Poole Key Quotes

The key to the creative type is that he is separated out of the common pool of shared meanings. There is something in his life experience that makes him take in the world as a problem; as a result he has to make personal sense out of it.

But I saw Blake earlier and he said he and Nate were taking off for an overnight business thing. So..." "... you're just going to jump their fence and their pool," I finished for her. Silence. Then Jamie said, "It's twenty-five degrees! In December! Do you know what this means?" "The apocalypse?

Trent, is this a date?" He didn't reach for the key still in the ignition. "You never told me how your car got impounded." "Is this a date?" I asked again, more stridently. Silent, he sat there, his hands on the wheel as he stared at the front door and the neon bowling pins flashing on and off. "I want it to be.

The key to success―keep swimming. Even when they tap you on the shoulder to say the pool has been drained, just keep swimming.

Mr. Perkins adviseth, in the reading of the Scriptures, to begin with the Gospel of John, and this Epistle to the Romans, as being the keys of the New Testament.

Celebrate your achievements, but never let them sink you into the pool of complacency.

The key to the creative type is that he is separated out of the common pool of shared meanings. There is something in his life experience that makes him take in the world as a problem; as a result he has to make personal sense out of it. This holds true for all creative people to a greater or lesser extent, but it is especially obvious with the artist. Existence

Mornings at 300 Fox Way were fearful, jumbled things. Elbows in sides and lines for the bathroom and people snapping over tea bags placed into cups that already had tea bags in them. There was school for Blue and work for some of the more productive (or less intuitive) aunts. Toast got burned, cereal went soggy, the refrigerator door hung open and expectant for minutes at a time. Keys jingled as car pools were hastily decided.

Back in Henrietta, night proceeded. Richard Gansey was failing to sleep. When he closed his eyes: Blue’s hands, his voice, black bleeding from a tree. It was starting, starting. No. It was ending. He was ending. This was the landscape of his personal apocalypse. What was excitement when he was wakeful melted into dread when he was tired. He opened his eyes. He opened Ronan’s door just enough to confirm that Ronan was inside, sleeping with his mouth ajar, headphones blaring, Chainsaw a motionless lump in her cage. Then, leaving him, Gansey drove to the school. He used his old key code to get into Aglionby’s indoor athletic complex, and then he stripped and swam in the dark pool in the darker room, all sounds strange and hollow at night. He did endless laps as he used to do when he had first come to the school, back when he had been on the rowing team, back when he had sometimes come earlier than even rowing practice to swim. He had nearly forgotten what it felt like to be in the water: It was as if his body didn’t exist; he was just a borderless mind. He pushed himself off a barely visible wall and headed towards the even less visible opposite one, no longer quite able to hold on to his concrete concerns. School, Headmaster Child, even Glendower. He was only this current minute. Why had he given this up? He couldn’t remember even that. In the dark water he was only Gansey, now. He’d never died, he wasn’t going to die again. He was only Gansey, now, now, only now. He could not see him, but Noah stood on the edge of the pool and watched. He had been a swimmer himself, once.

The white neighborhoods of Johannesburg were built on white fear—fear of black crime, fear of black uprisings and reprisals—and as a result virtually every house sits behind a six-foot wall, and on top of that wall is electric wire. Everyone lives in a plush, fancy maximum-security prison. There is no sitting on the front porch, no saying hi to the neighbors, no kids running back and forth between houses. I’d ride my bike around the neighborhood for hours without seeing a single kid. I’d hear them, though. They were all meeting up behind brick walls for playdates I wasn’t invited to. I’d hear people laughing and playing and I’d get off my bike and creep up and peek over the wall and see a bunch of white kids splashing around in someone’s swimming pool. I was like a Peeping Tom, but for friendship. It was only after a year or so that I figured out the key to making black friends in the suburbs: the children of domestics." (from "Born A Crime: Stories from a South African Childhood" by Trevor Noah)

Everyone and their TV commercial wants you to believe that the key to a good life is a nicer job, or a more rugged car, or a prettier girlfriend, or a hot tub with an inflatable pool for the kids. The world is constantly telling you that the path to a better life is more, more, more—buy more, own more, make more, fuck more, be more. You are constantly bombarded with messages to give a fuck about everything, all the time. Give a fuck about a new TV. Give a fuck about having a better vacation than your coworkers. Give a fuck about buying that new lawn ornament. Give a fuck about having the right kind of selfie stick. Why? My guess: because giving a fuck about more stuff is good for business.

still hear her. But perhaps I had been released. Maybe the fear and nausea was no longer a sea to drown in, but only a pool of water reflecting the past alongside the now. Was I free?

I still hear her. But perhaps I had been released. Maybe the fear and nausea was no longer a sea to drown in, but only a pool of water reflecting the past alongside the now. Was I free?

Where do I leave the key?” asked Dawes. “By the door,” said Alex. “I’ll text Salome.” “That seems so civil.” “Never mind. Let’s break a window and pee on the pool table.” Dawes released a breathy giggle.

In the middle of the night, he woke up and realized to his surprise that he had been having one erotic dream after the other. The only one he could recall with any clarity was the last: an enormous naked woman, at least five times his size, floating on her back in a pool, her belly from crotch to navel covered with thick hair. Looking at her from the side of the pool, he was greatly excited. How could he have been excited when his body was debilitated by a gastric disorder? And how could he be excited by the sight of a woman who would have repelled him had he seen her while conscious? He thought: In the clockwork of the head, two cogwheels turn opposite each other. On the one, images; on the other, the body's reactions. The cog carrying the image of a naked woman meshes with the corresponding erection-command cog. But when, for one reason or another, the wheels go out of phase and the excitement cog meshes with a cog bearing the image of a swallow in flight, the penis rises at the sight of a swallow. Moreover, a study by one of Tomas's colleagues, a specialist in human sleep, claimed that during any kind of dream men have erections, which means that the link between erections and naked women is only one of a thousand ways the Creator can set the clockwork moving in a man's head. And what has love in common with all this? Nothing. If a cogwheel in Tomas's head goes out of phase and he is excited by seeing a swallow, it has absolutely no effect on his love for Tereza. If excitement is a mechanism our Creator uses for His own amusement, love is something that belongs to us alone and enables us to flee the Creator. Love is our freedom. Love lies beyond Es muss sein! Though that is not entirely true. Even if love is something other than a clockwork of sex that the Creator uses for His own amusement, it is still attached to it. It is attached to it like a tender naked woman to the pendulum of an enormous clock. Thomas thought: Attaching love to sex is one of the most bizarre ideas the Creator ever had. He also thought: One way of saving love from the stupidity of sex would be to set the clockwork in our head in such a way as to excite us at the sight of a swallow. And with that sweet thought he started dozing off. But on the very threshold of sleep, in the no-man's-land of muddled concepts, he was suddenly certain he had just discovered the solution to all riddles, the key to all mysteries, a new utopia, a paradise: a world where man is excited by seeing a swallow and Tomas can love Tereza without being disturbed by the aggressive stupidity of sex.

The cognitive psychology revolution has had a dramatic impact on mental health, and two of its major names are David D. Burns and Albert Ellis. Their mantra that thoughts create feelings, not the other way around, has helped many people to get back in control of their lives because it applies logic and reason to the murky pool of emotions.

A world full of people hating themselves is not a happy world. Buddhism does not seem to be about self-punishment. A key buddhist symbol is that of the lotus flower. The lotus flower grows in mud at the bottom of a pool, but rises above the murky water and blooms in the clear air, pure and beautiful, before eventually dying. This metaphor for spiritual enlightenment also works as a metaphor for hope and change.

The very rich, having fundamentally missed the point of urban living, have long been frustrated by the fact that it’s impossible to squeeze the amenities of a country mansion—car showroom, swimming pool, cinema, servants quarters etc.—into the floor space of your average London terrace. Those without access to trans-dimensional engineering, a key Time Lord discovery, have had to resort to extending their houses into the ground. Thus proving that all that stands between your average rich person and a career in Bond villainy is access to an extinct volcano.

There is a change underway, however. Our society used to be a ladder on which people generally climbed upward. More and more now we are going to a planetary structure, in which the great dominant lower middle class, the class that determines our prevailing values and organizational structures in education, government, and most of society, are providing recruits for the other groups — sideways, up, and even down, although the movement downward is relatively small. As the workers become increasingly petty bourgeois and as middle-class bureaucratic and organizational structures increasingly govern all aspects of our society, our society is increasingly taking on the characteristics of the lower middle class, although the poverty culture is also growing. The working class is not growing. Increasingly we are doing things with engineers sitting at consoles, rather than with workers screwing nuts on wheels. The workers are a diminishing, segment of society, contrary to Marx’s prediction that the proletariat would grow and grow. I have argued elsewhere that many people today are frustrated because we are surrounded by organizational structures and artifacts. Only the petty bourgeoisie can find security and emotional satisfaction in an organizational structure, and only a middle-class person can find them in artifacts, things that men have made, such as houses, yachts, and swimming pools. But human beings who are growing up crave sensation and experience. They want contact with other people, moment-to-moment, intimate contact. I’ve discovered, however, that the intimacy really isn’t there. Young people touch each other, often in an almost ritual way; they sleep together, eat together, have sex together. But I don’t see the intimacy. There is a lot of action, of course, but not so much more than in the old days, I believe, because now there is a great deal more talk than action. This group, the lower middle class, it seems to me, holds the key to the future. I think probably they will win out. If they do, they will resolutely defend our organizational structures and artifacts. They will cling to the automobile, for instance; they will not permit us to adopt more efficient methods of moving people around. They will defend the system very much as it is and, if necessary, they will use all the force they can command. Eventually they will stop dissent altogether, whether from the intellectuals, the religious, the poor, the people who run the foundations, the Ivy League colleges, all the rest. The colleges are already becoming bureaucratized, anyway. I can’t see the big universities or the foundations as a strong progressive force. The people who run Harvard and the Ford Foundation look more and more like lower-middle-class bureaucrats who pose no threat to the established order because they are prepared to do anything to defend the system.

The day came: a Monday at the end of September. The night before he had realized that it was almost exactly a year since the beating, although he hadn’t planned it that way. He left work early that evening. He had spent the weekend organizing his projects; he had written Lucien a memo detailing the status of everything he had been working on. At home, he lined up his letters on the dining room table, and a copy of his will. He had left a message with Richard’s studio manager that the toilet in the master bathroom kept running and asked if Richard could let in the plumber the following day at nine – both Richard and Willem had a set of keys to his apartment – because he would be away on business. He took off his suit jacket and tie and shoes and watch and went to the bathroom. He sat in the shower area with his sleeves pushed up. He had a glass of scotch, which he sipped at to steady himself, and a box cutter, which he knew would be easier to hold than a razor. He knew what he needed to do: three straight vertical lines, as deep and long as he could make them, following the veins up both arms. And then he would lie down and wait. He waited for a while, crying a bit, because he was tired and frightened and because he was ready to go, he was ready to leave. Finally he rubbed his eyes and began. He started with his left arm. He made the first cut, which was more painful than he had thought it would be, and he cried out. Then he made the second. He took another drink of the scotch. The blood was viscous, more gelatinous than liquid, and a brilliant, shimmering oil-black. Already his pants were soaked with it, already his grip was loosening. He made the third. When he was done with both arms, he slumped against the back of the shower wall. He wished, absurdly, for a pillow. He was warm from the scotch, and from his own blood, which lapped at him as it pooled against his legs – his insides meeting his outsides, the inner bathing the outer. He closed his eyes. Behind him, the hyenas howled, furious at him. Before him stood the house with its open door. He wasn’t close yet, but he was closer than he’d been: close enough to see that inside, there was a bed where he could rest, where he could lie down and sleep after his long run, where he would, for the first time in his life, be safe.

Sunday morning dawned bright and cloudless. Ernest awoke early as always. He put on the red "Emporor's robe" and padded softly down the carpeted stairway. The early sunlight lay in pools on the living room floor. He had noticed that the guns were locked up in the basement. But the keys, as he well knew, were on the window ledge above the kitchen sink. He tiptoed down the basement stairs and unlocked the storage room. It smelled as dank as a grave. He chose a double-barreled Boss shotgun with a tight choke. He had used it for years of pigeon shooting. He took some shells from one of the boxes in the storage room, closed and locked the door, and climbed the basement stairs. If he saw the bright day outside, it did not deter him. He crossed the living room to the front foyer, a shrinelike entryway five by seven feet, with oak-paneled walls and a floor of linoleum tile. He had held for years to the maxim: "il faut (d'abord) durer". Now it had been succeeded by another: "il faut (apres tout) mourir". The idea, if not the phrase, filled all his mind. He slipped in two shells, lowered the gun butt carefully to the floor, leaned forward, pressed the twin barrels against his forehead just above the eyebrows, and tripped both triggers.

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What’s the magic number of candidates then? I worked with our firm’s research center in India on a massive analysis to study the relationship between how many people we had presented to our clients in thousands of executive searches all over the world and the “stick rate” of the one hired—that is, how many years he or she had stayed at the company, either in the original position or moving up to a more senior role. My expectation was that a larger pool of people interviewed would increase the stick rate, and that happened up to a point. But after three or four candidates, it rapidly declined, confirming that too many options generate suboptimal decisions. So three to four seems to be the right number, just as it is with the interviewers you involve in your key people decisions. But wait: Weren’t Kepler and Darwin out of this range with their eleven

Punctuation! We knew it was holy. Every sentence we cherished was sturdy and Biblical in its form, carved somehow by hand-dragged implement or slapped onto sheets by an inky key. For sentences were sculptural, were we the only ones who understood? Sentences were bodies, too, as horny as the flesh-envelopes we wore around the house all day. Erotically enjambed in our loft bed, Clea patrolled my utterances for subject, verb, predicate, as a chef in a five-star kitchen would minister a recipe, insuring that a soufflé or sourdough would rise. A good brave sentence (“I can hardly bear your heel at my nape without roaring”) might jolly Clea to instant climax. We’d rise from the bed giggling, clutching for glasses of cold water that sat in pools of their own sweat on bedside tables. The sentences had liberated our higher orgasms, nothing to sneeze at. Similarly, we were also sure that sentences of the right quality could end this hideous endless war, if only certain standards were adopted at the higher levels. They never would be. All the media trumpeted the Administration’s lousy grammar.

Why can't we sit together? What's the point of seat reservations,anyway? The bored woman calls my section next,and I think terrible thoughts about her as she slides my ticket through her machine. At least I have a window seat. The middle and aisle are occupied with more businessmen. I'm reaching for my book again-it's going to be a long flight-when a polite English accent speaks to the man beside me. "Pardon me,but I wonder if you wouldn't mind switching seats.You see,that's my girlfriend there,and she's pregnant. And since she gets a bit ill on airplanes,I thought she might need someone to hold back her hair when...well..." St. Clair holds up the courtesy barf bag and shakes it around. The paper crinkles dramatically. The man sprints off the seat as my face flames. His pregnant girlfriend? "Thank you.I was in forty-five G." He slides into the vacated chair and waits for the man to disappear before speaking again. The guy onhis other side stares at us in horror,but St. Clair doesn't care. "They had me next to some horrible couple in matching Hawaiian shirts. There's no reason to suffer this flight alone when we can suffer it together." "That's flattering,thanks." But I laugh,and he looks pleased-until takeoff, when he claws the armrest and turns a color disturbingy similar to key lime pie. I distract him with a story about the time I broke my arm playing Peter Pan. It turned out there was more to flying than thinking happy thoughts and jumping out a window. St. Clair relaxes once we're above the clouds. Time passes quickly for an eight-hour flight. We don't talk about what waits on the other side of the ocean. Not his mother. Not Toph.Instead,we browse Skymall. We play the if-you-had-to-buy-one-thing-off-each-page game. He laughs when I choose the hot-dog toaster, and I tease him about the fogless shower mirror and the world's largest crossword puzzle. "At least they're practical," he says. "What are you gonna do with a giant crossword poster? 'Oh,I'm sorry Anna. I can't go to the movies tonight. I'm working on two thousand across, Norwegian Birdcall." "At least I'm not buying a Large Plastic Rock for hiding "unsightly utility posts.' You realize you have no lawn?" "I could hide other stuff.Like...failed French tests.Or illegal moonshining equipment." He doubles over with that wonderful boyish laughter, and I grin. "But what will you do with a motorized swimming-pool snack float?" "Use it in the bathtub." He wipes a tear from his cheek. "Ooo,look! A Mount Rushmore garden statue. Just what you need,Anna.And only forty dollars! A bargain!" We get stumped on the page of golfing accessories, so we switch to drawing rude pictures of the other people on the plane,followed by rude pictures of Euro Disney Guy. St. Clair's eyes glint as he sketches the man falling down the Pantheon's spiral staircase. There's a lot of blood. And Mickey Mouse ears. After a few hours,he grows sleepy.His head sinks against my shoulder. I don't dare move.The sun is coming up,and the sky is pink and orange and makes me think of sherbet.I siff his hair. Not out of weirdness.It's just...there. He must have woken earlier than I thought,because it smells shower-fresh. Clean. Healthy.Mmm.I doze in and out of a peaceful dream,and the next thing I know,the captain's voice is crackling over the airplane.We're here. I'm home.

Everyone and their TV commercial wants you to believe that the key to a good life is a nicer job, or a more rugged car, or a prettier girlfriend, or a hot tub with an inflatable pool for the kids. The world is constantly telling you that the path to a better life is more, more, more—buy more, own more, make more, fuck more, be more. You are constantly bombarded with messages to give a fuck about everything, all the time. Give a fuck about a new TV. Give a fuck about having a better vacation than your coworkers. Give a fuck about buying that new lawn ornament. Give a fuck about having the right kind of selfie stick. Why? My guess: because giving a fuck about more stuff is good for business. And while there’s nothing wrong with good business, the problem is that giving too many fucks is bad for your mental health. It causes you to become overly attached to the superficial and fake, to dedicate your life to chasing a mirage of happiness and satisfaction. The key to a good life is not giving a fuck about more; it’s giving a fuck about less, giving a fuck about only what is true and immediate and important.

Jactricia," I snicker, before I even realize what I'm saying--- and then we're both red in the face, because it's the first time we've mutually acknowledged the extreme awkwardness that is strangers actually, legitimately shipping us online. Pepper clears her throat. "Well, obviously, we need to petition for a better ship name." Some of the awkwardness diffuses, but the tension is still there, tight like a coil between us. "Jepper? Pack?" "Pass," she says, nudging me with her elbow again---and then something shifts. The apartment is eerily still, with the same kind of quiet there was in the pool the other day, where you're not sure if it's actually quiet or if the rest of the world's sounds just don't apply to you anymore. "Maybe just Jack and Pepper, then," I concede. There's a ghost of a smirk on Pepper's face, but she's so close, I can hear it more than I can see it. "Pepper and Jack," she corrects me. Then her eyes light up. "Pepperjack." It's ridiculous, but the word is like a key turning into a lock. And then impossibly, even though some part of me knew it would happen the moment I saw Pepper walk out of the subway, we lean in and our lips touch and we're kissing on my couch.

We must consider what we mean when we say that the spiking activity of a neuron 'encodes' information. We normally think of a code as something that conveys information from a sender to a recipient, and this requires that the recipient 'understands' the code. But the spiking activity of every neuron seems to encode information in a slightly different way, a way that depends on that neuron's intrinsic properties. So what sense can a recipient make of the combined input from many neurons that all use different codes? It seems that what matters must be the 'population code' - not the code that is used by single cells, but the average or aggregate signal from a population of neurons. In a now classic paper, Shadlen and Newsome considered how information is communicated among neurons of the cortex - neurons that typically receive between 3,000 and 10,000 synaptic inputs.They argued that, although some neural structures in the brain may convey information in the timing of successive spikes, when many inputs converge on a neuron the information present in the precise timing of spikes is irretrievably lost, and only the information present in the average input rate can be used. They concluded that 'the search for information in temporal patterns, synchrony and specially labeled spikes is unlikely to succeed' and that 'the fundamental signaling units of cortext may be pools on the order of 100 neurons in size.' The phasic firing of vasopressin cells is an extreme demonstration of the implausibility of spike patterning as a way of encoding usable information, but the key message - that the only behaviorally relevant information is that which is collectively encoded by the aggregate activity of a population - may be generally true.

With an obscure hesitation one steps into the day and its frame and its costume. Between the puzzlement and its summary abandonment, between the folds of waking consciousness and their subsequent limitation, is a possible city. Solitude, hotels, aging, love, hormones, alcohol, illness – these drifting experiences open it a little. Sometimes prolonged reading holds it ajar. Another’s style of consciousness inflects one’s own; an odd syntactic manner, a texture of embellishment, pause. A new mode of rest. I can feel physiologically haunted by a style. It’s why I read ideally, for the structured liberation from the personal, yet the impersonal inflection can persist outside the text, beyond the passion of readerly empathy, a most satisfying transgression that arrives only inadvertently, never by force of intention. As if seized by a fateful kinship, against all the odds of sociology, the reader psychically assumes the cadence of the text. She sheds herself. This description tends towards a psychological interpretation of linguistics, but the experience is also spatial. I used to drive home from my lover’s apartment at 2 a.m., 3 a.m. This was Vancouver in 1995. A zone of light-industrial neglect separated our two neighbourhoods. Between them the stretched-out city felt abandoned. My residual excitement and relaxation would extend outwards from my body and the speeding car, towards the dilapidated warehouses, the shut storefronts, the distant container yards, the dark exercise studios, the pools of sulphur light, towards a low-key dereliction. I would feel pretty much free. I was a driver, not a pronoun, not a being with breasts and anguish. I was neither with the lover nor alone. I was suspended in a nonchalance. My cells were at ease. I doted on nothing.

Outside the snapdragons, cords of light. Today is easy as weeds & winds & early. Green hills shift green. Cardinals peck at feeders—an air seed salted. A power line across the road blows blue bolts. Crickets make crickets in the grass. We are made & remade together. An ant circles the sugar cube. Our shadow’s a blown sail running blue over cracked tiles. Cool glistening pours from the tap, even on the edges. A red wire, a live red wire, a temperature. Time, in balanced soil, grows inside the snapdragons. In the sizzling cast iron, a cut skin, a sunny side runs yellow across the pan. Silver pots throw a blue shadow across the range. We must carry this the length of our lives. Tall stones lining the garden flower at once. Tin stars burst bold & celestial from the fridge; blue applause. Morning winds crash the columbines; the turf nods. Two reeling petal-whorls gleam & break. Cartoon sheep are wool & want. Happy birthday oak; perfect in another ring. Branch shadows fall across the window in perfect accident without weight. Orange sponge a thousand suds to a squeeze, know your water. School bus, may you never rust, always catching scraps of children’s laughter. Add a few phrases to the sunrise, and the pinks pop. Garlic, ginger, and mangoes hang in tiers in a cradle of red wire. That paw at the door is a soft complaint. Corolla of petals, lean a little toward the light. Everything the worms do for the hills is a secret & enough. Floating sheep turn to wonder. Cracking typewriter, send forth your fire. Watched too long, tin stars throw a tantrum. In the closet in the dust the untouched accordion grows unclean along the white bone of keys. Wrapped in a branch, a canvas balloon, a piece of punctuation signaling the end. Holy honeysuckle, stand in your favorite position, beside the sandbox. The stripes on the couch are running out of color. Perfect in their polished silver, knives in the drawer are still asleep. A May of buzz, a stinger of hot honey, a drip of candy building inside a hive & picking up the pace. Sweetness completes each cell. In the fridge, the juice of a plucked pear. In another month, another set of moths. A mosquito is a moment. Sketched sheep are rather invincible, a destiny trimmed with flouncy ribbon. A basset hound, a paw flick bitching at black fleas. Tonight, maybe we could circle the floodwaters, find some perfect stones to skip across the light or we can float in the swimming pool on our backs—the stars shooting cells of light at each other (cosmic tag)—and watch this little opera, faults & all.

Collateral Capacity or Net Worth? If young Bill Gates had knocked on your door asking you to invest $10,000 in his new company, Microsoft, could you get your hands on the money? Collateral capacity is access to capital. Your net worth is irrelevant if you can’t access any of the money. Collateral capacity is my favorite wealth concept. It’s almost like having a Golden Goose! Collateral can help a borrower secure loans. It gives the lender the assurance that if the borrower defaults on the loan, the lender can repossess the collateral. For example, car loans are secured by cars, and mortgages are secured by homes. Your collateral capacity helps you to avoid or minimize unnecessary wealth transfers where possible, and accumulate an increasing pool of capital providing accessibility, control and uninterrupted compounding. It is the amount of money that you can access through collateralizing a loan against your money, allowing your money to continue earning interest and working for you. It’s very important to understand that accessibility, control and uninterrupted compounding are the key components of collateral capacity. It’s one thing to look good on paper, but when times get tough, assets that you can’t touch or can’t convert easily to cash, will do you little good. Three things affect your collateral capacity: ① The first is contributions into savings and investment accounts that you can access. It would be wise to keep feeding your Golden Goose. Often the lure of higher return potential also brings with it lack of liquidity. Make sure you maintain a good balance between long-term accounts and accounts that provide immediate liquidity and access. ② Second is the growth on the money from interest earned on the money you have in your account. Some assets earn compound interest and grow every year. Others either appreciate or depreciate. Some accounts could be worth a great deal but you have to sell or close them to access the money. That would be like killing your Golden Goose. Having access to money to make it through downtimes is an important factor in sustaining long-term growth. ③ Third is the reduction of any liens you may have against these accounts. As you pay off liens against your collateral positions, your collateral capacity will increase allowing you to access more capital in the future. The goose never quit laying golden eggs – uninterrupted compounding. Years ago, shortly after starting my first business, I laughed at a banker that told me I needed at least $25,000 in my business account in order to borrow $10,000. My business owner friends thought that was ridiculously funny too. We didn’t understand collateral capacity and quite a few other things about money.

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T-TESTS FOR INDEPENDENT SAMPLES T-tests are used to test whether the means of a continuous variable differ across two different groups. For example, do men and women differ in their levels of income, when measured as a continuous variable? Does crime vary between two parts of town? Do rich people live longer than poor people? Do high-performing students commit fewer acts of violence than do low-performing students? The t-test approach is shown graphically in Figure 12.1, which illustrates the incomes of men and women as boxplots (the lines in the middle of the boxes indicate the means rather than the medians).2 When the two groups are independent samples, the t-test is called the independent-samples t-test. Sometimes the continuous variable is called a “test variable” and the dichotomous variable is called a “grouping variable.” The t-test tests whether the difference of the means is significantly different from zero, that is, whether men and women have different incomes. The following hypotheses are posited: Key Point The independent-samples t-test is used when one variable is dichotomous and the other is continuous. H0: Men and women do not have different mean incomes (in the population). HA: Men and women do have different mean incomes (in the population). Alternatively, using the Greek letter m to refer to differences in the population, H0: μm = μf, and HA: μm ≠ μf. The formula for calculating the t-test test statistic (a tongue twister?) is As always, the computer calculates the test statistic and reports at what level it is significant. Such calculations are seldom done by hand. To further conceptual understanding of this formula, it is useful to relate it to the discussion of hypothesis testing in Chapter 10. First, note that the difference of means, appears in the numerator: the larger the difference of means, the larger the t-test test statistic, and the more likely we might reject the null hypothesis. Second, sp is the pooled variance of the two groups, that is, the weighted average of the variances of each group.3 Increases in the standard deviation decrease the test statistic. Thus, it is easier to reject the null hypotheses when two populations are clustered narrowly around their means than when they are spread widely around them. Finally, more observations (that is, increased information or larger n1 and n2) increase the size of the test statistic, making it easier to reject the null hypothesis. Figure 12.1 The T-Test: Mean Incomes by Gender

usually does not present much of a problem. Some analysts use t-tests with ordinal rather than continuous data for the testing variable. This approach is theoretically controversial because the distances among ordinal categories are undefined. This situation is avoided easily by using nonparametric alternatives (discussed later in this chapter). Also, when the grouping variable is not dichotomous, analysts need to make it so in order to perform a t-test. Many statistical software packages allow dichotomous variables to be created from other types of variables, such as by grouping or recoding ordinal or continuous variables. The second assumption is that the variances of the two distributions are equal. This is called homogeneity of variances. The use of pooled variances in the earlier formula is justified only when the variances of the two groups are equal. When variances are unequal (called heterogeneity of variances), revised formulas are used to calculate t-test test statistics and degrees of freedom.7 The difference between homogeneity and heterogeneity is shown graphically in Figure 12.2. Although we needn’t be concerned with the precise differences in these calculation methods, all t-tests first test whether variances are equal in order to know which t-test test statistic is to be used for subsequent hypothesis testing. Thus, every t-test involves a (somewhat tricky) two-step procedure. A common test for the equality of variances is the Levene’s test. The null hypothesis of this test is that variances are equal. Many statistical software programs provide the Levene’s test along with the t-test, so that users know which t-test to use—the t-test for equal variances or that for unequal variances. The Levene’s test is performed first, so that the correct t-test can be chosen. Figure 12.2 Equal and Unequal Variances The term robust is used, generally, to describe the extent to which test conclusions are unaffected by departures from test assumptions. T-tests are relatively robust for (hence, unaffected by) departures from assumptions of homogeneity and normality (see below) when groups are of approximately equal size. When groups are of about equal size, test conclusions about any difference between their means will be unaffected by heterogeneity. The third assumption is that observations are independent. (Quasi-) experimental research designs violate this assumption, as discussed in Chapter 11. The formula for the t-test test statistic, then, is modified to test whether the difference between before and after measurements is zero. This is called a paired t-test, which is discussed later in this chapter. The fourth assumption is that the distributions are normally distributed. Although normality is an important test assumption, a key reason for the popularity of the t-test is that t-test conclusions often are robust against considerable violations of normality assumptions that are not caused by highly skewed distributions. We provide some detail about tests for normality and how to address departures thereof. Remember, when nonnormality cannot be resolved adequately, analysts consider nonparametric alternatives to the t-test, discussed at the end of this chapter. Box 12.1 provides a bit more discussion about the reason for this assumption. A combination of visual inspection and statistical tests is always used to determine the normality of variables. Two tests of normality are the Kolmogorov-Smirnov test (also known as the K-S test) for samples with more than 50 observations and the Shapiro-Wilk test for samples with up to 50 observations. The null hypothesis of

The top employees of the five largest investment banks divided a bonus pool of over $36 billion in 2007. Leaders in the financial sector argued that in fact their high returns were the result of innovation and genuine value-added products, and they tended to grossly understate the latent risks their firms were taking. (Keep in mind that an integral part of our working definition of the this-time-is-different syndrome is that “the old rules of valuation no longer apply.”) In their eyes, financial innovation was a key platform that allowed the United States to effectively borrow much larger quantities of money from abroad than might otherwise have been possible. For example, innovations such as securitization allowed U.S. consumers to turn their previously illiquid housing assets into ATM machines, which represented a reduction in precautionary saving.13

Imagine bringing that bathtub to the brink of freezing. A little bit one way or the other and the whole thing freezes or liquefies. But right on the cusp, blocks of ice coexist with pockets of liquid. The coexistence of two phases, on the edge of a phase transition, is called phase separation. The phases break apart—but stay connected. The connection between the two phases takes the form of a balanced cycling back and forth: Molecules in ice patches melt into adjacent pools of liquid. Molecules of liquid swimming by an ice patch lock onto a surface and freeze. That cycling, in which neither phase overwhelms the other, is called dynamic equilibrium. As we will see, phase separation and dynamic equilibrium were the key ingredients in Bush’s recipe. “The essence of a sound military organization is that it should be tight. But a tight organization does not lend itself to innovations,” Bush wrote. “And loosening it in time of war … would be fraught with danger.” But, Bush continued, there “should be close collaboration between the military and [some] organization, made loose in its structure on purpose.

When it comes to looking for new ideas in physics, there are, very broadly, two kinds of researchers. Imagine you’re walking home on a dark, moonless night when you realise that there’s a hole in your coat pocket through which your keys must have fallen at some point along your route. You know they have to be somewhere on the ground along the stretch of pavement you’ve just walked, so you retrace your steps. But do you only search the patches bathed in light beneath lampposts? After all, while these areas cover only a fraction of the pavement, at least you will see your keys if they are there. Or do you grope around in the dark stretches in between the pools of lamplight? Your keys may be more likely to be here, but

Local power is also the realm of the small nonprofit, church, and civic association. A handful of people, properly organized, can drive enormous changes in a city’s dynamics. I’ll offer yet another example from Portland, Oregon. A group of water-conservation enthusiasts, frustrated at the illegal status of graywater reuse in the city and state, formed an organization called Recode. Although many in the group were young, among them they had built solid relationships with a number of local officials, business leaders, and other key people in the politics of the area. Recode pooled their respective connections to gather together relevant stakeholders, such as health officials, state legislature staff, the plumbing board, and developers. To the surprise of all, everyone at the meeting supported graywater use. So, everyone wondered, what was up? A state legislature staffer in attendance zeroed in on the main obstacle: There was no provision in the state codes for graywater. Legally, all of Oregon’s water fell into one of two categories, potable water or sewage. Since graywater was not potable, it had to be considered sewage. The staffer told them, “So, all we need to do is create a third water category, graywater.” They drafted a resolution doing that, got it to their state representative, and it passed at the next legislative session. After three subsequent years of bureaucratic wrangling and gentle pressure from Recode, graywater use became legal in Oregon. Recode then tackled urban composting toilets as their next target for legalization.

The U.S. Treasury Department has issued at least four licenses to companies that want to establish ferry service to Cuba from Key West, Miami, Fort Lauderdale and Tampa. Baleària, a Spanish company, presently owns the Baleària Bahamas Express ferry service from Fort Lauderdale to Freeport, Grand Bahamas, and is now considering a ferry to operate between Florida and Cuba. United Caribbean and Havana Partners have expressed an interest in a service from Tampa to Havana and Mexico. Baja Ferries USA wants to open routes between the Port of Miami and Port Everglades to Cuba. Some of the ferries will offer duty-free shopping, restaurants, bars and even swimming pools. The details regarding feasibility depends on government restrictions and tariffs placed on them by the countries, as well as the ports involved. Tampa would be a straight run 331 miles due south, but some of the other ports would be closer. In the end it will come down to money, availability of cargo and logistics. As of the summer of 2016, perspective ferry operators are awaiting final approval and licensing from the Cuban government. Because of this the ferry companies are on hold and are still waiting to begin operations. Tampa and The Port of Tampa have expressed their enthusiasm to become fully involved in these new ventures. Bob Rohrlack, President of the Greater Tampa Chamber of Commerce, has been to Cuba several times, taking corporate delegates in preparation for improved, open relations with Cuba.

Taking a deep breath, Sailor decided to lay himself at her feet. "I was imagining the future and thinking of how if everything went according to plan, I'd have a very successful business with a high turnover." He made sure his hands were locked behind Ísa's back--just in case she decided to leave him in her dust a fourth time. "And since I'd be rich, I'd be able to buy houses and other nice things for my family." Ísa frowned. "I don't think your family expects that." "They don't exactly need my largess either," Sailor muttered. "But in my future fantasy, I'm buying everyone fancy cars and houses. Go with it." Ísa's lips twitched. "Okay, big spender. What else is fantasy Sailor doing?" "He's building a ginormous mansion. Swimming pool, tennis court, the works." "Is he hiring a buff personal masseuse named Sven?" "Hell no." He glared at her. "The masseuse is a fifty-year-old forner bodybuilder named Helga. Now, can I carry on?" Pretending to zip up her lips and throw away the key, Ísa made a "go on" motion. "Future Sailor is also creating a huge walk-in closet for you and filling it with designer shoes and clothes. He's giving you everything your heart desires." A flicker of darkness in Ísa's gaze, but she didn't interrupt... though her hands went still on his shoulders. "And there's a tricked-out nursery too," he added. "Plus a private playground for our rug rats." Throat moving, Ísa said, "How many?" It was a husky question. "Seven, I think." "Very funny, mister." "I'm not done." Sailor was the one who swallowed this time. "And in this fantasy house, future Sailor walks in late for dinner again because of a board meeting, and he has a gorgeous, sexy, brilliant wife and adorable children. But his redhead doesn't look at him the same anymore. And it doesn't matter how many shoes he buys her or how many necklaces he gives her, she's never again going to look at him the way she did before he stomped on her heart. Ísa's lower lip began to quiver, but she didn't speak. "I'm so sorry, baby." Sailor cupped her face, made sure she saw the sheer terror he felt at the thought of losing her. "I've been so tied to this idea of becoming a grand success that I forgot what it was all about in the first place--being there for the people I love. Sticking through the good and the bad. Never abandoning them." Silent tears rolled own Ísa's face. "But that great plan of mine?" he said, determined not to give himself any easy outs. "It'd have mean abandoning everyone. How can I be there for anyone when all I do is work? When I shove aside all other commitments? When the people I love hesitate to ask for my time because I'm too tired and too busy?" Using his thumbs, he rubbed away her tears. More splashed onto the backs of his hands, her hurt as hot as acid. "Spitfire, please," he begged, breaking. "I'll let you punch me as many times as you want if you stop crying. With a big red glove. And you can post photos online." Ísa pressed her lips together, blinked rapidly several times. And pretended to punch him with one fist, the touch a butterfly kiss. Catching her hand, he pressed his lips to it. "That's more like my Ísa." He wrapped his arms around her again. And then he told her the most important thing. "I realized that I could become a multimillionaire, but it would mean nothing if my redhead didn't look at me the way she does now, if she expected to have to take care of everything alone like she's always done--because her man was a selfish bastard who was never there." Ísa rubbed her nose against his. "You're being very hard on future Sailor," she whispered, her voice gone throaty. "That dumbass deserves it," Sailor growled. "He was going to put his desire to be a big man above his amazing, smart, loving redhead.

What does a merchant do when a potential customer walks into a store and wants to purchase a ton of goods on credit? A solution was offered by the “The Society of Guardians for the Protection of Trade against Swindlers and Sharpers,” established in 1776. This society pooled data from 550 merchants to collect information on the reputation of customers. This would make it much harder for a bad customer to defraud multiple merchants. Its key principle: “Every member is bound to communicate to the Society without delay, the Name and Description of any Person who may be unfit to trust.” In other words, this was the beginning of credit scores as a means to assess the trustworthiness of a customer for loans—no swindlers or sharpers allowed. This Society of Guardians was not the only credit bureau—thousands of similar small organizations were formed over the years, collecting individual names and publishing books with various comments and gossip. Modern giants Experian and Equifax grew from these small, local bureaus. Experian started as the Manchester Guardian Society in the early 1800s, eventually acquiring other bureaus to become one of the world’s largest. And Equifax grew from a Tennessee grocery store in the late 1800s, where the owners started compiling their own lists of creditworthy consumers. These bureaus tended to combine into larger bureaus over time because of what’s often described as a “data network effect.” When a bureau works with more merchants, it means more data, which means the risk predictions on loans will be more accurate. This makes it more attractive for additional merchants to join, who contribute even more data, and so on. Being able to accurately assess lending risk allows the rest of the network to function—consumers can borrow to get the goods they want, merchants can sell their products profitably, and banks can help underwrite the loans. This network is held together by credit bureaus like Equifax and Experian, who centralize consumer data.

thepsychchic chips clips i How often are we actually in control, I wondered? And how does the perception of being in control in situations where luck is queen actually play out in our decision making? How do people respond when placed in uncertain situations, with incomplete information? 13 Personal accountability, without the possibility of deflecting onto someone else, is key. 41 There’s never a default to anything. It’s always a matter of deliberation. 56 Erik: You have to have a clear thought process for every single hand. What do I know? What have I seen? How will that help me make an informed judgment about this hand? 74 … find the fold … 86 Erik: There’s nothing like getting in there and making a bunch of mistakes. 88 Erik: Pick your spots. 91 Erik: Have you ever heard the expression ‘snap fold’? A snap fold, you do it immediately. You’re thrilled to let it go. So. snap fold. This lets you shove with basically the same enthusiasm. It tells you which hands to go with when you have different amounts of big blinds. 98 There’s a false sense of security in passivity. You think that you can’t get into too much trouble—but really, every passive decision leads to a slow but steady loss of chips. And chances are, if I’m choosing those lines at the table, there are deeper issues at play. Who knows how many proverbial chips a default passivity has cost me throughout my life. How many times have I walked away from situations because of someone else's show of strength, when I really shouldn't have. How many times I've passively stayed in a situation, eventually letting it get the better of me, instead of actively taking control and turning things around. Hanging back only seems like an easy solution. In truth, it can be the seed of far bigger problems. 100-101 Gambler's fallacy -- the faulty idea that probability has a memory. 107 Frank Lantz, NYU Game Center, former poker player: Part of what I get out of a game is being confronted with reality in a way that is not accommodating to my incorrect preconceptions. 109 Only play within your bankroll. 126 Re: Ladies Event: Yes, I completely understand the intention, but somehow, segregating women into a separate player pool, as if admitting that they can’t compete in an open player pool, feels equal parts degrading and demoralizing. … if I’m known as anything in this game, I want to be known as a good poker player, not a good female player. No modifiers need apply. 127 Erik: Bad beats are a really bad mental habit. You don’t want to ever dwell on them. It doesn’t help you become a better player. It’s like dumping your garbage on someone else’s lawn. It just stinks.” 132-33 No bad beats. Forget they ever happened. 136 As W H Auden told an interviewer, Webster Schott, in a 1970 conversation: "Language is the mother, not the handmaiden of thought; words will tell you things you never thought or felt before.” The language we use becomes our mental habits—and our mental habits determine how we learn, how we grow, what we become. It’s not just a question of semantics: telling bad beats stories matters. Our thinking about luck has real consequences in terms of our emotional well-being, our decisions and the way we implicitly view the world and our role in it. 133

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It is the fundamental unfairness of parenthood that if we do our jobs well, the deepest bond we are given will walk out the door with a wave over the shoulder. We get good training along the way. We learn to say “Have a great time, sweetie” while we are longing to pull them back to safety. And against all the evolutionary imperatives of protecting our gene pool, we give them car keys. And freedom. It’s our job. And I wanted to be a good mother.

Lowering the definition would help the national economy, he said. It was not just to clear the decks or because the founding fathers were Puritans. Blinder, equipped with slides, flashed on the wall a chart entitled “THE LONG-RANGE BENEFITS.” A lower deficit, Blinder said, meant the federal government was borrowing less from the pool of national savings - the money of all its citizens that was invested rather than consumed. Most of the freed-up savings could then go to private investments such as new plants and equipment or better worker training. These investments would eventually yield more efficiency and greater productivity per worker. And increased productivity - and here was the key - would eventually mean an increase in the standard of living for most Americans.

In one of the longest studies on human development ever done, Harvard researchers confirm the need for community by showing that deep, intimate, personal relationships are the key to a happy life.2 As parts of one body each of us holds the elements needed for true transformation to take place but rarely do we pool together our relational resources. We now live in a time where relational resources are diminishing at a most alarming rate. There is no better time than the present to increase our relational capacity.

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Driving along Broadway, he sees a young guy exit a bus and then turn to help an old woman who was waiting to board that bus. In his entire life, Bobby’s never seen more people help little old ladies cross streets, avoid puddles or potholes, carry their groceries, or find their car keys in purses overstuffed with rosary beads and damp tissues. Everyone knows everyone here; they stop one another in the streets to ask after spouses, children, cousins twice removed. Come winter, they shovel walks together, join up to push cars out of snowbanks, freely pass around bags of salt or sand for icy sidewalks. Summertime, they congregate on porches and stoops or cluster in lawn chairs along the sidewalks to shoot the shit, trade the daily newspapers, and listen to Ned Martin calling the Sox games on ’HDH. They drink beer like it’s tap water, smoke ciggies as if the pack will self-destruct at midnight, and call to one another—across streets, to and from cars, and up at distant windows—like impatience is a virtue. They love the church but aren’t real fond of mass. They only like the sermons that scare them; they mistrust any that appeal to their empathy. They all have nicknames. No James can just be a James; has to be Jim or Jimmy or Jimbo or JJ or, in one case, Tantrum. There are so many Sullivans that calling someone Sully isn’t enough. In Bobby’s various incursions here over the years, he’s met a Sully One, a Sully Two, an Old Sully, a Young Sully, Sully White, Sully Tan, Two-Time Sully, Sully the Nose, and Little Sully (who’s fucking huge). He’s met guys named Zipperhead, Pool Cue, Pot Roast, and Ball Sac (son of Sully Tan). He’s come across Juggs, Nicklebag, Drano, Pink Eye (who’s blind), Legsy (who limps), and Handsy (who’s got none). Every guy has a thousand-yard stare. Every woman has an attitude. Every face is whiter than the whitest paint you’ve ever seen and then, just under the surface, misted with an everlasting Irish pink that sometimes turns to acne and sometimes doesn’t. They’re the friendliest people he’s ever met. Until they aren’t. At which point they’ll run over their own grandmothers to ram your fucking skull through a brick wall. He has no idea where it all comes from—the loyalty and the rage, the brotherhood and the suspicion, the benevolence and the hate. But he suspects it has something to do with the need for a life to have meaning.

A key difference between probability-based and safety-first approaches is that the probability-based approach is more comfortable with accepting greater volatility for higher return potential and an improved chance for success, while the safety-first approach looks for alternatives that do not expose core retirement spending goals to market volatility. The question is ultimately about which is the best way to be able to spend more than a bond ladder can support: to rely on the excess returns expected to be provided by the stock market, or to rely on the power of risk pooling to bring additional spending power to those facing a higher cost retirement.

The key to this process,” Sanchez said, “is to speak up when it is your moment and to project energy when it is someone else’s time.” “Many things can go wrong,” Julia interjected. “Some people get inflated when in a group. They feel the power of an idea and express it, then because that burst of energy feels so good, they keep on talking, long after the energy should have shifted to someone else. They try to monopolize the group. “Others are pulled back and even when they feel the power of an idea, they won’t risk saying it. When this happens, the group fragments and the members don’t get the benefit of all the messages. The same thing happens when some members of the group are not accepted by some of the others. The rejected individuals are prevented from receiving the energy and so the group misses the benefit of their ideas.” Julia paused and we both looked at Sanchez who was taking a breath to speak. “How people are excluded is important,” he said. “When we dislike someone, or feel threatened by someone, the natural tendency is to focus on something we dislike about the person, something that irritates us. Unfortunately, when we do this—instead of seeing the deeper beauty of the person and giving them energy—we take energy away and actually do them harm. All they know is that they suddenly feel less beautiful and less confident, and it is because we sapped their energy.” “That is why,” Julia said, “this process is so important. Humans are aging each other at a tremendous rate out there with their violent competitions.” “But remember,” Sanchez added, “in a truly functional group, the idea is to do the opposite of this, the idea is for every member’s energy and vibration to increase because of the energy sent by all of the others. When this occurs, everyone’s individual energy field merges with everyone else’s and makes one pool of energy. It is as if the group is just one body, but one with many heads. Sometimes one head speaks for the body. Sometimes another talks. But in a group functioning this way, each individual knows when to speak and what to say because he truly sees life more clearly.

What is Outsourcing? "Outsourcing" is the short form of the English word Outside Resourcing. The term outsourcing was first coined around 1989 and was first seen as a business strategy. Later in the 1990s, this subject was included as an important component of business economics. Since then people started to have various interests in outsourcing. Out means 'Outside' and source means 'Source'. In other words, the whole meaning of Outsourcing is "to bring work from an external source". Here are the key aspects of outsourcing: 1. Opportunities: It can encompass a wide range of functions including customer support, information technology services, human resources functions, manufacturing, accounting, marketing, and more. 2. Benefits: Outsourcing offers several benefits including cost savings, access to specialized skills and technology, increased efficiency, scalability, and ability to focus on core competencies. 3. Global Reach: Outsourcing is not restricted by geographical boundaries. That's why companies can engage service providers from around the world to access global talent pools and cost advantages. 4. Types of Outsourcing: Outsourcing can be divided into several categories. Such as Business Process Outsourcing (BPO), Information Technology Outsourcing (ITO), Knowledge Process Outsourcing (KPO), and many more depending on the nature of the service being outsourced. 5. Challenges: Although outsourcing can offer many benefits. It also presents challenges related to data security, communication, cultural differences, and the need for effective management of outsourcing relationships. 6. Outsourcing model: Companies can choose from several outsourcing models, including offshoring (outsourcing to a service provider in another country), nearshoring (outsourcing to a service provider in a nearby country), and onshoring (outsourcing to a service provider within the same country). Outsourcing means the process of taking the work of an organization or company from an external source. For example – “You Can't find any qualified person within the company to do a job in your company. So you offer some money to an outside freelancer to do the job and he agrees to do the job. Well, that's called outsourcing”. Simply put, outsourcing is basically the payment you pay a freelancer to do the work they are good at.

We’ve looked at over a dozen policies and processes that most companies have but that we don’t have at Netflix. These include: Vacation Policies Decision-Making Approvals Expense Policies Performance Improvement Plans Approval Processes Raise Pools Key Performance Indicators Management by Objective Travel Policies Decision Making by Committee Contract Sign-Offs Salary Bands Pay Grades Pay-Per-Performance Bonuses These are all ways of controlling people rather than inspiring them. It’s not easy to avoid chaos and anarchy as you remove these controls, but if you develop every employee’s sense of self-discipline and responsibility, help them develop enough knowledge to make good decisions, and develop a feedback culture to stimulate learning, you’ll be amazed at how effective your organization can be.

What is Outsourcing? "Outsourcing" is the short form of the English word Outside Resourcing. The term outsourcing was first coined around 1989 and was first seen as a business strategy. Later in the 1990s, this subject was included as an important component of business economics. Since then people started to have various interests in outsourcing. Out means 'Outside' and source means 'Source'. In other words, the whole meaning of Outsourcing is "to bring work from an external source". Here are the key aspects of outsourcing: 1. Opportunities: It can encompass a wide range of functions including customer support, information technology services, human resources functions, manufacturing, accounting, marketing, and more. 2. Benefits: Outsourcing offers several benefits including cost savings, access to specialized skills and technology, increased efficiency, scalability, and ability to focus on core competencies. 3. Global Reach: Outsourcing is not restricted by geographical boundaries. That's why companies can engage service providers from around the world to access global talent pools and cost advantages. 4. Types of Outsourcing: Outsourcing can be divided into several categories. Such as Business Process Outsourcing (BPO), Information Technology Outsourcing (ITO), Knowledge Process Outsourcing (KPO), and many more depending on the nature of the service being outsourced. 5. Challenges: Although outsourcing can offer many benefits. It also presents challenges related to data security, communication, cultural differences, and the need for effective management of outsourcing relationships. 6. Outsourcing model: Companies can choose from several outsourcing models, including offshoring (outsourcing to a service provider in another country), nearshoring (outsourcing to a service provider in a nearby country), and onshoring (outsourcing to a service provider within the same country). Outsourcing means the process of taking the work of an organization or company from an external source. For example – “You Can't find any qualified person within the company to do a job in your company. So you offer some money to an outside freelancer to do the job and he agrees to do the job. Well, that's called outsourcing”. Simply put, Outsourcing is basically the payment you pay a freelancer to do the work they are good at. Please Visit Our Blogging Website to read more Articles related to Freelancing and Outsourcing, Thank You.

What is Outsourcing? "Outsourcing" is the short form of the English word Outside Resourcing. The term outsourcing was first coined around 1989 and was first seen as a business strategy. Later in the 1990s, this subject was included as an important component of business economics. Since then people started to have various interests in outsourcing. Out means 'Outside' and source means 'Source'. In other words, the whole meaning of Outsourcing is "to bring work from an external source". Here are the key aspects of outsourcing: 1. Opportunities: It can encompass a wide range of functions including customer support, information technology services, human resources functions, manufacturing, accounting, marketing, and more. 2. Benefits: Outsourcing offers several benefits including cost savings, access to specialized skills and technology, increased efficiency, scalability, and ability to focus on core competencies. 3. Global Reach: Outsourcing is not restricted by geographical boundaries. That's why companies can engage service providers from around the world to access global talent pools and cost advantages. 4. Types of Outsourcing: Outsourcing can be divided into several categories. Such as Business Process Outsourcing (BPO), Information Technology Outsourcing (ITO), Knowledge Process Outsourcing (KPO), and many more depending on the nature of the service being outsourced. 5. Challenges: Although outsourcing can offer many benefits. It also presents challenges related to data security, communication, cultural differences, and the need for effective management of outsourcing relationships. 6. Outsourcing model: Companies can choose from several outsourcing models, including offshoring (outsourcing to a service provider in another country), nearshoring (outsourcing to a service provider in a nearby country), and onshoring (outsourcing to a service provider within the same country). Outsourcing means the process of taking the work of an organization or company from an external source. For example – “You Can't find any qualified person within the company to do a job in your company. So you offer some money to an outside freelancer to do the job and he agrees to do the job. Well, that's called outsourcing”. Simply put, Outsourcing is basically the payment you pay a freelancer to do the work they are good at. Please Visit Our Blogging Website named (Bhairab IT Zone) to read more Articles related to Freelancing and Outsourcing, Thank You.

Healing Mantra Mantras use the auditory sound to heal. Every chakra is associated with different sounds. Such different sounds can be used, or the mantra "om" can be used for each chakra. Om is the fundamental tone, said to be creation's own breath — the noise from which all sounds derive. Sound Vibration Another option for you is to chant the vowel associated with each chakra if you enjoy chanting one sound. Again, slight variations exist, so play with it until you feel the resonance in the right place: • O as in OM for the Root • OO as in POOL for the Sacral • AH as in DHARMA for the Solar Plexus • A as in SPACE for the Heart • E as in FREE for the Throat • MM as in MEDIUM for the Third-Eye • NNG as in WING for the Crown There are key words om, lake, dharma, place, safe, knowledge, and wing that clarify how the sounds are spoken. You can also use such terms as mnemonics to help you remember what sound goes with each chakra. Om is for the Root, and you can remember that om is the universal sound, the first physical creation vibration. You are connected to the earth by the Root Chakra. For the second chakra, the aspect of this chakra, a pool is filled with water. The third chakra, dharma, is associated with your will, and with that strength and will, how you build your life. The term space is the dimension of the heart. The term free is connected to the Throat Chakra; you feel free to speak the truth when this chakra is in harmony. Through the third eye, you can cultivate the word medium. And metaphorically, it's as if you had wings to experience bliss at the crown. Pronounce the vowels to bring the appropriate vibration to that energy center when visualizing each chakra.

leather on the sap and the key ring had stiffened up some. Other than that, no damage. I put the gun back together and loaded it. Left it on the kitchen table. Cocked and locked. Then I checked Joe’s computer printout for the confirmation I thought was there. But there was a problem. A major problem. The paper was bone dry and crisp, but the writing had gone. The paper was completely blank. The swimming pool water had washed all the ink off. There were very faint blurred smudges, but I couldn’t make out the words. I shrugged to myself. I’d read it through a hundred times. I’d rely on my memory of what it had said.

Fulfilling each other’s evolved desires is one key to harmony between a man and woman. A woman’s happiness increases when the man brings more economic resources to the union and shows kindness, affection, and commitment. A man’s happiness increases when the woman is more physically attractive than he is, and when she shows kindness, affection, and commitment.24 Those who fulfill each other’s desires have happier relationships, especially if there are no interested others in the mating pool who could fulfill them more completely.

We’ve looked at over a dozen policies and processes that most companies have but that we don’t have at Netflix. These include: Vacation Policies Decision-Making Approvals Expense Policies Performance Improvement Plans Approval Processes Raise Pools Key Performance Indicators Management by Objective Travel Policies Decision Making by Committee Contract Sign-Offs Salary Bands Pay Grades Pay-Per-Performance Bonuses These are all ways of controlling people rather than inspiring them.

Logging out wasn’t enough of a speed bump for my distractible brain, so I supercharged this tactic by changing my passwords to something crazy, annoying to type, and impossible to remember. Personally, I like e$yQK@iYu, but that’s just me. I store my passwords in a password manager app so that I can sign in if necessary, but it’s intentionally a hassle. Remember, adding friction is the key to avoiding Infinity Pools and staying in Laser mode.

It was just forgery, after all. Forgery of people rather than art. The key was to remember to be better than a mere copy or mimic. If one painted exactly what one saw as accurately as possible, the result might be technically correct but was also stilted. Brittle. If one ran into a technical snag in its re-creation, the whole process ground to a halt. One had to stick to the script. But with forgery, the surface details were less important than the rules that proved them. Every work of art had rules: Paint was allowed to pool in the corners, lines were feathery at their ends as the brush was lifted, mouths were exaggerated for drama, blacks were unsaturated, so on, so forth. And if one learned enough of them, one could create endless new works based upon those rules and pass them off as creations by the original artist. Humans were the same. They had rules that proved their behavior. Discover the thesis and you had them.

Fulfilling each other’s evolved desires is one key to harmony between a man and woman. A woman’s happiness increases when the man brings more economic resources to the union and shows kindness, affection, and commitment. A man’s happiness increases when the woman is more physically attractive than he is, and when she shows kindness, affection, and commitment. Those who fulfill each other’s desires have happier relationships, especially if there are no interested others in the mating pool who could fulfill them more completely. Our evolved desires, in short, provide the essential ingredients for solving the mystery of mating harmony.

As I recall, the story goes something like this. I was lying on an inflatable alligator in the small pool behind a large rented house on Key West. A pair of high-fidelity, high-priced speakers mounted on the outside wall of the pool house was playing a mix of Tom Petty, Will Kimbrough, and Zac Brown,

His book For Whom the Bell Tolls was an instant success in the summer of 1940, and afforded him the means to live in style at his villa outside of Havana with his new wife Mary Welsh, whom he married in 1946. It was during this period that he started getting headaches and gaining weight, frequently becoming depressed. Being able to shake off his problems, he wrote a series of books on the Land, Air and Sea, and later wrote The Old Man and the Sea for which he won the Pulitzer Prize in May 1954. Hemingway on a trip to Africa where he barely survived two successive airplane crashes. Returning to Cuba, Ernest worked reshaping the recovered work and wrote his memoir, A Moveable Feast. He also finished True at First Light and The Garden of Eden. Being security conscious, he stored his works in a safe deposit box at a bank in Havana. His home Finca Vigía had become a hub for friends and even visiting tourists. It was reliably disclosed to me that he frequently enjoyed swinger’s parties and orgies at his Cuban home. In Spain after divorcing Frank Sinatra Hemingway introduced Ava Gardner to many of the bullfighters he knew and in a free for all, she seduced many of hotter ones. After Ava Gardner’s affair with the famous Spanish bullfighter Luis Miguel Dominguín crashed, she came to Cuba and stayed at Finca Vigía, where she had what was termed to be a poignant relationship with Ernest. Ava Gardner swam nude in the pool, located down the slope from the Hemingway house, after which he told his staff that the water was not to be emptied. An intimate friendship grew between Hemingway’s forth and second wife, Mary and Pauline. Pauline often came to Finca Vigia, in the early 1950s, and likewise Mary made the crossing of the Florida Straits, back to Key West several times. The ex-wife and the current wife enjoyed gossiping about their prior husbands and lovers and had choice words regarding Ernest. In 1959, Hemingway was in Cuba during the revolution, and was delighted that Batista, who owned the nearby property, that later became the location of the dismal Pan Americana Housing Development, was overthrown. He shared the love of fishing with Fidel Castro and remained on good terms with him. Reading the tea leaves, he decided to leave Cuba after hearing that Fidel wanted to nationalize the properties owned by Americans and other foreign nationals. In the summer of 1960, while working on a manuscript for Life magazine, Hemingway developed dementia becoming disorganized and confused. His eyesight had been failing and he became despondent and depressed. On July 25, 1960, he and his wife Mary left Cuba for the last time. He never retrieved his books or the manuscripts that he left in the bank vault. Following the Bay of Pigs Invasion, the Cuban government took ownership of his home and the works he left behind, including an estimated 5,000 books from his personal library. After years of neglect, his home, which was designed by the Spanish architect Miguel Pascual y Baguer in 1886, has now been largely restored as the Hemingway Museum. The museum, overlooking San Francisco de Paula, as well as the Straits of Florida in the distance, houses much of his work as well as his boat housed near his pool.

Brittany has been wary this whole week. She’s waiting for me to play a joke on her, to get her back for tossing my keys into the woods. After school, as I’m at my locker picking books to take home, she storms up to me wearing her sexy pom uniform. “Meet me in the wrestling gym,” she orders. Now I can do two things: meet her like she told me to or leave the school. I take my books and enter the small gym. Brittany is standing, holding out her keychain without keys dangling from it. “Where have my keys magically disappeared to?” she asks. “I’m going to be late for the game if you don’t tell me. Ms. Small will kick me off the squad if I’m not at the game.” “I tossed them somewhere. You know, you should really get a purse that has a zipper. You never know when someone will reach in and grab somethin’.” “Glad to know you’re a klepto. Wanna give me a hint as to where you’ve hidden them?” I lean against the wall of the wrestling gym, thinking about what people would think if they caught us in here together. “It’s in a place that’s wet. Really, really wet,” I say, giving her a clue. “The pool?” I nod. “Creative, huh?” She tries to push me into the wall. “Oh, I’m going to kill you. You better go get them.” If I didn’t know her better, I’d think she was flirting with me. I think she likes this game we have going on. “Mamacita, you should know me better than that. You’re all on your own, like I was when you left me in the library parking lot.” She cocks her head, gives me sad eyes, and pouts. I shouldn’t concentrate on her pouty lips, it’s dangerous. But I can’t help it. “Show me where they are, Alex. Please.” I let her sweat it out a minute before I give in. By now most of the school is deserted. Half of the students are on their way to the football game. The other half is glad they’re not on their way to the football game. We walk to the pool. The lights are off, but sunlight is still shining through the windows. Brittany’s keys are where I threw ‘em--in the middle of the deep end. I point to the shiny pieces of silver under the water. “There they are. Have at it.” Brittany stands with her hands on her short skirt, contemplating how she’s going to get them. She struts over to the long stick hanging on the wall that’s used to pull drowning people from the water. “Piece of cake,” she tells me. But as she sticks the pole into the water, she finds out it’s not a piece of cake. I suppress a laugh as I stand at the edge of the pool and watch her attempt the impossible. “You can always strip and go in naked. I’ll watch to make sure nobody comes in.” She walks up to me, the pole gripped firmly in her fingers. “You’d like that, wouldn’t you?” “Uh, yeah,” I say, stating the obvious. “I have to warn you, though. If you have granny undies on, you’ll blow my fantasy.” “For your information, they’re pink satin. As long as we’re sharing personal info, are you a boxers or briefs guy?” “Neither. My boys go free, if you know what I mean.” Okay, I don’t let my boys go free. She’ll just have to figure that out herself. “Gross, Alex.” “Don’t knock it till you try it,” I tell her, then walk toward the door. “You’re leaving?” “Uh…yeah.” “Aren’t you going to help me get the keys?” “Uh…nope.” If I stay, I’ll be tempted to ask her to ditch the football game to be with me. I’m definitely not ready to hear the answer to that question. Toying with her I can handle. Showing my true colors like I did the other day made me take my guard down. I’m not about to do that again. I push the door open after taking one last glance at Brittany, wondering if leaving her right now makes me an idiot, a jerk, a coward, or all of the above.

So many of us are hungry to restore a collective sense of pride in our nation. And we have what it takes to do so. Yet many people have become numb, even accepting, to the shockingly cruel rhetoric we sometimes hear from our neighbors and leaders. But we should remember there are more Americans who speak out against intolerance than those who spew it. Just because anger and fear are louder than kindness and optimism does not mean that anger and fear must prevail, or define a new American identity. The negativity that streams through our media and social feeds is a false—or at least incomplete—narrative. Every time harsh Tweets dominate news cycles, we can remind ourselves of Mary Poole’s empathy in Montana, or the compassion of Rebecca Crowder in West Virginia, or Bryan Stevenson’s adamant calls for justice in our courts. Countless acts of dignity are unfolding offline, away from earshot, and they matter. We already have what it takes to rise above divisiveness and the vitriol of a hurtful few and steer the country toward an even better “us.” Not so we can be great again, but so we can become an even stronger, safer, more fair, prosperous, and inclusive version of ourselves. Those who champion common-sense problem solving, and there are legions of us, are eager to keep fixing, reinventing, improving. In these pages, I tried to amplify our existing potential to eclipse dysfunction by recounting Mark Pinsky’s collaborative spirit, for example, and Michael Crow’s innovative bent, and Brandon Dennison’s entrepreneurial gumption, and Dakota Keyes’ steadfast belief in her young students, and in herself. They are reminders that the misplaced priorities of President Trump and his administration do not represent the priorities of the majority of Americans. And while there are heroes who hold office, members of both parties, Democrats and Republicans, have been complicit in the fracturing of trust that has plagued our political system for years now. In fact, I believe that the American people as a whole are better than our current political class.

Sex thus represents a defending mechanism of long-term biodiversity, versus cloning that would trend strongly toward competition. Although competitive traits never go away, their intensity and distribution are moderated, and sexuality powerfully lowers the curve of increasing aggressive tendency within any species. Sex as a key principle of biotic intimacy is a safety valve in nature against an ultimate, self-destructive integrity of aggressive replicators that would diminish life's complexity and turn evolutionary expression toward a brutish simplicity. In the long run, sex may protect against the threat of bottlenecking gene pools with populations envisioned by Tennyson-"red in tooth and claw"-having impoverished endowment for survival in a world of change on many fronts.

Everyone and their TV commercial wants you to believe that the key to a good life is a nicer job, or a more rugged car, or a prettier girlfriend, or a hot tub with an inflatable pool for the kids. The world is constantly telling you that the path to a better life is more, more, more—buy more, own more, make more, fuck more, be more. You are constantly bombarded with messages to give a fuck about everything, all the time. Give a fuck about a new TV. Give a fuck about having a better vacation than your coworkers. Give a fuck about buying that new lawn ornament. Give a fuck about having the right kind of selfie stick.

There is no government so worthy as your son who fishes with you in silence beside the forest pool. There is no national glory so comely as your daughter whose hands have learned a music and go their own way on the keys.

The black mat formed on top of the layer of proxies,' Allen replies. 'Down here it has a lot of charcoal in it. But it also has algal remains so it's not just fire. The Younger Dryas changed the climate and made the area much wetter. Algae began to grow along the edges of the lakes.' He puts a hand on the black stripe along the arroyo wall: 'So the remains of about 1,000 years of dead algae, charcoal, and a lot of other stuff are all embedded in here, and at the bottom of it, where the impact happened, we find iridium, platinum, and a layer of melted spherules where the temperatures must have been so high that they would have melted a modern car into a pool of metal.

Rosa got home from the office at five-thirty. They didn't go out for dinner and they didn't make love. The autopsy she'd completed was that of a girl who had died on her birthday. Only eight years old, and the parents had left her alone when they went to play the slots at the Miccosukee casino, way out on Krome Avenue. The girl was doing laps in the backyard pool when her appendix ruptured, no one there to hear the cries for help. She made it back to the shallow end but the pain doubled her up, and that's where they'd found her--the parents, so shitfaced they couldn't remember where they'd left their car keys.

The key to the creative type is that he is separated out of the common pool of shared meanings. There is something in his life experience that makes him take in the world as a problem; as a result he has to make personal sense out of it. This holds true for all creative people to a greater or lesser extent, but it is especially obvious with the artist. Existence becomes a problem that needs an ideal answer; but when you no longer accept the collective solution to the problem of existence, then you must fashion your own. The work of art is, then, the ideal answer of the creative type to the problem of existence as he takes it in-not only the existence of the external world, but especially his own: who he is as a painfully separate person with nothing shared to lean on. He has to answer to the burden of his extreme individuation, his so painful isolation. He wants to know how to earn immortality as a result of his own unique gifts. His creative work is at the same time the expression of his heroism and the justification of it. It is his "private religion"-as Rank put it. Its uniqueness gives him personal immortality; it is his own "beyond" and not that of others.

provider also bolstered the employee referral plan and implemented better metrics such as ‘hiring manager satisfaction’ with the pool of candidates sent by the provider.

Dip yourself into a pool of self-love and you’ll never drown from other people’s judgements about you.