Prepared Statement Without Quotes

....though modern Marriage is a tremendous laboratory, its members are often utterly without preparation for the partnership function. How much agony and remorse and failure could have been avoided if there had been at least some rudimentary learning before they entered the partnership....And that statement is equally valid for all relationships.

Reality is based on your perception of the truth. Think about that statement for a bit, it will blow your mind, and blow the lid of what you perceive to be real and what is an illusion. You are here to live YOUR life, YOUR way and on YOUR terms, not for the people you work for, not the people in the media, and not to live in the little box that society may have placed you in. You are a unique individual, with talents, with drive, with passion, with ambition, with love, with laughter, with a soul that could melt the hardest of hearts, and with a mind as creative as Da Vinci. You chose this life for a reason, and it certainly wasn't to live a reality created by others. Is this the time to stand up, and say I can live my own reality, create what I want for my own life, have the things I want in life without guilt, knowing that you deserve anything you want and are prepared to put the time and effort into getting? What if there was a way to bend your reality, a way to use your mind consciously to get what YOU want in life, become wealthy, feel comfortable in your own skin, meet the perfect man or woman, become more spontaneous, feel free, love, be open, be honest, be heartfelt, be grateful, be the one, love life, live, feel it, breathe it.... Welcome to Mind Alchemy Is this the time to Bend Your Reality?

If you don’t have regular and accurate financial statements, you’re driving your business 100 miles an hour down a one-way street the wrong way, at night, in the fog, without lights.

Mr. Arbuthnot certainly was not prepared for her response to his statement that February was a dangerous month. “It is,” answered Laura with almost violent agreement. “If you are a were-wolf, and very likely you may be, for lots of people are without knowing, February, of all months, is the month when you are most likely to go out on a dark windy night and worry sheep.

[Howard Roark] was asked for a statement, and he received a group of reporters in his office. He spoke without anger. He said: 'I can't tell anyone anything about my building. If I prepared a hash of words to stuff into other people's brains, it would be an insult to them and to me. But I am glad you came here. I do have something to say. I want to ask every man who is interested in this to go and see the building, to look at it and then to use words of his own mind, if he cares to speak.' The Banner printed the interview as follows: 'Mr. Roark, who seems to be a publicity hound, received reporters with an air of swaggering insolence and stated that the public mind was hash. He did not choose to talk, but seemed well aware of the advertising angles of the situation. All he cared about, he explained, was to have his building seen by as many people as possible.

Darren was without his usual baseball cap; his flat, fair hair looked like a circle of lawn that had been trapped and left to die under a kiddie pool. Finally he read a prepared statement: “I’d just like to say that I, Darren Scott Tinzler, class of 2007, a communications major from Kissimmee, Florida, am apparently kind of bad at reading signals from the opposite sex. I’m very ashamed right now, and I apologize for my own repeated misunderstanding of social cues.

Sometimes she said rather amusing things, and displayed unexpected stores (General Stores) of knowledge. But her remarks were as a rule so disconnected from the conversation that no one paid much attention to them. Mr. Arbuthnot certainly was not prepared for her response to his statement that February was a dangerous month. “It is,” answered Laura with almost violent agreement. “If you are a were-wolf, and very likely you may be, for lots of people are without knowing, February, of all months, is the month when you are most likely to go out on a dark windy night and worry sheep.

Now,” Samite continued, “after Essel has just spent time warning you about generalities and how they often don’t apply, I’m going to use some. Because some generalities are true often enough that we have to worry about them. So here’s one: men will physically fight for status. Women, generally, are more clever. The why of it doesn’t matter: learned, innate, cultural, who cares? You see the chest-bumping, the name-calling, performing for their fellows, what they’re really doing is getting the juices flowing. That interval isn’t always long, but it’s long enough for men to trigger the battle juice. That’s the terror or excitation that leads people to fight or run. It can be useful in small doses or debilitating in large ones. Any of you have brothers, or boys you’ve fought with?” Six of the ten raised their hands. “Have you ever had a fight with them—verbal or physical—and then they leave and come back a little later, and they’re completely done fighting and you’re just fully getting into it? They look like they’ve been ambushed, because they’ve come completely off the mountain already, and you’ve just gotten to the top?” “Think of it like lovemaking,” Essel said. She was a bawdy one. “Breathe in a man’s ear and tell him to take his trousers off, and he’s ready to go before you draw your next breath. A woman’s body takes longer.” Some of the girls giggled nervously. “Men can switch on very, very fast. They also switch off from that battle readiness very, very fast. Sure, they’ll be left trembling, sometimes puking from it, but it’s on and then it’s off. Women don’t do that. We peak slower. Now, maybe there are exceptions, maybe. But as fighters, we tend to think that everyone reacts the way we do, because our own experience is all we have. In this case, it’s not true for us. Men will be ready to fight, then finished, within heartbeats. This is good and bad. “A man, deeply surprised, will have only his first instinctive response be as controlled and crisp as it is when he trains. Then that torrent of emotion is on him. We spend thousands of hours training that first instinctive response, and further, we train to control the torrent of emotion so that it raises us to a heightened level of awareness without making us stupid.” “So the positive, for us Archers: surprise me, and my first reaction will be the same as my male counterpart’s. I can still, of course, get terrified, or locked into a loop of indecision. But if I’m not, my second, third, and tenth moves will also be controlled. My hands will not shake. I will be able to make precision movements that a man cannot. But I won’t have the heightened strength or sensations until perhaps a minute later—often too late. “Where a man needs to train to control that rush, we need to train to make it closer. If we have to climb a mountain more slowly to get to the same height to get all the positives, we need to start climbing sooner. That is, when I go into a situation that I know may be hazardous, I need to prepare myself. I need to start climbing. The men may joke to break the tension. Let them. I don’t join in. Maybe they think I’m humorless because I don’t. Fine. That’s a trade I’m willing to make.” Teia and the rest of the girls walked away from training that day somewhat dazed, definitely overwhelmed. What Teia realized was that the women were deeply appealing because they were honest and powerful. And those two things were wed inextricably together. They said, I am the best in the world at what I do, and I cannot do everything. Those two statements, held together, gave them the security to face any challenge. If her own strengths couldn’t surmount an obstacle, her team’s strengths could—and she was unembarrassed about asking for help where she needed it because she knew that what she brought to the team would be equally valuable in some other situation.

Your Honor, more than a decade ago I made bad decisions, on both a practical and a moral level. I acted selfishly, without regard for others, I knowingly broke the law, I lied to my loving family, and I distanced myself from my true friends. “I am prepared to face the consequences of my actions, and accept whatever punishment the court decides upon. I am truly sorry for all the harm I have caused to others and I know the court will deal fairly with me. “I would like to take this opportunity to thank my parents, my fiancé, and my friends and colleagues who are here today and who have loved and supported me, and to apologize to them for all the pain, worry, and embarrassment I have caused them. “Your Honor, thank you for hearing my statement and considering my case.

Keeping a new church outwardly focused from the beginning is much easier than trying to refocus an inwardly concerned church. In order to plant a successful church, you have to know that you know that you are undeniably called by God. The call to start a new church plant is not the same as the call to serve in an existing church or work in a ministry-related organization. You may be the greatest preacher this side of Billy Graham but still not be called to start a church. If you think you may have allowed an improper reason, voice or emotion to lead you to the idea of starting a new church, back away now. Spend some more time with God. You don’t want to move forward on a hunch or because you feel “pretty sure” that you should be planting a church. You have to be completely certain. “You’re afraid? So what. Everybody’s afraid. Fear is the common ground of humanity. The question you must wrestle to the ground is, ‘Will I allow my fear to bind me to mediocrity?’” When you think of a people group that you might be called to reach, does your heart break for them? If so, you may want to consider whether God is specifically calling you to reach that group for His kingdom. Is your calling clear? Has your calling been confirmed by others? Are you humbled by the call? Have you acted on your call? Do you know for certain that God has called you to start a new church? Nail it down. When exactly were you called? What were the circumstances surrounding your call? How did it match up with the sources of proper calling? Do you recognize the four specific calls in your calling? How? How does your call measure up to biblical characteristics? What is the emerging vision that God is giving you with this call? As your dependence on God grows, so will your church. One of the most common mistakes that enthusiastic and well-meaning church starters make is to move to a new location and start trying to reach people without thinking through even a short-term strategy. Don’t begin until you count the cost. why would you even consider starting a church (the only institution Jesus left behind and the only one that will last forever) without first developing a God-infused, specific, winning strategy? There are two types of pain: the pain of front-end discipline and the pain of back-end regret. With the question of strategy development, you get to choose which pain you’d rather live with. Basically, a purpose, mission and vision statement provides guiding principles that describe what God has called you to do (mission), how you will do it (purpose) and what it will look like when you get it done (vision). Keep your statement simple. Be as precise as possible. Core values are the filter through which you fulfill your strategy. These are important, because your entire strategy will be created and implemented in such a way as to bring your core values to life. Your strategic aim will serve as the beacon that guides the rest of your strategy. It is the initial purpose for which you are writing your strategy. He will not send more people to you than you are ready to receive. So what can you do? The same thing Dr. Graham does. Prepare in a way that enables God to open the floodgates into your church. If you are truly ready, He will send people your way. If you do the work we’ve described in this chapter, you’ll be able to build your new church on a strong base of God-breathed preparation. You’ll know where you are, where you’re going and how you are going to get there. You’ll be standing in the rain with a huge bucket, ready to take in the deluge. However, if you don’t think through your strategy, write it down and then implement it, you’ll be like the man who stands in the rainstorm with a Dixie cup. You’ll be completely unprepared to capture what God is pouring out. The choice is yours!

That was the first thing that struck him: although he had never given people cause to doubt his integrity, they were ready to bet on his dishonesty rather than on his virtue. The second thing that struck him was their reaction to the position they attributed to him. I might divide it into two basic types: The first type of reaction came from people who themselves (they or their intimates) had retracted something, who had themselves been forced to make public peace with the occupation regime or were prepared to do so (unwillingly, of course—no one wanted to do it). These people began to smile a curious smile at him, a smile he had never seen before: the sheepish smile of secret conspiratorial consent. It was the smile of two men meeting accidentally in a brothel: both slightly abashed, they are at the same time glad that the feeling is mutual, and a bond of something akin to brotherhood develops between them. Their smiles were all the more complacent because he had never had the reputation of being a conformist. His supposed acceptance of the chief surgeon's proposal was therefore further proof that cowardice was slowly but surely becoming the norm of behavior and would soon cease being taken for what it actually was. He had never been friends with these people, and he realized with dismay that if he did in fact make the statement the chief surgeon had requested of him, they would start inviting him to parties and he would have to make friends with them. The second type of reaction came from people who themselves (they or their intimates) had been persecuted, who had refused to compromise with the occupation powers or were convinced they would refuse to compromise (to sign a statement) even though no one had requested it of them (for instance, because they were too young to be seriously involved). . . . And suddenly Tomas grasped a strange fact: everyone was smiling at him, everyone wanted him to write the retraction; it would make everyone happy! The people with the first type of reaction would be happy because by inflating cowardice, he would make their actions seem commonplace and thereby give them back their lost honor. The people with the second type of reaction, who had come to consider their honor a special privilege never to be yielded, nurtured a secret love for the cowards, for without them their courage would soon erode into a trivial, monotonous grind admired by no one.

Then if it is denied that the unity at that level is the interconnection of the plurality or dissimilarity of religions as of parts constituting a whole, rather that every one of the religions at the level of ordinary existence is not part of a whole, but is a whole in itself-then the 'unity' that is meant is 'oneness' or 'sameness' not really of religions, but of the God of religions at the level of transcendence (i.e. esoteric), implying thereby that at the level of ordinary existence (i.e. exoteric), and despite the plurality and diversity of religions, each religion is adequate and valid in its own limited way, each authentic and conveying limited though equal truth. The notion of a plurality of truth of equal validity in the plurality and diversity of religion is perhaps aligned to the statements and general conclusions of modern philosophy and science arising from the discovery of a pluraity and diversity of laws governing the universe having equal validity each in its own cosmological system. The trend to align modern scientific discovery concerning the systems of the universe with corresponding statements applied to human society, cultural traditions,and values is one of the characteristic features of modernity. The position of those who advocate the theory of the transcendent unity of religions is based upon the assumption that all religions, or the major religions of mankind, are revealed religions. They assume that the universality and transcendence of esotericism validates their theory, which they 'discovered' after having acquainted themselves with the metaphysics of Islam. In their understanding of this metaphysics of the transcendent unity of existence, they further assume that the transcendent unity of religions is already implied. There is grave error in all their assumptions, and the phrase 'transcendent unity of religions' is misleading and perhaps meant to be so for motives other than the truth. Their claim to belief in the transecendent unity of religions is something suggested to them inductively by the imagination and is derived from intellectual speculation and not from actual experience. If this is denied, and their claim is derived from the experience of others, then again we say that the sense of 'unity' experienced is not of religions, but of varying degrees of individual religious experience which does not of neccesity lead to the assumption that the religions of inviduals who experienced such 'unity', have truth of equal validity as revealed religions at the level of ordinary existence. Moreover, as already pointed out, the God of that experience is recognized as the rabb, not the ilah of revealed religion. And recognizing Him as the rabb does not necessarily mean that acknowledging Him in true submission follows from that recognition, for rebellion, arrogance, and falsehood have their origin in that very realm of transcendence. There is only one revealed religion. There is only one revealed religion. It was the religion conveyed by all the earlier Prophets, who were sent to preach the message of the revelation to their own people in accordance with the wisdom and justice of the Divine plan to prepare the peoples of the world for the reception of the religion in its ultimate and consummate form as a Universal Religion at the hands of the last Prophet, who was sent to convey the message of the revelation not only to his own people, but to mankind as a whole. The essential message of the revelation was always the same: to recognize and acknowledge and worship the One True and Real God (ilah) alone, without associating Him with any partner, rival, or equal, nor attributing a likeness to Him; and to confirm the truth preached by the earlier Prophets as well as to confirm the final truth brought by the last Prophet as it was confirmed by all the Prophets sent before him.

Elicitation – A process designed to influence or persuade an individual to reveal information that he has reason to want to conceal. This process is characterized by use of a monologue rather than a dialogue. (Used synonymously with interrogation.) Equitable distribution – A term used to describe the legal process of dividing a married couple’s assets in a divorce proceeding. Exclusion qualifier – A verbal deceptive behavior used to enable a person who wants to withhold certain information to answer a question truthfully, but without releasing that information. Examples: “basically,” “for the most part,” “fundamentally,” “probably,” “most often.” Failure to answer – A verbal deceptive behavior in which a person’s response does not answer the question that’s asked. Failure to understand a simple question – A verbal deceptive behavior in which a person’s response is an expression of confusion over an easily comprehensible question. This strategy is typically used when a person feels trapped by the wording of the question and needs to shrink its scope. Fight-or-flight response – A triggering of the autonomic nervous system that reroutes circulation to the body’s major organs and muscle groups to prepare the body to deal with a threatening situation. Forer effect – A cognitive bias named for psychologist Bertram Forer, who found that people tend to rate as highly accurate a personality analysis that is presented as being individualized, when it is actually so general in nature that it could apply to almost anyone. (Also known as Barnum statements.)

Appendix 1 Our Family's Core Values and Mission YOUR CORE VALUES What are the most important values in your family? Do your kids know these are critical? Do both parents agree on the ranking of values? This worksheet will help you develop and communicate your top values. A "value" is an ideal that is desirable. It is a quality that we want to model in our own lives and see developed in the lives of our kids. For instance, honesty is a very important value, for without it you can't have trust in your relationships. Take time in writing your answers to the following questions. 1. When time and energy are in short supply, what should we make sure we cover in parenting our children? List a few ideas. Then circle the nonnegotiables. 2. What are the "we'd like to get around to these" values? These are the semi-negotiables. 3. What were the top three values of each of your families of origin (the family you grew up in)? Father Mother 1. 1. 2. 2. 3. 3. 4. Think about a healthy, positive family-one that serves as a role model for you. What would you say are their top three values? 1. 2. 3. 5. What are three or four favorite Scripture verses that communicate elements of a healthy family? 1. 2. 3. 4. Based on these verses, what are the three or four principles from Scripture that you'd like to see evidenced in your family? 1. 2. 3. 4. 6. What values are your "pound the table with passion" values? What are the ones that you feel very strongly about? (You may already have them listed.) To help you with this, complete the following sentences: More families need to ... The problem with today's families is ... DEVELOPING YOUR FAMILY'S MISSION STATEMENT Besides writing out your core values, you will do well to develop a family mission statement (or covenant). These important documents will shape your family. The founders of the United States knew that guiding documents would keep us on course as a fledgling democracy; so too will these documents guide your family as you seek to be purposeful. Sample mission statement: We exist to love each other and advance Gods timeless principles and his kingdom on earth. Complete the following: 1. Our family exists to ... 2. What are some activities or behaviors that you imagine your family carrying out? 3. Describe some qualities of character that you can envision your family being known for. 4. What is unique about your family? What makes you different? What are you known for? What sets you apart? 5. What do you hope to do with and through your family that will outlive you? What noble cause greater than yourselves do you want your family to pursue? 6. With these five questions completed, look for a Scripture that supports the basic ideas of your rough-draft concepts for your family mission statement. If there are several candidates, talk about them thoughtfully and choose one, writing it out here: 7. Using the sample as a template, your five questions and your family Scripture, write a rough draft of your family mission statement: 8. Rewrite the mission statement, keeping the same concepts but changing the order of the mission statement. This is simply to give you two options. 9. Discuss this mission statement as a family if the kids are old enough. Discuss it with a few other friends or extended family members. Any feedback? 10. Pray about your family mission statement for a couple of weeks, asking God to affirm it or help you edit it. Then write up the final version. Consider making a permanent version of your family mission statement to hang on a wall in your home.

Rules for the Use and Arrangement of Words The following rules for the use and arrangement of words will be found helpful in securing clearness and force. 1. Use words in their proper sense. 2. Avoid useless circumlocution and "fine writing." 3. Avoid exaggerations. 4. Be careful in the use of not ... and, any, but, only, not ... or, that. 5. Be careful in the use of ambiguous words, e. g., certain. 6. Be careful in the use of he, it, they, these, etc. 7. Report a speech in the first person where necessary to avoid ambiguity. 8. Use the third person where the exact words of the speaker are not intended to be given. 9. When you use a participle implying when, while, though, or that, show clearly by the context what is implied. 10. When using the relative pronoun, use who or which, if the meaning is and he or and it, for he or for it. 11. Do not use and which for which. 12. Repeat the antecedent before the relative where the non-repetition causes any ambiguity. 13. Use particular for general terms. Avoid abstract nouns. 14. Avoid verbal nouns where verbs can be used. 15. Use particular persons instead of a class. 16. Do not confuse metaphor. 17. Do not mix metaphor with literal statement. 18. Do not use poetic metaphor to illustrate a prosaic subject. 19. Emphatic words must stand in emphatic positions; i. e., for the most part, at the beginning or the end of the sentence. 20. Unemphatic words must, as a rule, be kept from the end. 21. The Subject, if unusually emphatic, should often be transferred from the beginning of the sentence. 22. The object is sometimes placed before the verb for emphasis. 23. Where several words are emphatic make it clear which is the most emphatic. Emphasis can sometimes be given by adding an epithet, or an intensifying word. 24. Words should be as near as possible to the words with which they are grammatically connected. 25. Adverbs should be placed next to the words they are intended to qualify. 26. Only; the strict rule is that only should be placed before the word it affects. 27. When not only precedes but also see that each is followed by the same part of speech. 28. At least, always, and other adverbial adjuncts sometimes produce ambiguity. 29. Nouns should be placed near the nouns that they define. 30. Pronouns should follow the nouns to which they refer without the intervention of any other noun. 31. Clauses that are grammatically connected should be kept as close together as possible. Avoid parentheses. 32. In conditional sentences the antecedent or "if-clauses" must be kept distinct from the consequent clauses. 33. Dependent clauses preceded by that should be kept distinct from those that are independent. 34. Where there are several infinitives those that are dependent on the same word must be kept distinct from those that are not. 35. In a sentence with if, when, though, etc. put the "if-clause" first. 36. Repeat the subject where its omission would cause obscurity or ambiguity. 37. Repeat a preposition after an intervening conjunction especially if a verb and an object also intervene. 38. Repeat conjunctions, auxiliary verbs, and pronominal adjectives. 39. Repeat verbs after the conjunctions than, as, etc. 40. Repeat the subject, or some other emphatic word, or a summary of what has been said, if the sentence is so long that it is difficult to keep the thread of meaning unbroken. 41. Clearness is increased when the beginning of the sentence prepares the way for the middle and the middle for the end, the whole forming a kind of ascent. This ascent is called "climax." 42. When the thought is expected to ascend but descends, feebleness, and sometimes confusion, is the result. The descent is called "bathos." 43. A new construction should not be introduced unexpectedly.

They sat in silence until the howl of a distant coyote made her shiver. "He sings for his mate," Cade reassured her. "Does he think the sound of his loneliness will attract her?" Lily asked wryly. "I'm sure it is the beauty of his song." His voice contained almost a hint of a chuckle. "I'm sure that's what he thinks." Her scoffing hid an undertone of bitterness, and Cade was silent for a while. "Men often hide their fears with actions," he finally said. By this time, the anger of the day had leeched out of her and into the cold stone. Wrapping her arms around her knees and resting her head upon them, Lily reluctantly gave his statement some thought. Cade had a way of saying things that made sense, even when she didn't want to admit it. "I suppose a man who wasn't afraid would be a fool. I just find it hard to imagine someone like you being afraid." Cade's low laugh wasn't amused. "Because of my size or because of my birth?" Lily considered this. "Both, I suppose. To me, Indians are like the wolves, fearless of anything. All I have seen or heard of them is the damage they have done. And your size makes you seem invulnerable, even though that is ridiculous. A bullet knows nothing of size. Perhaps it is your attitude. You look as if you scorn everything, even death." "I do not mean to give that impression. And warriors aren't fearless. As you say, only fools are without fear. They are just better at disguising their feelings. If Clark takes his band of men against the Indians as he threatens, he will find old men and women and children. Ride with him, and you will see their fear." Lily didn't ask how he knew of Ollie's plans. Half the ranch could have heard his shouting. Instead, she asked, "How do you know what he will find? Have you seen them?" "They are related to my father's tribe. Their fathers and sons were massacred by Comanches several years ago, and many others were lost in epidemics. They try to live by raising squash and corn and fishing from the river. They mean no harm. This land has been theirs for centuries. They do not understand the difference since the white man's coming." "I do not know how to stop Ollie," Lily murmured. Somehow she was disappointed that Cade had brought her out here to tell her this. He could have said as much in the morning in the middle of the yard. "I know how to stop him. Just tell me if you learn when he is to leave." "We don't need any more bloodshed." Lily rearranged her legs in preparation for rising. Cade caught her arm, and he was suddenly very near, hovering over her, his dark face dangerously near. "There will be no bloodshed." Perhaps

You have much sorrow within you. Do you care to speak of it, Warrior?” Baird scarcely knew where to begin. “It’s my bride—our minds have been aligned these six Earth months and I can tell by her scent that she needs me as much as I need her. But I can’t make her see it. She…refuses me over and over again.” The priestess frowned. “And this hurts your pride?” “Hell, yes, it hurts my pride,” Baird burst out. Then he remembered who he was talking too. “Sorry, your holiness. It’s just…it hurts my heart too. I love her so much, need her so much and she wants nothing to do with me.” “Are you kind to her? Do you honor and respect her? Worship her body with your own?” the priestess demanded. “Uh…” Baird squirmed uncomfortably. “As much as she’ll let me. She’s, uh, decided that she doesn’t…doesn’t want me to touch her anymore. At least, no more than necessary.” “She fears you.” It was a statement, not a question. Baird nodded. “Yeah, I guess she does. Or fears what she’ll lose by giving in to me.” “What does she fear to lose?” the priestess asked. “Her family—especially her sister who she loves very much. And her career. She just finished schooling to become some kind of a medic and she wants to be able to use her training.” The priestess nodded regally. “That is much to give up for the love of a male she’s never seen except in her dreams.” “I know it is,” Baird said desperately. “But she’s the only one for me—my one true mate.” “Then what are you prepared to give up for her?” The green-within-green eyes watched him sharply. “Anything I have to. But it’s not like I can move down to Earth to be with her. The Council has forbidden cohabitation on the planet’s surface until the Scourge is taken care of.” “Would you wait for her until the war is over?” She raised an olive green eyebrow inquiringly. “If I had to. But that could take years! And she’s not bonded to me—how could I trust that another wouldn’t win her heart while I was stuck up here without her?” Baird demanded. “I need her—need to bond her to me but she’s determined not to.” “You present a thorny dilemma.

The Importance of Bookkeeping for Business Success Bookkeeping is a vital component of any business, regardless of its size or industry. It involves the accurate recording of financial transactions, which provides essential data for financial reporting, decision-making, and tax compliance. By maintaining well-organized and detailed financial records, businesses can ensure long-term stability and growth. What is Bookkeeping? Bookkeeping refers to the process of systematically recording a company’s financial transactions, including income, expenses, payroll, and other financial activities. It provides the foundation for creating financial statements such as balance sheets and income statements. Without proper bookkeeping, businesses would struggle to maintain accurate records, which could lead to financial mismanagement and compliance issues. Benefits of Professional Bookkeeping One of the most important benefits of bookkeeping is improved financial management. Professional bookkeepers help businesses maintain accurate and up-to-date records, ensuring that every transaction is tracked and categorized correctly. This level of organization allows business owners to monitor their cash flow, identify areas where they can cut costs, and make informed decisions. Additionally, by outsourcing bookkeeping, businesses can focus on their core operations without worrying about financial details. Tax Compliance and Preparation Tax season can be stressful for businesses, but proper bookkeeping makes it much easier. When financial records are well-maintained throughout the year, tax preparation becomes a seamless process. Bookkeepers ensure that all income and expenses are accurately recorded, allowing businesses to file their taxes without errors. Moreover, organized records help businesses take advantage of tax deductions and avoid penalties for late or inaccurate filings. Financial Reporting and Growth Accurate bookkeeping also plays a key role in generating financial reports. These reports provide insights into a business’s profitability, cash flow, and overall financial health. With this information, business owners can plan for future growth, make strategic investments, and secure loans if needed. Without reliable financial data, making informed decisions becomes much more difficult. In conclusion, bookkeeping is an essential practice for any business. By ensuring accurate financial records, tax compliance, and detailed reporting, businesses can achieve greater financial stability and growth opportunities.

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I was starting to look different from my Democratic rivals in more ways than the obvious one. During a debate in late July, I was shown images of Fidel Castro, Iranian president Mahmoud Ahmadinejad, North Korean leader Kim Jong Il, and a couple of other despots and asked if I’d be prepared to meet with any of them during my first year in office. Without hesitation, I said yes—I’d meet with any world leader if I thought it could advance U.S. interests. Well, you would have thought I had said the world was flat. When the debate was over, Clinton, Edwards, and a bunch of the other candidates pounced, accusing me of being naïve, insisting that a meeting with the American president was a privilege to be earned. The press corps in large part seemed to agree. Perhaps even a few months earlier I might have gotten wobbly, second-guessing my choice of words and issuing a clarifying statement afterward. But I had my legs beneath me now and was convinced I was right, particularly on the more general principle that America shouldn’t be afraid to engage its adversaries or push for diplomatic solutions to conflict. As far as I was concerned, it was this disregard for diplomacy that had led Hillary and the rest—not to mention the mainstream press—to follow George W. Bush into war.

For Stephen Douglas the attack on Fort Sumter brought an end to his efforts to bring about reconciliation. When the Little Giant heard about the attack and the statements of Confederate leaders, he rushed to Lincoln to offer his support. Douglas wrote of the meeting: “I heartily approve of your proclamation calling up 75,000 militia,” I told him. “Except that I would make it 200,000. You don’t know the dishonest purposes of these southern men as well as I do.” After a review of the strategic situation with the President Douglas continued, “Mr. President,” I said. “Let me speak plainly. I remain unalterably opposed to your Administration on purely its political issues. Yet I’m prepared to sustain you in the exercise of all your constitutional functions to preserve the Union, maintain the government, and defend the capital. A firm policy and prompt action are necessary. The capital of our country is in danger, and must be defended at all hazards, and at any expense of men and money. I speak of the present and future without reference to the past.

Tom Wood - The Hunter and other Books in the series "Money, he had long ago discovered, was the world’s number one aphrodisiac." " But better I take what I might not need than find myself without what I do need." " Why do you do what you do?" "Once you’ve sold your soul to the devil you can’t then ask for it back." "Trust is earned." " You don’t like it, stop doing it. A simple statement, but true all the same." " People who wanted weapons had enemies and by supplying those people, he would count their enemies as his own." "....to give the teabags the best chance at working. The haemostatic tannins found naturally in tea would help stop the bleeding, reduce the chance of infection, and aid the healing process." "I am a shark. As soon as I stop swimming, I’ll drown.’ " Life flows like a river, and we must adapt to its ever-changing course." "They’re a nuisance. Pure vermin.’" '‘As are we all, madam,’ the man with blond hair said back. ‘But at least the pigeons have no pretence of grandeur." "I trust that you understand the consequences of showing yourself to be untrustworthy.’ "And there is no hearsay in a man’s eyes. There is only truth.’ ‘What truth do you see in mine?’ ‘I see a man of experience. I see a man without conscience. I see a man who sold his soul before he knew he possessed anything of value.’ "Do I need to be in a hurry to wonder how long I’ll be here?’ "Understanding and doing are two separate concepts.’ "Aren’t you glad to be alive?’ ‘Of course,’ Victor said. ‘Life is always preferable to the alternative.’ 'They say you get out of reading what you put in.’ BETTER OFF DEAD "....jobs could only be considered routine because of the preparation that went into them and the patience displayed in their execution. If corners were cut in the lead-up to the job – should any contingency not be considered and planned for – mistakes would surely follow." You don’t know it yet, and no one ever told me at your age, but eventually you’ll reach a point in life where you have no new thoughts; you experience no new sensations. Everything you do, everything you say, you’ve done and said a thousand times before. Swearing is an expression of anger. When we swear we’re admitting we’ve lost control. Reading is exercise for the mind. I believe in integrity and I believe in justice. I believe a man is only as good as his word and I believe that we are only treated as we allow ourselves to be treated. Forgiveness is against human nature. To forgive a wrong is to invite another. I believe in justice. No wrong should go unpunished.

In an age of constant distraction and never-ending connectivity, we may be so busy that we miss the signals that tell us to swerve before we’re in the bad beat’s path. One of the most often-cited quotes about luck comes from Louis Pasteur: chance favors the prepared mind. What people often forget, though, is that the full statement is quite different: “Where observation is concerned, chance favors only the prepared mind.” We tend to focus on that last part, the prepared mind. Work hard, prepare yourself, so that when chance appears, you will notice it. But that first part is equally crucial: if you’re not observing well, observing closely to begin with, no amount of preparation is enough. The one is largely useless without the other.

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With cooking, plants and animals became the raw materials for food, not food itself. Given that we commonly use the word “food” to describe what farmers grow, and given that we eat nuts, fruit, some vegetables, and even fish and steak tartare without cooking, the statement that plants and animals are not food may seem counterintuitive. The fact is that most of us get only a small fraction of our calories from raw foods. Even so, that fraction is probably higher than that of our ancestors, since we are the beneficiaries of millennia of breeding that have created larger, sweeter fruits and more tender vegetables and meat. Furthermore, even what we call raw has usually been subjected to many kitchen processes. Few of us sink our teeth into raw steak unless it has been finely chopped or sliced. Raw foodists allow slicing, grinding, chopping, soaking, sprouting, freezing, and heating to 104–120 degrees Fahrenheit. In spite of modern high-quality plant foods and careful preparation, it is almost impossible to thrive on such a diet, according to evidence gathered by Richard Wrangham. In antiquity, people happily accepted that humans ate cooked food. Indeed, they saw it as what distinguished them from animals. Perhaps it is because today we place so much emphasis on “fresh” and “natural” foods—which Susanne Freidberg has shown are made possible only by changing animal life cycles, modern transport, refrigeration, and ingenious packaging—that we underestimate how much we depend on cooking. In any case, there is no escaping that with cooking, food became an artifact, like clothes and dwellings, not natural but made by humans. A sheaf of wheat is no more food than a boll of cotton is a garment.

Getting a loan or credit card in the USA can be challenging, especially for beginners, immigrants, or those without a credit history. However, by following the right steps, you can increase your chances of approval. Here’s how: 1. Choose the Right Lender Not all banks have the same requirements. As a beginner, consider these options: • Credit Unions – Easier approval and lower interest rates. • Online Lenders – Quick application process and flexible requirements. • Secured Credit Cards – Ideal for those with no credit history. Recommended Credit Cards for Beginners: • Chime Credit Builder Card – No credit check required. • Capital One Platinum Secured Card – Low security deposit. • Discover It Secured Credit Card – Offers cashback rewards. • Self Credit Builder Loan – Helps build credit over time. 2. Apply for a Secured Credit Card If you are new to credit, a secured credit card is your best option. These cards require a security deposit, which determines your credit limit. After making on-time payments for a few months, you may qualify for an unsecured credit card with better benefits. 3. Get a Co-Signer or Become an Authorized User • Co-Signer: A co-signer with good credit can guarantee your loan, increasing your chances of approval. • Authorized User: Becoming an authorized user on a family member’s or friend’s credit card allows you to build credit without full responsibility for payments. 4. Prepare Your Documents Before applying for a loan or credit card, ensure you have: ✔ Social Security Number (SSN) or ITIN ✔ Proof of income (Pay stubs, tax returns, or bank statements) ✔ Utility bill or lease agreement (for address verification) What if you don’t have a stable income? • Show self-employment income (freelancing, small business, etc.). • Apply for student credit cards, which have lower income requirements. 5. Apply at the Right Time Avoid applying for multiple loans or credit cards at once, as this can negatively impact your credit score. Instead, research beginner-friendly lenders and apply strategically. Final Thoughts Building credit and getting approved for a loan or credit card in the USA takes time and smart planning. By following these steps, you can improve your chances of approval and build a strong credit history for the future. For more financial tips, visit Smart Loan Tips.

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