People Are Assets Quotes

The so-called ‘psychotically depressed’ person who tries to kill herself doesn’t do so out of quote ‘hopelessness’ or any abstract conviction that life’s assets and debits do not square. And surely not because death seems suddenly appealing. The person in whom Its invisible agony reaches a certain unendurable level will kill herself the same way a trapped person will eventually jump from the window of a burning high-rise. Make no mistake about people who leap from burning windows. Their terror of falling from a great height is still just as great as it would be for you or me standing speculatively at the same window just checking out the view; i.e. the fear of falling remains a constant. The variable here is the other terror, the fire’s flames: when the flames get close enough, falling to death becomes the slightly less terrible of two terrors. It’s not desiring the fall; it’s terror of the flames. And yet nobody down on the sidewalk, looking up and yelling ‘Don’t!’ and ‘Hang on!’, can understand the jump. Not really. You’d have to have personally been trapped and felt flames to really understand a terror way beyond falling.

Vulnerability is the only authentic state. Being vulnerable means being open, for wounding, but also for pleasure. Being open to the wounds of life means also being open to the bounty and beauty. Don’t mask or deny your vulnerability: it is your greatest asset. Be vulnerable: quake and shake in your boots with it. the new goodness that is coming to you, in the form of people, situations, and things can only come to you when you are vulnerable, i.e. open.

Miss Ellis?" Mrs. Perterson says. "It's your turn. Introduce Alex to the class" "This is Alejandro Fuentes. When he wasn't hanging out on street corners and harrassing innocent people this summer, he toured the inside of jails around the city, if you know what i mean. His secret desire is to go to college and become a chemistry teacher, like you Mrs. Peterson." Brittney flashed me a triumpnet smile, thinking she won this round. Guess again, gringa. "This is Brittney Ellis," I say, all eyes focused on me. "This summer she went to the mall, bought new clothes to extend her wardrobe, and spent her daddy's money on plastic surgery to enhance her, ahem, assets. Her secret desire is to date a Mexicano before she graduates." Game on...

It is a little-known fact about covert operations that you will spend a lot of time with people you can’t really trust. They may be traitors and liars. We call them assets or informants. But mostly, in those days, I called him Zach.

When I die, I will decidedly not be regretting missed opportunities for a good time. My regrets will be more along the lines of a sad list of people hurt, people let down, assets wasted and advantages squandered.

At present, people are happy to give away their most valuable asset—their personal data—in exchange for free email services and funny cat videos. It’s a bit like African and Native American tribes who unwittingly sold entire countries to European imperialists in exchange for colorful beads and cheap trinkets.

I find so many people struggling, often working harder, simply because they cling to old ideas. They want things to be the way they were; they resist change. I know people who are losing their jobs or their houses, and they blame technology or the economy or their boss. Sadly they fail to realize that they might be the problem. Old ideas are their biggest liability. It is a liability simply because they fail to realize that while that idea or way of doing something was an asset yesterday, yesterday is gone.

Consider the idea that charisma can be as much a liability as an asset. Your strength of personality can sow the seeds of problems, when people filter the brutal facts from you.

I consider my ability to arouse enthusiasm among my people the greatest asset I possess, and the way to develop the best that is in a person is by appreciation and encouragement. THerei s nothing else that so kills the ambitions ofa person as criticism from superiors. I never criticize anyone. I believe in giving a person incentive to work. So I am anxious to praise but loath to find fault. If I like anything, I am hearty in my appreciation and lavish in my praise

Rule #1: You must know the difference between an asset and a liability, and buy assets. If you want to be rich, this is all you need to know. It is rule number one. It is the only rule. This may sound absurdly simple, but most people have no idea how profound this rule is. Most people struggle financially because they do not know the difference between an asset and a liability. “Rich people acquire assets. The poor and middle class acquire liabilities that they think are assets, “ said rich dad.

How passionately she longed to be important to somebody again - not important on platforms, not important as an asset in an organisation, but privately important, just to one other person, quite privately, nobody else to know or notice. It didn't seem much to ask in a world so crowded with people, just to have one of them, only one out of all the millions to oneself. Somebody who needed one, who thought of one, who was eager to come to one - oh, oh how dreadfully one wanted to be precious.

I consider my ability to arouse enthusiasm among my people,” said Schwab, “the greatest asset I possess, and the way to develop the best that is in a person is by appreciation and encouragement. “There is nothing else that so kills the ambitions of a person as criticisms from superiors. I never criticize anyone. I believe in giving a person incentive to work. So I am anxious to praise but loath to find fault. If I like anything, I am hearty in my approbation and lavish in my praise.

the most valuable asset stolen from the Congo was the sovereignty of its people.

I want a proper school, sir, to teach reading and writing, and most of all thinking, sir, so people can find out what they are good at, because someone doing what they really like is always an asset to any country, and too often people never find out until it is too late. There have been times, lately, when I dearly wished that I could change the past. Well, I can't, but I can change the present, so that when it becomes the past it will turn out to be a past worth having....Learning is about finding out who you are, what you are, where you are and what you are standing on and what you are good at and what's over the horizon and, well, everything. Its about finding the place where you fit. I found the place where I fit, and I would like everybody else to find theirs." - Tiffany Aching

Ironically, the universities have trained hundreds of thousands of graduates for jobs that soon will not exist. They have trained people to maintain a structure that cannot be maintained. The elite as well as those equipped with narrow, specialized vocational skills, know only how to feed the beast until it dies. Once it is dead, they will be helpless. Don’t expect them to save us. They do not even know how to ask the questions, And when it all collapses, when our rotten financial system with its trillions in worthless assets implode and our imperial wars end in humiliation and defeat, the power elite will be exposed as being as helpless, and as self-deluded, as the rest of us.

A city street equipped to handle strangers, and to make a safety asset, in itself, our of the presence of strangers, as the streets of successful city neighborhoods always do, must have three main qualities: First, there must be a clear demarcation between what is public space and what is private space. Public and private spaces cannot ooze into each other as they do typically in suburban settings or in projects. Second, there must be eyes upon the street, eyes belonging to those we might call the natural proprietors of the street. The buildings on a street equipped to handle strangers and to insure the safety of both residents and strangers, must be oriented to the street. They cannot turn their backs or blank sides on it and leave it blind. And third, the sidewalk must have users on it fairly continuously, both to add to the number of effective eyes on the street and to induce the people in buildings along the street to watch the sidewalks in sufficient numbers. Nobody enjoys sitting on a stoop or looking out a window at an empty street. Almost nobody does such a thing. Large numbers of people entertain themselves, off and on, by watching street activity.

Israel's demonstration of its military prowess in 1967 confirmed its status as a 'strategic asset,' as did its moves to prevent Syrian intervention in Jordan in 1970 in support of the PLO. Under the Nixon doctrine, Israel and Iran were to be 'the guardians of the Gulf,' and after the fall of the Shah, Israel's perceived role was enhanced. Meanwhile, Israel has provided subsidiary services elsewhere, including Latin America, where direct US support for the most murderous regimes has been impeded by Congress. While there has been internal debate and some fluctuation in US policy, much exaggerated in discussion here, it has been generally true that US support for Israel's militarization and expansion reflected the estimate of its power in the region. The effect has been to turn Israel into a militarized state completely dependent on US aid, willing to undertake tasks that few can endure, such as participation in Guatemalan genocide. For Israel, this is a moral disaster and will eventually become a physical disaster as well. For the Palestinians and many others, it has been a catastrophe, as it may sooner or later be for the entire world, with the growing danger of superpower confrontation.

The value of a business is a function of how well the financial capital and the intellectual capital are managed by the human capital. You'd better get the human capital part right.

Many people keep deploring the low level of formal education in the United states (as defined by, say, math grades). Yet these fail to realize that the new comes from here and gets imitated elsewhere. And it is not thanks to universities, which obviously claim a lot more credit than their accomplishments warrant. Like Britain in the Industrial Revolution, America's asset is, simply, risk taking and the use of optionality, this remarkable ability to engage in rational forms fo trial and error, with no comparative shame in failing again, starting again, and repeating failure.

In the past, nothing is irretrievably lost, but rather, on the contrary, everything is irrevocably stored and treasured. To be sure, people tend to see only the stubble fields of transitoriness but overlook and forget the full granaries of the past into which they have brought the harvest of their lives: the deeds done, the loves loved, and last but not least, the sufferings they have gone through with courage and dignity. From this one may see that there is no reason to pity the old people. Instead, young people should envy them. It is true that the old have no opportunities, no possibilities in the future. But they have more than that: Instead of possibilities in the future, they have realities in the past -the potentialities they have actualized, the meanings they have fulfilled, the values they have realized -and nothing and nobody can ever remove these assets from the past.

You can't train people loyalty. A person with loyalty is a great asset than a smart but disloyal one...

Every day, sincerely and without phoniness, Lou demonstrated by his actions how very vital it is - more than anything else - to understand and appreciate the people who work with you...Do your job well, but always remember that the people you work with are your most valuable asset. Embrace them. Honor them. Respect them" (206) - "Prescriptions for Success" by John Schuerholz

Because my division watches immortals like your crew. It’s in the government’s best interest to keep tabs on people who could potentially be assets someday. Which is why I’m here.” He turned to Colton again. “I can use my contacts to locate the group holding the Holy Grail, but the American government can’t be tied to the recovery effort in any way.” “So what are you sayin’?” Colton held his breath. “I’m saying who better to steal it back than a band of pirates?

3 people get stranded on a remote Island A Banker, a Daily Mail reader & an Asylum seeker All they have to eat is a box of 10 Mars bars The Banker says "Because of my expertise in asset management, I''ll look after our resources" The other 2 agree So the Banker opens the box, gobbles down 9 of the Mars bars and hands the last one to the Daily Mail reader He then says " I'd keep an eye on that Asylum seeker, he's after your Mars Bar

People tell me I'm funny. I say looks aren't everything.

At the end of the day, your relationships with the people in your life will be greater assets than any material things. Take time. Be present. You'll thank yourself for it later.

Rich people acquire assets. The poor and the middle class acquire liabilities that they think are assets.

Capital is a lot like people; it needs to be employed.

First Who ... Then What. We expected that good-to-great leaders would begin by setting a new vision and strategy. We found instead that they first got the right people on the bus, the wrong people off the bus, and the right people in the right seats—and then they figured out where to drive it. The old adage “People are your most important asset” turns out to be wrong. People are not your most important asset. The right people are.

Well, the traveling teachers do come through every few months," said the Baron. "Yes, sir, I know, sir, and they're useless, sir. They teach facts, not understanding. It's like teaching people about forests by showing them a saw. I want a proper school, sir, to teach reading and writing, and most of all thinking, sir, so people can find what they're good at, because someone doing what they really like is always an asset to any country, and too often people never find out until it's too late.

The so-called 'psychotically depressed' person who tries to kill herself doesn't do so out of quote 'hopelessness' or any abstract conviction that life's assets and debits do not square. And surely not because death seems suddenly appealing. The person in whom Its invisible agony reaches a certain unendurable level will kill herself the same way a trapped person will eventually jump from the window of a burning high-rise. Make no mistake about people who leap from burning windows. Their terror of falling from a great height is still just as great as it would be for you or me standing speculatively at the same window just checking out the view; i.e. the fear of falling remains a constant. The variable here is the other terror, the fire's flames: when the flames get close enough, falling to death becomes the slightly less terrible of two terrors. It's not desiring the fall; it's terror of the flames. And yet nobody down on the sidewalk, looking up and yelling 'Don't!' and 'Hang on!', can understand the jump. Not really. You'd have to have personally been trapped and felt flames to really understand a terror way beyond falling.

The bankers and financiers are badly overplaying their hands, again, and people are starting to catch on to the scam. Real wealth is tangible things produced with tangible effort. Loans made out of thin-air 'money' require no effort and are entirely ephemeral. But if those loans are used to acquire real ownership of real assets, then something has been exchanged for nothing and one party is getting screwed.

Cassia doesn't like to sort people. I'm all too good at it and I worry I'll grow to like it too much.It's a talent.[...]And all it takes is a misstep or two for that talent to become a liability instead of an asset.

After the 11 September attack," March editorializes one morning, "amid all that chaos and confusion, a hole quietly opened up in American history, a vacuum of accountability, into which assets human and financial begin to vanish. Back in the days of hippie simplicity, people liked to blame 'the CIA' or 'a secret rogue operation.' But this is a new enemy, unnamable, locatable on no organization chart or budget line--who knows, maybe even the CIA's scared of them.

Charisma can be as much a liability as an asset, as the strength of your leadership personality can deter people from bringing you the brutal facts.

But as the word satyagraha implies, Gandhi’s passivity was not weakness at all. It meant focusing on an ultimate goal and refusing to divert energy to unnecessary skirmishes along the way. Restraint, Gandhi believed, was one of his greatest assets. And it was born of his shyness: I have naturally formed the habit of restraining my thoughts. A thoughtless word hardly ever escaped my tongue or pen. Experience has taught me that silence is part of the spiritual discipline of a votary of truth. We find so many people impatient to talk. All this talking can hardly be said to be of any benefit to the world. It is so much waste of time. My shyness has been in reality my shield and buckler. It has allowed me to grow. It has helped me in my discernment of truth.

Conservatism starts from a sentiment that all mature people can readily share: the sentiment that good things are easily destroyed, but not easily created. This is especially true of the good things that come to us as collective assets: peace, freedom, law, civility, public spirit, the security of property and family life, in all of which we depend on the cooperation of others while having no means singlehandedly to obtain it. In respect of such things, the work of destruction is quick, easy and exhilarating; the work of creation slow, laborious and dull. That is one of the lessons of the twentieth century. It is also one reason why conservatives suffer such a disadvantage when it comes to public opinion. Their position is true but boring, that of their opponents exciting but false.

You feel ownership over your creation, your invention, and your ideas. But if you don’t legally claim them, you’re donating them to the public—or to competitors. Say you’ve come up with a solution to a problem. Protecting that potentially valuable IP creates a limited monopoly to keep people out. It’s like zone defense in basketball. IP rights help you own your zone—your competitive space where no one else can score. If the best offense is a great defense, then no offense is the worst.

People are at best an asset to be exploited, and at worst a cost to be endured. Everything is optimized for capital, until it runs out of world to consume.

The real asset of any advanced nation is its people, especially the educated ones, and the prosperity and success of the people are measured by the standard of their education.

When a country goes to war, it acts like a sociopath. It sends people like me out in the woods to do the most evil things we can think of, but everybody else pretends like they're on the side of the angels. The reality is, if the angels want to win, it takes the devil to succeed.

If young people are our greatest asset in a war that must be won then we must be willing to extricate them at whatever cost from the clutches of those who seek to exploit their weaknesses

There is a spirituality to money & we understand that at Mayflower-Plymouth. And that’s why conscious people like to invest with us. That’s why vegans and vegetarians like to invest with us. That’s why people who understand the laws of attraction and karma and resonance and noetics like to invest with Mayflower-Plymouth.

You know, the cure for all this talk is really a good dose of incompetent government. You get that alternative and you'll never put Singapore together again: Humpty Dumpty cannot be put together again... my asset values will disappear, my apartments will be worth a fraction of what they were, my ministers' jobs will be in peril, their security will be at risk and their women will become maids in other people's countries, foreign workers. I cannot have that!" - Justifying million-dollar pay hike for Singapore ministers

most people overrate decision making, and they underrate decision managing.

Leaders see everything with a leadership bias. Their focus is on mobilizing people and leveraging resources to achieve their goals rather than on using their own individual efforts. Leaders who want to succeed maximize every asset and resource they have for the benefit of their organization. For that reason, they are continually aware of what they have at their disposal.

Too often, people carry around so much pain in their hearts, that they surround their hearts with an impenetrable wall. In order to make up for the lack of love, people change their focus from their hearts to their brains. The limbic system of the brain likes to collect things and declare its territory. Sadly, because most people lack the courage to open up their hearts again (to possibly being hurt once again), they try to substitute physical assets for the lack of joy that can only be found in the heart. The Demiurge is very happy if you are living in your brain and take your pleasure from acquiring objects, rather than through the many varieties of love. Material possessions bring a kind of fleeting pleasure, but they will never provide a deep joy. Only love brings joy. And to love, one needs to be aware.

The idea that “it takes money to make money” is the thinking of financially unsophisticated people. It does not mean that they’re not intelligent. They have simply not learned the science of money making money. Money is only an idea. If you want more money, simply change your thinking. Every self-made person started small with an idea, and then turned it into something big. The same applies to investing. It takes only a few dollars to start and grow it into something big. I meet so many people who spend their lives chasing the big deal, or trying to amass a lot of money to get into a big deal, but to me that is foolish. Too often I have seen unsophisticated investors put their large nest egg into one deal and lose most of it rapidly. They may have been good workers, but they were not good investors. Education and wisdom about money are important. Start early. Buy a book. Go to a seminar. Practice. Start small. I turned $5,000 cash into a one-million-dollar asset producing $5,000 a month cash flow in less than six years. But I started learning as a kid. I encourage you to learn, because it’s not that hard. In fact, it’s pretty easy once you get the hang of it. I think I have made my message clear. It’s what is in your head that determines what is in your hands. Money is only an idea. There is a great book called Think and Grow Rich. The title is not Work Hard and Grow Rich. Learn to have money work hard for you, and your life will be easier and happier. Today, don’t play it safe. Play it smart.

The old man might have been drunk, but he was right. Outsiders have robbed and exploited the people of the Congo ever since the days of the first European and Arab slavers. The territory that Stanley staked in the name of Leopold witnessed what many regard as the first genocide of the modern era, when millions of Congolese were effectively worked to death trying to meet the colonialists’ almost insatiable demand for resources, most notably rubber. And since independence, foreign powers have toyed with the Congo, stripping its mineral assets and exploiting its strategic position, never mindful of the suffering inflicted on its people. And that really was the point. At every stage of its bloody history, outsiders have tended to treat Congolese as somehow sub-human, not worthy of the consideration they would expect for themselves. For progress to be made, outsiders must treat Congolese as equals and they could do worse than follow the example of an amazing white woman I discovered after we got back to Kalemie.

Every day, sincerely and without phoniness, Lou demonstrated by his actions how very vital it is - more than anything else - to understand and appreciate the people who work with you....Do your job well, learn your job well, but always remember that the people you work with are your most valuable asset. Embrace them. Honor them. Respect them" (206) "Prescriptions for Success" by John Schuerholz

There are lots of ways to measure a company's success. You can look at earnings reports and get really specific with the numbers. You can look at social capital and the influence the company has on people. You can look at the balance sheet and the value of its assets. You can look at its legal framework, it's brand, it's staff. The key to valuing a company is to look at the company holistically.

Every innovation—technological, sociological, or otherwise—begins as a crusade, organizes itself into a practical business, and then, over time, degrades into common exploitation. This is simply the life cycle of how human ingenuity manifests in the material world. What goes forgotten, though, is that those who partake in this system undergo a similar transformation: people begin as comrades and fellow citizens, then become labor resources and assets, and then, as their utility shifts or degrades, transmute into liabilities, and thus must be appropriately managed.

I often use the hypothetical out-of-control ice-cream truck. What would happen if you were walking across the street and were suddenly hit by a careening Mister Softee truck? As you lie there, in your last few moments of consciousness, what kind of final regrets flash through your mind? 'I should have had a last cigarette!' might be one. Or, 'I should have dropped acid with everybody else back in '74!' Maybe: 'I should have done that hostess after all!' Something along the lines of: 'I should have had more fun in my life! I should have relaxed a little more, enjoyed myself a little more . . .' That was never my problem. When they're yanking a fender out of my chest cavity, I will decidedly not be regretting missed opportunities for a good time. My regrets will be more along the lines of a sad list of people hurt, people let down, assets wasted and advantages squandered.

How passionately she longed to be important to somebody again—not important on platforms, not important as an asset in an organization, but privately important, just to one other person, quite privately, nobody else to know or notice. It didn't seem much to ask in a world so crowded with people, just to have one of them, only one out of all the millions, to oneself.

At Mayflower-Plymouth, we believe it’s important to treat other people’s capital with the same degree of care with which we treat our own capital. We take stewardship very seriously when it comes to our Assets Under Management.

Roosevelt had usurped constitutional power from Congress and bullied the American people into giving up their hard assets for pieces of paper. King Midas would have been proud, except everything Roosevelt’s Treasury touched turned to paper.

The more I added to my schedule, cleaning regimen, or athletic training, the less I felt. My coping mechanism won most people's approval. Adults were unusually impressed. Who doesn't like a kid with a serious work ethic? One of my biggest flaws turned into my best asset. A hard worker. Determined. Unstoppable. Tireless.

You have soul ties with the people you sleep with and even when you are no longer in bed with them, they remain in your head. Your thoughts are consumed by their absence in your life. We feel disconnected from something when we give away our most prized bodily asset to a person that can’t even spell our last name correctly

People are an organization's most valuable asset and the key to its success. - Dave Bookbinder

Despite the absence of Queen Elizabeth II’s name in annual Forbes Rich Lists, everyone in the room was aware the Queen was one of the wealthiest people in the world, if not the wealthiest. However, hers and the House of Windsor’s assets and income were mostly non-declared.

The sooner we associate long hours and multitasking with incompetence and carelessness the better. The next time you hear boasts of executives pulling an all-nighter or holding conference calls in their cars, be sure to offer your condolences; it's grim being stuck in sweatshops run by managers too ignorant to understand productivity and risk. Working people like this is as smart as running your factory without maintenance. In manufacturing and engineering businesses, everyone learns that the top priority is asset integrity: protecting the machinery on which the business depends. In knowledge-based economies, that machinery is the mind.

From this one may see that there is no reason to pity old people. Instead, young people should envy them. It is true that the old have no opportunities, no possibilities in the future. But they have more than that. Instead of possibilities in the future, they have realities in the past - the potentialities they have actualized, the meanings they have fulfilled, the values they have realized - and nothing and nobody can ever remove these assets from the past.

Too often, poverty and deprivation get covered as events. That is, when some disaster strikes, when people die. Yet, poverty is about much more than starvation deaths or near famine conditions. It is the sum total of a multiplicity of factors. The weightage of some of these varies from region to region, society to society, culture to culture. But at the core is a fairly compact number of factors. They include not just income and calorie intake. Land, health, education, literacy, infant mortality rates and life expectancy are also some of them. Debt, assets, irrigation, drinking water, sanitation and jobs count too. You can have the mandatory 2,400 or 2,100 calories a day and yet be very poor. India’s problems differ from those of a Somalia or Ethiopia in crisis. Hunger—again just one aspect of poverty—is far more complex here. It is more low level, less visible and does not make for the dramatic television footage that a Somalia and Ethiopia do. That makes covering the process more challenging—and more important. Many who do not starve receive very inadequate nutrition. Children getting less food than they need can look quite normal. Yet poor nutrition can impair both mental and physical growth and they can suffer its debilitating impact all their lives. A person lacking minimal access to health at critical moments can face destruction almost as surely as one in hunger.

Our whole culture is based on the appetite for buying, on the idea of a mutually favorable exchange. Modern man's happiness consists in the thrill of looking at the shop windows, and in buying all that he can afford to buy, either for cash or on installments. He (or she) looks at people in a similar way. For the man an attractive girl—and for the woman an attractive man—are the prizes they are after. 'Attractive' usually means a nice package of qualities which are popular and sought after on the personality market. What specifically makes a person attractive depends on the fashion of the time, physically as well as mentally. During the twenties, a drinking and smoking girl, tough and sexy, was attractive; today the fashion demands more domesticity and coyness. At the end of the nineteenth and the beginning of this century, a man had to be aggressive and ambitious—today he has to be social and tolerant—in order to be an attractive 'package'. At any rate, the sense of falling in love develops usually only with regard to such human commodities as are within reach of one's own possibilities for exchange. I am out for a bargain; the object should be desirable from the standpoint of its social value, and at the same time should want me, considering my overt and hidden assets and potentialities. Two persons thus fall in love when they feel they have found the best object available on the market, considering the limitations of their own exchange values. Often, as in buying real estate, the hidden potentialities which can be developed play a considerable role in this bargain. In a culture in which the marketing orientation prevails, and in which material success is the outstanding value, there is little reason to be surprised that human love relations follow the same pattern of exchange which governs the commodity and the labor market.

Oxfam say a bus with the eighty-five richest people in the world on it would contain more wealth than the collective assets of half the earth’s population – that’s three-and-a-half billion people.

The job of the politician is to speak for all people; not just for parties with vested interests, or organisations with the biggest wallets. The first people a politician should protect are those that cannot protect themselves: Those weakest and most vulnerable among us. This is, to most of us, something that seems to be an obvious statement of fact, and that may be so, but it’s also a forgotten fact. Now, today, the opposite is true. It should shame us all. It shames me. The very fact that the most poor and the most vulnerable in our society are those that are victimised and stamped upon, whereas the most wealthy and the most influential are making more profits and acquiring more assets and wealth than ever before in history, is a damning indictment of what our society has become

Some people will each start investing more of their salary on ‘their’ house and spending less of it on ‘their’ car or cars only when they start being able to take ‘their’ house to work, funerals, weddings, etc.

Business will forever be a platform for people to exchange value. People are largely unpredictable, and value is largely subjective. This is the space where humans will always outperform AI – the space where active management will always be necessary.

And he had other assets; one of them -- you'll be surprised at this -- was sin...Whatever it was, Patrick said how it weighed on him. He also exploited it -- because it enabled him to meet people on an equal footing. He was able to say, "Look, I'm not above you. I have my faults, too. I've done terrible things." Just because someone had once sinned, he said, didn't mean they were bad through and through. And that was part of his work in life -- to show that people might sin and still go on to live good lives.

Q: Most people on a spiritual path believe that the ego impedes spiritual growth and that we’re supposed to shed the ego. Why aren’t you advocating this? A: Because if you deny the ego, it will push back against you harder. The more you reject something, the more it fights back for its own survival. But when you can completely love your ego unconditionally and accept it as part of how you express in this life, you’ll no longer have a problem with it. It won’t impede your growth—on the contrary, it will be an asset.

We are entering an age of super-intelligent computers that can take any complex data set—every legal precedent, radiology film, asset price, financial transaction, actuarial table, Facebook like, customer review, résumé bullet, facial expression, and so on—synthesize it, and then perform tasks and make decisions in ways that are as good as or better than the smartest human in the vast majority of cases.

Mechanized warfare still left room for human qualities to play an important part in the issue. ‘Automatic warfare’ cancels them out, except in a passive form. Archidamus is at last being justified. Courage, skill and patriotism become shrinking assets. The most virile nation might not be able to withstand another, inferior to it in all natural qualities, if the latter had some decisively superior technical appliance. (...)The advent of ‘automatic warfare’ should make plain the absurdity of warfare as a means of deciding nations’ claims to superiority. It blows away romantic vapourings about the heroic virtues of war, utilized by aggressive and ambitious leaders to generate a military spirit among their people. They can no longer claim that war is any test of a people’s fitness, or even of its national strength. Science has undermined the foundations of nationalism, at the very time when the spirit of nationalism is most rampant.

My skin is soft and smooth and the color reminds me of rain-drenched earth. But it’s as if the darkness of it keeps Ma from noticing my assets: curly hair, a round face that makes babies smile, deep dimples in both cheeks, big eyes that notice details other people miss. I like my face, even if Ma doesn’t. I resemble Baba, and he’s got presence.

After a decade of all-volunteer advocacy, I have come to view every incarceration as a missed opportunity to love and transform; as a loss of time, life, and dreams of our community; and as state violence. Some of our greatest assets and resources in this struggle are exiled from our communities and languishing in this nation’s labyrinth of violent institutions.

Blockchains point the entire digital economy toward something people are calling the Internet of Value. Whereas the first version of the Internet allowed people to send information directly to each other, in the Internet of Value people can send anything of value to each other, be it currencies, assets, or valuable data that was previously too sensitive to transmit online.

Let me ask you this, what are you willing to let go that stands between you and happiness? The obvious stuff is easy, that anger you’ve been holding on to, that resentment. But what about the things you think are assets? That relationship you think you can’t live without, that job you think defines you, can you let go of that? Because, if you’re really serious about getting happy, you might be forced to let it all go, to know you can be okay without it. Because you’re the fish you’re trying to catch, you are the love of your life, you’re everything you’ve been searching for.

Seeing and acknowledging how gifted assets can get out of control and become liabilities is possibly the most significant step in the quest to complete healing. Consequently we must deal with the shadow side of giftedness—our false-self reactions to people and situations when our primary wounds are reopened—or when our unmanaged assets turn against us in the form of disorderly conduct.

Ordinary humans will find it very difficult to resist this process. At present, people are happy to give away their most valuable asset—their personal data—in exchange for free email services and funny cat videos. It’s a bit like African and Native American tribes who unwittingly sold entire countries to European imperialists in exchange for colorful beads and cheap trinkets. If, later on, ordinary people decide to try to block the flow of data, they might find it increasingly difficult, especially as they might come to rely on the network for all their decisions, and even for their healthcare and physical survival.

mortgage The word literally means “dead pledge,” and if it were called that maybe more people would think twice about getting one. It is a classic example of a financial entity that would scare people off if they thought more clearly about what it is: a highly leveraged form of long-term borrowing with regular demands for cash payment against an illiquid asset that is known to be even more illiquid in difficult times.

Corporate elites said they needed free-trade agreements, so they got them. Manufacturers said they needed tax breaks and public-money incentives in order to keep their plants operating in the United States, so they got them. Banks and financiers needed looser regulations, so they got them. Employers said they needed weaker unions—or no unions at all—so they got them. Private equity firms said they needed carried interest and secrecy, so they got them. Everybody, including Lancastrians themselves, said they needed lower taxes, so they got them. What did Lancaster and a hundred other towns like it get? Job losses, slashed wages, poor civic leadership, social dysfunction, drugs. Having helped wreck small towns, some conservatives were now telling the people in them to pack up and leave. The reality of “Real America” had become a “negative asset.” The “vicious, selfish culture” didn’t come from small towns, or even from Hollywood or “the media.” It came from a thirty-five-year program of exploitation and value destruction in the service of “returns.” America had fetishized cash until it became synonymous with virtue.

He sensed a lonely childhood on some great decaying plantation, an echoing ‘Great House’ slowly falling into disrepair and being encroached on by the luxuriance of the tropics. The parents dying, and the property being sold. The companionship of a servant or two and an equivocal life in lodgings in the capital. The beauty which was her only asset and the struggle against the shady propositions to be a ‘governess’, a ‘companion’, a ‘secretary’, all of which meant respectable prostitution. Then the dubious, unknown steps into the world of entertainment. The evening stint at the nightclub with the mysterious act which, among people dominated by magic, must have kept many away from her and made her a person to be feared. And then, one evening, the huge man with the grey face sitting at a table by himself. The promise that he would put her on Broadway. The chance of a new life, of an escape from the heat and the dirt and the solitude. Bond turned brusquely away from the window. A romantic picture, perhaps. But it must have been something like that.

Most people see effectiveness from the golden egg paradigm: the more you produce, the more you do, the more effective you are. But as the story shows, true effectiveness is a function of two things: what is produced (the golden eggs) and the producing asset or capacity to produce (the goose). If you adopt a pattern of life that focuses on golden eggs and neglects the goose, you will soon be without the asset that produces golden eggs. On the other hand, if you only take care of the goose with no aim toward the golden eggs, you soon won’t have the wherewithal to feed yourself or the goose. Effectiveness lies in the balance—what I call the P/PC Balance. P stands for production of desired results, the golden eggs. PC stands for production capability, the ability or asset that produces the golden eggs.

Beyond the speculative and often fraudulent froth that characterizes much of neoliberal financial manipulation, there lies a deeper process that entails the springing of ‘the debt trap’ as a primary means of accumulation by dispossession. Crisis creation, management, and manipulation on the world stage has evolved into the fine art of deliberative redistribution of wealth from poor countries to the rich. I documented the impact of Volcker’s interest rate increase on Mexico earlier. While proclaiming its role as a noble leader organizing ‘bail-outs’ to keep global capital accumulation on track, the US paved the way to pillage the Mexican economy. This was what the US Treasury–Wall Street–IMF complex became expert at doing everywhere. Greenspan at the Federal Reserve deployed the same Volcker tactic several times in the 1990s. Debt crises in individual countries, uncommon during the 1960s, became very frequent during the 1980s and 1990s. Hardly any developing country remained untouched, and in some cases, as in Latin America, such crises became endemic. These debt crises were orchestrated, managed, and controlled both to rationalize the system and to redistribute assets. Since 1980, it has been calculated, ‘over fifty Marshall Plans (over $4.6 trillion) have been sent by the peoples at the Periphery to their creditors in the Center’. ‘What a peculiar world’, sighs Stiglitz, ‘in which the poor countries are in effect subsidizing the richest.

That reminded him of how thrifty she was, and he promptly decided-at least for the moment-that her thriftiness was one of her most endearingly amusing qualities. “What are you thinking about?” she asked. He tipped his chin down so that he could better see her and brushed a stray lock of golden hair off her cheek. “I was thinking how wise I must be to have known within minutes of meeting you that you were wonderful.” She chuckled, thinking his words were teasing flattery. “How soon did my qualities become apparent?” “I’d say,” he thoughtfully replied, “I knew it when you took sympathy on Galileo.” She’d expected him to say something about her looks, not her conversation or her mind. “Truly?” she asked with unhidden pleasure. He nodded, but he was studying her reaction with curiosity. “What did you think I was going to say?” Her slim shoulders lifted in an embarrassed shrug. “I thought you would say it was my face you noticed first. People have the most extraordinary reaction to my face,” she explained with a disgusted sigh. “I can’t imagine why,” he said, grinning down at what was, in his opinion-in anyone’s opinion-a heartbreakingly beautiful face belonging to a young woman who was sprawled across his chest looking like an innocent golden goddess. “I think it’s my eyes. They’re an odd color.” “I see that now,” he teased, then he said more solemnly, “but as it happens it was not your face which I found so beguiling when we met in the garden, because,” he added when she looked unconvinced, “I couldn’t see it.” “Of course you could. I could see yours well enough, even though night had fallen.” “Yes, but I was standing near a torch lamp, while you perversely remained in the shadows. I could tell that yours was a very nice face, with the requisite features in the right places, and I could also tell that your other-feminine assets-were definitely in all the right places, but that was all I could see. And then later that night I looked up and saw you walking down the staircase. I was so surprised, it took a considerable amount of will to keep from dropping the glass I was holding.” Her happy laughter drifted around the room and reminded him of music. “Elizabeth,” he said dryly, “I am not such a fool that I would have let a beautiful face alone drive me to madness, or to asking you to marry me, or even to extremes of sexual desire.” She saw that he was perfectly serious, and she sobered, “Thank you,” she said quietly. “That is the nicest compliment you could have paid me, my lord.” “Don’t call me ‘my lord,’” he told her with a mixture of gentleness and gravity, “unless you mean it. I dislike having you address me that way if it’s merely a reference to my title.” Elizabeth snuggled her cheek against his hard chest and quietly replied, “As you wish. My lord.” Ian couldn’t help it. He rolled her onto her back and devoured her with his mouth, claimed her with his hands and then his body.

To a Jew this role of the Jewish leaders in the destruction of their own people is undoubtedly the darkest chapter of the whole dark story. It had been known about before, but it has now been exposed for the first time in all its pathetic and sordid detail by Raul Hilberg, whose standard work The Destruction of the European Jews I mentioned before. In the matter of cooperation, there was no distinction between the highly assimilated Jewish communities of Central and Western Europe and the Yiddish-speaking masses of the East. In Amsterdam as in Warsaw, in Berlin as in Budapest, Jewish officials could be trusted to compile the lists of persons and of their property, to secure money from the deportees to defray the expenses of their deportation and extermination, to keep track of vacated apartments, to supply police forces to help seize Jews and get them on trains, until, as a last gesture, they handed over the assets of the Jewish community in good order for final confiscation.

THE TEN CHARACTERISTICS OF DIFFERENCE THINKERS They practice empathy because they care enough to make an impact. They have a clear sense of the change they want to make in the world. They are impatient about tactics and endlessly patient about implementing their strategy. They ask the right questions, and that means that they talk more than twice as much as they listen, because talking takes guts. Mostly, they ignore those who offer empty criticism. They watch what people do and don’t just believe what people tell them. They innovate and create at the edges, ignoring the market of everyone. They make products for their customers, instead of trying to find customers for their products. They understand that they need to give people a story to tell—a ‘you’ve gotta see this’ moment. They work hard to change how people feel, by creating intangible value that gives them an emotional point of difference. They understand that trust is their second-most valuable asset. The first is the willingness to be wrong for the right reason.

A society that values order above all else will seek to suppress curiosity. But a society that believes in progress, innovation and creativity will cultivate it, recognising that the enquiring minds of its people constitute its most valuable asset. In medieval Europe, the enquiring mind – especially if it enquired too closely into the edicts of Church or state – was stigmatised. During the Renaissance and Reformation, received wisdoms began to be interrogated, and by the time of the Enlightenment, European societies started to see that their future lay with the curious, and encouraged probing questions rather than stamping on them. The result was the biggest explosion of new ideas and scientific advances in history. The great unlocking of curiosity translated into a cascade of prosperity for the nations that precipitated it. Today, we cannot know for sure if we are in the middle of this golden period or at the end of it. But we are, at the very least, in a lull. With the important exception of the internet, the innovations that catapulted Western societies ahead of the global pack are thin on the ground, while the rapid growth of Asian and South American economies has not yet been accompanied by a comparable run of indigenous innovation. Tyler Cowen, a professor of economics at George Mason University in Virginia, has termed the current period ‘the great stagnation’.

We had better want the consequences of what we believe or disbelieve, because the consequences will come! . . . But how can a society set priorities if there are no basic standards? Are we to make our calculations using only the arithmetic of appetite? . . . The basic strands which have bound us together socially have begun to fray, and some of them have snapped. Even more pressure is then placed upon the remaining strands. The fact that the giving way is gradual will not prevent it from becoming total. . . . Given the tremendous asset that the family is, we must do all we can within constitutional constraints to protect it from predatory things like homosexuality and pornography. . . . Our whole republic rests upon the notion of “obedience to the unenforceable,” upon a tremendous emphasis on inner controls through self-discipline. . . . Different beliefs do make for different behaviors; what we think does affect our actions; concepts do have consequences. . . . Once society loses its capacity to declare that some things are wrong per se, then it finds itself forever building temporary defenses, revising rationales, drawing new lines—but forever falling back and losing its nerve. A society which permits anything will eventually lose everything! Take away a consciousness of eternity and see how differently time is spent. Take away an acknowledgement of divine design in the structure of life and then watch the mindless scurrying to redesign human systems to make life pain-free and pleasure-filled. Take away regard for the divinity in one’s neighbor, and watch the drop in our regard for his property. Take away basic moral standards and observe how quickly tolerance changes into permissiveness. Take away the sacred sense of belonging to a family or community, and observe how quickly citizens cease to care for big cities. Those of us who are business-oriented are quick to look for the bottom line in our endeavors. In the case of a value-free society, the bottom line is clear—the costs are prohibitive! A value-free society eventually imprisons its inhabitants. It also ends up doing indirectly what most of its inhabitants would never have agreed to do directly—at least initially. Can we turn such trends around? There is still a wealth of wisdom in the people of this good land, even though such wisdom is often mute and in search of leadership. People can often feel in their bones the wrongness of things, long before pollsters pick up such attitudes or before such attitudes are expressed in the ballot box. But it will take leadership and articulate assertion of basic values in all places and in personal behavior to back up such assertions. Even then, time and the tides are against us, so that courage will be a key ingredient. It will take the same kind of spunk the Spartans displayed at Thermopylae when they tenaciously held a small mountain pass against overwhelming numbers of Persians. The Persians could not dislodge the Spartans and sent emissaries forward to threaten what would happen if the Spartans did not surrender. The Spartans were told that if they did not give up, the Persians had so many archers in their army that they would darken the skies with their arrows. The Spartans said simply: “So much the better, we will fight in the shade!

I do not believe in the power of brand names or in emulating any of the brand name investors out there. It is a fact that all—if not at least most—of the biggest names in American finance and industry out there today have proven after the 2008 crisis to be some of the most incompetent people there are. Starting with the untouchable Goldman Sachs, who was bailed out by over $5 billion from Warren Buffett, to AIG and Citibank, who were bailed out by the hundreds of billions of dollars from the Troubled Asset Relief Program (TARP), having a name and a history does not make you the brightest and the best. All it takes is one nincompoop with a huge ego or a board of directors who think they are smarter than everyone else to destroy what has taken generations to build.

From 1976 to 1983, Washington supported a devastating military dictatorship in Argentina that ran all branches of government, outlawed elections, and encouraged school and business leaders to provide information on subversive people. The administration took control of the police, banned political and union organizations, and tried to eliminate all oppositional elements in the country through harassment, torture, and murder. Journalists, students, and union members faced a particularly large amount of bloody repression, thus ridding the nation of a whole generation of social movement leaders. As was the case in other Latin American countries, the threat of communism and armed guerrilla movements was used as an excuse for Argentina's dictatorial crackdowns. Hundreds of torture camps and prisons were created. Many of the dead were put into mass graves or thrown out of places into the ocean. Five hundred babies of the murdered were given to torturers' families and the assets of the dead totaling in the tens of millions of dollars, were all divided up among the perpetrators of the nightmare. Thirty thousand people were killed in Argentina's repression.

The historian Stephanie Coontz, a debunker of 1950s nostalgia, puts some numbers to the depictions: A full 25 percent of Americans, 40 to 50 million people, were poor in the mid-1950s, and in the absence of food stamps and housing programs, this poverty was searing. Even at the end of the 1950s, a third of American children were poor. Sixty percent of Americans over sixty-five had incomes below $ 1,000 in 1958, considerably below the $ 3,000 to $ 10,000 level considered to represent middle-class status. A majority of elders also lacked medical insurance. Only half the population had savings in 1959; one-quarter of the population had no liquid assets at all. Even when we consider only native-born, white families, one-third could not get by on the income of the household head. 45

The job of the politician is to speak for all people; not just for parties with vested interests, or organisations with the biggest wallets. The first people a politician should protect are those that cannot protect themselves: Those weakest and most vulnerable among us. This is, to most of us, something that seems to be an obvious statement of fact, and that may be so, but it’s also a forgotten fact. Now, today, the opposite is true. It should shame us all. It shames me. The very fact that the most poor and the most vulnerable in our society are those that are victimised and stamped upon, whereas the most wealthy and the most influential are making more profits and acquiring more assets and wealth than ever before in history, is a damning indictment of what our society has become.

Every innovation—technological, sociological, or otherwise—begins as a crusade, organizes itself into a practical business, and then, over time, degrades into common exploitation. This is simply the life cycle of how human ingenuity manifests in the material world. What goes forgotten, though, is that those who partake in this system undergo a similar transformation: people begin as comrades and fellow citizens, then become labor resources and assets, and then, as their utility shifts or degrades, transmute into liabilities, and thus must be appropriately managed. This is a fact of nature just as much as the currents of the winds and the seas. The flow of force and matter is a system, with laws and maturation patterns. We should harbor no guilt for complying with those laws—even if they sometimes require a little inhumanity. —TRIBUNO CANDIANO, LETTER TO THE COMPANY CANDIANO CHIEF OFFICER’S ASSEMBLY

If you cannot drop a wrong problem, then the first time you meet one you will be stuck with it for the rest of your career. Einstein was tremendously creative in his early years, but once he began, in midlife, the search for a unified theory, he spent the rest of his life on it and had about nothing to show for all the effort. I have seen this many times while watching how science is done. It is most likely to happen to the very creative people; their previous successes convince them they can solve any problem, but there are other reasons besides overconfidence why, in many fields, sterility sets in with advancing age. Managing a creative career is not an easy task, or else it would often be done. In mathematics, theoretical physics, and astrophysics, age seems to be a handicap (all characterized by high, raw creativity), while in music composition, literature, and statesmanship, age and experience seem to be an asset. As valued by Bell Telephone Laboratories in the late 1970s, the first 15 years of my career included all they listed, and for my second 15 years they listed nothing I was very closely associated with! Yes, in my areas the really great things are generally done while the person is young, much as in athletics, and in old age you can turn to coaching (teaching), as I have done. Of course, I do not know your field of expertise to say what effect age will have, but I suspect really great things will be realized fairly young, though it may take years to get them into practice. My advice is if you want to do significant things, now is the time to start thinking (if you have not already done so) and not wait until it is the proper moment—which may never arrive!

Two decades after its first democratic election, South Africa ranks as the most unequal country on Earth.1 A host of policy tools could patch each of South Africa’s ills in piecemeal fashion, yet one force would unquestionably improve them all: economic growth.2 Diminished growth lowers living standards. With 5 percent annual growth, it takes just fourteen years to double a country’s GDP; with 3 percent growth, it takes twenty-four years. In general, emerging economies with a low asset base need to grow faster and accumulate a stock of assets more quickly than more developed economies in which basic living standards are already largely met. Meaningfully increasing per capita income is a critical way to lift people’s living standards and take them out of poverty, thereby truly changing the developmental trajectory of the country. South Africa has managed to push growth above a mere 3 percent only four times since the transition from apartheid, and it has remained all but stalled under 5 percent since 2008. And the forecast for growth in years to come hovers around a paltry 1 percent. Because South Africa’s population has been growing around 1.5 percent per year since 2008, the country’s per capita income has been stagnant over the period.

Toyota wasn’t really worried that it would give away its “secret sauce.” Toyota’s competitive advantage rested firmly in its proprietary, complex, and often unspoken processes. In hindsight, Ernie Schaefer, a longtime GM manager who toured the Toyota plant, told NPR’s This American Life that he realized that there were no special secrets to see on the manufacturing floors. “You know, they never prohibited us from walking through the plant, understanding, even asking questions of some of their key people,” Schaefer said. “I’ve often puzzled over that, why they did that. And I think they recognized we were asking the wrong questions. We didn’t understand this bigger picture.” It’s no surprise, really. Processes are often hard to see—they’re a combination of both formal, defined, and documented steps and expectations and informal, habitual routines or ways of working that have evolved over time. But they matter profoundly. As MIT’s Edgar Schein has explored and discussed, processes are a critical part of the unspoken culture of an organization. 1 They enforce “this is what matters most to us.” Processes are intangible; they belong to the company. They emerge from hundreds and hundreds of small decisions about how to solve a problem. They’re critical to strategy, but they also can’t easily be copied. Pixar Animation Studios, too, has openly shared its creative process with the world. Pixar’s longtime president Ed Catmull has literally written the book on how the digital film company fosters collective creativity2—there are fixed processes about how a movie idea is generated, critiqued, improved, and perfected. Yet Pixar’s competitors have yet to equal Pixar’s successes. Like Toyota, Southern New Hampshire University has been open with would-be competitors, regularly offering tours and visits to other educational institutions. As President Paul LeBlanc sees it, competition is always possible from well-financed organizations with more powerful brand recognition. But those assets alone aren’t enough to give them a leg up. SNHU has taken years to craft and integrate the right experiences and processes for its students and they would be exceedingly difficult for a would-be competitor to copy. SNHU did not invent all its tactics for recruiting and serving its online students. It borrowed from some of the best practices of the for-profit educational sector. But what it’s done with laser focus is to ensure that all its processes—hundreds and hundreds of individual “this is how we do it” processes—focus specifically on how to best respond to the job students are hiring it for. “We think we have advantages by ‘owning’ these processes internally,” LeBlanc says, “and some of that is tied to our culture and passion for students.

In the longer term, by bringing together enough data and enough computing power, the data giants could hack the deepest secrets of life, and then use this knowledge not just to make choices for us or manipulate us but also to reengineer organic life and create inorganic life-forms. Selling advertisements may be necessary to sustain the giants in the short term, but tech companies often evaluate apps, products, and other companies according to the data they harvest rather than according to the money they generate. A popular app may lack a business model and may even lose money in the short term, but as long as it sucks data, it could be worth billions.4 Even if you don’t know how to cash in on the data today, it is worth having it because it might hold the key to controlling and shaping life in the future. I don’t know for certain that the data giants explicitly think about this in such terms, but their actions indicate that they value the accumulation of data in terms beyond those of mere dollars and cents. Ordinary humans will find it very difficult to resist this process. At present, people are happy to give away their most valuable asset—their personal data—in exchange for free email services and funny cat videos. It’s a bit like African and Native American tribes who unwittingly sold entire countries to European imperialists in exchange for colorful beads and cheap trinkets. If, later on, ordinary people decide to try to block the flow of data, they might find it increasingly difficult, especially as they might come to rely on the network for all their decisions, and even for their healthcare and physical survival.

Okay, so I shouldn't have fucked with her on the introduction thing. Writing nothing except, Saturday night. You and me. Driving lessons and hot sex ... in her notebook probably wasn't the smartest move. But I was itching to make Little Miss Perfecta stumble in her introduction of me. And stumbling she is. "Miss Ellis?" I watch in amusement as Perfection herself looks up at Peterson. Oh, she's good. This partner of mine knows how to hide her true emotions, something I recognize because I do it all the time. "Yes?" Brittany says, tilting her head and smiling like a beauty queen. I wonder if that smile has ever gotten her out of a speeding ticket. "It's your turn. Introduce Alex to the class." I lean an elbow on the lab table, waiting for an introduction she has to either make up or fess up she knows less than crap about me. She glances at my comfortable position and I can tell from her deer-in-the-headlights look I've stumped her. "This is Alejandro Fuentes," she starts, her voice hitching the slightest bit. My temper flares at the mention of my given name, but I keep a cool facade as she continues with a made-up introduction. "When he wasn't hanging out on street corners and harassing innocent people this summer, he toured the inside of jails around the city, if you know what I mean. And he has a secret desire nobody would ever guess." The room suddenly becomes quiet. Even Peterson straightens to attention. Hell, even I'm listening like the words coming out of Brittany's lying, pink-frosted lips are gospel. "His secret desire," she continues, "is to go to college and become a chemistry teacher, like you, Mrs. Peterson." Yeah, right. I look over at my friend Isa, who seems amused that a white girl isn't afraid of giving me smack in front of the entire class. Brittany flashes me a triumphant smile, thinking she's won this round. Guess again, gringa. I sit up in my chair while the class remains silent. "This is Brittany Ellis," I say, all eyes now focused on me. "This summer she went to the mall, bought new clothes so she could expand her wardrobe, and spent her daddy's money on plastic surgery to enhance her, ahem, assets." It might not be what she wrote, but it's probably close enough to the truth. Unlike her introduction of me. Chuckles come from mis cuates in the back of the class, and Brittany is as stiff as a board beside me, as if my words hurt her precious ego. Brittany Ellis is used to people fawning all over her and she could use a little wake-up call. I'm actually doing her a favor. Little does she know I'm not finished with her intro. "Her secret desire," I add, getting the same reaction as she did during her introduction, "is to date a Mexicano before she graduates." As expected, my words are met by comments and low whistles from the back of the room. "Way to go, Fuentes," my friend Lucky barks out. "I'll date you, mamacita, " another says. I give a high five to another Latino Blood named Marcus sitting behind me just as I catch Isa shaking her head as if I did something wrong. What? I'm just having a little fun with a rich girl from the north side. Brittany's gaze shifts from Colin to me. I take one look at Colin and with my eyes tell him game on. Colin's face instantly turns bright red, resembling a chile pepper. I have definitely invaded his territory.

Revitalized and healthy, I started dreaming new dreams. I saw ways that I could make a significant contribution by sharing what I’ve learned. I decided to refocus my legal practice on counseling and helping start-up companies avoid liability and protect their intellectual property. To share some of what I know, I started a blog, IP Law for Startups, where I teach basic lessons on trade secrets, trademarks, copyrights, and patents and give tips for avoiding the biggest blunders that destroy the value of intellectual assets. Few start-up companies, especially women-owned companies that rarely get venture capital funding, can afford the expensive hourly rates of a large law firm to the get the critical information they need. I feel deeply rewarded when I help a company create a strategy that protects the value of their company and supports their business dreams. Further, I had a dream to help young women see their career possibilities. In partnership with my sister, Julie Simmons, I created lookilulu.com, a website where women share their insights, career paths, and ways they have integrated motherhood with their professional pursuits. When my sister and I were growing up on a farm, we had a hard time seeing that women could have rewarding careers. With Lookilulu® we want to help young women see what we couldn’t see: that dreams are not linear—they take many twists and unexpected turns. As I’ve learned the hard way, dreams change and shift as life happens. I’ve learned the value of continuing to dream new dreams after other dreams are derailed. I’m sure I’ll have many more dreams in my future. I’ve learned to be open to new and unexpected opportunities. By way of postscript, Jill writes, “I didn’t grow up planning to be lawyer. As a girl growing up in a small rural town, I was afraid to dream. I loved science, but rather than pursuing medical school, I opted for low-paying laboratory jobs, planning to quit when I had children. But then I couldn’t have children. As I awakened to the possibility that dreaming was an inalienable right, even for me, I started law school when I was thirty; intellectual property combines my love of law and science.” As a young girl, Jill’s rightsizing involved mustering the courage to expand her dreams, to dream outside of her box. Once she had children, she again transformed her dreams. In many ways her dreams are bigger and aim to help more people than before the twists and turns in her life’s path.

My Future Self My future self and I become closer and closer as time goes by. I must admit that I neglected and ignored her until she punched me in the gut, grabbed me by the hair and turned my butt around to introduce herself. Well, at least that’s what it felt like every time I left the convalescent hospital after doing skills training for a certification I needed to help me start my residential care business. I was going to be providing specialized, 24/7 residential care and supervising direct care staff for non-verbal, non-ambulatory adult men in diapers! I ran to the Red Cross and took the certified nurse assistant class so I would at least know something about the job I would soon be hiring people to do and to make sure my clients received the best care. The training facility was a Medicaid hospital. I would drive home in tears after seeing what happens when people are not able to afford long-term medical care and the government has to provide that care. But it was seeing all the “young” patients that brought me to tears. And I had thought that only the elderly lived like this in convalescent hospitals…. I am fortunate to have good health but this experience showed me that there is the unexpected. So I drove home each day in tears, promising God out loud, over and over again, that I would take care of my health and take care of my finances. That is how I met my future self. She was like, don’t let this be us girlfriend and stop crying! But, according to studies, we humans have a hard time empathizing with our future selves. Could you even imagine your 30 or 40 year old self when you were in elementary or even high school? It’s like picturing a stranger. This difficulty explains why some people tend to favor short-term or immediate gratification over long-term planning and savings. Take time to picture the life you want to live in 5 years, 10 years, and 40 years, and create an emotional connection to your future self. Visualize the things you enjoy doing now, and think of retirement saving and planning as a way to continue doing those things and even more. However, research shows that people who interacted with their future selves were more willing to improve savings. Just hit me over the head, why don’t you! I do understand that some people can’t even pay attention or aren’t even interested in putting money away for their financial future because they have so much going on and so little to work with that they feel like they can’t even listen to or have a conversation about money. But there are things you’re doing that are not helping your financial position and could be trouble. You could be moving in the wrong direction. The goal is to get out of debt, increase your collateral capacity, use your own money in the most efficient manner and make financial decisions that will move you forward instead of backwards. Also make sure you are getting answers specific to your financial situation instead of blindly guessing! Contact us. We will be happy to help!