“
I want to retain my own identity. Therefore the thing I’m most anxious to avoid is any kind of work that can be considered ‘interesting’ in its own right. I want something that can’t possibly touch me. I want some big, swollen corporation that’s been bumbling along making money in its sleep for a hundred years, where they have to hire eight guys for every one job because none of them can be expected to care about whatever boring thing it is that they are supposed to be doing. I want to go into that kind of place and say, Look. You can have my body and my nice college-boy smile for so many hours a day, in exchange for so many dollars, and beyond that we’ll leave each other strictly alone.
”
”
Richard Yates (Revolutionary Road)
“
In order to retain money in savings, you have to feel in your subconscious mind that you deserve to keep the money.
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”
Hendrith Vanlon Smith Jr. (The Wealth Reference Guide: An American Classic)
“
My life is on loan, like money borrowed from a bank. God is the lender, and He retains the right to call in the loan any time. Though I am responsible for taking care of it, I do not own this life; it is borrowed. Why should I fear its loss or the loss of anything else in this world when I must surrender it all anyway?
”
”
James Dillehay (Overcoming the 7 Devils That Ruin Success: A Sufi Book of a Student’s Experiences)
“
Think of your marketing plan as the architect’s blueprint for getting and retaining customers.
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Allan Dib (The 1-Page Marketing Plan: Get New Customers, Make More Money, And Stand out From The Crowd)
“
It was she made me acquainted with love. She went by the peaceful name of Ruth I think, but I can't say for certain. Perhaps the name was Edith. She had a hole between her legs, oh not the bunghole I had always imagined, but a slit, and in this I put, or rather she put, my so-called virile member, not without difficulty, and I toiled and moiled until I discharged or gave up trying or was begged by her to stop. A mug's game in my opinion and tiring on top of that, in the long run. But I lent myself to it with a good enough grace, knowing it was love, for she had told me so. She bent over the couch, because of her rheumatism, and in I went from behind. It was the only position she could bear, because of her lumbago. It seemed all right to me, for I had seen dogs, and I was astonished when she confided that you could go about it differently. I wonder what she meant exactly. Perhaps after all she put me in her rectum. A matter of complete indifference to me, I needn't tell you. But is it true love, in the rectum? That's what bothers me sometimes. Have I never known true love, after all? She too was an eminently flat woman and she moved with short stiff steps, leaning on an ebony stick. Perhaps she too was a man, yet another of them. But in that case surely our testicles would have collided, while we writhed. Perhaps she held hers tight in her hand, on purpose to avoid it. She favoured voluminous tempestuous shifts and petticoats and other undergarments whose names I forget. They welled up all frothing and swishing and then, congress achieved, broke over us in slow cascades. And all I could see was her taut yellow nape which every now and then I set my teeth in, forgetting I had none, such is the power of instinct. We met in a rubbish dump, unlike any other, and yet they are all alike, rubbish dumps. I don't know what she was doing there. I was limply poking about in the garbage saying probably, for at that age I must still have been capable of general ideas, This is life. She had no time to lose, I had nothing to lose, I would have made love with a goat, to know what love was. She had a dainty flat, no, not dainty, it made you want to lie down in a corner and never get up again. I liked it. It was full of dainty furniture, under our desperate strokes the couch moved forward on its castors, the whole place fell about our ears, it was pandemonium. Our commerce was not without tenderness, with trembling hands she cut my toe-nails and I rubbed her rump with winter cream. This idyll was of short duration. Poor Edith, I hastened her end perhaps. Anyway it was she who started it, in the rubbish dump, when she laid her hand upon my fly. More precisely, I was bent double over a heap of muck, in the hope of finding something to disgust me for ever with eating, when she, undertaking me from behind, thrust her stick between my legs and began to titillate my privates. She gave me money after each session, to me who would have consented to know love, and probe it to the bottom, without charge. But she was an idealist. I would have preferred it seems to me an orifice less arid and roomy, that would have given me a higher opinion of love it seems to me. However. Twixt finger and thumb tis heaven in comparison. But love is no doubt above such contingencies. And not when you are comfortable, but when your frantic member casts about for a rubbing-place, and the unction of a little mucous membrane, and meeting with none does not beat in retreat, but retains its tumefaction, it is then no doubt that true love comes to pass, and wings away, high above the tight fit and the loose.
”
”
Samuel Beckett (Molloy / Malone Dies / The Unnamable)
“
I need a job; okay. Is that any reason why the job I get has to louse me up? Look. All I want is to get enough dough coming in to keep us solvent for the next year or so, till I can figure things out; meanwhile I want to retain my own identity. Therefore the thing I’m most anxious to avoid is any kind of work that can be considered ‘interesting’ in its own right. I want something that can’t possibly touch me. I want some big, swollen old corporation that’s been bumbling along making money in its sleep for a hundred years, where they have to hire eight guys for every one job because none of them can be expected to care about whatever boring thing it is they’re supposed to be doing. I want to go into that kind of place and say, Look. You can have my body and my nice college-boy smile for so many hours a day, in exchange for so many dollars, and beyond that we’ll leave each other strictly alone.
”
”
Richard Yates (Revolutionary Road)
“
At the point where he, today's Ivan Ilyich, began to emerge, all the pleasures that had seemed so real melted away now before his eyes and turned into something trivial and often disgusting.
And the further he was from childhood, the nearer he got to the present day, the more trivial and dubious his pleasures appeared. It started with law school. That had retained a little something that was really good: there was fun, there was friendship, there was hope. But in the last years the good times had become more exceptional. Then, at the beginning of his service with the governor, some good times came again: memories of making love to a woman. Then it became all confused, and the good times were not so many. After that there were fewer still; the further he went the fewer there were.
Marriage. . .an accident and such a disappointment, and his wife's bad breath, and all that sensuality and hypocrisy! And the deadlines of his working life, and those money worries, going on for a year, two years, ten, twenty - always the same old story. And the longer it went on the deadlier it became.
'It's as if I had been going downhill when I thought I was going uphill. That's how it was. In society's opinion I was heading uphill, but in equal measure life was slipping away from me...And now it's all over. Nothing left but to die!
”
”
Leo Tolstoy (The Death of Ivan Ilych)
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Ecofont is designed to save ink, money and eventually the planet, but heaven save us from worthy fonts. Ecofont is a program that adds holes to a font. The software takes Arial, Verdana, Times New Roman and prints them is if they had been attacked by moths. They retain their original shape but not their original form, and so lose their true weight and beauty... a study at the University of Wisconsin claimed that Ecofonts, such as Ecofont Vera Sans, actually uses more ink and toner than lighter fonts such as Century Gothic...
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”
Simon Garfield (Just My Type: A Book About Fonts)
“
People aren’t giving you money to fund programs. They’re donating to see results.
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Jeremy Reis (Magnetic Nonprofit: Attract and Retain Donors, Volunteers, and Staff to Increase Nonprofit Fundraising)
“
Fundraising isn’t about the money, that’s just one outcome. Fundraising is about people.
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Jeremy Reis (Magnetic Nonprofit: Attract and Retain Donors, Volunteers, and Staff to Increase Nonprofit Fundraising)
“
For example, my choice of career. You generously and patiently gave me complete freedom. Though this followed the habits, or at least the values, of the Jewish middle class concerning their sons. And here your misunder-standing of my character worked its effect, which – together with your father’s pride – blinded you to my real nature: to my weakness. In your opinion, I was always studying as a child, and later I was always writing. Looking back that is certainly not true. I can say with very little exaggeration, I barely studied and I learnt nothing; to have retained something after so many years of education wasn’t remarkable for a man with a memory and some intelligence; but given the vast expenditure of time and money, and my outwardly easy, unburdened life, what I achieved with regard to knowledge, especially sound knowledge, was nothing – certainly when compared to what others managed. It is lamentable, but for me understandable. I always had such a deep concern about the continued existence of my mind and spirit, that I was indifferent to everything else. Jewish schoolboys have a reputation, for amongst them one finds the most improbable things; but my cold, barely disguised, permanent, childish, ridiculous, animal, self-satisfied indifference, and my cold and fantastical mind, are not things that I have ever met again – though admittedly they were just a defence against nervous destruction through fear and guilt. And I was worried about myself in all manner of ways. For example, I was worried about my health: I was worried about my hair falling out, my digestion, and my back – for it was stooped. And my worries turned to fear and it all ended in true sickness. But what was all that? Not actual bodily sickness. I was sick because I was a disinherited son, who needed constant reassurance about his own peculiar existence, who in the most profound sense never owned anything, and who was even insecure about the thing which was next to him: his own body.
”
”
Franz Kafka (Letter to My Father)
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Any writer or journalist who wants to retain his integrity finds himself thwarted by the general drift of society rather than by active persecution. The sort of things that are working against him are the concentration of the press in the hands of a few rich men, the grip of monopoly on radio and the films, the unwillingness of the public to spend money on books, making it necessary for nearly every writer to earn part of his living by hackwork… Everything in our age conspires to turn the writer, and every other kind of artist as well, into a minor official, working on themes handed down from above and never telling what seems to him the whole of the truth. But in struggling against this fate he gets no help from his own side: that is, there is no large body of opinion which will assure him that he’s in the right.
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”
George Orwell
“
Giving up everything must mean giving over everything to kingdom purposes, surrendering everything to further the one central cause, loosening our grip on everything. For some of us, this may mean ridding ourselves of most of our possessions. But for all of us it should mean dedicating everything we retain to further the kingdom. (For true disciples, however, it cannot mean hoarding or using kingdom assets self-indulgently.)
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Randy Alcorn (Money, Possessions, and Eternity: A Comprehensive Guide to What the Bible Says about Financial Stewardship, Generosity, Materialism, Retirement, Financial Planning, Gambling, Debt, and More)
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Colonel Crawley’s defective capital. I wonder how many families are driven to roguery and to ruin by great practitioners in Crawlers way?— how many great noblemen rob their petty tradesmen, condescend to swindle their poor retainers out of wretched little sums and cheat for a few shillings? When we read that a noble nobleman has left for the Continent, or that another noble nobleman has an execution in his house — and that one or other owes six or seven millions, the defeat seems glorious even, and we respect the victim in the vastness of his ruin. But who pities a poor barber who can’t get his money for powdering the footmen’s heads; or a poor carpenter who has ruined himself by fixing up ornaments and pavilions for my lady’s dejeuner; or the poor devil of a tailor whom the steward patronizes, and who has pledged all he is worth, and more, to get the liveries ready, which my lord has done him the honour to bespeak? When the great house tumbles down, these miserable wretches fall under it unnoticed: as they say in the old legends, before a man goes to the devil himself, he sends plenty of other souls thither.
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William Makepeace Thackeray (Vanity Fair (Centaur Classics) [The 100 greatest novels of all time - #27])
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SHAREHOLDERS’ EQUITY has two components: CAPITAL STOCK: The original amount of money the owners contributed as their investment in the stock of the company. RETAINED EARNINGS: All the earnings of the company that have been retained, that is, not paid out as dividends to owners.
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Thomas R. Ittelson (Financial Statements: A Step-by-Step Guide to Understanding and Creating Financial Reports)
“
Now Larry encourages his own staff to take those calls from the recruiters: “But I also don’t wait for them to come to me. If I see someone could make more money somewhere else, I give them the raise right away.” To retain your top employees, it’s always better to give them the raise before they get the offers.
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Reed Hastings (No Rules Rules: Netflix and the Culture of Reinvention)
“
(H)ow many great noblemen rob their petty tradesmen, condescend to swindle their poor retainers out of wretched little sums, and cheat for a few shillings? When we read that a nobleman has left for the Continent, or that another noble nobleman has an execution in his house - that one or other owe six or seven millions, the defeat seems glorious even, and we respect the victim of the vastness of his ruin. But who pities a poor barber who can't get his money for powdering the footman's heads; or a poor carpenter who has ruined himself by fixing up ornaments and pavilions for my lady's déjeuner; or the poor devil of a tailor whom the steward patronizes, and who has pledged all he is worth, and more, to get the liveries ready, which my lord has done him the honor to bespeak? - When the great house tumbles down, these miserable wretches fall under it unnoticed: as they say in old legends, before a man goes to the devil himself, he sends plenty of other souls thither.
”
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William Makepeace Thackeray
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It was her world, this family, and she knew no other, had never perhaps known any other. All their little secrets, illnesses, engagements, and marriages, how they were getting on, and whether they were making money -- all this was her property, her delight, her life; beyond this only a vague, shadowy mist of facts and persons of no real significance. This it was that she would have to lay down when it came to her turn to die; this which gave to her that importance, that secret self-importance, without which none of us can bear to live; and to this she clung wistfully, with a greed that grew each day! If life were slipping away from her, this she would retain to the end.
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John Galsworthy
“
there’re all different kinds of ways of looking at a thing like this, Sam. Look at it this way. I need a job; okay. Is that any reason why the job I get has to louse me up? Look. All I want is to get enough dough coming in to keep us solvent for the next year or so, till I can figure things out; meanwhile I want to retain my own identity. Therefore the thing I’m most anxious to avoid is any kind of work that can be considered ‘interesting’ in its own right. I want something that can’t possibly touch me. I want some big, swollen old corporation that’s been bumbling along making money in its sleep for a hundred years, where they have to hire eight guys for every one job because none of them can be expected to care about whatever boring thing it is they’re supposed to be doing. I want to go into that kind of place and say, Look. You can have my body and my nice college-boy smile for so many hours a day, in exchange for so many dollars, and beyond that we’ll leave each other strictly alone. Get the picture?
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Richard Yates (Revolutionary Road)
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This job of international leadership is not the kind of assignment one ever finishes. Old dangers rarely go away completely, and new ones appear as regularly as dawn. Dealing with them effectively has never been a matter of just money and might. Countries and people must join forces, and that doesn’t happen naturally. Though the United States has made many mistakes in its eventful history, it has retained the ability to mobilize others because of its commitment to lead in the direction most want to go—toward liberty, justice, and peace. The issue before us now is whether America can continue to exhibit that brand of leadership under a president who doesn’t appear to attach much weight to either international cooperation or democratic values.
The answer matters because, although nature abhors a vacuum, Fascism welcomes one.
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Madeleine K. Albright (Fascism: A Warning)
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I have often wondered why I’ve survived. Yet I know the answer. It’s luck. Luck is a greater factor than anyone who succeeds ever wants to believe. The idea that one is destined to be the person who remains standing, the person smart enough to make all the money, to retain the beauty, is far more seductive. If there is good luck, there is bad luck. That is a reality no one wants to contemplate. But it is reality. I am merely lucky to be alive.
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Alice Elliott Dark (Fellowship Point)
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Like all financial schemes, the Mississippi Scheme was constructed upon the volatile foundation of confidence. For the public to continue to use the Banque Royale’s banknotes, it had to remain confident that those banknotes would retain and represent their stated face value. And for the public to continue to invest in Mississippi Company shares, it had to remain confident that the prospects of the Mississippi Company justified the market price of the shares.
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Gavin John Adams (John Law: The Lauriston Lecture and Collected Writings)
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Earlier that year Jobs had been hoping to find a buyer for Pixar that would let him merely recoup the $50 million he had put in. By the end of the day the shares he had retained—80% of the company—were worth more than twenty times that, an astonishing $1.2 billion. That was about five times what he’d made when Apple went public in 1980. But Jobs told John Markoff of the New York Times that the money did not mean much to him. “There’s no yacht in my future,” he said. “I’ve never done this for the money.
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Walter Isaacson (Steve Jobs)
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Parker, who was six feet four with nothing to protect his bones from exposure to the weather but tough-looking leathery skin, was so skeptical that at one point I thought he was going to pass, but he finally conceded that the move might be undertaken without undue risk to juridical virtue, to his own reputation, or to his client’s life, liberty, and pursuit of happiness. When all details had been settled and money passed—a dollar bill from Sarah to Parker as a token retainer—I got at the phone and dialed a number.
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Rex Stout (Prisoner's Base (Nero Wolfe, #21))
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those carrying out the vision of the anointed. Families who wish to be independent financially and to make their own decisions about their lives are of little interest or use to those who are seeking to impose their superior wisdom and virtue on other people. Earning their own money makes these families unlikely candidates for third-party direction and wishing to retain what they have earned threatens to deprive the anointed of the money needed to distribute as largess to others who would thus become subject to their direction.
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Thomas Sowell (The Vision Of The Annointed: Self-congratulation As A Basis For Social Policy)
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Meritocracy may seem a very contemporary idea, but, as Raymond Williams argued in a book review in 1958, the ladder is a perfect symbol of the bourgeois idea of society, for, while it undoubtedly offers the opportunity to climb, ‘it is a device that can only be used individually; you go up the ladder alone’. Such an ‘alternative to solidarity’, pointed out Williams, has dazzled many working-class leaders and is objectionable in two respects: firstly, it weakens community and the task of common betterment; and secondly, it ‘sweetens the poison of hierarchy’ by offering advancement through merit rather than money or birth, whilst retaining a commitment to the very notion of hierarchy itself (Williams 1958: 331).
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Jo Littler (Against Meritocracy: Culture, power and myths of mobility)
“
received a message on LinkedIn from an IBM executive who wrote, “Pat, I’ve been at IBM for a while and I have been following your content for a few years. I make good money, but I really want to be an entrepreneur. However, I have a wife and three kids and I’m kind of worried about them. What should I do?” We emailed back and forth for a while, and I asked him questions about who he wanted to be. He began to see that intrapreneurship looked like the ideal choice for him. This is when you’re part of a company and create a new business unit, lead a new initiative, or work out incentives that reward you for driving growth and innovation. In some cases, it might just mean being so indispensable that a company has to pay you equity to retain you.
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Patrick Bet-David (Your Next Five Moves: Master the Art of Business Strategy)
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Over the decade that movie producer Menahem Golan had retained the rights for Spider-Man, he’d managed to involve half a dozen different corporate entities. Golan had originally bought the Spider-Man rights for his Cannon Films; after leaving Cannon, he transferred them to 21st Century Films. Next, he raised money by preselling television rights to Viacom, and home video rights to Columbia Tri-Star; then he signed a $5 million deal with Carolco that guaranteed his role as producer. But after Carolco assigned the film to James Cameron, Cameron refused to give Golan the producer credit, and the lawsuits began. By the end of 1994, Carolco was suing Viacom and Tri-Star; Viacom and Tri-Star were countersuing Carolco, 21st Century, and Marvel; and MGM—which had swallowed Cannon—was suing Viacom, Tri-Star, 21st Century, and Marvel.
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Sean Howe (Marvel Comics: The Untold Story)
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By looking after his relatives' interests as he did, Napoleon furthermore displayed incredible weakness on the purely human level. When a man occupies such a position, he should eliminate all his family feeling. Napoleon, on the contrary, placed his brothers and sisters in posts of command, and retained them in these posts even after they'd given proofs of their incapability. All that was necessary was to throw out all these patently incompetent relatives. Instead of that, he wore himself out with sending his brothers and sisters, regularly every month, letters containing reprimands and warnings, urging them to do this and not to do that, thinking he could remedy their incompetence by promising them money, or by threatening not to give them any more. Such illogical behaviour can be explained only by the feeling Corsicans have for their families, a feeling in which they resemble the Scots. By thus giving expression to his family feeling, Napoleon introduced a disruptive principle into his life. Nepotism, in fact, is the most formidable protection imaginable : the protection of the ego. But wherever it has appeared in the life of a State—the monarchies are the best proof—it has resulted in weakening and decay. Reason : it puts an end to the principle of effort.
In this respect, Frederick the Great showed himself superior to Napoleon—Frederick who, at the most difficult moments of his life, and when he had to take the hardest decisions, never forgot that things are called upon to endure. In similar cases, Napoleon capitulated. It's therefore obvious that, to bring his life's work to a successful conclusion, Frederick the Great could always rely on sturdier collaborators than Napoleon could. When Napoleon set the interests of his family clique above all, Frederick the Great looked around him for men, and, at need, trained them himself.
Despite all Napoleon's genius, Frederick the Great was the most outstanding man of the eighteenth century. When seeking to find a solution for essential problems concerning the conduct of affairs of State, he refrained from all illogicality. It must be recognised that in this field his father, Frederick-William, that buffalo of a man, had given him a solid and complete training. Peter the Great, too, clearly saw the necessity for eliminating the family spirit from public life. In a letter to his son—a letter I was re-reading recently—he informs him very clearly of his intention to disinherit him and exclude him from the succession to the throne. It would be too lamentable, he writes, to set one day at the head of Russia a son who does not prepare himself for State affairs with the utmost energy, who does not harden his will and strengthen himself physically.
Setting the best man at the head of the State—that's the most difficult problem in the world to solve.
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Adolf Hitler (Hitler's Table Talk, 1941-1944)
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The banking system we have today is a direct descendent of banking from the Middle Ages. The Medici family in Florence, Italy, arguably created the formal structure of the bank that we still retain today, after many developments. The paper currency we have today is an iteration on coins used before the first century. Today’s payments networks are iterations on the 12th century European network of the Knights Templar, who used to securely move money around for banks, royalty and wealthy aristocrats of the period. The debit cards we have today are iterations on the bank passbook that you might have owned if you had had a bank account in the year 1850. Apple Pay is itself an iteration on the debit card—effectively a tokenised version of the plastic artifact reproduced inside an iPhone. And bank branches? Well, they haven’t materially changed since the oldest bank in the world, Monte Dei Paschi de Sienna, opened their doors to the public 750 years ago.
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Brett King (Bank 4.0: Banking Everywhere, Never at a Bank)
“
And this is the economic constitution of our entire modern society: the working class alone produces all values. For value is only another expression for labour, that expression, namely, by which is designated, in our capitalist society of today, the amount of socially necessary labour embodied in a particular commodity. But, these values produced by the workers do not belong to the workers. They belong to the owners of the raw materials, machines, tools, and money, which enable them to buy the labour-power of the working class. Hence, the working class gets back only a part of the entire mass of products produced by it. And, as we have just seen, the other portion, which the capitalist class retains, and which it has to share, at most, only with the landlord class, is increasing with every new discovery and invention, while the share which falls to the working class (per capita) rises but little and very slowly, or not at all, and under certain conditions it may even fall.
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Karl Marx (Wage Labour and Capital)
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Restrictionism, however, demands positive sacrifices from the national exchequer when it is carried out by the withdrawal of notes from circulation (say through the issue of interest-bearing bonds or through taxation) and their cancellation.
The unpopularity of restrictionism has other causes as well. Attempts to raise the objective exchange-value of money, in the circumstances that have existed, have necessarily been limited either to single States or to a few States and at the best have had only a very small prospect of simultaneous realization throughout the whole world. Now as soon as a single country or a few countries go over to a money with a rising purchasing power, while the other countries retain a money with a falling or stationary exchange-value, or one which although it may be rising in value is not rising to the same extent, then, as has been demonstrated above, the conditions of international trade are modified. In the country whose money is rising in value, exportation becomes more difficult and importation easier.
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Ludwig von Mises (The Theory of Money and Credit (Liberty Fund Library of the Works of Ludwig von Mises))
“
So far as variations in the objective exchange-value of money are foreseen, they influence the terms of credit transactions. If a future fall in the purchasing power of the monetary unit has to be reckoned with, lenders must be prepared for the fact that the sum of money which a debtor repays at the conclusion of the transaction will have a smaller purchasing power than the sum originally lent. Lenders, in fact, would do better not to lend at all, but to buy other goods with their money. The contrary is true for debtors. If they buy commodities with the money they have borrowed and sell them again after a time, they will retain a surplus over and above the sum that they have to pay back. The credit transaction results in a gain for them. Consequently it is not difficult to understand that, so long as continued depreciation is to be reckoned with, those who lend money demand higher rates of interest and those who borrow money are willing to pay the higher rates. If, on the other hand, it is expected that the value of money will increase, then the rate of interest will be lower than it would otherwise have been.
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Ludwig von Mises (The Theory of Money and Credit (Liberty Fund Library of the Works of Ludwig von Mises))
“
The public offering occurred exactly one week after Toy Story’s opening. Jobs had gambled that the movie would be successful, and the risky bet paid off, big-time. As with the Apple IPO, a celebration was planned at the San Francisco office of the lead underwriter at 7 a.m., when the shares were to go on sale. The plan had originally been for the first shares to be offered at about $14, to be sure they would sell. Jobs insisted on pricing them at $22, which would give the company more money if the offering was a success. It was, beyond even his wildest hopes. It exceeded Netscape as the biggest IPO of the year. In the first half hour, the stock shot up to $45, and trading had to be delayed because there were too many buy orders. It then went up even further, to $49, before settling back to close the day at $39. Earlier that year Jobs had been hoping to find a buyer for Pixar that would let him merely recoup the $50 million he had put in. By the end of the day the shares he had retained—80% of the company—were worth more than twenty times that, an astonishing $1.2 billion. That was about five times what he’d made when Apple went public in 1980.
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Walter Isaacson (Steve Jobs)
“
Let us assume that a man gets half his income in the form of interest-bearing securities and half in the form of money; and that he is in the habit of saving three-quarters of his income, and does this by retaining the securities and using that half of his income which he receives in cash in equal parts for paying for current consumption and for the purchase of further securities. Now let us assume that a variation in the composition of his income occurs, so that he receives three-quarters of it in cash and only one-quarter in securities. From now on this man will use two-thirds of his cash receipts for the purchase of interest-bearing securities. If the price of the securities rises or, which is the same thing, if their rate of interest falls, then in either case he will be less willing to buy and will reduce the sum of money that he would otherwise have employed for their purchase; he is likely to find that the advantage of a slightly increased reserve exceeds that which could be obtained from the acquisition of the securities. In the second case he will doubtless be inclined to pay a higher price, or more correctly, to purchase a greater quantity at the higher price, than in the first case. But he will certainly not be prepared to pay double as much for a unit of securities in the second case as in the first case.
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Ludwig von Mises (The Theory of Money and Credit (Liberty Fund Library of the Works of Ludwig von Mises))
“
What’s the best thing you’ve done in your work and career? In business decision-making, certainly one of your highlights was licensing your computer operating system to IBM for almost no money, provided you could retain the right to license the system to other computer manufacturers as well. IBM was happy to agree because, after all, nobody would possibly want to compete with the most powerful company in the world, right? With that one decision, your system and your company became dominant throughout the world, and you, Bill Gates, were on your way to a net worth of more than $60 billion. Or maybe you’d like to look at your greatest career achievement from a different angle. Instead of focusing on the decision that helped you make so much money, maybe you’d like to look at the decision to give so much of it away. After all, no other person in history has become a philanthropist on the scale of Bill Gates. Nations in Africa and Asia are receiving billions of dollars in medical and educational support. This may not be as well publicized as your big house on Lake Washington with its digitalized works of art, but it’s certainly something to be proud of. Determining your greatest career achievement is a personal decision. It can be something obvious or something subtle. But it should make you proud of yourself when you think of it. So take a moment, then make your choice.
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Dale Carnegie (Make Yourself Unforgettable: How to Become the Person Everyone Remembers and No One Can Resist (Dale Carnegie Books))
“
He was tall and thin with a thatch of unruly black hair. His suit was impeccable. His tie matched his pocket square. And he spoke with a British accent. “Sorry to interrupt,” he said politely. “But I believe you’re in my seat.” “You’ve got the wrong room,” grumbled Stubbs. “Now, if you don’t mind, I’m having a conference with my client.” “Except, according to this Substitution of Counsel form, she’s my client,” the other man replied as he showed Stubbs a piece of paper. This brought an instant smile to Sara’s face. Stubbs eyed the man. “That doesn’t make any sense. She can’t afford a fancy lawyer like you. She doesn’t have any money.” “Of course she doesn’t have any money. She’s twelve. Twelve-year-olds don’t have money. They have bicycles and rucksacks. This one, however, also happens to have an attorney. This paper says I’ve been retained to represent Ms. Sara Maria Martinez.” He turned to her and smiled. “Is that you?” “Yes, sir.” “Brilliant. That means I’m in the right place.” “Who retained you?” asked the public defender. “An interested party,” said the man. “Beyond that, it’s not your concern. So if you’ll please leave, Sara and I have much to talk about. We’re due before a judge shortly.” Stubbs mumbled to himself as he shoveled his papers into his briefcase. “I’m going to check this out.” “There’s a lovely lady named Valerie who can help you,” said the British man. “She’s with the clerk of the court on the seventh floor.” “I know where she is,” Stubbs snapped as he squeezed past the man into the hallway. He started to say something else, but instead just made a frustrated noise and stormed off. Once Stubbs was gone, the new attorney closed the door and sat across from Sara. “I’ve never seen that before,” he marveled. “He literally left the room in a huff.” She had no idea who might have hired an attorney for her, but she was certainly happy with the change. “I’ve never seen it either.
”
”
James Ponti (City Spies (City Spies, #1))
“
Good luck. For most of my generation, it would just go to student debt and cocktails. If anything came to me (an impossibility), I would dump it into a poorly managed career in edgy luxury items. You can’t make opera money on perfume that smells like cunts and gasoline. At any rate, I didn’t usually make an appearance beyond the gala. Or, I hadn’t until recently. But Joseph Eisner had promised me a fortune, and now he wouldn’t take my calls. He did, however, like his chamber music. It had been an acquired taste for me. In my distant undergraduate past, when circumstance sat me in front of an ensemble, I spent the first five minutes of each concert deciding which musician I would fuck if I had the chance, and the rest shifting minutely in my seat. I still couldn’t stand Chanel. And while I had learned to appreciate—indeed, enjoy—chamber ensembles, orchestras, and on occasion even the opera, I retained my former habit as a dirty amusement to add some private savor to the proceedings. Tonight, it was the violist, weaving and bobbing his way through Dvořák’s Terzetto in C Major like a sinuous dancer. I prefer the romantics—fewer hair-raising harmonies than modern fare, and certainly more engaging than funereal baroque. The intriguing arrangement of the terzetto kept me engaged, in that slightly detached and floating manner engendered by instrumental performance. Moreover, the woman to my left, one row ahead, was wearing Salome by Papillon. The simple fact of anyone wearing such a scent in public pleased me. So few people dared wear anything at all these days, and when they did, it was inevitably staid: an inoffensive classic or antiseptic citrus-and-powder. But this perfume was one I might have worn myself. Jasmine, yes, but more indolic than your average floral. People sometimes say it smells like dirty panties. As the trio wrapped up for intermission, I took a steadying breath of musk and straightened my lapels. The music was only a means to an end, after all.
”
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Lara Elena Donnelly (Base Notes)
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Back in Tahoe, when he had broken the news to her that they had to go home, he had been put on the defensive by the fact that he was the one who’d had personal contact with a murdered woman.
He had the feeling now that she was never going to forgive him for what she viewed as rape, and this latest incident had only fueled her fire. For the first time in their married lives, she’d stood up to him and rejected his excuses. He was beginning to think she’d known about his dalliances for years but for her own reasons had chosen to play dumb. But when she’d learned that the police wanted to question him regarding Marsha Benton’s murder, her days of playing dumb seemed to have ended.
Penny feigned interest in her magazine, but inside, her thoughts were tumbling wildly.
Last night while Mark was in the shower, she’d called Ken Walters, their lawyer. Ken had started off by claiming he couldn’t divulge his conversations with Mark, at which point she promptly reminded him that the money in their house was hers first, not Mark’s, and if he wanted to stay on retainer for the Presley Corporation, he’d better start talking.
So he did.
Learning that Marsha had been pregnant when she was murdered had nearly sent her to her knees. Knowing that her body had been found on their oil lease outside Tyler only made what she was thinking worse. She’d known Mark was devious, but she’d never believed him capable of murder. Now she wasn’t so sure. What she was certain of was that she wasn’t going to be dragged down with him if he fell. Tonight they were back in Dallas in what had been her father’s home first and was now hers. This was her territory, and she wasn’t leaving anything to chance.
Mark glanced up from the chair where he’d been reading, watching the casual attitude with which Penny was sipping her drink. She was flipping through the pages of the magazine in her lap and humming beneath her breath as if nothing was wrong.
It was unnerving.
As he watched, he began to realize Penny wasn’t her father’s daughter by birth alone. There seemed to be more of the old man in her than he would have believed. Ever since he’d put his hands around her neck back in Tahoe, she had been cold and unyielding, even when he’d apologized profusely.
Then, when he’d had to tell her that the police demanded his presence back in Dallas for questioning regarding Marsha Benton’s death, she’d been livid. He’d tried to explain, but she wasn’t having any of it. He didn’t want to lose her. He couldn’t lose her. Even though the world assumed that Mark Presley was the reigning power behind the Presley Corporation, it was really Penny. Mark had the authority simply because Penny was his wife. If she kicked his ass to the curb, the only thing he would be taking with him were the bruises.
”
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Sharon Sala (Nine Lives (Cat Dupree, #1))
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Unlike other objects, money retains no trace of its origins and no trace of those through whom it has passed. Whereas a gift seems to partake of its giver, everyone's money is the same. If I have $2,000 in the bank, half from my friend and half from my enemy, I cannot choose to spend me enemy's $1,000 first and save my friend's. Each dollar is identical.
Wisely, perhaps, many people refuse on principle to mix business with friendship, wary of the essential conflict between money and personal relationship. Money depersonalizes a relationship, turning two people into mere "parties to an exchange" driven by the universal goal of maximizing self-interest. If I seek to maximize self-interest, perhaps at your expense, how can we be friends? And when in our highly monetized society we meet nearly all our needs with money, what personal gifts remain from which to build friendship?
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Charles Eisenstein (Sacred Economics: Money, Gift, and Society in the Age of Transition)
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walked the path the creatures had taken. They'd searched high and low for signs of a trick. Without luck. Before long their mother would wonder why money was running low. And Zet and Kat would have to cart the abandoned wares home to store on the roof. The stall was overflowing. They'd have to tell Mother. Soon. What a disaster. Zet glanced at Princess Merit. A large cloak hid her from head to toe. These days she rarely escaped the palace and her retainers. But this morning, she'd climbed over a palace wall, and the children had hustled her onto the raft. If anyone had inside information on burial curses, Merit would. She was Pharaoh's daughter, after all.
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Scott Peters (Mystery of the Egyptian Mummy (Zet Mystery Case, #4))
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I thought to myself that it is indeed very difficult to earn money. And once you have earned it, you find it is even harder to retain it. Simply wishing for riches does not automatically generate money.
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Vishnubhat Godse (1857 The Real Story of the Great Uprising)
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During the primaries, conservative website The Washington Free Beacon commissioned Fusion to investigate Trump. The Washington Free Beacon was backed by one of Trump’s wealthy opponents, Paul Singer, a New York hedge fund billionaire and Republican donor. Singer dropped out after Trump became the presumptive nominee. Senior Democrats seeking to elect Hillary took over the Trump contract. The new client was the Democratic National Committee. A lawyer working for Hillary’s campaign, Marc E. Elias, retained Fusion and received its reports.
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Luke Harding (Collusion: Secret Meetings, Dirty Money, and How Russia Helped Donald Trump Win)
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It was the fate of the perpetrators of genocide, not of the victims, that held the attention of policymakers in both the East and the West. Often the true force behind the Allies’ responses to Nazi crimes was their geopolitical strategy and desire to retain legitimacy in the eyes of domestic constituencies. Concern for the prisoners of the Reich was considerably farther down the list.
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Christopher Simpson (The Splendid Blond Beast: Money, Law, and Genocide in the Twentieth Century (Forbidden Bookshelf))
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In Kansas, where Triad Management was especially active, the funds were suspected of having tipped the outcome in four close races. The conservative Republican Sam Brownback’s race for the U.S. Senate received a special boost, which included a barrage of phone calls informing voters that his opponent, Jill Docking, was a Jew. The shady victories in Kansas had national impact, helping Republicans retain control of the House of Representatives, despite President Clinton’s reelection.
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Jane Mayer (Dark Money: The Hidden History of the Billionaires Behind the Rise of the Radical Right)
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Almost two hundred years ago, during the War of 2062, back when the world was inhabited exclusively by humans, a war between North American Countries and Middle Eastern countries arose. It began over religious reasons, though I have no idea what the word religious even means just that whatever was inherent in their opposing beliefs led to the Middle Eastern people creating powerful weapons that no one had ever seen or heard of at the time. Biological weapons they were called, and they were unleashed on North America. The name of the weapon was evictium. It warped the mind as well as the body and drove everyone mad. The North Americans retaliated by launching nuclear weapons, which destroyed the rest of the world. The only survivors were those who had something called money. Back then, money was equated to power and value. The more one had, the more value he held in society and the more power he had. Those who had money were able to flee to large underground shelters that had been built. Hundreds of underground shelters existed around North America that held hundreds of people with enough supplies to last twenty years. When the supplies ran out, those who lived below ground feared that radiation, an after effect of the nuclear blast that made living things ill and caused death over time, would affect them and had affected any source of food above ground. They soon learned radiation was the least of their concerns. What waited for them at the surface was far, far worse. Those who’d been exposed to evictium survived the nuclear blast. However, the radiation that remained in the atmosphere and contaminated the food supply reacted with the evictium. It created monstrous, demented beings, bloodthirsty and filled with rage. When the inhabitants of the underground shelters returned to the world above, they were met by what we now know as Urthmen. The Urthmen slaughtered them. Very few managed to escape. They fled to the forest and hid deep within it. They were our ancestors. Almost two hundred years later, the offspring of those warped creatures that waited at the surface are the ones that rule the Urth today. They’ve evolved, however. They’re no longer as demented and wild as their predecessors. But they are far from civilized, and they no longer retain a shred of humanity. They hate us in a way that is as much as part of them as breathing. It’s instinctive. And these creatures rule the only inhabitable section of the planet we know of: North America.
”
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Jennifer Martucci (Remains of Urth: The Arena (Planet Urth, #7))
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count-out to retain the United States Championship. The following night on Raw, Ambrose had a title rematch against Kane and retained after the Reigns and Rollins got Ambrose disqualified. On July 14 at Money in the Bank, Ambrose competed in the World Heavyweight Championship Money in the Bank Ladder Match and failed to win the match despite interference from Reigns and Rollins. Ambrose retained his United States Championship at Summerslam by disqualification when Roman Reigns of The Shield speared Rob Van Dam. Now aligned with WWE COO Triple H, Ambrose and his Shield cohorts have made life hell for Daniel Bryan while continuing their winning ways. Ambrose’s successful United States Title defense against Dolph Ziggler at Night of Champions was proof of this. At Hell in a Cell, Ambrose was defeated by Big E via count-out. He was on the winning side of a Traditional Elimination Tag Team Match at Survivor Series, but Ambrose was the first eliminated in the bout. He stumbled again at WWE TLC when an errant spear from Reigns allowed Punk to pin Ambrose and escape a 3-on-1 Handicap Match against the entire Shield. Ambrose would then compete at the Royal Rumble 2014 match along with Rollins and Reigns. Late in the match Ambrose would score three eliminations. Late in the match, Ambrose attempted to eliminate Reigns, however Reigns eliminated both Rollins and Ambrose instead. The next night on Raw, The Shield would compete in a sixman tag team match against Daniel Bryan, Sheamus, and John Cena with all three members of the winning team qualifying to compete in the Elimination Chamber match for the WWE World Heavyweight Championship. Ambrose and his partners lost
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Marlow Martin (Dean Ambrose)
“
the only true vote we have (and have retained for the entirety of modern American history) is spending power. The almighty dollar is still more influential than speeches and campaigns.
”
”
Jessica Marie Baumgartner
“
A concrete parking lot served the facility, but the builders had taken the unusual step of placing it behind the factory. In the front, rather than a cold sea of concrete and parked cars, dozens of massive trees had been left standing, with a lawn of grass between them, beautifying all vehicle approaches to the facility considerably. Either the owners were able to buy this land on the leading edge of a woods for very little money, or they believed that they would attract and retain workers better if their factory was nestled in tranquility.
”
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Douglas E. Richards (The Immortality Code)
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Donald Micheal
“
Nazarbayev had learned that Westerners could be just as adept as he was in turning money into power and power back into money. Some, like Dick Evans and Jonathan Aitken, went about it from positions at the top of business and government. Others had to wait until they had left office to monetise their access and influence. They had to get theirs from what they called ‘consultancy’. Blair was said to have made $1 million from Ivan Glasenberg’s Glencore for three hours spent talking the Qatari prime minister out of blocking its merger with a mining company. JP Morgan, the Wall Street bank that had won the financial crisis, retained him too, as did a Swiss insurance company, the government of Kuwait and Abu Dhabi’s investment fund. Some days he was a business consultant, others a philanthropist, or a governance guru, or a peacemaker. His money sat in a web of companies that almost rivalled the complexity and opacity Nazarbayev’s Swiss bankers had devised. By one estimate, less than a decade after he resigned as prime minister, his fortune stood at $90 million.
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Tom Burgis (Kleptopia: How Dirty Money is Conquering the World)
“
You can reverse any situation through prayer. Busy your mind with the concepts of peace, success, wealth and happiness. Identify yourself with these ideas mentally, emotionally and pictorially.
Get a picture of yourself as you want to be; retain that image; sustain it with
joy, faith, and expectancy; finally you will succeed in experiencing its
manifestation.
”
”
Joseph Murphy (How to Attract Money)
“
In our age, the idea of intellectual liberty is under attack from two directions. On the one side are its theoretical enemies, the apologists of totalitarianism, and on the other its immediate, practical enemies, monopoly and bureaucracy. Any writer or journalist who wants to retain his integrity finds himself thwarted by the general drift of society rather than by active persecution. The sort of things that are working against him are the concentration of the press in the hands of a few rich men, the grip of monopoly on radio and the films, the unwillingness of the public to spend money on books, making it necessary for nearly every writer to earn part of his living by hackwork, the encroachment of official bodies… Everything in our age conspires to turn the writer, and every other kind of artist as well, into a minor official, working on themes handed down from above and never telling what seems to him the whole of the truth. But in struggling against this fate he gets no help from his own side; that is, there is no large body of opinion which will assure him that he’s in the right.
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George Orwell (The Prevention of Literature)
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What happened in the nineteen-eighties was something quite different, pressed upon governments from two quite distinct directions. In the first place, accelerating developments in technology—notably in telecommunications and the financial markets—were undermining the old ‘natural’ monopolies. If governments could no longer harness the airwaves, or the movement of money, for their own exclusive use, it made little sense for them to ‘own’ them. There remained a powerful political or social case for the state retaining part of a given sector—a public television channel, say, or the post office; but competition was now unavoidable.
”
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Tony Judt (Postwar: A History of Europe Since 1945)
“
But even if he finds a way to keep himself clean, Danny, as in the case of any homeless person, remains a direct challenge to the caring capacity of those he encounters. He has no home. He has no job. For the most part, he has no money. In maintaining his perilous state, he presents a firm barrier to societal acceptance. Preconceived notions are often formed as to any value he retains in our frequently black-and-white view of the world….We’re not looking at ourselves, we’re looking at something that we tell ourselves is completely different from us. Sometimes we’re looking past them. But even when we’re moving ahead quickly, we do—for a fleeting moment, a s we pass—see them. We feel them."
--Relative Distance by David Pruitt, p. 208-209
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David Pruitt
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But even if he finds a way to keep himself clean, Danny, as in the case of any homeless person, remains a direct challenge to the caring capacity of those he encounters. He has no home. He has no job. For the most part, he has no money. In maintaining his perilous state, he presents a firm barrier to societal acceptance. Preconceived notions are often formed as to any value he retains in our frequently black-and-white view of the world….We’re not looking at ourselves, we’re looking at something that we tell ourselves is completely different from us. Sometimes we’re looking past them. But even when we’re moving ahead quickly, we do—for a fleeting moment, as we pass—see them."
--Relative Distance by David Pruitt (pages 208-209)
”
”
David Pruitt
“
Compared to a conventional debt instrument, what makes securitization so attractive is the fact that the airline often retains the junior tranches. These become an asset on its balance sheet. Any discount associated with the low credit rating of these layers is more than offset by the discount on the purchase of the aircraft, thereby creating an immediate profit and cash inflow on delivery of the aircraft. Such are the wonders of modern financial alchemy. Under good, even normal, business conditions, the airline makes lease payments to the securitization vehicle. But in a recession or a bankruptcy filing, when payments are suspended, the owners of the senior strata are able to seize the collateral. The junior participants in the securitization have no rights, and any such assets on the airline’s balance sheet must be written down to zero, further increasing the airline’s losses. By this clever piece of financial engineering, the airline gets shiny new planes for an extremely low cost of funds–recently as low as 6 per cent–while equity shareholders carry nearly all of the business risk. That an industry which has rarely earned an acceptable return on capital should have access to such cheap capital is quite astonishing.
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Edward Chancellor (Capital Returns: Investing Through the Capital Cycle: A Money Manager’s Reports 2002-15)
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Mom was released from jail on bond and prosecuted for a domestic violence misdemeanor. The case depended entirely on me. Yet during the hearing, when asked if Mom had ever threatened me, I said no. The reason was simple: My grandparents were paying a lot of money for the town’s highest-powered lawyer. They were furious with my mother, but they didn’t want their daughter in jail, either. The lawyer never explicitly encouraged dishonesty, but he did make it clear that what I said would either increase or decrease the odds that Mom spent additional time in prison. “You don’t want your mom to go to jail, do you?” he asked. So I lied, with the express understanding that even though Mom would have her liberty, I could live with my grandparents whenever I wished. Mom would officially retain custody, but from that day forward I lived in her house only when I chose to—and Mamaw told me that if Mom had a problem with the arrangement, she could talk to the barrel of Mamaw’s gun. This was hillbilly justice, and it didn’t fail me.
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J.D. Vance (Hillbilly Elegy: A Memoir of a Family and Culture in Crisis)
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So what are we doing with this ability? I asked. Are we blackmailing governments or companies? Give us money or we blast your satellites into smithereens.
Trying to blackmail the US or China would be a really good way to have St Genevieve turned into a smoking crater. A stupid villain threatens, Charlie. A smarter villain offers a service.
..So we offer satellite blasting services?
We have a select clientele who, for an annual retainer fee, have the option to use our ability to enact logistical challenges to their competitors. In space.
So that's a yes.
”
”
John Scalzi (Starter Villain)