Professional Fees Quotes

Thus the pagan notion of a trained professional speaker who delivers orations for a fee moved straight into the Christian bloodstream. Note that the concept of the “paid teaching specialist” came from Greece, not Judaism. It was the custom of Jewish rabbis to take up a trade so as to not charge a fee for their teaching.

writers should be paid a fair dollar for a fair day’s work … and that writing is a professional service worth the fees that other professions command.

Actually it is quite devastating to realise how few people ever think at all. They mostly take their ideas from what they are told on the wireless, television, or in the newspapers, from people who are prepared to take a reasonable fee. To suggest anything different makes you tread on many corns of vested interest. No professional pathfinder likes you for doing it.

All technical professionals have an incentive to make themselves look more complicated than they are so that they can justify the high fees their members charge them for their services.

Myriad Genetics, which holds the patents on the BRCA1 and BRCA2 genes responsible for most cases of hereditary breast and ovarian cancer, charges $3,000 to test for the genes. Myriad has been accused of creating a monopoly, since no one else can offer the test, and researchers can’t develop cheaper tests or new therapies without getting permission from Myriad and paying steep licensing fees. Scientists who’ve gone ahead with research involving the breast-cancer genes without Myriad’s permission have found themselves on the receiving end of cease-and-desist letters and threats of litigation. In May 2009 the American Civil Liberties Union, several breast-cancer survivors, and professional groups representing more than 150,000 scientists sued Myriad Genetics over its breast-cancer gene patents. Among other things, scientists involved in the case claim that the practice of gene patenting has inhibited their research, and they aim to stop it. The presence of so many scientists in the suit, many of them from top institutions, challenges the standard argument that ruling against biological patents would interfere with scientific progress

December 31 YOUR DEDICATION The way of Love, upon which you may step at any moment—at this moment if you like—requires no formal permit, has no entrance fee, and no conditions whatever. You need no expensive laboratory in which to train, because your own daily life, and your ordinary daily surroundings, are your laboratory. You need no reference library, no professional training; no external acts of any kind. All you need is to begin steadfastly to reject from your mentality everything that is contrary to the law of love. You must build up by faithful daily exercise the true Love Consciousness. Love will heal you. Love will comfort you. Love will guide you. Love will illumine you. Love will redeem you from sin, sickness, and death, and lead you into your promised land. Say to yourself: “My mind is made up; I have counted the cost; and I am resolved to attain the Goal by the path of Love. Others may pursue knowledge, or organize great enterprises for the benefit of humanity, or scale the austere heights of asceticism; but I have chosen the path of Love. My own heart is to be my workshop, my laboratory, my great enterprise, and love is to be my contribution to humanity.

Jesus was surely not the first exorcist to walk the shores of the Sea of Galilee. In first-century Palestine, professional wonder worker was a vocation as well established as that of woodworker or mason, and far better paid. Galilee especially abounded with charismatic fantasts claiming to channel the divine for a nominal fee. Yet from the perspective of the Galileans, what set Jesus apart from his fellow exorcists and healers is that he seemed to be providing his services free of charge.

This segregation is confirmed by the common stereotypes of these two disciplines and their representatives. While scientists are perceived as absentminded, casually dressed individuals who live in a refined world of abstract theory with little practical reality, lawyers are usually perceived as formally dressed people who are practically oriented, concentrating mainly on trivialities (such as negotiating their retaining fee) and engaging professionally in all sorts of nitty-gritty social intercourse—the kind of things that normal people, although worried by them, would rather not have to deal with themselves.

•I lost money in every way possible: I misplaced checks and sometimes found them when they were too old to take to the bank. If I did find them in time, I missed out on the interest they could’ve made in my savings account. I paid late fees on bills, even though I had money in the bank — I’d just forgotten to pay them or lost the bill in my piles. I bought new items because they were on sale with a rebate, but forgot to mail the rebate form. •I dealt with chronic health worries because I never scheduled doctor’s appointments. •I lived in constant fear of being “found out” by people who held me in high regard. I always felt others’ trust in me was misplaced. •I suffered from nonstop anxiety, waiting for the other shoe to drop. •I struggled to create a social life in our new home. I either felt I didn’t have time because I needed to catch up and calm some of the chaos, or I wasn’t organized enough to make plans in the first place. •I felt insecure in all my relationships, both personal and professional. •I had nowhere to retreat. My life was such a mess, I had no space to gather my thoughts or be by myself. Chaos lurked everywhere. •I rarely communicated with long-distance friends or family. •I wanted to write a book and publish articles in magazines, yet dedicated almost no time to my creative pursuits.

Liberal feminism’s ethos converges not only with corporate mores but also with supposedly “transgressive” currents of neoliberal culture. Its love affair with individual advancement equally permeates the world of social-media celebrity, which also confuses feminism with the ascent of individual women. In that world, “feminism” risks becoming a trending hashtag and a vehicle of self-promotion, deployed less to liberate the many than to elevate the few. In general, then, liberal feminism supplies the perfect alibi for neoliberalism. Cloaking regressive policies in an aura of emancipation, it enables the forces supporting global capital to portray themselves as “progressive.” Allied with global finance in the United States, while providing cover for Islamophobia in Europe, this is the feminism of the female power-holders: the corporate gurus who preach “lean in,” the femocrats who push structural adjustment and microcredit on the global South, and the professional politicians in pant suits who collect six-figure fees for speeches to Wall Street.

Warren Buffett, chairman of Berkshire Hathaway and investor of legendary repute: "Most investors, both institutional and individual, will find that the best way to own common stocks is through an index fund that charges minimal fees. Those following this path are sure to beat the net results (after fees and expenses) delivered by the great majority of investment professionals.

Honesty and perseverance are the qualities you will find among the highest-caliber professionals. Always give your business to such people, regardless of the fee. You will learn from them and will receive superior service. Follow their example and you will become one of the highest-caliber professionals yourself. Some people hire the lawyer who charges the least; that is a mistake.

Maryrose smiled good-humouredly, and remained in the circle of his arm, but as if she detached herself from him and every other man. Very many as it were professionally pretty girls have this gift of allowing themselves to be touched, kissed, held, as if this were a fee they have to pay to Providence for being born beautiful. There is a tolerant smile which goes with a submission to the hands of men, like a yawn or a patient sigh. But there was more to it, in Maryrose’s case. “Maryrose,” said Ted, bluffly, looking down at the gleaming little head at rest on his shoulder, “why don’t you love any of us, why don’t you let any of us love you?” Maryrose merely smiled, and even in this broken light, branch-and-leaf-stippled, her brown eyes showed enormous and shone softly. “Maryrose has a broken heart,” observed Willi above my head. “Broken hearts belong to old-fashioned novels,” said Paul. “They don’t go with the time we live in.” “On the contrary,” said Ted. “There are more broken hearts than there have ever been, just because of the times we live in. In fact I’m sure any heart we are ever likely to meet is so cracked and jarred and split it’s just a mass of scar tissue.” Maryrose smiled up at Ted, shyly, but gratefully, and said seriously: “Yes, of course that’s true.

Often people come to me and say "As a best-selling author with many published works to your name, and a basement full of awards, most of them in need of a good polish, you must have some words of advice for the world that you wish to share." And I do. It's this. If you have a 25lb long-haired calico cat whose fur is all matted into evil dreadlocks, and who is too fat to properly clean herself, do not put fresh batteries into an ancient beard trimmer and attempt to shave her. You will only cause distress to the cat, and create a mess. There are professionals who will happily do this kind of thing, for a small fee. Leave it to them. (This has been a public service announcement on behalf of Furball the cat, currently believed to be hiding in the attic in a severely traumatized state.)

Such gratitude! It hurt me to see you lose your professional standing, McGee. Like you were going soft and sentimental. So, through my own account, I put us into Fletcher and rode it up nicely and took us out, and split the bonus right down the middle. It's short-term. It's a check. Pay your taxes. Live a little. It's a longer retirement this time. We can gather up a throng and go blundering around on this licentious craft and get the remorses for saying foolish things while in our cups. We had a salvage contract, idiot, and the fee is comparatively small but fair." "And you are comparatively large but fair." "I think of myself that way. Where did the check go? Into the pocket so fast? Good." he looked at his watch. "I am taking a lady to lunch. Make a nice neat deck there, Captain." And away he went, humming.

It was in Cleveland that Magic Slim became the most successful pornographic film producer in America. His training center was a key link in a human trafficking supply chain stretching from the former Soviet Republics in Eastern Europe to the United States. Trafficking accounts for an estimated $32 billion in annual trade with sex slavery and pornographic film production accounting for the greatest percentage. The girls arrived at Slim’s building young and naive, they left older and wiser. This was a classic value chain with each link making a contribution.  Slim’s trainers were the best, and it showed in the final product. Each class of girls was judged on the merits. The fast learners went on to advanced training. They learned proper etiquette, social skills and party games. They learned how to dress, apply makeup and discuss world events.  Best in-class were advertised in international style magazines with code words. These codes were known only to select clients and certain intermediaries approved by Slim. This elaborate distribution system was part of Slim’s business model, his clients paid an annual subscription fee for the on-line dictionary. The code words and descriptions were revised monthly.  An interested client would pay an access fee for further information that included a set of professional  photographs, a video and voice recordings of the model addressing the client by name.  Should the client accept, a detailed travel itinerary was submitted calling for first class travel and accommodation.  Slim required a letter of understanding spelling out terms and conditions and a 50% deposit. He didn’t like contracts, his word was his bond, everyone along the chain knew that. Slim's business was booming.

I’m sharing my story so others can avoid my nightmare and know there might be hope if they’ve been targeted. I was scammed out of $60,000 in a crypto investment scheme. Like many, I believed the myth that once crypto is gone, it’s irreversible. I felt crushed and hopeless. My Warning: The crypto space is full of predators. Be incredibly skeptical of “guaranteed returns.” My mistake was trusting the wrong platform. My Beacon of Hope: After extensive research, I discovered that specialized recovery firms can help, but you must be cautious of secondary scams. I vetted several firms and chose Santoshi Hacker Analysis (santoshihacker@hotmail. com). They were different—professional, transparent, and asked for details, not a large upfront fee. The result was astounding. They successfully traced and recovered $52,820 of my stolen Bitcoin. I am not saying recovery is always possible, but my experience proves it can happen. If you’re in a similar situation, don’t give up. Do your research, and if you contact Santoshi Hacker Analysis, know that they were the real deal for me.

Divorce is distressing. One does need moral support. Divorce lawyers are professionally adept at persuasively taking your side. A good divorce lawyer will have no trouble agreeing that an errant husband’s adultery killed the marriage and that he is, consequently, tyrannical for holding against his wife her own tiny indiscretion, which was a mere meaningless one-time fling with a friend. Divorce lawyers are the professional adepts at proxying for the kind of emotional support often given by best friends. Attorneys are ready and able to provide you with emotional alliance. But let me ask you: are you ready to pay a divorce lawyer’s hourly rate for emotional support? Why not use lawyers for legal work and reach for emotional support elsewhere? Many people are much better suited to comfort you. Most of them work cheaper or even free: therapists, clergy, primary care physicians. Your mother is often a good choice, and always free. Your best friend may be a good choice—unless your spouse is sleeping with your best friend. Facebook is full of “supporting each other in divorce” groups. Talk to your mother. Talk to your friends. Talk to the fellow-sufferers on Facebook (but do be careful not to give out too many personal details). These resources might not heal all of your emotional scars, but unlike your divorce layers, they are cheap or even free. They will cost less even if you become quite a successful practitioner in the art of stiffing an attorney for his fees.

If you're involved in a motorcycle accident, this can result in devastating injuries, permanent disability or perhaps put you on on-going dependency on healthcare care. In that case, it's prudent to make use of Los Angeles motorcycle accident attorneys to assist safeguard your legal rights if you are a victim of a motorcycle accident. How a san diego car accident attorney Aids An experienced attorney will help you, if you're an injured motorcycle rider or your family members in case of a fatal motorcycle accident. Hence, a motorcycle accident attorney assists you secure complete and commensurate compensation because of this of accident damages. In the event you go it alone, an insurance coverage company may possibly take benefit and that's why you'll need to have a legal ally by your side till the case is settled to your satisfaction. If well represented after a motorcycle collision, you may get compensation for: Present and future lost income: If just after motor cycle injury you cannot perform and earn as just before, you deserve compensation for lost income. This also applies for a loved ones that has a lost a bread-winner following a fatal motorcycle crash. Existing and future healthcare costs, rehabilitation and therapy: these consist of any health-related fees incurred because of this of the accident. Loss of capability to take pleasure in life, pain and mental anguish: a motorcycle crash can lessen your good quality of life if you cannot stroll, run, see, hear, drive, or ride any longer. That is why specialists in motor cycle injury law practice will help with correct evaluation of your predicament and exercise a commensurate compensation. As a result, usually do not hesitate to speak to Los Angeles motorcycle accident attorneys in case you are involved in a motor cycle accident. The professionals will help you file a case within a timely fashion also as expedite evaluation and compensation. This could also work in your favor if all parties involved agree to an out-of-court settlement, in which case you incur fewer costs.

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Trademark Trademark is fundamentally exceptional of a licensed innovation comprising plans, logos, and imprints. Organizations utilize different plans, logos, or words to recognize their items and administrations from others. Those imprints which help in distinctive the item or administrations from others and help the clients in distinguishing their image, quality, and even source of the item is known as Trademark. In contrast to licenses, a brand name is enlisted for a very long time, and from that point, it tends to be recharged for an additional 10 years after an additional installment of reestablishment expenses. Trademark Objection After the enrollment of the brand name, an Examiner/Registrar or outsider can set a trademark objection. As per Section(s) 9 (Absolute Grounds of Refusal) and 11 (Relative Grounds of Refusal) of the Act, these two can be the ground of a complaint:- The application contains wrong data, or Comparable or indistinguishable brand names exist. At whatever point a Trademark enlistment center mentions a criticism, a candidate has an occasion to send a composed answer alongside the strong proof, realities, and reasons why the imprint ought to be assigned to him within 30 days of the protest. On the off chance that the analyst/enlistment center discovers the answer to be adequate and addresses the entirety of his interests in the assessment report and there is no contention, at that point he may give authorization to the candidate to distribute the application in the Trademark diary before enrollment. How to respond to an objection A Trademark assessment report is set up on the Trademark office site alongside the subtleties of the brand name application and a candidate or a specialist has the occasion to send a composed answer which ought to be known as a trademark objection reply. The answer can be submitted as "Answer to the assessment report" either on the web or it tends to be submitted through a post or individual alongside supporting archives or a sworn statement. When the application gets recorded a candidate ought to be given a notification about the protest and ground of the complaint. Different grounds are:- There ought to be a counter assertion of the application, It ought to be recorded within 2 months of the application, On the off chance that the analyst neglects to record a complaint inside the time, at that point the status of the application will be deserted. After recording the counter of a complaint, the enlistment center will call a candidate for the meeting. On the off chance that it rules in the courtesy, at that point, the candidate will get it enrolled, and on the off chance that the answer isn't agreeable, at that point, the application for the enlistment will get dismissed. Trademark Objection Reply Fees Although I have gone through various sites, finding a perfect formal reply is quite difficult. But Professional Utilities provides a perfect reply through experts, also the trademark objection reply fees are really affordable. They provide services for just 1,499/- only.

Tax deductibles include all legal, accounting, bookkeeping and other costs your business needs to run properly. You could also get a tax break if you use accounting or bookkeeping software for your business. These IRS rules for legal and professional fees may help you determine whether a certain professional service charge was incurred for business or pleasure.

Berwick captured this brilliantly in his article, “The Toxicity of Pay for Performance”: “Pay for performance” reduces intrinsic motivation. Many tasks, especially in health care, are potentially intrinsically satisfying. Relieving pain, answering questions, exercising manual dexterity, being confided in, working on a professional team, solving puzzles, and experiencing the role of a trusted authority—these are not at all bad ways to spend part of one’s day at work. Pride and joy in the work of caring is among the many motivations that do result in “performance” among health care professionals. In the rancorous debates about compensation, fees, and reimbursement that so occupy the time of health care leaders and clinicians today, it is all too easy to neglect, or even to doubt, the fact that nonfinancial and intrinsic rewards are important in the work of medical care. Unfortunately, neglecting intrinsic satisfiers in work can inadvertently diminish them.

Admission Open in Nios Board 10th & 12th April & October Session in Dwarka, Uttam nagar, Palam, Kapashera Here’s some key information about NIOS board exams for 10th & 12th class: Eligibility: NIOS exams are open to a wide range of learners, including school dropouts, working professionals, and those who want to complete their secondary or senior secondary education through distance learning. Subjects: NIOS offers a variety of subjects at both the secondary (Class 10) and senior secondary (Class 12) levels. Students can choose subjects based on their interests and career goals. Examination Schedule: NIOS conducts examinations twice a year: April-May and October-November. Students can choose the exam session that suits them best. Examination Centers: NIOS has examination centers across India and some international locations to accommodate the diverse needs of its students. Examination Format: NIOS board exams are typically conducted in a written format, where students have to answer questions on paper. The question papers are sent to the examination centers, and students are required to appear in person to take the exams. Admit Card: NIOS issues admit cards to registered students, which contain essential information about the exam schedule, center details, and instructions for candidates. Results: After the exams are conducted, NIOS releases the results after 45 days, and students can check their results on nios official website and download the passing mark sheet. Certification: Upon successfully passing the NIOS board exams, students receive a secondary or senior secondary certificate, which is equivalent to certificates issued by other recognized educational boards in India. Apply Nios Admission through J.P INSTITUTE OF EDUCATION, DELHI Disclaimer: Note requirement of document and fee change be as per the direction of NIOS We at J.P INSTITUTE OF EDUCATION Provide NIOS Admission for the OCTOBER 2023-2024 session For more detail about the course you can visit our Institute.

How long does it take to Learn Freelancing? How long it takes to learn freelancing depends on what you're learning, how you start freelancing, and how hard you try to learn it. Learning something requires more willpower and concentration than any effort. The sooner you continue to learn to work with focus, the sooner you will succeed. And the slower you go, the longer it will take you to learn the task. So if you want to build a career online as a professional freelancer then you must spend extra time on it. Freelancing for Beginners: If you are new to the freelancing sector, there are a few things you need to know. For example: What is data entry? What is outsourcing? Web design key etc. Having a basic understanding of these things will make it much easier for you to learn freelancing. Although freelancing has complex tasks as well as some simple ones. But it is very few and low incomes. There are many new freelancers who want to earn freelancing with mobile. Their statement is, "I don't need so much money, only 4-5 thousand taka will do". In their case, I would say that you learn data entry work. You can earn that amount of money in this work. But if you choose freelancing just to do this job then I would say you are doing it wrong. Because this data entry work is very long, you need to work for 7-8 hours. And if you dream of only 4-5 thousand rupees by working 7-8 hours, then my suggestion for you is that you should not do this work but get tutoring. At least it will be best for you. Freelancing requires you to have big dreams and the passion to make them come true. Misconceptions about Freelancing: There is no substitute for a good quality computer or a good quality laptop to learn and master freelancing professionally. This way you can practice and learn very quickly without any hassle. Many people think that by looking at the monitor and pressing the keyboard, they become freelancing and can earn lakhs of rupees a month. In fact, those who think so cannot be entirely blamed. Many of us get lured by such mouthwatering advertisements as "opportunity to earn lakhs per month with just one month course" and waste both our precious time and money by joining bad unprofessional coaching centers. Why is it not possible to learn freelancing in just one month even in one year? It is clear proof that glittering does not make gold. There are thousands of jobs in freelancing, each job is different, and each job takes a different amount of time to learn. So it is very difficult to comment on how long it takes to learn freelancing. Be aware in choosing the right Freelancing Training Center: But whatever you do, don't go for an online course of Rs 400-600-1200. Because it will also lose the willpower you have to learn to freelance. If you have to do this type of bad course today, then do a government freelancing course or you can take practical training from an organization called "Bhairab ​​IT Zone" for a nominal fee. Here hands-on training is provided by professional freelancers using tools in free, premium, and upgraded versions. Although there are many ways or mediums to learn freelancing or outsourcing. E.g. Outsourcing Learning Books, Youtube Video Tutorials, Seminars etc. Either way, some learn to swim in a day and some in a week. To become a good swimmer one must continue swimming for a long time. Not everyone has the same brain capacity or stamina. Humans are naturally different from one another. The same goes for freelancing. You might learn the ins and outs of freelancing within 6-7 months, it might take another 1-2 years. No matter how long it takes to learn, you need to work twice as long to become proficient at it. But with hard work, willpower, and determination you can make any impossible possible. Please visit Our Blogging Website to Read More Articles related to Freelancing and Outsourcing.

In Australia, it is now considered every doctor’s professional obligation to obtain informed financial consent as well as medical consent from patients. Here’s the policy as stated by the Australian Medical Association: “Every medical practitioner is responsible for ensuring that their patient is aware of his or her fees and for encouraging open discussion with their patients about health care costs.

Very many as it were professionally pretty girls have this gift of allowing themselves to be touched, kissed, held, as if this were a fee they have to pay to Providence for being born beautiful. There is a tolerant smile which goes with a submission to the hands of men, like a yawn or a patient sigh.

Mental health is an enormous business; in the United States, more money is spent on mental health conditions than any other medical specialty, with an estimated $201 billion spent in 2013 alone and an estimated increase to $280 billion by 2020 (Substance Abuse and Mental Health Services Administration, 2014). More than half of the budget for the American Psychiatric Association is income received directly from pharmaceutical companies, and drug-makers are the most frequent and largest donors of mental health advocacy groups (see, e.g., Harris, 2009). Speaking and consulting gigs for the pharmaceutical industry can earn psychiatrists up to $1 million or more in direct fees per year,4 and at least 70% of the professionals making up the task force for the DSM were tied to pharmaceutical companies (Cosgrove & Krimsky, 2012), raising concerns about corporate interests reflected in practice and policy and accusations of disease mongering (Moynihan, Heath, & Henry, 2002). The incentive for ensuring the medical and biological framework for conceptualizing problems in living is huge.

Gold Buyer in Chennai: Santhi Jewellery Chennai is a city where gold holds a special place because of its extensive cultural heritage. Gold has been used as a symbol of wealth and prestige in South Indian culture for centuries. Santhi Jewellery is the most popular place to sell gold in Chennai because of its dedication to trust, openness, and excellent service among the many gold buyers there. Why Exchange Gold? The decision to sell gold can be made for a variety of reasons, including the need to upgrade outdated designs, unlock financial liquidity in the event of an emergency, or simply to make a strategic financial decision. In any case, if you want to get the most money for your precious metal, you need to find a reputable gold buyer. Santhi Gems - A Confided in Gold Buyer in Chennai Santhi Gems has procured a standing as quite possibly of the most confided in gold purchaser in Chennai. Santhi Jewellery, which is located in the center of the city, takes pride in providing transparent and sincere evaluations for your gold assets, ensuring that you receive the best price based on market rates at the present time. Why Santhi Jewelers? Fair Market Value: Santhi Jewellery is known for providing honest and accurate gold appraisals. They use cutting-edge technology to evaluate the purity and weight of your gold, ensuring that you are compensated fairly based on current market prices. The process is open and transparent. Experience and knowledge: Santhi Jewellery has a deep understanding of gold's value and market trends thanks to years of experience in the gold industry. Whether your gold is in the form of old jewelry, coins, or bullion, their team of experts will make sure you get the best price for it. A focus on the customer: Customer satisfaction is a top priority at Santhi Jewellery. They make selling easy and comfortable for you, and they make sure that all of your questions are answered. Whether you are selling a little piece of gems or a lot of gold, each exchange is dealt with absolute attention to detail and impressive skill. Payment in a flash: The guarantee of immediate payments is one of the biggest advantages of selling gold at Santhi Jewellery. Payment is processed immediately after your gold has been evaluated and you agree to the price. Because of this, it is a convenient choice for people who require quick access to funds. No extra costs: At Santhi Jewellery, openness is important. Santhi Jewellery guarantees a transparent transaction, in contrast to some gold buyers who may deduct concealed fees or charges. The whole thing is easy, so there won't be any surprises. You'll know exactly how much you'll get. Convenient Location Santhi Jewellery is conveniently located in the center of Chennai, making it convenient for people looking to sell gold in the city. Their courteous staff is always available to assist you with any inquiries, and their modern and secure premises guarantee a safe environment for your transaction. Conclusion Santhi Jewellery is a name that stands out when looking for a dependable Gold Buyer in Chennai because of its professionalism, open process, and dedication to customer satisfaction. Santhi Jewellery guarantees that you will receive the highest possible value for your gold, without any hassle, whether you are selling old gold jewelry or looking for a quick financial solution. Visit them right now for a hassle-free and dependable gold buying experience.

How to Use the Biker Service for CNIC Applications In an effort to streamline the application process for CNICs (Computerized National Identity Cards) and make government services more accessible, the Biker Service has been introduced as a part of Pakistan’s initiative to modernize its registration systems. This service allows citizens to complete their CNIC applications from the comfort of their homes through mobile service officers who assist in the process. Here’s a guide on how to effectively use the Biker Service for your CNIC application. 1. What is the Biker Service? The Biker Service is an outreach program that sends mobile registration officers directly to applicants’ homes. This service is especially beneficial for individuals who face difficulties visiting local NADRA (National Database and Registration Authority) centers due to health, age, or mobility issues. It provides doorstep assistance to ensure all parts of the CNIC application, including biometric verification and photo capture, are done seamlessly. 2. Key Benefits Convenience: Eliminates the need to visit physical centers. Time-Saving: Reduces waiting times associated with in-person visits. Accessibility: Helps those in remote or underserved areas complete their applications. Professional Assistance: Ensures the application is correctly filled and all necessary steps are completed. 3. Steps to Use the Biker Service for CNIC Applications Booking an Appointment: Contact NADRA’s helpline or visit their online service portal to schedule a biker appointment. Provide your personal details and address to confirm the visit. Prepare Required Documents: Ensure that you have all necessary documents ready, such as your old CNIC (if renewing), a copy of your birth certificate, or any relevant supporting paperwork for a new CNIC application. The Biker Visit: On the scheduled day, a NADRA officer on a motorcycle will arrive at your address. The officer will verify your identity, take your photograph, and collect your biometric data (fingerprints and thumb impressions) directly at your home. Completion and Confirmation: The mobile officer submits your application to the NADRA system. You will receive a receipt or application tracking number for follow-up. Payment and Fees: The cost of the Biker Service includes standard CNIC processing fees plus an additional convenience charge. Ensure you have the means to make a payment, whether via cash or through any payment method recommended during the booking. 4. Tracking Your Application Once your application is submitted, you can track its progress using NADRA’s online tracking system. Enter your application or tracking number to check the status and receive updates on when your CNIC will be ready for collection or delivery. Final Thoughts The Biker Service by NADRA is a major advancement in making government services more user-friendly and accessible to a broader population. It saves applicants from the hassle of traveling and long queues, making it especially useful for senior citizens, individuals with disabilities, and those living in remote areas. If you’re eligible and looking for a hassle-free way to apply for a CNIC, this service is a great option to consider.

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Recently, it has behoved modish magazines to print interviews with young women, who explain that their career as strippers is paying their way through university. This is thought to pretty much end any objections against strip clubs, on the basis that, look!, clever girls are doing it – in order to become middle-class professionals with degrees! Ipso facto Girl Power! For myself, I can’t believe that girls saying ‘Actually, I’m paying my university fees by stripping’ is seen as some kind of righteous, empowered, end-of-argument statement on the ultimate morality of these places. If women are having to strip to get an education – in a way that male teenage students are really notably not – then that’s a gigantic political issue, not a reason to keep strip clubs going. Are we really saying that strip clubs are just wonderful charities that allow women – well, the pretty, thin ones, anyway: presumably the fatter, plainer ones have to do whatever it is all the male students are also doing – to get degrees?

At first, the Jacobin Club was not the most radical club. It was known for its lively, collegial debates and for attracting diverse and prominent revolutionaries to its ranks. Though it would one day command the loyalty of the Paris “street,” its initial membership was largely professional and bourgeois, mainly because it charged hefty subscription fees to join. The Duke d’Orléans’s son Louis-Philippe—who in the nineteenth century would become king of France—joined; so did the Viscount de Noailles.

Professional help for those suffering with their mental health is now only a key stroke away, thanks to a new online directory. BALLARAT, VIC - Website truecounsellor.com.au is one of the only online catalogues of mental health services in Australia, allowing people to source, and instantly reach out for help - all from their computer. Website truecounsellor.com.au is one of the only online catalogues of mental health services in Australia, allowing people to source, and instantly reach out for help - all from their computer. Launched in 2015, the website allows people to simply search professionals nearby and review their profile, background, specialisations and fees. Once they have selected a professional, they can immediately connect with them via phone, Skype or instant message to book an appointment. Website founder Luciano Devoto was keen to establish the online directory after experiencing his own struggles. “As a person who has suffered from bullying, as well as depression, I know how hard it can be to reach out for help,” he said. “TrueCounsellor aims to make it easier for people to share their concerns safely and privately with experienced mental health professionals” The website boasts a large number of qualified and experienced counsellors, psychotherapists, psychologists, couples’ therapists and other mental health practitioners in various suburbs across Australia. “What makes TrueCounsellor exciting is that we are the only directory offering mental health professionals the opportunity to promote their services for free,” Luciano said. “We believe that by making it easy for these professionals to list their practices, we create real value for the public as they are able to find the right support.” The website also offers extensive advice about conditions like depression and anxiety, along with information about common stressors including debt, relationship issues and career worries. Watersedge Counselling director Colleen Morris, who is part of the online directory, said the website was a vital resource. “Finding a mental healthcare professional that you consider to be safe, trustworthy, empathetic and effective can often be challenging and at times, a confusing process,” she said. “Websites like TrueCounsellor make this task less confusing by allowing consumers to make a more informed choice that suits their need.” To find a mental health expert or for more information, visit truecounsellor.com.au About TrueCounsellor TrueCounsellor is Australia’s online directory of mental health professionals. Our mission is to help people experiencing emotional challenges discover a better and happier version of themselves. TrueCounsellor gives people access to a large number of qualified and experienced counsellors, psychotherapists, psychologists, couples therapists and other mental health practitioners across Australia. Visitors can review profiles and learn about the practitioner’s background, specialisations and fees in order to make the best decision when booking an appointment! In addition to offer a comprehensive list of qualified and experienced mental health professionals, TrueCounsellor has detailed information on mental health issues and types of therapy available. For more information, visit truecounsellor.com.au

Creativity is to ads as product quality is to cars, airplanes and electronic equipment – it’s absolutely necessary, and it needs to be built-in to the product, but it is not the only factor that matters, and it hardly provides sustainable differentiation from one agency to another. True, one agency will be “hot” for a given period and will grow and win business (one thinks of Crispin Porter + Bogusky or mcgarrybowen in recent years), but then the wheel turns, and the hot creative agencies of today become targets for other upstarts – like Droga5, 72andSunny, or Anomaly – and are eventually superseded in the same way that professional tennis stars are eventually vanquished at Wimbledon.

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You know there are some people who resent your fees. That is sometimes due to the fact that you weren’t forthright about your fees and they became aware of them later. You have to own that so that you never have a client calling you asking “My accountant just informed me that I paid you $70,000 in fees last year. Is that accurate?

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Most institutional and individual investors will find the best way to own common stock is through an index fund that charges minimal fees. Those following this path are sure to beat the net results [after fees and expenses] delivered by the great majority of investment professionals.”1 —Warren Buffett, chairman of Berkshire Hathaway

Unhappily, the basic assumption that most institutional investors can outperform the market is false. Today, the institutions are the market. Institutions do over 95 percent of all exchange trades and an even higher percentage of off-board and derivatives trades. It is precisely because investing institutions are so numerous and capable and determined to do well for their clients that investment has become a loser’s game. Talented and hardworking as they are, professional investors cannot, as a group, outperform themselves. In fact, given the cost of active management—fees, commissions, market impact of big transactions, and so forth—investment managers have and will continue to underperform the overall market. Individual

But it is the long-term merits of the index fund—broad diversification, weightings paralleling those of the stocks that comprise the market, minimal portfolio turnover, and low cost—that commend it to wise investors. Consider these words from perhaps the wisest investor of all, Warren E. Buffett, from the 1996 Annual Report of Berkshire Hathaway Corporation: Most investors, both institutional and individual, will find that the best way to own common stocks is through an index fund that charges minimal fees. Those following this path are sure to beat the net results (after fees and expenses) delivered by the great majority of investment professionals.

Rather than attempt to time the market or pick individual stocks, it is more productive to invest and stay invested. As Warren Buffett said: “We continue to make more money when snoring than when active.” Mr. Buffett also said: “Most investors, both institutional and individual, will find that the best way to own common stocks is through an index fund that charges minimal fees. Those following this path are sure to beat the net results (after expenses and fees) delivered by the great majority of investment professionals.

For decades, indeed centuries, the English legal system had been decried for its unfairness. The lists of its short-comings varied, but most included the sheer time it took to resolve any case and the eye-watering cost in lawyers' fees of legal action. This indefinite imprisonment of debtors and the power of the central courts in London were also causes for repeated complaint, as was the fact that the law was a closed shop, conducted in Latin and French, to the absolute exclusion of non-professionals.

He has now completed two books, the first on how investment dealers “fee-farm” over half of the life savings of many clients, and this second book about conditions which allow quiet professional corruption to remain hidden from the public, and ignored by authorities. What drives me? (in the authors words) I hope to have an impact upon the #1 cause of disability, disease, and stress in society today. I believe I have some unique perspectives on this from my experience. For example, the #1 cause of disability, disease, and stress is fear of economic uncertainty. In my experience, the #1 cause of fear of economic uncertainty, is unfairness between those who are protected and enriched within the “lifeboats” of certain professions, corporations or institutions, and those who are not so protected. There are different levels of protection by the law, and immunity from having to adhere to the law, depending upon the wealth, power or status of those involved. Justice systems simply do not often “look upwards” to investigate and prosecute those of great wealth, power and status. These rigged systems of governance, finance, justice etc, cause unfairness, injustice, and repeal the laws of poverty for a few very lucky people, and repeals the chances of prosperity for billions of others. A small few win by corruption, while the rest of society must lose by default. This is a broken system. The unfairness of rigged and/or broken systems, causes imbalances sufficient to destroy entire societies. Societies can literally shake themselves apart with the human vibration of living in an unjust, unfair world. At time of writing this, I am the chairperson of the volunteer Canadian Justice Review Board of Canada, working to better understand one of societies most valuable social systems,

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He’d even looked into using offshore tax havens in the Caribbean to reduce his taxes. But when I looked at the proposal for his offshore tax planning, I saw that just the administration fees to the banking and tax professionals in the tax haven country for carrying out the plan were about 15 to 20 percent per year.

In the eighties, the design community witnessed the great rise of “professionalism” (now a euphemism for the production of noninnovative but stylishly acceptable work—usually in corporate communications—coupled with very good fees). Along with “professionalism” came the “business consultant to the designers,” who proclaimed, “Design is a business.” This became the mantra of the eighties. The AIGA, along with other organizations and publications, produced seminars, conferences, and special magazine issues devoted to the business of design. These were followed by a plethora of design self-help books, which told you how to set up your own business, how to promote, how to speak correct business jargon, how to dress, how to buy insurance, and so on. There was nothing inherently wrong with this except for the subsequent confusion it caused. “Professional” work did look more professional, and corporate communications in general were visually improved. The level of design mediocrity rose. Also, practicing designers as a rule had previously been rather sloppy about running their businesses. They were easily taken advantage of, didn’t know how to construct proposals, and were generally more interested in designing than in minding the store, networking, or planning for the future. The business seminars did no harm, but the political and economic climate of the eighties in general, coupled with the pervasiveness of the “design is a business” hype, perverted the design community’s overall goal. The goal became money.

This is what passive investors get if they invest in an S&P500 tracker or ETF. Not very good, huh? Worse still, some active fund managers do no better than the underlying index because they invest in the same companies in similar proportions to the index. When the fees and transaction costs of fund managers are taken into account the resultant return is actually worse than the index!

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