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Whatever you do, do it with passion; learn new things, set new standards. If you fall down, get up; just get going, non-stop. This is how dreams come true.

The Reformation was an attempt to put the Bible at the heart of the Church again--not to give it into the hands of private readers. The Bible was to be seen as a public document, the charter of the Church's life; all believers should have access to it because all would need to know the common language of the Church and the standards by which the Church argued about theology and behaviour. The huge Bibles that were chained up in English churches in the sixteenth century were there as a sign of this. It was only as the rapid development of cheap printing advanced that the Bible as a single affordable volume came to be within everyone's reach as something for individuals to possess and study in private. The leaders of the Reformation would have been surprised to be associated with any move to encourage anyone and everyone to form their own conclusions about the Bible. For them, it was once again a text to be struggled with in the context of prayer and shared reflection.

A network of right-wing think tanks seized on Friedman’s proposal and descended on the city after the storm. The administration of George W. Bush backed up their plans with tens of millions of dollars to convert New Orleans schools into “charter schools,” publicly funded institutions run by private entities according to their own rules. Charter schools are deeply polarizing in the United States, and nowhere more than in New Orleans, where they are seen by many African-American parents as a way of reversing the gains of the civil rights movement, which guaranteed all children the same standard of education. For Milton Friedman, however, the entire concept of a state-run school system reeked of socialism.

The corollary of new crimes that only some people can commit is to exempt others from punishment for standard crimes—indeed, to pro vide a license to kill. Harriet Harman, deputy leader of the British Labour Party and Minister for Women, proposes allowing women to kill their “intimate partners” with impunity if they kill while “claiming past, or fear of future, abuse from male partners.” Murder would thus be condoned if a woman claimed to have suffered “conduct which caused the defendant to have a justifiable sense of being seriously wronged.” How the dead (and unproven) “abusers” could establish their innocence is not discussed in the proposal. “Effectively, what Harman and the ultra-feminist lobby want is a licence for women to kill,” writes Erin Pizzey, a long-time advocate for domestic violence victims, who has reacted in horror at the hijacking of the movement by ideological extremists. “Women can murder as long as their sense of victimhood is sufficiently powerful. . . . Rather than reducing violence, Harriet Harman’s proposals could become a charter for domestic chaos, as vengeful women believe they can butcher partners they come to loathe, inventing incidents of abuse or exaggerating fears of assault.” Robert Whelan of the Civitas think-tank accused the government of introducing “gang law” into the legal system. Lyn Costello of Mothers Against Murder and Aggression described the changes as “utter madness.” “We need clear laws, not more grey areas. . . . Unless there are really exceptional circumstances, such as self-defence or protecting yourself or family, then there is no excuse for killing someone, and it should be murder.

Indeed, what Donald Trump, the President of the United States stated, relating to Iran, it waves a reality that, “oppressive regimes cannot endure forever.” I agree; however, I realize that Trump has not, a clue of saying it in the face of determination of Palestinian and Kashmiries, as gravely oppressed people, which he ignores to realize and not dare to have a word for their rights of self-determination. The White House humiliates and rejects the unanimous decisions of the member States of the United Nations, even never realized its oppressive behaviour and actions while the US regime considers that, maintaining of law and order and peace in the protest of a few groups against Iran's elected government as oppressive conduct. I can only suggest to the White House, to abide the values of the United Nations Charter, which the United States signed, and refrain from internal issues of other nations since for that the United Nations can notice such matters. A majority of Irani people, enjoy its system and do not want to change it; it is the White House that wants a change in Iran and the Muslim world. The dignified and honourable people build its societies and living standards, with own resources, not the cost of other countries. I wish Donald Trump a long life, sound health, wisdom and Happy New Year.

Where each entry is akin to a mini project charter for that work package; including such information as a description of the work, [Cost] estimates, [Scope] requirements & technical references, acceptance criteria & [Quality] standards, [People] & [Resource] needs, assumptions & constraints, [Time] duration & milestones.

It must appear to every one (...) a matter of the greatest surprise, to observe the universal prevalence of prejudice and custom in the minds of the Men. (...) If this haughty sex would have us believe they have a natural superiority over us, why do not they prove their charter from Nature, by making use of reason to subdue themselves. (...) But it will be impossible for us, without forfeiting that reason, ever to acknowledge ourselves inferior to creatures, who make no other use of the sense they boast of (...) led away captive by prejudice, and sacrifying justice, truth and honour, to inconsiderate custom

Know Singapore’s Credit Bureau to Get License Money Lender Approval Do you ever wonder how a licensed money lender like banks get the information they need to decide whether they will approve your loan or not? In this article, you’ll know the Credit Bureau Singapore (CBS) role on the moneylenders’ process of lending money. History of CBS Association of Banks in Singapore (ABS) and DBIC Holdings owns CBS. It was founded on November 15, 2002, and its key role is to serve as a financial risk management tool for financial institutions. Among CBS founders’ are Citibank, United Overseas Bank (UOB), Development Bank of Singapore (DBS), Oversea-Chinese Banking Corporation (OCBC), American Express, ANZ, Maybank, HSBC and Standard Chartered Bank. Key Role of CBS on Licensed Money Lender Loan Approval The CBS is a private company established to help financial companies and credit card institutions to evaluate the threats and opportunities of giving credit to possible or current customers. To put simply, when you apply for a loan, the CBS gives the licensed moneylender your credit report. This credit report reflects your credit information such as credit history, repayment track, and in some cases default records, lawsuit, and bankruptcy reports. This valuable information is collected from financial institutions and other public data resources (like subpoena and data of bankruptcy) which is part of CBS. The Banking Act allows the CB to get such customer’s confidential data and produce a “complete risk profile.” CBS follows a stringent code of conduct to protect the consumer’s data privacy. Only the official members of CBS can access and use the credit information. Licensed money lender should not disclose any information about their clients’ credit background to any third party. The CB also cannot collect customer’s personal data such as contact numbers, home address, credit limit, and salary. Now that you finally know who helps licensed money lender to decide your loan’s approval, you should now know that borrowing money is not as simple as it sounds. Multiple agencies are working together to check whether you are worthy of the money.

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Mr. Winston once purchased a 726-carat stone in London, setting off a heated debate about the safest way to get it back to the States. A league of bodyguards? Chartered ship? Colossal insurance policy? Harry Winston wouldn’t say which method he’d picked. Two weeks later, the priceless jewel arrived at his Fifth Avenue store, sent via standard registered mail, for 64 cents postage.

committed a small oversight, and yet one that almost destroyed their venture. They had assumed that they would deliver the kerosene in bulk to various localities, and that the eager customers would line up with their own receptacles to be filled. The customers were expected to use old Standard Oil tin cans. But they did not. Throughout the Far East, Standard’s blue oil tins had become a prized mainstay of the local economies, used to construct everything from roofing to birdcages to opium cups, hibachis, tea strainers, and egg beaters. They were not about to give up such a valuable product. The whole scheme was now threatened—not by the machinations of 26 Broadway or by the politics of the Suez Canal, but by the habits and predilections of the peoples of Asia. A local crisis was created in each port, as the kerosene went unsold, and despairing telegrams began to flow into Houndsditch. In the quickness and ingenuity of his response to the crisis, Marcus proved his entrepreneurial genius. He sent out a chartered ship, filled with tinplate, to the Far East, and simply instructed his partners in Asia to begin manufacturing tin receptacles for the kerosene. No matter that no one knew how to do so; no matter that no one had the facilities. Marcus persuaded them they could do it. “How do you stick on the wire handles?” the agent in Singapore wrote to Samuel’s representative in Japan. Instructions were sent. “What color do you suggest?” cabled the agent in Shanghai. Mark gave the answer—“Red!

Their owners returned to Philadelphia each fall, leaving the resort a ghost town. Samuel Richards realized that mass-oriented facilities had to be developed before Atlantic City could become a major resort and a permanent community. From Richards’ perspective, more working-class visitors from Philadelphia were needed to spur growth. These visitors would only come if railroad fares cost less. For several years Samuel Richards tried, without success, to sell his ideas to the other shareholders of the Camden-Atlantic Railroad. He believed that greater profits could be made by reducing fares, which would increase the volume of patrons. A majority of the board of directors disagreed. Finally in 1875, Richards lost patience with his fellow directors. Together with three allies, Richards resigned from the board of directors of the Camden-Atlantic Railroad and formed a second railway company of his own. Richards’ railroad was to be an efficient and cheaper narrow gauge line. The roadbed for the narrow gauge was easier to build than that of the first railroad. It had a 3½-foot gauge instead of the standard 4 feet 8½ inches, so labor and material would cost less. The prospect of a second railroad into Atlantic City divided the town. Jonathan Pitney had died six years earlier, but his dream of an exclusive watering hole persisted. Many didn’t want to see the type of development that Samuel Richards was encouraging, nor did they want to rub elbows with the working class of Philadelphia. A heated debate raged for months. Most of the residents were content with their island remaining a sleepy little beach village and wanted nothing to do with Philadelphia’s blue-collar tourists. But their opinions were irrelevant to Samuel Richards. As he had done 24 years earlier, Richards went to the state legislature and obtained another railroad charter. The Philadelphia-Atlantic City Railway Company was chartered in March 1876. The directors of the Camden-Atlantic were bitter at the loss of their monopoly and put every possible obstacle in Richards’ path. When he began construction in April 1877—simultaneously from both ends—the Camden-Atlantic directors refused to allow the construction machinery to be transported over its tracks or its cars to be used for shipment of supplies. The Baldwin Locomotive Works was forced to send its construction engine by water, around Cape May and up the seacoast; railroad ties were brought in by ships from Baltimore. Richards permitted nothing to stand in his way. He was determined to have his train running that summer. Construction was at a fever pitch, with crews of laborers working double shifts seven days a week. Fifty-four miles of railroad were completed in just 90 days. With the exception of rail lines built during a war, there had never been a railroad constructed at such speed. The first train of the Philadelphia-Atlantic City Railway Company arrived in the resort on July 7, 1877. Prior to Richards’ railroad,

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America’s abandonment of the gold standard would have shocked the founders, who took for granted that money had to be more than mere paper. More than anything, going off gold (which occurred in stages, culminating under Nixon) expanded the Fed’s charter. It made the agency the supreme arbiter

John Cryan, the former chief financial officer of UBS, will replace Mr Jain. Mr Fitschen will not be replaced, meaning that from next year, Mr Cryan, a 54-year-old Briton, will be in sole charge. Following Brady Dougan at Credit Suisse and Peter Sands at Standard Chartered, Mr Jain and Mr Fitschen are the latest heads to roll at top banks, which since the financial crisis have been hit by tougher regulation, sluggish markets and conduct problems. The news comes just over a month after Deutsche unveiled a strategy designed to bolster shareholder returns, which were just 2.7 per cent in 2014 and have been hit by a slew of fines, including a $2.5bn penalty for Deutsche’s involvement in the Libor scandal.

What Is CA - A Chartered Accountant (CA) is a highly respected professional in the fields of accounting, finance, and business. Chartered Accountants are equipped with comprehensive knowledge and skills, making them essential for the financial health and growth of businesses, governments, and individuals. Their expertise spans a broad range of services, including financial reporting, auditing, taxation, management accounting, and advisory services. The designation of Chartered Accountant signifies a commitment to the highest standards of professionalism, ethics, and continuous learning.

In April 2018, eighth graders at Great Hearts Monte Vista North charter school in San Antonio were asked to complete a worksheet titled “The Life of Slaves: A Balanced View,” which had two columns in which the students were meant to write the “positive” elements of slavery in one and the “negative” elements in the other. A textbook that had been used at the school included a description of how slavery included “kind and generous owners” and enslaved people who “may not have even been terribly unhappy.” The Texas State Board of Education has since revised the standards so that, across the state, slavery is understood to have played a “central role” in causing the Civil War.

THE HORROR OF THE UNPROFESSIONAL I was surprised to learn that when Secretary of Defense Ashton Carter wanted to scold Russia for its campaign of airstrikes in Syria in the fall of 2015, the word he chose to apply was “unprofessional.” Given the magnitude of the provocation, it seemed a little strange—as though he thought there were an International Association of Smartbomb Deployment Executives that might, once alerted by American officials, hold an inquiry into Russia’s behavior and hand down a stern reprimand. On reflection, slighting foes for their lack of professionalism was something of a theme of the Obama years. An Iowa Democrat became notorious in 2014, for example, when he tried to insult an Iowa Republican by calling him “a farmer from Iowa who never went to law school.” Similarly, it was “unprofessionalism” (in the description of Thomas Friedman) that embarrassed the insubordinate Afghan-war General Stanley McChrystal, who made ill-considered remarks about the president to Rolling Stone magazine. And in the summer of 2013, when National Security Agency contractor Edward Snowden exposed his employer’s mass surveillance of email and phone calls, the aspect of his past that his detractors chose to emphasize was … his failure to graduate from high school.14 How could such a no-account person challenge this intensely social-science-oriented administration? But it was public school teachers who made the most obvious target for professional reprimand by the administration. They are, after all, pointedly different from other highly educated professions: Teachers are represented by trade unions, not proper professional associations, and their values of seniority and solidarity conflict with the cult of merit embraced by other professions. For years, the school reform movement has worked to replace or weaken teachers’ unions with remedies like standardized testing, charter schools, and tactical deployment of the cadres of Teach for America, a corps of enthusiastic graduates from highly ranked colleges who take on teaching duties in classrooms across the country after only minimal training.

Team Obama joined the fight against teachers unions from day one: the administration supported charter schools and standardized tests; they gave big grants to Teach for America. In Jonathan Alter’s description of how the administration decided to take on the matter, it is clear that professionalism provided the framework for their thinking. Teachers’ credentials are described as somewhat bogus; they “often bore no relationship to [teachers’] skills in the classroom.” What teachers needed was a more empirical form of certification: they had to be tested and then tested again. Even more offensive to the administration was the way teachers’ unions had resisted certain accountability measures over the years, resulting in a situation “almost unimaginable to professionals in any other part of the economy,” as Alter puts it.15 As it happens, the vast majority of Americans are unprofessional: they are the managed, not the managers. But people whose faith lies in “cream rising to the top” (to repeat Alter’s take on Obama’s credo) tend to disdain those at the bottom. Those who succeed, the doctrine of merit holds, are those who deserve to—who race to the top, who get accepted to “good” colleges and get graduate degrees in the right subjects. Those who don’t sort of deserve their fates. “One of the challenges in our society is that the truth is kind of a disequalizer,” Larry Summers told journalist Ron Suskind during the early days of the Obama administration. “One of the reasons that inequality has probably gone up in our society is that people are being treated closer to the way that they’re supposed to be treated.”16 Remember, as you let that last sentence slide slowly down your throat, that this was a Democrat saying this—a prominent Democrat, a high-ranking cabinet official in the Clinton years and the man standing at the right hand of power in the first Obama administration.* The merit mind-set destroyed not only the possibility of real action against inequality; in some ways it killed off the hopes of the Obama presidency altogether. “From the days of the 2008 Obama transition team offices, it was clear that the Administration was going to be populated with Ivy Leaguers who had cut their teeth, and filled their bank accounts, at McKinsey, Goldman Sachs and Citigroup,” a labor movement official writes me. The President, who was so impressed with his classmates’ intelligence at Harvard and Columbia, gave them the real reins of power, and they used those reins to strangle him and his ambition of being a transformative President. The overwhelming aroma of privilege started at the top and at the beginning.… It reached down deep into the operational levels of government, to the lowest-level political appointees. Our members watched this process unfold in 2009 and 2010, and when it came time to defend the Obama Administration at the polls in 2010, no one showed up. THE

In 1995, as governor of Texas, Bush revamped education in the state with Senate Bill 1. Running for governor, he promised more charter schools, more accountability, and more money for school vouchers. The goal of Bush’s model was for school districts to abandon state regulations and create competition among schools that demonstrated high standardized test scores. Charter schools would be the incubator of this competition. Senate Bill 1 also replaced the traditional school governance model with a corporate structure that stripped most managerial and regulatory power away from the state board of education.46

advisors who’ve earned designations from institutions with these tougher standards are more highly regarded by most Bogleheads. Two of the professional designations that fall into this highly regarded category include the Chartered Financial Advisor (CFA) and the Certified Financial Planner (CFP).

The great divergence 1. Some questions arise from why we need to study economic history: 'why are some countries rich and others poor?'/ 'why did the Industrial Revolution happen in England rather than France' 2. time span of history 1500-1800: the mercantilist era. The leading European countries sought to increase their trade by acquring colonies and using tariffs and war to prevent other countries from trading with them. European manufacturing was promoted at the expense of the colonies, but economic development, as such, was not the objective 19th century: Western Europe and the USA made economic development a priority and tried to achieve it with a standard set of four policies: creation of a unified national market by eliminating internal tariffs and building transportation infrastructure; the erection of an external tariff to protect their industries from British competition; the chartering of banks to stablise the currency and finance industrial investment; the establishment of mass education to upgrade the labour force. --> the government play a critical role in promoting economic. and we can get to know that European countries had used the tarrif protection to thrive their economic before. also by boosting the transportation infrastructure and education section, along with the function of bank, economic can proliferate 20th century: the policies above proved less effective in countries that had not yet developed. most new technology is not cost-effective in low-wage countries, but it is what they need in order to catch up to the West. Most countries have adopted modern technology to some degree, but not rapidly enough to overtake the rich countries. the coutries that have closed the gap with West have done so with Big Push that has used planning and investment coordination to jump ahead. --> that can explain the Mattew Effect: as the rich will be richer, poor will get poorer.

About half of the Private Suite’s members are based in L.A., but de Becker is seeing more travelers from the Middle East, Russia, and Europe sign up. In many cases, Hollywood stars expect studios to cover the cost of the Private Suite in their movie deals. “It’s becoming a standard contract term, like first class travel or luxury hotels,” de Becker said. For paying customers, the price might seem ridiculously high, but it’s a bargain compared with the cost of a charter, de Becker pointed out. Instead of spending $200,000 to charter a flight to London, a studio can use the Private Suite and spend a fraction of that getting stars and their assistants to London on a commercial flight. Members of the Private Suite pay $4,500 to join—service for each flight costs $2,700. It’s possible to use the service à la carte if you’re not a member for $4,000 per trip.

The ideas of privatization, charter schools, Teach for America, the extremes of the accountability movement, merit pay, increased standardized testing, free market competition—all are promulgated and financially supported by corporate foundations, which indeed have those funds because they can avoid paying the taxes that the rest of us must foot. Thus, educational policy has been virtually hijacked by the wealthiest citizens, whom no one elected and who are unlikely ever to have had a child in the public schools.

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