Transportation Insurance Quotes

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My parents often remind my brothers and me that they won’t have any money for us to inherit, but I think they’ve already passed on to us the wealth of their memories, allowing us to grasp the beauty of a flowering wisteria, the delicacy of a word, the power of wonder. Even more, they’ve given us feet for walking to our dreams, to infinity. Which may be enough baggage to continue our journey on our own. Otherwise, we would pointlessly clutter our path with possessions to transport, to insure, to take care of.
Kim Thúy (Ru)
War can not be avoided until the physical cause for its recurrence is removed and this, in the last analysis, is the vast extent of the planet on which we live. Only thru annihilation of distance in every respect, as the conveyance of intelligence, transport of passengers and supplies and transmission of energy will conditions be brought about some day, insuring permanency of friendly relations.
Nikola Tesla (My Inventions)
Only thru annihilation of distance in every respect, as the conveyance of intelligence, transport of passengers and supplies and transmission of energy will conditions be brought about some day, insuring permanency of friendly relations. What we now want most is closer contact and better understanding between individuals and communities all over the earth, and the elimination of that fanatic devotion to exalted ideals of national egoism and pride which is always prone to plunge the world into primeval barbarism and strife.
Nikola Tesla (My Inventions)
Only through annihilation of distance in every respect, as the conveyance of intelligence, transport of passengers and supplies and transmission of energy will conditions be brought about someday, insuring permanency of friendly relations. What we now want most is closer contact and better understanding between individuals and communities all over the earth, and the elimination of that fanatic devotion to exalted ideals of national egoism and pride which is always prone to plunge the world into primeval barbarism and strife.
Nikola Tesla (My Inventions)
The total average cost of driving, including depreciation, maintenance, and insurance, runs about 61 cents a mile, and since the average automobile used for commuting to work contains only 1.1 people, every commute costs a little more than 55 cents per passenger mile. This means that, if you’re an automobile commuter traveling twenty-five miles each way to work, you’re spending around $30 a day for the privilege, not including the cost, if there is one, to park. You’re also spending an hour every day for which, unless you’re a cabbie or bus driver yourself, you’re not getting paid, and during which you’re not doing anything productive at all. For the average American, that’s another $24. In transportation, time really is money.
Samuel I. Schwartz (Street Smart: The Rise of Cities and the Fall of Cars)
From the beginning, Europe assumed the power to make decisions within the international trading system. An excellent illustration of that is the fact that the so-called international law which governed the conduct of nations on the high seas was nothing else but European law. Africans did not participate in its making, and in many instances, African people were simply the victims, for the law recognized them only as transportable merchandise. If the African slave was thrown overboard at sea, the only legal problem that arose was whether or not the slave ship could claim compensation from the insurers! Above all, European decision-making power was exercised in selecting what Africa should export – in accordance with European needs.
Walter Rodney (How Europe Underdeveloped Africa)
War can not be avoided until the physical cause for its recurrence is removed and this, in the last analysis, is the vast extent of the planet on which we live. Only thru annihilation of distance in every respect, as the conveyance of intelligence, transport of passengers and supplies and transmission of energy will conditions be brought about some day, insuring permanency of friendly relations. What we now want most is closer contact and better understanding between individuals and communities all over the earth, and the elimination of that fanatic devotion to exalted ideals of national egoism and pride which is always prone to plunge the world into primeval barbarism and strife. No league or parliamentary act of any kind will ever prevent such a calamity. These are only new devices for putting the weak at the mercy of the strong.
Nikola Tesla
Is not true that marriage is the answer, it is true that by simply living independently, they face an additional set of challenges in a world that remains designed with married Americans in mind. Single women foot more of their own bills, be they necessities like food and housing, or luxuries like cable and vacation; they pay for their own transportation. They do not enjoy the tax breaks for insurance benefits available to married couples. Sociologist Bella DePaulo has repeatedly pointed out there are more than one thousand laws that benefit married people over single people.
Rebecca Traister (All the Single Ladies)
because she was a woman, and women know that babies and husbands and sick parents can derail your dreams, at any moment they can drag you from your bed, they can forestall your career, they can lift you from your prized seat at Wimbledon from a match later described as ‘epic’. She thought she’d need to call an ambulance or take him to a hospital. She was thinking about travel insurance and telling the children, and how would they transport his body home?
Liane Moriarty (Apples Never Fall)
The best available apples-to-apples comparison of inflation-adjusted earnings shows what the typical fully employed man earned back in the 1970s and what that same fully employed man earns today. The picture isn’t pretty. As the GDP has doubled and almost doubled again, as corporations have piled up record profits, as the country has gotten wealthier, and as the number of billionaires has exploded, the average man working full-time today earns about what the average man earned back in 1970. Nearly half a century has gone by, and the guy right in the middle of the pack is making about what his granddad did. The second punch that’s landed on families is expenses. If costs had stayed the same over the past few decades, families would be okay—or, at least, they would be in about the same position as they were thirty-five years ago. Not advancing but not falling behind, either. But that didn’t happen. Total costs are up, way up. True, families have cut back on some kinds of expenses. Today, the average family spends less on food (including eating out), less on clothing, less on appliances, and less on furniture than a comparable family did back in 1971. In other words, families have been pretty careful about their day-to-day spending, but it hasn’t saved them. The problem is that the other expenses—the big, fixed expenses—have shot through the roof and blown apart the family budget. Adjusted for inflation, families today spend more on transportation, more on housing, and more on health insurance. And for all those families with small children and no one at home during the day, the cost of childcare has doubled, doubled again, and doubled once more. Families have pinched pennies on groceries and clothing, but these big, recurring expenses have blown them right over a financial cliff.
Elizabeth Warren (This Fight Is Our Fight: The Battle to Save America's Middle Class)
There are many well-known arguments for why the Holocaust perpetrated by the Nazis was different. It was higher tech. Death came faster. It was industrial in its scale. All true. But it’s also true that every holocaust is different. Every genocide has its own particular characteristics, and every hated group is hated in its own special way. By sheer numbers of dead, the genocide of Indigenous peoples in the Americas surpasses all others. In terms of modern technologies, the transatlantic trade in kidnapped and enslaved Africans, and the plantations the trade served in the antebellum South and the Caribbean, were highly modern for their times. So cutting-edge, scholars have shown, that the systems developed to transport, insure, depreciate, track, control, and extract maximum wealth from this coerced labor shaped many aspects of modern accounting and human resources management. And as Rinaldo Walcott, a scholar of race and gender, writes in his manifesto On Property, “The ideas forged in the plantation economy continue to shape our social relations.” Among those social relations are modern policing, mass surveillance, and mass incarceration. On what else does the claim to exceptionalism rest?
Naomi Klein (Doppelganger: A Trip into the Mirror World)
Uber insisted its app-based taxi service would continue in Germany, despite a court in Frankfurt imposing the first countrywide ban on the firm for contravening transport laws. Although it operates in 170 cities around the world, Uber has been targeted by regulators in Europe and America over passenger safety and insurance issues in cases that are often lodged by more conventional taxi operators.
Anonymous
The biopsy is being transported to New York, where attorneys for Cryolabs will collect it and immediately file a claim in the name of Cryolabs Corporation with a judge in the United States Supreme Court. This will insure that Cryolabs has all legal excavation rights to that iceberg.” “So much for all mankind,” Harry said with a smirk. Amy
Bryan Dunn (Thaw)
we forget Joseph F. Glidden's 1874 invention of barbed wire, which, more than the rifle or the plow, transformed Buffalo Bill's Great Plains by insuring the survival of thousands of family farms, and making possible the growth of enormous-and enormously profitable-cattle ranches. In addition, I feel a personal connection. In April 1855 my great-granduncle Alexander Carter Jr. and his younger brother, Thomas Marion Carter, left their home in Scioto County, Ohio, and headed west. Starting by steamboat, the two brothers floated down the Ohio River until it joined the Mississippi and then traveled upstream to St. Louis. In St. Louis they found little transportation west, so they walked, hitched rides, and rode horseback to reach St. Joseph, Missouri. There they caught a stagecoach to Council Bluffs, Iowa, riding on top of the stage, with seventeen men and women-a three-day ordeal. On May 14, nineteen days after leaving St. Louis, the brothers crossed the Missouri River and landed on the town site of Omaha, then a community of cotton tents and shanties, where lots were being offered to anyone willing to build on them. They refused this offer and pressed on to their final destination, DeSoto, Washington County, Nebraska Territory, where they found only one completed log house and another under construction. There they homesteaded the town of Blair, Nebraska. For three generations there were Carters in Nebraska, first in
Robert A. Carter (Buffalo Bill Cody: The Man Behind the Legend)
Rent or mortgage payment: $____per month (Angela’s Average: $1,060) 2. Food, household: $____per month (Angela’s Average: $511) 3. Gas, electric, water, phone: $____per month (Angela’s Average: $289) 4. Transportation: $____per month (Angela’s Average: $729) 5. Insurance payments: $____per month (Angela’s Average: $300)           Total $____per month (Angela’s Average: $2,889) Total basic monthly expenses:_______× 12 =__________per year (US average basic annual expenses: $34,668)
Anthony Robbins (MONEY Master the Game: 7 Simple Steps to Financial Freedom (Tony Robbins Financial Freedom))
It is a fact of life that people love to complain, particularly about how terrible the modern world is compared with the past. They are nearly always wrong. On just about any dimension you can think of—warfare, crime, income, education, transportation, worker safety, health—the twenty-first century is far more hospitable to the average human than any earlier time.
Steven D. Levitt (SuperFreakonomics: Global Cooling, Patriotic Prostitutes And Why Suicide Bombers Should Buy Life Insurance)
Single women foot more of their own bills, be they necessities like food and housing, or luxuries like cable and vacations; they pay for their own transportation. They do not enjoy the tax breaks or insurance benefits available to married couples. Sociologist Bella DePaulo has repeatedly pointed out that there are more than one thousand laws that benefit married people over single people.
Rebecca Traister (All the Single Ladies: Unmarried Women and the Rise of an Independent Nation)
5.5 Never sacrifice the safety and comfort of your group just to meet your budget. Do your homework and research your chosen carrier thoroughly. Obtain a certificate of insurance listing your organization as additional insured and displaying a minimum of five million dollars in liability. Understand and factor in that one driver can drive ten hours or six hundred miles, whichever comes first. That driver must then have eight hours of sleep before being available again to drive! Don’t push the limit too hard!  
Craig Speck (The Ultimate Common Sense Ground Transportation Guide For Churches and Schools: How To Learn Not To Crash and Burn)
Never sacrifice the safety and comfort of your group just to meet your budget. Do your homework and research your chosen carrier thoroughly. Obtain a certificate of insurance listing your organization as additional insured and displaying a minimum of five million dollars in liability. Understand and factor in that one driver can drive ten hours or six hundred miles, whichever comes first. That driver must then have eight hours of sleep before being available again to drive! Don’t push the limit too hard!
Craig Speck (The Ultimate Common Sense Ground Transportation Guide For Churches and Schools: How To Learn Not To Crash and Burn)
Castine is a quiet town with a population of about 1,500 people in Western Hancock County, Maine, named after John Hancock, when Maine was a part of the Commonwealth of Massachusetts. He was the famous statesman, merchant and smuggler who signed the “Declaration of Independence” with a signature large enough so that the English monarch, King George, could read it without glasses. Every child in New England knows that John Hancock was a prominent activist and patriot during the colonial history of the United States and not just the name of a well-known Insurance Company. Just below the earthen remains of Fort George, on both sides of Pleasant Street, lays the campus of Maine Maritime Academy. Prior to World War II, this location was the home of the Eastern State Normal School, whose purpose was to train grade school teachers. Maine Maritime Academy has significantly grown over the years and is now a four-year college that graduates officers and engineers for the United States Merchant Marine, as well as educating students in marine-related industries such as yacht and small craft management. Bachelor Degrees are offered in Engineering, International Business and Logistics, Marine Transportation, and Ocean Studies. Graduate studies are offered in Global Logistics and Maritime Management, as well as in International Logistics Management. Presently there are approximately 1,030 students enrolled at the Academy. Maine Maritime Academy's ranking was 7th in the 2016 edition of Best Northern Regional Colleges by U.S. News and World Report. The school was named the Number One public college in the United States by Money Magazine. Photo Caption: Castine, Maine
Hank Bracker
massive transitions to something entirely “new” were always defined in terms of a response to a violent external shock or the threat of one to come. World War II, for example, led to the introduction of cradle-to-grave state welfare systems in most of Europe. So did the Cold War: governments in capitalist countries were so worried by an internal communist rebellion that they put into place a state-led model to forestall it. This system, in which state bureaucrats managed large chunks of the economy, ranging from transportation to energy, stayed in place well into the 1970s. Today the situation is fundamentally different; in the intervening decades (in the Western world) the role of the state has shrunk considerably. This is a situation that is set to change because it is hard to imagine how an exogenous shock of such magnitude as the one inflicted by COVID-19 could be addressed with purely market-based solutions. Already and almost overnight, the coronavirus succeeded in altering perceptions about the complex and delicate balance between the private and public realms in favour of the latter. It has revealed that social insurance is efficient and that offloading an ever-greater deal of responsibilities (like health and education) to individuals and the markets may not be in the best interest of society.
Klaus Schwab (COVID-19: The Great Reset)
Most civilized nations compensate for the inadequacy of wages by providing relatively generous public services such as health insurance, free or subsidized child care, subsidized housing, and effective public transportation.
Barbara Ehrenreich (Nickel and Dimed: On (Not) Getting By in America)
So long as foreigners own land, mines, factories, banks, insurance companies, means of transportation, newspapers, power stations, then for so long will the wealth of Africa flow outwards into the hands of those elements
Walter Rodney (How Europe Underdeveloped Africa)
Horizontal expertise paints on a far-reaching canvas. Say that you are an expert known worldwide for helping CEOs manage change in disruptive environments. Your expertise doesn’t come from understanding a vertical industry, like mining or media or consumer electronics or transportation. You just need to be sufficiently sharp to learn enough about a given industry to know how to apply your expertise in a given setting. In effect, you can work with any viable CEO candidate who wants to learn — regardless of the industry — as long as the primary challenges are defined horizontally, such as navigating deep change in the middle of disruption. Today you’re working with C-level executives at Samsung after their phones are banned on all airline flights, but next month you might be working with an executive in the hospitality industry facing a hotel worker strike. Or health insurance executives navigating an uncertain landscape that can never really see farther than two years. Each of these engagements is interesting because you have to apply your expertise to a new setting. But as much as you are learning, you’re taking two steps back for every three steps forward because much of what you learn with each new engagement is just the bare necessity in order to even be relevant. It’s interesting but challenging. Thrilling but exhausting. Engaging but distracting. There are cases, of course, where new clients regard your broad expertise as a significant selling point. They like that you can apply consumer insights to a professional B2B setting, or that you can help apply change management to consumer engagement. The first advantage of horizontal expertise, then, is how the application of expertise to many verticals always keeps the expert engaged and learning.
David C. Baker (The Business of Expertise: How Entrepreneurial Experts Convert Insight to Impact + Wealth)
We Are Based In Basingstoke - Hampshire Covering the Hampshire and Nationwide Anytime & Anywhere. DON'T Risk Your License with No Tax, Mot or Insurance. We Provide Transport For :Car Auction Collection, Ebay Collection&Delivery, Lease Car Collection, Classic / Restoration Collection&Delivery, Bodyshop / Workshop Collection&Delivery, Salvage Yard Collection, Show Car Transport. We Also Collect Non Runners and Damaged Cars etc. Damaged / Missing Wheels? No Key ? Jammed Brakes? Its Not a Problem for us as long you mention this when quoting.
TransMotors Ltd
Buffalo Bill is important to me as the symbol of the growth of our nation, for his life spanned the settlement of the Great Plains, the Indian Wars, the Gold Rush, the Pony Express, the building of the transcontinental railroad, and the enduring romance of the American frontier-especially the Great Plains. Consider what he witnessed in his lifetime: the invention of the telephone, the transatlantic cable, the automobile, the airplane, and the introduction of modem warfare, with great armies massed against each other, with tanks, armored cars, flame-throwers, and poison gas-a far cry from the days when Cody and the troopers of the Fifth Cavalry rode hell-for-leather across the prairie in pursuit of hostile Indians. Nor, though it is not usually considered a milestone in American history, should we forget Joseph F. Glidden's 1874 invention of barbed wire, which, more than the rifle or the plow, transformed Buffalo Bill's Great Plains by insuring the survival of thousands of family farms, and making possible the growth of enormous-and enormously profitable-cattle ranches. In addition, I feel a personal connection. In April 1855 my great-granduncle Alexander Carter Jr. and his younger brother, Thomas Marion Carter, left their home in Scioto County, Ohio, and headed west. Starting by steamboat, the two brothers floated down the Ohio River until it joined the Mississippi and then traveled upstream to St. Louis. In St. Louis they found little transportation west, so they walked, hitched rides, and rode horseback to reach St. Joseph, Missouri. There they caught a stagecoach to Council Bluffs, Iowa, riding on top of the stage, with seventeen men and women-a three-day ordeal. On May 14, nineteen days after leaving St. Louis, the brothers crossed the Missouri River and landed on the town site of Omaha, then a community of cotton tents and shanties, where lots were being offered to anyone willing to build on them. They refused this offer and pressed on to their final destination, DeSoto, Washington County, Nebraska Territory, where
Robert A. Carter (Buffalo Bill Cody: The Man Behind the Legend)
I am on Aid to Families with Dependent Children, and both my children are in school. . . . I have graduated from college with distinction, 128th in a class of over 1000, with a B.A. in English and sociology. I have experience in library work, child care, social work and counseling. I have been to the CETA office. They have nothing for me. . . . I also go every week to the library to scour the newspaper Help Wanted ads. I have kept a copy of every cover letter that I have sent out with my resume; the stack is inches thick. I have applied for jobs paying as little as $8000 a year. I work part-time in a library for $3.50 an hour, welfare reduces my allotment to compensate. . . . It appears we have employment offices that can’t employ, governments that can’t govern and an economic systemthat can’t produce jobs for people ready to work. . . . Last week I sold my bed to pay for the insurance on my car, which, in the absence of mass transportation, I need to go job hunting. I sleep on a piece of rubber foamsomebody gave me. So this is the great American dream my parents came to this country for: Work hard, get a good education, follow the rules, and you will be rich. I don’t want to be rich. I just want to be able to feed my children and live with some semblance of dignity. . . .
Howard Zinn (A People's History of the United States: American Beginnings to Reconstruction (New Press People's History, 1))
The logistics of getting them around were just completely insurmountable,” said Hanson-Press. “I was really stressed every single day about getting them around.” Cue HopSkipDrive, a Los Angeles start-up that has been described as ride-hailing for children. Founded by three Angelenos who are also moms, the service chauffeurs only children ages 7 to 17. In many ways, it's similar to transport network companies such as Uber, Lyft and SideCar (Uber requires customers to be over 18). Drivers are contractors who use their own vehicles to transport passengers. All drivers undergo third-party background checks and vehicle inspections. Parents can book rides for their kids through a mobile app and pay through a cashless transaction. But there are also significant differences. Unlike Uber, whose drivers simply need to have experience behind the wheel, HopSkipDrive drivers are required to have at least five years of experience caring for children (this can mean people who are themselves parents, nannies, teachers, camp counselors, etc.). And like Shuddle, a similar service that operates in the San Francisco Bay Area, all drivers are vetted in person. HopSkipDrive checks drivers' references and will even go for a ride with each driver it signs up. All rides are covered by insurance specific to transporting minors.
Anonymous
The rise of the Rockefeller family was made possible from two angles by the Rothschilds. One was by the large subsidies placed on transports of Rockefeller oil. The documents of the American trade register prove that the Rothschilds, since 1896, have owned ninety-six percent of the American railways. This made it possible to transport oil on rail. When John D. Rockefeller wanted to expand, he received the financial support he needed to do so from the Rothschilds through their National City Bank of Cleveland. In exchange, the Rockefellers had to transport their oil via the Rothschilds railways. An illegal agreement saw to it that the Rockefellers received a bonus for the amount of oil they transported by train. Because of this agreement nobody could compete with the Rothschilds in transporting Rockefeller oil. This was all arranged by Jacob Schiff, of the company Kuhn & Loeb, the brain behind the foundation of the Rockefeller imperium. Under the authority of the Rothchilds, Kuhn, Loeb & Co. continue to manage the Rockefeller capital, which is valued at over 400 billion dollars. In 1950 the New York Times reported L.L. Strauss, a partner with Kuhn, Loeb & Co., as the financial adviser to the Rockefeller estate. Because of this, every investment had to be approved and signed by a partner of Kuhn, Loeb & Co. According to the periodical Fortune in 1985, the wealth of the Rockefellers was spread amongst more than 200 companies. These companies include six of the largest industrial companies in America, six of the largest banks, five of the largest insurance companies and three of the largest companies from different branches (electricity, water, infrastructure, fruits, oil, gold, and others). Not including the remaining 180 other companies, the total assets of these twenty giants amount to 460 billion dollars.
Robin de Ruiter (Worldwide Evil and Misery - The Legacy of the 13 Satanic Bloodlines)
Craig Says…” Do you have the proper insurance for renting vans? It’s called liability for non-owned and hired vehicles with a clause for physical damage?
Craig Speck (The Ultimate Common Sense Ground Transportation Guide For Churches and Schools: How To Learn Not To Crash and Burn)
Know who will be assuming the risk in advance. Talk to your insurance agent first and get informed as to exactly what will be covered when you rent vans. You have made an investment in your agent as your expert. Follow the advice given and do not deviate. While the decision to accept or decline the extra coverage products will ultimately be yours, you should arm yourself so that the rental firm cannot just sell you everything in their arsenal without you realizing it. Call the rental office in advance and get an explanation of the coverage products. Decide before pickup!
Craig Speck (The Ultimate Common Sense Ground Transportation Guide For Traveling Groups!: How To Learn Not To Crash and Burn 2)
Never put up your personal insurance card on an organizational van rental unless you personally wish to pay for all the damages that occur. Both the rental firm and your organization may leave you holding the bag for the entire vehicle value plus downtime caused by damages.
Craig Speck (The Ultimate Common Sense Ground Transportation Guide For Churches and Schools: How To Learn Not To Crash and Burn)
Understand that the size of the coach makes little difference in the total investment. Coaches of all sizes cost the carrier about the same to insure across the board. In addition, the size of your group does not reduce the required investment dramatically. Most coaches that can transport less than 36 passengers will not be allowed to travel more than 150 miles from the carrier’s home base. These coaches will not have restrooms, ample luggage space, or the level of comfort needed.
Craig Speck (The Ultimate Common Sense Ground Transportation Guide For Churches and Schools: How To Learn Not To Crash and Burn)
...In 1820, merchants had to insure their merchandise by paying more even for less distance than they paid in the Mughal period. As the rate of insurance is the best indicator of level of safety on the routes, one clearly understand that level of safety on the routes during the Mughal period was much better than that of in the regime of the East India Company, surprisingly whose Factors showed the abject picture of insecurity on the routes in the Mughal period.
Nazer Aziz Anjum (Economy of Transport in Mughal India)
Never rent a limo without obtaining a valid and current certificate of liability insurance prior to pick up. If you fail in this endeavor, you are placing the lives of your group in danger. If they cannot produce proof of insurance, do not even think about it no matter how low the investment was!
Craig Speck (The Ultimate Common Sense Ground Transportation Guide For Churches and Schools: How To Learn Not To Crash and Burn)
Failing to get a certificate of insurance. You should never step one foot in a limo unless you have a physical insurance certificate from the carrier in advance. This step should be one of common sense, but most groups ignore it. If possible, you should pick up the phone and verify that the certificate is valid and actually exists. There are many carriers that will attempt to operate without the proper insurance to reduce operating costs.
Craig Speck (The Ultimate Common Sense Ground Transportation Guide For Churches and Schools: How To Learn Not To Crash and Burn)
The most important modification that must be made to a standard analysis of incentives is salience. Do the choosers actually notice the incentives they face? In free markets, the answer is usually yes, but in important cases the answer is no. Consider the example of members of an urban family deciding whether to buy a car. Suppose their choices are to take taxis and public transportation or to spend ten thousand dollars to buy a used car, which they can park on the street in front of their home. The only salient costs of owning this car will be the weekly stops at the gas station, occasional repair bills, and a yearly insurance bill. The opportunity cost of the ten thousand dollars is likely to be neglected. (In other words, once they purchase the car, they tend to forget about the ten thousand dollars and stop treating it as money that could have been spent on something else.) In contrast, every time the family uses a taxi the cost will be in their face, with the meter clicking every few blocks. So a behavioral analysis of the incentives of car ownership will predict that people will underweight the opportunity costs of car ownership, and possibly other less salient aspects such as depreciation, and may overweight the very salient costs of using a taxi.* An analysis of choice architecture systems must make similar adjustments.
Richard H. Thaler (Nudge: Improving Decisions About Health, Wealth, and Happiness)
LDW or Loss Damage Waiver. While this is not actually insurance, it represents an additional investment per day that you agree to make which relieves you of all responsibility for damages to the rental vehicle you are driving. It does not cover any other vehicles or damaged property. This option should be utilized when you have no insurance or when you do not wish to risk having a claim filed against your own policy. You have peace of mind here because you do not have to worry about your insurance rates increasing or your policy being wiped out from a claim.
Craig Speck (The Ultimate Common Sense Ground Transportation Guide For Churches and Schools: How To Learn Not To Crash and Burn)
Get a certificate of insurance in advance. When hiring any vehicle accompanied by a driver, get certificates of insurance listing your organization as additional insured. Before they arrive at your facility to pick up your group, you should have the certificate in hand. A call to verify it by telephone would be beneficial as well unless the certificate was sent straight from the insurance agency.
Craig Speck (The Ultimate Common Sense Ground Transportation Guide For Traveling Groups!: How To Learn Not To Crash and Burn 2)
The world’s ruminants are responsible for about 50 percent more greenhouse gas than the entire transportation sector.
Steven D. Levitt (SuperFreakonomics: Global Cooling, Patriotic Prostitutes And Why Suicide Bombers Should Buy Life Insurance)