Budget Management Quotes

Misuse of budget happens when business owners are not able to see far ahead in the future or don’t take the budget seriously.

Budgeting has only one rule: Do not go over budget.

John Maxwell says a budget (for your money) is telling your money where to go instead of wondering where it went. Managing time is the same; you will either tell your day what to do or you will wonder where it went.

A well-planned budget will save you from any kind of unexpected surprises.

The most important aspect of keeping your money is being aware of how much of it you are spending.

Managing your personal energy is like managing budgets in a company.

See money – currency - as the flow of energy and giving that cycles between you, others and me. Now let it flow kindly, fairly and mindfully.

I knew that if I wanted to gain anything of value I must remember that it was not mine alone to keep

Management is a methodical process; its purpose is to produce the desired results on time and on budget. It complements and supports but cannot do without leadership, in which character and vision combine to empower someone to venture into uncertainty.

Make your financial well being a priority and stop spending on nonessential items. According to Webster’s Dictionary, essential means: absolutely necessary; indispensable; vital. What definition are you using? Is your definition keeping you in financial bondage?

Management is a set of processes that can keep a complicated system of people and technology running smoothly. The most important aspects of management include planning, budgeting, organizing, staffing, controlling, and problem solving. Leadership is a set of processes that creates organizations in the first place or adapts them to significantly changing circumstances. Leadership defines what the future should look like, aligns people with that vision, and inspires them to make it happen despite the obstacles

Basic stewardship of resources for married couples who are believers centers around understanding and practicing two fundamental financial principles: tithing and budgeting. Herein lie the seeds of dominion—the secrets of fruitfulness, increase, and filling. Tithing recognizes God as the source of our resources while budgeting recognizes our responsibility to God to manage those resources wisely.

It has the most awesome responsibilities of any corporation in the world, the largest budget of any corporation in the world, and the largest number of employees. Yet the entire senior management structure and team have to be formed in a period of seventy-five days.

And remember, you can always want something you need but you don't need everything that you want.

A timesheet is the budget of time management

Because it’s not how much money you make that matters, it’s how much money you keep.

Never be shy to invest in yourself and in your own personal development, as this is your most valuable asset.

There are only two mistakes one can make along the road to truth; not going all the way, and not starting. - Buddha

Everything is in excess except money, thereof, it should be well managed.

Please, do not let fear or laziness be the reason you continue to struggle financially, I cannot stress this enough.

Focus means saying "no." Jobs focuses Apple's limited resources on a small number of projects it can execute well.

As we understand it, everything is in the Bible for one reason – to teach us a lesson. Thus, in the beginning of the Bible, we see how God budgets His time for labor, and He saves the seventh day for rest, or retirement. The concept of budgeting was created by God to give us a life of prosperity in the world He created for us, so we should learn to budget as a way to emulate God in our financial life.

Budgets may count Full-Time Equivalents (FTEs), but great teams count on people.

Applying the right procedures and policies to asset management allows IT to create a realistic budget with few surprises, and keep best practices to adapt to “continuous changes.

Johannes Ritter and Frank Röttgers’s book The Definitive Guide to Getting Your Budget Approved

Commitment to deliver on time and on budget was not made based on the details; details didn't exist. Their commitment was based on the ability to shape the details.

Time management Delegation Budgeting Hiring

Like the project manager, a coach needs the ability to implement plays that are appropriate to the fluidity of the situation, and to change those plays at a moment’s notice. This is what will help him and his team win the game.

My guess is that the indignities imposed on so many low-wage workers—the drug tests, the constant surveillance, being “reamed out” by managers—are part of what keeps wages low. If you’re made to feel unworthy enough, you may come to think that what you’re paid is what you are actually worth. It is hard to imagine any other function for workplace authoritarianism. Managers may truly believe that, without their unremitting efforts, all work would quickly grind to a halt. That is not my impression. While I encountered some cynics and plenty of people who had learned to budget their energy, I never met an actual slacker or, for that matter, a drug addict or thief. On the contrary, I was amazed and sometimes saddened by the pride people took in jobs that rewarded them so meagerly, either in wages or in recognition. Often, in fact, these people experienced management as an obstacle to getting the job done as it should be done.

Paternalism is also visible in programs within welfare and criminal punishment systems that force criminalized people and people seeking welfare benefits to take parenting classes, budgeting classes, and anger management seminars. The idea that those giving aid need to “fix” people who are in need is based on the notion that people’s poverty and marginalization is not a systemic problem but is caused by their own personal shortcomings. This also implies that those who provide aid are superior.

For it was important to have things to tell which interested your friends. And Miss Hearne had always been able to find interesting happenings where other people would find only dullness. It was, she often felt, a gift which was one of the great rewards of a solitary life. And a necessary gift. Because, when you were a single girl, you had to find interesting things to talk about. Other women always had their children and shopping and running a house to chat about. Besides which, their husbands often told them interesting stories. But a single girl was in a different position. People simply didn’t want to hear how she managed things like accommodation and budgets. She had to find other subjects and other subjects were mostly other people. So people she knew, people she had heard of, people she saw in the street, people she had read about, they all had to be collected and gone through like a basket of sewing so that the most interesting bits about them could be picked out and fitted together to make conversation.

to 2012. The work integrity index, which assesses personnel management, budget execution, and fair work instructions, increased by 0.241 points to score 7.75, due to the improved corruption experiences in personnel management, budget execution, and fair work instructions

Why do programs and projects take too long, go over budget, become bloated, and fail to deliver according to expectations? Execution and project management technique can be reasons, but the biggest root cause is failing to accurately define the end state at the beginning.

It is an unquestioned assumption that managers should have and set targets and then create control systems—incentives, performance appraisals, budget reporting and computers to keep track of them all—to ensure the targets are met. In Toyota, these practices simply do not exist. To

My friend John Maxwell says a budget (for your money) is telling your money where to go instead of wondering where it went. Managing time is the same; you will either tell your day what to do or you will wonder where it went. The weird thing is that the more efficient, on task, on goal you are with your time, the more energy you have. Working with no traction, or for that matter simply wasting away a day, does not relax you, it drains you. Have you ever taken a day off, slept late, wandered around with no plan or thought for the day, watched some stupid rerun of a bad movie as you surfed the TV, and at the end of your great day off found yourself absolutely exhausted? Strange as it may seem, when you work a daily plan in pursuit of your written goals that flow from your mission statement born of your vision for living your dreams, you are energized after a tough long day.

If I could perform scansion on the Aeneid, if I could build a macro in an Excel spreadsheet, if I could spend the last nine birthdays and Christmases and New Year’s Eves alone, then I’m sure I could manage to organize a delightful festive lunch for thirty people on a budget of ten pounds per capita.

Our land is more valuable than your money. As long as the sun shines and the waters flow, this land will be here to give life to men and animals; therefore, we cannot sell this land. It was put here for us by the Great Spirit and we cannot sell it because it does not belong to us. Blackfoot chief, (c. 1880)

It was an extraordinarily attractive theory, but when the computers at the Office of Management and Budget projected that rather than balancing the budget, Reagan’s proposed cuts would create budget deficits of up to $116 billion by 1984, Reagan’s budget director, David Stockman, simply reprogrammed the computers.

[...] Nor were the boards particularly interested in hiring devoted physicians like Kirkbride to run their asylums. Instead, they sought to hire superintendents who could manage budgets wisely and were willing to scrimp on spending for patients and, in the best manner of political appointees, grease the patronage wheels. [...] Treatment outcomes steadily declined.

around 90 percent of major infrastructure projects worldwide go over budget (by an average of 28 percent) in part because managers focus on the details of their project and become overly optimistic. Project managers can become like Kahneman’s curriculum-building team, which decided that thanks to its roster of experts it would certainly not encounter the same delays as did other groups.

Struggle is another place you might be getting your self-worth from. Struggle is often celebrated and worn like a badge of honor. The struggle to overcome something. The struggle that makes you fight and teaches you how tough you are. Those are struggles to be celebrated, but continuing to create struggle day in and day out, when you don’t have to, in order to justify your existence is a waste of a life.

The producer’s responsibilities include hiring and building teams; writing contracts; contributing to the game’s design; managing the team’s work schedule; balancing the game’s budget; resolving disputes between creative and programming leads; acting as the team representative to upper management and publishers; coordinating the creation of outside resources such as art, music, and cutscenes; and arranging testing and localization.

But we will never allow Berkshire to become some monolith that is overrun with committees, budget presentations and multiple layers of management. Instead, we plan to operate as a collection of separately-managed medium-sized and large businesses, most of whose decision-making occurs at the operating level. Charlie and I will limit ourselves to allocating capital, controlling enterprise risk, choosing managers and setting their compensation.

Their father, meanwhile, was becoming ever more eccentric with age. He’d issued a royal decree naming as “court jester” an American Buddhist who was also entrusted with managing the country’s trust fund. The jester gambled most of the fund on America’s unregulated “viatical industry”—buying the insurance policies of elderly or terminally ill patients, in hopes they’d die while the policy was still worth more than its cost—and promptly lost $20 million U.S., or more than half the annual budget of Tonga’s government.

Recommended Reading The Definitive Guide to Getting Your Budget Approved by Johannes Ritter and Frank Röttgers provides a systematic guide for creating a financial business case. The book includes examples as well as the methods for using Monte Carlo simulation and sensitivity analysis to create the business case. The methods described in the book can also be used for quantifying risks and project costs. Mary and Tom Poppendieck in their book Lean Software Development: describe the lean principles and the types of waste in software projects.

A central tenet of the traditional command-and-control mentality is management by the numbers; this is the basis and means for decision making. The numbers are largely financial and activity-related (what people do), which may or may not be of value to understanding and improving the system. With a proclaimed interest in ‘shareholder value,’ senior managers sit astride a system that they make more unstable and suboptimal through financial interference. Almost without thinking about it, the purpose of the organization becomes ‘make the budget.’ As

Recommended Reading Mike Cohn in his book User Stories Applied provides insights and details on user stories, including how to write them and their characteristics. His book Agile Estimating and Planning provides guidance on prioritizing user stories. Luke Hohmann in his book Innovation Games: Creating Breakthrough Products Through Collaborative Play describes 12 innovation games. The Definitive Guide to Getting Your Budget Approved by Johannes Ritter and Frank Röttgers provides a systematic guide for creating a quantifying the economic value for projects.

What is the actual link between material consumption and objective and subjective quality of life once the basic needs for food, clothes, shelter, and mobility are well satisfied? Going from material misery to modest material comfort will make many things in life better but, obviously, the link is not an endless escalator. But if so, where is the saturation point? Can such a level actually be quantified in a meaningful way? These questions must be asked even if there are no easy answers, mainly because of the situation that is the very opposite of the material poverty outlined at the beginning of this section: too many people live in the condition of material excess and this does not endow them with a higher physical quality of life than that enjoyed by moderate consumers and it does not make them exceptionally happy. At the most fundamental level, the question is about the very nature of modern economies. All but a tiny minority of economists (those of ecological persuasion) see the constant expansion of output as the fundamental goal. And not just any expansion: economies should preferably grow at annual rates in excess of 2%, better yet 3%. This is the only model, the only paradigm, and the only precept, as the economists in command of modern societies cannot envisage a system that would deliberately grow at a minimum rate, even less so one that would experience zero growth, and the idea of a carefully managed decline appears to them to be outright unimaginable. The pursuit of endless growth is, obviously, an unsustainable strategy (Binswanger, 2009), and the post-2008 experience has shown how dysfunctional modern economies become as soon as the growth becomes negligible, ceases temporarily or when there is even a slight decline: rising unemployment, falling labor participation, growing income inequality, and soaring budget deficits.

By 1986 the CIA was spending 70 per cent of its entire operations budget funding a Muslim jihad to kill Russians. The whole campaign was managed by a bunch of Islamists who were giving the lion’s share of the US money and weapons to people who wanted to kill Americans. The US was happy to use Islam as a rallying cry. The CIA funded the printing of Korans to be distributed throughout the region, and the University of Nebraska produced primary-school textbooks, known as ‘the ABC of Jihad’, which taught children the alphabet and to count with Kalashnikovs and swords instead of apples and oranges, and were filled with images of Islamic warriors. Alphabet

One remarkable part of the SnapTax story is what the team leaders said when I asked them to account for their unlikely success. Did they hire superstar entrepreneurs from outside the company? No, they assembled a team from within Intuit. Did they face constant meddling from senior management, which is the bane of innovation teams in many companies? No, their executive sponsors created an “island of freedom” where they could experiment as necessary. Did they have a huge team, a large budget, and lots of marketing dollars? Nope, they started with a team of five. What allowed the SnapTax team to innovate was not their genes, destiny, or astrological signs but a process deliberately facilitated by Intuit’s senior management.

In the 1980s and 1990s, Venezuela’s Petróleos de Venezuela S.A. (widely known by its acronym, PDVSA), was one of the world’s most politically independent and well-managed national oil companies. In the early 2000s, President Hugo Chávez stripped PDVSA of its independent authority and replaced its top officials with loyal followers. He then placed PDVSA in charge of administering a new set of social programs, closely tied to his political machine. By 2004, two-thirds of PDVSA’s budget went to social programs, not petroleum-related activities. As its social programs grew, PDVSA’s transparency fell. After 2003, its financial disclosures dropped sharply, and independent observers found its activities increasingly difficult to monitor.73

Trump wanted to know what the new individual income tax rates would be. “I like these big round numbers,” he said. “Ten percent, 20 percent, 25 percent.” Good, solid numbers that would be easy to sell. Mnuchin, Cohn and Office of Management and Budget Director Mick Mulvaney said there needed to be analysis, study and discussion on the impact on revenue, the deficit and the relation to expected federal spending. “I want to know what the numbers are going to be,” Trump said, throwing out numbers again. “I think they ought to be 10, 20 and 25.” He dismissed any effort to crunch the numbers. A small change in rates could have a surprising impact on taxes collected by the U.S. Treasury. “I don’t care about any of that,” Trump said. Solid, round numbers were key. “That’s what people can understand,” he said. “That’s how I’m going to sell it.

Discouraging cooperation and common purpose. Rewarding individuals for measured performance diminishes the sense of common purpose as well as the social relationships that provide the unmeasureable motivation for cooperation and institutional effectiveness.7 Reward based on measured performance tends to promote not cooperation but competition. If the individuals or units respond to the incentives created, rather than aiding, assisting, and advising one another, they strive to maximize their own metrics, ignoring, or even sabotaging, their fellows. As Donald Berwick, a leading medical reformer, has recounted, One hospital CEO described to me his system of profit-center management, in which middle management bonuses depended on local budget performance. I asked him if one of his managers would transfer resources from his department to another’s if it would help the organization as a whole. “Yes,” the CEO answered honestly, “if he were crazy.

The situation—having to choose between imposing higher retail prices and reducing investments and military spending—created a dilemma for the government: deciding between conflict with the public or with the Party economic elite. But not making a decision heightened the risk that, as the crisis developed, there would be conflict with both the public and the elite.18 The new generation of leaders clearly did not understand this. The traditional management of the economy was oriented on natural, rather than abstract, parameters. The development of cattle breeding was discussed at the highest level more frequently than the country’s budget. Industry and business leaders regarded finances as necessary but dreary bookkeeping.19 In addition, information on the real state of the budget, hard currency reserves, foreign debt, and balance of payments was available only to an extremely narrow circle of people, many of whom understood nothing about it anyway.

Pointsman is the only one here maintaining his calm. He appears unruffled and strong. His lab coats have even begun lately to take on a Savile Row serenity, suppressed waist, flaring vents, finer material, rather rakishly notched lapels. In this parched and fallow time, he gushes affluence. After the baying has quieted down at last, he speaks, soothing: “There’s no danger.” “No danger?” screams Aaron Throwster, and the lot of them are off again muttering and growling. “Slothrop’s knocked out Dodson-Truck and the girl in one day!” “The whole thing’s falling apart, Pointsman!” “Since Sir Stephen came back, Fitzmaurice House has dropped out of our scheme, and there’ve been embarrassing inquires down from Duncan Sandys—“ “That’s the P.M.’s son-in-law, Pointsman, not good, not good!” “We’ve already begun to run into a deficit—“ “Funding,” IF you can keep your head, “is available, and will be coming in before long… certainly before we run into any serious trouble. Sir Stephen, far from being ‘knocked out,’ is quite happily at work at Fitzmaurice House, and is At Home there should any of you wish to confirm. Miss Borgesius is still active in the program, and Mr. Duncan Sandys is having all his questions answered. But best of all, we are budgeted well into fiscal ’46 before anything like a deficit begins to rear its head.” “Your Interested Parties again?” sez Rollo Groast. “Ah, I noticed Clive Mossmoon from Imperial Chemicals closeted with you day before yesterday,” Edwin Treacle mentions now. “Clive Mossmoon and I took an organic chemistry course or two together back at Manchester. Is ICI one of our, ah, sponsors, Pointsman?” “No,” smoothly, “Mossmoon, actually, is working out of Malet Street these days. I’m afraid we were up to nothing more sinister than a bit of routine coordination over the Schwarzkommando business.” “The hell you were. I happen to know Clive’s at ICI, managing some sort of polymer research.” They stare at each other. One is lying, or bluffing, or both are, or all of the above. But whatever it is Pointsman has a slight advantage. By facing squarely the extinction of his program, he has gained a great of bit of Wisdom: that if there is a life force operating in Nature, still there is nothing so analogous in a bureaucracy. Nothing so mystical. It all comes down, as it must, to the desires of men. Oh, and women too of course, bless their empty little heads. But survival depends on having strong enough desires—on knowing the System better than the other chap, and how to use it. It’s work, that’s all it is, and there’s no room for any extrahuman anxieties—they only weaken, effeminize the will: a man either indulges them, or fights to win, und so weiter. “I do wish ICI would finance part of this,” Pointsman smiles. “Lame, lame,” mutters the younger Dr. Groast. “What’s it matter?” cries Aaron Throwster. “If the old man gets moody at the wrong time this whole show can prang.” “Brigadier Pudding will not go back on any of his commitments,” Pointsman very steady, calm, “we have made arrangements with him. The details aren’t important.” They never are, in these meetings of his.

Managerial abilities, bureaucratic skills, technical expertise, and political talent are all necessary, but they can be applied only to goals that have already been defined by military policies, broad and narrow. And those policies can be only as good as strategy, operational art of war, tactical thought, and plain military craft that have gone into their making. At present, the defects of structure submerge or distort strategy and operational art, they out rightly suppress tactical ingenuity, and they displace the traditional insights and rules of military craft in favor of bureaucratic preferences, administrative convenience, and abstract notions of efficiency derived from the world of business management. First there is the defective structure for making of military decisions under the futile supervision of the civilian Defense Department; then come the deeply flawed defense policies and military choices, replete with unnecessary costs and hidden risks; finally there come the undoubted managerial abilities, bureaucratic skills, technical expertise, and political talents, all applied to achieve those flawed policies and to implement those flawed choices. By this same sequence was the fatally incomplete Maginot Line built, as were all the Maginot Lines of history, each made no better by good government, technical talent, careful accounting, or sheer hard work. Hence the futility of all the managerial innovations tried in the Pentagon over the years. In the purchasing of weapons, for example, “total package” procurement, cost plus incentive contracting, “firm fixed price” purchasing have all been introduced with much fanfare, only to be abandoned, retried, and repudiated once again. And each time a new Secretary of Defense arrives, with him come the latest batch of managerial innovations, many of them aimed at reducing fraud, waste, and mismanagement-the classic trio endlessly denounced in Congress, even though they account for mere percentage points in the total budget, and have no relevance at all to the failures of combat. The persistence of the Administrator’s Delusion has long kept the Pentagon on a treadmill of futile procedural “reforms” that have no impact at all on the military substance of our defense. It is through strategy, operational art, tactical ingenuity, and military craft that the large savings can be made, and the nation’s military strength greatly increased, but achieving long-overdue structural innovations, from the central headquarters to the combat forces, from the overhead of bases and installations to the current purchase of new weapons. Then, and only then, will it be useful to pursue fraud, waste, and mismanagement, if only to save a few dollars more after the billions have already been saved. At present, by contrast, the Defense Department administers ineffectively, while the public, Congress, and the media apply their energies to such petty matters as overpriced spare parts for a given device in a given weapon of a given ship, overlooking at the same time the multibillion dollar question of money spent for the Navy as a whole instead of the Army – whose weakness diminishes our diplomatic weight in peacetime, and which could one day cause us to resort to nuclear weapons in the face of imminent debacle. If we had a central military authority and a Defense Department capable of strategy, we should cheerfully tolerate much fraud, waste, and mismanagement; but so long as there are competing military bureaucracies organically incapable of strategic combat, neither safety nor economy will be ensured, even if we could totally eliminate every last cent of fraud, waste, and mismanagement.

I want to end here with the most common and least understood sexual problem. So ordinary is this problem, so likely are you to suffer from it, that it usually goes unnoticed. It doesn't even have a name. The writer Robertson Davies dubs it acedia. “Acedia” used to be reckoned a sin, one of the seven deadly sins, in fact. Medieval theologians translated it as “sloth,” but it is not physical torpor that makes acedia so deadly. It is the torpor of the soul, the indifference that creeps up on us as we age and grow accustomed to those we love, that poisons so much of adult life. As we fight our way out of the problems of adolescence and early adulthood, we often notice that the defeats and setbacks that troubled us in our youth are no longer as agonizing. This comes as welcome relief, but it has a cost. Whatever buffers us from the turmoil and pain of loss also buffers us from feeling joy. It is easy to mistake the indifference that creeps over us with age and experience for the growth of wisdom. Indifference is not wisdom. It is acedia. The symptom of this condition that concerns me is the waning of sexual attraction that so commonly comes between lovers once they settle down with each other. The sad fact is that the passionate attraction that so consumed them when they first courted dies down as they get to know each other well. In time, it becomes an ember; often, an ash. Within a few years, the sexual passion goes out of most marriages, and many partners start to look elsewhere to rekindle this joyous side of life. This is easy to do with a new lover, but acedia will not be denied, and the whole cycle happens again. This is the stuff of much of modern divorce, and this is the sexual disorder you are most likely to experience call it a disorder because it meets the defining criterion of a disorder: like transsexuality or S-M or impotence, it grossly impairs sexual, affectionate relations between two people who used to have them. Researchers and therapists have not seen fit to mount an attack on acedia. You will find it in no one’s nosology, on no foundation's priority list of problems to solve, in no government mental health budget. It is consigned to the innards of women's magazines and to trashy “how to keep your man” paperbacks. Acedia is looked upon with acceptance and indifference by those who might actually discover how it works and how to cure it. It is acedia I wish to single out as the most painful, the most costly, the most mysterious, and the least understood of the sexual disorders. And therefore the most urgent.

[(+1<8>(8<8>4)0(7)7^9^9^1)]Which Trezor Wallet Is Best? Choosing the best Trezor wallet depends on your security needs, cryptocurrency portfolio, and budget. Trezor offers different models with varying features to cater to both beginners and advanced users. Here’s a comparison of the top Trezor hardware wallets to help you decide which one suits you best. 1. Trezor Model One – Best for Beginners[(+1<8>(8<8>4)0(7)7^9^9^1)] Affordable & Secure – A cost-effective choice for those new to crypto. Supports 1,000+ Cryptocurrencies – Bitcoin, Ethereum, and many others. Easy to Use – Simple setup and intuitive interface for hassle-free transactions. PIN & Passphrase Protection – Keeps your assets safe from unauthorized access. Ideal for: First-time users who want a secure yet budget-friendly hardware wallet. 2. Trezor Model T – Best for Advanced Users[(+1<8>(8<8>4)0(7)7^9^9^1)] Full-Color Touchscreen – Provides a seamless and user-friendly experience. Expanded Crypto Support – Compatible with a broader range of digital assets. Enhanced Security Features – Includes Shamir Backup for extra protection. Premium Build Quality – Designed for professional traders and long-term investors. Ideal for: Experienced users looking for advanced security and convenience. 3. Trezor Safe 3 – Best for Maximum Security[(+1<8>(8<8>4)0(7)7^9^9^1)] Improved Security Architecture – Next-level protection against attacks. Passphrase Encryption – Adds an extra layer of security for private keys. Modern Design & Durability – Built with premium materials for long-term use. Seamless Trezor Suite Integration – Manage your crypto assets efficiently. Ideal for: Users who prioritize ultimate security and asset protection. Which Trezor Wallet Should You Choose?[(+1<8>(8<8>4)0(7)7^9^9^1)] For beginners → Trezor Model One (budget-friendly & easy to use). For advanced users → Trezor Model T (touchscreen & extra security). For maximum protection → Trezor Safe 3 (strongest security features). Need help selecting the right Trezor wallet? Call[(+1<8>(8<8>4)0(7)7^9^9^1)] for expert guidance.

Politicians are the only people in the world who create problems and then campaign against them. Have you ever wondered why, if both the Democrats and Republicans are against deficits, we have deficits? Have you ever wondered why if all politicians are against inflation and high taxes, we have inflation and high taxes? You and I don’t propose a federal budget. The president does. You and I don’t have Constitutional authority to vote on appropriations. The House of Representatives does. You and I don’t write the tax code. Congress does. You and I don’t set fiscal policy. Congress does. You and I don’t control monetary policy. The Federal Reserve Bank does. One hundred senators, 435 congressmen, one president and nine Supreme Court justices — 545 human beings out of 235 million — are directly, legally, morally and individually responsible for the domestic problems that plague this country. I excused the members of the Federal Reserve Board because that problem was created by the Congress. In 1913, Congress delegated its Constitutional duty to provide a sound currency to a federally chartered by private central bank. I exclude all of the special interests and lobbyists for a sound reason. They have no legal authority. They have no ability to coerce a senator, a congressman or a president to do one cotton-picking thing. I don’t care if they offer a politician $1 million in cash. The politician has the power to accept or reject it. No matter what the lobbyist promises, it is the legislators’ responsibility to determine how he votes. Don’t you see the con game that is played on the people by the politicians? Those 545 human beings spend much of their energy convincing you that what they did is not their fault. They cooperate in this common con regardless of party. What separates a politician from a normal human being is an excessive amount of gall. No normal human being would have the gall of Tip O’Neill, who stood up and criticized Ronald Reagan for creating deficits. The president can only propose a budget. He cannot force the Congress to accept it. The Constitution, which is the supreme law of the land, gives sole responsibility to the House of Representatives for originating appropriations and taxes. Those 545 people and they alone are responsible. They and they alone should be held accountable by the people who are their bosses — provided they have the gumption to manage their own employees.

The key to preventing this is balance. I see the give and take between different constituencies in a business as central to its success. So when I talk about taming the Beast, what I really mean is that keeping its needs balanced with the needs of other, more creative facets of your company will make you stronger. Let me give you an example of what I mean, drawn from the business I know best. In animation, we have many constituencies: story, art, budget, technology, finance, production, marketing, and consumer products. The people within each constituency have priorities that are important—and often opposing. The writer and director want to tell the most affecting story possible; the production designer wants the film to look beautiful; the technical directors want flawless effects; finance wants to keep the budgets within limits; marketing wants a hook that is easily sold to potential viewers; the consumer products people want appealing characters to turn into plush toys and to plaster on lunchboxes and T-shirts; the production managers try to keep everyone happy—and to keep the whole enterprise from spiraling out of control. And so on. Each group is focused on its own needs, which means that no one has a clear view of how their decisions impact other groups; each group is under pressure to perform well, which means achieving stated goals. Particularly in the early months of a project, these goals—which are subgoals, really, in the making of a film—are often easier to articulate and explain than the film itself. But if the director is able to get everything he or she wants, we will likely end up with a film that’s too long. If the marketing people get their way, we will only make a film that mimics those that have already been “proven” to succeed—in other words, familiar to viewers but in all likelihood a creative failure. Each group, then, is trying to do the right thing, but they’re pulling in different directions. If any one of those groups “wins,” we lose. In an unhealthy culture, each group believes that if their objectives trump the goals of the other groups, the company will be better off. In a healthy culture, all constituencies recognize the importance of balancing competing desires—they want to be heard, but they don’t have to win. Their interaction with one another—the push and pull that occurs naturally when talented people are given clear goals—yields the balance we seek. But that only happens if they understand that achieving balance is a central goal of the company.

Buy Verified Cash App Accounts: Instantly Get $4K, $7K, $10K Imagine having instant access to thousands of dollars with just a few clicks. Sounds enticing, doesn't it? ⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐ If you want to more information just knock us – Contact US 24 Hours Reply/Contact ➤Telegram: @vrtsmm ➤Email: Vrtsmm@gmail.com ➤WhatsApp Number: +1(505)219–9209 When you B u y verified Cash App accounts with preloaded balances of $4K, $7K, or even $10K, that dream can become your reality. But why should you consider this option? What makes these accounts stand out? In a world where digital transactions are the norm, having a verified account is like having a VIP pass. It not only enhances your financial flexibility but also provides a secure way to manage your funds. Are you intrigued by the idea of boosting your financial power instantly? If so, you're in the right place. We'll delve into the world of verified Cash App accounts. We’ll explore why they are a game-changer, how you can purchase them securely, and what benefits they bring to the table. So, get ready to unlock a new level of financial freedom and discover why B u ying a verified Cash App account might just be the best decision you make today. Why Choose Verified Cash App Accounts With Preloaded Balances? Choosing verified Cash App accounts with preloaded balances offers convenience and security. Instantly access funds of $4K, $7K, or $10K without hassle. Enjoy a seamless transaction experience with these ready-to-use accounts. Navigating the world of online transactions can be tricky. That's where verified Cash App accounts come into play. They offer a sense of security and convenience that many users find appealing. With preloaded balances, these accounts provide instant access to funds. This means you can quickly use the money for your needs without waiting. Instant Access to Funds Having preloaded balances in your Cash App account offers several benefits: - Quick Transactions: You don't need to wait for a bank transfer. Funds are ready for use. - Emergency Use: Unexpected expenses arise. Preloaded balances help you handle them swiftly. - Streamlined Purchases: B u ying items online becomes simpler. You have funds available immediately. - Budget Control: Track spending easily. Preloaded amounts offer clear insights into your expenses. Enhanced Security and Trust Choosing verified accounts provides a layer of security. Users can feel more confident when making transactions. Convenience and Flexibility Flexibility is key when managing money online. Verified Cash App accounts deliver that flexibility. - Transfer Funds Easily: Move money between accounts effortlessly.

Buy Facebook Ads Accounts $100.00 – $270.00 We guarantee 100% transplantation in various countries including the USA, UK, CA, AU and provide full verified Facebook Ads accounts. We have a huge stock of Facebook Business Manager and Ads Accounts. So buy Facebook Ads accounts from us now without delay. BestGMB.com So Order Now From This Page. We are Online 24 Hours to Serve You. Mail I’d: BestGMB.Co@Gmail.Com WhatsApp: +447366274355 Telegram: @BestGMB Skype: BestGMB How to Buy Facebook Ads Accounts? To buy Facebook Ads Accounts, you need to register with the platform and pay for it. We will provide you with a complete guide on how to do this step-by-step below: Register with Facebook Ads Manager (FAM) – Go through their registration process and create an account if you don’t have one already. You can find out more about it here: www What is the cost of buying Facebook ads accounts? The cost of buying Facebook ads accounts depends on the type of account and number of ad units. The most common types of accounts are: Standard (free): This is the most basic type that allows you to create up to three campaigns, each with a budget limit of $5 per day. A standard account also allows you to run up to five ads per day within these campaigns. Why should I buy Facebook ads accounts? Facebook ads are a great way to reach your target audience. Facebook ads are a great way to get your brand noticed. Facebook ads are a great way to get your message across. Facebook ads are also one of the best ways for businesses to reach new customers and build relationships, which helps grow their business over time as well as increase conversion rates (the percentage of people who buy something after seeing it advertised). Where to buy low cost Facebook ads accounts? There are many ways to buy Facebook ads accounts. But if you are looking for a way to get your account at the lowest price possible, then this article is for you. It’s important to know that there are many different types of accounts and each one has its own set of benefits and drawbacks. For example, some accounts work well for businesses with high traffic numbers while others work better for smaller businesses or organisations who don’t have as much traffic on their page yet want access to more targeted audiences through their social media strategy. You can use this article to learn how to buy Facebook ad accounts. You can use this article to learn how to buy Facebook ad accounts. You can buy Facebook ad accounts from BestGMB and we will help you with the process. We are a friendly company that cares about its customers and wants them to succeed in their business ventures. Facebook ads are a great way to reach new customers, get your brand noticed, and get people to visit your website. If you want to buy Facebook ads accounts y

Trouble free payday loans. A payday loan is your remedy to an immediate have to have for money. A payday loans seems to be rather attractive. If you have a job, you can actually get a payday loan. Occasionally, consumers without having profession can get a payday loan. It is actually not straightforward to modify your spending budget without the need of a loan. You will find a lot of payday loan suppliers. Individuals also give payday loans. Typically, the rate of interest will be the most important aspect of any payday loan. You ought to usually be in a position to pay back the quantity borrowed. A payday loan can be fantastic after you possess a job or else it can be a disaster. You will have dollars deposited within your bank’s saving account around the exact same day. High rates of interest on a loan is usually Pikavippikioski.fi particularly difficult to manage. Payday loans can be a superb quick option but not a long-term solution. You will obtain the money inside your savings or present account. There is an arrangement for direct deduction out of your income created into the account. This can be a approach that may be set to run automatically and also you do not have to accomplish something. It's essential to understand that a payday loan is known as a short-term loan only. You have to spend a larger price of interest on a payday loan. Many people without having a job would need to supply some other safety of repayment. If you have bad credit, a payday loan may be the only answer. You often require a very good credit rating to get a loan. Of all loans, a payday loan will be the most effective and least complicated way for you to get money swiftly. Occasionally folks take out extra than one payday loan. If you usually do not spend the amount on time, the interest begins to add up seriously. It can be important that you just understand almost everything about a payday loan. What takes place when the time comes for trying to repay the loan? Some nations take into account a payday loan as terrible for the individual. The majority of people in no way look at a payday loan from every single angle. You can not acquire plenty of cash if you have pretty small revenue. The interest plus the principal on a payday loan can add up incredibly promptly. The perfect point to perform is pay the interest in addition to a small on the principal quantity each week. A payday loan is anything to assist you more than your immediate complications. You may have seen that banks take a while to agree a loan. In most cases, the interest is normally deducted just before the deposit is produced. The more rapidly you repay the principal amount the much better it is for you, as you have to pay much less as interest. It is best to never ever go in for any payday loan anytime you'll need money. Payday loan corporations are bobbing up all more than the nation. One can find nations exactly where it really is illegal; to charge such high interest rates. The concept behind a payday loan is always to tide you over your immediate issues. A payday loan really should by no means become the norm but it should be an exception. You could have to spend a price in exorbitant rates of interest if you usually do not pay up in time. A payday loan is beneficial for immediate payment of bills.

Buy Facebook business Manager Accounts Facebook business manager is a tool that helps you to manage your Facebook ads. It allows you to run your ads, analyse your performance and optimise them. It also helps you create campaigns, manage campaigns and monitor campaign performance. Buy Facebook Ads Accounts How much is a Facebook ad account? The cost of a Facebook ad account varies depending on the type of account you’re looking for. You can find accounts that range from as low as $5 per month to as high as $100 per month. The lowest price for an ad account is usually around $10 per month and the highest is usually around $200-$300. That’s why it’s important to look into your options before choosing one that fits your budget! Buy fb business manager Buy Facebook Business Manager Buy Facebook Business Manager Accounts Buy Cheap Facebook Ad Accounts Buy aged Fb ads accounts Buying aged FB ads accounts is the best way to get your target audience and make them aware of your brand. The Facebook platform is now a very mature one, which means that no new audience will be created there any longer. So if you want to increase the reach of your page and make more fans on Facebook, then buy aged Fb ads accounts from BestGMB. Our experts will help you in finding out how much money can be earned by buying aged FB ads accounts from us as well as finding out whether it is worth spending money on such services or not? Facebook Ad Accounts Limits Facebook ad accounts limits Maximum number of Facebook ad accounts that you can create is 10,000. Maximum number of Facebook ad accounts that you can manage is 10,000. Buy Aged Facebook Accounts and Business Managers Buy aged Facebook ads accounts Buy aged Facebook ads accounts Buy aged Facebook ads accounts How do I buy Facebook ads accounts? You can buy Facebook ads accounts from us. We offer you the best rates and lowest fees in the industry, allowing you to drive more traffic and sales with your campaigns. You can buy Facebook Ads Accounts from any country, city or state! Our experts are always on hand to help with any questions or needs that arise during the setup process. Can you buy Facebook accounts? Yes, you can buy Facebook accounts. But we’re not the only ones here. There are plenty of other places where you can get your hands on a social media account with a clean history and no suspicious activity. You’ll find some options listed below: How much do 1,000 Facebook ads cost? 1,000 Facebook ads cost $100. 1,000 Facebook ads cost $30. 1,000 Facebook ads cost $20. 1,000 Facebook ads cost $10 (if you’re new to Facebook advertising). Can you pre purchase Facebook ads? You can pre Buy Facebook ads. You can pre Buy Facebook ads with a discount. You can pre Buy Facebook ads with a discount and get your ad up right away, or you can get it up right away and get your ad up right away. Buy Verified BM Accounts You can buy verified Facebook ads accounts from the following sources: Advertise | Buy Facebook Ads & Boosts This is a trusted source for buying ads and boosts. They offer an excellent price on their Facebook ad accounts, as well as fast delivery times and great customer service. Their website is easy to navigate, too! Benefits to Buy Facebook Ads Accounts? You can buy Facebook ads accounts for a low price. You can buy Facebook ads accounts from a reliable source. You can buy Facebook ads accounts from a trusted source. You can buy Facebook ads accounts from a trusted source with a good reputation.

Buy TextNow Accounts TextNow is a free calling and messaging app that allows users to make calls and send texts to any phone number in the US and Canada for free. It also offers affordable international calling and texting rates. What are Text Now Accounts? TextNow accounts are innovative virtual communication tools that allow users to send free texts and make calls using Wi-Fi. Think of them as your personal phone service without the hefty monthly fees. Buy TextNow Accounts When you create a TextNow account, you receive a unique number that can be used just like any traditional phone number. This means you can connect with friends, family, or clients easily, regardless of where they are located. The service is particularly popular among those who need additional numbers for various purposes—be it privacy concerns or business needs. With its user-friendly in TextNow is a free calling and messaging app that allows users to make calls and send texts to any phone number in the US and Canada for free. It also offers affordable international calling and texting rates. What are Text Now Accounts? TextNow accounts are innovative virtual communication tools that allow users to send free texts and make calls using Wi-Fi. Think of them as your personal phone service without the hefty monthly fees. Buy TextNow Accounts When you create a TextNow account, you receive a unique number that can be used just like any traditional phone number. This means you can connect with friends, family, or clients easily, regardless of where they are located. The service is particularly popular among those who need additional numbers for various purposes—be it privacy concerns or business needs. With its user-friendly interface and flexibility, managing communications has never been easier. You can access TextNow on multiple devices, including smartphones and computers. This versatility makes it an appealing choice for anyone looking to enhance their connectivity options effortlessly. How to buy textnow USA numbers from us? Purchasing a TextNow USA number from us is straightforward and hassle-free. First, visit our website and navigate to the section dedicated to TextNow accounts. Buy TextNow Accounts Once there, you’ll find various packages tailored to your needs. Select the one that suits you best. We offer options based on volume and duration, ensuring flexibility for every user. After making your selection, proceed to checkout. You’ll be prompted to provide basic information necessary for account setup. This step ensures we can deliver your new number quickly and securely. Payment methods are diverse, allowing convenience in transactions. Following payment confirmation, expect an email containing your new TextNow USA number along with instructions for activation. Activation is quick; just follow the steps provided in the email. Within minutes, you’ll have access to your new communication tool! Why should you buy Text Now Accounts? Buying TextNow accounts offers numerous advantages for both personal and business use. First, the flexibility of having a second phone number can enhance privacy. You can keep your main number separate from work-related calls or online registrations. Buy TextNow Accounts TextNow provides affordable calling and texting options, making it budget-friendly compared to traditional carriers. Users appreciate the convenience of using these services over Wi-Fi, which is especially beneficial in areas with poor cellular reception. If you want more information just contact me now. 24 Hours Reply/Contact WhatsApp: +1 (236) 349-3102 Skype: Buy5StarRanking Telegram:@buy5starranking Email: buy5starranking@gmail.com

Anna Chapman was born Anna Vasil’yevna Kushchyenko, in Volgograd, formally Stalingrad, Russia, an important Russian industrial city. During the Battle of Stalingrad in World War II, the city became famous for its resistance against the German Army. As a matter of personal history, I had an uncle, by marriage that was killed in this battle. Many historians consider the battle of Stalingrad the largest and bloodiest battle in the history of warfare. Anna earned her master's degree in economics in Moscow. Her father at the time was employed by the Soviet embassy in Nairobi, Kenya, where he allegedly was a senior KGB agent. After her marriage to Alex Chapman, Anna became a British subject and held a British passport. For a time Alex and Anna lived in London where among other places, she worked for Barclays Bank. In 2009 Anna Chapman left her husband and London, and moved to New York City, living at 20 Exchange Place, in the Wall Street area of downtown Manhattan. In 2009, after a slow start, she enlarged her real-estate business, having as many as 50 employees. Chapman, using her real name worked in the Russian “Illegals Program,” a group of sleeper agents, when an undercover FBI agent, in a New York coffee shop, offered to get her a fake passport, which she accepted. On her father’s advice she handed the passport over to the NYPD, however it still led to her arrest. Ten Russian agents including Anna Chapman were arrested, after having been observed for years, on charges which included money laundering and suspicion of spying for Russia. This led to the largest prisoner swap between the United States and Russia since 1986. On July 8, 2010 the swap was completed at the Vienna International Airport. Five days later the British Home Office revoked Anna’s citizenship preventing her return to England. In December of 2010 Anna Chapman reappeared when she was appointed to the public council of the Young Guard of United Russia, where she was involved in the education of young people. The following month Chapman began hosting a weekly TV show in Russia called Secrets of the World and in June of 2011 she was appointed as editor of Venture Business News magazine. In 2012, the FBI released information that Anna Chapman attempted to snare a senior member of President Barack Obama's cabinet, in what was termed a “Honey Trap.” After the 2008 financial meltdown, sources suggest that Anna may have targeted the dapper Peter Orzag, who was divorced in 2006 and served as Special Assistant to the President, for Economic Policy. Between 2007 and 2010 he was involved in the drafting of the federal budget for the Obama Administration and may have been an appealing target to the FSB, the Russian Intelligence Agency. During Orzag’s time as a federal employee, he frequently came to New York City, where associating with Anna could have been a natural fit, considering her financial and economics background. Coincidently, Orzag resigned from his federal position the same month that Chapman was arrested. Following this, Orzag took a job at Citigroup as Vice President of Global Banking. In 2009, he fathered a child with his former girlfriend, Claire Milonas, the daughter of Greek shipping executive, Spiros Milonas, chairman and President of Ionian Management Inc. In September of 2010, Orzag married Bianna Golodryga, the popular news and finance anchor at Yahoo and a contributor to MSNBC's Morning Joe. She also had co-anchored the weekend edition of ABC's Good Morning America. Not surprisingly Bianna was born in in Moldova, Soviet Union, and in 1980, her family moved to Houston, Texas. She graduated from the University of Texas at Austin, with a degree in Russian/East European & Eurasian studies and has a minor in economics. They have two children. Yes, she is fluent in Russian! Presently Orszag is a banker and economist, and a Vice Chairman of investment banking and Managing Director at Lazard.

Revolut Accounts for Sale: Buy with Confidence Revolut Accounts are broadly admired for their comfort and modern capabilities. However, navigating the realm of buying these bills may be daunting, with concerns about authenticity and safety looming huge. In this newsletter, we delve into the sector of Revolut Accounts for sale, presenting insights on how to buy with self assurance and peace of thoughts. Read directly to discover why deciding on a validated Revolut account can rework your monetary experience, the advantages that come with it, and in which to locate relied on dealers. We promise to equip you with the knowledge and equipment had to make an knowledgeable decision, ensuring a unbroken transaction that opens up a global of possibilities for your financial endeavors. ✅ E-mail: bankhubusa@gmail.com ✅ Telegram: @bankhubusa ✅ WhatsApp: +1(226) 785-3444 Why Choose Revolut Accounts Revolut has revolutionized the manner we method banking with its progressive capabilities and consumer-friendly interface. One of the main reasons to pick a Revolut account is its flexibility - you may manipulate your price range at the pass, making transactions seamlessly from anywhere in the international. Moreover, Revolut gives a wide range of forex options at aggressive charges, ideal for common travelers or enterprise specialists handling global customers. The comfort of immediate transfers and real-time spending updates sets Revolut other than conventional banking establishments. Security is some other compelling purpose to choose a Revolut account. With strong encryption protocols and biometric authentication features, your monetary information is safeguarded against cyber threats. This peace of thoughts permits you to awareness to your monetary desires with out annoying approximately unauthorized get entry to in your account. Furthermore, Revolut's dedication to innovation ensures which you are constantly at the vanguard of monetary era tendencies. From budgeting equipment to cryptocurrency options, Revolut continuously improvements its services to cater to evolving patron needs. Choosing a Revolut account means embracing a ahead-wondering approach to personal finance management. Benefits of Buying Verified Revolut Accounts When considering the benefits of purchasing a tested Revolut account, one need to first acknowledge the improved protection and reliability it offers. Verified money owed include an added layer of safety, ensuring that your price range and personal facts are safeguarded towards any capacity dangers or unauthorized get entry to. Moreover, shopping for a proven Revolut account affords you with immediately get admission to to top class capabilities and functionalities that won't be available to regular customers. This includes better transaction limits, priority customer support, exceptional rewards, and tailor-made economic services designed to enhance your standard banking experience. In addition to heightened protection and top rate functions, acquiring a verified Revolut account also can prevent valuable effort and time. By skipping the lengthy verification method generally required for new debts, you could begin using your account directly with none delays or headaches. This convenience aspect is specifically beneficial for individuals searching for short get entry to to superior economic tools. Furthermore, investing in a established Revolut account demonstrates your dedication to monetary obligation and balance. By choosing a reputable seller and obtaining a legitimate account thru right channels, you show off your willpower to handling your price range successfully and ethically. This now not best enhances your credibility as a consumer but additionally displays positively for your standard financial literacy and selection-making competencies. Where to Find Trusted Sellers When trying to find depended on sellers of Revolut accounts, it is vital to do thorough studies.

we use it to manage our recurring expenses. In other words, we use it to budget. Every year, we determine COGS, G&A, and R&D spends as a percentage of our ARR. Budgeting used to be a total nightmare, with all sorts of politics and loud voices. Now it’s actually pretty simple. All our department heads know that the best way for them to grow their budget is for them to contribute to growing our ARR. How are they using their resources effectively toward that single goal? When ARR grows, your budget grows.

Quoting page 74-75: The ability of the minority rights interest groups to win control of the new agencies of civil rights enforcement established in the 1960s followed a traditional pattern in the politics of regulation that students of public administration called “clientele capture.” The practice is as old as Jacksonian democracy, which set the American tradition wherein party patronage ruled the civil service and mission agencies were expected to cater to the needs of their organized constituencies: farmers, veterans, laborers, and business interests. By the 1960s, journalists referred to these arrangements as iron triangles.” They were three-way coalitions of mutual back-scratching, operating in Washington and in state and municipal governments throughout America. Three points of the triangle were organized interests which lobbied legislators to establish or expand programs beneficial to their members; legislative committees, which obliged the lobbyists by authorizing and funding programs for the mission agencies to manage; and government bureaucrats, who expanded their empire building service programs to benefit the interest groups. To complete the triangular cycle, interest groups supported the legislators. … because environmental and consumer protection regulation is cross-cutting and horizontal—covering pollution, for example, from all industrial sources, rather than single industry and vertical … it is a difficult target for capture. The new agencies of civil right regulation, however, were different in ways that made them highly vulnerable to capture. Most important, the cost-benefit structure of civil right regulation is the opposite of that found in environmental and consumer protection regulation. Benefits (jobs, promotions, admissions, contract set-asides) are narrowly concentrated among protected-class clienteles (racial and ethnic minorities, women, the handicapped). Costs, on the other hand, are widely distributed (government and corporate budgets).

The art world will be hard hit. After harassment allegations surfaced against a publisher of the contemporary-art magazine Artforum, the Los Angeles Times published a gender tally of art museum directorships. Females hold 48 percent of them—not a promising start for a diversity crusader. There is a silver lining, however: Only three women run museums with annual budgets of more than $15 million, and they’re paid less than their male counterparts. It doesn’t matter if director salaries are commensurate with experience and credentials; sexism is assumed, and impossible to rebut. Two months before the explosion of #MeToo, New York mayor Bill de Blasio anticipated the coming pressures on museum management. The city’s culture funding would henceforth be contingent on the diversity of an arts organization’s employees and board members, he announced.

The Wow Moment also gave me a clear understanding of what products were in my price range. It helped manage my expectations. No one wants to hear, “Well, your budget is small, and therefore the sofas in your price range really aren’t that great. That’s probably why you hate all of them.” The Wow Moment is a kinder way to educate and assure a customer about their purchase. Serhant Secret #10 You can’t negotiate with someone’s wallet, but you can negotiate with their feelings. I first tried the Wow Moment on my client Amanda, who was looking for a rental on the west side of Manhattan and had a budget of about $3,500.

It's OK to fire a customer. If the fit isn't right - they will end up causing you more harm than good - financially and emotionally. “Choose your customers ...“ Culturally things need to fit. If they don’t, you need to do something about it. Durgan talked to me about walking away from an insurance customer, because their expectations didn't meet their budget. They wanted CETSAT to take on a certain amount of cyber risk but weren't prepared to pay a fair amount. He was brave and walked away.

Solving new problems and forging new paths—this is what we were born to do. It’s tragic, then, that so many of us work in organizations that are fainthearted and dispiriting. Suggest an unprecedented and audacious idea to your boss and you’re likely to get pummeled with objections: “That doesn’t fit our strategy.” “We don’t have the budget.” “You’ll never get it past legal.” “That’s not our culture.” “It’s impractical.” “There’s a lot of downside.” The problem isn’t your manager, who’s just as hamstrung as you are. The problem is that your organization, like most, is inherently hidebound, repressive, and fainthearted.

and I even buy olives once in a while.”22 Bob’s staff, business partners, and customers were barely aware of the silent partner who held his world together. Shirleigh tirelessly answered every call to duty, from packing theremin kits or feeding 30 seminar participants on a $35-a-month food budget, to balancing the company books. She managed every household and mothering duty—cleaning, canning, cooking, baking, laundry, naptime, trips to the library, bedtime stories—and stole a few spare moments for herself to read a magazine. Her cycle of chores ran in a never-ending loop. Her situation, whether she realized it or not, typified the plight of most American women of her generation.

The Commodity Futures Modernization Act of 2000 -- buried in an 11,000-page budget bill and never debated -- was passed the night before Congress recessed for Christmas in December 2000. It exempted credit-default swaps from federal oversight and from state gambling laws.

For instance, maybe senior executives have decided that selling expenses shouldn’t be more than 12 percent of sales. If the number creeps up much above 12 percent, the sales organization had better watch out. It’s the same with the budget and variance numbers. (“Variance” just means difference.) If the actual number is way off budget—that is, if the variance is high—you can be sure that somebody will want to know why. Financially savvy managers always identify variances to budget and find out why they occurred.

The double diverge-converge process is quite effective at freeing designers from unnecessary restrictions to the problem and solution spaces. But you can sympathize with a product manager who, having given the designers a problem to solve, finds them questioning the assignment and insisting on traveling all over the world to seek deeper understanding. Even when the designers start focusing upon the problem, they do not seem to make progress, but instead develop a wide variety of ideas and thoughts, many only half-formed, many clearly impractical. All this can be rather unsettling to the product manager who, concerned about meeting the schedule, wants to see immediate convergence. To add to the frustration of the product manager, as the designers start to converge upon a solution, they may realize that they have inappropriately formulated the problem, so the entire process must be repeated (although it can go more quickly this time). This repeated divergence and convergence is important in properly determining the right problem to be solved and then the best way to solve it. It looks chaotic and ill-structured, but it actually follows well-established principles and procedures. How does the product manager keep the entire team on schedule despite the apparent random and divergent methods of designers? Encourage their free exploration, but hold them to the schedule (and budget) constraints. There is nothing like a firm deadline to get creative minds to reach convergence.

I blame the toxic USA management culture for the Boeing 737 Max accidents.

Patrick Marsh's remarkable ability to manage and maintain budget surpluses throughout his career as a city manager underscores his financial acumen and responsible fiscal management.

Budgeting is used where costs are not allocated in

A good roadmap will get you to your destination.

Business success depends on management decision-making from hindsight and insight for razor focused foresight without which careful oversight would be difficult at best.

Hiring and onboarding approaches, sales and marketing processes, budgeting practices, incentive structures, performance evaluation and management systems, and every other organizational system, structure, and process can be conceived and deployed in inward-mindset or outward-mindset ways. Organizations that are serious about operating with an outward mindset turn these systems and processes outward to invite and reinforce outward-mindset working.

Chris Good evening, ladies . . . He steps into it. . . . and gentlemen and welcome to the Cornley Polytechnic Society’s spring production of The Murder at Haversham Manor. I would like to personally welcome you to what will be my directorial debut, and my first production as head of the drama society. We are particularly excited to present this play because, for the first time in the society’s history, we have managed to find a play that fits the company’s numbers perfectly. If we’re honest, a lack of numbers has hampered past productions, such as last year’s Chekov play; Two Sisters. Or last Christmas’s The Lion and the Wardrobe, and of course our summer musical, Cat. This will be the first time the society has been able to stage a play of this scale and we are thrilled. It’s no secret we usually have to contend with a small budget, as we had to in last year’s presentation of Roald Dahl’s classic, James and the Peach. Of course, during the run of that particular show the peach went off, and we were forced to present a hastily devised alternative entitled James! Where’s your Peach? Finally we’ve managed to stage a play as it should be, and cast it exceptionally well. I’m sure no one will forget the problems we’ve faced with casting before, such as 2010’s Christmas presentation of Snow White and the Tall, Broad Gentlemen, or indeed our previous year’s pantomime, another Disney classic: Ugly . . . and the Beast. But now, on with the main event, which I am confident will be our best show yet! So without any further ado, please put your hands together for Susie H.K. Brideswell’s thrilling whodunit – The Murder at Haversham Manor.

We’re flashing what our next two generations could be out here living off of.

Introduction Are you trying to streamline your commercial enterprise's international economic transactions whilst ensuring most protection and efficiency? Dive into the world of proven TransferWise debts and unlock a plethora of advantages that can increase your enterprise operations to new heights. In this article, we are able to discover the compelling motives why making an investment in tested TransferWise debts can be a sport-changer for your enterprise, promising a unbroken and fee-effective answer that meets your move-border price desires with unheard of comfort. Discover how proven TransferWise accounts can revolutionize the manner you behavior worldwide transactions, imparting you with get admission to to advanced capabilities, improved security features, and a aggressive facet in the market. Say good-bye to complicated charge processes and embody a destiny wherein increasing your business the world over isn't just a dream however a tangible truth. Get ready to embark on a adventure closer to smoother monetary operations and expanded credibility in the eyes of your customers and partners If you want to more information just contact now. 24 Hours Reply/Contact ✅Telegram: @usbestsoft ✅E-mail: usbestsoft24h@gmail.com What are TransferWise debts? TransferWise accounts are virtual monetary money owed provided via TransferWise, a reputable on line cash transfer carrier. These debts offer users the capability to maintain and control more than one currencies seamlessly, making international transactions more handy and value-powerful. By using TransferWise bills, agencies can keep away from hefty exchange charges and hidden costs associated with conventional banking establishments, presenting a obvious and green answer for pass-border bills. In this period of world connectivity, TransferWise debts function a modern-day tool to simplify financial operations throughout borders, empowering businesses to thrive in the international marketplace. Importance of demonstrated TransferWise accounts Verified TransferWise money owed preserve paramount importance for companies searching for a reliable monetary platform. These money owed undergo rigorous verification procedures, making sure the safety and authenticity of transactions. By opting for validated money owed, organizations can safeguard their budget and sensitive statistics from capacity cyber threats, instilling peace of mind and self assurance of their monetary operations. Embracing established TransferWise money owed indicates a commitment to transparency and trustworthiness in commercial enterprise dealings, putting a sturdy foundation for lengthy-term success and boom. Cost-powerful solution In the realm of enterprise, the quest for cost-powerful answers reigns ultimate. When it comes to making use of demonstrated TransferWise bills, a amazing benefit surfaces - price efficiency. By opting for those debts, organizations can experience reduced transaction expenses and foreign money conversion expenses. This monetary benefit lets in organizations to allocate assets extra strategically and maximize their operational budgets. Furthermore, the price-effectiveness of established TransferWise debts extends beyond financial financial savings. It fosters a experience of financial prudence and astuteness inside a commercial enterprise surroundings, promoting a subculture of aid optimization and clever selection-making. Embracing this value-effective solution no longer handiest bolsters the lowest line however additionally cultivates a mind-set that values performance and conscious spending in all components of commercial enterprise operations. In essence, deciding on established TransferWise bills as a value-powerful answer embodies now not most effective economic expertise however also a ahead-questioning approach to managing monetary resources. This strategic choice opens doorways to stronger profitability,

I was amazed at how expensive economists thought doctors were. They instituted many economic maneuvers—de-skilling medicine onto nurses and physician assistants; computerizing medical decision-making; substituting algorithms for thinking—because they assumed that doctors were such expensive commodities. And yet doctors were not expensive, at least, not the doctors I knew. We cost no more than the nurses, the middle managers, and the information technicians, alas. Adding up all the time I spent with Mrs. Muller, the cost of her accurate diagnosis was about the same as one MRI scan, wholesale. Economists did the same thing with the other remedies of premodern medicine—good food, quiet surroundings, and the little things—treating them as expensive luxuries and cutting them out of their calculations. At Laguna Honda, for instance, while most patients were on fifteen or even twenty daily medications, many of which they didn’t need, the budget for a patient’s daily meals had been pared down to seven dollars, which could supply only the basics. I began to wonder: Had economists ever applied their standard of evidence-based medicine to their own economic assumptions? Under what conditions, with which patients and which diseases was it cost-effective to trade good food, clean surroundings, and doctor time for medications, tests, and procedures? Especially ones that patients didn’t need? Although Mrs. Muller was an impressive example of Laguna Honda’s Slow Medicine, she wasn’t the only one. Almost every patient I admitted had incorrect or outmoded diagnoses and was taking medications for them, too. Medications that required regular blood tests; caused side effects that necessitated still more medications; and put the patient at risk for adverse reactions. Typically my patients came in taking fifteen to twenty-five medications, of which they ended up needing, usually, only six or seven. And medications, even the cheapest, were expensive. Adding in the cost of side effects, lab tests, adverse reactions, and the time pharmacists, doctors, and nurses needed to prepare, order, and administer them, each medication cost something like six or seven dollars a day. So Laguna Honda’s Slow Medicine, to the extent that it led to discontinuing ten or twelve unnecessary medications, was more efficient than efficient health care by at least seventy dollars per day. I

The EU is Israel’s biggest trading partner, accounting for more than 29 percent of its trade in goods in 2020. In tandem, the Frontex budget surged from €6 million in 2006 to €460 million in 2020, rising again to €543 million in 2021. The EU pledged to spend €34.9 billion for border and migration management between 2021 and 2027. The global migrant population accelerated by more than 80 percent between 2000 and 2020 with an estimated 281 million international migrants, 3.5 percent of the world’s population.

Through the school fee structure, families gain insight into the financial commitments required for their child's education, enabling them to budget effectively and plan for the future.

Jason Hines Kingston has extensive experience in the legal field. Before opening his own practice, he worked as a senior law clerk for Ridenour and Ridenour Attorneys. Jason Hines Kingston also worked in the Bureau of Land Management for the Department of Interior, where he completed land and realty transactions, planned budgets and analyzed data.

also trying to act in good faith and also becoming useful idiots for big business and the rich. Another of them was Martin Feldstein, the conservative Harvard superstar who became the new president’s chief economic adviser—but only nominally, because Reagan ignored him. Feldstein actually hated deficits, as true conservatives did, and called his supply-side colleagues “extremists.” Stockman’s chief economist at the Office of Management and Budget—who left in 1983 to earn a fortune on Wall Street, then become a cocaine addict and TV pundit—said that Feldstein “has failed at making the transition from academic economist to political economist.” That was thirty-six-year-old Larry Kudlow, defining political economist to mean not an expert on political economics but an economist willing and eager to dissemble and lie to suit his political masters, thirty-five years before he returned to government work as Trump’s director of the National Economic Council.

Rokulink Technology provides search engine optimization (SEO) services and leading Website Development Company. We offer Custom Websites at Affordable Price. Find a Range of Website Development Solution And Choose One That Fits Your Budget & Goals! Stunning Website Design. Fully Customized. Contact Us: +91-8146968211 Visit Our Website: rokulinktechnology.com Rokulink Technology is currently engaged into business in more than 50 countries with 6 delivery centres. We ensure that our client’s objectives are achieved with the highest level of capability and assurance at the lowest possible cost. Our main Products & Services include: E-commerce Solutions (Website & Mobile App) Inventory Management Systems CRM Solutions ERP Softwares Appointment / Booking Management System Website Development (Corporate, Start-up, Classified, Directory Listing, Education, Technology, Entertainment, Travel, Real-Estate, Travels etc) Learning Management System. Live Chat Systems Online Marketing SEO (Onpage & Offpage)

Here is the key point: Once you have determined how many projects you can support, and what mix of projects you need to support your strategy, similar projects must compete against other similar projects for budget and staff for the resources dedicated to that category of project. Let’s say that you have decided to allocate 20 percent of your available resources to positioning options. Any new candidate for getting resources that is a positioning option should compete for that 20 percent against all the other positioning projects. They shouldn’t compete against other kinds of options or against platform or enhancement launches. This ensures that you will pick only the very best positioning options for your portfolio. What’s more important, it gets you out of the constant tug-of-war between short-term and long-term projects. The strategic choice is how many of your resources you will put into each category. Then within each category, the very best projects should compete against one another for consideration.

What is an Achievement Story? As noted in the Hiring Manager’s Secrets chapter, hiring managers want to know: How you made money for your employer, How you saved money for your employer, How you made yourself, your department, your division, or your company more productive. They want to know how you made a positive difference. This is your time to answer the above questions with real-life examples from your experience. According to “Ask A Manager” blogger, Alison Green, resumes that stand out tell the reader what you accomplished that someone else wouldn’t have in the same position. For example, if you’re like me you may have: — trained managers to sell products through a new ordering system by documenting the process and conducting training sessions, — took on the work of two laid off employees, or — developed a budgeting system enabling managers to customize their budgets based on their unique needs. Alison also says that the hiring manager wants to know, “Were you solely interested in producing acceptable work, or did you do an impressive job?

Identify Your Strengths With Strengths Finder 2.0 One tool that can help you remember your achievements is the ‘Strengths Finder’ "assessment. The father of Strengths Psychology, Donald O. Clifton, Ph.D, along with Tom Rath and a team of scientists at The Gallup Organization, created StrengthsFinder. You can take this assessment by purchasing the Strengths Finder 2.0 book. The value of SF 2.0 is that it helps you understand your unique strengths. Once you have this knowledge, you can review past activities and understand what these strengths enabled you to do. Here’s what I mean, in the paragraphs below, I’ve listed some of the strengths identified by my Strengths Finder assessment and accomplishments where these strengths were used. “You can see repercussions more clearly than others can.” In a prior role, I witnessed products being implemented in the sales system at breakneck speed. While quick implementation seemed good, I knew speed increased the likelihood of revenue impacting errors. I conducted an audit and uncovered a misconfigured product. While the customer had paid for the product, the revenue had never been recognized. As a result of my work, we were able to add another $7.2 million that went straight to the bottom line. “You automatically pinpoint trends, notice problems, or identify opportunities many people overlook.” At my former employer, leadership did not audit certain product manager decisions. On my own initiative, I instituted an auditing process. This led to the discovery that one product manager’s decisions cost the company more than $5M. “Because of your strengths, you can reconfigure factual information or data in ways that reveal trends, raise issues, identify opportunities, or offer solutions.” In a former position, product managers were responsible for driving revenue, yet there was no revenue reporting at the product level. After researching the issue, I found a report used to process monthly journal entries which when reconfigured, provided product managers with monthly product revenue. “You entertain ideas about the best ways to…increase productivity.” A few years back, I was trained by the former Operations Manager when I took on that role. After examining the tasks, I found I could reduce the time to perform the role by 66%. As a result, I was able to tell my Director I could take on some of the responsibilities of the two managers she had to let go. “You entertain ideas about the best ways to…solve a problem.” About twenty years ago I worked for a division where legacy systems were being replaced by a new company-wide ERP system. When I discovered no one had budgeted for training in my department, I took it upon myself to identify how to extract the data my department needed to perform its role, documented those learnings and that became the basis for a two day training class. “Sorting through lots of information rarely intimidates you. You welcome the abundance of information. Like a detective, you sort through it and identify key pieces of evidence. Following these leads, you bring the big picture into view.” I am listing these strengths to help you see the value of taking the Strengths Finder Assessment.

After comparing desired with available resources, it became crystal clear that the company was pursuing many more projects than it had people to staff. In particular, by trying to engage in many highly demanding platform launches at the same time, the company was unlikely to do justice to its portfolio of options. Nor was it likely to manage the enhancement launches (as opposed to platform launches) that current customers were demanding, because many of these were still on the drawing board and were competing for the same scarce design and engineering talent as the major platform launches. In short, the company was taking on too much. The results of this overcommitment meant that project deadlines perpetually slipped, promises to key customers were often broken, and people were beginning to feel burned out. This situation is not uncommon. The processes through which companies take on projects usually lead them to discover that they haven’t got the resources to do justice to everything on their plates. In particular, when managers have not clearly thought through which resources for projects will be needed to support their needs to either build new platforms or learn through options, the different types of projects compete with each other, creating confusion. This lack of coordination is also typical of companies that haven’t matched their strategy to available resources. A far wiser approach is to pursue a few well-run projects than to chase down a grab-bag of forever-behind-schedule and over-budget initiatives.

Though part of the puzzle is obviously capital budget allocations, most companies seem to have a much higher awareness of the rules by which capital and assets are allocated than they do about how skilled people should be spending their time.

First they told me: “build a following and the industry will follow.” So I spent my entire 20s building a following on zero budget, getting by on donations. Then they told me: “You need a literary agent. But a literary agent wants to see you have a following and something big going on.” So I started my own small press and self published 5 books and spent day and night connecting with my people until I’d sold over 35,000 copies in 35 different countries and now they tell me: “no agent wants to work with a self published author.” Sometimes I feel like I was doomed from the very start, the very day I sat my food on that plane to London 12 years ago. Like the whole world keeps saying “you can fight all you want but we won’t let you in.” But I do have freedom and I do have my following and I have vulnerable souls writing to me on Friday nights, about loss and hope and how my books or music or words played a small part in something they went through and sometimes I think I would throw all that away just to have a literary agent and a management and the contracts and headlines… because I’m tired.. of always fighting uphill.. but then I get that message, on a Monday night, and I take my computer to a bar close to where I live in Berlin, high above the city, and I write like never before because I have my people and vulnerable souls to find and I have so many books in me and time is not endless, time is crucial, and lately I’ve felt it running out, some nights, so I’m writing another book that won’t be noticed by the agents but I have my people and that’s all I will care about from now on. My people and my freedom, with time running out. That’s what I will focus on.

The most important behavior on your part involves dedicating a disproportionate share of your own time, attention, and discretionary resources to creating new business models. Existing businesses, and the leaders in charge of them, face little difficulty in articulating their needs, building a case for their support, and attracting people. Entrepreneurial initiatives, on the other hand, are usually seen as marginal or unimportant in their early stages. Unless you personally allocate to them disproportionate attention, disproportionate resources, and disproportionate talent, they will get squeezed by the existing business to the extent that they never have a chance to take off. Your challenge is to provide counterpressure to the inertial forces that lead your people to constantly attend to the demands of today’s business. [...] By disproportionate resources, we mean budget, access to operating capacity or operating assets, and, most vitally, the very best people. Ironically, these are the very resources that are highly desired by managers of the existing business, who are apt to hotly contest any other claim on them. Like the payment of disproportionate attention, the disproportionate allocation of resources to new business models has its costs. Every dollar and every hour of operations capacity allocated disproportionately to entrepreneurial initiatives is money and time denied the existing business. Disproportionate allocation must be a deliberate process, with commitment of resources being visibly recognized as a matter of strategic choice, not a struggle between long- and short-term goals. [...] Finally, you must be prepared for your organization’s top talent to work on entrepreneurial initiatives. This can create a painful dilemma. When top talent works on an entrepreneurial initiative, the current business is weakened accordingly. However, if only mediocre talent is assigned to the difficult task of new business development, the ventures are doomed. Furthermore, allowing ventures to be run by mediocre people sends an even stronger signal to the rest of the business about your real priorities. The smart people in the firm will recognize that business development is not truly a priority for you, and they will organize their own priorities accordingly. The message: If you don’t walk the talk, only the dumb people will listen.

It’s also worth noting that getting more resources will be perceived as recognition or a reward. Leadership should publicly celebrate managers who are actively improving their operational efficiency, for example by coming in under budget at the end of the fiscal year or “giving back” headcount allocation.