Retirement Best Quotes

I will love you with no regard to the actions of our enemies or the jealousies of actors. I will love you with no regard to the outrage of certain parents or the boredom of certain friends. I will love you no matter what is served in the world’s cafeterias or what game is played at each and every recess. I will love you no matter how many fire drills we are all forced to endure, and no matter what is drawn upon the blackboard in blurry, boring chalk. I will love you no matter how many mistakes I make when trying to reduce fractions, and no matter how difficult it is to memorize the periodic table. I will love you no matter what your locker combination was, or how you decided to spend your time during study hall. I will love you no matter how your soccer team performed in the tournament or how many stains I received on my cheerleading uniform. I will love you if I never see you again, and I will love you if I see you every Tuesday. I will love you if you cut your hair and I will love you if you cut the hair of others. I will love you if you abandon your baticeering, and I will love you if you if you retire from the theater to take up some other, less dangerous occupation. I will love you if you drop your raincoat on the floor instead of hanging it up and I will love you if you betray your father. I will love you even if you announce that the poetry of Edgar Guest is the best in the world and even if you announce that the work of Zilpha Keatley Snyder is unbearably tedious. I will love you if you abandon the theremin and take up the harmonica and I will love you if you donate your marmosets to the zoo and your tree frogs to M. I will love you as a starfish loves a coral reef and as a kudzu loves trees, even if the oceans turn to sawdust and the trees fall in the forest without anyone around to hear them. I will love you as the pesto loves the fettuccini and as the horseradish loves the miyagi, as the tempura loves the ikura and the pepperoni loves the pizza. I will love you as the manatee loves the head of lettuce and as the dark spot loves the leopard, as the leech loves the ankle of a wader and as a corpse loves the beak of the vulture. I will love you as the doctor loves his sickest patient and a lake loves its thirstiest swimmer. I will love you as the beard loves the chin, and the crumbs love the beard, and the damp napkin loves the crumbs, and the precious document loves the dampness in the napkin, and the squinting eye of the reader loves the smudged print of the document, and the tears of sadness love the squinting eye as it misreads what is written. I will love you as the iceberg loves the ship, and the passengers love the lifeboat, and the lifeboat loves the teeth of the sperm whale, and the sperm whale loves the flavor of naval uniforms. i will love you as a child loves to overhear the conversations of its parents, and the parents love the sound of their own arguing voices, and as the pen loves to write down the words these voices utter in a notebook for safekeeping. I will love you as a shingle loves falling off a house on a windy day and striking a grumpy person across the chin, and as an oven loves malfunctioning in the middle of roasting a turkey. I will love you as an airplane loves to fall from a clear blue sky and as an escalator loves to entangle expensive scarves in its mechanisms. I will love you as a wet paper towel loves to be crumpled into a ball and thrown at a bathroom ceiling and as an eraser loves to leave dust in the hairdos of people who talk too much. I will love you as a cufflink loves to drop from its shirt and explore the party for itself and as a pair of white gloves loves to slip delicately into the punchbowl. I will love you as the taxi loves the muddy splash of a puddle and as a library loves the patient tick of a clock.

He’s retired, he’s just turned sixty, you know. And on the actual day of his retirement it turned out he wasn’t a radiologist at heart at all, he didn’t want to spend another day of his life on medicine. He’d always wanted to be a beekeeper, and now bees are the only thing he’ll take an interest in. How do these things happen, do you think? If you’re really a beekeeper, how is it that you waste the best years of your life doing something else?

Refire—an attitude of embracing the years ahead with enthusiasm rather than apathy.

You might be on the back nine of life, but it's good to finish strong.

There is time for everything; a time to MAKE the BEST and a time to TAKE a REST...

She had something Adam didn't. Curiosity. First step to growth -- and if it wasn't for Eve's Adam would still be sitting by the side of the pool picking his nose and scratching his scalp, bamboozled by his own reflection. Off in her part of Eden, Eve hadn't bothered naming the animals. On the other hand she'd discovered how to milk some of them and how best to eat the eggs of others. She'd decided she wasn't overly keen on torrential rain and had built a shelter from bamboo and banana leaves, into which she'd retire when the heavens opened, having set out coconut shells to catch the rainwater with a view to saving herself the schlep down to the spring every time she wanted a drink. The only thing you won't be surprised to hear about is that she'd already domesticated a cat and called it Misty.

There’s plenty of emphasis on success in our culture, but we have to help people focus on significance as well.

I hope my message has at least jarred you into rethinking the standard and conventional approaches to living one’s life—get a good job, work hard through endless hours, and then retire in your sixties or seventies and live out your days in your so-called golden years. But I still ask you: Why wait until your health and life energy have begun to wane? Rather than just focusing on saving up for a big pot full of money that you will most likely not be able to spend in your lifetime, live your life to the fullest now: Chase memorable life experiences, give money to your kids when they can best use it, donate money to charity while you’re still alive. That’s the way to live life. Remember: In the end, the business of life is the acquisition of memories. So what are you waiting for?

Earth society has programmed us to keep our heads down and remain as these mindless drones. Everyone tells us we all have to follow the same blueprint: You gotta go to school. Graduate. Go to college, if you want the best job. Get married. Make babies. Work some more, get promoted. Then you retire. We want, and want, and want, and then we die. Then people say, Oh, what a great life that person led. But that's not living. It's just a way to exist.

For women: In your autumn years, having a successful career behind you will be nothing compared to having a large family, with grandchildren and everything else that comes with it. This is also the best and most natural method for ensuring your retirement benefits — a few decades from now, your children and grandchildren will be far more inclined to take care of you than the rapidly crumbling European welfare states will. Besides, passing your genes on is a far worthier goal in life than slaving for some multinational corporation, which will forget all about you the second you retire. Furthermore, the plummeting birth rates of Europe must be reversed. Make sure to have at least three children, and raise them well. In this regard, the future of Europe rests squarely in your hands.

Work hard, play well, be kind to animals and old people, don't cheat, never ever lie. Grantland Rice, old sports-caster said it best, " When the great Scorer comes to write your name, it matters not whether you won or lost, but how you played the game.

Harry - I'm flying north immediately. This news about your scar is the latest in a series of strange rumors that have reached me here. If it hurts again, go straight to Dumbledore - they're saying he's got Mad-Eye out of retirement, which means he's reading the signs, even if no one else is. I'll be in touch soon. My best to Ron and Hermione. Keep your eyes open,Harry. Sirius Dear Sirius, I reckon I just imagined my scar hurting, I was half asleep when I wrote to you last time. There's no point coming back, everything's fine here. Don't worry about me, my head feels completely normal. Harry Nice try, Harry. I'm back in the country and well hidden. I want you to keep me posted on everything that's going on at Hogwarts. Don't use Hedwig, keep changing owls,and don't worry about me, just watch out for yourself Don't forget what I said about your scar. Sirius

Bumped uglies?” I repeated on a laugh. “You are a retired phone sex operator and the best you can come up with is ‘bump uglies’? I’m disappointed in you.” “Gland to gland combat? Slytherin in the Hufflepuff? Doing the monster mash? Verbing the adjective noun?” I

The all-powerful Zahir seemed to be born with every human being and to gain full strength in childhood, imposing rules that would thereafter always be respected: People who are different are dangerous; they belong to another tribe; they want our lands and our women. We must marry, have children, reproduce the species. Love is only a small thing, enough for one person, and any suggestion that the heart might be larger than this may seem perverse. When we are married we are authorised to take possession of the other person, body and soul. We must do jobs we detest because we are part of an organised society, and if everyone did what they wanted to do, the world would come to a standstill. We must buy jewelry; it identifies us with our tribe. We must be amusing at all times and sneer at those who express their real feelings; it's dangerous for a tribe to allow its members to show their feelings. We must at all costs avoid saying no because people prefer those who always say yes, and this allows us to survive in hostile territory. What other people think is more important than what we feel. Never make a fuss--it might attract the attention of an enemy tribe. If you behave differently you will be expelled from the tribe because you could infect others and destroy something that was extremely difficult to organise in the first place. We must always consider the look of our new cave, and if we don't have a clear idea of our own, then we must call a decorator who will do his best to show others what good taste we have. We must eat three meals a day, even if we're not hungry, and when we fail to fit the current ideal of beauty we must fast, even if we're starving. We must dress according to the dictates of fashion, make love whether we feel like it or not, kill in the name of our country, wish time away so that retirement comes more quickly, elect politicians, complain about the cost of living, change our hair-style, criticise anyone who is different, go to a religious service on Sunday, Saturday or Friday, depending on our religion, and there beg forgiveness for our sins and puff ourselves up with pride because we know the truth and despise he other tribe, who worship false gods. Our children must follow in our footsteps; after all we are older and know more about the world. We must have a university degree even if we never get a job in the area of knowledge we were forced to study. We must never make our parents sad, even if this means giving up everything that makes us happy. We must play music quietly, talk quietly, weep in private, because I am the all-powerful Zahir, who lays down the rules and determines the meaning of success, the best way to love, the importance of rewards.

I’m a hustler and I work hard, but being a lazy person is my default. It’s what I do best. I’m a champion napper—I’ve even taken a nap in the Louvre among other weird places. I love chilling and day drinking and taking it fucking easy. But as it turns out, I’m not retired just yet, so I try my best to go against the lazy grain, which is why I always have multiple to-do lists going. Otherwise, I’ll to-don’t with everything and take a nap instead.

The best way to reduce snoring is to lose weight, sleep on your side , and not drink alcohol before retiring.

Musicians don't retire; they stop when there's no more music in them.”    - Louis Armstrong

There’s nothing wrong with accumulating wealth, receiving recognition for your efforts, and having some power and status--what’s wrong is when you think that’s who you are.

We can all make the world a better place through the moment-to-moment decisions we make as we interact with people.

For solitude sometimes is best society and short retirement urges sweet return.

It's sad to see old friends have to move away, but at the same time, you know the retirement home is the best place for them.

Retirement is a blank sheet of paper. It is a chance to redesign your life into something new and different.

There are many ways to measure a manager’s success and contributions to a franchise ... but in this case the two numbers that illustrate it best are eight and four: Bobby Cox’s #6 jersey was just the eighth number retired in franchise history, and of the remaining seven, four of them played for Bobby.

Lots of people have a “timeline” in mind for their life: the age when they want to get married, have kids, retire. The best advice I ever got was to forget all about this schedule. Why try to squeeze your life into a totally artificial construct based on meaningless rules? You’ll end up doing stupid things, like randomly marrying the guy you happen to be dating when you’re 29 because your self-imposed wedding deadline is age 30. Despite people hotly debating the “correct” age to tick off life’s milestones, it’s different for everyone – there’s no right or wrong answer.

Work helps prevent one from getting old. I, for one, cannot dream of retiring. Not now or ever. Retire? The word is alien and the idea inconceivable to me. I don’t believe in retirement for anyone in my type of work, not while the spirit remains. My work is my life. I cannot think of one without the other. To “retire” means to me to begin to die. The man who works and is never bored is never old. Work and interest in worthwhile things are the best remedy for age. Each day I am reborn. Each day I must begin again. For the past eighty years I have started each day in the same manner.

I think I’ve worked hard enough at life—I wasn’t given much, but I tried my best not to waste any of it, at least. But even as I’ve come this far on my own two feet, I can’t help but feel other people have been pushing me along all the way.

Rose sat all alone in the big best parlor, with her little handkerchief laid ready to catch the first tear, for she was thinking of her troubles, and a shower was expected. She had retired to this room as a good place in which to be miserable; for it was dark and still, full of ancient furniture, somber curtains, and hung all around with portraits of solemn old gentlemen in wigs, severe-nosed ladies in top-heavy caps, and staring children in little bobtailed coats or short-waisted frocks. It was an excellent place for woe; amd the fitful spring rain that pattered on the windowpane seemed to sob,"Cry away; I'm with you.

I will love you with no regard to the actions of our enemies or the jealousies of actors. I will love you with no regard to the outrage of certain parents or the boredom of certain friends. I will love you no matter what is served in the world’s cafeterias or what game is played at each and every recess. I will love you no matter how many fire drills we are all forced to endure, and no matter what is drawn upon the blackboard in a blurring, boring chalk. I will love you no matter how many mistakes I make when trying to reduce fractions, and no matter how difficult it is to memorize the periodic table. I will love you no matter what your locker combination was, or how you decided to spend your time during study hall. I will love you no matter how your soccer team performed in the tournament or how many stains I received on my cheerleading uniform. I will love you if I never see you again, and I will love you if I see you every Tuesday. I will love you if you cut your hair and I will love you if you cut the hair of others. I will love you if you abandon your baticeering, and I will love you if you retire from the theater to take up some other, less dangerous occupation. I will love you if you drop your raincoat on the floor instead of hanging it up and I will love you if you betray your father. I will love you even if you announce that the poetry of Edgar Guest is the best in the world and even if you announce that the work of Zilpha Keatley Snyder is unbearably tedious. I will love you if you abandon the theremin and take up the harmonica and I will love you if you donate your marmosets to the zoo and your tree frogs to M. I will love you as the starfish loves a coral reef and as kudzu loves trees, even if the oceans turn to sawdust and the trees fall in the forest without anyone around to hear them. I will love you as the pesto loves the fetuccini and as the horseradish loves the miyagi, as the tempura loves the ikura and the pepperoni loves the pizza. I will love you as the manatee loves the head of lettuce and as the dark spot loves the leopard, as the leech loves the ankle of a wader and as a corpse loves the beak of the vulture. I will love you as the doctor loves his sickest patient and a lake loves its thirstiest swimmer. I will love you as the beard loves the chin, and the crumbs love the beard, and the damp napkin loves the crumbs, and the precious document loves the dampness in the napkin, and the squinting eye of the reader loves the smudged print of the document, and the tears of sadness love the squinting eye as it misreads what is written. I will love you as the iceberg loves the ship, and the passengers love the lifeboat, and the lifeboat loves the teeth of the sperm whale, and the sperm whale loves the flavor of naval uniforms. I will love you as a child loves to overhear the conversations of its parents, and the parents love the sound of their own arguing voices, and as the pen loves to write down the words these voices utter in a notebook for safekeeping. I will love you as a shingle loves falling off a house on a windy day and striking a grumpy person across the chin, and as an oven loves malfunctioning in the middle of roasting a turkey. I will love you as an airplane loves to fall from a clear blue sky and as an escalator loves to entangle expensive scarves in its mechanisms. I will love you as a wet paper towel loves to be crumpled into a ball and thrown at a bathroom ceiling and an eraser loves to leave dust in the hairdos of the people who talk too much. I will love you as a taxi loves the muddy splash of a puddle and as a library loves the patient tick of a clock. I will love you as a thief loves a gallery and as a crow loves a murder, as a cloud loves bats and as a range loves braes. I will love you as misfortune loves orphans, as fire loves innocence and as justice loves to sit and watch while everything goes wrong.

The art of life is the art of avoiding pain: & he is the best pilot who steers clearest of the rocks & shoals with which he is beset. Pleasure is always before us; but misfortune is at our side: while running after that, this arrests us. The most effectual means of being secure against pain is to retire within ourselves, & to suffice for our own happiness. Those, which depend on ourselves, are the only pleasures a wise man will count on: for nothing is ours which another may deprive us of. Hence the inestimable value of intellectual pleasures.

What’s the best way to die that would create the least amount of annoyance for everyone else?

The best thing about retirement is not having to wear pants!

so mean that her death would cause a thousand of Hell's toughest demons to opt for early retirement.

They terminate your job? Employ yourself. They retire you? Refire yourself.

I believe that making a conscious decision to maintain a positive attitude is one of the best things you can do as you approach retirement.

Many men pass by that which is visible, and peer after things hidden and concealed; a locked room invites the thief. Things which lie in the open appear cheap; the house-breaker passes by that which is exposed to view. This is the way of the world, and the way of all ignorant men: they crave to burst in upon hidden things. It is therefore best not to vaunt one's retirement.

He’d been up early all his life and though everybody said the best thing about retirement was sleeping in, he just couldn’t feature it. If he found himself in bed later than six he felt like a degenerate,

Most species of dragons had retired or, mistaken for dinosaurs, collectively hung their bones in museums, waiting in the wings for just the right time to reemerge, to scorch schools and char church parking lots.

Novels were not arguments; a story worked, or it didn't, on its own merits. What did it matter if a detail was real or imagined? What mattered was that the detail seemed real, and that it was absolutely the best detail for the circumstance. That wasn't much of a theory, but it was all Ruth could truly commit herself to at the moment. It was time to retire that old lecture, and her penance was to endure the compliments of her former credo.

Swirling furiously among the stairs and corridors of her exquisite home like a small and angry white bat Sybilla, Dowager Lady Culter, was not above spitting at her unfortunate son when he chose to sit down in his own great hall to take his boots off. ‘If Madge Mumblecrust comes down those stairs once again for a morsel of fowl’s liver with ginger, or pressed meats with almond-milk, I shall retire to a little wicker house in the forest and cast spells which will sink Venice into the sea for ever, and Madame Donati with it. The Church,’ said Sybilla definitely, ‘should excommunicate girls who do not replace lids on sticky jars and wash their hair every day with the best towels.

People ask me, "What’s it feel like, knowing your work will outlive you?" I say—imagine raising a kid. You feed it, teach it, protect it. Give it your best years. One day it grows up, builds a tech startup, and blocks your number.

Okay, this is a fictional character," Lily began. "And he's like a human." "What?" Adam asked her, looking befuddled. "What the fuck does that mean? He's like a human?" He shook his head and scowled at her. "He wears clothes!" she said frantically. I had a feeling that this game had Lily on the verge of a nervous breakdown. "He wears clothes. Great. Well, that narrows it down." The sands of the hourglass were pouring away and Braden, Cam, Jess and I, were laughing our asses off this exchange already. "And he walks upright!" she added waving her hands frantically. "I would hope that most of the people in this game walk upright! Give me a real fucking clue already!" Adam had that homicidal look again. "Duh huh!" she said desperately. "Hey! All you've told me is that he's a fictional character who wears clothes and walks upright. Don't duh huh me!" he spit out angrily. "No! No! he says that!" Suddenly she started making barking noises. "Are you okay?" he asked looking at her like she was nuts. "Has a place in Florida..." She looked seriously stressed out. I was starting to worry. "He's retired?" Adam asked, still looking confused. "He wears bright colored clothes. He tells jokes." "It sounds like you're describing my Uncle Murray," Adam was shaking his head. "Time!" I yelled, almost peeing myself I was laughing so hard. "Goofy! The answer was Goofy!" Lily said with disgust. "Goofy?! That was the best you could come up with for Goofy?!

SHE’D DUMPED HIM. That’s all. It wasn’t that bad. It shouldn’t have been. It’s not like they were married. It’s not like she abandoned him at the altar, or made off with his best friend and their retirement savings. People get dumped all the time.

But that's the thing," I say. My voice shakes. "Nothing makes me happy. Not really. It's not even that I don't like hockey, it's just... I don't like anything. Not enough to matter. All I ever wanted with hockey was a choice. I wanted to come with you when you moved. I didn’t care about the best opportunities. I was ten. I wanted my family. You could've retired in Buffalo, but you chose to come here and keep playing. You chose to leave me. And when you did finaly retire, instead of coming back, you stayed here.

But it’s the same for all of us, see? We’ve all got to put our feet up at some point. Look at me. Been happy as a lark since the day I retired. All right, so neither of us are exactly in our first flush of youth, but you’ve got to keep looking forward.’ And I believe it was then that he said: ‘You’ve got to enjoy yourself. The evening’s the best part of the day. You’ve done your day’s work. Now you can put your feet up and enjoy it. That’s how I look at it. Ask anybody, they’ll all tell you. The evening’s the best part of the day.’ ‘I’m

We convince ourselves that life will be better after we get married, have a baby, then another. Then we are frustrated that the kids aren't old enough and we'll be more content when they are. After that we're frustrated that we have teenagers to deal with. We will certainly be happy when they are out of that stage. We tell ourselves that our life will be complete when our spouse gets his or her act together, when we get a nicer car, are able to go on a nice vacation, when we retire. The truth is, there's no better time to be happy than right now. Your life will always be filled with challenges. It's best to admit this to yourself and decide to be happy anyway. One of my favorite quotes comes from Alfred D Souza. He said, "For a long time it had seemed to me that life was about to begin - real life. But there was always some obstacle in the way, something to be gotten through first, some unfinished business, time still to be served, a debt to be paid. Then life would begin. At last it dawned on me that these obstacles were my life." This perspective has helped me to see that there is no way to happiness. Happiness is the way. So, treasure every moment that you have. Stop waiting until you finish school, until you go back to school, until you lose ten pounds, until you gain ten pounds, until you have kids, until your kids leave the house, until you start work, until you retire, until you get married, until you get divorced, until Friday night, until Sunday morning, until you get a new car or home, until your car or home is paid off, until spring, until summer, until fall, until winter, until you are off welfare, until the first or fifteenth, until your song comes on, until you've had a drink, until you've sobered up, until you die, until you are born again to decide that there is no better time than right now to be happy.

is time that we started reclaiming the idea of retirement. Retirement is not the finish line; it is the new beginning. Retirement is not your last paragraph; it is the long, rich, rewarding final chapters of your own book—as many pages as you can dream up. Retirement is not the end of your life; it is the beginning of the best years of your life! But

Where you find the greatest good, there you will also find greatest Evil, for Evil likes Paradise every bit as much as Good does. What makes the best environment for Clematis armandi makes a lovely home for leaf hoppers. A place where Joe Allston hopes to enjoy his retirement turns out to be Tom Weld's ancestral acres and a place attractive to Caliban.

From every enjoyment I was, of course, excluded: my share of the gaiety consisted […] in listening to the sound of the piano or the harp played below, to the passing to and fro of the butler and footman, to the jingling of glass and china as refreshments were handed, to the broken hum of conversation as the drawing-room door opened and closed.  When tired of this occupation, I would retire from the stairhead to the solitary and silent nursery […]. I then sat with my doll on my knee, till the fire got low, glancing round occasionally to make sure that nothing worse than myself haunted the shadowy room; and when the embers sank to a dull red, I undressed hastily, tugging at knots and strings as I best might, and sought shelter from cold and darkness in my crib.

It is foolish to wish for beauty. Sensible people never either desire it for themselves or care about it in others. If the mind be but well cultivated, and the heart well disposed, no one ever cares for the exterior. So said the teachers of our childhood; and so say we to the children of the present day. All very judicious and proper, no doubt; but are such assertions supported by actual experience? We are naturally disposed to love what gives us pleasure, and what more pleasing than a beautiful face--when we know no harm of the possessor at least? A little girl loves her bird--Why? Because it lives and feels; because it is helpless and harmless? A toad, likewise, lives and feels, and is equally helpless and harmless; but though she would not hurt a toad, she cannot love it like the bird, with its graceful form, soft feathers, and bright, speaking eyes. If a woman is fair and amiable, she is praised for both qualities, but especially the former, by the bulk of mankind: if, on the other hand, she is disagreeable in person and character, her plainness is commonly inveighed against as her greatest crime, because, to common observers, it gives the greatest offence; while, if she is plain and good, provided she is a person of retired manners and secluded life, no one ever knows of her goodness, except her immediate connections. Others, on the contrary, are disposed to form unfavourable opinions of her mind, and disposition, if it be but to excuse themselves for their instinctive dislike of one so unfavoured by nature; and visa versa with her whose angel form conceals a vicious heart, or sheds a false, deceitful charm over defects and foibles that would not be tolerated in another. They that have beauty, let them be thankful for it, and make a good use of it, like any other talent; they that have it not, let them console themselves, and do the best they can without it: certainly, though liable to be over-estimated, it is a gift of God, and not to be despised.

In the life of Moses, in Hebrew folklore, there is a remarkable passage. Moses finds a shepherd in the desert. He spends the day with the shepherd and helps him milk his ewes, and at the end of the day he sees that the shepherd puts the best milk he has in a wooden bowl, which he places on a flat stone some distance away. So Moses asks him what it is for, and the shepherd replies 'This is God's milk.' Moses is puzzled and asks him what he means. The shepherd says 'I always take the best milk I possess, and I bring it as on offering to God.' Moses, who is far more sophisticated than the shepherd with his naive faith, asks, 'And does God drink it?' 'Yes,' replies the shepherd, 'He does.' Then Moses feels compelled to enlighten the poor shepherd and he explains that God, being pure spirit, does not drink milk. Yet the shepherd is sure that He does, and so they have a short argument, which ends with Moses telling the shepherd to hide behind the bushes to find out whether in fact God does come to drink the milk. Moses then goes out to pray in the desert. The shepherd hides, the night comes, and in the moonlight the shepherd sees a little fox that comes trotting from the desert, looks right, looks left and heads straight towards the milk, which he laps up, and disappears into the desert again. The next morning Moses finds the shepherd quite depressed and downcast. 'What's the matter?' he asks. The shepherd says 'You were right, God is pure spirit, and He doesn't want my milk.' Moses is surprised. He says 'You should be happy. You know more about God than you did before.' 'Yes, I do' says the shepherd, 'but the only thing I could do to express my love for Him has been taken away from me.' Moses sees the point. He retires into the desert and prays hard. In the night in a vision, God speaks to him and says 'Moses, you were wrong. It is true that I am pure spirit. Nevertheless I always accepted with gratitude the milk which the shepherd offered me, as the expression of his love, but since, being pure spirit, I do not need the milk, I shared it with this little fox, who is very fond of milk.

Robert Surcouf was the most famous of France’s eighteenth-century privateers who, based on Mauritius in the Indian Ocean, grew rich on English plunder before retiring to his native St Malo. Renowned for his chivalry towards prisoners, in France he is perhaps best remembered for the reply he gave a captive officer who admonished him for fighting for money rather than, as the British did, for honour. ‘Each of us fights,’ admitted Surcouf, ‘for what he lacks most.

Reading Chip's college orientation materials, Alfred had been struck by the sentence New England winters can be very cold. The curtains he'd bought at Sears were of a plasticized brown-and-pink fabric with a backing of foam rubber. They were heavy and bulky and stiff. "You'll appreciate these on a cold night," he told Chip. "You'll be surprised how much they cut down drafts." But Chip's freshman roommate was a prep-school product named Roan McCorkle who would soon be leaving thumbprints, in what appeared to be Vaseline, on the fifth-grade photo of Denise. Roan laughed at the curtains and Chip laughed, too. He put them back in the box and stowed the box in the basement of the dorm and let it gather mold there for the next four years. He had nothing against the curtains personally. They were simply curtains and they wanted no more than what any curtains wanted - to hang well, to exclude light to the best of their ability, to be neither too small nor too large for the window that it was their task in life to cover; to be pulled this way in the evening and that way in the morning; to stir in the breezes that came before rain on a summer night; to be much used and little noticed. There were numberless hospitals and retirement homes and budget motels, not just in the Midwest but in the East as well, where these particularly brown rubber-backed curtains could have had a long and useful life. It wasn't their fault that they didn't belong in a dorm room. They'd betrayed no urge to rise above their station; their material and patterning contained not a hint of unseemly social ambition. They were what they were. If anything, when he finally dug them out of the eve of graduation, their virginal pinkish folds turned out to be rather less plasticized and homely and Sears-like than he remembered. They were nowhere near as shameful as he'd thought.

The key to motivating your kids to take responsibility for earning their way in the world is to limit the amount of spending money you give them. It isn’t a bad idea to give your kids a modest allowance. It’s best if the allowance is tied to doing chores around the house. Even then, be sure to limit the amount of money you give your kids. The whole idea is to leave the kids wanting more money than you give them so they have the desire to earn some money on their own.

ON THE A TRAIN There were no seats to be had on the A train last night, but I had a good grip on the pole at the end of one of the seats and I was reading the beauty column of the Journal-American, which the man next to me was holding up in front of him. All of a sudden I felt a tap on my arm, and I looked down and there was a man beginning to stand up from the seat where he was sitting. "Would you like to sit down?" he said. Well, I said the first thing that came into my head, I was so surprised and pleased to be offered a seat in the subway. "Oh, thank you very much," I said, "but I am getting out at the next station." He sat back and that was that, but I felt all set up and I thought what a nice man he must be and I wondered what his wife was like and I thought how lucky she was to have such a polite husband, and then all of a sudden I realized that I wasn't getting out at the next station at all but the one after that, and I felt perfectly terrible. I decided to get out at the next station anyway, but then I thought, If I get out at the next station and wait around for the next train I'll miss my bus and they only go every hour and that will be silly. So I decided to brazen it out as best I could, and when the train was slowing up at the next station I stared at the man until I caught his eye and then I said, "I just remembered this isn't my station after all." Then I thought he would think I was asking him to stand up and give me his seat, so I said, "But I still don't want to sit down, because I'm getting off at the next station." I showed him by my expression that I thought it was all rather funny, and he smiled, more or less, and nodded, and lifted his hat and put it back on his head again and looked away. He was one of those small, rather glum or sad men who always look off into the distance after they have finished what they are saying, when they speak. I felt quite proud of my strong-mindedness at not getting off the train and missing my bus simply because of the fear of a little embarrassment, but just as the train was shutting its doors I peered out and there it was, 168th Street. "Oh dear!" I said. "That was my station and now I have missed the bus!" I was fit to be fled, and I had spoken quite loudly, and I felt extremely foolish, and I looked down, and the man who had offered me his seat was partly looking at me, and I said, "Now, isn't that silly? That was my station. A Hundred and Sixty-eighth Street is where I'm supposed to get off." I couldn't help laughing, it was all so awful, and he looked away, and the train fidgeted along to the next station, and I got off as quickly as I possibly could and tore over to the downtown platform and got a local to 168th, but of course I had missed my bus by a minute, or maybe two minutes. I felt very much at a loose end wandering around 168th Street, and I finally went into a rudely appointed but friendly bar and had a martini, warm but very soothing, which cost me only fifty cents. While I was sipping it, trying to make it last to exactly the moment that would get me a good place in the bus queue without having to stand too long in the cold, I wondered what I should have done about that man in the subway. After all, if I had taken his seat I probably would have got out at 168th Street, which would have meant that I would hardly have been sitting down before I would have been getting up again, and that would have seemed odd. And rather grasping of me. And he wouldn't have got his seat back, because some other grasping person would have slipped into it ahead of him when I got up. He seemed a retiring sort of man, not pushy at all. I hesitate to think of how he must have regretted offering me his seat. Sometimes it is very hard to know the right thing to do.

The average household income in America is right around $50,000 per year, according to the Census Bureau. Joe and Suzy Average would invest $7,500 (15 percent) per year or $625 per month. If you make $50,000 per year and have no payments except the house mortgage and live on a budget, can you invest $625 per month? Follow me here. If Joe and Suzy invest $625 per month with no match into Roth IRAs from age thirty to age seventy, they will have $7,588,545 tax-FREE! That is almost $8 million. What if I’m half-wrong? What if you end up with only $4 million? What if I’m six times wrong? Sure beats the 97 out of 100 sixty-five-year-olds who can’t write a check for $600! I would submit to you that Joe and Suzy are well below average. Why? In our example they started at the average household income in America, and in forty years of work never got a raise. They saved 15 percent of income and never increased it by one dollar. There is no excuse to retire without financial dignity in the United States today. Most of you will have well over $2 million pass through your hands in your working lifetime, so do something about catching some of that money. Gayle asked me one day if it was too late for her to start saving. Gayle wasn’t twenty-seven like Joe and Suzy. She was fifty-seven years old, but with her attitude you would have thought this lady was 107. Harold Fisher had a much better outlook at age one hundred than Gayle did at age fifty-seven. Life had dealt her some blows and had knocked most of the hope out of her. A Total Money Makeover is not a magic show. You start where you are, and you do the steps. These steps work if you are twenty-seven or fifty-seven, and they don’t change. Gayle might be starting the retirement investing step at sixty that Joe and Suzy start at thirty years old. Gayle was unwise to enter her sixties without an emergency fund and with credit-card debt and a car payment. She, like all of us, couldn’t save when she has debt and no umbrella for when it rains. Would it have been better for Gayle to start when she was twenty-seven or even forty-seven? Obviously. But once she was done with the pity party, she still needed to start with Baby Step One and follow The Total Money Makeover step-by-step to put herself in the best position possible.

That’s the thing. The people you’re controlling don’t have a voice in how you control them. As long as everyone’s on the same page, things may be great, but when there’s a question, you win. Right?” “There has to be a way to come to a final decision.” “No, there doesn’t. Every time someone starts talking about final anythings in politics, that means the atrocities are warming up. Humanity has done amazing things by just muddling through, arguing and complaining and fighting and negotiating. It’s messy and undignified, but it’s when we’re at our best, because everyone gets to have a voice in it. Even if everyone else is trying to shout it down. Whenever there’s just one voice that matters, something terrible comes out of it.” “And yet, I understand from Ms. Fisk that the Transport Union was condemning whole colonies that didn’t follow its rule.” “Right?” Holden said. “And so I disobeyed that order and I quit working for them. I was all set to go retire in Sol system. Can you do that?” “Can I do what?” “If you are given an immoral order, can you resign and walk away? Because everything I’ve seen about how you’re running this place tells me that isn’t an option for you.” Singh crossed his arms. He had the sense that the interrogation was getting away from him. “The high consul is a very wise, very thoughtful man,” he said. “I have perfect faith that—” “No. Stop. ‘Perfect faith’ really tells me everything I need to know,” Holden said. “You think this is a gentle, bloodless conquest, don’t you?” “It is, to the degree that you allow it to be.” “I was there for the war Duarte started to cover his tracks. I was there for the starving years afterward. Your empire’s hands look a lot cleaner when you get to dictate where history begins and what parts of it don’t count.

In a traditional society, individuals are aware that they will need children to support them in the future, and so will spend their healthy young years starting a family and investing in giving their children the best life possible. But if long-term investment in general is disincentivized, if saving is likely to be counterproductive as money depreciates, this investment becomes less profitable. Further, as politicians sell people the lie that eternal welfare and retirement benefits are possible through the magic of the monetary printing press, the investment in a family becomes less and less valuable. Over time, the incentive to start a family declines and more and more people end up leading single lives. More marriages are likely to break down as partners are less likely to put in the necessary emotional, moral, and financial investment to make them work, while marriages that do survive will likely produce fewer children. The well-known phenomenon of the modern breakdown of the family cannot be understood without recognizing the role of unsound money allowing the state to appropriate many of the essential roles that the family has played for millennia, and reducing the incentive of all members of a family to invest in long-term familial relations.

When the goals of the Self are the only goals a culture makes available, spirited men and women will address them with the energy that they would have applied to the aspirations of the Soul. The result is lives that are massively frustrating and not a little ridiculous. People become heroically dedicated to middle-class ends—getting a promotion, getting a raise, taking immeasurably interesting vacations, getting their children into the right colleges, finding the best retirement spot, fattening their portfolios. Lives without courage, contemplation, compassion, and imagination are lives sapped of significant meaning. In such lives, the Self cannot transcend itself.

At a certain age, he thought, it is better for one's health not to do what I am about to do. At a certain age, a man's outlook is best tempered by moderation, if not resignation, if not outright capitulation. At a certain age, one should live without either harking too much back to grievances of the past or inviting resistance in the present by embodying a challenge to the pieties that be. Yet to give up playing any but the role socially assigned, in this instance assigned to the respectably retired—at seventy-one, that is surely what is appropriate, and so, for Coleman Silk, as he long ago demonstrated with requisite ruthlessness to his very own mother, that is what is unacceptable.

Nelson was due for a rest. He was forty-six years old, blind in one eye, going blind in the other. He had lost an arm in battle and endured recurring pain in his side from an old stomach wound. His hernia produced a lump the size of his fist every time he coughed. He suffered headaches from a head wound and was prone to regular bouts of fever, toothache and depression. For a man who had been in action 120 times by the age of thirty-nine, Nelson was bearing up well, but he was long overdue for an honourable retirement. It was only the war that kept him at sea. But there was no rest for Nelson, or anyone else, for that matter. They had all been at sea far too long. Officers and men alike were dreadfully

him.” “Do you have anyone else you’re tight with?” asked Julie. “Used to. Not anymore.” “Because they’re not around anymore?” asked Julie. “Something like that.” “Robie really respects you. I can tell.” “I would imagine there aren’t many who he does respect,” replied Reel. “I bet you’re the same.” “We trained together, Robie and me,” said Reel. “He was the best, Julie. I always thought I was, but I have to admit, he’s better.” “Why?” “The intangibles. On the big stuff we’re equal. Even he would agree with that. It’s the small stuff, though, where I fall behind. Sometimes I let my emotions get the better of me.” “That only means you’re human. I wish Robie would let that happen to him more often. He keeps it all inside.” “Which is exactly what we’re trained to do,” Reel pointed out. “A job isn’t everything, is it? It’s not your whole life.” “Some jobs are. Our jobs are; at least mine used to be.” “And now?” asked Julie. Reel glanced at her as she steered the car through the wet streets and over a bridge into D.C. “Maybe I’m starting a transition phase.” “Into another job, or retiring?” “Retiring? How old do you think I am?” Reel chuckled, but Julie’s expression remained serious. “Robie told me you don’t retire from the sort of work you two do.” Reel glanced at her again. “He did?” Julie nodded. “Well, then it must be true. I’ve never known Will Robie to bullshit.” Julie put a hand on Reel’s arm. “But you can make

settle steadily down as a staid, sensible piece of paper ought to do, but it insists on contravening every recognized rule of decorum, turning over and darting hither and thither in the most erratic manner, much after the style of an untrained horse.” This was the kind of horse, he said, that men had to learn to manage in order to fly, and there were two ways: One is to get on him and learn by actual practice how each motion and trick may be best met; the other is to sit on a fence and watch the beast a while, and then retire to the house and at leisure figure out the best way of overcoming his jumps and kicks. The latter system is the safest, but the former, on the whole, turns out the larger proportion of good riders.

...The happy Warrior... 'tis he whose law is reason; who depends upon that law as on the best of friends; whence, in a state where men are tempted still to evil for a guard against worse ill, and what in quality or act is best doth seldom on a right foundation rest, he labors good on good to fix, and owes to virtue every triumph that he knows: who, if he rise to station of command, rises by open means; and there will stand on honorable terms, or else retire, and in himself possess his own desire; who comprehends his trust, and to the same keeps faithful with a singleness of aim; and therefore does not stoop, nor lie in wait for wealth, or honors, or for worldly state; whom they must follow; on whose head must fall, like showers of manna, if they come at all:

The United States is famously resistant to anything smacking of redistribution. Yet it allocates 19 percent of its GDP to social services, and despite the best efforts of conservatives and libertarians the spending has continued to grow. The most recent expansions are a prescription drug benefit introduced by George W. Bush and the eponymous health insurance plan known as Obamacare introduced by his successor. Indeed, social spending in the United States is even higher than it appears, because many Americans are forced to pay for health, retirement, and disability benefits through their employers rather than the government. When this privately administered social spending is added to the public portion, the United States vaults from twenty-fourth into second place among the thirty-five OECD countries, just behind France.

Richard Feynman (1918–1988) was not only an extraordinary physicist, but also an extraordinary figure, a swash-buckling personality the likes of which theoretical physics has not seen before or hence. Occasionally theoretical physicists will while away an idle moment comparing the contributions of Feynman and Schwinger, both nice Jewish boys from New York and almost exact contemporaries. This senseless discussion serves no purpose, but it is a fact that while Julian Schwinger was a shy and retiring person (but rather warm and good-hearted behind his apparent remoteness), Dick Feynman was an extreme extrovert, the stuff of legends. With his bongo drums, showgirls, and other trappings of a carefully cultivated image enthusiastically nurtured by a legion of idolaters, he is surely the best-loved theoretical physicist next to Einstein.

McNamara, Bundy (who had been too powerful for Pusey at Harvard), Rostow, Arthur Schlesinger, Sargent Shriver. Did they need a Texan? Everyone who met Bill Moyers came away impressed—a Kennedy-style Texan, with perhaps too much of the Bible in him, but that would change. A general? They had Maxwell Taylor, a good general, soldier-statesman, an intellectual who read books avidly and had even written one. They said he had resigned in the Eisenhower years in protest against the archaic defense policies, but they were wrong—he had not resigned, he had retired after serving the full four years, and then he had written his book. But the book was so critical that it seemed as if he had resigned—a small but very important difference which went unnoticed at the time. Still, he was their general; if Harvard produced generals it would have produced Max Taylor

They'd managed to make it through the room without waking the maid, and all the way to the top of the stairs before the next problem had arisen in the form of the women returning from the ball and entering the foyer below. In a panic, Daniel and Richard had rushed back along the upper hall, and then ducked into this room to wait for the way to be clear. "We'd best move while we have the chance," Richard said behind him. "Once they have Christiana in bed, the girls will no doubt seek their own rooms and this could be one of them." Daniel nodded and eased the door open to check the hall. When a quick glance in both directions showed it to be empty, he pulled the door wide and stepped out of the way for Richard to lead with his burden. He then started to follow, but had barely taken a step when Richard suddenly whirled back toward him. Caught by surprise, Daniel was slow to react. Before he could, Richard cursed, and suddenly thrust George's body on him. Pure instinct made Daniel grab at the blanket-encased corpse. He then found himself stumbling back under a push from Richard, a very stiff George caught to his chest in some sort of macabre dance as the door closed leaving him alone in the dark room. Regaining his footing, Daniel stood absolutely still in the lightless chamber, simply listening as he tried to figure out why Richard hadn't followed him into the room. He relaxed a little when he heard the other man's voice muffled through the door, saying, "Ladies.Might I convince you both to join me in my office for a drink before you retire?" Daniel adjusted the hold he had on George, but it helped little. The man was stiff as a board and unbending. He may as well have been a life-sized statue.

During the year we interviewed him, Dr. South spent more than $70,000 for his most recent motor vehicle purchase, related sales tax, and insurance. Yet for the same period, how much did he place in his pension plan? About $5,700! In other words, only about $1 in every $125 of his income was set aside for retirement. The amount of time Dr. South took to find the best deal on his car was also counterproductive. We estimated that it took him more than sixty hours to study, negotiate, and purchase his Porsche. How much time and effort does it take someone to place money in a pension plan? A small fraction of this time and energy. It is easy for Dr. South to say he wants to accumulate wealth, but his actions speak much louder than his words. Perhaps that explains why he has lost a considerable amount of wealth through imprudent investing. Investing when one has little or no intellectual basis for one’s decisions often translates into major losses. T

The best solution in our view would be to combine the enactment of a negative income tax with winding down Social Security while living up to present obligations. The way to do that would be: Repeal immediately the payroll tax. Continue to pay all existing beneficiaries under Social Security the amounts that they are entitled to under current law. Give every worker who has already earned coverage a claim to those retirement, disability, and survivors benefits that his tax payments and earnings to date would entitle him to under current law, reduced by the present value of the reduction in his future taxes as a result of the repeal of the payroll tax. The worker could choose to take his benefits in the form of a future annuity or government bonds equal to the present value of the benefits to which he would be entitled. Give every worker who has not yet earned coverage a capital sum (again in the form of bonds) equal to the accumulated value of the taxes that he or his employer has paid on his behalf.

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When the rest of the world was engaged in seizing the open spaces, Germany was in the throes of religious warfare. The foundation of St. Petersburg by Peter the Great was a fatal event in the history of Europe; and St. Petersburg must therefore disappear utterly from the earth's surface. Moscow, too. Then the Russians will retire into Siberia. It is not by taking over the miserable Russian hovels that we shall establish ourselves as masters in the East. The German colonies must be organised on an altogether higher plane. We have never before driven forward into empty spaces. The German people have absorbed both northern and southern Austria, and the original inhabitants are still there; but they were Sorb-Wends, members of basic European stock, with nothing in common with the Slavs. As for the ridiculous hundred million Slavs, we will mould the best of them to the shape that suits us, and we will isolate the rest of them in their own pig-styes; and anyone who talks about cherishing the local inhabitant and civilising him, goes straight off into a concentration camp !

It was a damned near-run thing, I must admit,' said Jack, modestly; then after a pause he laughed and said, 'I remember your using those very words in the old Bellerophon, before we had our battle.' 'So I did,' cried Dundas. 'So I did. Lord, that was a great while ago.' 'I still bear the scar,' said Jack. He pushed up his sleeve, and there on his brown forearm was a long white line. 'How it comes back,' said Dundas; and between them, drinking port, they retold the tale, with minute details coming fresh to their minds. As youngsters, under the charge of the gunner of the Bellerophon, 74, in the West Indies, they had played the same game. Jack, with his infernal luck, had won on that occasion too: Dundas claimed his revenge, and lost again, again on a throw of double six. Harsh words, such as cheat, liar, sodomite, booby and God-damned lubber flew about; and since fighting over a chest, the usual way of settling such disagreements in many ships, was strictly forbidden in the Bellemphon, it was agreed that as gentlemen could not possibly tolerate such language they should fight a duel. During the afternoon watch the first lieutenant, who dearly loved a white-scoured deck, found that the ship was almost out of the best kind of sand, and he sent Mr Aubrey away in the blue cutter to fetch some from an island at the convergence of two currents where the finest and most even grain was found. Mr Dundas accompanied him, carrying two newly sharpened cutlasses in a sailcloth parcel, and when the hands had been set to work with shovels the two little boys retired behind a dune, unwrapped the parcel, saluted gravely, and set about each other. Half a dozen passes, the blades clashing, and when Jack cried out 'Oh Hen, what have you done?' Dundas gazed for a moment at the spurting blood, burst into tears, whipped off his shirt and bound up the wound as best he could. When they crept aboard a most unfortunately idle, becalmed and staring Bellerophon, their explanations, widely different and in both cases so weak that they could not be attempted to be believed, were brushed aside, and their captain flogged them severely on the bare breech. 'How we howled,' said Dundas. 'You were shriller than I was,' said Jack. 'Very like a hyena.

Your written statement of your purpose should be similar to the following: “By the first day of January, 19…, I will have in my possession $ 50,000, which will come to me in various amounts from time to time during the interim. “In return for this money I will give the most efficient service of which I am capable, rendering the fullest possible quantity, and the best possible quality of service in the capacity of salesman of . . . . . . . . (describe the service or merchandise you intend to sell). “I believe that I will have this money in my possession. My faith is so strong that I can now see this money before my eyes. I can touch it with my hands. It is now awaiting transfer to me at the time, and in the proportion that I deliver the service I intend to render in return for it. I am awaiting a plan by which to accumulate this money, and I will follow that plan, when it is received.” Second. Repeat this program night and morning until you can see, (in your imagination) the money you intend to accumulate. Third. Place a written copy for your statement where you can see it night and morning, and read it just before retiring, and upon arising until it has been memorized.

The most powerful speaker, I thought, was a Lakeview resident, Richard Westmoreland, a retired Marine Corps lieutenant colonel, who said that Robert E. Lee was a great general, but compared him to Erwin Rommel, the World War II German tank commander. There are no statues of Rommel in Germany, he continued. "They are ashamed. The question is, why aren't we?" Westmoreland said. "Make no mistake, slavery was the great sin of this nation." In a letter to the New Orleans Advocate, Westmoreland wrote: "The "heritage" argument doesn't stand the test of time. These men were traitors. We are the United States before we are the South. How can anyone begin to think that these remembrances aren't offensive and disrespectful to African Americans? They are offensive to me as a retired military officer. They are offensive to me as a citizen; our tax money maintains these sites. Their existence is offensive to me as a human being; the monuments to the Confederacy on our public lands are disrespectful at best. They are subtle, government-sanctioned racism. There is nothing about our "heritage" with the Confederacy worthy of embracing. We are not who we once were. We should be proud of that. We are our brother's keeper. I am white, by the way, a fact that shouldn't be relevant in this argument, but we know it still is.

Maj. Gen. Smedley D. Butler, often regarded as the most famous decorated US army officer of the early twentieth century, wrote a book after World War I aptly called War Is a Racket. Upon retirement in the 1930s, he gave speeches around the country to spread his message—a message that sheds light upon the hidden internal dialogue underlying US military history. In 1935, Butler boldly stated: I spent 33 years and four months in active military service and during that period I spent most of my time as a high class muscle man for Big Business, for Wall Street and the bankers. In short, I was a racketeer, a gangster for capitalism. I helped make Mexico and especially Tampico safe for American oil interests in 1914. I helped make Haiti and Cuba a decent place for the National City Bank boys to collect revenues in. I helped in the raping of half a dozen Central American republics for the benefit of Wall Street. I helped purify Nicaragua for the International Banking House of Brown Brothers in 1902–1912. I brought light to the Dominican Republic for the American sugar interests in 1916. I helped make Honduras right for the American fruit companies in 1903. In China in 1927 I helped see to it that Standard Oil went on its way unmolested. Looking back on it, I might have given Al Capone a few hints. The best he could do was to operate his racket in three districts. I operated on three continents.

Claims were made decades after the campaign by Jérôme and Larrey that Napoleon’s lethargy was the result of his suffering from haemorrhoids which incapacitated him after Ligny.74 ‘My brother, I hear that you suffer from piles,’ Napoleon had written to Jérôme in May 1807. ‘The simplest way to get rid of them is to apply three or four leeches. Since I used this remedy ten years ago, I haven’t been tormented again.’75 But was he in fact tormented? This might be the reason why he spent hardly any time on horseback during the battle of Waterloo – visiting the Grand Battery once at 3 p.m. and riding along the battlefront at 6 p.m. – and why he twice retired to a farmhouse at Rossomme about 1,500 yards behind the lines for short periods.76 He swore at his page, Gudin, for swinging him on to his saddle too violently at Le Caillou in the morning, later apologizing, saying: ‘When you help a man to mount, it’s best done gently.’77 General Auguste Pétiet, who was on Soult’s staff at Waterloo, recalled that His pot-belly was unusually pronounced for a man of forty-five. Furthermore, it was noticeable during this campaign that he remained on horseback much less than in the past. When he dismounted, either to study maps or else to send messages and receive reports, members of his staff would set before him a small deal table and a rough chair made of the same wood, and on this he would remain seated for long periods at a time.78

It is worth noting that in the further course of his argument the question of the play instinct retires into the background in favour of the aesthetic mood, which seems to have acquired an almost mystical value. This, I believe, is no accident, but has a quite definite cause. Often it is the best and most profound ideas in a man’s work which most obstinately resist a clear formulation, even though they are hinted at in various places and should therefore really be ripe enough for a lucid synthesis to be possible. It seems to me that we are faced with some such difficulty here. To the concept of an aesthetic mood as a mediating creative state Schiller himself brings thoughts which at once reveal its depth and seriousness. And yet, quite as clearly, he picks on the play instinct as the long-sought mediating activity. Now it cannot be denied that these two concepts are in some sort opposed, since play and seriousness are scarcely compatible. Seriousness comes from a profound inner necessity, but play is its outward expression, the face it turns to consciousness. It is not, of course, a matter of wanting to play, but of having to play; a playful manifestation of fantasy from inner necessity, without the compulsion of circumstance, without even the compulsion of the will.95 It is serious play. And yet it is certainly play in its outward aspect, as seen from the standpoint of consciousness and collective opinion. That is the ambiguous quality which clings to everything creative.

My Future Self My future self and I become closer and closer as time goes by. I must admit that I neglected and ignored her until she punched me in the gut, grabbed me by the hair and turned my butt around to introduce herself. Well, at least that’s what it felt like every time I left the convalescent hospital after doing skills training for a certification I needed to help me start my residential care business. I was going to be providing specialized, 24/7 residential care and supervising direct care staff for non-verbal, non-ambulatory adult men in diapers! I ran to the Red Cross and took the certified nurse assistant class so I would at least know something about the job I would soon be hiring people to do and to make sure my clients received the best care. The training facility was a Medicaid hospital. I would drive home in tears after seeing what happens when people are not able to afford long-term medical care and the government has to provide that care. But it was seeing all the “young” patients that brought me to tears. And I had thought that only the elderly lived like this in convalescent hospitals…. I am fortunate to have good health but this experience showed me that there is the unexpected. So I drove home each day in tears, promising God out loud, over and over again, that I would take care of my health and take care of my finances. That is how I met my future self. She was like, don’t let this be us girlfriend and stop crying! But, according to studies, we humans have a hard time empathizing with our future selves. Could you even imagine your 30 or 40 year old self when you were in elementary or even high school? It’s like picturing a stranger. This difficulty explains why some people tend to favor short-term or immediate gratification over long-term planning and savings. Take time to picture the life you want to live in 5 years, 10 years, and 40 years, and create an emotional connection to your future self. Visualize the things you enjoy doing now, and think of retirement saving and planning as a way to continue doing those things and even more. However, research shows that people who interacted with their future selves were more willing to improve savings. Just hit me over the head, why don’t you! I do understand that some people can’t even pay attention or aren’t even interested in putting money away for their financial future because they have so much going on and so little to work with that they feel like they can’t even listen to or have a conversation about money. But there are things you’re doing that are not helping your financial position and could be trouble. You could be moving in the wrong direction. The goal is to get out of debt, increase your collateral capacity, use your own money in the most efficient manner and make financial decisions that will move you forward instead of backwards. Also make sure you are getting answers specific to your financial situation instead of blindly guessing! Contact us. We will be happy to help!

I’m the living dead. I feel no connection to any other human. I have no friends and I don’t really care much about my family any longer. I feel no love for them. I can feel no joy. I’m incapable of feeling physical pleasure. There’s nothing to ever look forward to as a result. I don’t miss anyone or anything. I eat because I feel hunger pangs, but no food tastes like anything I like. I wear a mask when I’m with other people but it’s been slipping lately. I can’t find the energy to hide the heavy weight of survival and its effect on me. I’m exhausted all the time from the effort of just making it through the day. This depression has made a mockery of my memory. It’s in tatters. I have no good memories to sustain me. My past is gone. My present is horrid. My future looks like more of the same. In a way, I’m a man without time. Certainly, there’s no meaning in my life. What meaning can there be without even a millisecond of joy? Ah, scratch that. Let’s even put aside joy and shoot for lower. How about a moment of being content? Nope. Not a chance. I see other people, normal people, who can enjoy themselves. I hear people laughing at something on TV. It makes me cock my head and wonder what that’s like. I’m sure at sometime in my past, I had to have had a wonderful belly laugh. I must have laughed so hard once or twice that my face hurt. Those memories are gone though. Now, the whole concept of “funny” is dead. I stopped going to movies a long time ago. Sitting in a theater crowded with people, every one of them having a better time than you, is incredibly damaging. I wasn’t able to focus for that long anyway. Probably for the best. Sometimes I fear the thought of being normal again. I think I wouldn’t know how to act. How would I handle being able to feel? Gosh it would be nice to feel again. Anything but this terrible, suffocating pain. The sorrow and the misery is so visceral, I find myself clenching my jaw. It physically hurts me. Then I realize that it’s silly to worry about that. You see, in spite of all the meds, the ketamine infusions and other treatments, I’m not getting better. I’m getting worse. I was diagnosed 7 years ago but I’m sure I was suffering for longer. Of course, I can’t remember that, but depression is something that crept up on me. It’s silent and oppressive. I don’t even remember what made me think about going to see someone. But I did and it was a pretty clear diagnosis. So, now what? I keep waking up every morning unfortunately. I don’t fear death any more. That’s for sure. I’ve made some money for the couple of decades I’ve been working and put it away in retirement accounts. I think about how if I was dead that others I once cared for would get that money. Maybe it could at least help them. I don’t know that I’ll ever need it. Even if I don’t end it myself, depression takes a toll on the body. My life expectancy is estimated to be 14 years lower as a result according to the NIH. It won’t be fast enough though. I’m just an empty biological machine that doesn’t know that my soul is gone. My humanity is no more

Haydée became pale, and lifting her transparent hands to heaven, exclaimed in a voice stifled with tears, “Then you leave me, my lord?” “Haydée, Haydée, you are young and beautiful; forget even my name, and be happy.” “It is well,” said Haydée; “your order shall be executed, my lord; I will forget even your name, and be happy.” And she stepped back to retire. “Oh, heavens,” exclaimed Valentine, who was supporting the head of Morrel on her shoulder, “do you not see how pale she is? Do you not see how she suffers?” Haydée answered with a heartrending expression, “Why should he understand this, my sister? He is my master, and I am his slave; he has the right to notice nothing.” The count shuddered at the tones of a voice which penetrated the inmost recesses of his heart; his eyes met those of the young girl and he could not bear their brilliancy. “Oh, heavens,” exclaimed Monte Cristo, “can my suspicions be correct? Haydée, would it please you not to leave me?” “I am young,” gently replied Haydée; “I love the life you have made so sweet to me, and I should be sorry to die.” “You mean, then, that if I leave you, Haydée——” “I should die; yes, my lord.” “Do you then love me?” “Oh, Valentine, he asks if I love him. Valentine, tell him if you love Maximilian.” The count felt his heart dilate and throb; he opened his arms, and Haydée, uttering a cry, sprang into them. “Oh, yes,” she cried, “I do love you! I love you as one loves a father, brother, husband! I love you as my life, for you are the best, the noblest of created beings!

Back home, Chris struggled to readjust, physically and mentally. He also faced another decision-reenlist, or leave the Navy and start a new life in the civilian world. This time, he seemed to be leaning toward getting out-he'd been discussing other jobs and had already talked to people about what he might do next. It was his decision, one way or another. But if I’d been resigned to his reenlistment last go-around, this time I was far more determined to let him know I thought he should get out. There were two important reasons for him to leave-our children. They really needed to have him around as they grew. And I made that a big part of my argument. But the most urgent reason was Chris himself. I saw what the war was doing to him physically. His body was breaking down with multiple injuries, big and small. There were rings under his eyes even when he had slept. His blood pressure was through the roof. He had to wall himself off more and more. I didn’t think he could survive another deployment. “I’ll support you whatever you decide,” I told him. “I want to be married to you. But the only way I can keep making sense of this is…I need to do the best for the kids and me. If you have to keep doing what is best for you and those you serve, at some point I owe it to myself and those I serve to do the same. For me, that is moving to Oregon.” For me, that meant moving from San Diego to Oregon, where we could live near my folks. That would give our son a grandfather to be close to and model himself after-very important things, in my mind, for a boy. I didn’t harp on the fact that the military was taking its toll. That argument would never persuade Chris. He lived for others, not himself. It didn’t feel like an ultimatum to me. In fact, when he described it that way later on, I was shocked. “It was an ultimatum,” he said. He felt my attitude toward him would change so dramatically that the marriage would be over. There would also be a physical separation that would make it hard to stay together. Even if he wasn’t overseas, he was still likely to be based somewhere other than Oregon. We’d end up having a marriage only in name. I guess looked at one way, it was an ultimatum-us or the Navy. But it didn’t feel like that to me at the time. I asked him if he could stay in and get an assignment overseas where we could all go, but Chris reminded me there was never a guarantee with the military-and noted he wasn’t in it to sit behind a desk. Some men have a heart condition they know will kill them, but they don’t want to go to the doctor; it’s only when their wives tell them to go that they go. It’s a poor metaphor, but I felt that getting out of the Navy was as important for Chris as it was for us. In the end, he opted to leave. Later, when Chris would give advice to guys thinking about leaving the military, he would tell them it would be a difficult decision. He wouldn’t push them one way or the other, but he would be open about his experiences. “There’ll be hard times at first,” he’d admit. “But if that is the thing you decide, those times will pass. And you’ll be able to enjoy things you never could in the service. And some of them will be a lot better. The joy you get from your family will be twice as great as the pleasure you had in the military.” Ultimatum or not, he’d come to realize retiring from the service was a good choice for all of us.

He had worked damn hard and prospered. Now it was time to live. He even thought he might get it up tonight and surprise his gorgeous Maggie; then it was Israel and the Pharaohs. Stopping at his front door he took a deep intake of the free English air and smiled contentedly; England was home and so was he, this time for good. He went in the front door and called out for her as he had done so many times before, 'Maggie . . . I'm home sweetheart!' He closed the door and hesitated for a moment, she was usually in his arms by now, planting a sweet little kiss on his expectant, eager lips. She had not been her best lately, complaining of headaches and spending a lot of time down at the library; but today was different, it was retirement day. Aha! This could be a surprise, he thought hanging up his coat. Calling out again, he rubbed his hands together and started to climb the stairs to wash up before tea. This is definitely a surprise . . . no smell of any grub! His whistling stopped abruptly half way up when he saw a darkened figure appear on the landing, pointing a gun at him. A finger tightened and the weapon jolted, sending screeching Belarusian memories echoing across his subconscious. The blast lifted him off his feet sending him to the floor below. The last image of Cedric Boban's life on earth was the flash of a sawn-off shotgun; which fired from a few feet, took his life and most of his upper torso away. The slate was clean, the screeching culled. His assailant moved halfway down before jumping over the banister to avoid the bloody mess on the stairs. Maggie walked steadily into the hall from the living room. She gave a little smile and took the small sawn-off shotgun from the gloved hands of the assassin,

To prove to an indignant questioner on the spur of the moment that the work I do was useful seemed a thankless task and I gave it up. I turned to him with a smile and finished, 'To tell you the truth we don't do it because it is useful but because it's amusing.' The answer was thought of and given in a moment: it came from deep down in my mind, and the results were as admirable from my point of view as unexpected. My audience was clearly on my side. Prolonged and hearty applause greeted my confession. My questioner retired shaking his head over my wickedness and the newspapers next day, with obvious approval, came out with headlines 'Scientist Does It Because It's Amusing!' And if that is not the best reason why a scientist should do his work, I want to know what is. Would it be any good to ask a mother what practical use her baby is? That, as I say, was the first evening I ever spent in the United States and from that moment I felt at home. I realised that all talk about science purely for its practical and wealth-producing results is as idle in this country as in England. Practical results will follow right enough. No real knowledge is sterile. The most useless investigation may prove to have the most startling practical importance: Wireless telegraphy might not yet have come if Clerk Maxwell had been drawn away from his obviously 'useless' equations to do something of more practical importance. Large branches of chemistry would have remained obscure had Willard Gibbs not spent his time at mathematical calculations which only about two men of his generation could understand. With this trust in the ultimate usefulness of all real knowledge a man may proceed to devote himself to a study of first causes without apology, and without hope of immediate return.

Well, I saved you today, didn’t I? Just like I saved you before. You walked out of the Bastion free, without a scratch, and if any Cokyrian but me had caught you with that dagger, you might be drawn and quartered by now.” “You didn’t save me from that butcher,” I said irritably. “But you’re right. About today, I mean.” I could sense his satisfaction, which irritated me all the more. “So accept my thanks, but stay away from me. We’re not friends, you know.” I was nearing my neighborhood and didn’t want anyone to see me with him. He stepped in front of me, forcing me to stop. “We’re not friends yet. But you’ve thought about it. And you just thanked me.” “Are you delusional?” “No. You just said thank you to the faceless Cokyrian soldier who arrested you.” “Don’t you ever stop?” I demanded, trying in vain to move around him. “I haven’t even started.” “What does that mean?” There was silence as Saadi glanced up and down the street. “I want to know where you got that dagger. Or at least what story you told.” “Why don’t you ask Commander Narian? The two of you seemed fairly close.” “Quit making jokes.” “I haven’t made a single one.” “Well?” “It was my father’s,” I said, clinging to the lie Queen Alera had provided, whether by mistake or not. “Oh.” This seemed to take Saadi aback. “And now, because of you, I don’t have it anymore.” I knew I was pressing my luck, but I wanted to make him feel bad. “I’m sorry,” he muttered, seeming sincere enough. Thinking I had maybe, finally, succeeded in getting him to leave me alone, I stepped around him. “Shaselle?” I stopped again, without the slightest idea why. “Your father--what was he like?” The question shocked me; I also wasn’t sure I could answer it without crying. But Saadi appeared so genuinely interested that I couldn’t disregard him. “You have no right to ask me that,” I answered out of principle. “But for your information, he was the strongest, bravest, kindest and best-humored man I ever knew. And none of it was because he took what was handed to him.” For the second time, I attempted a dramatic departure. “Shaselle?” “What now?” I incredulously exclaimed. “Do you have plans tomorrow?” “What?” “I have a day off duty. We could--” “No!” I shouted. “What is this? You expect me to spend a day with you, a Cokyrian--a Cokyrian I can’t stand?” “Yes,” he affirmed, despite my outburst. I laughed in disbelief. “I won’t. This is ridiculous. You’re ridiculous. Enjoy your time off duty with your own kind.” Turning, I sprinted down the street, and though he called after me yet again, I ignored him. As I neared my house, I glanced behind once or twice to assure myself he wasn’t following. He was nowhere in sight. I reached the security of my home just in time for dinner, and just in time to cut off Mother’s growing displeasure--the first step in her progression to anger. I smiled at her, hurried to wash, and was a perfect lady throughout the meal. Afterward I retired to my room, picking a book from my shelf to occupy me until my eyes drooped. Instead of words on pages, however, I kept seeing Saadi’s face--his clear blue eyes, that irritating hair, those freckles across his nose that made me lose willpower. What if I had offended him earlier? He had only asked to spend time with me, and I had mocked him. But he was Cokyrian. It was ludicrous for him to be pursuing my company. It was dangerous for me to be in his. And that, I suddenly realized, was part of the reason I very much wanted to be with him. Saadi aggravated me, confused me, scared me, and yet I could no longer deny that he intrigued me in a way no one else ever had.

The Seventh Central Pay Commission was appointed in February 2014 by the Government of India (Ministry of Finance) under the Chairmanship of Justice Ashok Kumar Mathur. The Commission has been given 18 months to make its recommendations. The terms of reference of the Commission are as follows:  1. To examine, review, evolve and recommend changes that are desirable and feasible regarding the principles that should govern the emoluments structure including pay, allowances and other facilities/benefits, in cash or kind, having regard to rationalisation and simplification therein as well as the specialised needs of various departments, agencies and services, in respect of the following categories of employees:-  (i) Central Government employees—industrial and non-industrial; (ii) Personnel belonging to the All India Services; (iii) Personnel of the Union Territories; (iv) Officers and employees of the Indian Audit and Accounts Department; (v) Members of the regulatory bodies (excluding the RBI) set up under the Acts of Parliament; and (vi) Officers and employees of the Supreme Court.   2. To examine, review, evolve and recommend changes that are desirable and feasible regarding the principles that should govern the emoluments structure, concessions and facilities/benefits, in cash or kind, as well as the retirement benefits of the personnel belonging to the Defence Forces, having regard to the historical and traditional parties, with due emphasis on the aspects unique to these personnel.   3. To work out the framework for an emoluments structure linked with the need to attract the most suitable talent to government service, promote efficiency, accountability and responsibility in the work culture, and foster excellence in the public governance system to respond to the complex challenges of modern administration and the rapid political, social, economic and technological changes, with due regard to expectations of stakeholders, and to recommend appropriate training and capacity building through a competency based framework.   4. To examine the existing schemes of payment of bonus, keeping in view, inter-alia, its bearing upon performance and productivity and make recommendations on the general principles, financial parameters and conditions for an appropriate incentive scheme to reward excellence in productivity, performance and integrity.   5. To review the variety of existing allowances presently available to employees in addition to pay and suggest their rationalisation and simplification with a view to ensuring that the pay structure is so designed as to take these into account.   6. To examine the principles which should govern the structure of pension and other retirement benefits, including revision of pension in the case of employees who have retired prior to the date of effect of these recommendations, keeping in view that retirement benefits of all Central Government employees appointed on and after 01.01.2004 are covered by the New Pension Scheme (NPS).   7. To make recommendations on the above, keeping in view:  (i) the economic conditions in the country and the need for fiscal prudence; (ii) the need to ensure that adequate resources are available for developmental expenditures and welfare measures; (iii) the likely impact of the recommendations on the finances of the state governments, which usually adopt the recommendations with some modifications; (iv) the prevailing emolument structure and retirement benefits available to employees of Central Public Sector Undertakings; and (v) the best global practices and their adaptability and relevance in Indian conditions.   8. To recommend the date of effect of its recommendations on all the above.

Still, when Harvard said I wasn’t eligible for financial aid, and another university offered me a full scholarship, I thought I should go there. My mother became furious and said I was always sabotaging myself. She was proud of being able to borrow money at a loss from her own retirement fund, and give it to Harvard. I felt proud of her, too. But I did not feel proud of myself. It made the college application process feel, in retrospect, somehow hurtful and insulting: all the essays and interviews and supplements and letters seemed to be about you, about your specialness—but actually it was all about shaking your parents down for money. — Harvard seemed really proud of its own attitude toward financial aid. You were always hearing about how “merit-based aid,” which was fine for other schools, didn’t work here, where everyone was so full of merit. When your parents paid full tuition, part of what they were paying for was the benefit you derived from being exposed to people who were more diverse than you. “My parents are paying for him to be here, so I can learn from him,” my friend Leora said once, about a homeschooled guy from Arkansas in her history section who started talking about how the Jews killed Jesus. Leora had been my best friend when we were little, and then we went to different middle schools and high schools, but now we were at college together. She already thought every single person on earth was anti-Semitic, so she definitely hadn’t learned anything from that guy. To me, the part of financial aid that made the least sense was that all the international students got full scholarships, regardless of how much money their parents had. The son of the prince of Nepal was in our class, and didn’t pay tuition. Ivan had once caused me pain by saying something deprecating about “people whose parents paid a hundred thousand dollars for them to be here.” Did he not know that my parents were paying a hundred thousand dollars for me to be there? The thought that really made me crazy was that my parents had paid for Ivan to be there. It was another experience they had paid for me to have.

proper legal structure. The best structure is that of the Mondragon companies, which do not allow workers to own a tradable share of equity. Instead, in addition to their wages they each have an internal capital account the value of which depends on the business’s performance and on the number of hours the member works. A new member has to pay a large entrance fee, most of which is credited to his internal account. He receives interest at the end of every fiscal year, but he cannot withdraw the annually accumulating principal from his account until retirement. Almost all profits are divided between these individual accounts and a collective account that helps ensure the company’s survival. No buying or selling of shares takes place in this scheme, so it’s difficult for the firm to lose its worker-controlled status. Not until 1982, however, did the internal-capital-accounts legal structure exist in the United States (and then only in Massachusetts); prior to that, worker cooperatives had to make convoluted use of other categories, which sometimes made them vulnerable to degeneration.113 In any case, the survival rates of contemporary cooperatives put the lie to traditional theories of cooperatives’ unsustainability, for they appear to have higher rates of survival than conventional firms. During the 1970s and early 1980s, the death rate for co-ops in France (due either to dissolution or to conversion into a capitalist firm) was 6.9 percent; the comparable rate for capitalist competitors was 10 percent. A study in 1989 found much higher failure rates for capitalist companies than cooperatives in North America.114 A study conducted by Quebec’s Ministry of Industry and Commerce in 1999 concluded that “Co-op startups are twice as likely to celebrate their 10th birthday as conventionally owned private businesses.”115 A later study by the same organization found that “More than 6 out of 10 cooperatives survive more than five years, as compared to almost 4 businesses out of 10 for the private sector in Québec and in Canada in general. More than 4 out of 10 cooperatives survive more than 10 years, compared to 2 businesses out of 10 for the private sector.”116

know that taking a long walk was his preferred way to have a serious conversation. It turned out that he wanted me to write a biography of him. I had recently published one on Benjamin Franklin and was writing one about Albert Einstein, and my initial reaction was to wonder, half jokingly, whether he saw himself as the natural successor in that sequence. Because I assumed that he was still in the middle of an oscillating career that had many more ups and downs left, I demurred. Not now, I said. Maybe in a decade or two, when you retire. I had known him since 1984, when he came to Manhattan to have lunch with Time’s editors and extol his new Macintosh. He was petulant even then, attacking a Time correspondent for having wounded him with a story that was too revealing. But talking to him afterward, I found myself rather captivated, as so many others have been over the years, by his engaging intensity. We stayed in touch, even after he was ousted from Apple. When he had something to pitch, such as a NeXT computer or Pixar movie, the beam of his charm would suddenly refocus on me, and he would take me to a sushi restaurant in Lower Manhattan to tell me that whatever he was touting was the best thing he had ever produced. I liked him. When he was restored to the throne at Apple, we put him on the cover of Time, and soon thereafter he began offering me his ideas for a series we were doing on the most influential people of the century. He had launched his “Think Different” campaign, featuring iconic photos of some of the same people we were considering, and he found the endeavor of assessing historic influence fascinating. After I had deflected his suggestion that I write a biography of him, I heard from him every now and then. At one point I emailed to ask if it was true, as my daughter had told me, that the Apple logo was an homage to Alan Turing, the British computer pioneer who broke the German wartime codes and then committed suicide by biting into a cyanide-laced apple. He replied that he wished he had thought of that, but hadn’t. That started an exchange about the early history of Apple, and I found myself gathering string on the subject, just in case I ever decided to do such a book. When my Einstein biography came out, he came to a book event in Palo Alto and

Sometimes Marlboro Man and I would venture out into the world--go to the city, see a movie, eat a good meal, be among other humans. But what we did best was stay in together, cooking dinner and washing dishes and retiring to the chairs on his front porch or the couch in his living room, watching action movies and finding new and inventive ways to wrap ourselves in each other’s arms so not a centimeter of space existed between us. It was our hobby. And we were good at it. It was getting more serious. We were getting closer. Each passing day brought deeper feelings, more intense passion, love like I’d never known it before. To be with a man who, despite his obvious masculinity, wasn’t at all afraid to reveal his soft, affectionate side, who had no fears or hang-ups about declaring his feelings plainly and often, who, it seemed, had never played a head game in his life…this was the romance I was meant to have. Occasionally, though, after returning to my house at night, I’d lie awake in my own bed, wrestling with the turn my life had taken. Though my feelings for Marlboro Man were never in question, I sometimes wondered where “all this” would lead. We weren’t engaged--it was way too soon for that--but how would that even work, anyway? It’s not like I could ever live out here. I tried to squint and see through all the blinding passion I felt and envision what such a life would mean. Gravel? Manure? Overalls? Isolation? Then, almost without fail, just about the time my mind reached full capacity and my what-ifs threatened to disrupt my sleep, my phone would ring again. And it would be Marlboro Man, whose mind was anything but scattered. Who had a thought and acted on it without wasting even a moment calculating the pros and cons and risks and rewards. Who’d whisper words that might as well never have existed before he spoke them: “I miss you already…” “I’m thinking about you…” “I love you…” And then I’d smell his scent in the air and drift right off to Dreamland. This was the pattern that defined my early days with Marlboro Man. I was so happy, so utterly content--as far as I was concerned, it could have gone on like that forever. But inevitably, the day would come when reality would appear and shake me violently by the shoulders. And, as usual, I wasn’t the least bit ready for it.

An American businessman took a vacation to a small coastal Mexican village on doctor’s orders. Unable to sleep after an urgent phone call from the office the first morning, he walked out to the pier to clear his head. A small boat with just one fisherman had docked, and inside the boat were several large yellowfin tuna. The American complimented the Mexican on the quality of his fish. “How long did it take you to catch them?” the American asked. “Only a little while,” the Mexican replied in surprisingly good English. “Why don’t you stay out longer and catch more fish?” the American then asked. “I have enough to support my family and give a few to friends,” the Mexican said as he unloaded them into a basket. “But… What do you do with the rest of your time?” The Mexican looked up and smiled. “I sleep late, fish a little, play with my children, take a siesta with my wife, Julia, and stroll into the village each evening, where I sip wine and play guitar with my amigos. I have a full and busy life, señor.” The American laughed and stood tall. “Sir, I’m a Harvard M.B.A. and can help you. You should spend more time fishing, and with the proceeds, buy a bigger boat. In no time, you could buy several boats with the increased haul. Eventually, you would have a fleet of fishing boats.” He continued, “Instead of selling your catch to a middleman, you would sell directly to the consumers, eventually opening your own cannery. You would control the product, processing, and distribution. You would need to leave this small coastal fishing village, of course, and move to Mexico City, then to Los Angeles, and eventually to New York City, where you could run your expanded enterprise with proper management. The Mexican fisherman asked, “But, señor, how long will all this take?” To which the American replied, “15-20 years, 25 tops.” “But what then, señor?” The American laughed and said, “That’s the best part. When the time is right, you would announce an IPO and sell your company stock to the public and become very rich. You would make millions.” “Millions señor? Then what?" “Then you would retire and move to a small coastal fishing village, where you would sleep late, fish a little, play with your kids, take a siesta with your wife, and stroll in to the village in the evenings where you could sip wine and play your guitar with your amigos.

Navy Seals Stress Relief Tactics (As printed in O Online Magazine, Sept. 8, 2014) Prep for Battle: Instead of wasting energy by catastrophizing about stressful situations, SEALs spend hours in mental dress rehearsals before springing into action, says Lu Lastra, director of mentorship for Naval Special Warfare and a former SEAL command master chief.  He calls it mental loading and says you can practice it, too.  When your boss calls you into her office, take a few minutes first to run through a handful of likely scenarios and envision yourself navigating each one in the best possible way.  The extra prep can ease anxiety and give you the confidence to react calmly to whatever situation arises. Talk Yourself Up: Positive self-talk is quite possibly the most important skill these warriors learn during their 15-month training, says Lastra.  The most successful SEALs may not have the biggest biceps or the fastest mile, but they know how to turn their negative thoughts around.  Lastra recommends coming up with your own mantra to remind yourself that you’ve got the grit and talent to persevere during tough times. Embrace the Suck: “When the weather is foul and nothing is going right, that’s when I think, now we’re getting someplace!” says Lastra, who encourages recruits to power through the times when they’re freezing, exhausted or discouraged.  Why?  Lastra says, “The, suckiest moments are when most people give up; the resilient ones spot a golden opportunity to surpass their competitors.  It’s one thing to be an excellent athlete when the conditions are perfect,” he says.  “But when the circumstances aren’t so favorable, those who have stronger wills are more likely to rise to victory.” Take a Deep Breath: “Meditation and deep breathing help slow the cognitive process and open us up to our more intuitive thoughts,” says retired SEAL commander Mark Divine, who developed SEALFit, a demanding training program for civilians that incorporates yoga, mindfulness and breathing techniques.  He says some of his fellow SEALs became so tuned-in, they were able to sense the presence of nearby roadside bombs.  Who doesn’t want that kind of Jedi mind power?  A good place to start: Practice what the SEALs call 4 x 4 x 4 breathing.  Inhale deeply for four counts, then exhale for four counts and repeat the cycle for four minutes several times a day.  You’re guaranteed to feel calmer on any battleground. Learn to value yourself, which means to fight for your happiness. ---Ayn Rand

The ten rules of ikigai We’ll conclude this journey with ten rules we’ve distilled from the wisdom of the long-living residents of Ogimi: Stay active; don’t retire. Those who give up the things they love doing and do well lose their purpose in life. That’s why it’s so important to keep doing things of value, making progress, bringing beauty or utility to others, helping out, and shaping the world around you, even after your “official” professional activity has ended. Take it slow. Being in a hurry is inversely proportional to quality of life. As the old saying goes, “Walk slowly and you’ll go far.” When we leave urgency behind, life and time take on new meaning. Don’t fill your stomach. Less is more when it comes to eating for long life, too. According to the 80 percent rule, in order to stay healthier longer, we should eat a little less than our hunger demands instead of stuffing ourselves. Surround yourself with good friends. Friends are the best medicine, there for confiding worries over a good chat, sharing stories that brighten your day, getting advice, having fun, dreaming . . . in other words, living. Get in shape for your next birthday. Water moves; it is at its best when it flows fresh and doesn’t stagnate. The body you move through life in needs a bit of daily maintenance to keep it running for a long time. Plus, exercise releases hormones that make us feel happy. Smile. A cheerful attitude is not only relaxing—it also helps make friends. It’s good to recognize the things that aren’t so great, but we should never forget what a privilege it is to be in the here and now in a world so full of possibilities. Reconnect with nature. Though most people live in cities these days, human beings are made to be part of the natural world. We should return to it often to recharge our batteries. Give thanks. To your ancestors, to nature, which provides you with the air you breathe and the food you eat, to your friends and family, to everything that brightens your days and makes you feel lucky to be alive. Spend a moment every day giving thanks, and you’ll watch your stockpile of happiness grow. Live in the moment. Stop regretting the past and fearing the future. Today is all you have. Make the most of it. Make it worth remembering. Follow your ikigai. There is a passion inside you, a unique talent that gives meaning to your days and drives you to share the best of yourself until the very end. If you don’t know what your ikigai is yet, as Viktor Frankl says, your mission is to discover it.

We've been here three days already, and I've yet to cook a single meal. The night we arrived, my dad ordered Chinese takeout from the old Cantonese restaurant around the corner, where they still serve the best egg foo yung, light and fluffy and swimming in rich, brown gravy. Then there had been Mineo's pizza and corned beef sandwiches from the kosher deli on Murray, all my childhood favorites. But last night I'd fallen asleep reading Arthur Schwartz's Naples at Table and had dreamed of pizza rustica, so when I awoke early on Saturday morning with a powerful craving for Italian peasant food, I decided to go shopping. Besides, I don't ever really feel at home anywhere until I've cooked a meal. The Strip is down by the Allegheny River, a five- or six-block stretch filled with produce markets, old-fashioned butcher shops, fishmongers, cheese shops, flower stalls, and a shop that sells coffee that's been roasted on the premises. It used to be, and perhaps still is, where chefs pick up their produce and order cheeses, meats, and fish. The side streets and alleys are littered with moldering vegetables, fruits, and discarded lettuce leaves, and the smell in places is vaguely unpleasant. There are lots of beautiful, old warehouse buildings, brick with lovely arched windows, some of which are now, to my surprise, being converted into trendy loft apartments. If you're a restaurateur you get here early, four or five in the morning. Around seven or eight o'clock, home cooks, tourists, and various passers-through begin to clog the Strip, aggressively vying for the precious few available parking spaces, not to mention tables at Pamela's, a retro diner that serves the best hotcakes in Pittsburgh. On weekends, street vendors crowd the sidewalks, selling beaded necklaces, used CDs, bandanas in exotic colors, cheap, plastic running shoes, and Steelers paraphernalia by the ton. It's a loud, jostling, carnivalesque experience and one of the best things about Pittsburgh. There's even a bakery called Bruno's that sells only biscotti- at least fifteen different varieties daily. Bruno used to be an accountant until he retired from Mellon Bank at the age of sixty-five to bake biscotti full-time. There's a little hand-scrawled sign in the front of window that says, GET IN HERE! You can't pass it without smiling. It's a little after eight when Chloe and I finish up at the Pennsylvania Macaroni Company where, in addition to the prosciutto, soppressata, both hot and sweet sausages, fresh ricotta, mozzarella, and imported Parmigiano Reggiano, all essential ingredients for pizza rustica, I've also picked up a couple of cans of San Marzano tomatoes, which I happily note are thirty-nine cents cheaper here than in New York.

Performance measure. Throughout this book, the term performance measure refers to an indicator used by management to measure, report, and improve performance. Performance measures are classed as key result indicators, result indicators, performance indicators, or key performance indicators. Critical success factors (CSFs). CSFs are the list of issues or aspects of organizational performance that determine ongoing health, vitality, and wellbeing. Normally there are between five and eight CSFs in any organization. Success factors. A list of 30 or so issues or aspects of organizational performance that management knows are important in order to perform well in any given sector/ industry. Some of these success factors are much more important; these are known as critical success factors. Balanced scorecard. A term first introduced by Kaplan and Norton describing how you need to measure performance in a more holistic way. You need to see an organization’s performance in a number of different perspectives. For the purposes of this book, there are six perspectives in a balanced scorecard (see Exhibit 1.7). Oracles and young guns. In an organization, oracles are those gray-haired individuals who have seen it all before. They are often considered to be slow, ponderous, and, quite frankly, a nuisance by the new management. Often they are retired early or made redundant only to be rehired as contractors at twice their previous salary when management realizes they have lost too much institutional knowledge. Their considered pace is often a reflection that they can see that an exercise is futile because it has failed twice before. The young guns are fearless and precocious leaders of the future who are not afraid to go where angels fear to tread. These staff members have not yet achieved management positions. The mixing of the oracles and young guns during a KPI project benefits both parties and the organization. The young guns learn much and the oracles rediscover their energy being around these live wires. Empowerment. For the purposes of this book, empowerment is an outcome of a process that matches competencies, skills, and motivations with the required level of autonomy and responsibility in the workplace. Senior management team (SMT). The team comprised of the CEO and all direct reports. Better practice. The efficient and effective way management and staff undertake business activities in all key processes: leadership, planning, customers, suppliers, community relations, production and supply of products and services, employee wellbeing, and so forth. Best practice. A commonly misused term, especially because what is best practice for one organization may not be best practice for another, albeit they are in the same sector. Best practice is where better practices, when effectively linked together, lead to sustainable world-class outcomes in quality, customer service, flexibility, timeliness, innovation, cost, and competitiveness. Best-practice organizations commonly use the latest time-saving technologies, always focus on the 80/20, are members of quality management and continuous improvement professional bodies, and utilize benchmarking. Exhibit 1.10 shows the contents of the toolkit used by best-practice organizations to achieve world-class performance. EXHIBIT 1.10 Best-Practice Toolkit Benchmarking. An ongoing, systematic process to search for international better practices, compare against them, and then introduce them, modified where necessary, into your organization. Benchmarking may be focused on products, services, business practices, and processes of recognized leading organizations.

Retirement sounds appropriate when you are ageing, fact is you aged because you have been thinking of retirement.

In fact, my colleague Peter D'Arruda ("Coach Pete") sums it up best when he says that no one is any safer than the person who has looked ahead and shifted the financial burden from their family to an insurance company in the form of life or long-term care insurance. There's really no better way to bring peace of mind with you into retirement

Thomas Rauchegger of Cramer & Rauchegger, Inc. is an accomplished financial consultant, licensed Series 7 Securities Representative, a Series 66 holder, a Certified Estate planner, and a life insurance license holder who obtained a Master of Business Administration from the University of Central Florida. In his 15 years of experience, Tom has adopted a philanthropic approach in the areas of finance and estate planning – delivering reliable and trustworthy service to all clients as an advocate for the best-possible retirement years.

After anyone retires from a position of responsibility and remains associated with the same organisation, it is unfair to your successor to try and retain the authority you once possessed. You have to let go and let the new man and the new regime do what they think is best.

Fill-In-the-Blank Headlines with Examples They Didn't Think I Could ________, but I Did. This headline works well for many reasons, including our natural tendency to root for the underdog. We're fascinated with stories of people who overcome great obstacles and others' ridicule to achieve success. When this headline refers to something you have thought about doing, but talked yourself out of, you'll want to know if the successful person shared your doubt or fear or handicap. Examples: They Laughed When I Sat Down at the Piano — but Not When I Started to Play! They Grinned When the Waiter Spoke to Me in French — but Their Laughter Changed to Amazement at My Reply! Who Else Wants ________? I like this type of headline because of its strong implication that a lot of other people know something the reader doesn't. Examples: Who Else Wants a Hollywood Actress' Figure? Who Else Needs an Extra Hour Every Day? How ________ Made Me ________ This headline introduces a first-person story. People love stories and are remarkably interested in other people. This headline structure seems to work best with dramatic differences. Examples: How a “Fool Stunt” Made Me a Star Salesman. How a Simple Idea Made Me “Plant Manager of the Year.” How Relocating to Tennessee Saved Our Company $1 Million a Year Are You ________? The question headline is used to grab attention by challenging, provoking, or arousing curiosity. Examples: Are You Ashamed of the Smells in Your House? Are You Prepared for the Next Stock Market Crash? How I ________ Very much like How ________ Made Me ________, this headline introduces a first-person story. The strength of the benefit at the end, obviously, controls its success. Examples: How I Raised Myself from Failure to Success in Selling. How I Retired at Age 40 — With a Guaranteed Income for Life.

should strive to have a mix of these four types of activities at some point during your daily and weekly routines: 1. Physical Activity 2. Mental Stimulation 3. Social Interaction 4. Fulfillment