Salary Earnings Quotes

When I get honest, I admit I am a bundle of paradoxes. I believe and I doubt, I hope and get discouraged, I love and I hate, I feel bad about feeling good, I feel guilty about not feeling guilty. I am trusting and suspicious. I am honest and I still play games. Aristotle said I am a rational animal; I say I am an angel with an incredible capacity for beer. To live by grace means to acknowledge my whole life story, the light side and the dark. In admitting my shadow side I learn who I am and what God's grace means. As Thomas Merton put it, "A saint is not someone who is good but who experiences the goodness of God." The gospel of grace nullifies our adulation of televangelists, charismatic superstars, and local church heroes. It obliterates the two-class citizenship theory operative in many American churches. For grace proclaims the awesome truth that all is gift. All that is good is ours not by right but by the sheer bounty of a gracious God. While there is much we may have earned--our degree and our salary, our home and garden, a Miller Lite and a good night's sleep--all this is possible only because we have been given so much: life itself, eyes to see and hands to touch, a mind to shape ideas, and a heart to beat with love. We have been given God in our souls and Christ in our flesh. We have the power to believe where others deny, to hope where others despair, to love where others hurt. This and so much more is sheer gift; it is not reward for our faithfulness, our generous disposition, or our heroic life of prayer. Even our fidelity is a gift, "If we but turn to God," said St. Augustine, "that itself is a gift of God." My deepest awareness of myself is that I am deeply loved by Jesus Christ and I have done nothing to earn it or deserve it.

Did I believe in God? Now the test had come. I was alone. There was no salary to earn, no golden opinions to consider. God offered me only suffering—would I continue to love Him?

Clearing her throat, Peabody turned the cube on record. "I owe Dallas, Lieutenant Meaniepants Eve, twenty dollars to be paid out of my hard-earned, under-appreciated detective's salary next payday. Peabody, Detective Churchmouse Delia.

The link between EQ and earnings is so direct that every point increase in EQ adds $1,300 to an annual salary.

Most employees don’t really want to be highly-paid; they just want to earn more than their peers, and, more importantly, more than their neighbours.

12% of employees study further to learn more. 88% of employees study further to earn more.

He who makes $25,000 annually through passive income is more enviable than he who earns $100,000 annually through a salary.

I have employed someone who earns money for me and does not charge anything .. i call it my corpus or nest egg. It is a beautiful feeling when your corpus earns money and beats your salary

In my considered opinion, salary is payment for goods delivered and it must conform to the law of supply and demand. If, therefore, the fixed salary is a violation of this law - as, for instance, when I see two engineers leaving college together and both equally well trained and efficient, and one getting forty thousand while the other only earns two thousand , or when lawyers and hussars, possessing no special qualifications, are appointed directors of banks with huge salaries - I can only conclude that their salaries are not fixed according to the law of supply and demand but simply by personal influence. And this is an abuse important in itself and having a deleterious effect on government service.

At Yale Law School, I felt like my spaceship had crashed in Oz. People would say with a straight face that a surgeon mother and engineer father were middle-class. In Middletown, $160,000 is an unfathomable salary; at Yale Law School, students expect to earn that amount in the first year after law school. Many of them are already worried that it won’t be enough.

The Roman army required salt for its soldiers and for its horses and livestock. At times soldiers were even paid in salt, which was the origin of the word salary and the expression “worth his salt” or “earning his salt.” In fact, the Latin word sal became the French word solde, meaning pay, which is the origin of the word, soldier.

We are generally treated based on how much or little we have, earn, or know—or seem to have, earn, or know.

Business is an excuse to build a team and product is what the team does. You have to pay salaries so you need to earn a profit

You can base your identity on a thousand things — the degrees you’ve earned, the positions you hold, the salary you make, the trophies you’ve won, the hobbies you have, the way you look, the way you dress, or even the car you drive. But if you base your identity on any of those temporal things, your identity is a house of cards. There is only one solid foundation: Jesus Christ. If you find security in what you have done, you will always fall short of the righteous standard set by the sinless Son of God. The solution? The gospel. There is only one place in which to find your true identity and eternal security: what Christ has done for you.

But the survey also indicated that men tended to place greater value on attaining a high position and earning a high salary, whereas women placed a higher value on the actual experience of work.

Thanks to economists, all of us, from the days of Adam Smith and before right down to the present, tariffs are perhaps one tenth of one percent lower than they otherwise would have been. … And because of our efforts, we have earned our salaries ten-thousand fold.

Did you talk to all your past employers this way?” he eventually asks. “I would have if they were as rude as you.” Both of his brows shoot up and I’m prepared for him to start shouting to his secret service and have me dragged off to the guillotines. Instead he gives me a tight smile. “I’ll be paying your salary. That doesn’t mean I have to like you.”: “And I’ll be earning that salary. That doesn’t mean I have to like you either.

When she decided to get a job, she rejected a tempting offer from a company that had just been set up in her recently created country in favor of a job at the public library, where you didn’t earn much money but where you were secure. She went to work every day, always keeping to the same timetable, always making sure she wasn’t perceived as a threat by her superiors; she was content; she didn’t struggle, and so she didn’t grow: All she wanted was her salary at the end of the month. She rented the room in the convent because the nuns required all tenants to be back at a certain hour, and then they locked the door: Anyone still outside after that had to sleep on the street. She always had a genuine excuse to give boyfriends, so as not to have to spend the night in hotel rooms or strange beds. When she used to dream of getting married, she imagined herself in a little house outside Ljubljana, with a man quite different from her father—a man who earned enough to support his family, one who would be content just to be with her in a house with an open fire and to look out at the snow-covered mountains. She had taught herself to give men a precise amount of pleasure; never more, never less, only what was necessary. She didn’t get angry with anyone, because that would mean having to react, having to do battle with the enemy and then having to face unforeseen consequences, such as vengeance. When she had achieved almost everything she wanted in life, she had reached the conclusion that her existence had no meaning, because every day was the same. And she had decided to die.

Talking about independence makes me wonder, Who is truly independent in this world? A farmer who grows food is dependent on a baker, a barber, a doctor, and so on. A doctor is dependent on other people of different professions in order to survive. I am dependent and will be dependent on certain caregivers and therapists. Those caregivers and therapists need people like me to earn their bread and butter and draw their salaries. So no one is doing any favors when choosing whatever his means of livelihood is.

A reporter once asked me why I think progressive men who earn significantly less than their breadwinning wives still won't quit their jobs to take care of their children. Why do they still hold on to their careers, even if taking care of the children would make more financial sense because the cost of childcare is higher than their net salary? I think I know the answer to that now, and it sucks. Women are not expected to live a life for themselves. When women dedicate their lives to children, it is deemed a worthy and respectable choice. When women dedicate themselves to a passion outside of the family that doesn't involve worshiping their husbands or taking care of their kids, they're seen as selfish, cold, or unfit mothers. But when a man spends hours grueling over a craft, profession, or project, he's admired and seen as a genius. And when a man finds a woman who worships him, who dedicates her life to serving him, he's lucky. But when a man dedicates himself to taking care of his children it's seen as a last resort. That it must be because he ran out of other options. That it's plan Z. That it's an indicator of his inability to provide for his family. Basically, that he's a fucking loser. I think it's one of the most important falsehoods we need to shatter when talking about women's rights.

We have grown addicted to our high salaries, and now we are really going to have to earn them,” the CEO said.

Grace does not make sense. It's not supposed to make sense. Grace cannot be calculated or formulated, earned or even rewarded for a job well done. Grace is a gift, not a salary.

80% of teachers teach just to earn a salary. The rest of them teach purely to impart knowledge.

Shit jobs tend to be blue collar and pay by the hour, whereas bullshit jobs tend to be white collar and salaried. Those who work shit jobs tend to be the object of indignities; they not only work hard but also are held in low esteem for that very reason. But at least they know they're doing something useful. Those who work bullshit jobs are often surrounded by honor and prestige; they are respected as professionals, well paid, and treated as high achievers - as the sort of people who can be justly proud of what they do. Yet secretly they are aware that they have achieved nothing; they feel they have done nothing to earn the consumer toys with which they fill their lives; they feel it's all based on a lie - as, indeed, it is.

It was a different feeling: it is hard to focus on a conversation, especially when it is mathematical, when you have just personally earned several hundreds of times the annual salary of the researcher trying to tell you that you are "wrong," by betting against his representation of the world.

One of the most common root causes of our unhappiness is our desire to give people who will get to see the house we live in, and/or the car or cars we drive, an idea of how much we earn, earned, or were allowed to borrow.

Most people do not mind having a house that is smaller and/or a car that is cheaper than their neighbours’, as long as they each earn and have more money than their neighbours, and, equally important, their neighbours know that.

I’ve come to learn that leadership is not automatically granted to you because of your position or your salary or the size of your office. Leadership is influence based on trust that you have earned. A leader is not someone who declares what he wants and then gets angry when he doesn’t get it. A true leader is someone who is going someplace and taking people with him, a catalyst for elite performance who enables people to achieve things they wouldn’t achieve on their own. A leader is someone who earns trust, sets a clear standard, and then equips and inspires people to meet that standard.

Of course, the starting point for any discussion of motivation in the workplace is a simple fact of life: People have to earn a living. Salary, contract payments, some benefits, a few perks are what I call “baseline rewards.” If someone’s baseline rewards aren’t adequate or equitable, her focus will be on the unfairness of her situation and the anxiety of her circumstance. You’ll get neither the predictability of extrinsic motivation nor the weirdness of intrinsic motivation. You’ll get very little motivation at all. The best use of money as a motivator is to pay people enough to take the issue of money off the table.

At times soldiers were even paid in salt, which was the origin of the word salary and the expression “worth his salt” or “earning his salt.” In fact, the Latin word sal became the French word solde, meaning pay, which is the origin of the word, soldier.

The top 1% holds nearly half of the financial wealth, the greatest concentration of wealth of any industrialized nation, more concentrated than at any time since the Depression. In 1980, on average, CEOs earned 42 times the salary of the average worker, and these days they earn about 476 times that salary. Since 1980, the rich have been getting richer fast and furiously and hard-working people in the middle are sliding down the greasy slope who never imagined this could happen to them. The concentration of wealth and power in the hands of a few is the death knell of democracy. No republic in the history of humankind has survived this.

The fact is that most women accept whatever salary they are offered, without saying a peep. Sixty percent of women never negotiate for higher pay, never ever, not even once in their entire career.1 If you are serious about building wealth, you must stop leaving money on the table.

In the end, the only way to earn what you’re really worth is to get paid based on your results. Once again, my dad said it best: “You’ll never get rich working on straight salary for someone else. If you’re going to get a job, make sure you get paid on percentage. Otherwise, go work for yourself !

It's a lot to live up to. These pressures of achieving. From the moment you're born, you're pounded with the expectations of what you need to actualize in order to become a success. Go to college. Get married. Raise a family. It's what you're supposed to do. The plans you're supposed to make. The life you're supposed to live. Diverge from the norm and you're frowned upon. Questioned. Shunned. There's something wrong with you if you're not interested in improving yourself. If you can't make a commitment of marriage. If you don't want to have children. So people earn a college degree so they can get a good job. They work at a job they hate just to earn a living. They spend two months' salary on an engagement ring. They pop out a couple of kids they don't really want just so they can fit in. Because it's what their parents did. Because it's what society expects you to do. Because it's safer to take the same path everyone else has traveled. Truth is, no one's listening to Robert Frost.

That such lowly beginnings would soon become one of the world’s strongest dictatorships is beyond fantastic. Lenin was essentially a pamphleteer. In 1918 he was identified as “Chairman of the Council of People’s Commissars and journalist,” and earned more money from publication honoraria (15,000 rubles) than from his salary (10,000 rubles).17 Trotsky was a writer as well, and a grandiloquent orator, but similarly without experience or training in statecraft. Sverdlov was something of an amateur forger, thanks to his father’s engraving craft, and a crack political organizer but hardly an experienced policy maker. Stalin was also an organizer, a rabble-rouser, and, briefly, a bandit, but primarily a periodicals editor—commissar of nationalities was effectively his first regular employment since his brief stint as a teenage Tiflis weatherman. Now,

My idea of working for a living is not going to office and earning a salary. It is to build a log house and catch my own fish and till some soil.

Salary is not what you earn,Salary is what you save.

Ironically, the bigger a woman’s salary is or gets, the bigger is or becomes the minimum income that has to be earned by the man she is willing to make, or keep as, her man.

You'll earn more money doing something you love, rather than just doing something because it pays you a high salary.

A lot of people work to earn. And, while at it, they forget to learn.

Nationally, Virginia’s white teachers ranked in the bottom quarter in public school salaries, and their black counterparts might earn almost 50 percent less.

Set aside some money you can afford to lose before you begin trading. The money you set aside for trading should be about six to twelve months of your current salary or your current earnings.

I came across an article recently that reported how growing numbers of employers today complain that many young job applicants exhibit all thesigns of having been -- there's no other word for it-- SPOILED. These young people feel entitled to jobs and salaries they haven't earned. They have unrealistic views of their own capabilities. They don't take criticism well, and they demand lots of attention and guidance from their employres. They "were raised with so much affirmation and positive reinforcement that they come into the workplace needy for more," said one manager.

Current black leaders preach racial hatred and welfare dependency, not peace and independence. They earn their fat salaries by stirring up the racial pot and portraying blacks as the hopeless victims of racism.

Ah! madam,” cried Emma, “if other children are at all like what I remember to have been myself, I should think five times of the amount of what I have ever yet heard named as a salary on such occasions, dearly earned.

U.S. Soccer’s monetary figures are equally unsettling. In 2017, the women’s team is expected to generate $17 million in revenue compared to $9 million by the men, and yet the men’s salaries still dwarf the women’s across the board. For wins, the women’s team earns thirty-seven cents to every dollar earned by men. Players in the National Women’s Soccer League earn between $6,842 and $37,800, while members of Major League Soccer earn an average salary exceeding $200,000.

They came to me because they had finally realized, after years of observation and experience, that the highest-paid personnel in engineering are frequently not those who know the most about engineering. One can, for example, hire mere technical ability in engineering, accountancy, architecture or any other profession at nominal salaries. But the person who has technical knowledge plus the ability to express ideas, to assume leadership, and to arouse enthusiasm among people—that person is headed for higher earning power.

This man was a high-powered operator, but also prone to overwork. He earned a high salary, but he couldn’t use it now that he was dead. He wore Armani suits and drove a Jaguar, but finally he was just another ant, working and working until he died without meaning.

Andrew Ross makes sense of this sad artifice [decreasing academic pay] by explaining that academics of all ranks, along with artists, are uniquely willing to tolerate exploitation in the workplace. Ross claims that scholars' readiness "to accept a discounted wage out of 'love for their subject' has helped not only to sustain the cheap labor supply but also to magnify its strength and volume. Like artists and performers, academics are inclined by training to sacrifice earnings for the opportunity to exercise their craft." (p. 64)

In life we never know when a rainy day will come and you might fall short of money. In order to be prepared for such a situation, you should always save some money from your salary, and if you are not earning, then from your husband’s salary. If your salary is one thousand rupees take fifty or hundred rupees and keep it separately. This money should not be used for buying ornaments or silk saris. When you are young, you want to spend money and buy many things but remember, when you are in difficulty only few things will come to your help. Your courage, your ability to adjust to new situations and the money which you have saved. Nobody will come and help you.

Cixi’s lack of formal education was more than made up for by her intuitive intelligence, which she liked to use from her earliest years. In 1843, when she was seven, the empire had just finished its first war with the West, the Opium War, which had been started by Britain in reaction to Beijing clamping down on the illegal opium trade conducted by British merchants. China was defeated and had to pay a hefty indemnity. Desperate for funds, Emperor Daoguang (father of Cixi’s future husband) held back the traditional presents for his sons’ brides – gold necklaces with corals and pearls – and vetoed elaborate banquets for their weddings. New Year and birthday celebrations were scaled down, even cancelled, and minor royal concubines had to subsidise their reduced allowances by selling their embroidery on the market through eunuchs. The emperor himself even went on surprise raids of his concubines’ wardrobes, to check whether they were hiding extravagant clothes against his orders. As part of a determined drive to stamp out theft by officials, an investigation was conducted of the state coffer, which revealed that more “than nine million taels of silver had gone missing. Furious, the emperor ordered all the senior keepers and inspectors of the silver reserve for the previous forty-four years to pay fines to make up the loss – whether or not they were guilty. Cixi’s great-grandfather had served as one of the keepers and his share of the fine amounted to 43,200 taels – a colossal sum, next to which his official salary had been a pittance. As he had died a long time ago, his son, Cixi’s grandfather, was obliged to pay half the sum, even though he worked in the Ministry of Punishments and had nothing to do with the state coffer. After three years of futile struggle to raise money, he only managed to hand over 1,800 taels, and an edict signed by the emperor confined him to prison, only to be released if and when his son, Cixi’s father, delivered the balance. The life of the family was turned upside down. Cixi, then eleven years old, had to take in sewing jobs to earn extra money – which she would remember all her life and would later talk about to her ladies-in-waiting in the court. “As she was the eldest of two daughters and three sons, her father discussed the matter with her, and she rose to the occasion. Her ideas were carefully considered and practical: what possessions to sell, what valuables to pawn, whom to turn to for loans and how to approach them. Finally, the family raised 60 per cent of the sum, enough to get her grandfather out of prison. The young Cixi’s contribution to solving the crisis became a family legend, and her father paid her the ultimate compliment: ‘This daughter of mine is really more like a son!’ Treated like a son, Cixi was able to talk to her father about things that were normally closed areas for women. Inevitably their conversations touched on official business and state affairs, which helped form Cixi’s lifelong interest. Being consulted and having her views acted on, she acquired self-confidence and never accepted the com“common assumption that women’s brains were inferior to men’s. The crisis also helped shape her future method of rule. Having tasted the bitterness of arbitrary punishment, she would make an effort to be fair to her officials.

He earned a high salary, but he couldn’t use it now that he was dead. He wore Armani suits and drove a Jaguar, but finally he was just another ant, working and working until he died without meaning. The very fact that he existed in this world would eventually be forgotten. “Such a shame, he was so young,” people might say. Or they might not.

The thick communities have a distinct culture—the way the University of Chicago, Morehouse College, the U.S. Marine Corps do. A thick institution is not trying to serve its people instrumentally, to give them a degree or to simply help them earn a salary. A thick institution seeks to change the person’s whole identity. It engages the whole person: head, hands, heart, and soul.

His wife, Electra, was a capable helpmeet, although—like himself— a dreamer of dreams and a private dabbler in romance. The first thing she did, after her marriage—child as she was, aged only nineteen— was to buy an acre of ground on the edge of the town, and pay down the cash for it—twenty-five dollars, all her fortune. Saladin had less, by fifteen. She instituted a vegetable garden there, got it farmed on shares by the nearest neighbor, and made it pay her a hundred per cent. a year. Out of Saladin's first year's wage she put thirty dollars in the savings-bank, sixty out of his second, a hundred out of his third, a hundred and fifty out of his fourth. His wage went to eight hundred a year, then, and meantime two children had arrived and increased the expenses, but she banked two hundred a year from the salary, nevertheless, thenceforth. When she had been married seven years she built and furnished a pretty and comfortable two-thousand-dollar house in the midst of her garden-acre, paid half of the money down and moved her family in. Seven years later she was out of debt and had several hundred dollars out earning its living.

So you open your mouth and listen to yourself say, “I want eight thousand a day. Plus expenses.” This is the polite, industry-standard way of saying “piss off, I’m not interested.” You did the math over your morning coffee: You want to earn 100K a year, what with those bonuses you’ve been pulling on top of your salary. (Besides, a euro doesn’t buy what it used to.) There are 250 working days in a year, and a contractor works for roughly 40 per cent of the time, so you need to charge yourself out at 2.5 times your payroll rate, or 1000 a day in order to meet your target. Not interested in the job? Pitch unrealistically high. You never know… “Done,” says Mr. Pin-Stripe, staring at you expressionlessly. And it is at that point that you realize you are well and truly fucked.

Not long before her death, Mary Soames, Churchill’s last surviving child, said about her father, ‘The thing to remember is that he was a journalist.’ So he was, and in his double career as politician and journalist, the writing enriched him, with earnings far larger than even the prime minister’s salary, while also tempting him to play his habitual role as a lone wolf, free of party loyalty.

This man was a high-powered operator, but also prone to overwork. He earned a high salary, but he couldn’t use it now that he was dead. He wore Armani suits and drove a Jaguar, but finally he was just another ant, working and working until he died without meaning. The very fact that he existed in this world would eventually be forgotten. “Such a shame, he was so young,” people might say. Or they might not.

However, if you’re a top executive earning $250,000 a year and you win $1 million in the lottery, or your company board suddenly decides to double your salary, your surge is likely to last only a few weeks. According to the empirical findings, it’s almost certainly not going to make a big difference to the way you feel over the long run. You’ll buy a snazzier car, move into a palatial home, get used to drinking Chateau Pétrus instead of California Cabernet, but it’ll soon all seem routine and unexceptional.

Poverty is a funny phenomenon. It is always defined financially and always relative to what other people earn. It is possible to be extremely happy despite having little money and being officially categorised as poverty-stricken. You can also be really unhappy despite earning a high salary. Those who always want something more will always live in poverty, regardless of how much they earn, while those who are content with what they have will always feel they have an abundance. Most poverty in the UK isn't material poverty, it's spiritual poverty, a state of mind in which fulfilment comes only from the pursuit of material gain.

After 5 years of college, I got a degree. Right out of the gate, I was at the top of my field, earning a solid mid 5-figure salary. There was no upward mobility. I started at the top, at age 23. I did that for 3 years. With free info from the Internet and one $299 course, I learned everything I needed to know to make 3x that salary in a year and a half. In another 5 years, that meager college-degree salary will be so far in the rear view mirror that I won't even remember what life was like to make so little. The Internet has largely rendered college, and education in general, irrelevant. For those that want to learn anything, open your browser and get to it.41a

Although it would be difficult to prove, the pervading view of wealth—that it should be forcibly taken from those who have it—probably has an effect on crime. If, as they are told over and over, the poor are entitled to money earned by others, why should they not simply take it themselves and cut out the middleman? Crime is, in fact, a much more efficient way to spread wealth. Of every dollar spent by Congress for welfare, only thirty cents actually reach recipients. Administration and bureaucrat salaries eat up the rest.1318 New York City spends an incredible $18,000 a year per person to accommodate drifters on cots laid out by the hundreds on the floors of armories.

As long as I’m earning money and I stay inside my limits, everyone’s happy. What’s more, it makes me top earner in the firm. Do you see this office? The boss of Barclays Thailand used to sit here. You might be wondering why a lousy broker like me is here. It’s because there’s only one thing that counts in a brokerage company: how much money you earn. Everything else is decoration. Bosses, too. They’re only administrators who are dependent on those of us in the market to keep their jobs and salaries. My boss has now moved to a comfortable office on the floor below because I threatened to go to a competitor with all my clients if I didn’t get a better bonus agreement. And this office.

If you are a member of Congress, (no offence,) and one of your constituents who doesn’t know anything, and does not want to go into the bother of learning something, and has no money, and no employment, and can’t earn a living, comes besieging you for help, do you say, “Come, my friend, if your services were valuable you could get employment elsewhere — don’t want you here?” Oh, no: You take him to a Department and say, “Here, give this person something to pass away the time at — and a salary” — and the thing is done. You throw him on his country. He is his country’s child, let his country support him. There is something good and motherly about Washington, the grand old benevolent National Asylum for the Helpless.

Push up some mountains. Cut them down. Drown the land under the sea. Push up some more mountains. Cut them down. Push up a third set of mountains, and let the river cut through them. “Unconformity” is the geologic term for an old, eroded land surface buried under younger rock layers. Put your outspread hand over the Carlin Canyon, Nevada unconformity and your fingers span roughly forty million years- the time that it took to bevel down the first set of mountains and deposit the younger layers on top. What is forty million years? Enough time for a small predatory dinosaur to evolve into a bird. Enough time for a four-legged, deer-like mammal to evolve into a whale. And far more than enough time to turn an ape-like creature in eastern Africa into a big-brained biped who can marvel at such things. The Grand Canyon’s Great Unconformity divides 1.7 billion-year-old rock from 550 million-year-old rock, a gap of more than one billion years. One billion years. I earn my salary studying the Earth and teaching its history, but I admit utter helplessness in comprehending such a span. A billion pages like those of this book would stack up more than forty miles. I had lived one bullion seconds a few days before my thirty-second birthday. A tape measure one billion inches long would stretch two-thirds of the way around the Earth. Such analogies hint at what deep time means- but they don’t get us there. “The human mind may not have evolved enough to be able to comprehend deep time," John McPhee once observed, “it may only be able to measure it.

Barley money was simply barley – fixed amounts of barley grains used as a universal measure for evaluating and exchanging all other goods and services. The most common measurement was the sila, equivalent to roughly 0.25 gallons. Standardised bowls, each capable of containing one sila, were mass-produced so that whenever people needed to buy or sell anything, it was easy to measure the necessary amounts of barley. Salaries, too, were set and paid in silas of barley. A male labourer earned sixty silas a month, a female labourer thirty silas. A foreman could earn between 1,200 and 5,000 silas. Not even the most ravenous foreman could eat 1,250 gallons of barley a month, but he could use the silas he didn’t eat to buy all sorts of other commodities – oil, goats, slaves, and something else to eat besides barley.8

The pay scales at large cooperatives are either identical to those at collectives or somewhat more unequal due to competitive pressures. The plywood co-ops paid all their members equally, the major exception being the general manager, who was usually a hired outsider and received a higher salary than members.74 In the conventional plywood mills, by contrast, the wages of the highest-paid workers and the lowest-paid differed by a factor of about 2.5.75 At Mondragon, until the 1980s the differential between the highest- and lowest-paid workers was fixed at 3:1. In recent years, with the pressures of globalization and the need to attract skilled managers who could receive much more money in private enterprises, some positions have been raised to a 6:1 ratio, while the CEO of the entire Mondragon corporation earns nine times more than the lowest-paid worker.76

For the first time, people who are retiring today will receive less in benefits than they paid into the system in taxes. A lot of factors are involved in making these comparisons, of course, such as how long someone lives after retirement, how much they earned and thus paid into “the system,” when they decided to start receiving benefits, and so forth. (Incidentally, Social Security itself is very complicated. The Social Security Handbook “has 2,728 separate rules governing its benefits. And it has thousands upon thousands of explanations of those rules in its Program Operating Manual System.”)11 But in 2011, the Urban Institute found that a married couple who earned average lifetime salaries retiring that year had paid about $598,000 in Social Security taxes during their working years. However, they can only expect to receive about $556,000 in lifetime retirement benefits, assuming the husband lives to eighty-two and the wife lives to eighty-five.

Tom Demarco, a principal of the Atlantic Systems Guild team of consultants ... and his colleague Timothy Lister devised a study called the Coding War Games. The purpose of the games was to identify the characteristics of the best and worst computer programmers; more than six hundred developers from ninety-two different companies participated. Each designed, coded, and tested a program, working in his normal office space during business hours. Each participant was also assigned a partner from the same company. The partners worked separately, however, without any communication, a feature of the games that turned out to be critical. When the results came in, they revealed an enormous performance gap. The best outperformed the worst by a 10:1 ratio. The top programmers were also about 2.5 times better than the median. When DeMarco and Lister tried to figure out what accounted for this astonishing range, the factors that you'd think would matter — such as years of experience, salary, even the time spent completing the work — had little correlation to outcome. Programmers with 10 years' experience did no better than those with two years. The half who performed above the median earned less than 10 percent more than the half below — even though they were almost twice as good. The programmers who turned in "zero-defect" work took slightly less, not more, time to complete the exercise than those who made mistakes. It was a mystery with one intriguing clue: programmers from the same companies performed at more or less the same level, even though they hadn't worked together. That's because top performers overwhelmingly worked for companies that gave their workers the most privacy, personal space, control over their physical environments, and freedom from interruption. Sixty-two percent of the best performers said that their workspace was acceptably private, compared to only 19 percent of the worst performers; 76 percent of the worst performers but only 38 percent of the top performers said that people often interrupted them needlessly.

My confusion about the separation between the servant class and the upper middle class revealed a quintessentially American point of view. Status is much more fluid in America, at least within the wide range of the population that can loosely be characterized as middle-class. I wait tables at a restaurant, and after my shift is over, I go out to a lounge and someone waits on me. Even if I get a graduate degree and earn a six-figure salary, I don’t treat waiters like a permanently lower class. After all, I was one and know what it feels like. And who knows when someone serving me in this restaurant will get their own graduate degree and be my boss. Better to be friendly. My “American-ness” was starting to stare me in the face in India: not the America of big-screen televisions and Hummers, but the America that, despite its constant failings, managed to inculcate in its citizens a set of humanizing values—the dignity of labor, the fundamental equality of human beings, mobility based on drive and talent, the opportunity to create and contribute.

What is a “pyramid?” I grew up in real estate my entire life. My father built one of the largest real estate brokerage companies on the East Coast in the 1970s, before selling it to Merrill Lynch. When my brother and I graduated from college, we both joined him in building a new real estate company. I went into sales and into opening a few offices, while my older brother went into management of the company. In sales, I was able to create a six-figure income. I worked 60+ hours a week in such pursuit. My brother worked hard too, but not in the same fashion. He focused on opening offices and recruiting others to become agents to sell houses for him. My brother never listed and sold a single house in his career, yet he out-earned me 10-to-1. He made millions because he earned a cut of every commission from all the houses his 1,000+ agents sold. He worked smarter, while I worked harder. I guess he was at the top of the “pyramid.” Is this legal? Should he be allowed to earn more than any of the agents who worked so hard selling homes? I imagine everyone will agree that being a real estate broker is totally legal. Those who are smart, willing to take the financial risk of overhead, and up for the challenge of recruiting good agents, are the ones who get to live a life benefitting from leveraged Income. So how is Network Marketing any different? I submit to you that I found it to be a step better. One day, a friend shared with me how he was earning the same income I was, but that he was doing so from home without the overhead, employees, insurance, stress, and being subject to market conditions. He was doing so in a network marketing business. At first I refuted him by denouncements that he was in a pyramid scheme. He asked me to explain why. I shared that he was earning money off the backs of others he recruited into his downline, not from his own efforts. He replied, “Do you mean like your family earns money off the backs of the real estate agents in your company?” I froze, and anyone who knows me knows how quick-witted I normally am. Then he said, “Who is working smarter, you or your dad and brother?” Now I was mad. Not at him, but at myself. That was my light bulb moment. I had been closed-minded and it was costing me. That was the birth of my enlightenment, and I began to enter and study this network marketing profession. Let me explain why I found it to be a step better. My research led me to learn why this business model made so much sense for a company that wanted a cost-effective way to bring a product to market. Instead of spending millions in traditional media ad buys, which has a declining effectiveness, companies are opting to employ the network marketing model. In doing so, the company only incurs marketing cost if and when a sale is made. They get an army of word-of-mouth salespeople using the most effective way of influencing buying decisions, who only get paid for performance. No salaries, only commissions. But what is also employed is a high sense of motivation, wherein these salespeople can be building a business of their own and not just be salespeople. If they choose to recruit others and teach them how to sell the product or service, they can earn override income just like the broker in a real estate company does. So now they see life through a different lens, as a business owner waking up each day excited about the future they are building for themselves. They are not salespeople; they are business owners.

unfairness can take many forms. It can take the form of the inheritance of property—bonds and stocks, houses, factories; it can also take the form of the inheritance of talent—musical ability, strength, mathematical genius. The inheritance of property can be interfered with more readily than the inheritance of talent. But from an ethical point of view, is there any difference between the two? Yet many people resent the inheritance of property but not the inheritance of talent. Look at the same issue from the point of view of the parent. If you want to assure your child a higher income in life, you can do so in various ways. You can buy him (or her) an education that will equip him to pursue an occupation yielding a high income; or you can set him up in a business that will yield a higher income than he could earn as a salaried employee; or you can leave him property, the income from which will enable him to live better. Is there any ethical difference among these three ways of using your property? Or again, if the state leaves you any money to spend over and above taxes, should the state permit you to spend it on riotous living but not to leave it to your children?

Here are four more strategies to help you stack the deck in your favor when seeking a raise or a promotion: ✓ DO YOUR RESEARCH: Understand your market value and, more important, your value to the company. Be prepared to explain, candidly and concretely, what you feel you’re doing that you’re not being compensated for. Have confidence in your own worth. ✓ ASK TO BE PAID FOR THE JOB YOU’RE ACTUALLY DOING: If your responsibilities have increased but you haven’t been recognized since, say, you’ve taken over for the manager who left several months earlier, approach your new boss and say, “I’ve been effectively doing this person’s job since she departed and I’d like to formally assume her position.” Have a conversation. Express that you feel confident you can grow in this role and create value for the organization. ✓ PROVE YOUR WORTH: To earn an increase in salary, you need to be increasing your responsibilities and performing at a higher level than when you were hired. ✓ DON’T NEGOTIATE IF YOUR BOSS SAYS NO: Typically no means no when it comes to this type of discussion. If your boss says no, you have two choices: you either accept the rationale, think about it, and grow based on the feedback, or you leave. This is a good time to be reflective. Ask why you haven’t earned the increase. You may not walk away with a new title or more money, but hopefully you’ll learn something that will help you correct your course moving forward.

Ultimately, the World Top Incomes Database (WTID), which is based on the joint work of some thirty researchers around the world, is the largest historical database available concerning the evolution of income inequality; it is the primary source of data for this book.24 The book’s second most important source of data, on which I will actually draw first, concerns wealth, including both the distribution of wealth and its relation to income. Wealth also generates income and is therefore important on the income study side of things as well. Indeed, income consists of two components: income from labor (wages, salaries, bonuses, earnings from nonwage labor, and other remuneration statutorily classified as labor related) and income from capital (rent, dividends, interest, profits, capital gains, royalties, and other income derived from the mere fact of owning capital in the form of land, real estate, financial instruments, industrial equipment, etc., again regardless of its precise legal classification). The WTID contains a great deal of information about the evolution of income from capital over the course of the twentieth century. It is nevertheless essential to complete this information by looking at sources directly concerned with wealth. Here I rely on three distinct types of historical data and methodology, each of which is complementary to the others.25 In the first place, just as income tax returns allow us to study changes in income inequality, estate tax returns enable us to study changes in the inequality of wealth.26 This

Some Conseil meetings lasted eight to ten hours, and Chaptal recalled that it was always Napoleon ‘who expended the most in terms of words and mental strain. After these meetings, he would convene others on different matters, and never was his mind seen to flag.’68 When members were tired during all-night sessions he would say: ‘Come, sirs, we haven’t earned our salaries yet!’69 (After they ended, sometimes at 5 a.m., he would take a bath, in the belief that ‘One hour in the bath is worth four hours of sleep to me.’70) Other than on the battlefield itself, it was here that Napoleon was at his most impressive. His councillors bear uniform witness – whether they later supported or abandoned him, whether they were writing contemporaneously or long after his fall – to his deliberative powers, his dynamism, the speed with which he grasped a subject, and the tenacity never to let it go until he had mastered its essentials and taken the necessary decision. ‘Still young and rather untutored in the different areas of administration,’ recalled one of them of the early days of the Consulate, ‘he brought to the discussions a clarity, a precision, a strength of reason and range of views that astonished us. A tireless worker with inexhaustible resources, he linked and co-ordinated the facts and opinions scattered throughout a large administration system with unparalleled wisdom.’71 He quickly taught himself to ask short questions that demanded direct answers. Thus Conseil member Emmanuel Crétet, the minister of public works, would be asked ‘Where are we with the Arc de Triomphe?’ and ‘Will I walk on the Jena bridge on my return?’72

Where should we be if every one had his rights? Fancy every one's having a hand in the government? Can you imagine a city ruled by its citizens? Why, the citizens are the team, and the team cannot be driver. To put to the vote is to throw to the winds. Would you have states driven like clouds? Disorder cannot build up order. With chaos for an architect, the edifice would be a Babel. And, besides, what tyranny is this pretended liberty! As for me, I wish to enjoy myself; not to govern. It is a bore to have to vote; I want to dance. A prince is a providence, and takes care of us all. Truly the king is generous to take so much trouble for our sakes. Besides, he is to the manner born. He knows what it is. It's his business. Peace, War, Legislation, Finance--what have the people to do with such things? Of course the people have to pay; of course the people have to serve; but that should suffice them. They have a place in policy; from them come two essential things, the army and the budget. To be liable to contribute, and to be liable to serve; is not that enough? What more should they want? They are the military and the financial arm. A magnificent rôle. The king reigns for them, and they must reward him accordingly. Taxation and the civil list are the salaries paid by the peoples and earned by the prince. The people give their blood and their money, in return for which they are led. To wish to lead themselves! what an absurd idea! They require a guide; being ignorant, they are blind. Has not the blind man his dog? Only the people have a lion, the king, who consents to act the dog. How kind of him! But why are the people ignorant? because it is good for them. Ignorance is the guardian of Virtue. Where there is no perspective there is no ambition. The ignorant man is in useful darkness, which, suppressing sight, suppresses covetousness: whence innocence. He who reads, thinks; who thinks, reasons. But not to reason is duty; and happiness as well. These truths are incontestable; society is based on them.

When Susan B. Anthony began earning a salary as an elementary school teacher, at twenty-six, she had already turned down two marriage proposals in her quest to remain unmarried. She purchased for herself a fox-fur muff, a white silk hat, and a purple wool dress and wrote home, wondering if her peers might not “feel rather sad because they are married and can not have nice clothes.

They note that the coherent arbitrariness of salaries is tacitly recognized in an old one-liner: A wealthy man is one who earns $100 more than his wife’s sister’s husband.

Frédéric Dard, remarked, “It’s when you are paying your taxes that you realize you can’t afford the salary you earn.

In study after study, the overwhelming majority of men aged twenty to forty-five say that having a work schedule that lets them spend more time with their family is more important than doing challenging work or even earning a high salary.

Dr. Manour makes it abundantly clear that it is the Israeli blockade and the resulting “de-development” of Gaza that is leading to this dire situation: Most people don’t work, and those who do, earn pennies—the average salary is 1,000 shekels a month [$285]. Mentally and physically, parents are simply not capable of supporting their children. They are immersed in their own depression, their own trauma. … I’ve seen the starvation. I visit meager, empty homes. The refrigerator is off even during the hours when they have electric power, because there’s nothing in it. The children tell me that they eat once a day; some eat once every two days. As Dr. Manour concluded, “The trauma does not end and will not end. Adults and children live in terrible pain, they’re only looking for how to escape it. We also see growing numbers of addicts.”40

Where should we be if every one had his rights? Fancy every one's having a hand in the government? Can you imagine a city ruled by its citizens? Why, the citizens are the team, and the team cannot be driver. To put to the vote is to throw to the winds. Would you have states driven like clouds? Disorder cannot build up order. With chaos for an architect, the edifice would be a Babel. And, besides, what tyranny is this pretended liberty! As for me, I wish to enjoy myself; not to govern. It is a bore to have to vote; I want to dance. A prince is a providence, and takes care of us all. Truly the king is generous to take so much trouble for our sakes. Besides, he is to the manner born. He knows what it is. It's his business. Peace, War, Legislation, Finance--what have the people to do with such things? Of course the people have to pay; of course the people have to serve; but that should suffice them. They have a place in policy; from them come two essential things, the army and the budget. To be liable to contribute, and to be liable to serve; is not that enough? What more should they want? They are the military and the financial arm. A magnificent rôle. The king reigns for them, and they must reward him accordingly. Taxation and the civil list are the salaries paid by the peoples and earned by the prince. The people give their blood and their money, in return for which they are led. To wish to lead themselves! what an absurd idea! They require a guide; being ignorant, they are blind. Has not the blind man his dog? Only the people have a lion, the king, who consents to act the dog. How kind of him! But why are the people ignorant? because it is good for them. Ignorance is the guardian of Virtue. Where there is no perspective there is no ambition. The ignorant man is in useful darkness, which, suppressing sight, suppresses covetousness: whence innocence. He who reads, thinks; who thinks, reasons. But not to reason is duty; and happiness as well. These truths are incontestable; society is based on them.

With a zero risk profile, no one dares to take responsibility. Mistakes are hidden like dust is swept under the carpet and when they come to light, innocent people who had nothing to do with the mistakes are let go, while the responsible people stay in their positions. Company leaders understand the zero risk profile and rule with authority. People not wanting to risk their income, do unpaid overtime. Though this is illegal, the lack of “Western” ethics does neither shock nor surprise any of the employees. People complaining are creatively fired. Most employees keep their mouths shut and know other companies apply the exact same methods. It merely is business as usual. This demotivates the masses and – consequently - service levels become progressively worse. With the strong company hierarchies and the many levels of middle management, information from the lowest levels in the company hardly reaches general management and vice versa. Underutilized resources, like the employees, generate - relatively seen – little added value. Salaries are in line with these values and people just accept it. Regardless of their age or background, they know their friends and family members earn a similar low salary elsewhere. It is what it is, right?

You should attempt to save and invest at least 30% of your gross salary or earned income. If you make a habit of this and live below your means, it will become second nature

A study of workers in various industries showed that their job satisfaction was less tied to their salaries than to how their salaries compared to their coworkers’ salaries. People understand the significance of this principle: in one study, a majority of people chose to earn $50,000 where others earned $25,000, rather than earn $100,000 where others earned $250,000.

Harlem’s rents were twelve to thirty dollars a month higher than in other areas of the city, although black New Yorkers earned lower salaries than their white counterparts. In the mid-1920s, thirty dollars was a significant chunk of money, equal to about $300 today. Still, a 1924 Urban League study found that Negroes paid from 40 percent to 60 percent higher rents than white people for the same class of apartments—and segregated housing practices did not give black folks the option to just move out of Harlem and into more affordable New York neighborhoods.

The Roman army required salt for its soldiers and for its horses and livestock. At times soldiers were even paid in salt, which was the origin of the word salary and the expression “worth his salt” or “earning his salt.” In fact, the Latin word sal became the French word solde, meaning pay, which is the origin of the word, soldier. To

Many a woman would not be in a relationship with or married to her man, if he earned half of what he earns; and many a man would not be in a relationship with or married to his woman, if he earned twice as much as he earns.

When evaluating a new client for degree of independence, I consider four factors: 1. Emotional issues: Does the person have good resources within himself or herself for coping independently with emotional issues that come up, or does he or she turn to parents not only for advice, but for cues as to how to react to the event in question? 2. Financial issues: Does the adult child earn an adequate living on his or her own, or does he or she rely heavily on parental input for things such as job contacts, supplemental funds, or housing? 3. Practical issues/interactive situations: Can the person manage day-to-day living, finances, nutrition, exercise, and housekeeping? 4. Career/Education issues: Does the person have a rewarding job or career that is commensurate with his or her abilities and offers the potential for further success? Is the person willing to learn new things to increase his or her productivity or compensation? These are the basic skills of living, many of which are addressed in the social ability questionnaire. Just as there are levels of social functioning, so too there are levels of independent functioning. All three of the following levels describe an adult with some degree of dependency problems. A healthy adult is someone who is independent financially, is able to manage practical and interactive issues, and who stays in touch with family but does not rely almost solely on family for emotional support. Level 1—Low Functioning Emotional issues: Lives at home with parent(s) or away from home in a fully structured or supervised environment. Financial issues: Contributes virtually nothing financially to the running of the household. Practical issues: Chooses clothes to wear that day, but does not manage own wardrobe (i.e., laundry, shopping, etc.). Relies on family members to buy food and prepare meals. Does few household chores, if any. May try a few tasks when asked, but seldom follows through until the job is finished. Career/education issues: Is not table to keep a job, and therefore does not earn an independent living. Extremely resistant to learning new skills or changing responsibilities. Level 2: Moderately functioning Emotional issues: Lives either at home or nearby and calls home every day. Relies on parents to discuss all details of daily life, from what happened at work or school that day to what to wear the next day. Will call home for advice rather than trying to figure something out for him- or herself. Financial issues: May rely on parents for supplemental income—parents may supply car, apartment, etc. May be employed by parents at an inflated salary for a job with very few responsibilities. May be irresponsible about paying bills. Practical issues: Is able to make daily decisions about clothing, but may rely on parents when shopping for clothing and other items. Neglects household responsibilities such as laundry, cleaning and meal planning. Career/education issues: Has a job, but is unable to cope with much on-the-job stress; job is therefore only minimally challenging, or a major source of anxiety—discussed in detail with Mom and Dad. Level 3: Functioning Emotional issues: Lives away from home. Calls home a few times a week, relies on family for emotional support and most socializing. Few friends. Practical issues: Handles all aspects of daily household management independently. Financial issues: Is financially independent, pays bills on time. Career/education issues: Has achieved some moderate success at work. Is willing to seek new information, even to take an occasional class to improve skills.

Don’t reduce your impacts to match what you earn.

According to a 2007 assessment by Salary.com, the domestic labor of a woman who stays home to care for her children is worth an impressive $138,095 a year. (That’s a three-percent raise from the $134,121 “earned” the year before.) By the way, that salary is compensation for a 91.6-hour work week,

There is a deeper satisfaction if you earn from your own work than relying on corruptible ways of amassing riches.

The first of the great Roman roads, the Via Salaria, Salt Road, was built to bring this salt not only to Rome but across the interior of the peninsula. This worked well in the Roman part of the Italian peninsula. But as Rome expanded, transporting salt longer distances by road became too costly. Not only did Rome want salt to be affordable for the people, but, more importantly as the Romans became ambitious empire builders, they needed it to be available for the army. The Roman army required salt for its soldiers and for its horses and livestock. At times soldiers were even paid in salt, which was the origin of the word salary and the expression “worth his salt” or “earning his salt.” In fact, the Latin word sal became the French word solde, meaning pay, which is the origin of the word, soldier.

Her parents are on the young side, and they plan to retire early and enjoy their money. These things are never put into words, yet there is no doubt about their expectations. Vivian is the same way. She somehow makes everything clear without being blunt or even raising her voice. After she presented Sean, for example, with her timeline for having their one (and only) child, she added: “And, of course, I will be staying home.” “Of course,” he replied, although he had assumed she wanted to work. She had seemed so gung-ho ambitious when they met. “I could go back to work, but almost all my income would go to child care, so what’s the point of that?” “Of course,” he repeated. “Which means you’ll probably want to leave the newspaper and go into a corporate position.” “Of—what?” They had been living in Charlotte then. It was a hot newspaper, coming off a Pulitzer win for its coverage of Jim and Tammy Faye Bakker, part of a much-respected chain. Sean, who used his aborted premed education to position himself as a medical reporter, had planned to go as far as he could there, then move on to one of the big dogs, the Washington Post or the New York Times. It was not an unreasonable dream in 1989. It would not have been an unreasonable dream even ten years later. Twenty years later—the chain that owned the paper doesn’t even exist anymore. If he had followed his heart, he might have been one of the lucky ones, safe and sound at a big national newspaper when all the other papers started to shrink. But he was long gone from journalism by then, exiled to corporate communications, first in Charlotte’s banking industry, now for Blue Cross and Blue Shield of Florida. He makes good money, and he earns that salary in income-tax-free Florida. It was enough—just—to buy Vivian the house she expected in a neighborhood she deemed worthy, Old Northeast, although without a water view. It’s a good life. Really. Together more than twenty years, they never fight or raise their voices. They disagree. They often disagree. Then Sean explains his side and Vivian explains

I have touched upon how well compensated British bureaucrats in India were, but what made things worse was how imbalanced their salaries were when compared with their local counterparts. In the first decades of the twentieth century, J. T. Sunderland observed that the difference in salaries and emoluments was so great that 8,000 British officers earned £13,930,554, while 130,000 Indians in government service were collectively paid a total of £3,284,163.

This time when Morrison asked where to, he was glad to say, “Home” Proving he earned every penny of his salary, Morrison took him not to Woolworth House but to the Woolworth heiress herself.

In a married couple’s joint tax return, the couple must ‘stack’ their wages. The higher earner (given the gender pay gap this is usually the man) is designated the ‘primary earner’, and their income occupies the lower tax bracket. The lower earner (usually the woman) becomes the ‘secondary earner’, and their income occupies the higher tax bracket. To return to our couple earning $60,000 and $20,000, the person earning $20,000 will be taxed on that income as if it is the final $20,000 of an $80,000 salary, rather than all she earns. That is, she will pay a much higher rate of tax on that income than if she filed independently of her higher-earning husband.

$252,000 a year—not a huge amount for a TV job where you pulled several all-nighters a week, and obscene compared to, say, a fourth-grade teacher’s salary. Even if Danny didn’t yet earn more than I did from TNO, he’d recently begun appearing in movies, whereas I used my summers off for the considerably less lucrative activities of reading novels and traveling.

Try to save something while your salary is small; it is impossible to save after you begin to earn more”.

From the beginning, Bob and I believed in creating a meritocracy. EGI was entrepreneurial, based on transparency, initiative, creativity, trust, and the alignment of interests. We paid people enough salary to live comfortably, but all of their ups came from participation in the investments. In other words, the real money was in the deal residuals, the percentage of profits each deal earned, not from salary. There was no cherry-picking of projects, and rewards were found in each year’s accomplishments, not in deal-by-deal allocations. Virtually everyone on the team had a piece of everyone else’s deal, so while we always had a healthy level of lighthearted internal rivalry, everyone also went out of their way to make sure the other person’s deal succeeded. That basic principle has never changed over the decades.

Most people believe, “My lifestyle is about the same every month. Our savings are fixed. We make a salary, so what we earn is fixed. And lastly, what we spend is fixed.” But the truth is that no one reading this book has a robotic life filled with endless repeating loops where they get paid the exact same amount of money every single month for decades on end. We all have fluctuations in our income.