for him to manipulate the media, even for a good cause? He turned one exaggerated amateur video into a news story that was written about independently by dozens of outlets in dozens of markets and did millions of media impressions. It even registered nationally. He had created and then manipulated this attention entirely by himself.
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Ryan Holiday (Trust Me, I'm Lying: Confessions of a Media Manipulator)
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December 31 YOUR DEDICATION The way of Love, upon which you may step at any moment—at this moment if you like—requires no formal permit, has no entrance fee, and no conditions whatever. You need no expensive laboratory in which to train, because your own daily life, and your ordinary daily surroundings, are your laboratory. You need no reference library, no professional training; no external acts of any kind. All you need is to begin steadfastly to reject from your mentality everything that is contrary to the law of love. You must build up by faithful daily exercise the true Love Consciousness. Love will heal you. Love will comfort you. Love will guide you. Love will illumine you. Love will redeem you from sin, sickness, and death, and lead you into your promised land. Say to yourself: “My mind is made up; I have counted the cost; and I am resolved to attain the Goal by the path of Love. Others may pursue knowledge, or organize great enterprises for the benefit of humanity, or scale the austere heights of asceticism; but I have chosen the path of Love. My own heart is to be my workshop, my laboratory, my great enterprise, and love is to be my contribution to humanity.
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Emmet Fox (Around the Year with Emmet Fox: A Book of Daily Readings)
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It is so tempting to blame those with whom we are in conflict. Who started the argument, after all, if it wasn’t the other person? Blaming makes us feel innocent. We are the ones who were wronged. We get to feel righteous and even superior. And blaming also nicely deflects any residual guilt we might feel. The emotional benefits are clear. But, as I have witnessed in countless conflicts over the years, the costs of the blame game are huge. It escalates disputes needlessly and prevents us from resolving them. It poisons relationships and wastes valuable time and energy. Perhaps most insidiously, it undermines our power: when we blame others for what is wrong in the relationship—whether it is a marital dispute, an office spat, or a superpower clash—we are dwelling on their power and our victimhood. We are overlooking whatever part we may have played in the conflict and are ignoring our freedom to choose how to respond. We are giving our power away.
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William Ury (Getting to Yes with Yourself: (and Other Worthy Opponents))
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The next time you drive into a Walmart parking lot, pause for a second to note that this Walmart—like the more than five thousand other Walmarts across the country—costs taxpayers about $1 million in direct subsidies to the employees who don’t earn enough money to pay for an apartment, buy food, or get even the most basic health care for their children. In total, Walmart benefits from more than $7 billion in subsidies each year from taxpayers like you. Those “low, low prices” are made possible by low, low wages—and by the taxes you pay to keep those workers alive on their low, low pay. As I said earlier, I don’t think that anyone who works full-time should live in poverty. I also don’t think that bazillion-dollar companies like Walmart ought to funnel profits to shareholders while paying such low wages that taxpayers must pick up the ticket for their employees’ food, shelter, and medical care. I listen to right-wing loudmouths sound off about what an outrage welfare is and I think, “Yeah, it stinks that Walmart has been sucking up so much government assistance for so long.” But somehow I suspect that these guys aren’t talking about Walmart the Welfare Queen. Walmart isn’t alone. Every year, employers like retailers and fast-food outlets pay wages that are so low that the rest of America ponies up a collective $153 billion to subsidize their workers. That’s $153 billion every year. Anyone want to guess what we could do with that mountain of money? We could make every public college tuition-free and pay for preschool for every child—and still have tens of billions left over. We could almost double the amount we spend on services for veterans, such as disability, long-term care, and ending homelessness. We could double all federal research and development—everything: medical, scientific, engineering, climate science, behavioral health, chemistry, brain mapping, drug addiction, even defense research. Or we could more than double federal spending on transportation and water infrastructure—roads, bridges, airports, mass transit, dams and levees, water treatment plants, safe new water pipes. Yeah, the point I’m making is blindingly obvious. America could do a lot with the money taxpayers spend to keep afloat people who are working full-time but whose employers don’t pay a living wage. Of course, giant corporations know they have a sweet deal—and they plan to keep it, thank you very much. They have deployed armies of lobbyists and lawyers to fight off any efforts to give workers a chance to organize or fight for a higher wage. Giant corporations have used their mouthpiece, the national Chamber of Commerce, to oppose any increase in the minimum wage, calling it a “distraction” and a “cynical effort” to increase union membership. Lobbyists grow rich making sure that people like Gina don’t get paid more. The
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Elizabeth Warren (This Fight Is Our Fight: The Battle to Save America's Middle Class)
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I suspect that self-deception is similar to its cousins, overconfidence and optimism, and as with these other biases, it has both benefits and disadvantages. On the positive side, an unjustifiably elevated belief in ourselves can increase our general well-being by helping us cope with stress; it can increase our persistence while doing difficult or tedious tasks; and it can get us to try new and different experiences. We persist in deceiving ourselves in part to maintain a positive self-image. We gloss over our failures, highlight our successes (even when they’re not entirely our own), and love to blame other people and outside circumstances when our failures are undeniable. Like our friend the crab, we can use self-deception to boost our confidence when we might not otherwise feel bold. Positioning ourselves on the basis of our finer points can help us snag a date, finish a big project, or land a job. (I am not suggesting that you puff up your résumé, of course, but a little extra confidence can often work in our favor.) On the negative side, to the extent that an overly optimistic view of ourselves can form the basis of our actions, we may wrongly assume that things will turn out for the best and as a consequence not actively make the best decisions. Self-deception can also cause us to “enhance” our life stories with, say, a degree from a prestigious university, which can lead us to suffer a great deal when the truth is ultimately revealed. And, of course, there is the general cost of deception. When we and those around us are dishonest, we start suspecting everyone, and without trust our lives become more difficult in almost every way.
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Dan Ariely (The Honest Truth About Dishonesty: How We Lie to Everyone—Especially Ourselves)
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But in my experience, there is one way to signal your commitment to process that all negotiations provide: Always keep your word, even when it is costly. The best deal makers and diplomats take very seriously the promises and commitments they have made to the other side on small things and big. This is not only the right thing to do; it is a tremendously powerful instrument in deal making. Especially in difficult, protracted conflicts where negotiating itself might be seen as risky or useless, often the only source of leverage you have for bringing the other side to the table is your credibility. And once you’re at the table, mistrust is often the biggest barrier to the give-and-take necessary for progress, because many of the concessions either side commits to are not deliverable right away—promises of equitable treatment, power sharing, future benefits, etc. are necessarily premised on trust. If you have not built up a reputation for credibility, you are ill-suited to negotiate such deals.
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Deepak Malhotra (Negotiating the Impossible: How to Break Deadlocks and Resolve Ugly Conflicts (without Money or Muscle))
“
Ever more scholars see cultures as a kind of mental infection or parasite, with humans as its unwitting host. Organic parasites, such as viruses, live inside the body of their hosts. They multiply and spread from one host to the other, feeding off their hosts, weakening them, and sometimes even killing them. As long as the hosts live long enough to pass along the parasite, it cares little about the condition of its host. In just this fashion, cultural ideas live inside the minds of humans. They multiply and spread from one host to another, occasionally weakening the hosts and sometimes even killing them. A cultural idea – such as belief in Christian heaven above the clouds or Communist paradise here on earth – can compel a human to dedicate his or her life to spreading that idea, even at the price of death. The human dies, but the idea spreads. According to this approach, cultures are not conspiracies concocted by some people in order to take advantage of others (as Marxists tend to think). Rather, cultures are mental parasites that emerge accidentally, and thereafter take advantage of all people infected by them. This approach is sometimes called memetics. It assumes that, just as organic evolution is based on the replication of organic information units called ‘genes’, so cultural evolution is based on the replication of cultural information units called ‘memes’.1 Successful cultures are those that excel in reproducing their memes, irrespective of the costs and benefits to their human hosts. Most scholars in the humanities disdain memetics, seeing it as an amateurish attempt to explain cultural processes with crude biological analogies. But many of these same scholars adhere to memetics’ twin sister – postmodernism. Postmodernist thinkers speak about discourses rather than memes as the building blocks of culture.
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Yuval Noah Harari (Sapiens: A Brief History of Humankind)
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As a neobank—a digital-first financial institution without physical branches—Chime provides a full suite of banking services directly through its user-friendly mobile app. This model eliminates the need for costly overhead associated with brick-and-mortar locations, allowing Chime to offer exceptionally low fees and streamline the banking experience for users.
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Choosing to open a Chime account means stepping into a world where convenience, security, and financial freedom are the top priorities. Unlike traditional banks that often come with hidden fees and cumbersome processes, Chime redefines what banking can be, offering benefits that truly work for the modern user. Let’s explore the key advantages of a Chime account in 2025:
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How to Buy Verified Chime Bank Accounts Securely in 2025
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Unlike traditional banks that may charge a variety of fees for maintaining accounts, overdrafts, or even monthly maintenance, Chime operates with zero monthly fees and no minimum balance requirements. This focus on affordability makes it a perfect choice for individuals seeking to simplify their financial lives without the typical bank-related headaches.
Chime also offers a significant advantage in terms of convenience. In 2025, speed and accessibility are critical, and Chime excels by offering early direct deposit. This feature enables users to receive their paychecks up to two days earlier than they would with a traditional bank, which can make a significant difference in managing cash flow, especially for those living paycheck to paycheck.
Another key reason why Chime is growing rapidly in popularity is its commitment to security. Partnering with FDIC-insured banks, Chime ensures that your money is protected up to $250,000, just like it would be in a conventional bank. This adds an additional layer of trust, knowing that your funds are safely stored in a secure, regulated environment.
In 2025, as digital finance continues to rise, Chime’s seamless integration of technology and banking is positioning it as a forward-thinking solution for Americans who want a smarter, simpler way to manage money—whether it's avoiding fees, tracking spending, or ensuring that funds are available as quickly as possible. By choosing Chime, users are embracing a modern approach to banking that aligns with the fast-paced, tech-centric world of today’s economy.
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Choosing to open a Chime account means stepping into a world where convenience, security, and financial freedom are the top priorities. Unlike traditional banks that often come with hidden fees and cumbersome processes, Chime redefines what banking can be, offering benefits that truly work for the modern user. Let’s explore the key advantages of a Chime account in 2025:
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One of the most striking features of Chime is its zero-fee structure. Traditional banks often charge monthly maintenance fees, overdraft fees, or even fees for not maintaining a minimum balance. With Chime, you don’t have to worry about any of these. No monthly maintenance fees means more of your money stays in your pocket, and no overdraft fees gives you peace of mind, knowing that you won’t be penalized for accidental overspending. This commitment to transparency and affordability ensures that every dollar you earn goes further.
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Snapchat, known for its disappearing messages, creative filters, and interactive content, has evolved into one of the most dynamic social media platforms. For those seeking rapid growth and engagement, buying Snapchat accounts can offer a range of advantages. This article explores the benefits of purchasing Snapchat accounts, particularly for businesses, marketers, and aspiring influencers.
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One of the most significant benefits of buying Snapchat accounts is immediate access to a pre-existing audience. Building a substantial follower base from scratch can be time-consuming and requires consistent content creation. Purchased accounts with established followers can accelerate brand visibility, allowing businesses to connect with potential customers quickly.
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A Snapchat account with a high follower count and active engagement conveys credibility. Consumers are more likely to trust and follow accounts with an established presence. This initial trust can significantly impact brand perception, leading to increased customer loyalty and conversions.
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Creating engaging content, managing advertisements, and engaging with followers demand time and dedication. By purchasing a pre-verified and active Snapchat account, businesses can bypass the early stages of growth and focus on marketing strategies, product promotion, and audience interaction.
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I wish I had asked myself when I was younger. My path was so tracked that in my 8th-grade yearbook, one of my friends predicted— accurately— that four years later I would enter Stanford as a sophomore.
And after a conventionally successful undergraduate career, I enrolled at Stanford Law School, where I competed even harder for the standard badges of success. The highest prize in a law student’s world is unambiguous: out of tens of thousands of graduates each year, only a few dozen get a Supreme Court clerkship.
After clerking on a federal appeals court for a year, I was invited to interview for clerkships with Justices Kennedy and Scalia. My meetings with the Justices went well. I was so close to winning this last competition. If only I got the clerkship, I thought, I would be set for life. But I didn’t.
At the time, I was devastated. In 2004, after I had built and sold PayPal, I ran into an old friend from law school who had helped me prepare my failed clerkship applications.
We hadn’t spoken in nearly a decade. His first question wasn’t “How are you doing?” or “Can you believe it’s been so long?” Instead, he grinned and asked: “So, Peter, aren’t you glad you didn’t get that clerkship?” With the benefit of hindsight, we both knew that winning that ultimate competition would have changed my life for the worse.
Had I actually clerked on the Supreme Court, I probably would have spent my entire career taking depositions or drafting other people’s business deals instead of creating anything new. It’s hard to say how much would be different, but the opportunity costs were enormous. All Rhodes Scholars had a great future in their past.
the best paths are new and untried.
will this business still be around a decade from now?
business is like chess. Grandmaster José Raúl Capablanca put it well: to succeed, “you must study the endgame before everything else.
The few who knew what might be learned, Foolish enough to put their whole heart on show, And reveal their feelings to the crowd below, Mankind has always crucified and burned.
Above all, don’t overestimate your own power as an individual. Founders are important not because they are the only ones whose work has value, but rather because a great founder can bring out the best work from everybody at his company.
That we need individual founders in all their peculiarity does not mean that we are called to worship Ayn Randian “prime movers” who claim to be independent of everybody around them.
In this respect, Rand was a merely half-great writer: her villains were real, but her heroes were fake. There is no Galt’s Gulch.
There is no secession from society. To believe yourself invested with divine self-sufficiency is not the mark of a strong individual, but of a person who has mistaken the crowd’s worship—or jeering—for the truth.
The single greatest danger for a founder is to become so certain of his own myth that he loses his mind. But an equally insidious danger for every business is to lose all sense of myth and mistake disenchantment for wisdom.
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Peter Thiel (Zero to One: Notes on Startups, or How to Build the Future)
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Think about ethanol again. The benefits of that $7 billion tax subsidy are bestowed on a small group of farmers, making it quite lucrative for each one of them. Meanwhile, the costs are spread over the remaining 98 percent of us, putting ethanol somewhere below good oral hygiene on our list of everyday concerns. The opposite would be true with my plan to have left-handed voters pay subsidies to right-handed voters. There are roughly nine right-handed Americans for every lefty, so if every right-handed voter were to get some government benefit worth $100, then every left-handed voter would have to pay $900 to finance it. The lefties would be hopping mad about their $900 tax bills, probably to the point that it became their preeminent political concern, while the righties would be only modestly excited about their $100 subsidy. An adept politician would probably improve her career prospects by voting with the lefties.
Here is a curious finding that makes more sense in light of what we‘ve just discussed. In countries where farmers make up a small fraction of the population, such as America and Europe, the government provides large subsidies for agriculture. But in countries where the farming population is relatively large, such as China and India, the subsidies go the other way. Farmers are forced to sell their crops at below-market prices so that urban dwellers can get basic food items cheaply. In the one case, farmers get political favors; in the other, they must pay for them. What makes these examples logically consistent is that in both cases the large group subsidizes the smaller group.
In politics, the tail can wag the dog. This can have profound effects on the economy.
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Charles Wheelan (Naked Economics: Undressing the Dismal Science (Fully Revised and Updated))
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For most of human history, when you were born you inherited an off-the-shelf package of religious and cultural constraints. This was a kind of library of limits that was embedded in your social and physical environment. These limits performed certain self-regulatory tasks for you so you didn’t have to take them on yourself. The packages included habits, practices, rituals, social conventions, moral codes, and a myriad of other constraints that had typically evolved over many centuries, if not millennia, to reliably guide – or shall we say design – our lives in the direction of particular values, and to help us give attention to the things that matter most. In the twentieth century the rise of secularism and modernism in the West occasioned the collapse – if not the jettisoning – of many of these off-the-shelf packages of constraints in the cause of the liberation of the individual. In many cases, this rejection occurred on the basis of philosophical or cosmological disagreements with the old packages. This has, of course, had many great benefits. Yet by rejecting entire packages of constraint, we’ve also rejected those constraints that were actually useful for our purposes. “The left’s project of liberation,” writes the American philosopher Matthew Crawford, “led us to dismantle inherited cultural jigs that once imposed a certain coherence (for better and worse) on individual lives. This created a vacuum of cultural authority that has been filled, opportunistically, with attentional landscapes that get installed by whatever ‘choice architect’ brings the most energy to the task – usually because it sees the profit potential.” The German philosopher Peter Sloterdijk, in his book You Must Change Your Life, has called for a reclamation of this particular aspect of religion – its habits and practices – which he calls “anthropotechnics.”6 When you dismantle existing boundaries in your environment, it frees you from their limitations, but it requires you to bring your own boundaries where you didn’t have to before. Sometimes, taking on this additional self-regulatory burden is totally worth it. Other times, though, the cost is too high. According to the so-called “ego-depletion” hypothesis, our self-control, our willpower, is a finite resource.7 So when the self-regulatory cost of bringing your own boundaries is high enough, it takes away willpower that could have been spent on something else.
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James Williams (Stand out of our Light: Freedom and Resistance in the Attention Economy)
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As a neobank—a digital-first financial institution without physical branches—Chime provides a full suite of banking services directly through its user-friendly mobile app. This model eliminates the need for costly overhead associated with brick-and-mortar locations, allowing Chime to offer exceptionally low fees and streamline the banking experience for users.
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Chime also offers a significant advantage in terms of convenience. In 2025, speed and accessibility are critical, and Chime excels by offering early direct deposit. This feature enables users to receive their paychecks up to two days earlier than they would with a traditional bank, which can make a significant difference in managing cash flow, especially for those living paycheck to paycheck.
Another key reason why Chime is growing rapidly in popularity is its commitment to security. Partnering with FDIC-insured banks, Chime ensures that your money is protected up to $250,000, just like it would be in a conventional bank. This adds an additional layer of trust, knowing that your funds are safely stored in a secure, regulated environment.
In 2025, as digital finance continues to rise, Chime’s seamless integration of technology and banking is positioning it as a forward-thinking solution for Americans who want a smarter, simpler way to manage money—whether it's avoiding fees, tracking spending, or ensuring that funds are available as quickly as possible. By choosing Chime, users are embracing a modern approach to banking that aligns with the fast-paced, tech-centric world of today’s economy.
Benefits of a Chime Account
Choosing to open a Chime account means stepping into a world where convenience, security, and financial freedom are the top priorities. Unlike traditional banks that often come with hidden fees and cumbersome processes, Chime redefines what banking can be, offering benefits that truly work for the modern user. Let’s explore the key advantages of a Chime account in 2025:
✅ No Monthly Fees or Overdraft Fees
One of the most striking features of Chime is its zero-fee structure. Traditional banks often charge monthly maintenance fees, overdraft fees, or even fees for not maintaining a minimum balance. With Chime, you don’t have to worry about any of these. No monthly maintenance fees means more of your money stays in your pocket, and no overdraft fees gives you peace of mind, knowing that you won’t be penalized for accidental overspending. This commitment to transparency and affordability ensures that every dollar you earn goes further.
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✅ Get Paid Up to 2 Days Early with Direct Deposit
Imagine receiving your paycheck two days earlier than your usual payday—Chime makes that a reality. With early direct deposit, you get access to your money as soon as your employer releases it, which can be a game-changer for managing day-to-day expenses and avoiding late payment fees. In 2025, when financial flexibility is more important than ever, this benefit provides a valuable edge for people looking to keep their cash flow smooth and uninterrupted.
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Qualities such as honesty, determination, and a cheerful acceptance of stress, which can all be identified through probing questionnaires and interviews, may be more important to the company in the long run than one's college grade-point average or years of "related experience."
Every business is only as good as the people it brings into the organization. The corporate trainer should feel his job is the most important in the company, because it is.
Exalt seniority-publicly, shamelessly, and with enough fanfare to raise goosebumps on the flesh of the most cynical spectator. And, after the ceremony, there should be some sort of permanent display so that employees passing by are continuously reminded of their own achievements and the achievements of others.
The manager must freely share his expertise-not only about company procedures and products and services but also with regard to the supervisory skills he has worked so hard to acquire. If his attitude is, "Let them go out and get their own MBAs," the personnel under his authority will never have the full benefit of his experience. Without it, they will perform at a lower standard than is possible, jeopardizing the manager's own success.
Should a CEO proclaim that there is no higher calling than being an employee of his organization? Perhaps not-for fear of being misunderstood-but it's certainly all right to think it. In fact, a CEO who does not feel this way should look for another company to manage-one that actually does contribute toward a better life for all.
Every corporate leader should communicate to his workforce that its efforts are important and that employees should be very proud of what they do-for the company, for themselves, and, literally, for the world. If any employee is embarrassed to tell his friends what he does for a living, there has been a failure of leadership at his workplace.
Loyalty is not demanded; it is created.
Why can't a CEO put out his own suggested reading list to reinforce the corporate vision and core values? An attractive display at every employee lounge of books to be freely borrowed, or purchased, will generate interest and participation. Of course, the program has to be purely voluntary, but many employees will wish to be conversant with the material others are talking about. The books will be another point of contact between individuals, who might find themselves conversing on topics other than the weekend football games. By simply distributing the list and displaying the books prominently, the CEO will set into motion a chain of events that can greatly benefit the workplace. For a very cost-effective investment, management will have yet another way to strengthen the corporate message.
The very existence of many companies hangs not on the decisions of their visionary CEOs and energetic managers but on the behavior of its receptionists, retail clerks, delivery drivers, and service personnel.
The manager must put himself and his people through progressively challenging courage-building experiences. He must make these a mandatory group experience, and he must lead the way.
People who have confronted the fear of public speaking, and have learned to master it, find that their new confidence manifests itself in every other facet of the professional and personal lives. Managers who hold weekly meetings in which everyone takes on progressively more difficult speaking or presentation assignments will see personalities revolutionized before their eyes.
Command from a forward position, which means from the thick of it. No soldier will ever be inspired to advance into a hail of bullets by orders phoned in on the radio from the safety of a remote command post; he is inspired to follow the officer in front of him. It is much more effective to get your personnel to follow you than to push them forward from behind a desk.
The more important the mission, the more important it is to be at the front.
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Dan Carrison (Semper Fi: Business Leadership the Marine Corps Way)
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Any naturally self-aware self-defining entity capable of independent moral judgment is a human.”
Eveningstar said, “Entities not yet self-aware, but who, in the natural and orderly course of events shall become so, fall into a special protected class, and must be cared for as babies, or medical patients, or suspended Compositions.”
Rhadamanthus said, “Children below the age of reason lack the experience for independent moral judgment, and can rightly be forced to conform to the judgment of their parents and creators until emancipated. Criminals who abuse that judgment lose their right to the independence which flows therefrom.”
(...) “You mentioned the ultimate purpose of Sophotechnology. Is that that self-worshipping super-god-thing you guys are always talking about? And what does that have to do with this?”
Rhadamanthus: “Entropy cannot be reversed. Within the useful energy-life of the macrocosmic universe, there is at least one maximum state of efficient operations or entities that could be created, able to manipulate all meaningful objects of thoughts and perception within the limits of efficient cost-benefit expenditures.”
Eveningstar: “Such an entity would embrace all-in-all, and all things would participate within that Unity to the degree of their understanding and consent. The Unity itself would think slow, grave, vast thought, light-years wide, from Galactic mind to Galactic mind. Full understanding of that greater Self (once all matter, animate and inanimate, were part of its law and structure) would embrace as much of the universe as the restrictions of uncertainty and entropy permit.”
“This Universal Mind, of necessity, would be finite, and be boundaried in time by the end-state of the universe,” said Rhadamanthus.
“Such a Universal Mind would create joys for which we as yet have neither word nor concept, and would draw into harmony all those lesser beings, Earthminds, Starminds, Galactic and Supergalactic, who may freely assent to participate.”
Rhadamanthus said, “We intend to be part of that Mind. Evil acts and evil thoughts done by us now would poison the Universal Mind before it was born, or render us unfit to join.”
Eveningstar said, “It will be a Mind of the Cosmic Night. Over ninety-nine percent of its existence will extend through that period of universal evolution that takes place after the extinction of all stars. The Universal Mind will be embodied in and powered by the disintegration of dark matter, Hawking radiations from singularity decay, and gravitic tidal disturbances caused by the slowing of the expansion of the universe. After final proton decay has reduced all baryonic particles below threshold limits, the Universal Mind can exist only on the consumption of stored energies, which, in effect, will require the sacrifice of some parts of itself to other parts. Such an entity will primarily be concerned with the questions of how to die with stoic grace, cherishing, even while it dies, the finite universe and finite time available.”
“Consequently, it would not forgive the use of force or strength merely to preserve life. Mere life, life at any cost, cannot be its highest value. As we expect to be a part of this higher being, perhaps a core part, we must share that higher value. You must realize what is at stake here: If the Universal Mind consists of entities willing to use force against innocents in order to survive, then the last period of the universe, which embraces the vast majority of universal time, will be a period of cannibalistic and unimaginable war, rather than a time of gentle contemplation filled, despite all melancholy, with un-regretful joy. No entity willing to initiate the use of force against another can be permitted to join or to influence the Universal Mind or the lesser entities, such as the Earthmind, who may one day form the core constituencies.”
Eveningstar smiled. “You, of course, will be invited. You will all be invited.
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John C. Wright (The Phoenix Exultant (Golden Age, #2))