Titan Insurance Quotes

indeed, when the Titanic went down in 1912, the most valuable and highly insured merchandise in its hold was forty crates of feathers, second only to diamonds in the commodities market.

Quick Gmail Trick Noah and I both use the Gmail “+” trick all the time. Let’s say your email address is bob@bobsmith.com. After signing up for services or newsletters, how can you tell who’s sharing your email, or contain the damage if someone discovers your login email? Companies get hacked all the time. Just use + as cheap insurance. If you append + and a word to the beginning, messages will still get delivered to your inbox. Signing up for Instacart, for instance? You could use bob+insta@bobsmith.com. I use this, or benefit from it, on a daily basis.

Why Consider Fasting? Dom has discussed the idea of a therapeutic “purge fast” with his colleague Dr. Thomas Seyfried of Boston College. Per Dom: “If you don’t have cancer and you do a therapeutic fast 1 to 3 times per year, you could purge any precancerous cells that may be living in your body.” If you’re over the age of 40, cancer is one of the four types of diseases (see Dr. Peter Attia on page 59) that will kill you with 80% certainty, so this seems like smart insurance. There is also evidence to suggest—skipping the scientific detail—that fasts of 3 days or longer can effectively “reboot” your immune system via stem cell–based regeneration. Dom suggests a 5-day fast 2 to 3 times per year. Dom has done 7-day fasts before, while lecturing at the University of South Florida. On day 7, he went into class with his glucose between 35 and 45 mg/dL, and his ketones around 5 mmol. Then, before breaking the fast, he went to the gym and deadlifted 500 pounds for 10 reps, followed by 1 rep of 585 pounds. Dom was inspired to do his first 7-day fast by George Cahill, a researcher at Harvard Medical School, who’d conducted a fascinating study published in 1970* wherein he fasted people for 40 days.

It was natural, then, for the musicians’ families to turn first to the White Star Line for financial benefits under the Workmen’s Compensation Act. Sorry, said White Star, the bandsmen were Second Class passengers and not covered by the Act. The Line suggested that the families contact C. W. and F. N. Black, the real employers. Sorry, said the Blacks. The problem wasn’t their responsibility. They carried insurance to cover such matters, and any claims should be laid at the insurer’s door. Sorry, said the insurance company, the bandsmen were not workmen as covered by the policy. They were independent contractors, using the Blacks as a booking agency, and the insurance company was under no liability. Months passed while White Star, the Blacks, and the insurer tossed this hot potato back and forth. Finally, in exasperation the families took the Blacks to court. The judge was sympathetic, but that was all. The bandsmen, he decided, were not the employees of anybody. They were passengers in the case of the White Star Line, and independent contractors in the case of the Blacks and the insurers.

The full implications of the new hiring arrangements instituted by the Blacks were now being felt. No longer employees of the shipping line, the musicians were not covered by insurance taken out for employees, nor were they covered by the Workmen’s Compensation Act (1906), which generally gave a worker “a right against his employer to a certain compensation on the mere occurrence of an accident where the common law gives the right only for negligence of the employer.

The only policy covering the musicians was one the Blacks and White Star took out jointly from the recently established (1907) Legal Insurance Company, but it soon transpired that the insurers were quibbling over the scope of the word dependent. Wives and children were obviously dependents, but could working fathers, such as Andrew Hume and Ronald Brailey, honestly describe themselves as such? This meant that neither of the two main parties—White Star and the Black brothers—was making immediate contributions to the families. Outraged by this, three of the fathers—Leon Bricoux, Andrew Hume, and Ronald Brailey—mounted a legal case against C. W. & F. N. Black in June 1912, arguing that as workers who had lost their lives while carrying out their duties and through no fault of their own, their sons should be covered by the strictures of the Workmen’s Compensation Act. There had never been any suggestion that they’d brought about their fate through negligence or misbehavior.