Retire From Work Quotes

God, did I miss you, Love. Is thirty too young to retire from working? I'd love to just make love to you full-time, instead

I have no pity for myself either. So let it be Veronal. But I wish Hercule Poirot had never retired from work and come here to grow vegetable marrows.

I will love you with no regard to the actions of our enemies or the jealousies of actors. I will love you with no regard to the outrage of certain parents or the boredom of certain friends. I will love you no matter what is served in the world’s cafeterias or what game is played at each and every recess. I will love you no matter how many fire drills we are all forced to endure, and no matter what is drawn upon the blackboard in blurry, boring chalk. I will love you no matter how many mistakes I make when trying to reduce fractions, and no matter how difficult it is to memorize the periodic table. I will love you no matter what your locker combination was, or how you decided to spend your time during study hall. I will love you no matter how your soccer team performed in the tournament or how many stains I received on my cheerleading uniform. I will love you if I never see you again, and I will love you if I see you every Tuesday. I will love you if you cut your hair and I will love you if you cut the hair of others. I will love you if you abandon your baticeering, and I will love you if you if you retire from the theater to take up some other, less dangerous occupation. I will love you if you drop your raincoat on the floor instead of hanging it up and I will love you if you betray your father. I will love you even if you announce that the poetry of Edgar Guest is the best in the world and even if you announce that the work of Zilpha Keatley Snyder is unbearably tedious. I will love you if you abandon the theremin and take up the harmonica and I will love you if you donate your marmosets to the zoo and your tree frogs to M. I will love you as a starfish loves a coral reef and as a kudzu loves trees, even if the oceans turn to sawdust and the trees fall in the forest without anyone around to hear them. I will love you as the pesto loves the fettuccini and as the horseradish loves the miyagi, as the tempura loves the ikura and the pepperoni loves the pizza. I will love you as the manatee loves the head of lettuce and as the dark spot loves the leopard, as the leech loves the ankle of a wader and as a corpse loves the beak of the vulture. I will love you as the doctor loves his sickest patient and a lake loves its thirstiest swimmer. I will love you as the beard loves the chin, and the crumbs love the beard, and the damp napkin loves the crumbs, and the precious document loves the dampness in the napkin, and the squinting eye of the reader loves the smudged print of the document, and the tears of sadness love the squinting eye as it misreads what is written. I will love you as the iceberg loves the ship, and the passengers love the lifeboat, and the lifeboat loves the teeth of the sperm whale, and the sperm whale loves the flavor of naval uniforms. i will love you as a child loves to overhear the conversations of its parents, and the parents love the sound of their own arguing voices, and as the pen loves to write down the words these voices utter in a notebook for safekeeping. I will love you as a shingle loves falling off a house on a windy day and striking a grumpy person across the chin, and as an oven loves malfunctioning in the middle of roasting a turkey. I will love you as an airplane loves to fall from a clear blue sky and as an escalator loves to entangle expensive scarves in its mechanisms. I will love you as a wet paper towel loves to be crumpled into a ball and thrown at a bathroom ceiling and as an eraser loves to leave dust in the hairdos of people who talk too much. I will love you as a cufflink loves to drop from its shirt and explore the party for itself and as a pair of white gloves loves to slip delicately into the punchbowl. I will love you as the taxi loves the muddy splash of a puddle and as a library loves the patient tick of a clock.

You don’t have to act crazy anymore— We all know you were good at that, Now retire, my dear, From all that hard work you do Of bringing pain to your sweet eyes and heart. Look in a clear mountain mirror See the beautiful ancient warrior And the divine elements You always carry inside That infused this universe with sacred life So long ago

But there’s a reason. There’s a reason. There’s a reason for this, there’s a reason education sucks, and it’s the same reason that it will never, ever, ever be fixed. It’s never gonna get any better. Don’t look for it. Be happy with what you got. Because the owners of this country don't want that. I'm talking about the real owners now, the real owners, the big wealthy business interests that control things and make all the important decisions. Forget the politicians. The politicians are put there to give you the idea that you have freedom of choice. You don't. You have no choice. You have owners. They own you. They own everything. They own all the important land. They own and control the corporations. They’ve long since bought and paid for the senate, the congress, the state houses, the city halls, they got the judges in their back pockets and they own all the big media companies so they control just about all of the news and information you get to hear. They got you by the balls. They spend billions of dollars every year lobbying, lobbying, to get what they want. Well, we know what they want. They want more for themselves and less for everybody else, but I'll tell you what they don’t want: They don’t want a population of citizens capable of critical thinking. They don’t want well informed, well educated people capable of critical thinking. They’re not interested in that. That doesn’t help them. Thats against their interests. Thats right. They don’t want people who are smart enough to sit around a kitchen table to figure out how badly they’re getting fucked by a system that threw them overboard 30 fucking years ago. They don’t want that. You know what they want? They want obedient workers. Obedient workers. People who are just smart enough to run the machines and do the paperwork, and just dumb enough to passively accept all these increasingly shittier jobs with the lower pay, the longer hours, the reduced benefits, the end of overtime and the vanishing pension that disappears the minute you go to collect it, and now they’re coming for your Social Security money. They want your retirement money. They want it back so they can give it to their criminal friends on Wall Street, and you know something? They’ll get it. They’ll get it all from you, sooner or later, 'cause they own this fucking place. It's a big club, and you ain’t in it. You and I are not in the big club. And by the way, it's the same big club they use to beat you over the head with all day long when they tell you what to believe. All day long beating you over the head in their media telling you what to believe, what to think and what to buy. The table is tilted folks. The game is rigged, and nobody seems to notice, nobody seems to care. Good honest hard-working people -- white collar, blue collar, it doesn’t matter what color shirt you have on -- good honest hard-working people continue -- these are people of modest means -- continue to elect these rich cocksuckers who don’t give a fuck about them. They don’t give a fuck about you. They don’t give a fuck about you. They don't care about you at all -- at all -- at all. And nobody seems to notice, nobody seems to care. That's what the owners count on; the fact that Americans will probably remain willfully ignorant of the big red, white and blue dick that's being jammed up their assholes everyday. Because the owners of this country know the truth: it's called the American Dream, because you have to be asleep to believe it.

The rich does not work for money, but money work for them...., While the poor work for money.Illiteracy, both in word and numbers, is the foundation of financial struggle....,Wealth is a person's ability to survive so many number of days forward... or if i stopped working today, how could i survive?...,Wealth is the measure of cash flow from to asset column compared with the expense column...,

Why just work and live for a happy retirement? Why not work and live for a happy life?

I’m not studying the heroes who lead navies—and armies—and win wars. I’m studying ordinary people who you wouldn’t expect to be heroic, but who, when there’s a crisis, show extraordinary bravery and self-sacrifice. Like Jenna Geidel, who gave her life vaccinating people during the Pandemic. And the fishermen and retired boat owners and weekend sailors who rescued the British Army from Dunkirk. And Wells Crowther, the twenty-four-year-old equities trader who worked in the World Trade Center. When it was hit by terrorists, he could have gotten out, but instead he went back and saved ten people, and died. I’m going to observe six different sets of heroes in six different situations to try to determine what qualities they have in common.

When we retire at night, we constructively review our day. Were we resentful, selfish, dishonest or afraid? Do we owe an apology? Have we kept something to ourselves which should be discussed with another person at once? Were we kind and loving toward all? What could we have done better? Were we thinking of ourselves most of the time? Or were we thinking of what we could do for others, of what we could pack into the stream of life? But we must be careful not to drift into worry, remorse or morbid reflection, for that would diminish our usefulness to others. After making our review we ask God’s forgiveness and inquire what corrective measures should be taken. On awakening let us think about the twenty-four hours ahead. We consider our plans for the day. Before we begin, we ask God to direct our thinking, especially asking that it be divorced from self-pity, dishonest or self-seeking motives. Under these conditions we can employ our mental faculties with assurance, for after all God gave us brains to use. Our thought-life will be placed on a much higher plane when our thinking is cleared of wrong motives. In thinking about our day we may face indecision. We may not be able to determine which course to take. Here we ask God for inspiration, an intuitive thought or a decision. We relax and take it easy. We don’t struggle. We are often surprised how the right answers come after we have tried this for a while. What used to be the hunch or the occasional inspiration gradually becomes a working part of the mind. Being still inexperienced and having just made conscious contact with God, it is not probable that we are going to be inspired at all times. We might pay for this presumption in all sorts of absurd actions and ideas. Nevertheless, we find that our thinking will, as time passes, be more and more on the plane of inspiration. We come to rely upon it. We usually conclude the period of meditation with a prayer that we be shown all through the day what our next step is to be, that we be given whatever we need to take care of such problems. We ask especially for freedom from self-will, and are careful to make no request for ourselves only. We may ask for ourselves, however, if others will be helped. We are careful never to pray for our own selfish ends. Many of us have wasted a lot of time doing that and it doesn’t work. You can easily see why.

Here’s the thing,” I would say. “Most people, wherever they’re from, whatever they look like, are looking for the same thing. They’re not trying to get filthy rich. They don’t expect someone else to do what they can do for themselves. “But they do expect that if they’re willing to work, they should be able to find a job that supports a family. They expect that they shouldn’t go bankrupt just because they get sick. They expect that their kids should be able to get a good education, one that prepares them for this new economy, and they should be able to afford college if they’ve put in the effort. They want to be safe, from criminals or terrorists. And they figure that after a lifetime of work, they should be able to retire with dignity and respect.

Having now finished the work assigned me, I retire from the great theatre of Action; and bidding an Affectionate farewell to this August body under whose orders I have so long acted, I here offer my Commission, and take my leave of all the employments of public life. (Address to Congress on Resigning Commission Dec 23, 1783)

How most people carry on is a mystery. What they talk about at supper. How they can stand to sit in front of a TV from eight until Leno every night. How they can think bowling is fun. How they choose their neckties. How they bear the weight of everyday life without screaming. How a person can go through a whole life and never once contemplate suicide, like people who have never once wanted to be a movie star. How one young man can be handsome and strong and marry and heiress and work at Debevoise and Plimpton and retire to Nantucket to await the visits of his grandchildren, how they can be sailing in the bay while another young man, exactly like the first, can end up in a glass room in Lexington, Kentucky, on Haldol and Thorazine, without hope, without a girlfriend, without a future, and how easily the one can become the other. How one woman can take Gatorade to every one of her son's lacrosse games and another can lie in bed all day weeping, popping generic drugs, watching Oprah as though waiting for the Second Coming, and piling her dirty dishes in the laundry room. How life goes in bad directions when your heart is asleep. It's a mystery and there is no answer. (95)

There must be evidence somewhere, you know. I know you've all worked like beavers, but I'm going to work like a king beaver. and I've got one big advantage over the rest of you." "More brains?" suggested Sir Impey, grinning. "No - I should hate to suggest that, Biggy. But I do believe in Miss Vane's innocence." "Damn it, Wimsey, didn't my eloquent speeches convince you that I was a whole-hearted believer?" "Of course they did. I nearly shed tears. Here's old Biggy, I said to myself, going to retire from the Bar and cut his throat if this verdict goes against him, because he won't believe in British justice anymore.

I hope my message has at least jarred you into rethinking the standard and conventional approaches to living one’s life—get a good job, work hard through endless hours, and then retire in your sixties or seventies and live out your days in your so-called golden years. But I still ask you: Why wait until your health and life energy have begun to wane? Rather than just focusing on saving up for a big pot full of money that you will most likely not be able to spend in your lifetime, live your life to the fullest now: Chase memorable life experiences, give money to your kids when they can best use it, donate money to charity while you’re still alive. That’s the way to live life. Remember: In the end, the business of life is the acquisition of memories. So what are you waiting for?

He will be infinitely merciful to our repeated failures; I know no promise that He will accept a deliberate compromise. For He has, in the last resort, nothing to give us but Himself; and He can give that only insofar as our self-affirming will retires and makes room for Him in our souls.

But when people age, they’re not looking for a cure as much as they are for encouragement to continue. Our work here is not about curing. It’s about the dignity of each person wheeled from breakfast back to their room.

Say!” interrupted the passenger who was nobody in particular, “if you could put up a windmill on every one of them ‘wells’ you’re using, you’d be able to retire from business, wouldn’t you?” The windmill man grinned good-naturedly. “Oh, I ain’t no /Guy de Mopassong/,” he said, cheerfully. “I’m giving it to you in straight American. Well, she says something like this: ‘Mr. Gold Bonds is only a friend,’ says she;

Is my understanding sufficient for this or not? If it is sufficient, I use it for the work as an instrument given by the universal nature. But if it is not sufficient, then either I retire from the work and give way to him who is able to do it better,

If time has taught me anything, it’s that our differences are what make this life unique. None of us are exactly like the other, and that is a good thing because there’s no right way to be. The room mom, the working mother, the woman without children, the retired grandma, the mom who co-sleeps, the mama who bottle-fed her baby, the strict mom, the hipster mom, the one who lets her kid go shoeless, or the one who enrolls her baby in music enrichment classes at birth—whoever, whatever you are, you’re adding spice and texture and nuance into this big beautiful soup of modern-day parenting. I can look at other mamas and learn from them. I can also leave the things that don’t strike me as authentic or practical for our family. You can do the same for your own. That is the beauty of growing and learning and figuring out exactly who you are.

The longer you work, the more money you’ll have for retirement. But the longer you work, the less time you’ll have to enjoy that retirement. — Wall Street Journal

But working women with retired husbands tend to be more dissatisfied with their marriages than any other type of wife.39

Retire from work, not from life.

This kind of living in the fantasy of expectation rather than the reality of the present is the special trouble of those business men who live entirely to make money. So many people of wealth understand much more about making and saving money than about using and enjoying it. They fail to live because they are always preparing to live. Instead of earning a living they are mostly earning an earning, and thus when the time comes to relax they are unable to do so. Many a “successful” man is bored and miserable when he retires, and returns to his work only to prevent a younger man from taking his place.

What he taught was very simple. He taught that we are all greater than we know and that wisdom is the means to freedom. He taught that it is not essential to salvation to retire from the world, but only to renounce the self. He taught that work done with no selfish interest purifies the mind and that duties are opportunities afforded to man to sink his separate self and become one with the universal self.

Media work needs ideals. Maybe thirty years from now, after I retire, I'll see the media mature and make the transition from political party, interest group, and corporate to truly public. But over the next ten years, the encroachment of commercialism and worldliness will loom much larger than the democratization we imagine. -Jin Yongquan in China Ink

Work helps prevent one from getting old. I, for one, cannot dream of retiring. Not now or ever. Retire? The word is alien and the idea inconceivable to me. I don’t believe in retirement for anyone in my type of work, not while the spirit remains. My work is my life. I cannot think of one without the other. To “retire” means to me to begin to die. The man who works and is never bored is never old. Work and interest in worthwhile things are the best remedy for age. Each day I am reborn. Each day I must begin again. For the past eighty years I have started each day in the same manner.

I will love you with no regard to the actions of our enemies or the jealousies of actors. I will love you with no regard to the outrage of certain parents or the boredom of certain friends. I will love you no matter what is served in the world’s cafeterias or what game is played at each and every recess. I will love you no matter how many fire drills we are all forced to endure, and no matter what is drawn upon the blackboard in a blurring, boring chalk. I will love you no matter how many mistakes I make when trying to reduce fractions, and no matter how difficult it is to memorize the periodic table. I will love you no matter what your locker combination was, or how you decided to spend your time during study hall. I will love you no matter how your soccer team performed in the tournament or how many stains I received on my cheerleading uniform. I will love you if I never see you again, and I will love you if I see you every Tuesday. I will love you if you cut your hair and I will love you if you cut the hair of others. I will love you if you abandon your baticeering, and I will love you if you retire from the theater to take up some other, less dangerous occupation. I will love you if you drop your raincoat on the floor instead of hanging it up and I will love you if you betray your father. I will love you even if you announce that the poetry of Edgar Guest is the best in the world and even if you announce that the work of Zilpha Keatley Snyder is unbearably tedious. I will love you if you abandon the theremin and take up the harmonica and I will love you if you donate your marmosets to the zoo and your tree frogs to M. I will love you as the starfish loves a coral reef and as kudzu loves trees, even if the oceans turn to sawdust and the trees fall in the forest without anyone around to hear them. I will love you as the pesto loves the fetuccini and as the horseradish loves the miyagi, as the tempura loves the ikura and the pepperoni loves the pizza. I will love you as the manatee loves the head of lettuce and as the dark spot loves the leopard, as the leech loves the ankle of a wader and as a corpse loves the beak of the vulture. I will love you as the doctor loves his sickest patient and a lake loves its thirstiest swimmer. I will love you as the beard loves the chin, and the crumbs love the beard, and the damp napkin loves the crumbs, and the precious document loves the dampness in the napkin, and the squinting eye of the reader loves the smudged print of the document, and the tears of sadness love the squinting eye as it misreads what is written. I will love you as the iceberg loves the ship, and the passengers love the lifeboat, and the lifeboat loves the teeth of the sperm whale, and the sperm whale loves the flavor of naval uniforms. I will love you as a child loves to overhear the conversations of its parents, and the parents love the sound of their own arguing voices, and as the pen loves to write down the words these voices utter in a notebook for safekeeping. I will love you as a shingle loves falling off a house on a windy day and striking a grumpy person across the chin, and as an oven loves malfunctioning in the middle of roasting a turkey. I will love you as an airplane loves to fall from a clear blue sky and as an escalator loves to entangle expensive scarves in its mechanisms. I will love you as a wet paper towel loves to be crumpled into a ball and thrown at a bathroom ceiling and an eraser loves to leave dust in the hairdos of the people who talk too much. I will love you as a taxi loves the muddy splash of a puddle and as a library loves the patient tick of a clock. I will love you as a thief loves a gallery and as a crow loves a murder, as a cloud loves bats and as a range loves braes. I will love you as misfortune loves orphans, as fire loves innocence and as justice loves to sit and watch while everything goes wrong.

Bernard was to remember this moment for the rest of his life. As they drank from their water bottles he was struck by the recently concluded war not as a historical, geopolitical fact but as a multiplicity, a near-infinity of private sorrows, as a boundless grief minutely subdivided without diminishment among individuals who covered the continent like dust, like spores whose separate identities would remain unknown, and whose totality showed more sadness than anyone could ever begin to comprehend; a weight borne in silence by hundreds of thousands, millions, like the woman in black for a husband and two brothers, each grief a particular, intricate, keening love story that might have been otherwise. It seemed as though he had never thought about the war before, not about its cost. He had been so busy with the details of his work, of doing it well, and his widest view had been of war aims, of winning, of statistical deaths, statistical destruction, and of post-war reconstruction. For the first time he sensed the scale of the catastrophe in terms of feeling; all those unique and solitary deaths, all that consequent sorrow, unique and solitary too, which had no place in conferences, headlines, history, and which had quietly retired to houses, kitchens, unshared beds, and anguished memories. This came upon Bernard by a pine tree in the Languedoc in 1946 not as an observation he could share with June but as a deep apprehension, a recognition of a truth that dismayed him into silence and, later, a question: what possible good could come of a Europe covered in this dust, these spores, when forgetting would be inhuman and dangerous, and remembering a constant torture?

But now at last the sacred influence Of light appears, and rom the walls of Heav'n Shoots far into the bosom of dim Night A glimmering dawn; here Nature first begins her farthest verge, and Chaos to retire As from her outmost works a broken foe With tumult less and with less hostile din,

As we have seen, prayer, celebration of the religious offices, alms, consoling the afflicted, the cultivation of a little piece of ground, fraternity, frugality, hospitality, self-sacrifice, confidence, study, and work, filled up each day of his life. Filled up is exactly the phrase; and in fact, the Bishop's day was full to the brim with good thoughts, good words, and good actions. Yet it was not complete if cold or rainy weather prevented him from passing an hour or two in the evening, when the two women had retired, in his garden before going to sleep. It seemed as though it were a sort of rite with him, to prepare himself for sleep by meditating in the presence of the great spectacle of the starry firmament. Sometimes late at night, if the two women were awake, they would hear him slowly walking the paths. He was out there alone with himself, composed, tranquil, adoring, comparing the serenity of his heart with the serenity of the skies, moved in the darkness by the visible splendors of the constellations, and the invisible splendor of God, opening his soul to the thoughts that fall from the Unknown. In such moments, offering up his heart at the hour when the flowers of night emit their perfume, lit like a lamp in the center of the starry night, expanding his soul in ecstasy in the midst of creation’s universal radiance, perhaps he could not have told what was happening in his own mind; he felt something depart from him, and something descend upon him; mysterious exchanges of the depths of the soul with the depths of the universe. He contemplated the grandeur, and the presence of God; the eternity of the future, that strange mystery; the eternity of the past, a stranger mystery; all the infinities hidden deep in every direction; and, without trying to comprehend the incomprehensible, he saw it. He did not study God; he was dazzled by Him. He reflected upon the magnificent union of atoms, which give visible forms to Nature, revealing forces by recognizing them, creating individualities in unity, proportions in extension, the innumerable in the infinite, and through light producing beauty. These unions are forming and dissolving continually; from which come life and death. He would sit on a wooden bench leaning against a decrepit trellis and look at the stars through the irregular outlines of his fruit trees. This quarter of an acre of ground, so sparingly planted, so cluttered with shed and ruins, was dear to him and satisfied him. What more was needed by this old man, who divided the leisure hours of his life, where he had so little leisure, between gardening in the day time, and contemplation at night? Was this narrow enclosure, with the sky for a background not space enough for him to adore God in his most beautiful, most sublime works? Indeed, is that not everything? What more do you need? A little garden to walk in, and immensity to reflect on. At his feet something to cultivate and gather; above his head something to study and meditate on; a few flowers on earth and all the stars in the sky.

This side of heaven good marriages are good marriages because the people in those marriages are committed to doing daily the things that keep their marriages good. Things go wrong when couples think they have reached the point when they can retire from their marital work and chill out, lie back, and slide.

modernity needs to work hard to ensure that neither human individuals nor the human collective will try to retire from the race, despite all the tension and chaos it creates.

Commuter — one who spends his life ; In riding to and from his wife; A man who shaves and takes a train, And then rides back to shave again. — E. B. White

People gambled and golfed and planted gardens and traded stocks and had sex and bought new cars and practiced yoga and worked and prayed and redecorated their homes and got worked up over the news and fussed over their children and gossiped about their neighbors and pored over restaurant reviews and founded charitable organizations and supported political candidates and attended the U.S. Open and dined and travelled and distracted themselves with all kinds of gadgets and devices, flooding themselves incessantly with information and texts and communication and entertainment from every direction to try to make themselves forget it: where we were, what we were. But in a strong light there was no good spin you could put on it. It was rotten top to bottom. Putting your time in at the office; dutifully spawning your two point five; smiling politely at your retirement party; then chewing on your bedsheet and choking on your canned peaches at the nursing home. It was better never to have been born—never to have wanted anything, never to have hoped for anything. And all this mental thrashing and tossing

He taught that we are all greater than we know and that wisdom is the means to freedom. He taught that it is not essential to salvation to retire from the world, but only to renounce the self. He taught that work done with no selfish interest purifies the mind and that duties are opportunities afforded to man to sink his separate self and become one with the universal self.

Having now finished the work assigned me," Washington solemnly said, "I retire from the great theatre of Action....I here offer my Commission, and take leave of all the enjoyments of public life." The man who had known how to stay the course now showed that he also understood how to leave it. Horses were waiting at the door immediately after Washington read his statement. The crowd gathered at the doorway to wave him off. It was the greatest exit in American history.

In the same way it may be said that a man endowed with great mental gifts leads, apart from the individual life common to all, a second life, purely of the intellect. He devotes himself to the constant increase, rectification and extension, not of mere learning, but of real systematic knowledge and insight; and remains untouched by the fate that overtakes him personally, so long as it does not disturb him in his work. It is thus a life which raises a man and sets him above fate and its changes. Always thinking, learning, experimenting, practicing his knowledge, the man soon comes to look upon this second life as the chief mode of existence, and his merely personal life as something subordinate, serving only to advance ends higher than itself. An example of this independent, separate existence is furnished by Geothe. During the war in the Champagne, and amid all the bustle of the camp, he made observations for his theory of color; and as soon as the numberless calamities of that war allowed of his retiring for a short time to the fortress of Luxembourg, he took up the manuscript of his Farbenlehre. This is an example which we, the salt of the earth, should endeavor to follow, by never letting anything disturb us in the pursuit of our intellectual life, however much the storm of the world may invade and agitate our personal environment; always remembering that we are the songs, not of the bondwoman, but of the free.

You are nothing unless it comes from your heart. Passion, caring, really looking to create excellence. If you perform functions only and go to work only to do processes, then you are effectively retired. And it scares me—most people I see, by age twenty-eight are retired.

My recommendation is to keep up the good work. I’m changing your title to senior executive assistant, and giving you a three percent raise effective next payday. Congratulations.” Wow, three percent. I could move up that early retirement plan to age seventy-five now, instead of eighty. Lucky me. Thank you,” I said. “That’s very generous.” You’re quite welcome.” Ms. Saunders nodded and grabbed a gold-plated letter opener to begin attacking her stack of mail. I turned to leave. Didn’t want to outstay my welcome. Damn it!” she exclaimed, and I turned back around. She winced and nodded at the letter opener that she’d dropped to her desktop. “Damn thing slipped. I’m probably going to need stitches now. Can you be a dear and fetch the first-aid kit for me?” She held her left index finger and frowned at the steady flow of blood oozing out. A few small drops of red splashed onto the other letters spread out on the desk. I felt woozy. And suddenly dizzy. I blinked. When I opened my eyes, I was no longer standing by the door about to leave. I was crouched down next to Ms. Saunders’s imported black leather chair, grasping her wrist tightly…… and sucking noisily on her fingertip. I shrieked and let go of her, staggering backward. I grabbed at her desk to keep from falling, but I dropped on my butt, anyhow, taking most of the contents of the top of her desk with me. She held her injured finger far away from her and stared at me, wide-eyed, with a mixture of shock and disgust. I scrambled to my feet and wiped my mouth with the back of my hand. What in the holy hell just happened? I… I… uh… I’m so sorry,” I managed. “I don’t know what… I wouldn’t normally do something… I just…” Ms. Saunders pulled her hand close to her chest, perhaps to protect it from further abuse. Get out,” she said quietly. Yeah, I’ll get back to work. Again, I’m so, so sorry. Would you like me to bring you a cup of coffee?” No, not to your desk,” she said evenly, but her volume increased with every word. “Get out of here, you freak. I don’t care what you’ve heard, I’m not into women. You’re fired. Now get out of here before I call security.” But… my job review—” Get out!” she yelled.

Upon learning that Washington intended to reject the mantle of emperor, no less an authority than George III allegedly observed, “If he does that, he will be the greatest man in the world.” True to his word, on December 22, 1783, Washington surrendered his commission to the Congress, then meeting in Annapolis: “Having now finished the work assigned me,” he announced, “I now retire from the great theater of action.” In so doing, he became the supreme example of the leader who could be trusted with power because he was so ready to give it up.

When Congress approved the decision to retire the SR-71, the Smithsonian Institution requested that a Blackbird be delivered for eventual display in the Air and Space Museum in Washington and that we set a new transcontinental speed record delivering it from California to Dulles. I had the honor of piloting that final flight on March 6, 1990, for its final 2,300-mile flight between L.A. and D.C. I took off with my backseat navigator, Lt. Col. Joe Vida, at 4:30 in the morning from Palmdale, just outside L.A., and despite the early hour, a huge crowd cheered us off. We hit a tanker over the Pacific then turned and dashed east, accelerating to 2.6 Mach and about sixty thousand feet. Below stretched hundreds of miles of California coastline in the early morning light. In the east and above, the hint of a red sunrise and the bright twinkling lights from Venus, Mars, and Saturn. A moment later we were directly over central California, with the Blackbird’s continual sonic boom serving as an early wake-up call to the millions sleeping below on this special day. I pushed out to Mach 3.3.

The secret lies in the method of work; in taking advantage of as much time as possible for the activity; in not retiring for the day until at least two or three hours are dedicated to the task; in wisely constructing a dike in front of the intellectual dispersion and waste of time required by social activity; and finally, in avoiding as much as possible the malicious gossip of the café and other entertainment—which squanders our nervous energy (sometimes even causing disgust) and draws us away from our main task with childish conceits and futile pursuits.

When I came to myself again, I said — ‘When I get so that I can do that, I’ll be able to raise the dead, and then I won’t have to pilot a steamboat to make a living. I want to retire from this business. I want a slush-bucket and a brush; I’m only fit for a roustabout. I haven’t got brains enough to be a pilot; and if I had I wouldn’t have strength enough to carry them around, unless I went on crutches.’ ‘Now drop that! When I say I’ll learn {footnote [‘Teach’ is not in the river vocabulary.]} a man the river, I mean it. And you can depend on it, I’ll learn him or kill him.

But Rousseau — to what did he really want to return? Rousseau, this first modern man, idealist and rabble in one person — one who needed moral "dignity" to be able to stand his own sight, sick with unbridled vanity and unbridled self-contempt. This miscarriage, couched on the threshold of modern times, also wanted a "return to nature"; to ask this once more, to what did Rousseau want to return? I still hate Rousseau in the French Revolution: it is the world-historical expression of this duality of idealist and rabble. The bloody farce which became an aspect of the Revolution, its "immorality," is of little concern to me: what I hate is its Rousseauan morality — the so-called "truths" of the Revolution through which it still works and attracts everything shallow and mediocre. The doctrine of equality! There is no more poisonous poison anywhere: for it seems to be preached by justice itself, whereas it really is the termination of justice. "Equal to the equal, unequal to the unequal" — that would be the true slogan of justice; and also its corollary: "Never make equal what is unequal." That this doctrine of equality was surrounded by such gruesome and bloody events, that has given this "modern idea" par excellence a kind of glory and fiery aura so that the Revolution as a spectacle has seduced even the noblest spirits. In the end, that is no reason for respecting it any more. I see only one man who experienced it as it must be experienced, with nausea — Goethe. Goethe — not a German event, but a European one: a magnificent attempt to overcome the eighteenth century by a return to nature, by an ascent to the naturalness of the Renaissance — a kind of self-overcoming on the part of that century. He bore its strongest instincts within himself: the sensibility, the idolatry of nature, the anti-historic, the idealistic, the unreal and revolutionary (the latter being merely a form of the unreal). He sought help from history, natural science, antiquity, and also Spinoza, but, above all, from practical activity; he surrounded himself with limited horizons; he did not retire from life but put himself into the midst of it; he if was not fainthearted but took as much as possible upon himself, over himself, into himself. What he wanted was totality; he fought the mutual extraneousness of reason, senses, feeling, and will (preached with the most abhorrent scholasticism by Kant, the antipode of Goethe); he disciplined himself to wholeness, he created himself. In the middle of an age with an unreal outlook, Goethe was a convinced realist: he said Yes to everything that was related to him in this respect — and he had no greater experience than that ens realissimum [most real being] called Napoleon. Goethe conceived a human being who would be strong, highly educated, skillful in all bodily matters, self-controlled, reverent toward himself, and who might dare to afford the whole range and wealth of being natural, being strong enough for such freedom; the man of tolerance, not from weakness but from strength, because he knows how to use to his advantage even that from which the average nature would perish; the man for whom there is no longer anything that is forbidden — unless it be weakness, whether called vice or virtue. Such a spirit who has become free stands amid the cosmos with a joyous and trusting fatalism, in the faith that only the particular is loathesome, and that all is redeemed and affirmed in the whole — he does not negate anymore. Such a faith, however, is the highest of all possible faiths: I have baptized it with the name of Dionysus. 50 One might say that in a certain sense the nineteenth century also strove for all that which Goethe as a person had striven for: universality in understanding and in welcoming, letting everything come close to oneself, an audacious realism, a reverence for everything factual.

The current notion of retirement is unimaginative about what an individual might retire from. Mostly, the vision is that one stops working so as to be able to undertake outdoor leisure pursuits – tennis, gardening, sailing – and perhaps move to a place with a milder climate. But we can be more ambitious about both what we unshackle ourselves from and what we aspire to do instead: we could retire to connect more deeply with our own minds, to develop our creative potential, to keep a handle on anxiety or to explore who we could be if we stopped caring so much about what other people thought of us.

Many men who have retired from jobs, particularly men over sixty in our culture, often feel that aging allows them to break free of the patriarchy. With time on their hands, they are often compelled by extreme loneliness, alienation, a crisis of meaning, or other circumstances, to develop emotional selves. They are the elders who can speak to younger generations of men, debunking the patriarchal myth of work; those voices need to be heard. They are the voices that tell younger men, 'Don't wait until your life is near its end to find your feeling, to follow your heart. Don't wait until it's too late.

We convince ourselves that life will be better after we get married, have a baby, then another. Then we are frustrated that the kids aren't old enough and we'll be more content when they are. After that we're frustrated that we have teenagers to deal with. We will certainly be happy when they are out of that stage. We tell ourselves that our life will be complete when our spouse gets his or her act together, when we get a nicer car, are able to go on a nice vacation, when we retire. The truth is, there's no better time to be happy than right now. Your life will always be filled with challenges. It's best to admit this to yourself and decide to be happy anyway. One of my favorite quotes comes from Alfred D Souza. He said, "For a long time it had seemed to me that life was about to begin - real life. But there was always some obstacle in the way, something to be gotten through first, some unfinished business, time still to be served, a debt to be paid. Then life would begin. At last it dawned on me that these obstacles were my life." This perspective has helped me to see that there is no way to happiness. Happiness is the way. So, treasure every moment that you have. Stop waiting until you finish school, until you go back to school, until you lose ten pounds, until you gain ten pounds, until you have kids, until your kids leave the house, until you start work, until you retire, until you get married, until you get divorced, until Friday night, until Sunday morning, until you get a new car or home, until your car or home is paid off, until spring, until summer, until fall, until winter, until you are off welfare, until the first or fifteenth, until your song comes on, until you've had a drink, until you've sobered up, until you die, until you are born again to decide that there is no better time than right now to be happy.

Hence modernity needs to work hard to ensure that neither human individuals nor the human collective will try to retire from the race, despite all the tension and chaos it creates. For that purpose modernity upholds growth as a supreme value for whose sake we should make every sacrifice and risk every danger.

More and more, we take for granted that work must be destitute of pleasure. More and more, we assume that if we want to be pleased we must wait until evening, or the weekend, or vacation, or retirement. More and more, our farms and forests resemble our factories and offices, which in turn more and more resemble prisons—why else should we be so eager to escape them? We recognize defeated landscapes by the absence of pleasure from them. We are defeated at work because our work gives us no pleasure. We are defeated at home because we have no pleasant work there. We turn to the pleasure industries for relief from our defeat, and are again defeated, for the pleasure industries can thrive and grow only upon our dissatisfaction with them. Where is our comfort but in the free, uninvolved finally mysterious beauty and grace of this world that we did not make, that has no price? Where is our sanity but there? Where is our pleasure but in working and resting kindly in the presence of this world?

If the biochemists were able to demonstrate the physical workings of neuroses (phobias, or difficulties getting pleasure from life), if they could pinpoint the chemicals and impulses and interbrain conversations and information exchanges that constitute these feelings, would the psychoanalysts pack up their ids and egos and retire from the field? They have partially retired from the field. Depression, manic-depression, schizophrenia: All that stuff they always had trouble treating they now treat chemically. Take two Lithium and don’t call me in the morning because there’s nothing to say; it’s innate. Some cooperative efforts—the sort the brain makes—would be useful here.

FOOL, n. A person who pervades the domain of intellectual speculation and diffuses himself through the channels of moral activity. He is omnific, omniform, omnipercipient, omniscience, omnipotent. He it was who invented letters, printing, the railroad, the steamboat, the telegraph, the platitude and the circle of the sciences. He created patriotism and taught the nations war — founded theology, philosophy, law, medicine and Chicago. He established monarchical and republican government. He is from everlasting to everlasting — such as creation's dawn beheld he fooleth now. In the morning of time he sang upon primitive hills, and in the noonday of existence headed the procession of being. His grandmotherly hand was warmly tucked-in the set sun of civilization, and in the twilight he prepares Man's evening meal of milk-and-morality and turns down the covers of the universal grave. And after the rest of us shall have retired for the night of eternal oblivion he will sit up to write a history of human civilization.

Until Perry was five, the team of “Tex & Flo” continued to work the rodeo circuit. As a way of life, it wasn’t “any gallon of ice cream,” Perry once recalled: “Six of us riding in an old truck, sleeping in it, too, sometimes, living off mush and Hershey kisses and condensed milk. Hawks Brand condensed milk it was called, which is what weakened my kidneys—the sugar content—which is why I was always wetting the bed.” Yet it was not an unhappy existence, especially for a little boy proud of his parents, admiring of their showmanship and courage—a happier life, certainly, than what replaced it. For Tex and Flo, both forced by ailments to retire from their occupation, settled near Reno, Nevada.

Olympic athletes need to understand that the rules for life are different from the rules for sports,” she wrote. “Yes, striving to accomplish a single overarching goal every day means you have grit, determination and resilience. But the ability to pull yourself together mentally and physically in competition is different from the new challenges that await you. So after you retire, travel, write a poem, try to start your own business, stay out a little too late, devote time to something that doesn’t have a clear end goal.” In the wider world of work, finding a goal with high match quality in the first place is the greater challenge, and persistence for the sake of persistence can get in the way.

He taught that we are all greater than we know and that wisdom is the means to freedom. He taught that it is not essential to salvation to retire from the world, but only to renounce the self. He taught that work done with no selfish interest purifies his mind and that duties are opportunities afforded to man to sink his separate self and become one with the universal self.

Kids shouting and skidding in the playground with no idea what future Hells awaited them: boring jobs and ruinous mortgages and bad marriages and hair loss and hip replacements and lonely cups of coffee in an empty house and a colostomy bag at the hospital. Most people seemed satisfied with the thin decorative glaze and the artful stage lighting that, sometimes, made the bedrock atrocity of the human predicament look somewhat more mysterious or less abhorrent. People gambled and golfed and planted gardens and traded stocks and had sex and bought new cars and practiced yoga and worked and prayed and redecorated their homes and got worked up over the news and fussed over their children and gossiped about their neighbors and pored over restaurant reviews and founded charitable organizations and supported political candidates and attended the U.S. Open and dined and travelled and distracted themselves with all kinds of gadgets and devices, flooding themselves incessantly with information and texts and communication and entertainment from every direction to try to make themselves forget it: where we were, what we were. But in a strong light there was no good spin you could put on it. It was rotten top to bottom. Putting your time in at the office; dutifully spawning your two point five; smiling politely at your retirement party; then chewing on your bedsheet and choking on your canned peaches at the nursing home. It was better never to have been born—never to have wanted anything, never to have hoped for anything.

He had paid for his sins—in all the ways that matter. He was saved, as so many men are, by a good woman. But some lives are harder than others, and some sins haunt us, no matter how much we pay for them or how far we sail from them. Maybe this happened to the man and maybe not. Maybe retirement doesn’t suit the industrious. Perhaps there is no solace in rest for a hard-working man.

In fact, we know exactly what Washington’s policies twenty years from now will be.​ They will certainly have nothing to do with “politics.”​ They will be implementations of the ideas now taught at Harvard, Yale and Berkeley.​ There is a little lag as the memes work their way through the system, as older and wiser civil servants retire and younger, more fanatical ones take their place.​

His master came back from his talk with the white men, walking slowly towards the stockade in the street. Everybody was rejoiced to see him return, for while he was away every man had been afraid not only of him being killed, but also of what would come after. Jim went into one of the houses, where old Doramin had retired, and remained alone for a long time with the head of the Bugis settlers.

If the adoption of ploughing increased a village's population from a hundred to 110, which ten people would have volunteered to starve so that the others could go back to the good old time? There was no going back. The trap snapped shut. The pursuit of an easier life resulted in much hardship, and not for the last time. It happens to us today. How many young college graduates have take demanding jobs in high-powered firms, vowing that they will work hard to earn money that will enable them to retire and pursue their real interests when they are thirty-five? But by the time they reach that age, they have large mortgages, children to school, houses in the suburbs that necessitate at least two cars per family, and a sense that life is not worth living without really good wine and expensive holidays abroad.

The earlier you start making small changes, the more powerfully the Compound Effect works in your favor. Suppose your friend listened to Dave Ramsey’s advice and began putting $250 a month into an IRA when she got her first job after graduating from college at age twenty-three. You, on the other hand, don’t start saving until you’re forty. (Or maybe you started saving a little earlier but cleaned out your retirement account because you didn’t notice any great gains.) By the time your friend is forty, she never has to invest another dollar and will have more than a $1 million by the age of sixty-seven, growing at 8 percent interest compounded monthly. You continue to invest $250 every month until you reach sixty-seven, the normal retirement age for Social Security for those born after 1960. (That means you’re saving for twenty-seven years in contrast to her seventeen years.) When you’re ready to retire, you’ll have less than $300,000 and will have invested $27,000 more than your friend. Even though you saved for many more years and invested much more cash, you still ended up with less than a third of the money you could have had. That’s what happens when we procrastinate and neglect necessary behaviors, habits, and disciplines. Don’t wait another day to start the small disciplines that will lead you in the direction of your goals!

The boy, Max Rüst, will later on become a tinker, father of seven more Rüsts, he will go to work for the firm of Hallis & Co., Plumbing and Roofing, in Grünau. At the age of 52 he will win a quarter of a prize in the Prussian Class Lottery, then he will retire from business and die during an adjustment suit which he has started against the firm of Hallis & Co., at the age of 55. His obituary will read as follows: On September, suddenly, from heart-disease, my beloved husband, our dear father, son, brother, brother-in-law, and uncle, Paul Rüst, in his 55th year. This announcement is made with deep grief on behalf of his sorrowing family by Marie Rüst. The notice of thanks after the funeral will read as follows: Acknowledgment. Being unable to acknowledge individually all tokens of sympathy in our bereavement, we hereby express our profound gratitude to all relatives, friends, as well as to the tenants of No. 4 Kleiststrasse and to all our acquaintances. Especially do we thank Herr Deinen for his kind words of sympathy. At present his Max Rüst is 14 years old, has just finished public school, is supposed to call by on his way there at the clinic for the defective in speech, the hard of hearing, the weak-visioned, the weak-minded, the in-corrigible, he has been there at frequent intervals, because he stutters, but he is getting better now.

Nookie.” I giggle because the word itself is funny but hearing her say it makes it even more so. “I’m going to give you some advice because you’re still a new wife—and because my son can be a little shit at times. I know; I’m his mum.” She looks around as though she’s about to reveal top-secret information. “Nookie equals power and there’s a reason he wants it from you all the time. It levels the playing field. Don’t like something he’s doing? Take the nookie away. Get the results you want. Need him to see things your way but he refuses? Withhold the nookie and he’ll make the fastest attitude adjustment you’ve ever seen. Want your husband to retire because he’s going to work himself into an early grave and miss his grandchildren growing up the way he missed his kids? Close the gates of nookie and get your husband home with you instead of burying him. That’s how you work it, darling. You use the power of the nookie to get the results you want.

Dear friend whoever you are take this kiss, I give it especially to you, do not forget me, I feel like one who has done work for the day to retire awhile, I receive now again of my many translations, from my avataras ascending, while others doubtless await me, An unknown sphere more real than I dream’d, more direct, darts awakening rays about me, So long! Remember my words, I may again return, I love you, I depart from materials, I am as one disembodied, triumphant, dead.

To track your money, write down or digitally capture every dollar you spend for one month. Include everything, from your $1,800 mortgage payment to the $4 coffee you grabbed on your way into work. Here, savings counts as an expense, so remember to include any money you put into a savings or retirement account (unless it was taken out of your paycheck—don’t include that). Record each expense regardless of whether you pay by cash, check, debit or credit card, automatic payment, or online transfer.

My favorite lecturer was Alan Bean, who flew on Apollo 12 and is one of the twelve guys who walked on the moon. After retiring from NASA, he became a painter. Alan's lecture was called "The Art of Space Exploration." He talked about the mistakes he'd made and how he learned to fix them. One lesson that took him a while to learn was that at a place like NASA you can only have an effect on certain things. You can't control who likes you. You can't control who gets assigned to flights or what NASA's budget is going to be next year. If you get caught up worrying about things you can't control, you'll drive yourself nuts. It's better to focus on the things right in front of you. Identify the places where you can have a positive impact. Concentrate there and let the rest take care of itself. The last thing Alan said to us was 'What most people want in life is to do something great. That doesn't happen often. Don't take it for granted. Don't be blasé about it. And don't blow it. A lot of times, believe it or not, people blow it.

The need for social interaction ... is very much a part of why women shop. All our interviewees commented at some point that social interaction was part of the shopping experience. Many people now live alone in 'dormitory' suburbs, are often working from home or in isolated jobs, may be home with young children or part of the aging population of retiring baby boomers. All these groups need social connection, and shopping strips and malls provide many opportunities for reliable, safe and interesting social connections.

the welfare states of western Europe were not politically divisive. They were socially re-distributive in general intent (some more than others) but not at all revolutionary—they did not ‘soak the rich’. On the contrary: although the greatest immediate advantage was felt by the poor, the real long-term beneficiaries were the professional and commercial middle class. In many cases they had not previously been eligible for work-related health, unemployment or retirement benefits and had been obliged, before the war, to purchase such services and benefits from the private sector. Now they had full access to them, either free or at low cost. Taken with the state provision of free or subsidized secondary and higher education for their children, this left the salaried professional and white-collar classes with both a better quality of life and more disposable income. Far from dividing the social classes against each other, the European welfare state bound them closer together than ever before, with a common interest in its preservation and defense.

Upon learning that Washington intended to reject the mantle of emperor, no less an authority than George III allegedly observed, “If he does that, he will be the greatest man in the world.” True to his word, on December 22, 1783, Washington surrendered his commission to the Congress, then meeting in Annapolis: “Having now finished the work assigned me,” he announced, “I now retire from the great theater of action.” In so doing, he became the supreme example of the leader who could be trusted with power because he was so ready to give it up.20

Barbara and I had arrived early, so I got to admire everyone’s entrance. We were seated at tables around a dance floor that had been set up on the lawn behind the house. Barbara and I shared a table with Deborah Kerr and her husband. Deborah, a lovely English redhead, had been brought to Hollywood to play opposite Clark Gable in The Hucksters. Louis B. Mayer needed a cool, refined beauty to replace the enormously popular redhead, Greer Garson, who had married a wealthy oil magnate and retired from the screen in the mid-fifties. Deborah, like her predecessor, had an ultra-ladylike air about her that was misleading. In fact, she was quick, sharp, and very funny. She and Barbara got along like old school chums. Jimmy Stewart was also there with his wife. It was the first time I’d seen him since we’d worked for Hitchcock. It was a treat talking to him, and I felt closer to him than I ever did on the set of Rope. He was so genuinely happy for my success in Strangers on a Train that I was quite moved. Clark Gable arrived late, and it was a star entrance to remember. He stopped for a moment at the top of the steps that led down to the garden. He was alone, tanned, and wearing a white suit. He radiated charisma. He really was the King. The party was elegant. Hot Polynesian hors d’oeuvres were passed around during drinks. Dinner was very French, with consommé madrilène as a first course followed by cold poached salmon and asparagus hollandaise. During dessert, a lemon soufflé, and coffee, the cocktail pianist by the pool, who had been playing through dinner, was discreetly augmented by a rhythm section, and they became a small combo for dancing. The dance floor was set up on the lawn near an open bar, and the whole garden glowed with colored paper lanterns. Later in the evening, I managed a subdued jitterbug with Deborah Kerr, who was much livelier than her cool on-screen image. She had not yet done From Here to Eternity, in which she and Burt Lancaster steamed up the screen with their love scene in the surf. I was, of course, extremely impressed to be there with Hollywood royalty that evening, but as far as parties go, I realized that I had a lot more fun at Gene Kelly’s open houses.

Good writing doesn’t come naturally, though most people seem to think it does. Professional writers are constantly bearded by people who say they’d like to “try a little writing sometime”—meaning when they retire from their real profession, like insurance or real estate, which is hard. Or they say, “I could write a book about that.” I doubt it. Writing is hard work. A clear sentence is no accident. Very few sentences come out right the first time, or even the third time. Remember this in moments of despair. If you find that writing is hard, it’s because it is hard.

The average household income in America is right around $50,000 per year, according to the Census Bureau. Joe and Suzy Average would invest $7,500 (15 percent) per year or $625 per month. If you make $50,000 per year and have no payments except the house mortgage and live on a budget, can you invest $625 per month? Follow me here. If Joe and Suzy invest $625 per month with no match into Roth IRAs from age thirty to age seventy, they will have $7,588,545 tax-FREE! That is almost $8 million. What if I’m half-wrong? What if you end up with only $4 million? What if I’m six times wrong? Sure beats the 97 out of 100 sixty-five-year-olds who can’t write a check for $600! I would submit to you that Joe and Suzy are well below average. Why? In our example they started at the average household income in America, and in forty years of work never got a raise. They saved 15 percent of income and never increased it by one dollar. There is no excuse to retire without financial dignity in the United States today. Most of you will have well over $2 million pass through your hands in your working lifetime, so do something about catching some of that money. Gayle asked me one day if it was too late for her to start saving. Gayle wasn’t twenty-seven like Joe and Suzy. She was fifty-seven years old, but with her attitude you would have thought this lady was 107. Harold Fisher had a much better outlook at age one hundred than Gayle did at age fifty-seven. Life had dealt her some blows and had knocked most of the hope out of her. A Total Money Makeover is not a magic show. You start where you are, and you do the steps. These steps work if you are twenty-seven or fifty-seven, and they don’t change. Gayle might be starting the retirement investing step at sixty that Joe and Suzy start at thirty years old. Gayle was unwise to enter her sixties without an emergency fund and with credit-card debt and a car payment. She, like all of us, couldn’t save when she has debt and no umbrella for when it rains. Would it have been better for Gayle to start when she was twenty-seven or even forty-seven? Obviously. But once she was done with the pity party, she still needed to start with Baby Step One and follow The Total Money Makeover step-by-step to put herself in the best position possible.

That’s the thing. The people you’re controlling don’t have a voice in how you control them. As long as everyone’s on the same page, things may be great, but when there’s a question, you win. Right?” “There has to be a way to come to a final decision.” “No, there doesn’t. Every time someone starts talking about final anythings in politics, that means the atrocities are warming up. Humanity has done amazing things by just muddling through, arguing and complaining and fighting and negotiating. It’s messy and undignified, but it’s when we’re at our best, because everyone gets to have a voice in it. Even if everyone else is trying to shout it down. Whenever there’s just one voice that matters, something terrible comes out of it.” “And yet, I understand from Ms. Fisk that the Transport Union was condemning whole colonies that didn’t follow its rule.” “Right?” Holden said. “And so I disobeyed that order and I quit working for them. I was all set to go retire in Sol system. Can you do that?” “Can I do what?” “If you are given an immoral order, can you resign and walk away? Because everything I’ve seen about how you’re running this place tells me that isn’t an option for you.” Singh crossed his arms. He had the sense that the interrogation was getting away from him. “The high consul is a very wise, very thoughtful man,” he said. “I have perfect faith that—” “No. Stop. ‘Perfect faith’ really tells me everything I need to know,” Holden said. “You think this is a gentle, bloodless conquest, don’t you?” “It is, to the degree that you allow it to be.” “I was there for the war Duarte started to cover his tracks. I was there for the starving years afterward. Your empire’s hands look a lot cleaner when you get to dictate where history begins and what parts of it don’t count.

If we sold insurance or financial products: * Most families need insurance. * Most insurance is too expensive. * Most people don’t have extra money to invest. * Most people want their money to work hard for them. * Most people hate risky investments. * Most people would love to have their savings pay for their insurance. * Most families don’t have time to become investment experts. * Most company retirement plans aren’t enough. * Most people want a financial counselor to help them with their finances. * Most people need insurance, but can’t afford it. * Most people want to protect themselves from emergencies.

One civilian only was admitted into our society. He was about thirty- five years of age, and therefore we looked upon him as an old fellow. His experience gave him great advantage over us, and his habitual taciturnity, stern disposition, and caustic tongue produced a deep impression upon our young minds. Some mystery surrounded his existence; he had the appearance of a Russian, although his name was a foreign one. He had formerly served in the Hussars, and with distinction. Nobody knew the cause that had induced him to retire from the service and settle in a wretched little village, where he lived poorly and, at the same time, extravagantly.

Cannery Row in Monterey in California is a poem, a stink, a grating noise, a quality of light, a tone, a habit, a nostalgia, a dream. Cannery Row is the gathered and scattered, tin and iron and rust and splintered wood, chipped pavement and weedy lots and junk heaps, sardine canneries of corrugated iron, honky-tonks, restaurants and whore-houses, and little crowded groceries, and laboratories and flop-houses. Its inhabitants are, as the man once said, "whores, pimps, gamblers, and sons of bitches," by which he meant Everybody. Had the man looked through another peep-hole he might have said: "Saints and angels and martyrs and holy men," and he would have meant the same thing. In the morning when the sardine fleet has made a catch, the purse-seiners waddle heavily into the bay blowing their whistles. The deep-laden boats pull in against the coast where the canneries dip their tails into the bay. The figure is advisedly chosen, for if the canneries dipped their mouths into the bay the canned sardines which emerge from the other end would be metaphorically, at least, even more horrifying. Then cannery whistles scream and all over the town men and women scramble into their clothes and come running down to the Row to go to work. Then shining cars bring the upper classes down: superintendents, accountants, owners who disappear into offices. Then from the town pour Wops and Chinamen and Polaks, men and women in trousers and rubber coats and oilcloth aprons. They come running to clean and cut and pack and cook and can the fish. The whole street rumbles and groans and screams and rattles while the silver rivers of fish pour in out of the boats and the boats rise higher and higher in the water until they are empty. The canneries rumble and rattle and squeak until the last fish is cleaned and cut and cooked and canned and then the whistles scream again and the dripping, smelly, tired Wops and Chinamen and Polaks, men and women, straggle out and droop their ways up the hill into the town and Cannery Row becomes itself again-quiet and magical. Its normal life returns. The bums who retired in disgust under the black cypress-tree come out to sit on the rusty pipes in the vacant lot. The girls from Dora's emerge for a bit of sun if there is any. Doc strolls from the Western Biological Laboratory and crosses the street to Lee Chong's grocery for two quarts of beer. Henri the painter noses like an Airedale through the junk in the grass-grown lot for some pan or piece of wood or metal he needs for the boat he is building. Then the darkness edges in and the street light comes on in front of Dora's-- the lamp which makes perpetual moonlight in Cannery Row. Callers arrive at Western Biological to see Doc, and he crosses the street to Lee Chong's for five quarts of beer. How can the poem and the stink and the grating noise-- the quality of light, the tone, the habit and the dream-- be set down alive? When you collect marine animals there are certain flat worms so delicate that they are almost impossible to capture whole, for they break and tatter under the touch. You must let them ooze and crawl of their own will on to a knife blade and then lift them gently into your bottle of sea water. And perhaps that might be the way to write this book-- to open the page and to let the stories crawl in by themselves.

The time we spend in retirement has grown substantially, but the amount of work we do to fund it has not. The average person born before 1945 could expect to enjoy only about eight years of retirement before being permanently eliminated from the living, but someone born in 1971 can expect more like twenty years of retirement, and someone born in 1998 can, on current trends, expect perhaps thirty-five years—but all funded in each case by roughly forty years of labor. Most nations haven’t begun to face up to the long-term costs of all these unwell, unproductive people who just go on and on. We have, in short, a lot of problems ahead of us all, both personally and societally.

Mr Corcoran, whom by chance I was observing, smiled preliminarily but when about to speak, his smile was transfixed on his features and his entire body assumed a stiff attitude. Suddenly he sneezed, spattering his clothing with a mucous discharge from his nostrils. As my uncle hurried to his assistance, I felt that my gorge was about to rise. I retched slightly, making a noise with my throat similar to that utilized by persons in the article of death. My uncle's back was towards me as he bent in ministration. … I clutched my belongings and retired quickly as they worked together with their pocket-cloths. I went to my room and lay prostrate on my bed, endeavouring to recover my composure.

I don’t know,” she said, and I could hear her sigh. “Because they hate us, I guess. But also? Can we just, like, call it at some point? We’re sticking shit up our twats and the guys are taking boner pills—I mean, could we take it all as a sign to just, like, give it a rest? Could we just not? I just saw an ad for men who want to last longer. Who wants a guy to last longer? Finish up is my feeling. My library book’s not going to read itself!” “We could send our vaginas out to one of those retired police-horse farms,” I said, and she laughed. ‘Those poor old girls worked hard!’ people will say. ‘They deserve this.’” “Fuck,” she said. “What?” “I’ve got to pick my dad up from Elder Zumba. Kill me.

I propose that in our day this alternation of the market place and mountain requires the capacity for the constructive use of solitude. It requires that we be able to retire from a world that is “too much with us,” that we be able to be quiet, that we let the solitude work for us and in us. It is a characteristic of our time that many people are afraid of solitude: to be alone is a sign one is a social failure, for no one would be alone if he or she could help it. It often occurs to me that people living in our modern, hectic civilization, amid the constant din of radio and TV, subjecting themselves to every kind of stimulation whether of the passive sort of TV or the more active sort of conversation, work, and activity, that people with such constant preoccupations find it exceedingly difficult to let insights from unconscious depths break through. Of course, when an individual is afraid of the irrational—that is, of the unconscious dimensions of experience—he tries to keep busiest, tries to keep most “noise” going on about him. The avoidance of the anxiety of solitude by constant agitated diversion is what Kierkegaard, in a nice simile, likened to the settlers in the early days of America who used to beat on pots and pans at night to make enough din to keep the wolves away. Obviously if we are to experience insights from our unconscious, we need to be able to give ourselves to solitude.

him.” “Do you have anyone else you’re tight with?” asked Julie. “Used to. Not anymore.” “Because they’re not around anymore?” asked Julie. “Something like that.” “Robie really respects you. I can tell.” “I would imagine there aren’t many who he does respect,” replied Reel. “I bet you’re the same.” “We trained together, Robie and me,” said Reel. “He was the best, Julie. I always thought I was, but I have to admit, he’s better.” “Why?” “The intangibles. On the big stuff we’re equal. Even he would agree with that. It’s the small stuff, though, where I fall behind. Sometimes I let my emotions get the better of me.” “That only means you’re human. I wish Robie would let that happen to him more often. He keeps it all inside.” “Which is exactly what we’re trained to do,” Reel pointed out. “A job isn’t everything, is it? It’s not your whole life.” “Some jobs are. Our jobs are; at least mine used to be.” “And now?” asked Julie. Reel glanced at her as she steered the car through the wet streets and over a bridge into D.C. “Maybe I’m starting a transition phase.” “Into another job, or retiring?” “Retiring? How old do you think I am?” Reel chuckled, but Julie’s expression remained serious. “Robie told me you don’t retire from the sort of work you two do.” Reel glanced at her again. “He did?” Julie nodded. “Well, then it must be true. I’ve never known Will Robie to bullshit.” Julie put a hand on Reel’s arm. “But you can make

Through a series of connections, it was arranged for us to pick up boxes of documents detailing George Bush, Sr.’s Watchtower cocaine and heroin routes. Retired Brigadier General Russell Bowen was once an integral part of this operation. He worked directly under Bush until he turned whistleblower through his 1991 book The Immaculate Deception, The Bush Crime Family Exposed4. It was widely known that the Mexican and Caribbean drug ops I had worked under MK Ultra mind control tied directly in with Watchtower. These documents and evidences could prove invaluable to us since General Bowen was leaving the country in disgust and frustration with the lack of justice. Bush, Sr. had locked him up in a Federal Prison until he agreed to leave the country.

On the collective level, the race manifests itself in ceaseless upheavals. Whereas social and political systems previously endured for centuries, today every generation destroys the old world and builds a new one in its place. As the Communist Manifesto brilliantly put it, the modern world positively requires uncertainty and disturbance. All fixed relations and ancient prejudices are swept away, and new structures become antiquated before they can ossify. All that is solid melts into air. It isn’t easy to live in such a chaotic world, and it is even harder to govern it. Hence modernity needs to work hard to ensure that neither human individuals nor the human collective will try to retire from the race, despite all the tension and chaos it creates.

Though all the brilliant intellects of the ages were to concentrate upon this one theme, never could they adequately express their wonder at this dense darkness of the human mind. Men do not suffer anyone to seize their estates, and they rush to stones and arms if there is even the slightest dispute about the limit of their lands, yet they allow others to trespass upon their life—nay, they themselves even lead in those who will eventually possess it. No one is to be found who is willing to distribute his money, yet among how many does each one of us distribute his life! In guarding their fortune men are often closefisted, yet, when it comes to the matter of wasting time, in the case of the one thing in which it is right to be miserly, they show themselves most prodigal. And so I should like to lay hold upon someone from the company of older men and say: "I see that you have reached the farthest limit of human life, you are pressing hard upon your hundredth year, or are even beyond it; come now, recall your life and make a reckoning. Consider how much of your time was taken up with a moneylender, how much with a mistress, how much with a patron, how much with a client, how much in wrangling with your wife, how much in punishing your slaves, how much in rushing about the city on social duties. Add the diseases which we have caused by our own acts, add, too, the time that has lain idle and unused; you will see that you have fewer years to your credit than you count. Look back in memory and consider when you ever had a fixed plan, how few days have passed as you had intended, when you were ever at your own disposal, when your face ever wore its natural expression, when your mind was ever unperturbed, what work you have achieved in so long a life, how many have robbed you of life when you were not aware of what you were losing, how much was taken up in useless sorrow, in foolish joy, in greedy desire, in the allurements of society, how little of yourself was left to you; you will perceive that you are dying before your season!"7 What, then, is the reason of this? You live as if you were destined to live forever, no thought of your frailty ever enters your head, of how much time has already gone by you take no heed. You squander time as if you drew from a full and abundant supply, though all the while that day which you bestow on some person or thing is perhaps your last. You have all the fears of mortals and all the desires of immortals. You will hear many men saying: "After my fiftieth year I shall retire into leisure, my sixtieth year shall release me from public duties." And what guarantee, pray, have you that your life will last longer? Who will suffer your course to be just as you plan it? Are you not ashamed to reserve for yourself only the remnant of life, and to set apart for wisdom only that time which cannot be devoted to any business? How late it is to begin to live just when we must cease to live! What foolish forgetfulness of mortality to postpone wholesome plans to the fiftieth and sixtieth year, and to intend to begin life at a point to which few have attained!

1: Everyone Knows It was in the summer of 1998 that my neighbor Coleman Silk—who, before retiring two years earlier, had been a classics professor at nearby Athena College for some twenty-odd years as well as serving for sixteen more as the dean of faculty—confided to me that, at the age of seventy-one, he was having an affair with a thirty-four-year-old cleaning woman who worked down at the college. Twice a week she also cleaned the rural post office, a small gray clapboard shack that looked as if it might have sheltered an Okie family from the winds of the Dust Bowl back in the 1930s and that, sitting alone and forlorn across from the gas station and the general store, flies its American flag at the junction of the two roads that mark the commercial center of this mountainside town.

Dr. Proudie was, therefore, quite prepared to take a conspicuous part in all theological affairs appertaining to these realms; and having such views, by no means intended to bury himself at Barchester as his predecessor had done. No! London should still be his ground: a comfortable mansion in a provincial city might be well enough for the dead months of the year. Indeed, Dr. Proudie had always felt it necessary to his position to retire from London when other great and fashionable people did so; but London should still be his fixed residence, and it was in London that he resolved to exercise that hospitality so peculiarly recommended to all bishops by St. Paul. How otherwise could he keep himself before the world? How else give to the government, in matters theological, the full benefit of his weight and talents?

My stump speech became less a series of positions and more a chronicle of these disparate voices, a chorus of Americans from every corner of the state. “Here’s the thing,” I would say. “Most people, wherever they’re from, whatever they look like, are looking for the same thing. They’re not trying to get filthy rich. They don’t expect someone else to do what they can do for themselves. “But they do expect that if they’re willing to work, they should be able to find a job that supports a family. They expect that they shouldn’t go bankrupt just because they get sick. They expect that their kids should be able to get a good education, one that prepares them for this new economy, and they should be able to afford college if they’ve put in the effort. They want to be safe, from criminals or terrorists. And they figure that after a lifetime of work, they should be able to retire with dignity and respect. “That’s about it. It’s not a lot. And although they don’t expect government to solve all their problems, they do know, deep in their bones, that with just a slight change in priorities government could help.” The room would be quiet, and I’d take a few questions. When a meeting was over, people lined up to shake my hand, pick up some campaign literature, or talk to Jeremiah, Anita, or a local campaign volunteer about how they could get involved. And I’d drive on to the next town, knowing that the story I was telling was true; convinced that this campaign was no longer about me and that I had become a mere conduit through which people might recognize the value of their own stories, their own worth, and share them with one another. —

Don't you think Rycca would like to hear about Hadding, the warrior Odin rescued from his enemies? Indeed, so would I for as I recall, the last time I asked about him, you told the story in great haste without the scantiest details." There was a gleam in her eyes that Rycca had come to understand meant she was up to something, but she had no idea what might lurk behind so seemingly innocent a suggestion. Dragon grinned and looked at his brother, who leaned back in his chair and laughed. When Rycca appeared puzzled, Cymbra said, "I confess, when I noticed how attentive you are to Dragon's stories I was reminded of myself. At Wolf's and my wedding feast, I persuaded Dragon to tell a great many tales. He was the soul of patience." "He was?" Wolf interjected. "I was the one with the patience. My dear brother knew perfectly well I was sitting there contemplating various possibilities for doing away with him and he enjoyed every moment of it." "Now how could I have known that, brother?" Dragon challenged. "Just because the wine goblet you were holding was twisted into a very odd shape?" "It was that or your neck, brother," Wolf replied pleasantly. He looked at Rycca reassuringly. "Don't worry, if I hadn't already forgiven him, that sword he gave me would force me to." "It is a magnificent blade," Dragon agreed. "They both are. Every smithy in Christendom is trying to work out what the Moors are doing but..." "It's got something to do with the temperature of the steel," Wolf said. "And with the folding. They fold more than we do, possibly hundreds of times." "Hundreds,really? Then the temperature has to be very high or they couldn't pound that thin. I wonder how much carbon they're adding-" Cymbra sighed. To Rycca, she said, "We might as well retire.They can talk about this for hours." Wolf heard her and laughed. He draped an arm over her chair, pulling her closer. Into her ear, he said something that made the redoubtable Cymbra blush. She cleared her throat. "Oh, well, in that case, you might as well retire, too." Standing up quickly, she took her husband's rugged hand in her much smaller and fairer one. "Good night, Rycca, good night, Dragon. Sleep well." This last was said over her shoulder as she tugged Wolf from the hall. Her obvious intent startled Rycca, who even now could not think herself as being so bold, but it made both the Hakonson brothers laugh. "As you may gather," Dragon said in the aftermath of the couple's departure, "my brother and his wife are happily wed.

Nonconformity is an affront to those in the mainstream. Our impulse is to dismiss this lifestyle, create reasons why it can’t work, why it doesn’t even warrant consideration. Why not? Living outdoors is cheap and can be afforded by a half year of marginal employment. They can’t buy things that most of us have, but what they lose in possessions, they gain in freedom. In Somerset Maugham’s The Razor’s Edge, lead character Larry returns from the First World War and declares that he would like to “loaf.”23 The term “loafing” inadequately describes the life he would spend traveling, studying, searching for meaning, and even laboring. Larry meets with the disapproval of peers and would-be mentors: “Common sense assured…that if you wanted to get on in this world, you must accept its conventions, and not to do what everybody else did clearly pointed to instability.” Larry had an inheritance that enabled him to live modestly and pursue his dreams. Larry’s acquaintances didn’t fear the consequences of his failure; they feared his failure to conform. I’m no maverick. Upon leaving college I dove into the workforce, eager to have my own stuff and a job to pay for it. Parents approved, bosses gave raises, and my friends could relate. The approval, the comforts, the commitments wound themselves around me like invisible threads. When my life stayed the course, I wouldn’t even feel them binding. Then I would waiver enough to sense the growing entrapment, the taming of my life in which I had been complicit. Working a nine-to-five job took more energy than I had expected, leaving less time to pursue diverse interests. I grew to detest the statement “I am a…” with the sentence completed by an occupational title. Self-help books emphasize “defining priorities” and “staying focused,” euphemisms for specialization and stifling spontaneity. Our vision becomes so narrow that risk is trying a new brand of cereal, and adventure is watching a new sitcom. Over time I have elevated my opinion of nonconformity nearly to the level of an obligation. We should have a bias toward doing activities that we don’t normally do to keep loose the moorings of society. Hiking the AT is “pointless.” What life is not “pointless”? Is it not pointless to work paycheck to paycheck just to conform? Hiking the AT before joining the workforce was an opportunity not taken. Doing it in retirement would be sensible; doing it at this time in my life is abnormal, and therein lay the appeal. I want to make my life less ordinary.

What I didn’t want: a low-octane life of draining jobs, counting the days till I’d have time to mow the lawn again, counting the weeks till I could afford some plastic, beach-chair vacation, counting the years till retirement when I’d be too old to enjoy it. I was from a place built off those blueprints, where sprinklers went off in the morning and whole neighborhoods became ghost towns during work hours. I’d look out at all those empty houses, the exhausted adults returning home, the whole sorry bunch living at low throttle, and it seemed like death. I wanted to see the stars over Kilimanjaro, the sunrise after sleeping at the base of a killer range, to breathe powder. You can stand on the peak of the world, knowing you’re about to drop into the mouth of a canyon sculpted by wind, and if you die, at least you die by your own rules. That’s why I gave my life to extreme sports.

But what about the spot brokers themselves? A few drifted to banks where they became traders or, more commonly, salesmen. Some simply retired or found work outside finance. Anecdotally, a number of them became London black-cab drivers. In around 2003 I met one who had done just that. I struck up a conversation with him as he took me home from the office; his name was Mickey. ‘I used to be a spot broker,’ he told me after he found out where I worked, ‘it was great.’ We reminisced for a while about the way the FX market had been, then, as we approached my street, he said, a little sadly, ‘But it had to end, we couldn’t beat the computers – they ate us all alive.’ We arrived outside my house where I got out and paid him. As he began to drive off, he slowed down and shouted back at me, ‘They ate us alive – and they’ll do it to everyone!’ With that, he turned the corner and drove out of sight.

Here’s a crash course in the economy,” said Hunter. “Americans get up each morning and go to factories and farms and fire stations and work their whole lives, creating actual products you can hold in your hands. Or some service that benefits. I mean, what the fuck’s that about?” “Work isn’t good?” “It’s the damn workers who crashed the economy.” “I thought it was you,” said Serge. “Don’t be a comedian.” Hunter started counting off on his fingers. “They lost their retirement accounts, their mortgages, their homes, even their jobs. Can’t these assholes do anything right?” “You on the other hand?” “We ended up with all the cash. And then the people turned to the government and went, ‘Holy shit! What happened to all our goddamn money? Do something!’ So the government takes even more money from the workers and—this part is absolutely priceless—they give it all to us again! Now you tell me who’s the success story.” “But what’s so hard about accepting free money?” “That’s exactly what I was thinking when half the country screamed, ‘I’ll kick your fucking ass if you give me health care!’ ” “Sounds too good for words,” said Serge. “It’s good enough for one word,” said Hunter. “Socialism.” Serge pounded the bar with his fist. “Fuck socialism.” “Don’t say that!” Hunter took a swig. “I love socialism.” “You do?” Hunter nodded hard. “Finest word in the English language. Just mention socialism, and everyone gets blinded by rage, takes their eyes off us and prints up T-shirts that insult the president.” Bleadoph raised his hands toward the ceiling in exultation. “Thank God he was elected!” “Forgive my ignorance,” said Serge, “but weren’t the bailouts socialism?” Hunter shook his head. “It’s only socialism if the money goes down, not up.” “A toast,” said Serge. “To socialism!” “To socialism!

Everything and Nothing* There was no one inside him; behind his face (which even in the bad paintings of the time resembles no other) and his words (which were multitudinous, and of a fantastical and agitated turn) there was no more than a slight chill, a dream someone had failed to dream. At first he thought that everyone was like him, but the surprise and bewilderment of an acquaintance to whom he began to describe that hollowness showed him his error, and also let him know, forever after, that an individual ought not to differ from its species. He thought at one point that books might hold some remedy for his condition, and so he learned the "little Latin and less Greek" that a contemporary would later mention. Then he reflected that what he was looking for might be found in the performance of an elemental ritual of humanity, and so he allowed himself to be initiated by Anne Hathaway one long evening in June. At twenty-something he went off to London. Instinctively, he had already trained himself to the habit of feigning that he was somebody, so that his "nobodiness" might not be discovered. In London he found the calling he had been predestined to; he became an actor, that person who stands upon a stage and plays at being another person, for an audience of people who play at taking him for that person. The work of a thespian held out a remarkable happiness to him—the first, perhaps, he had ever known; but when the last line was delivered and the last dead man applauded off the stage, the hated taste of unreality would assail him. He would cease being Ferrex or Tamerlane and return to being nobody. Haunted, hounded, he began imagining other heroes, other tragic fables. Thus while his body, in whorehouses and taverns around London, lived its life as body, the soul that lived inside it would be Cassar, who ignores the admonition of the sibyl, and Juliet, who hates the lark, and Macbeth, who speaks on the moor with the witches who are also the Fates, the Three Weird Sisters. No one was as many men as that man—that man whose repertoire, like that of the Egyptian Proteus, was all the appearances of being. From time to time he would leave a confession in one corner or another of the work, certain that it would not be deciphered; Richard says that inside himself, he plays the part of many, and Iago says, with curious words, I am not what I am. The fundamental identity of living, dreaming, and performing inspired him to famous passages. For twenty years he inhabited that guided and directed hallucination, but one morning he was overwhelmed with the surfeit and horror of being so many kings that die by the sword and so many unrequited lovers who come together, separate, and melodiously expire. That very day, he decided to sell his theater. Within a week he had returned to his birthplace, where he recovered the trees and the river of his childhood and did not associate them with those others, fabled with mythological allusion and Latin words, that his muse had celebrated. He had to be somebody; he became a retired businessman who'd made a fortune and had an interest in loans, lawsuits, and petty usury. It was in that role that he dictated the arid last will and testament that we know today, from which he deliberately banished every trace of sentiment or literature. Friends from London would visit his re-treat, and he would once again play the role of poet for them. History adds that before or after he died, he discovered himself standing before God, and said to Him: I , who have been so many men in vain, wish to be one, to be myself. God's voice answered him out of a whirlwind: I, too, am not I; I dreamed the world as you, Shakespeare, dreamed your own work, and among the forms of my dream are you, who like me, are many, yet no one.

The strongest evidence yet was published in 2010. In a painstaking long-term study, much larger and more thorough than anything done previously, an international team of researchers tracked one thousand children in New Zealand from birth until the age of thirty-two. Each child’s self-control was rated in a variety of ways (through observations by researchers as well as in reports of problems from parents, teachers, and the children themselves). This produced an especially reliable measure of children’s self-control, and the researchers were able to check it against an extraordinarily wide array of outcomes through adolescence and into adulthood. The children with high self-control grew up into adults who had better physical health, including lower rates of obesity, fewer sexually transmitted diseases, and even healthier teeth. (Apparently, good self-control includes brushing and flossing.) Self-control was irrelevant to adult depression, but its lack made people more prone to alcohol and drug problems. The children with poor self-control tended to wind up poorer financially. They worked in relatively low-paying jobs, had little money in the bank, and were less likely to own a home or have money set aside for retirement. They also grew up to have more children being raised in single-parent households, presumably because they had a harder time adapting to the discipline required for a long-term relationship. The children with good self-control were much more likely to wind up in a stable marriage and raise children in a two-parent home. Last, but certainly not least, the children with poor self-control were more likely to end up in prison. Among those with the lowest levels of self-control, more than 40 percent had a criminal conviction by the age of thirty-two, compared with just 12 percent of the people who had been toward the high end of the self-control distribution in their youth.

And a house with smooth ceilings and a bathroom on the first floor. We could sock away more than a few dollars for the kids’ college funds and max out our retirement contributions. I knew I was supposed to be leaning in—these were important years in my career, and I wasn’t getting any younger. If what I’d read was to be believed, opportunities to vault myself to the next level would be few and far between. But . . . I wasn’t so sure I wanted to upgrade my wardrobe and get a haircut that said business and perfect my ability to hobnob with the ultrarich. I was equally unenthused about the possibility of working even harder, at least at this particular job at this particular juncture, and regularly being away from my husband and children. Because now I knew—really and truly knew in a way I hadn’t before—that it could all end in an instant. And if, God forbid, that happened, would I take my dying breaths feeling glad for getting a chance to fly business class?

The person who discovered the answer was a retiring, self-funded scientist named Peter Mitchell who in the early 1960s inherited a fortune from the Wimpey house-building company and used it to set up a research center in a stately home in Cornwall. Mitchell was something of an eccentric. He wore shoulder-length hair and an earring at a time when that was especially unusual among serious scientists. He was also famously forgetful. At his daughter’s wedding, he approached another guest and confessed that she looked familiar, though he couldn’t quite place her. “I was your first wife,” she answered. Mitchell’s ideas were universally dismissed, not altogether surprisingly. As one chronicler has noted, “At the time that Mitchell proposed his hypothesis there was not a shred of evidence in support of it.” But he was eventually vindicated and in 1978 was awarded the Nobel Prize in Chemistry—an extraordinary accomplishment for someone who worked from a home lab. The

contemporaries, that Wordsworth, etc., should have their due from us. But, for the sake of a few fine imaginative or domestic passages, are we to be bullied into a certain Philosophy engendered in the whims of an Egotist? Every man has his speculations, but every man does not brood and peacock over them till he makes a false coinage and deceives himself. Many a man can travel to the very bourne of Heaven, and yet want confidence to put down his half-seeing. Sancho will invent a Journey heavenward as well as anybody. We hate poetry that has a palpable design upon us, and, if we do not agree, seems to put its hand into its breeches pocket. Poetry should be great and unobtrusive, a thing which enters into one’s soul, and does not startle it or amaze it with itself — but with its subject. How beautiful are the retired flowers! — how would they lose their beauty were they to throng into the highway, crying out, “Admire me, I am a violet! Dote upon me, I am a primrose!” Modern poets differ from the Elizabethans

The political forces arrayed on the side of capital have always wanted to treat labor as a commodity, driving down costs and demanding the freedom to move production to countries with the lowest wages. They have tried to prevent workers from forming unions and look for opportunities to break unions once they are formed. They have also tried to prevent governments from regulating working hours and conditions, imposing minimum wages or mandating family leave. On the other side, the workers have organized into unions, braving numerous bloody confrontations, in order to be able to bargain collectively for better wages and working conditions, and over the years have won a number of important concessions, such as laws that prohibit child labor and provide for a regulated work week, safer working conditions and so on. The heyday of this era was in the 1950s, when an assembly-line autoworker in Detroit was able to earn enough to afford a house and a car, raise a family and then retire comfortably. That era is now over.

... nature did not make us to feel too good for too long (which would be no good for the survival of the species) but only to feel good enough to imagine, erroneously, that someday we might feel good all the time. To believe that humanity will ever live in a feel-good world is a common mistake. And if we do not feel good, we should act as if we do. If you act happy, then you will become happy—everybody in the workaday world knows that. If you do not improve, then someone must assume the blame. And that someone will be you. We are on our way to the future, and no introverted melancholic is going to impede our progress. You have two choices: start thinking the way God and your society want you to think or be forsaken by all. The decision is yours, since you are a free agent who can choose to rejoin the world of fabricated reality—civilization, that is—or stubbornly insist on . . . what? That we should rethink how the whole world transacts its business? That we should start over from scratch, questioning all the ways and means that delivered us to a lofty prominence over the amusement park of creation? Try to be realistic. We made our world just the way nature and the Lord wanted us to make it. There is no starting over and no going back. No major readjustments are up for a vote. And no nihilistic head case is going to get a bad word in edgewise. The universe was created by the Creator, goddamn it. We live in a country we love and that loves us back. We have families and friends and jobs that make it all worthwhile. We are somebodies, as we spin upon this good earth, not a bunch of nobodies without names or numbers or retirement plans. None of this is going to become unraveled by a thought criminal who contends that the world is not double plus good and never will be and who believes that anyone is better off dead than alive. Our lives may not be unflawed—that would deny us a future to work toward—but if this charade is good enough for us, then it should be good enough for you. So if you cannot get your mind right, try walking away. You will find no place to go and no one who will have you. You will find only the same old trap the world over. It is the trap of tomorrow. Love it or leave it—choose which and choose fast. You will never get us to give up our hopes, demented as they may seem. You will never get us to wake up from our dreams. Your opinions are not certified by institutions of authority or by the middling run of humanity, and therefore whatever thoughts may enter your chemically imbalanced brain are invalid, inauthentic, or whatever dismissive term we care to assign to you who are only “one of those people.” So get the hell out if you can. But we are betting that when you start hurting badly enough, you will come running back. If you are not as strong as Samson— that no-good suicide and slaughterer of Philistines—then you will return to the trap. Do you think we are morons? We have already thought everything that you have thought. The only difference is that we have the proper and dignified sense of futility not to spread that nasty news. Our shibboleth: “Up the Conspiracy and down with Consciousness.

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The narcissistic love match is inherently unstable. Any intrusion of reality can destabilize the relationship, leading to chronic or intermittent conflict, misery, trips to the couple counselor, or traumatic ruptures that bring the union to an end. When the narcissist can find support outside the relationship – career, family, friends, or other interests- that keep him or her feeling pumped up, the pressure on the partner may be minimal. But frustrations at work, job loss or retirement, disruptions in other needed relationships, and losses in status or rewards from other pipelines usually lead to more demands on the partner to pick up the slack. It is the nature of human beings to seek more satisfying solutions to life’s challenges over time and to strive toward a fully realized evolution of Self. Even a seed of emotional health wants to grow. Just as primary narcissism is a transient state in early childhood, so may narcissistic relationships be way stations on our journey to mature love. But sometimes the hard part is figuring out if, when, and how to move on.

It was a damned near-run thing, I must admit,' said Jack, modestly; then after a pause he laughed and said, 'I remember your using those very words in the old Bellerophon, before we had our battle.' 'So I did,' cried Dundas. 'So I did. Lord, that was a great while ago.' 'I still bear the scar,' said Jack. He pushed up his sleeve, and there on his brown forearm was a long white line. 'How it comes back,' said Dundas; and between them, drinking port, they retold the tale, with minute details coming fresh to their minds. As youngsters, under the charge of the gunner of the Bellerophon, 74, in the West Indies, they had played the same game. Jack, with his infernal luck, had won on that occasion too: Dundas claimed his revenge, and lost again, again on a throw of double six. Harsh words, such as cheat, liar, sodomite, booby and God-damned lubber flew about; and since fighting over a chest, the usual way of settling such disagreements in many ships, was strictly forbidden in the Bellemphon, it was agreed that as gentlemen could not possibly tolerate such language they should fight a duel. During the afternoon watch the first lieutenant, who dearly loved a white-scoured deck, found that the ship was almost out of the best kind of sand, and he sent Mr Aubrey away in the blue cutter to fetch some from an island at the convergence of two currents where the finest and most even grain was found. Mr Dundas accompanied him, carrying two newly sharpened cutlasses in a sailcloth parcel, and when the hands had been set to work with shovels the two little boys retired behind a dune, unwrapped the parcel, saluted gravely, and set about each other. Half a dozen passes, the blades clashing, and when Jack cried out 'Oh Hen, what have you done?' Dundas gazed for a moment at the spurting blood, burst into tears, whipped off his shirt and bound up the wound as best he could. When they crept aboard a most unfortunately idle, becalmed and staring Bellerophon, their explanations, widely different and in both cases so weak that they could not be attempted to be believed, were brushed aside, and their captain flogged them severely on the bare breech. 'How we howled,' said Dundas. 'You were shriller than I was,' said Jack. 'Very like a hyena.

But depression wasn’t the word. This was a plunge encompassing sorrow and revulsion far beyond the personal: a sick, drenching nausea at all humanity and human endeavor from the dawn of time. The writhing loathsomeness of the biological order. Old age, sickness, death. No escape for anyone. Even the beautiful ones were like soft fruit about to spoil. And yet somehow people still kept fucking and breeding and popping out new fodder for the grave, producing more and more new beings to suffer like this was some kind of redemptive, or good, or even somehow morally admirable thing: dragging more innocent creatures into the lose-lose game. Squirming babies and plodding, complacent, hormone-drugged moms. Oh, isn’t he cute? Awww. Kids shouting and skidding in the playground with no idea what future Hells awaited them: boring jobs and ruinous mortgages and bad marriages and hair loss and hip replacements and lonely cups of coffee in an empty house and a colostomy bag at the hospital. Most people seemed satisfied with the thin decorative glaze and the artful stage lighting that, sometimes, made the bedrock atrocity of the human predicament look somewhat more mysterious or less abhorrent. People gambled and golfed and planted gardens and traded stocks and had sex and bought new cars and practiced yoga and worked and prayed and redecorated their homes and got worked up over the news and fussed over their children and gossiped about their neighbors and pored over restaurant reviews and founded charitable organizations and supported political candidates and attended the U.S. Open and dined and travelled and distracted themselves with all kinds of gadgets and devices, flooding themselves incessantly with information and texts and communication and entertainment from every direction to try to make themselves forget it: where we were, what we were. But in a strong light there was no good spin you could put on it. It was rotten top to bottom. Putting your time in at the office; dutifully spawning your two point five; smiling politely at your retirement party; then chewing on your bedsheet and choking on your canned peaches at the nursing home. It was better never to have been born—never to have wanted anything, never to have hoped for anything.

Parents like Jennifer, Susan, and Rae express desires that are quite modest. Full-time hours come first. That is a prize that can be astonishingly hard to wrest from a low-wage employer who wants to avoid added costs associated with full-time employment, such as health insurance and paid time off. A predictable schedule, so parents can arrange for safe, reliable child care, comes next. A few say they would be happy if they could get just those two things. Yet finding a job with even those basic attributes is something Susan Brown feels she can only dream of, not expect. Most parents, like Jennifer and Rae, hope for a little more. If they could just make $12 or $13 per hour, they say, they could make it; $15 per hour is really shooting the moon. Safe working conditions, and some sick or personal days, would be a real plus. The other “extras” that once came routinely with a full-time job—health insurance, vacation days, and retirement benefits—don’t often come up in conversations with the $2-a-day poor. These perks are so uncommon among the jobs available to low-wage workers that they seem all but outside the bounds of reality.

Well, now, if we’d known we were going to have such…ah…gra…that is, illustrious company, we’d have-“ “Swept off the chairs?” Lucinda suggested acidly. “Shoveled off the floor?” “Lucinda!” Elizabeth whispered desperately. “They didn’t know we were coming.” “No respectable person would dwell in such a place even for a night,” she snapped, and Elizabeth watched in mingled distress and admiration as the redoubtable woman turned around and directed her attack on their unwilling host. “The responsibility for our being here is yours, whether it was a mistake or not! I shall expect you to rout your servants from their hiding places and have them bring clean linens up to us at once. I shall also expect them to have this squalor remedied by morning! It is obvious from your behavior that you are no gentleman; however, we are ladies, and we shall expect to be treated as such.” From the corner of her eye Elizabeth had been watching Ian Thornton, who was listening to all of this, his jaw rigid, a muscle beginning to twitch dangerously in the side of his neck. Lucinda, however, was either unaware of or unconcerned with his reaction, for, as she picked up her skirts and turned toward the stairs, she turned on Jake. “You may show us to our chambers. We wish to retire.” “Retire!” cried Jake, thunderstruck. “But-but what about supper?” he sputtered. “You may bring it up to us.” Elizabeth saw the blank look on Jake’s face, and she endeavored to translate, politely, what the irate woman was saying to the startled red-haired man. “What Miss Throckmorton-Jones means is that we’re rather exhausted from our trip and not very good company, sir, and so we prefer to dine in our rooms.” “You will dine,” Ian Thornton said in an awful voice that made Elizabeth freeze, “on what you cook for yourself, madam. If you want clean linens, you’ll get them yourself from the cabinet. If you want clean rooms, clean them! Am I making myself clear?” “Perfectly!” Elizabeth began furiously, but Lucinda interrupted in a voice shaking with ire: “Are you suggesting, sirrah, that we are to do the work of servants?” Ian’s experience with the ton and with Elizabeth had given him a lively contempt for ambitious, shallow, self-indulgent young women whose single goal in life was to acquire as many gowns and jewels as possible with the least amount of effort, and he aimed his attack at Elizabeth. “I am suggesting that you look after yourself for the first time in your silly, aimless life. In return for that, I am willing to give you a roof over your head and to share our food with you until I can get you to the village. If that is too overwhelming a task for you, then my original invitation still stands: There’s the door. Use it!” Elizabeth knew the man was irrational, and it wasn’t worth riling herself to reply to him, so she turned instead to Lucinda. “Lucinda,” she said with weary resignation, “do not upset yourself by trying to make Mr. Thornton understand that his mistake has inconvenienced us, not the other way around. You will only waste your time. A gentleman of breeding would be perfectly able to understand that he should be apologizing instead of ranting and raving. However, as I told you before we came here, Mr. Thornton is no gentleman. The simple fact is that he enjoys humiliating people, and he will continue trying to humiliate us for as long as we stand here.” Elizabeth cast a look of well-bred disdain over Ian and said, “Good night, Mr. Thornton.” Turning, she softened her voice a little and said, “Good evening, Mr. Wiley.

In the age of democratic nationalism, imperialism needed deeper self-justifications: The idea that despotism of any kind was an offence against humanity, had crystallised into an instinctive feeling, and modern morality and sentiment revolted against the enslavement of nation by nation, of class by class or of man by man. Imperialism had to justify itself to this modern sentiment and could only do so by pretending to be a trustee of liberty, commissioned from on high to civilize the uncivilized and train the untrained until the time had come when the benevolent conqueror had done his work and could unselfishly retire. Such were the professions with which England justified her usurpation of the heritage of the Moghul and dazzled us into acquiescence in servitude by the splendour of her uprightness and generosity. Such was the pretence with which she veiled her annexation of Egypt. These Pharisiac pretensions were especially necessary to British Imperialism because in England the Puritanic middle class had risen to power and imparted to the English temperament a sanctimonious self-righteousness which refused to indulge in injustice and selfish spoliation except under a cloak of virtue, benevolence and unselfish altruism.

I will here give you an infallible guide. You can perform this experiment to verify the truth. It is this: retire from the world and all conversation, only for one month; neither write, nor read, nor debate anything with yourself. Stop all the former workings of your heart and mind, and with all the strength of your heart, stand all this month, as continually as you can, in the following form of prayer to God. Offer it frequently on your knees; but whether sitting, walking, or standing, be always inwardly longing and earnestly praying this one prayer to God: That of His great goodness He would make known to you, and take from your heart, every kind and form and degree of pride, whether it be from evil spirits, or your own corrupt nature; and that He would awaken in you the deepest depth and truth of that humility, which can make you capable of His light and Holy Spirit. Reject every thought, but that of waiting and praying in this matter from the bottom of your heart, with such truth and earnestness, as people in torment wish to pray and be delivered from it. If you can, and will give yourself up in truth and sincerity to this spirit of prayer, I will venture to declare that, if you had twice as many evil spirits in you as Mary Magdalene had, they will all be cast out of you, and you will be forced with her to weep tears of love at the feet of the holy Jesus. Ibid., p. 124.

Liberty is poorly served by men whose good intent is quelled from one failure or two failures or any number of failures, or from the casual indifference or ingratitude of the people, or from the sharp show of the tushes of power, or the bringing to bear soldiers and cannon or any penal statutes. Liberty relies upon itself, invites no one, promises nothing, sits in calmness and light, is positive and composed, and knows no discouragement. The battle rages with many a loud alarm and frequent advance and retreat…the enemy triumphs…the prison, the handcuffs, the iron necklace and anklet, the scaffold, garrote and leadballs do their work…the cause is asleep…the strong throats are choked with their own blood…the young men drop their eyelashes toward the ground when they pass each other…and is liberty gone out of that place? No never. When liberty goes it is not the first to go nor the second or third to go…it waits for all the rest to go…it is the last…When the memories of the old martyrs are faded utterly away…when the large names of patriots are laughed at in the public halls from the lips of the orators…when the boys are no more christened after the same but christened after tyrants and traitors instead…when the laws of the free are grudgingly permitted and laws for informers and bloodmoney are sweet to the taste of the people…when I and you walk abroad upon the earth stung with compassion at the sight of numberless brothers answering our equal friendship and calling no man master—and when we are elated with noble joy at the sight of slaves…when the soul retires in the cool communion of the night and surveys its experience and has much extasy over the word and deed that put back a helpless innocent person into the gripe of the gripers or into any cruel inferiority…when those in all parts of these states who could easier realize the true American character but do not yet—when the swarms of cringers, suckers, dough-faces, lice of politics, planners of sly involutions for their own preferment to city offices or state legislatures or the judiciary or congress or the presidency, obtain a response of love and natural deference from the people whether they get the offices or no…when it is better to be a bound booby and rogue in office at a high salary than the poorest free mechanic or farmer with his hat unmoved from his head and firm eyes and a candid and generous heart…and when servility by town or state or the federal government or any oppression on a large scale or small scale can be tried on without its own punishment following duly after in exact proportion against the smallest chance of escape…or rather when all life and all the souls of men and women are discharged from any part of the earth—then only shall the instinct of liberty be discharged from that part of the earth.

For those who worked at the reactor or in close proximity to it, what was most seriously affected – and this is very similar to the problems of those who work with missiles – was the genito-urinary system. Their masculinity. But Slavs just do not talk about these things. It’s unacceptable. I once accompanied an English journalist who had prepared some interesting questions on this very topic. He wanted to investigate the human dimension of the problem. When it’s all over, what happens to the human being when he goes back home, to his everyday life, to his sex life? He could find no one prepared to talk openly about it. For instance, he asked to meet the helicopter crews, to talk man-to-man. They duly came, some already retired at thirty-five or forty. One was brought along who had a broken leg caused by senile osteoporosis, because exposure to radiation causes bones to become brittle. The Englishman asked them how they were getting on in their families, with their young wives? The helicopter crews fell silent. They had come to talk about how they had flown five sorties a day, and here someone was asking them about their wives? About … He decided to try talking to them individually, in private. They all replied that their health was fine, the state valued them, and they had loving families. Not one of them would speak frankly. They left, and I could see he was distraught. ‘Now you see,’ he said to me, ‘why nobody trusts you. You deceive even yourselves.

It is worth noting that in the further course of his argument the question of the play instinct retires into the background in favour of the aesthetic mood, which seems to have acquired an almost mystical value. This, I believe, is no accident, but has a quite definite cause. Often it is the best and most profound ideas in a man’s work which most obstinately resist a clear formulation, even though they are hinted at in various places and should therefore really be ripe enough for a lucid synthesis to be possible. It seems to me that we are faced with some such difficulty here. To the concept of an aesthetic mood as a mediating creative state Schiller himself brings thoughts which at once reveal its depth and seriousness. And yet, quite as clearly, he picks on the play instinct as the long-sought mediating activity. Now it cannot be denied that these two concepts are in some sort opposed, since play and seriousness are scarcely compatible. Seriousness comes from a profound inner necessity, but play is its outward expression, the face it turns to consciousness. It is not, of course, a matter of wanting to play, but of having to play; a playful manifestation of fantasy from inner necessity, without the compulsion of circumstance, without even the compulsion of the will.95 It is serious play. And yet it is certainly play in its outward aspect, as seen from the standpoint of consciousness and collective opinion. That is the ambiguous quality which clings to everything creative.

The other strikingly modern feature of the type of poet which Euripides now introduced into the history of literature is his apparently voluntary refusal to take any part whatever in public life. Euripides was not a soldier as Aeschylus was, nor a priestly dignitary as Sophocles was, but, on the other hand, he is the very first poet who is reported to have possessed a library, and he appears to be also the first poet to lead the life of a scholar in complete retirement from the world. If the bust of him, with its tousled hair, its tired eyes and the embittered lines round the mouth, is a true portrait, and if we are right in seeing in it a discrepancy between body and spirit, and the expression of a restless and dissatisfied life, then we may say that Euripides was the first unhappy poet, the first whose poetry brought him suffering. The notion of genius in the modern sense is not merely completely strange to the ancient world; its poets and artists have nothing of the genius about them. The rational and craftsmanlike elements in art are far more important for them than the irrational and intuitive. Plato’s doctrine of enthusiasm emphasized, indeed, that poets owed their work to divine inspiration and not to mere technical ability, but this idea by no means leads to the exaltation of the poet; it only increases the gulf between him and his work, and makes of him a mere instrument of the divine purpose. It is, however, of the essence of the modern notion of genius that there is no gulf between the artist and his work, or, if such a gulf is admitted, that the genius is far greater than any of his works and can never be adequately expressed in them. So genius connotes for us a tragic loneliness and inability to make itself fully understood. But the ancient world knows nothing of this or of the other tragic feature of the modern artist—his lack of recognition by his own contemporaries and his despairing appeals to a remote posterity. There is not a trace of all this—at least before Euripides. Euripides’ lack of success was mainly due to the fact that there was nothing in classical times that could be called an educated middle class. The old aristocracy took no pleasure in his plays, owing to their different outlook on life, and the new bourgeois public could not enjoy them either, owing to its lack of education. With his philosophical radicalism, Euripides is a unique pheno menon, even among the poets of his age, for these are in general as conservative in their outlook as were those of the classical age —in spite of a naturalism of style which was derived from the urban and commercial society they lived in, and which had reached a point at which it was really incompatible with political conservatism. As politicians and partisans these poets hold to their conservative doctrines, but as artists they are swept along in the progressive stream of their times. This inner contradiction in their work is a completely new phenomenon in the social history of art.

I’m the living dead. I feel no connection to any other human. I have no friends and I don’t really care much about my family any longer. I feel no love for them. I can feel no joy. I’m incapable of feeling physical pleasure. There’s nothing to ever look forward to as a result. I don’t miss anyone or anything. I eat because I feel hunger pangs, but no food tastes like anything I like. I wear a mask when I’m with other people but it’s been slipping lately. I can’t find the energy to hide the heavy weight of survival and its effect on me. I’m exhausted all the time from the effort of just making it through the day. This depression has made a mockery of my memory. It’s in tatters. I have no good memories to sustain me. My past is gone. My present is horrid. My future looks like more of the same. In a way, I’m a man without time. Certainly, there’s no meaning in my life. What meaning can there be without even a millisecond of joy? Ah, scratch that. Let’s even put aside joy and shoot for lower. How about a moment of being content? Nope. Not a chance. I see other people, normal people, who can enjoy themselves. I hear people laughing at something on TV. It makes me cock my head and wonder what that’s like. I’m sure at sometime in my past, I had to have had a wonderful belly laugh. I must have laughed so hard once or twice that my face hurt. Those memories are gone though. Now, the whole concept of “funny” is dead. I stopped going to movies a long time ago. Sitting in a theater crowded with people, every one of them having a better time than you, is incredibly damaging. I wasn’t able to focus for that long anyway. Probably for the best. Sometimes I fear the thought of being normal again. I think I wouldn’t know how to act. How would I handle being able to feel? Gosh it would be nice to feel again. Anything but this terrible, suffocating pain. The sorrow and the misery is so visceral, I find myself clenching my jaw. It physically hurts me. Then I realize that it’s silly to worry about that. You see, in spite of all the meds, the ketamine infusions and other treatments, I’m not getting better. I’m getting worse. I was diagnosed 7 years ago but I’m sure I was suffering for longer. Of course, I can’t remember that, but depression is something that crept up on me. It’s silent and oppressive. I don’t even remember what made me think about going to see someone. But I did and it was a pretty clear diagnosis. So, now what? I keep waking up every morning unfortunately. I don’t fear death any more. That’s for sure. I’ve made some money for the couple of decades I’ve been working and put it away in retirement accounts. I think about how if I was dead that others I once cared for would get that money. Maybe it could at least help them. I don’t know that I’ll ever need it. Even if I don’t end it myself, depression takes a toll on the body. My life expectancy is estimated to be 14 years lower as a result according to the NIH. It won’t be fast enough though. I’m just an empty biological machine that doesn’t know that my soul is gone. My humanity is no more

If you are stuck in circumstances in which it takes Herculean efforts to get through the day— doing low-income work, obeying an authoritarian boss, buying clothes for the children, dealing with school issues, paying the rent or mortgage, fixing the car, negotiating with a spouse, paying taxes, and caring for older parents— it is not easy to pay close attention to larger political issues. Indeed you may wish that these issues would take care of themselves. It is not a huge jump from such a wish to become attracted to a public philosophy, spouted regularly at your job and on the media, that economic life would regulate itself automatically if only the state did not repeatedly intervene in it in clumsy ways. Now underfunded practices such as the license bureau, state welfare, public health insurance, public schools, public retirement plans, and the like begin to appear as awkward, bureaucratic organizations that could be replaced or eliminated if only the rational market were allowed to take care of things impersonally and quietly, as it were. Certainly such bureaucracies are indeed often clumsy. But more people are now attracted to compare that clumsiness to the myth of how an impersonal market would perform if it took on even more assignments and if state regulation of it were reduced even further. So a lot of “independents” and “moderates” may become predisposed to the myth of the rational market in part because the pressures of daily life encourage them to seek comfort in ideological formations that promise automatic rationality.

Postscript, 2005 From the Publisher ON APRIL 7, 2004, the Mid-Hudson Highland Post carried an article about an appearance that John Gatto made at Highland High School. Headlined “Rendered Speechless,” the report was subtitled “Advocate for education reform brings controversy to Highland.” The article relates the events of March 25 evening of that year when the second half of John Gatto’s presentation was canceled by the School Superintendent, “following complaints from the Highland Teachers Association that the presentation was too controversial.” On the surface, the cancellation was in response to a video presentation that showed some violence. But retired student counselor Paul Jankiewicz begged to differ, pointing out that none of the dozens of students he talked to afterwards were inspired to violence. In his opinion, few people opposing Gatto had seen the video presentation. Rather, “They were taking the lead from the teacher’s union who were upset at the whole tone of the presentation.” He continued, “Mr. Gatto basically told them that they were not serving kids well and that students needed to be told the truth, be given real-life learning experiences, and be responsible for their own education. [Gatto] questioned the validity and relevance of standardized tests, the prison atmosphere of school, and the lack of relevant experience given students.” He added that Gatto also had an important message for parents: “That you have to take control of your children’s education.” Highland High School senior Chris Hart commended the school board for bringing Gatto to speak, and wished that more students had heard his message. Senior Katie Hanley liked the lecture for its “new perspective,” adding that ”it was important because it started a new exchange and got students to think for themselves.” High School junior Qing Guo found Gatto “inspiring.” Highland teacher Aliza Driller-Colangelo was also inspired by Gatto, and commended the “risk-takers,” saying that, following the talk, her class had an exciting exchange about ideas. Concluded Jankiewicz, the students “were eager to discuss the issues raised. Unfortunately, our school did not allow that dialogue to happen, except for a few teachers who had the courage to engage the students.” What was not reported in the newspaper is the fact that the school authorities called the police to intervene and ‘restore the peace’ which, ironically enough, was never in the slightest jeopardy as the student audience was well-behaved and attentive throughout. A scheduled evening meeting at the school between Gatto and the Parents Association was peremptorily forbidden by school district authorities in a final assault on the principles of free speech and free assembly… There could be no better way of demonstrating the lasting importance of John Taylor Gatto’s work, and of this small book, than this sorry tale. It is a measure of the power of Gatto’s ideas, their urgency, and their continuing relevance that school authorities are still trying to shut them out 12 years after their initial publication, afraid even to debate them. — May the crusade continue! Chris Plant Gabriola Island, B.C. February, 2005

fight in America would cost him an average of one million dollars a day, at least, plus significant operating expenses from al-Matari’s cell, but if the end result meant America came to Iraq with boots on the ground, pushed back the Iranian hordes encroaching toward the south, ended pro-Iranian Alawite rule in Syria, and brought the price of oil back up to a level that would protect Saudi Arabian leadership’s domestic security . . . well, then, Sami bin Rashid would have done his job, and the King would reward him for life. A moment later INFORMER confirmed he received the money, and he told his customer to watch his mailbox in the dark web portal on his computer, and to wait for the files to come through. True to his word, INFORMER’s files began popping up, one by one. While bin Rashid clicked on the attachments, a smile grew inside his trim gray beard. First, the name, the address, and a photograph of a woman. A map of the area around where the woman lived. A CV of her work with the Defense Intelligence Agency, including foreign and domestic postings that would have her involved in the American campaign in the Middle East. Real-time intel about her daily commute, including the house where she would be watering the plants and checking the mail all week for a friend. Incredible, bin Rashid thought to himself. Where the hell is this coming from? The next file was all necessary targeting info on a recently retired senior CIA operations officer, who continued to work on a contract basis in the intelligence field. He spoke Arabic, trained others in tradecraft, counterintelligence,

Two days ago, I was lunching at the Writers Union with the eminent historian Tomashevski. That's the sort of man you should know. Respected, charming, hasn't produced a piece of work in ten years. He has a system, which he explained to me. First, he submits an outline for a biography to the Academy to be absolutely sure his approach is consistent with Party policy. A crucial first step, as you'll see later. Now, the person he studies is always an important figure - that is, someone from Moscow - hence Tomashevski must do his Russian research close to home for two years. But this historical character also traveled, yes, lived for some years in Paris or London; hence Tomashevski must do the same, apply for and receive permission for foreign residence. Four years have passed. The Academy and the Party are rubbing their hands in anticipation of this seminal study of the important figure by the eminent Tomashevski. And now Tomashevski must retire to the solitude of a dacha outside Moscow to tend his garden and creatively brood over his cartons of research. Two more years pass in seminal thought. And just as Tomashevski is about to commit himself to paper, he checks with the Academy again only to learn that Party policy has totally about-faced; his hero is a traitor, and with regrets all around, Tomashevski must sacrifice his years of labor for the greater good. Naturally, they are only too happy to urge Tomashevski to start a new project, to plow under his grief with fresh labor. Tomashevski is now studying a very important historical figure who lived for some time in the South of France. He says there is always a bright future for Soviet historians, and I believe him.

He had worked damn hard and prospered. Now it was time to live. He even thought he might get it up tonight and surprise his gorgeous Maggie; then it was Israel and the Pharaohs. Stopping at his front door he took a deep intake of the free English air and smiled contentedly; England was home and so was he, this time for good. He went in the front door and called out for her as he had done so many times before, 'Maggie . . . I'm home sweetheart!' He closed the door and hesitated for a moment, she was usually in his arms by now, planting a sweet little kiss on his expectant, eager lips. She had not been her best lately, complaining of headaches and spending a lot of time down at the library; but today was different, it was retirement day. Aha! This could be a surprise, he thought hanging up his coat. Calling out again, he rubbed his hands together and started to climb the stairs to wash up before tea. This is definitely a surprise . . . no smell of any grub! His whistling stopped abruptly half way up when he saw a darkened figure appear on the landing, pointing a gun at him. A finger tightened and the weapon jolted, sending screeching Belarusian memories echoing across his subconscious. The blast lifted him off his feet sending him to the floor below. The last image of Cedric Boban's life on earth was the flash of a sawn-off shotgun; which fired from a few feet, took his life and most of his upper torso away. The slate was clean, the screeching culled. His assailant moved halfway down before jumping over the banister to avoid the bloody mess on the stairs. Maggie walked steadily into the hall from the living room. She gave a little smile and took the small sawn-off shotgun from the gloved hands of the assassin,

To prove to an indignant questioner on the spur of the moment that the work I do was useful seemed a thankless task and I gave it up. I turned to him with a smile and finished, 'To tell you the truth we don't do it because it is useful but because it's amusing.' The answer was thought of and given in a moment: it came from deep down in my mind, and the results were as admirable from my point of view as unexpected. My audience was clearly on my side. Prolonged and hearty applause greeted my confession. My questioner retired shaking his head over my wickedness and the newspapers next day, with obvious approval, came out with headlines 'Scientist Does It Because It's Amusing!' And if that is not the best reason why a scientist should do his work, I want to know what is. Would it be any good to ask a mother what practical use her baby is? That, as I say, was the first evening I ever spent in the United States and from that moment I felt at home. I realised that all talk about science purely for its practical and wealth-producing results is as idle in this country as in England. Practical results will follow right enough. No real knowledge is sterile. The most useless investigation may prove to have the most startling practical importance: Wireless telegraphy might not yet have come if Clerk Maxwell had been drawn away from his obviously 'useless' equations to do something of more practical importance. Large branches of chemistry would have remained obscure had Willard Gibbs not spent his time at mathematical calculations which only about two men of his generation could understand. With this trust in the ultimate usefulness of all real knowledge a man may proceed to devote himself to a study of first causes without apology, and without hope of immediate return.

I just realized I know nothing about you. Do you have a family? Where are you from?” The idea that I just invited a relative stranger, who owns nothing, to live in my apartment gave me a stomachache, but the weird thing was that I felt like I had known him forever. “I’m from Detroit; my entire family still lives there. My mom works in a bakery at a grocery store and my dad is a retired electrician. I have twelve brothers and sisters.” “Really? I’m an only child. I can’t imagine having a huge family like that—it must have been awesome!” Relaxing his stance, he leaned his tattooed forearm onto the dresser and crossed his feet. Jackson came over and sat next to him. Will unconsciously began petting Jackson’s head. It made my heart warm. “Actually, I don’t have twelve brothers and sisters. I have one brother and eleven sisters.” He paused. “I’m dead serious. My brother Ray is the oldest and I’m the youngest with eleven girls in between. I swear my parents just wanted to give Ray a brother, so they kept having more babies. By the time I was born, Ray was sixteen and didn’t give a shit. On top of it, they all have R names except me. It’s a f**king joke.” “You’re kidding? Name ‘em,” I demanded. In a super-fast voice Will recited, “Raymond, Reina, Rachelle, Rae, Riley, Rianna, Reese, Regan, Remy, Regina, Ranielle, Rebecca, and then me, Will.” “Surely they could have figured out another R name?” “Well my brother was named after my dad, so my mom felt like I should be named after someone too, being the only other boy and all. So I was named after my grandfather… Wilbur Ryan.” “Oh my god!” I burst into laughter. “Your name is Wilbur?” “Hey, woman, that’s my poppy’s name, too.” Still giggling, I said, “I’m sorry, I just expected William.” “Yeah, it’s okay. Everyone does.” He smiled and winked at me again.

robbery by European nations of each other's territories has never been a sin, is not a sin to-day. To the several cabinets the several political establishments of the world are clotheslines; and a large part of the official duty of these cabinets is to keep an eye on each other's wash and grab what they can of it as opportunity offers. All the territorial possessions of all the political establishments in the earth—including America, of course—consist of pilferings from other people's wash. No tribe, howsoever insignificant, and no nation, howsoever mighty, occupies a foot of land that was not stolen. When the English, the French, and the Spaniards reached America, the Indian tribes had been raiding each other's territorial clothes-lines for ages, and every acre of ground in the continent had been stolen and re-stolen 500 times. The English, the French, and the Spaniards went to work and stole it all over again; and when that was satisfactorily accomplished they went diligently to work and stole it from each other. In Europe and Asia and Africa every acre of ground has been stolen several millions of times. A crime persevered in a thousand centuries ceases to be a crime, and becomes a virtue. This is the law of custom, and custom supersedes all other forms of law. Christian governments are as frank to-day, as open and above-board, in discussing projects for raiding each other's clothes-lines as ever they were before the Golden Rule came smiling into this inhospitable world and couldn't get a night's lodging anywhere. In 150 years England has beneficently retired garment after garment from the Indian lines, until there is hardly a rag of the original wash left dangling anywhere. In 800 years an obscure tribe of Muscovite savages has risen to the dazzling position of Land-Robber-in-Chief; she found a quarter of the world hanging out to dry on a hundred parallels of latitude, and she scooped in the whole wash. She keeps a sharp eye on a multitude of little lines that stretch along the northern boundaries of India, and every now and then she snatches a hip-rag or a pair of pyjamas. It is England's prospective property, and Russia knows it; but Russia cares nothing for that. In fact, in our day land-robbery, claim-jumping, is become a European governmental frenzy. Some have been hard at it in the borders of China, in Burma, in Siam, and the islands of the sea; and all have been at it in Africa. Africa has been as coolly divided up and portioned out among the gang as if they had bought it and paid for it. And now straightway they are beginning the old game again—to steal each other's grabbings. Germany found a vast slice of Central Africa with the English flag and the English missionary and the English trader scattered all over it, but with certain formalities neglected—no signs up, "Keep off the grass," "Trespassers-forbidden," etc.—and she stepped in with a cold calm smile and put up the signs herself, and swept those English pioneers promptly out of the country. There is a tremendous point there. It can be put into the form of a maxim: Get your formalities right—never mind about the moralities. It was an impudent thing; but England had to put up with it. Now, in the case of Madagascar, the formalities had originally been observed, but by neglect they had fallen into desuetude ages ago. England should have snatched Madagascar from the French clothes-line. Without an effort she could have saved those harmless natives from the calamity of French civilization, and she did not do it. Now it is too late. The signs of the times show plainly enough what is going to happen. All the savage lands in the world are going to be brought under subjection to the Christian governments of Europe. I am

The Croft East Dene, Sussex August 11th, 1922 My dear Watson, I have taken our discussion of this afternoon to heart, considered it carefully, and am prepared to modify my previous opinions. I am amenable to your publishing your account of the incidents of 1903, specifically of the final case before my retirement, under the following conditions. In addition to the usual changes that you would make to disguise actual people and places, I would suggest that you replace the entire scenario we encountered (I speak of Professor Presbury's garden. I shall not write of it further here) with monkey glands, or a similar extract from the testes of an ape or lemur, sent by some foreign mystery-man. Perhaps the monkey-extract could have the effect of making Professor Presbury move like an ape - he could be some kind of "creeping man," perhaps? - or possibly make him able to clamber up the sides of buildings and up trees. I would suggest that he grow a tail, but this might be too fanciful even for you, Watson, although no more fanciful than many of the rococo additions you have made in your histories to otherwise humdrum events in my life and work. In addition, I have written the following speech, to be delivered by myself, at the end of your narrative. Please make certain that something much like this is there, in which I inveigh against living too long, and the foolish urges that push foolish people to do foolish things to prolong their foolish lives: There is a very real danger to humanity, if one could live for ever, if youth were simply there for the taking, that the material, the sensual, the worldly would all prolong their worthless lives. The spiritual would not avoid the call to something higher. It would be the survival of the least fit. What sort of cesspool may not our pool world become? Something along those lines, I fancy, would set my mind at rest. Let me see the finished article, please, before you submit it to be published. I remain, old friend, your most obedient servant Sherlock Holmes

Still, when Harvard said I wasn’t eligible for financial aid, and another university offered me a full scholarship, I thought I should go there. My mother became furious and said I was always sabotaging myself. She was proud of being able to borrow money at a loss from her own retirement fund, and give it to Harvard. I felt proud of her, too. But I did not feel proud of myself. It made the college application process feel, in retrospect, somehow hurtful and insulting: all the essays and interviews and supplements and letters seemed to be about you, about your specialness—but actually it was all about shaking your parents down for money. — Harvard seemed really proud of its own attitude toward financial aid. You were always hearing about how “merit-based aid,” which was fine for other schools, didn’t work here, where everyone was so full of merit. When your parents paid full tuition, part of what they were paying for was the benefit you derived from being exposed to people who were more diverse than you. “My parents are paying for him to be here, so I can learn from him,” my friend Leora said once, about a homeschooled guy from Arkansas in her history section who started talking about how the Jews killed Jesus. Leora had been my best friend when we were little, and then we went to different middle schools and high schools, but now we were at college together. She already thought every single person on earth was anti-Semitic, so she definitely hadn’t learned anything from that guy. To me, the part of financial aid that made the least sense was that all the international students got full scholarships, regardless of how much money their parents had. The son of the prince of Nepal was in our class, and didn’t pay tuition. Ivan had once caused me pain by saying something deprecating about “people whose parents paid a hundred thousand dollars for them to be here.” Did he not know that my parents were paying a hundred thousand dollars for me to be there? The thought that really made me crazy was that my parents had paid for Ivan to be there. It was another experience they had paid for me to have.

Our regiment was all women…We flew to the front in May 1942… The planes they gave us were Po-2s. Small, slow. They flew only at a low level. Hedge-hopping. Just over the ground! Before the war young people in flying clubs learned to fly in them, but no one could have imagined they would have any military use. The plane was constructed entirely of plywood, covered with aircraft fabric. In fact, with cheesecloth. One direct hit and it caught fire and burned up completely in the air, before reaching the ground. Like a match. The only solid metal part was the M-11 motor. Later on, toward the end of the war, we were issued parachutes, and a machine gun was installed in the pilot’s cabin, but before there had been no weapon, except for four bomb racks under the wings—that’s all. Nowadays they’d call us kamikazes, and maybe we were kamikazes. Yes! We were! But victory was valued more than our lives. “Before I retired, I became ill from the very thought of how I could possibly not work. Why then had I completed a second degree in my fifties? I became a historian. I had been a geologist all my life. But a good geologist is always in the field, and I no longer had the strength for it. A doctor came, took a cardiogram, and asked, “When did you have a heart attack?” “What heart attack?” “Your heart is scarred all over.” I must have acquired those scars during the war. You approach a target, and you’re shaking all over. Your whole body is shaking, because below it’s all gunfire: fighter planes are shooting, antiaircraft guns are shooting…Several girls had to leave the regiment; they couldn’t stand it. We flew mostly during the night. For a while they tried sending us on day missions, but gave it up at once. A rifle shot could bring down a Po-2… We did up to twelve flights a night. (...) You come back and you can’t even get out of the cabin; they used to pull us out. We couldn’t carry the chart case; we dragged it on the ground. And the work our girl armorers did! They had to attach four bombs to the aircraft by hand—that meant eight hundred pounds. They did it all night: one plane takes off, another lands. The body reorganized itself so much during the war that we weren’t women…We didn’t have those women’s things…Periods…You know…And after the war not all of us could have children.

Give us an idea of…” Noya Baram rubs her temples. “Oh, well.” Augie begins to stroll around again. “The examples are limitless. Small examples: elevators stop working. Grocery-store scanners. Train and bus passes. Televisions. Phones. Radios. Traffic lights. Credit-card scanners. Home alarm systems. Laptop computers will lose all their software, all files, everything erased. Your computer will be nothing but a keyboard and a blank screen. “Electricity would be severely compromised. Which means refrigerators. In some cases, heat. Water—well, we have already seen the effect on water-purification plants. Clean water in America will quickly become a scarcity. “That means health problems on a massive scale. Who will care for the sick? Hospitals? Will they have the necessary resources to treat you? Surgical operations these days are highly computerized. And they will not have access to any of your prior medical records online. “For that matter, will they treat you at all? Do you have health insurance? Says who? A card in your pocket? They won’t be able to look you up and confirm it. Nor will they be able to seek reimbursement from the insurer. And even if they could get in contact with the insurance company, the insurance company won’t know whether you’re its customer. Does it have handwritten lists of its policyholders? No. It’s all on computers. Computers that have been erased. Will the hospitals work for free? “No websites, of course. No e-commerce. Conveyor belts. Sophisticated machinery inside manufacturing plants. Payroll records. “Planes will be grounded. Even trains may not operate in most places. Cars, at least any built since, oh, 2010 or so, will be affected. “Legal records. Welfare records. Law enforcement databases. The ability of local police to identify criminals, to coordinate with other states and the federal government through databases—no more. “Bank records. You think you have ten thousand dollars in your savings account? Fifty thousand dollars in a retirement account? You think you have a pension that allows you to receive a fixed payment every month?” He shakes his head. “Not if computer files and their backups are erased. Do banks have a large wad of cash, wrapped in a rubber band with your name on it, sitting in a vault somewhere? Of course not. It’s all data.” “Mother of God,” says Chancellor Richter, wiping his face with a handkerchief.

Collateral Capacity or Net Worth? If young Bill Gates had knocked on your door asking you to invest $10,000 in his new company, Microsoft, could you get your hands on the money? Collateral capacity is access to capital. Your net worth is irrelevant if you can’t access any of the money. Collateral capacity is my favorite wealth concept. It’s almost like having a Golden Goose! Collateral can help a borrower secure loans. It gives the lender the assurance that if the borrower defaults on the loan, the lender can repossess the collateral. For example, car loans are secured by cars, and mortgages are secured by homes. Your collateral capacity helps you to avoid or minimize unnecessary wealth transfers where possible, and accumulate an increasing pool of capital providing accessibility, control and uninterrupted compounding. It is the amount of money that you can access through collateralizing a loan against your money, allowing your money to continue earning interest and working for you. It’s very important to understand that accessibility, control and uninterrupted compounding are the key components of collateral capacity. It’s one thing to look good on paper, but when times get tough, assets that you can’t touch or can’t convert easily to cash, will do you little good. Three things affect your collateral capacity: ① The first is contributions into savings and investment accounts that you can access. It would be wise to keep feeding your Golden Goose. Often the lure of higher return potential also brings with it lack of liquidity. Make sure you maintain a good balance between long-term accounts and accounts that provide immediate liquidity and access. ② Second is the growth on the money from interest earned on the money you have in your account. Some assets earn compound interest and grow every year. Others either appreciate or depreciate. Some accounts could be worth a great deal but you have to sell or close them to access the money. That would be like killing your Golden Goose. Having access to money to make it through downtimes is an important factor in sustaining long-term growth. ③ Third is the reduction of any liens you may have against these accounts. As you pay off liens against your collateral positions, your collateral capacity will increase allowing you to access more capital in the future. The goose never quit laying golden eggs – uninterrupted compounding. Years ago, shortly after starting my first business, I laughed at a banker that told me I needed at least $25,000 in my business account in order to borrow $10,000. My business owner friends thought that was ridiculously funny too. We didn’t understand collateral capacity and quite a few other things about money.

But depression wasn’t the word. This was a plunge encompassing sorrow and revulsion far beyond the personal: a sick, drenching nausea at all humanity and human endeavor from the dawn of time. The writhing loathsomeness of the biological order. Old age, sickness, death. No escape for anyone. Even the beautiful ones were like soft fruit about to spoil. And yet somehow people still kept fucking and breeding and popping out new fodder for the grave, producing more and more new beings to suffer like this was some kind of redemptive, or good, or even somehow morally admirable thing: dragging more innocent creatures into the lose-lose game. Squirming babies and plodding, complacent, hormone-drugged moms. Oh, isn’t he cute? Awww. Kids shouting and skidding in the playground with no idea what future Hells awaited them: boring jobs and ruinous mortgages and bad marriages and hair loss and hip replacements and lonely cups of coffee in an empty house and a colostomy bag at the hospital. Most people seemed satisfied with the thin decorative glaze and the artful stage lighting that, sometimes, made the bedrock atrocity of the human predicament look somewhat more mysterious or less abhorrent. People gambled and golfed and planted gardens and traded stocks and had sex and bought new cars and practiced yoga and worked and prayed and redecorated their homes and got worked up over the news and fussed over their children and gossiped about their neighbors and pored over restaurant reviews and founded charitable organizations and supported political candidates and attended the U.S. Open and dined and travelled and distracted themselves with all kinds of gadgets and devices, flooding themselves incessantly with information and texts and communication and entertainment from every direction to try to make themselves forget it: where we were, what we were. But in a strong light there was no good spin you could put on it. It was rotten top to bottom. Putting your time in at the office; dutifully spawning your two point five; smiling politely at your retirement party; then chewing on your bedsheet and choking on your canned peaches at the nursing home. It was better never to have been born—never to have wanted anything, never to have hoped for anything. And all this mental thrashing and tossing was mixed up with recurring images, or half-dreams, of Popchik lying weak and thin on one side with his ribs going up and down—I’d forgotten him somewhere, left him alone and forgotten to feed him, he was dying—over and over, even when he was in the room with me, head-snaps where I started up guiltily, where is Popchik; and this in turn was mixed up with head-snapping flashes of the bundled pillowcase, locked away in its steel coffin.

newer marshals,” Newman added. “I was glad when they invited them to teach you new guys. That much field experience shouldn’t go to waste.” “A lot of them are stake-and-hammer guys though,” Newman said. “Old-fashioned doesn’t begin to cover their methods.” “The hunter that taught me the ropes was like that.” “I thought Forrester was your mentor. He’s known for his gun knowledge,” Livingston said. “You get that off his Wikipedia page?” I asked. “No, he worked a case that a buddy of mine was on. My friend is a gun nut, and he loved Forrester’s arsenal. He said that Forrester even used a flamethrower.” “Yep, that’s Ted,” I said, shaking my head. “So, he wasn’t your first mentor?” “No, Manny Rodriguez was. He taught me how to raise zombies and how to kill vampires.” “What happened to him?” Newman asked. “His wife thought he was getting too old and forced him to retire from the hunting side of things.” “It is not a job for old men,” Olaf said. “I guess it isn’t, but I wasn’t ready to fly solo when Manny retired. I was lucky I didn’t get killed doing jobs on my own at first.” “When did Forrester start training you?” Livingston asked. “Soon enough to help me stay alive.” “Ted spoke highly of you from the beginning,” Olaf said. “He does not give unearned praise. Are you being humble?” “No, I don’t . . . I really did have some close calls when Manny first retired, or maybe I just missed having backup.” Hazel brought our coffee and my Coke. “I’ll be back to fill those waters up, and with the juice,” she said before she left again. I so wanted to start questioning her, but this was Newman’s warrant and everyone else besides Olaf was local. They knew Hazel. I didn’t. I’d let them play it for now. The coffee was fresh and hot and surprisingly good for a mass-produced cup. I did add sugar and cream, so it wasn’t great coffee, but I didn’t add much, so it wasn’t bad either. Olaf put in way more sugar than I did, so his cup would have been too sweet for me. He didn’t take cream. I guessed we could be snobby about each other’s coffee habits later. “But it was Forrester who taught you how to fight empty hand?” Livingston asked. “I had some martial arts when we met, but he started me on more real-world training that worked outside of a judo mat or a martial arts tournament.” “I thought he was out of New Mexico,” Livingston said. “He is.” “And you’re in St. Louis, Missouri.” “I am.” “Hard to train long-distance.” “I have people I train with at home.” “How often do you train?” Kaitlin asked. “At least three times a week in hand-to-hand and blade.” “Really that often?” Newman asked. “Yeah. How often do you train?” “I go to the range two, three times a month.” “Any martial arts?” I asked. “I go to the gym three times a week.

Perhaps the hardest part of the job was simply being attached to and dependent on people who didn’t think much of you. Virginia Woolf’s diaries are almost obsessively preoccupied with her servants and the challenge of maintaining patience with them. Of one, she writes: “She is in a state of nature: untrained; uneducated … so that one sees a human mind wriggling undressed.” As a class they were as irritating as “kitchen flies.” Woolf’s contemporary Edna St. Vincent Millay was rather more blunt: “The only people I really hate are servants. They are not really human beings at all.” It was unquestionably a strange world. Servants constituted a class of humans whose existences were fundamentally devoted to making certain that another class of humans would find everything they desired within arm’s reach more or less the moment it occurred to them to desire it. The recipients of this attention became spoiled almost beyond imagining. Visiting his daughter in the 1920s, in a house too small to keep his servants with him, the tenth Duke of Marlborough emerged from the bathroom in a state of helpless bewilderment because his toothbrush wasn’t foaming properly. It turned out that his valet had always put the toothpaste on the brush for him, and the Duke was unaware that toothbrushes didn’t recharge automatically. The servants’ payoff for all this was often to be treated appallingly. It was common for mistresses to test the honesty of servants by leaving some temptation where they were bound to find it—a coin on the floor, say—and then punishing them if they pocketed it. The effect was to instill in servants a slightly paranoid sense that they were in the presence of a superior omniscience. Servants were also suspected of abetting burglars by providing inside information and leaving doors unlocked. It was a perfect recipe for unhappiness on both sides. Servants, especially in smaller households, tended to think of their masters as unreasonable and demanding. Masters saw servants as slothful and untrustworthy. Casual humiliation was a regular feature of life in service. Servants were sometimes required to adopt a new name, so that the second footman in a household would always be called “Johnson,” say, thus sparing the family the tedium of having to learn a new name each time a footman retired or fell under the wheels of a carriage. Butlers were an especially delicate issue. They were expected to have the bearing and comportment of a gentleman, and to dress accordingly, but often the butler was required to engage in some intentional sartorial gaucherie—wearing trousers that didn’t match his jacket, for instance—to ensure that his inferiority was instantly manifest.* One handbook actually gave instructions—in fact, provided a working script—for how to humiliate a servant in front of a child, for the good of both child and servant.

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A fierce battle was taking place at Tobruk, and nothing thrilled him more than spirited warfare and the prospect of military glory. He stayed up until three-thirty, in high spirits, “laughing, chaffing and alternating business with conversation,” wrote Colville. One by one his official guests, including Anthony Eden, gave up and went to bed. Churchill, however, continued to hold forth, his audience reduced to only Colville and Mary’s potential suitor, Eric Duncannon. Mary by this point had retired to the Prison Room, aware that the next day held the potential to change her life forever. — IN BERLIN, MEANWHILE, HITLER and Propaganda Minister Joseph Goebbels joked about a newly published English biography of Churchill that revealed many of his idiosyncrasies, including his penchant for wearing pink silk underwear, working in the bathtub, and drinking throughout the day. “He dictates messages in the bath or in his underpants; a startling image which the Führer finds hugely amusing,” Goebbels wrote in his diary on Saturday. “He sees the English Empire as slowly disintegrating. Not much will be salvageable.” — ON SUNDAY MORNING, a low-grade anxiety colored the Cromwellian reaches of Chequers. Today, it seemed, would be the day Eric Duncannon proposed to Mary, and no one other than Mary was happy about it. Even she, however, was not wholly at ease with the idea. She was eighteen years old and had never had a romantic relationship, let alone been seriously courted. The prospect of betrothal left her feeling emotionally roiled, though it did add a certain piquancy to the day. New guests arrived: Sarah Churchill, the Prof, and Churchill’s twenty-year-old niece, Clarissa Spencer-Churchill—“looking quite beautiful,” Colville noted. She was accompanied by Captain Alan Hillgarth, a raffishly handsome novelist and self-styled adventurer now serving as naval attaché in Madrid, where he ran intelligence operations; some of these were engineered with the help of a lieutenant on his staff, Ian Fleming, who later credited Captain Hillgarth as being one of the inspirations for James Bond. “It was obvious,” Colville wrote, “that Eric was expected to make advances to Mary and that the prospect was viewed with nervous pleasure by Mary, with approbation by Moyra, with dislike by Mrs. C. and with amusement by Clarissa.” Churchill expressed little interest. After lunch, Mary and the others walked into the rose garden, while Colville showed Churchill telegrams about the situation in Iraq. The day was sunny and warm, a nice change from the recent stretch of cold. Soon, to Colville’s mystification, Eric and Clarissa set off on a long walk over the grounds by themselves, leaving Mary behind. “His motives,” Colville wrote, “were either Clarissa’s attraction, which she did not attempt to keep in the background, or else the belief that it was good policy to arouse Mary’s jealousy.” After the walk, and after Clarissa and Captain Hillgarth had left, Eric took a nap, with the apparent intention (as Colville

Everywhere you look with this young lady, there’s a purity of motivation,” Shultz told him. “I mean she really is trying to make the world better, and this is her way of doing it.” Mattis went out of his way to praise her integrity. “She has probably one of the most mature and well-honed sense of ethics—personal ethics, managerial ethics, business ethics, medical ethics that I’ve ever heard articulated,” the retired general gushed. Parloff didn’t end up using those quotes in his article, but the ringing endorsements he heard in interview after interview from the luminaries on Theranos’s board gave him confidence that Elizabeth was the real deal. He also liked to think of himself as a pretty good judge of character. After all, he’d dealt with his share of dishonest people over the years, having worked in a prison during law school and later writing at length about such fraudsters as the carpet-cleaning entrepreneur Barry Minkow and the lawyer Marc Dreier, both of whom went to prison for masterminding Ponzi schemes. Sure, Elizabeth had a secretive streak when it came to discussing certain specifics about her company, but he found her for the most part to be genuine and sincere. Since his angle was no longer the patent case, he didn’t bother to reach out to the Fuiszes. — WHEN PARLOFF’S COVER STORY was published in the June 12, 2014, issue of Fortune, it vaulted Elizabeth to instant stardom. Her Journal interview had gotten some notice and there had also been a piece in Wired, but there was nothing like a magazine cover to grab people’s attention. Especially when that cover featured an attractive young woman wearing a black turtleneck, dark mascara around her piercing blue eyes, and bright red lipstick next to the catchy headline “THIS CEO IS OUT FOR BLOOD.” The story disclosed Theranos’s valuation for the first time as well as the fact that Elizabeth owned more than half of the company. There was also the now-familiar comparison to Steve Jobs and Bill Gates. This time it came not from George Shultz but from her old Stanford professor Channing Robertson. (Had Parloff read Robertson’s testimony in the Fuisz trial, he would have learned that Theranos was paying him $500,000 a year, ostensibly as a consultant.) Parloff also included a passage about Elizabeth’s phobia of needles—a detail that would be repeated over and over in the ensuing flurry of coverage his story unleashed and become central to her myth. When the editors at Forbes saw the Fortune article, they immediately assigned reporters to confirm the company’s valuation and the size of Elizabeth’s ownership stake and ran a story about her in their next issue. Under the headline “Bloody Amazing,” the article pronounced her “the youngest woman to become a self-made billionaire.” Two months later, she graced one of the covers of the magazine’s annual Forbes 400 issue on the richest people in America. More fawning stories followed in USA Today, Inc., Fast Company, and Glamour, along with segments on NPR, Fox Business, CNBC, CNN, and CBS News. With the explosion of media coverage came invitations to numerous conferences and a cascade of accolades. Elizabeth became the youngest person to win the Horatio Alger Award. Time magazine named her one of the one hundred most influential people in the world. President Obama appointed her a U.S. ambassador for global entrepreneurship, and Harvard Medical School invited her to join its prestigious board of fellows.

A mine is anonymous, a crude weapon. Partisans like using mines because of the peculiar nature of their struggle, which makes the landscape uncertain. The anarch is not tempted by them, if only because he is oriented to facts, not ideas. He fights alone, as a free man, and would never dream of sacrificing himself to having one inadequacy supplant another and a new regime triumph over the old one. In this sense, he is closer to the philistine; the baker whose chief concern is to bake good bread; the peasant, who works his plough while armies march across his fields. The anarch is a forest rebel, the partisans are a collective. I have observed their quarrels as both a historian and a contemporary. Stuffy air, unclear ideas, lethal energy, which ultimately puts abdicated monarchs and retired generals back in the saddle – and they then show their gratitude by liquidating those selfsame partisans. I had to love certain ones, because they loved freedom, even though the cause did not deserve their sacrifice; this made me sad. If I love freedom above all else, then any commitment becomes a metaphor, a symbol. This touches on the difference between the forest rebel and the partisan: this distinction is not qualitative but essential in nature. The anarch is closer to Being. The partisan moves within the social or national party structure, the anarch is outside of it. Of course, the anarch cannot elude the party structure, since he lives in society. The difference will be obvious when I go to my forest shack while my Lebanese joins the partisans. I will then not only hold on to my essential freedom, but also gain its full and visible enjoyment. The Lebanese, by contrast, will shift only within society; he will become dependent on a different group, which will get an even tighter hold on him. Naturally, I could just as well or just as badly serve the partisans rather than the Condor – a notion I have toyed with. Either way, I remain the same, inwardly untouched. It makes no difference that it is more dangerous siding with the partisans than with the tyrant; I love danger. But as a historian, I want danger to stand out sharply. Murder and treason, pillage and fire, and vendetta are of scant interest for the historian; they render long stretches of history – say, Corsican – unfruitful. Tribal history becomes significant only when, as in the Teutoburger Wald, it manifests itself as world history. Then names and dates shine. The partisan operates on the margins; he serves the great powers, which arm him with weapons and slogans. Soon after the victory, he becomes a nuisance. Should he decide to maintain the role of idealist, he is made to see reason. In Eumeswil, where ideas vegetate, the process is even more wretched. As soon as a group has coalesced, ‘one of Twelve’ is bound to consider betrayal. He is then killed, often merely on suspicion. At the night bar, I heard the Domo mention such a case to the Condor. ‘He could have gotten off more cheaply with us,’ he commented. ‘Muddle heads – I’ll take the gangsters anytime: they know their business.’ I entered this in my notebook. In conclusion, I would like to repeat that I do not fancy myself as anything special for being an anarch. My emotions are no different from those of the average man. Perhaps I have pondered this relationship a bit more carefully and am conscious of a freedom to which ‘basically’ everybody is entitled – a freedom that more or less dictates his actions.

Under these circumstances the most anodyne book was a source of danger from the simple fact that love was alluded to, and woman depicted as an attractive creature; and this was enough to account for all—for the inherent ignorance of Catholics, since it was proclaimed as the preventive cure for temptations—for the instinctive horror of art, since to these craven souls every written and studied work was in its nature a vehicle of sin and an incitement to fall. Would it not really be far more sensible and judicious to open the windows, to air the rooms, to treat these souls as manly beings, to teach them not to be so much afraid of their own flesh, to inculcate the firmness and courage needed for resistance? For really it is rather like a dog which barks at your heels and snaps at your legs if you are afraid of him, but who beats a retreat if you turn on him boldly and drive him off. The fact remains that these schemes of education have resulted, on the one hand, in the triumph of the flesh in the greater number of men who have been thus brought up and then thrown into a worldly life, and on the other, in a wide diffusion of folly and fear, an abandonment of the possessions of the intellect and the capitulation of the Catholic army surrendering without a blow to the inroads of profane literature, which takes possession of territory that it has not even had the trouble of conquering. This really was madness! The Church had created art, had cherished it for centuries; and now by the effeteness of her sons she was cast into a corner. All the great movements of our day, one after the other—romanticism, naturalism—had been effected independently of her, or even against her will. If a book were not restricted to the simplest tales, or pleasing fiction ending in virtue rewarded and vice punished, that was enough; the propriety of beadledom was at once ready to bray. As soon as the most modern form of art, the most malleable and the broadest—the Novel—touched on scenes of real life, depicted passion, became a psychological study, an effort of analysis, the army of bigots fell back all along the line. The Catholic force, which might have been thought better prepared than any others to contest the ground which theology had long since explored, retired in good order, satisfied to cover its retreat by firing from a safe distance, with its old-fashioned match-lock blunderbusses, on works it had neither inspired nor written. The Church party, centuries behind the time, and having made no attempt to follow the evolution of style in the course of ages, now turned to the rustic who can scarcely read; it did not understand more than half of the words used by modern writers, and had become, it must be said, a camp of the illiterate. Incapable of distinguishing the good from the bad, it included in one condemnation the filth of pornography and real works of art; in short, it ended by emitting such folly and talking such preposterous nonsense, that it fell into utter discredit and ceased to count at all. And it would have been so easy for it to work on a little way, to try to keep up with the times, and to understand, to convince itself whether in any given work the author was writing up the Flesh, glorifying it, praising it, and nothing more, or whether, on the contrary, he depicted it merely to buffet it—hating it. And, again, it would have done well to convince itself that there is a chaste as well as a prurient nude, and that it should not cry shame on every picture in which the nude is shown. Above all, it ought to have recognized that vices may well be depicted and studied with a view to exciting disgust of them and showing their horrors.

Long-term care is the one big risk that can wipe out your entire life's work, but many people don't have insurance to protect themselves from this risk.

A dramatic ageing of the population. Its effects will start being felt in 2005 (from the retirement of numerous groups). Since the government did not foresee and reform the retirement system paid out of each year’s taxes, we know it is already too late. There will not be sufficient funds to furnish allocations and healthcare to seniors and ever higher taxes will be levied on those who are working. The result will necessarily be a generalised lowering of purchasing power and therefore of economic growth based on consumption. The ageing of the population will also rapidly lead — it is already happening — to another frightening effect: a loss of technological skills. There are not enough young minds. 2)  The massive immigration of new battalions from the Third World to palliate these gaps, so desired by the UN, is an imposture. These migrants are unskilled and need social services themselves. They are mouths to feed, not the brains needed in a post-industrial society. Germany wanted to import more than 30,000 engineers that it needs (already), but got only 9,000 Indians. The immigration-colonisation (of which the entire cost is already more than 122 billion euros a year), which will not stop growing, added to the steadily increasing birth rate of the foreigners — most of them, as everyone knows, are not able to earn a good education — will be one more brake on economic prosperity. The current masses of ‘youths’ from Africa and North Africa will for the most part have a choice only between unemployment supported by welfare payments or participation in the parallel and criminal economy. The professional value of the workforce is going to experience a dramatic decline as soon as 2010.

Fill-In-the-Blank Headlines with Examples They Didn't Think I Could ________, but I Did. This headline works well for many reasons, including our natural tendency to root for the underdog. We're fascinated with stories of people who overcome great obstacles and others' ridicule to achieve success. When this headline refers to something you have thought about doing, but talked yourself out of, you'll want to know if the successful person shared your doubt or fear or handicap. Examples: They Laughed When I Sat Down at the Piano — but Not When I Started to Play! They Grinned When the Waiter Spoke to Me in French — but Their Laughter Changed to Amazement at My Reply! Who Else Wants ________? I like this type of headline because of its strong implication that a lot of other people know something the reader doesn't. Examples: Who Else Wants a Hollywood Actress' Figure? Who Else Needs an Extra Hour Every Day? How ________ Made Me ________ This headline introduces a first-person story. People love stories and are remarkably interested in other people. This headline structure seems to work best with dramatic differences. Examples: How a “Fool Stunt” Made Me a Star Salesman. How a Simple Idea Made Me “Plant Manager of the Year.” How Relocating to Tennessee Saved Our Company $1 Million a Year Are You ________? The question headline is used to grab attention by challenging, provoking, or arousing curiosity. Examples: Are You Ashamed of the Smells in Your House? Are You Prepared for the Next Stock Market Crash? How I ________ Very much like How ________ Made Me ________, this headline introduces a first-person story. The strength of the benefit at the end, obviously, controls its success. Examples: How I Raised Myself from Failure to Success in Selling. How I Retired at Age 40 — With a Guaranteed Income for Life.

Most people, wherever they’re from, whatever they look like, are looking for the same thing. They’re not trying to get filthy rich. They don’t expect someone else to do what they can do for themselves. “But they do expect that if they’re willing to work, they should be able to find a job that supports a family. They expect that they shouldn’t go bankrupt just because they get sick. They expect that their kids should be able to get a good education, one that prepares them for this new economy, and they should be able to afford college if they’ve put in the effort. They want to be safe, from criminals or terrorists. And they figure that after a lifetime of work, they should be able to retire with dignity and respect.

When the emperor Diocletian retired in 305, however, Constantine son of Constantius Chlorus rushed his legions down from Britain to join in the struggle for power. He also displayed a ruthless cunning in working to secure his title. He married the daughter of Diocletian’s co-emperor, Maximian, then in 310 had his father-in-law arrested and strangled.

When the emperor Diocletian retired in 305, however, Constantine son of Constantius Chlorus rushed his legions down from Britain to join in the struggle for power. He also displayed a ruthless cunning in working to secure his title. He married the daughter of Diocletian’s co-emperor, Maximian, then in 310 had his father-in-law arrested and strangled. The next year he allied himself with one rival, Licinius, in order to declare war on the other, Maximian’s son, Maxientius.

Role Modeling and Meaningful Mentors Given the importance of socialization in leadership education and the power of analogue to organize people's approaches, one important facet of training the next generation of impact investors is to celebrate role models. Historically business schools have exposed students to leading businesspeople who have exemplified a model life in which their business success was followed by a retirement enriched by charity work. Now the increasing popularity on business school campuses of impact investing pioneers is offering an alternative model for students to follow. Schools that recognize the importance of mentoring and role modeling will need to identify additional opportunities to expose students to similarly forward-looking role models. Beyond the charismatic entrepreneurs, role models can also come from the leaders of networks, standard-setting bodies and other industry-builders who will increasingly represent high-leverage leadership in the impact investing industry's next phase.

Work helps prevent one from getting old. I, for one, cannot dream of retiring. Not now or ever. Retire? The word is alien and the idea inconceivable to me. I don’t believe in retirement for anyone in my type of work, not while the spirit remains. My work is my life. I cannot think of one without the other. To retire means to begin to die. The man who works and is never bored is never old. Work and interest are the best remedy for age. Each day I am reborn. Each day I must begin again.

USING YOUR NEST EGG TO DELAY CLAIMING If you’re fortunate enough to have a nest egg and you want to retire, you can consider withdrawing more savings up front as a way to hold off starting your Social Security benefit. But does the strategy make sense? It well may, and there are some important things to keep in mind. Social Security benefits go up about 7 percent for each year they are not claimed between age 62 and your full retirement age. Wait longer and the reward grows even more: Benefits increase 8 percent annually for each year they are not claimed between full retirement age and 70. Are your financial resources adequate to support your lifestyle without Social Security, so you can delay claiming and lock in the income gains I just described? The issue can get complicated, and those interested may want to talk it over with a financial advisor. Among the considerations are the following: The tax bite: A portion of your Social Security benefit may be subject to income tax (though at least 15 percent is tax free for everyone). Withdrawals from (non-Roth) Individual Retirement Accounts will surely have tax implications. But some research has shown that withdrawing more up front may reduce the tax bite later. Check your situation with an expert. Family income: Is your spouse eligible for Social Security based on his or her work record? This increases your options. Just know that your total income may affect whether your Social Security benefits are subject to income tax, how much, and whether it makes sense to delay claiming. (See Chapter 13 for a discussion of income tax rules and Social Security, including provisional income.) Your investments: Consider reasonable rates of return, including your appetite for risk, in weighing the pros and cons of delaying a claim for Social Security. It’s extremely difficult to beat Social Security’s guaranteed returns. Finally, a note of caution (and common sense): If your nest egg is modest, the strategy of withdrawing savings to delay Social Security may be unwise, because it’s important to have a cushion. Be realistic when calculating how much of a cushion you need.

It’s experience that has value, not possessions. We desire possessions because we think they’ll make us happier, but extensive research shows that once our basic survival needs are met, increased possessions don’t boost happiness levels. Meditation gives us the option of going straight to happiness and skipping the intermediate step of possessions. Acquiring them takes a lot of work and time, and all that effort can take us out of flow. We can spend a 40-year career amassing the possessions and money that we believe will give us happiness in retirement. Skipping the amassing stage and going straight to bliss gives us the end goal at the beginning. We win the gold medal before the contest even begins. Play doesn’t happen in an imaginary future in which our lives are perfect. Play happens now. We can become billionaires of happy experiences, the bank vaults of our minds overflowing with joy. That’s the only currency that counts. We’ve then acquired the end state without going through the intermediate state of getting stuff. We’ve loaded the dice, so that any and every roll produces bliss. Why not live like that every day? DEEPENING PRACTICES Here are practices you can do this week to integrate the information in this chapter into your life: Releasing the Suffering Self: That’s the theme of this chapter’s companion meditation. Use the link below to listen to this free 15-minute meditation each morning. Play the “Name Your Demon” Game: Give the selfing part of yourself a funny personal name, or ask it what its name is and write down the answer. One woman christened hers “Sticky.” Another, “Yuggo.” This exercise separates you from identification with the demon, and reminds you that you’re in control. Make the Subject-Object Shift: Whenever you find your mind wandering during meditation, simply thank your DMN by name (e.g., “Thanks, Yuggo!”) and then move your attention back to Focus. Mindfulness App: As a way of becoming mindful, enroll in the Harvard wandering mind study by using the link below to download the smartphone app. Time in Nature: Spend time in nature at least three times this week. Write those times in your calendar now, and treat them as seriously as you’d treat a doctor’s appointment. This exercise in self-care is a way of centering your mind and nurturing yourself. Journaling: In your new personal journal, write down the insights you have this week. Notice the way your mind works in meditation, and describe it in your journal. Just a few words are enough, like, “Had a hard time getting to a good place this morning. Lots of mind wandering, but I settled down in 15 minutes.

If Magda were going to lead by example and share something, it might have been this: She’s thrilled to be working again. Her tidy and modest routine had grown dull; she was bored and more than once she had checked flights back to St. Thomas. She’d retired from cruise ships for good but there was a new resort opening on Lovango Cay and she thought she might head up housekeeping there. But then she’d heard from Xavier, who told her what he’d done—bought a hotel, sight unseen, on the island where she now lives.

There is only one way for women to reach full human potential—by participating in the mainstream of society, by exercising their own voice in all the decisions shaping that society. For women to have full identity and freedom, they must have economic independence. Breaking through the barriers that had kept them from the jobs and professions rewarded by society was the first step, but it wasn’t sufficient. It would be necessary to change the rules of the game to restructure professions, marriage, the family, the home. The manner in which offices and hospitals are structured, along the rigid, separate, unequal, unbridgeable lines of secretary/executive, nurse/doctor, embodies and perpetuates the feminine mystique. But the economic part would never be complete unless a dollar value was somehow put on the work done by women in the home, at least in terms of social security, pensions, retirement pay. And housework and child rearing would have to be more equally shared by husband, wife, and society. Equality and human dignity are not possible for women if they are not able to earn. When the young radical kids came into the movement, they said it was “boring” or “reformist” or “capitalist co-option” to place so much emphasis on jobs and education. But very few women can afford to ignore the elementary economic facts of life. Only economic independence can free a woman to marry for love, not for status or financial support, or to leave a loveless, intolerable, humiliating marriage, or to eat, dress, rest, and move if she plans not to marry. But the importance of work for women goes beyond economics. How else can women participate in the action and decisions of an advanced industrial society unless they have the training and opportunity and skills that come from participating in it?

People look at life like it's a series of checkboxes. Graduate, go to work, get married, get a house, have a kid, get a dog, have another kid, go to Disney World, send the kids off to school, retire, spoil the grandkids. There's always something to do next. Always another checkbox. It keeps you busy, keeps you from looking around and wondering 'What's the point of all this?

A withered woman sits in a chair hardly moving, her face red and swollen, her eyesight almost gone, her hearing gone, her breathing scratchy like the rustle of dead leaves on stones. Years pass. There are few visitors. Gradually, the woman gains strength, eats more, loses the heavy lines in her face. She hears voices, music. Vague shadows gather themselves into light and lines and images of tables, chairs, people’s faces. The woman makes excursions from her small house, goes to the market, occasionally visits a friend, drinks tea at cafés in good weather. She takes needles and yarn from the bottom drawer of her dresser and crochets. She smiles when she likes her work. One day her husband, with whitened face, is carried into her house. In hours, his cheeks become pink, he stands stooped over, straightens out, speaks to her. Her house becomes their house. They eat meals together, tell jokes, laugh. They travel through the country, visit friends. Her white hair darkens with brown streaks, her voice resonates with new tones. She goes to a retirement party at the gymnasium, begins teaching history. She loves her students, argues with them after class. She reads during her lunch hour and at night. She meets friends and discusses history and current events. She helps her husband with the accounts at his chemist’s store, walks with him at the foot of the mountains, makes love to him. Her skin becomes soft, her hair long and brown, her breasts firm. She sees her husband for the first time in the library of the university, returns his glances. She attends classes. She graduates from the gymnasium, with her parents and sister crying tears of happiness. She lives at home with her parents, spends hours with her mother walking through the woods by their house, helps with the dishes. She tells stories to her younger sister, is read to at night before bed, grows smaller. She crawls. She nurses.

When people say those things to me, I look at them and say, “What do you mean, retire?” A person doesn’t retire from the work of God. You may change the direction of your labor, but you don’t ever, ever stop seeking to be faithful to God. I had a friend who was a missionary. He was in his eighties, he was infirm, and he couldn’t do any physical work anymore. But he said to me, “I can still labor eight hours a day.” I asked him, “What do you do?” He said, “I pray. That’s all I can do.” He wasn’t retired.

While we’re alive, we don’t retire from the work of God, but we do long for the day when we can retire into our final rest—when we can behold Jesus face to face, just as Simeon did.

Italians are blessed with long healthy lives nonetheless, thanks to the combination of a world-class lifestyle and universal access to health care, however unreliable it may be. They also benefit from a more uniform distribution of income and wealth, which has been shown to improve health outcomes. In the US, the world’s most unequal country, the average income of the top ten percent is nineteen times the average income in the bottom ten percent; in Italy that ratio is only eleven to one. Plus, Italian labor laws ensure that parents can take time off to bond with their children without losing their job, sick people don’t have to drag themselves back to work prematurely, and retirement doesn’t equal poverty.

His Retired Excellency had called in a powerful ascetic from the Kazuraki Mountains, and now he received the man and set him to working his prayers. The Great Rite and the chanting of scriptures went forward amid a tremendous din. He also sent his younger sons to look for others as well, wherever people said they might be found—more or less holy men of every kind, hidden deep in the hills and hardly known to the world at all—and he summoned these, too, until odious, repellent mountain ascetics began gathering to his residence in large numbers. The patient just suffered from vague fears and at times only sobbed.

At the age of five, she was forced to flee an area of the world that is now Pakistan. It was during the time of the bloody Indian subcontinent partition. Along with her family, my mother joined one of the largest human migrations in history. After arriving in India, she lived as a refugee for the next several years, struggling to survive. People in those refugee camps didn’t have the luxury of hopes, dreams, and aspirations. Yet her mother (my grandmother), Gopibai Hingorani, a woman who had completed only the fourth grade, told her she was going to make sure her daughter received something that no one could ever take away from her: an education. It still gives me shivers to imagine a young girl trapped in a camp being told she would one day become someone who mattered. By keeping her promise, my grandmother initially gave my mother her sense of purpose. My mom completed engineering college in India and made history as the first female engineer there. It was just the beginning of her life in a male-dominated space. After reading a biography of Henry Ford, she dreamed of working for the company that he’d built. Again, my grandparents came through. They took their savings of a lifetime to send my mom to the United States in 1965. At age twenty-four, she became the first woman hired as an engineer at Ford Motor Company. My parents are now retired in Florida, but they stay active, playing a lot of bridge, singing karaoke, and traveling. My mother spends a lot of time with her five granddaughters, teaching them the value of a life lived with purpose.

The victories these unions won reshaped work for us all. The forty-hour workweek, overtime pay, employer health insurance and retirement benefits, worker compensation—all these components of a “good job” came from collective bargaining and union advocacy with governments in the late 1930s and ’40s. And the power to win these benefits came from solidarity—Black, white, and brown, men and women, immigrant and native-born.

On several occasions, I have met and spoken to retired men that once worked inside government facilities whose job was “tracking and storing” data. In every case, the higher they were, the more apt they were (upon retiring) to have no electronics such as iPhones, laptops, or smart televisions. They communicated the old school way, on a landline. Most were living in the country, far from cities where they grew their own food, drilled wells, raise cattle and chickens. At times, they will use special equipment and do “sweeps” of each room in their house or office to detect electronic listening devices. They are not hyper, but they are knowledgeable.

In August of 1993, Frank Salerno, the famous bulldog of Sheriffs Homicide, retired from police work for good.

Why invest in Stocks? Answer: 1) You can own multiple businesses 2) Working hours are defined 3) No retirement age 4) Work from Anywhere 5) No organisation required 6) Fully scaleable - can buy 1 or 1 million shares at the same price 7) Quickest Liquidity 8) You can ‘bunk’ your ‘business’ days at your will, for as long as you wish, and get back as conveniently.

In general, it could be said that we talk about many things. I’ll try to list them in no particular order. 1) The Latin American hell that, especially on weekends, is concentrated around some Kentucky Fried Chickens and McDonald’s. 2) The doings of the Buenos Aires photographer Alfredo Garófano, childhood friend of Rodrigo and now a friend of mine and of anyone with the least bit of discernment. 3) Bad translations. 4) Serial killers and mass murderers. 5) Prospective leisure as the antidote to prospective poetry. 6) The vast number of writers who should retire after writing their first book or their second or their third or their fourth or their fifth. 7) The superiority of the work of Basquiat to that of Haring, or vice versa. 8) The works of Borges and the works of Bioy. 9) The advisablity of retiring to a ranch in Mexico near a volcano to finish writing The Turkey Buzzard Trilogy. 10) Wrinkles in the space-time continuum. 11) The kind of majestic women you’ve never met who come up to you in a bar and whisper in your ear that they have AIDS (or that they don’t). 12) Gombrowicz and his conception of immaturity. 13) Philip K. Dick, whom we both unreservedly admire. 14) The likelihood of a war between Chile and Argentina and its possible and impossible consequences. 15) The life of Proust and the life of Stendhal. 16) The activities of some professors in the United States. 17) The sexual practices of titi monkeys and ants and great cetaceans. 18) Colleagues who must be avoided like limpet mines. 19) Ignacio Echevarría, whom both of us love and admire. 20) Some Mexican writers liked by me and not by him, and some Argentine writers liked by me and not by him. 21) Barcelonan manners. 22) David Lynch and the prolixity of David Foster Wallace. 23) Chabon and Palahniuk, whom he likes and I don’t. 24) Wittgenstein and his plumbing and carpentry skills. 25) Some twilit dinners, which actually, to the surprise of the diner, become theater pieces in five acts. 26) Trashy TV game shows. 27) The end of the world. 28) Kubrick’s films, which Fresán loves so much that I’m beginning to hate them. 29) The incredible war between the planet of the novel-creatures and the planet of the story-beings. 30) The possibility that when the novel awakes from its iron dreams, the story will still be there.

Then came the British Museum Massacre. Two thousand culture fans gassed with dichlorethyl sulphide. In the end, the Controllers realized that force was no good. The slower but infinitely surer methods of ectogenesis, Neo-Pavlovian conditioning and hypnopaedia. The discoveries of Pfitzner and Kawaguchi were at last made use of. An intensive propaganda against vivaparous reproduction accompanied by a campaign against the Past; by the closing of museums, the blowing up of historical monuments (luckily most of them had already been destroyed during the Nine Years' War); by the suppression of all books published before A.F. 150. There were some things called pyramids, for example and a man called Shakespeare. There was a thing called Christianity, the ethics and philosophy of under-consumption which was essential when there was under-production. But in an age of machines and the fixation of nitrogen they are positively a crime against society. All crosses had their tops cut and became T's. There was also a thing called God. We have the World State now. And Ford's Day celebrations, and Community Sings, and Solidarity Services. There was a thing called Heaven; but all the same they used to drink enormous quantities of alcohol. Like meat, like so much meat. There was a thing called the soul and a thing called immortality but they used to take morphia and cocaine. Two thousand pharmacologists and bio-chemists were subsidized in A.F. 178. Six years later it was being produced commercially. The perfect drug. Euphoric, narcotic, pleasantly hallucinant. All the advantages of Christianity and alcohol; none of their defects. Take a holiday from reality whenever you like, and come back without so much as a headache or a mythology. It only remained to conquer old age. Gonadal hormones, transfusion of young blood, magnesium salts. All the physiological stigmata of old age have been abolished. And along with them, of course all the old man's mental peculiarities. Work, play – at sixty our powers ans tastes are what they were at seventeen. Old men in the bad old days used to renounce, retire, take to religion, spend their time reading, thinking – thinking!

Another ambiguity in debates over work and welfare concerns time. Any duty to work must include a time dimension. Advocates of the new work regime often seem to assume that “workers” should always be working—occupying a full-time job (forty or more hours a week), forty-eight to fifty weeks a year (excluding leaves for illness, injury, or maternity), every year of their adult lives (excluding periods of full-time education), until retirement age. But why are these the only kind of “workers” who have fulfilled their moral or civic duties with respect to work? Arguably, we should consider someone a worker in good moral or civic standing even if he or she takes periods off from work—say, to do care work (if this is not considered “work”), to augment or develop new skills, to participate in activities that, though not considered “work,” promote social welfare, or to just take a break to do something more personally satisfying. Setting aside the details, the point is that even in a society that regards work as a duty, there can be a variety of work regimes and we should consider whether a less onerous regime, with more opportunity for leisure, would be both desirable and feasible.

You work for the company. Employees make their business owner or the shareholders rich, not themselves. Your efforts and success will help provide for the owner’s success and retirement. 2.​You work for the government. The government takes its share from your paycheck before you even see it. By working harder, you simply increase the amount of taxes taken by the government. Most people work from January to May just for the government. 3.​You work for the bank. After taxes, your next largest expense is usually your mortgage and credit-card debt. The problem with simply working harder is that each of these three levels takes a greater share of your increased efforts. You need to learn how to have your increased efforts benefit you and your family directly.

Some of that anger I understood, even if I considered it misdirected. Many of the working- and middle-class whites gravitating to the Tea Party had suffered for decades from sluggish wages, rising costs, and the loss of the steady blue-collar work that provided secure retirements. Bush and establishment Republicans hadn’t done anything for them, and the financial crisis had further hollowed out their communities. And so far, at least, the economy had gotten steadily worse with me in charge, despite more than a trillion dollars channeled into stimulus spending and bailouts. For those already predisposed toward conservative ideas, the notion that my policies were designed to help others at their expense—that the game was rigged and I was part of the rigging—must have seemed entirely plausible.

Returning to Bath, Dahmer moved in with his father and stepmother. However, it was not long before his excessive drinking got him in trouble with the law. In October 1981, he was arrested for disorderly conduct and resisting arrest. His dad tried to get him some help and introduced him to Alcoholics Anonymous, but it didn’t take. Thoughts of his earlier deed refused to go away, and his drinking caused conflict in the home. To appease his wife, his father suggested Jeff move in with his paternal grandmother in West Allis, Wisconsin—a working-class suburb of Milwaukee. His father felt it would serve two purposes: Jeff could look after his grandmother, who was getting on in years, and with him gone, there would finally be peace in their home. Dahmer’s move to Wisconsin was the beginning of some real soul searching. His grandmother was a very religious woman. He loved and admired her and felt she could help him get control of his life. She was kindly, loving, and tolerant, and she had a quiet serenity about her that he craved. He felt that religion might provide a way out of his predicament. They discussed religious matters, and he began to accompany her to Sunday service and weekday Bible study. This kept him sober during the day, but when Grandma retired for the evening, he began to drink again. He knew he had an alcohol problem, but felt his need to drink arose from the horrible memory he carried with him. He could never get it out of his mind. No matter how hard he tried, the knowledge of what he had done stayed with him.

Secure Man VS Vulnerable Man A secure man is someone who can identify their own weaknesses and improve. He can accept his flaws and maintain his self esteem. He knows his journey is never over, so he always strives for more. He lends strength to others needing a helping hand. He prefers to take the hard right over the easy wrong. He can handle constructive criticism without bitterness. He can provide for himself and his family. He can set goals for himself knowing one day he can achieve them. He is a multitasker. He doesn't make decisions just for the moment; He makes decisions that he knows will benefit and effect his whole life. If this man makes a mistake he will hold himself responsible and correct his mistake. He has confidence in himself and holds no one else accountable for his happiness and/or peace of mind. A sincere understanding of empathy for others, a sense of humility, and humbleness are reinforcing characteristics of this man. A secure man has faith in the Lord. A vulnerable man is someone who depends on others. He can not accomplish routine tasks or deliver on his own. He is always asking for a helping hand and has little or no self esteem. He lives for the moment without a life plan. He doesn't set lifetime goals. A vulnerable man is either too arrogant and ignorant to notice when somebody is trying to help him, so he rebels against those closest to him. A vulnerable man gets angry when things doesn't go his way. He doesn't only complain, he also complains about what others aren't doing for him. He can't provide for himself or others. You can never go to him for advice or will he extend a hand of help to others without wanting something in return. A vulnerable man can not make a decision and lives a reactive life instead of a proactive one. He knows right from wrong...but still decides to go the wrong way because it's the easiest. A vulnerable man seeks an enabler one who will bail them out time and time again. Others notices his individual weaknesses...However he chooses a life of denial and deflection. This man believes it is always someone else's fault and feels entitled to others hard work and efforts. A vulnerable man has no faith in a higher power and thinks he'll never have to answer for the choices made in their life.-27 September 2012-

The vote only empowers you to represent abilities, whereas the beauty of work and actuality of capability qualify you as a true leader; otherwise, the majority vote is just a power game, not insight.” Ziauddin Khawaja, known as Ziauddin Butt, in the military coup against the elected Prime Minister of Pakistan, Nawaz Sharif, on October 12, 1999, under secret and mutual interests, assured the four corps commanders of that time of their loyalty to the army and in favor of General Musharraf. Military treachery was preferred over democratic values and the constitutional protection of the elected Prime Minister. If General Butt was a patriot, the worst general in history, Musharraf, would never have dared to hand over our beloved country to foreign forces. Every general tries to be a patriot and a hero after retirement. As many generals as there were in Pakistan and they broke, abrogated, or suspended the constitution from any angle, they were and are complete traitors to the Pakistani state, nation, and constitution, but also to the morale of the great forces, along with the traitorous judges of the judiciary, who participated equally. Not repeating such factors is a nation’s survival; otherwise, there will be no uniforms and no freedom. Staying within every institution’s limits is patriotism; give exemplary proof of your patriotism, and you are all subservient to the Constitution and those elected under the Constitution. Your oath is your declaration of respect and protection of democratic values; its violation is treason against the country and nation. On the other hand, Pakistani political parties and their leadership do not qualify in the context of politics since, if they are in power or opposition, they seek favor from the Armed Forces for their democratic dictatorship. The honest fact is that Pakistanis neither wanted nor wished to establish real democratic values and their enforcement. Lawmakers are unqualified and incapable of fulfilling the context of the Constitution, which is the essence of a pure and honest democracy with fair and transparent elections as per the will of voters, which never happened in Pakistan. Examples are visible and open to the world, even though no one feels sorry or ashamed for such an immoral, illegitimate, and unconstitutional mindset and trend of the Pakistani leadership of all political parties. Huge and widespread corruption is a threat to the Pakistani economy and people’s prosperity. IMF support and other benefits go into the hands of corrupt officials instead of prioritizing the well-being of society or individuals. Imposing taxes without prosperity in society and for people who already live below the poverty line is economic violence, not a beneficial impact. The fact is bare that the establishment misuses leaders and leaders misuse the establishment, which has become a national trend; consequently, state, nation, and constitution remain football for them, and they have been playing it for more than seven decades, losing the resources of land and people for their conflicts of interest. I can only suggest that you stop such a game before you defeat yourself.

He seemed surprised to hear from me now, his tone holding a note of shock. “Saint, how are you? What can I do for you?” “Kenneth. I just heard about the new volunteer counselor. I was hoping to get a copy of his credentials. As you know, the situation with some of the kids is pretty tenuous and new people scare them,” I said. “Oh! Didn’t you know he was coming? He said he had been approved months ago but he had delayed his start date due to traveling out of state for a family death. His name is Roland Cunningham. He’s been a high school counselor for fifteen years and now he’s semi-retired and wants to give back. He says that he saw so many gay kids who needed an ear.” I rolled my eyes so hard I almost hurt myself and Rio frowned at me questioningly. I shook my head and pulled in one deep breath before I spoke. “No, he hasn’t been approved for months. I’ve never heard of him. I suspect he’s a spy who belongs to Clay Greene.” I could hear Kenneth suck air, then chuckle disbelievingly. “Oh, no, Saint. That’s impossible. He had a copy of a volunteer application that you signed and dated in January. You probably just forgot, I know you’ve had a lot on your mind with your sister and everything.” I heard him click his tongue and had to work to not reach through the phone and wring his neck. “He’s going to make sure the kids have someone else to talk to. Don’t worry about it, I’m taking care of everything.” Rio’s frown had morphed into mild alarm, and I wasn’t sure what my face was doing that was causing it but whatever it was must have been interesting. He edged closer as I took several deep breaths. “Kenneth. Listen to me. You need to be cautious. Have you seen the security reports from Mr. Rao? Did make sure you let him know about this Cunningham? Did you run the background check?” “I glanced through the reports, yes, but no, I didn’t tell him about Roland. Mr. Rao is the night guard and Roland is scheduled for afternoons.” He chuckled lightly. “I didn’t see the overlap.” I did not grind my teeth, but it was a near thing. Rio hovered, not touching me, which I was grateful for. Once I got off this phone I was going to go off. “What about the background check, Ken? You know the background check policy.” “Oh, yes,” Kenneth said. “We did the background check. Completely clean, exemplary record with several awards from his career. Really, you need to calm down. I have it all under control.” “Right,” I said. “Well, I’ll let you get back to it then, Ken. Thank you.” I hung up before Kenneth could reply and Rio looked at me warily. “I am going to have him kicked off the board so fast his fucking head is going to spin. Shouldn’t be too hard, it’s full of ball bearings and broken gravel,” I snarled. “So that didn’t go well,” Rio observed quietly. He was still hovering, clearly unsure of how best to handle me.

In The Highly Sensitive Person, Elaine N. Aron, PhD, writes that finding the right vocation for the HSP is the hottest topic in her seminars. This makes perfect sense since a large group of chronic pain sufferers are either unemployed, working part time, hate their jobs, or have recently been forced to leave their jobs, or retired. They don’t know how to move forward—in career-coma—feeling unproductive and empty. Aron explains that HSPs “don’t thrive on long hours, stress, and overstimulating work environments.” Their difficulty in finding a satisfying endeavor stems from “their not appreciating their role, style, and potential contribution.” These people are often gifted artists or writers, teachers, consultants, counselors—people of great intuitive talents stuck in mundane and externally draining environments. They only find true satisfaction when matched with the right career—only truly happy when they are “liberated” from the first half of their lives and finally begin listening to their own voices. Aron continues, “Being so eager to please, we’re not easy to liberate. We’re too aware of what others need…. Often their intuition gives them a clearer picture of what needs to be done. Thus, many HSPs choose vocations of service.

FOCUS is one of the most valuable skills in business, and is becoming increasingly rare. If you can master this skill, you’ll achieve extraordinary results and make more money than most people. In his book, "Deep Work: Rules for Focused Success In a Distracted World", Cal Newport says: “Deep work is the ability to focus without distraction on a cognitively demanding task. It’s a skill that allows you to quickly master complicated information and produce better results in less time. Deep work will make you better at what you do and provide the sense of true fulfillment that comes from craftsmanship. In short, deep work is like a super power in our increasingly competitive twenty-first century economy. And yet, most people have lost the ability to go deep – spending their days instead in a frantic blur of email and social media, not even realizing there’s a better way.” When I started writing a book a month, I have to admit, it was challenging. I quickly realized I had a focus problem. Coincidentally, I attended a book festival and picked up a book by Catherine Price, "How to Break Up With Your Phone", and discovered my life was being sucked away one text message, one social media post, and one email at a time. If I wanted to write a book a month, I needed to get my life and my time back. I read Catherine’s book, and the following especially resonated with me: “Today, just over a decade since smartphones entered our lives, we’re beginning to suspect that their impact on our lives might not be entirely good. We feel busy but ineffective… The same technology that gives us freedom can also act like a leash—and the more tethered we become, the more it raises the question of who’s actually in control.” I had lost control of my time and my ability to focus. It wasn’t an overnight event, it was a slow, insidious change that happened over a long period of time. Below are some other interesting statistics from Price’s book: Americans check their phones 47 times per day.

Last is the power of stories over statistics. “Housing prices in relation to median incomes are now above their historic average and typically mean revert” is a statistic. “Jim just made $500,000 flipping homes and can now retire early and his wife thinks he’s amazing” is a story. And it’s way more persuasive in the moment. It’s hard to compute, but it’s how the world works. In the next chapter, we’ll look at life’s guaranteed ability to swing from one absurdity to the next.

To learn why bundling sometimes works, and other times doesn’t, I went to the source. I asked Brad Silverberg, who in his decade at Microsoft headed up some of the company’s most important product efforts—including the much-celebrated release of Windows 95, accelerating the franchise from $50 million to $3.5 billion, as well as all the early releases of Internet Explorer. He’s been a mentor of mine for years, having served on the board of a startup I founded years back. I interviewed Brad for The Cold Start Problem over videoconference; he was mostly retired and spending time with family in Jackson Hole, Wyoming. But his experience from the 1980s and ’90s has made him the definitive authority on this topic, and perhaps surprisingly, he’s skeptical of the power of bundling: Bundling a product is not the silver bullet everyone thinks. If it were that easy, the version 1.0 for Internet Explorer would have won, by simply bundling it with Windows. It didn’t—IE 1.0 only got to 3% or 4% market share, because it just wasn’t good enough yet. Bing is another example, when Microsoft wanted to get into search. It was the default search engine across the operating system, not just in Internet Explorer but also MSN and everywhere Microsoft could jam it. But it went nowhere. The distribution advantages don’t win when the product is inferior.91 Even if bundling gets you a lot of new users trying out a product, they won’t stick around if there’s a huge gap in features.

Why invest in Stocks? Answer: 1) You can ‘own’ multiple businesses 2) Working hours are defined 3) No retirement age 4) Work from Anywhere 5) No organisation required 6) Fully scaleable - can buy 1 or 1 million shares at the same price 7) Quickest Liquidity 8) You can ‘bunk your ‘business days’ at your will, for as long as you wish, and get back as conveniently 9) All the ‘compliances’ headache is minus 10) Payments headaches are Zero. 11) Can make money on both side. 12) Get to know ‘Like Minded’ people without meeting them. 13) The kick of ‘identifying’ some businesses ahead of ‘The Aces’ is impeccably fulfilling.

I just said I’m retiring.” God, men were so blind sometimes. “You’re retiring from the game. But you’re Beckett’s work wife. There is no way he’ll survive if he can’t toss a folder at you and debate the stats and the future of players. You two are kindred spirits.” Cortney huffed. “We are not.

The phrase "It will all work out okay" is never going to protect you from suddenly experiencing suicidal thoughts or a workplace incident. In fact, assuming you will never have to throw money at some sort of health issue is a bigger financial pipe dream than thinking you'll be able to support yourself in retirement by only investing in meme stocks.

preprocessed food, which only needs to be heated, takes about 15 minutes of salary work to pay for, which is comparable to the time it takes to cook a similar meal from scratch.

Many 401(k) investors load up on their own company’s stock in the apparent belief that they can levitate it all by themselves. “When you own a significant number of shares, you want to work hard and make the company prosper so you can prosper,” said an employee of Global Crossing, the fiber-optic phone network, in 2001. (His hard work, unfortunately, did not keep Global Crossing from going bust and wiping out his retirement savings.)

I am so fed up with my job. What am I doing there? Will I have to put up with this kind of thing until I retire? Unhappily biding my time in an office doing a job that doesn’t excite me? And, on top of everything, come home and not be able to stop thinking about work? There is never any escape from the petty frictions and irritations of dealing with other people, and having to come down on them about squaring the accounts and books. I might as well be at work right now. My job controls me. A job I don’t want to be doing.

By his mid 40s Gupta was CEO of McKinsey, the world’s most prestigious consulting firm. He retired in 2007 to take on roles with the United Nations and the World Economic Forum. He partnered on philanthropic work with Bill Gates. He sat on the board of directors of five public companies. From the slums of Kolkata, Gupta had quite literally become one of the most successful businessmen alive

He is a celestial? We have seen plenty of them, Dianna,” Alistair said as he rubbed one hand across his face. Blood stained his skin and clothing from the destruction he’d wreaked downstairs. His normally perfectly combed silver hair had a few strands out of place and was streaked with crimson. “I saw Arariel. He was there. They spoke of Vincent, which means he,” I shook the chair with our bound friend slightly, “works with The Hand.” A grin, sharp and deadly, caressed his features. “You’re lying.” “I’m not,” I said, shaking my head and pushing the chair toward him. “I’ve tasted it. This is Peter McBridge, twenty-seven, second-tier celestial. His parents are retired, and he has no other connections to the mortal world. The fortress is in Arariel. His colleagues talked about us and what we’ve done so far. They spoke about The Hand of Rashearim and even mentioned Vincent.” The guy in the chair stuttered as he craned his head, looking from me to Alistair and back. “How did you see that? How can you know?

Finding the Right Accounting Firm Near You Choosing the right accounting firm is crucial for managing your financial records and ensuring compliance with regulations. Whether you’re a small business owner or an individual in need of tax services, working with a local accounting firm can provide personalized support and expertise. By finding a firm near you, you can establish a close working relationship and enjoy the convenience of in-person consultations, making it easier to address your specific financial needs. Benefits of Working with a Local Accounting Firm One of the main advantages of working with a local accounting firm is the ability to meet face-to-face. This personal interaction helps build trust and fosters a stronger understanding of your financial situation. Local firms are also more familiar with regional tax laws, regulations, and business practices, allowing them to offer tailored solutions that align with your needs. Additionally, local firms often provide quicker response times and more personalized services compared to larger, national firms, which can be beneficial for small businesses and individuals. Services Offered by Accounting Firms Near You Most local accounting firms provide a wide range of services that cater to both businesses and individuals. These services include bookkeeping, tax preparation, payroll management, auditing, and financial consulting. For businesses, accounting firms offer valuable assistance with tax compliance, budgeting, and cash flow management. Individuals can also benefit from services such as personal tax filing, retirement planning, and estate management. Many firms also offer specialized services tailored to specific industries, ensuring that they meet the unique needs of their clients. How to Choose the Best Local Accounting Firm When searching for the best accounting firm near you, it’s important to consider factors like experience, reputation, and the range of services offered. Start by looking for firms that specialize in your industry or financial needs. Additionally, check reviews and ask for recommendations from local businesses or colleagues. It’s also a good idea to schedule an initial consultation to assess the firm’s approach and ensure it aligns with your financial goals. Conclusion In conclusion, finding the right accounting firm near you can significantly enhance your financial management. By working with a local firm, you benefit from personalized services, in-depth regional knowledge, and a close working relationship. With the right partner, you can ensure that your financial records are accurate, compliant, and aligned with your long-term goals.

The Importance of an Accountant for Medical Professionals Medical professionals, including doctors, specialists, and surgeons, often face the challenge of managing both patient care and the financial aspects of their practices. An accountant who specializes in working with medical professionals can alleviate much of this burden. By offering financial expertise tailored to the healthcare industry, accountants help medical professionals maintain the financial health of their practices while ensuring compliance with tax laws and regulations. Unique Financial Challenges in Healthcare Medical professionals face distinct financial challenges that other industries may not encounter. These include managing patient billing, insurance reimbursements, and government payments. Additionally, healthcare professionals often have to handle large expenses for medical equipment and office operations while ensuring they maintain a steady cash flow. With fluctuating income and the need to comply with healthcare regulations, financial management can become complex. A specialized accountant for medical professionals understands these nuances and provides essential support to navigate these challenges effectively. Key Roles of an Accountant for Medical Professionals An accountant plays a critical role in managing the financial side of a medical practice. They assist with bookkeeping, ensuring that all financial records are accurate and up-to-date. Furthermore, they handle tax planning and filing, making sure that healthcare-specific deductions are maximized while ensuring compliance with tax laws. Additionally, accountants offer strategic advice on managing overhead costs, optimizing cash flow, and planning for future financial goals, such as retirement or expanding the practice. Benefits of Hiring a Healthcare-Specific Accountant The benefits of hiring a specialized accountant for medical professionals are numerous. By entrusting financial management to a professional, medical practitioners can focus more on patient care. Specialized accountants understand the unique aspects of healthcare finance, offering tailored solutions that enhance profitability and reduce financial risks. Moreover, they provide peace of mind by ensuring all financial matters are handled efficiently and in compliance with the law. Conclusion In conclusion, medical professionals benefit significantly from hiring an accountant who specializes in healthcare finance. With their expertise, accountants help ensure the smooth operation of the practice while providing strategic financial planning. This allows medical professionals to focus on their primary responsibility—caring for their patients—while maintaining a financially sound practice.

The Importance of an Accountant for Doctors Managing the financial side of a medical practice can be challenging for doctors who already have demanding schedules. This is why having a specialized accountant is essential for doctors. A qualified accountant can help doctors efficiently manage their financial records, optimize tax strategies, and ensure the overall financial health of the practice, allowing physicians to concentrate on patient care. Unique Financial Challenges for Doctors Doctors face unique financial challenges that are specific to the healthcare industry. These include managing income from multiple sources, handling billing systems for patient care, dealing with insurance reimbursements, and navigating complex healthcare regulations. Additionally, doctors often need to invest in high-cost medical equipment and balance personal and business financial planning. Without professional guidance, these financial aspects can become overwhelming. Accountants with expertise in the medical field understand these complexities and can offer valuable support. The Role of an Accountant in a Medical Practice A specialized accountant for doctors provides services that go beyond traditional bookkeeping. They help with financial planning, ensuring that the practice’s income and expenses are balanced effectively. Additionally, they manage payroll, tax filing, and compliance with healthcare regulations. Furthermore, an accountant can provide strategic advice on reducing costs and optimizing cash flow, making the practice more efficient and profitable. Doctors also benefit from tax planning services, ensuring that deductions specific to healthcare professionals are maximized while keeping the practice compliant with tax laws. Benefits of Hiring a Specialized Accountant By hiring an accountant who specializes in working with doctors, medical professionals can streamline their financial operations and reduce the risk of costly errors. This partnership allows doctors to focus on patient care, knowing that the financial side of their practice is being handled efficiently. Moreover, an accountant can provide financial insights that help doctors plan for the future, such as retirement planning or business expansion. Conclusion In conclusion, a specialized accountant is invaluable for doctors who want to ensure the financial success of their practice. With expertise in the unique financial challenges doctors face, accountants provide essential services that allow medical professionals to focus on their patients while maintaining a healthy financial standing.

Boxwood, a man of indeterminate age with a scraggly mass of brown hair and a paper-thin mustache, had been hired on part-time, and it was he who oversaw the boys in their outdoor chores. Marvin was handed an axe and followed a few of the other boys to an adjacent area where several tree stumps had been strategically placed, along with a bounty of uncut wood. Marvin got to work. He hacked at a portion of a downed tree, and once he had a manageable piece, he heaved it into his arms and dropped it onto one of the stumps. He hoisted the heavy axe over his shoulder and, with as much force as he could muster, brought it down upon the chunky piece of trunk. The wood split in two, a few shards spraying outward and falling to the ground. Marvin repositioned one half of the newly cut trunk, heaved the axe over his shoulder, and brought it down forcefully on the wood. It split again. By the time Mr. Boxwood announced that the boys were through for the evening, Marvin was sweating profusely, and his arms ached. He returned the axe to the storage shed and walked toward the main entrance of the orphanage along with the other boys who had been required to split wood. The grounds were otherwise unoccupied, the other children having already headed to their dormitories to retire for the evening. Marvin was walking toward the stairwell when he passed a bathroom and spotted movement through the open door. When he instinctively turned his head to look within, he saw Eva on all fours, scrubbing the floor with a small-handled brush, a metal bucket of sudsy water at her side. Marvin searched the hallway and, not spotting any authority figures, whispered, “Eva. Hey, Eva.” When she looked up at the sound of his voice, Marvin noticed her eyes were tinged with red. “What are you doing?” “What does it look like I’m doing?” She seemed about to cry, but her jaw was clenched in anger. “Why do you have to do it?” Eva sat back on her heels, rested the brush on her lap, and ran her free hand up into her hair, where she angrily grasped the large bow. “This damn thing!” she exclaimed, and Marvin’s eyes widened at the curse. “I didn’t want to wear it. It’s babyish. My parents never made me wear something like this. Not at my age, anyway. Maybe when I was a baby and I didn’t know any better or didn’t care, but not now. And Sister What’s Her Name said I had to wear one because it made me look presentable—that was her word: presentable. Because apparently, I don’t look presentable without a big ol’ stupid, ugly, white baby bow in my hair. I got so mad, I yanked it out and threw it on the ground, but then she looked at me. Just looked at me. She didn’t say anything, just stared. And then my heart got all jumpy because nobody had ever looked at me that way before.” Eva wiped a tear from under her eye. “She picked it up, so slow I didn’t know if she had trouble with her legs or something, right? She picked it up, and then she held it in her hand and looked down at it, and then… then… Marvin, she slapped me so hard on the cheek, I couldn’t believe it. I just couldn’t believe it. Nobody’s ever slapped me before!” Another tear dribbled from Eva’s eye, and Marvin was compelled forward. His knees hit the cold, hard floor, and he reached

He was a good worker, when he was there to work. For more than two weeks Fern had no trouble from him. Colley, who was as close to an overseer as the Elstons had, kept watch on Jebediah all the day and night long. Fern had alerted Skiffington that he might run, and the sheriff made sure his patrollers didn’t retire for the night without knowing where Jebediah was. Everyone got used to his being a good worker. Then, near the end of the third week of doing what he was told, he would just saunter off. He didn’t make a show of it. He would simply drop whatever they had him doing and walk away and go fishing, or he’d pick blueberries and gorge himself right at the spot where he picked them, or he would find a pasture to nap in, moving the cows away if they were in a spot he relished. They would drag him back with little fuss, but he would be at it again, maybe not the next day or the day after but pretty soon.

registered email address and went global in 2007. Twitter split off onto its own platform and went global in 2007. Airbnb was born in 2007. In 2007, VMware—the technology that enabled any operating system to work on any computer, which enabled cloud computing—went public, which is why the cloud really only took off in 2007. Hadoop software—which enabled a million computers to work together as if they were one, giving us “Big Data”—was launched in 2007. Amazon launched the Kindle e-book reader in 2007. IBM launched Watson, the world's first cognitive computer, in 2007. The essay launching Bitcoin was written in 2006. Netflix streamed its first video in 2007. IBM introduced nonsilicon materials into its microchips to extend Moore's Law in 2007. The Internet crossed one billion users in late 2006, which seems to have been a tipping point. The price of sequencing a human genome collapsed in 2007. Solar energy took off in 2007, as did a process for extracting natural gas from tight shale, called fracking. Github, the world's largest repository of open source software, was launched in 2007. Lyft, the first ride-sharing site, delivered its first passenger in 2007. Michael Dell, the founder of Dell, retired in 2005. In 2007, he decided he'd better come back to work—because in 2007, the world started to get really fast. It was a real turning point. Today, we have taken another

Rather, difficulty in our work is a product of the Fall (Genesis 3:17–19). Since the Fall made our work difficult, and because we are in a fallen state, we naturally want to find a way not to do our work. In our culture, and even in the Church, our fallen state often shapes our attitude toward work. For example, in secular society, human fulfillment is often seen as an escape from work (i.e., early retirement or winning the lottery). On the other hand, for many people work is the center of their life and in effect becomes their idol — their means of personal fulfillment. The Bible warns against both of these mentalities.

prompting the United States in 1935 to join about twenty other countries that had already instituted a social insurance program. Social Security made moral sense. It made mathematical sense, too. At that time, just over half of men who reached their 21st birthday would also reach their 65th, the year at which most could begin to collect a supplemental income. Those who reached age 65 could count on about thirteen more years of life.32 And there were a lot of younger workers paying into the system to support that short retirement; at that time only about 7 percent of Americans were over the age of 65. As the economy began to boom again in the wake of World War II, there were forty-one workers paying into the system for every beneficiary. Those are the numbers that supported the system when its first beneficiary, a legal secretary from Vermont named Ida May Fuller, began collecting her checks. Fuller had worked for three years under Social Security and paid $24.75 into the system. She lived to the age of 100 and by the time of her death in 1975 had collected $22,888.92. At that point, the poverty rate among seniors had fallen to 15 percent, and it has continued to fall ever since, owing largely to social insurance.33 Now about three-quarters of Americans who reach the age of 21 also see 65. And changes to the laws that govern the US social insurance safety net have prompted many to retire—and begin collecting—earlier than that. New benefits have been added over the years. Of course, people are living longer, too; individuals who make it to the age of 65 can count on about twenty more years of life.34 And as just about every social insurance doomsdayer can tell you, the ratio of workers to beneficiaries is an unsustainable three to one.

Overidentifying with just one aspect of yourself can also be dangerous. Take Junior Seau, a linebacker who played twenty years in the National Football League. He led his team, the San Diego Chargers, to a Super Bowl championship and was voted to a record twelve-straight Pro Bowls. But less than three years after retiring, Seau tragically committed suicide.

Diversifying our identity is about more than mitigating the shock of losing our job. We shouldn’t do it just to avoid the sting of negative feedback or the disorientation of retirement. We should diversify our identities because doing so allows us to be more well-rounded people. It allows us to contribute to the world in different ways and to develop a sense of self-worth beyond the economic value we produce. And ironically, research shows that people who have hobbies, interests, and passions outside of work tend to be more productive workers, too.

This is that conquest of the world and of ourselves, which has been always considered as the perfection of human nature; and this is only to be obtained by fervent prayer, steady resolutions, and frequent retirement from folly and vanity, from the cares of avarice, and the joys of intemperance, from the lulling sounds of deceitful flattery, and the tempting sight of prosperous wickedness.

After all, the future is quite meaningless and unimportant unless, sooner or later, it is going to become the present. Thus to plan for a future which is not going to become present is hardly more absurd than to plan for a future which, when it comes to me, will find me “absent,” looking fixedly over its shoulder instead of into its face. This kind of living in the fantasy of expectation rather than the reality of the present is the special trouble of those business men who live entirely to make money. So many people of wealth understand much more about making and saving money than about using and enjoying it. They fail to live because they are always preparing to live. Instead of earning a living they are mostly earning an earning, and thus when the time comes to relax they are unable to do so. Many a “successful” man is bored and miserable when he retires, and returns to his work only to prevent a younger man from taking his place.

For financial services: * I show people how to save for their retirement without ruining their monthly budget. * I show people how to get out of debt fast, and have sparkling good credit. * I show people how to create a savings account from their current monthly expenses. * I show people how to save money on their taxes so they can enjoy more of life instead of less. Yes, it is incredibly easy to get our prospects to say: “Oh really? How does that work?

If you sold a business opportunity: * There is an old saying that jobs interfere with the week. * There is an old saying that if you are not the lead sled dog, then the view is always the same. * There is an old saying that two paychecks are better than one. * There is an old saying that if you work hard, then your boss will have a big house for his retirement. * There is an old saying that a job will guarantee that you’ll be broke. * There is an old saying that smart people look for opportunity. * There is an old saying that some people have given up on life, and are just waiting to die. * There is an old saying that rich people have multiple sources of income. * There is an old saying that the reward from graduating from university is 45 years of hard labor.

On Friday, 3 December1993, at a charity luncheon in aid of the Headway National Head Injuries Association, the Princess announced her withdrawal from public life. In a sometimes quavering, yet defiant, voice she appealed for ‘time and space’ after more than a decade in the spotlight. During her five-minute speech she made a particular point of the unrelenting media exposure: ‘When I started my public life 12 years ago, I understood that the media might be interested in what I did. I realized then that their attention would inevitably focus on both our private and public lives. But I was not aware of how overwhelming that attention would become; nor the extent to which it would affect both my public duties and my personal life, in a manner that has been hard to bear.’ As she later said: ‘The pressure was intolerable then, and my job, my work was being affected. I wanted to give 110 per cent to my work, and I could only give 50…I owed it to the public to say “Thank you, I’m disappearing for a bit, but I’ll come back.”’ Indicating that she would continue to support a small number of charities while she set about rebuilding her private life, the Princess emphasized: ‘My first priority will continue to be our children, William and Harry, who deserve as much love, care and attention as I am able to give, as well as an appreciation of the tradition into which they were born.’ While she singled out the Queen and the Duke of Edinburgh for their ‘kindness and support’, Diana never once mentioned her estranged husband. In private, she was unequivocal about where the blame lay for her departure from the stage. ‘My husband’s side have made my life hell for the last year,’ she told a friend. When she reached the relative sanctuary of Kensington Palace that afternoon, Diana was relieved, saddened but quietly elated. Her retirement would give her a much-needed chance to reflect and refocus. If the separation had brought her the hope of a new life, her withdrawal from royal duties would give her the opportunity to translate that hope into a vibrant new career, one that would employ to the full her undoubted gifts of compassion and caring on a wider, international stage. A few months later, at a reception at the Serpentine Gallery, of which she was patron, the Princess was in fine form. She was relaxed, witty and happy among friends. The events of 1993 seemed a dim and dismal memory. As she chatted to the movie star Jeremy Irons he told her: ‘I’ve taken a year off acting.’ Diana smiled and replied: ‘So have I.

During NASA’s first fifty years the agency’s accomplishments were admired globally. Democratic and Republican leaders were generally bipartisan on the future of American spaceflight. The blueprint for the twenty-first century called for sustaining the International Space Station and its fifteen-nation partnership until at least 2020, and for building the space shuttle’s heavy-lift rocket and deep spacecraft successor to enable astronauts to fly beyond the friendly confines of low earth orbit for the first time since Apollo. That deep space ship would fly them again around the moon, then farther out to our solar system’s LaGrange points, and then deeper into space for rendezvous with asteroids and comets, learning how to deal with radiation and other deep space hazards before reaching for Mars or landings on Saturn’s moons. It was the clearest, most reasonable and best cost-achievable goal that NASA had been given since President John F. Kennedy’s historic decision to land astronauts on the lunar surface. Then Barack Obama was elected president. The promising new chief executive gave NASA short shrift, turning the agency’s future over to middle-level bureaucrats with no dreams or vision, bent on slashing existing human spaceflight plans that had their genesis in the Kennedy, Johnson, Nixon, Ford, Carter, Reagan, Bush, Clinton, and Bush White Houses. From the starting gate, Mr. Obama’s uncaring space team rolled the dice. First they set up a presidential commission designed to find without question we couldn’t afford the already-established spaceflight plans. Thirty to sixty thousand highly skilled jobs went on the chopping block with space towns coast to coast facing 12 percent unemployment. $9.4 billion already spent on heavy-lift rockets and deep space ships was unashamedly flushed down America’s toilet. The fifty-year dream of new frontiers was replaced with the shortsighted obligations of party politics. As 2011 dawned, NASA, one of America’s great science agencies, was effectively defunct. While Congress has so far prohibited the total cancellation of the space agency’s plans to once again fly astronauts beyond low earth orbit, Obama space operatives have systematically used bureaucratic tricks to slow roll them to a crawl. Congress holds the purse strings and spent most of 2010 saying, “Wait just a minute.” Thousands of highly skilled jobs across the economic spectrum have been lost while hundreds of billions in “stimulus” have been spent. As of this writing only Congress can stop the NASA killing. Florida’s senior U.S. Senator Bill Nelson, a Democrat, a former spaceflyer himself, is leading the fight to keep Obama space advisors from walking away from fifty years of national investment, from throwing the final spade of dirt on the memory of some of America’s most admired heroes. Congressional committees have heard from expert after expert that Mr. Obama’s proposal would be devastating. Placing America’s future in space in the hands of the Russians and inexperienced commercial operatives is foolhardy. Space legend John Glenn, a retired Democratic Senator from Ohio, told president Obama that “Retiring the space shuttles before the country has another space ship is folly. It could leave Americans stranded on the International Space Station with only a Russian spacecraft, if working, to get them off.” And Neil Armstrong testified before the Senate’s Commerce, Science & Transportation Committee that “With regard to President Obama’s 2010 plan, I have yet to find a person in NASA, the Defense Department, the Air Force, the National Academies, industry, or academia that had any knowledge of the plan prior to its announcement. Rumors abound that neither the NASA Administrator nor the President’s Science and Technology Advisor were knowledgeable about the plan. Lack of review normally guarantees that there will be overlooked requirements and unwelcome consequences. How could such a chain of events happen?

Elizabeth Harmer Dionne, a retired attorney who is currently pursuing her PhD in political science at Boston College, is a woman who is using her words to defend one of her dreams, that of being a mother. Elizabeth Harmer Dionne: The Economics of Motherhood Children are expensive. The projected lifetime cost for raising a child range from $180,000 to $290,000 to well north of one million dollars, depending on the neighborhood, possessions, and education a family selects. Raising children exacts other costs. One study reported that 93 percent of “highly qualified” women who wanted to reenter the workforce after raising children were unable to return to their chosen career. In other words, there’s a robust off-ramp and an anemic on-ramp. Another study found that professional women who have a child experience a 10 to 15 percent drop in subsequent earnings. Numerous studies indicate that professional women still bear a disproportionate share of childrearing and housekeeping duties. Linda Hirshman’s controversial book Get to Work: A Manifesto for Women of the World verbally lashed highly educated women who opt out of the workforce in order to raise their children. According to Hirshman, such women fail the collective good of all women by succumbing to the pressures of a sexist culture. They perpetuate unequal pay and professional glass ceilings.

Early July 2012 Young, I started reading your blog, “Life Of A Harem Boy,” and it brought back memories of our time together. As much as I am not in favor of you writing about our E.R.O.S. experiences, I applaud your bravery and the honest approach in your stories. Your courage to tell all has somehow convinced me to add my point of view to our adventures together. My dear, you sure have cogent ways of softening my stances in providing credence to your narrations. One thing I’m glad you didn’t do is tell your story as an exposé to discredit the positive experiences of our clandestine society, of the people involved and the schools we attended. For this I laud you. If you are open to my retelling of your stories through my experiences, we may at some point arrive at a juncture where we can be co-authors in one book of your Harem Boy series. This collaboration will provide further credibility to our escapades. I’d be happy to team up with you if you are open to me being a co-writer of one of your 5 books. Since I am semi-retired and have time to kill, it will be an excellent opportunity for me to recount part of my life story in conjunction with you. In many ways, I am glad we reconnected. Maybe the time is ripe for us to work on a joint project (which we had the intention of doing many years ago). Do you remember how we discussed a collaboration but never got around to it? This may be the perfect project. We can tell a similar story from different angles and points of view. I think we’ll also be able to rekindle our friendship more deeply. Let me know your thoughts.

Why did people make such a fateful miscalculation? For the same reason that people throughout history have miscalculated. People were unable to fathom the full consequences of their decisions. Whenever they decided to do a bit of extra work – say, to hoe the fields instead of scattering seeds on the surface – people thought, ‘Yes, we will have to work harder. But the harvest will be so bountiful! We won’t have to worry any more about lean years. Our children will never go to sleep hungry.’ It made sense. If you worked harder, you would have a better life. That was the plan. The first part of the plan went smoothly. People indeed worked harder. But people did not foresee that the number of children would increase, meaning that the extra wheat would have to be shared between more children. Neither did the early farmers understand that feeding children with more porridge and less breast milk would weaken their immune system, and that permanent settlements would be hotbeds for infectious diseases. They did not foresee that by increasing their dependence on a single source of food, they were actually exposing themselves even more to the depredations of drought. Nor did the farmers foresee that in good years their bulging granaries would tempt thieves and enemies, compelling them to start building walls and doing guard duty. Then why didn’t humans abandon farming when the plan backfired? Partly because it took generations for the small changes to accumulate and transform society and, by then, nobody remembered that they had ever lived differently. And partly because population growth burned humanity’s boats. If the adoption of ploughing increased a village’s population from 100 to 110, which ten people would have volunteered to starve so that the others could go back to the good old times? There was no going back. The trap snapped shut. The pursuit of an easier life resulted in much hardship, and not for the last time. It happens to us today. How many young college graduates have taken demanding jobs in high-powered firms, vowing that they will work hard to earn money that will enable them to retire and pursue their real interests when they are thirty-five? But by the time they reach that age, they have large mortgages, children to school, houses in the suburbs that necessitate at least two cars per family, and a sense that life is not worth living without really good wine and expensive holidays abroad. What are they supposed to do, go back to digging up roots? No, they double their efforts and keep slaving away. One

After returning from a trip to India, where he observed the practice of adding meditation rooms to homes, he expanded the complex to include a private office. “In my retiring room I am by myself,” Jung said of the space.

His colleagues at the Bar called him Filth, but not out of irony. It was because he was considered to be the source of the old joke, Failed In London Try Hong Kong. It was said that he had fled the London Bar, very young, very poor, on a sudden whim just after the War, and had done magnificently well in Hong Kong from the start. Being a modest man, they said, he had called himself a parvenu, a fraud, a carefree spirit. Filth in fact was no great maker of jokes, was not at all modest about his work and seldom, except in great extremity, went in for whims. He was loved, however, admired, laughed at kindly and still much discussed many years after retirement.

Phased retirement can take many different forms. And it is truly changing the way people live their lives in their older years. Marc Freedman, in his book Encore: Finding Work That Matters in the Second Half of Life, talks about what we all have to gain from people who seek active and purposeful lives

No one at the factory can remember how long we’ve worked here, or how old we are, yet our pace and productivity continues to increase. It seems as if neither the company nor our temporary supervisor will ever be done with us. Yet we are only human beings, or at least physical beings, and one day we must die. This is the only retirement we can expect, even though none of us is looking forward to that time. For we can’t keep from wondering what might come afterward - what the company could have planned for us, and the part our temporary supervisor might play in that plan. Working at a furious pace, fitting together those small pieces of metal, helps keep our minds off such things.

Having now finished the work assigned me,” Washington solemnly said, “I retire from the great theatre of Action. . . . I here offer my Commission, and take my leave of all the enjoyments of public life.” The man who had known how to stay the course now showed that he also understood how to leave it. Horses were waiting at the door immediately after Washington read his statement. The crowd gathered at the doorway to wave him off. It was the greatest exit in American history.