Tech Tuesday Quotes

Investment firms are buying up more vacation homes, aiming to cash in on growing demand from tourists and remote workers. Most vacation rental homes are owned by small-time owners who list their properties on websites such as Airbnb Inc., but the number of financial firms investing in the sector is growing. New York-based investment firm Saluda Grade is launching a venture with short-term- rental operator AvantStay Inc. to buy about $500 million of homes, the companies said Tuesday. Saluda Grade said it is also looking to raise debt by selling mortgage bonds backed by its homes to investors, the first vacation-rental mortgage securitization, according to the company. Andes STR, a startup that buys and manages short-term rental homes on behalf of investors, also recently signed a deal with Chilean investment firm WEG Capital to buy roughly $80 million of properties in the U.S., Andes said. These investors are betting they can get higher returns if they rent out homes by the night instead of by the year. Low-interest rates have made it more attractive to borrow and Buy Traditional Rental Homes, inflating property prices and making it harder for new buyers to turn a profit. That has prompted some institutions and wealthy families to look in more obscure corners of the property market where competition is smaller, investment advisers say. Some are turning to investments in vacation homes, where demand has surged in many places during the pandemic as more people choose to work from remote locations and leisure travel heated up last year. “There’s a lot more yield available in the short-term market,” said Saluda Grade’s chief executive, Ryan Craft. It is the latest sign of how the pandemic is changing the way people work and live, and how real-estate investors are angling to find new ways to profit from these shifts. Saluda Grade is targeting homes within driving distance of major population centers, Mr. Craft said. His company will buy the homes and AvantStay will manage them for a fee. But while vacation-rental homes can offer higher returns, they also pose challenges to investors. Mortgages are usually more expensive and harder to get for short-term rentals than for owner-occupied homes, said Giri Devanur, CEO of reAlpha Tech Corp., a startup that wants to pool money from small-time investors to buy short-term-rental homes.

For example, consider one of Intuit’s flagship products. Because TurboTax does most of its sales around tax season in the United States, it used to have an extremely conservative culture. Over the course of the year, the marketing and product teams would conceive one major initiative that would be rolled out just in time for tax season. Now they test over five hundred different changes in a two-and-a-half-month tax season. They’re running up to seventy different tests per week. The team can make a change live on its website on Thursday, run it over the weekend, read the results on Monday, and come to conclusions starting Tuesday; then they rebuild new tests on Thursday and launch the next set on Thursday night. As Scott put it, “Boy, the amount of learning they get is just immense now. And what it does is develop entrepreneurs, because when you have only one test, you don’t have entrepreneurs, you have politicians, because you have to sell. Out of a hundred good ideas, you’ve got to sell your idea. So you build up a society of politicians and salespeople. When you have five hundred tests you’re running, then everybody’s ideas can run. And then you create entrepreneurs who run and learn and can retest and relearn as opposed to a society of politicians. So we’re trying to drive that throughout our organization, using examples which have nothing to do with high tech, like the website example. Every business today has a website. You don’t have to be high tech to use fast-cycle testing.” This kind of change is hard. After all, the company has a significant number of existing customers who continue to demand exceptional service and investors who expect steady, growing returns. Scott says, It goes against the grain of what people have been taught in business and what leaders have been taught. The problem isn’t with the teams or the entrepreneurs. They love the chance to quickly get their baby out into the market. They love the chance to have the customer vote instead of the suits voting. The real issue is with the leaders and the middle managers. There are many business leaders who have been successful because of analysis. They think they’re analysts, and their job is to do great planning and analyzing and have a plan.

The groomed trail was narrow, and there was about an inch of ice on both sides. My right ski went under the ice sheet, and I fell over on my face. My forehead, cheeks, lips, and chin were slashed. We radioed Dr. Lukash and learned that he was treating Superintendent McFadden, who had had a spill and cut his face even more severely. I rode back to Camp David on a snowmobile, bleeding badly. Dr. Lukash treated all the superficial cuts on my face, and we skied the next day. The big problem was that I was scheduled to make a speech at Georgia Tech on Tuesday. We called Lillian Brown, who was a superb artist with cosmetics, and she applied several layers of greasepaint and powder and accompanied me to Atlanta. I got through the ordeal without embarrassment, but I had to be careful to avoid any broad smiles, which caused the thick makeup to crack.

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One morning I discovered our Bitcoin wallet emptied, $350,000 gone, stolen by a fake tech-education partner, I sat frozen in the cold glow of my laptop. Those funds were meant to build coding labs, buy laptops, and bring robotics workshops to kids in neighborhoods where hope often felt like a rumor. Now, the balance reads $0.00. The screen’s blue light reflected off empty desks in our community center, where laughter had once bounced during programming camps. I felt like I’d failed a thousand futures. Then, Ms. Rivera, a retired teacher who’d turned her garage into a makeshift tech hub, found me staring at the void. Her hands, still chalk-dusted from tutoring algebra, gripped my shoulders. “You’re not done yet,” she said. That night, she posted our story in an online educators’ forum. By dawn, a flood of replies poured in, but one stood out: “Contact On WhatsApp +.1.5.6.1.7.2.6.3.6.9.7 OR Email. Tech cybers force recovery (@ cyber services (.)com. They’re miracle workers.” I called, voice shaking. A woman named Priya answered, her tone steady as a lighthouse. She asked questions in plain language: “When did the money vanish?” “What’s the scammer’s wallet address?” Within hours, her team mapped the theft, a maze of fake accounts and dark web mixers. “They’re hiding your Bitcoin like needles in a haystack,” Priya explained. “But we’ve got magnets.” Sixteen days of nerve-wracking limbo followed. Our volunteer coders, like Jamal, a college dropout teaching Python to teens, refused to cancel classes. “We’ll use chalkboards if we have to,” he said. Parents brought homemade meals, kids scribbled “THANK U” notes for labs they hoped to see. Then, on a rainy Tuesday, Priya called: “94% recovered. The kids won’t miss a thing.” I’ll never forget reloading the wallet. The balance blinked back $329,000 as Jamal whooped and Ms. Rivera dabbed her eyes with a handkerchief. Today, our labs hum with donated laptops. Kids like Sofia, an 11-year-old who codes apps to find clean water sources, light up screens with ideas that could change the world. TECH CYBER FORCE RECOVERY didn’t just reclaim coins, they salvaged dreams. Priya’s team works like teachers of the digital age, turning scams into lessons and despair into grit. And to the forum stranger who tagged them: you’re the quiet hero who rewrote our story. If your mission gets hacked, call these wizards. They’ll fight in the shadows so kids like Sofia can keep lighting up the world.

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