Survey Price Quotes

The newspapers kept stroking my fear. New surveys provided awful statistics on just about everything. Evidence suggested that we were not doing well. Researchers gloomily agreed. Environment psychologists were interviewed. Damage had ‘unwittingly’ been done. There were ‘feared lapses’. There were ‘misconceptions’ about potential. Situations had ‘deteriorated’. Cruelty was on the rise and there was nothing anyone could do about it. The populace was confounded, yet didn’t care. Unpublished studies hinted that we were all paying a price. Scientists peered into data and concluded that we should all be very worried. No one knew what normal behavior was anymore, and some argued that this was a form of virtue. And no one argued back. No one challenged anything. Anxiety was soaking up most people’s days. Everyone had become preoccupied with horror. Madness was fluttering everywhere. There was fifty years of research supporting this data. There were diagrams illustrating all of these problems – circles and hexagons and squares, different sections colored in lime or lilac or gray. Most troubling were the fleeting signs that nothing could transform any of this into something positive. You couldn’t help being both afraid and fascinated. Reading these articles made you feel that the survival of mankind didn’t seem very important in the long run. We were doomed. We deserved it. I was so tired.

It is a measure of a nation their cunning! It is a measure of a nation their strength! And it is a measure of a nation," I leaned forward and screeched, "their mercy!" I leaned back and surveyed the crowd and for some bizarre reason kept right on shouting. The condemned you see before you have been tried justly and meet their sentence fairly. They have done wrong and they will pay for it. But I am not the Winter Princess of a nation who does not see that even the condemned deserve to be treated with respect as they face death. You may think they do not deserve it but it is your duty as Lunwynians to rise above their actions not fall to their depths. They will hang for their crimes and you will watch this sentence carried out.How could that not be enough for you?" I tore my eyes away from the now whispering crowd as those close sent my words far,feeling Frey’s arm still tight around my middle but I ignored it and looked down at the scaffold. Bring her to her feet,” I ordered the guardstanding around Viola and they shifted andstared up at me in stupefaction so I snapped,“ Bring her to her feet! ”They jumped toward Viola who I avoidedlooking at as they helped her up and movedher to her noose. Instead, I looked back tothe crowd and, yep, you guessed it, kept right on shouting. "Today, you witness something infinitely sad. Three people who have gone wrong somewhere in their lives, done wrong be-cause of it and therefore are paying the ulti-mate price. Do not stand there shouting and jeering, demonstrating that they were right to move against this great nation, those for-tunate enough to inhabit her ice-bound earth and those privileged to wear her crowns.Stand there and, as the Lunwynians I know you to be, stand strong, stand proud and stand filled with mercy.

No matter what your reason for wanting to start your own business, developing the foundation is the same. Laying a solid foundation for you business will provide you with a road map to follow as you build your business. As you work through the Start a Business Step-by-Step Workbook you will define the company’s mission, decide what business entity is right for your business, name your business, determine the pricing for your products or services, formulate your financial projections, define your competitors, survey consumers regarding your products or services, determine the marketing methods right for your business and more.

I came back [to school] in the fall, as a full-time boarder, with a certain set to my jaw, determined to go it alone. A summer passed in thoughtful isolation, rowing on a mountain lake, diving from a pier, had made me perfectly reckless. I was going to get myself recognized at whatever price. It was in this cold, empty gambler’s mood, common to politicians and adolescents, that I surveyed the convent setup. If I could not win fame by goodness, I was ready to do it by badness.

When I heard of the shady tactics of the Moonies, my initial indignation was modified by empathy. I remembered only too well all the innocuous-sounding "fronts" operated by Evangelicals in order to witness to sinners, e.g., coffee houses, concerts, philosophical forums, religious surveys. None of these was ever billed for what it was. The idea was to hook the unsuspecting sinner and win an opportunity to tell him the gospel. Similar Machiavellian tactics govern various interpersonal contacts. A campus leader or foreign student may find himself the object of an Evangelical's friendly attention, not realizing he has been singled out for "friendship evangelism" because of his potentially strategic position.

The rise of loneliness as a health hazard tracks with the entrenchment of values and practices that supersede any notion of "individual choices." The dynamics include reduced social programs, less available "common" spaces such as public libraries, cuts in services for the vulnerable and the elderly, stress, poverty, and the inexorable monopolization of economic life that shreds local communities. By way of illustration, let's take a familiar scenario: Walmart or some other megastore decides to open one of its facilities in a municipality. Developers are happy, politicians welcome the new investment, and consumers are pleased at finding a wide variety of goods at lower prices. But what are the social impacts? Locally owned and operated small businesses cannot compete with the marketing behemoth and must close. People lose their jobs or must find new work for lower pay. Neighborhoods are stripped of the familiar hardware store, pharmacy, butcher, baker, candlestick maker. People no longer walk to their local establishment, where they meet and greet one another and familiar merchants they have known, but drive, each isolated in their car, to a windowless, aesthetically bereft warehouse, miles away from home. They might not even leave home at all — why bother, when you can order online? No wonder international surveys show a rise in loneliness. The percentage of Americans identifying themselves as lonely has doubled from 20 to 40 percent since the 1980s, the New York Times reported in 2016. Alarmed by the health ravages, Britain has even found it necessary to appoint a minister of loneliness. Describing the systemic founts of loneliness, the U.S. surgeon general Vivek Murthy wrote: "Our twenty-first-century world demands that we focus on pursuits that seem to be in constant competition for our time, attention, energy, and commitment. Many of these pursuits are themselves competitions. We compete for jobs and status. We compete over possessions, money, and reputations. We strive to stay afloat and to get ahead. Meanwhile, the relationships we prize often get neglected in the chase." It is easy to miss the point that what Dr. Murthy calls "our twenty-first-century world" is no abstract entity, but the concrete manifestation of a particular socioeconomic system, a distinct worldview, and a way of life.

It was so dark in the attic that at first the girls could see little by candlelight. As soon as Nancy’s eyes became accustomed to the dimness, she groped her way forward in the cluttered room. “The attic is really very interesting,” she said, surveying the assortment of boxes and trunks. She called her friends’ attention to a fine old table which stood in one corner. “I believe Mr. March could sell that,” she said. “And look at these old-fashioned hatboxes!” She picked up one of the round, cardboard boxes. On it was the picture of a gay rural scene of early American life. “Let me see that!” exclaimed Bess, blowing off the dust. “Mr. March certainly could get something for this. Only yesterday Mother told me about a hatbox like this which brought a good price at an auction sale.” “There are at least a dozen here!” George declared excitedly. “All in good condition, too!” They were decorated with pictures of eagles and flowers, as well as scenes of American history. Two of them contained velvet bonnets with feather ornaments. “Girls, this attic may be a valuable find!” Nancy exclaimed.

Rhys looked them each in the eye, even my sisters, his hand brushing the back of my own. 'Do you want the inspiring talk or the bleak one?' he asked. 'We want the real one,' Amren said. Rhys pushed his shoulders back, elegantly folding his wings behind him. 'I believe everything happens for a reason. Whether it is decided by the Mother, of the Cauldron, or some sort of tapestry of Fate, I don't know. I don't really care. But I am grateful for it, whatever it is. Grateful that it brought you all into my life. If it hadn't... I might have become as awful as the price we're going to face today. If I had not met an Illyrian warrior-in-training,' he said to Cassian, 'I would not have known the true depth of strength, of resilience, of honour and loyalty.' Cassian's eyes gleamed bright. Rhys said to Azriel, 'If I had not met a shadowsinger, I would not have known that it is the family you make not the one you are born into, that matters. I would not have known what it is to truly hope, even when the world tells you to despair.' Azriel bowed his head in thanks. Mor was already crying when Rhys spoke to her. 'If I had not met my cousin, I would never have learned that light can be found in even the darkest of hells. That kindness can thrive even amongst cruelty.' She wiped away her tears as she nodded. I waited for Amren to offer a retort. But she was only waiting. Rhys bowed his head to her. 'If I had not met a tiny monster who hoards jewels more fiercely than a firedrake...' A quiet laugh from all of us at that. Rhys smiled softly. 'My own power would have consumed me long ago.' Rhys squeezed my hand as he looked to me at last. 'And if I had not met my mate...' His words failed him as silver lined his eyes. He said down the bond, I would have waited five hundred more years for you. A thousand years. And if this was all the time we were allowed to have... The wait was worth it. He wiped away the tears sliding down my face. 'I believe that everything happened, exactly the way it had to... so I could find you.' He kissed another tear away. And then he said to my sisters, 'We have not known each other for long. But I have to believe that you were brought here, into our family, for a reason, too. And maybe today we'll find out why.' He surveyed them all again- and held out his hand to Cassian. Cassian took it, and held out his other for Mor. Then Mor extended her other to Azriel. Azriel to Amren. Amren to Nesta. Nesta to Elain. And Elain to me. Until we were all linked, all bound together. Rhys said, 'We will walk out onto that field and only accept Death when it comes to haul us away to the Otherworld. We will fight for life, for survival, for our futures. But if it is decided by that tapestry of Fate or the Cauldron or the Mother that we do not walk off that field today...' His chin lifted. 'The great joy and honour of my life has been to know you. To call you my family. And I am grateful- more than I can possibly say- that I was given this time with you all.' 'We are grateful, Rhysand,' Amren said quietly. 'More than you know.' Rhys gave her a small smile as the others murmured their agreement. He squeezed my hand again as he said, 'Then let's go make Hybern very ungrateful to have known us, too.

The first cut at the problem—the simplest but still eye-opening—is to ask how much income would have to be transferred from rich countries to poor countries to lift all of the world’s extreme poor to an income level sufficient to meet basic needs. Martin Ravallion and his colleagues on the World Bank’s poverty team have gathered data to address this question, at least approximately. The World Bank estimates that meeting basic needs requires $1.08 per day per person, measured in 1993 purchasing-power adjusted prices. Using household surveys, the Ravallion team has calculated the numbers of poor people around the world who live below that threshold, and the average incomes of those poor. According to the Bank’s estimates, 1.1 billion people lived below the $1.08 level as of 2001, with an average income of $0.77 per day, or $281 per year. More important, the poor had a shortfall relative to basic needs of $0.31 per day ($1.08 minus $0.77), or $113 per year. Worldwide, the total income shortfall of the poor in 2001 was therefore $113 per year per person multiplied by 1.1 billion people, or $124 billion. Using the same accounting units (1993 purchasing power adjusted U.S. dollars), the income of the twenty-two donor countries of the Development Assistance Committee (DAC) in 2001 was $20.2 trillion. Thus a transfer of 0.6 percent of donor income, amounting to $124 billion, would in theory raise all 1.1 billion of the world’s extreme poor to the basic-needs level. Notably, this transfer could be accomplished within the 0.7 percent of the GNP target of the donor countries. That transfer would not have been possible in 1980, when the numbers of the extreme poor were larger (1.5 billion) and the incomes of the rich countries considerably smaller. Back in 1981, the total income gap was around $208 billion (again, measured in 1993 purchasing power prices) and the combined donor country GNP was $13.2 trillion. Then it would have required 1.6 percent of donor income in transfers to raise the extreme poor to the basic-needs level.

The importance of our relationships has even led to attempts to evaluate them in monetary terms. “Putting a Price Tag on Friends, Relatives, and Neighbors: Using Surveys of Life Satisfaction to Value Social Relationships,” a study undertaken in the United Kingdom in 2008, estimated that an increase in social involvements may produce an increase of life satisfaction equivalent to an extra $110,000 a year.

extensive set of surveys with potential customers,

The worker on the ground is busy cutting down trees and undergrowth. The manager supports the worker, keeping him on task and on track. The leader, however, is the person who climbs the tallest tree, surveys the area and works out if they are heading in the right direction. The leader points the way for the others to follow.

Page 310: Here is one of the distinctions between a homogeneous society and a plural society. A plural society is broken up into groups of isolated individuals, and the disintegration of social will is reflected in a corresponding disorganization of social demand. Even in a matter so vital to the whole community as defense against aggression, the people are reluctant to pay the necessary price. In religion and the arts, in the graces and ornaments of social life, there are no standards common to all sections of the community, and standards deteriorate to such a level as all have in common. And because each section is merely an aggregate of individuals, those social wants that men can satisfy only as members of a community remain unsatisfied. Just as the life of an individual in a plural society is incomplete, so his demand tends to be frustrated. Civilization is the process of learning to live a common social life, but in a plural society men are decivilized. All wants that all men want in common are those which they share in common with the animal creation; on a comprehensive survey of mankind from China to Peru these material wants, essential to the sustenance of life, represent the highest common factor of demand. In the plural society the highest common factor is the economic factor, and the only test that all apply in common is the test of cheapness. In such a society the disorganization of social demand allows the economic process of natural selection by the survival of the cheapest to prevail.

best market research companies in Myanmar: With AMT Market Research, you can learn more about Myanmar, a new market with a lot of potential. It is becoming a popular destination for businesses looking to expand in Southeast Asia. However, a thorough comprehension of the local consumer behavior, trends, and regulatory frameworks is necessary for successfully navigating this dynamic and rapidly changing landscape. AMT Market Research, one of the best market research companies in Myanmar, steps in to help businesses thrive by providing actionable insights and data-driven strategies. What Attracts You to AMT Market Research? AMT Market Research is well-known for providing customized, dependable, and comprehensive market research services. With a solid presence in Myanmar, AMT has been at the bleeding edge of assisting both neighborhood and worldwide organizations with figuring out the complexities of this one of a kind market. AMT stands out as one of the best market research companies in Myanmar for the following reasons: Local Knowledge: Myanmar is a nation with distinctive social, cultural, and ec onomic characteristics. AMT Market Research employs seasoned professionals who are well-versed in the dynamics of the local market. They provide in-depth knowledge of consumer behavior, upcoming trends, and potential obstacles unique to Myanmar's market. A Variety of Services: AMT Market Research offers a wide range of services, such as consumer research, competitor analysis, brand positioning, and product testing. Each client receives a service that is tailored to meet their specific requirements, ensuring that insights are accurate and actionable. Insights Driven by Data: To collect data, AMT makes use of cutting-edge research methods like qualitative and quantitative methods. AMT makes sure that the data it collects—from focus groups and surveys to in-depth interviews and field studies—is relevant and aids businesses in making informed decisions. Research on a Specific Sector: AMT Market Research provides industry-specific studies for businesses in the retail, telecom, healthcare, FMCG, and financial sectors. Businesses can more effectively target their audience and optimize their strategies using precise data thanks to this sector-specific approach. Strategic Entry into a Market: AMT provides strategic insights that can assist businesses attempting to navigate the complexities of market entry for the Myanmar market. AMT assists businesses in avoiding costly errors and accelerating growth by comprehending regulatory frameworks and determining the appropriate distribution channels. AMT Market Research's Advantages Accurate Data Collection: Get a clear picture of the market by having access to accurate, real-time data. Recommendations for Taking Action: AMT provides recommendations that assist businesses in taking immediate action in addition to providing data. Cost-effective Options: AMT Market Research is a cost-effective option for businesses of all sizes because they offer competitive pricing for their services. Conclusion: AMT Market Research is your go-to partner if you want your business in Myanmar to succeed long-term and with knowledge. AMT is one of the best market research companies in Myanmar thanks to their data-driven approach, extensive expertise, and wide range of services. Partner with AMT Market Research right away to empower your business with important insights!

The Numbeo Cost of Living Index: This tool shows current prices and rates around the world. Expatistan: Expatistan compares living costs from one city to another or from home to wherever you’re moving. Mercer Cost of Living Survey: Every year, Mercer comes up with an overview on cost-of-living by looking at factors like groceries, restaurants, transportation and accommodation costs across over 440 cities worldwide. It also factors in rental price per square meter for expatriates.

Carlton Church: Australia in Doubt on Building Nuclear Plant With the continuous trend of nuclear proliferation, the nuclear-free Australia is in critical dilemma on whether to start the industry in the country or not. On one end of the coin, the negative effects of nuclear generation will surely cause skepticisms and complaints. On the other side, nuclear fuel industry is worth exploring. Prime Minister Malcolm Turnbull has been reserved when it comes to nuclear talks but he did admit that “Australia should ‘look closely’ at expanding its role in the global nuclear energy industry, including leasing fuel rods to other countries and then storing the waste afterwards”. South Australian Premier Jay Weatherill set up a royal commission in March to undertake an independent investigation into the state’s participation in the nuclear fuel cycle. Carlton Church International, non-profit organization campaigning against nuclear use, says there is no need for Australia to venture into nuclear turmoil as they already have an extensive, low cost coal and natural gas reserves. Other critics has also seconded this motion as it is known that even Turnbull has pointed out that the country has plentiful access to coal, gas, wind and solar sources. During an interview, he also stated, “I’m not talking about the politics. We’ve got so much other affordable sources of energy, not just fossil fuel like coal and gas but also wind, solar. The ability to store energy is getting better all the time, and that’s very important for intermittent sources of energy, particularly wind and solar. But playing that part in the nuclear fuel cycle I think is something that is worth looking at closely”. A survey was also conducted among random people and a lot of them have been reluctant about the nuclear issue. Some fear that the Fukushima Daichii Incident would happen, knowing the extent of the damage it has caused even to those living in Tokyo, Japan. Another review also stated, “We only have to look at the Fukushima disaster in Japan to be reminded of the health, social and economic impacts of a nuclear accident, and to see that this is not a safe option for Australians.” According to further studies by analysts, 25 nuclear reactors can be built around Australia producing a third of the country’s electricity by 2050. But it also found nuclear power would be much more expensive to produce than coal-fired power if a price was not put on carbon dioxide emissions. Greenpeace dismissed nuclear power as “an expensive distraction from the real solutions to climate change, like solar and wind power”. - See more at: carltonchurchreview.blogspot

Many business school professors will tell you to run surveys – i.e., get out there and ask real people if they would buy your product. One way to do this involves hiring a professional market research company to administer surveys to your target market in order to find out the likelihood that they will buy your product and at what price.

One of the prices you have to pay for a life free of oppressive regret is a thorough and brutally honest survey of the entire history of whatever relationship is troubling your soul.

When he had ate his fill, and proceeded from the urgent first cup and necessary second to the voluntary third which might be toyed with at leisure, without any particular outcry seeming to suggest he should be on his guard, he leant back, spread the city’s news before him, and, by glances between the items, took a longer survey of the room. Session of the Common Council. Vinegars, Malts, and Spirituous Liquors, Available on Best Terms. Had he been on familiar ground, he would have been able to tell at a glance what particular group of citizens in the great empire of coffee this house aspired to serve: whether it was the place for poetry or gluttony, philosophy or marine insurance, the Indies trade or the meat-porters’ burial club. Ships Landing. Ships Departed. Long Island Estate of Mr De Kyper, with Standing Timber, to be Sold at Auction. But the prints on the yellowed walls were a mixture. Some maps, some satires, some ballads, some bawdy, alongside the inevitable picture of the King: pop-eyed George reigning over a lukewarm graphical gruel, neither one thing nor t’other. Albany Letter, Relating to the Behaviour of the Mohawks. Sermon, Upon the Dedication of the Monument to the Late Revd. Vesey. Leases to be Let: Bouwerij, Out Ward, Environs of Rutgers’ Farm. And the company? River Cargos Landed. Escaped Negro Wench: Reward Offered. – All he could glean was an impression generally businesslike, perhaps intersown with law. Dramatic Rendition of the Classics, to be Performed by the Celebrated Mrs Tomlinson. Poem, ‘Hail Liberty, Sweet Succor of a Briton’s Breast’, Offered by ‘Urbanus’ on the Occasion of His Majesty’s Birthday. Over there there were maps on the table, and a contract a-signing; and a ring of men in merchants’ buff-and-grey quizzing one in advocate’s black-and-bands. But some of the clients had the wind-scoured countenance of mariners, and some were boys joshing one another. Proceedings of the Court of Judicature of the Province of New-York. Poor Law Assessment. Carriage Rates. Principal Goods at Mart, Prices Current. Here he pulled out a printed paper of his own from an inner pocket, and made comparison of certain figures, running his left and right forefingers down the columns together. Telescopes and Spy-Glasses Ground. Regimental Orders. Dinner of the Hungarian Club. Perhaps there were simply too few temples here to coffee, for them to specialise as he was used.

once in a while, we do need a mapmaker who takes the time to survey the system, uncover hidden paths and powerful levers, and share what they learn with the team. Sometimes the mapmaker must endure solitude in search of discovery, but much of this work is social. Our systems are mostly people, which means our expertise is useless without empathy. And so we study users and interview stakeholders, just as Donella would advise. Before you disturb the system in any way, watch how it behaves. If it’s a piece of music or a whitewater rapid or a fluctuation in a commodity price, study its beat. If it’s a social system, watch it work. Learn its history. Ask people who’ve been around a long time to tell you what has happened.[17] As

The land north of the Ohio River and west of the Appalachians was to be surveyed and marked off in a rectangular pattern—with east-west baselines and north-south ranges—before any of it was sold. This territory was to be divided into townships six miles square, with each township in turn cut up into thirty-six numbered sections of 640 acres each. Land was to be sold at auction, but the minimum price was set at one dollar per acre, and no one could buy less than a section of 640 acres, which meant that a very substantial sum was needed for any purchase. In each township Congress retained four sections for future sale and set aside one other for the support of public education. Although only seven ranges were actually surveyed in southeastern Ohio, this policy of surveying in rectangular units became the basis of America’s land system.

Good news is extrapolated into strong market expectations which are often not realized. As important, investor expectations are negatively correlated with model-based expected returns derived from dividend/price, consumption patterns and market valuation.  Investors, no matter what the level of experience, do not seem to use the models that provide useful information on expected returns. Put differently, when expected return models forecast higher returns, they are usually correct. When the expectations of returns are high from surveys, the actual returns are low. These market expectations are correlated with mutual fund flows. The surveys show expectation that investors actually use, albeit incorrectly.

Adding to the confusion over why the monument counts as a tourist attraction: according to research by the National Geodetic Survey, it’s actually in the wrong spot. In April 2009, the survey found that the Four Corners monument is a bit over 1,807 feet east of where it should be. Perhaps fearing the wrath of the tourists forced by parents and spouses to pose for embarrassing photographs in a spot now known to be meaningless, the NGS surveyors were quick to point out that since Four Corners has been legally recognized by all four states as the intersection of their borders, its current location, though inaccurate, is still legit. As Dave Doyle, chief geodetic surveyor for the NGS, told the Associated Press, “Where the marker is now is accepted. . . . Even if it’s 10 miles off, once it’s adopted by the states, which it has been, the numerical errors are irrelevant.

A survey of 348 male managers at twenty Fortune 500 companies found that fathers from dual-career families put in an average of two fewer hours per week – or about 4 percent less – than men whose wives were at home. That was the only difference between the two groups of men. But the fathers with working wives, who presumably had a few more domestic responsibilities, earned almost 20 percent less.

New Testament Words for Redemption Greek Words English Meanings References agorazō (verb) to purchase or buy in the marketplace 1 Cor. 6:20; 7:23; 2 Peter 2:1; Rev. 5:9; 14:3–4, etc. exagorazō (verb) to purchase from or buy from the marketplace Gal. 3:13; 4:5; Eph. 5:16; Col. 4:5 lytron (noun) a means of release, means of redeeming Matt. 20:28; Mark 10:45 lytroomai (verb) to ransom for release by paying the ransom price Luke 24:21; Titus 2:14; 1 Peter 1:18 lytrōsis (noun) the act of freeing after ransom has been paid Luke 1:68; 2:38; Heb. 9:12 apolytrōsis (noun) an act of setting free, deliverance, release Luke 21:28; Rom. 3:24; 8:23; 1 Cor. 1:30; Eph. 1:7, 14; 4:30; Col. 1:14; Heb. 9:15; 11:35

is a sure source of silver, a place where gold is refined. 2Iron is taken from the earth; rock is smelted into copper. 3Humansx put an end to darkness, dig for ore to the farthest depths, into stone in utter darkness, 4open a shaft away from any inhabitant, places forgotten by those on foot, apart from any human they hang and sway. 5Earth--from it comes food-- is turned over below ground as by fire.y 6Its rocks are the source for lapis lazuli; there is gold dust in it. 7A path-- no bird of prey knows it; a hawk's eye hasn't seen it; 8proud beasts haven't trodden on it; a lion hasn't crossed over it. 9Humans thrust their hands into flint, pull up mountains from their roots, 10cut channels into rocks; their eyes see everything precious. 11They dam up the sources of rivers; hidden things come to light. Wisdom's value 12But wisdom, where can it be found; where is the place of understanding? 13Humankind doesn't know its value; it isn't found in the land of the living. 14The Deepz says, "It's not with me"; the Seaa says, "Not alongside me!" 15It can't be bought with gold; its price can't be measured in silver, 16can't be weighed against gold from Ophir, with precious onyx or lapis lazuli. 17Neither gold nor glass can compare with it; she can't be acquired with gold jewelry. 18Coral and jasper shouldn't be mentioned; the price of wisdom is more than rubies. 19Cushite topaz won't compare with her; she can't be set alongside pure gold. 20But wisdom, where does she come from? Where is the place of understanding? 21She's hidden from the eyes of all the living, concealed from birds of the sky. 22Destructionb and Death have said, "We've heard a report of her." 23God understands her way; he knows her place; 24for he looks to the ends of the earth and surveys everything beneath the heavens. 25In order to weigh the wind, to prepare a measure for waters, 26when he made a decree for the rain, a path for thunderbolts, 27then he observed it, spoke of it, established it, searched it out, 28and said to humankind: "Look, the fear of the LORD is wisdom; turning from evil is understanding.

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How Should I Structure My Pricing? Pricing is the biggest lever in SaaS, and almost no one gets it right out of the gate. Fortunately, you don’t need a PhD to structure your pricing well. Like most things in SaaS, finding the right pricing structure is one part theory, one part experimentation, and one part founder intuition. I wish I could tell you a single “correct” structure, but it varies based on your customer base, the value provided, and the competitive landscape. Most founders price their product too low or create confusing tiers that don’t align with the value a customer receives from the product. On the low end, if you have a product aimed at consumers, you can get away with charging $10 to $15 a month. The problem is at that price point, you’re going to be dealing with high churn, and you won’t have much budget to acquire customers. That can be brutal, but if you have a no-touch sign-up process with a product that sells itself, you can get away with it. Castos’s podcasting software and Snappa’s quick graphic design software are good examples of products that do well with a low average revenue per account (ARPA). You’ll have more breathing room (and less churn) if you aim for an ARPA of $50 a month or more. In niche markets—or where a demo is required or sales cycles are longer—aim higher (e.g., $250 a month and up). If you have a high-touch sales process that involves multiple calls, you need to charge enough to justify the cost of selling it. For example, $1,000 a month and up is a reasonable place to start. If you’re making true enterprise sales that require multiple demos and a procurement process, aim for $30,000 a year and up (into six figures). One of the best signals to guide your pricing is other SaaS tools, and I don’t just mean competition. Any SaaS tool a company in your space might replace you with, a complementary tool or a tool similar to yours in a different vertical can offer guidance, but make sure you don’t just compare features; compare how it’s sold. As mentioned above, the sales process has tremendous influence over how a product should be priced. There are so many SaaS tools out now that a survey of competitive and adjacent tools can give you a mental map of the range of prices you can charge. No matter where your business sits, one thing is true: “If no one’s complaining about your price, you’re probably priced too low.

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Amazon gets criticized—as does Walmart—for squeezing suppliers and forcing them to cut costs. But Bezos sees “relentlessly lowering prices” for consumers as core to Amazon’s mission. For most recent years Amazon has come in first in major surveys of customer satisfaction.

Colonial Policy and Practice: A Comparative Study of Burma and Netherlands India by J. S. Furnivall Page 310: Here is one of the distinctions between a homogeneous society and a plural society. A plural society is broken up into groups of isolated individuals, and the disintegration of social will is reflected in a corresponding disorganization of social demand. Even in a matter so vital to the whole community as defense against aggression, the people are reluctant to pay the necessary price. In religion and the arts, in the graces and ornaments of social life, there are no standards common to all sections of the community, and standards deteriorate to such a level as all have in common. And because each section is merely an aggregate of individuals, those social wants that men can satisfy only as members of a community remain unsatisfied. Just as the life of an individual in a plural society is incomplete, so his demand tends to be frustrated. Civilization is the process of learning to live a common social life, but in a plural society men are decivilized. All wants that all men want in common are those which they share in common with the animal creation; on a comprehensive survey of mankind from China to Peru these material wants, essential to the sustenance of life, represent the highest common factor of demand. In the plural society the highest common factor is the economic factor, and the only test that all apply in common is the test of cheapness. In such a society the disorganization of social demand allows the economic process of natural selection by the survival of the cheapest to prevail.

The first hints of this emerged in the early and mid-1990s, at the tail end of the crack epidemic. Suniya Luthar is now sixty-two, with an infectious smile, bright brown eyes, and short snow-white hair. Back then, she was a fledgling psychologist working as an assistant professor and researcher in the department of psychiatry at the Yale School of Medicine. She was studying resiliency among teenagers in low-income urban communities, and one of her early findings was that the most popular kids were also among the most destructive and aggressive at school. Was this a demographic phenomenon, she wondered, or merely an adolescent one, this tendency to look up to peers who acted out? To find out, she needed a comparison group. A research assistant suggested they recruit students from his former high school in an affluent suburb. Luthar’s team ultimately enlisted 488 tenth graders—about half from her assistant’s high school and half from a scruffy urban high school. The affluent community’s median household income was 80 percent higher than the national median, and more than twice that of the low-income community. The rich community also had far fewer families on food stamps (0.3 percent vs. 19 percent) and fewer kids getting free or reduced-price school lunches (1 percent vs. 86 percent). The suburban teens were 82 percent white, while the urban teens were 87 percent nonwhite. Luthar surveyed the kids, asking a series of questions related to depression and anxiety, drug use ranging from alcohol and nicotine to LSD and cocaine, and participation in delinquent acts at home, at school, and in the community. Also examined were grades, “social competence,” and teachers’ assessments of each student. After crunching the numbers, she was floored. The affluent teens fared poorly relative to the low-income teens on “all indicators of substance use, including hard drugs.” This flipped the conventional wisdom on its head. “I was quite taken aback,” Luthar recalls.

I'll make a bargain with you.' ... Cassian maintained a casual stance. 'If you do an hour of exercises right now, I'll owe you a favour.' 'I don't need any favours from you.' 'Then name your price.' He struggled to calm his racing heart. 'An hour of training for whatever you want.' 'That's a fool's bargain for you.' Her eyes narrowed. 'I thought you were a general. Aren't you supposed to be good at negotiating?' His mouth quirked upward. She wasn't fighting him. 'For you, I have no strategies.' She studied him with unflinching focus. 'Anything I want?' 'Anything.' He added wryly, 'Anything short of you ordering me to fall out of the sky and smash my head on the earth.' She didn't smile the way he'd hoped. Her eyes turned to chips of ice. 'You truly believe me capable of such a thing?' No,' he said without hesitation. Her mouth tightened. Like she didn't believe him. ... She surveyed him again, and Cassian willed himself to stand still, to appear open and nonthreatening and not like his very heart was in his bloody, outstretched hands. She said at last, 'Fine. Let's just say it will be a favour. Of whatever size I wish.' It was dangerous to allow this. Deadly. Stupid. But he said. 'Yes.' He extended his hand. One last time. Keep reaching out your hand. 'A bargain.' He met her steely expression with his own. 'You train with me for an hour, and I'll owe you one favour of whatever size you wish.' 'Agreed.' She slid her hand into his and shook firmly.

Legg Mason was a value shop, and its training program emphasized the classic works on value investing, including Benjamin Graham and David Dodd’s Security Analysis and Graham’s The Intelligent Investor. Each day, the firm’s veteran brokers would stop by and share their insights on stocks and the market. They handed us a Value Line Investment Survey of their favorite stock. Each company possessed the same attributes: a low price-to-earnings ratio, a low price-to-book ratio, and a high dividend yield. More often than not, the company was also deeply out of favor with the market, as evidenced by the long period the stock had underperformed the market. Over and over again, we were told to avoid the high-flying popular growth stocks and instead focus on the downtrodden, where the risk-reward ratio was much more favorable.

A group at Microsoft surveyed a significant number of Microsoft MVPs and asked them what they thought the value of the documentation was as a percentage of the price of the software.[10] The responses were entirely subjective, to be sure, but they provided compelling information that enabled that documentation group to argue for a better percentage of the engineering budget to fund their content improvement efforts.

The largest research study into the question of why women choose abortion - it surveyed twelve hundred patients - found most women cite not one, but several reasons: 74 percent said having a child would interfere with education, work, or their ability to care for dependents; 73 percent said they could not afford a baby now. The women are telling us something that is hiding in plain view: motherhood is really expensive. What's interesting about the costs of motherhood is that most of the costs actually could be reduced, if a government chose to do so. The price of being a mother is not foreordained. There is no "neutral" policy that dictates how much of the cost of mothering should fall on the individual mother. Instead, a country sets the price via a constellation of laws and policies: housing, day care, food, health care, education, and so on.

As we look back and survey the terrain to determine where we’ve been and where we are in relationship to where we’re going, we clearly see that we could not have gotten where we are without coming the way we came. There aren’t any other roads; there aren’t any shortcuts. There’s no way to parachute into this terrain. The landscape ahead is covered with the fragments of broken relationships of people who have tried. They’ve tried to jump into effective relationships without the maturity, the strength of character, to maintain them. But you just can’t do it; you simply have to travel the road. You can’t be successful with other people if you haven’t paid the price of success with yourself.

Nor is it a trivial matter that whites and men do so strongly feel themselves beleaguered by cultural change. In January 2019, South Carolina’s Winthrop poll conducted a fascinating experiment. Winthrop polled people of all races across eleven Southern states. One question was phrased in two slightly different ways. Half of the people surveyed were asked whether they agreed that “whites have privileges that non-whites do not have.” The other half were asked whether they agreed that “non-whites face barriers that whites do not face.” Logically, of course the two questions mean exactly the same thing. But they yielded very different answers. When asked whether they enjoyed special “privilege,” only 50 percent of whites agreed. Among the most conservative whites, only 36 percent agreed. But when asked whether nonwhites faced extra “barriers,” 70 percent of all whites and a majority even of the most conservative whites agreed.18 People do not like being negatively judged. When they feel negatively judged, they hunker down. On the other hand, people do have a sense of fairness. When that is appealed to, they respond more generously. The parlor games that permit people in public forums to speak of whites and men in terms they would never use to speak of other groups exact an important real-world price from American society. They provoke a truculent reaction that otherwise would have lain quiet. Progressive politicians may feel that provoking this reaction is worthwhile if it can mobilize a progressive populist surge. This vision of politics bumps into some inhospitable realities. Of those Americans who did not vote in 2016, the majority—52 percent—were white. Among those who did not vote despite being registered (and those are the nonvoters most likely to show up in 2020) the white majority was even bigger. Nate Cohn of the New York Times estimates that in the industrial Midwest, the population that was registered to vote in 2016 but that did not cast a ballot was 68 percent noncollege white.19 In other words, the most accessible pool of nonvoters in the most decisive region of the country are precisely the group least likely to respond to “Woke” messaging on immigration, race, and gender.

Copious research attests to the disdain of whites for African Americans, from the school-to-prison pipeline, to mass incarceration, to white flight.4 For example, on attitude surveys, most whites say they would prefer neighborhoods that are no more than 30 percent black, and more than half of whites say they would not move into a neighborhood that is 30 percent black or more. Studies of actual mobility patterns not only confirm these preferences, but also show that whites downplay them. White flight has been triggered when a formerly white neighborhood reaches 7 percent black, and in neighborhoods with more than a few black families, white housing demand tends to disappear.5 (That is, the demand disappears unless white people need that housing because of unaffordable home prices in other neighborhoods. In that case, black people are pushed out as gentrification increases. Brooklyn, Harlem, Oakland, and Seattle are prime examples.)

There can be nothing more private than the genetic code we carry, right? I asked during one of my presentations to the audience - how many of you would share your DNA samples if I can offer you free Gene sequencing. It can effectively predict your future health. About 40% of the audience raised their hand. The remaining 60% thought privacy was an issue. When I did a similar survey among millennials – more than 80% agreed to share. The gene sequencing currently costs 1000 dollars, but the price has been coming down consistently. If it really becomes free one day, I don’t think anyone will hesitate to share this most personal data. In the digital age, privacy is just wishful thinking because the benefit of sharing data far outweighs privacy concerns.

The Church held to a labor theory of value, later articulated by Karl Marx. A fair and just price was placed on every article. Coming between the producer and consumer to make a profit was considered wrong. (P.130)

Raising capital. Organisations like Rio Tinto, TomTom and GKN have all raised significant sums through the equity markets. Refinancing debt. Some companies, like Yell and Schaeffler, have rolled over billions in bank finance. However, many businesses are still finding banks reluctant to lend and have turned to bond issuance as an alternative. Divestment. Companies can sell off valuable assets, such as Barclays did with Barclays Global Investors, and it is always better to do so before a crisis; otherwise it will be seen for the fire sale it is and the price will be a fire-sale price. Furthermore, any sell-off that weakens a firm’s core capability or its long-term competitive position may also shorten its life. Cut costs but not capability The managing uncertainty survey revealed that the most common action that companies took when the financial crisis struck was to cut costs. Some 82% of respondents cut costs. When asked about their future responses to uncertainty, 76% indicated they would continue to focus on cost reduction.

Total retail sales rose 0.7 percent in November, as holiday shopping began, and that came despite a sharp tumble in gasoline prices that reduced the dollar value of sales at gas stations by 0.8 percent. Analysts had expected a rise of only 0.4 percent. Read narrowly, the results show that some survey data suggesting weak post-Thanksgiving Black Friday sales was misleading at best; retail trade groups said at the time that they believed consumers spread their spending more evenly through November than they have in the past, and that appears to hold up.

This was what Ronald Inglehart called a “postmaterialist generation,” preoccupied with personal self-realization rather than material possessions or safety. In 1970, Inglehart surveyed people across six Western countries. Among those who had grown up during World War II, materialist values outranked postmaterialist by as much as three to one. But “postmaterialism” dominated the cohort of people between the ages of fifteen and twenty-four, who had been born after the war. Which category one belonged to was an extremely accurate predictor of how one felt about the student movement. Out of those who favored “materialist” values like order and price stability, only 16 percent supported student protests. Of those who prioritized “postmaterialist” values such as political participation and freedom of speech, 71 percent did.

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