Welcome 2024 Quotes

As monthly mortgage payments rose for home buyers over the past several years as a result of higher mortgage rates (coupled to increasing home prices), what simultaneously so too did rise were earned income opportunities for bondholders. Bondholders benefitted…at the expense of home buyers. If the Fed does indeed enact two rate cuts through the end of 2024, mortgage rates are likely to drop. As too will yields bondholders attain, through their purchase of newly-issued 10-year Treasuries. A trade-off is in the making. A much-welcomed rebalancing.

The Reaper's Harvest by Stewart Stafford Vast underworld gates open on Samhain night, The grail Sun winters there, in paling sight. Unquiet spirits swarm forth in feral misprision, Trick-or-treat landlords knock in spectral vision. Autumn, perennially-early to Death's season, Winter's welcome overstayed in icy reason. Spring's distant wave thrills in emerging seed, Summer's blush in full alignment decreed. Snowflake to blossom, and greenery to withering; As effigy reminders of cyclical dithering, Seasonal standing stones sink to shifting sands, Saplings of the forest’s new strength, in nature’s hands. © 2024, Stewart Stafford. All rights reserved.

You know all that stuff they say about becoming a grandmother? How amazing it is … how much you’ll love it … how it’s all the best parts of being a parent—without the sleep deprivation? Well, they don’t tell you the half it. Becoming a grandmother, as I did on February 12, 2013, when Lennox entered the world, and minutes later, my welcoming arms, was life-changing, mind-blowing, heart-swelling … thrilling to the core. The heavens opened up. The earth moved. The love that washed over me as I held that sweet bundle for the first time was instantaneous, it was intense, it was unabashed … it hit me like a ton of bricks, and practically knocked me off my feet. I was smitten.

just want to say that God loves everyone, especially sinners. And if my brother bishops, according to their discernment, decide not to follow this path it doesn’t mean that this is the antechamber to schism, because the Church’s doctrine is not brought into question. Even in the synod on synodality, due to conclude in October 2024, more attention to and acceptance of members of this community and their parents has been requested. They are all children of God and must be welcomed with open arms. This does not mean the Church is in favor of same-sex marriage: we do not have the power to change the sacraments created by the Lord. Marriage is one of the seven sacraments and provides only for the union of a man and a woman. Leave well enough alone.

Canadian Permanent Residency, Australia Permanent Residency, and Germany Permanent Residency: Your Path to a Better Future At ESSE India, we understand that securing Permanent Residency (PR) in countries like Canada, Australia, and Germany can open doors to unparalleled opportunities. Whether you are a skilled professional, student, or family looking for a brighter future, these countries offer exceptional immigration programs tailored to various needs. With pathways like Canada’s Express Entry, Australia’s Global Talent Stream, and Germany’s EU Blue Card, understanding the right PR process is key to your success. 1. Canadian Permanent Residency (PR) Why Choose Canada for Permanent Residency? Canada’s welcoming policies and strong support for skilled workers and international students make it a top destination for those seeking PR. The Express Entry system is the most sought-after route, ensuring faster processing and a smooth transition to Canadian life. How the Express Entry System Works Canada’s Express Entry system manages three main immigration programs: • Federal Skilled Worker Program (FSWP) • Federal Skilled Trades Program (FSTP) • Canadian Experience Class (CEC) Applicants are assessed using the Comprehensive Ranking System (CRS), where points are assigned for factors like age, education, work experience, and language skills. If you want to increase your chances of getting an Invitation to Apply (ITA), you can apply through Provincial Nominee Programs (PNP) like BCPNP, MPNP, or NBPNP. These programs can boost your CRS score by an additional 600 points. Latest Express Entry Updates Recent draws show the competitive nature of Express Entry: • September 19, 2024: 4,000 ITAs were issued for CEC candidates with a minimum CRS of 509. • August 27, 2024: 3,300 ITAs were issued for CEC candidates with a minimum CRS of 507. Canada Immigration Consultants in India Our Canada immigration consultants in India provide expert guidance on navigating the complex Canada PR process. With our personalized approach, we ensure that your documents meet the stringent requirements, paving the way for a successful PR application. 2. Australia Permanent Residency (PR) Why Choose Australia for Permanent Residency? Australia’s booming economy and need for skilled professionals make it an attractive option for PR. Through the General Skilled Migration (GSM) program, Australia offers several visa categories, ensuring that you find the perfect pathway to PR. General Skilled Migration (GSM) Pathways Australia’s PR process offers various visa options, including: • Skilled Independent Visa (Subclass 189) • Skilled Nominated Visa (Subclass 190) • Skilled Work Regional Visa (Subclass 491) The GSM system is points-based, with applicants scoring higher points in areas such as qualifications and work experience having better chances. Australia’s Global Talent Stream is also available for fast-tracking PR in high-demand sectors such as IT, engineering, and healthcare. Australia Immigration Consultants in India At ESSE India, our Australia immigration consultants provide comprehensive support to Indian applicants throughout the Australia PR process. Whether it’s improving your points score or handling your visa application, we ensure a seamless process. 3. Germany Permanent Residency (PR) Why Choose Germany for Permanent Residency? Germany, with its strong economy and demand for skilled workers, is an excellent option for PR. The EU Blue Card offers an efficient route for qualified professionals to live and work in Germany. After 21-33 months, Blue Card holders are eligible for permanent residency. Global Talent Stream in Germany Germany’s Global Talent Stream attracts highly skilled professionals, especially in fields like technology and engineering, helping you achieve PR faster.

An avid tennis player and patron of the All England Lawn Tennis and Croquet Club (AELTC), Kate showed off her forehand and appeared unfazed by the cameras and the many in attendance who were there to welcome Raducanu back to the United Kingdom after she took the trophy at the U.S. Open just a few weeks before.

Has we close the chapter on yet another year, let this be a reminder to us all that life is what we make it. Love and show appreciation to the people around us. Live life to the fullest and always remember to thank God in all things. Good bye 2023, welcome 2024!

Welcome to 2025 because I wanted to leap ahead of the competition.

Hi here is the introduction to my book: Welcome to my journal which covers the years 2023 to 2024, when my husband, Gary underwent major heart surgery. He made a very good recovery, and our lives have gone back to, almost, normal. It has been no easy journey. This journal is a very intimate account of what we went through. It covers a few days leading up to the ‘big op’ followed by a day-to-day account of his month long stay in hospital. When he returned home, I stopped the daily journal, but I give an account of his recovery at home. In this homage to the NHS, I also write about my own experience of needing medical treatment. The penultimate section is a look back at my journal one year later and relates how life has changed since Operation Oxenham.

A Reclusive Invitation by Stewart Stafford In a mansion crouched at the forest's edge, Gargoyles perched on a Jericho hedge, Lived Samuel Keane, with millions at least, Welcomed the locals to his Christmas feast. Self-imposed exile of wealth's solitary scene, On that evening, time for connection pristine, An alabaster white suit in a chessboard hall; Legions of armour and battle scars to recall. "Come, gather round, let camaraderie ignite! On Christmas Eve, a dream-come-true night!" Perkins, the grey butler, in reluctant festive red, Gestured them toward Keane's banquet spread. Their gracious host took his place at the end, A throne chair helped into place with a bend, Beaming, he clapped and food was brought in, To gasps and applause at the goblets of gin. A succulent feast at a baronial ball; Roasted goose, boar, a tall glass highball, Stories grew taller, just like each drink, Songs and jests sent them over the brink. Enjoyment and melody's atmosphere bright, Fleeting warmth shared in lush candlelight. Dawn looms, Les Misérables adore company: "Why does hangover guilt crave chablis?" A Father Christmas event once a year, Guests departed, a loud triple cheer, A fading smile of a host so grand, Adrift, nothing elaborate planned. The fireworks faded, the last ember died, Keane shut his mansion with secrets inside. A portcullis closed slowly on a seasonal high, A gothic arch door shut 'neath morning star sky. © 2024, Stewart Stafford. All rights reserved.