Ais Insurance Quotes

novel The Diamond Age: Or, A Young Lady’s Illustrated Primer, author Neal Stephenson gives readers a glimpse of what AI experts call a “lifelong learning companion”: an agent that tracks learning over the course of one’s lifetime, both insuring a mastery-level education and making exquisitely personalized recommendations about what exactly a student should learn next.

The Insurance Institute for Highway Safety analyzed five thousand car accidents and found that if autonomous vehicles do not drive more slowly and cautiously than people, they will only prevent one-third of all crashes.

The deep learning powering Ganesh Insurance’s apps has been trained to determine the likelihood that each insured may develop serious health problems, and then set premiums accordingly.

Another AI-oriented company that has established several ecosystems—also in partnership with Palantir, in which it has made a substantial investment—is SOMPO Holdings, a large insurance and elder care company based in Japan. SOMPO

Of course, in a future where “distributed autonomous organizations (DAOs)” will control fleets of autonomous taxis, there will soon come a point that a DAO’s AI will be talking to Daimler’s Sarah about that financing, leasing, and insuring. It’s an AI-to-AI negotiation, no human required.

My six-year-old son Thomas won’t need a driver’s licence to own a car and it’s highly likely he won’t even own a car; he’ll simply rent car “time” instead. Throughout his entire life, he will never be without a smart device which will soon tell him when to go to the doctor for advice (and his insurer will require him to wear it), he’ll live in a smart house where robots clean and fridges or a household AI order groceries (delivered by a robot), he’ll never use a plastic card or chequebook to pay for anything (and likely no cash either) and he’ll interact with hundreds of computers every day that won’t have a mouse or keyboard. Thomas is part of the so-called Generation Z which is growing up in a world so dramatically different from the world that their grandparents were born into that if you had predicted these changes 100 years ago, it would have simply been called science fiction.

So which country will lead in the broader category of business AI? Today, the United States enjoys a commanding lead (90–10) in this wave, but I believe in five years China will close that gap somewhat (70–30), and the Chinese government has a better shot at putting the power of business AI to good use. The United States has a clear advantage in the most immediate and profitable implementations of the technology: optimizations within banking, insurance, or any industry with lots of structured data that can be mined for better decision-making. Its companies have the raw material and corporate willpower to apply business AI to the problem of maximizing their bottom line.