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I don't think immediate tragedy is a very good source of art. It can be, but too often it's raw and painful and un-dealt-with. Sometimes art can be a really good escape from the intolerable, and a good place to go when things are bad, but that doesn't mean you have to write directly about the bad thing; sometimes you need to let time pass, and allow the thing that hurts to get covered with layers, and then you take it out, like a pearl, and you make art out of it. When my father died, on the plane from his funeral in the UK back to New York, still in shock, I got out my notebook and wrote a script. It was a good place to go, the place that script was, and I went there so deeply and so far that when we landed Maddy had to tap me on the arm to remind me that I had to get off the plane now. (She says I looked up at her, puzzled, and said "But I want to find out what happens next.") It was where I went and what I did to cope, and I was amazed, some weeks later when I pulled out that notebook to start typing, to find that I'd written pretty much the entire script in that six hour journey.

The Demon Slayers and Other Stories: Bengali Folktales by Sayantani DasGupta (that’s me) and Shamita Das Dasgupta (that’s my mom). New York, NY: Interlink, 1995. The Ghost Catcher by Martha Hamilton and Mitch Weiss. Atlanta, GA: August House, 2008. The Buri and the Marrow by Henriette Barkow. London, UK: Mantra Lingua, 2000. Tuntuni, the Tailor Bird by Betsy Bang. New York, NY: Greenwillow Books, 1978.

London and New York, and the hire car’s Sat Nav told her she had driven 252 miles since leaving the airport. A whole ocean and half a state lay between her and Tom. She should have been upset but instead she felt numb. Back in the UK it was four-thirty on a Sunday afternoon and she wondered what Tom was doing, then grimaced as she pictured him pottering around the house in his jogging bottoms and t-shirt. He would no doubt have called her closest friends, all innocence, asking if they knew where she was. How long would it take him to work out she had flown to America to look for the lakeside cabin she’d inherited from her great-

I think back to the last time I saw her. It had been about two weeks ago, the day before she’d left for New York. She’s a consultant in the UK division of a huge American consultancy firm, Finchlakers, and often goes to the US on business. That evening, we’d gone to the cinema together and then on for a drink. Maybe that was when she’d asked me to get something for Susie. I rack my brains, trying to remember, trying to guess what we might have decided to buy. It could be anything – perfume, jewellery, a book – but nothing rings a bell. Had I forgotten? Memories of Mum, uncomfortable ones, flood my mind and I push them away quickly. It isn’t the same, I tell myself fiercely, I am not the same. By tomorrow, I’ll have remembered.

the Big Three own, which include America’s major airlines (American, Delta, United Continental), much of Wall Street (JPMorgan Chase, Wells Fargo, Bank of America, Citigroup) and car makers such as Ford and General Motors. Together, the Big Three are the largest single shareholder in almost 90 per cent of firms listed in the New York Stock Exchange, including Apple, Microsoft, ExxonMobil, General Electric and Coca-Cola. As for the dollar value of the Big Three’s shares, it has too many zeros to mean much. At the time of writing, BlackRock manages nearly $10 trillion in investments, Vanguard $8 trillion and State Street $4 trillion. To make sense of these numbers: they are almost exactly the same as the US national income; or the sum of the national incomes of China and Japan; or the sum of the total income of the eurozone, the UK, Australia, Canada and Switzerland.

…there was a generation in the U.K. who’d grown up reading DC comics from a bizarre perspective. In America, those comics were perceived without irony; in England, they were like postcards from another world. The idea of a place that looked like New York, the idea of fire hydrants and pizzerias, was just as strange to us as the idea that anyone would wear a cape and fly over them.

Shreeom, the supreme God Vishnu, is currently regarded as the most exalted and supreme incarnation on earth. SriOm shares love with Mahalaxmi. He himself, Shreeom, is now considered the most sublime incarnation of God Vishnu. In the state of Nepal, in places like Butwal, Palpa, Triveni, Syangja, Prabat, Pokhara, Baglung, Damodarkund, Koshi Tatt, Kranali, Nagarkot, Kathmandu, Devghat. In india Rishikesh, Bangalore, Ahmedabad, Rajasthan, Haridwar, Delhi, Varanasi, Badrinath, Kedarnath, and places outside Nepal like New York in America, Brunswick, Portland, Yetland, Boston, Lisbon in Portugal, Belgium, Norway, France, Germany, UK, Sweden, Switzerland, Spain, Denmark, Netherlands, he displayed his miracles. In Triveni of Nepal, Shreeom, the sage of self-knowledge, gave the vision of his vast form to the saints at Koti Hom Ashram. Shreeom displayed countless faces of various Bhagawans within his body and encompassed the entire vast universe within himself. The sage of self-knowledge beheld the immensely vast body of Shreeom, witnessing the entire universe illuminated within it, the name of the Sant is Aatmagyani. Thus, Shreeom, with his four arms, held the conch, discus, mace and lotus.

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Sir Cliff Richard With more than 150 singles, albums, and EPs to reach the top twenty in the United Kingdom, British pop star Sir Cliff Richard is one of the most successful musicians in the UK’s recent history. Knighted by Queen Elizabeth II in 1995, Sir Cliff Richard was the first rock star ever to receive the national honor. I can’t say I got to know Diana well, but I did meet her on a number of social, as well as formal, occasions, and she was always so charming and so gracious. At a dinner at the home of a mutual friend, she was the first to volunteer to don the rubber gloves and tackle the washing up. I was in New York at the U.S. Open tennis tournament in September in 1997, not thinking for a moment that I’d be invited to her funeral. When I received a call from my secretary to say an invitation had arrived, I booked the next Concorde flight home for another, this time incredibly tragic, royal command.

Darren McGrady Darren McGrady was personal chef to Princess Diana until her tragic accident. He is now a private chef in Dallas, Texas, and a board member of the Pink Ribbons Crusade: A Date with Diana. His cookbook, titled Eating Royally: Recipes and Remembrances from a Palace Kitchen, will be released in August 2007 by Rutledge Hill Press. His website is located at theroyalchef. I knew Princess Diana for fifteen years, but it was those last four years after I became a part of her everyday life that I really got to know her. For me, one of the benefits of being a Buckingham Palace chef was the chance to speak to “Lady Di.” I had seen her in the newspapers; who hadn’t? She was beautiful. The whole world was in love with her and fascinated by this “breath of fresh air” member of the Royal Family. The first time I met her, I just stood and stared. As she chatted away with the pastry chef in the Balmoral kitchen, I thought she was even more beautiful in real life than her pictures in the daily news. Over the years, I’ve read account after account of how the Princess could light up a room, how people would become mesmerized by her natural beauty, her charm, and her poise. I couldn’t agree more. In time, I became a friendly face to the Princess and was someone she would seek out when she headed to the kitchens. At the beginning, she would pop in “just for a glass of orange juice.” Slowly, her visits became more frequent and lasted longer. We would talk about the theater, hunting, or television; she loved Phantom of the Opera and played the CD in her car. After she and Prince Charles separated, I became her private chef at Kensington Palace, and our relationship deepened as her trust in me grew. It was one of the Princess’s key traits; if she trusted you, then you were privy to everything on her mind. If she had been watching Brookside--a UK television soap opera--then we chatted about that. If the Duchess of York had just called her with some gossip about “the family,” she wanted to share that, too. “You’ll never believe what Fergie has just told me,” she would announce, bursting into the kitchen with excitement. She loved to tell jokes, even crude ones, and would laugh at the shock on my face--not so much because of the joke, but because it was the Princess telling it. Her laughter was infectious.

The Chinese renminbi was fixed against the dollar from July of 2005 until June 2009. With a fixed exchange rate, a currency’s value is matched to the value of another single currency or to a basket of other currencies. So when a country pegs its currency to the dollar, the value of the currency rises and falls with the dollar. This action helped China survive the global financial crisis. But China removed the dollar peg after the global financial crisis ended last year. Meanwhile, Japan has also seen the value of the yen grow stronger. With the U.S. economy continuing to lag and growing fiscal uncertainty in European countries, the yen has continued to gain strength because it was the only currency that was stable. So countries like China expanded their purchases of the yen, resulting in the yen’s appreciation. As the yen continued to rise against the dollar, the Japanese government intervened in the currency market in September for the first time since March 2004. This is not the first global currency war the world has seen. In 1985, the finance ministers of West Germany, France, the U.S., Japan and the UK gathered at the Plaza Hotel in New York to sign the Plaza Accord. Under the deal, the countries agreed to bring down the U.S. dollar exchange rate in relation to the Japanese yen and German mark. As the recent currency war continues to spread around the globe, some countries are now saying that there is a need for a new Plaza Accord to stabilize the world economy and the global financial market.

The repo market has since emerged as a crucial battleground of global financial reform. The market’s complex web of transactions is, in the words of Lord Turner, formerly a top UK regulator, potentially very risky because of the “cat’s cradle” of interwoven relationships it creates. Much of the sector has already been reformed, especially in the part known as the “triparty” repo market. There, regulators have largely eliminated the temporary credit provided to other banks by JPMorgan and Bank of New York Mellon, the two triparty clearing banks.

According to the innovation charity Nesta in the UK, the five cities that are globally best placed in terms of having the most effective policy environment to foster innovation are: New York, London, Helsinki, Barcelona and Amsterdam.

The Greek GDP spiked 25% when statisticians dove into the country’s black market in 2006, for instance, thereby enabling the government to take out several hefty loans shortly before the European debt crisis broke out. Italy started including its black market back in 1987, which swelled its economy by 20% overnight. “A wave of euphoria swept over Italians,” reported the New York Times, “after economists recalibrated their statistics taking into account for the first time the country’s formidable underground economy of tax evaders and illegal workers.”4 And that’s to say nothing of all the unpaid labor that doesn’t even qualify as part of the black market, from volunteering to childcare to cooking, which together represents more than half of all our work. Of course, we can hire cleaners or nannies to do some of these chores, in which case they count toward the GDP, but we still do most ourselves. Adding all this unpaid work would expand the economy by anywhere from 37% (in Hungary) to 74% (in the UK).5 However, as the economist Diane Coyle notes, “generally official statistical agencies have never bothered – perhaps because it has been carried out mainly by women.”6 While we’re on the subject, only Denmark has ever attempted to quantify the value of breastfeeding in its GDP. And it’s no paltry sum: In the U.S., the potential contribution of breast milk has been estimated at an incredible $110 billion a year7 – about the size of China’s military budget.

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Books and Articles Adler, Margot. Drawing Down the Moon: Witches, Druids, Goddess-Worshippers, and Other Pagans in America. New York: Penguin Books, 1979. Anglo, Sydney, ed. The Damned Art: Essays in the Literature of Witchcraft. London and Boston: Routledge & K. Paul, 1977. Baker, Emerson W. The Devil of Great Island: Witchcraft and Conflict in Early New England. New York: Palgrave Macmillan, 2007. Behringer, Wolfgang. Witches and Witch-Hunts: A Global History. Cambridge, UK, and Malden, MA: Polity Press, 2004.

Purkiss, Diane. The Witch in History: Early Modern and Twentieth-Century Representations. New York: Routledge, 1996. Ray, Benjamin. “The Geography of Witchcraft Accusations in 1692 Salem Village.” The William and Mary Quarterly 65, no. 3 (2008): 449–78. Roach, Marilynne K. The Salem Witch Trials: A Day-by-Day Chronicle of a Community Under Siege. New York: Cooper Square Press, 2002. Rosenthal, Bernard. Salem Story: Reading the Witch Trials of 1692. Cambridge, UK: Cambridge University Press, 1993. Rosenthal, Bernard, Gretchen A. Adams, et al., eds. Records of the Salem Witch-Hunt. Cambridge, UK: Cambridge University Press, 2009. Thomas, Keith. Religion and the Decline of Magic. New York: Scribner, 1971. Trask, Richard B. The Devil Hath Been Raised: A Documentary History of the Salem Village Witchcraft Outbreak of March 1692: Together with a Collection of Newly Located and Gathered Witchcraft Documents. Danvers, MA: Yeoman Press, 1997. Weisman, Richard. Witchcraft, Magic, and Religion in 17th-Century Massachusetts. Amherst: University of Massachusetts Press, 1984.

Quotas by country ensured that over two-thirds of immigrants were from just three countries—the U.K., Ireland, and Germany. Starting in 1965, all this would change. Some changes would be for the better. But some of the changes have not been. From that moment forward, U.S. immigration policy has gradually become disconnected from the interests and views of Americans. The Immigration Act of 1965 is a now largely overlooked part of Lyndon Johnson’s Great Society agenda. But the president, unveiling it at Liberty Island in New York, called it “one of the most important acts of this Congress and of this administration.”20 He was not exaggerating.21

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2001 when they published a scientific paper that modelled the future collapse of the Cumbre Vieja and the passage of the resulting tsunamis across the Atlantic. Within two minutes of the landslide entering the sea, Ward and Day show that –for a worst case scenario involving the collapse of 500 cubic kilometres of rock –an initial dome of water an almost unbelievable 900 metres high will be generated, although its height will rapidly diminish. Over the next 45 minutes a series of gigantic waves up to 100 metres high will pound the shores of the Canary Islands, obliterating the densely inhabited coastal strips, before crashing onto the African mainland. As the waves head further north they will start to break down, but Spain and the UK will still be battered by tsunamis up to 7 metres high. Meanwhile, to the west of La Palma, a great train of prodigious waves will streak towards the Americas. Barely six hours after the landslide, waves tens of metres high will inundate the north coast of Brazil, and a few hours later pour across the low-lying islands of the Caribbean and impact all down the east coast of the United States. Focusing effects in bays, estuaries, and harbours may increase wave heights to 50 metres or more as Boston, New York, Baltimore, Washington, and Miami bear the full brunt of Vulcan and Neptune’s combined assault. The destructive power of these skyscraper-high waves cannot be underestimated. Unlike the wind-driven waves that crash every day onto beaches around the world, and which have wavelengths (wave crest to wave crest) of a few tens of metres, tsunamis have wavelengths that are typically hundreds of kilometres long. This means that once a tsunami hits the coast as a towering, solid wall of water, it just keeps coming –perhaps for ten or fifteen minutes or more –before taking the same length of time to withdraw. Under such a terrible onslaught all life and all but the most sturdily built structures are obliterated.

Shiloh’s Recommended Listening Tears for Fears. “Everybody Wants to Rule the World.” By Olzabal, Roland, Stanley, Ian and Hughes, Chris. Somerset, UK: Fontana/Mercury/Phonogram. Songs from the Big Chair. 1985. Joey Ramone. “What a Wonderful World.” By Thiele, Bob and Weiss, George David. Sanctuary Records Group. Don’t Worry About Me. 2002. The Moody Blues. “Question.” By Hayward, Justin. London, UK: Threshold Records. A Question of Balance. 1970. The Church. “Under the Milky Way.” By Kilbey, Steve and Jansson, Karin. Australia: Arista. Starfish. 1988. The Pixies. “Where is My Mind?” By Francis, Black. Boston, MA: 4AD. Surfer Rosa. 1988. The Beatles. “All You Need Is Love.” By Lennon-McCartney. London, UK: Parlophone Capitol. Magical Mystery Tour. 1967. Styx. “The Grand Illusion.” By Dennis DeYoung. Chicago, IL: A&M Records. The Grand Illusion. 1977. The Flaming Lips. “Do You Realize??” By Coyne, Wayne, Drozd, Steven, Ivins, Michael and Fridmann, Dave. New York, NY: Warner Brothers Records. Yoshimi Battles the Pink Robots. 2002. The Beatles. “Across the Universe.” By Lennon-McCartney, London, UK: Regal Starline. No One’s Gonna Change Our World. 1969.

As one longtime New York realtor once said of conspicuous wealth, "It was considered un-American." The rich were also, as they likely would be in a lower-consuming economy, simply less rich. According to the Urban-Brookings Tax Policy Center, for the fifty years following the Great Depression, the tax rate on the highest income bracket averaged 80 percent, redistributing much of the richest Americans' wealth. Beginning in the 1980s with the advent of politicians like Ronald Reagan in the US and Margaret Thatcher in the UK, and with growth increasingly seen as the be-all and end-all of economics, far less was asked of the wealthy. The comparable tax figure for 2020 was 37 percent.

As one longtime New York realtor once said of conspicuous wealth, "It was considered un-American." The rich were also, as they likely would be in a lower-consuming economy, simply less rich. According to the Urban-Brookings Tax Policy Center, for the fifty years following the Great Depression, the tax rate on the highest income bracket averaged 80 percent, redistributing much of the richest Americans' wealth. Beginning in the 1980s with the advent of politicians like Ronald Reagan in the US and Margaret Thatcher in the UK, and with growth increasingly seen as the be-all and end-all of economics, far less was asked of the wealthy. The comparable tax figure for 2020 was 37 percent.

A Good Start in Financial History You really can’t learn enough financial history. The following, listed in descending order of importance, are landmarks in the field. Edward Chancellor. Devil Take the Hindmost. New York: Farrar, Straus, and Giroux, 1999. What manias look like; how to recognize—and hopefully avoid—irrational exuberance. Benjamin Roth. The Great Depression: A Diary. New York: PublicAffairs, 2009. What the bottoms look like; how to keep your courage and your cash up. Roger G. Ibbotson and Gary P. Brinson. Global Investing. New York: McGraw-Hill, 1993. Five hundred years of hard and fiat money, inflation, and security returns in a small, easy-to-read package. Adam Fergusson. When Money Dies. New York: PublicAffairs, 2010; Frederick Taylor. The Downfall of Money. New York: Bloomsbury Press, 2013. What real inflation looks like. Be afraid, very afraid. Benjamin Graham. Security Analysis. New York: McGraw-Hill, 1996. You’re not a pro until you’ve read Graham “in the original”—the first edition, published in 1934. An authentic copy in decent condition will run you at least a grand. Fortunately, McGraw-Hill brought out a facsimile reprint in 1996. Charles Mackay. Extraordinary Popular Delusions and the Madness of Crowds. Petersfield, U.K.: Harriman House Ltd., 2003. If you were smitten with Devil Take the Hindmost, you’ll love this nineteenth-century look at earlier manias. Sydney Homer and Richard Sylla. A History of Interest Rates, 4th ed. Hoboken, NJ: John Wiley & Sons, 2005. Loan markets from 35th-century B.C. Sumer to the present.

Whilst writing this chapter I examined the accounts of a large UK CFD and spread betting provider. They made an average of $1,379 in revenue per customer. Revenue for a brokerage company is a cost for their customers. The customers had an average of $500 on deposit with the brokers at the end of the year. Running a brokerage firm is clearly more lucrative than being a client. According to an old story, a naive client visiting New York and admiring the boats of bankers and brokers asked: “Where are the customers’ yachts?” Every time you trade you remove some money from your account and hand it to your broker. Limit your trading to the absolute minimum. Do not assume you will make sufficient profits to cover costs which are inflated by overtrading. Those