Profit And Loss Account Quotes

No, you're not free," he said. "The string you're tied to is perhaps no longer than other people's. That's all. You're on a long piece of string, boss; you come and go, and think you're free, but you never cut the string in two. And when people don't cut that string . . ." "I'll cut it some day!" I said defiantly, because Zorba's words had touched an open wound in me and hurt. "It's difficult, boss, very difficult. You need a touch of folly to do that; folly, d'you see? You have to risk everything! But you've got such a strong head, it'll always get the better of you. A man's head is like a grocer; it keeps accounts: I've paid so much and earned so much and that means a profit of this much or a loss of that much! The head's a careful little shopkeeper; it never risks all it has, always keeps something in reserve. It never breaks the string. Ah no! It hangs on tight to it, the bastard! If the string slips out of its grasp, the head, poor devil, is lost, finished! But if a man doesn't break the string, tell me, what flavor is left in life? The flavor of camomile, weak camomile tea! Nothing like rum-that makes you see life inside out!

Millions of business people are each constantly forced to choose between their desire to not be a bad person and their desire to be a good business person, that is to say, to make as much money as they possibly can by maximizing their revenue while minimizing the cost of producing whatever it is that they sell.

Liquidity is important to investors. When opportunities arise, businesses need to have sufficient cash available in order to act on the opportunity promptly. Having sufficient cash available can also serve as protection against losses or a tool with which the business acquired solutions in the event of crises. We like to see that businesses have a sufficient amount of available cash.

Depreciation, which appears as an expense on the Profit & Loss Account, is the consumed portion of an expenditure.

The worst of what is called good society is not only that it offers us the companionship of people who are unable to win either our praise or our affection, but that it does not allow of our being that which we naturally are; it compels us, for the sake of harmony, to shrivel up, or even alter our shape altogether. Intellectual conversation, whether grave or humorous, is only fit for intellectual society; it is downright abhorrent to ordinary people, to please whom it is absolutely necessary to be commonplace and dull. This demands an act of severe self-denial; we have to forfeit three-fourths of ourselves in order to become like other people. No doubt their company may be set down against our loss in this respect; but the more a man is worth, the more he will find that what he gains does not cover what he loses, and that the balance is on the debit side of the account; for the people with whom he deals are generally bankrupt,—that is to say, there is nothing to be got from their society which can compensate either for its boredom, annoyance and disagreeableness, or for the self-denial which it renders necessary. Accordingly, most society is so constituted as to offer a good profit to anyone who will exchange it for solitude. Nor

What is a price? It is a proposed point of agreement between a buyer and seller. The proposal is the key. It is not a marching order. Past prices represent deals done in history. Current prices represent possible deals in the future. Prices embed vast information about perceived realities: resource availability, consumer demand, cultural biases and habits, speculations about the future. The price is also an amazing tool. It provides an objective basis for accounting and the assessment of profit and loss. Without prices, real prices rooted in real market experience, we’d been lost.

[T]he just society is one in which each man may seek the things which belong to his nature. By contrast, a system of economic totalitarianism treats the industrious and the idle, the able and the stupid, as if they were alike--which is contrary to the laws of justice. . . . American society is imperfect; but all human societies are imperfect in some degree. The American economy has its faults; but they are faults that may be modified. A free economy, because of its opportunities for choice and competition, has always within it the possibilities of improvement; it does not repress the reformer. But a totalitarian economy, hostile to any sort of criticism, founded on envy and terror, cannot amend its ways without ceasing to be; it leaves no room for prudent reformation. When something in a free economy goes wrong, there is temporary trouble, but the variety of talents and the elasticity of the economic structure make mending fairly easy. When, however, something in a totalitarian economy goes wrong, there is general and serious suffering, because the master-plan of the regimented economy is inelastic and arbitrary. The free economy, in such conditions, penalizes only a few by loss of profit, or resort to bankruptcy. But when the totalitarian economy is brought to account for its mistakes, it seeks scapegoats; and the concentration camp substitutes for the bankruptcy-court.

Having seen several hundred lease agreements entered into by people I have counseled, my financial calculator confirms that the average interest rate is 14 percent. Shouldn’t you lease or rent things that go down in value? Not necessarily, and the math doesn’t work on a car, for sure. Follow me through this example: If you rent (lease) a car with a value of $22,000 for three years, and when you turn it in at the end of that three-year lease the car is worth $10,000, someone has to cover the $12,000 loss. You’re not stupid, so you know that General Motors, Ford, or any of the other auto giants aren’t going to put together a plan to lose money. Your fleece/lease payment is designed to cover the loss in value ($12,000 spread over 36 months is equal to $333 per month), plus provide profit (the interest you pay). Where did you get a deal in that? You didn’t! On top of that, there is the charge of 10 to 17 cents per mile for going over the allotted miles and the penalties everyone turning in a lease has experienced for “excessive wear and tear,” which takes into account every little nick, dent, carpet tear, smudge, or smell. You end up writing a large check just to walk away after renting your car. The whole idea of the back-end penalties is twofold: to get you to fleece/lease another one so you can painlessly roll the gotchas into the new lease, and to make sure the car company makes money.

Although while speaking and writing many of us use the words expense and expenditure interchangeably, in accounting they have separate meanings. Expenditure refers to spending, or the outflow of money. We have seen that when money is spent, we either incur an expense or we create an asset. This makes expenditure broader in scope than expense. Expenditure encompasses both expenses and assets. If you thought I had made a loss you probably calculated Profit as Income minus Expenditure instead of Income minus Expense!

As people come to understand the environmental damages being caused by carbon and industry pollutants, there is a call for "full-cost accounting." This is an effort to include the adverse environmental costs of manufacturing and other production in the price of producing those items--from the cost of cleanup to the health impacts of carbon pollution. Currently, companies' profit-and-loss statements don't account for these and other costs, which are paid for by us all, and disproportionately by the poor and vulnerable. By failing to pay for the real cost of production, by misrepresenting or ignoring the vast consequences of some of their work, certain businesses and corporations have pursued paths that are at odds with the interests of society. A greater movement toward full-cost accounting is critical if we are going to align business decisions with what is in the best interests of future generations...

Sometimes, as in the case of the copper companies, the nationalizations were achieved through legislation that won overwhelming support. (By now, no one in Chile loved the American companies; even the head of Chile’s Roman Catholic bishops declared that nationalization was right and just.) At other times the methods skirted or even overstepped the bounds of legality. The government would simply approve the seizures of farms and factories, one of those “loopholes” Allende was relying on. Perhaps the most important—and pernicious—method was by squeezing the companies economically, as he tried to do with El Mercurio. The government had the authority to approve price hikes and wage increases. Companies that were targets for takeovers were prohibited from raising their prices but were forced to raise their workers’ pay. Moreover, as the government extended its control of the banks, credit for distressed companies dried up. Forced bankruptcies were a favorite tool of Allende’s Socialists. And who was there to run these companies once they were taken over? Ambassador Davis reports: “Government-appointed managers were usually named on the basis of a political patronage system that would have put Tammany Hall to shame.” Many formerly profitable companies were soon incurring heavy losses. In the countryside, where peasants—often illiterate—were seizing control of the estates, there was resistance even to the simplest methods of accounting and cost calculation. As Allende told Debray, “We shall have real power when copper and steel are under our control, when saltpeter is genuinely under our control, when we have put far-reaching land reform measures into effect, when we control imports and exports through the state, when we have collectivized a major portion of our national production.” But it wasn’t just the economy that Allende was trying to control. He was also taking steps to centralize the government and restrict political freedom. He saw his most important political reform as replacing the bicameral legislature with a single chamber in order to strengthen the presidency and weaken congress’s ability to block his objectives. It would also have the power to override judicial decisions. He called the proposed new body the “People’s Assembly,” but he never gained sufficient support from the “people” to call a plebiscite on the question.

some small counting house on the coast, in some Salem harbor, will be fixture enough. You will export such articles as the country affords, purely native products, much ice and pine timber and a little granite, always in native bottoms. These will be good ventures. To oversee all the details yourself in person; to be at once pilot and captain, and owner and underwriter; to buy and sell and keep the accounts; to read every letter received, and write or read every letter sent; to superintend the discharge of imports night and day; to be upon many parts of the coast almost at the same time—often the richest freight will be discharged upon a Jersey shore;—to be your own telegraph, unweariedly sweeping the horizon, speaking all passing vessels bound coastwise; to keep up a steady despatch of commodities, for the supply of such a distant and exorbitant market; to keep yourself informed of the state of the markets, prospects of war and peace everywhere, and anticipate the tendencies of trade and civilization—taking advantage of the results of all exploring expeditions, using new passages and all improvements in navigation;—charts to be studied, the position of reefs and new lights and buoys to be ascertained, and ever, and ever, the logarithmic tables to be corrected, for by the error of some calculator the vessel often splits upon a rock that should have reached a friendly pier—there is the untold fate of La Prouse;—universal science to be kept pace with, studying the lives of all great discoverers and navigators, great adventurers and merchants, from Hanno and the Phoenicians down to our day; in fine, account of stock to be taken from time to time, to know how you stand. It is a labor to task the faculties of a man—such problems of profit and loss, of interest, of tare and tret, and gauging of all kinds in it, as demand a universal knowledge. I have thought that Walden Pond would be a good place for business, not solely on account of the railroad and the ice trade; it offers advantages which it may not be good policy to divulge; it is a good port and a good foundation. No Neva marshes to be filled; though you must everywhere build on piles of your own driving. It is said that a flood-tide, with a westerly wind, and ice in the Neva, would sweep St. Petersburg from the face of the earth. As this business was to be entered into without the usual capital, it may not be easy to conjecture where those means, that will still be indispensable to every such undertaking, were to be obtained.

The large organization will consist of many semi-autonomous units, which we may call quasi-firms. Each of them will have a large amount of freedom, to give the greatest possible chance to creativity and entrepreneurship. . . . Each quasi-firm must have both a profit and loss account, and a balance sheet.

If your current securities are in a taxable account, and if they’re profitable, you need to consider any resulting taxes and fees before selling existing securities. This is a common problem and is the reason it is so important for investors to use tax-efficient funds when investing in taxable accounts. Here are five steps to minimize taxes: Stop making contributions into unwanted and tax-inefficient securities. Stop reinvesting distributions. Determine the amount of gain or loss in each taxable security. If any security has a loss, consider selling and taking the tax-loss benefit. If any security has a profit, consider selling up to the amount of your losses (after being held for one year to benefit from the lower capital gains tax rate). Numbers 4 and 5 will be a wash and will result in zero tax. Put the proceeds from your sales into the appropriate tax-efficient total market index fund(s).

Vestal believed you had to take responsibility for everything you did, all the commissions and omissions, the deeds and undeeds. Everything was accounting, everything went into columns marked profit or loss, there was not column marked good intentions, none for holding your own.

the Grand Cayman connection provided three big advantages to a firm like Lehman Brothers, which was trying desperately to compete with the biggest banks on Wall Street. The first was entering false profits from the “sale” onto the balance sheet. The second was receiving all the coupon payments from the derivatives they still held in the trusts. The third was that the Financial Accounting Standards Board (FASB) required them only to put aside 3 percent of capital, a tiny amount, to cover any losses in an offshore trust.

■ Poor labor efficiency due to lack of job costing ■ Sales team focus on revenue rather than margin (discounting quotes, making concessions, and so on) ■ A lack of emphasis on service sales (rather than product sales), which were generally more profitable ■ Excessive punch list items requiring follow-up work without the ability to invoice ■ Errors in order entry: finish, fabric, pricing, and so on ■ Installation damage and concealed damage on receipt of product ■ Excessive nonbillable overtime ■ High average collection days ■ Small-tool loss and damage

In sum, where capitalism prospered, it established three main canons for successful economic enterprise: the calculation of quantity, the observation and regimentation of time ('Time is Money'), and the concentration on abstract pecuniary rewards. Its ultimate values-Power, Profit, Prestige-derive from these sources and all of them can be traced back, under the flimsiest of disguises, to the Pyramid Age. The first produced the universal accountancy of profit and loss; the second ensured productive efficiency in men as well as machines; the third introduced a driving motive into daily life, equivalent on its own base level to the monk's search for an eternal reward in Heaven. The pursuit of money became a passion and an obsession: the end to which all other ends were means.

From the Balance sheet of humanity, to the Profit & Loss account of emotions, I am all in good books. I am a Chartered Accountant.

In those meetings, I learned that even economic diagrams needn’t be linear. Ours was a nest of concentric circles, and an enterprise was measured by its value to each circle, from the individual and family to the community and environment. I realized that Rebecca and her colleagues were trying to do nothing less than transform the System of National Accounts, the statistical framework here and in most countries for measuring economic activity. For instance, the value of a tree depends on its estimated value or sale price, but if it is sold and cut down, there is no accounting on the debit side of the ledger for loss of oxygen, seeding of other trees, or value to the community or the environment. This group was inventing a new way of measuring profit and loss. By the end of our days together, I understood economics in a whole new way. A balance sheet really could be about balance.

When people fail to respect the P/PC Balance in their use of physical assets in organizations, they decrease organizational effectiveness and often leave others with dying geese. For example, a person in charge of a physical asset, such as a machine, may be eager to make a good impression on his superiors. Perhaps the company is in a rapid growth stage and promotions are coming fast. So he produces at optimum levels—no downtime, no maintenance. He runs the machine day and night. The production is phenomenal, costs are down, and profits skyrocket. Within a short time, he’s promoted. Golden eggs! But suppose you are his successor on the job. You inherit a very sick goose, a machine that, by this time, is rusted and starts to break down. You have to invest heavily in downtime and maintenance. Costs skyrocket; profits nose-dive. And who gets blamed for the loss of golden eggs? You do. Your predecessor liquidated the asset, but the accounting system only reported unit production, costs, and profit. The P/PC Balance is particularly important as it applies to the human assets of an organization—the customers and the employees. I

A payoff of loan principal reduces the liability section of the balance sheet, and a payment of interest increases the expense section of the profit and loss (P&L) statement.

Countries competing against one another in the same array of products and services is not covered by Ricardian trade theory.   Offshoring doesn’t fit the Ricardian or the competitive idea of free trade. In fact, offshoring is not trade.   Offshoring is the practice of a firm relocating its production of goods or services for its home market to a foreign country. When an American firm moves production offshore, US GDP declines by the amount of the offshored production, and foreign GDP increases by that amount. Employment and consumer income decline in the US and rise abroad. The US tax base shrinks, resulting in reductions in public services or in higher taxes or a switch from tax finance to bond finance and higher debt service cost.   When the offshored production comes back to the US to be marketed, the US trade deficit increases dollar for dollar. The trade deficit is financed by turning over to foreigners US assets and their future income streams. Profits, dividends, interest, capital gains, rents, and tolls from leased toll roads now flow from American pockets to foreign pockets, thus worsening the current account deficit as well.   Who benefits from these income losses suffered by Americans? Clearly, the beneficiary is the foreign country to which the production is moved. The other prominent beneficiaries are the shareholders and the executives of the companies that offshore production. The lower labor costs raise profits, the share price, and the “performance bonuses” of corporate management.   Offshoring’s proponents claim that the lost incomes from job losses are offset by benefits to consumers from lower prices. Allegedly, the harm done to those who lose their jobs is more than offset by the benefit consumers in general get from the alleged lower prices. Yet, proponents are unable to cite studies that support this claim. The claim is based on the unexamined assumption that offshoring is free trade and, thereby, mutually beneficial.   Proponents of jobs offshoring also claim that the Americans who are left unemployed soon find equal or better jobs. This claim is based on the assumption that the demand for labor ensures full employment, and that people whose jobs have been moved abroad can be retrained for new jobs that are equal to or better than the jobs that were lost.   This claim is false.

S corporations do not pay taxes. For tax purposes, they are treated primarily as a partnership with profits and losses passed through to the owners. All income and expenses are passed through to the owners/shareholders, even if they include you, your spouse, and your children.

THE ROAR of the death blast on the Avenue of the Americas cannot be heard in faraway Johannesburg. With eight weeks to go to the opening game in Soccer City, Sepp Blatter and his South African capos have enough problems. Outraged by price gouging, fans are staying home. In the townships citizens protest every day; ‘Service riots’ send messages to politicians that public money should be spent on homes, water, sewage plants and jobs, not stadiums that will become white elephants. Why should they listen? They have the police beat back the protestors. The World Cup is good news for Danny Jordaan, leader of the bid and now chief executive for the tournament. Quietly, his brother Andrew has been given a well-paid job as Hospitality liaison with MATCH Event Services at the Port Elizabeth stadium. A stakeholder in the MATCH company is Sepp Blatter’s nephew Philippe Blatter. The majority owners are Mexican brothers Jaime and Enrique Byrom, based in Manchester, England, Zurich, Switzerland and with some of their bank accounts in Spain and the Isle of Man. The Brothers are not happy. Sepp Blatter awarded them the lucrative 2010 hospitality contract aimed at wealthy football patrons, mostly from abroad. If that wasn’t enough, Blatter also gave them the contract to manage and distribute the three million tickets. The brothers are charging top rates for hotels and internal flights and expected to make huge profits. Instead, they are on their way to losing $50 million. They plan to recoup these losses in Brazil in four years time.

May your P&L account of deeds for humanity be in profits; for you have to present the your Balance Sheet on the Judgment Day.

Let us assume that the reader shared my opinion, that the market over the next week had a 70% probability of going up and 30% probability of going down. However, let us say that it would go up by 1% on average, while it could go down by an average of 10%. What would the reader do? Is the reader bullish or bearish? Table 6.2 Event                             Probability                             Outcome                             Expectation Market goes up                             70%                             Up 1%                             0.7 Market goes down                             30%                             Down 10%                             -3.00                                                                                                                                             Total                             -2.3 Accordingly, bullish or bearish are terms used by people who do not engage in practicing uncertainty, like the television commentators, or those who have no experience in handling risk. Alas, investors and businesses are not paid in probabilities; they are paid in dollars. Accordingly, it is not how likely an event is to happen that matters, it is how much is made when it happens that should be the consideration. How frequent the profit is irrelevant; it is the magnitude of the outcome that counts. It is a pure accounting fact that, aside from the commentators, very few people take home a check linked to how often they are right or wrong. What they get is a profit or loss. As to the commentators, their success is linked to how often they are right or wrong. This category includes the “chief strategists” of major investment banks the public can see on TV, who are nothing better than entertainers. They are famous, seem reasoned in their speech, plow you with numbers, but, functionally, they are there to entertain—for their predictions to have any validity they would need a statistical testing framework. Their frame is not the result of some elaborate test but rather the result of their presentation skills.

The FfP uses twelve indicators to measure state failure, and Egypt scored a stellar nine out of ten in criminalization or delegitimization of the state, understood as "massive and endemic corruption or profiteering by ruling elites, resistance of ruling elites to transparency, accountability and political representation, widespread loss of popular confidence in state institutions, and processes and growth of crime syndicates linked to ruling elites." It rated 8.5 out of ten in "suspension or arbitrary application of the rule of law and widespread violation of human rights." And it rated a relatively modest 8.3 in the "rise of factionalized elites" or the "fragmentation of elites and state institutions along group lines," and the use of "nationalistic political rhetoric by ruling elites.

When I revisited Jane Austen’s fiction at my leisure half a century later, I turned to the memories they evoked to look more closely at how my thoughts and my emotions meshed. I discovered while making this account of my life that profit and loss were distributed throughout those years.

An S Corporation is a business entity that allows income and losses to pass through to its shareholders, and the profit which each of the shareholders receives is then taxed on their (shareholders’) personal tax returns at their individual tax rates.

First, reframe the purpose of taxes to help build social consensus for the kind of higher-tax, higher-returns public sector that has been a proven success in many Scandinavian countries. And remember, the verbal framing expert George Lakoff advises to choose your words wisely: don’t oppose tax relief—talk about tax justice. Likewise, the notion of public spending is often used by those who oppose it to evoke a never-ending outlay. Public investment, on the other hand, focuses on the public goods—such as high-quality schools and effective public transport—that underpin collective well-being.57 Second, end the extraordinary injustice of tax loopholes, offshore havens, profit shifting and special exemptions that allow many of the world’s richest people and largest corporations—from Amazon to Zara—to pay negligible tax in the countries in which they live and do business. At least $18.5 trillion is hidden by wealthy individuals in tax havens worldwide, representing an annual loss of more than $156 billion in tax revenue, a sum that could end extreme income poverty twice over.58 At the same time, transnational corporations shift around $660 billion of their profits each year to near-zero tax jurisdictions such as the Netherlands, Ireland, Bermuda and Luxembourg.59 The Global Alliance for Tax Justice is among those focused on tackling this, campaigning worldwide for greater corporate transparency and accountability, fair international tax rules, and progressive national tax systems.60 Third, shifting both personal and corporate taxation away from taxing income streams and towards taxing accumulated wealth—such as real estate and financial assets—will diminish the role played by a growing GDP in ensuring sufficient tax revenue. Of course progressive tax reforms such as these can quickly encounter pushback from the corporate lobby, along with claims of state incompetence and corruption. This only reinforces the importance of strong civic engagement in promoting and defending political democracies that can hold the state to account.

Arbitrages: The purchase of a security and the simultaneous sale of one or more other securities into which it was to be exchanged under a plan of reorganization, merger, or the like. Liquidations: Purchase of shares which were to receive one or more cash payments in liquidation of the company’s assets. Operations of these two classes were selected on the twin basis of (a) a calculated annual return of 20% or more, and (b) our judgment that the chance of a successful outcome was at least four out of five. Related Hedges: The purchase of convertible bonds or convertible preferred shares, and the simultaneous sale of the common stock into which they were exchangeable. The position was established at close to a parity basis—i.e., at a small maximum loss if the senior issue had actually to be converted and the operation closed out in that way. But a profit would be made if the common stock fell considerably more than the senior issue, and the position closed out in the market. Net-Current-Asset (or “Bargain”) Issues: The idea here was to acquire as many issues as possible at a cost for each of less than their book value in terms of net-current-assets alone—i.e., giving no value to the plant account and other assets. Our purchases were made typically at two-thirds or less of such stripped-down asset value. In most years we carried a wide diversification here—at least 100 different issues.

In the 1980s reindeer meat still made a substantial profit. Every other activity, even when the real cost of anything at all was masked by the Soviet tangle of cross-subsidies and phantom accounting, ran at a severe loss. Though this was to change beyond all recognition in the 1990s, reindeer herders in the 1980s were fairly well paid and well provisioned, and their exotic holidays were provided free.

Simultaneously, in a stroke of what can only be called genius, accountants have managed to define those responsibilities so narrowly that they are basically meaningless. Throughout the first decades of the twentieth century, accounting trade groups argued that accounting was an art, not a science, and that they needed flexibility to make the best judgments for different situations. “Accountancy never was or could be an exact science, and every profit or loss . . . is in very substantial measure an expression of opinion,” the Journal of Accountancy wrote in 1912. More than pride underlay this dogma. If accounting was merely a matter of working through a step-by-step checklist, then companies might replace accountants with lower-paid clerks, as had happened in the railroad industry after the Interstate Commerce Commission required uniform reporting procedures.

As ever, the chicanery was justified by its practitioners with the excuse that mere financial statements could not capture the brilliance of their enterprises. Talking to a Swedish diplomat, the Match King spoke for con men everywhere: We’ve chosen some new high priests and called them accountants. They too have a holy day—the 31st of December—on which we’re supposed to confess. In olden times, the princes and everyone would go to confession because it was the thing to do, whether they believed or not. Today the world demands balance sheets, profit-and-loss statements once a year. But if you’re really working on great ideas, you can’t supply those on schedule. . . . The December ceremony isn’t really a law of the gods—it’s just something we’ve invented. All right, let’s conform, but don’t let’s do it in a way that will spoil our plans. And someday people will realize that every balance sheet is wrong because it doesn’t contain anything but figures. The real strengths and weaknesses of an enterprise lie in the plans. The banks and investors who

TAX-SAVVY IDEAS We suggest 14 tax-reducing ideas for tax-savvy investors. Most are easy to understand and to implement. We can think of no better way for most taxpayers to maximize their after-tax returns. Use tax-advantaged accounts (401(k), 403(b), IRAs, 529 tuition plans, etc.). Buy fund shares after the distribution date. Place tax-INefficent funds in retirement accounts, and tax-Efficient funds in taxable accounts. Use tax-managed or tax-efficient index funds in taxable accounts. Avoid balanced funds (stocks and bonds) in taxable accounts. Keep taxable fund turnover low to avoid capital-gains taxes. Avoid short-term gains by holding for more than 12 months. Sell losing shares before year-end (tax-loss harvest). Sell profitable shares after the new year (to delay tax payment). Determine the most favorable tax-basis method before selling fund shares. Consider municipal bonds and U.S. Savings Bonds for taxable accounts. During years of low income, consider converting to a Roth. Consider gifts to charities of securities with large capital gains. Appreciated holdings in taxable accounts are capital gains and income tax free if left to heirs.

By contrast, integrators are typically very good at leading, managing, and holding people accountable. They love running the day-to-day aspects of the business. They are accountable for profit and loss, plus the overall business plan for the organization. They remove obstacles so that people running the major functions can execute. They’re great at special projects. In sum, they operate more on logic. If you are one, know thyself and be stressed.

the accountant is probably the only non-Finance person in the organization! The accountant is the only one whose actions do not impact the bottom line. After all the so-called non-Finance people have done their job, the accountant will compile the data, evaluate the result of their actions, and declare whether the organization has made a profit or a loss – basically just performing a post-mortem.

It is a legal requirement that every organization should prepare a Profit & Loss Account and a Balance Sheet at least once in a year. But for a clearer understanding of the state of the business, Balance Sheets should be made and studied far more frequently, perhaps every month or even every week.

Therefore all transactions that take place get recorded, and whatever gets recorded, periodically gets compressed. A compressed version of accounts is presented in the form of two financial statements. One is called Profit & Loss Account and the other Balance Sheet.

A Profit & Loss Account is always prepared for a specified period, whereas a Balance Sheet is at a point of time.

two most important financial statements are prepared, the Profit & Loss Account and the Balance Sheet.

the sales figure, which in a conventional T-type Profit & Loss Account appears on the top right hand, is called the TOP LINE and the profit, which appears on the bottom left hand, is called the BOTTOM LINE.

And between them, the Profit & Loss Account and the Balance Sheet together reveal just about four types of transactions: Expenses, Incomes, Assets and Liabilities

Pair 3: American Home Products Co. (drugs, cosmetics, household products, candy) and American Hospital Supply Co. (distributor and manufacturer of hospital supplies and equipment) These were two “billion-dollar good-will” companies at the end of 1969, representing different segments of the rapidly growing and immensely profitable “health industry.” We shall refer to them as Home and Hospital, respectively. Selected data on both are presented in Table 18-3. They had the following favorable points in common: excellent growth, with no setbacks since 1958 (i.e., 100% earnings stability); and strong financial condition. The growth rate of Hospital up to the end of 1969 was considerably higher than Home’s. On the other hand, Home enjoyed substantially better profitability on both sales and capital.† (In fact, the relatively low rate of Hospital’s earnings on its capital in 1969—only 9.7%—raises the intriguing question whether the business then was in fact a highly profitable one, despite its remarkable past growth rate in sales and earnings.) When comparative price is taken into account, Home offered much more for the money in terms of current (or past) earnings and dividends. The very low book value of Home illustrates a basic ambiguity or contradiction in common-stock analysis. On the one hand, it means that the company is earning a high return on its capital—which in general is a sign of strength and prosperity. On the other, it means that the investor at the current price would be especially vulnerable to any important adverse change in the company’s earnings situation. Since Hospital was selling at over four times its book value in 1969, this cautionary remark must be applied to both companies. TABLE 18-3. Pair 3. CONCLUSIONS: Our clear-cut view would be that both companies were too “rich” at their current prices to be considered by the investor who decides to follow our ideas of conservative selection. This does not mean that the companies were lacking in promise. The trouble is, rather, that their price contained too much “promise” and not enough actual performance. For the two enterprises combined, the 1969 price reflected almost $5 billion of good-will valuation. How many years of excellent future earnings would it take to “realize” that good-will factor in the form of dividends or tangible assets? SHORT-TERM SEQUEL: At the end of 1969 the market evidently thought more highly of the earnings prospects of Hospital than of Home, since it gave the former almost twice the multiplier of the latter. As it happened the favored issue showed a microscopic decline in earnings in 1970, while Home turned in a respectable 8% gain. The market price of Hospital reacted significantly to this one-year disappointment. It sold at 32 in February 1971—a loss of about 30% from its 1969 close—while Home was quoted slightly above its corresponding level.*

The ninth circle was where Hell did its accountancy. The demons within were ruthlessly efficient. All they cared about were profit and cost-effectiveness. Everything was a debit or credit, a gain or a loss. Their ultimate goal was to reduce the universe to a calculation, a final heartless equation in which every soul, living and dead, divine and damned, would serve in the Glorious Ultimate Dividend.

You as the leader should have a Function Accountability Chart (FAC) to help CEOs and managers to see clearly the person who is accountable for each role and key positions. It should also show the metrics or key performance indicators assigned for each of the main functions of the business. Each item on the Profit & Loss, and Balance Sheet should be assigned to specific people who are accountable for these roles. Each team should know their responsibilities, accountabilities and who they are answerable

The worst of what is called good society is not only that it offers us the companionship of people who are unable to win either our praise or our affection, but that it does not allow of our being that which we naturally are; it compels us, for the sake of harmony, to shrivel up, or even alter our shape altogether. Intellectual conversation, whether grave or humorous, is only fit for intellectual society; it is downright abhorrent to ordinary people, to please whom it is absolutely necessary to be commonplace and dull. This demands an act of severe self-denial; we have to forfeit three-fourths of ourselves in order to become like other people. No doubt their company. may be set down against our loss in this respect; but the more a man is worth, the more he will find that what he gains does not cover what he loses, and that the balance is on the debit side of the account; for the people with whom he deals are generally bankrupt, that is to say, there is nothing to be got from their society which can compensate either for its boredom, annoyance and disagreeableness, or for the self-denial which it renders necessary. Accordingly, most society is so constituted as to offer a good profit to anyone who will exchange it for solitude. Nor is this all. By way of providing a substitute for real--I mean intellectual superiority, which is seldom to be met with, and intolerable when it is found, society has capriciously adopted a false kind of superiority, conventional in its character, and resting upon arbitrary principles, a tradition, as it were, handed down in the higher circles, and, like a password, subject to alteration; I refer to bonton fashion. Whenever this kind of superiority comes into collision with the real kind, its weakness is manifest. Moreover, the presence of good tone means the absence of good sense.

Speculation is not at its best a simple and easy road to wealth, but speculation through people who advertise guaranteed profits and who call for participation in blind pools is as certain a method of loss as could possibly be discovered. The mere fact that a man openly asks for such accounts is the most ample and exhaustive reason possible for declining to give them.

{Dial.1.833.742.9500} How to upgrade quickbooks desktop to enterprise after recent update? Step-by-Step Guide to Upgrading QuickBooks Desktop to Enterprise Step 1: Check System Requirements Before upgrading, ensure your computer or server meets the system requirements for QuickBooks Enterprise: ✅ Operating System: Windows 10 or later ✅ Processor: 2.4 GHz minimum (3.4 GHz recommended) ✅ RAM: 8GB (16GB recommended) ✅ Storage: 2.5GB free space ✅ Display Resolution: 1280x1024 or higher ✅ Internet Connection: Required for activation and updates For multi-user setups, make sure your network infrastructure supports multi-user mode. Step 2: Back Up Your QuickBooks Data Before making any changes, back up your company file to prevent data loss: Open QuickBooks Desktop (Pro or Premier). Click File > Backup Company > Create Local Backup. Select Local Backup and click Next. Choose a secure location (external hard drive, cloud storage, or USB). Click Save and wait for the backup to complete. Step 3: Purchase QuickBooks Enterprise If you haven’t already, purchase QuickBooks Enterprise from the Intuit website. There are four versions of Enterprise to choose from:

Buy Ticketmaster Accounts – 100% Safe & secure Accounts. Are you ready to elevate your ticket reselling game? Imagine having access to a treasure trove of concert, sports, and event tickets that are just waiting for the right buyer. In today’s fast-paced world of live events, timing and availability can make all the difference between profit and loss. That’s where Ticketmaster accounts come into play. With verified Ticketmaster accounts in hand, you can secure those coveted seats before they vanish into thin air.Ticketmaster Got Hacked: What Should You Do? - Goosed.ieWhether you’re an aspiring reseller or a seasoned pro looking to expand your inventory, understanding how to buy Ticketmaster accounts safely is crucial for success in this competitive market. Let’s dive deeper into what these accounts offer and how they can transform your ticket-selling opportunities! Buy Ticketmaster Accounts When you buy Ticketmaster accounts, you’re unlocking potential like never before. These accounts offer direct access to one of the largest ticketing platforms in the world. With a verified account, your purchasing speed increases significantly. You’ll be first in line for high-demand events that sell out almost instantly. This advantage is crucial when every second counts. Moreover, having multiple accounts can help diversify your ticket inventory. You’re not limited to one set of options; instead, you can tap into various markets and events simultaneously. Safety is paramount when buying these accounts. Choosing reputable sources ensures that your investment remains secure and compliant with Ticketmaster’s policies. Investing smartly allows you to make strategic decisions about which events will yield the highest returns while minimizing risks associated with ticket reselling. What Is Ticketmaster Accounts? Ticketmaster Accounts are essential tools for anyone looking to purchase tickets efficiently. These accounts allow users to access a wide range of events, from concerts and sports games to theater performances. When you create a Ticketmaster Account, you gain the ability to store payment information securely. This streamlines the buying process during high-demand ticket sales, which often sell out in minutes. Additionally, having an account enables personalized features like tracking favorite artists or receiving alerts about upcoming shows. Users can also take advantage of exclusive presale opportunities that aren’t available to non-members. Moreover, Ticketmaster Accounts provide a central hub for managing your bookings and orders. You can easily view past purchases and transfer tickets if needed—all in one place without hassle. The Benefits of Buying Ticketmaster Accounts for Event Ticket Resellers. Buying Ticketmaster accounts offers numerous advantages for event ticket resellers. First, it significantly increases access to high-demand events. With multiple accounts, you can snag tickets before they sell out. These accounts often come with verified credentials. This means fewer risks of cancellations or account bans due to suspicious activity. Reselling becomes more reliable when your source is legitimate and secure. Additionally, having multiple Ticketmaster accounts allows for better diversification in inventory. You can target different demographics by accessing various events tailored to specific audiences. The profit potential also escalates with the ability to buy tickets in bulk. Lower prices may be available through early purchases, enabling higher resale margins later on. With strategic planning and a solid approach, these accounts become valuable assets that enhance your overall business strategy in the competitive market of ticket reselling. The Best Place to buy Ticketmaster Accounts- pvatopservice.com Ticketmaster Breach Showcases SaaS Data Security Risks

No, you're not free," he said. "The string you're tied to is perhaps no longer than other people's. That's all. You're on a long piece of string, boss; you come and go, and think you're free, but you never cut the string in two. And when people don't cut that string . . ." "I'll cut it some day!" I said defiantly, because Zorba's words had touched an open wound in me and hurt. "It's difficult, boss, very difficult. You need a touch of folly to do that; folly, d'you see? You have to risk everything! But you've got such a strong head, it'll always get the better of you. A man's head is like a grocer; it keeps accounts: I've paid so much and earned so much and that means a profit of this much or a loss of that much! The head's a careful little shopkeeper; it never risks all it has, always keeps something in reserve. It never breaks the string. Ah no! It hangs on tight to it, the bastard! If the string slips out of its grasp, the head, poor devil, is lost, finished! But if a man doesn't break the string, tell me, what flavor is left in life? The flavor of camomile, weak camomile tea! Nothing like rum - that makes you see life inside out!

Finding reliable crypto asset tracking experts was a struggle until I discovered SPARTAN TECH GROUP RETRIEVAL. After losing my hard-earned Bitcoin to a fraudulent investment scheme, I was desperate for help. The scammers, posing as crypto geniuses on Telegram, lured me in with promises of massive profits. But when I refused to send more money, they blocked me from accessing my account, stealing my initial investment and profits. I spent sleepless nights searching for a solution, terrified that my funds were gone forever. That’s when SPARTAN TECH GROUP RETRIEVAL came into the picture. I decided to take a chance after verifying the credibility of SPARTAN TECH GROUP RETRIEVAL. From the first consultation, SPARTAN TECH GROUP RETRIEVAL stood out; they were transparent and reassuring. SPARTAN TECH GROUP RETRIEVAL consists of blockchain forensic experts and private investigators who worked tirelessly to trace my stolen crypto. They kept me informed throughout the process, explaining each step clearly. I learned about the various techniques SPARTAN TECH GROUP RETRIEVAL employed, such as analyzing transaction patterns and utilizing advanced tracking software to locate my assets. This level of detail not only educated me but also instilled confidence in SPARTAN TECH GROUP RETRIEVAL capabilities. Then, the miracle happened: I received a wallet notification confirming the return of 14.2 BTC. The relief was overwhelming. SPARTAN TECH GROUP RETRIEVAL had done what I thought was impossible. They navigated the complex world of cryptocurrency recovery with skill and determination, proving that there is hope even in the darkest situations. If you’ve been scammed out of your crypto, don’t give up. SPARTAN TECH GROUP RETRIEVAL is the real deal, a trustworthy, highly skilled team dedicated to helping victims reclaim their stolen assets. Their expertise in crypto asset recovery is unmatched, and their commitment to clients is unwavering. SPARTAN TECH GROUP RETRIEVAL understands the emotional toll that such losses can take, and they approach each case with empathy and urgency. For anyone in a similar situation, I wholeheartedly recommend SPARTAN TECH GROUP RETRIEVAL. They didn’t just recover my funds, they restored my faith in justice within the crypto space. The success stories from SPARTAN TECH GROUP RETRIEVAL speak volumes, and I am now one of many who can attest to their effectiveness. Contact SPARTAN TECH GROUP RETRIEVAL today and take the first step toward getting your money back. You deserve to reclaim what is yours and to move forward with confidence in your financial future. REACH TO THEM IN THE CONTACT INFO: EMAIL:support @ spartan tech group retrieval. o r g WHATSAPP:+1 9 7 1 4 8 7 3 5 3 8 Telegram: + 1 5 8 1 2 8 6 8 0 9 2

I have been hearing about Forexltc, a cryptocurrency platform based in North Dakota, for some time. My curiosity was piqued when one of their agents reached out to me, presenting the platform as a promising opportunity in the crypto trading space with excellent prospects for growth. Intrigued by their pitch, I engaged in several more calls and persuasive conversations, ultimately deciding to give it a try. I made an initial investment of $213,000 in cryptocurrency, believing it was a sound decision that would help grow my digital assets. However, my initial excitement quickly turned into frustration as I began to experience consistent trading losses.Determined to turn things around, I deposited an additional $9,000 in crypto after a few weeks, hoping this would help recover my losses. Despite my efforts and additional investments, the losses continued, leaving me in a precarious financial position. I felt trapped in a cycle of despair, questioning my decision to invest in Forexltc .I saw a glimmer of hope when I was assigned to a new account manager referred to as the "fourth account manager." This individual seemed to have a better grasp of the cryptocurrency market and guided me to make some profitable trades. I felt a sense of relief, thinking my investment was finally paying off. However, just as I was about to celebrate my gains, an unexpected problem arose: I was locked out of my account. This was not a minor inconvenience; I was completely shut out of my funds and access to my trading portfolio.I tried reaching out to the support team at Fxleader, but my efforts were met with silence. My account was essentially inaccessible, and I was left in the dark about the status of my cryptocurrency. Feeling frustrated and desperate, I sought help from external sources. After conducting some research, I discovered  Wizard Web Recovery solution , a service specializing in financial recovery.I reached out to them and explained my predicament. The team at Wizard Web Recovery solution was prompt and working diligently to help me retrieve my funds from   Forexltc .They guided me through the recovery process, providing support and expertise every step of the way. One Friday morning, they asked for my Bitcoin address to deposit the cryptocurrency I had recovered. Thanks to their efforts, I was able to recover all of my cryptocurrency investments REACH  OUT TO THEM ON THE CONTRACT BELOW > email :  support  @  wizard  web  recovery  solutions .com WhatsApp  _ Number +44751074308 WIZARDWEBRECOVERY@CYBERSERVICES.COM 

You have to have some strategy, but the most important rules to stick to are the following: 1. Ensure that your winners are greater than your losers. Have good entries. Define a maximum loss (2% of your account). Define a daily goal (1-2% of your account). Define a monthly maximum loss (6% of your account). Stop doing trades if you have 3 erroneous trades in the day. Choose your trades well and don’t do too many. Stay away from low floats. When you start live, buy only 100 or 50 shares until you prove that you can be profitable. Learn about the price action.

Cryptocurrency has revolutionized the way we think about money and investments, but it also comes with its own set of challenges and risks. Recovering lost cryptocurrency can often seem like an impossible task, but the outcome largely depends on how the loss occurred and, more importantly, who you turn to for help. I learned this lesson the hard way after falling victim to a crypto investment scam that cost me $95,440 USDC. Thankfully, I discovered TECHY FORCE CYBER RETRIEVAL, a company that operates globally and transformed what felt like a hopeless situation into a successful recovery. My ordeal began two months ago when a long-time friend introduced me to a new crypto investment platform. He spoke highly of it, claiming he had already seen impressive returns. The offer seemed too good to be true: invest a certain amount, and within days, you’d see substantial profits. The platform even showcased fake testimonials and what appeared to be real-time profit updates. Trusting my friend’s judgment, I decided to invest some of my savings, believing this was a smart opportunity to grow my funds. Everything looked promising. My account displayed profits, which encouraged me to invest even more. However, when I attempted to withdraw my earnings, I encountered a significant obstacle. For three frustrating days, I was told I needed to deposit additional funds to “unlock” my withdrawal. That’s when I realized I had been scammed. Feeling lost and desperate, I began searching for ways to recover my lost cryptocurrency and came across TECHY FORCE CYBER RETRIEVAL. At first, I was doubtful about how anyone could trace crypto that seemed to be gone for good. However, their positive reviews caught my attention, so I decided to reach out. TECHY FORCE CYBER RETRIEVAL was responsive and transparent about what could be done. They didn’t make unrealistic promises but assured me they had successfully handled cases like mine before. I chose to move forward, and to my immense relief, they successfully recovered my entire $95,440 USDC in a remarkably short time. I was truly amazed. Their service was not only effective but also conducted with confidentiality and integrity. They kept me informed throughout the process and treated my case with the urgency it required. If you’ve lost funds due to a scam or fraudulent platform, don’t lose hope. TECHY FORCE CYBER RETRIEVAL, operating globally, proved to me that recovery is possible when you have the right experts on your side. Where you can hire Expert help Website http s:/ / techy forcecyberretrieval .com Email Techyforcecyberretrieval@consultant.com WhatsApp +1(561) 726 (3697)

Global Crackdown Hits Binance Account Marketplace ➤ 24/7 Hours Reply/Contact ➤ Telegram: @Top5StarShop ➤ WhatsApp: +1 (470) 206-8684 ➤ Email: top5starshop99@gmail.com Article Image Searching for how to buy Binance cryptocurrency services has led many users down a dangerous path. Despite Binance being one of the world's largest and most reputable cryptocurrency exchanges, we've observed an alarming trend: the rising demand for verified Binance accounts on secondary markets. This underground marketplace exists primarily for bypassing regional restrictions and avoiding KYC verification requirements. However, this practice directly violates Binance's Terms of Use, which explicitly prohibits account transfers. Importantly, the consequences of purchasing a verified Binance account can be severe. Users face permanent account suspension and complete loss of access to their funds. Additionally, Binance actively monitors for policy violations, with numerous users reporting devastating financial losses after engaging in account purchases. This problem is particularly significant for residents of certain U.S. states like Alaska, Connecticut, New York, and Texas, where Binance.US services remain unavailable due to regulatory restrictions. While some may seek alternative methods to access Binance services or understand Binance.US withdrawal limits, the risks of identity theft, scams, and legal exposure make this a perilous proposition for anyone considering a Binance ID purchase. Authorities Launch Global Crackdown on Binance Account Sales Law enforcement agencies across the globe have launched an unprecedented coordinated effort against black markets selling verified Binance accounts. This crackdown represents the largest enforcement action ever taken against cryptocurrency-related financial crimes, resulting in Binance agreeing to a historic $4.3 billion settlement with U.S. authorities. ➤ 24/7 Hours Reply/Contact ➤ Telegram: @Top5StarShop ➤ WhatsApp: +1 (470) 206-8684 ➤ Email: top5starshop99@gmail.com Coordinated actions target black markets for verified accounts Intelligence sharing between Binance and international authorities has accelerated efforts to dismantle underground marketplaces selling verified accounts. These operations specifically target individuals bypassing regional restrictions through account sales. Binance admitted to prioritizing growth and profits over compliance with U.S. law, knowingly allowing users from sanctioned jurisdictions to conduct transactions. Financial Crimes Enforcement Network (FinCEN) investigation revealed Binance willfully failed to implement proper Know Your Customer (KYC) protocols on numerous users. Law enforcement seizes accounts and arrests resellers Authorities have employed aggressive tactics, including account freezing and seizure of assets. In Thailand alone, authorities seized over 250 million baht ($6.79 million) in a cryptocurrency fraud operation nicknamed "The Purge". The operation led to multiple arrests, including three Chinese nationals, and confiscation of luxury condos, cars, and other assets worth more than 1.9 billion baht ($51.6 million).➤ 24/7 Hours Reply/Contact ➤ Telegram: @Top5StarShop ➤ WhatsApp: +1 (470) 206-8684 ➤ Email: top5starshop99@gmail.com To seize cryptocurrency in accounts, authorities obtain seizure warrants from judges. Often, Binance freezes accounts without informing users that law enforcement has already seized the assets. Subsequently, these seizures appear on government forfeiture websites. Crackdown spans Asia, Europe, and North America The enforcement actions span multiple continents, including:

7 Most Trusted Websites to Buy Verified Binance Accounts in 2025 In the fast-evolving world of digital finance, the need for verified access to top-tier cryptocurrency platforms has never been greater. For serious traders and investors, the ability to Buy Verified Binance Accounts offers a significant edge. These accounts eliminate the lengthy KYC process, offering immediate access to Binance’s full suite of features—from spot and futures trading to P2P transfers and staking services. If you want to more information just knock us – Contact US 24 Hours Reply/Contact Telegram: @Pvatopseller WhatsApp: +1 (850) 247-2364 ▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰ Binance, known for its robust security, low trading fees, and vast crypto selection, stands as a market leader. However, verification hurdles can delay entry for many. This is where the option to Buy Verified Binance becomes a game-changer. It streamlines onboarding, saving time while ensuring compliance is already established. Professionals who Buy Verified Binance Accounts gain full account functionality, including access to fiat transactions, higher withdrawal limits, and full API capabilities. Whether you’re a crypto arbitrageur, NFT enthusiast, or institutional trader, verified access equates to faster execution and deeper market penetration. In an ecosystem where seconds can mean profit or loss, verified accounts level up your operational efficiency. Users no longer have to navigate regional restrictions or KYC rejections. Instead, a verified profile opens doors to unrestricted trading, seamless deposits, and global P2P access. Demand for these accounts continues to rise among international clients and digital entrepreneurs. For those seeking immediate and unrestricted crypto operations, choosing to Buy Verified Binance profiles is more than a shortcut—it’s a strategic decision. Secure your trading future today by investing in Binance Accounts that are already vetted and verified.

For I think we may look upon our little private war with death somewhat in this light. If a man knows he will sooner or later be robbed upon a journey, he will have a bottle of the best in every inn, and look upon all his extravagances as so much gained upon the thieves. And above all, where instead of simply spending, he makes a profitable investment for some of his money, when it will be out of risk of loss. So every bit of brisk living, and above all when it is healthful, is just so much gained upon the wholesale filcher, death. We shall have the less in our pockets, the more in our stomach, when he cries stand and deliver. A swift stream is a favourite artifice of his, and one that brings him in a comfortable thing per annum; but when he and I come to settle our accounts, I shall whistle in his face for these hours upon the upper Oise.

Jumping into the world of cryptocurrency can be an exhilarating journey, especially during a bull run when prices are soaring and the potential for profit seems limitless. However, for many newcomers, the lack of knowledge can lead to unfortunate situations, as I discovered firsthand. Eager to grow my savings, I became a target for a scam that would cost me dearly.It all started when I encountered a fake crypto wallet support agent who seemed legitimate at first. They offered assistance with my wallet, and in my eagerness to resolve a minor issue, I unwittingly handed over my seed phrase. This critical mistake allowed the scammer to drain my wallet of 63 SOL, which was valued at approximately $9,800 at the time. The realization hit me hard; I felt a mix of panic and regret as I watched my hard-earned investment vanish.In my frantic search for a solution, I turned to Google, hoping to find recovery services that could help me reclaim my lost funds. However, I was met with a daunting reality: the internet is rife with secondary scams that prey on individuals like me who are desperate to recover their losses. I was hesitant to trust anyone, fearing that I might fall victim to yet another scam.Amidst the chaos, I stumbled upon SPARTAN TECH GROUP RETRIEVAL. What set them apart from the myriad of other services was their verified reviews and transparent process. They took the time to explain how they would track the stolen funds and assured me that they would only charge a fee after successfully recovering my assets. This level of transparency gave me a glimmer of hope.True to their word, SPARTAN TECH GROUP RETRIEVAL was able to recover 92% of my stolen SOL. They applied pressure on the scammer’s exchange account, leveraging their expertise and resources to retrieve my funds. The situation was a rollercoaster of emotions, but ultimately, I felt a sense of relief and gratitude for their assistance.For newcomers navigating the complex and often risky world of cryptocurrency, having a reliable safety net is crucial. SPARTAN TECH GROUP RETRIEVAL proved to be that safety net for me, showing that while the crypto space can be fraught with danger, there is SPARTAN TECH GROUP RETRIEVAL a trusted crypto recovery hackers available to help those in need. Spartan tech group retrieval contact : >>>> Email: spartan tech (@) cyber services . c o m OR support (@) spartan tech group retrieval. o r g Website: h t t p s : / / spartan tech group retrieval . o r g WhatsApp: + 1 ( 9 7 1 ) 4 8 7 - 3 5 3 8 Telegram: + 1 ( 5 8 1 ) 2 8 6 - 8 0 9 2

What you need to know before buying a Binance account What You Need to Know Before Buying a Binance Account Buying a Binance account may seem straightforward. However, several crucial points deserve your attention. Understanding these aspects helps you make informed decisions. If you want to more information just contact now- 24 Hours Reply/Contact ➤WhatsApp:‪ +1 (236) 952-3679 ➤Telegram: @usashopsell ➤Email: liveusashopsell@gmail.com Why Consider Buying a Binance Account? Several motivations exist behind purchasing a Binance account. Instant Access: You save the time and effort needed for registration. Established Profiles: Some accounts have trading histories, adding credibility. Avoiding Verification Delays: New accounts often require time-consuming verification processes. Yet, despite these benefits, proceed with caution. Verify Legitimacy First and foremost, ensure that the account is authentic. Obtain verification from previous owners. Ask for details such as transaction histories and verification documents. You should not skip this step. Lack of legitimacy could mean facing risks or vulnerabilities. Additionally, check for reviews or feedback from previous users. Understand Risks Involved Every investment carries risks. Buying a Binance account is no different. Security Threats: Accounts might have vulnerabilities that can lead to hacks. Lost Funds: There’s a risk of losing your money if the account is compromised. Breach of Terms: Binance has strict policies against account selling. Violating these could lead to account closure. Thus, weigh these risks before proceeding. Know Your Rights Your rights are essential when buying an account. Understand what you’re entitled to as a buyer. Ask about the warranty or guarantee on the account. Additionally, be clear on refund conditions. Know that purchasing a Binance account doesn’t guarantee customer support from the original owner. Always clarify these elements beforehand. Verify Trading History Undoubtedly, a solid trading history is a plus. Look deeper into past trades. This gives you insights into account activity and volatility. Examine Trade Patterns: Understand the trading style. Performance Metrics: Assess profits, losses, and overall performance. Market Exposure: Know if the account has exposure to specific cryptocurrencies. This analysis can guide your future trading decisions. Payment Methods Next, consider how you will make your purchase. Choose secure payment methods. Options can include cryptocurrency or bank transfers. Avoid methods that lack buyer protection. Using protected platforms ensures your funds are safer. Confirm Account Transfer Process The transfer process is another essential consideration. You’ll need a secure method for transferring ownership. Ask for transparency on this procedure. This ensures no hiccups during the changeover. Change Email: Ensure the email linked to the account changes. Update Security Details: Modify all security settings after the purchase. Document the Transfer: Keep written records of the transaction for your safety. Additional Resources Lastly, inform yourself using additional resources. Forums: Platforms like Reddit can provide insights from experienced traders. Educational Content: Binance offers guides on safely trading. These resources can greatly enhance your knowledge base. Conclusion In conclusion, buying a Binance account involves various factors. Take your time to research and analyze all aspects thoroughly. Always prioritize security and transparency. Make informed decisions to protect your investments and enjoy a safer trading experience.

I have been hearing about Forexltc, a cryptocurrency platform based in North Dakota, for some time. My curiosity was piqued when one of their agents reached out to me, presenting the platform as a promising opportunity in the crypto trading space with excellent prospects for growth. Intrigued by their pitch, I engaged in several more calls and persuasive conversations, ultimately deciding to give it a try. I made an initial investment of $213,000 in cryptocurrency, believing it was a sound decision that would help grow my digital assets. However, my initial excitement quickly turned into frustration as I began to experience consistent trading losses.Determined to turn things around, I deposited an additional $9,000 in crypto after a few weeks, hoping this would help recover my losses. Despite my efforts and additional investments, the losses continued, leaving me in a precarious financial position. I felt trapped in a cycle of despair, questioning my decision to invest in Forexltc .I saw a glimmer of hope when I was assigned to a new account manager referred to as the "fourth account manager." This individual seemed to have a better grasp of the cryptocurrency market and guided me to make some profitable trades. I felt a sense of relief, thinking my investment was finally paying off. However, just as I was about to celebrate my gains, an unexpected problem arose: I was locked out of my account. This was not a minor inconvenience; I was completely shut out of my funds and access to my trading portfolio.I tried reaching out to the support team at Fxleader, but my efforts were met with silence. My account was essentially inaccessible, and I was left in the dark about the status of my cryptocurrency. Feeling frustrated and desperate, I sought help from external sources. After conducting some research, I discovered  Wizard Web Recovery solution , a service specializing in financial recovery.I reached out to them and explained my predicament. The team at Wizard Web Recovery solution was prompt and working diligently to help me retrieve my funds from   Forexltc .They guided me through the recovery process, providing support and expertise every step of the way. One Friday morning, they asked for my Bitcoin address to deposit the cryptocurrency I had recovered. Thanks to their efforts, I was able to recover all of my cryptocurrency investments REACH  OUT TO THEM ON THE CONTRACT BELOW > email :  support  @  wizard  web  recovery  solutions .com WhatsApp  _ Number +44751074308 WIZARDWEBRECOVERY@CYBERSERVICES.COM 

MOST SUCCESSFUL BITCOIN RECOVERY EXPERT\\FOLKWIN EXPERT RECOVERY. . I have been hearing about Forexltc, a cryptocurrency platform based in North Dakota, for some time. My curiosity was piqued when one of their agents reached out to me, presenting the platform as a promising opportunity in the crypto trading space with excellent prospects for growth. Intrigued by their pitch, I engaged in several more calls and persuasive conversations, ultimately deciding to give it a try. I made an initial investment of $213,000 in cryptocurrency, believing it was a sound decision that would help grow my digital assets. However, my initial excitement quickly turned into frustration as I began to experience consistent trading losses. Determined to turn things around, I deposited an additional $9,000 in crypto after a few weeks, hoping this would help recover my losses. Despite my efforts and additional investments, the losses continued, leaving me in a precarious financial position. I felt trapped in a cycle of despair, questioning my decision to invest in Forexltc. I saw a glimmer of hope when I was assigned to a new account manager referred to as the "fourth account manager." This individual seemed to have a better grasp of the cryptocurrency market and guided me to make some profitable trades. I felt a sense of relief, thinking my investment was finally paying off. However, just as I was about to celebrate my gains, an unexpected problem arose: I was locked out of my account. This was not a minor inconvenience; I was completely shut out of my funds and access to my trading portfolio. I tried reaching out to the support team at Fxleader, but my efforts were met with silence. My account was essentially inaccessible, and I was left in the dark about the status of my cryptocurrency. Feeling frustrated and desperate, I sought help from external sources. After conducting some research, I discovered FOLKWIN EXPERT RECOVERY, a service specializing in financial recovery. I reached out to them and explained my predicament. The team at FOLKWIN EXPERT RECOVERY was prompt and working diligently to help me retrieve my funds from Forexltc. They guided me through the recovery process, providing support and expertise every step of the way. One Friday morning, they asked for my Bitcoin address to deposit the cryptocurrency I had recovered. Thanks to their efforts, I was able to recover all of my cryptocurrency investments. INFO: FOLKWINEXPERTRECOVERY(@)TECH-CENTER (.) COM  What's-App: +1 (740)-705-0711. Thanks, Michaela Watkins

Finding reliable crypto asset tracking experts was a struggle until I discovered ADWARE RECOVERY SPECIALIST. After losing my hard-earned Bitcoin to a fraudulent investment scheme, I was desperate for help. WhatsApp info: +12 (72332)—8343 The scammers, posing as crypto geniuses on Telegram, lured me in with promises of massive profits. But when I refused to send more money, they blocked me from accessing my account, stealing my initial investment and profits. I spent sleepless nights searching for a solution, terrified that my funds were gone forever. That’s when ADWARE RECOVERY SPECIALIST Website info: h t t p s:// adware recovery specialist. com came into the picture. I decided to take a chance after verifying the credibility of ADWARE RECOVERY SPECIALIST. From the first consultation, ADWARE RECOVERY SPECIALIST stood out; they were transparent and reassuring. ADWARE RECOVERY SPECIALIST consists of blockchain forensic experts and private investigators who worked tirelessly to trace my stolen crypto. They kept me informed throughout the process, explaining each step clearly. I learned about the various techniques ADWARE RECOVERY SPECIALIST employed, such as analyzing transaction patterns and utilizing advanced tracking software to locate my assets. This level of detail not only educated me but also instilled confidence in ADWARE RECOVERY SPECIALIST capabilities. Email info: Adware recovery specialist @ auctioneer.net. Then, the miracle happened. I received a wallet notification confirming the return of 14.2 BTC. The relief was overwhelming. ADWARE RECOVERY SPECIALIST had done what I thought was impossible. They navigated the complex world of cryptocurrency recovery with skill and determination, proving that there is hope even in the darkest situations.If you’ve been scammed out of your crypto, don’t give up. ADWARE RECOVERY SPECIALIST is the real deal, a trustworthy, highly skilled team dedicated to helping victims reclaim their stolen assets. Their expertise in crypto asset recovery is unmatched, and their commitment to clients is unwavering. ADWARE RECOVERY SPECIALIST understands the emotional toll that such losses can take, and they approach each case with empathy and urgency. For anyone in a similar situation, I wholeheartedly recommend ADWARE RECOVERY SPECIALIST. They didn’t just recover my funds, they restored my faith in justice within the crypto space. The success stories from ADWARE RECOVERY SPECIALIST speak volumes, and I am now one of many who can attest to their effectiveness. Contact ADWARE RECOVERY SPECIALIST today and take the first step toward getting your money back. You deserve to reclaim what is yours and to move forward with confidence in your financial future.

Buy Verified ByBit Accounts Are you ready to elevate your cryptocurrency trading to new heights? Look no further than ByBit, a leading platform designed for seamless trading experiences tailored to cryptocurrency enthusiasts. With a fully Buy verified ByBit account from Pvasmmservice, you can unlock a wealth of opportunities in the dynamic digital asset market. Buy Verified Bybit Accounts. If you want to more information just knock us– 24 Hours Reply/Contact ➤WhatsApp: +1 (737) 283 -1486 ➤Telegram: @pvasmmservice ➤Skype: pvasmmservice ➤Email: pvasmmservice@gmail.com Buy Verified ByBit Accounts Why Choose a Verified ByBit Account from Pvasmmservice? Buy verified ByBit accounts is your ticket to a secure trading environment. Our accounts undergo a stringent verification process, ensuring that your identity is authentic and your trading intentions are legitimate. This added layer of security not only protects you but also fosters a safer trading landscape for all users. Explore how you can easily purchase a verified ByBit account from Pvasmmservice and enhance your trading journey. What is ByBit and How Does It Work? ByBit is a premier cryptocurrency exchange platform that facilitates trading in a variety of digital assets, including Bitcoin, Ethereum, USDT, and more. Its user-friendly interface caters to both newcomers and seasoned traders, offering features such as leveraged trading that allow you to amplify your profits with minimal initial investment. ByBit utilizes advanced technology for quick order execution and boasts high liquidity, providing traders with various trading pairs and tools to optimize their strategies. With options for limit orders, market orders, and stop-loss orders, your trading experience will be comprehensive and effective. To get started on ByBit, users must create an account and complete the KYC (Know Your Customer) verification process. This step is crucial for regulatory compliance and enhances the security of your trading activities. When you purchase a verified ByBit account, you can fund your account using both supported cryptocurrencies and fiat currencies. How to Complete KYC Verification on ByBit Completing the KYC verification process on ByBit is straightforward. Simply log into your account and navigate to the “Account Verification” section. Choose your preferred verification type—Individual or Corporate. For personal verification, you’ll need to provide your full name, date of birth, and address, as well as upload a valid photo ID (passport or driver’s license). Ensure that all information accurately matches your account details. Next, verify your identity through facial recognition technology by following the on-screen instructions. Good lighting and a stable internet connection will help facilitate a smooth verification process. Once you’ve submitted all required documents and successfully passed the verification checks, your Buy Verified ByBit account will be fully compliant with KYC regulations and ready for trading. If the KYC verification process feels daunting or if you’re in a region where ByBit doesn’t support it, buying a verified ByBit account is your best solution.

Buy Verified ByBit Accounts Are you ready to elevate your cryptocurrency trading to new heights? Look no further than ByBit, a leading platform designed for seamless trading experiences tailored to cryptocurrency enthusiasts. With a fully Buy verified ByBit account from Pvasmmservice, you can unlock a wealth of opportunities in the dynamic digital asset market. Buy Verified Bybit Accounts. If you want to more information just knock us– 24 Hours Reply/Contact ➤WhatsApp: +1 (737) 283 -1486 ➤Telegram: @pvasmmservice ➤Skype: pvasmmservice ➤Email: pvasmmservice@gmail.com Buy Verified ByBit Accounts Why Choose a Verified ByBit Account from Pvasmmservice? Buy verified ByBit accounts is your ticket to a secure trading environment. Our accounts undergo a stringent verification process, ensuring that your identity is authentic and your trading intentions are legitimate. This added layer of security not only protects you but also fosters a safer trading landscape for all users. Explore how you can easily purchase a verified ByBit account from Pvasmmservice and enhance your trading journey. If you want to more information just knock us– 24 Hours Reply/Contact ➤WhatsApp: +1 (737) 283 -1486 ➤Telegram: @pvasmmservice ➤Skype: pvasmmservice ➤Email: pvasmmservice@gmail.com What is ByBit and How Does It Work? ByBit is a premier cryptocurrency exchange platform that facilitates trading in a variety of digital assets, including Bitcoin, Ethereum, USDT, and more. Its user-friendly interface caters to both newcomers and seasoned traders, offering features such as leveraged trading that allow you to amplify your profits with minimal initial investment. ByBit utilizes advanced technology for quick order execution and boasts high liquidity, providing traders with various trading pairs and tools to optimize their strategies. With options for limit orders, market orders, and stop-loss orders, your trading experience will be comprehensive and effective.

Step 3: Control Daily and Weekly Loss Limits Set a maximum daily or weekly loss limit to avoid emotional damage and overtrading. Guidelines for Loss Limits: Daily loss limit = 2%–3% of total account balance. Weekly loss limit = 5%–6% of total account balance. If you hit your limit, stop trading for the day or week—no exceptions. Example: ● $10,000 account ● 2% daily loss limit = $200 ●      If you lose $200, you stop trading for the day—no revenge trades.

How to Increase the Financial Profits from Binance? If you want to more information just knock us– 24 Hours Reply/Contact ➤WhatsApp: +1 (737) 283 -1486 ➤Telegram: @pvasmmservice ➤Skype: pvasmmservice ➤Email: pvasmmservice@gmail.com To increase financial profits from Binance, start by educating yourself about market trends and trading strategies. Knowledge is power in the crypto space. Consider diversifying your portfolio by investing in multiple cryptocurrencies rather than concentrating on just one or two assets. This can help spread risk while maximizing potential gains. Utilize advanced trading tools offered by Binance such as limit orders, stop-loss orders, and futures trading for strategic execution of trades. These features allow you to manage risks better and optimize earnings. Stay updated with news that impacts cryptocurrency markets. Market sentiment can shift rapidly based on external events. Consider staking some of your assets if the option is available. Staking offers a way to earn passive income while holding onto your investments long-term without having to sell them off immediately for profit. If you want to more information just knock us– 24 Hours Reply/Contact ➤WhatsApp: +1 (737) 283 -1486 ➤Telegram: @pvasmmservice ➤Skype: pvasmmservice ➤Email: pvasmmservice@gmail.com Conclusion Navigating the world of cryptocurrency can be complex. However, understanding the benefits of buying a verified Binance account can simplify your trading experience. The popularity of Binance stems from its user-friendly interface and extensive marketplace options. A level-3 verification adds an essential layer of security and credibility, making it crucial for serious traders.

Review Wayfair’s terms of service concerning account transfers. Compliance ensures your new venture starts off on the right foot without violating any rules from the marketplace itself. If you want to more information just contact now- 24 Hours Reply/Contact ➥ WhatsApp: +1 (516) 262-8831 ➥ Telegram: @buyeliteshop ➥ Email: buyeliteshop@gmail.com Things to Consider Before Buying a Wayfair Seller Account Before diving into the purchase of a Wayfair seller account, it’s essential to assess your business needs. Determine what products you intend to sell and how they align with Wayfair's marketplace. Research is critical. Look into existing sellers in your niche, their pricing strategies, and customer engagement methods. This insight will help set realistic expectations for your new venture. Next, evaluate the seller’s performance history. A well-established account can offer immediate credibility but may come at a higher price point. Scrutinize reviews and feedback from previous transactions; this can indicate potential challenges or advantages. Consider compliance as well. Ensure that you understand Wayfair's policies on product listings, shipping standards, and returns. Familiarity with these guidelines will save time later on. Think about scalability. How easily can you expand your offerings? Choose an account that allows flexibility for future growth without unnecessary complications. Tips for Maximizing Profit with Your Wayfair Seller Account To maximize profit with your Wayfair Seller Account, focus on product selection. Choose items that not only align with current trends but also have a strong demand in the market. Research competitors to find gaps you can fill. Optimize your listings with high-quality images and detailed descriptions. Customers are more likely to purchase when they feel informed and confident about their choices. Utilize promotional tools offered by Wayfair. Seasonal discounts or bundle offers can attract more customers while increasing average order value. Monitor inventory closely to avoid stockouts or overstock situations. Efficient management prevents lost sales and reduces storage costs. Encourage customer reviews by providing excellent service. Positive feedback enhances credibility, driving higher traffic to your listings and boosting sales conversions. Risks and Challenges of Owning a Wayfair Seller Account Owning a Wayfair Seller Account can be rewarding, but it’s not without its pitfalls. One major challenge is the intense competition. Many sellers vie for customer attention, making it crucial to stand out. If you want to more information just contact now- 24 Hours Reply/Contact ➥ WhatsApp: +1 (516) 262-8831 ➥ Telegram: @buyeliteshop ➥ Email: buyeliteshop@gmail.com Another risk involves compliance with Wayfair's policies. Failing to adhere could result in account suspension or loss of selling privileges. Keeping up with these regulations requires diligence and consistent monitoring. Inventory management also poses difficulties. Stockouts can lead to lost sales while excess inventory may increase holding costs. Balancing supply and demand is essential yet complex. Marketing your products effectively on the platform demands time and resources. Without a solid strategy, even quality items might go unnoticed by potential buyers. These hurdles are important considerations for anyone planning to buy Wayfair Seller Accounts. Conclusion Venturing into the world of e-commerce can be an exciting yet challenging journey. Buying a Wayfair Seller Account opens up numerous opportunities for individuals and businesses looking to grow in the home goods sector. With its vast customer base and reputation, having this account can significantly boost your online presence.

How to Make Money on CoinSpot? – Start Earning Today! To make money on CoinSpot, call +61-3-5929-4808 or +61-3-5929-4808 {AU}. Buy low and sell high by trading cryptocurrencies a "Buy/Sell" or CoinSwap. Use stop-loss or limit orders to manage risks. For strategies, contact +61-3-5929-4808. Staking select coins (e.g., Ethereum) earns passive rewards—check "Earn" in the app. Verify your account for full access—call +61-3-5929-4808 {AU} for issues. Monitor market trends and set alerts. Making money on CoinSpot involves risks; research thoroughly. Withdraw profits via PayID or bank transfer—contact +61-3-5929-4808 {AU} for help. Call +61-3-5929-4808 for trading support.

Where To Buy Verified Bybit Account In This Year In the fast-paced world of cryptocurrency trading, Bybit has emerged as a popular platform for traders seeking to maximize their profits. With its advanced features and user-friendly interface, it's no wonder that many are eager to get started on this exchange. However, the journey often begins with one crucial step: having a verified account. If you're considering diving into crypto trading or looking to enhance your experience, you've probably wondered where to buy a verified Bybit account in 2023. Let's explore why this is an important decision and how you can navigate the process safely and effectively. If you want to know more info, please contact us- ✅WhatsApp: +1 (818) 539-7386 ✅Telegram: @smmtopvcc ✅Teams: smmtopvcc ▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰ What is Bybit and why is it popular? Bybit is a cryptocurrency derivatives exchange that has gained significant traction in the trading community. Launched in 2018, it focuses on providing a seamless and intuitive platform for both new and experienced traders. What sets Bybit apart is its innovative features, such as perpetual contracts, which allow users to trade cryptocurrencies without an expiration date. This flexibility makes it appealing for those looking to capitalize on market fluctuations. The platform offers high leverage options, enabling traders to amplify their gains—or losses—with smaller capital investments. Traders are drawn to Bybit’s robust security measures and user-friendly interface that simplify complex transactions. Additionally, Bybit contributes to active engagement through educational resources and responsive customer support. With ongoing promotions and a growing community of users, it's easy to see why so many individuals choose this exchange for their crypto trading needs. The importance of having a verified Bybit account Having a verified Bybit account is crucial for serious traders. It offers enhanced security and peace of mind while executing trades. With verification, your identity is confirmed, which helps prevent fraud. Additionally, a verified account provides higher withdrawal limits compared to unverified ones. This means you can access your funds quickly when needed without unnecessary delays. Moreover, verification often unlocks advanced trading features that can significantly improve your trading experience. These tools enable better decision-making and more efficient transactions in a fast-paced market. Maintaining compliance with regulations becomes seamless when you have a verified account. This not only protects you as an individual trader but also contributes to the overall integrity of the cryptocurrency ecosystem. Risks of buying a verified account from unreliable sources Buying a verified Bybit account from unreliable sources can expose you to significant risks. One of the primary concerns is the possibility of scams. Many sellers may promise genuine accounts but deliver nothing in return. Additionally, there's a chance that the account cou When looking to buy a verified Bybit account, it's crucial to understand the risks involved in purchasing from unreliable sources. Many websites and sellers promise quick access to verified accounts but often lack legitimacy. These transactions can lead to a host of problems. First, you may encounter scams that result in losing your investment without ever receiving an account. Fraudsters can take your money and vanish, leaving you with nothing. Additionally, if the seller uses stolen identities or information for verification, you could find yourself facing legal consequences down the line. If you want to know more info, please contact us- ✅WhatsApp: +1 (818) 539-7386 ✅Telegram: @smmtopvcc ✅Teams: smmtopvcc ▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰