Wa Insurance Quotes

Majambazi huwapenda wanaowapenda. Chukulia mfano huu: Mimi na Wanda ni marafiki, OK? Baba yake, au genge la baba yake, hataweza kunidhuru au kuwadhuru watu ninaowapenda kwa sababu tu ya urafiki na mtoto wake. Na yeye anaweza kufumbiwa macho akifanya makosa kwa sababu mimi na mtoto wake ni marafiki wakubwa. Murphy, hapa Meksiko tuna kitu kinaitwa Bima ya Utekaji Nyara ('Ransom Insurance'). Zamani nilikuwa nalipa dola milioni kumi za Marekani kama bima ya utekaji nyara; Lisa alikuwa analipa milioni nne na Wanda bado analipa milioni mbili mpaka sasa hivi. Baada ya mimi na Lisa kujenga urafiki na Wanda, malipo yetu ya bima yamepungua mpaka dola milioni moja kwa mwaka.

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She was determined to guard against moral hazard and protect the FDIC insurance fund. She saw this as a teachable moment, a chance to show the world that the irresponsibility of WaMu and its bondholders would be punished. She made the same argument the Germans and other moral hazard critics had made against IMF assistance during the emerging-market crises: It will only encourage bad behavior in the future.

Sheila was a formidable advocate for her agency and its insurance fund, savvier about politics and the media than any of us. So despite my objections, the FDIC orchestrated a deal that let WaMu default on its creditors. Shareholders and subordinated debt holders were mostly wiped out, which was understandable. But senior debt holders were exposed to serious haircuts as well. The price of WaMu’s senior debt traded at only 25 cents on the dollar the next day, Friday, September 26.

Sheila Bair, a former Republican Senate staffer who was President Bush’s FDIC chair, quickly agreed to sell WaMu for $1.9 billion to JPMorgan Chase, which would take over the failed bank’s uninsured and insured deposits. But the FDIC did not require JPMorgan to stand behind WaMu’s other obligations, as we had required it to do for Bear Stearns, leaving WaMu’s senior debt holders exposed to severe losses.

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