Save Money Quotes

A Penny Saved is a Penny Earned

You're the girl who called me an asshole the first time we spoke. The girl who tried to pay for lunch even after you learned I have more money than God. You're the girl who risked her ass to save a dying dog, who makes my chest ache whether you're wearing green silk or ripped jeans. You're the girl that I--" Noah stopped, then took a step closer to me. "You are my girl.

You should've just gotten a kids' meal.' Adrian told me, pointing to my half-eaten burger and fries. 'You could've saved me a lot of money. And gotten a toy.

The books are to remind us what asses and fool we are. They're Caeser's praetorian guard, whispering as the parade roars down the avenue, "Remember, Caeser, thou art mortal." Most of us can't rush around, talking to everyone, know all the cities of the world, we haven't time, money or that many friends. The things you're looking for, Montag, are in the world, but the only way the average chap will ever see ninety-nine per cent of them is in a book. Don't ask for guarantees. And don't look to be saved in any one thing, person, machine, or library. Do your own bit of saving, and if you drown, at least die knowing you were headed for shore.

Maybe the life I think I'm living is a paranoid delusion...Sanity is a valuable possession; I hoard it the way people once hoarded money. I save it, so I will have enough, when the time comes.

Sanity is a valuable possesion; I hoard it the way people once hoarded money. I save it, so I will have enough, when the time comes.

A man doesn't say I will starve myself to death to keep from starving, or that he'd spend all of his money to save money. Why should he be willing to die for the privilege of living?

If nothing could save us, not money, not a male body, and not even studying, we might as well destroy everything immediately.

It's nice to have a lot of money, but you know, you don't want to keep it around forever. I prefer buying things. Otherwise, it's a little like saving sex for your old age.

The less you eat, drink, buy books, go to the theatre or to balls, or to the pub, and the less you think, love, theorize, sing, paint, fence, etc., the more you will be able to save and the greater will become your treasure which neither moth nor rust will corrupt—your capital. The less you are, the less you express your life, the more you have, the greater is your alienated life and the greater is the saving of your alienated being.

Still, despite all this, traveling is the great true love of my life. I have always felt, ever since I was sixteen years old and first went to Russia with my saved-up babysitting money, that to travel is worth any cost or sacrifice. I am loyal and constant in my love for travel, as I have not always been loyal and constant in my other loves. I feel about travel the way a happy new mother feels about her impossible, colicky, restless, newborn baby--I just don't care what it puts me through. Because I adore it. Because it's mine. Because it looks exactly like me. It can barf all over me if it wants to--I just don't care.

Most adults are just hollowed out. You watch them try to fill themselves up with booze or money or God or fame or whatever they worship, and it all rots them from the inside until nothing is left but the money or the booze or God they though would save them. Adults think they are wielding power, but really power is wielding them.

Never work just for money or for power. They won't save your soul or help you sleep at night.

The world is like a ride in an amusement park, and when you choose to go on it you think it's real because that's how powerful our minds are. The ride goes up and down, around and around, it has thrills and chills, and it's very brightly colored, and it's very loud, and it's fun for a while. Many people have been on the ride a long time, and they begin to wonder, "Hey, is this real, or is this just a ride?" And other people have remembered, and they come back to us and say, "Hey, don't worry; don't be afraid, ever, because this is just a ride." And we … kill those people. "Shut him up! I've got a lot invested in this ride, shut him up! Look at my furrows of worry, look at my big bank account, and my family. This has to be real." It's just a ride. But we always kill the good guys who try and tell us that, you ever notice that? And let the demons run amok … But it doesn't matter, because it's just a ride. And we can change it any time we want. It's only a choice. No effort, no work, no job, no savings of money. Just a simple choice, right now, between fear and love. The eyes of fear want you to put bigger locks on your doors, buy guns, close yourself off. The eyes of love instead see all of us as one. Here's what we can do to change the world, right now, to a better ride. Take all that money we spend on weapons and defenses each year and instead spend it feeding and clothing and educating the poor of the world, which it would pay for many times over, not one human being excluded, and we could explore space, together, both inner and outer, forever, in peace.

You don’t need no gun control, you know what you need? We need some bullet control. Men, we need to control the bullets, that’s right. I think all bullets should cost five thousand dollars… five thousand dollars per bullet… You know why? Cause if a bullet cost five thousand dollars there would be no more innocent bystanders. Yeah! Every time somebody get shut we’d say, ‘Damn, he must have done something ... Shit, he’s got fifty thousand dollars worth of bullets in his ass.’ And people would think before they killed somebody if a bullet cost five thousand dollars. ‘Man I would blow your fucking head off…if I could afford it.’ ‘I’m gonna get me another job, I’m going to start saving some money, and you’re a dead man. You’d better hope I can’t get no bullets on layaway.’ So even if you get shot by a stray bullet, you wouldn't have to go to no doctor to get it taken out. Whoever shot you would take their bullet back, like "I believe you got my property.

But the penciled sheets did not seem like nor smell like the library book so she had given it up, consoling herself with the vow that when she grew up, she would work hard, save money and buy every single book that she liked.

I favor the policy of economy, not because I wish to save money, but because I wish to save people.

Saving is the gap between your ego and your income.

We have grown literally afraid to be poor. We despise anyone who elects to be poor in order to simplify and save his inner life. If he does not join the general scramble and pant with the money-making street, we deem him spiritless and lacking in ambition

Any fool can spend money. But to earn it and save it and defer gratification—then you learn to value it differently.

Here are some questions I am constantly noodling over: Do you splurge or do you hoard? Do you live every day as if it's your last, or do you save your money on the chance you'll live twenty more years? Is life too short, or is it going to be too long? Do you work as hard as you can, or do you slow down to smell the roses? And where do carbohydrates fit into all this? Are we really all going to spend our last years avoiding bread, especially now that bread in American is so unbelievable delicious? And what about chocolate?

If you dear little girls would only learn what real beauty is, and not pinch and starve and bleach yourselves out so, you'd save an immense deal of time and money and pain. A happy soul in a healthy body makes the best sort of beauty for man or woman.

That's me," Ronan said. "He saves people; I take their lunch money.

There are moments that cry out to be fulfilled. Like, telling someone you love them. Or giving your money away, all of it. Your heart is beating, isn’t it? You’re not in chains, are you? There is nothing more pathetic than caution when headlong might save a life, even, possibly, your own.

Savings can be created by spending less. You can spend less if you desire less. And you will desire less if you care less about what others think of you.

What good is money to you if you're going to die? It's not often that money can save someone's life.

Poverty is not being able to protect your family. Poverty is not being able to save your children when mothers with more money could. And because the strongest instinct of a mother is to protect her children, poverty is the most disempowering force on earth.

Organization isn't about perfection; it's about efficiency, reducing stress and clutter, saving time and money and improving your overall quality of life.

Yes, the money could be better spent on Earth. But would it? Since when has money saved by government redlining been spent on education and cancer research? It is always squandered. Let's squander some on Mars. Let's go out and play.

All wars are sacred,” he said. “To those who have to fight them. If the people who started wars didn’t make them sacred, who would be foolish enough to fight? But, no matter what rallying cries the orators give to the idiots who fight, no matter what noble purposes they assign to wars, there is never but one reason for a war. And that is money. All wars are in reality money squabbles. But so few people ever realize it. Their ears are too full of bugles and drums and the fine words from stay-at-home orators. Sometimes the rallying cry is ’save the Tomb of Christ from the Heathen!’ Sometimes it’s ’down with Popery!’ and sometimes ‘Liberty!’ and sometimes ‘Cotton, Slavery and States’ Rights!

A pious man explained to his followers: 'It is evil to take lives and noble to save them. Each day I pledge to save a hundred lives. I drop my net in the lake and scoop out a hundred fishes. I place the fishes on the bank, where they flop and twirl. "Don't be scared," I tell those fishes. "I am saving you from drowning." Soon enough, the fishes grow calm and lie still. Yet, sad to say, I am always too late. The fishes expire. And because it is evil to waste anything, I take those dead fishes to market and I sell them for a good price. With the money I receive, I buy more nets so I can save more fishes.

To really change the world, we have to help people change the way they see things. Global betterment is a mental process, not one that requires huge sums of money or a high level of authority. Change has to be psychological. So if you want to see real change, stay persistent in educating humanity on how similar we all are than different. Don't only strive to be the change you want to see in the world, but also help all those around you see the world through commonalities of the heart so that they would want to change with you. This is how humanity will evolve to become better. This is how you can change the world. The language of the heart is mankind's main common language.

Even if a man has everything - money, power, the key to eternal life - he still is nothing if he is without a family to love him and for him to love.

If you wish to get rich, save what you get. A fool can earn money; but it takes a wise man to save and dispose of it to his own advantage.

Give me a cat over a kid any day.   You can open up a bag of Meow Mix, plop it down on the floor next to a bucket of water, go on vacation for a week, and come home to an animal that is so busy licking it’s own ass that it has no idea you were even gone.   You can’t do that with a kid.   Well, I guess you could, but I’m sure it’s frowned upon in most circles.   And if my kid could lick his own ass, I’d have saved a shit load of money on diapers, I can tell you that.

I almost miss the sound of your voice but know that the rain outside my window will suffice for tonight. I’m not drunk yet, but we haven’t spoken in months now and I wanted to tell you that someone threw a bouquet of roses in the trash bin on the corner of my street, and I wanted to cry because, because — well, you know exactly why. And, I guess I’m calling because only you understand how that would break my heart. I’m running out of things to say. My gas is running on empty. I’ve stopped stealing pages out of poetry books, but last week I pocketed a thesaurus and looked for synonyms for you but could only find rain and more rain and a thunderstorm that sounded like glass, like crystal, like an orchestra. I wanted to tell you that I’m not afraid of being moved anymore; Not afraid of this heart packing up its things and flying transcontinental with only a wool coat and a pocket with a folded-up address inside. I’ve saved up enough money to disappear. I know you never thought the day would come. Do you remember when we said goodbye and promised that it was only for then? It’s been years since I last saw you, years since we last have spoken. Sometimes, it gets quiet enough that I can hear the cicadas rubbing their thighs against each other’s. I’ve forgotten almost everything about you already, except that your skin was soft, like the belly of a peach, and how you would laugh, making fun of me for the way I pronounced almonds like I was falling in love with language.

There are just three things that you can do with Money: save, give, or invest. Somehow in here in America, with all our creativity, we have invented a fourth use for money: we can squander it

A system of capitalism presumes sound money, not fiat money manipulated by a central bank. Capitalism cherishes voluntary contracts and interest rates that are determined by savings, not credit creation by a central bank.

There are moments that cry out to be fulfilled. Like, telling someone you love them. Or giving your money away, all of it. Your heart is beating, isn't it? You're not in chains, are you? There is nothing more pathetic than caution when headlong might save a life, even, possibly, your own.

Marion was my mother's name. She died defending Aelin Galathynius from her assassin. My mother bought Aelin time to run - to get away so she could one day return to save us all... I have no lands, no money, no army to offer Aelin Galathynius. But I will find her - and help her in whatever way I can. If only to keep one girl, just one, from ever enduring what I did. - Elide

friend request from ........." a) the girl who said you were ugly. b) the girl who said your voice was off-key. c) the girl who refused to defend you. d) the girl who laughed at you behind your back & to your face. e) the girl who took your lunch money every day because she said you didn't need to eat. f) the girl who said you were "fat" even after you starved yourself to death. g) the girl who was supposed to be your best friend. h) all the above. -keep pressing ignore, lovely.

For as long as I can remember, my father saved. He saves money, he saves disfigured sticks that resemble disfigured celebrities, and most of all, he saves food. Cherry tomatoes, sausage biscuits, the olives plucked from other people's martinis --he hides these things in strange places until they are rotten. And then he eats them.

Sanity is a valuable possession; I hoard it the way people once hoarded money. I save it, so I will have enough, when the time comes.

Not a hope. I know where I am, and who, and what day it is. These are the tests, and I am sane. Sanity is a valuable possession; I hoard it the way people once hoarded money. I save it, so I will have enough, when the time comes.

Librarians are essential players in the information revolution because they level that field. They enable those without money or education to read and learn the same things as the billionaire and the PhD.

Do not forget, do not ever forget, that you have promised me to use the money to make yourself an honest man.' Valjean, who did not recall having made any promise, was silent. The bishop had spoken the words slowly and deliberately. He concluded with a solemn emphasis: Jean Valjean, my brother, you no longer belong to what is evil but to what is good. I have bought your soul to save it from black thoughts and the spirit of perdition, and I give it to God.

Less ego, more wealth. Saving money is the gap between your ego and your income, and wealth is what you don’t see. So wealth is created by suppressing what you could buy today in order to have more stuff or more options in the future. No matter how much you earn, you will never build wealth unless you can put a lid on how much fun you can have with your money right now, today.

And so the money which to some extent may have saved the situation is spent on various means for bringing about self oblivion

it is not because of the benevolence of the baker that we eat fresh bread every morning but because of his desire to make money.

one of the most powerful ways to increase your savings isn’t to raise your income. It’s to raise your humility.

Nobody that has seen a baby born can believe in god for a second. When you see your child born, and the panic, and the amount of technology that is saving the life of the two people you love most in the world, when you see how much stainless steel and money it takes to fight off the fact that god wants both those people dead, no one, no one can look into the eyes of a newborn baby and say there's a god, because I'll tell ya, if we were squatting in the woods, the two people I love most would be dead. There's just no way around that. If I were in charge, no way. We need technology to fight against nature; nature so wants us dead. Nature is trying to kill us.

Two Catholics who have never met can nevertheless go together on crusade or pool funds to build a hospital because they both believe that God was incarnated in human flesh and allowed Himself to be crucified to redeem our sins. States are rooted in common national myths. Two Serbs who have never met might risk their lives to save one another because both believe in the existence of the Serbian nation, the Serbian homeland and the Serbian flag. Judicial systems are rooted in common legal myths. Two lawyers who have never met can nevertheless combine efforts to defend a complete stranger because they both believe in the existence of laws, justice, human rights – and the money paid out in fees. Yet none of these things exists outside the stories that people invent and tell one another. There are no gods in the universe, no nations, no money, no human rights, no laws, and no justice outside the common imagination of human beings.

After years in the Chinese workforce, I had developed an emotional attachment to money. My earnings were my hard work and long hours; my savings were comforts deferred.

If you guys want to get a MOM tattoo and save a little money, just get two letters done. Get about a one-inch capital M tattooed on each cheek of your ass in pink and brown ink. Then when you bend over, it says "Mom." Also, later on if you're havin' sex with your girlfriend, and her parents are in the next room, when you finish up you can just lie on your back, draw your legs up to your chest and silently say, 'Wow!

Afterwards, go to a pub for lunch. I've got $260 in my savings account and I really want you to use it for that. Really, I mean it--lunch is on me. Make sure you have pudding--sticky toffee, chocolate fudge cake, ice-cream sundae, something really bad for you. Get drunk too if you like (but don't scare Cal). Spend all the money. And after that, when days have gone by, keep an eye out for me. I might write on the steam in the mirror when you're having a bath, or play with the leaves on the apple tree when you're out in the garden. I might slip into a dream. Visit my grave when you can, but don't kick yourself if you can't, or if you move house and it's suddenly too far away. It looks pretty there in the summer (check out the website). You could bring a picnic and sit with me. I'd like that.

He laughs again. “You’re different, Caymen.” “Different than what?” “Than any other girl I’ve met.” Considering most of the girls he’d met probably had fifty times as much money as I did, that wasn’t a hard feat to accomplish. Thinking about that makes my eyes sting. “It’s refreshing. You make me feel normal.” “Huh. I better work on that because you’re far from normal.” He smiles and pushes my shoulder playfully. My heart slams into my ribs. “Caymen.” I take another handful of dirt and smash it against his neck then try to make a quick escape. He grabs me from behind, and I see his hand, full of dirt, coming toward my face when the warning beeps of the tractor start up. “Saved by the gravediggers,” he says.

Andrew Carnegie famously put it. There’s nothing shameful about sweeping. It’s just another opportunity to excel—and to learn. But you, you’re so busy thinking about the future, you don’t take any pride in the tasks you’re given right now. You just phone it all in, cash your paycheck, and dream of some higher station in life. Or you think, This is just a job, it isn’t who I am, it doesn’t matter. Foolishness. Everything we do matters—whether it’s making smoothies while you save up money or studying for the bar—even after you already achieved the success you sought.

Compounding works best when you can give a plan years or decades to grow. This is true for not only savings but careers and relationships. Endurance is key. And when you consider our tendency to change who we are over time, balance at every point in your life becomes a strategy to avoid future regret and encourage endurance.

We want you, not your money. As long as you're at fight club, you're not how much money you've got in the bank. You're not your job. You're not your family, and you're not who you tell yourself. You're not your name. You're not your problems. You're not your age. You are not your hopes. You will not be saved. We are all going to die, someday.

They are talking like fools. They are saying that two and two make nothing. They are saying that a man will have to die to in order to protect his life. If you agree to fight you agree to die. Now if you die to protect your life you aren't alive anyhow so how is there any sense in a thing like that? A man doesn't say I will starve myself to death to keep from starving. He doesn't say I will spend all my money in order to save money. He doesn't say I will burn my house to down in order to keep it from burning. Why then should he be willing to die for the privilege of living?

What I didn’t say was: I know you too well. You live your life idealistically. You think it’s possible to opt out of the system. No regular income, no health insurance. You quit jobs on a dime. You think this is freedom but I still see the bare, painstakingly cheap way you live, the scrimping and saving, and that is not freedom either. You move in circumscribed circles. You move peripherally, on the margins of everything, pirating movies and eating dollar slices. I used to admire this about you, how fervently you clung to your beliefs—I called it integrity—but five years of watching you live this way has changed me. In this world, money is freedom. Opting out is not a real choice.

42. Most people will spend their lives doing jobs that they don't particularly enjoy, and will eventually save up enough money to stop doing those jobs just in time to start dying instead. Don't be one of those people. There's a difference between living, and just surviving. Do something that you love, and find someone to love who loves that you love what you do. It really is that simple. And that hard.

Those who think money can't buy happiness just don't know where to shop … People would be happier and healthier if they took more time off and spent it with their family and friends, yet America has long been heading in the opposite direction. People would be happier if they reduced their commuting time, even if it meant living in smaller houses, yet American trends are toward even larger houses and ever longer commutes. People would be happier and healthier if they took longer vacations even if that meant earning less, yet vacation times are shrinking in the United States, and in Europe as well. People would be happier, and in the long run and wealthier, if they bought basic functional appliances, automobiles, and wristwatches, and invested the money they saved for future consumption; yet, Americans and in particular spend almost everything they have – and sometimes more – on goods for present consumption, often paying a large premium for designer names and superfluous features.

(I invented rock and roll. You wouldn't believe the things I've invented. Anal sex, obviously. Smoking. Astrology. Money ... Let's save time: Everything in the world that distracts you from thinking about God. Which ... pretty much ... is everything in the world, isn't it? Gosh.)

The young all have the same dream: to save the world. Some quickly forget this dream, convinced that there are more important things to do, like having a family, earning money, traveling, and learning a foreign language. Others, though, decide that it really is possible to make a difference in society and to shape the world we will hand on to future generations.

The more government takes in taxes, the less incentive people have to work. What coal miner or assembly-line worker jumps at the offer of overtime when he knows Uncle Sam is going to take sixty percent or more of his extra pay? . . . Any system that penalizes success and accomplishment is wrong. Any system that discourages work, discourages productivity, discourages economic progress, is wrong. If, on the other hand, you reduce tax rates and allow people to spend or save more of what they earn, they’ll be more industrious; they’ll have more incentive to work hard, and money they earn will add fuel to the great economic machine that energizes our national progress. The result: more prosperity for all—and more revenue for government.4

Would it not be better if they spent more money on wholesome things like oranges and wholemeal bread or if they even, like the writer of the letter to the New Statesman, saved on fuel and ate their carrots raw? Yes, it would, but the point is that no ordinary human being is ever going to do such a thing. The ordinary human being would sooner starve than live on brown bread and raw carrots. And the peculiar evil is this, that the less money you have, the less inclined you feel to spend it on wholesome food. A millionaire may enjoy breakfasting off orange juice and Ryvita biscuits; an unemployed man doesn't. Here the tendency of which I spoke at the end of the last chapter comes into play. When you are unemployed, which is to say when you are underfed, harassed, bored, and miserable, you don't want to eat dull wholesome food. You want something a little bit 'tasty'. There is always some cheaply pleasant thing to tempt you.

That scene in the office stayed with me. Those cigars, the fine clothes. I thought of good steaks, long rides up winding driveways that led to beautiful homes. Ease. Trips to Europe. Fine women. Were they that much more clever than I? The only difference was money, and the desire to accumulate it. I'd do it too! I'd save my pennies. I'd get an idea, I'd spring a loan. I'd hire and fire. I'd keep whiskey in my desk drawer. I'd have a wife with size 40 breasts and an ass that would make the paperboy on the corner come in his pants when he saw it wobble. I'd cheat on her and she'd know it and keep silent in order to live in my house with my wealth. I'd fire men just to see the look of dismay on their faces. I'd fire women who didn't deserve to be fired.

She was forcing it with her scorn, the kiss she gave me, the hard curl of her lips, the mockery of her eyes, until I was like a man made of wood and there was no feeling within me except terror and a fear of her, a sense that her beauty was too much, that she was so much more beautiful than I, deeper rooted than I. She made me a stranger unto myself, she was all of those calm nights and tall eucalyptus trees, the desert stars, that land and sky, that fog outside, and I had come there with no purpose save to be a mere writer, to get money, to make a name for myself and all that piffle. She was so much finer than I, so much more honest, that I was sick of myself and I could not look at her warm eyes, I suppressed the shiver brought on by her brown arms around my neck and the long fingers in my hair. I did not kiss her. She kissed me, author of The Little Dog Laughed. Then she took my wrist with her two hands. She pressed her lips into the palm of my hand. She placed my hand upon her bosom between her breasts. She turned her lips towards my face and waited. And Arturo Bandini, the great author dipped deep into his colourful imagination, romantic Arturo Bandini, just chock-full of clever phrases, and he said, weakly, kittenishly, 'Hello.

Man represses the irrational passions of destructiveness, hate, envy, revenge; he worships power, money, the sovereign state, the nation; while he pays lip service to the teachings of the great spiritual leaders of the human race, those of Buddha, the prophets, Socrates, Jesus, Mohammed—he has transformed these teachings into a jungle of superstition and idol-worship. How can mankind save itself from destroying itself by this discrepancy between intellectual-technical overmaturity and emotional backwardness?

O Father God, I know nothing is impossible for You. I am not putting my faith in anything but You — not the money in my purse, nor my status as the daughter of a duke, not in Colin’s ability to protect me, nor even in myself. My faith is in You. You are mighty to save, and I will not waver in my faith. I know You care for me, and nothing is too hard for You.

There is magic in this sad, hard world. A magic stronger than fate, stronger than chance. And it is seen in the unlikeliest of places. By a hearth at night, as a girl leaves a bit of cheese for a hungry mouse. In a slaughter yard, as the old and infirm, the weak and discarded, are made to matter more than money. In a poor carpenter's small attic room, where three sisters learned that the price of forgiveness is forgiving. And now, on a battlefield, as a mere girl tries to turn the red tide of war. It is the magic of a frail and fallible creature, one capable of both unspeakable cruelty and immense kindness. It lives inside every human being ready to redeem us. To transform us. To save us. If we can only find the courage to listen to it. It is the magic of the human heart.

You’re cranky because you’re tired,” Amos said. “You got that I-have-to-save-everyone hangup, so I make it that you haven’t slept in about two days. But listening to people bitch? Yeah, that’s sorta your job. It’s why you make the big money.” “We make the same money.” “Then I guess you’re doing it for the fame and glory.” “I hate you,” Holden said.

What we are fighting isn't godlessness--this is the most godly country on earth. We aren't even fighting disease. Its poverty. Money for food, medicines... that helps. When we cannot cure or save a life, our patients can at least feel cared for. It should be a basic human right.

It might be depressing, but it's also the truth that no one has the power, the money, or the resources to save everyone on the planet from going hungry, living in poverty or allowed basic human rights. But consider the other side of this: there are people in this world who truly WOULD do all of these things for everyone if only they could. There is hope after all.

Those bands, you plan your life around them. You plan vacations around concert dates. You save babysitting money for records. You live for those days when Creem magazine arrives in your dusty mailbox and you frantically flip through it for any information on your favorites. The bands, the musicians that you love, they love you back. And when they quit, when they fall apart, when they die—they ruin that future you thought they’d always be a part of.

The store was filled with hollow-eyed people standing in line: at the sandwich counter, at the soda fountain, at the register. All of them waiting, waiting, their hands full of candy, chips, cups of coffee, money. It was like purgatory, with snacks. Not just the customers; the employees, too. They worked the registers, squirted ketchup on hot dogs, piled limp lettuce onto flaccid lunch meat and waited for it to be over, waited until they could go home.

The nobility of the human spirit grows harder for me to believe in. War, zealotry, greed, malls, narcissism. I see a backhanded nobility in excessive, impractical outlays of cash prompted by nothing loftier than a species joining hands and saying “I bet we can do this.” Yes, the money could be better spent on Earth. But would it? Since when has money saved by government red-lining been spent on education and cancer research? It is always squandered. Let’s squander some on Mars. Let’s go out and play.

If we lived for ever, what you say would be true. But we have to die, we have to leave life presently. Injustice and greed would be the real thing if we lived for ever. As it is, we must hold to other things, because Death is coming. I love death - not morbidly, but because He explains. He shows me the emptiness of Money. Death and Money are the eternal foes. Not Death and Life. . . . Death destroys a man: the idea of Death saves him. Behind the coffins and the skeletons that stay the vulgar mind lies something so immense that all that is great in us responds to it. Men of the world may recoil from the charnel-house that they will one day enter, but Love knows better. Death is his foe, but his peer, and in their age-long struggle the thews of Love have been strengthened, and his vision cleared, until there is no one who can stand against him.

In the end, therefore, money will be the one thing people will desire, which is moreover only representative, an abstraction. Nowadays a young man hardly envies anyone his gifts, his art, the love of a beautiful girl, or his fame; he only envies him his money. Give me money, he will say, and I am saved...He would die with nothing to reproach himself with, and under the impression that if only he had had the money he might really have lived and might even have achieved something great.

April 6—Today, I learned, the comma, this is, a, comma (,) a period, with, a tail, Miss Kinnian, says its, importent, because, it makes writing, better, she said, somebody, could lose, a lot, of money, if a comma, isnt in, the right, place, I got, some money, that I, saved from, my job, and what, the foundation, pays me, but not, much and, I dont see how, a comma, keeps, you from, losing it, But, she says, everybody, uses commas, so Ill, use them, too,,,, April 7—I used the comma wrong. Its punctuation…Miss Kinnian says a period is punctuation too, and there are lots of other marks to learn. She said; You, got. to-mix?them!up: She showd? me” how, to mix! them; up, and now! I can. mix (up all? kinds of punctuation— in, my. writing! There” are lots, of rules; to learn? but. Im’ get’ting them in my head: One thing? I, like: about, Dear Miss Kinnian: (thats, the way? it goes; in a business letter (if I ever go! into business?) is that, she: always; gives me’ a reason” when—I ask. She”s a gen’ius! I wish? I could be smart-like-her; Punctuation, is? fun!

Armies aren’t very good about carrying libraries with them. I can’t imagine why. We’d fight so much less if everyone would just sit down and read.” Gifford’s laugh rumbled through him, loud against her ear. “A question I often ask myself. Imagine how much money the realm would save if the rulers focused their finances on libraries, rather than wars.” “Not if I were allowed to shop for books.” “England would go bankrupt,” he said gravely. “Thank God for wars.

Always choose to be smart There are two types of people in the world, the seekers of riches and the wise thinkers, those who believe that the important thing is money, and those who know that knowledge is the true treasure. I, for my part, choose the second option, Though I could have everything I want I prefer to be an intelligent person, and never live in a game of vain appearances. Knowledge can take you far far beyond what you imagine, It can open doors and opportunities for you. and make you see the world with different eyes. But in this eagerness to be "wise", There is a task that is a great challenge. It is facing the fear of the unknown, and see the horrors around every corner. It's easy to be brave when you're sure, away from dangers and imminent risks, but when death threatens you close, "wisdom" is not enough to protect you. Because, even if you are smart and cunning, death sometimes comes without mercy, lurking in the darkest shadows, and there is no way to escape. That is why the Greek philosophers, They told us about the moment I died, an idea we should still take, to understand that death is a reality. Wealth can't save you of the inevitable arrival of the end, and just as a hoarder loses his treasures, we also lose what we have gained. So, if we have to choose between two things, that is between being cunning or rich, Always choose the second option because while the money disappears, wisdom helps us face dangers. Do not fear death, my friend, but embrace your intelligence, learn all you can in this life, and maybe you can beat time and death for that simple reason always choose to be smart. Maybe death is inevitable But that doesn't mean you should be afraid because intelligence and knowledge They will help you face any situation and know what to do. No matter what fate has in store, wisdom will always be your best ally, to live a life full of satisfaction, and bravely face any situation. So don't settle for what you have and always look for ways to learn more, because in the end, true wealth It is not in material goods, but in knowledge. Always choose to be smart, Well, that will be the best investment. that will lead you on the right path, and it will make you a better version of yourself.

One of the commonest things to do with savings is to lend them to some Government. In view of the fact that the bulk of the public expenditure of most civilized Governments consists in payment for past wars or preparation for future wars, the man who lends his money to a Government is in the same position as the bad men in Shakespeare who hire murderers. The net result of the man's economical habits is to increase the armed forces of the State to which he lends his savings. Obviously it would be better if he spent the money, even if he spent it in drink or gambling.

Thus, the question of how and when to start vagabonding is not really a question at all. Vagabonding starts now. Even if the practical reality of travel is still months or years away, vagabonding begins the moment you stop making excuses, start saving money, and begin to look at maps with the narcotic tingle of possibility. From here, the reality of vagabonding comes into sharper focus as you adjust your worldview and begin to embrace the exhilarating uncertainty that true travel promises.

I naively chose a college that was almost as expensive as Stanford, and all of my working-class parents' savings were being spent on my college tuition. After six months, I couldn't see the value in it. I had no idea what I wanted to do with my life and no idea how college was going to help me figure it out. And here I was spending all of the money my parents had saved their entire life. So I decided to drop out and trust that it would all work out OK. It was pretty scary at the time, but looking back it was one of the best decisions I ever made. The minute I dropped out I could stop taking the required classes that didn't interest me, and begin dropping in on the ones that looked interesting.

No road offers more mystery than that first one you mount from the town you were born to, the first time you mount it of your own volition, on a trip funded by your own coffee tin of wrinkled up dollars - bills you've saved and scrounged for, worked the all-night switchboard for, missed the Rolling Stones for, sold fragrant pot with smashed flowers going brown inside twist-tie plastic baggies for. In fact, to disembark from your origins, you've done everything you can think to scrounge money save selling your spanking young pussy.

The moral is, never be sorry for a waiter. Sometimes when you sit in a restaurant, still stuffing yourself half an hour after closing time, you feel that the tired waiter at your side must surely be despising you. But he is not. He is not thinking as he looks at you, 'What an overfed lout'; he is thinking, 'One day, when I have saved enough money, I shall be able to imitate that man.' He is ministering to a kind of pleasure he thoroughly understands and admires. And that is why waiters are seldom Socialists, have no effective trade union, and will work twelve hours a day--they work fifteen hours, seven days a week, in many cafés. They are snobs, and they find the servile nature of their work rather congenial.

And a mortgage used to be something you were expected to repay. But now that every other middle-income family has a mortgage for an amount they couldn't possibly save up in their lifetimes, then the bank isn't lending money anymore. It's offering financing. And then homes are no longer homes. They're investments. ...It means that the poor get poorer, the rich get richer, and the real class divide is between those who can borrow money and those who can't. Because no matter how much money anyone earns, they still lie awake at the end of the month worrying about money. Everyone looks at what their neighbors have and wonders, "How can they afford that?" because everyone is living beyond their means. So not even really rich people ever feel really rich, because in the end the only thing you can buy is a more expensive version of something you've already got. With borrowed money.

We don’t like checklists. They can be painstaking. They’re not much fun. But I don’t think the issue here is mere laziness. There’s something deeper, more visceral going on when people walk away not only from saving lives but from making money. It somehow feels beneath us to use a checklist, an embarrassment. It runs counter to deeply held beliefs about how the truly great among us—those we aspire to be—handle situations of high stakes and complexity. The truly great are daring. They improvise. They do not have protocols and checklists. Maybe our idea of heroism needs updating.

When my parents passed on, and we read their wills, we discovered something we didn’t at all expect, especially from our devoutly Catholic mother: they had both left instructions that their bodies be donated to science. We were bewildered and we were pissed. They wanted their cadavers to be used by medical students, they wanted their flesh to be cut into and their cancerous organs examined. We were breathless. They wanted no elaborate funerals, no expense incurred for such stuff – they hated wasting money or time on ceremony, on appearances. When they died there was little left – the house, the cars. And their bodies, and they gave those away. To offer them to strangers was disgusting, wrong, embarrassing. And selfish to us, their children, who would have to live with the thought of their cold weight sinking on silver tables, surrounded by students chewing gum and making jokes about the location of freckles. But then again: Nothing can be preserved. It’s all on the way out, from the second it appears, and whatever you have always has one eye on the exit, and so screw it. As hideous and uncouth as it is, we have to give it all away, our bodies, our secrets, our money, everything we know: All must be given away, given away every day, because to be human means: 1. To be good 2. To save nothing

How did Homo sapiens manage to cross this critical threshold, eventually founding cities comprising tens of thousands of inhabitants and empires ruling hundreds of millions? The secret was probably the appearance of fiction. Large numbers of strangers can cooperate successfully by believing in common myths. Any large-scale human cooperation – whether a modern state, a medieval church, an ancient city or an archaic tribe – is rooted in common myths that exist only in people’s collective imagination. Churches are rooted in common religious myths. Two Catholics who have never met can nevertheless go together on crusade or pool funds to build a hospital because they both believe that God was incarnated in human flesh and allowed Himself to be crucified to redeem our sins. States are rooted in common national myths. Two Serbs who have never met might risk their lives to save one another because both believe in the existence of the Serbian nation, the Serbian homeland and the Serbian flag. Judicial systems are rooted in common legal myths. Two lawyers who have never met can nevertheless combine efforts to defend a complete stranger because they both believe in the existence of laws, justice, human rights – and the money paid out in fees.

What is art? Art is tar, rearranged. Art is tar on canvas or tar on tarp or tar on a naked body. Art is a bird chirping changed into something visual. Art is an image of a thousand beaks breaking into the office of a quack doctor. I know that doctor, and I've personally spoken to ten of those beaks. Art is rhythm, two hands clapping at a urinal while a third shakes off pee to the beat. Good art stays with you your whole life, especially if that good art is a tattoo. Good art is my name, written backwards, inked on your upper lip in a furry font. Art imitates life, just as life imitates Orafoura. Art can be anything from a Manet to a Monet to a painting of money to a missile. Art can save the world, or devastate it. (We could drop another big bomb on Japan, though I'm not advocating dumping Basquiat paintings on Hiroshima). Art rhymes with a bodily function, and everybody should let their creativity rip everywhere from the privacy of their bathrooms to small heated boxes with four of their closest friends. Art is thinking outside that box, and desperately trying to escape.

He had always believed that his father had not been able to save a penny from the business, at least his father had never told him anything to the contrary, and Gregor, for his part, had never asked him any questions. In those days Gregor's sole concern had been to do everything in his power to make the family forget as quickly as possible the business disaster which had plunged everyone into a state of total despair. And so he had begun to work with special ardor and had risen almost overnight from stock clerk to traveling salesman, which of course had opened up very different money-making possibilities, and in no time his successes on the job were transformed, by means of commissions, into hard cash that could be plunked down on the table at home in front of his astonished and delighted family. Those had been the wonderful times, and they had never returned, at least not with the same glory, although later on Gregor earned enough money to meet the expenses of the entire family and actually did so. They had just gotten used to it, the family as well as Gregor, the money was received with thanks and given with pleasure, but no special feeling of warmth went with it any more.

Wisdom is really the key to wealth. With great wisdom, comes great wealth and success. Rather than pursuing wealth, pursue wisdom. The aggressive pursuit of wealth can lead to disappointment. Wisdom is defined as the quality of having experience, and being able to discern or judge what is true, right, or lasting. Wisdom is basically the practical application of knowledge. Rich people have small TVs and big libraries, and poor people have small libraries and big TVs. Become completely focused on one subject and study the subject for a long period of time. Don't skip around from one subject to the next. The problem is generally not money. Jesus taught that the problem was attachment to possessions and dependence on money rather than dependence on God. Those who love people, acquire wealth so they can give generously. After all, money feeds, shelters, and clothes people. They key is to work extremely hard for a short period of time (1-5 years), create abundant wealth, and then make money work hard for you through wise investments that yield a passive income for life. Don't let the opinions of the average man sway you. Dream, and he thinks you're crazy. Succeed, and he thinks you're lucky. Acquire wealth, and he thinks you're greedy. Pay no attention. He simply doesn't understand. Failure is success if we learn from it. Continuing failure eventually leads to success. Those who dare to fail miserably can achieve greatly. Whenever you pursue a goal, it should be with complete focus. This means no interruptions. Only when one loves his career and is skilled at it can he truly succeed. Never rush into an investment without prior research and deliberation. With preferred shares, investors are guaranteed a dividend forever, while common stocks have variable dividends. Some regions with very low or no income taxes include the following: Nevada, Texas, Wyoming, Delaware, South Dakota, Cyprus, Liechtenstein, Luxembourg, Panama, San Marino, Seychelles, Isle of Man, Channel Islands, Curaçao, Bahamas, British Virgin Islands, Brunei, Monaco, Qatar, United Arab Emirates, Saudi Arabia, Bahrain, Bermuda, Kuwait, Oman, Andorra, Cayman Islands, Belize, Vanuatu, and Campione d'Italia. There is only one God who is infinite and supreme above all things. Do not replace that infinite one with finite idols. As frustrated as you may feel due to your life circumstances, do not vent it by cursing God or unnecessarily uttering his name. Greed leads to poverty. Greed inclines people to act impulsively in hopes of gaining more. The benefit of giving to the poor is so great that a beggar is actually doing the giver a favor by allowing the person to give. The more I give away, the more that comes back. Earn as much as you can. Save as much as you can. Invest as much as you can. Give as much as you can.

This is my friend Veronica,” I told him. “And this is Kaidan.” “Oh, I've heard all about you.” Veronica gave him a big smile. His brow elevated, but he didn't take the bait. Instead, he stared at me funny. “Nice wart.” Leaning forward without touching me, he flicked the wart from the tip of my nose. Veronica let out a loud cackle, proving she should be the one in my costume. “I told you it was stupid!” She gloated. With my pointer finger, I moved the paint around my nose to fill in the blank spot. When I finished, he was still watching me. “Your hair's grown a lot,” I said to him. “So has your bottom.” My eyes rounded and blood rushed to my face. Veronica hooted with hilarity, bending at the waist. Even Jay let out a loud snicker, the traitor. I wished Kaidan weren't so perceptive, but it was true. The feminine curves that had always eluded me were finally making an appearance. Stupid tight dress. “Dude, you can get away with anything,” said the pirate to the straight-faced ape. “I meant it as a compliment.” “That was awesome.” Veronica grabbed Jay by the hand. “Come on. Let's go find me a drink.” She winked at me as they ambled away. I gave my attention to the dry, trampled grass and scattered cans for a moment before working up the nerve to say something. “My dad gave me a cell phone.” And a car. And a ton of money. Kaidan set the ape head on the ground and pulled his phone from a fuzzy pocket, blowing off brown lint. Then he held his furry thumbs above the buttons and nodded at me. I started to give him my number, but his brow creased in frustration with the big, costumed hands. “Here,” I said, taking his phone. Saving my number for him gave me a thrill.

Instructions for Dad. I don't want to go into a fridge at an undertaker's. I want you to keep me at home until the funeral. Please can someone sit with me in case I got lonely? I promise not to scare you. I want to be buried in my butterfly dress, my lilac bra and knicker set and my black zip boots (all still in the suitcase that I packed for Sicily). I also want to wear the bracelet Adam gave me. Don't put make-up on me. It looks stupid on dead people. I do NOT want to be cremated. Cremations pollute the atmosphere with dioxins,k hydrochloric acid, hydrofluoric acid, sulphur dioxide and carbon dioxide. They also have those spooky curtains in crematoriums. I want a biodegradable willow coffin and a woodland burial. The people at the Natural Death Centre helped me pick a site not for from where we live, and they'll help you with all the arrangements. I want a native tree planted on or near my grave. I'd like an oak, but I don't mind a sweet chestnut or even a willow. I want a wooden plaque with my name on. I want wild plants and flowers growing on my grave. I want the service to be simple. Tell Zoey to bring Lauren (if she's born by then). Invite Philippa and her husband Andy (if he wants to come), also James from the hospital (though he might be busy). I don't want anyone who doesn't know my saying anything about me. THe Natural Death Centre people will stay with you, but should also stay out of it. I want the people I love to get up and speak about me, and even if you cry it'll be OK. I want you to say honest things. Say I was a monster if you like, say how I made you all run around after me. If you can think of anything good, say that too! Write it down first, because apparently people often forget what they mean to say at funerals. Don't under any circumstances read that poem by Auden. It's been done to death (ha, ha) and it's too sad. Get someone to read Sonnet 12 by Shakespeare. Music- "Blackbird" by the Beatles. "Plainsong" by The Cure. "Live Like You Were Dying" by Tim McGraw. "All the Trees of the Field Will Clap Their Hands" by Sufian Stevens. There may not be time for all of them, but make sure you play the last one. Zoey helped me choose them and she's got them all on her iPod (it's got speakers if you need to borrow it). Afterwards, go to a pub for lunch. I've got £260 in my savings account and I really want you to use it for that. Really, I mean it-lunch is on me. Make sure you have pudding-sticky toffee, chocolate fudge cake, ice-cream sundae, something really bad for you. Get drunk too if you like (but don't scare Cal). Spend all the money. And after that, when days have gone by, keep an eye out for me. I might write on the steam in the mirror when you're having a bath, or play with the leaves on the apple tree when you're out in the garden. I might slip into a dream. Visit my grave when you can, but don't kick yourself if you can't, or if you move house and it's suddenly too far away. It looks pretty there in the summer (check out the website). You could bring a picnic and sit with me. I'd like that. OK. That's it. I love you. Tessa xxx

The berth belongs to you too. It will always be there when—if you want to come back.” Inej could not speak. Her heart felt too full, a dry creek bed ill-prepared for such rain. “I don’t know what to say.” His bare hand flexed on the crow’s head of his cane. The sight was so strange Inej had trouble tearing her eyes from it. “Say you’ll return.” “I’m not done with Ketterdam.” She hadn’t known she meant it until she said the words. Kaz cast her a swift glance. “I thought you wanted to hunt slavers.” “I do. And I want your help.” Inej licked her lips, tasted the ocean on them. Her life had been a series of impossible moments, so why not ask for something impossible now? “It’s not just the slavers. It’s the procurers, the customers, the Barrel bosses, the politicians. It’s everyone who turns a blind eye to suffering when there’s money to be made.” “I’m a Barrel boss.” “You would never sell someone, Kaz. You know better than anyone that you’re not just one more boss scraping for the best margin.” “The bosses, the customers, the politicians,” he mused. “That could be half the people in Ketterdam—and you want to fight them all.” “Why not?” Inej asked. “One the seas and in the city. One by one.” “Brick by brick,” he said. Then he gave a single shake of his head, as if shrugging off the notion. “I wasn’t made to be a hero, Wraith. You should have learned that by now. You want me to be a better man, a good man. I—“ “This city doesn’t need a good man. It needs you.” “Inej—“ “How many times have you told me you’re a monster? So be a monster. Be the thing they all fear when they close their eyes at night. We don’t go after all the gangs. We don’t shut down the houses that treat fairly with their employees. We go after women like Tante Heleen, men like Pekka Rollins.” She paused. “And think about it this way…you’ll be thinning the competition.” He made a sound that might almost have been a laugh. One of his hands balanced on his cane. The other rested at his side next to her. She’d need only move the smallest amount and they’d be touching. He was that close. He was that far from reach. Cautiously, she let her knuckles brush against his, a slight weight, a bird’s feather. He stiffened, but he didn’t pull away. “I’m not ready to give up on this city, Kaz. I think it’s worth saving.” I think you’re worth saving. Once they’d stood on the deck of a ship and she’d waited just like this. He had not spoken then and he did not speak now. Inej felt him slipping away, dragged under, caught in an undertow that would take him farther and farther from shore. She understood suffering and knew it was a place she could not follow, not unless she wanted to drown too. Back on Black Veil, he’d told her they would fight their way out. Knives drawn, pistols blazing. Because that’s what we do. She would fight for him, but she could not heal him. She would not waste her life trying. She felt his knuckles slide again hers. Then his hand was in her hand, his palm pressed against her own. A tremor moved through him. Slowly, he let their fingers entwine.

Among us English-speaking peoples especially do the praises of poverty need once more to be boldly sung. We have grown literally afraid to be poor. We despise any one who elects to be poor in order to simplify and save his inner life. If he does not join the general scramble and pant with the money-making street, we deem him spiritless and lacking in ambition. We have lost the power even of imagining what the ancient idealization of poverty could have meant: the liberation from material attachments, the unbribed soul, the manlier indifference, the paying our way by what we are or do and not by what we have, the right to fling away our life at any moment irresponsibly—the more athletic trim, in short, the moral fighting shape. When we of the so-called better classes are scared as men were never scared in history at material ugliness and hardship; when we put off marriage until our house can be artistic, and quake at the thought of having a child without a bank-account and doomed to manual labor, it is time for thinking men to protest against so unmanly and irreligious a state of opinion. It is true that so far as wealth gives time for ideal ends and exercise to ideal energies, wealth is better than poverty and ought to be chosen. But wealth does this in only a portion of the actual cases. Elsewhere the desire to gain wealth and the fear to lose it are our chief breeders of cowardice and propagators of corruption. There are thousands of conjunctures in which a wealth-bound man must be a slave, whilst a man for whom poverty has no terrors becomes a freeman. Think of the strength which personal indifference to poverty would give us if we were devoted to unpopular causes. We need no longer hold our tongues or fear to vote the revolutionary or reformatory ticket. Our stocks might fall, our hopes of promotion vanish, our salaries stop, our club doors close in our faces; yet, while we lived, we would imperturbably bear witness to the spirit, and our example would help to set free our generation. The cause would need its funds, but we its servants would be potent in proportion as we personally were contented with our poverty. I recommend this matter to your serious pondering, for it is certain that the prevalent fear of poverty among the educated classes is the worst moral disease from which our civilization suffers.

Birthdays are a time when one stock takes, which means, I suppose, a good spineless mope: I scan my horizon and can discern no sail of hope along my own particular ambition. I tell you what it is: I'm quite in accord with the people who enquire 'What is the matter with the man?' because I don't seem to be producing anything as the years pass but rank self indulgence. You know that my sole ambition, officially at any rate, was to write poems & novels, an activity I never found any difficulty fulfilling between the (dangerous) ages of 17-24: I can't very well ignore the fact that this seems to have died a natural death. On the other hand I feel regretful that what talents I have in this direction are not being used. Then again, if I am not going to produce anything in the literary line, the justification for my selfish life is removed - but since I go on living it, the suspicion arises that the writing existed to produce the life, & not vice versa. And as a life it has very little to recommend it: I spend my days footling in a job I care nothing about, a curate among lady-clerks; I evade all responsibility, familial, professional, emotional, social, not even saving much money or helping my mother. I look around me & I see people getting on, or doing things, or bringing up children - and here I am in a kind of vacuum. If I were writing, I would even risk the fearful old age of the Henry-James hero: not fearful in circumstance but in realisation: because to me to catch, render, preserve, pickle, distil or otherwise secure life-as-it-seemed for the future seems to me infinitely worth doing; but as I'm not the entire morality of it collapses. And when I ask why I'm not, well, I'm not because I don't want to: every novel I attempt stops at a point where I awake from the impulse as one might awake from a particularly-sickening nightmare - I don't want to 'create character', I don't want to be vivid or memorable or precise, I neither wish to bathe each scene in the lambency of the 'love that accepts' or be excoriatingly cruel, smart, vicious, 'penetrating' (ugh), or any of the other recoil qualities. In fact, like the man in St Mawr, I want nothing. Nothing, I want. And so it becomes quite impossible for me to carry on. This failure of impulse seems to me suspiciously like a failure of sexual impulse: people conceive novels and dash away at them & finish them in the same way as they fall in love & will not be satisfied till they're married - another point on which I seem to be out of step. There's something cold & heavy sitting on me somewhere, & until something budges it I am no good.