Pays The Best Interest Quotes

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An investment in knowledge always pays the best interest.
Benjamin Franklin (The Way to Wealth: Ben Franklin on Money and Success)
How people themselves perceive what they are doing is not a question that interests me. I mean, there are very few people who are going to look into the mirror and say, 'That person I see is a savage monster'; instead, they make up some construction that justifies what they do. If you ask the CEO of some major corporation what he does he will say, in all honesty, that he is slaving 20 hours a day to provide his customers with the best goods or services he can and creating the best possible working conditions for his employees. But then you take a look at what the corporation does, the effect of its legal structure, the vast inequalities in pay and conditions, and you see the reality is something far different.
Noam Chomsky
By acknowledging a petty problem you give it existence and credibility. The more attention you pay an enemy, the stronger you make him; and a small mistake is often made worse and more visible when you try to fix it. It is sometimes best to leave things alone. If there is something you want but cannot have, show contempt for it. The less interest you reveal, the more superior you seem.
Robert Greene (The 48 Laws of Power)
We can best help children learn, not by deciding what we think they should learn and thinking of ingenious ways to teach it to them, but by making the world, as far as we can, accessible to them, paying serious attention to what they do, answering their questions -- if they have any -- and helping them explore the things they are most interested in.
John C. Holt
An investment in knowledge always pays the best interest.
Andrew Hunt (The Pragmatic Programmer: From Journeyman to Master)
Investment in knowledge pays the best interest.
Abraham Lincoln
An investment in knowledge pays the best interest.
Benjamin Franklin
If a man empties his purse into his head, no man can take it away from him. An investment in knowledge always pays the best interest.
Benjamin Franklin
One the one hand, our economists treat human beings as rational actors making choices to maximize their own economic benefit. On the other hand, the same companies that hire those economists also pay for advertising campaigns that use the raw materials of myth and magic to encourage people to act against their own best interests, whether it's a matter of buying overpriced fizzy sugar water or the much more serious matter of continuing to support the unthinking pursuit of business as usual in the teeth of approaching disaster.
John Michael Greer (The Long Descent: A User's Guide to the End of the Industrial Age)
Black Girls… Stop settling for less than what you deserve. That’s why I stress self-love! There comes a time when you can no longer blame a man. You’ve got to hold yourself accountable for the choices that you make. Choose wisely! Slow down. Pay attention. Don’t allow his good looks and swag to blind you from the truth. Don’t be so easily flattered by money, cars, jewelry, and all of that other stuff. Your heart and well-being is worth much more than that. Choose someone who respects, loves, and adores you. Somebody who has your best interest at heart. Nothing less! Allow yourself to experience REAL love. Stop giving your love, time, and attention to men who clearly don’t deserve it. #ItsAllUpToYou
Stephanie Lahart
I solemnly swear to do my best Every day, And in all that I do, To be brave and strong, To be truthful and compassionate, To be interesting and interested, To respect nature, To pay attention and question The world around me, To think of others first, To ALWAYS help and protect my friends Then there's a line about God or whatever And to make the world a better place For Lumberjane scouts And for everyone else.
N.D. Stevenson (Lumberjanes, Vol. 1: Beware the Kitten Holy)
maybe you’re sleeping and I suppose I could just say this in the morning, but now I can’t sleep and I’m just lying here so I might as well get it over with, and well . . .I’m sorry about this afternoon, J.D. The first spill honestly was an accident, but the second . . . okay, that was completely uncalled for. I’m, um, happy to pay for the dry cleaning. And, well . . . I guess that’s it. Although you really might want to rethink leaving your jacket on your chair. I’m just saying. Okay, then. That’s what they make hangers for. Good. Fine. Good-bye.” J.D. heard the beep, signaling the end of the message, and he hung up the phone. He thought about what Payton had said—not so much her apology, which was question-ably mediocre at best—but something else. She thought about him while lying in bed. Interesting. Later that night, having been asleep for a few hours, J.D. shot up in bed He suddenly remembered—her shoe. Oops.
Julie James (Practice Makes Perfect)
The roots of interpersonal conflict are often an excessive concern for oneself, and an inability to pay attention to the needs of others. It is sad to see how often people ruin a relationship because they refuse to recognize that they could serve their own interests best by helping others achieve theirs.
Mihály Csíkszentmihályi (Finding Flow: The Psychology of Engagement with Everyday Life)
You will not remember much from school. School is designed to teach you how to respond and listen to authority figures in the event of an emergency. Like if there's a bomb in a mall or a fire in an office. It can, apparently, take you more than a decade to learn this. These are not the best days of your life. They are still ahead of you. You will fall in love and have your heart broken in many different, new and interesting ways in college or university (if you go) and you will actually learn things, as at this point, people will believe you have a good chance of obeying authority and surviving, in the event of an emergency. If, in your chosen career path, there are award shows that give out more than ten awards in one night or you have to pay someone to actually take the award home to put on your mantlepiece, then those awards are more than likely designed to make young people in their 20's work very late, for free, for other people. Those people will do their best to convince you that they have value. They don't. Only the things you do have real, lasting value, not the things you get for the things you do. You will, at some point, realise that no trophy loves you as much as you love it, that it cannot pay your bills (even if it increases your salary slightly) and that it won't hold your hand tightly as you say your last words on your deathbed. Only people who love you can do that. If you make art to feel better, make sure it eventually makes you feel better. If it doesn't, stop making it. You will love someone differently, as time passes. If you always expect to feel the same kind of love you felt when you first met someone, you will always be looking for new people to love. Love doesn't fade. It just changes as it grows. It would be boring if it didn't. There is no truly "right" way of writing, painting, being or thinking, only things which have happened before. People who tell you differently are assholes, petrified of change, who should be violently ignored. No philosophy, mantra or piece of advice will hold true for every conceivable situation. "The early bird catches the worm" does not apply to minefields. Perfection only exists in poetry and movies, everyone fights occasionally and no sane person is ever completely sure of anything. Nothing is wrong with any of this. Wisdom does not come from age, wisdom comes from doing things. Be very, very careful of people who call themselves wise, artists, poets or gurus. If you eat well, exercise often and drink enough water, you have a good chance of living a long and happy life. The only time you can really be happy, is right now. There is no other moment that exists that is more important than this one. Do not sacrifice this moment in the hopes of a better one. It is easy to remember all these things when they are being said, it is much harder to remember them when you are stuck in traffic or lying in bed worrying about the next day. If you want to move people, simply tell them the truth. Today, it is rarer than it's ever been. (People will write things like this on posters (some of the words will be bigger than others) or speak them softly over music as art (pause for effect). The reason this happens is because as a society, we need to self-medicate against apathy and the slow, gradual death that can happen to anyone, should they confuse life with actually living.)
pleasefindthis
Not much of what he said was original. What made him unique was the fact that he had no sense of detachment at all. He was like the fanatical football fan who runs onto the field and tackles a player. He saw life as the Big Game, and the whole of mankind was divided into two teams -- Sala's Boys, and The Others. The stakes were fantastic and every play was vital -- and although he watched with a nearly obsessive interest, he was very much the fan, shouting unheard advice in a crowd of unheard advisors and knowing all the while that nobody was paying any attention to him because he was not running the team and never would be. And like all fans he was frustrated by the knowledge that the best he could do, even in a pinch, would be to run onto the field and cause some kind of illegal trouble, then be hauled off by guards while the crowd laughed.
Hunter S. Thompson (The Rum Diary)
If you want to see philosophy in action, pay a visit to a robo-rat laboratory. A robo-rat is a run-ofthe-mill rat with a twist: scientists have implanted electrodes into the sensory and reward areas in the rat’s brain. This enables the scientists to manoeuvre the rat by remote control. After short training sessions, researchers have managed not only to make the rats turn left or right, but also to climb ladders, sniff around garbage piles, and do things that rats normally dislike, such as jumping from great heights. Armies and corporations show keen interest in the robo-rats, hoping they could prove useful in many tasks and situations. For example, robo-rats could help detect survivors trapped under collapsed buildings, locate bombs and booby traps, and map underground tunnels and caves. Animal-welfare activists have voiced concern about the suffering such experiments inflict on the rats. Professor Sanjiv Talwar of the State University of New York, one of the leading robo-rat researchers, has dismissed these concerns, arguing that the rats actually enjoy the experiments. After all, explains Talwar, the rats ‘work for pleasure’ and when the electrodes stimulate the reward centre in their brain, ‘the rat feels Nirvana’. To the best of our understanding, the rat doesn’t feel that somebody else controls her, and she doesn’t feel that she is being coerced to do something against her will. When Professor Talwar presses the remote control, the rat wants to move to the left, which is why she moves to the left. When the professor presses another switch, the rat wants to climb a ladder, which is why she climbs the ladder. After all, the rat’s desires are nothing but a pattern of firing neurons. What does it matter whether the neurons are firing because they are stimulated by other neurons, or because they are stimulated by transplanted electrodes connected to Professor Talwar’s remote control? If you asked the rat about it, she might well have told you, ‘Sure I have free will! Look, I want to turn left – and I turn left. I want to climb a ladder – and I climb a ladder. Doesn’t that prove that I have free will?
Yuval Noah Harari (Homo Deus: A History of Tomorrow)
I once told you that all actions have a cost, we simply must decide if they are worth paying. If you do not act in the best interest of your own happiness you will regret—and pay for it—for the rest of your life.
Kathryn Smith (When Marrying a Scoundrel (Victorian Soap Opera, #2))
There are three kinds of constitution, and an equal number of deviation-forms--perversions, as it were, of them. The constitutions are monarchy, aristocracy, and thirdly that which is based on a property qualification, which it seems appropriate to call timocratic, though most people are wont to call it polity. The best of these is monarchy, the worst timocracy. The deviation from monarchy is tyranny; for both are forms of one-man rule, but there is the greatest difference between them; the tyrant looks to his own advantage, the king to that of his subjects. For a man is not a king unless he is sufficient to himself and excels his subjects in all good things; and such a man needs nothing further; therefore he will not look to his own interests but to those of his subjects; for a king who is not like that would be a mere titular king. Now tyranny is the very contrary of this; the tyrant pursues his own good. And it is clearer in the case of tyranny that it is the worst deviation-form; but it is the contrary of the best that is worst. Monarchy passes over into tyranny; for tyranny is the evil form of one-man rule and the bad king becomes a tyrant. Aristocracy passes over into oligarchy by the badness of the rulers, who distribute contrary to equity what belongs to the city-all or most of the good things to themselves, and office always to the same people, paying most regard to wealth; thus the rulers are few and are bad men instead of the most worthy. Timocracy passes over into democracy; for these are coterminous, since it is the ideal even of timocracy to be the rule of the majority, and all who have the property qualification count as equal. Democracy is the least bad of the deviations;
Aristotle (Nicomachean Ethics)
Years ago, I dated a lovely young woman who was a few thousand dollars in debt. She was completely stressed out about this. Every month, more interest would be added to her debts. To deal with her stress, she would go every Tuesday night to a meditation and yoga class. This was her one free night, and she said it seemed to be helping her. She would breathe in, imagining that she was finding ways to deal with her debts. She would breathe out, telling herself that her money problems would one day be behind her. It went on like this, Tuesday after Tuesday. Finally, one day I looked through her finances with her. I figured out that if she spent four or five months working a part-time job on Tuesday nights, she could actually pay off all the money she owed. I told her I had nothing against yoga or meditation. But I did think its always best to try to treat the disease first. Her symptoms were stress and anxiety. Her disease was the money she owed. "Why don't you get a job on Tuesday nights and skip yoga for a while?" I suggested. This was something of a revelation to her. And she took my advice. She became a Tuesday-night waitress and soon enough paid off her debts. After that, she could go back to yoga and really breathe easier.
Randy Pausch (The Last Lecture)
This is the debt I pay Just for one riotous day, Years of regret and grief, Sorrow without relief. Pay it I will to the end — Until the grave, my friend, Gives me a true release — Gives me the clasp of peace. Slight was the thing I bought, Small was the debt I thought, Poor was the loan at best — God! but the interest!
Paul Laurence Dunbar
Lots of people do things lots better than lots of others; but, today, so many people do so many things very well, and so many people are seriously interested in so many different things people do for their own different reasons, you can’t call any thing the best for every person, or even every serious person. So you just pay real attention to the real things that affect you; and don’t waste your time knocking the rest.
Samuel R. Delany (Dhalgren)
An investment in knowledge always pays the best interest. • Benjamin Franklin
Andrew Hunt (The Pragmatic Programmer: From Journeyman to Master)
An investment in knowledge pays the best interest." - Benjamin Franklin
Lewis Smile (The Memory Palace - Learn Anything and Everything (Starting With Shakespeare and Dickens))
An investment in knowledge pays the best interest
Benjamin Franklin
If you empty your purse into your head, no one can take it away from you. An investment in knowledge always pays the best interest.
Benjamin Franklin
An investment in knowledge always pays the best interest. Learning is to the Studious, and Riches to the Careful. If a man empties his purse into his head, no man can take it away from him.
John C. Bogle (The Little Book of Common Sense Investing: The Only Way to Guarantee Your Fair Share of Stock Market Returns)
Dear Mom and Dad, I know you’re only trying to do what’s best for me, but I don’t think anyone knows for sure what’s best. I love you and don’t want to be a problem, so I’ve decided to go away. I know you’ll say I’m not a problem, but I know I am. If you want to know why I’m doing this, you should ask Dr. Luce, who is a big liar! I am not a girl. I’m a boy. That’s what I found out today. So I’m going where no one knows me. Everyone in Grosse Pointe will talk when they find out. Sorry I took your money, Dad, but I promise to pay you back someday, with interest. Please don’t worry about me. I will be ALL RIGHT! Despite it’s contents, I signed this declaration to my parents: “Callie.” It was the last time I was ever their daughter.
Jeffrey Eugenides (Middlesex)
In politics, the connection between what you pay for and what you actually get is problematic at best... This is another way of asserting that your vote in the marketplace counts for so much more than your vote in the polling booth. Cast your dollars for the washing machine of your choice and that is what you get--nothing more and nothing less. Pull the lever for the politician of your choice and, most of the time (if you're lucky), you will get some of what you do want and much of what you don't. The votes of a special interest lobby may ultimately cancel out yours. As someone much wiser than me once said, "Politics may not be the oldest profession, but the results are often the same.
Lawrence W. Reed
In the days when money was backed by its face value in silver or gold, there were limits to how much wealth could flow around the world. Today, it's virtual money that the bank lends into existence on a computer screen. "And unless the economy continually expands, there is no new flow of money to pay back that money, plus interest." . . . "As it stands now, if banks start loaning money more slowly than they collect debts, the quantity of money in the economy goes down, and it's impossible to pay back debts. So we get defaults on houses . . . our economy plunges into misery and unemployment. Under our current monetary system, the only alternative to that is endless growth. So one absolute thing we have to change is the whole nature of the monetary system. . . . we deny banks the right to create money." . . . There's a challenge with that solution, he admits. "You're trying to take the right to create wealth away from some of the wealthiest people on the planet.
Alan Weisman (Countdown: Our Last Best Hope for a Future on Earth?)
Our culture has little tolerance for or interest in women past their procreative prime, and certainly we have no reverence for them. While we have sanctified old men and propped them up as the ultimate authorities—the priests, lawmakers, judges—we have exiled their counterparts.
Elise Loehnen (On Our Best Behavior: The Seven Deadly Sins and the Price Women Pay to Be Good)
Trump is the best thing ever to have happened to the new American oligarchy. In addition to his tax cuts and regulatory rollbacks, he stokes divisiveness in ways that keeps the bottom 90 percent from seeing how the oligarchy has taken over the reins of government, twisted government to its benefit, and siphoned off the economy’s benefits. His deal with the oligarchy has been simple: He’ll stoke division and tribalism so most Americans won’t see CEOs getting exorbitant pay while they’re slicing the pay of average workers, won’t pay attention to the giant tax cut that went to big corporations and the wealthy, and won’t notice a boardroom culture that tolerates financial conflicts of interest, insider trading, and the outright bribery of public officials through unlimited campaign donations.
Robert B. Reich (The System: Who Rigged It, How We Fix It)
The best listeners I know pause over words. ‘That’s an interesting way of putting it,’ they muse, or they ask. ‘What exactly do you mean by that?’ The consciousness that every word is a choice, that each word has its own resonance, nuance, emotional coloring, and weight informs their sense of what is being communicated. This kind of listening comes close to what we engage in when we listen to music...A good listener loves words, respects them, pays attention to them, and recognizes vague approximations as a kind of falsehood.
Marilyn Chandler McEntyre (Caring for Words in a Culture of Lies)
18 NEVER PAY YOUR LAWYER BY THE HOUR Incentive Super-Response Tendency To control a rat infestation, French colonial rulers in Hanoi in the nineteenth century passed a law: for every dead rat handed in to the authorities, the catcher would receive a reward. Yes, many rats were destroyed, but many were also bred specially for this purpose. In 1947, when the Dead Sea scrolls were discovered, archaeologists set a finder’s fee for each new parchment. Instead of lots of extra scrolls being found, they were simply torn apart to increase the reward. Similarly, in China in the nineteenth century, an incentive was offered for finding dinosaur bones. Farmers located a few on their land, broke them into pieces and cashed in. Modern incentives are no better: company boards promise bonuses for achieved targets. And what happens? Managers invest more energy in trying to lower the targets than in growing the business. These are examples of the incentive super-response tendency. Credited to Charlie Munger, this titanic name describes a rather trivial observation: people respond to incentives by doing what is in their best interests. What is noteworthy is, first, how quickly and radically people’s behaviour changes when incentives come into play or are altered and, second, the fact that people respond to the incentives themselves and not the grander intentions behind them.
Rolf Dobelli (The Art of Thinking Clearly: The Secrets of Perfect Decision-Making)
Follow an exercise routine in which there is no routine. Whenever something becomes routine, you don't pay attention to it anymore. I rarely do the same routine twice which keeps me interested and focused.
Martina Navratilova (Shape Your Self: My 6-Step Diet and Fitness Plan to Achieve the Best Shape of Your Life)
A liar is a self-interested man, which means he is a rational man. He lies because he knows the honest truth bears a cost he's not willing to pay. But the honest man? He's the dangerous man. He's the one who insists on telling the truth no matter the cost. Such a man is an irrational man that cannot be reasoned or bargained with. An honest man is either your best friend or your worst enemy. Usually your enemy. Most people can't handle the truth. If you tell them the real reasons why they're fat or poor or stupid or unsuccessful in life, generally they will hate you for it.
Mike Maden (Tom Clancy Firing Point (A Jack Ryan Jr. Novel (6)))
Adjunct teachers are the professorial equivalent of the migrant Mexican farm laborers hired during harvest. If you can get a good contract at the same farm every year, where the farmer pays you on time and doesn't cheat or abuse you, then it's in your best interest to show up consistently from year to year.
Ruth Ozeki (All Over Creation)
Exaggeration in every sense is as essential to newspaper writing as it is to the writing of plays: for the point is to make as much as possible of every occurrence. So that all newspaper writers are, for the sake of their trade, alarmists: this is their way of making themselves interesting. What they really do, however, is resemble little dogs who, as soon as anything whatever moves, start up a loud barking. It is necessary, therefore, not to pay too much attention to their alarms, and to realize in general that the newspaper is a magnifying glass, and this only at best: for very often it is no more than a shadow-play on the wall.
Arthur Schopenhauer (Essays and Aphorisms)
I smile at my friends, but Mer and Rashmi and Josh are distracted, arguing about something that happened over dinner. St. Clair sees me and smiles back. "Good?" I nod.He looks pleased and ducks into the row after me. I always sit four rows up from the center, and we have perfectseats tonight.The chairs are classic red. The movie begins,and the title screen flashes up. "Ugh,we have to sit through the credits?" Rashmi asks. They roll first,like in all old films. I read them happily. I love credits. I love everything about movies. The theater is dark except for the flicker of blacks and whites and grays on-screen. Clark Gable pretends to sleep and places his hand in the center of an empty bus seat. After a moment of irritation,Claudette Colbert gingerly plucks it aside and sits down. Gable smiles to himself,and St. Clair laughs. It's odd,but I keep finding myself distracted. By the white of his teeth through the darkness.By a wavy bit of his hair that sticks straight out to the side. By the soft aroma of his laundry detergent. He nudges me to silently offer the armrest,but I decline and he takes it.His arm is close to mine,slightly elevated. I glance at his hands.Mine are tiny compared to his large,knuckly boy hands. And,suddenly,I want to touch him. Not a push,or a shove,or even a friendly hug. I want to feel the creases in his skin,connect his freckles with invisible lines,brush my fingers across the inside of his wrist. He shifts. I have the strangest feeling that he's as aware of me as I am of him. I can't concentrate. The characters on the screen are squabbling, but for the life of me, I don't know what about. How long have I not been paying attention? St. Clair coughs and shifts again. His leg brushes against mine.It stays there. I'm paralyzed. I should move it; it feels too unnatural.How can he not notice his leg is touching my leg? From the corner of my eye,I see the profile of his chin and nose,and-oh,dear God-the curve of his lips. There.He glanced at me. I know he did. I bore my eyes into the screen, trying my best to prove that I am Really Interested in this movie.St. Clair stiffens but doesn't move his leg.Is he holding his breath? I think he is.I'm holding mine. I exhale and cringe-it's so loud and unnatural. Again.Another glance. This time I turn, automatically,just as he's turning away. It's a dance,and now there's a feeling in the air like one of us should say something.Focus,Anna. Focus. "Do you like it?" I whisper. He pauses. "The film?" I'm thankful the shadows hide my blush. "I like it very much," he says. I risk a glance,and St. Clair stares back. Deeply.He has not looked at me like this before.I turn away first, then feel him turn a few beats later. I know he is smiling,and my heart races.
Stephanie Perkins (Anna and the French Kiss (Anna and the French Kiss, #1))
Putting It into Practice: Neutralizing Negativity Use the techniques below anytime you’d like to lessen the effects of persistent negative thoughts. As you try each technique, pay attention to which ones work best for you and keep practicing them until they become instinctive. You may also discover some of your own that work just as well. ♦ Don’t assume your thoughts are accurate. Just because your mind comes up with something doesn’t necessarily mean it has any validity. Assume you’re missing a lot of elements, many of which could be positive. ♦ See your thoughts as graffiti on a wall or as little electrical impulses flickering around your brain. ♦ Assign a label to your negative experience: self-criticism, anger, anxiety, etc. Just naming what you are thinking and feeling can help you neutralize it. ♦ Depersonalize the experience. Rather than saying “I’m feeling ashamed,” try “There is shame being felt.” Imagine that you’re a scientist observing a phenomenon: “How interesting, there are self-critical thoughts arising.” ♦ Imagine seeing yourself from afar. Zoom out so far, you can see planet Earth hanging in space. Then zoom in to see your continent, then your country, your city, and finally the room you’re in. See your little self, electrical impulses whizzing across your brain. One little being having a particular experience at this particular moment. ♦ Imagine your mental chatter as coming from a radio; see if you can turn down the volume, or even just put the radio to the side and let it chatter away. ♦ Consider the worst-case outcome for your situation. Realize that whatever it is, you’ll survive. ♦ Think of all the previous times when you felt just like this—that you wouldn’t make it through—and yet clearly you did. We’re learning here to neutralize unhelpful thoughts. We want to avoid falling into the trap of arguing with them or trying to suppress them. This would only make matters worse. Consider this: if I ask you not to think of a white elephant—don’t picture a white elephant at all, please!—what’s the first thing your brain serves up? Right. Saying “No white elephants” leads to troops of white pachyderms marching through your mind. Steven Hayes and his colleagues studied our tendency to dwell on the forbidden by asking participants in controlled research studies to spend just a few minutes not thinking of a yellow jeep. For many people, the forbidden thought arose immediately, and with increasing frequency. For others, even if they were able to suppress the thought for a short period of time, at some point they broke down and yellow-jeep thoughts rose dramatically. Participants reported thinking about yellow jeeps with some frequency for days and sometimes weeks afterward. Because trying to suppress a self-critical thought only makes it more central to your thinking, it’s a far better strategy to simply aim to neutralize it. You’ve taken the first two steps in handling internal negativity: destigmatizing discomfort and neutralizing negativity. The third and final step will help you not just to lessen internal negativity but to actually replace it with a different internal reality.
Olivia Fox Cabane (The Charisma Myth: How Anyone Can Master the Art and Science of Personal Magnetism)
Nobody tells people who are beginners. I really wish someone had told this to me. Is that [if you are watching this video, you are somebody who wants o make videos right?] all of us who do creative work, we get into it. we get into it because we have good taste. you know what I mean? like you want to make TV, because you love TV. there is stuff you just like, love. ok so you got really good taste. you get into this thing … that i don’t even know how to describe it, but there is a gap. for the first couple of years you are making stuff, what you are making isn’t so good... ok, its not that great. it's really not that great. its trying to be good, it has ambition to be good, but not quite that good. but your taste, the thing get you into the game, your taste is still killer. your taste is good enough that you can tell what you are making is a kind of disappointment to you, you know what i mean? you can tell it is still sort of crappy. a lot of people never get past that phase. a lot of people at that point, they quit. the thing i would just like say to you with all my heart is that most everybody I know, who does interesting creative work, they went through a phase of years where they had really good taste, they could tell what they were making wasn’t as good as they wanted it to be. they knew it felt short. [some of us can admit that to ourselves, some of us less able to admit that to ourselves] we knew like, it didn’t have that special thing that we wanted it to have. [...] everybody goes through that. for you to go through it, if you are going through right now, just getting out of that phase, if you are just starting out and entering into that phase, you gotta know it is totally normal and the most important possible thing you can do is do a lot of work. do a huge volume of work. put yourself on a deadline so that every week or every month you know you’re gonna finish one story. you know what i mean? whatever its gonna be. you create the deadline. it is best if have somebody who is waiting work from you, expecting work from you. even if not somebody who pays you, but that you are in a situation where you have to turn out the work. because it is only by actually going through a volume of work that you are actually going to catch up and close that gap and the work you are making will be as good as your ambitions.
Ira Glass
BOOKS AND SUCCESS. Ignorance is the curse of God, Knowledge the wing wherewith we fly to heaven. —Shakespeare. Prefer knowledge to wealth; for the one is transitory, the other perpetual. —Socrates. If a man empties his purse into his head, no man can take it away from him. An investment in knowledge always pays the best interest. —Franklin. My early and invincible love of reading, I would not exchange for the treasures of India. —Gibbon. If the crowns of all the kingdoms of the empire were laid down at my feet in exchange for my books and my love of reading, I would spurn them all. —Fénelon. Who of us can tell What he had been, had Cadmus never taught The art that fixes into form the thought,— Had Plato never spoken from his cell, Or his high harp blind Homer never strung? —Bulwer.
Orison Swett Marden (How to Succeed or, Stepping-Stones to Fame and Fortune)
It is not that the historian can avoid emphasis of some facts and not of others. This is as natural to him as to the mapmaker, who, in order to produce a usable drawing for practical purposes, must first flatten and distort the shape of the earth, then choose out of the bewildering mass of geographic information those things needed for the purpose of this or that particular map. My argument cannot be against selection, simplification, emphasis, which are inevitable for both cartographers and historians. But the map-maker's distortion is a technical necessity for a common purpose shared by all people who need maps. The historian's distortion is more than technical, it is ideological; it is released into a world of contending interests, where any chosen emphasis supports (whether the historian means to or not) some kind of interest, whether economic or political or racial or national or sexual. Furthermore, this ideological interest is not openly expressed in the way a mapmaker's technical interest is obvious ("This is a Mercator projection for long-range navigation-for short-range, you'd better use a different projection"). No, it is presented as if all readers of history had a common interest which historians serve to the best of their ability. This is not intentional deception; the historian has been trained in a society in which education and knowledge are put forward as technical problems of excellence and not as tools for contending social classes, races, nations. To emphasize the heroism of Columbus and his successors as navigators and discoverers, and to de-emphasize their genocide, is not a technical necessity but an ideological choice. It serves- unwittingly-to justify what was done. My point is not that we must, in telling history, accuse, judge, condemn Columbus in absentia. It is too late for that; it would be a useless scholarly exercise in morality. But the easy acceptance of atrocities as a deplorable but necessary price to pay for progress (Hiroshima and Vietnam, to save Western civilization; Kronstadt and Hungary, to save socialism; nuclear proliferation, to save us all)-that is still with us. One reason these atrocities are still with us is that we have learned to bury them in a mass of other facts, as radioactive wastes are buried in containers in the earth. We have learned to give them exactly the same proportion of attention that teachers and writers often give them in the most respectable of classrooms and textbooks. This learned sense of moral proportion, coming from the apparent objectivity of the scholar, is accepted more easily than when it comes from politicians at press conferences. It is therefore more deadly. The treatment of heroes (Columbus) and their victims (the Arawaks)-the quiet acceptance of conquest and murder in the name of progress-is only one aspect of a certain approach to history, in which the past is told from the point of view of governments, conquerors, diplomats, leaders. It is as if they, like Columbus, deserve universal acceptance, as if they-the Founding Fathers, Jackson, Lincoln, Wilson, Roosevelt, Kennedy, the leading members of Congress, the famous Justices of the Supreme Court-represent the nation as a whole. The pretense is that there really is such a thing as "the United States," subject to occasional conflicts and quarrels, but fundamentally a community of people with common interests. It is as if there really is a "national interest" represented in the Constitution, in territorial expansion, in the laws passed by Congress, the decisions of the courts, the development of capitalism, the culture of education and the mass media.
Howard Zinn (A People’s History of the United States)
Mr. President I confess that there are several parts of this constitution which I do not at present approve, but I am not sure I shall never approve them: For having lived long, I have experienced many instances of being obliged by better information, or fuller consideration, to change opinions even on important subjects, which I once thought right, but found to be otherwise. It is therefore that the older I grow, the more apt I am to doubt my own judgment, and to pay more respect to the judgment of others. Most men indeed as well as most sects in Religion, think themselves in possession of all truth, and that wherever others differ from them it is so far error. Steele a Protestant in a Dedication tells the Pope, that the only difference between our Churches in their opinions of the certainty of their doctrines is, the Church of Rome is infallible and the Church of England is never in the wrong. But though many private persons think almost as highly of their own infallibility as of that of their sect. In these sentiments, Sir, I agree to this Constitution with all its faults, if they are such; because I think a general Government necessary for us, and there is no form of Government but what may be a blessing to the people if well administered, and believe farther that this is likely to be well administered for a course of years, and can only end in Despotism, as other forms have done before it, when the people shall become so corrupted as to need despotic Government, being incapable of any other. I doubt too whether any other Convention we can obtain, may be able to make a better Constitution. For when you assemble a number of men to have the advantage of their joint wisdom, you inevitably assemble with those men, all their prejudices, their passions, their errors of opinion, their local interests, and their selfish views. From such an assembly can a perfect production be expected? It therefore astonishes me, Sir, to find this system approaching so near to perfection as it does; and I think it will astonish our enemies, who are waiting with confidence to hear that our councils are confounded like those of the Builders of Babel; and that our States are on the point of separation, only to meet hereafter for the purpose of cutting one another's throats. Thus I consent, Sir, to this Constitution because I expect no better, and because I am not sure, that it is not the best. The opinions I have had of its errors, I sacrifice to the public good. I have never whispered a syllable of them abroad. Within these walls they were born, and here they shall die. If every one of us in returning to our Constituents were to report the objections he has had to it, and endeavor to gain partizans in support of them, we might prevent its being generally received, and thereby lose all the salutary effects & great advantages resulting naturally in our favor among foreign Nations as well as among ourselves, from our real or apparent unanimity. Much of the strength & efficiency of any Government in procuring and securing happiness to the people, depends, on opinion, on the general opinion of the goodness of the Government, as well as of the wisdom and integrity of its Governors. I hope therefore that for our own sakes as a part of the people, and for the sake of posterity, we shall act heartily and unanimously in recommending this Constitution (if approved by Congress & confirmed by the Conventions) wherever our influence may extend, and turn our future thoughts & endeavors to the means of having it well administred. On the whole, Sir, I can not help expressing a wish that every member of the Convention who may still have objections to it, would with me, on this occasion doubt a little of his own infallibility, and to make manifest our unanimity, put his name to this instrument.
Benjamin Franklin
There is something in the eyes of a bonobo that you don’t see in those of a tiger or a shark. They are human eyes, but not the cautious glimpse of a stranger you pass on a city street, or the pretended interest of a shrink you’re paying $300 an hour. Or someone you think you recognize but don’t. The eyes of a bonobo are the eyes of your best friend or a lover or a priest. They see into you. They see nothing else. They invite confession.
Vanessa Woods (Bonobo Handshake: A Memoir of Love and Adventure in the Congo)
The best answer to this puzzle is that the real surprise was that such a pure and focused strategy was actually implemented. Most complex organizations spread rather than concentrate resources, acting to placate and pay off internal and external interests. Thus, we are surprised when a complex organization, such as Apple or the U.S. Army, actually focuses its actions. Not because of secrecy, but because good strategy itself is unexpected.
Richard P. Rumelt (Good Strategy Bad Strategy: The Difference and Why It Matters)
In the years since the disaster, I often think of my friend Arturo Nogueira, and the conversations we had in the mountains about God. Many of my fellow survivors say they felt the personal presence of God in the mountains. He mercifully allowed us to survive, they believe, in answer to our prayers, and they are certain it was His hand that led us home. I deeply respect the faith of my friends, but, to be honest, as hard as I prayed for a miracle in the Andes, I never felt the personal presence of God. At least, I did not feel God as most people see Him. I did feel something larger than myself, something in the mountains and the glaciers and the glowing sky that, in rare moments, reassured me, and made me feel that the world was orderly and loving and good. If this was God, it was not God as a being or a spirit or some omnipotent, superhuman mind. It was not a God who would choose to save us or abandon us, or change in any way. It was simply a silence, a wholeness, an awe-inspiring simplicity. It seemed to reach me through my own feelings of love, and I have often thought that when we feel what we call love, we are really feeling our connection to this awesome presence. I feel this presence still when my mind quiets and I really pay attention. I don’t pretend to understand what it is or what it wants from me. I don’t want to understand these things. I have no interest in any God who can be understood, who speaks to us in one holy book or another, and who tinkers with our lives according to some divine plan, as if we were characters in a play. How can I make sense of a God who sets one religion above the rest, who answers one prayer and ignores another, who sends sixteen young men home and leaves twenty-nine others dead on a mountain? There was a time when I wanted to know that god, but I realize now that what I really wanted was the comfort of certainty, the knowledge that my God was the true God, and that in the end He would reward me for my faithfulness. Now I understand that to be certain–-about God, about anything–-is impossible. I have lost my need to know. In those unforgettable conversations I had with Arturo as he lay dying, he told me the best way to find faith was by having the courage to doubt. I remember those words every day, and I doubt, and I hope, and in this crude way I try to grope my way toward truth. I still pray the prayers I learned as a child–-Hail Marys, Our Fathers–-but I don’t imagine a wise, heavenly father listening patiently on the other end of the line. Instead, I imagine love, an ocean of love, the very source of love, and I imagine myself merging with it. I open myself to it, I try to direct that tide of love toward the people who are close to me, hoping to protect them and bind them to me forever and connect us all to whatever there is in the world that is eternal. …When I pray this way, I feel as if I am connected to something good and whole and powerful. In the mountains, it was love that kept me connected to the world of the living. Courage or cleverness wouldn’t have saved me. I had no expertise to draw on, so I relied upon the trust I felt in my love for my father and my future, and that trust led me home. Since then, it has led me to a deeper understanding of who I am and what it means to be human. Now I am convinced that if there is something divine in the universe, the only way I will find it is through the love I feel for my family and my friends, and through the simple wonder of being alive. I don’t need any other wisdom or philosophy than this: My duty is to fill my time on earth with as much life as possible, to become a little more human every day, and to understand that we only become human when we love. …For me, this is enough.
Nando Parrado
He spent two years in the extermination camp at Auschwitz. According to his own reluctant account, he came this close to going up a smokestack of a crematorium there: "I had just been assigned to the Sonderkommando," he said to me, "when the order came from Himmler to close the ovens down." Sonderkommando means special detail. At Auschwitz it meant a very special detail indeed--one composed of prisoners whose duties were to shepherd condemned persons into gas chambers, and then to lug their bodies out. When the job was done, the members of the Sonderkommando were themselves killed. The first duty of their successors was to dispose of their remains. Gutman told me that many men actually volunteered for the Sonderkommando. "Why?" I asked him. "If you would write a book about that," he said, "and give the answer to that question, that 'Why?'--you would have a very great book." "Do you know the answer?" I said. "No," he said, "That is why I would pay a great deal of money for a book with the answer in it." "Any guesses?" I said. "No," he said, looking me straight in the eye, "even though I was one of the ones who volunteered." He went away for a little while, after having confessed that. And he thought about Auschwitz, the thing he liked least to think about. And he came back, and he said to me: "There were loudspeakers all over the camp," he said, "and they were never silent for long. There was much music played through them. Those who were musical told me it was often good music--sometimes the best." "That's interesting," I said. "There was no music by Jews," he said. "That was forbidden." "Naturally," I said. "And the music was always stopping in the middle," he said, "and then there was an announcement. All day long, music and announcements." "Very modern," I said. He closed his eyes, remembered gropingly. "There was one announcement that was always crooned, like a nursery rhyme. Many times a day it came. It was the call for the Sonderkommando." "Oh?" I said. "Leichentärger zu Wache," he crooned, his eyes still closed. Translation: "Corpse-carriers to the guardhouse." In an institution in which the purpose was to kill human beings by the millions, it was an understandably common cry. "After two years of hearing that call over the loudspeakers, between the music," Gutman said to me, "the position of corpse-carrier suddenly sounded like a very good job.
Kurt Vonnegut Jr. (Mother Night)
Define your limits: You must decide what you will or will not tolerate. Pay attention to feelings of resentment: Such feelings let you know when someone has been forcefully imposing their personal expectations, views, demands, or values on you without your consent or interest. Be direct or be silent: There are two ways to set boundaries. First, be direct with the person or people crossing your boundaries by telling them how you feel when they engage in the behaviors that create your discomfort. This method works best in relationships that are mutually reciprocal and open to feedback. With toxic people, the second method—
Sherrie Campbell (Adult Survivors of Toxic Family Members: Tools to Maintain Boundaries, Deal with Criticism, and Heal from Shame After Ties Have Been Cut)
Pay attention to everything the dying person says. You might want to keep pens and a spiral notebook beside the bed so that anyone can jot down notes about gestures, conversations, or anything out of the ordinary said by the dying person. Talk with one another about these comments and gestures. • Remember that there may be important messages in any communication, however vague or garbled. Not every statement made by a dying person has significance, but heed them all so as not to miss the ones that do. • Watch for key signs: a glassy-eyed look; the appearance of staring through you; distractedness or secretiveness; seemingly inappropriate smiles or gestures, such as pointing, reaching toward someone or something unseen, or waving when no one is there; efforts to pick at the covers or get out of bed for no apparent reason; agitation or distress at your inability to comprehend something the dying person has tried to say. • Respond to anything you don’t understand with gentle inquiries. “Can you tell me what’s happening?” is sometimes a helpful way to initiate this kind of conversation. You might also try saying, “You seem different today. Can you tell me why?” • Pose questions in open-ended, encouraging terms. For example, if a dying person whose mother is long dead says, “My mother’s waiting for me,” turn that comment into a question: “Mother’s waiting for you?” or “I’m so glad she’s close to you. Can you tell me about it?” • Accept and validate what the dying person tells you. If he says, “I see a beautiful place!” say, “That’s wonderful! Can you tell me more about it?” or “I’m so pleased. I can see that it makes you happy,” or “I’m so glad you’re telling me this. I really want to understand what’s happening to you. Can you tell me more?” • Don’t argue or challenge. By saying something like “You couldn’t possibly have seen Mother, she’s been dead for ten years,” you could increase the dying person’s frustration and isolation, and run the risk of putting an end to further attempts at communicating. • Remember that a dying person may employ images from life experiences like work or hobbies. A pilot may talk about getting ready to go for a flight; carry the metaphor forward: “Do you know when it leaves?” or “Is there anyone on the plane you know?” or “Is there anything I can do to help you get ready for takeoff?” • Be honest about having trouble understanding. One way is to say, “I think you’re trying to tell me something important and I’m trying very hard, but I’m just not getting it. I’ll keep on trying. Please don’t give up on me.” • Don’t push. Let the dying control the breadth and depth of the conversation—they may not be able to put their experiences into words; insisting on more talk may frustrate or overwhelm them. • Avoid instilling a sense of failure in the dying person. If the information is garbled or the delivery impossibly vague, show that you appreciate the effort by saying, “I can see that this is hard for you; I appreciate your trying to share it with me,” or “I can see you’re getting tired/angry/frustrated. Would it be easier if we talked about this later?” or “Don’t worry. We’ll keep trying and maybe it will come.” • If you don’t know what to say, don’t say anything. Sometimes the best response is simply to touch the dying person’s hand, or smile and stroke his or her forehead. Touching gives the very important message “I’m with you.” Or you could say, “That’s interesting, let me think about it.” • Remember that sometimes the one dying picks an unlikely confidant. Dying people often try to communicate important information to someone who makes them feel safe—who won’t get upset or be taken aback by such confidences. If you’re an outsider chosen for this role, share the information as gently and completely as possible with the appropriate family members or friends. They may be more familiar with innuendos in a message because they know the person well.
Maggie Callanan (Final Gifts: Understanding the Special Awareness, Needs, and Co)
..though my grades weren't the kind you have to hide from people, I don't have any memory of being praised for getting a good grade or being the best in anything. I only began to enjoy studying after I got through the educational system and became a so-called member of society. If something interested me, and I could study it at my own pace and approach it the way I liked, I was pretty efficient at acquiring knowledge and skills. The art of translation is a good example. I learned it on my own, the pay-as-you-go method. It takes a lot of time to acquire a skill this way, and you go through a lot of trial and error, but what you learn sticks with you.
Haruki Murakami (What I Talk About When I Talk About Running)
To be sure, we can buy art, but we sense that if it is mere commodity, we pay too much; and if it is true art, we pay infinitely too little. Similarly, we can buy sex but not love; we can buy calories but not real nourishment. Today we suffer a poverty of immesurable things, priceless things; a poverty of the things that money cannot buy and a surfeit of the things it can (though this surfeit is so unequally distributed that many suffer a poverty of those things, too). Just as money homogenizes the things it touches, so also does it homogenize and depersonalize its users: "It facilitates the kind of commercial exchange that is disembedded from all other relations." In other words, people become mere parties to a transaction. In contrast to the diverse motivations that characterize the giving and receiving of gifts, in a pure financial transaction we are all identical: we all want to get the best deal. The homegeneity among human beings that is an effect of money is assumed by economics to be a cause. The whole story of money's evolution from barter assumes that it is fundamental human nature to want to maximize self-interest. In this, human beings are assumed to be identical. When there is no standard of value, different humans want different things. When money is exchangeable for any thing, then all people want the same thing: money.
Charles Eisenstein (Sacred Economics: Money, Gift, and Society in the Age of Transition)
I'm going to throw some suggestions at you now in rapid succession, assuming you are a father of one or more boys. Here we go: If you speak disparagingly of the opposite sex, or if you refer to females as sex objects, those attitudes will translate directly into dating and marital relationships later on. Remember that your goal is to prepare a boy to lead a family when he's grown and to show him how to earn the respect of those he serves. Tell him it is great to laugh and have fun with his friends, but advise him not to be "goofy." Guys who are goofy are not respected, and people, especially girls and women, do not follow boys and men whom they disrespect. Also, tell your son that he is never to hit a girl under any circumstances. Remind him that she is not as strong as he is and that she is deserving of his respect. Not only should he not hurt her, but he should protect her if she is threatened. When he is strolling along with a girl on the street, he should walk on the outside, nearer the cars. That is symbolic of his responsibility to take care of her. When he is on a date, he should pay for her food and entertainment. Also (and this is simply my opinion), girls should not call boys on the telephone-at least not until a committed relationship has developed. Guys must be the initiators, planning the dates and asking for the girl's company. Teach your son to open doors for girls and to help them with their coats or their chairs in a restaurant. When a guy goes to her house to pick up his date, tell him to get out of the car and knock on the door. Never honk. Teach him to stand, in formal situations, when a woman leaves the room or a table or when she returns. This is a way of showing respect for her. If he treats her like a lady, she will treat him like a man. It's a great plan. Make a concerted effort to teach sexual abstinence to your teenagers, just as you teach them to abstain from drug and alcohol usage and other harmful behavior. Of course you can do it! Young people are fully capable of understanding that irresponsible sex is not in their best interest and that it leads to disease, unwanted pregnancy, rejection, etc. In many cases today, no one is sharing this truth with teenagers. Parents are embarrassed to talk about sex, and, it disturbs me to say, churches are often unwilling to address the issue. That creates a vacuum into which liberal sex counselors have intruded to say, "We know you're going to have sex anyway, so why not do it right?" What a damning message that is. It is why herpes and other sexually transmitted diseases are spreading exponentially through the population and why unwanted pregnancies stalk school campuses. Despite these terrible social consequences, very little support is provided even for young people who are desperately looking for a valid reason to say no. They're told that "safe sex" is fine if they just use the right equipment. You as a father must counterbalance those messages at home. Tell your sons that there is no safety-no place to hide-when one lives in contradiction to the laws of God! Remind them repeatedly and emphatically of the biblical teaching about sexual immorality-and why someone who violates those laws not only hurts himself, but also wounds the girl and cheats the man she will eventually marry. Tell them not to take anything that doesn't belong to them-especially the moral purity of a woman.
James C. Dobson (Bringing Up Boys: Practical Advice and Encouragement for Those Shaping the Next Generation of Men)
OK, but what do I do about the debt I have? While the mantra here is “avoid debt at all costs,” if you already have it, it is worth considering if paying it off ahead of schedule is the best use of your capital. In today’s environment, here’s my rough guideline: If your interest rate is... Less than 3%, pay it off slowly and route the money to your investments instead. Between 3-5%, do whatever feels most comfortable: Either put the money to debt payment or investments. More than 5%, pay it off ASAP. But this is just looking at the numbers. There is a lot to be said for focusing on just getting it out of your life and moving on. Especially if keeping your debt under control has been a problem for you.
J.L. Collins (The Simple Path to Wealth: Your road map to financial independence and a rich, free life)
In the conduct of my newspaper, I carefully excluded all libeling and personal abuse, which is of late years become so disgraceful to our country. Whenever I was solicited to insert anything of that kind, and the writers pleaded, as they generally did, the liberty of the press, and that a newspaper was like a stagecoach, in which any one who would pay had a right to a place, my answer was that I would print the piece separately if desired, and the author might have as many copies as he pleased to distribute himself, but that I would not take upon me to spread his detraction; and that, having contracted with my subscribers to furnish them with what might be either useful or entertaining, I could not fill their papers with private altercation, in which they had no concern, without doing them manifest injustice. Now many of our printers make no scruple of gratifying the malice of individuals by false accusations of the fairest characters among ourselves, augmenting animosity even to the producing of duels; and are, moreover, so indiscreet as to print scurrilous reflections on the government of neighboring states, and even on the conduct of our best national allies, which may be attended with the most pernicious consequences. These things I mention as a caution to young printers, and that they may be encouraged not to pollute their presses and disgrace their profession by such infamous practices, but refuse steadily, as they may see by my example that such a course of conduct will not, on the whole, be injurious to their interests.
Benjamin Franklin (Franklin's Autobiography)
This is on us. This is society. This is what America has come to. My generation just decided that we all wanted McMansions, so we maxed out our credit cards and doubled down on the rat race, thinking we could have it all. But someone always pays. And it’s the kids who are paying because we’re not paying any attention to them. Not really. We send them off to day care, to summer camp. We buy a house near the picture-perfect school: the best school in Florida! Then we congratulate ourselves on being great parents. But do we ever actually go to the school? Do we take any interest in what happens there? No! We let activists and bureaucrats force policies down teachers’ throats to make the school look better on paper. Then, if we even notice, we applaud ourselves for sending our kid to the safest school in Florida!
Andrew Pollack (Why Meadow Died: The People and Policies That Created The Parkland Shooter and Endanger America's Students)
It was in Cleveland that Magic Slim became the most successful pornographic film producer in America. His training center was a key link in a human trafficking supply chain stretching from the former Soviet Republics in Eastern Europe to the United States. Trafficking accounts for an estimated $32 billion in annual trade with sex slavery and pornographic film production accounting for the greatest percentage. The girls arrived at Slim’s building young and naive, they left older and wiser. This was a classic value chain with each link making a contribution.  Slim’s trainers were the best, and it showed in the final product. Each class of girls was judged on the merits. The fast learners went on to advanced training. They learned proper etiquette, social skills and party games. They learned how to dress, apply makeup and discuss world events.  Best in-class were advertised in international style magazines with code words. These codes were known only to select clients and certain intermediaries approved by Slim. This elaborate distribution system was part of Slim’s business model, his clients paid an annual subscription fee for the on-line dictionary. The code words and descriptions were revised monthly.  An interested client would pay an access fee for further information that included a set of professional  photographs, a video and voice recordings of the model addressing the client by name.  Should the client accept, a detailed travel itinerary was submitted calling for first class travel and accommodation.  Slim required a letter of understanding spelling out terms and conditions and a 50% deposit. He didn’t like contracts, his word was his bond, everyone along the chain knew that. Slim's business was booming.
Nick Hahn
As people come to understand the environmental damages being caused by carbon and industry pollutants, there is a call for "full-cost accounting." This is an effort to include the adverse environmental costs of manufacturing and other production in the price of producing those items--from the cost of cleanup to the health impacts of carbon pollution. Currently, companies' profit-and-loss statements don't account for these and other costs, which are paid for by us all, and disproportionately by the poor and vulnerable. By failing to pay for the real cost of production, by misrepresenting or ignoring the vast consequences of some of their work, certain businesses and corporations have pursued paths that are at odds with the interests of society. A greater movement toward full-cost accounting is critical if we are going to align business decisions with what is in the best interests of future generations...
Cory Booker (United: Thoughts on Finding Common Ground and Advancing the Common Good)
If the weakness of mainstream fiction is its deliberate smallness, the weakness of sf is its puffed-up size, its gauzy immensities. SF often pays so much attention to cosmic ideas that the story's surface is vague. Too much sf suffers from a lack of tangible reality. Muzzy settings, generic characters concocted merely for the sake of the idea, improbable action plots tidily wrapped up at the end. Too much preaching, not enough concrete, credible detail. An sf writer can get published without mastering certain things that most mainstream writers can’t evade: evocative prose style, naturalistic dialogue, attention to detail. Refraining from editorializing, over-explaining, or pat resolutions. To us, the contents of The Best American Short Stories seem paltry and timebound. To them, the contents of Asimov’s are overblown and underrealized. It’s no wonder that sf never makes the Ravenel collection. SF is habitually strong in areas considered unessential to good mainstream fiction, and weak in those areas that are considered essential. It doesn't matter that to the sf reader most contemporary fiction is so interested in "how things really are" in tight focus that it missed "how things really are" in the big picture. SF’s different standards make it invisible to mainstream readers, not in the literal way of H.G. Wells's invisible man, but in the cultural way of Ralph Ellison's. It's not that they can’t see us, it's that they don't know what to make of what they see. What they don't know about sf, and worse still, what they think they do know, make it impossible for them to appreciate our virtues. We are like a Harlem poet attempting to find a seat at the Algonquin round table in 1925. Our clothes are outlandish . Our accent is uncouth. The subjects we are interested in are uninteresting or incomprehensible. Our history and culture are unknown. Our reasons for being there are inadmissible. The result is embarrassment, condescension, or silence.
John Kessel
ONCE, a youth went to see a wise man, and said to him: “I have come seeking advice, for I am tormented by feelings of worthlessness and no longer wish to live. Everyone tells me that I am a failure and a fool. I beg you, Master, help me!” The wise man glanced at the youth, and answered hurriedly: “Forgive me, but I am very busy right now and cannot help you. There is one urgent matter in particular which I need to attend to...”—and here he stopped, for a moment, thinking, then added: “But if you agree to help me, I will happily return the favor.” “Of...of course, Master!” muttered the youth, noting bitterly that yet again his concerns had been dismissed as unimportant. “Good,” said the wise man, and took off a small ring with a beautiful gem from his finger. “Take my horse and go to the market square! I urgently need to sell this ring in order to pay off a debt. Try to get a decent price for it, and do not settle for anything less than one gold coin! Go right now, and come back as quick as you can!” The youth took the ring and galloped off. When he arrived at the market square, he showed it to the various traders, who at first examined it with close interest. But no sooner had they heard that it would sell only in exchange for gold than they completely lost interest. Some of the traders laughed openly at the boy; others simply turned away. Only one aged merchant was decent enough to explain to him that a gold coin was too high a price to pay for such a ring, and that he was more likely to be offered only copper, or at best, possibly silver. When he heard these words, the youth became very upset, for he remembered the old man’s instruction not to accept anything less than gold. Having already gone through the whole market looking for a buyer among hundreds of people, he saddled the horse and set off. Feeling thoroughly depressed by his failure, he returned to see the wise man. “Master, I was unable to carry out your request,” he said. “At best I would have been able to get a couple of silver coins, but you told me not to agree to anything less than gold! But they told me that this ring is not worth that much.” “That’s a very important point, my boy!” the wise man responded. “Before trying to sell a ring, it would not be a bad idea to establish how valuable it really is! And who can do that better than a jeweler? Ride over to him and find out what his price is. Only do not sell it to him, regardless of what he offers you! Instead, come back to me straightaway.” The young man once more leapt up on to the horse and set off to see the jeweler. The latter examined the ring through a magnifying glass for a long time, then weighed it on a set of tiny scales. Finally, he turned to the youth and said: “Tell your master that right now I cannot give him more than 58 gold coins for it. But if he gives me some time, I will buy the ring for 70.” “70 gold coins?!” exclaimed the youth. He laughed, thanked the jeweler and rushed back at full speed to the wise man. When the latter heard the story from the now animated youth, he told him: “Remember, my boy, that you are like this ring. Precious, and unique! And only a real expert can appreciate your true value. So why are you wasting your time wandering through the market and heeding the opinion of any old fool?
William Mougayar (The Business Blockchain: Promise, Practice, and Application of the Next Internet Technology)
Our education system is like a money plant, which looks beautiful with big green leaves, but fails to produce any fruit or a flower. Undoubtedly, we are a home to the best doctors, scientists, poets, artists, and whatnot. But I feel, we miserably fail to evoke humanism, compassion, and tolerance in students. If we would count all the do’s and don’ts taught to us in our school, surely don’ts would exceed the number of the do's. I was forced to mug up certain things I was not interested in. Now, I understand the importance of questioning. I wish if our schools could teach us the art of questioning instead of just hunting for answers. Various facts are stuffed in delicate minds, but what about teachings on life, tutoring to never give up, and asking for students’ opinions on a subject? Yes, teaching these things would not directly increase the ‘GDP’ by creating human-machines, but would definitely create better minds and wonderful souls. I really wish our syllabus could preach to us the sheer value of knowledge, wisdom, and awareness. I wish our schools could nurture educated intellectuals, rather than literate persons. I wish we could pay more heed to the education ratio instead of just literacy ratio. We need more thinkers and fewer money makers. We are directed towards a goal already chosen for us, but not asked about our big fantasies and little dreams.
Misbah Khan (Blanks & Blues)
What’s an IPO, exactly? A company decides it wants to “float” part of its equity on the public markets, allowing employees and founders to sell private shares to pay them off for years of service, as well as sell shares out of the corporate treasury to have some money in the bank. Large investment banks (such as my former employer Goldman Sachs) form what’s called a “syndicate” (“mafia” might be a better term) wherein they offer to effectively buy those shares from Facebook, and then sell them into the capital markets, usually by pushing it via their sales force onto wealthy clients or institutional investors. That syndicate either guarantees a price (“firm commitment”) or promises to get the best price it can (“best effort”). In the former case, the bank is taking real execution risk, and stands to lose money if it doesn’t engineer a “pop” in the stock on opening day. To mitigate the risk, the bank convinces the offering company to expect a lower price, while simultaneously jacking up what real price the market will bear with a zealous sales pitch to the market’s deepest pockets. Thus, it is absolutely jejune to think that a stock’s rise on opening day is due to clamoring and unexpected interest. Similar to Captain Renault in Casablanca, Wall Street bankers are shocked—shocked!—that there should be such a large and positive price dislocation in the market they just rigged.
Antonio García Martínez (Chaos Monkeys: Obscene Fortune and Random Failure in Silicon Valley)
You haven't been yourself lately." Nikhil shook his head and sighed. "You've gone off the rails. We just want you to go back to being who you were--- sweet, good, quiet, respectful. Listen to the people who know what's best for you." "Shut up, Nikhil." I was sick of him and his officious, condescending attitude, sick of him thinking he knew anything about me. Where was he when I was struggling at school? Where was he when I needed a big brother, or even a friend? "Why are you here anyway?" "To make sure you do the right thing." "And that would be what? Telling the head of a Mafia family I'm going to bail on his daughter's wedding? Do you know how much money he's paying me to see it through? You can't even count that high." Nikhil swallowed hard. He couldn't stand being bested in any way. "We've found a perfect match for you. He's a dermatologist and he's looking for a wife. The family all agrees this is the best thing for you." "Single and has a job. That's a pretty low bar." I said. "Personality. Interests. Political views. Sense of humor. Pets. Hobbies. Character. Intelligence. Values. None of those matter?" "Not when you've lost all sense of who you are." Nikhil leaned forward. "Not when the family honor is at stake." "Oh, I'm sorry." My voice dripped with sarcasm. "Did I go to sleep and wake up in the wrong century? The family honor? Since when does our family have honor? And in what universe did you ever think I would agree to something like this?
Sara Desai (To Have and to Heist)
My Future Self My future self and I become closer and closer as time goes by. I must admit that I neglected and ignored her until she punched me in the gut, grabbed me by the hair and turned my butt around to introduce herself. Well, at least that’s what it felt like every time I left the convalescent hospital after doing skills training for a certification I needed to help me start my residential care business. I was going to be providing specialized, 24/7 residential care and supervising direct care staff for non-verbal, non-ambulatory adult men in diapers! I ran to the Red Cross and took the certified nurse assistant class so I would at least know something about the job I would soon be hiring people to do and to make sure my clients received the best care. The training facility was a Medicaid hospital. I would drive home in tears after seeing what happens when people are not able to afford long-term medical care and the government has to provide that care. But it was seeing all the “young” patients that brought me to tears. And I had thought that only the elderly lived like this in convalescent hospitals…. I am fortunate to have good health but this experience showed me that there is the unexpected. So I drove home each day in tears, promising God out loud, over and over again, that I would take care of my health and take care of my finances. That is how I met my future self. She was like, don’t let this be us girlfriend and stop crying! But, according to studies, we humans have a hard time empathizing with our future selves. Could you even imagine your 30 or 40 year old self when you were in elementary or even high school? It’s like picturing a stranger. This difficulty explains why some people tend to favor short-term or immediate gratification over long-term planning and savings. Take time to picture the life you want to live in 5 years, 10 years, and 40 years, and create an emotional connection to your future self. Visualize the things you enjoy doing now, and think of retirement saving and planning as a way to continue doing those things and even more. However, research shows that people who interacted with their future selves were more willing to improve savings. Just hit me over the head, why don’t you! I do understand that some people can’t even pay attention or aren’t even interested in putting money away for their financial future because they have so much going on and so little to work with that they feel like they can’t even listen to or have a conversation about money. But there are things you’re doing that are not helping your financial position and could be trouble. You could be moving in the wrong direction. The goal is to get out of debt, increase your collateral capacity, use your own money in the most efficient manner and make financial decisions that will move you forward instead of backwards. Also make sure you are getting answers specific to your financial situation instead of blindly guessing! Contact us. We will be happy to help!
Annette Wise
Dear PrettyKitty29, Hi, my name is Liam Brody. From the looks of your charming website, you've heard of me. Believe it or not, I've heard of you too. I was recently tipped off about your little gossip community. I probably shouldn't call it little. You are one of the busiest gossip communities on the Internet. Congratulations. I'm always impressed with people who manage to stay indoors so much. You must have a sufficient amount of Vitamin D. I noticed that you seem to have an odd and probably unwarranted agenda against me. Almost every bitter post about me is put up by lovely you. I also noticed that your hatred has spread successfully among your users. Wow. What an influence you have on gossip hungry teens and housewives. Again, congratulations. I apologize for dating models, PrettyKitty29. I just think they're more attractive than other people. Some people steal, some people do drugs, some people sell them. I date models. It could probably be worse. I could be someone who makes bribes. Speaking of those, I was emailing you to let you know that despite the sarcasm throughout this email, I find your strangely influential website interesting and am willing to make a substantial payment to you if you stop posting negative stories and put a few nice ones instead. I don't know what a gossip community moderator gets paid, but I'm sure that regardless, you could use a few extra bucks. It would pay for food delivery, movies On Demand, and other indoor pleasures that I'm sure you partake in. Please let me know. Best, Liam Brody.
India Lee (HDU (HDU, #1))
The word “justice,” as still used in the law, is more similar to Plato’s conception than it is as used in political speculation. Under the influence of democratic theory, we have come to associate justice with equality, while for Plato it has no such implication. “Justice,” in the sense in which it is almost synonymous with “law”—as when we speak of “courts of justice”—is concerned mainly with property rights, which have nothing to do with equality. The first suggested definition of “justice,” at the beginning of the Republic, is that it consists in paying debts. This definition is soon abandoned as inadequate, but something of it remains at the end. There are several points to be noted about Plato’s definition. First, it makes it possible to have inequalities of power and privilege without injustice. The guardians are to have all the power, because they are the wisest members of the community; injustice would only occur, on Plato’s definition, if there were men in the other classes who were wiser than some of the guardians. That is why Plato provides for promotion and degradation of citizens, although he thinks that the double advantage of birth and education will, in most cases, make the children of guardians superior to the children of others. If there were a more exact science of government, and more certainty of men following its precepts, there would be much to be said for Plato’s system. No one thinks it unjust to put the best men into a football team, although they acquire thereby a great superiority. If football were managed as democratically as the Athenian government, the students to play for their university would be chosen by lot. But in matters of government it is difficult to know who has the most skill, and very far from certain that a politician will use his skill in the public interest rather than in his own or in that of his class or party or creed.
Bertrand Russell (A History of Western Philosophy: And Its Connection with Political and Social Circumstances from the Earliest Times to the Present Day)
He began, “There is absolutely no doubt in the mind of a very overwhelming number of Americans, that the best immediate defense of the United States is the success of Britain in defending itself. “Now, what I am trying to do is eliminate the dollar sign. That is something brand new in the thoughts of everybody in this room, I think—get rid of the silly, foolish, old dollar sign. “Well, let me give you an illustration,” he said, and then deployed an analogy that distilled his idea into something both familiar and easy to grasp, something that would resonate with the quotidian experience of countless Americans. “Suppose my neighbor’s home catches fire, and I have got a length of garden hose four or five hundred feet away: but, my Heaven, if he can take my garden hose and connect it up with his hydrant, I may help him put out the fire. Now, what do I do? I don’t say to him before that operation, ‘Neighbor, my garden hose cost me $15; you have got to pay me $15 for it.’ What is the transaction that goes on? I don’t want $15—I want my garden hose back after the fire is over. All right. If it goes through the fire all right, intact, without any damage to it, he gives it back to me and thanks me very much for the use of it. But suppose it gets smashed up—holes in it—during the fire; we don’t have to have too much formality about it, but I say to him, ‘I was glad to lend you that hose; I see I can’t use it any more, it’s all smashed up.’ “He says ‘How many feet of it were there?’ “I tell him, ‘There were 150 feet of it.’ “He says, ‘All right, I will replace it.’ ” That became the kernel of an act introduced in Congress soon afterward, numbered H.R. 1776 and titled “A Bill Further to Promote the Defense of the United States, and for Other Purposes,” soon to receive its lasting byname, the Lend-Lease Act. Central to the proposal was the idea that it was in the best interests of the United States to provide Britain, or any ally, with all the aid it needed, whether it could pay or not.
Erik Larson (The Splendid and the Vile: A Saga of Churchill, Family, and Defiance During the Blitz)
proper legal structure. The best structure is that of the Mondragon companies, which do not allow workers to own a tradable share of equity. Instead, in addition to their wages they each have an internal capital account the value of which depends on the business’s performance and on the number of hours the member works. A new member has to pay a large entrance fee, most of which is credited to his internal account. He receives interest at the end of every fiscal year, but he cannot withdraw the annually accumulating principal from his account until retirement. Almost all profits are divided between these individual accounts and a collective account that helps ensure the company’s survival. No buying or selling of shares takes place in this scheme, so it’s difficult for the firm to lose its worker-controlled status. Not until 1982, however, did the internal-capital-accounts legal structure exist in the United States (and then only in Massachusetts); prior to that, worker cooperatives had to make convoluted use of other categories, which sometimes made them vulnerable to degeneration.113 In any case, the survival rates of contemporary cooperatives put the lie to traditional theories of cooperatives’ unsustainability, for they appear to have higher rates of survival than conventional firms. During the 1970s and early 1980s, the death rate for co-ops in France (due either to dissolution or to conversion into a capitalist firm) was 6.9 percent; the comparable rate for capitalist competitors was 10 percent. A study in 1989 found much higher failure rates for capitalist companies than cooperatives in North America.114 A study conducted by Quebec’s Ministry of Industry and Commerce in 1999 concluded that “Co-op startups are twice as likely to celebrate their 10th birthday as conventionally owned private businesses.”115 A later study by the same organization found that “More than 6 out of 10 cooperatives survive more than five years, as compared to almost 4 businesses out of 10 for the private sector in Québec and in Canada in general. More than 4 out of 10 cooperatives survive more than 10 years, compared to 2 businesses out of 10 for the private sector.”116
Chris Wright (Worker Cooperatives and Revolution: History and Possibilities in the United States)
How to choose a best website development company RNS IT Solutions is the best Software development company. When choosing a development company for your website, it is very important not only to look at the price, but also the quality of the work you hope to obtain and it is that a good Web of quality, realized of the hand of good engineers who have been working in the sector for years, can make you recover the investment in a short time and generate great benefits in the long term. Of course, to have a quality website the initial investment will probably be greater than you expect and maybe right now you think that the web you need does not require much quality, or a lot of work, but stop to think for a moment and consider the possibility that you are totally wrong, because that may depend on the future of your company as well as Web Development company India.The image that you want to transmit to the clients of the same one and the investment that you will have to do in the web once developed. With all this I do not mean that you have to ask for a loan from the bank to pay for the web. If the project you have in mind takes more work than you initially thought and the budget is out of your expectations, you can always limit and remove features that are dispensable. In this way you can publish the Web as soon as possible, so that once the initial investment is amortized, you can continue investing in adding those features that were left in the background. There are few Web Development Company In India hat right now could not survive, if they were not involved in the online world and it costs much less to make you a quality professional website, with a higher initial investment, to make you a website on which you have to invest, and then large amounts in development and consulting to correct deficiencies initially not contemplated. In the worst case, a bad development, may even force you to throw all the code of the web to the trash, to have to start from scratch. But what is quality of Web Development Services India? Let's see the characteristics that a website must have in order to be considered quality and professional: In any development project, meetings are always held to develop an initial analysis, gathering all the requirements and objectives of the web that the client wants. At this point you should have a proactive attitude, proposing functionalities that could be interesting or alternative ideas that we know can generate good results.
RNSITSOLUTIONS.COM
Noah smiled at her, then his smile froze. He looked her slowly up and down. And again. “What?” she demanded hotly, hands on her hips. “Nothing,” he said, turning away. “No. What? What’s the matter?” He turned back slowly, put his tools down on top of the ladder and approached her. “I don’t know how to say this. I think it would be in the best interests of both of us if you’d dress a little more…conservatively.” She looked down at herself. “More conservatively than overalls?” she asked. He felt a laugh escape in spite of himself. He shook his head. “Ellie, I’ve never seen anybody look that good in overalls before.” “And this is a bad thing?” she asked, crossing her arms over her chest. “It’s provocative,” he tried to explain. “Sexy. People who work around churches usually dress a little more… What’s the best way to put this…?” “Frumpy? Dumpy? Ugly?” “Without some of their bra showing, for one thing.” “Well now, Reverend, just where have you been? Because this happens to be in style. And I’ll do any work you give me, but you really shouldn’t be telling me what to wear. The last guy I was with tried to do me over. He liked me well enough when he was trying to get my attention, but the second I married him, he wanted to cover me up so no one would notice I had a body!” “The husband?” “The very same. It didn’t work for him and it’s not going to work for you. You didn’t say anything about a dress code. Maybe I’ll turn you in to the Better Business Bureau or something.” “I think you mean the Equal Employment Opportunity Commission. Or maybe you should go straight to the American Civil Liberties Union.” He stepped toward her. “Ellie,” he said, using his tender but firm minister voice. “I’m a single man. You’re a very beautiful young woman. I would like it if the good people of Virgin River assumed you were given this job solely because of your qualifications and not because you’re eye candy. Tomorrow, could you please wear something less distracting?” “I’ll do my best,” she said in a huff. “But this is what I have, and there’s not much I can do about that. Especially on what you’re paying me.” “Just think ‘baggy,’” he advised. “We’re going to have a problem there,” she said. “I don’t buy my clothes baggy. Or ugly. Or dumpy. And you can bet your sweet a…butt I left behind the clothes Arnie thought I should wear.” She just shook her head in disgust. “I don’t know what you’re complaining about. You know how many guys would rather have something nice to look at than a girl in a flour sack? Guess you didn’t get to Count Your Blessings 101.” She cocked her head and lifted her eyebrows. “I’m counting,” he said. But his eyes bore down on hers seriously. He was not giving an inch. “Just an ounce of discretion. Do what you can.” She took a deep breath. “Let’s just get to work. Tomorrow I’ll look as awful as possible. How’s that?” “Perfect.
Robyn Carr (Forbidden Falls)
The philosophers who in their treatises of ethics assigned supreme value to justice and applied the yardstick of justice to ali social institutions were not guilty of such deceit. They did not support selfish group concerns by declaring them alone just, fair, and good, and smear ali dissenters by depicting them as the apologists of unfair causes. They were Platonists who believed that a perennial idea of absolute justice exists and that it is the duty of man to organize ali human institutions in conformity with this ideal. Cognition of justice is imparted to man by an inner voice, i.e., by intuition. The champions of this doctrine did not ask what the consequences of realizing the schemes they called just would be. They silently assumed either that these consequences will be beneficiai or that mankind is bound to put up even with very painful consequences of justice. Still less did these teachers of morality pay attention to the fact that people can and really do disagree with regard to the interpretation of the inner voice and that no method of peacefully settling such disagreements can be found. Ali these ethical doctrines have failed to comprehend that there is, outside of social bonds and preceding, temporally or logically, the existence of society, nothing to which the epithet "just" can be given. A hypothetical isolated individual must under the pressure of biological competition look upon ali other people as deadly foes. His only concern is to preserve his own life and health; he does not need to heed the consequences which his own survival has for other men; he has no use for justice. His only solicitudes are hygiene and defense. But in social cooperation with other men the individual is forced to abstain from conduct incompatible with life in society. Only then does the distinction between what is just and what is unjust emerge. It invariably refers to interhuman social relations. What is beneficiai to the individual without affecting his fellows, such as the observance of certain rules in the use of some drugs, remains hygiene. The ultimate yardstick of justice is conduciveness to the preservation of social cooperation. Conduct suited to preserve social cooperation is just, conduct detrimental to the preservation of society is unjust. There cannot be any question of organizing society according to the postulates of an arbitrary preconceived idea of justice. The problem is to organize society for the best possible realization of those ends which men want to attain by social cooperation. Social utility is the only standard of justice. It is the sole guide of legislation. Thus there are no irreconcilable conflicts between selfíshness and altruism, between economics and ethics, between the concerns of the individual and those of society. Utilitarian philosophy and its finest product, economics, reduced these apparent antagonisms to the opposition of shortrun and longrun interests. Society could not have come into existence or been preserved without a harmony of the rightly understood interests of ali its members.
Ludwig von Mises (Theory and History: An Interpretation of Social and Economic Evolution)
Trouble free payday loans. A payday loan is your remedy to an immediate have to have for money. A payday loans seems to be rather attractive. If you have a job, you can actually get a payday loan. Occasionally, consumers without having profession can get a payday loan. It is actually not straightforward to modify your spending budget without the need of a loan. You will find a lot of payday loan suppliers. Individuals also give payday loans. Typically, the rate of interest will be the most important aspect of any payday loan. You ought to usually be in a position to pay back the quantity borrowed. A payday loan can be fantastic after you possess a job or else it can be a disaster. You will have dollars deposited within your bank’s saving account around the exact same day. High rates of interest on a loan is usually Pikavippikioski.fi particularly difficult to manage. Payday loans can be a superb quick option but not a long-term solution. You will obtain the money inside your savings or present account. There is an arrangement for direct deduction out of your income created into the account. This can be a approach that may be set to run automatically and also you do not have to accomplish something. It's essential to understand that a payday loan is known as a short-term loan only. You have to spend a larger price of interest on a payday loan. Many people without having a job would need to supply some other safety of repayment. If you have bad credit, a payday loan may be the only answer. You often require a very good credit rating to get a loan. Of all loans, a payday loan will be the most effective and least complicated way for you to get money swiftly. Occasionally folks take out extra than one payday loan. If you usually do not spend the amount on time, the interest begins to add up seriously. It can be important that you just understand almost everything about a payday loan. What takes place when the time comes for trying to repay the loan? Some nations take into account a payday loan as terrible for the individual. The majority of people in no way look at a payday loan from every single angle. You can not acquire plenty of cash if you have pretty small revenue. The interest plus the principal on a payday loan can add up incredibly promptly. The perfect point to perform is pay the interest in addition to a small on the principal quantity each week. A payday loan is anything to assist you more than your immediate complications. You may have seen that banks take a while to agree a loan. In most cases, the interest is normally deducted just before the deposit is produced. The more rapidly you repay the principal amount the much better it is for you, as you have to pay much less as interest. It is best to never ever go in for any payday loan anytime you'll need money. Payday loan corporations are bobbing up all more than the nation. One can find nations exactly where it really is illegal; to charge such high interest rates. The concept behind a payday loan is always to tide you over your immediate issues. A payday loan really should by no means become the norm but it should be an exception. You could have to spend a price in exorbitant rates of interest if you usually do not pay up in time. A payday loan is beneficial for immediate payment of bills.
Stain Peter
Bulk Email Sender Software - An Effective Means of Online Marketing With the continuous advancement of internet technology nowadays, the interest of the people also getting rise with it. Today, internet can't be a quiet a piece of the world, individuals can get everything from it from anyplace mean no reason to contact the others to get any information from web. In this advanced era, this is a crucial tool for online business organizations. May be you know about the bulk email sender, If you have enough knowledge and wish to enhance your worldwide existence, then it would be the best choice to get maximum benefits. Now it might be accepted as a bulk mailer tool to promote your business across the world and create a robust, stable and reliable connection with them. There is most likely that the client does not stay in contact for long-time yet this couldn't be with this sentence because this is best element of the business cycle. It has turned into the most effective and reasonable source to create a customer base of millions of people. It makes an entrepreneur to create healthier connection with worldwide customers with unwavering quality. When you are going to use bulk email software then need to pay attention with willingness and create your email message in such a way, that your recipients get good and pleasing experience. Attempt to reach a limited number of customers because sometime a sender may include less vital id in their email list yet when they send mass email to them the greatest part of audience trash the e-mail from their mailbox.
powermta expert
There can be little dispute about purchasing luxury real estate miami investing. If you are one of the latter, this post is meant for you. You need to set up either an LLC or a comparable entity as soon as you think you're going to get into genuine estate investing. This shields you and expertly. It can likewise assist you with specific tax concerns. Constantly look for out exactly what the regional values. Discovering the next-door neighbors are and whether they have or lease can inform you more about a house's value than the monetary statements. Discover individuals included in genuine estate investing and find out from them. There are a lot of individuals interested in genuine estate. Get to understand various other financiers in genuine estate. It pays to have a lot about genuine estate financier buddies. Issues with renters can squander a lot of time. If you envisioning to lease a home, display your prospective renters very carefully. If they cannot get their cash together at this time, they aren't a reputable bet for you. When thinking about exactly how much a home is worth, think about rental values as you identify exactly how much you'll make off of lease. This can permit you a lot of dollars throughout the course of the year from individuals who are remaining in your location. When you're all set and make a substantially bigger gross earnings, you can still offer the house. Do not purchase homes in an area that's bad. A great offer might suggest that it's in a bad location. It might take a longer time than you expected for your first great genuine estate offer. Do not fret; simply bide your time and the best situations. Area is the critical part of realty. Consider the future and the place. If you understand the area, this will be advantageous to you. Since it will be in the location, you will not be stressing about some faraway rental home. If you live close by, you will have much better control of your financial investment. You might discover it simple to cut corners when it comes to accounting, particularly when you initially get begun. You will conserve yourself a lot of headache later on if you begin developing great accounting routines. Do some study on the city's government prior to you invest in genuine estate. Many towns have a main site that can be discovered with an easy search. If you wish to make money from the amazing world of realty investing, why not start today? Now that you're more notified, you can begin investing! Keep this details useful and begin the trip to success. When you think you're going to get into genuine estate investing, you must set up either an LLC or a comparable entity. Get to understand various other financiers in genuine estate. It pays to have a lot about genuine estate financier pals. It might take a longer time than you expected for your first excellent genuine estate offer. If you want to benefit from the incredible world of genuine estate investing, why not get begun today?
Purchasing Realty Exactly what Every Financier Ought to Know
Low interest payday cash loans. A payday loan might be your immediate resolution to a economic dilemma. A payday loans seems to become really appealing. It is quick to obtain a payday loan if you have a job. Payday loans are also obtainable for folks who aren't employed to work. It is not straightforward to modify your spending budget without the need of a loan. There can be countless payday loan organizations. Even individuals provide payday loans. The rate of interest is the watchword on a payday loan. It's essential to Pikavippikioski.fi ensure that you will be able to settle the cash borrowed. You are able to avert a disaster by asking for any payday loan. You'll have cash deposited in your bank’s saving account on the identical day. Higher interest rates on a loan may be extremely hard to deal with. The idea of a payday loan sounds virtually too great to become accurate. You are likely to acquire the cash in your savings or existing account. On payday, the quantity from the loan and also the interest are deducted out of your salary. In this manner, the loan as well as the recovery are set on autopilot. In most situations, these payday loans are for quick periods. There is certainly a significant distinction inside the rate of interest charged by banks and by private payday loan companies. People without a job would need to supply some other security of repayment. Consumers with undesirable credit generally do not get a bank loan. Banks usually look at your credit worthiness to determine regardless of whether you deserve a loan or not. Of most loans, a payday loan will be the most effective and easiest technique to get revenue swiftly. It is best to stay clear of obtaining extra than one payday loan in the very same time. Consumers using a payday loan must keep a fantastic eye on payments due. You should realize that the rates of interest are abnormally higher. A terrific a lot of people usually do not comprehend the workings of a payday loan. Men and women in some countries are told that payday loans are not superior for them. Occasionally it is actually preferable to reevaluate a payday loan. Your income level is of very important significance any time you ask to get a payday loan. You need to watch out, as the interest can commence finding really massive pretty quickly. The most effective point to do is pay the interest plus a small with the principal quantity every single week. A payday loan is some thing to assist you over your instant challenges. You may have noticed that banks take a while to approve a loan. People are often shocked to see this come about. You have to return the principal quantity as promptly as you can actually. You must be sure that you take out a payday loan as a last resort only. Payday loan organizations are bobbing up all more than the nation. It's thought of fraudulent in some locations for agencies to charge very higher rates of interest on loans. People who have issues in paying their month-to-month bills can opt for a payday loan. A payday loan is related together with your weekly or monthly paycheque. You might need to pay a value in exorbitant interest rates if you usually do not pay up in time. A payday loan is excellent for instant payment of bills.
Neil Young
McCoy: Oh, there isn't any shortage of views clamoring to challenge my own. That's what we call the viewpoints of the pinheads, and fortunately nothing forces me to pay any attention to them. Plato: Except your own self-interest. McCoy, laughing: This just keeps getting better. I'm supposed to pay attention to the pinheads out of my own self-interest? Plato: Otherwise you must do all the hard work of challenging your own positions all by yourself. Isn't it better to get some help with so difficult a task? And wouldn't you call those who help you out your friends? McCoy: Why should I challenge my own positions? That's the job of my enemies, who it's my job to vilify. Plato: I would have thought it the job of your most valued friends. McCoy: I can't tell whether you're putting me on or not. Is this some kind of Ali G or Borat scam you're trying to pull here? Just answer me that. Are you putting me on? Have my stupid staff screwed up again and let in some Sacha Baron Cohen operative? Plato: I am sincere. McCoy: So I'm actually supposed to believe that you think friends are the ones who try to refute you? Plato: Certainly, when what I say is wrong; and I can't be certain it's not wrong unless I hear the best of the refutations that can be offered. And I hope I am a good enough friend to return the favor. --from the chapter entitled "Plato on Cable News," pp. 350-351
Rebecca Goldstein (Plato at the Googleplex: Why Philosophy Won't Go Away)
An investment in your country’s education pays the best interest.
Ishvind Kumar Caleechurn
Mortgage Workouts Even if you don’t qualify for any of the government loan modification programs or your lender doesn’t agree to participate, you may be able to arrange a “mortgage workout.” A workout is any agreement you make with the lender that changes how you pay the delinquency on your mortgage or otherwise keeps you out of foreclosure. Many lenders require this formal process even for short-term fixes. Here are some workout options your lender might agree to: • Spread repayment of missed payments over a few months. For example, if your monthly payment is $1,000 and you missed two payments ($2,000), the lender might let you pay $1,500 for four months. • Reduce or suspend your regular payments for a specified time, and then add a portion of your overdue amount to your regular payments later on. • Extend the length of your loan and add the missed payments at the end. • For a period of time, suspend the amount of your monthly payment that goes toward the principal and only require payment of interest, taxes, and insurance. • Let you sell the property for less than you owe the lender and waive the rest. This is called a “short sale.” It’s best to start the workout negotiations as early as possible. But before you contact the lender about a workout, you should prepare information about your situation, including: • a reasonable budget for the
Robin Leonard (Solve Your Money Troubles: Debt, Credit & Bankruptcy)
who you want to meet and we’ll bring him to you.’ ‘Abraham is a hostage,’ Satyrus said. ‘You can’t bring him out of Athens, and I need to see him.’ His captains looked at him with something like suspicion. ‘I’m going to Athens,’ he insisted. ‘Without your fleet?’ Sandokes asked. ‘Haven’t you got this backward, lord? If you must go, why not lead with a show of force?’ ‘Can you go three days armed and ready to fight?’ Satyrus asked. ‘In the midst of the Athenian fleet? No. Trust me on this, friends. And obey – I pay your wages. Go to Aegina and wait.’ Sandokes was dissatisfied and he wasn’t interested in hiding it. ‘Lord, we do obey. We’re good captains and good fighters, and most of us have been with you a few years. Long enough to earn the right to tell you when you are just plain wrong.’ He took a breath. ‘Lord, you’re wrong. Take us into Athens – ten ships full of fighting men, and no man will dare raise a finger to you. Or better yet, stay here, or you go to Aegina and we’ll sail into Athens.’ Satyrus shrugged, angered. ‘You all feel this way?’ he asked. Sarpax shook his head. ‘No,’ he said. ‘Aekes and Sandokes have a point, but I’ll obey you. I don’t know exactly what your relationship with Demetrios is, and you do.’ He looked at the other captains. ‘We don’t know.’ Sandokes shook his head. ‘I’ll obey, lord – surely I’m allowed to disagree?’ Satyrus bit his lip. After a flash of anger passed, he chose his words carefully. ‘I appreciate that you are all trying to help. I hope that you’ll trust that I’ve thought this through as carefully as I can, and I have a more complete appreciation of the forces at work than any of you can have.’ Sandokes didn’t back down. ‘I hope that you appreciate that we have only your best interests at heart, lord. And that we don’t want to look elsewhere for employment while your corpse cools.’ He shrugged. ‘Our oarsmen are hardening up, we have good helmsmen and good clean ships. I wager we can take any twenty ships in these waters. No one – no one with any sense – will mess with you while we’re in the harbour.’ Satyrus managed a smile. ‘If you are right, I’ll happily allow you to tell me that you told me so,’ he said. Sandokes turned away. Aekes caught his shoulder. ‘There’s no changing my mind on this,’ Satyrus said. Sandokes shrugged. ‘We’ll sail for Aegina when you tell us,’ Aekes said. Satyrus had never felt such a premonition of disaster in all his life. He was ignoring the advice of a god, and all of his best fighting captains, and sailing into Athens, unprotected. But his sense – the same sense that helped him block a thrust in a fight – told him that the last thing he wanted was to provoke Demetrios. He explained as much to Anaxagoras as the oarsmen ran the ships into the water. Anaxagoras just shook his head. ‘I feel like a fool,’ Satyrus said. ‘But I won’t change my mind.’ Anaxagoras sighed. ‘When we’re off Piraeus, I’ll go off in Miranda or one of the other grain ships. I want you to stay with the fleet,’ Satyrus said. ‘Just in case.’ Anaxagoras picked up the leather bag with his armour and the heavy wool bag with his sea clothes and his lyre. ‘Very well,’ he said crisply. ‘You think I’m a fool,’ Satyrus said. ‘I think you are risking your life and your kingdom to see Miriam, and you know perfectly well you don’t have to. She loves you. She’ll wait. So yes, I think you are being a fool.’ Satyrus narrowed his eyes. ‘You asked,’ Anaxagoras said sweetly, and walked away.         3           Attika appeared first out of the sea haze; a haze so fine and so thin that a landsman would not even have noticed how restricted was his visibility.
Christian Cameron (Force of Kings (Tyrant #6))
We pay taxes to support schools regardless of our child’s attendance. We know it is in everyone’s best interest that all children are well educated.
Laura Grace Weldon (Free Range Learning: How Homeschooling Changes Everything)
The question remains for us as it was for Freud: Can we progress toward a higher civilization, a higher morality without exacting a greater price from the human ego than it can pay? If we understand that neurosis need not be the price for moral achievement, that human drives can be controlled without imperiling the human psyche, then, hopefully, our growing knowledge of human psychology may lead the way to a new achievement in civilization. It may lead also to the further evolution of the moral side of man, a progress which is momentarily in jeopardy because of the degree of human suffering and loss of vitality that has accompanied our limping pace from the Stone Age to the Second World War. But we are speaking of children and child-rearing here. Our aims are very modest ones. We are speaking about a single child in whom the hopes of his parents and our culture are embodied. Our knowledge of the child has expanded most hopefully in the past fifty years. We do not know and we cannot say how this knowledge will serve the moral evolution of man in the centuries to come. Our problem is to find out how a child who is to be reared in our culture today can achieve the necessary harmony between his drives and his conscience and between his ego and his society, serving the best interests of his society without succumbing to illness. But, in fact, we do not yet know all the necessary answers to such vital questions. The problems of child-rearing which we will deal with in these pages can only be dealt with on the level of our present knowledge, a psychology of the child which is large but incomplete in vital areas. If we are willing to accept the limitations of a young science and to proceed with very modest aims and expectations in applying this knowledge to child-rearing, we can justify the existence of such a book as this one. We will try to bring together some of the more important discoveries in child development and child psychology to see in what way our present knowledge can promote the mental health of children.
Selma H. Fraiberg (The Magic Years: Understanding and Handling the Problems of Early Childhood)
The true leader serves. Serves people. Serves their best interests, and in so doing will not always be popular, may not always impress. But because true leaders are motivated by loving concern, rather than a desire for personal glory, they are willing to pay the price.15
John C. Maxwell (Good Leaders Ask Great Questions: Your Foundation for Successful Leadership)
WordPress Site If done right, a self-hosted WordPress site can act as your online business card for your freelance SEO writing services.  You can refer potential clients to it for a listing of your services and rates, plus to see your writing samples and client testimonials.   Details on how to set up a self-hosted Wordpress site are beyond the scope of this book, but it’s easy to do.  In a nutshell, all you do is purchase a domain name, purchase web hosting, install Wordpress on your site, and customize it the way you want it. If you are interested in setting up your own website for your business, sign up for the Money Machine Inner Circle (it’s FREE!) and you’ll get instant access to a free report listing exactly which services I recommend for setting up your site.  Especially if you’re new to the world of setting up a website, this will save you a ton of time since you won’t have to waste time researching which services are the best or easiest to use for a non-techie. A basic website should have the following pages: Home Page This is where you describe your freelance SEO writing services, and even include a testimonial or two once you’ve worked with clients for a while. Samples Page Use this page to show off the sample articles that you’ve written. About Page This is where you explain who you are, your experience (if any), and why someone should hire you. Contact Page This is where you set up a simple contact form that visitors to your website can use to get in touch with you. Action Steps 1. On days 1 and 2, make sure you have a reliable computer, access to high-speed internet, and a PayPal account set up.  If you don’t have
Avery Breyer (Turn Your Computer Into a Money Machine: How to make money from home and grow your income fast, with no prior experience! Set up within a week!)
We went everywhere. I gave him the grand tour, the best the Pacific Northwest has to offer, which is nothing short of spectacular. Everything revolved around wildlife. We hiked the Coast Range out of my parents’ beach cabin to look for black bears, and traveled to eastern Oregon to see white-tailed deer, coyotes, and the eastern Oregon antelope, animals that Steve had never experienced before. He skied Mount Bachelor. I wasn’t much of a skier, so I went off to track down wildlife while he had a great time on the slopes. Meeting him at the lodge afterward, I had to head off a leggy blonde who was intent on teaching Steve how to use an American pay phone. Not the kind of wildlife I was interested in him experiencing.
Terri Irwin (Steve & Me)
Bruce Mesnekoff Discussing About Refinancing Student Loan and Consolidation Loan repayment is a major goal for any graduate after college. According to our Expert from Student Loan Help Center, Mr.Bruce Mesnekoff, Every individual dreams of a loan free future and having some financial stability. To achieve this, there are options available to help with loan repayment. In our earlier article we spoke about consolidating student loans. In this article, we will discuss refinancing student loans and its associated advantages. So Bruce Mesnekoff, how consolidation and refinancing are different in terms? These two terms are used interchangeably by most people but there is substantial difference between the two. Understanding the difference is critical to know when can each be used and whether it will solve your purpose or not. Consolidation lets you combine all your student loans into one loan and pay interest at a weighted average. Refinancing is taking a new loan to pay off all your student loans. Refinancing is not available for federal loans but only for private loans.Also only private loan lenders provide the option of refinancing, though a few might provide you with the option of refinancing private and federal loans. Why Refinancing and Bruce Mesnekoff tells us what are the Advantages of it? Refinancing has certain benefits if you get good pay. You will have to pay lesser interest rate. This helps you save monthly and eventually a bigger bank balance down the years. Your credit score is high which will help you gain multiple offers from lenders with lesser interest rate. Offers you variable loan interest which come handy if you took loan when interest rates were too high. You also have the option of decreasing your loan repayment cycle, This will increase monthly repayment amount but you will be loan free in shorter time and will save on even more interest money. Disadvantages There is one major disadvantage that comes when you refinance private and federal loans. The benefits offered by federal loans like public loan forgiveness program or income driven repayment will not be transferred to private lenders. So if you are truly confident of your income then you can do away with such options and completely rely on private loans. So Bruce Mesnekoff , Can you tell us Eligibility Criteria, I think its most important for our students. The eligibility is determined by your financial stability, your credit score, employment history etc. If you have poor credit, you can always have a co-signer to make the process feasible. Refinancing is surely a great way to save money, but whether it best fits you or not is completely your decision. Thoroughly analyze all the pros and cons against your goal and then take the first step. Make the best use of the number of lenders available to provide you with the best solution for your areas of concerns. Good Luck! You can also contact Bruce Mesnekoff an author of The ultimate guide to student loans and CEO of Student Loan Help Center Florida.
Bruce Mesnekoff
Would it surprise you to learn that I’ve already settled my affections on a specific lady?” Stanley blinked. “I have yet to witness you paying any of the ladies who’ve visited Ravenwood any special attention.” “That’s because this lady has never been to Ravenwood. Truth be told, I’ve not actually been formally introduced to her.” Stanley abandoned his toast. “That seems a bit curious, sir.” “Indeed, but you see, the reason I have yet to be properly introduced to her is because she’s a delicate sort, possessed of fragile and tender sensibilities.” Stanley’s brows drew together. “You believe a lady with tender sensibilities is an appropriate choice for you to settle your affections on, sir?” “She’s perfect for me—lovely, charming, demure. Why, I can’t think of another lady I’d want to settle my affections on. But even given her delicate nature, she’s a lady in very high demand. Gentlemen flock around her, but because of her tender sensibilities, she seems reluctant to enter into a relationship with any of them, in fact, more often than not, she’s given them the cut direct.” Bram blotted his lips with a linen napkin. “That right there is why I’ve been biding my time, waiting for just the right moment to become introduced to her. I don’t want to scare her off and lose any chance I might have of securing her interest.” “I think you’re forgetting a very important fact, sir. You’re Mr. Bram Haverstein, a gentleman in possession of a very fine fortune, your own castle, a summer house on Long Island, more carriages than I care to count, a steamboat, and you’re apparently possessed of a face that all the ladies find swoon-worthy. On top of that, I’ve heard more than one young lady whispering about that fine dark hair you have on your head.” Stanley grinned. “Apparently, it’s a huge mark in your favor.” Bram rolled his eyes. “I don’t believe I’ve ever caused a lady to swoon before, and honestly, my hair is a very nondescript shade of brown. I hardly think it’s unusual enough to have the ladies whispering about it.” “You’re missing the point. You’re a catch, Mr. Haverstein, and that means this lady of yours, be she in high demand or not, will be more than receptive to accepting your attention.” “I’ve never gotten the impression this particular lady is impressed by things such as fortunes and handsome faces, let alone nondescript brown hair.” “Every lady is appreciative of a handsome face, sir, and throw in a fortune and a castle to go with that face, and you can’t lose.” Stanley’s brow furrowed. “Although, you might not want to tell her straight off that Ravenwood is haunted. That might not be a mark in your favor, unless she enjoys ghosts and creatures of the night, but if she’s truly a delicate sort . . . hmm . . . best keep that under wraps until she’s fully committed to you.” “Ravenwood is not haunted, Stanley.” Stanley
Jen Turano (Playing the Part (A Class of Their Own, #3))
It is in your best interest to avoid sleep debt, otherwise be prepared to pay both the DEBT and the INTEREST!
Stan Jacobs (The Dusk And Dawn Master: A Practical Guide to Transforming Evening and Morning Habits, Achieving Better Sleep, and Mastering Your Life)
If you don’t make a move on Lark, I’m going to hook you two up. Don’t make me stoop to that shit, man. Bad enough I’m helping Tucker find a decent fuck for Bailey. I really don’t need to play matchmaker with you too.” “I’ve got it handled.” Cooper smirked. “Lark’s coming to your shop to get a tat fixed. You’re welcome for that.” “What?” I muttered, frowning even if this idea interested me. “She’s got a lame worm tat and needs it fixed. She works at that Denny’s and can’t afford it, so I said I would pay. I like paying for chicks to get nice tats. Makes me feel charitable.” “It’s a worm?” I asked, wondering why Lark would have a fucking worm tattoo. “Looks like one. I think it was supposed to be a butterfly. I can’t remember. Farah got all territorial and I about jizzed my pants.” “Too much fucking info, man,” I said, emphasizing each word. “Whatever. Just make sure you look your best when she shows up. I don’t want you scaring her away. She’s cute and available and I don’t want Vaughn messing with Lark. He’s trouble and will eat her alive.” Even though I said nothing, Cooper started laughing. “You’re jealous.” Exhaling hard, I flipped him off again, but he just kept laughing. “Yeah, well, you better get that girl or I might set her up with someone from the club. Judd still gets weird around Mac. Need to get him a woman so Judd won’t kill him on accident one day,” Cooper said, air quoting “accident.” Leaning back, I doodled on my napkin until I realized I was drawing Lark again. Cooper didn’t seem to notice. He was too busy frowning at his phone. “Problem?” “More shit from the Devils. They’re pushing and we’ll need to push back. Might need to call someone in to go to Tucson to handle the problem at the top.” “Someone?” “Don’t you worry. Business shit.” “Now, you’re secretive. Where was this when you were talking about jazzing your pants.
Bijou Hunter (Damaged and the Cobra (Damaged, #3))
Get Additional Cash Quick From Payday Loans UK! In our daily living, it is a fact that several distinct situations that are surprising may happen at any given time. Usually, these unpredicted happenings come with a specific amount of cash, and they take place when we least expect them. Regardless of how much we try to be well- prepared, reality is unable to be marked down that there are really moments when we need to have that extra cash. So what should you do when these unanticipated events simply catch you off guard and suddenly occur? Where can you get that additional cash? This kind of loan is also called many other names such as salary loan, payday advance, payroll loan, and cash advance. You may possibly have experienced having such a credit, just that you’re not familiar with the term. Where Can Common Folk Get Them? Getting payday loans UK isn’t just restricted to your area of employment, but rather you can even try getting it from other firms that offer such a loan. You can actually find financial institutions engaging in this type of business by just going online. Oftentimes, applying for this particular type of credit is actually super easy and suitable for the borrower. Aside from having a hassle and worry free application, the application is normally processed rapid. Do not be afraid about that because these firms guarantee your private details are 100% safe if you’re hesitant about sharing your own personal information. In fact, privacy and anonymity is one the greatest reasons to apply for a loan online. You won’t be fodder for gossip; and, without anyone having to understand, unlike banks, where they’ve to call your partner to inform them that you’re applying for a loan, you can secure a payday loan. Obviously, this is for you don’t miss your payment that is scheduled. You try to run away from your obligations and when you do, that is going to be a different story. As a result of payday loans UK, having those unanticipated and inconvenient expenses are not actually a huge issue anymore. With this sort of fiscal help, you really do not have to be concerned about not having an additional money to pay for all those unexpected bills. What Do You Really Need To Know? In order to avail of this kind of credit, the borrower must first fulfill the prerequisites. In the event you have all the required conditions, then borrowing money from this type of loan should not be an issue. Application forms for this particular loan can be generally obtained at any given moment. As a borrower, you also have so many choices as to where you can borrow cash, so take time be educated about the rate of their interest, and additionally to have a look at some of the business’s product features. It’ll be best in the event you get the one which offers low interest rates as well as one that could permit you to pay in payments that are staggered that it is going to also so easy on your own pocket.
TreeHouse Loans
Some of these tasks are interesting. Tinkering with machines is fun. Marketing decisions, especially how to manage the Web site and AdWords, are an intellectual challenge. Some are unpleasant but lead to a satisfying conclusion, like nagging customers for past-due payments. (They've always paid me, eventually.) Some are frightening, I can change an employee's life with my decisions about pay rates and whether to hire and fire. And many are just aggravating: the taxes, insurance purchases, legal issues, and some of the employee interactions. Each layer of government, each enormous and indifferent private bureaucracy, requires its own special knowledge: the right form filled out the correct way and filed at the right time. Learning how to complete on type of tax filing tells you nothing whatsoever about how to fill out the next form. One health insurer presents a quote one way, another in an entirely different way, and both require extensive study to determine the best choice. It's like stepping back to an old, old world where every tree, every rock, every stream is inhabited by its own resident spirit, and each needs to be mollified in the correct manner. Or very bad things happen. I didn't start my company to do any of this. I had no idea, when I decided that I would make furniture in exchange for money, that this was in my future. And the strange universe of administration expands as the company grows.
Paul Downs
At Living Vitality Australia, we offer the highest quality, researched and proven products free from chemicals and toxins at exceptional prices. Above all, we don't sell anything we wouldn't use ourselves. We ship worldwide to bring you the best of the best, wherever you are and accept Paypal, Visa, Mastercard and Amex as well as offer AfterPay interest free, buy now pay later finance.
Living Vitality Australia
Why the us government Should Maintain students Healthcare Claims education and learning is probably the finest ventures in ensuring the people stay a greater existence from the contemporary setting. Over time, education and learning methods have transformed to guarantee individuals gain access to it in the very best ways. Besides, the adjustment can be a purposeful relocate making sure that learning meets pupils distinct needs nowadays. Consequently, any country that is focused on establishing in the current technical period must be ready to devote in schooling no matter what. We appreciate that lots of claims have was able to meet the most affordable threshold in offering secondary and basic education. It is actually commendable for schooling is focused and attends on the needs in the present environment. In addition to, we certainly have observed reduced rates of dropouts due to correct education and learning systems into position. Nevertheless, it is not enough because there are many other factors that, in turn, lower the superiority of education. We appreciate the reality that educational costs is mainly purchased and virtually totally given through the express or low-successful businesses. Sadly, small is defined in range to be sure the unique treatment of learners. It has led to the indiscriminate govt accountability. Apart from putting everything in place, the government must also provide the proper healthcare of a learner because it' s the foundation of excellent learning. The arranged provision of health care to students is defined around the periphery, plus it is amongst the essential things that degrade the grade of training. Standard attendance is actually a necessity for pupils to acquire much more and carry out greater. For that reason, government entities need to ensure an original set up of arranged healthcare to pupils to ensure they are certainly not stored away from university because of health care problems. Re-Analyzing the goal of Government in mastering It can be only by re-dealing with government entitiesAnd#039; s role in supplying primary and secondary education and learning that people can completely set up the skewed the outdoors of learner’s health care and the desire to influence the state to reconsider it. The cause of why the government must pay for the student’s healthcare is that its responsibility is unbalanced. It provides maintained to purchase basic training effectively but has did not shield the health-related requirements of any learner. Aside from, it is suitably interested in increasing the size of young menAnd#039; s and ladiesAnd#039; s chances in obtaining technical and professional education. But it has not searched for has and aims unacceptable method of achieving the medical care requirements of any learner. As a result, education require is not met because its services are skewed. The possible lack of equilibrium in government activities replicates the malfunction to discrete primarily sharply amid the steps right for authorities financing and activities to become implemented. Financing healthcare for students, which is equally essential, is neglected, though Financing education is largely accepted. For that reason, this is a deliberate demand government entities to perform the circle by paying for student' s health care. When there is stability in federal government commitments in education and learning, its requirements will probably be fulfilled. So, the state should pay for pupil' s medical care. If they are healthful, they find out better. In addition to, a large stress will probably be lifted, and will also unquestionably raise enrolment in professional coachingcenters and colleges, along with other studying companies.
Sandy Miles
Cash Flow & Loan Paydown Let’s talk briefly on how mortgages work. A mortgage is just a fancy word for “loan on a property.” An owner-occupied mortgage is that same loan, but requires you to live there for a more favorable price or terms. With house hacking, you are likely going to obtain an owner-occupied loan. For the purposes of this discussion, let’s say that you are getting a 3.5 percent FHA loan. If you purchase a property for $100,000, you will be responsible for putting $3,500 down in exchange for a $96,500 loan to be paid back monthly over the next thirty years. Assuming a 5.25 percent interest rate, the monthly payments would be $532.88 per month. Each monthly payment will be a combination of principal and interest. The principal is the actual balance of the loan the bank gives you—in this case $96,500. The interest payment is the amount that you are paying the bank for lending you money. In the first month, the concentration of interest payment will be highest, and as you continue to pay down the mortgage every month, an increasing amount of that $532.88 payment will be applied toward the principal. Take a look at the amortization schedule below to see how each payment over the next twelve months is comprised. Do you see how the interest portion of the payment decreased over time, but the amount applied to the principal increases? When you are paying down your principal, you are building equity in the property by paying back the balance of the loan. The best part about house hacking is that you are not actually paying the loan: Your tenants are! Not only are you living for free, and maybe even cash flowing, you own more and more of your house each month.
Craig Curelop (The House Hacking Strategy: How to Use Your Home to Achieve Financial Freedom)
Here’s how to get a million bells easily: Forget about paying off the loan on your house for now. Put all your money into the bank. It can be a lot or just a few thousand bells. (Personally, we started this process with 45,000 Bells). Save and exit your game by pressing the (-) symbol and closing the software. Change your system clock to the year 2000. Month and date doesn’t matter but we liked keeping it the same to avoid extra variables. Start the game so that Tom Nook thinks it’s the year 2000. Read all your mail. (You may already have a letter from the bank saying there’s interest from doing this time jump BUT interest is never deposited into your bank for going back in time so don’t celebrate yet). Save and exit your game by pressing the (-) symbol and closing the software. Change your system clock to the year 2060. Start the game so that Tom Nook thinks you’re in 2060. Read all your mail. Note: Sometimes you will get 2 letters, each for 99,999 bells but you’ll notice only 99,9999 bells will actually be deposited into your account. The max amount of interest you can earn is 99,999 Check your bank! We recommend checking your bank account each time you do this to make sure you’re doing it correctly! Depending on how much money you have in the bank, it may take a while to get the max interest and a while to find the minimum amount of years you need to jump in order to get the max interest. So experiment a bit with how much you’re changing your clock because jumping ahead repeatedly is easier than jumping back, then ahead, then back ahead. Once we had 900,000 Bells in our savings we only had to jump 2 years ahead to get that 99,999 bells interest. REMEMBER you only gain interest when you’re moving forward in time. Repeat this time jumping process until you get 1,000,00 Bells! Go for more if you’d like. You can likely do this later in the game too but you’ll risk weeds growing and Residents leaving. They may not leave immediately but could start leaving suddenly once you get back into your daily routine. Playing
Kizikay Dunham (Animal Crossing New Horizons: The Best Full Guide: Tips and Tricks Guide to Master Animal Crossing Horizon)
AnCaps understand that the rulers of the State and the subjects of those rulers often have very different interests.   In war, the Rulers seek to gain power, prestige, and popularity; but the subjects pay the costs in lives, in money, and in standard of living and quality of life.  It is best to view war as disputes between petulant power-hungry megalomaniacs.
Aaron Barksdale (Libertarianism in a Nutshell: A Guide to Libertarian Principles and How to Apply Them)
There is no reason at all for thinking that the average intelligent investor, even with much devoted effort, can derive better results over the years from the purchase of growth stocks than the investment companies specializing in this area. Surely these organizations have more brains and better research facilities at their disposal than you do. Consequently we should advise against the usual type of growth-stock commitment for the enterprising investor.* This is one in which the excellent prospects are fully recognized in the market and already reflected in a current price-earnings ratio of, say, higher than 20. (For the defensive investor we suggested an upper limit of purchase price at 25 times average earnings of the past seven years. The two criteria would be about equivalent in most cases.)† The striking thing about growth stocks as a class is their tendency toward wide swings in market price. This is true of the largest and longest-established companies—such as General Electric and International Business Machines—and even more so of newer and smaller successful companies. They illustrate our thesis that the main characteristic of the stock market since 1949 has been the injection of a highly speculative element into the shares of companies which have scored the most brilliant successes, and which themselves would be entitled to a high investment rating. (Their credit standing is of the best, and they pay the lowest interest rates on their borrowings.) The investment caliber of such a company may not change over a long span of years, but the risk characteristics of its stock will depend on what happens to it in the stock market. The more enthusiastic the public grows about it, and the faster its advance as compared with the actual growth in its earnings, the riskier a proposition it becomes.
Benjamin Graham (The Intelligent Investor)
Ideally, perhaps, the security analyst should pick out the three or four companies whose future he thinks he knows the best, and concentrate his own and his clients’ interest on what he forecasts for them. Unfortunately, it appears to be almost impossible to distinguish in advance between those individual forecasts which can be relied upon and those which are subject to a large chance of error. At bottom, this is the reason for the wide diversification practiced by the investment funds. For it is undoubtedly better to concentrate on one stock that you know is going to prove highly profitable, rather than dilute your results to a mediocre figure, merely for diversification’s sake. But this is not done, because it cannot be done dependably. 4 The prevalence of wide diversification is in itself a pragmatic repudiation of the fetish of “selectivity,” to which Wall Street constantly pays lip service.*
Benjamin Graham (The Intelligent Investor)
In an article in Bits and Pieces,* some suggestions are made on how to keep a disagreement from becoming an argument: Welcome the disagreement. Remember the slogan, "When two partners always agree, one of them is not necessary." If there is some point you haven't thought about, be thankful if it is brought to your attention. Perhaps this disagreement is your opportunity to be corrected before you make a serious mistake. Distrust your first instinctive impression. Our first natural reaction in a disagreeable situation is to be defensive. Be careful. Keep calm and watch out for your first reaction. It may be you at your worst, not your best. Control your temper. Remember, you can measure the size of a person by what makes him or her angry. Listen first. Give your opponents a chance to talk. Let them finish. Do not resist, defend or debate. This only raises barriers. Try to build bridges of understanding. Don't build higher barriers of misunderstanding. Look for areas of agreement. When you have heard your opponents out, dwell first on the points and areas on which you agree. Be honest, Look for areas where you can admit error and say so. Apologize for your mistakes. It will help disarm your opponents and reduce defensiveness. Promise to think over your opponents' ideas and study them carefully. And mean it. Your opponents may be right. It is a lot easier at this stage to agree to think about their points than to move rapidly ahead and find yourself in a position where your opponents can say: "We tried to tell you, but you wouldn't listen." Thank your opponents sincerely for their interest. Anyone who takes the time to disagree with you is interested in the same things you are. Think of them as people who really want to help you, and you may turn your opponents into friends. Postpone action to give both sides time to think through the problem. Suggest that a new meeting be held later that day or the next day, when all the facts may be brought to bear. In preparation for this meeting, ask yourself some hard questions: Could my opponents be right? Partly right? Is there truth or merit in their position or argument? Is my reaction one that will relieve the problem, or will it just relieve any frustration? Will my reaction drive my opponents further away or draw them closer to me? Will my reaction elevate the estimation good people have of me? Will I win or lose? What price will I have to pay if I win? If I am quiet about it, will the disagreement blow over? Is this difficult situation an opportunity for me? * Bits and Pieces, published by The Economics Press, Fairfield, N.J.
Dale Carnegie (How to Win Friends and Influence People)
My best friend Jowley doesn’t pay attention to me when I tell him all about the importance of being POPULAR. He still plays like a little kid, which means he’s not interested in SOCIAL STATUS or other trappings of acting mature. He’s just happy. How boring.
Jest Ninney (Journal of a Sneaky Twerp: A Shameless Wimpy Kid Parody)
For purpose-driven people, this is the conundrum of client-service work: to perform at your best, you must learn how to care about something because you are hired to do so. For some, this is not a problem at all. A great lawyer or consultant can identify so closely with the client, or so strongly desire to be good at the job, or be so well compensated, that her purposes and interests and those of the client become one. But for others, work can only be meaningful if its fundamental purpose is in things that would matter even if no one would pay you to care about them.
Pete Buttigieg (Shortest Way Home: One Mayor's Challenge and a Model for America's Future)
It's necessary to be slightly underemployed if you are to do something significant. Show me a thoroughly satisfied man and I will show you a failure. T. Edison Everything comes to him who hustles while he waits. T. Edison There is nothing in a caterpillar that tells you it's going to be a butterfly. Buckminster Fuller Be alone: that is the secret of invention. Be alone: that is when ideas are born. N.Tesla Deciding what not to do is as important as deciding what to do. Steve Jobs Headlines, in a way, are what mislead you, because bad news is a headline and gradual improvement is now. Bill Gates If you really look closely, most overnight successes took a long time. Steve Jobs Sometimes we stare so long at a door that is closing that we see too late the one that is open. A.G.Bell An investment in knowledge pays the best interest. B. Franklin The most beautiful thing we can experience is the mysterious. He to whom this emotion is a stranger, who can no longer pause to wonder and stand rapt in awe, is as good as dead. A.Einstein That's been one of my mantras: focus and simplicity. Simple can be harder than complex. You have to work hard to get your thinking clean, to make it simple. But is's worth it in the end, because once you get there, you can move mountains. Steve Jobs We often miss opportunity because it's dressed in overalls and looks like work. T. Edison Let's go invent tomorrow instead of worrying about what happened yesterday. Steve Jobs
Graham Moore (The Last Days of Night)