Calculate Option Quotes

Yamamoto was considered, both in Japan and the United States, as intelligent, capable, aggressive, and dangerous. Motivated by his skill as a poker player and casino gambler, he was continually calculating odds on an endless variety of options. He played bridge and chess better than most good players. Like most powerful leaders he was articulate and persuasive, and once in a position of power he pushed his agenda relentlessly. Whether he would push his odds successfully in the Pacific remained to be seen.

Bravery did not come to her naturally. She spent too much time weighing her options to be brave. Too much time calculating the many paths before her. But Mariko knew it was time to do more. Time to be more. She would not die a coward.

We must learn to close doors. A business strategy is primarily a statement on what not to engage in. Adopt a life strategy similar to a corporate strategy: Write down what not to pursue in your life. In other words, make calculated decisions to disregard certain possibilities and when an option shows up, test it against your not-to-pursue list. It will not only keep you from trouble but also save you lots of thinking time. Think hard once and then just consult your list instead of having to make up your mind whenever a new door cracks open. Most doors are not worth entering, even when the handle seems to turn so effortlessly.

If other people thought art was important, then it would be required to graduate. But no, I don’t have to take art. I do have to take math, which is just a waste of time because the numbers get all switched up in my brain, plus, calculators exist for a reason. I do have to take history, which is basically memorizing tariff acts till your brain bleeds. I do have to take four years of gym class with a bunch of jerks who punch me if they don’t like what I say. But art? Optional. Even though art and music and literature and all that are what make us human. Algebra doesn’t make us human. Games don’t make us human.

Deep Blue didn't win by being smarter than a human; it won by being millions of times faster than a human. Deep Blue had no intuition. An expert human player looks at a board position and immediately sees what areas of play are most likely to be fruitful or dangerous, whereas a computer has no innate sense of what is important and must explore many more options. Deep Blue also had no sense of the history of the game, and didn't know anything about its opponent. It played chess yet didn't understand chess, in the same way a calculator performs arithmetic bud doesn't understand mathematics.

Dushegubs are calculating, homicidal, moving trees that feed on animal life. They know that other creatures have emotions and what those emotions are, and they don’t care. Their first option is murder, their second option is murder, and if that fails, they go straight to murder.” “Well, at least they have their priorities straight.

What you want in warfare is room to maneuver. Tight corners spell death. Having enemies gives you options. You can play them off against each other, make one a friend as a way of attacking the other, on and on. Without enemies you will not know how or where to maneuver, and you will lose a sense of your limits, of how far you can go. Early on, Julius Caesar identified Pompey as his enemy. Measuring his actions and calculating carefully, he did only those things that left him in a solid position in relation to Pompey. When war finally broke out between the two men, Caesar was at his best. But once he defeated Pompey and had no more such rivals, he lost all sense of proportion—in fact, he fancied himself a god. His defeat of Pompey was his own undoing. Your enemies force on you a sense of realism and humility.

Art is the conscious making of numinous phenomena. Many objects are just objects - inert, merely utilitarian. Many events are inconsequential, too banal to add anything to our experience of life. This is unfortunate, as one cannot grow except by having one’s spirit greatly stirred; and the spirit cannot be greatly stirred by spiritless things. Much of our very life is dead. For primitive man, this was not so. He made his own possessions, and shaped and decorated them with the aim of making them not merely useful, but powerful. He tried to infuse his weapons with the nature of the tiger, his cooking pots with the life of growing things; and he succeeded. Appearance, material, history, context, rarity - perhaps rarity most of all - combine to create, magically, the quality of soul. But we modern demiurges are prolific copyists; we give few things souls of their own. Locomotives, with their close resemblance to beasts, may be the great exception; but in nearly all else with which today’s poor humans are filling the world, I see a quelling of the numinous, an ashening of the fire of life. We are making an inert world; we are building a cemetery. And on the tombs, to remind us of life, we lay wreaths of poetry and bouquets of painting. You expressed this very condition, when you said that art beautifies life. No longer integral, the numinous has become optional, a luxury - one of which you, my dear friend, are fond, however unconsciously. You adorn yourself with the same instincts as the primitive who puts a frightening mask of clay and feathers on his head, and you comport yourself in an uncommonly calculated way - as do I. We thus make numinous phenomena of ourselves. No mean trick - to make oneself a rarity, in this overpopulated age.

I feel you're far away,” the man might say. He is observing you, calculating, forming equations he may take to a representative of the patriarchy, such as a doctor, a lawyer, or military official. He is considering physical incarceration and/or biochemical imprisonments such as occur with antidepressants. He is dangerous. This is a juncture where you may smile. This is optional. You might allow your lips to form the ambiguous seductive shape of slow regret. Or let your mouth fill with too much night, incinerated maple leaves and fox teeth. What you mean is, not yet.

If you can distill the essence of GE's stock behavior over the past twenty years, then you can apply it to financial engineering. You can estimate the risk of holding the stock over the next twenty years. You can estimate how many shares of the stock to buy for your portfolio. You can calculate the proper value of options you want to trade on the stock.

The terrain leads to measurements; The measurements lead to estimates; The estimates lead to calculations; The calculations lead to weighing the options; The weighing leads to victory.5

And what percentage of people take up the option to die off?’ She looked at me, her glance telling me to be calm. ‘Oh, a hundred per cent, of course. Over many thousands of years, calculated by old time, of course. But yes, everyone takes the option, sooner or later.’ ‘So it’s just like the first time round? You always die in the end?’ ‘Yes, except don’t forget the quality of life here is much better. People die when they decide they’ve had enough, not before. The second time round it’s altogether more satisfying because it’s willed.’ She paused, then added, ‘As I say, we cater for what people want.’ I hadn’t been blaming her. I’m not that sort. I just wanted to find out how the system worked. ‘So … even people, religious people, who come here to worship God throughout eternity … they end up throwing in the towel after a few years, hundred years, thousand years?’ ‘Certainly. As I said, there are still a few Old Heaveners around, but their numbers are diminishing all the time.

If options aren't a form of compensation, what are they? If compensation isn't an expense, what is it? And, if expenses shouldn't go into the calculation of earnings, where in the world should they go?

Human beings have an ability to simply recognize the right thing to do sometimes. Judgment, Klein points out, is rarely a calculated weighing of all options, which we are not good at anyway, but instead an unconscious form of pattern recognition.

Fortunately, our colleges and universities are fully cognizant of the problems I have been delineating and take concerted action to address them. Curricula are designed to give coherence to the educational experience and to challenge students to develop a strong degree of moral awareness. Professors, deeply involved with the enterprise of undergraduate instruction, are committed to their students' intellectual growth and insist on maintaining the highest standards of academic rigor. Career services keep themselves informed about the broad range of postgraduate options and make a point of steering students away from conventional choices. A policy of noncooperation with U.S. News has taken hold, depriving the magazine of the data requisite to calculate its rankings. Rather than squandering money on luxurious amenities and exorbitant administrative salaries, schools have rededicated themselves to their core missions of teaching and the liberal arts. I'm kidding, of course.

the parts of the brain corresponding to the limbic system (thought to respond only to more visceral, immediate rewards) were activated only when the decision involved comparing a reward today with one in the future. In contrast, the lateral prefrontal cortex (a more “calculating” part of the brain) responded with a similar intensity to all decisions, regardless of the timing of the options. Brains that work like this would produce a lot of failed good intentions. And indeed, we do see a lot of those, from New Year’s resolutions to gym memberships that lie unused.

There is pleasure in reading a version of myself I know in my heart could never exist, since mine is not an iron mind coldly calculating every possible option and outcome. Instead I am a businessman who loves excitement, loves tension, loves risk and the unexpected, and just happens to possess an extraordinary, on occasion even miraculous, degree of good luck.

Cognifying photography has revolutionized it because intelligence enables cameras to slip into anything (in a sunglass frame, in a color on clothes, in a pen) and do more, including calculate 3-D, HD, and many other options that earlier would have taken $100,000 and a van full of equipment to do. Now cognified photography is something almost any device can do as a side job.

When calculating the likely future constraints on our options, the presence or absence of a competitive agent makes all the difference, just because when there is an information-gathering, feedback-loop-closing agent out there, one’s activities may be predicted by this agent, and hence foreseen and systematically thwarted.21 It is important that the airline pilot, in evading the thunderstorm, doesn’t have to worry about hiding his true intentions from the storm, which might, if it knew, switch its own course and come after him!

In conclusion, I return to Einstein. If we find a planet in the Alpha Centauri system, its image, captured by a camera travelling at a fifth of light speed, will be slightly distorted due to the effects of special relativity. It would be the first time a spacecraft has flown fast enough to see such effects. In fact, Einstein’s theory is central to the whole mission. Without it we would have neither lasers nor the ability to perform the calculations necessary for guidance, imaging and data transmission over twenty-five trillion miles at a fifth of light speed. We can see a pathway between that sixteen-year-old boy dreaming of riding on a light beam and our own dream, which we are planning to turn into a reality, of riding our own light beam to the stars. We are standing at the threshold of a new era. Human colonisation on other planets is no longer science fiction. It can be science fact. The human race has existed as a separate species for about two million years. Civilisation began about 10,000 years ago, and the rate of development has been steadily increasing. If humanity is to continue for another million years, our future lies in boldly going where no one else has gone before. I hope for the best. I have to. We have no other option.

If you are going to use probability to model a financial market, then you had better use the right kind of probability. Real markets are wild. Their price fluctuations can be hair-raising-far greater and more damaging than the mild variations of orthodox finance. That means that individual stocks and currencies are riskier than normally assumed. It means that stock portfolios are being put together incorrectly; far from managing risk, they may be magnifying it. It means that some trading strategies are misguided, and options mis-priced. Anywhere the bell-curve assumption enters the financial calculations, an error can come out.

one can ask why they didn’t explore more vigorously the possible environmental consequences of this unprecedented ecological experiment—an all-out thermonuclear war—for which they were preparing. Or why, more than thirty years since scientists first posited these dangers, and more than ten years since scientific uncertainties about their calculations have been put to rest, our plans have continued to include “options” for detonating hundreds of nuclear explosions near cities, which would loft enough soot and smoke into the upper stratosphere to lead to death by starvation of nearly everyone on earth, including, after all, ourselves.

If chess is this complicated, you can imagine how complicated things are in our economy, which involves billions of people and millions of products. Therefore, in the same way in which individuals create routines in their daily lives or chess games, companies operate with ‘productive routines’, which simplify their options and search paths. They build certain decision-making structures, formal rules and conventions that automatically restrict the range of possible avenues that they explore, even when the avenues thus excluded outright may have been more profitable. But they still do it because otherwise they may drown in a sea of information and never make a decision. Similarly, societies create informal rules that deliberately restrict people’s freedom of choice so that they don’t have to make fresh choices constantly. So, they develop a convention for queuing so that people do not have to, for example, constantly calculate and recalculate their positions at a crowded bus stop in order to ensure that they get on the next bus.

Cognitive scientists recognize two types of rationality: instrumental and epistemic. The simplest definition of instrumental rationality-the one that emphasizes most that it is grounded in the practical world-is: Behaving in the world so that you get exactly what you most want, given the resources (physical and mental) available to you. Somewhat more technically, we could characterize instrumental rationality as the optimization of the individual's goal fulfillment. Economists and cognitive scientists have refined the notion of optimization of goal fulfillment into the technical notion of expected utility. The model of rational judgment used by decision scientists is one in which a person chooses options based on which option has the largest expected utility.' One discovery of modern decision science is that if people's preferences follow certain patterns (the so-called axioms of choice) then they are behaving as if they are maximizing utility-they are acting to get what they most want. This is what makes people's degrees of rationality measurable by the experimental methods of cognitive science. The deviation from the optimal choice pattern is an (inverse) measure of the degree of rationality. The other aspect of rationality studied by cognitive scientists is termed epistemic rationality. This aspect of rationality concerns how well beliefs map onto the actual structure of the world.' The two types of rationality are related. Importantly, a critical aspect of beliefs that enter into instrumental calculations (that is, tacit calculations) is the probabilities of states of affairs in the world.

Nick implied the job pays crap, so they can’t expect me to be some sort of art professor, right?” She paused when the bartender appeared with a bottle of beer and a slender fluted glass of champagne. The bubbles streaming upward through the pale liquid reminded him of Emma’s personality: round and fizzy, rising as high as they could go. He felt like shit. “Of course, I still need to find a place to live,” Emma said after taking a sip of her drink. “But as long as I have a place to work, I’m good. I can always buy a tent.” “You don’t have to buy a tent,” he said curtly. “Just joking.” She reached across the table and gave his hand a gentle squeeze. “But at least now I don’t have to worry about finding a place to live where I can also work.” He drank some beer straight from the bottle, relishing its sour flavor. Closing his eyes, he pictured that small, windowless room in the community center, its linoleum floor, its cinderblock walls, its sheer ugliness. She was thrilled because she thought it was her only option. But it wasn’t. “Look, Emma—if you want, I’ll take my house off the market. I don’t have to get rid of it. If you want to continue to live there…” She’d raised her champagne flute to her lips, but his words clearly startled her enough to make her lower the glass and gape at him. “But you came to Brogan’s Point to sell the house.” “It can wait.” “And I can’t keep teaching there. You said so yourself. There are those nasty zoning laws. And insurance issues, and liability. All that legal stuff.” She pressed her lips together, effectively smothering her radiant smile. “Taking the room at the community center means I’ll be able to teach there this summer in Nick’s program. So I’ll earn a little more money and maybe make contact with more people who might want to commission Dream Portraits.” She shook her head. “I can make it work.” “You could make it work in my house, too. Stay. Stay as long as you want. We’re not a landlord and tenant anymore. We’ve gone beyond that, haven’t we?” She stared at him, suddenly wary. “What do you mean?” He wasn’t sure what was troubling her. “Emma. We’ve made love. Several times.” Several spectacular times, he wanted to add. “You can stay on in the house. Forget about the rent. That’s the least I owe you.” Her expression went from wary to deflated, from deflated to suspicious. Her voice was cool, barely an inch from icy. “You don’t owe me anything, Max—unless you want to pay me for your portrait. I can’t calculate the cost until I figure out what the painting will…entail.” She seemed to trip over that last word, for some reason. “But as far as the house… I don’t need you to do that.” “Do what? Take it off sale? It isn’t even on sale yet.” “You don’t have to let me stay on in the house because we had sex. I didn’t make love with you because I wanted something in return. You don’t owe me anything.” She sighed again. The fireworks vanished from her eyes, extinguished

But there's a bigger lesson that I would like to draw from this experiment—and in fact from all that I have said in the preceding chapters. Standard economics assumes that we are rational—that we know all the pertinent information about our decisions, that we can calculate the value of the different options we face, and that we are cognitively unhindered in weighing the ramifications of each potential choice. The result is that we are presumed to be making logical and sensible decisions. And even if we make a wrong decision from time to time, the standard economics perspective suggests that we will quickly learn from our mistakes either on our own or with the help of “market forces.” On the basis of these assumptions, economists draw far-reaching conclusions about everything from shopping trends to law to public policy. But, as the results presented in this book (and others) show, we are all far less rational in our decision making than standard economic theory assumes. Our irrational behaviors are neither random nor senseless—they are systematic and predictable. We all make the same types of mistakes over and over, because of the basic wiring of our brains. So wouldn't it make sense to modify standard economics and move away from naive psychology, which often fails the tests of reason, introspection, and—most important—empirical scrutiny? Wouldn't economics make a lot more sense if it were based on how people actually behave, instead of how they should behave? As I said in the Introduction, that simple idea is the basis of behavioral economics, an emerging field focused on the (quite intuitive) idea that people do not always behave rationally and that they often make mistakes in their decisions.

To fill this gap in the capital market, Davis and Rock set themselves up as a limited partnership, the same legal structure that had been used by a short-lived rival called Draper, Gaither & Anderson.[18] Rather than identifying startups and then seeking out corporate investors, they began by raising a fund that would render corporate investors unnecessary. As the two active, or “general,” partners, Davis and Rock each seeded the fund with $100,000 of their own capital. Then, ignoring the easy loans to be had from the fashionable SBIC structure, they raised just under $3.2 million from some thirty “limited” partners—rich individuals who served as passive investors.[19] The beauty of this size and structure was that the Davis & Rock partnership now had a war chest seven and a half times larger than an SBIC, and with it the ammunition to supply companies with enough capital to grow aggressively. At the same time, by keeping the number of passive investors under the legal threshold of one hundred, the partnership flew under the regulatory radar, avoiding the restrictions that ensnared the SBICs and Doriot’s ARD.[20] Sidestepping yet another weakness to be found in their competitors, Davis and Rock promised at the outset to liquidate their fund after seven years. The general partners had their own money in the fund, and thus a healthy incentive to invest with caution. At the same time, they could deploy the outside partners’ capital for a limited time only. Their caution would be balanced with deliberate aggression. Indeed, everything about the fund’s design was calculated to support an intelligent but forceful growth mentality. Unlike the SBICs, Davis & Rock raised money purely in the form of equity, not debt. The equity providers—that is, the outside limited partners—knew not to expect dividends, so Davis and Rock were free to invest in ambitious startups that used every dollar of capital to expand their business.[21] As general partners, Davis and Rock were personally incentivized to prioritize expansion: they took their compensation in the form of a 20 percent share of the fund’s capital appreciation. Meanwhile, Rock was at pains to extend this equity mentality to the employees of his portfolio companies. Having witnessed the effect of employee share ownership on the early culture of Fairchild, he believed in awarding managers, scientists, and salesmen with stock and stock options. In sum, everybody in the Davis & Rock orbit—the limited partners, the general partners, the entrepreneurs, their key employees—was compensated in the form of equity.

USING YOUR NEST EGG TO DELAY CLAIMING If you’re fortunate enough to have a nest egg and you want to retire, you can consider withdrawing more savings up front as a way to hold off starting your Social Security benefit. But does the strategy make sense? It well may, and there are some important things to keep in mind. Social Security benefits go up about 7 percent for each year they are not claimed between age 62 and your full retirement age. Wait longer and the reward grows even more: Benefits increase 8 percent annually for each year they are not claimed between full retirement age and 70. Are your financial resources adequate to support your lifestyle without Social Security, so you can delay claiming and lock in the income gains I just described? The issue can get complicated, and those interested may want to talk it over with a financial advisor. Among the considerations are the following: The tax bite: A portion of your Social Security benefit may be subject to income tax (though at least 15 percent is tax free for everyone). Withdrawals from (non-Roth) Individual Retirement Accounts will surely have tax implications. But some research has shown that withdrawing more up front may reduce the tax bite later. Check your situation with an expert. Family income: Is your spouse eligible for Social Security based on his or her work record? This increases your options. Just know that your total income may affect whether your Social Security benefits are subject to income tax, how much, and whether it makes sense to delay claiming. (See Chapter 13 for a discussion of income tax rules and Social Security, including provisional income.) Your investments: Consider reasonable rates of return, including your appetite for risk, in weighing the pros and cons of delaying a claim for Social Security. It’s extremely difficult to beat Social Security’s guaranteed returns. Finally, a note of caution (and common sense): If your nest egg is modest, the strategy of withdrawing savings to delay Social Security may be unwise, because it’s important to have a cushion. Be realistic when calculating how much of a cushion you need.

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1.1M    ./scripts 58M     ./cloud9 74M     . You can also use tee to write the output to several files at the same time, as shown in this example: root@beaglebone:/opt# du ‐d1 ‐h | tee /tmp/1.txt /tmp/2.txt /tmp/3.txt Filter Commands (from sort to xargs) There are filtering commands, each of which provides a useful function: sort: This command has several options, including (‐r) sorts in reverse; (‐f) ignores case; (‐d) uses dictionary sorting, ignoring punctuation; (‐n) numeric sort; (‐b) ignores blank space; (‐i) ignores control characters; (‐u) displays duplicate lines only once; and (‐m) merges multiple inputs into a single output. wc (word count): This can be used to calculate the number of words, lines, or characters in a stream. For example: root@beaglebone:/tmp# wc < animals.txt  4  4 18 This has returned that there are 4 lines, 4 words, and 18 characters. You can select the values independently by using (‐l) for line count; (‐w) for word count; (‐m) for character count; and (‐c) for the byte count (which would also be 18 in this case). head: Displays the first lines of the input. This is useful if you have a very long file or stream of information and you want to examine only the first few lines. By default it will display the first 10 lines. You can specify the number of lines using the ‐n option. For example, to get the first five lines of output of the dmesg command (display message or driver message), which displays the message buffer of the kernel, you can use the following: root@beaglebone:/tmp# dmesg | head ‐n5   [    0.000000] Booting Linux on physical CPU 0x0   [    0.000000] Initializing cgroup subsys cpuset   [    0.000000] Initializing cgroup subsys cpu   [    0.000000] Initializing cgroup subsys cpuacct   [    0.000000] Linux version 3.13.4-bone5(root@imx6q-sabrelite-1gb-0) tail: This is just like head except that it displays the last lines of a file or stream. Using it in combination with dmesg provides useful output, as shown here: root@beaglebone:/tmp# dmesg | tail ‐n2   [   36.123251] libphy: 4a101000.mdio:00 - Link is Up - 100/Full   [   36.123421] IPv6:ADDRCONF(NETDEV_CHANGE): eth0:link becomes ready grep: A very powerful filter command that can parse lines using text and regular expressions. You can use this command to filter output with options, including (‐i) ignore case; (‐m 5) stop after five matches; (‐q) silent, will exit with return status 0 if any matches are found; (‐e) specify a pattern; (‐c) print a count of matches; (‐o) print only the matching text; and (‐l) list the filename of the file containing the match. For example, the following examines the dmesg output for the first three occurrences of the string “usb,” using ‐i to ignore case: root@beaglebone:/tmp# dmesg |grep ‐i ‐m3 usb   [    1.948582] usbcore: registered new interface driver usbfs   [    1.948637] usbcore: registered new interface driver hub   [    1.948795] usbcore: registered new device driver usb You can combine pipes together. For example, you get the exact same output by using head and displaying only the first three lines of the grep output: root@beaglebone:/tmp# dmesg |grep ‐i usb |head ‐n3   [    1.948582] usbcore: registered new interface driver usbfs   [    1.948637] usbcore: registered new interface driver hub   [    1.948795] usbcore: registered new device driver usb xargs: This is a very powerful filter command that enables you to construct an argument list that you use to call another command or tool. In the following example, a text file args.txt that contains three strings is used to create three new files. The output of cat is piped to xargs, where it passes the three strings as arguments to the touch command, creating three new files a.txt, b.txt,

The first Vikings to reach Iceland, therefore, did so purely by accident. Viking sailors reckoned through careful observation, and trial and error, not sophisticated navigational tools. Land was found by noting changes in the color of water, differences in the flight patterns of birds, and the presence of driftwood. The Vikings calculated latitude by the midday sun during the day, and by the stars at night. If neither of those two options were available, they relied on instinct. Skippers were notoriously pragmatic. The Laxdæla Saga tells the story of Olaf the Peacock who got hopelessly lost in a fog and drifted for days. When it finally lifted, there was a heated debate about what direction to go. The crew voted for a particular direction and informed Olaf of their choice. The grizzled captain ignored them and told his veteran navigator to pick the direction. 'I want only the shrewdest one to decide', he said, 'because in my opinion, the council of fools is all the more dangerous the more of them there are.

ZERO BELLY DRINKS BLUEBERRY DAZZLER Makes 1 serving 1 scoop vegetarian protein powder* ½ cup unsweetened nondairy milk (almond, hazelnut, coconut, hemp, etc.) ½ cup frozen blueberries ½ tablespoon almond butter Water to blend (optional) • Combine ingredients in a blender and blend until smooth. > 232 calories; 6 g fat; 3 g fiber; 28 g protein * Note: All nutritional stats calculated using Vega Sport Performance Protein (Vanilla). Exact nutritional content may vary based on your choice of plant-based protein powder. STRAWBERRY BANANA Makes 1 serving 1 scoop vegetarian protein powder ⅓ cup frozen strawberries ¼ frozen banana ½ tablespoon almond butter ½ cup unsweetened nondairy milk (almond, hazelnut, coconut, hemp, etc.) Water to blend (optional) • Combine ingredients in a blender and blend until smooth. > 232 calories; 5 g fat; 4 g fiber; 29 g protein THE PEANUT BUTTER CUP Makes 1 serving 1 scoop vegetarian protein powder ½ frozen banana ½ tablespoon peanut butter 1 tablespoon unsweetened cocoa powder ½ cup unsweetened nondairy milk (almond, hazelnut, coconut, hemp, etc.) Water to blend (optional) • Combine ingredients in a blender and blend until smooth. > 258 calories; 6 g fat; 5 g fiber; 30 g protein MANGO MUSCLE-UP Makes 1 serving 1 scoop vegetarian protein powder ⅔ cup frozen mango chunks ½ tablespoon almond butter ½ cup unsweetened nondairy milk (almond, hazelnut, coconut, hemp, etc.) Water to blend (optional) • Combine ingredients in a blender and blend until smooth. > 224 calories; 5 g fat; 3 g fiber; 29 g protein VANILLA MILKSHAKE Makes 1 serving 1 scoop vegetarian protein powder ½ frozen banana ½ tablespoon peanut butter ½ cup unsweetened nondairy milk (almond, hazelnut, coconut, hemp, etc.) Water to blend (optional) • Combine ingredients in a blender and blend until smooth. > 248 calories; 6 g fat; 3 g fiber; 29 g protein CHAPTER EIGHT THE ZERO

I’ll pay you two thousand dollars if you stall.” Mitch blinked, surprised to hear the words that had just come out of his mouth. “What?” Tommy asked, his own surprise clear in his tone. “I will pay you two grand to stall the repair,” he repeated, ignoring the little voice in his head telling him this was wrong. If there was another way, he’d take it, but every other option had variables. And he couldn’t risk variables. “And how long am I supposed to do that?” Mitch calculated how much time he could get away with while not raising Maddie’s suspicions. The small-town thing would only get him so far before it became unbelievable. “Can you make it the end of the week?” If he pushed it until Friday, maybe he could convince her to stay through the weekend instead of making her way back home. That gave him about a week. One week, then he’d let the chips fall where they may. “So let me get this straight, you’re going to pay me two thousand dollars to let the car sit in my garage for a week?” “Plus the cost of the repair,” Mitch added, knowing Maddie would insist on paying for the car herself. “I’ll bring her in this morning, and you tell her the repair will be three to four hundred but will take until Friday to fix. I’ll pay you two thousand dollars on the side.” “You’ve got a real hard-on for this girl.” Tommy laughed, repeating Charlie’s sentiment from last night. “Never mind that. And for fuck’s sake, don’t tell your wife.” It was only right to point out that Tommy was the pussy-whipped one, not him. “Now, that’s going to cost you a little more,” Tommy said in a thoughtful tone. Mitch narrowed his eyes. “You’re telling me two grand isn’t enough?” “It’s plenty for me, but Mary Beth’s silence will cost you something extra.” Ah, hell. He was about to get hustled and there wasn’t a damn thing he could do about it. “Don’t tell her and we won’t have a problem.” Tommy made disapproving sounds, and Mitch could practically see the big, blond ex-captain of the football team rocking back and forth on his chair. “Now, you know I can’t. A good marriage is built on honesty.” Mitch’s grip tightened on his mug, and he silently cursed. “You don’t give a shit that your wife carries your balls in her purse, do you?” Tommy’s chuckle was pure evil. “It’s a small price to pay for matrimonial bliss.” Mitch tried to think of a way out, but for the life of him he couldn’t see one. Between lack of sleep and deprived blood flow, his normally agile mind failed. “And this is nonnegotiable?” “Well, I’m reasonable.” Tommy’s voice took on the tone of a resigned man. “But, you know Mary Beth, and she does like her gossip.” Everyone in town would know about the plot by noon, and as much as Mitch wanted to delude himself, he didn’t think Maddie would stay locked in the house for a week. “Fine.” Mitch ground out through clenched teeth. “I’ll look at your nephew’s case. But I’m not making any promises.” Mary

But it isn’t the fun of DIY invention, urban exploration, physical danger, and civil disorder that the Z-Boys enjoyed in 1976. It is fun within serious limits, and for all of its thrills it is (by contrast) scripted. And rather obedient. The fact that there are public skateparks and high-performance skateboards signals progress: America has embraced this sport, as it did bicycles in the nineteenth century. Towns want to make skating safe and acceptable. The economy has more opportunity to grow. America is better off for all of this. Yet such government and commercial intervention in a sport that was born of radical liberty means that the fun itself has changed; it has become mediated. For the skaters who take pride in their flashy store-bought equipment have already missed the Z-Boys’ joke: Skating is a guerrilla activity. It’s the fun of beating, not supporting, the system. P. T. Barnum said it himself: all of business is humbug. How else could business turn a profit, if it didn’t trick you with advertising? If it didn’t hook you with its product? This particular brand of humbug was perfected in the late 1960s, when merchandise was developed and marketed and sold to make Americans feel like rebels. Now, as then, customers always pay for this privilege, and purveyors keep it safe (and generally clean) to curb their liability. They can’t afford customers taking real risks. Plus it’s bad for business to encourage real rebellion. And yet, marketers know Americans love fun—they have known this for centuries. And they know that Americans, especially kids, crave autonomy and participation, so they simulate the DIY experience at franchises like the Build-A-Bear “workshops,” where kids construct teddy bears from limited options, or “DIY” restaurants, where customers pay to grill their own steaks, fry their own pancakes, make their own Bloody Marys. These pay-to-play stores and restaurants are, in a sense, more active, more “fun,” than their traditional competition: that’s their big selling point. But in both cases (as Barnum knew) the joke is still on you: the personalized bear is a standardized mishmash, the personalized food is often inedible. As Las Vegas knows, the house always wins. In the history of radical American fun, pleasure comes from resistance, risk, and participation—the same virtues celebrated in the “Port Huron Statement” and the Digger Papers, in the flapper’s slang and the Pinkster Ode. In the history of commercial amusement, most pleasures for sale are by necessity passive. They curtail creativity and they limit participation (as they do, say, in a laser-tag arena) to a narrow range of calculated surprises, often amplified by dazzling technology. To this extent, TV and computer screens, from the tiny to the colossal, have become the scourge of American fun. The ubiquity of TV screens in public spaces (even in taxicabs and elevators) shows that such viewing isn’t amusement at all but rather an aggressive, ubiquitous distraction. Although a punky insurgency of heedless satire has stung the airwaves in recent decades—from equal-opportunity offenders like The Simpsons and South Park to Comedy Central’s rabble-rousing pundits, Jon Stewart and Stephen Colbert—the prevailing “fun” of commercial amusement puts minimal demands on citizens, besides their time and money. TV’s inherent ease seems to be its appeal, but it also sends a sobering, Jumbotron-sized message about the health of the public sphere.

BLUEBERRY DAZZLER Makes 1 serving 1 scoop vegetarian protein powder* ½ cup unsweetened nondairy milk (almond, hazelnut, coconut, hemp, etc.) ½ cup frozen blueberries ½ tablespoon almond butter Water to blend (optional) • Combine ingredients in a blender and blend until smooth. > 232 calories; 6 g fat; 3 g fiber; 28 g protein * Note: All nutritional stats calculated using Vega Sport Performance Protein (Vanilla).

Tips to Manage your student loan by The Student Loan Help Center Managing Your Student Loans Apply these responsible financial management principles, as you repay your student loans: Consider the advantages of loan forgiveness programs. These programs are available to students who agree to work in high-need fields like nursing and education. Enrolling in the military often makes you eligible for loan forgiveness. Essentially, you commit to work or serve for a designated period of time, in exchange for complete or partial loan forgiveness. Make student loan payments on time. In some cases, your interest rate may qualify for reduction after you make a certain number of consecutive on-time payments. If you have a cosigner, he or she may also be released from responsibility for the loan, once you have exhibited a required level of consistency with your repayments. Defaulting on your student loans has far-reaching consequences, so it should never be an option. Manage your loan repayment schedule using online calculators. If you are considering a consolidation loan, use these tools to quickly determine your total loan repayment obligation. Take advantage of federal education tax incentives, like the student loan interest deduction and Hope Scholarship Credit. Student Loan Tips: Use student loans to supplement other financial aid awards, like grants and scholarships. Make sure to start a college savings plan as early as possible. College accounts like the 529 savings plans allow you to save pre-tax money for college. Understand the terms of your federal and private student loans, before you sign on. You will be bound to the conditions of your loans for many years. Don’t miss payments. Be proactive in protecting your credit, by contacting your lender before you default. You can consider consolidation loans, deferments and other accommodations of the available options, to keep your repayment schedule on track. For more Questions you can contact The Student Loan Help Center.

Flexible benefits are just becoming an option for some workers. But more creativity is needed to take benefits to their natural end in organizations looking for self-determination and self-management. Employees should be able to customize their health plans, pension fund contributions, insurance, meal tickets, and even health club or collective purchasing programs. By letting the employees make their own calculations and freely choose their own health benefits, we transfer responsibility to our people. We hand them their freedom.

Malgré les incertitudes et les difficultés relevées, ce qu'on a dit jusqu'ici suffit pour avancer sur un point décisif (outre le fait, tout aussi essentiel, que la suppression massive de productions de biens et de services ouvre la voie à une réduction drastique de la pollution, à un usage raisonnable des ressources naturelles et par conséquent à un tarissement de la contradiction actuelle entre les formes d'organisation des sociétés humaines et les conditions écosystémiques de leur reproduction). Par un calcul peut-être encore trop prudent, on peut estimer que, sous le régime d'une logique sociale inédite, l'essentiel de la production d'aliments et de biens manufacturés ainsi que les services de base requis par la collectivité (principalement en matière de santé, à quoi on peut ajouter une chaîne de distribution réduite, ainsi que la part des transports organisée collectivement) pourront être assurés grâce à une activité également répartie entre tous ses membres et demeurant inférieure à 12 ou 16 heures par semaine. La manière d'organiser une telle répartition pourra donner lieu à diverses options qu'il n'est pas nécessaire d'évoquer ici, sinon pour suggérer que chacun devrait pouvoir expérimenter des tâches multiples, soit par une alternance sur des temps courts, soit par des changements au cours de la vie. On peut aussi envisager différentes manières de combiner des tâches productives d'intérêt commun s'inscrivant à des niveau supralocaux (notamment pour les productions lourdes qui demeureraient nécessaires) et d'autres ayant un caractère local (notamment pour la production d'aliments et de services). (p. 97-98)

Mike hung up. He hopped online and pulled up the Web address for his cell carrier. He put in the phone number, provided a password. He found the GPS program, clicked the hyperlink and a bunch of options popped up. You could get a month of GPS service for $49.99, six months for $129.99, or a full year for $199.99. Mike was actually dumb enough to start considering the alternatives, automatically calculating what would be the best deal, and then he shook his head and clicked monthly. He didn’t want to think about still doing this a year from now, even if it was a much better value. It

That was when Adam spotted Merton’s gun. It was across the room, not far from the window. The gunman’s back was turned. Adam had two options here. One, he could try to run up the stairs. But no, that would leave him too exposed for too long. He’d be a sitting duck. So two, if he could just make a sudden move toward the gun, if he could just get there in time and reach out while the man was distracted. . . . Or wait, there was a third option. Should he just stay right where he was? Should he just stay hidden under the stairwell? Yes. That was it. Stay out of sight. Maybe the man hadn’t seen him. Maybe the man didn’t know he was here. No. The man had shot Merton first. Merton had been standing right next to Adam. There was no way he could have seen Merton and not seen him. The gunman just wanted to make sure no one escaped. He wanted them all dead. Adam had to go for the weapon. These calculations didn’t take seconds. They didn’t even take nanoseconds. All of it—the three options, the computations, the rejections, the planning—happened in no time, as though the world had been frozen just so he could sort this out. The gun. Get

* There are two ways to accomplish the adjustment. One option is to add (or subtract) from the blood sugar value that you use to calculate your bolus. For example, if your blood sugar is 180 (10) and rising fast, use 230 (12.8) to calculate your dose. If your blood sugar is 120 (6.7) and falling modestly, use 95 (5.3) to calculate your bolus dose.

approach is that you may be entering blood sugar values into your pump or logging device that are not true readings, so the data will be inaccurate when downloading. The other option is to calculate your dose using your actual blood sugar, but add or subtract a specific amount of insulin based on your correction factor. The amount of the bolus adjustment depends on your sensitivity factor. For someone whose insulin sensitivity factor is 50 mg/dL (2.8 mmol/l) per unit of insulin, a gradual downward trend could be offset with a half-unit reduction in the usual bolus amount. For someone whose sensitivity factor is 20 mg/dL (1.1 mmol/l) per unit, a sharp rise could be offset with a bolus increase of

approach is that you may be entering blood sugar values into your pump or logging device that are not true readings, so the data will be inaccurate when downloading. The other option is to calculate your dose using your actual blood sugar, but add or subtract a specific amount of insulin based on your correction factor. The amount of the bolus adjustment depends on your sensitivity factor. For someone whose insulin sensitivity factor is 50 mg/dL (2.8 mmol/l) per unit of insulin, a gradual downward trend could be offset with a half-unit reduction in the usual bolus amount. For someone whose sensitivity factor is 20 mg/dL (1.1 mmol/l) per unit, a sharp rise could be offset with a bolus increase of 2.5 units. Don’t freak out! If the math is more than you’re comfortable with, I’ve done it all for you in Appendix D

Ontario Increases Minimum Wage: Is It Enough to Live On as a Newcomer? At Esse India, we understand the challenges newcomers face when settling in Canada. As of October 1, 2024, several Canadian provinces, including Ontario, Prince Edward Island, Manitoba, and Saskatchewan, have raised their minimum wage. In Ontario, the wage has increased from $16.55 to $17.20 per hour. For immigrants pursuing Canadian permanent residency (PR) or leveraging opportunities like the Global Talent Stream, these wage changes play a significant role in financial planning during the immigration process. A full-time worker in Ontario, clocking an average of 39.3 hours per week, can now expect to earn approximately $675.96 weekly or $35,149.92 annually before taxes. However, after accounting for deductions, the net annual income is $29,026, according to Wealthsimple’s tax calculator. With Toronto being a primary destination for newcomers, the cost of living poses a serious challenge. For those navigating the Canada PR process or consulting with Canada immigration consultants, managing living expenses becomes critical. Rent for a one-bedroom apartment in Toronto averages $2,452 per month, and groceries for one person are estimated at $526.50 monthly. Essentials like utilities, internet, and phone services bring the total to approximately $3,407.84 each month, or $40,894.08 annually—well beyond the net income of a minimum-wage worker. Many immigrants face this reality as they wait for their foreign credentials to be recognized in Canada. While pursuing recognition, they may be forced to accept minimum-wage positions. With 20% of all occupations in Canada being regulated and requiring licenses, the wait for recognition can stretch beyond initial expectations. This highlights the importance of choosing the right Canada PR consultancy or Canadian immigration consultants who can provide proper guidance throughout the process. Newcomers often find themselves in lower-paying roles or entering programs like the Provincial Nominee Program (PNP), which offer alternative routes to permanent residency. For those working with Canada immigration consultants in India, weighing the costs of living against potential income is crucial. The same holds true for immigrants interested in Australia PR or Germany PR through Australia immigration consultants or Germany immigration consultants. The Financial Reality for Newcomers in Canada While many immigrants aim for higher-paying jobs once their credentials are recognized, the journey can be arduous. Programs such as the Global Talent Stream Canada or BC PNP provide skilled workers a pathway to Canada, but maintaining financial stability during this period is essential. Those applying for visas through Canada spouse visa consultants or seeking Canada tourist visa ETA must also prepare for similar financial pressures. Despite these hurdles, Canada continues to attract immigrants due to its robust support systems and opportunities for growth. However, at Esse India, we advise prospective immigrants to approach the Canada PR procedure or Canada PR consultancy with realistic expectations, especially those transitioning from regions where the cost of living may differ significantly. Exploring options like Work and Study in Canada for free, or even considering PR pathways in Australia and Germany, could offer a broader range of opportunities for balancing income with living costs. Whether it’s Canada, Australia, or Germany, it’s important to assess the financial implications thoroughly before making a move. This content, crafted by Esse India, emphasizes the importance of planning and financial awareness for newcomers pursuing permanent residency in Canada, while also touching on immigration alternatives in Australia and Germany.

Bravery did not come to her naturally. She spent too much time weighing her options to be brave. Too much time calculating the many paths before her.

The main principles of this “rational choice theory” are that we have coherent and stable preferences, we consider the full range of information relevant to a decision, and we use that information to calculate the option that best fulfills our preferences.

The first neuroscientists who studied decision-making were surprised to find that people who’d damaged the logical, calculating areas of their brains had no trouble making good choices. On the other hand, when people had damaged parts of their brains that handled emotion, they became unable to make any kind of decision. They would weigh options endlessly, dithering and comparing, but never moving forward. They could reason all day, but they couldn’t recognize a good decision if it bit them on both legs.

This is how things appear, and it’s going to be necessary to face them: if I don’t accept defining myself as a transsexual, as someone with “gender dysphoria,” I must admit that I’m addicted to testosterone. As soon as a body abandons the practices that society deems masculine or feminine, it drifts gradually toward pathology. My biopolitical options are as follows: either I declare myself to be a transsexual, or I declare myself to be drugged and psychotic. Given the current state of things, it seems more prudent to me to label myself a transsexual and let the medical establishment believe that it can offer a satisfying cure for my “gender identity disorder.” In that case, I’ll have to accept having been born in a biobody with which I don’t identify (as if the body could be a material given that is there before linguistic or political action) and claim that I detest my body, my reproductive organs, and my way of getting an orgasm. I’ll have to rewrite my history, modify all the elements in it that belong under the narrative of being female. I’ll have to employ a series of extremely calculated falsehoods: I’ve always hated Barbie dolls, I’m repulsed by my breasts and my vagina, vaginal penetration makes me sick, and the only way I can have an orgasm is with a dildo. All this could be partly true and partly nonsense. In other words, I’ll have to declare myself mentally ill and conform to the criteria established by the DMS-IV, the Diagnostic and Statistical Manual of Mental Disorders, fourth edition, of the American Psychiatric Association, in which, beginning in 1980, transsexuality was designated as a mental illness, just like exhibitionism, fetishism, frotteurism, masochism, sadism, transvestism, voyeurism . . . just like almost everything that isn’t straight reproductive sexuality and its binary gender system.

Bella inspired this book through a series of questions and conversations that circled around how people live together. Growing up on Maui (and in California), she has observed the challenges of food production, housing, global economies, and environmental losses. She has watched people lose their options, and people fall through the cracks in systems. As a father, it is emotionally cutting to see pain and heartbreak in your daughter's eyes, to witness her start to realize social equations do not calculate toward equity. Her brilliance across these conversations has been the ever-present solutions, her ingenuity and moxie, and the art for creating visions for change. She inspires me to be more present with each choice that circles around her future.

OptimalF is the already mentioned optimal investment factor that Zorro has calculated from the balance curve of the backtest, using the Ralph Vince algorithm.

Jevons drew up ‘calculating man’, whose fixation on maximising his utility had him constantly weighing up the consumption satisfaction that he might derive from every possible combination of his options.7 With this move, Jevons placed utility at the heart of economic theory —a spot it occupies to this day—and from it he derived the law of diminishing returns: the more of a thing that you consume (be it bananas or shampoo), the less you will desire still more of it.

The type of work you do can affect the size and type of screen that works best for you. If you're not worried about graphics, a 12-14 "screen size is acceptable. If the work you're doing is graphically intensive, a 15-17" is best. Screen sizes range from 12 to 19 inches. A laptop with a smaller screen is a great option if you don't plan on using a laptop too much. Upgrading from 256MB of RAM to 512MB of RAM will speed up your laptop. If your needs are somewhat mundane: email, spreadsheets, word processor, etc. 512 MB of RAM should suffice. RAM is for a computer what is the location of real estate. You should also think about the hard drive of the laptop you are considering. The hard drive is also a very important specification to keep in mind when buying a laptop. The speed of a hard disk is normally calculated in rotations per minute. A hard drive of around 50 GB or more is a good rule of thumb.

more than ten years since scientific uncertainties about their calculations have been put to rest, our plans have continued to include “options” for detonating hundreds of nuclear explosions near cities, which would loft enough soot and smoke into the upper stratosphere to lead to death by starvation of nearly everyone on earth, including, after all, ourselves.

A couple recently came to my office. Let’s call them Mark and Elizabeth Schuler. They came in for a consultation at Elizabeth’s request. Mark’s best friend was a stockbroker who had handled the couple’s investment portfolio for decades. All they wanted from me was a second opinion. If all went well, they planned to stop working within five years. After a quick chat about their goals, I organized the mess of financial paperwork they’d brought and set about assessing their situation. As my team and I prepared their “Retirement Map Review,” it was immediately apparent the Schulers were carrying significant market risk. We scheduled a follow-up appointment for two weeks later. When they returned, I asked them to estimate their comfortable risk tolerance. In other words, how much of their savings could they comfortably afford to have exposed to stock market losses? Elizabeth laughed at the question. “We’re not comfortable losing any of it,” she said. I had to laugh too. Of course, no one wants to lose any of their money. But with assets housed in mutual funds, 401(k)s, and stocks, there’s always going to be some measure of risk, not to mention fees to maintain such accounts. We always stand to lose something. So how much could they tolerate losing and still be okay to retire? The Schulers had to think about that for a while. After some quick calculations and hurried deliberation, they finally came up with a number. “I guess if we’re just roughly estimating,” Mark said, “I could see us subjecting about 10 percent of our retirement savings to the market’s ups and downs and still being all right.” Can you guess what percentage of their assets were at risk? After a careful examination of the Schulers’ portfolio, my team and I discovered 100 percent of their portfolio was actually invested in individual stocks—an investment option with very high risk! In fact, a large chunk of the Schulers’ money was invested in Pacific Gas & Electric Company (PG&E), a utility company that has been around for over one hundred years. Does that name sound familiar? When I met with the Schulers, PG&E stock was soaring. But you may remember the company name from several 2019 news headlines in which the electric and natural gas giant was accused of negligence that contributed to 30 billion dollars’ worth of damage caused by California wild fires. In the wake of that disaster, the company’s stock dropped by more than 60 percent in a matter of months. That’s how volatile individual stocks can be.

The fact that addicts show fast discounting functions with preferences that change over time suggests two interesting related treatments: bundling and precommitment. Bundling is a process whereby multiple rewards are grouped together so as to calculate the value of the full set rather than each individually. A similar process is that of precommitment, where a subject who knows in advance that if given a later option, the subject will take the poor choice, prevents the opportunity in the first place. Economically, precommitment depends on the hyperbolic discounting factors that lead to preference reversals. Although many experiments have found that the average subject shows hyperbolic discounting, individuals can show large deviations from good hyperbolic fits. Computationally, an individual's willingness to precommit should depend on the specific shape of their discounting function.

To Agrippinus, there should be no hemming and hawing about the right thing. There should be no weighing of options. “He who once sets himself about such considerations,” Epictetus said about Agrippinus, “and goes to calculating the worth of external things, approaches very near to those who forget their own character.” Character is fate, is how Heraclitus—one of the Stoics’ favorite influences—put it.

Kusha asks herself another question, making sure Taha doesn’t notice. Will death happen today? (a) Yes (b) No. No. She ignites the engine. When will it happen and where?—she thinks, but no answer comes. It’s not a yes-no question, and she has no options to choose from. So, just as her machine-bugs calculate their next moves, her mind storms, creating and canceling options: the death alarm came after looking at the mail-box ... mail has a connection … the auction entry-ticket … maybe it has something to do with the High Auction? Kusha frowns. Will anyone die in the High Auction? (a) Yes (b) No. Yes. Yes? Someone will die at the auction! Tsk! First, the mail will be late, and next, the death alarm is related to the High Auction. Is it a bad sign? (a) Yes (b) No. Yes. Of course, it’s a bad sign! Unnecessary question! Is it an omen? (a) Yes (b) No. Yes. Is it only one death? Kusha keeps asking questions one after another...

Humans could have been designed to be rational, to calmly weigh up pros and cons and to sensibly calculate the best option in every situation. But there must have been a rushed design meeting or tight production deadline, because humans actually operate via an unholy mix of borderline irrationality and impulse.

The blood in my head was roaring, but my mind was still somehow calm and calculating. Hey, nothing happened. What other option anyways? It’d be stupid to push him into a corner. That’s right. Nothing happened. Not yet. He lit another cigarette with the butt before stubbing it in the ashtray. I smiled sweetly.

Dependent on whether you trade a single asset and algorithm or a portfolio of both, you can calculate the optimal investment with several methods. There’s the OptimalF formula by Ralph Vince, the Kelly formula by Ed Thorp, or mean/variance optimization by Harry Markowitz.

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