Retired Person Quotes

Whether we're a preschooler or a young teen, a graduating college senior or a retired person, we human beings all want to know that we're acceptable, that our being alive somehow makes a difference in the lives of others.

I have often noticed that we are inclined to endow our friends with the stability of type that literary characters acquire in the reader's mind. [...] Whatever evolution this or that popular character has gone through between the book covers, his fate is fixed in our minds, and, similarly, we expect our friends to follow this or that logical and conventional pattern we have fixed for them. Thus X will never compose the immortal music that would clash with the second-rate symphonies he has accustomed us to. Y will never commit murder. Under no circumstances can Z ever betray us. We have it all arranged in our minds, and the less often we see a particular person, the more satisfying it is to check how obediently he conforms to our notion of him every time we hear of him. Any deviation in the fates we have ordained would strike us as not only anomalous but unethical. We could prefer not to have known at all our neighbor, the retired hot-dog stand operator, if it turns out he has just produced the greatest book of poetry his age has seen.

I will love you with no regard to the actions of our enemies or the jealousies of actors. I will love you with no regard to the outrage of certain parents or the boredom of certain friends. I will love you no matter what is served in the world’s cafeterias or what game is played at each and every recess. I will love you no matter how many fire drills we are all forced to endure, and no matter what is drawn upon the blackboard in blurry, boring chalk. I will love you no matter how many mistakes I make when trying to reduce fractions, and no matter how difficult it is to memorize the periodic table. I will love you no matter what your locker combination was, or how you decided to spend your time during study hall. I will love you no matter how your soccer team performed in the tournament or how many stains I received on my cheerleading uniform. I will love you if I never see you again, and I will love you if I see you every Tuesday. I will love you if you cut your hair and I will love you if you cut the hair of others. I will love you if you abandon your baticeering, and I will love you if you if you retire from the theater to take up some other, less dangerous occupation. I will love you if you drop your raincoat on the floor instead of hanging it up and I will love you if you betray your father. I will love you even if you announce that the poetry of Edgar Guest is the best in the world and even if you announce that the work of Zilpha Keatley Snyder is unbearably tedious. I will love you if you abandon the theremin and take up the harmonica and I will love you if you donate your marmosets to the zoo and your tree frogs to M. I will love you as a starfish loves a coral reef and as a kudzu loves trees, even if the oceans turn to sawdust and the trees fall in the forest without anyone around to hear them. I will love you as the pesto loves the fettuccini and as the horseradish loves the miyagi, as the tempura loves the ikura and the pepperoni loves the pizza. I will love you as the manatee loves the head of lettuce and as the dark spot loves the leopard, as the leech loves the ankle of a wader and as a corpse loves the beak of the vulture. I will love you as the doctor loves his sickest patient and a lake loves its thirstiest swimmer. I will love you as the beard loves the chin, and the crumbs love the beard, and the damp napkin loves the crumbs, and the precious document loves the dampness in the napkin, and the squinting eye of the reader loves the smudged print of the document, and the tears of sadness love the squinting eye as it misreads what is written. I will love you as the iceberg loves the ship, and the passengers love the lifeboat, and the lifeboat loves the teeth of the sperm whale, and the sperm whale loves the flavor of naval uniforms. i will love you as a child loves to overhear the conversations of its parents, and the parents love the sound of their own arguing voices, and as the pen loves to write down the words these voices utter in a notebook for safekeeping. I will love you as a shingle loves falling off a house on a windy day and striking a grumpy person across the chin, and as an oven loves malfunctioning in the middle of roasting a turkey. I will love you as an airplane loves to fall from a clear blue sky and as an escalator loves to entangle expensive scarves in its mechanisms. I will love you as a wet paper towel loves to be crumpled into a ball and thrown at a bathroom ceiling and as an eraser loves to leave dust in the hairdos of people who talk too much. I will love you as a cufflink loves to drop from its shirt and explore the party for itself and as a pair of white gloves loves to slip delicately into the punchbowl. I will love you as the taxi loves the muddy splash of a puddle and as a library loves the patient tick of a clock.

I cannot imagine how religious persons can live satisfied without the practice of the presence of GOD. For my part I keep myself retired with Him in the depth of centre of my soul as much as I can; and while I am so with Him I fear nothing; but the least turning from Him is insupportable.

If you dread tomorrow it's because you don't know how to build the present, and when you don't know how to build the present, you tell yourself you can deal with it tomorrow, and it's a lost cause anyway because tomorrow always ends up being today don't you see ... We have to live with the certainty that we'll get old and that it won't look nice or be good or feel happy. And tell ourselves that it's now that matters: to build something now at any price using all our strength. Always remember that there's a retirement home waiting somewhere and so we have to surpass ourselves every day, make every day undying. Climb our own personal Everest and do it in such a way that every step is a little bit of eternity. That's what the future is for: to build the present with real plans made by living people.

I am a retiring, silent, unsociable, and discontent person.

As a private person, I have a passion for landscape, and I have never seen one improved by a billboard. Where every prospect pleases, man is at his vilest when he erects a billboard. When I retire from Madison Avenue, I am going to start a secret society of masked vigilantes who will travel around the world on silent motor bicycles, chopping down posters at the dark of the moon. How many juries will convict us when we are caught in these acts of beneficent citizenship?

Retired general Colin Powell famously advocates collecting half of the information available, then making a decision, even though your information is clearly incomplete.

A wise woman protects her kids. A wiser woman hangs out with police officers, retired FBI agents and private investigators.

The rich does not work for money, but money work for them...., While the poor work for money.Illiteracy, both in word and numbers, is the foundation of financial struggle....,Wealth is a person's ability to survive so many number of days forward... or if i stopped working today, how could i survive?...,Wealth is the measure of cash flow from to asset column compared with the expense column...,

Each day you wake up, you wake up with billions around the world but when the sun sets, not all retire. It is a joyful privilege to note that you are a unique person among billions of people who wake up each day to walk on the surface of the earth. It is a noble responsibility to note that you have to use this privilege effectively.

We have it all arranged in our minds, and the less often we see a particular person the more satisfying it is to check how obediently he conforms to our notion of him every time we hear of him. Any deviation in the fates we have ordained would strike us as not only anomalous but unethical. We would prefer not to have known our neighbor, the retired hot-dog stand operator, if it turns out he has just produced the greatest book of poetry his age has seen.

Truth flows from universal law, not personal views.

When we retire at night, we constructively review our day. Were we resentful, selfish, dishonest or afraid? Do we owe an apology? Have we kept something to ourselves which should be discussed with another person at once? Were we kind and loving toward all? What could we have done better? Were we thinking of ourselves most of the time? Or were we thinking of what we could do for others, of what we could pack into the stream of life? But we must be careful not to drift into worry, remorse or morbid reflection, for that would diminish our usefulness to others. After making our review we ask God’s forgiveness and inquire what corrective measures should be taken. On awakening let us think about the twenty-four hours ahead. We consider our plans for the day. Before we begin, we ask God to direct our thinking, especially asking that it be divorced from self-pity, dishonest or self-seeking motives. Under these conditions we can employ our mental faculties with assurance, for after all God gave us brains to use. Our thought-life will be placed on a much higher plane when our thinking is cleared of wrong motives. In thinking about our day we may face indecision. We may not be able to determine which course to take. Here we ask God for inspiration, an intuitive thought or a decision. We relax and take it easy. We don’t struggle. We are often surprised how the right answers come after we have tried this for a while. What used to be the hunch or the occasional inspiration gradually becomes a working part of the mind. Being still inexperienced and having just made conscious contact with God, it is not probable that we are going to be inspired at all times. We might pay for this presumption in all sorts of absurd actions and ideas. Nevertheless, we find that our thinking will, as time passes, be more and more on the plane of inspiration. We come to rely upon it. We usually conclude the period of meditation with a prayer that we be shown all through the day what our next step is to be, that we be given whatever we need to take care of such problems. We ask especially for freedom from self-will, and are careful to make no request for ourselves only. We may ask for ourselves, however, if others will be helped. We are careful never to pray for our own selfish ends. Many of us have wasted a lot of time doing that and it doesn’t work. You can easily see why.

Davis is naturally a sweet-natured person.He's just been hanging around Nick and Gavin too long.Its a wonder they don't have him stealing candy from babies, or blasting rap music out of his car stereo in front of the retirement home.

If a woman is fair and amiable, she is praised for both qualities, but especially the former, by the bulk of mankind: if, on the other hand, she is disagreeable in person and character, her plainness is commonly inveighed against as her greatest crime, because, to common observers, it gives the greatest offence; while, if she is plain and good, provided she is a person of retired manners and secluded life, no one ever knows of her goodness, except her immediate connections

How most people carry on is a mystery. What they talk about at supper. How they can stand to sit in front of a TV from eight until Leno every night. How they can think bowling is fun. How they choose their neckties. How they bear the weight of everyday life without screaming. How a person can go through a whole life and never once contemplate suicide, like people who have never once wanted to be a movie star. How one young man can be handsome and strong and marry and heiress and work at Debevoise and Plimpton and retire to Nantucket to await the visits of his grandchildren, how they can be sailing in the bay while another young man, exactly like the first, can end up in a glass room in Lexington, Kentucky, on Haldol and Thorazine, without hope, without a girlfriend, without a future, and how easily the one can become the other. How one woman can take Gatorade to every one of her son's lacrosse games and another can lie in bed all day weeping, popping generic drugs, watching Oprah as though waiting for the Second Coming, and piling her dirty dishes in the laundry room. How life goes in bad directions when your heart is asleep. It's a mystery and there is no answer. (95)

He was one of those persons whom one loves not because of some lustrous streak of talent (this retired businessman possessed none), but because every moment spent with them fits exactly the gauge of one's life. There are friendships like circuses, waterfalls, libraries; there are others comparable to old dressing gowns. You found nothing especially attractive about Maximov's mind if you took it apart: his ideas were conservative, his tastes undistinguished: but somehow or other these dull components formed a wonderfully comfortable and harmonious whole.

Thy shalt not worship thy investment advisor, for if she were so smart she would be retired by now.

If you have debt, you're not a free person. You're explicitly owned by your debt and implicitly owned by the creditor.

What’s the difference between this school and a happy retirement community?” The room was silent again. “The difference is ’rithmetic! A retired person living by the ocean, just doing a little reading and writing till the end of their days—that’s the dream, right? ‘What do you do all day?’ ‘Some reading, a little writing.’ Sounds idyllic, right? And yet school sucks. Everybody hates it. What’s the difference? ’Rithmetic! It’s time somebody put their finger on this fucking obvious thing.

As we parted at the Natural History Museum in London, I asked Richard Fortey how science ensures that when one person goes there's someone ready to take his place. He chuckled rather heartily at my naiveté. 'I'm afraid it's not as if we have substitutes sitting on the bench somewhere waiting to be called in to play. When a specialist retires or, even more unfortunately, dies, that can bring a stop to things in that field, sometimes for a very long while.' And I suppose that's why you value someone who spends forty-two years studying a single species of plant, even if it doesn't produce anything terribly new?' 'Precisely,' he said, 'precisely.' And he really seemed to mean it.

He supposed he was only one of several million persons of his generation who had grown up and, somewhere around thirty, made the upsetting discovery that life wasn't going to pan out the way you'd always expected it would; and why this realization should have thrown him and not them—or not too many of them—was something he couldn't fathom. Life offered none of those prizes you'd been looking forward to since adolescence (he less than others, but looking forward to them all the same, if only out of curiosity). Adulthood came through with none of the pledges you'd been led somehow to believe in; the future still remained the future-illusion; a non-existent period of constantly-receding promise, hinting fulfillment, yet forever withholding the rewards. All the things that had never happened yet were never going to happen after all. It was a mug's game and there ought to be a law. But there wasn't any law, there was no rhyme or reason; and with the sour-grapes attitude of “Why the hell should there be”—which is as near as you ever came to sophistication—you retired within yourself and compensated for the disappointment by drink, by subsisting on daydreams, by living in a private world of your own making (hell or heaven, what did it matter?), by accomplishing or becoming in fancy what you could never bring about in fact.

But when people age, they’re not looking for a cure as much as they are for encouragement to continue. Our work here is not about curing. It’s about the dignity of each person wheeled from breakfast back to their room.

As a private person, I have a passion for landscape, and I have never seen one improved by a billboard. Where every prospect pleases, man is at his vilest when he erects a billboard. When I retire from Madison Avenue, I am going to start a secret society of masked vigilantes who will travel around the world on silent motor bicycles, chopping down posters at the dark of the moon. How many juries will convict us when we are caught in these acts of beneficent citizenship? —David Ogilvy, founder of the Ogilvy & Mather advertising agency, in Confessions of an Advertising Man, 1963

Walt also had a humorous sign posted outside the mansion, recruiting ghosts who wanted to enjoy 'active retirement' in the "country club atmosphere' of this 'fashionable address'. Interested ghosts were to write to the 'Ghost Relations Dept. Disneyland,' and were told,'Do not apply in person.

Earth society has programmed us to keep our heads down and remain as these mindless drones. Everyone tells us we all have to follow the same blueprint: You gotta go to school. Graduate. Go to college, if you want the best job. Get married. Make babies. Work some more, get promoted. Then you retire. We want, and want, and want, and then we die. Then people say, Oh, what a great life that person led. But that's not living. It's just a way to exist.

Let’s just call it an adjustment of priorities.” Nick saw no reason to beat around the bush about this next part. Pallas was a good guy, and an excellent agent. “There’s more. You and I both know that Davis has been thinking about retiring. I told him today that when that happens, I’d like to be considered for the special agent in charge position. I wanted you to hear it from me first. Thought you might be eying the job, too.” Jack considered this. “I’ve given it some thought,” he admitted. “But politically, I doubt it would go over well if the special agent in charge of Chicago and the U.S. attorney of the same district were involved in a personal relationship.” His expression was one of pride. “And since Cameron got there first, it looks like I’m adjusting my priorities, too.” He paused. “Plus, I hear that people think I’m cranky.” He rubbed his jaw, musing. “Not sure why that is.” “Maybe it’s all the brooding and glowering.” “No one complains when you break out the don’t-fuck-with-me face.

The all-powerful Zahir seemed to be born with every human being and to gain full strength in childhood, imposing rules that would thereafter always be respected: People who are different are dangerous; they belong to another tribe; they want our lands and our women. We must marry, have children, reproduce the species. Love is only a small thing, enough for one person, and any suggestion that the heart might be larger than this may seem perverse. When we are married we are authorised to take possession of the other person, body and soul. We must do jobs we detest because we are part of an organised society, and if everyone did what they wanted to do, the world would come to a standstill. We must buy jewelry; it identifies us with our tribe. We must be amusing at all times and sneer at those who express their real feelings; it's dangerous for a tribe to allow its members to show their feelings. We must at all costs avoid saying no because people prefer those who always say yes, and this allows us to survive in hostile territory. What other people think is more important than what we feel. Never make a fuss--it might attract the attention of an enemy tribe. If you behave differently you will be expelled from the tribe because you could infect others and destroy something that was extremely difficult to organise in the first place. We must always consider the look of our new cave, and if we don't have a clear idea of our own, then we must call a decorator who will do his best to show others what good taste we have. We must eat three meals a day, even if we're not hungry, and when we fail to fit the current ideal of beauty we must fast, even if we're starving. We must dress according to the dictates of fashion, make love whether we feel like it or not, kill in the name of our country, wish time away so that retirement comes more quickly, elect politicians, complain about the cost of living, change our hair-style, criticise anyone who is different, go to a religious service on Sunday, Saturday or Friday, depending on our religion, and there beg forgiveness for our sins and puff ourselves up with pride because we know the truth and despise he other tribe, who worship false gods. Our children must follow in our footsteps; after all we are older and know more about the world. We must have a university degree even if we never get a job in the area of knowledge we were forced to study. We must never make our parents sad, even if this means giving up everything that makes us happy. We must play music quietly, talk quietly, weep in private, because I am the all-powerful Zahir, who lays down the rules and determines the meaning of success, the best way to love, the importance of rewards.

I’m a hustler and I work hard, but being a lazy person is my default. It’s what I do best. I’m a champion napper—I’ve even taken a nap in the Louvre among other weird places. I love chilling and day drinking and taking it fucking easy. But as it turns out, I’m not retired just yet, so I try my best to go against the lazy grain, which is why I always have multiple to-do lists going. Otherwise, I’ll to-don’t with everything and take a nap instead.

Sometimes I think I’d like to retire from being a person and just quietly live under the kitchen table with a book and a packet of biscuits.

They needed different personalities to retire with grace and verve like their friends. They needed to be less grumpy (Stan did) and have a wider variety of interests and hobbies beyond tennis. They needed grandchildren.

It is singular, however, how long a time often passes before words embody things; and with what security two persons, who choose to avoid a certain subject, may approach its very verge, and retire without disturbing it.

More than 2,000 books are dedicated to how Warren Buffett built his fortune. Many of them are wonderful. But few pay enough attention to the simplest fact: Buffett’s fortune isn’t due to just being a good investor, but being a good investor since he was literally a child. As I write this Warren Buffett’s net worth is $84.5 billion. Of that, $84.2 billion was accumulated after his 50th birthday. $81.5 billion came after he qualified for Social Security, in his mid-60s. Warren Buffett is a phenomenal investor. But you miss a key point if you attach all of his success to investing acumen. The real key to his success is that he’s been a phenomenal investor for three quarters of a century. Had he started investing in his 30s and retired in his 60s, few people would have ever heard of him. Consider a little thought experiment. Buffett began serious investing when he was 10 years old. By the time he was 30 he had a net worth of $1 million, or $9.3 million adjusted for inflation.16 What if he was a more normal person, spending his teens and 20s exploring the world and finding his passion, and by age 30 his net worth was, say, $25,000? And let’s say he still went on to earn the extraordinary annual investment returns he’s been able to generate (22% annually), but quit investing and retired at age 60 to play golf and spend time with his grandkids. What would a rough estimate of his net worth be today? Not $84.5 billion. $11.9 million. 99.9% less than his actual net worth. Effectively all of Warren Buffett’s financial success can be tied to the financial base he built in his pubescent years and the longevity he maintained in his geriatric years. His skill is investing, but his secret is time. That’s how compounding works. Think of this another way. Buffett is the richest investor of all time. But he’s not actually the greatest—at least not when measured by average annual returns.

We can learn personal humility from episodes that generate shame and guilt. After retiring from worldly affairs and drawing useful lessons from personal disgrace, we must resume living an expedient life devoted to appreciating truth, beauty, and love.

The art of leaving things alone. Especially when the seas of public or personal life are stormiest. There are whirlwinds in the affairs of men, tempests of the will, and it makes good sense to retire and wait things out in a safe harbour... Let nature or morality take its course.

I will love you with no regard to the actions of our enemies or the jealousies of actors. I will love you with no regard to the outrage of certain parents or the boredom of certain friends. I will love you no matter what is served in the world’s cafeterias or what game is played at each and every recess. I will love you no matter how many fire drills we are all forced to endure, and no matter what is drawn upon the blackboard in a blurring, boring chalk. I will love you no matter how many mistakes I make when trying to reduce fractions, and no matter how difficult it is to memorize the periodic table. I will love you no matter what your locker combination was, or how you decided to spend your time during study hall. I will love you no matter how your soccer team performed in the tournament or how many stains I received on my cheerleading uniform. I will love you if I never see you again, and I will love you if I see you every Tuesday. I will love you if you cut your hair and I will love you if you cut the hair of others. I will love you if you abandon your baticeering, and I will love you if you retire from the theater to take up some other, less dangerous occupation. I will love you if you drop your raincoat on the floor instead of hanging it up and I will love you if you betray your father. I will love you even if you announce that the poetry of Edgar Guest is the best in the world and even if you announce that the work of Zilpha Keatley Snyder is unbearably tedious. I will love you if you abandon the theremin and take up the harmonica and I will love you if you donate your marmosets to the zoo and your tree frogs to M. I will love you as the starfish loves a coral reef and as kudzu loves trees, even if the oceans turn to sawdust and the trees fall in the forest without anyone around to hear them. I will love you as the pesto loves the fetuccini and as the horseradish loves the miyagi, as the tempura loves the ikura and the pepperoni loves the pizza. I will love you as the manatee loves the head of lettuce and as the dark spot loves the leopard, as the leech loves the ankle of a wader and as a corpse loves the beak of the vulture. I will love you as the doctor loves his sickest patient and a lake loves its thirstiest swimmer. I will love you as the beard loves the chin, and the crumbs love the beard, and the damp napkin loves the crumbs, and the precious document loves the dampness in the napkin, and the squinting eye of the reader loves the smudged print of the document, and the tears of sadness love the squinting eye as it misreads what is written. I will love you as the iceberg loves the ship, and the passengers love the lifeboat, and the lifeboat loves the teeth of the sperm whale, and the sperm whale loves the flavor of naval uniforms. I will love you as a child loves to overhear the conversations of its parents, and the parents love the sound of their own arguing voices, and as the pen loves to write down the words these voices utter in a notebook for safekeeping. I will love you as a shingle loves falling off a house on a windy day and striking a grumpy person across the chin, and as an oven loves malfunctioning in the middle of roasting a turkey. I will love you as an airplane loves to fall from a clear blue sky and as an escalator loves to entangle expensive scarves in its mechanisms. I will love you as a wet paper towel loves to be crumpled into a ball and thrown at a bathroom ceiling and an eraser loves to leave dust in the hairdos of the people who talk too much. I will love you as a taxi loves the muddy splash of a puddle and as a library loves the patient tick of a clock. I will love you as a thief loves a gallery and as a crow loves a murder, as a cloud loves bats and as a range loves braes. I will love you as misfortune loves orphans, as fire loves innocence and as justice loves to sit and watch while everything goes wrong.

Never stop learning. View technology as a means to personal growth, and seek out opportunities to continually learn in your retirement years.

Personally, I don't plan to retire from writing. My plan is to visit a body editor, have them slap on a hot new cover, and be re-released as a new edition.

The combination of a shorter workweek, more paid time off, and a longer retirement means that the fraction of a person’s life that is taken up by work has fallen by a quarter just since 1960.

A writer is someone who spends years patiently trying to discover the second being inside him, and the world that makes him who he is: when I speak of writing, what comes first to my mind is not a novel, a poem, or literary tradition, it is a person who shuts himself up in a room, sits down at a table, and alone, turns inward; amid its shadows, he builds a new world with words. This man – or this woman – may use a typewriter, profit from the ease of a computer, or write with a pen on paper, as I have done for 30 years. As he writes, he can drink tea or coffee, or smoke cigarettes. From time to time he may rise from his table to look out through the window at the children playing in the street, and, if he is lucky, at trees and a view, or he can gaze out at a black wall. He can write poems, plays, or novels, as I do. All these differences come after the crucial task of sitting down at the table and patiently turning inwards. To write is to turn this inward gaze into words, to study the world into which that person passes when he retires into himself, and to do so with patience, obstinacy, and joy. As I sit at my table, for days, months, years, slowly adding new words to the empty page, I feel as if I am creating a new world, as if I am bringing into being that other person inside me, in the same way someone might build a bridge or a dome, stone by stone. The stones we writers use are words. As we hold them in our hands, sensing the ways in which each of them is connected to the others, looking at them sometimes from afar, sometimes almost caressing them with our fingers and the tips of our pens, weighing them, moving them around, year in and year out, patiently and hopefully, we create new worlds.

Almost all those who have written concerning the devout life have had chiefly in view persons who have altogether quitted the world; or at any rate they have taught a manner of devotion which would lead to such total retirement. But my object is to teach those who are living in towns, at court, in their own households, and whose calling obliges them to a social life, so far as externals are concerned.

Currently our society tends to churn out individuals that tend to ask the system, “What are you going to give or do for me?” We see this attitude all around us. Self-serving individuals concerned with their personal comfort and welfare beyond the norm. These individuals expect the system to take care of them at all costs. When I run across one of these individuals, it makes me want to puke. This attitude is damn near a form of communism.

Let us remark by the way, that to be blind and to be loved, is, in fact, one of the most strangely exquisite forms of happiness upon this earth, where nothing is complete. To have continually at one's side a woman, a daughter, a sister, a charming being, who is there because you need her and because she cannot do without you; to know that we are indispensable to a person who is necessary to us; to be able to incessantly measure one's affection by the amount of her presence which she bestows on us, and to say to ourselves, "Since she consecrates the whole of her time to me, it is because I possess the whole of her heart"; to behold her thought in lieu of her face; to be able to verify the fidelity of one being amid the eclipse of the world; to regard the rustle of a gown as the sound of wings; to hear her come and go, retire, speak, return, sing, and to think that one is the centre of these steps, of this speech; to manifest at each instant one's personal attraction; to feel one's self all the more powerful because of one's infirmity; to become in one's obscurity, and through one's obscurity, the star around which this angel gravitates,—few felicities equal this. The supreme happiness of life consists in the conviction that one is loved; loved for one's own sake—let us say rather, loved in spite of one's self; this conviction the blind man possesses. To be served in distress is to be caressed. Does he lack anything? No. One does not lose the sight when one has love. And what love! A love wholly constituted of virtue! There is no blindness where there is certainty. Soul seeks soul, gropingly, and finds it. And this soul, found and tested, is a woman. A hand sustains you; it is hers: a mouth lightly touches your brow; it is her mouth: you hear a breath very near you; it is hers. To have everything of her, from her worship to her pity, never to be left, to have that sweet weakness aiding you, to lean upon that immovable reed, to touch Providence with one's hands, and to be able to take it in one's arms,—God made tangible,—what bliss! The heart, that obscure, celestial flower, undergoes a mysterious blossoming. One would not exchange that shadow for all brightness! The angel soul is there, uninterruptedly there; if she departs, it is but to return again; she vanishes like a dream, and reappears like reality. One feels warmth approaching, and behold! she is there. One overflows with serenity, with gayety, with ecstasy; one is a radiance amid the night. And there are a thousand little cares. Nothings, which are enormous in that void. The most ineffable accents of the feminine voice employed to lull you, and supplying the vanished universe to you. One is caressed with the soul. One sees nothing, but one feels that one is adored. It is a paradise of shadows.

It is foolish to wish for beauty.  Sensible people never either desire it for themselves or care about it in others.  If the mind be but well cultivated, and the heart well disposed, no one ever cares for the exterior.  So said the teachers of our childhood; and so say we to the children of the present day.  All very judicious and proper, no doubt; but are such assertions supported by actual experience? We are naturally disposed to love what gives us pleasure, and what more pleasing than a beautiful face—when we know no harm of the possessor at least?  A little girl loves her bird—Why?  Because it lives and feels; because it is helpless and harmless?  A toad, likewise, lives and feels, and is equally helpless and harmless; but though she would not hurt a toad, she cannot love it like the bird, with its graceful form, soft feathers, and bright, speaking eyes.  If a woman is fair and amiable, she is praised for both qualities, but especially the former, by the bulk of mankind: if, on the other hand, she is disagreeable in person and character, her plainness is commonly inveighed against as her greatest crime, because, to common observers, it gives the greatest offence; while, if she is plain and good, provided she is a person of retired manners and secluded life, no one ever knows of her goodness, except her immediate connections.  Others, on the contrary, are disposed to form unfavourable opinions of her mind, and disposition, if it be but to excuse themselves for their instinctive dislike of one so unfavoured by nature; and visa versâ with her whose angel form conceals a vicious heart, or sheds a false, deceitful charm over defects and foibles that would not be tolerated in another. 

When I decided to retire from the gender binary, the narrative that I had about being a man stuck in a woman's body didn't make sense anymore, unless I was a gender-neutral person who'd been stuck in a man's body stuck in a woman's body all along. I started to consider that I was not essentially a gender, and that bodies should not be gendered based on the rigid binary system. I decided that my gender and sexuality had been a fluid narrative that I had constructed based on the options that I was given. I had not been a man or a woman for any reason other than that I had believed that I was one. Now that I had the option of opting out of the binary, the story could expand and evolve to include that identification as part of my history.

Honolulu represents the worst of all that. Yet every time I fly in, anticipation begins to build just about the time I think I'll go crazy, stuffed into a narrow airliner seat between honeymooners and retired couples looking for Shangri-La. I'd like to tell them to hold on tight to that person beside them, because that's where they'll find paradise. It is not a beach or a palm tree grove or the brim of a smoking black crater. It's a plateau inside their hearts, one that can only be reached in tandem.

When Congress approved the decision to retire the SR-71, the Smithsonian Institution requested that a Blackbird be delivered for eventual display in the Air and Space Museum in Washington and that we set a new transcontinental speed record delivering it from California to Dulles. I had the honor of piloting that final flight on March 6, 1990, for its final 2,300-mile flight between L.A. and D.C. I took off with my backseat navigator, Lt. Col. Joe Vida, at 4:30 in the morning from Palmdale, just outside L.A., and despite the early hour, a huge crowd cheered us off. We hit a tanker over the Pacific then turned and dashed east, accelerating to 2.6 Mach and about sixty thousand feet. Below stretched hundreds of miles of California coastline in the early morning light. In the east and above, the hint of a red sunrise and the bright twinkling lights from Venus, Mars, and Saturn. A moment later we were directly over central California, with the Blackbird’s continual sonic boom serving as an early wake-up call to the millions sleeping below on this special day. I pushed out to Mach 3.3.

Do not live because of the fear of death. Live because of the fear of the death of the real reason why you live. Death is no respecter of persons. Death can come when we have not even given him our attention. Death doesn't mind that you are in tension and even when you in the mid of doing something at his arrival, you shall go with nothing. The most important thing to death is to take you at a sudden. Mind your time then! Mind your true purpose! And mind the real reasons why you wake up each day and retire when the sun sets! Life is once, live it well!

In the same way it may be said that a man endowed with great mental gifts leads, apart from the individual life common to all, a second life, purely of the intellect. He devotes himself to the constant increase, rectification and extension, not of mere learning, but of real systematic knowledge and insight; and remains untouched by the fate that overtakes him personally, so long as it does not disturb him in his work. It is thus a life which raises a man and sets him above fate and its changes. Always thinking, learning, experimenting, practicing his knowledge, the man soon comes to look upon this second life as the chief mode of existence, and his merely personal life as something subordinate, serving only to advance ends higher than itself. An example of this independent, separate existence is furnished by Geothe. During the war in the Champagne, and amid all the bustle of the camp, he made observations for his theory of color; and as soon as the numberless calamities of that war allowed of his retiring for a short time to the fortress of Luxembourg, he took up the manuscript of his Farbenlehre. This is an example which we, the salt of the earth, should endeavor to follow, by never letting anything disturb us in the pursuit of our intellectual life, however much the storm of the world may invade and agitate our personal environment; always remembering that we are the songs, not of the bondwoman, but of the free.

Whatever evolution this or that popular character has gone through between the book covers, his fate is fixed in our minds, and, similarly, we expect our friends to follow this or that logical and conventional pattern we have fixed for them. Thus X will never compose the immortal music that would clash with the second-rate symphonies he has accustomed us to. Y will never commit murder. Under no circumstances can Z ever betray us. We have it all arranged in our minds, and the less often we see a particular person the more satisfying it is to check how obediently he conforms to our notion of him every time we hear of him. Any deviation in the fates we have ordained would strike us as not only anomalous but unethical. We would prefer not to have known at all our neighbor, the retired hot-dog stand operator, if it turns out he has just produced the greatest book of poetry his age has ever seen.

Philip was silent. These discussions of personal relations always made him uncomfortable. They threatened his solitude - that solitude which, with a part of his mind, he deplored (for he felt himself cut off from much he would have liked to experience), but in which alone he felt himself free. At ordinary times he took this inward solitude for granted, as one accepts the atmosphere in which one lives. But when it was menaced, he became only too painfully aware of its importance to him; he fought for it, as a choking man fights for air. But it was a fight without violence, a negative battle of retirement and defence.

How do you stay motivated?” The answer? I create new reasons to keep showing up. The unsuccessful unceasingly suggest, “If I had what [that person] had, I would retire.” But I don't believe this claim for a second. First of all, they don't know if that's true, since they can't tell how they'd respond to success.

There is a whole generation of young people just like us wandering around Europe and the rest of the world, trying to find some meaning for why they are alive and what they should choose to do with their time. When Martha leaves and we sit in front of the fire in the living room, I look to Lily until she turns to me and I can see the grief that hides just under the surface of her expression. We are, or at least were, two of those lost souls: wanderers, backpackers, season workers, Wwoofers, Workawayers, travellers: searching the world for something or someplace to hold on to. And we have come home not because we have retired from trying to find answers and are ready to settle into adulthood, but because my death has come upon us fast and unexpected. I am not the first person of this generation of travellers- or any person who lives in this godless, superficial society- to die. But I think that it feels to Lily and to me, my mother too perhaps, that I may very well be.

goodness is of a modest nature, easily discouraged, and when much elbowed in early life by unabashed vices, is apt to retire into extreme privacy, so that it is more easily believed in by those who construct a selfish old gentleman theoretically, than by those who form the narrower judgements based on his personal acquaintance.

It’s worth ten times the price to get you out of those things. Besides, I’ve got credits to burn.” He did. They all did. The more they worked, the more credits they got. The more they got, the more they needed to spend them before they expired, which they did after a year. You didn’t need to save them. All the things that Maya’s generation had saved for—a home of one’s own, retirement, the kids’ college education, medical emergencies—all those were now each person’s birthright. When the surplus was totaled each year—for the City inevitably ended up with a net surplus—it was simply a measure that they had produced more than they consumed, given more than they took back.

I think you’re asking too much. You know what I have? Toward this Pris android?” “Empathy,” he said. “Something like that. Identification; there goes I. My god; maybe that’s what’ll happen. In the confusion you’ll retire me, not her. And she can go back to Seattle and live my life. I never felt this way before. We are machines, stamped out like bottle caps. It’s an illusion that I—I personally—really exist; I’m just representative of a type.” He could not help being amused; Rachael had become so mawkishly morose. “Ants don’t feel like that,” he said, “and they’re physically identical.” “Ants. They don’t feel period.” “Identical human twins. They don’t—” “But they identify with each other; I understand they have an empathic, special bond.

He was a man who didn’t own a mobile phone, as a matter of principle and stubborn pride. He loved it when people were shocked to discover he had never owned one, never would own one. He truly believed it made him morally superior, which drove Joy bananas because, excuse me, he was not. The way he talked about his “stance” on mobile phones, you would think he were the lone person in the crowd not giving the Nazi salute. Before their retirement he told people, “I don’t need a phone, I’m a tennis coach, not a surgeon. There are no tennis emergencies.” There were so tennis emergencies, and more than once over the years she’d been furious when she couldn’t contact him and she was left in a tricky situation that would have been instantly solved if he’d owned a phone. Also, his principles didn’t prevent him from happily picking up the landline and calling Joy on her mobile when she was at the shops, to ask how much longer she’d be, or to please buy more chili crackers, but when Stan was gone, he was gone, and if she thought about that too much and all it implied she could tap into a great well of rage, so she didn’t think about it.

forever. To create a family with a spouse is one of the most fundamental ways a person can find continuity and meaning in American (or any) society. I rediscover this truth every time I go to a big reunion of my mother’s family in Minnesota and I see how everyone is held so reassuringly in their positions over the years. First you are a child, then you are a teenager, then you are a young married person, then you are a parent, then you are retired, then you are a grandparent—at every stage you know who you are, you know what your duty is and you know where to sit at the reunion. You sit with the other children, or teenagers, or young parents, or retirees. Until at last you are sitting with the ninety-year-olds in the shade, watching over your progeny with satisfaction.

Jot down a few important personal details and passwords. Assign or update your beneficiaries. Update (or finally get) the right insurance policies. Finish your will, living will, and power-of-attorney documents. Plan for at least six months of expenses in a savings fund. Save for a long and lovely retirement or an emergency tomorrow. Prioritize the urgent items from the not-so-important.

For each now strives to isolate his person as much as possible from the others, wishing to experience within himself life's completeness, yet from all his efforts there results not life's completeness but a complete suicide, for instead of discovering the true nature of their being they lapse into total solitariness. For in our era all are isolated into individuals, each retires solitary within his burrow, each withdraws from the other, conceals himself and that which he possesses, and ends by being rejected of men and by rejecting them. He ammasses wealth in solitariness, thinking: how strong I am now and how secure, yet he does not know, the witless one, that the more he ammasses, the further he will sink into suicidal impotence. For he has become accustomed to relying upon himself alone has isolated himself from the whole as an individual, has trained his soul not to trust in help from others, in human beings and mankind, and is fearful only of losing his money and privileges he has acquired. In every place today the human mind is mockingly starting to lose its awareness of the fact that a person's true security consists not in his own personal, solitary effort, but in the common integrity of human kind.

It's not you it's me' she couldn't use that line. Even though it really was her and not him, everyone thought that line really meant, 'it's not me. It's definitely you.'  There was still a part of her that thought perhaps she shouldn't do it at all. In Andrew she had all the raw ingredients for a perfect life. Here was a grown-up, good-looking, solvent, generous, warm-hearted man who adored her. A man who adored her even when she looked like the loch ness monsters little sister and had a terrible temper to match. It didn't take a huge leap of imagination to see Andrew standing at the top of the aisle, looking back at lou walking towards him with a grin as wide as the English channel. She could see him painting the nursery yellow; pushing a pram that contained two lovely brown haired twins (one boy, one girl); presenting her woth an eternity ring on their tenth anniversary, taking the twins to school, teaching them how to play football on long, summer holidays in Tuscany, giving the daughter away at her own wedding, cosying up to Lou on the veranda of their perfect house as their retirement stretched ahead of them- a long straight road of well-planned for, financially comfortable and perpetually sunny days.  'oh god' Lou poured herself a vodka.

Yes, for every man there exist certain things which, instantly that they are said, seem to touch him more closely, more intimately, than anything has done before. Nor is it an uncommon occurrence that in the most unexpected fashion, and in the most retired of retreats, one will suddenly come face to face with a man whose burning periods will lead one to forget oneself and the tracklessness of the route and the discomfort of one's nightly halting-places, and the futility of crazes and the falseness of tricks by which one human being deceives another. And at once there will become engraven upon one's memory—vividly, and for all time—the evening thus spent. And of that evening one's remembrance will hold true, both as to who was present, and where each such person sat, and what he or she was wearing, and what the walls and the stove and other trifling features of the room looked like.

neighbour. He is a retired major and now runs the local Neighbourhood Watch group, Lower Toddle branch. It is a collection of oldies who have joined forces to keep an eye out for burglars, but Mr Parker uses it as an excuse to spy on everyone. One person he has got his eye on particularly is Ben. The nosy neighbour had been convinced the boy and his granny had stolen the Crown Jewels, but nobody had believed him. Now Mr Parker is out for revenge!

We have it all arranged in our minds, and the less often we see a particular person the more satisfying it is to check how obediently he conforms to our notion of him every time we hear of him. Any deviation in the fates we have ordained would strike us as not only anomalous but unethical. We would prefer not to have known at all our neighbor, the retired hot-dog stand operator, if it turns out he has just produced the greatest book of poetry his age has seen.

But Rousseau — to what did he really want to return? Rousseau, this first modern man, idealist and rabble in one person — one who needed moral "dignity" to be able to stand his own sight, sick with unbridled vanity and unbridled self-contempt. This miscarriage, couched on the threshold of modern times, also wanted a "return to nature"; to ask this once more, to what did Rousseau want to return? I still hate Rousseau in the French Revolution: it is the world-historical expression of this duality of idealist and rabble. The bloody farce which became an aspect of the Revolution, its "immorality," is of little concern to me: what I hate is its Rousseauan morality — the so-called "truths" of the Revolution through which it still works and attracts everything shallow and mediocre. The doctrine of equality! There is no more poisonous poison anywhere: for it seems to be preached by justice itself, whereas it really is the termination of justice. "Equal to the equal, unequal to the unequal" — that would be the true slogan of justice; and also its corollary: "Never make equal what is unequal." That this doctrine of equality was surrounded by such gruesome and bloody events, that has given this "modern idea" par excellence a kind of glory and fiery aura so that the Revolution as a spectacle has seduced even the noblest spirits. In the end, that is no reason for respecting it any more. I see only one man who experienced it as it must be experienced, with nausea — Goethe. Goethe — not a German event, but a European one: a magnificent attempt to overcome the eighteenth century by a return to nature, by an ascent to the naturalness of the Renaissance — a kind of self-overcoming on the part of that century. He bore its strongest instincts within himself: the sensibility, the idolatry of nature, the anti-historic, the idealistic, the unreal and revolutionary (the latter being merely a form of the unreal). He sought help from history, natural science, antiquity, and also Spinoza, but, above all, from practical activity; he surrounded himself with limited horizons; he did not retire from life but put himself into the midst of it; he if was not fainthearted but took as much as possible upon himself, over himself, into himself. What he wanted was totality; he fought the mutual extraneousness of reason, senses, feeling, and will (preached with the most abhorrent scholasticism by Kant, the antipode of Goethe); he disciplined himself to wholeness, he created himself. In the middle of an age with an unreal outlook, Goethe was a convinced realist: he said Yes to everything that was related to him in this respect — and he had no greater experience than that ens realissimum [most real being] called Napoleon. Goethe conceived a human being who would be strong, highly educated, skillful in all bodily matters, self-controlled, reverent toward himself, and who might dare to afford the whole range and wealth of being natural, being strong enough for such freedom; the man of tolerance, not from weakness but from strength, because he knows how to use to his advantage even that from which the average nature would perish; the man for whom there is no longer anything that is forbidden — unless it be weakness, whether called vice or virtue. Such a spirit who has become free stands amid the cosmos with a joyous and trusting fatalism, in the faith that only the particular is loathesome, and that all is redeemed and affirmed in the whole — he does not negate anymore. Such a faith, however, is the highest of all possible faiths: I have baptized it with the name of Dionysus. 50 One might say that in a certain sense the nineteenth century also strove for all that which Goethe as a person had striven for: universality in understanding and in welcoming, letting everything come close to oneself, an audacious realism, a reverence for everything factual.

It pisses me off sometimes, thinking about everything he’s been through. He’s a good person. He really cares, and he tries. He never deserved any of it.” June leans forward, looking at the picture too. “Have you ever told him that?” “We don’t really…” Alex coughs. “I don’t know. Talk like that?” June inhales deeply and makes an enormous fart noise with her mouth, shattering the serious mood, and Alex is so grateful for it that he melts onto the floor in a fit of hysterical laughter. “Ugh! Men!” she groans. “No emotional vocabulary. I can’t believe our ancestors survived centuries of wars and plagues and genocide just to wind up with your sorry ass.” She throws a pillow at him, and Alex scream-laughs as it hits him in the face. “You should try saying some of that stuff to him.” “Stop trying to Jane Austen my life!” he yells back. “Listen, it’s not my fault he’s a mysterious and retiring young royal and you’re the tempestuous ingénue that caught his eye, okay?

If any one will here contend that there must have been traits of goodness in old Featherstone, I will not presume to deny this; but I must observe that goodness is of a modest nature, easily discouraged, and when much privacy, elbowed in early life by unabashed vices, is apt to retire into extreme privacy, so that it is more easily believed in by those who construct a selfish old gentleman theoretically, than by those who form the narrower judgments based on his personal acquaintance. In

Montaigne was neither one of the academics of the Sorbonne nor a professional man of letters, and he was not these things on two planes. First, he was a doer; he had been a magistrate, a businessman, and the mayor of Bordeaux before he retired to mull over his life and, mostly, his own knowledge. Second, he was an antidogmatist: he was a skeptic with charm, a fallible, noncommittal, personal, introspective writer, and, primarily, someone who, in the great classical tradition, wanted to be a man.

Then she sent Schweik for lunch and wine. And before he returned, she put on a filmy gown which made her extremely attractive and alluring. At lunch she drank a bottle of wine and smoked several Memphis cigarettes. And while Schweik was in the kitchen feasting on army bread which he soaked in a glass of brandy she retired to rest. "Schweik," she shouted from the bedroom. "Schweik!" Schweik opened the door and beheld the young lady in an enticing attitude among the cushions. "Come here." He stepped up to the bed, and with a peculiar smile she scrutinized his sturdy build. Then, she pulled aside the thin covering which had hitherto concealed her person. And so it came about that when the lieutenant returned from the barracks, the good soldier Schweik was able to inform him: "Beg to report, sir, I carried out all the lady's wishes and treated her courteously, just as you instructed me." "Thank you, Schweik," said the lieutenant. "And did she want many things done?" "About six," replied Schweik.

Replaying in my mind the Martha Stewart, Leonidas Young, and Scooter Libby cases, I argued that if we weren’t going to hold retired generals and CIA directors accountable for blatantly lying during investigations, how could we justify jailing thousands of others for doing the same thing? I believed, and still believe, that Petraeus was treated under a double standard based on class. A poor person, an unknown person—say a young black Baptist minister from Richmond—would be charged with a felony and sent to jail.

Is the sky painted?” Isidore asked. “Are there really brush strokes that show up under magnification?” “Yes,” Mercer said. “I can’t see them.” “You’re too close,” Mercer said. “You have to be a long way off, the way the androids are. They have better perspective.” “Is that why they claim you’re a fraud?” “I am a fraud,” Mercer said. “They’re sincere; their research is genuine. From their standpoint I am an elderly retired bit player named Al Jarry. All of it, their disclosure, is true. They interviewed me at my home, as they claim; I told them whatever they wanted to know, which was everything.” “Including about the whisky?” Mercer smiled. “It was true. They did a good job and from their standpoint Buster Friendly’s disclosure was convincing. They will have trouble understanding why nothing has changed. Because you’re still here and I’m still here.” Mercer indicated with a sweep of his hand the barren, rising hillside, the familiar place. “I lifted you from the tomb world just now and I will continue to lift you until you lose interest and want to quit. But you will have to stop searching for me because I will never stop searching for you.” “I didn’t like that about the whisky,” Isidore said. “That’s lowering.” “That’s because you’re a highly moral person. I’m not. I don’t judge, not even myself.” Mercer held out a closed hand, palm up. “Before I forget it, I have something of yours here.” He opened his fingers. On his hand rested the mutilated spider, but with its snipped-off legs restored. “Thanks.” Isidore accepted the spider.

ON THE A TRAIN There were no seats to be had on the A train last night, but I had a good grip on the pole at the end of one of the seats and I was reading the beauty column of the Journal-American, which the man next to me was holding up in front of him. All of a sudden I felt a tap on my arm, and I looked down and there was a man beginning to stand up from the seat where he was sitting. "Would you like to sit down?" he said. Well, I said the first thing that came into my head, I was so surprised and pleased to be offered a seat in the subway. "Oh, thank you very much," I said, "but I am getting out at the next station." He sat back and that was that, but I felt all set up and I thought what a nice man he must be and I wondered what his wife was like and I thought how lucky she was to have such a polite husband, and then all of a sudden I realized that I wasn't getting out at the next station at all but the one after that, and I felt perfectly terrible. I decided to get out at the next station anyway, but then I thought, If I get out at the next station and wait around for the next train I'll miss my bus and they only go every hour and that will be silly. So I decided to brazen it out as best I could, and when the train was slowing up at the next station I stared at the man until I caught his eye and then I said, "I just remembered this isn't my station after all." Then I thought he would think I was asking him to stand up and give me his seat, so I said, "But I still don't want to sit down, because I'm getting off at the next station." I showed him by my expression that I thought it was all rather funny, and he smiled, more or less, and nodded, and lifted his hat and put it back on his head again and looked away. He was one of those small, rather glum or sad men who always look off into the distance after they have finished what they are saying, when they speak. I felt quite proud of my strong-mindedness at not getting off the train and missing my bus simply because of the fear of a little embarrassment, but just as the train was shutting its doors I peered out and there it was, 168th Street. "Oh dear!" I said. "That was my station and now I have missed the bus!" I was fit to be fled, and I had spoken quite loudly, and I felt extremely foolish, and I looked down, and the man who had offered me his seat was partly looking at me, and I said, "Now, isn't that silly? That was my station. A Hundred and Sixty-eighth Street is where I'm supposed to get off." I couldn't help laughing, it was all so awful, and he looked away, and the train fidgeted along to the next station, and I got off as quickly as I possibly could and tore over to the downtown platform and got a local to 168th, but of course I had missed my bus by a minute, or maybe two minutes. I felt very much at a loose end wandering around 168th Street, and I finally went into a rudely appointed but friendly bar and had a martini, warm but very soothing, which cost me only fifty cents. While I was sipping it, trying to make it last to exactly the moment that would get me a good place in the bus queue without having to stand too long in the cold, I wondered what I should have done about that man in the subway. After all, if I had taken his seat I probably would have got out at 168th Street, which would have meant that I would hardly have been sitting down before I would have been getting up again, and that would have seemed odd. And rather grasping of me. And he wouldn't have got his seat back, because some other grasping person would have slipped into it ahead of him when I got up. He seemed a retiring sort of man, not pushy at all. I hesitate to think of how he must have regretted offering me his seat. Sometimes it is very hard to know the right thing to do.

It goes like this: go to school, get brainwashed, go to college, get more brainwashed, drink beer, get a degree, get a job, get married, have kids, get promoted, get a mortgage, take a yearly vacation, buy stuff on the holidays, retire, take up golf, be a grandparent, get cancer and die. The matrix exists to make sure you follow this formula, so that you can do your part to support the very system that’s enslaving you. Except you think you’re free because you went to Maui for a week last June. That’s not freedom, my love. That’s a bone.

Gustav is a composer. For months he has been carrying on a raging debate with Säure over who is better, Beethoven or Rossini. Säure is for Rossini. “I’m not so much for Beethoven qua Beethoven,” Gustav argues, “but as he represents the German dialectic, the incorporation of more and more notes into the scale, culminating with dodecaphonic democracy, where all notes get an equal hearing. Beethoven was one of the architects of musical freedom—he submitted to the demands of history, despite his deafness. While Rossini was retiring at the age of 36, womanizing and getting fat, Beethoven was living a life filled with tragedy and grandeur.” “So?” is Säure’s customary answer to that one. “Which would you rather do? The point is,” cutting off Gustav’s usually indignant scream, “a person feels good listening to Rossini. All you feel like listening to Beethoven is going out and invading Poland. Ode to Joy indeed. The man didn’t even have a sense of humor. I tell you,” shaking his skinny old fist, “there is more of the Sublime in the snare-drum part to La Gazza Ladra than in the whole Ninth Symphony. With Rossini, the whole point is that lovers always get together, isolation is overcome, and like it or not that is the one great centripetal movement of the World. Through the machineries of greed, pettiness, and the abuse of power, love occurs. All the shit is transmuted to gold. The walls are breached, the balconies are scaled—listen!” It was a night in early May, and the final bombardment of Berlin was in progress. Säure had to shout his head off. “The Italian girl is in Algiers, the Barber’s in the crockery, the magpie’s stealing everything in sight! The World is rushing together.

At the high end, retirees who had $500,000 or more right before retirement had spent down a median of only 11.8 percent of that money 20 years later or by the time they died. That’s more than 88 percent left over—which means that a person retiring at 65 with half a million dollars still has more than $440,000 left at age 85! At the lower end, retirees with less than $200,000 saved up for retirement spent a higher percentage (as you might expect, since they had less to spend overall)—but even this group’s median members had spent down only one-quarter of their assets 18 years after retirement.

I know that gen Z has it tough—they’re losing their proms and graduations to the quarantine, they’re on deck to bear the full brunt of climate catastrophe, and they’re inheriting a carcass of a society that’s been fattened up and picked clean by the billionaire class, leaving them with virtually no shot at a life without crushing financial and existential anxiety, let alone any fantasy of retiring from their thankless toil or leaving anything of value to their own children. That’s bad. BUT, counterpoint! Millennials have to deal with a bunch of that same stuff, kind of, PLUS we had to be teenagers when American Pie came out!... American Pie absolutely captivated a generation because my generation is tacky as hell. “I have a hot girlfriend but she doesn’t want to have sex” was an entire genre of movies in the ’90s. In the ’90s, people loved it when things were “raunchy” (ew!). Every guy at my high school wanted to be Stifler! Can you imagine what that kind of an environment does to a person? To be of the demographic that has a Ron Burgundy quote for every occasion, without the understanding that Ron Burgundy is a satire? This is why we have Jenny McCarthy, I’m pretty sure, and, by extension, the great whooping cough revival of 2014. Thanks a lot, jocks!

The ideal of quiet and of genteel retirement, in 1835, was found in Washington Square, where the Doctor built himself a handsome, modern, wide-fronted house, with a big balcony before the drawing-room windows, and a flight of marble steps ascending to a portal which was also faced with white marble. This structure, and many of its neighbours, which it exactly resembled, were supposed, forty years ago, to embody the last results of architectural science, and they remain to this day very solid and honourable dwellings. In front of them was the Square, containing a considerable quantity of inexpensive vegetation, enclosed by a wooden paling, which increased its rural and accessible appearance; and round the corner was the more august precinct of the Fifth Avenue, taking its origin at this point with a spacious and confident air which already marked it for high destinies. I know not whether it is owing to the tenderness of early associations, but this portion of New York appears to many persons the most delectable. It has a kind of established repose which is not of frequent occurrence in other quarters of the long, shrill city; it has a riper, richer, more honourable look than any of the upper ramifications of the great longitudinal thoroughfare—the look of having had something of a social history.

Here’s a Reader’s Digest version of my approach. I select mutual funds that have had a good track record of winning for more than five years, preferably for more than ten years. I don’t look at their one-year or three-year track records because I think long term. I spread my retirement, investing evenly across four types of funds. Growth and Income funds get 25 percent of my investment. (They are sometimes called Large Cap or Blue Chip funds.) Growth funds get 25 percent of my investment. (They are sometimes called Mid Cap or Equity funds; an S&P Index fund would also qualify.) International funds get 25 percent of my investment. (They are sometimes called Foreign or Overseas funds.) Aggressive Growth funds get the last 25 percent of my investment. (They are sometimes called Small Cap or Emerging Market funds.) For a full discussion of what mutual funds are and why I use this mix, go to daveramsey.com and visit MyTotalMoneyMakeover.com. The invested 15 percent of your income should take advantage of all the matching and tax advantages available to you. Again, our purpose here is not to teach the detailed differences in every retirement plan out there (see my other materials for that), but let me give you some guidelines on where to invest first. Always start where you have a match. When your company will give you free money, take it. If your 401(k) matches the first 3 percent, the 3 percent you put in will be the first 3 percent of your 15 percent invested. If you don’t have a match, or after you have invested through the match, you should next fund Roth IRAs. The Roth IRA will allow you to invest up to $5,000 per year, per person. There are some limitations as to income and situation, but most people can invest in a Roth IRA. The Roth grows tax-FREE. If you invest $3,000 per year from age thirty-five to age sixty-five, and your mutual funds average 12 percent, you will have $873,000 tax-FREE at age sixty-five. You have invested only $90,000 (30 years x 3,000); the rest is growth, and you pay no taxes. The Roth IRA is a very important tool in virtually anyone’s Total Money Makeover. Start with any match you can get, and then fully fund Roth IRAs. Be sure the total you are putting in is 15 percent of your total household gross income. If not, go back to 401(k)s, 403(b)s, 457s, or SEPPs (for the self-employed), and invest enough so that the total invested is 15 percent of your gross annual pay. Example: Household Income $81,000 Husband $45,000 Wife $36,000 Husband’s 401(k) matches first 3%. 3% of 45,000 ($1,350) goes into the 401(k). Two Roth IRAs are next, totaling $10,000. The goal is 15% of 81,000, which is $12,150. You have $11,350 going in. So you bump the husband’s 401(k) to 5%, making the total invested $12,250.

Mr Corcoran, whom by chance I was observing, smiled preliminarily but when about to speak, his smile was transfixed on his features and his entire body assumed a stiff attitude. Suddenly he sneezed, spattering his clothing with a mucous discharge from his nostrils. As my uncle hurried to his assistance, I felt that my gorge was about to rise. I retched slightly, making a noise with my throat similar to that utilized by persons in the article of death. My uncle's back was towards me as he bent in ministration. … I clutched my belongings and retired quickly as they worked together with their pocket-cloths. I went to my room and lay prostrate on my bed, endeavouring to recover my composure.

Though all the brilliant intellects of the ages were to concentrate upon this one theme, never could they adequately express their wonder at this dense darkness of the human mind. Men do not suffer anyone to seize their estates, and they rush to stones and arms if there is even the slightest dispute about the limit of their lands, yet they allow others to trespass upon their life—nay, they themselves even lead in those who will eventually possess it. No one is to be found who is willing to distribute his money, yet among how many does each one of us distribute his life! In guarding their fortune men are often closefisted, yet, when it comes to the matter of wasting time, in the case of the one thing in which it is right to be miserly, they show themselves most prodigal. And so I should like to lay hold upon someone from the company of older men and say: "I see that you have reached the farthest limit of human life, you are pressing hard upon your hundredth year, or are even beyond it; come now, recall your life and make a reckoning. Consider how much of your time was taken up with a moneylender, how much with a mistress, how much with a patron, how much with a client, how much in wrangling with your wife, how much in punishing your slaves, how much in rushing about the city on social duties. Add the diseases which we have caused by our own acts, add, too, the time that has lain idle and unused; you will see that you have fewer years to your credit than you count. Look back in memory and consider when you ever had a fixed plan, how few days have passed as you had intended, when you were ever at your own disposal, when your face ever wore its natural expression, when your mind was ever unperturbed, what work you have achieved in so long a life, how many have robbed you of life when you were not aware of what you were losing, how much was taken up in useless sorrow, in foolish joy, in greedy desire, in the allurements of society, how little of yourself was left to you; you will perceive that you are dying before your season!"7 What, then, is the reason of this? You live as if you were destined to live forever, no thought of your frailty ever enters your head, of how much time has already gone by you take no heed. You squander time as if you drew from a full and abundant supply, though all the while that day which you bestow on some person or thing is perhaps your last. You have all the fears of mortals and all the desires of immortals. You will hear many men saying: "After my fiftieth year I shall retire into leisure, my sixtieth year shall release me from public duties." And what guarantee, pray, have you that your life will last longer? Who will suffer your course to be just as you plan it? Are you not ashamed to reserve for yourself only the remnant of life, and to set apart for wisdom only that time which cannot be devoted to any business? How late it is to begin to live just when we must cease to live! What foolish forgetfulness of mortality to postpone wholesome plans to the fiftieth and sixtieth year, and to intend to begin life at a point to which few have attained!

I often would think about how we have built our society, and when you describe it out loud, it sounds rather insane. The idea of being funnelled through a conventional life progression of education, work, career, marriage, kids, divorce, retirement and then death doesn’t seem that inspiring to me. Then we’re told we have to struggle to make a living, sacrifice enjoyment to have a family, delay our happiness until we’re retired, fight the next person for a job, climb the ladder of success to get an even more stressful job, spend more money than we earn, go into debt, live in fear of being blown up by some terrorist and then have TV passed off as the only way to escape it all. And when all of this gets too much and you can’t keep up, you get prescribed antidepressants and made to feel like you’ve failed.

To the door of an inn in the provincial town of N. there drew up a smart britchka—a light spring-carriage of the sort affected by bachelors, retired lieutenant-colonels, staff-captains, land-owners possessed of about a hundred souls, and, in short, all persons who rank as gentlemen of the intermediate category. In the britchka was seated such a gentleman—a man who, though not handsome, was not ill-favoured, not over-fat, and not over-thin. Also, though not over-elderly, he was not over-young. His arrival produced no stir in the town, and was accompanied by no particular incident, beyond that a couple of peasants who happened to be standing at the door of a dramshop exchanged a few comments with reference to the equipage rather than to the individual who was seated in it. "Look at that carriage," one of them said to the other. "Think you it will be going as far as Moscow?" "I think it will," replied his companion. "But not as far as Kazan, eh?" "No, not as far as Kazan." With that the conversation ended. Presently, as the britchka was approaching the inn, it was met by a young man in a pair of very short, very tight breeches of white dimity, a quasi-fashionable frockcoat, and a dickey fastened with a pistol-shaped bronze tie-pin. The young man turned his head as he passed the britchka and eyed it attentively; after which he clapped his hand to his cap (which was in danger of being removed by the wind) and resumed his way. On the vehicle reaching the inn door, its occupant found standing there to welcome him the polevoi, or waiter, of the establishment—an individual of such nimble and brisk movement that even to distinguish the character of his face was impossible. Running out with a napkin in one hand and his lanky form clad in a tailcoat, reaching almost to the nape of his neck, he tossed back his locks, and escorted the gentleman upstairs, along a wooden gallery, and so to the bedchamber which God had prepared for the gentleman's reception. The said bedchamber was of quite ordinary appearance, since the inn belonged to the species to be found in all provincial towns—the species wherein, for two roubles a day, travellers may obtain a room swarming with black-beetles, and communicating by a doorway with the apartment adjoining. True, the doorway may be blocked up with a wardrobe; yet behind it, in all probability, there will be standing a silent, motionless neighbour whose ears are burning to learn every possible detail concerning the latest arrival. The inn's exterior corresponded with its interior. Long, and consisting only of two storeys, the building had its lower half destitute of stucco; with the result that the dark-red bricks, originally more or less dingy, had grown yet dingier under the influence of atmospheric changes. As for the upper half of the building, it was, of course, painted the usual tint of unfading yellow. Within, on the ground floor, there stood a number of benches heaped with horse-collars, rope, and sheepskins; while the window-seat accommodated a sbitentshik[1], cheek by jowl with a samovar[2]—the latter so closely resembling the former in appearance that, but for the fact of the samovar possessing a pitch-black lip, the samovar and the sbitentshik might have been two of a pair.

I just finished reading it [Tanner's Grief] and found it showed many sides of grief...often never talked about. Shared it with two friends yesterday...one has a friend that has been grieving many losses but too busy to stop and feel it. Personally I have believed unresolved grief is what's behind all of the anger, mass killings, hate etc.. So many are crying out but not allowing themselves to really cry through the inner pain and anguish as we are created to do as humans. I have seen this working with kids in schools...with hospice patients as chaplain, in spiritual direction one-on-one and pastoring a church. This is the first novel\book I have ever read Abby that deals with grief in a way that can help those reading it have hope they can do this...and not believe they have to do it alone or with those in their family or friends. Getting the help they need isn't being unfaithful to anyone. --A Retired Minister

Reading Chip's college orientation materials, Alfred had been struck by the sentence New England winters can be very cold. The curtains he'd bought at Sears were of a plasticized brown-and-pink fabric with a backing of foam rubber. They were heavy and bulky and stiff. "You'll appreciate these on a cold night," he told Chip. "You'll be surprised how much they cut down drafts." But Chip's freshman roommate was a prep-school product named Roan McCorkle who would soon be leaving thumbprints, in what appeared to be Vaseline, on the fifth-grade photo of Denise. Roan laughed at the curtains and Chip laughed, too. He put them back in the box and stowed the box in the basement of the dorm and let it gather mold there for the next four years. He had nothing against the curtains personally. They were simply curtains and they wanted no more than what any curtains wanted - to hang well, to exclude light to the best of their ability, to be neither too small nor too large for the window that it was their task in life to cover; to be pulled this way in the evening and that way in the morning; to stir in the breezes that came before rain on a summer night; to be much used and little noticed. There were numberless hospitals and retirement homes and budget motels, not just in the Midwest but in the East as well, where these particularly brown rubber-backed curtains could have had a long and useful life. It wasn't their fault that they didn't belong in a dorm room. They'd betrayed no urge to rise above their station; their material and patterning contained not a hint of unseemly social ambition. They were what they were. If anything, when he finally dug them out of the eve of graduation, their virginal pinkish folds turned out to be rather less plasticized and homely and Sears-like than he remembered. They were nowhere near as shameful as he'd thought.

It is foolish to wish for beauty. Sensible people never either desire it for themselves or care about it in others. If the mind be but well cultivated, and the heart well disposed, no one ever cares for the exterior. So said the teachers of our childhood; and so say we to the children of the present day. All very judicious and proper, no doubt; but are such assertions supported by actual experience? We are naturally disposed to love what gives us pleasure, and what more pleasing than a beautiful face--when we know no harm of the possessor at least? A little girl loves her bird--Why? Because it lives and feels; because it is helpless and harmless? A toad, likewise, lives and feels, and is equally helpless and harmless; but though she would not hurt a toad, she cannot love it like the bird, with its graceful form, soft feathers, and bright, speaking eyes. If a woman is fair and amiable, she is praised for both qualities, but especially the former, by the bulk of mankind: if, on the other hand, she is disagreeable in person and character, her plainness is commonly inveighed against as her greatest crime, because, to common observers, it gives the greatest offence; while, if she is plain and good, provided she is a person of retired manners and secluded life, no one ever knows of her goodness, except her immediate connections. Others, on the contrary, are disposed to form unfavourable opinions of her mind, and disposition, if it be but to excuse themselves for their instinctive dislike of one so unfavoured by nature; and visa versa with her whose angel form conceals a vicious heart, or sheds a false, deceitful charm over defects and foibles that would not be tolerated in another. They that have beauty, let them be thankful for it, and make a good use of it, like any other talent; they that have it not, let them console themselves, and do the best they can without it: certainly, though liable to be over-estimated, it is a gift of God, and not to be despised.

I can hardly believe that our nation’s policy is to seek peace by going to war. It seems that President Donald J. Trump has done everything in his power to divert our attention away from the fact that the FBI is investigating his association with Russia during his campaign for office. For several weeks now he has been sabre rattling and taking an extremely controversial stance, first with Syria and Afghanistan and now with North Korea. The rhetoric has been the same, accusing others for our failed policy and threatening to take autonomous military action to attain peace in our time. This gunboat diplomacy is wrong. There is no doubt that Secretaries Kelly, Mattis, and other retired military personnel in the Trump Administration are personally tough. However, most people who have served in the military are not eager to send our young men and women to fight, if it is not necessary. Despite what may have been said to the contrary, our military leaders, active or retired, are most often the ones most respectful of international law. Although the military is the tip of the spear for our country, and the forces of civilization, it should not be the first tool to be used. Bloodshed should only be considered as a last resort and definitely never used as the first option. As the leader of the free world, we should stand our ground but be prepared to seek peace through restraint. This is not the time to exercise false pride! Unfortunately the Trump administration informed four top State Department management officials that their services were no longer needed as part of an effort to "clean house." Patrick Kennedy, served for nine years as the “Undersecretary for Management,” “Assistant Secretaries for Administration and Consular Affairs” Joyce Anne Barr and Michele Bond, as well as “Ambassador” Gentry Smith, director of the Office for Foreign Missions. Most of the United States Ambassadors to foreign countries have also been dismissed, including the ones to South Korea and Japan. This leaves the United States without the means of exercising diplomacy rapidly, when needed. These positions are political appointments, and require the President’s nomination and the Senate’s confirmation. This has not happened! Moreover, diplomatically our country is severely handicapped at a time when tensions are as hot as any time since the Cold War. Without following expert advice or consent and the necessary input from the Unites States Congress, the decisions are all being made by a man who claims to know more than the generals do, yet he has only the military experience of a cadet at “New York Military Academy.” A private school he attended as a high school student, from 1959 to 1964. At that time, he received educational and medical deferments from the Vietnam War draft. Trump said that the school provided him with “more training than a lot of the guys that go into the military.” His counterpart the unhinged Kim Jong-un has played with what he considers his country’s military toys, since April 11th of 2012. To think that these are the two world leaders, protecting the planet from a nuclear holocaust….

undo that cloak — and accepted the pistol. The seconds retired, the gentleman on the camp-stool did the same, and the belligerents approached each other. Mr. Winkle was always remarkable for extreme humanity. It is conjectured that his unwillingness to hurt a fellow-creature intentionally was the cause of his shutting his eyes when he arrived at the fatal spot; and that the circumstance of his eyes being closed, prevented his observing the very extraordinary and unaccountable demeanour of Doctor Slammer. That gentleman started, stared, retreated, rubbed his eyes, stared again, and, finally, shouted, ‘Stop, stop!’ ‘What’s all this?’ said Doctor Slammer, as his friend and Mr. Snodgrass came running up; ‘that’s not the man.’ ‘Not the man!’ said Doctor Slammer’s second. ‘Not the man!’ said Mr. Snodgrass. ‘Not the man!’ said the gentleman with the camp-stool in his hand. ‘Certainly not,’ replied the little doctor. ‘That’s not the person who insulted me last night.’ ‘Very extraordinary!’ exclaimed the officer. ‘Very,’ said the gentleman with the camp-stool.

There was once a businessman who was sitting by the beach in a small Brazilian village. As he sat, he saw a Brazilian fisherman rowing a small boat toward the shore having caught quite a few big fish. The businessman was impressed and asked the fisherman, “How long does it take you to catch so many fish?” The fisherman replied, “Oh, just a short while.” “Then why don’t you stay longer at sea and catch even more?” The businessman was astonished. “This is enough to feed my whole family,” the fisherman said. The businessman then asked, “So, what do you do for the rest of the day?” The fisherman replied, “Well, I usually wake up early in the morning, go out to sea and catch a few fish, then go back and play with my kids. In the afternoon, I take a nap with my wife, and [when] evening comes, I join my buddies in the village for a drink—we play guitar, sing and dance throughout the night.” The businessman offered a suggestion to the fisherman. “I am a PhD in business management. I could help you to become a more successful person. From now on, you should spend more time at sea and try to catch as many fish as possible. When you have saved enough money, you could buy a bigger boat and catch even more fish. Soon you will be able to afford to buy more boats, set up your own company, your own production plant for canned food and distribution network. By then, you will have moved out of this village and to São Paulo, where you can set up an HQ to manage your other branches.” The fisherman continues, “And after that?” The businessman laughs heartily. “After that, you can live like a king in your own house, and when the time is right, you can go public and float your shares in the Stock Exchange, and you will be rich.” The fisherman asks, “And after that?” The businessman says, “After that, you can finally retire, you can move to a house by the fishing village, wake up early in the morning, catch a few fish, then return home to play with [your] kids, have a nice afternoon nap with your wife, and when evening comes, you can join your buddies for a drink, play the guitar, sing and dance throughout the night!” The fisherman was puzzled. “Isn’t that what I am doing now?

Parents like Jennifer, Susan, and Rae express desires that are quite modest. Full-time hours come first. That is a prize that can be astonishingly hard to wrest from a low-wage employer who wants to avoid added costs associated with full-time employment, such as health insurance and paid time off. A predictable schedule, so parents can arrange for safe, reliable child care, comes next. A few say they would be happy if they could get just those two things. Yet finding a job with even those basic attributes is something Susan Brown feels she can only dream of, not expect. Most parents, like Jennifer and Rae, hope for a little more. If they could just make $12 or $13 per hour, they say, they could make it; $15 per hour is really shooting the moon. Safe working conditions, and some sick or personal days, would be a real plus. The other “extras” that once came routinely with a full-time job—health insurance, vacation days, and retirement benefits—don’t often come up in conversations with the $2-a-day poor. These perks are so uncommon among the jobs available to low-wage workers that they seem all but outside the bounds of reality.

From: “Chris Kyle” Date: December 25, 2010 at 12:55:57 AM EST I appreciate your upbringing and your respect. My dad would have kicked my ass if I didn’t call everyone sir or Mr. until they notified me otherwise. So I am telling you, my name is Chris. Please no more sir bullshit. I went to college right out of high school, but did not finish. Sometimes I regret that. Now that I am out, I could really use the degree. Even if you think you will retire from the service, like I did, there is life after the military. I joined at 24 years old. I had some mental maturity over my teammates due to joining later. I also got to enjoy my youth. One thing about being a SEAL, you age fast. I was only in for eleven years, but I spent over half that time in a combat zone. Unlike other combat units, SEALs in a combat zone are operating. That means getting shot at on a daily basis. I had a baby face when I joined, and within two years, I looked as if I had aged 10 years. I am not in any way talking you out of joining. I loved my time, and if I hadn’t gotten married and had two kids, I would still be in. Unforeseen events will come at you in life. Your plants today will not be the same in four years. I am just trying to prep you for what is to come. I sit in an office or train other people on a range all day, every day. I would much rather be in Afghanistan being shot at again. I love the job and still miss it today. There is no better friendship than what the teams will offer. Once you become a SEAL, you will change. Your friends and family may think you are the same, but if they are really honest, they will see the difference. You will no longer have that innocence that you have now. Sometimes I even miss that person I used to be, but do not regret in any way who I have become. You will be much harder emotionally than you have ever imagined. The day to day bullshit that stresses people out now, fades away. You realize, once you have faced death and accepted it, that the meaningless bullshit in day to day life is worthless. I know this was a long answer to an easy question, but I just wanted to be completely honest. Take your time and enjoy your youth. The SEALs are one of the greatest things that have ever happened to me, but once you are in, you will no longer be the same. Chris Kyle

William H. Willimon tells the story of a group of ministers debating the morality of abortion. One of the ministers argues that abortion is justified in some cases because young teenage girls cannot possibly be expected to raise children by themselves. But a black minister, the pastor of a large African American congregation, takes the other side of the question. “We have young girls who have this happen to them. I have a fourteen year old in my congregation who had a baby last month. We’re going to baptize the child next Sunday,” he added. “Do you really think that she is capable of raising a little baby?” another minister asked. “Of course not,” he replied. No fourteen year old is capable of raising a baby. For that matter, not many thirty year olds are qualified. A baby’s too difficult for any one person to raise by herself.” “So what do you do with babies?” they asked. “Well, we baptize them so that we all raise them together. In the case of that fourteen year old, we have given her baby to a retired couple who have enough time and enough wisdom to raise children. They can then raise the mama along with her baby. That’s the way we do it.

Well, now, if we’d known we were going to have such…ah…gra…that is, illustrious company, we’d have-“ “Swept off the chairs?” Lucinda suggested acidly. “Shoveled off the floor?” “Lucinda!” Elizabeth whispered desperately. “They didn’t know we were coming.” “No respectable person would dwell in such a place even for a night,” she snapped, and Elizabeth watched in mingled distress and admiration as the redoubtable woman turned around and directed her attack on their unwilling host. “The responsibility for our being here is yours, whether it was a mistake or not! I shall expect you to rout your servants from their hiding places and have them bring clean linens up to us at once. I shall also expect them to have this squalor remedied by morning! It is obvious from your behavior that you are no gentleman; however, we are ladies, and we shall expect to be treated as such.” From the corner of her eye Elizabeth had been watching Ian Thornton, who was listening to all of this, his jaw rigid, a muscle beginning to twitch dangerously in the side of his neck. Lucinda, however, was either unaware of or unconcerned with his reaction, for, as she picked up her skirts and turned toward the stairs, she turned on Jake. “You may show us to our chambers. We wish to retire.” “Retire!” cried Jake, thunderstruck. “But-but what about supper?” he sputtered. “You may bring it up to us.” Elizabeth saw the blank look on Jake’s face, and she endeavored to translate, politely, what the irate woman was saying to the startled red-haired man. “What Miss Throckmorton-Jones means is that we’re rather exhausted from our trip and not very good company, sir, and so we prefer to dine in our rooms.” “You will dine,” Ian Thornton said in an awful voice that made Elizabeth freeze, “on what you cook for yourself, madam. If you want clean linens, you’ll get them yourself from the cabinet. If you want clean rooms, clean them! Am I making myself clear?” “Perfectly!” Elizabeth began furiously, but Lucinda interrupted in a voice shaking with ire: “Are you suggesting, sirrah, that we are to do the work of servants?” Ian’s experience with the ton and with Elizabeth had given him a lively contempt for ambitious, shallow, self-indulgent young women whose single goal in life was to acquire as many gowns and jewels as possible with the least amount of effort, and he aimed his attack at Elizabeth. “I am suggesting that you look after yourself for the first time in your silly, aimless life. In return for that, I am willing to give you a roof over your head and to share our food with you until I can get you to the village. If that is too overwhelming a task for you, then my original invitation still stands: There’s the door. Use it!” Elizabeth knew the man was irrational, and it wasn’t worth riling herself to reply to him, so she turned instead to Lucinda. “Lucinda,” she said with weary resignation, “do not upset yourself by trying to make Mr. Thornton understand that his mistake has inconvenienced us, not the other way around. You will only waste your time. A gentleman of breeding would be perfectly able to understand that he should be apologizing instead of ranting and raving. However, as I told you before we came here, Mr. Thornton is no gentleman. The simple fact is that he enjoys humiliating people, and he will continue trying to humiliate us for as long as we stand here.” Elizabeth cast a look of well-bred disdain over Ian and said, “Good night, Mr. Thornton.” Turning, she softened her voice a little and said, “Good evening, Mr. Wiley.

Different persons ruled in me in turn, though no one of them for long; each fallen tyrant was quick to regain power. Thus have I played host successively to the meticulous officer, fanatic in discipline, but gaily sharing with his men the privations of war; to the melancholy dreamer intent on the gods, the lover ready to risk all for a moment’s rapture; the haughty young lieutenant retiring to his tent to study his maps by lamplight, making clear to his friends his disdain for the way the world goes; and finally the future statesman. But let us not forget, either, the base opportunist who in fear of displeasing succumbed to drunkenness at the emperor’s table; the young fellow pronouncing upon all questions with ridiculous assurance; the frivolous wit, ready to lose a friend for the sake of a bright remark; the soldier exercising with mechanical precision his vile gladiatorial trade. And we should include also that vacant figure, nameless and unplaced in history, though as much myself as all the others, the simple toy of circumstance, no more and no less than a body, lying on a camp bed, distracted by an aroma, aroused by a breath of wind, vaguely attentive to some eternal hum of a bee.

Major General Leonard Wood Leonard Wood was an army officer and physician, born October 9, 1860 in Winchester, New Hampshire. His first assignment was in 1886 at Fort Huachuca, Arizona where he fought in the last campaign against the fierce Apache warrior Geronimo. He was awarded the Medal of Honor for carrying dispatches 100 miles through hostile territory and was promoted to the rank of Captain, commanding a detachment of the 8th Infantry. From 1887 to 1898, he served as a medical officer in a number of positions, the last of which was as the personal physician to President William McKinley. In 1898 at the beginning of the war with Spain, he was given command of the 1st Volunteer Cavalry. The regiment was soon to be known as the “Rough Riders." Wood lead his men on the famous charge up San Juan Hill and was given a field promotion to brigadier general. In 1898 he was appointed the Military Governor of Santiago de Cuba. In 1920, as a retired Major General, Wood ran as the Republican candidate for the presidency of the United States, losing to Warren Harding. In 1921 following his defeat, General Wood accepted the post of Governor General of the Philippines. He held this position from 1921 to 1927, when he died of a brain tumor in Boston, on 7 August 1927, at 66 years of age after which he was buried, with full honors, in Arlington National Cemetery.

I would travel far and wide...seeing, listening, creating. I would weave tales for an enthralled audience. A song would be heard throughout the kingdom, and I would be a part of that. You would normally think that a bard would pick up his tales from stories heard in his travels or, perhaps, from personal observation of these events. Perhaps some bards would create the stories themselves or, at least, adapt the original versions heard... But what if the bard were really more than a bard? What if he were once a gallant knight or an old sea captain...perhaps even a forgotten prince? What if the stories he told, what if the characters brought to life in his stories, were really of his comrades and himself? Stories from long ago that he finally wished to be heard? What if those who listened to his tales, all the while assuming that they were far disconnected from their communicator, were really listening to the narrative of a wanderer intimately connected to it all? And where would such an individual go when his final days as an “official” bard were spent? Perhaps he would decide to retire in a lighthouse. For, surely, no place would be more fitting for the hero emeritus. He would gaze upon the glorious sea in recollection...guiding others with the beacon of light atop his home as he had once been shepherded. The adventurer became the storyteller...and then the Sentinel of the Sea.

It was a tough journey, though, and I realize that some people don’t have the endurance, or the faith, to continue in the face of such great resistance. But not a day goes by when I don’t meet someone who’s also put it all on the line and is working their butt off to achieve their professional and personal dreams. Many millennials, in particular, are willing to take a chance and do something outside the box, without the “right” degree or experience or any guarantee of future success. They’re willing to start a business—a tech company, a nonprofit—with a couple of friends or alone in their apartment. They’ve rejected the narrative that most boomers lived by—that you should go to school, get a job, work for the same company for thirty years, trust that the company will take care of you after retirement with a pension and possibly stock options. They’ve rejected that narrative because it doesn’t exist anymore in most cases. Most of the millennials who expect that path are, in my opinion, the ones still living at home. Getting angry at “the man” for keeping them down. Waiting for someone else, the government most likely, to come in and save the day. These are the ones who reject or don’t take personal responsibility. Who get out of college, get their first job, and want to be the boss of the company the very same day. They’re twenty-five, have no experience beyond that one semester as an intern, but they want that corner office and $100K in year one.

Though we are confident that Blessed Martin had no serious sins with which to reproach himself, though his contemporaries assure us that they had moral certitude that he had ever preserved his baptismal innocence, he regarded himself, like St. Paul, as the least of all men and unworthy of the habit he wore. Martin never lost an opportunity of being humiliated; he gladly received any personal insults and injuries as an ordinary person would receive favors. Indeed, he evidenced clear signs of gratitude to those who humbled him - he looked upon them as his real benefactors, and nothing caused him so much affliction of the soul and mental anguish as hearing himself the object of praise. When he found himself thus honored, especially by those distinguished by their good sense and their position of dignity in the community, he promptly sought out the most hidden place and there mercilessly inflicted upon himself a penance, usually in the form of the discipline. When it was impossible for him to retire, he had the habit of striking his breast unobtrusively and humbling himself before Almighty God. Even at times, especially when he was not conscious of the fact that he was being observed, strange words of self-deprecation fell from his lips. We are assured that he often repeated epithets of scorn, that he would mutter: 'What real merit have you? Remember that you ought to be nothing but a slave. Only through the mercy of God are you tolerated by these holy religious.

Two days ago, I was lunching at the Writers Union with the eminent historian Tomashevski. That's the sort of man you should know. Respected, charming, hasn't produced a piece of work in ten years. He has a system, which he explained to me. First, he submits an outline for a biography to the Academy to be absolutely sure his approach is consistent with Party policy. A crucial first step, as you'll see later. Now, the person he studies is always an important figure - that is, someone from Moscow - hence Tomashevski must do his Russian research close to home for two years. But this historical character also traveled, yes, lived for some years in Paris or London; hence Tomashevski must do the same, apply for and receive permission for foreign residence. Four years have passed. The Academy and the Party are rubbing their hands in anticipation of this seminal study of the important figure by the eminent Tomashevski. And now Tomashevski must retire to the solitude of a dacha outside Moscow to tend his garden and creatively brood over his cartons of research. Two more years pass in seminal thought. And just as Tomashevski is about to commit himself to paper, he checks with the Academy again only to learn that Party policy has totally about-faced; his hero is a traitor, and with regrets all around, Tomashevski must sacrifice his years of labor for the greater good. Naturally, they are only too happy to urge Tomashevski to start a new project, to plow under his grief with fresh labor. Tomashevski is now studying a very important historical figure who lived for some time in the South of France. He says there is always a bright future for Soviet historians, and I believe him.

They don’t want people who are smart enough to sit around the kitchen table and figure out how badly they’re getting fucked by a system that threw them overboard thirty years ago. They want people who are just smart enough to run the machines and do the paperwork, and just dumb enough to passively accept all the increasingly shitty jobs with the less pay, reduced benefits, the end of overtime—and the vanishing pension that disappears the minute you come to collect it. And now they’re coming for your Social Security. They want your retirement money. They want it back so they can give it to their criminal Wall Street friends. And you know what? They’ll get it! They’ll get it all. They count on the fact that Americans will remain willfully ignorant.” The prophetic Mr. George Carlin “It’s just a ride. We can change it any time we want. It’s just a choice. No effort, no work, no job, no savings of money—a choice, right now, between fear and love. The eyes of fear want you to put bigger locks on your door, buy guns, close yourself off. The eyes of love instead see all of us as one. Here’s what we can do to make this world a better ride. Take all the money we spend on weapons every year and use it to feed and clothe the poor of the world. There will be enough to help every person in the world, not one left out—and we can explore space, both inner and outer, together, in peace.” Bill Hicks “Try to learn to breathe deeply, really taste food when you eat, and when you sleep to really sleep. Try as much as possible to be wholly alive with all your might, and when you laugh, laugh like hell. And when you get angry, get good and angry. Try to be alive. You will be dead soon enough.” William Saroyan

I struck a match to find the keyhole, but my eyes, involuntarily, caught sight of the black-clad figure, and I recognized the two oblique eyes—two large, black eyes amid a silvery thin face—the same eyes that stared at a man's face without actually seeing. Even if I had not seen her before, I would have recognized her. No. I was not mistaken. This black-clad figure was she. Astounded and bewildered, I stood petrified in my place. I felt like someone who is dreaming, and who knows that he is asleep, but who cannot wake up when he wants to. The match, having burnt itself and my fingers, brought me to reality. I turned the key, opened the door, and drew myself aside. Like someone familiar with the way, she got off the platform and crossed the dark corridor. She opened the door of my room and entered. I followed her in. I lit the lamp quickly and saw that she had already retired to my bed and was lying on it. Her face was in the shade. I did not know whether she could see me or hear me. Her outward appearance showed no trace of either fear, or of a desire to resist me. It seemed as though she had involuntarily come to my house. Was she sick? Had she lost her way? She had come here like a sleepwalker, quite unconsciously. The mental state I experienced at this moment is beyond the imagination of any living being. I felt a kind of pleasant, yet indescribable, pain. No. I was not mistaken. That lady, and this girl, who unceremoniously and without uttering a word had entered my room were the same person. I had always imagined our first meeting to happen like this. For me, this state was like an endless, deep sleep; one has to be in a very deep sleep to have such a dream. The silence that weighed on me was like an eternal life. It is hard to speak at the beginning, or at the end of eternity.

No-knock entries are dangerous for everyone involved—cops, suspects, bystanders. The raids usually occur before dawn; the residents are usually asleep, and then disoriented by the sudden intrusion. There is no warning, and sleepy residents may not always understand that the men breaking down their door are police. At the same time, police procedures allow terribly little room for error. Stan Goff, a retired Special Forces sergeant and SWAT trainer, says that he teaches cops to “Look at hands. If there’s a weapon in their hands during a dynamic entry, it does not matter what that weapon is doing. If there’s a weapon in their hands, that person dies. It’s automatic.” On September 13, 2000, the DEA, FBI, and local police conducted a series of raids throughout Modesto, California. By the end of the day, they had shot and killed an eleven-year-old boy, Alberto Sepulveda, as he was lying facedown on the floor with his arms outstretched, as ordered by police. In January 2011, police in Farmington, Massachusetts similarly shot Eurie Stamp, a sixty-eight-year-old grandfather, as he lay motionless on the floor according to police instructions. In the course of a May 2014 raid in Cornelia, Georgia, a flash-bang grenade landed in the crib of a nineteen-month-old infant. The explosion blew a hole in the face and chest of Bounkham Phonesavanh (“Baby Bou Bou”), covering his body with third degree burns, and exposing part of his ribcage. No guns or drugs were found in the house, and no arrests were made. Sometimes these raids go wrong before they even begin. Walter and Rose Martin, a perfectly innocent couple, both in their eighties, had their home raided by New York Police more than fifty times between 2002 and 2010. It turned out that their address had been entered as the default in the police database.

Dennis Tueller, a Salt Lake City police officer and firearms instructor (since retired), asked just this question.  Uniformed officers are routinely faced with impact weapon bearing suspects.  So it’s natural for Tueller to wonder how far away a suspect can be and still use an impact weapon against an officer before he could defend himself. To answer his question, Tueller ran a bunch of empirical studies.  Which is just a fancy way of saying he ran a bunch of students through the exercise that would later become the Tueller Drill. Tueller learned that most officers can get a service pistol out of a holster and engage a threat with center-mass hits within 1.5 seconds.  So the question then becomes, how much distance can a bad guy cross in 1.5 seconds?  Timing a great many students running from a standing start, Tueller learned that someone can go about 21 feet in 1.5 seconds.  So 21 feet became the “Tueller distance,” or the maximum distance from a police officer a person can use an impact weapon against the officer before the officer can shoot them.  The Tueller Drill is often referred to as the “21 foot rule,” or the “7 yard rule.”  This really obscures the real take-home message of the Tueller Drill.  The value is not some particular distance.  What matters is your “Tueller distance.” People’s draw speeds vary.  Your Tueller distance will be greater or less than 21 feet depending on your ability to get the gun unholstered and pointed center-mass. The real lesson of the Tueller Drill is that someone armed with an impact weapon has the opportunity to use it at a far greater distance than most think—and certainly much greater distances than a juror might have otherwise thought.  If you imagine the length of typical American parking space, and add another three paces, you’ll be right about at 21 feet.

Baron, Baroness Originally, the term baron signified a person who owned land as a direct gift from the monarchy or as a descendant of a baron. Now it is an honorary title. The wife of a baron is a baroness. Duke, Duchess, Duchy, Dukedom Originally, a man could become a duke in one of two ways. He could be recognized for owning a lot of land. Or he could be a victorious military commander. Now a man can become a duke simply by being appointed by a monarch. Queen Elizabeth II appointed her husband Philip the Duke of Edinburgh and her son Charles the Duke of Wales. A duchess is the wife or widow of a duke. The territory ruled by a duke is a duchy or a dukedom. Earl, Earldom Earl is the oldest title in the English nobility. It originally signified a chieftan or leader of a tribe. Each earl is identified with a certain area called an earldom. Today the monarchy sometimes confers an earldom on a retiring prime minister. For example, former Prime Minister Harold Macmillan is the Earl of Stockton. King A king is a ruling monarch. He inherits this position and retains it until he abdicates or dies. Formerly, a king was an absolute ruler. Today the role of King of England is largely symbolic. The wife of a king is a queen. Knight Originally a knight was a man who performed devoted military service. The title is not hereditary. A king or queen may award a citizen with knighthood. The criterion for the award is devoted service to the country. Lady One may use Lady to refer to the wife of a knight, baron, count, or viscount. It may also be used for the daughter of a duke, marquis, or earl. Marquis, also spelled Marquess. A marquis ranks above an earl and below a duke. Originally marquis signified military men who stood guard on the border of a territory. Now it is a hereditary title. Lord Lord is a general term denoting nobility. It may be used to address any peer (see below) except a duke. The House of Lords is the upper house of the British Parliament. It is a nonelective body with limited powers. The presiding officer for the House of Lords is the Lord Chancellor or Lord High Chancellor. Sometimes a mayor is called lord, such as the Lord Mayor of London. The term lord may also be used informally to show respect. Peer, Peerage A peer is a titled member of the British nobility who may sit in the House of Lords, the upper house of Parliament. Peers are ranked in order of their importance. A duke is most important; the others follow in this order: marquis, earl, viscount, baron. A group of peers is called a peerage. Prince, Princess Princes and princesses are sons and daughters of a reigning king and queen. The first-born son of a royal family is first in line for the throne, the second born son is second in line. A princess may become a queen if there is no prince at the time of abdication or death of a king. The wife of a prince is also called a princess. Queen A queen may be the ruler of a monarchy, the wife—or widow—of a king. Viscount, Viscountess The title Viscount originally meant deputy to a count. It has been used most recently to honor British soldiers in World War II. Field Marshall Bernard Montgomery was named a viscount. The title may also be hereditary. The wife of a viscount is a viscountess. (In pronunciation the initial s is silent.) House of Windsor The British royal family has been called the House of Windsor since 1917. Before then, the royal family name was Wettin, a German name derived from Queen Victoria’s husband. In 1917, England was at war with Germany. King George V announced that the royal family name would become the House of Windsor, a name derived from Windsor Castle, a royal residence. The House of Windsor has included Kings George V, Edward VII, George VI, and Queen Elizabeth II.

On the contrary, we absolutely mustn’t forget it. We mustn’t forget old people with their rotten bodies, old people who are so close to death, something that young people don’t want to think about (so it is to retirement homes that they entrust the care of accompanying their parents to the threshold, with no fuss or bother). And where’s the joy in these final hours that they ought to be making the most of? They’re spent in boredom and bitterness, endlessly revisiting memories. We mustn’t forget that our bodies decline, friends die, everyone forgets about us, and the end is solitude. Nor must we forget that these old people were young once, that a lifespan is pathetically short, that one day you’re twenty and the next day you’re eighty. Colombe thinks you can “hurry up and forget” because it all seems so very far away to her, the prospect of old age, as if it were never going to happen to her. But just by observing the adults around me I understood very early on that life goes by in no time at all, yet they’re always in such a hurry, so stressed out by deadlines, so eager for now that they needn’t think about tomorrow . . . But if you dread tomorrow, it’s because you don’t know how to build the present, and when you don’t know how to build the present, you tell yourself you can deal with it tomorrow, and it’s a lost cause anyway because tomorrow always ends up becoming today, don’t you see? So, we mustn’t forget any of this, absolutely not. We have to live with the certainty that we’ll get old and that it won’t look nice or be good or feel happy. And tell ourselves that it’s now that matters: to build something, now, at any price, using all our strength. Always remember that there’s a retirement home waiting somewhere and so we have to surpass ourselves every day, make every day undying. Climb our own personal Everest and do it in such a way that every step is a little bit of eternity. That’s what the future is for: to build the present, with real plans, made by living people.

But depression wasn’t the word. This was a plunge encompassing sorrow and revulsion far beyond the personal: a sick, drenching nausea at all humanity and human endeavor from the dawn of time. The writhing loathsomeness of the biological order. Old age, sickness, death. No escape for anyone. Even the beautiful ones were like soft fruit about to spoil. And yet somehow people still kept fucking and breeding and popping out new fodder for the grave, producing more and more new beings to suffer like this was some kind of redemptive, or good, or even somehow morally admirable thing: dragging more innocent creatures into the lose-lose game. Squirming babies and plodding, complacent, hormone-drugged moms. Oh, isn’t he cute? Awww. Kids shouting and skidding in the playground with no idea what future Hells awaited them: boring jobs and ruinous mortgages and bad marriages and hair loss and hip replacements and lonely cups of coffee in an empty house and a colostomy bag at the hospital. Most people seemed satisfied with the thin decorative glaze and the artful stage lighting that, sometimes, made the bedrock atrocity of the human predicament look somewhat more mysterious or less abhorrent. People gambled and golfed and planted gardens and traded stocks and had sex and bought new cars and practiced yoga and worked and prayed and redecorated their homes and got worked up over the news and fussed over their children and gossiped about their neighbors and pored over restaurant reviews and founded charitable organizations and supported political candidates and attended the U.S. Open and dined and travelled and distracted themselves with all kinds of gadgets and devices, flooding themselves incessantly with information and texts and communication and entertainment from every direction to try to make themselves forget it: where we were, what we were. But in a strong light there was no good spin you could put on it. It was rotten top to bottom. Putting your time in at the office; dutifully spawning your two point five; smiling politely at your retirement party; then chewing on your bedsheet and choking on your canned peaches at the nursing home. It was better never to have been born—never to have wanted anything, never to have hoped for anything.

But depression wasn’t the word. This was a plunge encompassing sorrow and revulsion far beyond the personal: a sick, drenching nausea at all humanity and human endeavor from the dawn of time. The writhing loathsomeness of the biological order. Old age, sickness, death. No escape for anyone. Even the beautiful ones were like soft fruit about to spoil. And yet somehow people still kept fucking and breeding and popping out new fodder for the grave, producing more and more new beings to suffer like this was some kind of redemptive, or good, or even somehow morally admirable thing: dragging more innocent creatures into the lose-lose game. Squirming babies and plodding, complacent, hormone-drugged moms. Oh, isn’t he cute? Awww. Kids shouting and skidding in the playground with no idea what future Hells awaited them: boring jobs and ruinous mortgages and bad marriages and hair loss and hip replacements and lonely cups of coffee in an empty house and a colostomy bag at the hospital. Most people seemed satisfied with the thin decorative glaze and the artful stage lighting that, sometimes, made the bedrock atrocity of the human predicament look somewhat more mysterious or less abhorrent. People gambled and golfed and planted gardens and traded stocks and had sex and bought new cars and practiced yoga and worked and prayed and redecorated their homes and got worked up over the news and fussed over their children and gossiped about their neighbors and pored over restaurant reviews and founded charitable organizations and supported political candidates and attended the U.S. Open and dined and travelled and distracted themselves with all kinds of gadgets and devices, flooding themselves incessantly with information and texts and communication and entertainment from every direction to try to make themselves forget it: where we were, what we were. But in a strong light there was no good spin you could put on it. It was rotten top to bottom. Putting your time in at the office; dutifully spawning your two point five; smiling politely at your retirement party; then chewing on your bedsheet and choking on your canned peaches at the nursing home. It was better never to have been born—never to have wanted anything, never to have hoped for anything. And all this mental thrashing and tossing was mixed up with recurring images, or half-dreams, of Popchik lying weak and thin on one side with his ribs going up and down—I’d forgotten him somewhere, left him alone and forgotten to feed him, he was dying—over and over, even when he was in the room with me, head-snaps where I started up guiltily, where is Popchik; and this in turn was mixed up with head-snapping flashes of the bundled pillowcase, locked away in its steel coffin.

To see how we separate, we first have to examine how we get together. Friendships begin with interest. We talk to someone. They say something interesting and we have a conversation about it. However, common interests don’t create lasting bonds. Otherwise, we would become friends with everyone with whom we had a good conversation. Similar interests as a basis for friendship doesn’t explain why we become friends with people who have completely different interests than we do. In time, we discover common values and ideals. However, friendship through common values and ideals doesn’t explain why atheists and those devout in their faith become friends. Vegans wouldn’t have non-vegan friends. In the real world, we see examples of friendships between people with diametrically opposed views. At the same time, we see cliques form in churches and small organizations dedicated to a particular cause, and it’s not uncommon to have cliques inside a particular belief system dislike each other. So how do people bond if common interests and common values don’t seem to be the catalyst for lasting friendships? I find that people build lasting connections through common problems and people grow apart when their problems no longer coincide. This is why couples especially those with children tend to lose their single friends. Their primary problems have become vastly different. The married person’s problems revolve around family and children. The single person’s problem revolves around relationships with others and themselves. When the single person talks about their latest dating disaster, the married person is thinking I’ve already solved this problem. When the married person talks about finding good daycare, the single person is thinking how boring the problems of married life can be. Eventually marrieds and singles lose their connection because they don’t have common problems. I look back at friends I had in junior high and high school. We didn’t become friends because of long nights playing D&D. That came later. We were all loners and outcasts in our own way. We had one shared problem that bound us together: how to make friends and relate to others while feeling so “different”. That was the problem that made us friends. Over the years as we found our own answers and went to different problems, we grew apart. Stick two people with completely different values and belief systems on a deserted island where they have to cooperate to survive. Then stick two people with the same values and interests together at a party. Which pair do you think will form the stronger bond? When I was 20, I was living on my own. I didn’t have many friends who were in college because I couldn’t relate to them. I was worrying about how to pay rent and trying to stretch my last few dollars for food at the end of the month. They were worried about term papers. In my life now, the people I spend the most time with have kids, have careers, are thinking about retirement and are figuring out their changing roles and values as they get older. These are problems that I relate to. We solve them in different ways because our values though compatible aren’t similar. I feel connected hearing about how they’ve chosen to solve those issues in a way that works for them.

A similar theological—and particularly ecclesiological—logic shapes the Durham Declaration, a manifesto against abortion addressed specifically to the United Methodist Church by a group of United Methodist pastors and theologians. The declaration is addressed not to legislators or the public media but to the community of the faithful. It concludes with a series of pledges, including the following: We pledge, with Cod’s help, to become a church that hospitably provides safe refuge for the so-called “unwanted child” and mother. We will joyfully welcome and generously support—with prayer, friendship, and material resources—both child and mother. This support includes strong encouragement for the biological father to be a father, in deed, to his child.27 No one can make such a pledge lightly. A church that seriously attempted to live out such a commitment would quickly find itself extended to the limits of its resources, and its members would be called upon to make serious personal sacrifices. In other words, it would find itself living as the church envisioned by the New Testament. William H. Willimon tells the story of a group of ministers debating the morality of abortion. One of the ministers argues that abortion is justified in some cases because young teenage girls cannot possibly be expected to raise children by themselves. But a black minister, the pastor of a large African American congregation, takes the other side of the question. “We have young girls who have this happen to them. I have a fourteen year old in my congregation who had a baby last month. We’re going to baptize the child next Sunday,” he added. “Do you really think that she is capable of raising a little baby?” another minister asked. “Of course not,” he replied. No fourteen year old is capable of raising a baby. For that matter, not many thirty year olds are qualified. A baby’s too difficult for any one person to raise by herself.” “So what do you do with babies?” they asked. “Well, we baptize them so that we all raise them together. In the case of that fourteen year old, we have given her baby to a retired couple who have enough time and enough wisdom to raise children. They can then raise the mama along with her baby. That’s the way we do it.”28 Only a church living such a life of disciplined service has the possibility of witnessing credibly to the state against abortion. Here we see the gospel fully embodied in a community that has been so formed by Scripture that the three focal images employed throughout this study can be brought to bear also on our “reading” of the church’s action. Community: the congregation’s assumption of responsibility for a pregnant teenager. Cross: the young girl’s endurance of shame and the physical difficulty of pregnancy, along with the retired couple’s sacrifice of their peace and freedom for the sake of a helpless child. New creation: the promise of baptism, a sign that the destructive power of the world is broken and that this child receives the grace of God and hope for the future.29 There, in microcosm, is the ethic of the New Testament. When the community of God’s people is living in responsive obedience to God’s Word, we will find, again and again, such grace-filled homologies between the story of Scripture and its performance in our midst.

Everywhere you look with this young lady, there’s a purity of motivation,” Shultz told him. “I mean she really is trying to make the world better, and this is her way of doing it.” Mattis went out of his way to praise her integrity. “She has probably one of the most mature and well-honed sense of ethics—personal ethics, managerial ethics, business ethics, medical ethics that I’ve ever heard articulated,” the retired general gushed. Parloff didn’t end up using those quotes in his article, but the ringing endorsements he heard in interview after interview from the luminaries on Theranos’s board gave him confidence that Elizabeth was the real deal. He also liked to think of himself as a pretty good judge of character. After all, he’d dealt with his share of dishonest people over the years, having worked in a prison during law school and later writing at length about such fraudsters as the carpet-cleaning entrepreneur Barry Minkow and the lawyer Marc Dreier, both of whom went to prison for masterminding Ponzi schemes. Sure, Elizabeth had a secretive streak when it came to discussing certain specifics about her company, but he found her for the most part to be genuine and sincere. Since his angle was no longer the patent case, he didn’t bother to reach out to the Fuiszes. — WHEN PARLOFF’S COVER STORY was published in the June 12, 2014, issue of Fortune, it vaulted Elizabeth to instant stardom. Her Journal interview had gotten some notice and there had also been a piece in Wired, but there was nothing like a magazine cover to grab people’s attention. Especially when that cover featured an attractive young woman wearing a black turtleneck, dark mascara around her piercing blue eyes, and bright red lipstick next to the catchy headline “THIS CEO IS OUT FOR BLOOD.” The story disclosed Theranos’s valuation for the first time as well as the fact that Elizabeth owned more than half of the company. There was also the now-familiar comparison to Steve Jobs and Bill Gates. This time it came not from George Shultz but from her old Stanford professor Channing Robertson. (Had Parloff read Robertson’s testimony in the Fuisz trial, he would have learned that Theranos was paying him $500,000 a year, ostensibly as a consultant.) Parloff also included a passage about Elizabeth’s phobia of needles—a detail that would be repeated over and over in the ensuing flurry of coverage his story unleashed and become central to her myth. When the editors at Forbes saw the Fortune article, they immediately assigned reporters to confirm the company’s valuation and the size of Elizabeth’s ownership stake and ran a story about her in their next issue. Under the headline “Bloody Amazing,” the article pronounced her “the youngest woman to become a self-made billionaire.” Two months later, she graced one of the covers of the magazine’s annual Forbes 400 issue on the richest people in America. More fawning stories followed in USA Today, Inc., Fast Company, and Glamour, along with segments on NPR, Fox Business, CNBC, CNN, and CBS News. With the explosion of media coverage came invitations to numerous conferences and a cascade of accolades. Elizabeth became the youngest person to win the Horatio Alger Award. Time magazine named her one of the one hundred most influential people in the world. President Obama appointed her a U.S. ambassador for global entrepreneurship, and Harvard Medical School invited her to join its prestigious board of fellows.

Everything and Nothing* There was no one inside him; behind his face (which even in the bad paintings of the time resembles no other) and his words (which were multitudinous, and of a fantastical and agitated turn) there was no more than a slight chill, a dream someone had failed to dream. At first he thought that everyone was like him, but the surprise and bewilderment of an acquaintance to whom he began to describe that hollowness showed him his error, and also let him know, forever after, that an individual ought not to differ from its species. He thought at one point that books might hold some remedy for his condition, and so he learned the "little Latin and less Greek" that a contemporary would later mention. Then he reflected that what he was looking for might be found in the performance of an elemental ritual of humanity, and so he allowed himself to be initiated by Anne Hathaway one long evening in June. At twenty-something he went off to London. Instinctively, he had already trained himself to the habit of feigning that he was somebody, so that his "nobodiness" might not be discovered. In London he found the calling he had been predestined to; he became an actor, that person who stands upon a stage and plays at being another person, for an audience of people who play at taking him for that person. The work of a thespian held out a remarkable happiness to him—the first, perhaps, he had ever known; but when the last line was delivered and the last dead man applauded off the stage, the hated taste of unreality would assail him. He would cease being Ferrex or Tamerlane and return to being nobody. Haunted, hounded, he began imagining other heroes, other tragic fables. Thus while his body, in whorehouses and taverns around London, lived its life as body, the soul that lived inside it would be Cassar, who ignores the admonition of the sibyl, and Juliet, who hates the lark, and Macbeth, who speaks on the moor with the witches who are also the Fates, the Three Weird Sisters. No one was as many men as that man—that man whose repertoire, like that of the Egyptian Proteus, was all the appearances of being. From time to time he would leave a confession in one corner or another of the work, certain that it would not be deciphered; Richard says that inside himself, he plays the part of many, and Iago says, with curious words, I am not what I am. The fundamental identity of living, dreaming, and performing inspired him to famous passages. For twenty years he inhabited that guided and directed hallucination, but one morning he was overwhelmed with the surfeit and horror of being so many kings that die by the sword and so many unrequited lovers who come together, separate, and melodiously expire. That very day, he decided to sell his theater. Within a week he had returned to his birthplace, where he recovered the trees and the river of his childhood and did not associate them with those others, fabled with mythological allusion and Latin words, that his muse had celebrated. He had to be somebody; he became a retired businessman who'd made a fortune and had an interest in loans, lawsuits, and petty usury. It was in that role that he dictated the arid last will and testament that we know today, from which he deliberately banished every trace of sentiment or literature. Friends from London would visit his re-treat, and he would once again play the role of poet for them. History adds that before or after he died, he discovered himself standing before God, and said to Him: I , who have been so many men in vain, wish to be one, to be myself. God's voice answered him out of a whirlwind: I, too, am not I; I dreamed the world as you, Shakespeare, dreamed your own work, and among the forms of my dream are you, who like me, are many, yet no one.

Blue-chip stocks are a reasonable investment for the elderly investor because they usually pay cash dividends which the retired person may need to live on, and are usually more conservative than other investments, excluding bonds. Holdings in these stocks should be long-term to avoid trading costs and speculation.

Most governments will not be able to fund their pension and social security schemes to support people living into their 90s. Many of us will also want to live engaging and productive lives as long as we can. To retire at 60 and spend 30 years vacationing would be both boring and unhealthy. But how many companies would be keen to employ a 70-year-old person in a world where 40 is already the new 60? So, what are we supposed to do as we get older? How do we stay engaged? How do we financially support ourselves?

What Roger really needed was for the band to be formally dissolved to clear the way for his own solo career, and he probably assumed that this would happen if he withdrew his services, given that Rick was no longer technically a member, I had done little beyond motor racing and becoming a garage proprietor, and even David had become more of a producer and guest guitarist with other musicians than a band member. What no one anticipated was David’s response to what I think he felt was the lack of credit and exposure for his contributions and ideas. The division of spoils – and more particularly credit – is often unfair, but he had perhaps suffered the most injustice. Even I, not prone to confrontation, felt aggrieved that after twenty years I thought I was being told to quietly lie down, roll over and retire.

Among other modalities, he practiced Internal Family Systems, or IFS, a form of therapy that asks patients to break up their mind into subpersonalities—a kind of internal family unit. Let’s say you’re an alcoholic. You might consider that drinking is not your entire identity. There is just one part of your personality that wants you to drink all the time. IFS practitioners call it your “firefighter,” because firefighters react to triggers and try to put out the fire by comforting you—often with unhealthy habits like drinking, binge eating, or doing drugs. This framework allows you to see your firefighter as part of your “family unit” and to subsequently forgive him for his tendency to throw beer on everything. He’s just trying to calm you, after all, and maybe you needed him for a time. But also, maybe you can retire him from service now and use another, healthier part of your “family” to care for yourself.

I have never made much money, but this hasn't bothered me. I don't care what I'm paid. I have never had a shared bank account. I do not keep track of how much money is in my bank account. I am not stingy, I admire money well spent. I am not saving for my retirement. I have lived for several years without insurance.

They must constantly negotiate among their own moral and spiritual instincts, the interests of their institutions, their personal concerns about their own salaries and retirement accounts, and professional and social status. In short, they must master the art of ethical compromise as a matter of vocational survival

The twenty- third century is an odd place to begin a book about events that were set in motion in the early seventeenth century. I am a historian, retired career military officer, and priest. As a historian I believe the truth, even when uncomfortable or damning, should be told. I take as inspiration a statement by Sir Patrick Stewart, in his role as Captain Jean Luc Picard, in the Star Trek: The Next Generation episode “The First Duty.” In the story Picard tells Cadet Wesley Crusher, “The first duty of every Starfleet officer is to the truth, whether it’s scientific truth or historical truth or personal truth! It is the guiding principle on which Starfleet is based.

Indeed, it was perhaps the most iconic scene from any novel of its day, immortalised in engravings and artworks from the period and later. Werther, as Geothe’s narrator, describes the moment of desire in the first person: "I walked across the court to a well-built house, and, ascending the flight of steps in front, opened the door, and saw before me the most charming spectacle I had ever witnessed. Six children, from eleven to two years old, were running about the hall, and surrounding a lady of middle height, with a lovely figure, dressed in a robe of simple white, trimmed with pink ribbons. She was holding a rye loaf in her hand and was cutting slices for the little ones all around, in proportion to their age and appetite. She performed her task in a graceful and affec-tionate manner; each claimant awaiting his turn with outstretched hands, and boisterously shouting his thanks. Some of them ran away at once, to enjoy their evening meal; whilst others, of a gentler disposition, retired to the courtyard to see the strangers, and to survey the carriage in which their Charlotte was to drive away." The focus here is not on Lotte herself, of whom we learn only that she is ‘a lady of middle height, with a lovely figure, dressed in a robe of simple white’. Instead, for Werther what is important is what Barthes would call ‘the arrangements of objects’: Lotte’s relation to the children, the rye loaf, and the knife, all appear as scene-setting props which make desire possible. Lotte emerges from amidst these objects and Werther is ‘initiated’ as ‘the scene’ (described by Werther as the ‘most charming spectacle’) ‘consecrates the object [he is] going to love.’ It is that scene, that arrangement of objects, which makes desire – even love – possible. The technologies of our space, place and time set the scene for love to appear – make the emergence of desire possible. We don’t fall in love with an object in isolation but with how it appears in a curate scene determined by a variety of technologies. The Tinder profile card could hardly be a more perfect example from today.

Wealth is learnable.

Wealth Warning:  Wealth does not equal materialism.

Money is potential energy because it doesn’t do anything until we tell it to. It’s potential because its value is stored up like water behind a dam. The more money we have saved and invested…which is the bigger goal…the bigger the reservoir behind that dam is all.

Provide value to millions and you will make millions.* Provide value to billions and you will become a billionaire.*

Money just makes you more of who you already are.

I had hit a personal low. I was out of work for the first time since I was seventeen. I had no job, a blank date book, and so much time on my hands I could lunch with the girls. Sure, I had money. But I was also a bit lost. The kids were grown and living their own lives. Without work, which had been central to my identity and my self-esteem for so many years, I was no longer sure who I was. I had been retired for two months, and already I was panicked.

Let me reiterate how new this idea is: The 401(k)—the backbone savings vehicle of American retirement—did not exist until 1978. The Roth IRA was not born until 1998. If it were a person it would be barely old enough to drink. It should surprise no one that many of us are bad at saving and investing for retirement. We’re not crazy. We’re all just newbies.

In each case, the answer is the same: we clergy (I speak as part of the problem) are caught in a tangled web of conflicts of interest, most (if not all) involving money. Because of my years in parish ministry, I feel the pain on all sides. I understand why a large percentage of our pastors become the kinds of company men we considered in the previous chapter. They must constantly negotiate among their own moral and spiritual instincts, the interests of their institutions, their personal concerns about their own salaries and retirement accounts, and professional and social status.

we’ve been taught to think small, to stay within the lines, to fit in and follow the rules, other people’s rules. These rules are designed to help us fit into society, but they work counter to our innate desire to achieve Level 10 success. Nowhere in my formal education was I taught how to think outside the box, explore my unique gifts, or discover which rules the world’s most successful people played by, which would have given me a clear road map showing me the way to join them. Where was that curriculum? The standard life track is to go to school, get a steady job, and work until you’re sixty-five, when hopefully you’ll have enough money for a mediocre retirement. We are conditioned to be responsible, docile, and average—to fit in. But all of this behavior is learned. It has nothing to do with the person that you are or, rather, can choose to be. Eventually we learn to distrust our own instincts and become cynical toward ourselves. We see people who achieve extraordinary success as outliers. They are “different.” Starting from childhood and over many years, we are conditioned by other people’s beliefs about what is possible for us.

Still, when Harvard said I wasn’t eligible for financial aid, and another university offered me a full scholarship, I thought I should go there. My mother became furious and said I was always sabotaging myself. She was proud of being able to borrow money at a loss from her own retirement fund, and give it to Harvard. I felt proud of her, too. But I did not feel proud of myself. It made the college application process feel, in retrospect, somehow hurtful and insulting: all the essays and interviews and supplements and letters seemed to be about you, about your specialness—but actually it was all about shaking your parents down for money. — Harvard seemed really proud of its own attitude toward financial aid. You were always hearing about how “merit-based aid,” which was fine for other schools, didn’t work here, where everyone was so full of merit. When your parents paid full tuition, part of what they were paying for was the benefit you derived from being exposed to people who were more diverse than you. “My parents are paying for him to be here, so I can learn from him,” my friend Leora said once, about a homeschooled guy from Arkansas in her history section who started talking about how the Jews killed Jesus. Leora had been my best friend when we were little, and then we went to different middle schools and high schools, but now we were at college together. She already thought every single person on earth was anti-Semitic, so she definitely hadn’t learned anything from that guy. To me, the part of financial aid that made the least sense was that all the international students got full scholarships, regardless of how much money their parents had. The son of the prince of Nepal was in our class, and didn’t pay tuition. Ivan had once caused me pain by saying something deprecating about “people whose parents paid a hundred thousand dollars for them to be here.” Did he not know that my parents were paying a hundred thousand dollars for me to be there? The thought that really made me crazy was that my parents had paid for Ivan to be there. It was another experience they had paid for me to have.

General Lori Robinson, who, when she retired from the Air Force in 2018, was the highest-ranking female officer in the history of the United States military, explains that the responsibility of the most senior person in an organization is to look beyond the organization.

the American Association of Retired Persons (AARP) has invested in a program called Create the Good, which helps match recently retired individuals with volunteer organizations in their local communities.

One of the main reasons traditional retirement and personal finance advice is so limiting is because it is based on the false assumption that money is limited. The vast majority of personal finance advice out there is focused on cutting back and spending less and doesn’t acknowledge the simple truth that money is limited only if you don’t try to make more of it.

The less money you need, the sooner you can reach financial independence. You need a lot of money to retire, but you probably need less than you think. That’s because—and this is something you won’t read in any traditional personal finance or retirement book: The younger you are, the less money you need to have saved before you can “retire” as long as you follow a few simple rules.

Demographics and Revolt” by Yggdrasil In most states, approximately 30% of all votes cast are by those above the age of 60, even though they comprise a much smaller percentage of the total population. The American Association of Retired Persons ("AARP") lobbies this group to write their Congressmen in favor of free immigration on the theory that new immigrants will pay Social Security taxes needed to fund Social Security payments to retirees in our "pay- as-you- go" unfunded Social Security System. An unspoken premise of free immigration is that the new arrivals will be willing to pay this tax. Twenty years from now [2012-2030] 60 million post-WW II "baby-boomers" now in the work force will begin retiring and drawing Social Security benefits. Employment taxes amount to 15% of payroll now, including both employer and employee pieces. In twenty years, these taxes must rise to 25% to fund the retiring baby boomers. Over 70% of these "baby-boom" retirees will be European- Americans. But in 20 years, 55% of the people entering the workforce between the ages of 20 and 30 will be people of color. It is inconceivable that members of this group, accustomed as they are to racial preference and to block racial voting, will sit by and watch 25% of their earnings go to fund retirement benefits for European-Americans. It won't happen! Because "minority" racial interests will be at stake, Social Security benefits will be cut for all except the indigent, among whom such "minorities" will be over-represented.

You may be wondering why Mother Nature would program this variability across people. As a social species, should we not all be synchronized and therefore awake at the same time to promote maximal human interactions? Perhaps not. As we’ll discover later in this book, humans likely evolved to co-sleep as families or even whole tribes, not alone or as couples. Appreciating this evolutionary context, the benefits of such genetically programmed variation in sleep/wake timing preferences can be understood. The night owls in the group would not be going to sleep until one or two a.m., and not waking until nine or ten a.m. The morning larks, on the other hand, would have retired for the night at nine p.m. and woken at five a.m. Consequently, the group as a whole is only collectively vulnerable (i.e., every person asleep) for just four rather than eight hours, despite everyone still getting the chance for eight hours of sleep. That’s potentially a 50 percent increase in survival fitness. Mother Nature would never pass on a biological trait—here, the useful variability in when individuals within a collective tribe go to sleep and wake up—that could enhance the survival safety and thus fitness of a species by this amount. And so she hasn’t.

The rest of your life will include a very large number of decisions that offer you the opportunity to make it enjoyable and rewarding. Some of your future decisions will be life-changing; numerous others will be well worth your thought. Collectively, they will create the rest of the life that you choose to pursue. There are numerous possibilities for the life that you create with your decisions. Recognize that some of the life-changing decisions that you face, or have faced, concern your education, your choice of friends, your lifestyle choices, what jobs you hold and where they are located, whether you marry and to whom, whether you have children and how many, how you try to avoid and address serious health and medical issues, and retirement.

Such decisions include changing one’s residence, buying a house, quitting the current job, finding or choosing another job, taking six months off for a grand trip, getting engaged, addressing an important medical condition, choosing a school for their child, finding appropriate care or a nursing home for a parent, or retiring.

If you are a “what-if” person, then focusing on the now can be particularly difficult. My mom is a “what-if” person. She worries about all kinds of future scenarios: What if my dad never retires? What if Shaan doesn’t find a good wife to marry? What if she has a major health problem? All of these “what-ifs” are pointless to think about because they all occur in imaginary scenarios within my mom’s mind’s future.

How do you feel about starting up a university down on Estaria? A university? Yes. An academy… but for leaders. For the leaders of the planet. Heck, even the Federation! So instead of teaching them how to market, or science, you want to teach them how to lead? Yes, but not in the way that happens now on Estaria. Not through military tactics and political history, but how to solve problems. Imagine if all first years were taught about the environmental impact of their civilizations, and measures that needed to be taken to ensure their survival on their home planets? Imagine if they were taught diplomacy and cooperation, and how to allocate resources all together? What if they were taught cutting-edge social strategies that are based on the actual science with a view of looking after all of their citizens, rather than trying to maintain structures based on tradition, or personal gain, or belief systems? I can see how this would be popular with the new generations… but even the established systems on Ogg and Estaria would have a problem with it. Yes, and by the time the next generation of trained leaders comes through the ranks, and the old guard retires, then there will be no one left to resist. Imagine

Why is owning equity in a business important to becoming rich? It’s ownership versus wage work. If you are paid for renting out your time, even lawyers and doctors, you can make some money, but you’re not going to make the money that gives you financial freedom. You’re not going to have passive income where a business is earning for you while you are on vacation. [10] This is probably one of the most important points. People seem to think you can create wealth—make money through work. It’s probably not going to work. There are many reasons for that. Without ownership, your inputs are very closely tied to your outputs. In almost any salaried job, even one paying a lot per hour like a lawyer or a doctor, you’re still putting in the hours, and every hour you get paid. Without ownership, when you’re sleeping, you’re not earning. When you’re retired, you’re not earning. When you’re on vacation, you’re not earning. And you can’t earn nonlinearly. If you look at even doctors who get rich (like really rich), it’s because they open a business. They open a private practice. The private practice builds a brand, and the brand attracts people. Or they build some kind of a medical device, a procedure, or a process with an intellectual property. Essentially, you’re working for somebody else, and that person is taking on the risk and has the accountability, the intellectual property, and the brand. They’re not going to pay you enough. They’re going to pay you the bare minimum they have to, to get you to do their job. That can be a high bare minimum, but it’s still not going to be true wealth where you’re retired but still earning. [78] Owning equity in a company basically means you own the upside. When you own debt, you own guaranteed revenue streams and you own the downside. You want to own equity. If you don’t own equity in a business, your odds of making money are very slim. You have to work up to the point where you can own equity in a business. You could own equity as a small shareholder where you bought stock. You could also own it as an owner where you started the company. Ownership is really important. [10]

It is certainly our duty to avoid all appearance of evil, and to be ashamed to give occasion even to be reputed vicious; yet evil reports are so inconsiderable to a wise man, that, if he have a greater aversion to the nature of evil than to the infamy that attends it, he will not fear what is said of him abroad, nor what calumnies are raised, if so be he be made the better by them. It was handsomely said of Diogenes, when he saw a young spark coming out of a tavern, who at the sight of him drew back: Do not retire, says he, for the more you go backward, the more you will be in the tavern. Even so every vicious person, the more he denies and palliates vice, the more aggravates and confirms it, and with surer footing goes farther into wickedness; like some persons of ordinary rank and quality, who, while they assume above themselves, and out of arrogance would be thought rich, are made really poor and necessitous, by pretending to be otherwise.

Pop quiz: What is the best predictor of the size of a retirement nest egg? What’s that you say, performance? Wrong! I’m sorry but the correct answer was “deferral rate,” but thanks for playing. The way that goals-based investing increases deferral rates (and thus, wallet share) is by couching investment in terms of personal meaning… Rather than speaking in sterile terms that rob wealth of its holistic meaning, use your goals as the benchmark and see how much easier saving becomes.

Glaucon, (1) the son of Ariston, had conceived such an ardour to gain the headship of the state that nothing could hinder him but he must deliver a course of public speeches, (2) though he had not yet reached the age of twenty. His friends and relatives tried in vain to stop him making himself ridiculous and being dragged down from the bema. (3) Socrates, who took a kindly interest in the youth for the sake of Charmides (4) the son of Glaucon, and of Plato, alone succeeded in restraining him. (1) Glaucon, Plato's brother. Grote, "Plato," i. 508. (2) "Harangue the People." (3) See Plat. "Protag." 319 C: "And if some person offers to give them advice who is not supposed by them to have any skill in the art (sc. of politics), even though he be good-looking, and rich, and noble, they will not listen to him, but laugh at him, and hoot him, until he is either clamoured down and retires of himself; or if he persists, he is dragged away or put out by the constables at the command of the prytanes" (Jowett). Cf. Aristoph. "Knights," 665, {kath eilkon auton oi prutaneis kai toxotai}. (4) For Charmides (maternal uncle of Plato and Glaucon, cousin of Critias) see ch. vii. below; Plato the philosopher, Glaucon's brother, see Cobet, "Pros. Xen." p. 28.

We remember the martyrs who died for a cause that we knew about, never those no less effective in their contribution but whose cause we were never aware of—precisely because they were successful. Our ingratitude toward the poètes maudits fades completely in front of this other type of thanklessness. This is a far more vicious kind of ingratitude: the feeling of uselessness on the part of the silent hero. I will illustrate with the following thought experiment. Assume that a legislator with courage, influence, intellect, vision, and perseverance manages to enact a law that goes into universal effect and employment on September 10, 2001; it imposes the continuously locked bulletproof doors in every cockpit (at high costs to the struggling airlines)—just in case terrorists decide to use planes to attack the World Trade Center in New York City. I know this is lunacy, but it is just a thought experiment (I am aware that there may be no such thing as a legislator with intellect, courage, vision, and perseverance; this is the point of the thought experiment). The legislation is not a popular measure among the airline personnel, as it complicates their lives. But it would certainly have prevented 9/11. The person who imposed locks on cockpit doors gets no statues in public squares, not so much as a quick mention of his contribution in his obituary. “Joe Smith, who helped avoid the disaster of 9/11, died of complications of liver disease.” Seeing how superfluous his measure was, and how it squandered resources, the public, with great help from airline pilots, might well boot him out of office. Vox clamantis in deserto. He will retire depressed, with a great sense of failure. He will die with the impression of having done nothing useful.

In August, 1746, disputes about baptism were first brought into this church; and while the pastor, Mr. Backus, was prayerfully considering the subject, ten persons were baptized by Elder Moulton. The description of his subsequent exercises, and the result to which he was brought, is thus given in his own words.   “About three months after, when the heat of controversy was abated, the question was put to my conscience in my retired hours, Where is it, and in what relation to the church, do those stand, who are baptized, but not converted? I could see that all the circumcised were obliged to keep the passover; and I had seen that there was no halfway in the Christian church, nor any warrant to admit any to communion therein, without a credible profession of saving faith. No tongue can tell the distress I now felt. Could I have discovered any foundation in Scripture for my former practice, I should most certainly have continued therein: But all my efforts failing, I was at last brought to the old standard, so as to leave good men and bad men out of the question, and simply inquire, What saith the Scriptures?” By this means his mind was at length settled, in the full conviction of the baptism of believers only, and he submitted himself to this ordinance, August 22, 1751.

list of documents that may be required. It can look intimidating, especially if you’ve not been actively involved in your family finances, but don’t panic. If you can’t find all of them or don’t have access, there is a later step in the divorce process called “discovery,” when you can legally compel the other side to provide copies of anything else you need: •Individual income tax returns (federal, state, local) for past three years •Business income tax returns (federal, state, local) for past three years •Proof of your current income (paystubs, statements, or paid invoices) •Proof of spouse’s income (paystubs, statements, or paid invoices) •Checking, savings, and certificate statements (personal and business) for past three years •Credit card and loan statements (personal and business) for past three years •Investment, pension plan, and retirement account statements for past three years •Mortgage statement and loan documents for all properties you have an interest in •Real estate appraisals •Property tax documents •Employment contracts •Benefit statements •Social Security statements •Life, homeowner’s, and auto insurance policies •Wills and trust agreements •Health insurance cards •Vehicle titles and/or registration •Monthly budget worksheet •List of personal property (furnishings, jewelry, electronics, artwork) •List of property acquired by gift or inheritance or owned prior to marriage •Prenuptial agreements •Marriage license •Prior court orders directing payment of child support or spousal support Your attorney or financial advisor may ask for additional documents specific to your case. Some of these may not be applicable to you.

Let us remark by the way, that to be blind and to be loved, is, in fact, one of the most strangely exquisite forms of happiness upon this earth, where nothing is complete. To have continually at one's side a woman, a daughter, a sister, a charming being, who is there because you need her and because she cannot do without you; to know that we are indispensable to a person who is necessary to us; to be able to incessantly measure one's affection by the amount of her presence which she bestows on us, and to say to ourselves, "Since she consecrates the whole of her time to me, it is because I possess the whole of her heart"; to behold her thought in lieu of her face; to be able to verify the fidelity of one being amid the eclipse of the world; to regard the rustle of a gown as the sound of wings; to hear her come and go, retire, speak, return, sing, and to think that one is the centre of these steps, of this speech; to manifest at each instant one's personal attraction; to feel one's self all the more powerful because of one's infirmity; to become in one's obscurity, and through one's obscurity, the star around which this angel gravitates,—few felicities equal this. The supreme happiness of life consists in the conviction that one is loved; loved for one's own sake—let us say rather, loved in spite of one's self; this conviction the blind man possesses. To be served in distress is to be caressed.

If I were able to interview 1 person living or dead, I believe it would be our Lord and Savior Jesus Crist. I would probably be so consumed by awe that I would forget to breath. I think that to be in his presence would be the scariest of lifetime experiences. Perhaps that is why people fear death. I do not fear death, nor do I fear what is to come, however I fear that I would be at a total loss coming up with interview questions

If I were able to interview 1 person living or dead, I believe it would be our Lord and Savior Jesus Crist. I would probably be so consumed by awe that I would forget to breath. I think that to be in his presence would be the scariest of lifetime experiences. Perhaps that is why people fear death. I do not fear death, nor do I fear what is to come, however I fear that I would be at a total loss coming up with interview questions

[F]ashion always stands, as I have pointed out, at the periphery of personality, which regards itself as a pièce de résistance for fashion, or at least can do so when called upon. It is this phase of fashion that is received by sensitive and peculiar persons, who use it as a sort of mask. [...] We have here a triumph of the soul over the actual circumstances of existence, which must be considered one of the highest and finest victories, at least as far as form is concerned, for the reason that the enemy himself is transformed into a servant, and that the very thing which the personality seemed to suppress is voluntarily seized, because the leveling suppression is here transferred to the external spheres of life in such a way that it furnishes a veil and a protection for everything spiritual and now all the more free. This corresponds exactly to the triviality of expression and conversation through which very sensitive and retiring people, especially women, often deceive one about the individual depth of the soul. [...] The impossibility of enticing her beyond the most banal and trite forms of expression, which often drives one to despair, in innumerable instances signifies nothing more than a barricade of the soul, an iron mask that conceals the real features and can furnish this service only by means of a wholly uncompromising separation of the feelings and the externals of life.

I don’t know. He’s the kind of person they probably won’t retire anyway.” But one of the executives was proactive. He was driven by values, not feelings. He took the initiative—he anticipated, he empathized, he read the situation. He was not blind to the president’s weaknesses; but instead of criticizing them, he would compensate for them. Where the president was weak in his style, he’d try to buffer his own people and make such weaknesses irrelevant. And he’d work with the president’s strengths—his vision, talent, creativity. This man focused on his Circle of Influence. He was treated like a gofer, also. But he would do more than what was expected. He anticipated the president’s need. He read with empathy the president’s underlying concern, so when he presented information, he also gave his analysis and his recommendations based on that analysis. As I sat one day with the president in an advisory capacity, he said, “Stephen, I just can’t believe what this man has done. He’s not only given me the information I requested, but he’s provided additional information that’s exactly what we needed. He even gave me his analysis of it in terms of my deepest concerns, and a list of his recommendations. “The recommendations are consistent with the analysis, and the analysis is consistent with the

The best solution in our view would be to combine the enactment of a negative income tax with winding down Social Security while living up to present obligations. The way to do that would be: Repeal immediately the payroll tax. Continue to pay all existing beneficiaries under Social Security the amounts that they are entitled to under current law. Give every worker who has already earned coverage a claim to those retirement, disability, and survivors benefits that his tax payments and earnings to date would entitle him to under current law, reduced by the present value of the reduction in his future taxes as a result of the repeal of the payroll tax. The worker could choose to take his benefits in the form of a future annuity or government bonds equal to the present value of the benefits to which he would be entitled. Give every worker who has not yet earned coverage a capital sum (again in the form of bonds) equal to the accumulated value of the taxes that he or his employer has paid on his behalf.

If I left him, babes, I’d be fine. He’d make a million in a second, but would he be happy? Babes, no. His personal life would fall to pieces until he could find another boyfriend-stroke-servant to move in with him, cook his food and make it okay for him to go retire to his horrible, toxic, racist, complacent, inbred, white supremacist homosexual world of high poetry.

Would we want the headstone over our grave to say, “No point in watching the movie of this person’s life. It was a bore, reality TV at its worst. This person didn’t do anything interesting with his life, and had no good adventures. He did everything conventionally, just going through the same routines as everyone else. He had a couple of girlfriends, got married to one, had children, bought a house, held down a dreary job, paid off his mortgage, retired…died. Millions of others did exactly the same, a story not worth telling, a life not worth living, a movie not worth seeing

A recent study found that a person who works for just an additional three years beyond age 62, saves 25 percent of their gross income, and delays collecting their Social Security benefits would increase their retirement income by 28 percent.

Secure Man VS Vulnerable Man A secure man is someone who can identify their own weaknesses and improve. He can accept his flaws and maintain his self esteem. He knows his journey is never over, so he always strives for more. He lends strength to others needing a helping hand. He prefers to take the hard right over the easy wrong. He can handle constructive criticism without bitterness. He can provide for himself and his family. He can set goals for himself knowing one day he can achieve them. He is a multitasker. He doesn't make decisions just for the moment; He makes decisions that he knows will benefit and effect his whole life. If this man makes a mistake he will hold himself responsible and correct his mistake. He has confidence in himself and holds no one else accountable for his happiness and/or peace of mind. A sincere understanding of empathy for others, a sense of humility, and humbleness are reinforcing characteristics of this man. A secure man has faith in the Lord. A vulnerable man is someone who depends on others. He can not accomplish routine tasks or deliver on his own. He is always asking for a helping hand and has little or no self esteem. He lives for the moment without a life plan. He doesn't set lifetime goals. A vulnerable man is either too arrogant and ignorant to notice when somebody is trying to help him, so he rebels against those closest to him. A vulnerable man gets angry when things doesn't go his way. He doesn't only complain, he also complains about what others aren't doing for him. He can't provide for himself or others. You can never go to him for advice or will he extend a hand of help to others without wanting something in return. A vulnerable man can not make a decision and lives a reactive life instead of a proactive one. He knows right from wrong...but still decides to go the wrong way because it's the easiest. A vulnerable man seeks an enabler one who will bail them out time and time again. Others notices his individual weaknesses...However he chooses a life of denial and deflection. This man believes it is always someone else's fault and feels entitled to others hard work and efforts. A vulnerable man has no faith in a higher power and thinks he'll never have to answer for the choices made in their life.-27 September 2012-

through any structure without detection by his prey. He was a flawless assassin. It was just before five local time when Steven settled into the plush leather seating of the first-class compartment. The Deutsche Bahn Intercity Express, or ICE, was a high-speed train connecting major cities across Germany with other major European destinations. The trip to Frankfurt would take about four hours, giving him time to spend some rare personal time with his team. Slash was the first to find him. The men shook hands and sat down. Typically, these two longtime friends would chest bump in a hearty bro-mance sort of way, but it would be out of place for Europe. “Hey, buddy,” said Steven. “Switzerland is our new home away from home.” “It appears so, although the terrain isn’t that different from our place in Tennessee,” said Slash. “I see lots of fishin’ and huntin’ opportunities out there.” Slash grew up on his parents’ farm atop the Cumberland Plateau of Tennessee about halfway between Nashville and Knoxville. His parents were retired and spent their days farming while raising ducks, rabbits and some livestock. While other kids spent their free time on PlayStation, Slash grew up in the woods, learning survival skills. During his time with the SEAL Teams, he earned a reputation as an expert in close-quarters combat, especially using a variety of knives—hence the nickname Slash. “Beats the heck out of the desert, doesn’t it?” asked Steven. After his service ended, Slash tried a few different security outfits like Blackwater, protecting the Saudi royal family or standing guard outside some safe house in Oman. “I’m not saying the desert won’t call us back someday, but I’ll take the Swiss cheese and German chocolate over shawarma and falafel every friggin’ day!” “Hell yeah,” said Slash. “When are you comin’ down for some ham and beans, along with some butter-soaked cornbread? My folks really wanna meet you.” “I need to, buddy,” replied Steven. “This summer will be nuts for me. Hey, when does deer hunting season open?” “Late September for crossbow and around Thanksgiving otherwise,” replied Slash. Before the guys could set a date, their partners Paul Hittle and Raymond Bower approached their seats. Hittle, code name Bugs, was a former medic with Army Special Forces who left the Green Berets for a well-paying job with DynCorp. DynCorp was a private

Anneke, I don't know what the FUCK just got into you, but if you want to have a job here, I suggest you go home now and think about what you want to say to us tomorrow to make us want to keep you." I look him dead in his beady little eyes and with a deep sense of calm, I unload, pretty as you please with honeyed tones. "You don't have to worry, Murph. I don't want to have a job here. I'm tired of the bullshit kowtowing to entitled crap-buckets like the Mannings. I'm tired of you and Mac never giving me my due or having my back. I'm tired of you feeding all the good stuff to your obsequious cousin Liam and leaving me all the shit. I'm tired of your endless series of talentless legs and boobs and hair extensions that you like wandering around here despite their general incompetence. I'm finished. I'm the best you had and the only one you should have trained to replace you in three years when you want to retire and still draw income. And you've never once done anything to show that you know it. So, since it's clear that you will always take the word of the client over someone who has been a valuable employee for nearly a decade, I am fucking done." I never raise my voice; the smile never leaves my face. I deliver this blow with as much grace as I can muster, throw my bag over my shoulder, grab the small box of my personal effects, and push past him before he can even close his gaping jaw. I head out of my office, feeling flushed and nervous, but also giddy. Liam is standing next to the front desk, chatting up Pinky Tuscadero Barbie. "That's a lot of yelling back there, Annamuk." He leers at me. "That time of the month?" The Barbie giggles. "Hey, Liam? A word to the wise. That fancy truck? Doesn't mean you don't HAVE a tiny little dick. It just means that you want the WHOLE WORLD to know it." And with that, I open the door wide, letting the frigid wind blow through, leaving them both gape-jawed in a tornado of papers.

The person who discovered the answer was a retiring, self-funded scientist named Peter Mitchell who in the early 1960s inherited a fortune from the Wimpey house-building company and used it to set up a research center in a stately home in Cornwall. Mitchell was something of an eccentric. He wore shoulder-length hair and an earring at a time when that was especially unusual among serious scientists. He was also famously forgetful. At his daughter’s wedding, he approached another guest and confessed that she looked familiar, though he couldn’t quite place her. “I was your first wife,” she answered. Mitchell’s ideas were universally dismissed, not altogether surprisingly. As one chronicler has noted, “At the time that Mitchell proposed his hypothesis there was not a shred of evidence in support of it.” But he was eventually vindicated and in 1978 was awarded the Nobel Prize in Chemistry—an extraordinary accomplishment for someone who worked from a home lab. The

plurality of personal-voluntary lifequakes (37 percent) involve work—switching careers, quitting a job, or retiring; 16 percent involve leaving a marriage; the rest of this category are divided

This is why we are rewarded with parties, presents, ceremonies, celebrations, and positive feedback from our friends and family when we “achieve” certain milestones that affirm this so-called progression (i.e., birthdays, graduations, weddings, anniversaries, retirements). The illusion of linear time was created as a way to make sure that humans stay in line, and follow the rules, and keep to the system’s prefab formulas. The problem is that when we operate from the distorted perspective of linear time, we cut ourselves off from the quantum realm of limitless possibility.

We know a very successful executive who, upon retirement, put all his investments into high-quality, diversified, municipal bonds. The income from the bonds is more than sufficient for his family’s lifestyle. This executive wants to spend his time traveling and on the golf course—not managing a complex portfolio of assorted securities. His simple portfolio may be unusual, but we think it’s probably a very suitable portfolio for him. However, most of us want a return greater than is available from savings, CDs, and bonds. This is why we use stocks to provide the growth and additional income needed to meet our goals. DESIGNING OUR PERSONAL ASSET ALLOCATION PLAN We have discussed the Efficient Market Theory and Modern Portfolio Theory.

Another ambiguity in debates over work and welfare concerns time. Any duty to work must include a time dimension. Advocates of the new work regime often seem to assume that “workers” should always be working—occupying a full-time job (forty or more hours a week), forty-eight to fifty weeks a year (excluding leaves for illness, injury, or maternity), every year of their adult lives (excluding periods of full-time education), until retirement age. But why are these the only kind of “workers” who have fulfilled their moral or civic duties with respect to work? Arguably, we should consider someone a worker in good moral or civic standing even if he or she takes periods off from work—say, to do care work (if this is not considered “work”), to augment or develop new skills, to participate in activities that, though not considered “work,” promote social welfare, or to just take a break to do something more personally satisfying. Setting aside the details, the point is that even in a society that regards work as a duty, there can be a variety of work regimes and we should consider whether a less onerous regime, with more opportunity for leisure, would be both desirable and feasible.

And this exercise comes directly from all the finishing schools for young ladies that ever existed: pause on the threshold of any crowded room you are to enter, and consider for a moment your relation to those who are in it. Many a retiring and quiet woman can thank this small item of her school training for her ability to handle competently situations which seem, as though they would be embarrassing and exacting for anyone so sheltered. It was for years (and may be still, for all I know) the custom to teach young girls to stop just a moment at the door of the room they were entering until they had found their hostess, and then the guest of honor. (Failing such guest, the oldest person in the room was to be singled out.) Then the room was entered, the young guest going, as soon as her hostess was free, straight to her to be welcomed and to “make her manners.” She then watched for the first opportunity to speak for a few minutes to the guest of honor; and not until she had discharged these obligations was she free to follow any other plans or inclinations of her own.

I may be envied by ambitious persons, but I in turn envy the person who can transact his daily business and retire to a quiet home without a feeling of responsibility for the morrow.

the best financial advice in the world can't help the person who doesn't ever get started.

A part war drama, part coming-of-age story, part spiritual pilgrimage, Surviving Hitler, Evading Stalin is the story of a young woman who experienced more hardships before graduating high school than most people do in a lifetime. Yet her heartaches are only half the story; the other half is a story of resilience, of leaving her lifelong home in Germany to find a new home, a new life, and a new love in America. Mildred Schindler Janzen has given us a time capsule of World War II and the years following it, filled with pristinely preserved memories of a bygone era. Ken Gire New York Times bestselling author of All the Gallant Men The memoir of Mildred Schindler Janzen will inform and inspire all who read it. This is a work that pays tribute to the power and resiliency of the human spirit to endure, survive, and overcome in pursuit of the freedom and liberty that all too many take for granted. Kirk Ford, Jr., Professor Emeritus, History Mississippi College Author of OSS and the Yugoslav Resistance, 1943-1945 A compelling first-person account of life in Germany during the rise of Adolph Hitler and the Nazi Party. A well written, true story of a young woman overcoming the odds and rising above the tragedies of loss of family and friends during a savage and brutal war, culminating in her triumph in life through sheer determination and will. A life lesson for us all. Col. Frank Janotta (Retired), Mississippi Army National Guard Mildred Schindler Janzen’s touching memoir is a testimony to God’s power to deliver us from the worst evil that men can devise. The vivid details of Janzen’s amazing life have been lovingly mined and beautifully wrought by Sherye Green into a tender story of love, gratitude, and immeasurable hope. Janzen’s rich, post-war life in Kansas serves as a powerful reminder of the great promise of America. Troy Matthew Carnes, Author of Rasputin’s Legacy and Dudgeons and Daggers World War II was horrific, and we must never forget. Surviving Hitler, Evading Stalin is a must-read that sheds light on the pain the Nazis and then the Russians inflicted on the German Jews and the German people. Mildred Schindler Janzen’s story, of how she and her mother and brother survived the war and of the special document that allowed Mildred to come to America, is compelling. Mildred’s faith sustained her during the war's horrors and being away from her family, as her faith still sustains her today. Surviving Hitler, Evading Stalin is a book worth buying for your library, so we never forget. Cynthia Akagi, Ph.D. Northcentral University I wish all in the world could read Mildred’s story about this loving steel magnolia of a woman who survived life under Hitler’s reign. Mildred never gave up, but with each suffering, grew stronger in God’s strength and eternal hope. Beautifully written, this life story will captivate, encourage, and empower its readers to stretch themselves in life, in love, and with God, regardless of their circumstances. I will certainly recommend this book. Renae Brame, Author of Daily Devotions with Our Beloved, God’s Peaceful Waters Flow, and Snow and the Eternal Hope How utterly inspiring to read the life story of a woman whose every season reflects God’s safe protection and unfailing love. When young Mildred Schindler escaped Nazi Germany, only to have her father taken by Russians and her mother and brother hidden behind Eastern Europe’s Iron Curtain, she courageously found a new life in America. Surviving Hitler, Evading Stalin is her personal witness to God’s guidance and provision at every step of that perilous journey. How refreshing to view a full life from beginning to remarkable end – always validating that nothing is impossible with God. Read this book and you will discover the author’s secret to life: “My story is a declaration that choosing joy and thankfulness over bitterness and anger, even amid difficult circumsta

In theory, deficiencies in knowledge can be made good simply by changing the curriculum. In practice a change in the curriculum will do little good, unless there is a corresponding change in the point of view of professional educationists. For the trouble with American educationists, writes a distinguished member of their profession, Dr. H. L. Dodge, is that they “regard any subject from personal grooming to philosophy as equally important or interchangeable in furthering the process of self-realization. This anarchy of values has led to the displacement of the established disciplines of science and the humanities by these new subjects.” Whether professional educationists can be induced to change their current attitudes is uncertain. Should it prove impossible, we must fall back on the comforting thought that time never stands still and that nobody is immortal. What persuasion and the threat of national decline fail to accomplish, retirement, high blood pressure, and death will bring to pass, more slowly, it is true, but much more surely.

In fact, my colleague Peter D'Arruda ("Coach Pete") sums it up best when he says that no one is any safer than the person who has looked ahead and shifted the financial burden from their family to an insurance company in the form of life or long-term care insurance. There's really no better way to bring peace of mind with you into retirement

my mother was somewhere else. See, I couldn’t go to the police and ask them for help, because they’d take my mother away. I didn’t know what to do. “So in the end I asked this old lady who used to teach me the piano. She was the only person I could think of. I asked her if my mother could stay with her, and I took her there. I think she’ll look after her all right. Anyway, I went back to the house to look for these letters, because I knew where she kept them, and I got them, and the men came to look and broke into the house again. It was nighttime, or early morning. And I was hiding at the top of the stairs and Moxie—my cat, Moxie—she came out of the bedroom. And I didn’t see her, nor did the man, and when I knocked into him she tripped him up, and he fell right to the bottom of the stairs.… “And I ran away. That’s all that happened. So I didn’t mean to kill him, but I don’t care if I did. I ran away and went to Oxford and then I found that window. And that only happened because I saw the other cat and stopped to watch her, and she found the window first. If I hadn’t seen her…or if Moxie hadn’t come out of the bedroom then…” “Yeah,” said Lyra, “that was lucky. And me and Pan were thinking just now, what if I’d never gone into the wardrobe in the retiring room at Jordan and seen the Master put poison in the wine? None of this would have happened either.” Both of them sat silent on the moss-covered rock in the slant of sunlight through the old pines and thought how many tiny chances

And this creates an auditioning problem, where public avowals of loyalty to the system must be volubly made whether there is a need for them or not. It is an extension of a well-known problem in liberalism which has been recognized even among those who did once fight a noble fight. It is a tendency identified by the late Australian political philosopher Kenneth Minogue as ‘St George in retirement’ syndrome. After slaying the dragon the brave warrior finds himself stalking the land looking for still more glorious fights. He needs his dragons. Eventually, after tiring himself out in pursuit of ever-smaller dragons he may eventually even be found swinging his sword at thin air, imagining it to contain dragons.15 If that is a temptation for an actual St George, imagine what a person might do who is no saint, owns no horse or lance and is being noticed by nobody. How might they try to persuade people that, given the historic chance, they too would without question have slain that dragon?

Fill-In-the-Blank Headlines with Examples They Didn't Think I Could ________, but I Did. This headline works well for many reasons, including our natural tendency to root for the underdog. We're fascinated with stories of people who overcome great obstacles and others' ridicule to achieve success. When this headline refers to something you have thought about doing, but talked yourself out of, you'll want to know if the successful person shared your doubt or fear or handicap. Examples: They Laughed When I Sat Down at the Piano — but Not When I Started to Play! They Grinned When the Waiter Spoke to Me in French — but Their Laughter Changed to Amazement at My Reply! Who Else Wants ________? I like this type of headline because of its strong implication that a lot of other people know something the reader doesn't. Examples: Who Else Wants a Hollywood Actress' Figure? Who Else Needs an Extra Hour Every Day? How ________ Made Me ________ This headline introduces a first-person story. People love stories and are remarkably interested in other people. This headline structure seems to work best with dramatic differences. Examples: How a “Fool Stunt” Made Me a Star Salesman. How a Simple Idea Made Me “Plant Manager of the Year.” How Relocating to Tennessee Saved Our Company $1 Million a Year Are You ________? The question headline is used to grab attention by challenging, provoking, or arousing curiosity. Examples: Are You Ashamed of the Smells in Your House? Are You Prepared for the Next Stock Market Crash? How I ________ Very much like How ________ Made Me ________, this headline introduces a first-person story. The strength of the benefit at the end, obviously, controls its success. Examples: How I Raised Myself from Failure to Success in Selling. How I Retired at Age 40 — With a Guaranteed Income for Life.

The Financologist is a blog that focuses on topics about personal and business finance. Here you'll find plenty of information to help you make better financial decisions and improve your financial well-being. Whether it be budgeting, financial planning, insurance, we have answers for you. For those in a higher income level, financing your retirement using life insurance can be a terrific strategy for tax-free income at retirement. Contact us to see if you qualify. Phone: (888) 306-8895 Business email: mss@thefinancologist.com

Celeste Unraveled is a poignant, sympathetic novel that well conveys how retirement shakes people's identities and roles in society. Although the POV characters are nowhere near my age, I related to them and sympathized with their dilemmas. The author successfully differentiates each POV character's thought process and style of narration. The author creates distinguishable and realistic personalities for each character. Agent, The Rights Factory

So in my total portfolio, including both my personal and retirement accounts, about 60% of my assets are in stocks, mostly in Vanguard’s stock index funds.

First you are a child, then you are a teenager, then you are a young married person, then you are a parent, then you are retired, then you are a grandparent—at every stage you know who you are, you know what your duty is and you know where to sit at the reunion. You sit with the other children, or teenagers, or young parents, or retirees. Until at last you are sitting with the ninety-year-olds in the shade, watching over your progeny with satisfaction. Who are you? No problem—you’re the person who created all this. The satisfaction of this knowledge is immediate, and moreover, it’s universally recognized. How many people have I heard claim their children as the greatest accomplishment and comfort of their lives? It’s the thing they can always lean on during a metaphysical crisis, or a moment of doubt about their relevancy—If I have done nothing else in this life, then at least I have raised my children well.

True retirement means no longer having a job, yet having an income each month to cover all your expenses.

Lois Lerner and the tea social gathering scandal In September 2013, following 4 months of public scrutiny, Lois Lerner resigned from her place within the IRS. Lerner had been placed on paid depart in Could the identical 12 months and was subject to a review board which seemed set to fireside her, the choice to resign was successfully forced upon her. While in the Internal Income Service, Lerner had been head of the exempt organizations division, which processed claims from groups making use Billie Lerner New York of for exemption from paying tax. This put her in command of over 900 IRS workers with a budget of practically $100 million. No matter happened to the times the place public officers had been on the level of wetting their pants after they had been caught even stepping on fly. Accountability has been thrown out of the window and this may be evidenced by the truth that in the last few years, not accountability review committee has really held anyone accountable for any improper doing and all they do is find scapegoats. As many would ask how much longer this might go on, Ms. Lerner may as nicely be given a star for her impeccable service to her nation. It is simply a looking out for our personal scenario. As anticipated, this has precipitated outrage among the lots. Before her retirement, Ms. Lerner was on a paid go away as investigations had been on going. After completion of investigations by the committee that was tasked with the responsibility it was really useful that Ms. Lerner be ousted for her participation within the scandal however within the common government model of irony, Ms. Lerner can be allowed to retire with full benefits. Investigations began quickly after and in 2013 the Treasury Inspector General for Tax Administration J. Russell George revealed that certainly the IRS personnel had used inappropriate standards for subjecting organizations to further scrutiny when making use of for tax exempt standing, particularly organizations using the word “Tea Get together.” The admission prompted an uproar of speculation and anger by Republicans, and shortly sufficient Director of the IRS Exempt Organizations division Lois Lerner was targeted as accountable for the scandal. Investigations and hearings followed cumulating in Lerner’s retirement in September 23, 2013.

Nov. 20, 1945: U.S. Supreme Court Justice Robert H. Jackson is the chief American prosecutor as the International Military Tribunal convenes in Nuremberg, Germany, for the trial of 20 top Nazi leaders for their role in the wartime atrocities of World War II.

Once, I was having lunch with the president of another movie studio, who told me that his biggest problem was not finding good people; it was finding good ideas. I remember being stunned when he said that—it seemed patently false to me, in part because I’d found the exact opposite to be true on Toy Story 2. I resolved to test whether what seemed a given to me was, in fact, a common belief. So for the next couple of years I made a habit, when giving talks, of posing the question to my audience: Which is more valuable, good ideas or good people? No matter whether I was talking to retired business executives or students, to high school principals or artists, when I asked for a show of hands, the audiences would be split 50-50. (Statisticians will tell you that when you get a perfect split like this, it doesn’t mean that half know the right answer—it means that they are all guessing, picking at random, as if flipping a coin.) People think so little about this that, in all these years, only one person in an audience has ever pointed out the false dichotomy. To me, the answer should be obvious: Ideas come from people.

in 1950 there were 14 retired persons for every 100 workers in the United States. This ratio rose to 28 retirees per 100 workers in 2013, and by 2060 it is expected to rise to 56.

The widower was so full of questions that I half expected him to ask for an identity card. The only thing I carry in my wallet is my driver's license. I should have something with my picture on it and a statement below that tells who I am. Megumi Naomi Nakane. Born June 18, 1936, Vancouver, British Columbia. Marital status: Old maid. Health: Fine, I suppose. Occupation: School teacher. I'm bored to death with teaching and ready to retire. What else would anyone want to know? Personality: Tense. Is that past or present tense? It's perpetual tense. I have the social graces of a common housefly. That's self-denigrating, isn't it.

For indeed he “prays without ceasing”: at all times the language of his heart is this: “Unto Thee is my mouth, though without a voice; and my silence speaketh unto Thee.” His heart is lifted up to God at all times, and in all places. In this he is never hindered, much less interrupted, by any person or thing. In retirement or company, in leisure, business, or conversation, his heart is ever with the Lord. Whether he lie down or rise up, God is in all his thoughts: he walks with God continually; having the loving eye of his soul fixed on Him, and everywhere “seeing Him that is invisible.

Wendy sat in my o ice, perched on the edge of her chair, alert, inquisitive, and a little bit embarrassed. An experienced and highly successful real estate agent, she had come to me for a financial consultation—and the facts of her situation were hardly reassuring. Although she earned well over $250,000 a year and was able to put two kids through private school at an annual cost of $15,000 each, her personal finances were a mess. A self-employed single parent, she had less than $25,000 saved for retirement, no life or disability insurance, and never bothered to write a will. In short, this intelligent, ambitious businesswoman was completely unprotected from the unexpected and utterly unprepared for the future. When I asked Wendy why she had never done any financial planning, she shrugged and o ered a response I'd heard countless times before: “I've always been too busy working to focus on what to do with the money I make.

In all of the elite companies studied, Level 5 Leaders were in charge when they made the leap from good to great. Level 5 Leadership refers to a type of leader who is not only a highly capable individual, team player, and manager, but also embodies two essential traits: personal humility and the will to do whatever it takes to get results. Level 5 Leaders are quiet, modest, self-effacing, even reserved. They lack over-sized egos or inflated sense of self-importance. Level 5 Leaders are driven to create great results. They are not afraid to make difficult or unpopular decisions if it will better their company. While Level 5 Leaders demonstrate tenacious ambition and will to succeed, they do not devote this energy for their own benefit but instead drive it towards the company’s success. In contrast, the outsized egos and self-serving nature of the “control set” executives contributed to the deaths of their own companies. When good results happen, Level 5 Leaders credit good luck. When results are disappointing, Level 5 Leaders blame only themselves and take responsibility. Other leaders credit themselves when good results come and blame luck or other people for failures. Level 5 Leaders make sure their companies maintain excellence by setting up competent successors who will push their companies to even greater heights. In contrast, other types of managers often leave gaping holes in leadership once they retire. An unexpected finding showed that a majority of the great CEOs were home-grown. In contrast, “celebrity” executives brought into a company have shown to cause more harm than good. It is incredibly detrimental for a company to elect an ego-driven and self-serving CEO instead of a Level 5 Leader. Potential Level 5 Leaders are all around us, and it is possible for one to become a Level 5 leader by embodying their basic traits.

Social Security recipients will get a 1.7% cost-of-living raise starting in January, the Social Security Administration announced Wednesday. For the average retired person receiving Social Security, monthly payments would rise $22 to $1,328 from $1,306. The average couple's benefits would rise to $2,176 from $2,140. Average annual payout: $15,936.

No longer will we live in a society that says we have to work 40 hours a week, save until we retire at 65, live for the future, or start living just before we die.  The Strong Minded Man will live for today, plan for the future, stop taking from society and start creating for society.  When we turn from societal consumer to societal producer we free ourselves from any rules that society bestows on itself.

Sometimes after he’s gone I’ve wondered what it would be like to slip into a different story and actually end up being Mrs Vincent Cunningham. You know, Chapter XXXVIII, ‘Reader, I married him. A quiet wedding we had, he and I, the parson and clerk were alone present.’ (Book 789, Jane Eyre, Penguin Classics, London.) Cunningham is a bad surname, but it’s not dreadful. Not as bad say as Bigg-Wither. Mr Bigg-Wither (not kidding) was Jane Austen’s suitor. He fell in love with the sharp bonnet-pinched look, was very partial to one flattened front hair curl, and tiny black eyes. He pulled in his person and fluffed out his whiskers to propose to her. Now that took courage. You have to grant him that. Proposing to Jane Austen was no walk in the park, was in the same league as Jerry Twomey proposing to Niamh ni Eochadha who had the face and manners of a blackthorn. Still, Bigg-Wither went through with it. He got out his proposal. And Jane Austen accepted. Honestly, she did. She was fiancé-ed. She did her best impression of a Jane Austen smile then retired straight away to bed. Up in the bed she lay in her big nightie and couldn’t sleep, not, surprisingly enough, because of the bonnet, but because of the suffocating way the name Bigg-Wither sat on her. That, and the thought of giving birth to little Bigg-Withers. The following morning when she came down to him negotiating his toast and marmalade in past the whiskers, she said, ‘I cannot be a Bigg-Wither,’ or words to that effect, the engagement was off, and all the world’s Readers sighed with relief. Because a happy Jane Austen would have been useless in the World Literature stakes.

You might even wait and do your cruising as a retired person clutching a fistful of platinum credit cards on a finely fitted boat filled with expensive gadgets needed to maintain your increased demands for comfort and security. But by that time you are somewhat lacking in the robust health and enthusiasm to fully engage in your long-postponed adventure. If I chose to sail as a young adventurer, poorly equipped in the material sense, I make no apologies. I was well-fitted out in health and spirit.

To understand what that means in commonsense terms, consider a person who plans to live off the income from $1 million invested in T-bills. Suppose he retires in a given year and converts his investments into an inflation-protected annuity with a return of 4% to 5%. He will receive an annual income of $40,000 to $50,000. But now suppose he retires a few years later, when the return on the annuity has dropped to 0.5%. His annual income will now be only $5,000. Yes, the $1 million principal amount was fully insured and protected, but you can see that he cannot possibly live on the amount he will now receive. T-bills preserve principal at all times, but the income received on them can vary enormously as return on the annuity goes up or down. Had the retiree bought instead a long-maturity U.S. Treasury bond with his $1 million, his spendable income would be secure for the life of the bond, even though the price of that bond would fluctuate substantially from day to day. The same holds true for annuities: Although their market value varies from day to day, the income from an annuity is secure throughout the retiree’s life.

Led by the party’s founder, Anton Drexler, they drew up an indictment of the would-be dictator and circulated it as a pamphlet. It was the most drastic accusation Hitler was ever confronted with from the ranks of his own party—from those, that is, who had firsthand knowledge of his character and how he operated.   A lust for power and personal ambition have caused Herr Adolf Hitler to return to his post after his six weeks’ stay in Berlin, of which the purpose has not yet been disclosed. He regards the time as ripe for bringing disunion and schism into our ranks by means of shadowy people behind him, and thus to further the interests of the Jews and their friends. It grows more and more clear that his purpose is simply to use the National Socialist party as a springboard for his own immoral purposes, and to seize the leadership in order to force the Party onto a different track at the psychological moment. This is most clearly shown by an ultimatum which he sent to the Party leaders a few days ago, in which he demands, among other things, that he shall have a sole and absolute dictatorship of the Party, and that the Committee, including the locksmith Anton Drexler, the founder and leader of the Party, should retire….   And how does he carry on his campaign? Like a Jew. He twists every fact … National Socialists! Make up your minds about such characters! Make no mistake. Hitler is a demagogue … He believes himself capable … of filling you up with all kinds of tales that are anything but the truth.21     Although weakened by a silly anti-Semitism (Hitler acting like a Jew!), the charges were substantially true, but publicizing them did not get the rebels as far as might be supposed. Hitler promptly brought a libel suit against the authors of the pamphlet, and Drexler himself, at a public meeting, was forced to repudiate it.

Unfortunately for the existing mature systems in nature, the rapid expansion of the human bubble is destroying them. Unfortunately for us, we can't exist without them any more than a living person can exist without oxygen or a body can exist without a head. In this sense, it is actually a conceptual error to define the environment as the rest of the biosphere save humans, and think of ourselves as apart from it, since we can't exist without it.

Theories percolate that the delay was a deliberate effort to deprive Stalin of necessary medical attention. It is just as likely that all those present, including Stalin’s colleagues, were too frightened to make any decisions. If Stalin regained consciousness, he might see the summoning of a doctor as a treasonous plot to seize power. Certainly it was not the most opportune time for Stalin to require the services of a doctor. When Stalin’s personal physician, Dr. Vladimir Vinogradov, had last examined him, he had diagnosed arteriosclerosis and recommended a rigid course of medical treatment. He also suggested that Stalin retire. Vinogradov was a principled doctor but an imprudent man. Outraged, Stalin ordered the destruction of his medical records. Vinogradov was arrested on November 4 in connection with the Doctors’ Plot.8 Any treatment was further hindered by the fact that a number of the country’s top specialists were now incarcerated.

It is not by positive, conspicuous evil that Satan perverts the Church, but by quiet displacement and by unnoticed substitution. The higher is being retired, the spiritual gives place to the social, and the divine is eliminated, because it is made secondary.

The Way Forward If we’re to live frugally, if we’re to learn how to be more content with less, it seems to me that we have to first tackle these innermost fears and anxieties that compel us to indulge in reckless spending. One of the very first decisions we must each take in our journey to financial independence is to look at ourselves and say, ‘I’m okay.’ Saying it is not hard, but meaning it is. First of all, we must reject the financial script that the world insists on pushing on us. There is nothing noble or normal about working for forty years of your healthy life so that you can live independently in your final twenty. We must all believe that it is possible for us to retire early and enjoy more of life. Financial Independence, if you achieve it, will allow you to do so. Second, redefine success for yourself. Money and fame is the society’s definition of the word. What’s yours? A more loving relationship with your spouse? Bringing up your kids to be independent? Conquering your anger? Learning to dance? We all have passions that we have put on the back burner because of our careers, which we tell ourselves we will pursue ‘when we have time’. Write them down, and pursue them. Make time for them, the same way you make time for your work. Let’s face it; otherwise they just don’t get done. Third, accept that the world is inherently unequal and unfair. Your life is your own, and the only person you can – and should – compete with is yourself. Once we accept this, I think, we will find that envy touches us a lot less. We will welcome failure with good grace and success with humility. Most important of all, we will not run through life as though we’re in a race, and we will not feel the need, perhaps, to buy things in order to show people how successful we are.

This book is about the real CIA and its allies around the world. It is based upon personal experience generally derived from work in the Pentagon from 1955 to 1964. At retirement, I was Chief of Special Operations (clandestine activities) with the U.S. Joint Chiefs of Staff. These duties involved the military support of the clandestine activities of the CIA and were performed under the provisions of National Security Council Directive No. 5412/2. Since this book was first published in 1973, we have witnessed the unauthorized release of the “Pentagon Papers,” “Watergate” and the resignation of President Nixon, the run-away activities of the “Vietnam War,” the “Arab Oil Embargo” that led to the greatest financial heist in history, and the blatantly unlawful “Iran-Contra” affair. All of these were brought about and master-minded by a renegade “Secret Team” that operated secretly, without Presidential direction; without National Security Council approval—so they say; and, generally, without Congressional knowledge. This trend increases. Its scope expands . . . even today.

The sub-sector needed a person, preferably an officer, civilian or military, to handle logistics. We had information that a certain Lieutenant Enamul Haque, a native of Chapai Nawabganj had crossed over to India and was now living with relatives in Malda. Jahangir contacted him and invited him to the Sub-sector HQ through some of his relatives who were in our Sub-sector. After much persuasion, he agreed to come. Jahangir scheduled the meeting when the Sector Commander would be present. A couple of days later, Enam came to Mohidipur. Jahangir and I were also present in the meeting. Enam was a tall individual with a good physique but he seemed nervous. Colonel Zaman opened the conversation with the usual inquiries: when did he cross the border, where was he staying in Malda, what was he doing, et cetera. Enam was not doing anything; he was simply hiding in Malda. Colonel Zaman told him that to the Pakistan Army he was a deserter and a rebel, irrespective of whether he joined the Mukti Bahini or not. He implored him to join; we needed all the help we could get. Enam responded that he was from the EME; he was not a fighter. Colonel Zaman assured him he would not be given any combat assignments; he would have an administrative job. He was going to BDF HQ soon and could have Enam assigned to Mohidipur Sub-sector as logistics officer and Enam could even stay with relatives in Malda if he liked. No amount of persuasion could convince Enam. It surprised me a great deal that a Bengali military officer, who deserted the Pakistan Army and crossed over to India, was unwilling to make any contribution to the liberation war, even in a non-combat capacity[33]. This was true of many young and able university and college students especially from middle class families. I had met some of them in Calcutta. On one occasion. Sultana Zaman, Colonel Zaman’s wife, had asked a female MPA why her two university going sons had not joined the Mukti Bahini? The MPA replied that her boys were intellectual types not suited for fighting, implying that combat was the task for lesser beings. [33] In 1973, I met Enamul Haque in the Bangabhaban where he was ADC to the President. He was claiming to be a freedom fighter! He retired as a brigadier. After retirement, he became a state minister in Sheikh Hasina's government in 2009.

The same person who will vehemently deny being the “ringleader” of a heinous criminal activity may prove surprisingly reluctant to deny being the “Mastermind” of the exact same activity.

I served our country in its military for a total of 40 years 6 months and 7 days. At a time when we have fake news and people have accepted that lies are as valid as the truth all I can say is that my DD-214 shows that I served and retired from the United States Naval Reserve, before joining the United States Army in its Military Intelligence Corps, and served as such until retiring in 1987. I personally don’t know of anyone else that actually served in two branches of our military and retired from each, and although I frequently receive thanks for my service it is appreciated but not necessary. What is however necessary, is that we as citizens give a long hard look at where we are going as a nation. Yes, our infrastructure needs repair and our people need good jobs. We certainly want to feel secure but we definitely don’t need one man to fix our Constitution, which by the way is not broken! We do not need a crude iron fist to run our country! What we do need is a clear understanding of where we are going and what our country stands for…. “The pursuit of happiness” for “We the People!” Our government is based on a system of checks and balances, not the blind following of an autocrat. That’s been tried before and failed each time. Let’s not go down that “Rabbit hole!” Stand up and protect our democracy and cherish our freedom! What we have is priceless! Don’t let anyone take that away from us…. “Stand up for what is right!

The night she met Safiye she stole her earrings right out of her earlobes and, having retired to a quiet corner of the mansion to inspect them, found that the gems were paste. Then she discovered that her base metal bangle was missing and quickly realized that she could only have lost it to the person she was stealing from; she’d been distracted by the baubles and the appeal of those delicate earlobes. Cornered by a banker whose false memory of having been in love with her since matriculation day might prove profitable, Lucy wavered between a sensible decision and a foolhardy one. Ever did foolhardiness hold the upper hand with Lucy; she found Safiye leaning against an oil lantern and saw for herself that she wasn’t the only foolish woman in the world, or even at that party, for Safiye had Lucy’s highly polished bangle in her hand and was turning it this way and that in order to catch fireflies in the billowing, transparent left sleeve of her gown. All this at the rise of being set alight, but then from where Lucy stood Safiye looked as if she was formed of fire herself, particles of flame dancing the flesh of her arm into existence. That or she was returning to fire.