Pacific Life Insurance Quotes

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Ah, yes, the "unalienable rights." Each year someone quotes that magnificent poetry. Life? What "right" to life has a man who is drowning in the Pacific? The ocean will not hearken to his cries. What "right" to life has a man who must die if he is to save his children? If he chooses to save his own life, does he do so as a matter of "right"? If two men are starving and cannibalism is the only alternative to death, which man's right is "unalienable"? And is it "right"? As to liberty, the heroes who signed the great document pledged themselves to buy liberty with their lives. Liberty is never unalienable; it must be redeemed regularly with the blood of patriots or it always vanishes. Of all the so-called natural human rights that have ever been invented, liberty is least likely to be cheap and is never free of cost. The third "right"? - the "pursuit of happiness"? It is indeed unalienable but it is not a right; it is simply a universal condition which tyrants cannot take away nor patriots restore. Cast me into a dungeon, burn me at the stake, crown me king of kings, I can "pursue happiness" as long as my brain lives - but neither gods nor saints, wise men nor subtle drugs, can insure that I will catch it.
Robert A. Heinlein (Starship Troopers)
The pressure on life businesses and the capital fears prompted by the 2008 crisis have prompted the industry to build bigger capital cushions and cut costs. This has left insurers in a relatively good position. Investors have enjoyed decent dividends with payouts increasing by a cumulative 70% since 2009, according to FactSet. For shareholders, the risks to returns from life insurance have, so far, been balanced by earnings from nonlife insurance and asset management. Germany’s Allianz has U.S. bond house Pacific Investment Management Co. and nonlife insurance businesses, like property and casualty cover, around the world. Pimco has done well as interest rates declined and bond prices rose, but is expected to suffer once rates rise again—especially since founder Bill Gross walked out. France’s Axa similarly has global nonlife businesses and a large investment manager. However, these businesses ultimately will suffer from low investment returns. In nonlife, insurers can combat this with tougher underwriting standards. But demand for property-type insurance also suffers in a slower economy. Allianz has the lowest financial leverage of the big-three eurozone life insurers, and so has more flexibility to look for higher returns abroad. It also has a substantial general insurance business in the U.S., where rates should head higher sooner, and a higher expected dividend yield than France’s Axa or Italy’s Generali for this year and next.
Anonymous
Acentury ago, a band of brave souls became known as one-way missionaries. They purchased single tickets to the mission field without the return half. And instead of suitcases, they packed their few earthly belongings into coffins. As they sailed out of port, they waved good-bye to everyone they loved, everything they knew. They knew they’d never return home. A. W. Milne was one of those missionaries. He set sail for the New Hebrides in the South Pacific, knowing full well that the headhunters who lived there had martyred every missionary before him. Milne did not fear for his life, because he had already died to himself. His coffin was packed. For thirty-five years, he lived among that tribe and loved them. When he died, tribe members buried him in the middle of their village and inscribed this epitaph on his tombstone: When he came there was no light. When he left there was no darkness. When did we start believing that God wants to send us to safe places to do easy things? That faithfulness is holding the fort? That playing it safe is safe? That there is any greater privilege than sacrifice? That radical is anything but normal? Jesus didn’t die to keep us safe. He died to make us dangerous. Faithfulness is not holding the fort. It’s storming the gates of hell. The will of God is not an insurance plan. It’s a daring plan. The complete surrender of your life to the cause of Christ isn’t radical. It’s normal. It’s time to quit living as if the purpose of life is to arrive safely at death. It’s time to go all in and all out for the All in All. Pack your coffin!
Mark Batterson (All In: You Are One Decision Away From a Totally Different Life)